American Express Platinum Card

As we all know, once something gets posted into the database of a major corporate entity, it is almost impossible to reverse or correct it. In my case, it was a matter of thinking calmly and digging a bit but found a connection to the right people and group. Yes, the AMEX Customer Service people originally told me that it could not be "fixed" but they did listen and when I asked who the ultimate authority might be for resolution, they gave me an email contact. That led to a communication not only from the proper department but also from the head of that department. It was a headache although not unpleasant but through AMEX, I was able to correct the "bank error" and recover my account with all of the accumulated benefits. The bank could not correct their mistake but AMEX was able to correct it for them.

Long story short, unless someone has worked in retail or has been involved in a major call center, it is hard for them to understand what some of the Customer Service agents go through. How many times do you think that they get calls that are totally false and demanding? I can see why some people might feel that they should rate AMEX with one or less stars but surely once they put themselves in the other person's place, they can understand why they have problems. My suggestion is for anyone with a legitimate complaint to try to stay as calm and nice/polite as possible and keep asking for the next person up the line. Eventually if you are persistent enough, you can identify that "right person" and get matters corrected and accomplished. My 5 STAR rating is more for the fact that AMEX was able to recognize and rectify an error made by someone else who either didn't want to fix it or was incapable of doing so.

I had an option between this Cash Magnet card and 3 others from different creditors and ultimately decided on this card because it had the best offer. Only to find out, they removed the sign-up offers from my account without ever notifying me! They wouldn’t put any of this writing of why I did not get the offer bonus after being approved and wouldn’t look up or share any notes or transactions on my account. Complete abuse of power, fraud, and disgraceful business.

I ended up paying off the $15k balance to a $0 after they refused to do anything for me and then they charged me an additional $105 of interest chargers AFTER my balance was $0. I ended up losing out on close to $1,000 due to interest chargers, promo offers not happening, and a $230 transfer fee to bring the balance to $0 so no more interest charges accumulated on my 0% interest card. I will never use Amex again because of this complete fraud and intend on taking additional action to report this.

The only way to potentially increase my limit again was to send them bank statements, pay stubs, and tax returns. Just because I don't use the full amount regularly doesn't mean I won't need it at some point, but apparently they don't care. I am extremely disappointed with how American Express handled this matter and I will be taking my business elsewhere. It's absolutely astonishing the lack of customer service and loyalty they have to their members.

I called the Customer service and they were very rude and told me that I need to read their disclosures. Due to these sudden charges, I decreased my usage of the card and now it became pointless to keep the card open as I am only getting a hit. I closed the account and Customer service representative was very dismissive and did not even try to keep a long-standing customer with good credit.

I spent over $75,000 and expected to receive the third bonus MQM. American Express stopped at 20,000 bonus MQM. They did not issue the third round of bonus MQM miles. I called American Express and I thought it will be promptly fixed. To my shock, they refused to issue the third round of bonus MQM miles. Why I asked? They said, "We cap these MQM miles at 20,000." This is the first I heard of such cap. I did not qualify for the Delta Gold Medallion status for two years.

In two separate airports I approached the agents who were promoting that exact same card. I recorded the voice of two of those agents at two airports. One gave that assurance to me in writing! They were promoting the American Express Delta card. One said we could earn an unlimited number of MQM bonus miles and each time I reached $25,000 expense, I would get an extra 10,000 bonus MQM miles with no limits at all. Another agent said my bonus MQM miles would be limited to 50,000 per year with card expenses. I wrote to American Express and I called them. I was told those people are Delta staff. Well: Delta is know for high standard of service and I thought they will resolve my issue.

I was told Delta has NOTHING To do with this cap and these decisions are 100% in the hands of American Express and basically that AMEX was cheating when they said I should ask Delta for help in this matter. They also said they cannot - even if they wanted to - allocated the bonus MQM miles because Amex controls all that activity (which made sense to me). So I had to give up that useless card which meant I did not receive the free companion travel certificates. I am looking for others who have been misled by this greedy credit card company. Please message me at **. If we get a few people, I plan on getting an attorney to file a class action lawsuit against Amex.