National Business Capital Reviews

My experience with National Business Capital was extremely negative and financially harmful to my business. I was advised to take a short-term “bridge loan” with the understanding that it would be followed by an SBA loan once the bridge was secured and performance was shown. That SBA loan never materialized. Instead, I was placed into a high-cost weekly repayment product that immediately strained operations. The true cash flow impact of those large weekly withdrawals was not clearly explained upfront. Once repayment began, it became obvious that the structure severely restricted working capital.

Great communication, very thorough, and super fast process. Matt was super professional and made the process extremely easy. His follow through and willingness to explain made this even more pleasant. I highly recommend to anyone that needs business lending.

Very good people to work with great customer service. I would love to recommend them to anyone in need of their services. Very knowledgeable and very good in what they do. A friend of my recommended their services to me and am very happy he did.

When you sail, the Captain is as important as the weather and the boat. Thank you, Matthew, for leading this financial journey with such proactive support and problem-solving skills, and for guiding us to reach our goal. What stands out most is the positive and efficient way you led our interactions—truly appreciated.

Fully enjoyed working with Matt W and Cherie ** on my first broker transaction with National Business Capital. The communication and timely funding for my client was spot on! Thanks again, and I look forward to working together on another deal soon.

It was a pleasure working with Joe ** with National Business Capital. He listened to what we needed for our company, our concerns, and he went and found the loan product we were after. We were funded in several days and we could not be happier!

My experience with National Business Capital LLC has been truly outstanding. From the very beginning, their team demonstrated professionalism, transparency, and a genuine commitment to helping me achieve my financial goals. The process was smooth, efficient, and much faster than I expected. What I appreciated most was their clear communication — they explained every step, answered all my questions, and made me feel confident throughout the process. Thanks to their guidance and support, I was able to secure the right financing solution for my business. I highly recommend National Business Capital LLC to any business owner looking for trustworthy, reliable, and personalized financial services. They exceeded my expectations and I will definitely work with them again in the future.

If you are looking for partners to get deals done for you, this is the group! I have been working with them for years and the constantly close deals for me on a weekly basis. Thank you to John ** & Bradley ** for getting the job done!

I got a pretty good experience with them, especially John **, my advisor. He understood our needs and within a couple days came up with a solution and a lender we signed up with for a line of credit. Pretty hefty interest rates, but we got the funds we needed. Keep the good work up guys!

In the middle of the Pandemic when our company was at its most vulnerable our Business Financial Advisor Ori really rescued us! He fought to find us the best offers, he spent countless hours of his time offering thoughtful financial guidance and encouragement! From creating financial models for our President, to renegotiating with banks on our behalf, he truly went above and beyond! We really lucked out when we found this place, and we are so grateful to National and Ori for changing our lives for the better! 10 stars!

John ** was exceptionally professional. Answered every question and concern. We were on a very tight deadline due to Covid 19 related supply chain issues. John never lost his cool when the pressure was on. Good Guy!

The process was straightforward. I sent bank statements and they came back with an offer. But I do feel I was steered into an offer. Last year, I was told my terms would be better. But the terms were the same. Everything was friendly. It's a source of money, but expensive.

We're growing very fast and we needed support. We went with National Business because they were easy to work with. The process was really easy. I had a lot of support from their team. They were constantly checking in and telling me when I was making a bad decision or a good decision and what may be more beneficial. They allowed us to continue growing and acquiring new clients. The lending process have been limited because of the financial situation we're in right now but there was nothing that they could have done differently.

National Business Capital approved me and I assumed from my conversation with their rep and with the closer that they were up front and honest. Everything went well but I would like a weekly payment instead of every day. That's my biggest issue. It's hard on us drivers to pay every day. I have three trucks. I drive one and I have two drivers. The issue with them is they don't know how to do paperwork properly. Even if they get it in, they're still for some reason wrong. We put everything in on Thursday so we can get paid on Friday. When I have to pay every day, it still takes a while for them to get it together.

If you need emergency cash, ask for Ricky **. Not only offers you the best options that fit your needs, he takes you step by step in the process. NBC loan processing is fast and simple. Once approved your money will be deposited to your account in no time. If you are looking for working capital, call Ricky with no doubt. I look forward to grow my business relationship with them.

We sent National Business Capital about 100 letters. We're like a union company and we have specialized workers that work in the special event industry, and there are no special events right now. We had made an agreement with them to cut the payments in half, and they bounced a bunch of our payroll checks. They didn’t do anything they said they were gonna do and they’re still not doing anything they say they’re gonna do.

I did a bunch of searches regarding financing and it seemed like National Business Capital is the best one to go with. I got a small business loan from them and the application process was pretty good and easy. I started online and then got calls from their rep. I felt he was trying to help me. They were really good.

We were looking for a small working capital and I heard about National Business Capital through a real estate company. We then did small business loans with them. The process was good, and we either got the financing through email or text. So, it was straightforward. Then the guy we dealt with communicated with me well and he kept me informed. One of our loans took a couple of days, while another took a little bit longer -- four or five days. I'm not a huge fan of these so expensive loans, but I understand why they are expensive. Overall, working with them got me through a tight spot that I needed to get through. They have a lot of different options one can participate in.

We were in the process of relocating and opening up a new spot. So, I needed the funds for it, and National Business Capital gave me good deals. One of the advisors helped me out with everything, like from step one all the way to the very last step. It was easy. We did everything over the phone, and then he gave me some papers to sign. The process took about a month. Their customer service was great, and they helped out. Everything has been going good.

National Business Capital's application process was easy and took about four days from beginning to end. I was looking for general business financing and working with them has helped.

I didn't have the required scores to get my loan through a bank. I reached out to a broker online, gave them my banking information and credit score, and they provided the loan. They picked National Business Capital. The rates and terms were lousy, but it was what was available. Also, it is the system that I’m not pleased with. There’s a reason why the people who need money can’t borrow money. I would like to understand why that is a banking model. It’s one of these crazy things where your bank tells you not to go this route, it’s expensive and it’s not a good way to borrow money, yet they won’t loan you money. So, if you need to cover something, which is what we needed to do when our plumbing exploded, there was no other recourse.

I got a line of credit from National Business Capital to open another location and the rep explained everything to me well. But I'm not crazy about having to pay back the interest rate if I paid them back early. That seems an exorbitant amount. If I pay it back, it should be paid back. However, the process of applying and receiving financing went fast and easy. The application process was great and wasn’t too in-depth. And if I had made the decision quicker, it would have taken about five days.

I am an electrical contractor and was borrowing money. National Business Capital was the first one that came through. There was another company, but they couldn’t match their rates. We were dealing with them for at least a month and a half. They never told me until afterwards the money was deposited and I was $5,000 short. I told them I want $100,000, but I saw $95,000. The rep told me, “Those are fees. It was in your paperwork.” I said, “We talked about this for a month and a half plus, never once mentioned that you’re gonna have a fee in this.’” The rep said, “Normally, it’s 7%, we knocked it down to 5%.”

National Business Capital & Services gave me the best offer for my refinancing and their service was okay. But they need to improve their processing time. Based on my experience, it took a couple of weeks to complete the process and they kept asking for additional information that I had to send to them. Other than that, the service that I got from the broker that I worked with, Josh, was fine. Also, the refinance helped my business out until the Coronavirus hit. Right now, I am trying to fill out an application for a disaster relief loan and if I get that, I will pay National Capital off because if I can get that, it’ll be a much cheaper interest.

National Business Capital gave me a good opportunity and took care of my problem. I was very happy with the rep. They were respectful and took care of me very well.

I have worked as an Independent Contractor the majority of my career, and as a seasoned sales rep with over a quarter of a century in experience, National Business and Capital Services is by far among the top three best contracts I've worked. The government is where I primarily served until I ventured out into private sector appx 10 years ago. I was so naive in thinking everyone was ethical as not once did I ever need to fight or argue about pay with past government contracts.

I have business advisor Stephen. He was great. Try his best to get the loan. We keep in touch on Daily basis until we get the loan funded. Even after funded he try to get me another loan. I said definitely when the time come and need the loan I will contact him.

National Business Capital was easy to work with and gave the best option. But they had another department that kept texting and calling. And they were texting my personal number. It took several calls to get off their texting service. However, we got a line of credit, which we were able to use on marketing for the business.

The process of applying for a loan at National Business Capital was very good. It was very quick and efficient, and definitely better than what we had experienced with others. My experience with their team was excellent as well. Everything was good.

Tim has been great with my customers. He lines up the right products with their needs and comes up with ways to develop business.. NBC as a company has a wide range of financing solutions and I am confident when I hand off one of my clients.

National Business Capital is a reputable and reliable funding source. They have time and time again found successful solutions for my clients when others could not. Working with Kevin ** and Nick ** has been delightful. They are some of the most courteous and knowledgeable people I have worked with in the industry. On several occasions they have secured better funding options and terms for my clients than other funding sources could offer. Looking forward to sending more business their way.

Working with Tim has been delightful. He is quick via call, text, or email all days of the week. I have referred my direct clients, and other partners of mine to use NBC&S as a resource and they have all given me positive feedback on their experience. Looking forward to working with National for any unique financing opportunities I come across now, and in the future!

Timothy S and Robert D are a great team! I have been partnered with National for two months now, and they have been a great asset in assisting my business owners customers who are having trouble finding traditional financing programs. Great customer service and financial advice to my clients.

Faisal was exemplary in conducting the process for my loan. From beginning to end he was there and understood my situation. It was more than just a loan. It was the beginning of a relationship that incorporates the human aspect of understanding the circumstance behind the reason for the loan.

I needed a little piece of loan and I wanna build a relation with National Business Capital. It's quick funding. That’s what I love about it. Rather than borrowing money from friends and family, it is better to get money from them within 24 hours. That’s why I got attracted to them. One thing I didn't like was that they told me I was gonna get 19,000 but I didn't and the guy who helped me, Joseph, told me it was gonna be a $750 fee. Out of $19,000, they took $650, plus he took $750. Nobody explained to me the 650. Joseph never told me that they were gonna take some money out of my original loan, too. I got 18,300 something. Plus, they’re taking $231 payment daily, which was fine. I can afford that and that was what they told me. Other than that, I'm happy. Joseph helped me walk through everything and everything’s fine.

Has always performed for me in the last 24 months with exactly what was quoted with no bait and switch programs. My sales rep was on top of everything. They never pushed me into taking money that I did not need. They stayed in touch with me during the year to see if additional funds were ever needed.

Talking to National Business Capital's rep and feeling comfortable, I decided to work with them. I went with the program where there’s a daily repay. Everything was done over the phone, and then once we got to a certain point, they sent a link. And then I finished it up through that. The process was really quick. It took about 24 to 48 hours just because there was a few extra steps that were needed. We’re a newer business and we’re kinda establishing business credits, and working with National Business Capital helped in establishing ourselves.

The National Business Capital agent was very persistent, so I enrolled in a short-term loan and the process was very easy. Working with NBC gave me some freedom.

Enrolling for with National Business Capital was no problem. It was for business equipment financing and the process of getting it was easy.

The process with National Business Capital was pretty quick. They were very positive and professional and the salesman was on top of everything. I filled out the application and I heard back from them the same day. They asked for all my information and I sent it in. I was funded within two days. It's the 90-day program and you get the money back. They check the money out of the account.