
National Business Capital Reviews
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About National Business Capital
National Business Capital is a fintech (financial technology) marketplace that works with more than 75 lenders to offer small business loans and financing. It can help you find the right Small Business Administration (SBA) loan, short-term loan, long-term loan, business line of credit or equipment financing. For every deal it funds, it donates 10 meals to Feeding America.
National Business Capital Reviews
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Reviewed Jan. 3, 2020
Dealing with National Business Capital was a great experience. It was definitely painless and it wasn't time consuming with the paperwork. The staff was very professional and and very detailed. They listened to our business needs. This was our second time using them and it was worth it.
Reviewed Dec. 27, 2019
I spoke with an agent named Matt today at National Business Capital and Services who, after asking a couple of questions about my business, told me that I needed a 680+ FICO and a credit card with a $10K+ limit to do business with them. I said that I understood that his company did startup business loans for bad credit applicants. He said that they did, but the applicant must meet certain criteria. By this point I realized that this was nonsense, thanked him for his time and hung up the phone. Exactly what kind of company is NBCS and what is actually going on there?

Good Afternoon, Kevin, We’re sorry to hear you had this experience.
Our Business Financing Advisors team did reach out to you try to rectify the situation with you. We were unable to get in touch with you; please reach out to us as soon as possible, we take all feedback very seriously.
The team here at National looks forward to speaking with you.
Reviewed Dec. 27, 2019
I was referred to National Business Capital through a local bank. I don’t have the greatest credit and I’ve only been in business for a year, so they seemed like the best option for me. They worked with me and I enrolled in a small business loan so I can expand a little bit. The process was a little long. I had to keep going back with different paperwork, but, all in all, I thought the experience was good and it still got done quickly. They got a guy who is part of their team that text messages me every day, which was annoying, but as far as the other part of it, everything else was good about their team. Working with National Business Capital made things a little bit easier especially around the holidays. I’d definitely be working with them again as I continue to grow. My experience with them is well and I'm very satisfied.
Reviewed Dec. 20, 2019
Vish made the process very simple and got me the loan in a day. Ask for him if you need a loan. He will make the whole process as easy as possible. He also helped me work out a plan to improve a few things with my business so it's not just about this 1 loan for him. If you need a loan ask for Vish.
Reviewed Dec. 20, 2019
We researched a lot of companies and National Business Capital came out with the best rating. The process is still going on and it's taking weeks, and it really upsets me at this point. They have to make the customer realize how long it's gonna take if the process is gonna get drawn out. Other than that, they have really tried. The calls with the reps have been fantastic. And John has been fantastic.

Carolyn, thank you for taking the time to leave this awesome review along with the feedback about our process. We realize there's always room to improve our process, and it's because of Small Business Owners like you that help us improve it! We look forward to watching your business grow, on behalf of the team, welcome to the family!
Reviewed Dec. 17, 2019
Vish ** made the process easy and straightforward. He responded back immediately to any questions and kept me in the loop every step of the way. He made the process quick, easy and painless. Highly recommended.
Reviewed Dec. 11, 2019
Small business owners know how overwhelming owning a business can be. Jacqueline ** has truly gone above and beyond to make it as easy as possible. She has shown excellent customer service and delivers quick response times! She is very knowledgeable and has done a tremendous job fulfilling every request that is asked of her. We are very please to be working with National Business Capital & Services.
Reviewed Nov. 16, 2019
When I went online to look at small business loans, National Business Capital was highly rated. I got a cash advance, which is funds based off the credit cards. The process was pretty quick and the service that I got, talking to people and getting the loan organized was good. However, the loan is horrible and I’m kicking myself for jumping into it so fast. It ties up my money for about six days because they take the credit card first. I used to get 24-hour funding, but now it takes me almost a week. A week's worth of my funds is not worth it. I got money in advance, but they’re taking a big chunk of my money away so, it has been challenging. The loan helped pay off a few of the debts that I had looming. But had I known that everything was gonna be held up, and it’s going to be for another year, I probably wouldn’t have done it. In the long run, my business will be negatively impacted.

Good Afternoon, Brenda, We’re sorry to hear you had this experience. Our business financing advisors team did reach out to you to discuss possible solutions to rectify the situation. Unfortunately, we were unable to get in touch with you please reach out to us as soon as possible we take all customers feedback very seriously. Please give us a call at 1-888-488-GROW whenever you have a moment. We look forward to speaking with, your friends at National.
Reviewed Nov. 15, 2019
We’re seeking refinancing of a long-term loan. We have a loan with Agile for about 50,000 left, and we’re looking to get that, plus a little extra, like about 75,000 for like a 5 to 10-year loan. Another loan company recommended National Business, and I did some research and they were really highly recommended in reviews. The process was also very fast.
I filled out the application, within a day or two I had the money in my account, which is really good because we needed the money for expenses that we didn’t know that occurred from like PO and stuff. So it definitely helped us out a lot. They were very friendly, and they always get back to me if I called or emailed them. We probably would have been late on some bills if we didn’t get that loan on-time. And they helped us grow. We’re able to do some more marketing, which helped us get more customers. I am very satisfied. They came in my moment of need for extra capital.
Reviewed Nov. 9, 2019
We have a medical company. We have worked with Vish For 1 year. He’s a very professional and knowledgeable person. He has helped us so much with our business ventures. We will continue to use your company because of your talented employee. He’s a true asset to your company!

Anne, Thanks for taking the time to mention working with your Business Financing Advisor, Vish, he's awesome, right, and for leaving this great feedback. We look forward to working with you as well as you take your business to new heights!
Reviewed Nov. 5, 2019
National Business Capital looked out for my best interest as a company and I recommend them. I got hooked up with them through the Emery Advisory Group. The endorsement from Emery Advisory Group, the correspondence that I had with the loan officer was all a good experience. And the terms and rates were better than some of the competitors. The process when I enrolled for the line of credit was very simple and easy. It took four days. We got the additional capital that we needed at the time. This took a lot of stress and pressure off of my business so that I could focus on making more money and selling more products.

Hey Mick, thank you for taking the time to leave this excellent review.
We're happy that you found our financing process simple and easy. We put a lot of work into that, and we're glad to hear we've accomplished just that, and it helped you get back to focusing on your business!
We look forward to watching your business grow!
Reviewed Oct. 29, 2019
We have just had a flux of business that put our cashflow very unstable because of what we had to purchase for it, and we needed something quick and easy, and National Business Capital was able to accommodate us. We got line of credit, and everything was handled pretty good. It was secured. I would refer them.

Patti, thank you for taking the time to share your experience with National Business Capital & Services. We appreciate the kind words! I’m thrilled to hear that the Business Line of Credit worked out for you. We look forward to watching your business grow!
Reviewed Oct. 12, 2019
National Business Capital provided excellent service and my whole experience with them is good.

Thank you for taking the time to leave this stellar review, Gio An Cao! On behalf of the team here at National Business Capital & Services, welcome to the National Family!
Reviewed Oct. 2, 2019
Applying for a business loan for expansion. Your rep Joseph ** was very kind, patient and helpful. He worked with us to get the proper paperwork and then helped us get a better loan for my needs. I would definitely recommend him and your services again.

Mary, thank you for taking the time to share your experience with National Business Capital & Services and with your Business Financing Advisor, Joseph. We take pride in making the financing experience as simple and stress-free as possible and we're happy to hear we were able to be there for you as you expand your business! Here's to growing our relationship, welcome to the National Family!
Reviewed Sept. 28, 2019
National Business Capital was affiliated with Sweet’s Logging, so I checked them out. The process of applying and getting financing was relatively smooth. I got a $60,000 line of credit. I took 10,000, and then I kept it for three days and I gave it back just to activate the account. I'm working with John at National Business Capital, and he has recommended me to a payroll processing, bookkeeping processing, and we’re looking on HR. So far, the HR is cost-effective. It’s 49 a month versus an app which is 99 a month. The fact that they referred me to a company that’s $169 a month, and I’ve been paying 450 a month, Bench for bookkeeping is good. I was looking to automate my bookkeeping so that we could be more organized as a company and not depending on somebody that’s just doing data entry. So, I’m happy with that.
The fact that they brought me Bench and that they're bringing me different systems to be able to run my company more efficiently, it’s a positive experience. But the price for their money is so high. The likelihood of me using it is pretty slim. Imagine, if you’re gonna get $60,000 for a year, my payments are almost 7,000 a month. So, it’s like I have to have some place where I’m utilizing that quickly to be able to do it. I know it’s unsecured, but it’s a 12-month term. It’s such a short term. If it was a 24-month term so my payments were half that, it would be easier. They should give me a term of 24 to 36 months. I’m a single dad with sole custody of two children that’s 11 and 13. And so, when you give me 60 grand, but I gotta make almost 7,000-a-month payments, there’s really no time to take that money, use it to make money, and then roll it around. It’s a big demand.
Reviewed Sept. 19, 2019
When I was looking for a line of credit, National Business Capital responded first and got things taken care of. The process was very easy and I was very satisfied.

Daniel, thank you for taking the time to leave this stellar review about our easy business loan process. We look forward to watching you grow your business with your line of credit! Welcome to the National family!
Reviewed Sept. 16, 2019
When I applied for funding for my business, I put it online and a few people contacted me, and most of them didn’t do it because my credit score was low. National Business Capital & Services took my credit score and they didn’t give me what I asked for, but they gave me a starter pack, which was awesome. So, it started me to be able to build up. I signed up for the revolving business line of credit, and the enrollment took five minutes. I just filled out a paper, sent in my documents and in a few hours, I was approved. The first guy that I spoke to was awesome. He walked me through everything and told me that I would get it. He really reassured me and made it happen. I was trying to get a line of credit, and that’s what they ended up giving me. I was able to get some of the things I needed for my business, and with those things, it was able to get me more clients. I have recommended NBCS to friends.

Belinda, The team here at National Business Capital & Services are thrilled to hear such great feedback and that you were able to use the financing to get some things that you needed for your business that led to more clients! We are proud and excited to welcome you to the National family and cannot wait to watch you grow your business as we grow our relationship!
Updated review: Oct. 8, 2019
National Business Capital was a great help in getting me the financing needed when others said no. I appreciate the hard work and guidance throughout the process!
Original Review: Sept. 10, 2019
We had a Visa advance through a Snap Advance in 2018, and National Business Capital was their company that we went through. All these companies are the same. They’re the payday today loan brokers that charge extremely high rates of interest to companies for unsecured loans against a portion of their credit card processing each month. In our case, we pay 15% of our credit card processes monthly to them for a period of 18 months. So, we borrowed 40,000, and we paid back 60. It’s what it amounts to. But it serves a purpose and it is unsecured. We had it almost paid off here and we asked for a renewal and they declined us.
There was a 13-day period back in September where we didn't have any batches. Our machine was broken and we had to process them online through that company until they replaced our machine. It was over Thanksgiving holiday. During that period, they just put the money in our account and didn't do the withholding for National Business Capital. So, even though we told them that and we verified it and had the company call them, they still saw that as a default of the loan, which it was just a temporary, less than 10-day period there. But we couldn't convince them otherwise, so that was their reason that National Business declined it.
We went elsewhere and did another advance through a different company, and paid off our balance with National Business Capital. Everything was a smooth transition, which was to be expected. The team was very professional and to the point. They just simply were unable to renew the loan. Our experience has been less than excellent just because of that. But they serve a very good purpose. Banks are legalized fees, but companies like them, specialize in the high charges for people that don't have other resources available to them.
We’ve been a business 47 years. Retail is changing so for companies like ours, cashflow is a problem. We get a dozen calls a week for funding companies offering to provide capital for our business, and that’s how they do it. So, it’s just a common thing. There are hundreds of companies just like National Business. So, they're probably better than most. Initially, we wouldn’t have had any correspondence with them, but they were the ones who made the decision to offer us what they did at the time and we were satisfied with them.

Charles, the team here at National is thrilled to hear such great feedback, and we’re proud to welcome you and your team to the National Family!
Reviewed Sept. 5, 2019
I approached National Business Capital about an SBA. There was a lot of passing of the football. They got me through the qualification process, and then they handed the football off to somebody else that got me through the pre-qualification process. Then they handed the football off to the lender. It was the process, so it was okay. But it would’ve been better if the football wasn’t handed off so many times. The total process took 30 days. Their team was very responsive, receptive, and definitely professional. They always got back to me in a timely manner with answers to questions. Since working with them, we achieved our goal for the SBA.

Hey Christopher, thank you for taking the time to leave this excellent feedback. We're thrilled to hear that we helped you achieve your goal of an SBA loan! Thank you for also shouting out our responsive, receptive, and professional team! (They're petty amazing, right?) We appreciate the feedback on how the process could be more fluid, and we'll review how we can make some adjustments to improve this process better. On behalf of the team, Welcome to the National Family!
Reviewed Sept. 4, 2019
I got equipment finance from National Business Capital, and it was very easy. I just give in the bank statements and that was it. Everything works very good. They were quick and kept in touch with everything I needed. If I missed something, right away, they contact me and we get it all done. They were there when I need it. It was an easy process. That’s the reason that I used them because it's so hard when you wanna get something through the bank. I might end paying a little less, but then the paperwork is a lot more. It becomes a lot easier because National Business Capital takes it away for you.
They pull the money out of the bank and I pay. It was a fixed amount because normally, I used to work in percentage. So, if I don’t get a sale, I don’t pay anything. But then, the last one was a fixed amount a week, but when the business was not doing too good and I need help, the bank doesn’t wanna help. These people help you. Maybe not with all the amount that you want, but they help you either way. And then, when you have the money, everybody wants to give you money. But National Business Capital is really good and if I need something, I will go back to them.

Hey Humberto, thank you for taking the time to leave this rock star review about your experience with National Business Capital & Services! We take pride in our quick and simple process, and we're happy to hear this was something that worked for you! We look forward to watching your business grow along with our relationship. Welcome to the National Family!
Reviewed Aug. 16, 2019
I got a business loan from National Business Capital to help the business along the way. Their rep contacted me and said that they could help me. As far as the loan process, everything was very thorough. The consultant named Ricky was very thorough with dealing with the process and letting me know what I need to do, what not to do, what to expect, and what not to expect. He was very hands-on. He definitely did his job because I can be impatient a little bit. He called me every day up until the loan went through and it was in my bank account. And then the next person reached out through email for whatever information she may have needed and got back to me. And she was good.
The whole process from start to finish took about a week. Through National Business Capital, I was able to get funds that I may not have been able to get being that I’m a young company. So, overall, they helped with the situations I had going on, and I was able to hire more people to help better serve my clientele. So, it tremendously helped me for that little time period. Overall, it was a great experience. I would tell others that National Business Capital is somebody that I would recommend.

Thank you so much, Jocolyn for taking the time to share your enjoyable experience with us here at National Business Capital & Services. We take pride in knowing our customers are happy with our services and we're ecstatic to hear your kind words about Ricky! He's a great asset to the team, and we cannot wait to share this feedback with him. On behalf of everyone here at National, welcome to the family, here's to your business success and growth!
Reviewed Aug. 5, 2019
I’ve been using these guys for years and I keep coming back! They take the hassle out of looking for additional capital, with lots of options. Minimal paperwork with extremely fast funding. Ask for Matt ** you won’t be disappointed!

Rickey, thank you for taking the time to leave this review and mention our simple and quick process! We understand what it's like to be a business owner and it's awesome to hear our process we're so proud of is something you enjoyed! Thank you for choosing us multiple times to be a part of your business growth. We look forward to being a part of your business' growth journey for the years to come!
Reviewed Aug. 1, 2019
We contacted Mike at National Business Capital when we needed financing for equipment. We've always dealt with him, and he makes it painless and easy. They had all of our information so it was an easy process. Working with them helped us grow.

Royce, The team here at National Business Capital & Services is thrilled to hear such great feedback, and we’re proud to have been part of your businesses growth! Welcome to the National family!
Reviewed July 30, 2019
The reps at National Business Capital were very great and helpful people. I'm getting funding for equipment from them and it has impacted positively to help grow my business a little bit.

Shayan, thank you for taking the time to leave this awesome response and for choosing National Business Capital & Services to be part of your business' growth! Welcome to the National family!
Reviewed July 19, 2019
I was seeking financing for a working capital and with National Business Capital, it was an easy process. Working with them helped me. It's good so far and I will suggest others to go with them.

Thanks for the awesome review, Hussein! We work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you. Welcome to the National family!
Reviewed July 17, 2019
Initially the transaction was seamless. We got approved for a high dollar LOC. Even though we only needed about a 1/3 of the amount approved, our rep strongly encouraged us to take the full draw to avoid the "draw fee". We did as advised. What were NOT told was that an additional fee would be applied if we kept the money for more than 3 days, which was higher than the draw fee! Our rep said that as long as we paid back the unused portion before the first payment date, there would be no additional fees. In fact, he advised we keep it for "about a week" to make it look like we used the funds and could then increase our chances of an increased limit or better rates in doing so.
Imagine my surprise when I went to pay off the balance after about 10 days. We were levied a $5000 fee for keeping the money past 3 days! The only purpose of this loan was a short bridge loan while we finished a renovation project. Our total portion needed was roughly $50k and was going to be paid back within 3 - 6 months. So, this fee was a 10% "penalty" that was NEVER disclosed. Not disclosed by our rep at National Business Capital AND NOT DISCLOSED by BlueVine. In fact, their rep admitted over a recorded line that they rely on the broker to tell us of that fee. It is NOT in their contract that was signed at the time of draw. We paid back everything and shut down our line. Not worth the risk. Be careful!!!

Nicholas, Thank you for taking your time to provide this feedback. We pride ourselves on being fully transparent and detailed in every part of a transaction.
Our goal is to provide you with clear details on the financing.
Please note we are not taking this review lightly and would like to express our sympathy for any miscommunication or misunderstanding that may have occurred. The team will review our communications with our lenders and our advisors to ensure that this does not happen in the future.
Reviewed July 17, 2019
Working with National Business Capital seemed to fit what I needed to fund my business. Their team was professional and it was really good dealing with them. They enrolled me in an 18-month line of credit and then a six months loan. It’s a quick and easy process and they're willing to fund your business. We’re definitely going in the right track with National Business Capital.

Thank you so much for your kind words, Lisa. We really appreciate you taking the time out to share your experience with our team at National Business Capital & Services! We count ourselves lucky for customers like you and look forward to working with you again in the future!
Reviewed July 11, 2019
My loan amount was $450.00 less than what was expected due to fees after paying fees to underwriting and processing. I paid more in fees and interest than expected. I understand the risk factor but paying $850 in fees and $5,000 in interest for a $9,550 loan is a bit much. I will look for financing elsewhere once this loan is paid off.

Hey Richard, Thank you for your review. We pride ourselves on being fully transparent and detailed in every part of a transaction. It is our policy to not charge anything for our services until a loan closes and to identify any all fees for our service up front. Clearly we need to do a better job based upon your comments and will make sure we review our process and confirm that every client understands the details of their loan. The upfront review for your loan and the paperwork you signed did include full disclosure of all of the fees as well as provided for the authorization to receive our fees once the deal closed. Again, we are sorry for any miscommunication or misunderstanding and will review our communications to ensure that this does not happen in the future.
Good luck with your business and we are hopeful the $10,000 business loan takes your company to the next level!
Reviewed July 10, 2019
Quick turnaround. Good customer service. Would definitely recommend to any friends or business associates. Took the time to explain my options. Made the process very easy. I’ve used other companies in the past, but this company is much better. Good company. Good company. Good company.

Joy, Thank you for taking the time to provide this positive feedback! At National Business Capital & Services, it's our mission to provide our customers with an expectational and transparent experience! You recommending to business associates and friends truly means a lot to us, thank you for that! On behalf of the team, welcome to the National Family!
Reviewed July 10, 2019
I am very happy & satisfied with National Business. Very friendly people help to get funds very fast. Salespeople briefly help the whole process and all the time they are on top all the time. They asking minimum paperwork.

Younas, thank you for taking the time to leave National Business Capital & Service this awesome feedback and highlighting our simple process and minimum paperwork! We know running a business takes up most of your time so we do our best to make sure we can get your the business financing you need so you can get back to running your business! On behalf of the team, welcome to the National family!
Reviewed July 10, 2019
Quick, simple, efficient. The process was smooth with a confident and understanding personal tone and approach. Not impersonal like other places. They worked to give me options that would best fit my company's needs. I am grateful to have them as a resource.

Paul, Thank you for taking the time to provide this positive feedback! The team here at National Business Capital & Services is thrilled to hear such great feedback, and we’re proud to have been part of your businesses' journey!
On behalf of the team, welcome to the National Family!
Reviewed July 10, 2019
Communication was difficult due to time difference but all went well as far as submissions and funding. Josh was on top of everything at all times and kept me informed of any additional requirements. Funding was timely and emailing and faxing of required information was simple.

Hey Mike, thank you for giving us the feedback, we always enjoy hearing from the entrepreneurs we work with to find out how we can improve our process! We're happy to hear Josh provided you with the National experience we take pride in and we'd like to welcome you to the National Family!
Reviewed July 4, 2019
National Business Capital is a good option to consider. I had a great experience with their program and I got what I needed for the moment. The process was very easy and it landed on the shoulders of my rep, Josh. He was excellent. If he wasn't good, it would've probably been a different situation.

Tywone, thank you so much for this great 5-star review. We really appreciate you choosing National Business Capital & Services as your business loan provider and we look forward to growing our relationship as you grow your business! Welcome tot he family!
Reviewed June 25, 2019
I needed the loan and somebody gave me a good opinion about National Business Capital. It was an easy process and good interaction. We got good communication. They were professional and courteous. I like the way that they manage things very quickly and simply compared to some other loaners. I would recommend them.

Manuel, Thank you for taking the time to recommend us and for leaving awesome review on your experience with National Business Capital & Services! We take pride in our open communication and our easy process! We look forward to watching your business grow while we grow our relationship!
Reviewed June 19, 2019
I was trying to capitalize on a business opportunity and applying for a loan through National Business Capital was pretty easy. Any questions I had, I got them answered quickly. I interacted well with their reps and got feedback. I was happy with that process. It worked out well for me and the loan I got helped my business for the exact reason that I needed it to.

Alejandro, first we'd like to congratulate you for your business opportunity! We're so happy we were able to find a business loan that worked well for you and your business. Thank you for choosing National Business Capital & Services to be a part of your business's journey!
Reviewed June 18, 2019
I got a line of credit with National Business Capital. Applying and receiving the financing was quick. It took one day. I've had very good interaction with them, except one little thing. And I felt ripped-off. I placed an online search and they never told me that they collect by the end of the month. And I get the money seven days. That means my first payment was in seven days, when it should be at 30 - no prorate, no this, no that. And they never told me. So If you're gonna get the money by 29, your first payment is going to be the following day. I can wait another day, and have 20 days left.
They have a high interest of 4.5% a month. But I got that kind of money, and I get that kinda interest -- borrow the money from the bank at 5% and put it back for 40%. I have to have a business, no questions asked. So before you point the shotgun in your head, you should know what you’re doing, no questions asked. But except for that small point that they did not tell me upfront everything is okay.

Hey Lewis, First off we'd like to say thank you for taking the time to provide this feedback and for leaving this review. We were happy to hear you received your funds quick and enjoyed working with our team however we disappointed to hear you didn't get the full National experience we take pride in. At our company we take pride in our transparency and openness when discussing financing options and payment plans but it seems we fell short on that this time. Thanks to this review, we'll be able to review with our team the process and procedure when helping business owners like yourself obtain financing. Again we are truly sorry for this unfortunate incident and we look forward to working with you in the future as you grow your business.
Please feel free to call us and speak to one of our team members if you still have any further questions or anything to address. We look forward to hearing from you!
Reviewed June 7, 2019
Your processing time was acceptable given my credit status. Matthew **. helped me all the way and it was a very good experience for me as always. This is the third time with him and my third loan in 5 years and I thank you and him for helping me. David

Hey David! We are incredibly grateful that you took the time out to leave us this note. Our company values put customer satisfaction as top priority and we are so glad to read that was your experience with Matthew and National Business Capital & Services. Its customers like you that make our job wonderful. We look forward to watching your business grow!
Reviewed June 6, 2019
So far I have had two loans through National and will most likely continue business with them. They demonstrate quick and timely service, easily signed digital documents, as well as great customer service. I feel that would recommend National in the future.

Keith, thank you for taking the time to leave us this awesome review! At National Business Capital & Services, we are here for you through every step of your journey, whether it's financing, services or you'll looking for advice! We can't wait to watch you as you grow your business!
Reviewed May 14, 2019
We were looking to leverage off some of our assets for the proceeds to settle a lawsuit that we had and we were referred to National Business Capital by a business finance broker. Although we applied in several areas, the only one that came through was a working capital credit. Everybody was great to deal with. However, some of the areas that we asked them didn’t perform and we went with somebody else in certain areas.

Gerard, Thank you for taking the time to leave this review. Although we are sad to hear we couldn't match you with a business loan that worked for you, we are happy to hear you were able to find one else where! Please know, our doors, chats and phone lines are always open if you ever have any additional questions when it comes to growing your business! Wishing you growth & success, National
Reviewed May 8, 2019
We would like to share our experience with you concerning this company but more specifically Thomas ** who believed in us and worked tirelessly and effectively to have us approved for a working capital loan. We highly recommend this company.

Cynthia, thank you for taking the time to leave us this awesome review. We're happy to hear about your great experience with Thomas and couldn't agree more about his work ethic! He is dedicated to helping his clients get the financing they're looking for to grow their business. We look forward to continuing our relationship and being a part of your businesses story!
Reviewed April 26, 2019
from the first phone call Guensdy ** put me at ease. He listened to my concerns and plans for the business. He was extremely helpful and knowledgeable about the many options we could choose. This was the lifeline that we needed so desperately.
The whole process was simple and every question was answered quickly. They were really helpful in finding a solution quickly without trying to push me into something we couldn't do. This wasn't just a quick fix. Guensdy also talked to me about the future of our business and how they will be there to help. The underwriter Ori was very helpful as well to get us the capital we needed quickly. We now are able to expand and we will have a long term relationship with a company that will be there to help us along on this journey. I will be forever grateful to these two gentlemen.

Hey Elizabeth, Thanks for taking time to mention how Guensdy worked with you to help answer any questions and settle any concerns you had for your business. We take pride in being able to offer our customers with advice to help make the best decisions for their business. Thank you for taking the time to leaving this great feedback and picking us to be part of your businesses' story! We look forward to watching your business grow!
Reviewed April 3, 2019
I handle all the finances for the company. Idealistically, what I was trying to do was try to find a line of credit. We are a small business and a commercial subcontractor. A lot of the jobs we've been getting lately, even though they're net 30, are really slow-paced. We're experiencing anywhere from 45 to almost to 90 days. We're winding up in a lot of cash flow problems because of the lack of payments. So that was originally why I had reached out to National Business Capital because I had been doing some research on some funding. We had tried factoring it one time, and I didn’t really like that experience.
I got a small business loan and I worked with Joe, who's excellent. He told me that the company had different programs. Like my brother, who’s the owner of the company, his credit was not in the best of shape, which was why we took out the daily loan. But we also signed up with the company for the credit repair stuff. They have some really good people there. I have been nothing but pleased. They're very professional, very friendly, very courteous, and they listen. They're very mindful to what I say rather than just trying to push products. However, I would just like to see more options available for owners that are in my brother’s situation because it's kind of hard to run a company, and then it's like everything is based off of his credit. Other than that, we've been extremely satisfied.

Hey Robert, thank you for sharing your experience with us! We love hearing from our customers – especially when our Business Financing Process is able to make a positive difference to them.
Thank you for choosing National and on behalf of the team, welcome to the family!
Reviewed April 2, 2019
Bank loan. This is the worst financial ** I have experienced to date. 35 years in business and nothing even close to this bad. No more time will be wasted including your surveys. What a ** joke. Take me off your e mail list now.

Michael,
Thank you for taking time to speak with our Business Financing Advisor and bringing this issue to our attention. I sincerely apologize and want you to know I understand your frustration. We do our best to maintain thehighest standards of service, but it’s clear we fell short in your case. Thank you for providing the feedback please feel free to contact me at your convenience, I’d like to find out how we can earn back your business.
Regards, Alexa, Customer Experience Manager
Reviewed March 13, 2019
National Business Capital was recommended by an agency that we were using. They provided starter loan and the application process was okay and it took a couple of weeks. Between the rep from another company and the loan company that we used, there was a lot of confusion, the back and forth, and conflicting information. That was why it took so long, because the agency that we went through was saying one thing and the loan officer was saying something else.

Rebecca, Thank you for bringing this issue to our attention. I sincerely apologize for the lack of organization that occurred between your loan officer and the funder we worked with to make your financing possible and we understand your frustrations. Please know, we do our best to maintain the highest standards of service, but it’s clear we fell short in your case. Please contact us at your convenience, we'd like to find out how we can provide you with the National experience we take pride in.
Alexa, Customer Service Manager
Reviewed March 8, 2019
I went with National Business Capital based on the ease of working with them. Other companies were too aggressive, and they didn't seem to care about your needs. They just wanted to make the quick fund transaction. NBC asked me what my needs were, and then they sent me an email with a proposal. If I had any discrepancies, I got back in-touch with them and they would fix them. When everything was good, they did the DocuSign. They kept it quick and professional. We got a loan for the business 'cause we expanded and it helped me get the shop equipment that is needed and the updates.

Donald, We are incredibly grateful that you took the time out to leave us this review. At National Business Capital & Services we put customer satisfaction as top priority and we are committed making that happen. Its customers like you that make our job wonderful. We look forward to watching your business grow!
Reviewed March 7, 2019
I had a small business loan through National Business Capital and I'm satisfied with it, but I am frustrated that I don't know who I 'm dealing with. I have no personal connection to them. Still, the loan allows me to have access to cash in my business through the month. The experience of getting funded and knowing I could build my corporate credit was easy.

Hey Sara, we'd like to start off with apologizing that you didn't receive the National experience we take pride in providing business owners across the U.S. We are however, happy we were able to get your a small business loan and now you're able to grow your corporate credit! We hope if there's ever a time where you might need us, you'll reach out and we'll make sure you get to know our Business Financing Advisors!
Reviewed March 6, 2019
National Business Capital came through at a time when I needed their assistance and I am truly grateful. During the application process, I was biting my nails and their representative was able to put me at ease. It took a little longer than I expected though. National Business was a referral from a friend and it worked out to my best benefit because I was looking for other places to help me out in my situation. They seemed very straightforward knowing exactly what they wanted to do and how they wanted to help. They went by their word too. It seems they’re not perfect now, but they’re far better than what they were. We pulled through and it worked.

Timmy, Thanks for leaving us such a great review! We are glad that you loved working with your Business Financing Advisors. Please thank your friend for referring your business to us. We look forward to watching your business grow.
Reviewed March 5, 2019
Very easy and informative. The loan was quick and no hidden fees. Communication was very trouble-free and I could speak with Dominic thru email or by phone. We have worked with National Business Capital for several years and they always contact us, when they can help us with our needs.
Reviewed March 5, 2019
I dealt with Duanne at National Business Capital and he was very informative. I got an equipment loan for my business, and Duanne helped me with the kind of loan it was. He pretty much took care of a lot of the stuff. He put me in contact with the other people, including his underwriters. He steered me all the way through and made all of those connections, so it was really easy for me. He was very responsive and responsible. Whenever I needed something sent to me, he sent it. I wasn't getting bounced around between five different people. It seemed like Duanne was my personal agent, which I really liked. It made the experience feel personal.
The application process was a little bit difficult because the distance. I’m in Pennsylvania and Duanne’s office is in New York. So for me to get and send some of the banks statements that they needed transferred over, it was a little bit difficult to get them on my end into a PDF. I wish my bank here would have been able to forward that to him in an easier way. But it all worked out. National Business Capital got back to me on time. They never left me hanging and it was just a good, honest, open conversation every time I spoke with whoever I talked with from there. It was a really good experience overall. They provided the money for me to buy the machine that I have now.

William, Thank you for leaving such a nice review. We are glad that you enjoyed your experience working with Duanne. He always looks to provide his clients with the best options for their business and he'll be happy to know you left this rockstar review! Thank you, once again, for your kind words.
Reviewed Feb. 23, 2019
I’ve had National Business Capital for consolidation of a couple of notes and a lower payment. They now deal with Principis, the front organization for a company that I’m dealing with as far as payback of the loan. But my concern was I was told that the daily draw was gonna be quite a bit upfront. They also said that after three months, I’d be able to extend the length of the term and lower the daily draw. I’m going through that now and it’s just taking a little time.
I’ve dealt with a company before and the rates were 17 to 20% range. But they were lower with National Business Capital. You can’t get lower rates through a bank and these are for businesses that need the capital for whatever reason, but National Business Capital has to make sure that their rate is affordable and their terms are good. Overall, the process I went through was good and I’d recommend them.

Good Morning Robert,
Thank you for giving us the feedback, we always enjoy hearing from the entrepreneurs we work with to find out how we can improve our process!
We look forward to seeing your business grow!
Reviewed Feb. 17, 2019
We believed in National Business Capital's rate and we were already engaged with them. In the beginning, it was supposed to be a very low rate, but we ended up with a lot of money lost. Then we have to get until the end with it. There is supposed to be a very good rate then you are supposed to pay the money back before and you end up with lower interest. But it wasn't like that with National Business Capital. Also, talking with their rep could be improved.

Good Morning Francisco,
Thank you for connecting with us this morning to discuss your concerns you stated below. We are very sorry to hear you were unsatisfied during your experience. We can say this is extremely rare but we do understand there is always room to improve! Thanks again for providing the feedback and we look forward to continue working together in the future!
Reviewed Feb. 16, 2019
Greg, the salesman that I dealt with at National Business Capital, used to work for me as a kid in a Christmas tree lot. As he progressed through the years, he went into insurance companies. We were having trouble with credit card companies and he said his company at that time was doing credit cards. He explained the loan situation to me, which was much easier than dealing with Uncle Johnny on the corner. We started dealing with National and the process of applying and receiving the financing from them was very simple. It was very pleasant dealing with them and Greg was top. We sell Christmas trees which is a tough thing and we need capital every year for deposits, so I only need National for short terms. We’ve grown from grossing 100,000 to almost 300,000 a year now. I would recommend them to anyone.

George,
On behalf of the team, I wanted to thank you for your kind words about National and Greg! We look forward to being a part of your business growth! Happy Thursday!
Reviewed Feb. 14, 2019
Rating 5 stars: Excellent – no reservations, I would recommend this company to anyone. I have been a business broker for many years, so I have had the chance to work with some good companies and some not so good companies. It's rare you come across a company like NBC, who truly do exceed all expectations. Spencer is my contact there and if you sign up to broker through NBC you will want to be signed up under him. He has gone above and beyond on my loans.
Information is always available, he returns calls, he makes things happen. As for the underwriting team... enough can't be said about them. I have worked with many of the lenders directly that NBC uses and they have gotten clients approved for loan programs that they didn't qualify for and would have been turned down if taken directly by me to the actual lender. At the end of the day, they treat me like an actual partner. I send 100% of my clients to National Business Capital. There is no need to go anywhere else.
Reviewed Feb. 12, 2019
Nick ** was very helpful and professional. We turned around funding for my medical practice in 5 days. The process was simple and easy. The customer service was excellent. The ability to secure the right funding at the right time was imperative to my success. I strongly recommend National Business Capital for financing needs!

Amy, The team here at National is thrilled to hear such great feedback, and we’re proud to welcome you and your team to the National Family!
Reviewed Feb. 12, 2019
Things started out great. I contacted them because they were supposed to be able to work with tax lien and eventually get SBA loan. I gave them all info needed immediately. Everyone worked hard, but at the end of a 2 week ordeal we ended up with more short term ACH debt, $1900 in loan fees for a debt consolidation loan that got turned down due to the tax liens that I was very forthcoming with before it all started.

Good Afternoon Tim,
We’re sorry to hear you had this experience.
Our business financing advisors team did reach out to you try to rectify the situation with you.
We were unable to get in touch with you please reach out to us as soon as possible. We take all customers feedback very seriously and look forward to discussing this further with you.
Reviewed Feb. 11, 2019
We were looking for some inventory and we were looking for a good rate. We applied for a line of credit with National Business Capital but we didn’t get accepted as of right now. But applying was easy and everything was straightforward.

Hey Daniel!
Thank you for taking the time to provide this positive feedback! We look forward to welcoming you to the National Family!
Reviewed Jan. 31, 2019
Joseph and his coworkers were extremely helpful in assisting us with attaining an operating loan for our small business. He walked us through all the steps necessary and we quickly had the funding we needed. I would recommend them to anyone needing some financial help.
Reviewed Jan. 31, 2019
National Business Capital responded to my needs and working with them kept the doors open. The application was pretty simple and the people I dealt with were good.

Cecil, Thank you for taking the time to provide this positive feedback! On behalf of the team, welcome to the National Family!
Reviewed Jan. 22, 2019
I needed cash to purchase a piece of equipment, so I sought for financing. National Business Capital gave me the better rate. They lent me a couple of thousands, and then they take it out every day out of my bank. They were very persistent and they did a good thing. They wanted to sign the contract, and it was pretty simple. It helped me get through a hard time for a moment.
Reviewed Jan. 17, 2019
Vish and Phil are the best. They will set you up with no problem. It’s fast and simple. They are honest guys. I didn’t feel like another commission when I work with them. The experience and knowledge they gave me is top notch. I'm on my third funding and I will always use National Business Capital for the service I received. Do your company a favor and talk to one of them.

Terry, Thank you for leaving us such a wonderful review. Vish and Phil make a great team and they'll be to learn of your high praise. They work very diligently and it will provide them with great encouragement to keep doing what they are doing! We're happy to have worked with you for a third time and look forward to growing our relationship as you grow your business! Thanks again, for your kind words.
Reviewed Jan. 14, 2019
Phil was amazing! Everything he said he would do, he did. He thoroughly explained the process and details of the loan. Everything was on time and smooth. No surprises. I would definitely recommend Phil and National Business Capital.

Christy,
Thank you for taking the time to leave this review! We're happy to hear about your stellar experience with Phil and the National Business Capital & Services! We look forward to watching you grow your business!
Reviewed Jan. 4, 2019
I’ve been working with National Business Capital for a while and I recently sought their financing to cover business operating expenses. The application process was a little through the book. Also, the representatives were very reasonable and they try to understand the need of the clients. Overall, National Business Capital was able to help out when help was needed.

Eric, Thanks for giving us the feedback, we always enjoy hearing from the entrepreneurs we work with to find out how we can improve our process!
Reviewed Jan. 3, 2019
Knowing all the information and all details & facts when working with and talking to your representative is a relief. I did not get shuffled between reps, and that is important to me. Overall is a good company to work with.

Ron, thank you so much for taking the time to leave this excellent review. At National Business Capital & Services we take pride in our transparency and our communication we have our with customers and happy to hear that you experienced just that! We really appreciate your business and look forward to being a part of your business's story!
Reviewed Jan. 3, 2019
Worked with Phil, very honest and to the point. I shopped around and Phil at National was the best person to work with. You have to watch these types of lenders very carefully some will say you're approved for a certain amount then when they send the contract it shows a different amount because they took all the broker fees out. Make sure you find a Phil to work with!!
Reviewed Dec. 20, 2018
I needed some cash flow and at the time, National Business Capital was the one who gave me the approval. The application process was alright and it was okay interacting with their reps. However, I wouldn’t do it again. I caught myself in a bind. I needed a line of credit and the interest rate was too high.
Reviewed Dec. 18, 2018
Phil from NBC went above and beyond to make sure I understood everything and got the funding we needed. Quick process, with lots of communication. I am very pleased and would recommend them for your financial needs.
Reviewed Dec. 18, 2018
Partnering up with Eric ** and his team at National Business Capital has been an amazing decision. Since beginning my partnership with NBC, Eric and his team have funded dozens of my clients in all different industries! The best part is, all of my clients couldn't believe how professional the NBC team is, and how quickly they are able to navigate through the funding process! It's great having a partnership with a company you can trust to work with your clients!
Reviewed Dec. 18, 2018
I have been working with Eric ** and the team at NBC for over 3 years. As a banker, I am constantly trying to find ways to help my clients grow their businesses and can easily say my partnership with Eric and NBC has been the easiest way of doing so! Eric is always prompt and professional when helping my clients and ALWAYS keeps me involved. Thanks Eric!
Reviewed Dec. 12, 2018
We were short of cash flow about our aim in making some renovations in our pizza restaurant. We applied for a loan from National Business Capital and it was not much money, but it helped us. There was no problem during the process of applying and receiving our financing. We were informed in our stuff and the process took seven days only. Also, everything was good with the team from National Business Capital. They were informative and quick.
Reviewed Dec. 6, 2018
I highly recommend dealing with Mark! He was very professional and worked quickly to help us obtain funds for our business. It is so hard to find trustworthy people, but finding Mark was an absolute blessing. I will be recommending him to all of my clients.
Reviewed Dec. 2, 2018
Thank you very much to National Business Capital and especially to Dominic ** for expediting the processing and subsequent approval of my funding. I couldn't ask for more professionalism or a smoother transaction!!
Reviewed Nov. 25, 2018
The rep from National Business Capital was very friendly, accommodating, businesslike, and helpful and I got a small business loan. The process of applying and receiving the financing was extremely easy and it took 3 days. I got capital in having the financing and National Business Capital is a good company.
Reviewed Nov. 13, 2018
I needed a loan for funding jobs and I went with National Business Capital. This is my third loan with them and I like the service that they provide. Their loan process was very simple and I sent them the same financial papers that they needed. It was a quick approval and they deposited the funds in my account. Their team was wonderful and very professional. The loan helped my business tremendously and I would use them again. I would recommend them to other firms as well.
Reviewed Nov. 11, 2018
I spoke with one of the salespeople from National Business Capital and I told them what I needed. I was getting crazy rates from other companies and they came in as the best rate with no collateral. I sent them three months of bank statements and then, they asked for 12 months. After that, I signed a document so they could pull my social security number. I wanted them to do a soft pull, but they did a hard one. They offered me a larger amount of money, but I didn't want it. So, I reduced it to where I was comfortable and they funded me. It wasn't as expensive as some of the other companies which charge 40% interest. Everybody was nice and I didn't have any problems. The underwriter asked me a few questions and somebody called to tell me that I was qualified for more money. It was a good experience.
Reviewed Nov. 3, 2018
I had a patient and very very helpful team. William and Curtis were very supportive and I am happy that I tried National Business Capital. After knocking the doors of several lenders, I realized that I can make my first step into business by consulting with NBC.
Reviewed Nov. 2, 2018
the follow up by the rest of the team and getting be funded on time. Thank you.
Reviewed Nov. 1, 2018
Jay, Patrick and Greg were the best! They went over and above to help me in securing my loan! The help and guidance they gave upfront and during the process was impeccable. I look forward to them working with me in helping me achieve my goals.
Reviewed Nov. 1, 2018
So many companies drop the ball if you are not a viable client. National Business Capital makes sure you are helped to the maximum amount. They stay with you and explain the process accurately. They follow through to see how you are doing afterwards. I look forward to working with them again.
Reviewed Nov. 1, 2018
Nicolas ** is very friendly and quick on getting me an offer. He is not pushy, he explain the benefit term and conditions on the offer. He always keep me updates on where thing are with the process. Am very happy with Nicolas and looking forward to be working with him again in the near future. I will referred peoples to National if they are out looking for a business loan. Nicolas will be to first contact person. Very fast services and friendly.
Reviewed Nov. 1, 2018
Excellent services, on time response and unique customer services. I got money in the account in 24 hours which allowed me to keep running my business without any interruption. I recommend this company to any business or person who needs a loan.
Reviewed Oct. 31, 2018
Everything was perfect with National Business Capital. We sought financing for growth capital and they were able to close quickly. The team that worked with me was very helpful. They were very engaged and very professional.
Reviewed Oct. 17, 2018
My experience with Mark ** of NBC was awesome. His ability to stay on top of the process and be upfront to tell us the details was good. The process was fast, easy and convenient. I would do business with Mr. ** and NBC again. Thanks Mark.
Reviewed Oct. 13, 2018
I needed to get a loan to upgrade my equipment, fix stuff and make things run better at my business. National Business Capital was recommended by my processor. I just had to show some documentation and proof that I own the business to get the process going and that was about it. Because it’s so far away and I didn’t have a smartphone or a fax machine it took a little bit longer than it should have but it wasn’t bad. I really like the people that I dealt with. They’re all really nice people. With National Business Capital it’s all pretty black and white. They’re pretty straight up, and no hidden anything. They made it simple and easy to understand.
Reviewed Oct. 12, 2018
Mark ** provide timely exceptional service. National Business Capital provide even more funding that I was asking for and even recommended other financing options such as equipment leasing. They followed up and were very interested in the success of my business.
Reviewed Oct. 11, 2018
Anthony ** was amazing to work with. My company was having cash flow problems, and I was referred to Anthony by a colleague of mine. Within 2 days, I had the funding I needed at rates I could not have gotten without him. I highly recommend National Business Capital and Anthony **!
Reviewed Oct. 6, 2018
We wanted to upgrade in our business and National Business Capital was the easiest to work with over other financing providers. I've already had several financing through them and the process of applying for and receiving the financing this time was super easy. I've had really good interactions with their team members and they're efficient as well as do what they’re supposed to do. Having worked with National Business helped me out quite a bit. They’re a decent company to work with. Use them too.
Reviewed Sept. 27, 2018
I’m in retail and I had the opportunity to buy another business liquidated. I just didn’t have the funds to do it. I’ve owned this business 100% for three years and everything was financed on my personal credit. I'm trying to move more into something that would give me credit as business credit and report to the business agency. National Business Capital might not have been the best deal that I would’ve walked to the bank and negotiated, but it was the first deal that the business itself cracked on its own.
I did a one-time payout and the process was fairly simple. I got my hands in the numbers of the business every day, so they didn’t ask for anything unusual. The turnaround time was less than seven days and it was great as the deal had an expiration date where I had to come up with funds or I wouldn’t be able to close it. The team all seemed very professional as well and they called me every day to make sure I had everything done until the package was set and sent off. I am happy that I had a resort, like a non-traditional resource where I could do a high-margin deal and not have a lot of discussion about it. It's great to have that flexibility although I don’t recommend anybody going out and just doing it willy-nilly. But sometimes, if there’s enough money in the deal, it’s definitely worth it.
Reviewed Sept. 26, 2018
We got a line of credit financing from National Business Capital for mechanical repairs. I just told them the amount that we were needing, they got our financials and our references, and the processing took about three days. Their reps were straightforward, good people. I mostly talked to them via email and it was smooth and quick. If there was any issue, they got on it right away. Or if I need an update, they responded quickly. National Business Capital helped us to keep going.
Reviewed Sept. 19, 2018
We were in a pretty bad bind to get some material in for some jobs that would make us little profit. We sought financing and National Business Capital has a smoother process. I had dealt with them before, so I called in and spoke with them, and we picked up right where we left off. The representative who we dealt with was really helpful. He got everything done for me because a lot of my time is very limited in my job. National Business Capital has helped keep the doors of my business opened for a couple more weeks. They’re a great company.
Reviewed Sept. 11, 2018
I needed some different product to help my business grow. National Business Capital was the first that I was able to connect with and it rolled from there. I did a business equipment financing and the application process was on the easy side. It wasn’t rocket science or anything too complicated, so it was smooth. I also had no problems at all working with their representatives. Overall, National Business Capital has helped my business a lot and I basically accomplished what I was trying to do. They helped to catapult me in the right direction.
Reviewed Sept. 1, 2018
National Business Capital offered me a good rate. Applying and receiving financing from them went fine. Everything was great.
Reviewed Aug. 25, 2018
We’ve done business with National Business a couple of times, so we’re a repeat customer. In the beginning, my wife felt that National Business was the company we needed to deal with. We got a small business loan from them and the application process was pretty simple. There was a few little hiccups in trying to get information that they needed, but everybody seemed to be very professional. My paperwork comes like it’s supposed to, and I also get my reports like I’m supposed to.
Reviewed Aug. 18, 2018
We really wanted a credit line and being in the business that we’re in, a credit line was not possible so we went ahead and borrowed 11,000 through National Business Capital. I didn’t need and didn’t want to but I went ahead and did it so we can build a relationship. If I need large lumps of money down the road, I can get it. There are days that I spend 20 to 30 grand at once and sometimes if my jewelry is not selling, I need the loan to cover me until it sells and then when it sells, I can pay it right back.
The rep explained to me that since I’m new and we’re kind of a start-up business and being in the business that we are in, it’s best just to take the starter offer. However, the process of applying for and receiving the financing was a pain in the ** for not a lot of money. The people I was dealing with are not local. We just email, talk on the phone, send the documents over and sign them. Then the fax machine wasn’t working, so they were not getting them. It was a long process getting everything sorted out and talking on the phone. Every time I would send them everything that I needed, it seemed like something was missing. I had to keep resending stuff. It was a hassle.
If we were face to face, we could get it done in 20 minutes but them being out of town from where I am, it just makes everything a little bit more difficult. Other than that everything was fine. They have everything now and I won’t have to go through all that anymore. Also I talked to numerous people and everyone was very nice, upfront and very helpful.
Reviewed Aug. 12, 2018
I wanted to get a new freezer for my store because the old freezer was giving me a hard time so I financed with National Business Capital. It's a good company, with good people working for them. I sent them my bank statements and all the information they asked for. They were very cooperative and it was good to deal with them. They would tell me what they need and if I didn’t send that to them, they got back to me again. They were on time all the time. Also if you don’t know some things, they will help. I would recommend them.
Reviewed Aug. 9, 2018
I wanted to expand my business. I was seeking financing and there was one of the Bank of America persons who had a good work relationship with National Business Capital and he sensed Bank of America didn't do some of the things we needed to do. He referred us to National Business Capital. My experience was a very positive one. There was excellent involvement as far as not having to wonder about who's gonna call me back or things being answered or unanswered. Communications were excellent.
Working with National Business Capital affected my business extremely well. It permits us to expand and grow and to kind of get our hands along what it is we need to do financially with having things balance out, and not having to reach any further, since all the work was done by National Business Capital's rep, Ryan. Communication and feedback from him was timely. So we knew primarily where we were at all times. We didn't have to guess or wait weeks and days. Things were done in a timely fashion.
I would refer others to someone like Ryan. The company is great, but you'd always have that key person that you had nice work relationship with, and Ryan did a wonderful job representing the company. He gives feedback to things that look favorable like "We're right there. We're right here now. We'll have this cleared, but I just need this." He won't leave you hanging and that's crucially important in business. You need someone to help you maneuver and just get there, and he was that person.
Reviewed Aug. 4, 2018
I appreciate the streamlined application process. Your staff and business associates were professional and efficient. I was treated with respect and they took the time to understand my business needs. With the new loan I am able to improve my short-term cash flow so my business will continue to grow and expand the services I can offer.
Reviewed Aug. 3, 2018
Most incompetent group of people I have ever done business with. Withheld information on my contract until time of payment which would have otherwise changed my mind on continuing with this company, ignorant to requirements and paperwork needs, gave false information including a drastic exaggeration of when the funds would be available costing a week's loss of work for my company, and finally lied about there being no prepayment penalties withholding the fact that there are no prepayment discounts which legally is in fact a prepayment penalty. Highly unprofessional group of people, next to impossible to get on the phone when needed, and once you finally get them on the phone you are told they dont have the requested information because they havent been informed by their "underwriter". Out of all the financial compaines I have ever worked with this one is by far the worst I have ever seen and will never use them again.
Reviewed Aug. 3, 2018
We have gotten some really big jobs and whenever we need to start that we have to rent big heavy-duty equipment, buy the fuel upfront and hire new people. We financed for our start-up cost through National Business Capital and they were easier to work with and more personable than others. They made the process so good. We weren’t embarrassed and we weren’t ashamed that we needed help. It was a great experience for us. They got us the best rate. They sent the paperwork over right away and followed up. If there's anything lacking, they let you know immediately. You don’t have to wait till the end of the day and then they’ll get you the funding as quick as they can -- if not the same day, the very next day.
Reviewed July 27, 2018
Josh of National Business Capital was professional. My application went very well. Josh and I had excellent interactions through the whole process.
Reviewed July 25, 2018
Excellent service. John ** was excellent answer all my questions. He was very professional. He kept me informed of everything with the loan and I will be doing business with you in the future when I open up a couple more restaurants but I only want John ** as my rep.
Reviewed July 24, 2018
I worked with Joe ** who was AMAZING! I tried a few other companies and they could NOT get the deal done. Joe worked fast and had many more options and made it happen. The deal only took a few days to be completed! I HIGHLY recommend Joe and will use him from now on for all my business funding! He came through like he promised.
Reviewed July 19, 2018
The help we received was great. Mr. ** was an amazing person to work with. He made it as painless as possible. I would recommend him to everyone. If needed in the future I would definitely call on him again.
Reviewed July 19, 2018
I was upgrading and I needed financing. I talked to three companies at once and National Business Capital seemed to be one of the best ones. Their rate was about the same as the others I talked to, but I followed their service and they didn’t push me. So, I went with them. I held my application until I got the three months bank statements and three months of credit card bank documents. Then I filled out a short form and the rep I worked with did great. He'd done everything he said he’d do and I completed the lending process about a month a half ago. I wouldn’t have the money to do what I needed to do if I haven't got National Business Capital.
Reviewed July 13, 2018
I've done business with National Business Capital before and I also got their help when we were building another shop. I was able to get something done that I would have to put off for a while. The lady that I dealt with kept me updated by email with what was going on. Every time we went through another approval, she let us know. She was all with good communication on our behalf. I had a good experience and I would still do business with them.
Reviewed July 9, 2018
We sought marketing and some expansion to marketing for our business, and National Business Capital was the only ones that said that they could do a line of credit-type loan. It's not one of those loans where you put the money in and then they take it out every day. And it can be anywhere from 20% to 40% interest on a fixed-year line of credit. For the application, they had my stuff from before when they were trying to push one of their other loans on me. So, all I had to do was provide some more current bank statements and they got the loan done. Then they take the payment money out twice a month. I haven't had the financing money that long and it's a difficult time right now because I've got family in town who are doing a vacation and I still got the marketing guys out. So, we're still trying to grow the business using that capital and National Business Capital is better than the other companies.
Reviewed June 22, 2018
I was looking to expand on some of my ventures that I wanted to do and I was referred to National Business Capital by an individual. Initially, I thought it was gonna be a line of credit but I like the fact that it’s not forced on my credit. I was able to negotiate the pre-payment's penalty because I didn’t want it to be such a long loan and they were able to work with me. The stiff work were comparable and so I decided to just try it out. The application process was painless. They answered my stipulations, just my bank statements and tax records, and the process was good. I didn’t realize some of the back fees so the loan was $25,000 and it was $5,000 in service cost. I wish I had known that upfront.
Carrie was the person that I worked with directly and our interaction was professional. She was diligently in trying to work through the different concerns that I was having. She worked to the best of her ability in trying to work that loan to get me some money. She laid it out and said, “You might have a finance fee” but I didn’t realize it was gonna be that great of amount. It was steep. Nonetheless, the money I got came in handy and hopefully I’d be able to turn that money around quickly and be able to pay National Business Capital back. It gave me a little extra cushion so I can partake in growing my business a bit. They told me they’d offer me more money once I finish my 2017 taxes. However, my attorney is having some health issues and I had to get an extension and so it’s been a drag, a long thing, to finish up my taxes. I’ll see how it goes.
Reviewed June 18, 2018
I would highly recommend the company to my friends. National Business Capital work with me through the loan until I was funded... My agent John ** worked very hard trying to get me approved. He answered all my questions about the loan, also I called him at least five times a day...
Reviewed June 12, 2018
I was getting some equipment for resale, and I had to advance the payments of my vehicles to get them paid off before the time, so I can make more profit. National Business Capital spoke to me in a way that I could understand better. And they requested information from me, and they made it very clear where the information goes and everything they will be doing with the information. I felt comfortable and they treated me like family. The reps were respectable and they made sure that I understood all the process. I got the small business loan for $12,000, and I do the payments daily. Working with National Business Capital has been a blessing. It put me in a better spot financially. It has given me some advantage now with the cash flow because I still have a little cash from that loan just to back up any emergency that I need to replace an equipment. I've recommended National Business Capital to other small business people.
Reviewed June 8, 2018
One of my doctors utilized National Business Capital before and they were referred by her to us. I called in and they were nice. They called me back, we did a lot of paperwork and they approved us on what they thought what we needed, which was a good thing. It was good working with Josh, their agent. He was very informative and thorough. He would return my calls all the time and if I had any questions, he would answer them. We’ve gotten most of the construction done and just got a little bit more to do.
Reviewed June 5, 2018
We’re a seasonal business and we usually have capital needs throughout the year. We have dealt with multiple providers and National Business Capital seems to be one of the easier to work with. There’s usually somebody like Nick there. He and I either text or email, and I can do it on the fly. I might not be in my office for three days so I call him. It‘s something I can do with him quick and easy. We used to have some real highs and lows in terms of capital level and National Business Capital has helped me maintain a consistent level which was really important.
Reviewed June 2, 2018
I sought financing because I wanted to purchase some equipment, but after that I decided that I was gonna hire some new people. National Business Capital was recommended to me and the process was really easy to go through. The rep was always helping me out with whatever I was missing and he gave me really good guidance. I didn’t have any problems at all understanding what he was saying. The only thing that I wasn’t made aware of was the interest on it. Working with them has helped me a lot and and I would definitely recommend them.
Reviewed May 31, 2018
NBC was very professional and timely. My company is in an industry which is very hard to obtain financing, and it was never once a problem from Michael. Within a week of our first communication with each other, he was able to secure most of the financing I was seeking. I will be using them again should my business demand more financing in the future.
Reviewed May 31, 2018
At first I wasn’t gonna go with National Business Capital at all because the terms weren’t right, and the rep Greg went back and lowered the amount that I was borrowing on and got me to something closer. The cost of the product is higher than what it should be, but it got me out of a pinch, so at that time it helped out. Also, I wasn’t satisfied with not having a lump sum monthly payment. I'm not happy with them taking out of my account daily. I'd rather it had just been a fixed one monthly payment rather than taking $113 out of my account every day five days a week for the maturity of the loan.
Reviewed May 30, 2018
National Business Capital helped me a lot. I got equipment financing from them for my trucking business and the process was really quick and easy. Everything was broken down nicely. I also met with the business planning and learned a lot about credit as well as marketing. It was a good experience and I love it.
Reviewed May 25, 2018
I had some maintenance issues and some insurance I needed to take care of for the renewal of the big trucks. I had received some offers from National Business Capital in the past and I didn’t really need anything right then, so I reached back and called one of the guys who had reached out to me. They were available and they gave me a good rate. Everybody did everything in their power to help me and they did what they told me they’d do. Working with them gave me the money that I needed to operate. If I hadn't gotten it then, I don't know what in the world I would have done.
Reviewed May 21, 2018
We were paying off some short-term debt that was constricting cash flow so we looked at financing. We’re in a pretty strong growth curve right now and wanted to have cash available to be able to meet the growth demand that we’re experiencing and we talked to Josh from National Business Capital. He kept going above and beyond and was willing to work with us so he was very easy to work with. It’s always difficult to apply for financing with every bank but Josh and his ability to work with us and make sure that he’s clear and concise with what we need made it easier for Jessica, my comptroller, to get everything ready for him.
National Business Capital should keep doing what they’re doing because it’s making it easier for small business. It’s one of those Catch-22’s, the more you need the money, the less able you seem to get it. And so, it looks hard until you put it on paper. Josh was one of the few who sat there and listened. We went through step A to step B to explain how everything is connected. We’re still waiting to see how things are going to play out but they’re doing exceptional.
Reviewed May 17, 2018
I’ve been dealing with National Business Capital for over a year so I decided to stay with them when I needed financing for business expansion. It’s been great and I don’t have any problems with them. The reps were good to work with and I’d totally recommend the company.
Reviewed May 14, 2018
My company is growing and required business capital. Mark and his team worked diligently under we closed. The timing was fast, the process was easy to follow and we were reassured whenever we had questions or concerns. I would highly recommend Mark and his team. We look forward to working together in the future.
Reviewed May 11, 2018
Everything was okay with National Business Capital but the rate was higher. It was almost close to 20% compared to a bank loan so it’s much more expensive.
Reviewed April 17, 2018
I wanted to expand the marketing platform that we have to be able to ramp it up a bit more and get more clients as well as to manage some of the commercial projects. I was referred to National Business Capital by my accountant. The process of applying for and receiving the financing was quick and painless. We sent in the documents that they were requesting like bank statements, taxes and it was nothing too crazy or difficult. It was simple than I imagined it would be. We just purchased a home, so it's probably simpler than going through that. Everything from National Business Capital has been so far very good. They're a good company.
Reviewed April 8, 2018
I went with a different company, but then I ended up going with National Business Capital after reading reviews and everything else online. I figured to give them a shot and see if they could do better for me, and they did. They have better terms and rate and they ended up helping me out better than somebody else would've. Paul was very helpful, upfront, and would get things done immediately. As soon as I got him whatever he needed, he took care of what I needed. The process of applying was smooth and it went very well. Working with National Business Capital gave me what I needed at the time. There's a positive aspect to it meaning that I got what I needed as far as financing. I would definitely recommend them. If someone was in a situation I was in and needed some working capital pretty quickly, I would definitely tell them to give National Business Capital a shot. They're very helpful and responsive.
Reviewed April 7, 2018
We had some software changes that needed to be done this year that was imposed on us because of changes at customs. So, we had no choice but to upgrade the software, and that is why we sought financing. We got turned down by most and Capital was the only one who lent us the money because the others looked at the individual and the company itself. And as a result, I don't have the best of credit. I suspect that's the reason why they're looking at the individual network despite the fact that the company is doing well and we've been in business for over seven years. Applying with National Business Capital was relatively simple. I just answered a few of their questions relating to the company in terms of the revenue, annual revenue, the average monthly balances on the accounts and stuff like that. They responded relatively quickly and in the space of a few days I was offered the loan.
Everything went smooth as far as customer service interactions, except that there was one fee that he didn't tell me about initially. I found out after I got the numbers. But it's okay, since we spoke and he apologized. Because we got the loan, we're able to go ahead and make the software changes, which is ongoing right now. Without the capital, we would've been struggling to make the payments because we certainly didn't budget for that this year. I would recommend them for sure, because I've had a positive experience.
Reviewed April 5, 2018
I needed to pay off some bills and Nick from National Business Capital was able to find me good rates. He also kept up with me. He didn’t blow me off or just give me the money and leave me alone. He'd check up with me and ask how everything went and how we were doing. And when I ask questions, he answers them. I just renewed with him recently. The first time, all I had to do was get him the banking statements and we had to fill out all the paperwork. This last time, all I had to do was give him three statements, and they couldn’t give me exactly what I wanted but it was good enough. Their customer service is great, and you don’t get that very often nowadays. When we're in a pinch, they help me out.
Reviewed April 5, 2018
National Business Capital worked quickly to assist us, they were professional and courteous with handling the transaction. We are pleased with their products and services. We look forward to working with them in the future to help grow our business. Thank you to the NBC Team!
Reviewed April 4, 2018
Mark ** is very professional and very helpful in funding my business needs. He was thorough through the funding process. He was always available to answer my questions and concerns. I will be happy to refer him to my business associates and friends.
Reviewed March 27, 2018
I wanted to get caught up on some sales taxes and I had to replace a few things around. National Business Capital had mentioned something about a line of credit that I was hoping to get, but I didn’t. I ended up with the daily payment program. Their reps were all great and nice, but they just kept adding more and more stuff onto it that they needed. So what took me with Swift for two days to cash in, took me over a month with them. It took so long that there was even a point where I totally forgot that I had applied if not for getting a phone call from them and the call was lengthy. So be prepared to wait for a while because it will take more than a month. I will not be doing it again.
Reviewed March 25, 2018
I sought out financing for the growth of my business, and it was something on my list of things to get done. I liked National Business Capital's quick response and promised turnaround time. The first account person that called me was really knowledgeable and applying for the loan was straightforward. I got return phone calls, emails and quick responses. That made it a positive experience 'cause there's nothing like trying to get a hold of somebody and having a question, or you want to turn something in and they don't get back to you. I would definitely tell others to give them a try if they're looking for fast and straightforward financial funding.
Reviewed March 22, 2018
We're doing financing for the business for our upcoming projects. We will use the funds for the material and payroll. I knew someone from National Business so we got a line of credit with them. I had to send the paperwork-- taxes and business records. Their staff was very good, helpful, courteous and made the process very easy. Everything went smooth. I would recommend them. They were right to the point, won't leave you around. And whatever they say, they would get it done for you.
Reviewed March 19, 2018
We were seeking financing so that we could continue adding more products, like working capital. National Business Capital has helped us out in the past and so we went with them again. We got a six-month loan and applying for it was easy. Also, the reps were wonderful. They were easy to work with and there was nothing hidden.
Reviewed March 14, 2018
I sought for National Business Capital to have a working capital because of a recommendation. The process of getting a small business loan was fairly quick. They asked for all the documentation and I sent it over. I had a few more questions and I just filled out a piece of paperwork. All in all it took about three days total. There's like two people I communicated with and they were super quick in responding to any questions I had. They were straightforward, walked us through the process very quickly so definitely super helpful throughout the whole process.
It certainly helped us obviously to make sure that bills are paid for. They’ve helped us with making sure that we're able to continue growing the business. It's been good so far. It's only been like three weeks and they're beneficial. You probably should go to them if you have any need or you're kind of tied down or if you have a not so good of a credit score very early in the business.
Reviewed Feb. 23, 2018
National business Capital was easy to deal with. And I like that they were right to the point. The payback was more than I wanted to pay, but at least they told me upfront what the fees were going to be so I knew what I was paying for. But if their rate would be a little bit lower, there will be a lot of business that they could have. When I was applying for the financing, they told me what document they needed to be sent and I sent them all the documents. After that, they needed a couple more things to make sure and we sent them, too. The process was easy. I got the funding that I needed to buy some merchandise for inventory. And, it worked out.
Reviewed Feb. 13, 2018
I had dealt before with CAN Capital for a number of years but they had some corporate leader problems and I was surprised to find that they were not renewing business. I got approached and got at least two phone calls from different people for different reasons that want to do financing. The fellow I talked to last year was very helpful and worked hard for me. National Business Capital supplied me with funding for equipment demands, operating capital, access fees, and renewals, and it went to help me fund everything throughout the year. It went well so I renewed my contract with them this year.
Their entire process was simple. When I contacted them, they sent me an application then I turned the application in including three months’ bank statements. I had a good experience dealing with their employees and everything was dealt with properly, courteously and very professional. Working with them has a positive effect on helping my cash flow. I’d recommend anyone to contact them and they can answer their questions.
Reviewed Feb. 11, 2018
We had several orders that came in so we needed some short-term funding to purchase the equipment. I researched and National Business Capital was one of the top returns on the list. I reached out to them and they responded quickly which sealed the deal for me. I applied for their simple term loan. During application, they reached out to me. They asked for a couple of pieces of information from my side. I filled out an application, gave them some details about the business ownership and all the demographic type of stuff that went on a credit application. Then, I sent the information up to them.
I talked to two different individuals. The person that did the initial contact and then I started working with a gentleman who did the final walk-through of presenting the funding options and he hooked me up with the lender that financed the loan. They contacted me the following day with the approval of the funds requested. Then, someone from the lending institution that they had worked with contacted me with the specifics of the financing arrangement.
Their people were very cordial and timely in returning my calls or responding to emails. They were very successful in responding to the needs that I had and they supplied some options that fit my financing needs. Working with them opened up a relationship where I can reach out to someone if we have some potential opportunities in the future that needs short-term funding. Everything they did was spot-on and I had a great experience with them so I will steer somebody their way as a particular source of funding for capital needs.
Reviewed Feb. 10, 2018
I’ve been working with National Business Capital for a few years now and I’m happy with the experience. The process to get a cash advance was smooth and easy. Since I’ve been working with them, they have most of my detailed information and what they required from this last one were my last bank statements and sometimes, they asked for my PMLs. I worked with Dick, their rep, and he was very informative. He let me know what I qualified for, what he could do for me, and whether it would work for me or not. Working with National Business Capital helped me to purchase inventory when otherwise I wouldn’t be able to at that particular moment. If you're looking for a line of credit or a cash advance, NBC is someone that you can very easily work with. They will help you out and provide the funds in a timely manner.
Reviewed Feb. 2, 2018
I'm always looking for a way to expand. When I was trying to get over the slow season as well as trying to put it towards my employees in payroll and keep my them alive, I looked and National Business Capital reached up to me by advertising and I responded back to it. I did everything online and they emailed me an application which I filled out. I gave them my information and they told me what they could do for me. It was an easy process. National has been okay and it helped out. I got a little bit along with them.
Reviewed Jan. 29, 2018
To help with business expansion and covering cash flow, I sought financing and applying for National Business Capital was pretty easy as it was just a one-page application. I started with them a year ago but the original person that secured the loan for me was no longer there though. At the time I did the loan, it was at the end of the year and there were some specials going on where I could save $2,000 and he promised me the $2,000 but I never got it. So, I was really frustrated with that. I was told that he was fired because he made promises. But that wasn't my fault as I was told that this was what I was going to get. It was very problematic for me to get that resolved. But to have the funds available has been helpful though. Give them a try. You could look and see what they have to offer.
Reviewed Jan. 24, 2018
Mike ** was extremely informative and made the entire process easy. I would highly recommend National Business Capital for your small business loans. Although the interest rate offered isn't for every small company, they give you additional options to re-finance once a short payment history is reached.
Reviewed Jan. 18, 2018
I'm in a heavy equipment business. I needed to fix some equipment up and put some money back in some of my equipment. I've gone to National Business Capital before. This time around, I got a hold of a guy named Glenn over there and I sent him what he wanted. It took him a couple of days then it was approved and funded. Glenn was very helpful and very professional. Whatever he said was what I got and it was good. It wasn't a waste of my time. The only problem was the loan was expensive.
Most lending companies want to loan you money but they want the payment back immediately. For example, if they give you $10,000, you ought to give back it to them at $100 a day which doesn't help. It was all cumulative but the difference with National was at least they gave me two years and they did the twice a month payments so it was good. I did business with a lending company before and it was the daily deals but they were no good for anybody. But I did it because I needed the money and I was paying 30% interest. At least this year, it was about 15%.
I'd recommend National Business Capital. They're good. I'll tell my friends to go to them because when you send them the stuff and you tell them what you want, they'll tell you things ahead of time. With people, you send them all the stuff and it's a lot of work. Fax it off, send this, send that and they come back with a six-month deal. With National, I got someone like Glenn who did the whole deal. I got one guy, the sales guy, and he got his supervisor who said that whatever the other guy said, it was nothing like what we talked about. He told me all the fees upfront along with everything like what it was and it was what he said. That was good because I had an opportunity to say I would do it or not. And I knew what the fees were going to be when I started. I've been through with National all through the hard times and I think it's going to come to better times soon.
Reviewed Jan. 16, 2018
funds to use this company.
Reviewed Jan. 15, 2018
I wanted to get some equipment for the office and I liked the conversations that I had with the person at National Business Capital. I enrolled in a program where they do a daily amount that comes up to your credit card machine. The process went quickly and we were happy with it. They told me what they needed, I got it to them, and it was done. My interactions with the team went smoothly. However, there was one thing that their rep was talking about who they were brokering it to and he didn’t know that they had switched one of their programs. He should have known that, but that was about the only thing. National Business Capital has helped us as far as getting the equipment we needed and being more efficient at the office. They were fast.
Reviewed Jan. 9, 2018
I'm so glad that I'm able to review this business. They have been the best. Especially Glenn **, he has the best patience and is very accurate and always kept me informed on every step. I'm so lucky to have found this company. Glenn was on our side, wasn't out to just make a dollar he truly cared and was genuine. I hope this company sees his worth and keeps him moving up the ladder.
Reviewed Jan. 8, 2018
I applied for a small business loan with National Business Capital to have a working capital. I liked their rates and they were easy to work with. The process was smooth, without any flaws, and fairly quick. Working with them had a positive effect on my business.
Reviewed Jan. 7, 2018
I needed some money and National Business had the perfect terms that I liked. If what I read and was told is true, this is going to be wonderful because I plan on paying the small business loan off in about eight months. I spoke with their rep, Josh, and he is a great fellow. I was told everything straight up. They wired the money to my bank like they said they would and it was in there by lunchtime. The loan got me out of the little bind that I was in and everything is cool now. Next time if I need some business capital to operate, Josh would be the first person I call. It was a great experience.
Reviewed Jan. 4, 2018
National Business Capital has made it easy to open an account without being harassing with phone calls. They make it really easy to renew and get capital when needed. It is so simple to log on and check our accounts. The daily withdrawal from our checking account makes it simple to pay off. Thanks.
Reviewed Jan. 3, 2018
Mike ** was a tremendous help in putting together my business loan. It took approximately a week and a half to get funding, even with the holidays. My experience was great and would recommend them to my friends. The Underwriting Department made an exception in funding my needs. If I should need future loans, I would definitely use National Business Capital again.
Reviewed Dec. 22, 2017
I had some large projects coming through and either it was not do them or find some financing to help support the outlay of funds. I‘d used National Business Capital before so I got another loan from them. Applying for the loan was very easy. They had retained all of my information so they pre-filled out the application for me. And even before, it was simple to fill it out. It was an e-signature and it was done online. They asked for a copy of three months’ bank statements and a copy of the tax return, and I scanned it to them. They had me approved later that day.
It was kind of almost after the fact for the tax return. The rep said, "We can fund you today, but we need your tax return. Can you send that over?” That was the only thing. If they had told me the day before when we talked, I would have gotten it because it was at home. It could have been even faster than it went through. But the rep was very good. She was very professional and very personable. They kinda handed off one guy to the next but they picked it right up and it was pretty seamless and I’d recommend them. National Business Capital helped me because I was able to get the funding from them. I was able to pick up a couple of jobs because of that. It would probably have taken me a lot longer to do because I would have had to build the capital up to add to the outlay.
Reviewed Dec. 20, 2017
Having been in the financial sales space for over 17 years I have to commend Anthony ** And Paul ** On their commitment to excellence. In working with them they exuded a high level of expertise and care for my clients' concerns. The strong communication and genuine interest in our needs was evident from day one. I look forward to a strong continued partnership.
Reviewed Dec. 20, 2017
It was really nice doing business with National Business Capital. I went with their business equipment financing and it went really fast. Those people are excellent and are beyond kind. They return calls. They work with you and they try to make things happen for your business.
Reviewed Dec. 16, 2017
An amazing company. It is truly the first civilian company I’ve felt proud to be associated with. I hold high standards to work ethic. As an infantry soldier you can be nothing but the best for lives are at stake. Not one civilian company since my time in service did I feel proud of about how they worked. They are smart and well versed and have depth in all offices with each employee having the same drive as the next. A smart strong person is a dangerous person if they are against you but NBC is on our side as small business owners. They don’t just advertise to back veterans they carry it out and do it well. I have no doubt as hard as I work for myself they will work for me. I can’t wait for a long term relationship with NBC beside me as my financial go to.
I know how to win and succeed and be on the top of the mountain and they do as well. Their abilities are hard to describe in words. A smart man who wins and lives in prosperity is a man who sees everything always and remembers always and recalls quickly, for this is a man who makes good judgments on the people he does business with and knows how to utilize life to win and not just what a computer has told them. All their employees seem to have these traits and I that is a rare deal. NBC will grow and prosper and I myself can’t wait to see them be on the top. They know they have to take chances in their line of work and go with their gut so to speak. With those qualities I talked of earlier just makes them unstoppable and unique. They are good nice people to deal with at the end which just makes it amazing. I wish I had more soldiers and employees like them. NBC is the place that will help a small business become a dynasty.
Reviewed Dec. 15, 2017
I needed to bridge over the month so that I could get my receivable. Financing with National Business Capital was fairly easy. I had a one rep that I was dealing with and not a ton of different representatives. I wasn't handed off. Our interactions were helpful and professional. And it hasn’t been so bad with the interest rate. When we needed a capital, National Business Capital was able to help us when nobody else would.
Reviewed Dec. 14, 2017
I had done some financing with National Business Capital and I got a regular business loan from them this time. It's easier than going to a bank. They take your three months checkbook statements and your credit card statements and they come back with how much you can borrow, how much do you want, and what is it gonna be used for. Then they send it off to the underwriters and they decide from there.
The team at National Business Capital is professional. This is a small business and I'm here every day of the week. I don’t think they totally understand what it is to run a small business but they let me take my time doing the things that I needed to get done and it worked out great. They’re efficient and they don’t mess around. As soon as you get your information to them, they’ll get back with you in a day and if they need anything else, they call you right back.
I had the repair work on some equipment here done and the loan is gonna give me enough cash flow to get through what appears to be a slow winter. It’s a little bit expensive as far as what you have to pay back but it’s worth a little more. I could get a loan from a bank and pay it back cheaper but it’s not worth the time to me just to be able to go through and do it like they did. If you need money fast, National Business Capital will do that for you as long as you’re qualified.
Reviewed Dec. 12, 2017
The IRS put us in a bad position, and then our client didn't pay very timely. So we had to fix some financing and at that time, National Business Capital was the only choice available. Their representatives were good. It was a favorable experience for me, and NBC provided me with what I needed. But right now, I have factoring setup which I’ll probably be using because it’s a lot less expensive. The way NBC is charging me is 18% for 6 months. Although I was satisfied, going with them was a last resort. So, I'd tell people if they can avoid having to go to somebody that’s going to take weekly or daily withdrawals from them, then by all means, they have to do so.
Reviewed Dec. 7, 2017
While I didn’t take out a large loan, I was still treated w respect and consideration like I was a bigger client. The loan has helped my young company create a bridge thru the uncertainty of a growing industry so we could position ourselves to grow. Much thanks to National Business Capital.
Reviewed Dec. 5, 2017
I checked out a couple of financing providers and the guy I dealt with at National Business Capital seemed to be in line with everything. I needed a couple of information for the application process and after that it was fairly easy. National Business Capital definitely helped us with their quick response and turnaround.
Reviewed Dec. 1, 2017
Glenn ** and Kevin were informative, quick to respond, and helped us with underwriting and the rest of the team to get us funding that was necessary. Extremely helpful and all done within a week. One of the smoothest loans I've dealt with.
Reviewed Nov. 27, 2017
We got to purchase all materials upfront and we needed some additional financing to tie over because we get paid at the end of the job, and working with National Business Capital has helped. I liked their website and the guy I talked to was so sweet and extremely knowledgeable. I contacted him and we did some emails back and forth for a little while until we decided which would fit perfectly for the company, and the process was super simple. He shot me over the DocuSign documentation which I reviewed, signed and sent back. I have a friend who does AC work, and I told him about National Business Capital and gave him the number to call and the person to ask for. He couldn’t believe how simple the process was.
Reviewed Nov. 25, 2017
I wanted to have an operating capital so I looked at National Business Capital online and I liked what I read. I ended up going with their small business loan program. The interactions with their team were positive and they were professional. The process went well and they were supportive. I'd recommend them to others.
Reviewed Nov. 21, 2017
Michael ** was my rep. Mr. ** was very helpful and took his time assisting me with what my company needed in order to seek financial assistance. I was funded less than 24 hours of our original request. It was very seamless and easy! I've owned my business for 10 years and we've never looked into seeking financial assistance until today. I'm very happy that my first experience went very well. Thank you Mike for all of your help!
Reviewed Nov. 21, 2017
Somebody from National Business Capital called and asked me to seek financing but I said not right now. Then he called me back after nine months and we wanted to grow so I decided to do it. He gave me the opportunity really quickly, in three days. Applying was easy and we only had to give the last six months’ statement with the bank then they were asking questions whether we owed money to somebody else. I sent my statement and then after 24 hours, they called me back and they approved. They’re professional but I didn't know the interest until the day approval. The business loan is really a lot of help for the business though. If anybody needed to expand their business, they can call this company that can help right away.
Reviewed Nov. 20, 2017
Greg ** did an outstanding job in following the loan process and getting our loan funded. I would recommend his service to anyone who would be in need of a quick cash injection that had more favorable terms than the 3 other loan offers that we received.
Reviewed Nov. 20, 2017
I was trying to consolidate some loan debts and National Business Capital pestered me enough that I finally gave in. They told me, “Once we get started, we could grow into bigger things.” I liked to hear that. Everything was easy. They just requested some information, I got it for them and it went right through. The process of applying and getting my financing only took a couple of days. Also, everyone was friendly and they knew what they were talking about. If I had questions, they were able to answer. This company helped me out with my business. However, we’re just a month into it, so I really won’t know till the year’s up.
Reviewed Nov. 19, 2017
I was doing some remodeling and redecorating so I started with a small business loan with National Business Capital. I liked the ease of using them which involved a simple phone call and some bank statements that were electronically on my computer already. The process took two days. We also have a line of credit now. I usually give them a call or send them an email asking what I need to do, then they get back to me, and I do it. Working with them has given me peace of mind that I can get funded that quickly. They're also very professional and easy to deal with.
Reviewed Nov. 14, 2017
I'm very happy with National Business Capital. They are easy to deal with. Every time I call and email, they always answer right away. They're helping us a lot. The first time I applied, I dealt with Matt. He helped me with funding for our business, even when we're going to get new projects. The past couple of weeks, I was dealing with Gwen. He was very friendly too and was on top of everything I asked for. In the future after we pay off all those finances, I'll definitely use them if we still need some money. They will be the first one I email.
Reviewed Nov. 11, 2017
I’ve used National Business Capital before and I used them again for a small business loan. The process wasn’t very difficult and they fax some paperwork. The turnaround took three days and it’s probably because I was an existing customer. I spoke to the team directly and I dealt with Nick who was able to get everything done as quickly as it did. National Business Capital has definitely helped my business by allowing me to have funds to purchase inventory. It was a good business experience.
Reviewed Nov. 8, 2017
I needed to consolidate some debts and have a little extra on hand for marketing opportunities. The terms with National Business Capital were better for a small business loan. The application process was stretched out to about a month because of some delays on my side but they stayed on top of things. I was a little disappointed that some fees were not disclosed better upfront and I’ve expressed that to them, but nothing’s come out of that. It was a $2,000 fee, which was pretty significant, that I do not recall and I don’t have in my notes from talking over the phone because that would have affected my decision. Still, working with National Business Capital has done what I needed to do.
Reviewed Nov. 3, 2017
We landed a few projects and needed a working capital. I read reviews and I saw National Business Capital's rating with the Better Business Bureau and got financing with them. We started with a phone call and they sent the information. We told them where we felt comfortable at, what we needed and how much we could do as monthly payment. They sent the application and we went from there. It was a good experience. They asked for our paperwork, we sent it over, and they got things done. They were very responsive, they're communicating whenever they had a response and answer from the underwriters. We're out in the field all the time, so if they couldn't get ahold of us via phone, they sent an email with updates and we had a good outcome. We definitely got peace of mind and we were able to fulfill the project we landed. I've recommended National Business Capital to a few friends.
Reviewed Nov. 1, 2017
Don't waste your time. They have very very high rates and it seems they don't know what they're doing. They tell you, you're approved, just send in a particular document. Two days go by, they say good news again, just send in this other document. Again, days go by, they say then, "things are looking good" and your sales rep is trying his hardest to make it happen, but now all they really need is one more document, and it's done. This went on for two weeks, wasting precious time. They play good cop/bad cop a lot. Finally, when you lose your patience, they say, "Ok. Give us the password to your account, and it's done."
I recommend Swift. I literally had funds in 3 days at 19%, with a startup fee of $2100. National Business screwed me at 40%, with a startup fee of $3500. I needed the funding so I had my hands tied. National is not honest and transparent throughout the process. I just didn't have a choice. You have been warned. Next time I'll stick to Swift.
Reviewed Nov. 1, 2017
One of my friends used National Business Capital before and he told me about them. I was expecting the process to take longer, but it was quick. They helped with whatever we need so everything was all right. It was also not very hard unlike with other companies who ask so many questions. I got a business loan and used it for my store's merchandise. Now, the store is full and I'm going to have more customers. I may go back for a personal loan soon.
Reviewed Oct. 29, 2017
We wanted to do some updates to the shop and we needed another vehicle. Summertime is our slow time so we don't have a lot of operating capital going into the end of the year. Towards the last quarter of the year is when we ship and are busiest the most in the shop. Depending on how busy we are, it's a little easier if we get some financing. We talked to other vendors and businesses but they require us to put some money down. Being a start-up business, we didn't have the operating capital or any collateral to put down.
We talked on the phone with folks from National Business Capital and even though the interest rate was a little bit higher, it's where we can start and build our credit. I've had no worries at all and working with National Business Capital has been very well. They sent us the paperwork for setting up our account with them. We sent them all the information that was required and they got us start-up money quickly. Also, their reps were all very personable and were happy to answer any question that I had. They always return telephone calls and were always available. I will continue doing business with National Business Capital and I've told other people about them.
Reviewed Oct. 29, 2017
A partnership with National Business Capital makes helping my clients so easy. Mark ** and Anthony ** are great guys to work with and I look forward to continuing a strong relationship! This team leaves no stone unturned in their efforts to get the client funded!
Reviewed Oct. 19, 2017
When I was seeking financing for my business for growth, National Business Capital had the best reviews and customer satisfaction. Also, my personal bank that I've done a lot of business with was being a pain so I told them to forget it. When I applied for a lending credit from them, in comparison to others, it was very simple. I filled an application, I talked to a couple of people, they figured out what I needed and they took care of it. It's taken some stress off and it was an easy experience.
Reviewed Oct. 16, 2017
We had gone through a hurricane so I got both a loan and a lending credit from National Business Capital. The length of term of payback was the main reason why I chose them. If what they said about how things will change and that the rates will go down as time goes on were true, we'll continue doing business with them. If not, we'll look elsewhere.
The people at National Business Capital were very knowledgeable and I have no problem with them. But I have with a problem with the rates, I think they should lower them. Reapplying and receiving the financing from them was easy, though. It allowed me to pay my vendors, otherwise, it might have been all for crunch time. That part was the only reason why I needed to go out for outside financing. We've been doing it for 30 years but when that crunch hit, that four weeks took a toll.
Reviewed Oct. 12, 2017
We applied for a line of credit with National Business Capital for an equipment. I filled out the paperwork and did a phone interview after. Their team is very friendly. We got the loan after a couple of days, and I would recommend them.
Reviewed Oct. 10, 2017
Amazing how responsive and how fast Greg was on this loan and found us a very good deal! The whole process was less than a month. Would highly recommend this company to anyone looking for a hassle free loan. Just needed 2 bank statements and last year's tax return.
Reviewed Oct. 9, 2017
I've been a customer of National Business Capital for years through one of their sister companies called GBR and I was familiar with them. They are very nice people and it was very easy to work with them. They respond to your email and they call you back if they say they're going to call you back. It was a fine experience.
Reviewed Oct. 6, 2017
We felt that National Business Capital provided us a good deal so we went with them instead of others. They were very helpful and receiving funds through them has been pretty simple. It has helped our business.
Reviewed Oct. 5, 2017
Been dealing with Matt for several years now, Matt is a consummate professional, always available, very knowledgeable, and willing to go the extra mile if something is a concern. National Business requires minimal paperwork, and funds incredibly fast, everyone on the phone is pleasant and courteous. Would definitely recommend to anyone needing some business capital.
Reviewed Oct. 5, 2017
My representative straight lied about fees. After I specifically questioned fees. Before loan was funded representative called me everyday 10 times a day. After loan was funded and an $1875 was drafted from my bank account, I made multiple calls and agent never called me back and avoided all my calls.
Reviewed Oct. 3, 2017
I had many financial providers that I was looking at and National Business Capital was responsive. I ended up forging a relationship with them, but I had a business working relationship with a couple of their agents and had been talking to them for over a year. Their rates were competitive, if not slightly better than others out there offering other products. They asked for the yearly financials of the company. They also asked for detailed financials of bank accounts and merchant bank accounts to verify the revenue.
However, I couldn't fit into the product I really wanted. We first started off talking about more longer turn in capital and it became an issue because I couldn't give them financials. I was a little frustrated that we ended up in shorter term loan. But they were upfront of the reason why and it was no bait and switch. They're professional and they know their job. It's been a positive relationship so far. Everything is going according to what was agreed to.
Reviewed Oct. 2, 2017
I like to thank Greg ** for his professional assistance and advocation to my situation in my current business. National Business Capital has allowed me to bridge the gap to a near future in my profession and to that, a big thank you for everything!
Reviewed Sept. 27, 2017
Mark was a pleasure to work with and delivered the results we needed, he was always available extremely knowledgeable and proficient. I will contact Marks for my future financing needs and would highly recommend him to friends and business associates.
Reviewed Sept. 27, 2017
Greg ** is the go-to guy. He is always available to speak with me and is prompt to acknowledge emails and provide information or clarification. Will definitely contact him again if the need arises when planning for my small business needs.
Reviewed Sept. 20, 2017
I'd like to thank National Business Capital for the level of effort, coordinated communication and understanding support they showed over the last week. As a small business owner and disabled Veteran it is a breath of fresh air to deal with such responsive, customer-needs oriented personnel. Specifically, I'd like to point out to National Business Capital, how much of a true resource Greg ** is to the organization. His respect, courtesy and true professionalism during our funding issues was much appreciated. He will be the first call I make for any future funding needs of my company and will be recommended to all of my small business partners for their needs as well.
Reviewed Sept. 18, 2017
I am a Broker who works with over 125 different lenders. National Business Capital is my go to lender. They care about every potential client I bring them. They take pride in making sure I know everything about their programs that will help my clients on a long term basis. They make it easy for Clients to apply for funding online 24/7. When I tell my clients I can get them an answer on funding in 48 hours NBC always has an answer for me in under 24 hours. Being a Commercial Loan Broker is a lot of work, but NBC makes what I do very easy, with fast approvals, fast funding, and Great customer Service. I look forward to a long term business relationship with National Business Capital. This is a 5 STAR company that continues to get better.
Reviewed Sept. 13, 2017
I had taken on some additional customers and had to get a few more workers. I also needed a working capital to keep growing. After speaking to a few people, National Business Capital had a better offer and I was interested in them more than the others. Their reps were all very helpful and they worked with me. They were patient, listened to what I had to say and made the best offer they could. The application process also went well. I had a little bit of hassle going through my own paperwork and there was a couple of extra days that I had to take myself to be able to get a few things together. But other than that, the process went pretty quickly and everything went smooth. The process lasted not over five days. I'd definitely recommend National Business Capital to anyone else and I'll surely use them again.
Reviewed Sept. 7, 2017
I waited 4 months to be funded but I had a really good associate working with me. This experience teaches me a lot. There were also a hidden fee which I had no knowledge about until it was withdrawn for broker. Why should we pay application fee and broker fee.
Reviewed Sept. 2, 2017
We got a loan through National Business Capital because we’re looking to expand. They were able to give us the most amount of money for the best rate. We got a small business loan. The application was easy although we had to fill out pages on pages. It took a couple of minutes but everything was on the computer. I spoke with the team a couple of times and they were real thorough. They’re good in their job. Our business grew and we’re able to hire more guys and put more work.
Reviewed Aug. 30, 2017
I would like to say about Anthony at NBC is he always finds a way to get the deal done and customer service is top notch. Always makes my clients feel like they are not alone in the process in looking for their working capital and always gives the truth about a deal.
Reviewed Aug. 29, 2017
I have gotten different business loans from National Business Capital but all thanks to Josh **'s hard work and never giving up on me or my business, I was in a tough situation with my business due to landlord problems and had to relocate and thanks to Josh I got all the financial help I could ask for! If I could give him 10 stars I would. Great customer service! Thanks Josh.
Reviewed Aug. 23, 2017
We got a small business loan to do upgrades and the process was quick and simple. The rep, Nick, was a gentleman who was very welcoming and the team was great. I'm still working on some upgrades and trying to find deals. It was good working with them and I'm happy with everything they've done for me.
Reviewed Aug. 22, 2017
I did some research on financing providers and National Business seemed like the best fit for me. The process to get a line of credit for my marketing need was easy and straightforward. Their team were friendly and the interactions I had with them were quick. They were very accommodating and effective overall.
Reviewed Aug. 22, 2017
Whenever I need funding, I go NOWHERE ELSE! Nick ** hands down gets stuff done and very very fast. I would recommend to everyone. They also have excellent business tools and services to make sure your company stays on the right path to profit. Thanks guys!
Reviewed Aug. 10, 2017
Nick and the crew at National Business was so fast and efficient to get my business exactly what it needed. The process was easy and efficient for my timing. Thanks and I'm sure I will use them again if needed.
Reviewed Aug. 9, 2017
I have worked with National Business Capital on 3 different occasions now. They have been able to help me get the capital I needed to grow my business. If you have a solid business with good cash flow, this might work for you. If your business is struggling because of lack of sales or poor management, a loan like this will kill you, don't do it! Thanks Glenn ** for helping me through the process. You were great to work with.
Reviewed Aug. 9, 2017
When I provided information for Daniel on two of my clients who were in search of funding solutions, he and his team were quick to contact my clients and help them evaluate options that fit their profile. I highly recommend using Daniel and his team for anyone's clients who need funding options and solutions.
Reviewed Aug. 1, 2017
We were trying to consolidate and gear up for some big jobs and National Business Capital contacted us. We applied for a line of credit and the process was initially easy. Everything was done via emails, scanning in required documents, and some phone calls. Their team was friendly and they would always get right back. But as we got towards the end of our application, it kept having to go back through underwriting and what they told me would take less than 48 hours ended up taking seven days. We thought it was ridiculous and we were ready to back out at one point in time. But as we were working through it, we thought of just finishing it. They should be realistic and upfront about expectations and whatnot in the beginning.
But working with National Business Capital was beneficial for us. We were able to purchase the equipment that we needed to get our big job up and running. And making payments was easy because we do weekly automatic fund transfers and I don't have to worry about any posting. I would recommend National Business Capital if people have to do it. But if they don't have to do it, they shouldn't because the interest rate is ridiculous.
Reviewed Aug. 1, 2017
Company constantly calls us to "offer us low credit rates on lines. They tell you one thing then do or attempt to mislead into another. Was told simple verification process. Fund same day. Very untrue. Ultimately they will try to lend you taking out funds daily. APR if calculated could be 100% or higher. Taking out daily basically means use of less money. Once company claims they worked through whatever issues they attempt to send you a link that they say is solely for verification purposes. Not true. It asks for access to our Bank ID and password. BE VERY CAREFUL AND DON'T FALL FOR THIS. Read the fine print. If you prevent this later you could be charged another 2500 on top of the usurious rate. They also tell you no problem offering a second position when in fact this could violate another creditor's agreement.
Reviewed July 31, 2017
Mark ** and Josh ** were the best to deal with and did what they said! Hard to find that in any industry, but especially what we've seen in the financial world. A painful process was made painless. We recommend NBC to everyone!
Reviewed July 28, 2017
I have been referring business to National Business Capital for a little over a year and they have been exceptional in assisting my clients. I would like to personally thank Mr. Daniel ** for all of his assistance and for being a fantastic resource for my clients.
Reviewed July 21, 2017
Nicholas has been so easy to work with, helping our company grow to new heights. He is respectful, kind and very fast at getting us the money we needed in pinch, to help us expand through out Idaho and Utah. When we have stumbled to get to where we are now, he gave us the helping hand to move forward. I would completely put our trust in him again to make our world go round and to help us prosper as a company. Thank you, Nick.
National Business Capital Company Information
- Company Name:
- National Business Capital & Services
- Company Type:
- Private
- Year Founded:
- 2007
- Formerly Named:
- National Business Capital
- Address:
- 80 Arkay Dr., Ste. 215
- City:
- Hauppauge
- State/Province:
- NY
- Postal Code:
- 11788
- Country:
- United States
- Website:
- www.national.biz
