Headway Capital Reviews

It was quick and efficient I was impressed and appreciate the effort. I will likely recommend your company to others as we move forward. Thanks so much for your help and effort. This is a great tool for our business.

Very helpful getting the loan done from start to finish. Customer service was pleasant to deal with and they worked hard to get me a loan that made sense for my situation. I would highly recommend Headway for your lending needs.

We have been very excited to work with Headway and their product. It is always ready when we need it and the terms have been fair. Our day to day business would be slowed if we were not able to get these funds.

Working with Headway Capital to establish a line of credit for expansion was simple, fast, and efficient. We had access literally within a few days of applying and while more costly worth it to avoid the painful process of traditional bank financing. Excellent option for short term needs.

A fast efficient well described process! A+ thank you. My rep Josh did everything as he explained and walked me through the entire process. Courteous of my time and schedule we completed the process in little time. Thank you Josh!

Excellent service, quick reply and funding. Very honest and professional service. Would highly recommend company.. Was surprised at the service offered. Think employee was very knowledgeable. Hope all is as promised. Waiting to see if this is true. I hate doing these testimonials.

Everything moved along smoothly. I received just what I expected, in a timely manner, without a lot of time wasting back and forth. I am very happy with the service and the product. I would definitely recommend Headway to others in search of working capital.

The approval process with Headway Capital was quick and easy. The funds had been deposited into our account on the following business day as promised. Very professional trustworthy company. I look forward to doing more work with Headway Capital in the future.

My experience is been excellent. The service was fast and efficient but thorough and I was pleased to get the product that I wanted. Importantly for me as I was supplying confidential financial information it was a company that I trusted.

I would definitely choose Headway again and refer them to any of my friends. Headway is very efficient, friendly and cooperative to work with. Their online system is easy to use and their interest rates are competitive. Thank you Headway

I am very pleased with the overall experience I have had with Headway. From my first engagement with the organization online to contacting and interacting with customer service. They have a very seamless, streamlined process that makes it easy to engage, and when I called to speak with a customer service representative, they were extremely helpful and took great care of me. I would recommend/refer them to any business looking for funding.

Been a customer for a long time. Easy to work with and simple to navigate. Lots of payments options and you know what it is before clicking on. Very easy website to understand and very easy to use. Would recommend to any business person that may be looking.

Headway Capital helped our business with a flowless process. The process took little time and we get the loan in no time. Loan terms were reasonable and funds deposited in our account within 72 hours total time from start of application. I would recommend Headway Capital and good doing business with them. Thank you.

This was the easy Line Of Credit I have ever received. No interest charged unless used and then only for days it is used. The process only took a couple of days from start to finish. So far, I highly recommend them.

The application process was easy to complete. After we were approved, I contacted customer service to verify some items and Bonnie was extremely helpful and answered my questions. I look forward to a long term relationship with your firm. I will recommend you to any business needing a line of credit.

I found the process incredibly easy and the product very reasonably priced for a non-banking line of credit. I do wish more funds were available and that the terms of repayment could extend beyond 18 months, but overall I am pleased. Thank you.

I applied and received a 12,000.00 line of credit from Headway Capital in September of 2017. The process was quite easy and the APR terms were pretty fair compared to others in this industry (42.14% APR) AND 24 MONTHS REPAYMENT TERMS with a single monthly payment. I used almost the entire $12,000.00 and paid it back monthly with my payment being about $902.00. I eventually got the balance down to about $6,000.00 and they rewarded me with a higher line of credit boosting it up to $15,000.00 after about 13 months. Again I paid that balance back down to about $8,000.00 and they again raised my credit limit to $17,200.00 after about 18 months of doing business with them with NO MISSED OR LATE PAYMENTS.

Our experience with working up this loan agreement was very professional and done with a good understanding of our needs. It was done quickly, properly, and met our needs as discussed. We would recommend Headway Capital to anyone who needs a prompt and professional response to their need.

Nickolaus was great. Persistent but not in an obtrusive way. He explained things well and was patient given my lack of experience in this kind of process. I'm still in the early stages of using this product so I can't fully say my level of satisfaction with the end to end product but so far I believe Nickolaus did a great job.

The agent delivered what he promised and no BS about rates he was able to offer. The approval went reasonably fast however when signing the agreement I would have preferred to have a copy in hand to review first. As such it was signed online with the agent and someone else involved. Funds did not come as promised and had to make several calls and emails to get the funds in my account.

Stay away. They are dangerous and I suspect you may have a lot of issues with them. Used to get a small loan around 10K. Used for the few weeks and returned all money back to them. Called them to get the whole loan paid back at the the day of my call. Regardless that they left around $11 none paid, call few more times and they continue to do it leaving around $4 or $3 or $2 or even 60 cents. They just continue to draw few dollars from my bank account. Called them many times, and they keep saying that they have technical issues, which they cannot resolved for more than a month. Seems they just crooks, be very careful, because when you owe them they would overcharge you illegally all the time and continue draw from you account, claiming technical glitches and etc. They need to be shut down.

We were approved for a $30,000.00 business line of credit that was supposedly available when we needed it. We decided to take a draw and found out that we had to go through a second approval process requiring much more detail and access to our bank account. After wasting my time the approval was not real. Be careful in dealing with these people. BTW we have been funded over $60,000.00 since then from other reputable lenders.

We highly recommend them! They were fast, polite, and precise. The staff was always available and responded right away. We won't work with anyone else. They are the place to go when you need a line of credit to help your business further itself. Thank you Headway Capital.

As a new business owner my experience was great! Headway Capital is helping me grow as fast as my demand is! I am now able to purchase new equipment and start new employees to keep up with the same demand.

I received an approval on my email. I had second thoughts as this was just a Robo email. But Headway Capital did everything they said they would do. This has been an excellent experience. The loan was timely and accurate. I look forward to a long relationship with Headway Capital. Thank You very much in helping to grow my business.

Hassle-free! A stressful process made easy. Courteous reps and speedy service. Pleased with the service we received and would recommend to others. Banks are stressful to deal with these days (even with good/great credit), however this was a fast and pleasant experience!

Recently applied for business line of credit. The application was easy to navigate and there was a quick turnaround time. Highly recommend! Will maintain a long term relationship. Made application on 10/12/2018 and funds were in my account on 10/15/2018.

Excellent! Good experience, nice and easy... I needed help growing my business and the banks are not very helpful when it comes to that. I'm glad we have options with Headway Capital like this. I really appreciate it, that's for sure...

Headway Capital made it so easy and fast, to get the funds we needed to continue running our business effectively. We were in need of cash flow to buy more equipment and other operating expenses while revenue streams were low in one month. These funds allowed us to continue running without shortfall.

If you have dealt with more than one of these companies you know how you can be left hanging in the wind on an answer or on the other end getting pushy or "I am doing you a favor" service. Everyone at Headway ( including the underwriter, unheard of...) was very understanding about concerns I had on rates and explaining the loan to me in as much detail as I wanted. I would highly recommend this company if these things matter to you!

All phases of the process where explained satisfactorily and questions were answered promptly. I did have to call in to get an understanding of why I couldn't make my monthly payment prior to the due date. Other than that I don't have any comments at this time.

I signed up with Headway earlier this month. So far it's not gone well. I made my first draw over a week ago and I've still not received the money and they don't know where they deposited it. The Rate is crazy high but in all fairness they did approve me for a loan after a few other companies had declined so I can't give them 1 star. This is a true last option situation where it only works if you have no other options and you only need it for a short time. Assuming of course they do get me the money I requested.

Headway Capital helped me expand my business by providing capital in a timely manner. Frankie is very personable and friendly. He contacts me with updates and to see if I have any questions. He is always available to answer my questions either by phone pr email. Frankie is resourceful and committed to customer satisfaction.

John was pleasant and very helpful at first, but he lost his temper at the end of transaction. The loan we requested was very low, only $5000 compare with $50k we requested for. (Also, the interest you give us is very high). Anyhow, we accepted the $5000 and we hope to get more increase with lower interest in the future! Thank you John for all his work and please next time don't get your patience. I know, working with people is not easy but don't forget they are your customer.

The service received was outstanding. The application process was smooth and simple. If you own a small business you definitely need to use Headway Capital for your capital needs. The entire process only took about four days. Awesome, awesome service.

Easy web based application, updated timely, friendly help from staff, nice user interface on website for account status. The money was deposited very quickly as promised. Staff was knowledgeable and able to help quickly when I need a password reset

Excellent with no hassle. The service was on time. Any question I had was answer clearly. The term was fair. I liked that I am able to pay off the loan early without being penalize. I just need a short term loan so thanks to Headway.

Excellent service. Trouble free, which is what you want when things are moving quickly. We are very pleased we chose Headway Capital, and see our relationship as being critical to our success. We have a lot of people who want our business, but so far Headway Capital has earned our business and that goes a long way with us.

Excellent customer service and prompt follow through with our requests. Transition from our initial offer from Copperline and Lendio to the locating of our lender Headway Capital was done professionally and handled carefully with our sensitive information. Great job overall.

Nothing to say but you are the best. Others could take a lesson from you, real people answer the phone. My loan was fast, funding was fast, nothing but good, got me the money I needed very fast. Not a lot of paperwork to get the job done. Thank You so much.

Headway Capital has been great to work with. Being a new, small business I was in need of funds to use for working capital, and I needed them soon. The loan was approved & funded very quickly. I would definitely recommend using Headway Capital.

It was a fast and easy process. Very happy. It is going to help our business grow. We are looking forward to do more business with you in the future. We now can pay off some of our equipment. Some of the funds are going for cash flow.

I appreciated that the process was quick and required very little follow up on my end. I received the money before I even received my approval letter. I have no current feedback regarding the payment process as I have not yet made a payment, but I am hoping it will continue to be easier and quick process.

I applied for a loan for my business. I only needed a little extra capital, because of a recent shortfall in my business. I was approved and received the funds in less than a week. I am completely satisfied with Headway Capital.

Very fast! I had the money I needed for my business without waiting days to receive the funds. I would highly recommend this company to any business. Making sure my company runs smoothly and efficiently is what counts and they made it fit in with my company’s needs.

I had a very easy experience with Headway Capital. I appreciate your promptness and accuracy. I would recommend this company to anyone looking for working capital. This company is the best for less work involved. Great for a small business owner.

Headway provided capital I needed for holiday payroll in a matter of days and a longer-term line of credit. I am sleeping better than I have in a year! My business is seasonal and while my company is profitable, we have short-term financial crises periodically. Many lenders just do not work with small businesses like mine. It felt great to get a "yes" from a lender!!

Headway Capital has helped my business when my own bank wouldn't. I am greatly appreciative to this company. They really look out for the little guys. The staff was really helpful and did all they could to get me the funding I needed to grow my business.

The people that were helping me with the process of this loan were very friendly and made me feel very comfortable about the loan process. I even had more questions and the two reps that I contacted, gave me the comfort and information I needed. The process to receive the loan did not take long. I appreciate Headway Capital with the help I needed to get things rolling with my business.

The application process was very painless and I received the decision quickly. There were no hidden obstacles and was done clearly and efficiently. I was approved for more than I needed but I was able to choose the amount I wanted immediately. I would recommend to a friend without hesitation.

This company conducted themselves in a very professional and courteous manner throughout the process; their thoroughness with information, both required and provided, was impressive. I would recommend them to any small business in need of such services. The entire process was smooth and quite straightforward, and did not take too much time.

I will recommend Headway Capital as one of the best and fastest loan company out there. Document requested was straight forward and approval instantly. Their APR is much better compare to other loan companies. Their customer service is top notch. You can be guarantee to be treated as a valuable customer.

We needed a line of credit to keep the business running smoothly and your company came through without a hitch. It is a pleasure doing business with your company and thank you for letting me sleep better at night. Thank you.

Everyone who helped me with my business credit line was very polite, respectful and efficient. I appreciate the good service and quick process - the funding happened within a week. Thank you for helping my business grow. I appreciate everyone on the Headway Capital team.

I was referred to your company by a person who handles my business lending. From the very beginning it was a concise and easy process. The time frame was 3 days from submittal to being funded with communication from my sales rep continuously!! I would highly recommend Headway Capital!

I am very pleased with the services rendered by Headway Capital and their courteous customer service. They understand the needs of a small business organization, and, the timeliness of their fund distributions. Bravo, Headway! You are professional and responsive to the needs of this small business!

Very disappointed at the high interest rate and low credit limit of my business line of credit. I have 750 Fico score and my limit is only for $10700 with 54% APR. Also their time to review the application takes forever.

I am happy and satisfied with the entire experience. Although I did not receive a line of credit which I was expecting to get, but I think it will increase as time goes by and I make constant and on time payments. Thank you for the service.

Thank you very much for providing a service to keep my small design and fabrication business growing. Having a line of credit when business is slow provides a great security to keep everything running during the slow periods and the increased comfort of not worrying as often when you're doing everything plus making inventory and the sales. SO THANK YOU!

Great experience all around!! Easily applied for, and the customer service was phenomenal! The only thing that could make it better or easier is if there was an application for your phone. I would recommend Headway Capital to any small business owner!

Excellent service, very prompt and very detailed. They made sure I understood the terms and answered all of my questions. I would recommend them to my business associates for any capital needs they may need for growth. I look forward to working with Headway Capital for years to come.

They have been very helpful and easy to work with. Came through when was most needed. It was nice to have someone to help us with on our business. Did need much information and was an easy process. Thank you for the support.

Headway Capital has excellent customer service, everyone was a pleasure to talk to. The documents they needed were not cumbersome!!! And a easy process and we got funded within 3 days??? Yay... for us!! After we pay back loan we will definitely use Headway Capital again and refer anybody we know who can use their services. Thanks again.

Very smooth process, handled professionally and fast. I would highly recommend Headway to anyone looking for fast and a financial institution that listens to what your needs are! And they actually came through within the time frame I was told. So thank you!

I felt scammed. And this is a horrific service to small businesses. Funds were deposited into my account before I finished the transaction on my side. It took a call to you for the website to show on my side what was going on on your side. I never saw the interest rate or loan documents until days after the funds were deposited. After the initial call that was answered, your phone system dropped my call three times. I finally had Chase Bank return your funds to you. Finally, you should be horrifically ashamed of yourself for charging small businesses 60% interest a year.

Did provide a great time savings and caring for small business like myself. Thank you for the opportunity given and hopefully continue doing business with your team. Hopefully I will grow more in my own co. And you definitely will deserve a great admiration for the trust deposited in me.