Discover it Secured Credit Card Reviews

Discover use to be my favorite card. I have been a member since 1988. I have noticed more and more local restaurants not accepting Discover any longer. I get the same answer from each one as the reason. They same since their latest system upgrade their machines would not take Discover cards. When I called Discover about the issue they put the blame on the restaurants. Discover said the companies were not willing to work with them. I could believe this if it was only one place, but I have had it happen at 4-5 different chain fast food restaurants. I can no longer recommend Discover to anyone looking for a credit card.

I recently received a cashier's check from Discover for my security deposit refund. After waiting more than 2 months to receive it, I've found out that they forgot to embed their ROUTING NUMBER on the check. It baffles me that a credit card company forgets something so basic and essential on a check. Once I've called them back, they told me to wait another 2 weeks for them to approve a ACH wire transfer of the funds. Why couldn't they offer this option in the first place? I'm disappointed that a credit card company can show incompetence in such simple tasks.

Discover card give me 300 dollars cash advance then they denied. I called customer service after 20 minutes back and forth. They couldn’t find my file then I requested to cancel my card quickly. They cancelled it the day after calling me. I asked them if you could not find who I was how you cancel my card? Never again.

I have a Discover it credit card that I added my daughter on as a user when she was in college but somehow she got setup as a secondary card holder, not a problem for a while but now she is married and has her own cards, etc. I have tried to get her removed from the account and my wife added as the joint card holder instead of just a user but this can not be done, I would need to setup a new card and lose my 1991 member status, my daughter was born in 1992 so she was not even around when I setup this card but now she can not be removed. They would rather lose a 30+ year customer than remove a name that both parties agree want changed? So be aware that a secondary card holder can not be removed from a Discover it credit card.

I was pleased with Discover card till recently when I went to do a dispute with Progressive ins for not canceling a policy and refunding $954 to my card. They, now, make a person wait 15 days beforehand and tell holders they have to wait 30-60 days sometimes. What happened to the good service? Now, they allow companies to steal from consumers by holding their refunds (money) interest free!!!!

I had the Discover IT card for several years and spent a fair amount of $$ using it. Despite saying that it's "secure" and "can't be charged" I was charged on several occasions while my account was "frozen." I also had transactions by Frontier Airlines and Ticketmaster that were charged without my consent, after disputing Discover said "sorry you have to pay that," sucks to be you. They will not fight on your behalf, and on several occasions I ordered a new card and never received it. This includes while closing out the account, someone made a 1700$ charge on my card after I had ordered a new card months before. I never received the card, they have no record of the card being ordered and I got stuck with a 1700$ bill. Don't believe them when they say that your protection is their #1 priority. They care much more about larger corporations than you, the customer.

I applied for a secured credit card. The process was difficult to start with. They want me to send images of my credentials ie DL, SS card etc. Once I jumped through all their hoops and finally got approval I sent them a deposit to secure my card. A week later they sent requests for more information and then after providing it they promptly closed my account without explanation. Now the account I opened to help rebuild my credit hurt it with a "Creditor closed account" note in my file. I will NEVER apply for another Discover card no matter how good my credit gets.

Updated on 08/11/2023: I disputed a charge from Hughes Net for non returned equipment. Discover took the charge off, put it back on, took it off, put it back on again. I talked to Hughes Net. They found the equipment had been returned. They finally are now sending a check. They couldn't credit my Discover account. I called Discover and they couldn't do anything, couldn't understand anything, really a bunch of **. There is no telling how many time I was charged. They have no respect for their so called valued customers.

First off, I scoured the internet upside down and backwards, but I cannot find a way to leave a Discover IT Credit Card review at their own website. I mean. I cannot! Why? Also, while I was a customer, I was offered to apply for a loan, which I took up, because you know - "You are prequalified". Up until and through the application, through an hour of haggling, the rep assured me I am only going formalities, which I gracefully agreed to. Later they asked for more documents, then they rejected it. Also, after a few months of rejecting the loan, they closed my credit card. Why? Because after 5 years of having 100% on-time payments, they needed to 'verify' my account. Are you kidding me? Amateurs at this game. My advice and lesson is - stick with the good bank for all financial products. These fly-by-night crooks will leave you stranded in a hurry. And they have no offices to walk up to. That should tell you something.

I got Discover a few years ago to have my own, then got backed into a corner of my mother demanding all money to pay her back, all my paychecks went to her so I had absolutely nothing left, and used the credit card to pay her back from feeling backed into a corner feeling threatened something worse may happen. Just a bit of background on how I got into the debt in the first place. For a long time I was not able to pay off the card effectively, financial situations and all. However I do not understand how my balance went from 100 something to 19 something, even now times are hard for people. I am paying it off to get rid of the card, how did my balance go from over a hundred, almost 200 dollars, to 19?