Headway Capital

Headway Capital

 4.6/5 (75 ratings)
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About Headway Capital

Headway Capital provides a line of credit to small business owners. You can order more inventory, purchase new equipment, cover expenses until your receivables are paid, or just get through a slump when business is slow. A line of credit is flexible, so it gives you the ability to be more flexible about your business decisions. Once approved, you can draw money whenever you need to, up to your available credit limit, and make monthly or weekly repayments that fit your budget. The team of experts at Headway Capital are ready to assist you in your financial needs. Contact us today!

Overall Satisfaction Rating

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Headway Capital Reviews

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Page 1 Reviews 0 - 5
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 1, 2022

I had a great experience with Headway Capital. From the beginning, someone was helping me all the way, from answering all my questions to assisting with uploading my documents. All my questions were answered by the person assisting me. I felt that I could trust the funding manager. He provided me with a path toward sustainability in my business. I am pleased I got funded by Headway Capital. The funding process was quick and easy.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: July 28, 2022

Their platform made for such a fast and easy lending experience. I do not know why I did not contact them six months ago. They offered great terms with fast underwriting, and most importantly they funded quickly. I would definitely give them five stars as it was an A plus experience for me and my business.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 13, 2022

    I was very shocked to see how quickly the application was processed, approved, and once approved how quickly the funds were deposited to my account. The account manager is user friendly, and scheduling draws from your LOC is easy with same day - next day funding. I would recommend Headway Capital for all of your small business funding needs!

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 1, 2022

    A fast and good method of lending money.. They lent my company money and will get it by August 1. They talked through my account rep and did a good job explaining the deal. Happy to work with you and to give you a good review. Good job.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 9, 2022

    Working with Headway Capital to establish a line of credit for expansion was simple, fast, and efficient. We had access literally within a few days of applying and while more costly worth it to avoid the painful process of traditional bank financing. Excellent option for short term needs.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Aug. 3, 2022

    Time of response for pre-aproved was very low, excellent service for the representative and the Team of Headway Capital and quick transfer of found. The Line of credit is the best mechanism for support the business for IT companies.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 12, 2022

    It has been a great experience that is made so easy, it is seamless. The website is easy to navigate as well. Because of this, I have never needed to contact customer service. They have done what they said they would and that is important to me.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 2, 2022

    Ben was amazing, quick and super proactive with the offer. I'm speechless with his team and work! Headway Capital is fast and accurate to work. I got the line in less than 24 hrs! Great Support and Help! Thanks HeadWay for the opportunity!.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 20, 2022

    I highly recommend Headway Capital as a financial backup for small businesses especially during these tough times. The terms are easy which supports an owner in getting money when it is needed quickly. The payment options allow for monthly installments, so it is easy on the budget.

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    Rated with 3 stars
    Verified Reviewer Verified Buyer
    Original review: May 20, 2022

    The loan experience was quick and easy, funds delivered on time and rates are what you expect with this type of loan. However, product was misrepresented by Lendio as reporting to Experian Business Bureau. It does not, so this product will not help business credit outside of Headway. If you need cash quickly they do a good job. If you're looking to build business credit it is not the right product.

    Headway Capital response

    Hi Christopher,

    Currently we do not report to credit bureaus, Hopefully in the future this is something we will implement. Please contact our dedicated Headway Capital Customer Service team at (866) 698-8494 or via email at support@headwaycapital.com If you have any additional questions about your account.

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    Headway Capital author review by Barbara Friedberg

    Headway Capital is a part of the publicly-traded lender Enova International. Headway Capital offers lines of credit up to $35,000 to many types of small businesses. It is headquartered in Chicago.

    • Payment options: Borrowers can determine which repayment options work best for them. The loans have terms of 12, 18 or 24 months and payments can be made weekly or monthly. These options can vary by state, but the website clearly outlines your options before applying.

    • Clear minimum qualifications: Headway Capital’s website clearly outlines the minimum qualifications for businesses. To qualify, you must have been in business at least one year and have a revenue of at least $50,000 per year.

    • Timely: Once your application is approved, funds will be deposited into your business’ account quickly. Funds are often available the next business day.

    • Early repayment: You can repay your Headway Capital business loan early without incurring additional fees.

    • Pre-approval: You can see how much money you would qualify for and get an initial approval online. This pre-approval check will not impact your credit score.

    by Barbara Friedberg Personal Finance Advisor

    Barbara Friedberg, MBA, MS is a former investment portfolio manager with decades of financial experience. Friedberg taught Finance and Investments at several universities. Her work has been featured in U.S. News & World Report, Investopedia, Yahoo!Finance and many more publications.

    Headway Capital Company Information

    Company Name:
    Headway Capital
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.headwaycapital.com