Best Motorcycle Extended Warranty Companies

Our 3 picks for the best motorcycle extended warranties

• Best overall: Zurich
• Best for claims handling: CarShield
• Best for price satisfaction: Premier Auto Protect

Extended motorcycle warranties: a guide

Riding a motorcycle is about truly enjoying the open road, but unexpected mechanical breakdowns can interrupt that experience. An extended motorcycle warranty can help ensure you get back on your bike and on the road as soon as possible without having to worry about paying for repairs out of pocket.

Extended motorcycle warranties fill the gap after a factory warranty ends, covering repairs for major components like the engine and transmission. These plans vary in cost, term length and coverage, giving riders options for protecting their bikes against expensive repairs and keeping them in good condition over time.

How to choose an extended motorcycle warranty

The best extended motorcycle warranty isn’t the same for every rider or every bike. Your best option will depend on a few factors related to your motorcycle, your budget and your preferences.

What to consider when choosing an extended motorcycle warranty

Just like when choosing an extended car warranty, you’ll want to weigh several aspects of a motorcycle warranty before making a decision, including:

• Cost: Extended motorcycle warranties vary widely in cost, so most providers offer plans for different budgets.
• Coverage options: Motorcycle warranty providers offer several plans with varying levels of coverage. The more comprehensive the coverage, the more the extended warranty is likely to cost.
• Term lengths: Some motorcycle extended warranties last for several years, while others renew month to month under a subscription-style model.
• Exclusions: Warranties typically include a list of parts and types of damage that aren’t covered. These exclusions vary between plans and providers.
• Transferability: If you decide to sell your bike, most extended motorcycle warranties can be transferred to a new owner for a small fee.
• Cancellation policy: If you decide you don’t want coverage after purchasing a motorcycle warranty, some providers make it easier and less costly to cancel and get a refund than others. Providers list their cancellation policies in their sample contracts.

Shop around for flexible terms

Some motorcycle warranties renew month to month, while others last a few years. If you only ride seasonally, a month-to-month plan might save money over time.

Extended motorcycle warranty coverage

Most extended warranty companies offer at least a couple of coverage plans for motorcycles. These work much like car warranty coverage, ranging from basic powertrain to exclusionary, bumper-to-bumper plans that cover nearly everything on the bike.

Extended motorcycle warranty exclusions

All extended warranty contracts come with a list of parts that the company won’t pay for and causes of damage that are excluded from coverage. The specific list of exclusions varies from plan to plan and from one provider to the next, but there are a few things that are generally never covered by a motorcycle warranty:

• Routine maintenance (like oil changes)
• Repairs due to improper use or unapproved parts
• Damage typically covered by insurance (like accidents or theft)
• Wear-and-tear items (like tires and brake pads)

Additional benefits of motorcycle warranties

Many providers include a few perks with their motorcycle warranty plans to increase their value for buyers. While these benefits often vary by provider, some of the most common perks include:

• Emergency roadside assistance
• Trip interruption coverage
• Rental vehicle reimbursement

Your contract will list all the benefits you’re entitled to when you buy coverage.

But since these perks add value for shoppers and make strong selling points, companies typically advertise them upfront.

» MORE: Extended warranty pros and cons

Extended motorcycle warranty costs

The average cost of an extended warranty for a motorcycle ranges from around $200 to $700 per year of coverage. Motorcycle warranty costs depend on multiple factors, including:

• Coverage level
• Contract length
• Motorcycle age and mileage
• Make and model of the bike
• Pricing structure of the provider

Expect to pay between $200 and $700 per year of coverage.

Additional motorcycle warranty costs

The main expense of a motorcycle warranty is the price of the plan itself, but there are a few other potential costs to keep in mind.

• Deductible: Some motorcycle service contracts come with a deductible that you must pay out of pocket toward covered repairs. These are generally lower than car warranty deductibles, often ranging from $0 to $50.
• Service fees: You may come across some warranty providers that charge a small fee to process a claim. These are rare, but it’s worth checking the sample contract to make sure the fee isn’t high enough to add up over time.
• Cancellation fee: Some warranty providers charge a fee to cancel your contract, even if they promise a full refund. This fee is listed in the terms and conditions of the contract.
• Transfer fee: Extended warranties can usually transfer to a new owner when you sell your motorcycle, but providers often charge a nominal fee.

» FIND OUT: Extended car warranty pricing

Is an extended motorcycle warranty worth it?

An extended motorcycle warranty can be worth the cost. It helps cover expensive mechanical repairs, and in some cases, the payout toward repairs can exceed what you paid for the plan.

Another, lesser-known benefit of an extended warranty is that it “locks in” the cost of repairs when you purchase a long-term contract. With the cost of automotive repairs on the increase and extended warranty prices based on current costs, there’s a good chance you’ll effectively pay a lower rate for repair work a year or two down the line than if you paid out of pocket.

Lastly, an extended service contract for your motorcycle provides peace of mind. It cushions your budget against costly, unexpected repairs.

Methodology

To determine our three top picks, including our pick for the best overall, we used a weighted scoring system that took into account both reviews about each company from ConsumerAffairs users and specific company offerings we researched.

We conducted sentence-by-sentence sentiment analysis of thousands of reviews on our site from Sept. 1, 2024, to Aug. 31, 2025, to identify the aspects people care about most — and which companies reviewers were happiest with in terms of these aspects. For extended motorcycle warranties, these included:

• Claims handling
• Coverage
• Customer service
• Pricing

We then carefully selected the most important offerings consumers should consider before choosing a provider and researched these offerings at each company. For extended motorcycle warranties, these features included:

• Levels of coverage
• Maximum mileage
• Maximum vehicle age
• Maintenance benefits
• Other additional benefits

The company with the highest score in each category’s uniquely weighted formula was given the “Our pick for” designation. In some cases where a single company received the top score across multiple categories, the company with the second-highest score was named the winner.