Headway Capital

Headway Capital Reviews

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About Headway Capital

Headway Capital provides a line of credit to small business owners. You can order more inventory, purchase new equipment, cover expenses until your receivables are paid, or just get through a slump when business is slow. A line of credit is flexible, so it gives you the ability to be more flexible about your business decisions. Once approved, you can draw money whenever you need to, up to your available credit limit, and make monthly or weekly repayments that fit your budget. The team of experts at Headway Capital are ready to assist you in your financial needs. Contact us today!

    Headway Capital Reviews

    Stars Rating

    • 69%
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    • 29%

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      How do I know I can trust these reviews about Headway Capital?
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      Page 1 Reviews 0 - 5
      Verified purchase

      Reviewed Feb. 20, 2024

      Finally, entrepreneurs have an ally. Headway Capital is That ally. A credit line with fair monthly draws reasonable rates is a far better ally than any weekly short term loan. Headway capital gives you the tool to finally, make some headway, even uphill or upstream, as you climb your own path toward success.

      Verified purchase
      Customer ServiceStaffEase of Use

      Reviewed Oct. 20, 2023

      Initiating contact with support was completed in real-time with a live rep who was courteous and knowledgeable. The online system to update my aged profile was efficient and easy to navigate. Follow-up communication with clear steps also set reasonable and defined expectations. Completing the transaction was equally simple and efficient.

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        Verified purchase
        Sales & MarketingStaff

        Reviewed Aug. 27, 2023

        We've been working with Headway Capital for a few months. They are a refreshing change from the norm. They've been professional, courteous, respectful of our time, with zero heavy-handed sales efforts; and ultimately very simple, efficient, and easy to work with. Definitely the kind of company we desire to build a sustained relationship with.

        Verified purchase
        Punctuality & SpeedStaff

        Reviewed Aug. 2, 2023

        My experience with Headway Capital was quick and easy to put a standby line of credit in place. The consultant was very helpful in guiding me along the decision making path as well. The beauty of this product is you only use it when you need it which makes a stand by line best for our company given the ebb and flow of our cash flow.

        Verified purchase
        Customer ServicePricePunctuality & SpeedStaff

        Reviewed July 20, 2023

        They helped us get what we needed to grow our business in a very quick manner and most importantly at an affordable end price. Mick ** did an amazing job. He worked with our hectic schedule and was able to call us at specific times when we were available. We will continue to use their services in the future. Thank you very much.

        Profile pic of the author.
        Customer ServicePrice

        Reviewed May 1, 2024

        Nearly 90% of these reviews have to be FAKE. This is the worst company to deal with. If you borrow a dollar from them plan on paying back 4 because their rates are ridiculously expensive. Their customer service is horrible. Unresponsive, unhelpful, and uncaring about the hardship this loan will create. You will be worse off than before, there is no upside. It looks like 5 % but it's really 65% interest.

        Headway Capital
        Headway Capital
        Pinned

        Hi, Thank you for providing valuable feedback. There are multiple variables that go into why we price the way we do. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494.

        Verified purchase

        Reviewed April 15, 2024

        I only got this loan because they said it would help me get a SBA loan. Now I am in a never ending loop. Each payment I make hardly decreases the amount owed and they put a UCC out on my company so I cannot get funding from another lender to pay it off. Let's just say I don't recommend them at all and as soon as I can pay this off I will and I WILL NEVER BORROW ANOTHER DIME FROM HEADWAY.

        Headway Capital
        Headway Capital
        Pinned

        Hi Amanda, thank you for providing feedback. There are multiple variables that go into why we price the way we do, and we do our best to ensure our terms are clearly laid out on each contract. If you have additional questions, please contact our dedicated Headway Capital Customer Service team at (866) 698-8494

        Verified purchase
        Contract & TermsPunctuality & Speed

        Reviewed Feb. 22, 2024

        My experience with Headway & LendingTree was amazing. I was not expecting it to be so simple and fast! There was very little paperwork, I had an approval the same day and funding the day after I signed the agreement.

        Verified purchase
        Punctuality & SpeedStaffProcess

        Reviewed June 26, 2023

        Dustin was very patient and helpful in answering all my questions. The whole process was quick and simple. In working with my bank it was much more painful with all their forms that made me not want to go through the process with them. I have recommended your company to other people I know. Paul

        Verified purchase
        Punctuality & Speed

        Reviewed June 25, 2023

        I had not accessed my credit line for a few years. Then recently I needed some funding for a few projects and had Headway transfer money to my corporate account at my bank. It was quick and effortless. I needed a few draws over a short period of time and I was able to accomplish this in a few minutes.

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          Headway Capital author review by Ashley Eneriz

          Headway Capital is a part of the publicly-traded lender Enova International. Headway Capital offers lines of credit up to $35,000 to many types of small businesses. It is headquartered in Chicago.

          • Payment options: Borrowers can determine which repayment options work best for them. The loans have terms of 12, 18 or 24 months and payments can be made weekly or monthly. These options can vary by state, but the website clearly outlines your options before applying.

          • Clear minimum qualifications: Headway Capital’s website clearly outlines the minimum qualifications for businesses. To qualify, you must have been in business at least one year and have a revenue of at least $50,000 per year.

          • Timely: Once your application is approved, funds will be deposited into your business’ account quickly. Funds are often available the next business day.

          • Early repayment: You can repay your Headway Capital business loan early without incurring additional fees.

          • Pre-approval: You can see how much money you would qualify for and get an initial approval online. This pre-approval check will not impact your credit score.

          by Ashley Eneriz Deputy Editor, Personal Finance

          Ashley is an expert finance writer who worked for 12 years with top names in the industry, including Discover, The Hartford, ScotiaBank, Chime and Synchrony. She joined ConsumerAffairs in 2022, and specializes in coverage of banking, credit repair and debt management. Her writing has also been featured in Forbes, Time, Yahoo, MSN and Reader’s Digest. In her personal life, she enjoys homeschooling her three daughters and writing children's books.

          Headway Capital Company Information

          Company Name:
          Headway Capital
          Address:
          175 West Jackson, Suite 1000
          City:
          Chicago
          State/Province:
          IL
          Postal Code:
          60604
          Country:
          United States
          Website:
          www.headwaycapital.com