Jeep Cherokee extended warranty: cost, coverage and plans
Why an extended warranty could make sense
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Jeep Cherokees are known to have average reliability, meaning an extended warranty might be worthwhile for long-term ownership or high-mileage driving.
We’ll break down what a Jeep Cherokee warranty covers, how much it costs, what your options are and whether a warranty is worth it in the long run.
All new Jeep Cherokees come with a three-year/36,000-mile bumper-to-bumper warranty and a five-year/60,000-mile powertrain warranty from the factory.
Jump to insightQuotes we received for an extended auto warranty on a 2021 Cherokee ranged from $1,088.16 to $1,701.94 a year. That’s more expensive than the average cost of an extended warranty.
Jump to insightJeep has average reliability compared with other vehicles.
Jump to insightGetting an extended warranty on a Cherokee gives you peace of mind and protection against repair bills once the factory warranty expires.
Jump to insightJeep Cherokee extended warranty coverage
An extended auto warranty is an optional, paid extension of the factory warranty your Cherokee comes with. For context, Jeep Cherokees come with the following warranties from the factory:
- A three-year/36,000-mile bumper-to-bumper warranty
- A five-year/60,000-mile powertrain warranty
Factory warranties follow the vehicle, not the owner. So if you buy a 2-year-old truck with 20,000 miles on it, you still have one year or 40,000 miles worth of factory bumper-to-bumper warranty remaining.
For an extended warranty on your Jeep Cherokee, you have two options:
- Buy the official Jeep extended warranty, called Mopar Vehicle Protection.
- Buy a plan from a third-party extended warranty company, which allows you to take your truck to any ASE-certified mechanic for repairs.
Whether you get a third-party plan or a warranty from a dealer, a plan that offers comprehensive, exclusionary protection (often called bumper-to-bumper or Platinum) will provide the most value. These plans cover almost all the parts on your vehicle. Less comprehensive plans (e.g., Gold, Silver, powertrain) may be cheaper, but they also cover fewer parts per dollar.
A ConsumerAffairs investigation found that only 41% of American drivers surveyed had enough cash to cover a $1,000 repair bill, and 13% of respondents had no way to handle a repair bill that large, even with credit.
Auto warranties don't cover damage or accidents, and repairs generally aren't covered if you don't properly maintain the vehicle or you make aftermarket modifications. They only pay for repairs and replacements of specifically covered parts that fail from normal wear and tear.
In general, here are the differences between what a bumper-to-bumper warranty and a powertrain warranty cover:
| Warranty type | Typical coverage | Not covered |
|---|---|---|
| Bumper-to-bumper | ||
| Powertrain | Parts that create power and deliver it to the wheels | Parts not related to the engine, transmission or drive axle |
Note that some extended auto warranty plans fall somewhere between bumper-to-bumper and powertrain coverage.
» LEARN: What to know about manufacturers’ extended warranties
How much does a Jeep Cherokee extended warranty cost?
We were quoted $1,701.94 a year from olive for three years of bumper-to-bumper coverage for a 2021 Jeep Cherokee registered in Austin, Texas, with 40,000 miles. From Endurance, the quote for similar coverage was $1,088.16 annually for 30 months of coverage for the same vehicle with the same mileage. Both quotes assumed a $100 deductible. Note that both of these are third-party extended auto warranty companies.
The “official” Jeep extended warranty is called Mopar Vehicle Protection, and it may cost less than a third-party option. Be sure to get a quote from your local Jeep dealer to compare your options.
In general, quotes for extended auto warranties vary based on coverage, vehicle, deductible, location and other factors. A 2022 Cherokee with zero miles typically has cheaper extended warranty options than a 2020 model with 50,000 miles, for example.
For context, the average cost of an extended warranty is around $1,000 per year of coverage. The quotes we collected for our hypothetical 2021 Jeep Cherokee were more expensive by comparison.
Extended warranty pricing varies significantly among providers. Compare quotes from multiple companies to ensure you're getting a good deal.
You can save money by going with less coverage, but bumper-to-bumper plans usually provide better value because of how much more protection you get.
Extended auto warranty providers may use varying language to describe plans. For example, Endurance provides 30 months and 40,000 miles of coverage with its plans — this is as of your vehicle's current age and mileage. Other providers may use the vehicle's original purchase date as the starting point for calculating coverage, so you'll have to subtract the age and mileage of your car (plus any remaining factory warranty) to determine the length of the coverage you're actually getting.
Is a Jeep Cherokee extended warranty worth it?
Yes, a Jeep Cherokee extended warranty is worth it. In general, an extended auto warranty is worth it if any of the following are true:
- Your vehicle has a bad reputation for reliability.
- The warranty costs less than you expect to spend on repairs.
- A big repair bill could hurt you financially.
- You don’t mind paying for peace of mind.
Jeep as a brand has average reliability, with J.D. Power ranking Jeep 11th out of 29 car brands for overall dependability.
As for the Cherokee specifically, RepairPal gave it a 4.0 out of 5. Many ConsumerAffairs reviewers reported issues with their Jeep Cherokees.
“My 2019 Jeep Cherokee Trailhawk with 19,000 miles on was great right up until the Power Transfer Unit failed which in turn cause the transmission to catastrophically fail,” said Jeff in South Dakota. “Jeep is refusing to cover the $13,000 repair bill under warranty.”
My 2019 Jeep Cherokee Trailhawk with 19,000 miles on was great right up until the Power Transfer Unit failed which in turn cause the transmission to catastrophically fail.”
Ralph in North Carolina reported different issues: “I have 2018 a Jeep Cherokee Latitude. Jeep kept cutting off sometimes when I would drive it. When oil gets low motor will shut off. It would stall when making turns. I looked for leaks and didn't find any leaks. I noticed the jeep burns at least 2-3 quarts of oil every 2,000 to 3,000 miles. … Now I have to fill up with oil between oil changes.”
“The jeep (2015 Jeep Cherokee) is currently in the shop for the second brake booster failure,” said Sean in Georgia. “The first one happened little over a year ago at 26k. This one just happened again at 44k.”
These stories from real customers mentioning issues with Jeep Cherokee maintenance suggest that an extended warranty is a good idea. The likelihood of needing repairs and the prices we found for Jeep Cherokee extended warranties means you’re likely to come out ahead by purchasing a protection plan.
Article sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this article include:- J.D. Power, “Vehicle Dependability Slumps as Rate of Deterioration Increases, J.D. Power Finds.” Accessed Aug. 14, 2024.
- RepairPal, “Jeep Cherokee Reliability Rating.” Accessed Aug. 14, 2024.
