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About Headway Capital
Headway Capital provides a line of credit to small business owners. You can order more inventory, purchase new equipment, cover expenses until your receivables are paid, or just get through a slump when business is slow. A line of credit is flexible, so it gives you the ability to be more flexible about your business decisions. Once approved, you can draw money whenever you need to, up to your available credit limit, and make monthly or weekly repayments that fit your budget. The team of experts at Headway Capital are ready to assist you in your financial needs. Contact us today!
Headway Capital Reviews
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Reviewed Aug. 2, 2023
My experience with Headway Capital was quick and easy to put a standby line of credit in place. The consultant was very helpful in guiding me along the decision making path as well. The beauty of this product is you only use it when you need it which makes a stand by line best for our company given the ebb and flow of our cash flow.
Reviewed July 20, 2023
They helped us get what we needed to grow our business in a very quick manner and most importantly at an affordable end price. Mick ** did an amazing job. He worked with our hectic schedule and was able to call us at specific times when we were available. We will continue to use their services in the future. Thank you very much.
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Reviewed June 26, 2023
Dustin was very patient and helpful in answering all my questions. The whole process was quick and simple. In working with my bank it was much more painful with all their forms that made me not want to go through the process with them. I have recommended your company to other people I know. Paul
Reviewed June 25, 2023
I had not accessed my credit line for a few years. Then recently I needed some funding for a few projects and had Headway transfer money to my corporate account at my bank. It was quick and effortless. I needed a few draws over a short period of time and I was able to accomplish this in a few minutes.
Reviewed Feb. 21, 2023
Headway Capital was easy and quick to work with. We just needed a little capital to help us through a little slow period and we had completed the easy application and received funds within several days. I would recommend them for any small business in need of making ends meet when their cashflow is a little slow.
Reviewed Oct. 20, 2023
Initiating contact with support was completed in real-time with a live rep who was courteous and knowledgeable. The online system to update my aged profile was efficient and easy to navigate. Follow-up communication with clear steps also set reasonable and defined expectations. Completing the transaction was equally simple and efficient.
Reviewed Aug. 27, 2023
We've been working with Headway Capital for a few months. They are a refreshing change from the norm. They've been professional, courteous, respectful of our time, with zero heavy-handed sales efforts; and ultimately very simple, efficient, and easy to work with. Definitely the kind of company we desire to build a sustained relationship with.
Reviewed Feb. 13, 2023
Process was simple, easy and fast. Got the funding needed for my company. In addition, the amount and rate were right around what we were looking for. Would recommend to anyone looking to establish a business line of credit. This will certainly help my company grow.
Reviewed Dec. 12, 2022
They do as they say. You get your money fast. However, you pay dearly for using it. You would think after paying off your line of credit one time that they would start lowering the interest amounts for good payments.
Reviewed Aug. 3, 2022
Time of response for pre-aproved was very low, excellent service for the representative and the Team of Headway Capital and quick transfer of found. The Line of credit is the best mechanism for support the business for IT companies.
Headway Capital author review by Ashley Eneriz
Headway Capital is a part of the publicly-traded lender Enova International. Headway Capital offers lines of credit up to $35,000 to many types of small businesses. It is headquartered in Chicago.
Payment options: Borrowers can determine which repayment options work best for them. The loans have terms of 12, 18 or 24 months and payments can be made weekly or monthly. These options can vary by state, but the website clearly outlines your options before applying.
Clear minimum qualifications: Headway Capital’s website clearly outlines the minimum qualifications for businesses. To qualify, you must have been in business at least one year and have a revenue of at least $50,000 per year.
Timely: Once your application is approved, funds will be deposited into your business’ account quickly. Funds are often available the next business day.
Early repayment: You can repay your Headway Capital business loan early without incurring additional fees.
Pre-approval: You can see how much money you would qualify for and get an initial approval online. This pre-approval check will not impact your credit score.

Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.
Headway Capital Company Information
- Company Name:
- Headway Capital
- Address:
- 175 West Jackson, Suite 1000
- City:
- Chicago
- State/Province:
- IL
- Postal Code:
- 60604
- Country:
- United States
- Website:
- www.headwaycapital.com
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