Discover it Secured Credit Card Reviews

I applied for a card and funded my security deposit over 3 weeks ago and before I paid the security deposit they said it would take up to 2 weeks. 3 weeks later still no card. Funding is still processing and was told there is no ETA when the card can be issued or when it will be unstuck in the funding stage that it's in.

Do not get this credit card!! If you find yourself in a hardship they are not good to work with and then if it goes beyond them their collection/law firms are the worst! There are plenty of other cards out there and the rewards with Discover are not worth it.

I have had to Discover card for almost 2 years and never had any problems I had a $9,000 credit limit.. I had maxed my card out twice during that time period but paid the balance in full both times!!! My credit rating was over 750 so I ended up getting a 34,000 loan because my credit was so good it turns out that the Discover card that did a automatic check and saw that I had that loan then automatically dropped my limit to 4600 which then made my credit score drop lower. After randomly checking my Discover app I noticed the decrease call the Discover helpline and got absolutely no resolve from the girl. They don't care. It's automatic, the computer does it. That's the problem with discover. They should look into my history and see that I've never had a problem but they're just a bunch of jerks like some of the other credit cards. A complete and total disappointment by Discover it credit card.

Going on for a few years UNAUTHORIZED DISCOVERY CREDIT CARD was issued. Telcom, letters to no avail. CARD was issued on breach information from Equifax. All I get is working on it but credit rate suffer from it. It's seem customer service suffer in real issues. YOUR PERSONAL INFORMATION IS VALUABLE TO YOU. PLEASE CHECK ALL COMPANIES' BREACHES BEFORE GIVING YOUR INFORMATION

Discover asked for driver's license and ss# I.D., which I provided, but it took two more months before I got the card. After two or three purchases with this card, I was told I needed to provide the same ID again and have it notarized at a bank! What the... I have perfect credit, always pay my bills on time, yet this company required a second ID verification and who is to say there won't be a required third or fourth or fifth verification! It has been three months since I applied for this card. The bullying and harassment and being treated like a criminal was not necessary. I decided not to go through the current verification and dropped Discover, but first I asked for hardcopies of my final bill and letter of cancellation. I do not trust this credit-card company.

Got notice today that Discover credit card is requesting I fill out form for the IRS to verify my income to continue to use my credit card. Never been late and always paid way more than minimum payment. Been with them for years so I told them that's a unfair practice. Just went ahead and paid my balance in full and close the account on my own. Never will I ever deal with them again. I only open the account to up my credit scores. Totally bad customer service.

I had a problem with my card, I contacted Discover Card and they were so rude and as soon as they knew I was upset they tried to get me to set up autopay! No way will I be associated with trash! You don't deserve me as a customer so I consolidated my credit cards. They are Gone!

I called customer service today at 2:01 PT 2/16/23 about a payment I sent that was returned. I wanted to understand why it returned as there were more than enough funds in the account. Not only was the “person” “assisting” me condescending as if I’m sort of idiot but they didn’t even answer the question I asked. I was told “the info will be in the mail”. Great! Now I get to wait days for a letter in the mail rather than DOING YOUR JOB AND helping me understand happened.

I have good credit. Zero defaults ever. I haven't used any credit in the last 30 years because I didn't need any and wished not to have any interest so I paid cash for everything. I'm now 70 and retired and started building My credit again with 4 credit cards which are MasterCard and Visa. My home I paid cash for and owe nothing and estimated by value of property taxes in Texas to be $300,000.00 and all my vehicles I paid cash for and have more cash in the bank than most people so I really didn't need credit but thought since I'm getting older I might have to have some cards to give to family members to go buy some things if I get disabled. I also collect royalties on 46 natural gas wells in Texas but I have no "Job". Keep that in mind as I expound further.

I had a card with this company for years with no issues. Then I locked my card cause of a identity issue. They state that locked cards can't be used and charges can't be made to them that is a lie. Over months they allowed a vendor to keep charging my card. I had communicated with Discover multiple times that that account was closed and they did not have permission to charge my card. The company still allowed them to charge me. I got sick of paying it and was going back and forth with the company about the charges stating I was not going to continue paying something that they had in writing was not authorized. The company took it upon themselves to mark my credit costing me 40 points of my credit score. Shortly after they did that it was resolved but the company refused to remove the blemish even though it was caused due to fault of their employees.