American Auto Shield Reviews

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About American Auto Shield

Since 2002, American Auto Shield (AAS) has provided vehicle service contracts with a simplified claims process. AAS offers auto, ATV, motorcycle and off-road motorcycle coverage for dealers, agents, direct marketers, membership organizations and lenders. It also provides access to 24/7 online support and claims filing.

Pros
  • Monthly plans available
  • Motorcycle/ATV coverage
  • Lenient age/mileage requirements
  • Large number of plans available
Cons
  • Only sold through dealerships
  • Expensive towing fee

American Auto Shield Reviews

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    Page 4 Reviews 240 - 440
    Verified purchase
    Customer ServiceTechRefunds & Payouts

    Reviewed May 6, 2020

    I called twice to get a better deal, But they couldn't offer me what I was looking for so After one week of having a contract I send a certified letter to cancel. I called today to confirm that my contract is going to be canceled and now they want me to call with tracking number before they can cancel. I want my refund. I asked to cancel before the 30 days period.

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    Customer ServiceContract & TermsCoverageTechMaintenanceStaff

    Reviewed May 4, 2020

    I don't usually leave reviews. However, today I was impressed with how well I was treated - not only because my claim was accepted. The rep, Kevin, was able to let me know the exact coverages of our agreement and was kind enough to call the repair shop and coordinate repairs. The shop owner, who had previously told me "these companies never cover anything..." commented how well he was treated by Kevin and he was impressed with the service supplied. If I could give six stars for the customer service, I would. When I signed up for this service, I was skeptical - now I'm a convert.

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    Customer ServiceTechStaff

    Reviewed April 29, 2020

    I was called to make sure I was the person in the contract or warranty. This representative was very cordial and knowledgeable. The 2nd time, I called this morning and person was also polite and helpful. She understood my concern and informed me very well.

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    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed April 29, 2020

    I had a very positive experience with the Customer Service lady I spoke to in the afternoon. She was polite, courteous, articulate, unassuming and a good listener. After explaining to her how shabbily Pep Boys treated she advised me on the steps to take for me to be considered for a refund.

    Henry **.

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    Customer ServiceTechMaintenanceStaff

    Reviewed April 16, 2020

    Purchased a warranty with this company. My transmission went out on my truck. They gave me the run around about the repair. $3000.00 transmission, they said that we had to have all of the service records for the truck. That was fine so we pulled the car fax which gave the date and place where the car was service for 95% of the service which was consistent servicing. For the remainder we contacted the repair shops for the invoices to send. When the warranty company received the car fax they said no that they had to have the individual receipts for the work, even though it stated date, time and car dealership of the work.

    Seriously. This was easy- What if we changed our own oil or did our own work to save money? They would not warranty the vehicle?? Thankfully we had it done at a dealer and they still would not honor the car report that we paid $40.00 to get. This is fraudulent and shady. The work prior to us purchasing the vehicle was done in Canada. They expect us to call Canada to track down vehicle receipts? Please somebody give me some guidance on this - all we are getting is "as per your contract" which states documentation of work. Crooked?

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    CoveragePrice

    Reviewed April 13, 2020

    Even getting American Auto Shield "best" plan I had so many expensive repairs that were not covered at all. They really get you with the many exclusions in the plans. Not sure why these make sense at all.

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    Verified purchase
    Tech

    Reviewed April 9, 2020

    I've been a customers since January 2020. I PUT A CLAIM IN IN Apri 2020. For my vehicle. So for no issues with the company fulfilling the contract. At this point I would recommend this company to friends and family.

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    Verified purchase
    Tech

    Reviewed April 7, 2020

    My pickup was in the shop for nearly 6 weeks to replace two parts. This should not have taken over a week to diagnose and complete. My mechanic said that Auto Shield was the hold up since they were the ones providing the parts.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed April 7, 2020

    I tried several times by phone and by fax to have this corrected. I was not able to get through several times to a rep or the fax did not go through with the proper mileage.. This mileage need to be corrected it should be 96,000.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed April 6, 2020

    Asked about my coverage on my policy and got information needed. The customer service was great, phone numbers I needed were given to be able to talk to the right personnel to get what I needed in a timely manner.

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    Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenance

    Reviewed April 3, 2020

    I purchased a warranty from Car Shield, also known as American Auto Shield. My car needed a repair and they refused to cover it. The car needed a new shift assembly part. I had to pay for the repair and pay my monthly plan of $79.99. I talked to the dealer who said that they have lots of problems with Car Shield not paying. He advised me to go with Ford Protection Plan because they would have paid this repair. I wasted my money on a ponzi scheme. Don't get taken. Here's a big clue that they are a ponzi scheme. When you call them, they will tell you the plan is $99 a month. Then I told them that was too much, they said they could do it for $89. Then I said I still couldn't afford it, so the salesman said he could give me a "special" deal for $79 a month and no deductible fee. I should have known then that they were too good to be true. Folks, this company should be closed down!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 2, 2020

    I had the privilege to speak with Janice in the customer service department after being transferred four times on three different calls today. She put my mind to rest and made it easy and comfortable to know that there was someone who really cared about the customer. I really appreciate the professionalism and understanding of such a caring individual. You really have a Diamond working in your company that's genuinely concerned for the customer. Thank You so much for having Janice working during these trying and troublesome times!

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    Customer ServiceTechMaintenanceStaff

    Reviewed March 28, 2020

    Water pump went out on car. My mechanic made the call to file the claim for the repair that needed to be taken care of on my car. The agent was courteous in handling the claim with the mechanic and things were taken care of in a very professional manner.

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    CoverageTechPriceHonesty & Transparency

    Reviewed March 27, 2020

    Was very disappointed to learn that after finding a leak in a radiator hose that all hoses were needing replacement for a cost of $3500 including labor. NONE of which is covered under my Gold Shield policy with Car Shield/Auto Shield. Especially disappointed after watching all these wonderful commercials on CNN as how Car Shield protects me against high auto repairs. You would think SOME PORTION would be covered. Very misleading. Not even anything in fine print nor do they specifically specify that hoses aren’t covered (they’re just not included) in the contract.

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    Verified purchase
    TechSales & MarketingRoadside Assistance

    Reviewed March 19, 2020

    Tire change. Service was done in a timely manner. Sales associate was very respectable and the courtesy of the tow truck service was great. Would recommend to friends and family. Most awesome service. Love that I didn't have any out-of-pocket expenses. Thank you.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed March 16, 2020

    After three weeks and numerous phone calls, without our truck you finally approved to cover turbo. We will wait to see how the next time goes. Had one of your rep hang up on me. If you want further info call **.

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    Verified purchase
    Customer ServiceTechPriceStaff

    Reviewed March 14, 2020

    Called in because auto shop said reimbursement cost of radiator was not enough. Agent at auto shield said $305.00 was most they would pay. Explained procedures I understand that we don’t want to over pay. Hope I can get my car fixed.

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    TechPrice

    Reviewed March 13, 2020

    I had an ok experience with them on the first contract. When it came time to renew I did. What was not told to me that the existing contract would be voided and any parts, work, etc would no longer be honored even though they forced me to use their supplier who provided cheaper parts. I just learned today that the parts supplied on their warranty work are no longer honored. Now I am having to replace their substandard parts. I have gone to a reputable Chevy dealership who will now honor the parts for the rest of my ownership. Do not recommend extending your contract with them. Save your money and blood pressure. When this warranty extension expires No more money will be given to them.

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    Staff

    Reviewed March 4, 2020

    After looking around for a while this was the best deal. The personnel was very helpful and courteous. I would recommend this company to all my friends. They were spot on as to what I was looking for.

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    TechStaff

    Reviewed Feb. 25, 2020

    The company was a better value than the dealership and the only issue I've had so far and the last few years with them was the tow truck division. The drivers are usually trying to get up to $400 a tow and should not be allowed to participate if they are not providing a reasonable service fee.

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    TechRefunds & PayoutsBilling

    Reviewed Feb. 20, 2020

    Motor mounts. The mechanic had hard time getting paid for the labor that he build for. Form after form had to be repeated. When he finally got the payment information he had to get a hold of you again for the name of the company that would be going on the form which held me up longer.

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    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed Feb. 13, 2020

    Vickie ** great to talk to. I have been paying $135 a month for a year now on a 03 Mercedes SL500. I have had it 3 times at a shop and have never had anything covered By Car Shield to date. I thought a tow was free the first time I needed but was quoted $85 to tow 10 miles so I had to use my AAA car for free towing. I asked if I needed different type coverage and she is investigating a Aluminum Electronics package since I just spent $3500 for a pre 100k mileage service. I have only driven the car about 600 miles in the last year. I will be driving in the spring and this car has a lot of hydraulics and module control units.

    I want to know if I would be covered if anything comes up there since I know the engine and transmission are sound or the dealer would definitely have told me. She is checking on those ?s before I consider raising my monthly premium to make sure I am covered on all the electronics of the car. She stated I had free towing up to $75 but when I first called last year, as I said the woman told me $85 to tow! Without the expenses I questioned covered then so far I have spent $1350 and gotten nothing. She is actually making the difference to keep me from just cancelling all together. She stated I should not have been quoted a $85 charge to tow the car 10 miles, it should of been free with my policy. 1 star on previous customer service until Vickie got me to a 4 star today.

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    Refunds & PayoutsBilling

    Reviewed Feb. 7, 2020

    I contacted American Auto Shield in order to discuss reimbursement for a repair bill, that I had paid for. They were extremely polite and gave me the information I needed. Great company to do business with.

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    Claims HandlingCoverage

    Reviewed Jan. 31, 2020

    Waste of time and money. Bunch of crooks. They denied my claim stating of mileage however there was another warranty company didn't even know I had and reported any type of mileage. I showed American Auto Shield that this was canceled and mileage reported wrong. Then they had me go to Nissan two times to get service documents and invoices. Had my car sit over at auto place for 3 weeks My transmission went out in my 2013 Nissan. Clearly they saw this was not a precondition issue that my transmission went out 3 months after getting their warranty. Bottomline warranty companies suck. They take your money for months once you file a claim they deny you. I hope they go out of business. God don't like ugly....

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    Customer ServiceCoverageTechSales & MarketingPriceRefunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed Jan. 29, 2020

    An exceptionally poor experience. When warranty was purchased I was assured that their policy was widely accepted at repair shops across the nation. Representative stated that I could have the peace of mind knowing that in the event I happened to require repairs all I would have to pay was a $100 deductible for covered repairs. He did mention a lifetime policy cap of $15,000. What he did NOT mention was a clause in the contract that capped the labor rate at $100/hr! There is no repair shop that would work on my car anywhere near that rate. I was told to rest assured that dealerships across the country honored their policy. Well, that's true but only up to the $100 an hour labor rate! Dealers hourly rate is $325! The difference of which is paid out of pocket. Definitely NOT "just $100 deductible". To say that the sales practice is misleading and deceptive is a gross understatement!

    To add insult to injury, attempts to speak with someone about a resolution is a fruitless endeavor. The warranty company points the finger at the marketing company that sold the policy (wasn't aware that there was another company). But aren't they acting as YOUR agent?!?! I have owned numerous auto warranties over the years and have never encountered such a blatant misrepresentation of what to expect in terms of service and coverage. My recommendation is to remove this company and any associated businesses from your consideration. DO NOT rely on the representations of their representatives.

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    CoverageTechPriceRates

    Reviewed Jan. 28, 2020

    Experience was not as anticipated. After negotiating price with the dealership I charged the difference of what you did not cover. I thought all I was going to pay $100 deductible on any covered service. That was not the case here.

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    Verified purchase
    CoveragePunctuality & SpeedStaff

    Reviewed Jan. 23, 2020

    Waited 9.52 minutes before Professional Brooke answered. Explained I started new job Jan 2; off days Thursday, Friday, Sunday; don't need rental. After riding 10 yrs on moped/scooter, will not ride 11 miles to work and back; have medical issues and Dr's orders to rest and relax these 2 days. Brook assured me to not wait until next Th/Fri; to drop the car off at repair shop Friday. Brook assured me insurance adjuster will be there sometime Friday.

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    Staff

    Reviewed Jan. 20, 2020

    Absolutely satisfied, I was very please to have a great experience with a representative and not knowing the many problems with my vehicle all of a sudden all hell broke loose but the representative was so professional and so caring and they are going to taking care of my vehicle. Thank you so much.

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    CoverageTechStaff

    Reviewed Jan. 20, 2020

    The plan did not cover the proper replacement receiver dryer for my Audi A4 delaying and adding expense to my repair. My Audi certified repairman explained that the part covered by the plan would void Audi’s warranty if it resulted in a future problem.

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    CoveragePriceStaff

    Reviewed Jan. 16, 2020

    My experience was pretty good. Even though the issue I had wasn't covered, they gave me options to save money on my repair. It would have been better to cover, but they didn't leave me in the cold and helped me out. Good company and warranty is worth it.

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    Verified purchase
    CoverageTechPunctuality & SpeedStaff

    Reviewed Jan. 16, 2020

    Auto in the shop. Waiting for my auto to get back on the road with help of American Auto Shield. Try hooking up with American Auto Shield, If I broke down that is covered by the warranty, I recommend them to you.

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    Coverage

    Reviewed Jan. 16, 2020

    When my vehicle needed a water pump and a thermostat replacement, only the water pump was covered. When I signed up with Car Shield, I was told I had "bumper to bumper" coverage. The peace of mind I thought I had, is NO longer there!

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    CoverageBilling

    Reviewed Jan. 6, 2020

    Purchased Warranty. First time using it for repairs they covered $200. Was left with a $4800 bill. They used every loophole and backroom trick to claim it was not covered. Do not waste your time or money on any of their products.

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    Verified purchase

    Reviewed Jan. 3, 2020

    I have appreciate your clarity regarding our relationship. I have sent to you the information you have requested, in clear written form. That information I sent to you this morning. I am not aware of what other information you need.

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    Verified purchase
    Customer Service

    Reviewed Dec. 30, 2019

    When I got my contract from Auto Shield I thought better to have it than not and did not really expect to ever have to use it and within 3 months my Dodge Ram 1500 4x4 had major transmission and rear end problems. Not sure yet what the problem is but when I called Auto Shield they were the most professional group and left me feeling good about my decision to have a contract with them. Everyone should get a contract with them and you will be satisfied believe me.

    Dr. Thomas **, Ph.D

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    Verified purchase

    Reviewed Dec. 30, 2019

    My debit account had to be changed and I called to affirm that it had taken place, because I had to take my vehicle to the shop because of a check engine light. Once the account was affirmed I got the info to get repair strayed.

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    CoverageTech

    Reviewed Nov. 23, 2019

    Salesman called and talked me into a service policy with CarShield/American Auto Shield is another name that I have just come across. I have had this policy for 8 months at $89 per month direct withdrawn from my bank account. Everything great till I had a break down (2013 Ford F-150 crewcab FX4 Platinum). Had 93000 miles when purchased policy, 100443 miles when breakdown. CV joints, axles, bearing, fuel induction system V-6 engine start / stop fuel problem and few other things. Took it to Ford Dealer service shop for tech and repair, Nothing covered per the ASE service tec was told by Claims from Auto shield (800-856-7884). Just beware/ $2551.37 total deductible. No warranty...

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    American Auto Shield
    Response from American Auto Shield

    Hello Billy,

    Thank you for the opportunity to respond to this matter. To clarify, Carshield is the seller of the vehicle service contract you purchased. American Auto Shield (AAS) is the claims administrator for the contract. While we are sorry we were unable to resolve your recent claim to your satisfaction, and we do not like to deny claims, we are unable to administer payment for parts or components not listed as covered by the contract. If you have any additional questions or concerns regarding your claim or coverage, or if you need further assistance, please contact us directly. One of our specialists will be happy to assist you.

    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Oct. 23, 2019

    Updated on 12/05/2019: After one month America Auto Shield answer but same. In your policy have customer can't apply for claim. Your worker..did and no inform no service worker from LAMACCHIA HONDA, no me. Just they give us claim Number on 10/9/2019 what we have and I Bring my car to dealer for fix problem. Next Day after service worker all About amount. Claim dept. said, "Sorry claim open in waiting time." I no open, service worker no open. OPEN bad worker (no ask About this to customer) from AMERICA AUTO SHIELD. WHY they refund all my money because better Pay less money or need Pay for fix. I CALL NEVER, NEVER BUSINESS with AMERICA AUTO SHIELD, and AUTO CARSHIED. I can't change my rate. I don't like people have wrong information. Read many review About this Company from 2019. BAD.

    Original Review: OPEN CLAIM NUMBER before waiting time, no tell About this to customer and can't give Information name who open this CLAIM. (This time I just call from dealer service About what Cover my warranty. JUST and why they no tell me About claim Number. JUST 10/09/2019 when I call About claim they give us CLAIM NUMBER ** (After I know About this claim Number from September SURPRISE). Why and who open this CLAIM NUMBER BEFORE WAITING PERIOD. Broken contract rule. Where interesting customer service name CARSHIELD, but CLAIM DEPT. AMERICAN AUTO SHIELD (just today I know About this. FUNNY. NEVER, NEVER contact with this Company.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated the opportunity to resolve this matter through the Better Business Bureau. To clarify, this customer purchased his service contract through Carshield. American Auto Shield, a separate company, is the claims administrator of the service contract he purchased. Per our records, the customer contacted AAS on September 10, 2019, to start a claim, and his chosen repair facility also contacted AAS on September 17, 2019, regarding the same. While we do not like to deny claims, we are unable to pay for pre-existing conditions or for those repairs performed without prior authorization from the administrator. As requested by the customer, AAS processed a cancellation of the customer’s service contract, and a full refund of the amount he paid for the contract has been issued.

    Reviewed Oct. 14, 2019

    I have a Ford f150 with the 5.4 Triton and I have had. Nothing but trouble out of this company. Now it is in the shop with a locked up engine and me being a disabled American veteran and single father of 3 can't afford to get it fixed or to get another car. They knew of these issues and won't fix the engine. All because of a milage discrepancy between them and CARFAX. There is no discrepancy. They just don't want to pay to get car fixed. ** of a company. Don't back.

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    American Auto Shield
    Response from American Auto Shield

    Hello David,

    Thank you for the opportunity to respond to this matter. While we were sorry to lose you as a customer, per your vehicle’s Carfax Vehicle History Report, a Not Actual Mileage Title (NAM Title) was issued in 2013. A NAM Title is issued when the seller certifies, under the Federal Odometer Act, that the odometer reading does not reflect the vehicle’s actual mileage and/or the owner discloses to a Department of Motor Vehicles (DMV) mileage fraud, a broken odometer or that the actual mileage of the vehicle is unknown. Mileage reported after this reading is potentially unreliable. Consequently, your claim was denied, and the service contract was cancelled as branded title vehicles are specifically listed as excluded from coverage and any future claims would not be eligible for coverage. We hope this addresses your concerns, and we wish you the best in your future endeavors.

    Reviewed Oct. 11, 2019

    They sent a bad motor to Amaco where they had me being my car. And now they wont replace the bad motor they sent. This is the worse company ever. And are not worthy to anything they say. And I will not ever work with them again. I paid 28 hundred. Thank you. Joann **

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    Claims HandlingTech

    Reviewed Oct. 8, 2019

    Denial of my valid claim twice despite my dispute letter explicitly stating the valid reasons why AAS should honor their repair agreement. Took my 2003 Acura TL Type S to Acura of Ocean, NJ. Was told transmission is "totally scorched and burned and vehicle is NOT drivable, period" (The service technician's exact words! Cost of transmission $5,000 (for a car I paid $2100 for). Turns out that the vehicle actually only needed trans fluid upon which when put in drove perfectly for 3,320 miles with no CEL! (That's the distance between New York and Los Angeles and then another 500 miles!) Not drivable indeed!

    LOL Every transmission facility I checked with told me that "No way would a car with such a diagnosed transmission issue drive anywhere's near that much, let alone 3,320 miles" and I found several transmissions for $800-$950 delivered to Middletown, NJ. Note: AAS 89 reviews show 75 are 1-Star and Acura of Ocean 27 reviews show 17 are 1-Star. Some consumers reviewing each said they'd have given them 0-Stars if they could. What does that tell you right there about these two places?

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    American Auto Shield
    Response from American Auto Shield

    We appreciated the opportunity to resolve this matter through the Better Business Bureau. The customer purchased a month-to-month vehicle service contract on July 10, 2019. The mileage on the vehicle at the time of purchase was 118,891 miles.

    A claim was opened by Aamco on this customer’s behalf on August 19, 2019. During the evaluation stage of the claims process, Aamco reported that they were informed by the customer of a prior transmission issue on May 4, 2019, also prior to the customer’s vehicle service contract purchase on July 10. Aamco contacted Acura of Ocean, the repair facility that diagnosed the customer’s vehicle on May 4. Per Aamco, the technician at Acura of Ocean noted the vehicle’s fluid level was very low due to a leak from the transmission pan gasket, and the technician advised the customer not to operate the vehicle. Per the technician, Acura of Ocean recommended that the transmission be replaced, but the customer declined the repair and asked Acura of Ocean to fill the vehicle with transmission fluid. Acura of Ocean reported the mileage on the customer’s vehicle at this time was 117,307 miles.

    According to information provided in a letter to American Auto Shield by the customer, the vehicle was then towed from Acura of Ocean to Meineke near the customer's home, where he intended to have the vehicle diagnosed. However, according to his correspondence, the customer did not want to spend an additional amount at Meineke for another diagnosis and simply had Meineke add four to five quarts of transmission fluid. The customer stated in his correspondence that he then performed online sourcing for transmissions and continued to drive the vehicle for three months before taking the vehicle to Aamco on August 19, when the CEL came on again. On August 19, Aamco reported the mileage on the customer’s vehicle was 120,627, meaning the vehicle was driven an additional 3,320 miles after the customer was advised by Acura of Ocean on May 4 that he should not operate the vehicle and that the vehicle needed a new transmission. Furthermore, the customer stated that he purchased a vehicle service contract on July 10 knowing that the contract had a provision concerning pre-existing conditions. However, the customer waited forty days after purchase of the contract to bring the vehicle to Aamco on August 19, where it was then diagnosed with the same transmission issue as that diagnosed by Acura of Ocean on May 4.

    The customer’s claim was denied as pre-existing conditions and continued operation and failure to protect the vehicle from further damage once a mechanical breakdown or failure has occurred are specifically excluded from coverage by the contract. In addition, American Auto Shield requested that the seller of the customer’s vehicle service contract cancel the contract and refund the customer the amount he paid, as the contract would not cover the current or any future repairs related to the transmission or components of the transmission.

    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Oct. 3, 2019

    I've been a policyholder for car shield for over 9 months. Two weeks ago I took my car to a Goodyear shop to replace the timing chain that was making all kinds of noise. The shop contact AAS and receive approval to do the job totaling 1421$. During the job the technician discovered the engine motor mounts were destroyed and needed replacement. He called in for approval and was told by the adjuster that he was sending a field person to inspect the car, however he offered to send 45$ motor mounts instead of the OEM that cost 270$ each.

    When the field inspector view my car he saw a business licence attached to a Lyft sticker. He immediately declined the claim for motor mounts and determined my car a COMMERCIAL VEHICLE. I called the company to discuss this issue and no one would listen to me over 12 hrs no rime or reason. I called on Monday and was read a statement written by the underwriting stating: no coverage for the motor mounts and we are declining payment on the original approval for the timing chain job totaling 1421$ due that the vehicle is considered to be a commercial vehicle.

    I looked under Nevada Commercial Vehicle definition and very clear it states that my vehicle in not a and that my claim should be paid. The underwriter would not have it. I was told that going forward I had to add and pay 5$ extra to add an endorsement to cover any future claims. Well this company did not treat me right for as many billions of profit dollars they make and pay in executive salaries. Why do they choose to do the wrong thing. Imagine all the hundred of thousands of people they are doing this to. I've tried reaching out to corporate management to discuss and file a complaint with no luck. As of now I am stuck with making the approved but later declined payment of 1421$. AAS has managed to hide access to the owners and executive zero point of contact. If anyone out there has a way to contact this people please let me know email to **. Thank you. CM

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    American Auto Shield
    Response from American Auto Shield

    Hello Charles,

    Thank you for your feedback and the opportunity to respond to this matter. According to our records, your claim was reviewed and approved prior to your October 3, 2019, Consumer Affairs review. Our records indicate that on October 1, 2019, American Auto Shield administered payment in the amount of $1,421.25 to your repair facility for covered repairs to your vehicle. We were happy to assist in reaching a solution, and we hope the claim was resolved to your complete satisfaction! Thank you again for your feedback. If you need further assistance, please don’t hesitate to contact us.

    Customer ServiceCoverage

    Reviewed Sept. 17, 2019

    The warranty says only major components are covered, no seals. My rear main seal blew, which is a major component, but was not covered because it has the word "seal" in it. Very sneaky, and unprofessional. I had to call 4 times to reach a supervisor.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated the opportunity to resolve this matter through the Better Business Bureau. The customer purchased a Repair Saver Treatment Kit. The vehicle failures diagnosed were a leaking rear main seal and an oil pan gasket that needed replacement. The claim was denied as the agreement very clearly states on the first page that leaking gaskets or seals are not covered.

    Customer ServiceCoverageTechPrice

    Reviewed Aug. 26, 2019

    They have dragged their feet, and when the engine was replaced, they refused to cover basic items that they called (maintenance items). Yes filters, belts, plugs, and hoses are normally maintenance items, but, why would you replace an engine without replacing those items, just to ensure the old ones didn't cause a future failure? Would you replace a deck and use the old screws?

    Plus, through this whole 1 1/2 month process I have been put on hold for well over 6 hours total, not called about progress, talked down to, and had notes deleted from my file over what I was told. When I purchased my policy, I was not told that I had 30 day to review it, and I NEVER received a paper copy, and still haven't, even after I asked for it. Your customer service number should be different from a number to talk to an adjuster, and, the customer deserves that the original adjuster be the one that deals the customer and repair facility. Most of your adjusters have been rude to the repair facility, and very condescending to me.

    I am an Aviation Maintenance Technician, and know machines work. Don't try to BS me. Don't try to tell me things happen a certain way when I know they don't. Using the "local" average is wrong. The local average is based on tire facilities, and oil change facilities, not major mechanical facilities. The dealerships around me charge well over the average, as do the transmission facilities. At this point, I will NEVER recommend your company to my worst enemy. Until my costs are rectified you will get a bad review on every form of media I can find.

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    American Auto Shield
    Response from American Auto Shield

    We were sorry to hear about your experience, and our team reached out to you for additional information. Please contact us at your earliest convenience so that we may better assist you. We look forward to hearing from you.

    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed Aug. 14, 2019

    I decided to go with this company for my extended warranty on my car and at first I couldn't say anything nicer about them. The payments were low every month, like $60.00 per month. There was no long term contract and I could cancel anytime. Maybe 3 months after I did this my transmission went out in my 2007 Nissan Altima. The only bad about the claims process was that it took like 4 weeks, but they honored what they said was covered and sent me a transmission to the transmission specialist which was my choice because it didn't call for much out of my pocket.

    I was told that it was unnecessary to keep the initial policy that was in place to cover the new (used) transmission if I didn't want to because it comes with a 1 year warranty on the transmission itself. So regardless if I had the initial policy it would still be covered for 1 year.. Well the transmission they sent lasted about 4 months bringing me to now and has yet gone out AGAIN!! I called them only to find out that now they are not going to honor any warranty on it and are saying in order for them to do so, I had to have kept the initial warranty the entire time with no lapse!!?? And of course the supervisor guy that assured me it had a warranty before I chose to go with one from them and not a new one, no longer works there and wasn't put in writing to me.

    I never got any paperwork on this transmission period. So here I am with no vehicle and these people could care less. They misrepresented, lied, and cheated. They offered warranty that they had no intention of honoring. I warn people that if these people would do this to me they are subject to do the same to you! They have no idea the hardship my family and I are now going thru!???? SHAME ON YOU PEOPLE!!

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    Claims HandlingPriceRefunds & Payouts

    Reviewed Aug. 13, 2019

    I have given up on American Auto Shield and requesting a full refund of my policy. I have a Mercedes C300 which any repair on this vehicle is not cheap. My car was towed into the a Board Certified Mercedes Benz repair facility in January 2019 and the mechanic immediately deemed it was the transmission. AAS claims requested that the mechanic tear down the engine to pinpoint determining factor, it falls under my powertrain warranty which was the purpose of the warranty in the first place. The mechanic informed me it's a very costly process and if AAS determines the issue does not fall under the powertrain warranty then I will be stuck with the costly bill.

    My husband is hospitalized and I'm cannot afford this repair without my warranty. After going back and forth with claims for 5 months I had the car towed from that repair shop to a Mercedes Dealership at Mercedes Downtown LA which determined the issue is inside the transmission and still denied. I'm paying a car note on a car I cannot drive, I want a full refund. It is now August, my car has been sitting undrivable for 8 months, I'm paying for a car note on a car I cannot drive because AAS refuses to do what is right and provide the service I paid for in the event I have a powertrain issue. Please refund my money so I can pay to get my car fixed.

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    American Auto Shield
    Response from American Auto Shield

    Hello Queen,

    We appreciate the opportunity to respond to this matter. We are sorry that we were unable to resolve your recent claim to your satisfaction. Unfortunately, the repair facility was unable to provide a cause of failure to your vehicle. Consequently, and without further teardown and diagnosis authorized by the customer, we were unable to determine if the vehicle had a covered mechanical breakdown or failure. While we regret losing you as a customer, we do wish you the best.

    Tech

    Reviewed Aug. 11, 2019

    I have a Service Contract. My car has experienced a failure of major proportion. It was brought to an Dealership and AAS was contacted. Both myself, and the Service Manager have bent over backwards to get work done. AAS will not deal with me, and have required the dealership to provide additional information, which they have done multiple times. The service manager can not wait 30-60 minutes on hold, although she has done so. Bottom line - No progress or work for 2 months. Legal action is my next step.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. Our team reached out to you and your repair facility to assist you with a resolution, and we look forward to hearing back from your repair facility so that we may proceed accordingly in resolving this matter. Should you have any additional questions or concerns, please contact us directly. One of our specialists will be happy to assist you.

    Claims Handling

    Reviewed Aug. 9, 2019

    If you are reading this, good job on doing your research. If you want to waste money, purchasing a warranty through this company is the best way to do it. I hope you read your contract and have a lawyer ready if anything happens to your expensive asset, you are try to "protect". I have wasted valuable time in my life dealing with this company, and regret even considering them. If you have a claim I hope you a lot hours for being on hold, only to be told you are not as smart as they are, which if you purchased a Warranty from a 1.5 star company then they might be right, they sure got me, for hundreds of dollars, my asset is still, broken. If you read this and still go through with it, take heed on what I said on line 3. I hope you have a better experience. This post will probably be placed at the bottom of the review list. Have a Good Day, and Good Luck.

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    American Auto Shield
    Response from American Auto Shield

    We appreciate the opportunity to respond to this matter. While we were sorry we were not able to resolve this customer’s concerns to his satisfaction, and we do not like to deny claims, American Auto Shield is unable to administer payment for breakdowns resulting from continued operation and failure to protect the vehicle from further damage and/or resulting from overheat. Additionally, we are unable to pay for repairs in which there is no verified failure to a component.

    Customer ServiceClaims Handling

    Reviewed July 30, 2019

    I recently filed a claim with American Auto Shield for transmission failure. After almost a week of waiting and multiple calls to them for updates I was told my Jeep had a six inch lift and an aftermarket hood therefore my claim was denied. When I took my Jeep to an ASE certified mechanic it certainly didn’t have a 6 in lift and I’m pretty sure they didn’t install one for me without charge. And a hood certainly has everything to do with a transmission failure. Stay away from these crooks.

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    American Auto Shield
    Response from American Auto Shield

    We appreciate the opportunity to respond to your concerns. During the administration of a customer’s claim, American Auto Shield relies on the opinions of the customer’s repair facility and independent, third-party inspections and their supporting photos and written documentation (the inspection report). Our records indicate your Jeep Wrangler was inspected on July 26, 2019. Per the inspection report and supporting photos taken on July 26, your vehicle has a suspension lift. As explained, vehicles with 2-6-inch lift kits require a surcharge. Unless a surcharge has been paid and is noted on the declaration page of the service contract, the contract does not provide coverage for mechanical breakdown or failure of any otherwise covered part that is directly or indirectly related to a part or system that did not meet manufacturer’s specifications or has been otherwise modified or altered, including wheels or lift and drop kits, whether or not the vehicle was purchased with such. Additionally, the contract does not provide coverage for any otherwise covered part that did not meet manufacturer’s specifications, including modifications and/or alterations to the vehicle.

    Thank you again for your feedback. While we were sorry to lose you as a customer, we wish you the best.

    Customer Service

    Reviewed July 18, 2019

    On July 1, 2019 I took my car to Aamco. It seem to me my transmission was lagging. American Auto Shield went down the next day and confirmed transmission problem. On July 3 Aamco was told to tear it down. On July 8 inspector went back out to look. On July 8 inspector couldn't get his report uploaded. So finally on July 11 the work was approved. American Auto Shield would send transmission. Transmission arrived at Aamco on July 17 UPS truck with no lift gate. Therefore it could not get off truck. So back to UPS freight.

    Now it sits in a warehouse until American Auto Shield contacts them. After 18 days without a car and still counting. Numerous calls on hold an average of 45 minutes per call 6 times a day. I have lost all faith if my car will be fixed. I did not opt to get a rental car and for that I'm glad because it only allows up to a total of 160.00. I have called once today July 18 at 8am and was assured I would get a call back with update 11.00am and still waiting. Would just like to have my car back. Don't think I'm asking for much.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to resolve your transmission claim. We wanted to follow up to let you know we appreciated your feedback, and we were sorry to hear about your experience. Your time is valuable, and we regret that you weren’t provided with the customer service experience you should rightly expect. We also sincerely apologize for any delays during the administration of your claim that may have been caused by either the independent inspection company or the parts vendor. We appreciate you bringing your concerns to our attention so that we may provide you with a superior customer service experience in the future.

    If you have any questions regarding your coverage or claim, or if we can assist you in any way, please don't hesitate to contact us directly. We can be reached by phone, email, and via our website and support center.

    Customer ServiceClaims HandlingCoverageTechOnline & App

    Reviewed July 8, 2019

    I was contacted by American Auto Shield with regard to purchasing an extended warranty. They continuously harassed me until I agreed to purchase a contract. I received calls from them on three separate occasions and after them confirming and promising me that they would make a one-time deduction from my credit card to start the initial contract. When the first payment was due, this company took it from the credit card that was only authorized to be used once. When I contacted them about this issue I stated I wanted to cancel the contract. They lowered it on three separate occasions and on the third time, they canceled any deductible that I might would have to pay.

    I have been paying them for more than a year and a half and have presented them with two separate claims, which both claims have been denied. After searching their website as to what would be covered under my contract and finding that the second issue should have been covered, no questions asked, they denied it. When contacted by the dealership about the issue with my broken axle, it was stated by the representative of the dealership that he felt he was questioned very vigorously and almost tricked into saying that the issue was caused by something else versus what it really was. I am very disappointed in this company and will NEVER recommend them to anyone. After reading the reviews, I am convinced that this company is nothing but a sham.

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    American Auto Shield
    Response from American Auto Shield

    We were sorry to hear you feel this way and appreciate the opportunity to address your concerns. To clarify, American Auto Shield is not a vehicle service contract seller or payment plan company. We did not contact you regarding the sale or purchase of a vehicle service contract, and we did not speak with you regarding your credit card payment. However, we appreciate you bringing your concerns to our attention and as a courtesy, we forwarded your concerns to the seller of your contract for response.

    American Auto Shield is the claims administrator for the service contract you purchased from the seller. During the administration of a customer’s claim, AAS relies on the opinions of the customer’s repair facility to assist in determining cause of failure to the vehicle. While we are sorry that we could not resolve your recent claims to your satisfaction, we are unable to administer payment for parts not listed as covered or for repairs specifically excluded from coverage by the contract.

    If you have any additional questions regarding your coverage or claims, please don’t hesitate to contact us directly.

    Customer ServiceClaims HandlingCoveragePrice

    Reviewed July 2, 2019

    I am a service advisor in Iowa. I work with dozens of extended warranty companies, and American ScamShield is the only company I have ever worked with that that requires hours on hold to speak with a human being. I have had this company flat out lie to my customers about their reported findings and what their inspectors have found. They have blatantly lied to multiple customers of mine to try and deny their claims, it has cost me more hours on hold than I can count. Do not ever purchase their warranties, and American Autoshield, do NOT tell me you are sorry about the hold times and offer for me to call you to discuss. For example, they request I remove a leaking air conditioning component so an inspector can verify refrigerant leak. The inspector saw it for two seconds and verified its leaking in the top left corner, can see the dye, and needs replaced.

    Your "adjuster" called me and said the inspector was unable to get a pressure reading so they cannot verify the part as failed or approve the claim. The same adjuster who requested the part be removed from the vehicle for the inspector to look at which obviously does not allow for a pressure test of that part. The company then picked that information alone to tell me and my customer, and I had to verbally back the adjuster into a corner with photos I took of the inspector's comments stating it's leaking and requires replacement. The adjuster would not admit to it. Absolutely hid information and mislead his inspector's findings to try and rob my guest of his rightful warranty coverage. It took me 6+ hours of hold times and discussions to get it resolved and there are no managers or anyone accountable that I could speak with unless I spent two hours minimum on hold.

    I have a customer here right now who has been in for an hour waiting for you guys to pay for his repairs on an authorized claim. We close in 30 minutes and I cannot release his vehicle without payment. I just spent 45 minutes on hold and was told there is no way to expedite payment and it may or may not happen today, in which case my shop will close and my customer will be stuck here without his vehicle. American FraudShield said there is nothing they are willing to do to help my customer after two calls for payment with him waiting in my lounge. This company could not care less about its customers, it could not portray less honesty and integrity, and could not be worse for my industry if it wanted to.

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    American Auto Shield
    Response from American Auto Shield

    We understand your time is valuable, and we appreciate that you took the time to give us your feedback. Although sometimes difficult to hear, feedback enables us to identify and address any product or service issues our customers and their repair facilities may experience. We were very sorry to hear about your experiences during the administration of our mutual customers’ claims, and we would appreciate any additional information you can provide that will enable us to identify and address the issues you outlined in your review. We reached out to you privately, and we look forward to hearing from you.

    Coverage

    Reviewed June 29, 2019

    There is no place in their contract, under parts not covered, do they mention the fact that they do not cover a part that allows you to enter your car in order to operate it. I would think that anyone with any sense at all would know that if you can't get INTO your vehicle to operate it you wouldn't need coverage on everything else they say they do cover.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. Vehicle Service Contracts provide coverage for mechanical breakdown or failure. Coverage depends upon such factors as the service contract and level of coverage purchased, optional coverage selections and state of purchase. Our records indicate you purchased Month-to-Month Platinum Coverage with Roadside Assistance. As stated in the contract under Section B, Coverage Description, this named-component contract includes coverage for items such as the engine, transmission, cooling system, transfer unit, drive axle, electrical, steering, air conditioning, suspension, brakes, electronic hi-tech, fuel delivery, turbo charger, and audio center as listed in the contract.

    Thank you again for your feedback. While we were sorry to lose you as a customer, we appreciated you bringing your concerns to our attention.

    Customer ServiceCoverageTech

    Reviewed June 6, 2019

    I took my 2013 Nissan Pathfinder into the dealer for a check engine light on Monday, June 3. The car was shuddering and just driving wonky. I called AAS to let them know I’d be bringing it in, and asked what was the protocol regarding rental car, repairs, etc. I asked if I rented a car on my own, would I be reimbursed because I could not be without one. I knew I had four days acc to my contract. I was told that if the claim was approved, I could be reimbursed. Perfect.

    Dropped the car off at the dealer, hooked myself up with a rental, was told they would contact AAS (as I was told by AAS was the protocol as well, and is written in my contract). I left there at 12pm. I spoke with the dealer who said he called them and he was told that AAS would be sending out an inspector. My transmission is shot. I also received a call at 3pm on that day from AAS that they did, in fact, need to send out an inspector. He would be sent out within 24-48 hours.

    I called the dealer yesterday afternoon (Wednesday, June 5) and he said that the inspector told him he likely wouldn’t be out until Thursday, June 6. That would be day three of my out of pocket rental. Based on reviews I’ve read, I’m sure this “inspector” will try to weasel his way out of this and say I don’t need a new tranny. The dealer warned me that, on the phone, the company said something about tearing it down all the way so it would look like something they wouldn’t have to cover.

    Listen, I have no problem going through my husband's law firm to make sure every penny of my claim gets paid. I specifically bought this plan (as did everyone else who was scammed) for the peace of mind that no one seems to be getting. I fully expect to hear back today from this inspector and this company that my transmission will be replaced at no cost to me beyond my $100, which includes reimbursement for my rental car. I don’t want to spend another 5+ hours on the phone waiting to be schmoozed, and I certainly don’t want my dealer wasting his time on the phone either. Just get it done. This is ridiculous.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated your feedback and your patience as we reviewed your claim and concerns. Per our records, in June 2019, American Auto Shield administered payment in the amount of $6,157.43 for covered repairs to your 2013 Nissan Pathfinder and an additional $179.95 for rental reimbursement per the terms of your vehicle service contract.

    While we are pleased we were able to administer payment for your covered repairs, we very sincerely apologize that you were inconvenienced in any way during the administration of your claim. We understand your time is valuable, and we hope you’ll understand that vehicle inspections are sometimes necessary as American Auto Shield relies on the opinions of the customer’s repair facility and on independent, unbiased, third-party inspections and their supporting photos and written documentation (the inspection report) to determine cause of failure, extent of damage and coverage per the terms of the contract.

    Thank you again for the opportunity to resolve your transmission claim. If you have any questions or concerns regarding your coverage or claim, please contact us directly.

    Customer ServiceCoverageTech

    Reviewed June 4, 2019

    I have a 2012 Cadillac EXT (Truck Model) and it had a problem that need to be covered by the warranty that I purchased. I was referred to a local repair shop that owners the AAS warranty. Took my vehicle there and from that point on this has been a total nightmare. I had taken the vehicle to the local Cadillac dealer and they were very quick to tell me that they won't honor this warranty as you can never get ahold of anybody. Which I am finding out now.

    Long story short, It is now 3 weeks and my car is still in the repair shop while the warranty company is trying to SEND parts to repair shop because the AAS can buy the parts cheaper than the repair shop. If any thing I can pass on is under no circumstances would I ever do business with this warranty company again and I would suggest no one else does either. You can never get anyone to answer the phone unless you sit on it for at least and hour or more. They never never never answer. PROBABLY THE WORST EXPERIENCE I HAVE EVER HAD WITH A WARRANTY COMPANY. It appears that this may not be published as per the warning.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated your feedback and your patience as we reviewed your claim and concerns. Per our records, in June 2019, your repair facility was paid $3,371.70 for covered repairs to your 2012 Cadillac Escalade. While we were happy to administer payment for your covered repairs, we very sincerely apologize if you or your repair facility were inconvenienced in any way during the administration of your claim. Please be assured we are taking actions to provide you with a better customer service experience in the future. Please also know that in addition to contacting us by phone, American Auto Shield can be reached by email and via the AAS Website and Support Center.

    Per the aftermarket service contract you purchased, repair or replacement of covered parts will be made with parts of like kind and quality, including new or used parts. You may choose one of the administrator’s part options, provided by one of our reputable, nationwide vendors, or you may choose a part provided by the dealership or repair facility of your choice. However, you are responsible for paying for any dealer or repair facility markup if the repair facility will not negotiate price for the parts they provide and/or for any additional costs not covered by the contract.

    Thank you again for the opportunity to resolve your claim. If you have any questions or concerns regarding your coverage or claim, please contact us directly.

    Claims Handling

    Reviewed June 4, 2019

    Below are receipts submitted to your company by my mechanic. There seems to be a lot of back and forth on your company’s end and multiple requests for the same info which has also resulted in multiple inspections. This appears to be a strategy to belabor the issue and not move forward with the claim process. Please understand the added inconvenience this is causing me. I do not have access to my car and yet American Shield continues to delay the process. I am intentionally putting this in writing and starting with the records department. Should this method not result in an amicable and customer focused outcome, I will take all necessary next steps.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your feedback and the opportunity to respond to this matter. Per our records, on May 21, 2019, your repair facility contacted American Auto Shield to initiate a claim on your behalf for items including the water pump, radiator, timing chain, A/C compressor and power steering rack. On May 21, American Auto Shield requested a customer statement, service records, and an inspection of the vehicle was set to determine causes of failure and extent of damage. On May 22, an inspection of the vehicle was performed; however, cause of failure to the timing chain, the extent of damage, and coverage could not be determined without authorization for further tear down.

    Our records indicate that American Auto Shield advised you and/or your repair facility on several occasions that authorization for further tear down of the vehicle was necessary to determine coverage for the timing chain. Because on June 12, the repair facility advised you elected not to authorize further tear down, a second inspection of the vehicle was not set and instead, on June 12, American Auto Shield created an authorization for any verified, covered repairs. On June 17, American Auto Shield received a signed repair invoice from the repair facility, and payment was issued to the repair facility in the amount of $1,146.39 for those repairs covered by the contract. If you have any questions regarding your claim or coverage, please give us a call.

    Customer ServiceClaims HandlingCoverageSales & MarketingRefunds & Payouts

    Reviewed May 29, 2019

    Updated on 08/08/2019: This company is a complete scam. I've done a review on this company on this site before. In May, when I submitted the review, the company reached out to me privately via this website. They told me they'd have someone contact me personally to go deeper into the matter, and they never did. I have waited 3 months for the company to reach out. This leaves me no other choice but to look into filing a lawsuit against this company, as the incident with my car happened in February. This is ridiculous and I'm very upset I've been scammed out of 4 months of payment with this company as well as $2,800 out of pocket on something the insurance was supposed to cover. I can't believe this. Watch out for this company! They have MANY complaints with the Better Business Bureau as well. WORST COMPANY!!!

    Original Review: I will be filing a lawsuit against this company and Carshield. First of all, this company never contacted me, even after filing my claim via their online website. The only way I had received information was through BMW. The company never contacted me once, and after trying to call a million times and being on hold for 30+ mins, I gave up on trying to contact the company myself. I took my car into the shop at the end of February and left it there for a month because I did not hear anything from the company. We picked up the car about a month later after having to pay for it ourselves.

    I called AAS and spoke with a rep, they notified me that the claim had became inactive a week (give or take) after the car had already been looked at by an adjustor sent by the company. The rep on the phone said that I and BMW both did not authorize whatever it was that Carshield/AAS needed to do. It obviously had been authorized if they sent out an adjustor to look at the car. I had BMW send the final invoice a month later after the rep told me to fax it on the phone. I have yet to hear from the company or receive any information on the claim, therefore we will be suing.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated this customer bringing her concerns to our attention and the opportunity to resolve this matter through the Better Business Bureau earlier this year. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing connection issues and extended hold times during this time. We very sincerely apologize for the customer’s inconvenience.

    According to our records, the customer purchased a month-to-month vehicle service contract on January 5, 2019. The service contract was later cancelled on May 5, 2019, for non-payment.

    The customer’s claim was opened by her repair facility on February 25, 2019, and an inspection of the customer’s vehicle by an independent, third-party inspection company was scheduled. The inspector verified a noise coming from the vehicle when the A/C was turned on. The A/C was blowing icy cold, and the inspector found no issue there. The inspector asked the shop to remove the belt, and the noise went away. The shop installed the belt around the A/C compressor, and the noise came back. The inspector reported the A/C functions as designed but just makes noise. The inspector believed the issue was a bearing or clutch failure inside the A/C compressor and diagnosed the cause of failure to be an internal compressor failure. Unfortunately, the only failure shown was noise from the A/C compressor, and the service contract does not cover squeaks, rattles, and noise. Additionally, the noise was a clutch bearing available aftermarket and is a part not listed for coverage.

    During the administration of a claim, American Auto Shield relies on the opinions of the customer’s repair facility and on independent, unbiased, third-party inspections and their supporting photos and written documentation (the inspection report). Upon review of the inspection report and the comments from the repair facility, it was determined that the issue was a failed bearing or clutch inside the A/C compressor, which is not covered under the service contract; and, consequently, the customer’s request for repairs was denied. American Auto Shield stands by its denial of this claim. However, as a goodwill gesture for any inconvenience the customer may have experienced, in September 2019, American Auto Shield reimbursed the customer $1,260.91 for the A/C compressor. Also, as requested, we processed cancellation of the service contract and refund to the customer in full for the payments she made for the service contract in the amount of $387. We sincerely appreciated the customer bringing her concerns to our attention so that we could not only resolve this matter to her satisfaction, but because feedback such as hers assists us in continuously evaluating our procedures to better our services for our customers.

    Customer ServiceClaims HandlingSales & MarketingPricePunctuality & Speed

    Reviewed May 28, 2019

    Please, Please do not buy a warranty from this company!!!! Absolutely a 100% scam. Had a coolant leak. Brought to my Ford dealership on May 20th 2019. It was my water pump. My service adviser was on hold 3 separate times over 90 minutes. Finally got a rep on the phone. Because the cost was $2400 to repair they needed to send out an adjuster. The adjuster showed up 4 days later on the 24th. Then told my service adviser he needed to send in the adjuster report. Finally got a call back on May 28th. Had no car for 8 days. The jerk on the other line from American Auto Shield very nonchalantly said that the coolant wasn't the correct type so they denied the claim. Which is total BS.

    My Ford Service adviser said the experience was so bad with this company that they will never accept an American Auto Shield warranty ever! I have been paying $135.00 a month for 1 year to this crooked company. Makes me sick to my stomach. One more thing you should know. Because they couldn't approve or disapprove my claim, you can't get a rental car. You can but you pay. Also, my repair requires the top of the motor to come off and also the timing belt. So even if the claim was approved I would of had to pay for timing belt, head gaskets etc. This is a gigantic SCAM!!!

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    American Auto Shield
    Response from American Auto Shield

    We very sincerely apologize if you or your repair facility experienced any hold time or were inconvenienced in any way during the administration of your claim, and we appreciate you bringing your concerns to our attention.

    During the claims administration process, American Auto Shield relies on the opinions of the customer’s repair facility and on independent, unbiased, third-party inspections and their supporting photos and written documentation (the inspection report). In this case, the inspector's opinion of cause of failure was a long-term water pump failure. In addition, the inspection report revealed incorrect fluid installed in the system. While we do not like to deny claims, we are unable to pay for apparent pre-existing conditions or for breakdowns or failures resulting from lack of proper and necessary amounts of fluids.

    We are sorry to lose you as a customer, but if you need further assistance, please don’t hesitate to call us.

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 14, 2019

    I have a Powertrain extended warranty with American Auto Shield. I was told by the Buick Service Department that I needed a transmission & engine mount on 5/3/19. The service dept tried to contact the company by leaving messages. They never heard back. I found out that their outgoing recording tells you to leave a message for call back, but that doesn't even work!! Clue #1, they don't have a greeting with correct instructions. I had to request that they do a 3 way call with me & the service facility. Fast forward 10 days (10 DAYS!!) - my claim was approved. It took the company 10 days to approve the claim & informed me that the transmission they would use has almost 161,000 miles on it. I am going to let that sink in for a minute. They are putting a transmission with over 160,000 miles in my vehicle! This is a nightmare!

    The poor man on the phone could not believe this was the option they were giving me. He felt bad telling me that this repair would be warrantied. Oh great, so that I can waste another 14 days of my life trying to get a repair. Most transmissions do not last that long...Everyone knows that! Here, let's put your life at risk by placing an older than dirt transmission in your car. Aren't you satisfied?? The response that I have been given each time I call is "oh well we will warranty the 160,000 mile transmission, so if (it isn't if, its when) it breaks, we will fix it. Oh, lucky me!!

    Let's talk about the next part... They are covering 4 days of a rental. They took that long approving the claim!! They know this! It has been 11 days & the repair hasn't even started. I am beyond furious!! They said they will try to approve additional days, but I won't hold my breath.The customer service people are nice when you call, but the claims adjusters who call you are the rudest! They are condescending, sarcastic & not helpful at all! This experience was so bad that the Buick Dealership said that they will no longer accept claims or any warranty work from American Auto Shield again after my repair. They are shocked & refuse to waste their time after this.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to assist you with a resolution. We were very sorry to learn you felt any of our representatives treated you in a manner less than pleasant and professional. We always expect each of our representatives to be courteous, and we sincerely apologize that you feel this was not the case. We genuinely appreciate you bringing your experience to our attention. Your feedback will help ensure we provide consumers with an improved customer service experience in the future. If you need anything else, please don't hesitate to contact us.

    Customer ServiceCoverageTechRefunds & Payouts

    Reviewed May 13, 2019

    I had an issue with turbocharger. Auto was with car dealership and then I sent it to my mechanic. Both dealership technicians and technicians from my mechanic stated that turbocharger needs to be replaced. Submitted several documents. Called multiple times. Each time given different reasons why turbo not covered. Adjuster looked at auto and stated that it might be turbo charge. I would think that the technicians from BMW would be best to decide that the turbocharger needs to be repaired than a adjuster. Had to pay 2850.00 out of pocket to repair turbo charge. Will file a small claims court in Massachusetts for reimbursement. I also submitted paperwork from BMW stating turbo needs to be replaced. Will let court decide. Be careful.

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    Response from American Auto Shield

    We are sorry we were not able to resolve your recent claim to your satisfaction. We are unable to administer payment in situations in which there is no verified failure to the vehicle or for parts that have not failed, but for which a repair facility recommends repair or replacement. If you have any questions regarding your coverage, please give us a call.

    CoverageSales & MarketingRefunds & Payouts

    Reviewed May 5, 2019

    I purchased this warranty on March 26, 2019 to have peace of mind. Well when it came down to needing a repair they of course find a way to weasel out of paying. My check engine light came on. I took it to get the code read. It was a underboost problem. I took it to Pep Boys May 29, 2019 for diagnostic. Well the mechanic said it was the turbocharger was bad. The warranty sent a adjuster to take photos. Based on photos they said it was the valve that was leaking and therefore would not honor the repairs. Pep Boys would not just install the valve due to the entire turbo is bad, making a whining noise nothing to do with leaking valve. I picked up my car from Pep Boys on May 1, 2019, (and canceled my policy with American Auto Shield on May 1, 2019). (I’m still covered until May 26, 2019 since I paid for this month. I just won’t get billed in June and won’t be covered in June).

    So then I took my car to the dealer (May 2, 2019) to get valve replaced. They said it was the turbo itself and is making a whining noise on load and needs replacement NOW! If I leave it like that eventually will DAMAGE my engine and that the valve did not cause that, and to add Insult to injury when a turbocharger is purchased it comes with a pre-installed valve so I paid for the valve $300.00 which I still now have to buy a turbocharger $2,600.00 parts and labor which comes with a valve, and under the contract it says TURBOCHARGER IS COVERED! And I’m stuck having to pay out of pocket.

    I wish I had read all the complaints before purchasing this scam warranty. I canceled my warranty. I refuse to pay for a service that when I need them they will not pay. I just made my payment on April 27 so I guess I’m still covered one more month if anything else goes wrong, but I seriously doubt they will cover anything. They prey on hard working people.

    I heard about CarShield on Talk Radio (Mark Levine) and he needs to read all the bad reviews before he recommends a scam company like this one. I trusted Mark Levine about this company AMERICAN AUTO SHIELD warranty since he is a public figure. I thought would only back a legitimate company. I’m emailing him next. Bottom line American Auto Shield needs to honor replacement of turbocharger, since it’s broken and valve has nothing to do with it. I WILL WARN PEOPLE ABOUT THIS COMPANY. They will find a way to weasel out of paying. Fernando **.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to satisfactorily resolve this matter through the Better Business Bureau. While we’re sorry to lose you as a customer, we have processed the cancellation of your service contract as requested. If the refund is not received in a timely fashion, please contact us directly.

    TechPunctuality & Speed

    Reviewed April 28, 2019

    I have spoken to this company twice. Once to confirm the issues regarding my truck and once to inform them about maintenance on my vehicle. BOTH times have resulted in insane wait times to actually speak to a person! On top of that, my service rep at the dealership has told me he stayed on hold for almost two hours. To top that off, I’m now STILL waiting for an inspection for my truck...gone on two weeks now! Pretty sure the dealership has way more qualified individuals to “inspect” my truck. God help you if this process does not speed up and get me back in my vehicle.

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    Response from American Auto Shield

    We were very sorry to hear about your experience and appreciated the opportunity to resolve your claim. Please be assured we are taking actions to provide our customers and their repair facilities with a better customer service experience, and we are committed to returning to excellent service levels that we are proud of and that our customers rightly expect. Should you need assistance in the future, please don’t hesitate to contact us.

    Customer ServicePrice

    Reviewed April 26, 2019

    I have had this warranty for 2 yrs and have nothing but issues. They have terrible rude customer service and their response time to work with shops is truly pathetic. Unless you can afford to be without your vehicle for days or weeks they are pretty much worthless. If at all possible don’t buy one of their plans. It’s not worth pennies let alone thousands of dollars.

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    American Auto Shield
    Response from American Auto Shield

    We’re sorry you feel this way and appreciate your patience as we reviewed your concerns and claims. Unfortunately, we are unable to pay for parts not listed as covered by your contract, but we can often negotiate repairs to save you money. We are also sorry to learn you feel our representatives treated you in a manner less than pleasant and professional. We expect and train each of our representatives to be courteous. We sincerely apologize that you feel this was not the case, and we genuinely appreciate you bringing your experience to our attention. Your feedback will help ensure we provide you with an improved customer service experience in the future.

    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed April 18, 2019

    I am a service adviser for a dealership and deal with dozens of extended warranty claims a week. In most cases, I spend between 5-20 minutes per phone call to these companies. That is not the case with American Auto Shield. I started a claim three days ago and the timeline is as follows: Day 1, made initial call and spent 35 minutes on hold without ever getting a powertrain adviser. Called back later and was told the wait time was 1 hour, but if I called at the start of business the following day it would be much quicker.

    Day 2 I spend 47 minutes on hold before getting an adviser, and then another 30 minutes starting the claim. The only silver lining here was the adviser, Mike, was very thorough and efficient and respectful of my time. The next step was sending an inspector, which occurred early on Day 3. Was told by him I should get a call at noon. Having not received one, I placed a call at 3 pm... As a matter of fact, I'm still on hold after 1 hour and 36 minutes. I understand being busy and high call volume, but I have 15-20 other customers to assist throughout my day, and these kinds of wait times are very prohibitive. If getting your car in and out of a shop quickly, and you value your service adviser's sanity, I wouldn't choose American Auto Shield. That is all.

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    Response from American Auto Shield

    We wanted to follow up to let you know we appreciate your feedback, and we were sorry to hear about your experience. Your time is valuable, and we apologize that you weren’t provided with the customer service experience you should rightly expect. American Auto Shield is taking actions to provide our customers and their repair facilities with a better customer service experience, and we are committed to returning to excellent service levels. We reached out to you privately, and we look forward to hearing from you.

    Customer ServiceClaims Handling

    Reviewed April 13, 2019

    After 3 days trying to find someone in my area that will deal with car warranty companies because of not being able to get their money having to to travel 40 miles away to a facility that they recommended and would work with them the first day. On hold for 1 hour. No callback. Next day 9:00 EST called back to attempt claim. Second day gave me an excuse of not enough info. Went back as instructed. Put on hold. Facility spoke with claims. Was put on hold. Was told they would would be contacted shortly through email.

    While on hold I called claims department because facilitator was getting nowhere. When I asked the rep his name he gave a name of Imadu. Told me that they were closing in 2 minutes. Call back on Monday. I asked if the facilitator should continue to hold. He said no one will be here to answer their call and no one did. So I am still waiting and the brochure says peace of mind. Yeah right. Working on one whole week to get something accomplished or even an answer.

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    Response from American Auto Shield

    We were very sorry to hear about your recent experience and thank you for bringing your concerns to our attention so we could resolve your claim and get you back on the road. Should you need assistance in the future, please don’t hesitate to contact us.

    Customer ServiceClaims HandlingCoverage

    Reviewed April 10, 2019

    Bottom line here folks is, I cannot express enough caution in these two companies. It is truly sad that you want the best for you and your family and instead you are hustled and mislead until the day you attempt to make a claim. Then you realize that you have just given the money you work for so tirelessly day in and day out for "This isn't covered." If you're on the fence trying to decide if you want to spend another $140.00 a month, this should give you your answer. I am a true American and not someone that has been paid to write a bad review. This are factual events that I have personally experienced since throwing my money in the trash to these fabricators.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your patience as we reviewed your concerns, coverage, and corresponding claims. We are sorry you feel this way! You purchased a Powertrain Plus Vehicle Service Contract, which provides coverage for mechanical breakdowns or failures to the components/parts listed in the contract. This includes some of the most expensive parts of the vehicle, including the engine, transmission, drive axle, cooling system and more. While we are unable to administer payment for components/parts not listed in the contract, we were happy to administer payment for the repairs to your vehicle’s drive axle. Thank you for the opportunity to address your concerns. We wish you the best in your future endeavors.

    Customer ServicePunctuality & Speed

    Reviewed April 5, 2019

    This is the single worst customer service of my lifetime. Literally hours on hold, no callback, 4 days and counting in the shop and these people don't give a hoot. One of the worst companies in America. When a call was actually picked up, the agent was snide and dismissive. I demanded a supervisor and guess what - more hold time. 40 minutes. That person committed to part delivery that day, a day later - no parts. This company should go out of business TODAY!!!! This company clearly has ZERO leadership and exists solely to take your money. And do not let CarShield off the hook, as they contracted with these stooges to process their warranties. Do not subject yourself to the "care less" customer service protocol practiced by this disaster of an operation.

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    Response from American Auto Shield

    We were very sorry to hear about your experience and thank you for bringing it to our attention. We are taking actions to provide our customers and their repair facilities with a better customer service experience, and we are committed to returning to excellent service levels that we are proud of and that consumers rightly expect. Again, we sincerely appreciate your bringing your experience to our attention. Your feedback will help us improve our operations and services.

    Customer ServiceCoverageTechSales & Marketing

    Reviewed April 5, 2019

    Purchased extended auto warranty for all 3 of my vehicles about 5 months ago. Took one in for repair, not covered, ok but the repair shop said they would not work with this company again due to long wait time to talk with rep. This week took a different car in for A/C service. Compressor clearly covered in my warranty but denied coverage. Spoke to soooo many people, spent over 8 hours on hold in three days while I was supposed to be “on vacation”. The dealership Repairing said they would not sit on hold with this company after the second time they called.

    I ended up calling and then doing a 3 way call once an adjuster finally answered. Spoke to Hector Adjuster, he spoke to Hans supervisor, the freaking Auto Technician at my repair dealership talked to Blake Floor Manager who was extremely argumentative and rude to both of us. Would not listen to the technician who said the compressor was seized and should be covered accordingly. Blake finally hung up on both of us when the technician began asking specific technical questions to prove my case. Absolutely A SCAM COMPANY!!!

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    Response from American Auto Shield

    We were very sorry to hear about your experience. We are also sorry to lose you as a customer but wanted to follow up, because your feedback is important to us. American Auto Shield is taking actions to provide our customers and their repair facilities with a better customer service experience, and we are committed to returning to excellent service levels that we are proud of and that consumers rightly expect. We apologize that we were not able to resolve your claim to your satisfaction, but we sincerely appreciate your bringing your experience to our attention. Your feedback will help us improve our operations and services.

    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed March 29, 2019

    I purchase a new warranty from Carchex near the end of my old warranty. They sold me an American Auto Shield policy. A few months later I scheduled an appointment to get new tires on my car and also check out my driver side window that stopped working. This was Friday, March 22nd 2019. The shop could not reach that warranty company after trying for hours. They tried again Saturday and they were closed. Around mid-day on Monday they finally got hold of American Auto Shield, they told the shop that they would not approve or deny any claims until they spoke with me (which is an usual request). So I spent an hour trying to get through and when I finally did, they had not questions from me. They tried telling me that the shop never called and then sent me to a claims adjuster who opened the claim, gave me a claim #, and said they would call the shop.

    They called the shop and said they would require an inspector to come look at the car first and that it could take up to 48 hours. The claim was for less that 4 hours of labor so they were not going to cover rental car reimbursement, even though they were making it take longer by have an inspector come out. They finally come out Wednesday. They told the shop they would call Thursday. No call Thursday. The shop called them Friday (today) and demanded an answer on my behalf. The rep said they were not going to approved new parts and that my contract only covered the cheapest parts and that they were tracking down used parts. They would still not tell the shop which repairs were approved and which were not.

    My car remains there taken apart waiting for repairs. They said they will track down used parts, ship them to the shop, and THEN tell us all what is approved and what is not. They also told the shop they need to speak to me again. I am again trying to get hold of them and even used the call back system. When I got the call back system it said to press 1 if I was ready to talk or 2 if I wanted them to try again in 10 minutes. I pressed 1 over and over - the system would not recognized it, so I finally pressed 2 and the message said it will call me back in 10 minutes. This company is some kind of fraudulent front.

    They seem to make use of every bit of fine print in their contract and THEN some in order to get you to cancel or pay for the service yourself. Nothing gets done. I have incurred nearly $200 in rental car costs so far. I have 5 kids and am a single mother. I do not have room for fake heartless companies. I don't want their cheap used parts in my van. I want my money back and I want a car warranty from a company that is REAL.

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    Reviewed March 29, 2019

    I'm not sure what is wrong, but it's not acceptable at all to be on hold for hours and then NO ONE IS RESPONDING, what is the value of having the warranty and you can't use it? I'm a customer for this company from last November and was committed in my payments. I need someone to call me rather to be on hold for hours. My repair shop tried to call as well with no hope for their call to be answered, My Phone number **. My repair facility number (T&K Automotive Specialists): 214-753-8611.

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    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. We reached out to you privately via ConsumerAffairs for additional information so that we may research this matter further. We look forward to hearing from you.

    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed March 29, 2019

    It has been a 3 MONTHS since I have been able to drive my car. The first time I took it in for a check engine light, the garage identified the issue, but it took almost a month to get AAS to approve the repairs. When the Inspector went out to check everything, the Company came back and denied almost half of the repairs and I ended having to pay out of pocket. Then 4 days later the check engine light came back on again and it has been an entire month that the garage has been waiting on getting the repairs approved this time. Every time the garage calls, they are on hold FOREVER and have gotten nowhere. This is the WORST Warranty Company EVER!!! I am now considering purchasing a new vehicle to avoid this nightmare!!! STAY AWAY from these CROOKS!!!

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    Response from American Auto Shield

    We were sorry to hear about your experience, and we appreciated you bringing your concerns to our attention. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing extended hold times. We are taking actions to provide our customers and their repair facilities with a better customer service experience. We were happy to administer payment for your previous claims and the covered repairs to your vehicle, and we are sorry to see you go as a customer. If there’s anything else we can assist you with, please feel free to give us a call.

    Customer Service

    Reviewed March 28, 2019

    Unprofessional and inconsiderate of people time and needs met! After reading the reviews for this company, I see that they are responding and stating that they are handling these customers concerns! I’m having the same issues in regards to speaking to the right representative! I’ve been trying to speak to someone since 03/25 and today is 03/28! I’m on hold now for 22:00 minutes and was a call back list! What are you doing for your customers in regards to handling your phone ethics?

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your feedback and for the opportunity to follow up so that we may address your concerns. American Auto Shield is taking actions to provide our customers and their repair facilities with a better customer service experience, and we are committed to returning to excellent service levels that we are proud of and that consumers rightly expect. We apologize for any inconvenience you may have experienced when trying to reach us previously, and we sincerely appreciate your bringing your experience to our attention. Your feedback will help us improve our operations and services for our current and future customers.

    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed March 27, 2019

    Updated on 04/12/2019: The warranty plan says three easy steps to make claims. There may be three but they for sure are not easy. After having the warranty for about two years it looks like the only thing is and smooth is paying for the warranty. There are no issues when you are giving them money. After that nothing seems to be easy or smooth. Yea after the repair shop had spent 12 hours on the phone and dealing with these guys over two days I was on my way to pay the bill myself when I told them they had 5 minutes to pay the bill because I was within 5 minutes of being there to pay for it myself. And if I must pay an approved claim because the shop can’t get hold of them then they are useless. You don’t get good ratings by taking customers money good. You get good ratings when it’s time to support your policy.

    They started at 8:15 on Wednesday trying to get the payment arranged. And all the time on hold and faxing back and forth. Warranty company claiming they didn’t get the fax and other stalling tactics along with one time on hold for an hour and fifteen minutes. The entire day had gone by without resolution. So, I went by and paid for it and picked it up. Then when cancelling was encouraged that this was not the norm. There was bad weather and other excuses for the extreme wait times on the phone along with other excuses. Note again there were no issues on the money collection end paying about $4500. Just seemed to be issues when there was a small $277 claim. I didn’t get the warranty for those small amounts. But if it is this hard to get them to pay that how would it be if you had a real claim?

    So deciding to give it another chance I went the path of being reimbursed which is not the process I got the warranty for. At that time I started to understand the frustration the shop was experiencing. Trying to fax the invoice the fax line would be busy for 30 minutes which was the longest time my fax machine would continue to retry sending it. So after 30 minutes of the line being busy I would fax it again for another 30 minute try. After spending over half a day doing this I called and waited about 30 minutes to get a live person who gave me an email to send it to. I then spent another half a day resending it in email form and calling about half an hour later to check and see if they received it. And that entire second half of a day when I had called at the end of the day they claimed to still not received it.

    At this point it is close of business on Friday and Wednesday morning the payment process had started. So three entire business days had been spent on it without acknowledgement of receipt. Note again that receipt of $4500 they collected from me went real smooth. Since the fax line was always busy I faxed it again around midnight thinking there would be less business at that time. And that was the first time I saw from my end that the fax went through. I called back after long wait times on Monday morning (5 days after the process started) and then they claim they got the invoice which is the same one the shop had faxed them 5 days earlier and they had sent out a check for reimbursement late Friday. Today is now the next Friday and I haven’t received the check yet that was sent out a week ago, supposedly. If the post office treats their mail the way they treat paying claims I might expect that check to arrive in about 6 months.

    No matter what you reply with this is not how the process should work. If you were sent a bill at shop rates the hours I and the shop spent on getting payment on an approved claim you would probably owe about $2500. A two hour repair should not take 20 man hours dealing with the warranty company. I hope I never need to use your service again and just lose the $4500 spent now. I will never buy another extended warranty again. Most reviews suggest it is a waste of money and most in the past I have had were never used anyway. Care was repaired 9 days ago and still waiting on payment to arrive. American Auto Shield gets a NEGATIVE 5 Star rating from me.

    Original review: I have had the warranty for over two years with no claims. They had no problem taking payment for the policy but when it came time for a very small claim they used all the tactics you can think of to hold up payment where I ended up going in and paying for the repairs myself even after they approved them. The repair shop spent twice the amount of time dealing with them than it did to repair the car. They were on hold the first time without ever speaking to anyone for over an hour. Then I finally called and after holding for a long time was able to put in a callback number. They called the shop and approved the repairs then said they didn't get the fax. Then said they wanted it in a different format which wasn't industry standard so they refaxed it. Then couldn't get hold of them again.

    You shouldn't have to spend 8 hours trying to get in touch with someone when you need them. If they are not there in the time of need you have paid for then they have no value. I am going to request a refund since the first claim I had of only about $300 couldn't be completed after they had approved the claim and taken about $4500 for their service. If I can't get refund I guess I will have my attorney contact them. You have to rate something but 1 star is too high.

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    Response from American Auto Shield

    Thank you for the opportunity to address this matter and for your patience as we reviewed your contract, claim, and any documents and recorded phone calls related to your claim. We sincerely apologize if you or your repair facility experienced any issues when trying to reach us. Per our review, your claim was initiated and authorized the same day, March 26, 2019. On March 26 and again on March 27, American Auto Shield advised your repair facility to submit the final repair invoice for payment, including parts and labor breakdown, full VIN and miles, customer name and address, complaint cause and cure, and customer signature. Documents can be submitted several ways, including the document upload feature on our website, email, fax or mail. Unfortunately, we have no record of receiving a final, signed repair invoice from your repair facility.

    Our records indicate that we also spoke with you on March 27 and advised we cannot resolve the claim until the repair invoice is received. Per our phone records, you indicated we had everything we needed and requested we pay the repair facility within five minutes, or you would cancel the contract. Unfortunately, we are unable to pay for covered repairs without a signed repair invoice, and although we are sorry to lose you as a customer, we referred you to the seller of your contract to assist you with cancellation, per your request.

    On April 5, 2019, American Auto Shield received the signed repair invoice, necessary to pay your claim, via email. Thank you. Because you chose to pay the repair facility for your repairs prior to our receiving the invoice, American Auto Shield issued a check to reimburse you on April 5, the day the signed invoice was received. If for some reason you did not receive your claim refund, please contact us directly so that we may research the matter at once.

    Eric increased rating by 2 stars.
    Customer ServiceTech
    After a positive interaction with American Auto Shield, Eric increased their star rating.

    Original Review: March 22, 2019

    Updated on 04/09/2019: I sent the company the info they requested again on 3/27/2019, it is actually 4/08/2019 and I have still not heard a word. Just want future customers to understand that. I have been without my vehicle since 3/14/2019, the day I had it towed to my mechanic.

    Original Review: My vehicle ran hot on 3-14-2019 while picking up my wife from her group meeting. I immediately pulled my vehicle over and notice antifreeze and water leaking heavily. I called my AAA and my insurance company to see which one would arrive first. The Insurance company came first so I canceled the other one. They towed my car to my repair shop immediately where I was told the water pump was bad. The engine needed to be dropped to change it out so he sent it to a partner shop I block from his facility. He had the warranty info and began calling the company. He had to wait for hours not able to get anyone, so he called me to see if I could get them. I then spoke Luke ** after waiting for about 2 hrs to get someone and Luke stated he needed the receipt from the towing company. Now keep in mind my warranty with the dealer just expired recently that is why I went to Auto Shield.

    The dealer would get the car to see what was wrong and get it done. I had to hunt down a receipt for the towing. I finally send them a letter that the insurance company sent me and they say it's not enough. The insurance company says they don't keep those things and had never been asked to provide detail receipts so she said she would investigate. They called my repair shop right after talking to me and that was 5 days ago. He stated to me he has seen how that company operates and they will make you wait until you give up the contract which is cheaper for them. I am a small businessman and need my vehicle and can't afford to spend 2 hours at a time trying to reach them on the phone, I will reach out to an attorney, thank God that is one of the things I kept from my teaching job an attorney plan. They will be reported as well.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your feedback and for the opportunity to address your concerns. In the event of a mechanical breakdown or failure, records and receipts are sometimes required by the administrator for documentation and coverage determination. Our records indicate we previously requested a copy of your March 14 tow bill and service records related to your vehicle. Per our records, we have not yet received the requested service records. We reached out to you again this week regarding service records and diagnosis of your vehicle, and we look forward to hearing from you. For your convenience, customers and their repair facilities can submit records and correspondence directly to the Claims Department by email or utilize our online document upload feature. Thank you again for your feedback and for the opportunity to assist in resolving this matter to your satisfaction.

    Claims HandlingCoverageSales & Marketing

    Reviewed March 21, 2019

    American Auto Shield and its President, Jason Currier, live in a magic auto fantasy land. In this land, customers don't matter. Delivering on the service people pay them for doesn't matter. And, best of all for them, legally binding contracts don't matter so they can do whatever they want! Unfortunately for Jason Currier and American Auto Shield, scamming money from customers under the pretense of providing car warranties and failing to deliver on contractual obligations are illegal activities that have very real consequences.

    AAS's reasons for denying claims directly contradict what's in their contract. They'll claim you didn't have coverage when your contract says you did. They'll claim your car had a pre-existing condition when your contract says you didn't. I asked one of their supervisors, Alonzo, about this fact. "I understand your point," he said. "That won't change our decision about your claim." It may not change your fantasy land decision, Alonzo, but it also doesn't change AAS's contractual obligations under the law. Jason Currier and the AAS crew will probably never escape their fantasy land. At least, when they wind up in jail, American auto owners will truly be shielded from these despicable criminals.

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    American Auto Shield
    Response from American Auto Shield

    We wanted to follow up to thank you for the opportunity to resolve your recent claim. If you need assistance in the future, please give us a call.

    Claims Handling

    Reviewed March 20, 2019

    These people are a TOTAL RIP-OFF! You will be on hold for 2-3 hours just for the Rep to outright deny your claim, or they'll give you the runaround until you throw in the towel. It should be illegal for this company to operate in this manner and nothing is done about it. I'd would be robbed at gunpoint than be robbed by someone who I have entrusted. I will spread the word on social media, report to the BBB and hopefully they are shut down soon.

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    American Auto Shield
    Response from American Auto Shield

    We appreciate the opportunity to begin resolving this matter. We reached out to you privately and look forward to hearing from you.

    Customer ServiceClaims HandlingSales & MarketingPriceRefunds & Payouts

    Reviewed March 20, 2019

    I’ve experienced all of the same problems as everyone else! It’s really sad that the phone number to purchase the warranty is different from the customer service - claims phone number goes to show! You can get someone on that line right away but try to file a claim or have your automotive shop call them 3 days and 18+ hours later and still nothing! No representative, no callback, multiple disconnects every single time! That’s their scam - to drive innocent people crazy and waste the poor mechanics time! How is this company still operating? This is not okay. I demand a refund. And their warranty prices are not cheap. $200 a month for this! NO THANK YOU. I give them 0 stars. I hope they get shut down!

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your experience, and we appreciate the opportunity to begin resolving this matter. We reached out to you privately and look forward to hearing from you.

    TechSales & Marketing

    Reviewed March 20, 2019

    I wish I had read these reviews before purchase. I have a 2003 Honda Odyssey. I am an older single woman who decided to purchase this warranty for safety reasons. Recently I have tried to start my vehicle only to find the battery has been drained. The last thing I want is to be stranded somewhere alone waiting for help.

    There’s obviously an issue as it has happened a few times. I took my vehicle into the local Honda dealer because who knows Honda’s better than Honda? Apparently American! They denied the repair because they couldn’t duplicate the issue. Which means I’ll have to wait until I’m stranded again somewhere and hope they can duplicate the issue. I can’t afford the repairs myself on a single income because I’ve been paying them $114 a month! I should’ve just put the amount in savings. I would at least be safe! Find a reputable auto warranty company. This one is a scam.

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    American Auto Shield
    Response from American Auto Shield

    We’re sorry we were unable to resolve your recent claim to your satisfaction, and we appreciate the opportunity to address your concerns. To clarify, you purchased a Vehicle Service Contract, which provides coverage for mechanical breakdowns or failures to the components/parts listed in the contract. Unfortunately, your repair facility was unable to demonstrate a mechanical breakdown or failure of your vehicle’s starter. The inspection report indicates your vehicle started each time without incident during the inspection of your vehicle. With that said, if your vehicle should experience a mechanical breakdown or failure, safety should be your first concern. Thankfully, your contract provides you with emergency roadside assistance, including towing and battery service, as described in your contract. Should you need assistance, please don’t hesitate to contact the roadside service provider listed in your contract. Please also ask your repair facility to contact us so that we may assist in getting you back on the road.

    Claims HandlingCoverage

    Reviewed March 19, 2019

    I thought at my age that buying this extended warranty from American Auto Shield was a great way to cover my 2004 Honda Elantra. As I read the reviews, I am really scared. I cannot believe I would have to wait more than a day for authorization as my car is ready. This is the third day. The company has no problem taking their money each month as required. Why such horror stories. People have to work, my case I am a older woman living alone. I have to get to my pharmacy for my diabetic supplies.

    The claim was put online from AAMCO TOTAL CARE 125 Main St, Lakewood, NO 08701. It would be nice if someone would answer the phones to take care of my claim. It is not fair or reasonable for a car to sit for several weeks or months for something that could be solved today. Look at the other side. How would you feel, you're being paid to perform a service in a professional manner with little interruption in someone's livelihood. My car has a cracked radiator. It is covered under your warranty, please authorize this claim today. I have been calling since yesterday. The mechanic's lot is filled, as respectable company please do the right thing.

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    American Auto Shield
    Response from American Auto Shield

    We’re sorry if you experienced any issues when trying to reach us. Our records indicate your vehicle experienced a breakdown yesterday, March 18, 2019, as reported by your repair facility. Your claim was processed and paid today, March 19, 2019. We hope that we resolved your claim to your satisfaction, and we’re glad we could help get you back on the road!

    Customer ServiceClaims Handling

    Reviewed March 18, 2019

    I just finished my response to the Better Business Bureau to which American Auto Shield lied in multiple statements to which I have corroborating documents to validate. American Auto Shield put me on hold for hours per day for over a month. Their recording directed me to websites that did not exists and stated (Domain For Sale) (I have pictures). One site appears legit but is not interactive, It all goes back to one number for everyone that has you on hold for hours per day - it's an intentional frustration tactic to make people give up and go away. The mechanic could not reach them so I wasted a month+ going through the same delay as thousands of others, after Car Shield subtracted another payment, American Auto Shield denied my claim, they gave the BBB one excuse and put in writing to me (at my demand), another reason.

    Oh yeah, about two weeks before being illegitimately "denied", I received an email stating "your claim has been closed...hope you are happy with our service" (I have the email saved). American Auto Shield is part of a pyramid/shell game; CarShield sends to American Auto Shield, American Auto Shield sends to "Stoprepairbills.com", they play the shell game together while no one gets the service they deserve; my mechanic said the "AAS inspector" admitted "all the claims they go to, are denied", "you better get a credit card from the customer before you do any work" (I have pictures of all the sites/documents because I know they will delete everything possible). I have documents/pictures/statements to prove everything - legit website AAS reviews validate my statement. As stated, my first steps were the BBB and FTC for all involved; If needed, litigation will proceed afterwards.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated the opportunity to respond to this matter through the Better Business Bureau. We were sorry to hear about this customer’s experience when trying to reach us previously. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing extended hold times. We are taking actions to provide our customers and their repair facilities with a better customer service experience. Additionally, the image provided with the customer’s review indicating the domain is for sale is regarding a domain that AAS does not own (www.aasclaims.com), nor do we direct callers to this domain. To clarify, the AAS recording directs callers to www.aasclaim.com. Lastly, although the American Auto Shield’s online claim submission feature was disabled due to technical difficulties from January 21 to February 15, 2019, this issue was resolved, and online claim filing is available for our customers and their repair facilities’ convenience.

    AAS relies on the opinions of the customer’s repair facility, state emissions and registration reports, and on independent, unbiased, third-party inspections and their supporting photos and written documentation (the inspection report). A previous emissions inspection indicated more mileage (82,420) than what was provided at the time of the customer’s contract purchase. Additionally, the code reported upon inspection of the customer’s vehicle indicated the vehicle’s issues were pre-existing and long term. Based on the inspection report and the emissions report from May 2018, it was determined the contract would not have coverage for this claim or future claims due to the mileage issue, as the true mileage of the vehicle could not be determined. As such, the contract was canceled, the customer was refunded in full, and AAS considers this matter closed.

    Customer ServiceClaims HandlingSales & Marketing

    Reviewed March 18, 2019

    My car broke down 12/14/18 and it is still in the shop. I have been a victim to these scam artists now for over 3 months. I have had all the same issues as the rest of the reviews here, long hold times, being hung up on (can you really blame phone issues if they last over 2 months?) I was told on 03/06/19 that my inspection showed that mechanical failure and only needed final approval to be paid. Now I find out that they are not paying the claim because it was possible electrical failure. If this was a possibility why is it just now coming up? Seems like they are just trying to wait people out until they have no choice but to authorize the work to be done before they lose their jobs due to transportation issues and then they can say they do not pay for work that was done before they authorized.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. Our records indicate that on December 14, your repair facility reported an issue with your transmission. Initial information provided by your repair facility indicates an electronic component failure. Unfortunately, electronic components, regardless of location, are not covered by the contract you purchased. However, to assist in determining if your contract might still provide coverage, on December 14, we advised your repair facility to obtain customer authorization for tear down and diagnosis to verify cause of failure. Once authorized and complete, we advised your repair facility to contact us with their diagnosis of the cause of failure to the vehicle and an estimate for repair. Our records indicate that we also reached out to your repair facility numerous times in January, February and March to assist in obtaining this information. Unfortunately, the repair facility has not provided a cause of failure that is covered by your contract, the codes provided to the administrator indicate an electronic component failure, and they did not have the vehicle torn down for our inspection to determine cause of failure, as indicated in the pictures we received from the inspection company.

    However, and as previously explained, if you feel your vehicle experienced a mechanical breakdown or failure, not an electronic component failure, you may authorize tear down and diagnosis to determine cause of failure and coverage. Once the vehicle is inspected and cause of failure is determined, we will be happy to review your claim to determine coverage. Please note that you are responsible for authorizing and paying for any tear down and/or diagnosis time needed to determine if the vehicle has a covered mechanical breakdown or failure. If the breakdown is not caused by a covered mechanical breakdown or failure, you are responsible for payment of the expenses associated with the tear down and diagnosis.

    Customer ServiceClaims HandlingCoverageTechPunctuality & Speed

    Reviewed March 15, 2019

    Re: Claim# **. I am writing this complaint against American Auto Shield. I believe that they are practicing unfair and deceptive business practices. In 2015 I purchased an extended warranty for my 2011 Mazda CX9. On January 18, 2018 I was driving home it was late at night and raining out. I was less than a mile from my house when I heard a sound of what I believed to be a belt noise. I initially thought it was due to the weather conditions. About 3/4 of a mile later at a set of traffic lights my car stalled and I was able to start the car back up. I did notice that the check engine light came on, but I did not see any other issues. I drove through the intersection and my street was the second street on the right. I pulled into my driveway and shut the car off. I opened the hood and noticed smoke coming out from the engine.

    I went out the next morning and opened the hood to see if I lost a belt or something. I checked the oil it looked like peanut butter. I left the car parked and called American Auto Shield on Monday to start a claim. I had the car towed to a Mazda Dealership at my expense. Mazda informed me that the water-pump had failed and coolant got into the engine so the car would need to have the water pump and engine replaced. From what they told me was the car has an internal water-pump and they are seeing more CX9’s coming in for this issue. Mazda called the warranty company to give the diagnosis and later called me to tell me that American Auto Shield denied the claim.

    I called American Auto Shield and after 30 minutes on hold I spoke with a customer service rep. He informed me that the claims adjuster denied the claim due to negligence. I had just had my oil changed on January 7th and had driven less than 600 miles. I sent the receipt along with a copy of the tow receipt. While I was waiting for someone to get back to me I googled water pump failure Mazda CX9. I learned that this water-pump is a poor design and learned that I was not the only person that had this problem. In fact I found 20+ stories from other people that sounded like the same experience I had.

    I was told that this claim was moving forward. I was told that the sub frame and engine would have to be taken out of the car so the water pump could be inspected I was told at this time that they need to see the component failure and it was at my expense if it was not the water-pump and that they would be sending an inspector to inspect it. While the engine was out of the car Mazda also noticed a problem with the transmission and transfer case and both also needed to be replaced. I was told by Kyle from AAS that both he and the Mazda dealership were sourcing engines. I called the Mazda dealership to confirm this conversation and I was told that they found a used engine with 90k on it. I wasn’t thrilled with this cause my car had 124k miles.

    I had called the Mazda dealership about a week later to get an update and the dealership had not heard from American Auto Shield. I called American Auto Shield and literally waited for 45 minutes to speak with a customer service rep and an additional 1 hour 30 minutes to speak with a claims adjuster in powertrain. I was informed that they would replace the water pump but not the engine. I asked why and they told me cause I drove the car. I argued with them that it was less than a 1/4 mile and the adjuster just started being rude and stated that he is a master mechanic and was read the BS language from the warranty. He tried to tell me it was my fault. I explained to him that my car has always been maintained. I had the oil changed just 585 miles before and they did not notice anything in the oil and the coolant was not low.

    The Mazda dealership faxed a letter to American Auto Shield because they were unable to get a hold of them after several attempts. “if there was coolant mixed into the oil at the time of the oil change the oil would have been have been very full and discolored. Water pump failure is becoming more and more common in this generation CX-9 with the 3.7 V6 engine. Most often, the engine has to be replaced, even if just the water pump is replaced and everything is put back together, we have still had engine failure directly after repairs. Because the water pump is internal, behind the timing chain, it is near impossible to detect any leaking until it shows up in the oil system and by that time, it is too late to do anything to prevent what has already transpired.”

    I have made several phone calls to American Auto Shield. Ive spoke to managers and all they do is look at the claim adjusters notes and tell me the same thing. I finally got Kyle back on the phone and when I asked him why did you tell me that your company and Mazda were sourcing an engine he outright lied to me and said he never said that. I called the dealership and they confirmed that they were sourcing an engine.

    Over the weeks, I have tried contacting American Auto Shield and been on hold for 1 - 2 hours. The dealership has experienced the same issues. My car tied up the lift at the Mazda dealership for weeks. Mazda had the same hold time experience and complaints about poor customer service with AAS. In the same letter from Mazda to AAS the service manager states “We’ve been waiting for weeks for an update on this vehicle with very limited contact. I’ve tried calling in to get an update but cannot get through after waiting for more than a half an hour.

    This car is disassembled (engine/transmission out of the vehicle on the engine table) which is now occupying a bay which cannot be used. I have a factory warranty engine… This vehicle needs an engine and transmission. I need to know what you guys intend on covering or not coverings I can get this taken care of as soon as possible. My technician is loosing moneyed not being able to work efficiently and Mazda needs the other engine back…” AAS didn’t even have a courtesy to call this repair facility. They just simply ignored it.

    The water pump was replaced the week of March 4th. American Auto Shield told the Mazda dealership that they would address the transmission after the engine was put back into the car. I was informed by Mazda that the engine is definitely damaged and it is running but can’t be test driven. Mazda was going to attempt to call the warranty company about the engine and transmission. I was informed on March 12 that American Auto Shield is still denying the claim for the engine and also denying the claim on the transmission. Stating that the dollar amount is higher than the cars value.

    I am left with a bill for around $800.00 from Mazda, I am left without a car now and I have been dealing with this nightmare for 2 months. I purchased an extended warranty in good faith, paid for it in full and It was supposed to cover Engine, Transmission, water pump and other parts of my car. I am beyond angry, frustrated and I feel like I have been lied to, deceived and have been completely taken advantage of. I have spent countless of hours on hold, and have had disconnects and hangups from rude customer service people and managers.

    The claim was originally denied because AAS said I drove the vehicle to the Mazda dealership - I sent them the tow receipt proving that it was towed. The claim was still being denied because they said it was neglect - I sent them the oil change receipt that was less than 600 miles from the last oil change. The claim was approved but they needed to see water pump failure. Mazda removed the engine, and oil pan for AAS to inspect the water pump and take pictures. Kyle from AAS and Mazda service were working together to source and engine. - A few weeks later Kyle lied to me and said he never said that. Mazda did confirm that he and Kyle were sourcing engines.

    Was told that only the water pump would be covered because I drove the car after I knew there was a problem - I didn’t know that there was a problem until my car was in my driveway. I have not started or driven this vehicle in over 2 months. Was told that the water pump must have been leaking for a long time and that I kept driving it - The oil was changed less than 600 miles ago and at that time and during the time of the oil change they did not notice any discoloration and high oil level.

    In the letter from Mazda faxed to AAS they stated that because the water pump is internal, behind the timing chain, it is near impossible to detect any leaking until it shows up in the oil system and by that time, it is too late to do anything to prevent what has already transpired. Was Told they would address the transmission after it was back in the vehicle - was told this this was denied because it was more than the value of the car. The bottom line is that American Auto Shield makes their money by selling warranties and denying claims.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for bringing your concerns to our attention and for the opportunity to resolve your recent engine claim. If you need any assistance in the future, please give us a call.

    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed March 15, 2019

    Hello, I am writing you this e-mail due to an issue that has arose with my 2005 GMC 1500 Sierra truck. Approx a month ago on a Sunday my wife and I were leaving our home to go shopping about 3 miles away from our home after stopping at a stop sign my trucks transmission seemed to slip in between second and third gears. I do have a back round with repairing well damn near everything, I immediately pulled over, and repeated moving from a dead stop. Well it did it again so again I pulled over, opened the hood and checked the transmission fluid, which was still pink no burnt smell and filled to the factory "full" level.

    Being it was a Sunday morning I decided to turn around and return home, which I did, on the short trip home as soon as the transmission began to shift into third from second I let up gently on the accelerator pedal so the transmission would lock into gear with the slightest slippage not wanting to do any further damage to my only vehicle. Well first thing monday morning I contacted Colandrea pontiac GMC in Newburgh New York, there are two GMC dealer/repair shops in my area Colandrea and Hudson Valley which is probably 5 times farther away than Colandrea and I know quite a few people that recommend Colandrea. I made the soonest appointment and then as I did as I did returning home I babied the truck slowing to let red lights turn green so I did not have to stop and "feathering" the accelerator pedal as to not do further transmission damage.

    Once at the dealership I signed in and waited with a kinda secure feeling with my American auto shield policy in my hand. Well when the tech returned from his "test drive" my worst nightmare was confirmed my transmission was slipping! The service manager was very helpful and patient due to a roughly 80 minute wait on hold with American auto shield, Finally she was speaking with someone, this is the point I believe things went anything other than smooth and as described in your contract booklet. I am disabled and on a fixed income so when I originally spoke with your people and purchased the "ABPTGOLD plan for $3693.00 it was a strain on my wife and myself but we made the payments on time as promised, which was money we had tried to save up for a new truck eventually.

    With the purchase of your gold plan we had a feeling of being "safe" while we started over our saving for a new truck during the length of our coverage thru your company. The first thing that took place was your claim rep instructed me thru the service manager that at that moment my wife and I were "stranded" at the repair shop Approximately 20 miles away from home, according to your claim person the vehicle could not be driven. I immediately referred to my contract booklet, trying to figure out how I was going to get home, I remembered seeing a u-haul sign for a van or truck for $19.95 per day so I figured I would save money compared to the car rental which even with the dealer discount was still approx. $40 per day. Well once we were driven to the u-haul facility and yet again stranded yes $19.95 per day was good but the $0.65 per mile was just out of hand.

    So the next day we did rent a car with the dealer discount which still added up to roughly $200 every 4 days, so after all this the dealer called me to inform me that your company ordered a "pressure test" ok fine that's a kick off point, then I was informed that I had to authorize this first and costly test, I did, test results came out within factory acceptable readings. Next after waiting a couple days I get a call from the dealership requesting my authorization for a "teardown", per AAS requirement, I did so. After speaking with the service manager I was informed she had been on hold with your company for over an hour and a half trying to move along to the next step. I received a phone call from a claims rep within 3 days after the "teardown" began to inform me that he had noticed my truck is registered commercial and may be disqualified from policy coverage!

    My truck was registered commercial due to the fact at that time a truck with no permanent cover/cap or affixed seats in the truck bed could not be registered non commercial in New York State, I informed the rep of that and the fact when I purchased my plan that was discussed and I have non commercial insurance and as I mentioned this is our only vehicle and I am disabled. I still have not heard back from AAS about that "issue" this is my interpretation is the first attempt to not honor my claim.

    Approx. 3 weeks go by still no word from AAS after I personally was on hold 3 times for more than an hour each time, every time a rep would answer they would inform me I needed to speak to the claims rep please hold, after a few minutes of a different hold sound on the phone it would switch back to the main hold music and go on for what seemed like forever, then the prompt to have a call back which I did try and use but all 3 times no call back so after a minimum of 2 hours per call on hold and awaiting a call back I could not wait any longer. Somewhere thus far in this process I was contacted by the dealership requesting my service records, I asked exactly how many copies they need she informed me just the last year we laughed when I told her I have every oil change transmission brake shoe/pad windshield wipers I have everything ever done to my truck.

    I sent the requested records via e-mail I could not bring the paperwork due to the fact I was without a vehicle because we could not afford the rental fees. About a week goes past and I had a friend that let us use a truck he has so we stopped at the dealership just to check on progress, the "teardown" process was still going on, however while chatting with the service manager she informed me of a phone call from an AAS rep inquiring about why had I taken my truck home and not to the dealership upon noticing the transmission unit failure?! Before I could get the words out she said "well like I told them. it was a Sunday morning!" This is my interpretation was attempt number 2 to avoid paying my claim! I was never personally contacted by AAS about that issue.

    After another 3 to 4 days I spoke with the service manager and was informed they had found a couple issues that in their opinion led to the unit failure, there were a couple bands that were blued and wore a groove into a clutch pack and subsequently that clutch pack had been damaged, also upon contacting AAS with the findings she was told "keep digging we do not covered worn parts" which they did continue to "dig" and as told previously been told it was a series of unavoidable failures which led to the unit failing. She informed me that an AAS adjuster was to be there and document the findings within 48 hours. The service manager phoned me the next day to let me know he had in fact been there it went well he documented all the findings and she was told he had told her he would contact me with his findings.

    Well several days went by and the service manager contacted me to find out what I had been told, I explained that I had not heard from anyone but her, I told her I would immediately get on the phone and she would also, note this was approx. 930 am. well I called and was on hold until 1130am when I opted to use the "call back option" but due to my previous bad experience with "call back" we chose to call on a second phone hoping for better chances of speaking to an AAS rep. At one point around 1145am I did receive a "call back" at which time I was informed that I was being transferred to my adjuster, same events as before a few minutes of different hold sound and right back to the original hold music.

    At approx 215pm my adjuster at least that's what I was told got on the phone with me, and began to explain to me that my claim will not be authorized due to the fact that the GMC tech could not show the adjuster what single part failed and in the adjusters opinion the transmission had "worn out" I could not believe what I was hearing!!! First I can see if a fan belt, or a tire, even a clutch in a standard shift transmission was to be "worn out", but bands and a single clutch pack within an automatic transmission??? This is the third and final attempt of avoiding the repair!!

    At this point my back was against the wall no vehicle and a worthless $3693.00 policy! I had to do something so I was told if I can have the tech give them a "point of failure" the authorization would be "considered and a portion of the claim may be paid" I left it at that and contacted the dealership to authorize the purchase and installation of a GM factory transmission. This came as a horrifying shock to us, we had a portion of the fee and had to take a loan out to get my truck back.

    I am trying to understand what and why I have been treated this way by AAS. I fulfilled my end of our agreement and made all the promised payments on time. It was well within all the parameters of the policy, all the steps and procedures have been adhered to, the dealership tech as well as the service manager in their words have attributed this to a unit failure, if the transmission was "worn out" it would be all the clutch packs as well as numerous other worn out components.

    Please review my claim. I feel as though my claim has been denied unfairly and unjustly This has cost us the better part of $8000.00 with the policy fee and over $4000.00 shop fees! It seems like I have said from the beginning of my claim AAS has done little more than try one thing after the next to deny my claim with total disregard to facts and all attention to searching out loopholes in an attempt to avoid fulfilling their end of our contract.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to begin resolving this matter. We’re sorry to hear about your recent experience. Our records indicate your repair facility has not yet provided a cause of failure to your vehicle, necessary to determine coverage provided by your contract. Thank you for bringing this to our attention. An AAS Adjuster will reach out to your repair facility to assist with a resolution.

    Customer Service

    Reviewed March 13, 2019

    My repair shop opened a claim on 2/8/19. 16 days later after dozens of calls with hours long wait times, I gave in to their scheme of authorizing the repair. Hoping to work it out afterward, since they were unreachable during the critical period of over two weeks without the car. Maybe BBB can help. Or based on the other reviews I've read, a class action lawsuit.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to resolve this matter through the Better Business Bureau. Please accept our sincerest apologies for any issues you or your repair facility experienced when trying to reach us previously. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers experienced connection issues and extended hold times. We realize that these issues are not acceptable and certainly do not reflect our commitment to provide the highest levels of service. We are sorry for any inconvenience and look forward to providing excellent service in the future.

    Thank you for your patience and for the opportunity to resolve your recent engine claim. Should you have any questions or need additional assistance in the future, please don’t hesitate to contact us.

    Customer ServiceClaims HandlingSales & Marketing

    Reviewed March 12, 2019

    Updated on 03/26/2019: My 2008 BMW 335i has been sitting awaiting repair since 3/11/19. They are continuously not answering the phone and I have to file a complaint on this website, and OTHERS, every single time to get them to pick up the phone and get to the next step of my claim As of today, no one is answering AGAIN Now, we need to speak with a claims adjuster to discuss the inspection results from last week. This is unbelievable!!

    Original Review: I've been calling since yesterday, Monday 3/11, and now today 3/12, Tuesday about getting a repair finished on my 2008 BMW 335i. American Auto Shield/Car Shield has once again provided HORRIBLE service - this time not even answering your phone. Tried to submit a claim online - won't even go thru! I am highly disappointed by this scam company!

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience. We hope our representatives were able to assist you and your repair facility yesterday, March 12, 2019, and we appreciate the opportunity to begin resolving this matter to your satisfaction. Additionally, we tested our online claims service, and we are receiving online claims submissions. We're not sure why you were not able to submit a claim using this feature, but we appreciate your bringing it to our attention so that we may research this matter further.

    Customer ServiceCoverage

    Reviewed March 12, 2019

    I've been stranded in Alabama (I live in a different state) for over THREE DAYS and haven't received the least bit of help from anyone within this company. Myself and the repair shop have collectively spent over 10 hours on hold. When we actually got through to someone we were put on hold only for them to HANG UP on us!!! The repair shop knows exactly what they need to do (fix the internal parts of the transmission, which is covered) but they can't proceed without confirmation from the adjuster! I will be stuck here many more days and probably lose my job back home.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for bringing your concerns to our attention. Please accept our sincerest apologies for any inconvenience you may have experienced when trying to reach us previously. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers experienced connection issues and extended hold times. We realize that these issues are not acceptable and certainly do not reflect our commitment to provide the highest levels of service. We are working diligently to correct any issues we’ve identified, we are increasing staff, and we look forward to providing our customers and their repair facilities with excellent service in the future.

    Thank you for your patience and for the opportunity to resolve your recent transmission claim. Should you have any questions or need additional assistance in the future, please don’t hesitate to contact us.

    Customer Service

    Reviewed March 12, 2019

    It took three days just to arrange a tow. Could never get a person to pick up - unending hold. Once I finally reached a customer service representative, the tow went smoothly. My car has been in the shop for four days now - mechanic cannot get through. On his latest attempt, he was on hold for 59 minutes. At minute 60 he was disconnected. I'm almost a week into a car rental and I'm at a standstill until my mechanic can speak with someone at American Auto Shield. At the time of this writing, I'm currently on hold with them, 23 minutes and counting!

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    American Auto Shield
    Response from American Auto Shield

    Thank you for bringing your concerns to our attention. First, please accept our sincerest apologies. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers experienced connection issues and extended hold times. We realize that these issues are not acceptable and certainly do not reflect our commitment to provide the highest levels of service. We apologize for the inconvenience, we are working diligently to correct these issues, including increasing staff, and we look forward to providing our customers and their repair facilities with excellent service in the future.

    Roadside assistance benefits, including towing services, are provided 24/7/365 by the service provider listed in your contract, not by American Auto Shield. We’re sorry if there was any confusion, but we’re glad to hear the tow went smoothly. We hope that our representatives have answered each of your concerns, but should you have any additional questions regarding your roadside benefits or claim, please don’t hesitate to contact us.

    Customer ServiceCoverage

    Reviewed March 9, 2019

    I had some car problems. Took my car in found out that my car engine was about to freeze up and could have caused me injury. I had oil leaking down into parts in my engine. The auto repair shop called Auto Shield, and they denied covering the repairs stating that the parts were routine maintenance and they would not cover it. He told me that they gave him a hard time on the phone. I had called Auto Shield numerous times and I was transferred three times with no one answering or calling me back. I want to let people know that I have been wronged, after I paid them a service fee of 495.00. Watch out. These people will make promises and then avoid and deny you coverage.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. As previously explained to your repair facility, we are unable to administer payment to you or your repair facility because you did not purchase a Vehicle Service Contract administered by American Auto Shield.

    Under a Vehicle Service Contract, American Auto Shield administers payment for covered repairs for mechanical breakdowns or failures. However, you purchased Auto Repair Sentry, a service in which American Auto Shield Adjusters negotiate reduced auto repair costs for customers who typically pay what their repair facilities charge. With that said, we are happy to help negotiate lower prices for your repairs for vehicle mechanical breakdowns or failures! Our Adjusters are typically able to obtain lower prices than the price a consumer might normally be charged.

    Customer Service

    Reviewed March 7, 2019

    I had a very bad experience with this out of this is pure frustration. Called and left on hold for 2 and a half hours then transferred to different departments. Have gotten absolutely nowhere my car has been in the shop two weeks now. I will NEVER recommend this company to anyone, I even turned them into the State insurance commissioner. A waste of time and my hard earned money, I am cancelling my warranty with them they are crooks, buyer beware. DO NOT USE THIS COMPANY.

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    American Auto Shield
    Response from American Auto Shield

    We're very sorry to hear that you are not satisfied. Thank you for the opportunity to assist you with a resolution. Someone from our team will reach out to you privately to begin resolving this matter.

    Customer ServiceCoverage

    Reviewed March 6, 2019

    As soon as the dealer asked me what warranty company I was with he advised me to change. He said their shop is not accepting clients with Carshield/American Auto Shield anymore because they don't cover anything. And my repair shop is a popular respected business. FIRST of all, the repair shop could never reach them so I would attempt to. I literally spent hours on hold for their line to just hang up. When I finally got through they would then move to the next step. I went through all of this for 3 weeks for them to say that it looked like the part had been messed up for a while and they couldn't cover it... I should have listened and if you guys are smart... GO ELSEWHERE!!!

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    American Auto Shield
    Response from American Auto Shield

    Thank you for bringing this matter to our attention. We’re sorry to learn that a dealer would misinform a customer that a contract we administer does not cover anything, and we’re happy for the opportunity to assist in resolving your claim for your vehicle’s transmission repair to your satisfaction. We hope that our representatives have addressed each of your questions and concerns, we sincerely apologize for any inconvenience you or your repair facility experienced when trying to reach us previously, and we thank you for your patience while we work to correct this issue. Please know that we will continue to work closely with you and your repair facility until this matter is resolved.

    Customer ServiceClaims HandlingCoverage

    Reviewed March 6, 2019

    This is the first time putting in a claim on my Ram 3500 and it has already been a terrible experience. I have had to call them twice today the first time waiting on hold for 48 minutes and the second time waiting for 49 minutes. The inspection was done the day prior and everything was already determined by the dealership that needed to be prepared. Now today at the end of the day they decide that they need to look at my suspension for any modifications delaying the process even further. The second call was for the why was this not checked in the first place. All I got was, "Sorry for wasting your time, but can't do anything." Of course, this all holds up my rental car coverage as the claim has yet to be approved. No attempt at all to make it right.

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience. We hope our representatives were able to assist in addressing your questions and concerns, and we appreciate the opportunity to begin resolving this matter to your satisfaction.

    Claims HandlingTech

    Reviewed March 1, 2019

    Not being able to get ahold of claims. Not getting work that is in contract done that needs fixed. Dealership not being able to get ahold of claims to get approval for work to be done. Very long hold times or not being answered at all.

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    American Auto Shield
    Response from American Auto Shield

    We're very sorry to hear about your recent experience, and we hope our representatives were able to assist in addressing your questions and concerns. Thank you for the opportunity to begin resolving this matter to your satisfaction.

    Customer ServiceClaims Handling

    Reviewed March 1, 2019

    Getting anyone to answer the phone is ridiculous. My car has been in the shop for days and I can't start repairs on it because of the claim being delayed. Has anyone had the same experience or something similar?

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    American Auto Shield
    Response from American Auto Shield

    Thank you for allowing us to resolve this matter through the Better Business Bureau. Please accept our sincerest apologies for any issues you or your repair facility experienced when trying to reach us previously. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing connection issues and extended hold times. We realize that these issues are not acceptable and certainly do not reflect our commitment to provide the highest levels of service. We are sorry for any inconvenience and look forward to providing excellent service in the future.

    Customer ServiceClaims HandlingCoverage

    Reviewed March 1, 2019

    Purchased a warranty from Carshield/American Auto Shield Dec 2018 covering my 2007 Mercedes Benz CL550 with only 91000 miles on it with a perfect service record documented sent to company - once my transmission had issues took it to MB in Maryland to get it looked at and was diagnosed with transmission issue - Carshield and American Auto Shield told me to send car to their partner company AAMCO to have it broken down and determine the real reason of failure for $900 and they would pay for it as well as damages for transmission based on my service agreement. But since it costs are high was told by Autoshield they are VOIDING my warranty (called from Colorado by kid and yelled "We are voiding warranty" and gave no reason after I sent 3 years service info in with no issues from Mercedes Benz).

    Was hung up on and could not return the call. Telephone system was down and was told that they hired a bunch of new people and was all told to deny all claims by someone very close to situation/manager in Colorado. I have Verizon emails from Carshield that said I called in to cancel my agreement and will issue refund - both sides on recorded line stated other side canceled agreement while my vehicle is sitting in shop for month waiting to get callback. I am sure this is happening to 100-1000s of customers with the rejection of (based on Carfax the miles in question are in dispute). Basic scheme - get all the money and hope that large percentage of the country will not sue them. If this happens to you file complaint immediately with Attorney General of your state - try calling American AutoShield's # to see if you get someone or contact Carshield to see if the 2 companies give the same information.

    They refused to pay the claim. I should have known that having $50.00 deductible - Total scam - I advise American Auto Shield to pay the claim and stop denying hard working Americans proper service before a Class Action Suit is filed in Federal Court Washington DC. It's been 4 weeks since last contact from anyone - cancel this service in my opinion ASAP.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your patience as we reviewed your contract, claims, and any calls and correspondence regarding the same. As explained on February 16, 2019, your claim was denied, and your contract was cancelled, because the vehicle’s mileage was misrepresented at the time of sale. We apologize that our representative disconnected the February 16 call regarding the same; however, to protect our employees mental and physical health, employees are instructed to terminate calls if the caller becomes verbally abusive.

    Please accept our apologies for any issues you may have experienced when trying to contact us previously. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing connection issues and extended hold times. We realize that these issues are not acceptable and certainly do not reflect our commitment to provide the highest levels of service. We are working diligently to correct this issue, we continue to increase staff, and we look forward to providing excellent service in the future.

    As an administrator, we are obligated to administer claims per the terms of the contract the customer purchased. Although American Auto Shield can provide evidence that we appropriately adjudicate and pay claims per the terms of the contract, we found no evidence that a manager or employee of our company indicated to you or any other customer that we “deny all claims”. This statement is untrue and misleading to the public.

    We hope that we have satisfactorily addressed your concerns. Per our records, the seller of your contract provided you with a full refund, and we consider this matter resolved.

    Customer Service

    Reviewed Feb. 28, 2019

    The worst customer service. You are wasting your money. When you call you will be placed on hold for 20 minutes then transferred to someone else and placed on hold again then automated system said I would get a call back in 60 minutes. No CALL BACK. Today half the job was approved and I have to pay other half!!!

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    American Auto Shield
    Response from American Auto Shield

    We’re very sorry to hear about your experience, and we appreciate your patience as we work diligently to correct this issue to provide you a better customer service experience in the future. Thank you, also, for your patience as we reviewed your claim and concerns to ensure your claim was administered properly. Your vehicle service contract will pay for repairs for mechanical breakdowns or failures covered by the contract. Your contract does not pay for items explicitly excluded from coverage by the contract, including routine maintenance, alignments, tires, tire mounting and balancing. With that said, we were happy to pay for the mechanical breakdowns or failures covered by your contract, and we appreciate the opportunity to address your concerns. If you have any questions regarding your coverage, please feel free to reach out to us.

    Customer ServiceClaims Handling

    Reviewed Feb. 27, 2019

    An auto-repair shop has been unable to reach the claims of the American Auto Shield for 20 days, each time giving up after being on hold for over an hour. It took me multiple attempts and several hours to finally reach the claims. Claim denied on technicality. I immediately canceled this so-called "extended vehicle warranty" after calling the American Auto Shield customer service where I have been subjected to a snide fast-talker that couldn't wait to hang up on me.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. We’re very sorry to learn you or your repair facility may have had to hold for any length of time when contacting us by phone regarding your recent claim. While we’re working to resolve this matter, please be assured that the American Auto Shield Claims Department can also be reached by email, fax, U.S. Postal Service, or by utilizing the online claims reporting and document upload features found on our website and the Support Ticket system found on our Support Center.

    We’re also sorry to learn you were not completely satisfied with your coverage; however, American Auto Shield is obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased, and we are unable to administer payment for parts not listed as covered or explicitly excluded from coverage by the contract.

    Thank you again for your feedback. We hope we have satisfactorily addressed your concerns. Should you have additional questions or need further assistance, please don’t hesitate to contact us directly.

    Customer ServiceClaims HandlingSales & MarketingPriceOnline & AppRefunds & Payouts

    Reviewed Feb. 27, 2019

    I was sold an extended warranty last year through Car Shield - those people were pleasant. I just submitted a claim in January to American Auto Shield. It took 5 weeks and 2 adjusters to look at my vehicle. After spending $995 out of pocket to tear down the transmission and renting a car they finally denied my claim saying it was pre-existing. They never answer the phone. The 2 repair shops and myself sat on hold for hours!!! Sometimes almost 3 hours and were transferred to another rep then getting disconnected.

    This company really is a scam and I wish I had the reviews before purchasing my contract. They only collect premiums and deny the claims when submitted. There are hundreds of reviews on several websites with the same issues others have dealt with. Their website doesn't even work to submit a claim. I've contacted the consumer affairs and Attorney General's office of CO, MO, and NY. They advised me to contact BBB and the FTC. It's a shame that they couldn't just honor the contract that was sold. It now cost me $4,000 and without a car for 5 weeks! It only takes 4 days to rebuild a transmission. Make sure not do business with this awful company!

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your patience as we reviewed your contract, claims, and any calls and correspondence regarding the same. Please accept our sincerest apologies for any issues you or your repair facility experienced when trying to reach us previously. We have been working diligently to correct this matter so that we may provide our customers and their repair facilities an improved customer service experience. Additionally, although our website’s online claim submission feature was disabled due to technical difficulties from January 21 to February 15, 2019, this issue has also been resolved, and online claim filing is available for our customers and their repair facilities’ convenience.

    Please also accept our apologies for any delays on our or your repair facilities’ parts during the administration of your claims. Per our records, the first repair facility was unable or unwilling to diagnose the vehicle to the point of failure, necessary to determine coverage under your contract; therefore, we suggested you move your vehicle to a repair facility that specializes in transmission repair. Unfortunately, an inspection of your vehicle at the second facility indicated a preexisting condition and long-term wear.

    While we’re sorry that we were not able to resolve your recent claims to your satisfaction, we are obligated to adjudicate claims per the terms of the contract. Preexisting conditions that existed prior to the later of your contract purchase date or contract effective date as listed on your declarations page and the completion of your waiting period are specifically excluded from coverage.

    David increased rating by 3 stars.
    Customer ServicePricePunctuality & SpeedRefunds & Payouts
    After a positive interaction with American Auto Shield, David increased their star rating on March 1, 2019.

    Updated review: March 1, 2019

    Here's a new update on the situation. Today I finally heard from Ted **. I had a 55 minute conversation with him about the whole situation. He admitted to the fact that the company screwed up royally. Now that's the right way to get on my good side. We discussed what was being done to fix the problems so other customers won't have the same lousy experience that I did ever again. He appreciated the fact that I was giving them the chance to fix it. I told him I give people and companies enough rope to hang themselves. His response was that they really hung themselves. I told him, "No you didn't. You've stepped up to the plate and are taking responsibility for what happened." That as far as I'm concerned is doing the right thing for the right reasons.

    As a result of our conversation, I am pleased to say the matter is being corrected and Ted is going the extra mile to make amends. I won't give details on that because it just wouldn't be proper to do so. I wasn't asked by anyone not to reveal what was done in case anyone out there gets that thought in mind. I'll just say that my contract has been changed to benefit me more. So in conclusion American Auto Shield has stepped up and has recognized the fact that they have a great deal of work to do in order to improve things for all their customers. They might even be contacting me for advice in the future.

    Original Review: Feb. 27, 2019

    Updated on 02/28/2019: Here's an update on the situation that I wrote about. On Wednesday, February 27, 2019. I finally had the opportunity to have a lengthy discussion with Jason Currier. He went into detail about the failures that I experienced and assured me that he and the company are working on fixing the problems. I could hear that he was truly remorseful for what had occurred. He explained to me about the phone issues and that the company finally convinced their service provider that there was a serious need for an upgrade to their equipment. They are currently in the process of getting this problem fixed. Additionally he admitted that they are sorely understaffed. They are in the process of interviewing people to fill positions so this won't happen again.

    I am also happy to say that I am getting a full refund of what I had to lay out for the tow and the repair. On another note I was assured a call from Ted for today. That call as of 6:12 pm today I have yet to get that call. So shame on you Ted Terry. You have a great deal to learn about running a business. Perhaps you should hand the reins of the company over to Jason. He seems to have a better understanding about how to do things right.

    Original Review: On February 12, 2019 I had an issue with my vehicle and contacted the road service's 800 number. I was told that they would not be able to have a tow truck down for at least an hour. They were told that the vehicle was blocking traffic and that a police officer required that it be moved right away. They were unable to do so. A tow was called by the police and arrived fifteen minutes later. The police do not have any special powers to get a tow faster. It comes down to having resources that have larger fleets. My vehicle was towed to my house as it was late and my mechanic was already closed. I had to pay the complete cost of towing to my house, $260. The next day I called the roadside service to have the car towed to the mechanic. They first got the car there at 11:50 am. Once the car was on the lift and they had an idea of what the problem was I contacted the claims department.

    I was on hold for about an hour and a half till someone got on the phone and told me they would get an adjuster on the phone and then put me on hold again. I sat on hold on my cell phone for a total of 3 1/4 hours at which time my phone died at 4:50 pm. The work was completed and then had to drive to the bank in order to get the funds to pay the complete bill of $361.74. I called the company the next day and had no resolution. To this point I have had nothing but disrespect from employees and only excuses as to why I cannot speak to anyone higher than a manager. Messages have been left for Ted Terry, President/ owner, and Jason Currier, VP/co-owner. Neither of which have shown to care enough to return my call. I have been told they are aware of my messages and yet they lack the courtesy or respect to return my call.

    If this is how they run their business, perhaps they should not be in business. I have looked at other complaints from their customers and have found that those complaints are not dissimilar to mine. I have spoken to others that are in the same industry and have been told that American Auto Shield's reputation is not a good one in the industry. If you are going to be in business then you should have respect for your customers and understand that without them you have no business. It also requires that you are there to make certain that things are running smoothly at all times. An owner or executive that isn't around isn't worthy of their paycheck. This is case with both Ted Terry and Jason Currier.

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    Mohamed increased rating by 2 stars.
    Customer ServiceClaims HandlingCoverage
    After a positive interaction with American Auto Shield, Mohamed increased their star rating on July 4, 2019.

    Updated review: July 4, 2019

    Thank you Doug ** for stepping up to resolve my complaint and taking care of my claim. Although it took close to 3 months to resolve my issues but im satisfied with the outcome. The third party inspectors that you guys hire are not professional at all and very rude to the mechanics and service advisers. I recommend to seach for another company that does inspections for your customers. Once again im satisfied but please the long wait on the phone and unprofessional inspectors needs to be addressed.

    Thanks

    Original Review: Feb. 27, 2019

    This is the worst company ever. I purchased this extended warranty from Carchex which I regret and didn’t know that I was going to deal with American Auto Shield. To place a claim is almost impossible. My BMW service adviser had to stay on hold for 2 hours and then he got disconnected. So I had to call and wait for almost 4 hours to reach to an adjuster so I can conference him to my Service adviser. And I presented all the service records documents by fax for more than 3 times and they keep saying they haven't received it.

    After 2 weeks then denied the claim because of preexisting condition. So I’m going to challenge in arbitration. This is unacceptable and I won’t let this go. They will have to prove evidence that this was a pre-existing and I will prove that it was not. I have all the time in my hand to take this to arbitration and if it doesn't get resolved then my brother who is an attorney will file this in court. I’m sure with all the bad reviews here will help my case very much. I refuse to let this go. I will make sure I have all proper documents to prove this was not a pre-existing condition because apparently that’s their best answer when they want to find a way not to cover.

    Now I want you (AAS) to prove in arbitration and in court that I my vehicle was a pre-existing condition. So anyone who is reading this and live in NY or NJ please feel free to contact me so we can join together to file a lawsuit if necessary. I promise I will do all the work because I just had it with this unprofessional company. I'm providing my contract # ** Titanium Plus which is the highest coverage. I wanted to show this so people here don’t think I posting a fake review. I will see you guys in arbitration court.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated your reaching out to us through the Better Business Bureau. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing connection issues and extended hold times. We are taking actions to provide our customers and their repair facilities with a better customer service experience, and we are committed to returning to excellent service levels. Thank you again for bringing your concerns to our attention. We’re sorry to lose you as a customer, but we wish you the best.

    Customer ServicePunctuality & Speed

    Reviewed Feb. 22, 2019

    As a Small Automotive Maintenance facility this is the Worst Company we have had to deal with. They took the information. Told us to move forward with removal of a transmission even though we told them upfront that we do not rebuild transmissions. We only do direct replacement. They stated since we had it out could we take it apart and verify the failure. We advised that was not within our scope of work and that they were notified about it prior.

    After 2 months of discussion back and forth they finally agreed to a replacement. It took them another 3 weeks to have a transmission sent. We installed and ensured proper operation within 2 days. We are now 3 weeks later STILL waiting for Payment. They are the WORST company of the Many that we have worked with, including many company maintenance companies. I would not recommend them for a consumer or for a shop to take on the work. Each phone call was a minimum of a 60 minute wait to even discuss something. This company is ONLY in it for its OWN gain not to help. Ensure your personal protection!!

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience. We reached out to you privately to begin resolving this matter. We look forward to hearing from you.

    CoverageTech

    Reviewed Feb. 22, 2019

    My experience with American Auto Shield... Two weeks of purgatory. While my car which was towed to my dealer torn apart and evaluated The service representative began to try to contact American Auto Shield for prior authorization on a covered repair and cannot even speak to anybody still.

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience and appreciate the opportunity to address your concerns. We reached out to you and your repair facility on February 22, 2019, and we hope that our representatives were able assist in resolving this matter to your satisfaction.

    Reviewed Feb. 21, 2019

    I purchased a warranty for my vehicle in August 2018 and had engine problems. Besides being on hold for hours when I had an issue they took my premium for months until I had issues with my vehicle and cancelled my policy. Total crooks and I plan to get an attorney (there's quite a few out there who dealt with this company) to sue them. Beware please.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your feedback. We’re sorry we were not able to resolve this matter to your complete satisfaction. We hope the seller of your contract was able to answer any questions or concerns you may have regarding the terms and conditions of your contract concerning mileage misrepresentation at the time of sale and/or cancellation. Thank you again for your feedback and for the opportunity to address your concerns.

    Customer ServiceCoverageSales & Marketing

    Reviewed Feb. 17, 2019

    I recently bought a new Ford F-150 and I wanted to shop for an extended service and breakdown policy. I filled in the on-line information with Car Shield which is apparently the sales force for the American Auto Shield. I got a phone call right away from a person named Matt who then transferred me to another person Val. I told Val what I was looking for and she quoted me a price after a review of what the policy would cover. From that point on, it was pressure, pressure, pressure to buy the coverage now. I was transferred to another person who offered additional discounts if I bought now and warnings of higher policy costs if I bought at a later date.

    I told him I was concerned now that Val would have ripped me off for at least $600 that he had just offered as a discount. I told him several times that I'm still shopping for information to compare but he continued to pressure for a credit card number to make the initial payment. I told him this was sounding more like a time share sales pitch and that we were done with this call. I did not buy a policy with this company and after reading the reviews here, I'm quite sure I won't.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to address your concerns. As indicated in your review, you did not speak with American Auto Shield regarding the purchase of a service contract. American Auto Shield is a claims administrator. We do not speak with consumers regarding the purchase of service contracts or regarding payment for such contracts. As a courtesy, we forwarded your concerns to the selling company you indicate you spoke with, for their review and response.

    Resolved outside ConsumerAffairs
    Sales & Marketing

    Reviewed Feb. 15, 2019

    I am a service adviser for a large independent automotive repair facility, and we deal with many extended warranties, these guys are the worst. I have been on hold now for over 1 hr like everyone else. Never have I dealt with extended warranties that made us wait this long. As a repair facility we do not have all this time to wait, this is very unprofessional. I would advise all potential consumers looking into getting an extended warranty to STAY AWAY FROM THIS COMPANY!!! After reading most of the reviews I would have to say that this company is a scam.

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience. We reached out to you privately to begin resolving this matter. We look forward to hearing from you.

    No response received
    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Feb. 14, 2019

    As a Service Manager for a domestic new car dealership neither myself or my Service Consultants have the time in our day to sit on hold for hours while being transferred from person to person to get a claim started. In the past two days I have been on hold all together over four hours and have made no progress getting my customers claim approved. I tried the online claims method, but it appears to be broken, I have tried the callback option but they do not call back. I have dealt with many warranty companies in my career and American Auto Shield tops the list of the worst. After this experience any customer bringing in a vehicle with an American Auto Shield warranty will pay out of pocket for their repair and then they can sit on hold forever to be reimbursed. I am still waiting on hold while I write this review, 1 hour 21 minutes on hold this round.

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    American Auto Shield
    Response from American Auto Shield

    We appreciate the opportunity to resolve this matter. We strive to provide excellent customer service and hope our representatives were able to assist with a satisfactory resolution.

    Customer ServiceClaims HandlingTechSales & Marketing

    Reviewed Feb. 14, 2019

    First of all I want to say I had CarShield 4 months and I haven’t made a claim ever to an insurance company. The customer service people was polite. That is the only reason I’m even giving a 1 star. The dealership was on hold for 2 hours. She then called me to get me to start a claim because they do not have 2 plus hours to wait on the phone. I called Auto Shield to the claims department. I was on hold 3 hours and never got through to anyone! I press 1 for call back but that system doesn’t work. Internet service doesn’t work so therefore it all a scam! Please be aware of this and other car warranty places. This is the worst company I have ever dealt with. I’m filling a complaint with Better Business Bureau!

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience. We reached out to you privately on February 14 to begin resolving this matter. We look forward to hearing from you.

    Customer ServiceClaims Handling

    Reviewed Feb. 13, 2019

    I’ve made a claim. Sat on the phone on hold over 5 times for over an hour and a half. Finally get through and get told because there’s no service records it’s denied. I haven’t even owned my car a year. 1 oil change I did myself so then they say I can talk to the claims adjusters but they apologize. It’s will have to be on hold another 50 min. After 1 hour and 10 min I get disconnected. LOL. Not to mention they charged me another month when they still haven’t done anything about my claim I did last month.

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    American Auto Shield
    Response from American Auto Shield

    We were sorry to hear about your experience and sincerely apologize for any inconvenience you encountered when trying to reach us previously. Thank you for your patience as we reviewed your claim to ensure it was handled properly so that we may appropriately address your concerns. Per the vehicle maintenance requirement terms of your contract, you are required to keep all receipts for maintenance performed on the covered vehicle. If requested, proof of required service, including verifiable receipts showing date, mileage, and vehicle identification number, must be presented in order to have repairs authorized. If a customer performs his or her own maintenance, the customer must maintain a log indicating the date and mileage of each service performed and copies of receipts for oil, fluids, filters and other supplies used. Customers may be required to provide a copy of the maintenance log and receipts in the event of a claim, and a failure or inability to do so may result in a denial of coverage in accordance with these terms.

    Because no service records for your 2001 Lincoln Continental could be provided for this or future claims, your contract was cancelled. Per our records, the seller of your contract reached out on February 15, 2019, to explain the claim denial and cancellation of your contract, and a full refund was processed and issued by the seller. Thank you for the opportunity to serve you. We hope that we assisted in successfully resolving this matter to your satisfaction.

    Customer ServiceClaims HandlingTech

    Reviewed Feb. 13, 2019

    Over 5 hours on the telephone. No success placing a claim. I have been trying to get my car repaired, and need authorization from American Auto Shield. I am continuously on hold. And their online claim reporting is disabled. I rented a car for one day while my repair were being made. My service provider was not successful in securing approval, they were on hold for over 90 minutes. I am now on day 2 of my rental trying to get someone to approve the repair. Looks like I will need to pay a third day of rental since I am still on hold. This company does not provide the only service it is suppose to - approve repairs provided by their contract.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to help resolve this matter to your satisfaction. We hope that our representatives were able to address any questions or concerns you may have had. Thank you for your feedback and for being an American Auto Shield customer. Please don't hesitate to reach out to us should you need further assistance.

    Customer ServiceClaims Handling

    Reviewed Feb. 12, 2019

    THIS IS THE WORST COMPANY I HAVE EVER WORKED WITH. I have been put on hold for the better part of a work day. My current call is at one hour and 10 minutes. It's funny because I can tell they took me out of my hold for the manager and put me back into the general hold music again. It's absolutely a SHAM. My contract is paid in full and they refuse to take my call and honor my claim. Also they only correspond via phone or fax. I have not gotten any email from them. Oh and GET THIS... Their VOIP phone service was so messed up yesterday that I was connected to a different company 4 times - So of course I called customer service and she was so shocked she put me on hold to call and got the same reply - Shocker! I encourage you to save yourself from a few gray hairs and do not do business with these scammers!!!... Btw, I'm still on hold.

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    American Auto Shield
    Response from American Auto Shield

    American Auto Shield is unable to identify the reviewer as a customer or someone that has had a genuine service experience with our company. We reached out to the reviewer privately on February 13 and 15, 2019; however, the reviewer did not respond with any information or documentation of his or her use of our company’s services.

    No response received
    Alan increased rating by 2 stars.
    Customer ServiceClaims HandlingPunctuality & Speed
    After a positive interaction with American Auto Shield, Alan increased their star rating.

    Original Review: Feb. 12, 2019

    I have my 2008 GMC Acadia stuck in the shop at the moment. The shop and I were on conference call with American Auto Shield when after 30 minutes, we finally got someone on the line. Only to be transferred to an "adjuster" to review my claim. The wait time? 1 hour and 5 minutes! I tried pressing '1' for their callback service and it didn't even function! Unfortunately, the mechanic from the shop had other customers to service so we had to hang up (understandably so). Now I'm on the line again and approaching another 30 minutes. This is truly unacceptable. You can't even make a claim online! I'll be filing a complaint with the BBB.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to help resolve this matter to your satisfaction. If you have any questions regarding the resolution of your claim, please don't hesitate to contact us. Thank you for your feedback and for being an American Auto Shield customer.

    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Feb. 12, 2019

    Hours on hold to talk to someone then told that the customer can't file a claim - it has to be done by the authorized repair shop. The Ford dealer calls and after 1-1/2 hours on hold finally gets through. After providing all the diagnostic info - the Auto Shield rep states they cannot assign a claim number. Only the adjuster can do that and transfers the call. After holding for another hour and few minutes the dealer finally disconnects. In short, the website has been "down" for online claims, you cannot get through via phone. The 'dealer' option provides no additional access to Auto-Shield. I am disgusted with this company and intend to pursue a refund with my CC company and file a complaint with the BBB. I recommend you stay far away from any business arrangement with this company.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to help resolve this matter. We hope that our representative was able to address any questions or concerns you may have had. Please don't hesitate to reach out to us should you need further assistance.

    Customer ServiceCoverage

    Reviewed Feb. 11, 2019

    I am quite unhappy with American Auto Shield. I had their coverage for a couple of months, then experienced misfiring while my vehicle was running. This happened in early December... It is now Mid-February and I do not yet have a working vehicle. They have stalled, asked for diagnostics, asked for repeat diagnostics, and dragged their feet through the entire process. If you try to contact the company, long wait times on the phone. If you try to do it online, messages stating that the service is temporarily unavailable. My mechanic has performed the diagnostics that were requested (at MY expense, mind you), and has tried on multiple attempts to get the adjuster on the phone to approve the work.

    So far, they have performed two actual billable hours of work on my vehicle in over two months. The adjuster is now requesting oil change records, service records, etc, as a broken valve spring was found to be the problem causing the misfire. So, I have a problem that is diagnosed, and supposed to be covered by their warranty, and they are doing their absolute best NOT to cover it. Completely unhappy and will absolutely not recommend this company to anyone.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for the opportunity to help resolve this matter. We hope that our representatives were able to answer any questions or concerns you may have had regarding your claim. We look forward to resolving this matter to your satisfaction.

    Customer ServiceClaims HandlingCoverageSales & Marketing

    Reviewed Feb. 8, 2019

    1/31/19 Wow, after reading several reviews, I'm quite worried about my truck being in the repair shop waiting for an inspection by the adjuster. I, also have been calling for days & yes it's a long wait time, all the transfers and waiting again, sometimes 2 hours, finally after the long wait time you get disconnected, then have to start all over. But, I have to say, whomever I speak with on the phone has been very professional, helpful and apologetic. Today, I finally spoke with an adjuster, he then spoke with the mechanic and advised him someone will be out to inspect the truck in a couple days. I hope & pray that I can update my review with some positive feedback after the inspection.

    2/5/19 Update: Adjuster went out to inspect the truck or I should say just looked at the truck & said, "yes, it needs a engine" and told the mechanic they will get back to him. Well, nobody got back to the mechanic, so I had to call again a few times, until I finally spoke with someone. I do say, they are very polite when they do get on the phone. Now, they want a diagnostic done on the engine to see what caused the engine to fail. This means for the mechanic to break down the engine, but if the adjuster stated it needs a new engine, then why does the mechanic have to take the engine apart and report to them again? Is it so, they can say "that part is not covered" or so they can just deny the claim? Yes, I'm starting to think this a scam. It's a bunch of back and forth and nothing is getting done.

    My truck has been in the shop since 1/29/19. I nor the mechanic, should not have to go back and forth many times with customer service after the adjuster said it needed a new engine. Any advice from anybody? 2/7/19 Update: yes, per the adjuster that went to the mechanic, my truck needs an engine. After speaking with “KALI" (first rude representative I have spoken with) told me, yes, we (the customer) take a chance in the mechanic breaking down the engine and them denying the claim. How is this possible? Why are we paying you, so you can deny everything and make money off your customers. I asked Kali to speak with a manager, she said they will tell me the same thing. I asked her to transfer me to legal department so I can forward their information to my lawyer.

    She said, have the law firm call and they will forward them to the legal department. I have emailed car shield and American Auto Shield a few days ago & still no response. All I want is honesty from a business that is collecting money from their customers. How can American Auto Shield/Car Shield sleep at night knowing they are ripping off hard working people. How would they feel, if this was done to their family members. I hope this "Trust pilot" sends our reviews thru to American Auto Shield and not delete them or file them away. Everyone, please do not recommend this company to anyone. I will be filing legal action and reporting them to the BBB. I suggest everyone report this company to the Better Business Bureau.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated the opportunity to resolve this matter, and we were sorry to hear about this customer’s experience when trying to reach us previously. Due to technical difficulties and problems with our telephone service provider that resulted from upgrading our systems, many of our callers were experiencing extended hold times and connection issues. Since then, American Auto Shield has been taking actions to ensure our customers have a better customer service experience.

    During the administration of a claim, the administrator reserves the right to inspect the covered vehicle prior to issuing any authorization code to the repair facility. Inspections assist the administrator in determining the cause of failure, extent of damage to the vehicle, and coverage per the terms of the service contract. The customer is responsible for authorizing any necessary tear down and/or diagnosis time. In this case, the breakdown or failure was covered by the customer’s contract. The customer’s repair facility was paid $4,492.41, and the customer was reimbursed $75 for towing charges.

    Customer ServiceClaims HandlingCoverageTech

    Reviewed Feb. 7, 2019

    I have been paying CarShield for 6 months now and the one day I need to utilize my service for my car. My dealer is on hold for 2 hours trying to get a hold of American Auto Shield the company CarShield has my contract thru. After being on hold to let them know the repairs that are needed he is now still on hold with claims - someone contacted me and told me that what I need fixed is not covered. I was like "I have the most expensive coverage and you are telling me it is not covered."

    The fuel tank sensor - check engine light came on and the turn signal switch. I was like "I have the contract here and it states it does cover the fuel tank and any other parts and the turn signal switch I have it right in front of me." The woman was rude. Told me it was not covered and hung up on me. I am so pissed off. I am going to file a complaint with the Better Business Bureau. CarShield was very nice. However they need to not contract with this horrible company. Buyer beware... When you need your car repaired they will say it is not covered even after you have a contract with them.

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    American Auto Shield
    Response from American Auto Shield

    We were very sorry to hear about your experience and to lose you as a customer. Unfortunately, we are unable to pay for parts not listed as covered by your contract. We apologize if your repair facility had trouble reaching us previously and that you felt one of our representatives treated you in a manner less than pleasant or professional. We always expect and train each of our representatives to be courteous. We sincerely apologize that you feel this was not the case, and we genuinely appreciate you bringing your experience to our attention.

    Customer ServiceClaims Handling

    Reviewed Feb. 7, 2019

    Updated on 02/12/2019: Have this warranty I bought through CarShield for American Auto Shield Car Warranty. My car is in the Toyota Dealers. The Service Manager stayed on hold for 1 hour and 10 mins waiting on phone to make a claim for me yesterday. Finally a lady came to phone. Asked some info about the car then transferred him to another long wait hold number. After another 1 hour he had to hang up to work. I called yesterday and held 1 hour. No one came to answer call from AAS. Please call the Toyota Dealer service department for my car that's in the shop there under your warranty. No one can take 1 or 2 hours to just sit on a phone on hold. People work also. Thank you. I hope you do respond back here.

    Original Review: If you read previous comments about calling American Auto Shield for a repair claim you will see that it's almost impossible to reach them for the last month or so. Thus far into Feb 2019 nothing has changed. Car Shield who sells their Warranty, claims they had a phone problem. But for a Whole Month??? And they also say you can file a claim online. But you Cannot! Its still says: "The online claim reporting feature is temporarily disabled. We apologize for any inconvenience. We are working to restore this service as soon as possible. For customer service or to file a claim, please contact us directly at 800.531.1925." American Auto Shield is Not a Warranty Company you can use. You will never get you Car Warrantied repaired with them. You Guys need to get it together!!!

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience and appreciate the opportunity to address your concerns. We reached out to you privately to begin resolving this matter, and we look forward to hearing from you. We are working diligently to address any issues with our phone provider, and the online claims submission feature has been restored for American Auto Shield customers and their repair facilities’ convenience. Should you need further assistance, please don’t hesitate to contact us.

    No response received
    Punctuality & Speed

    Reviewed Feb. 6, 2019

    I am currently on hold still after an hour and ten minutes. I work as an adviser and have worked with tons of other warranty companies. This is obviously a pattern looking at other reviews. The online submission system is also conveniently "down" at this time. Looks like a company that is happy to take your money but dead slow at helping you fix anything. Hope I never have to deal with them again.

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    American Auto Shield
    Response from American Auto Shield

    We're sorry to hear about your recent experience and appreciate the opportunity to address your concerns. We are working diligently to address any issues with our phone provider, and the online claims submission feature has been restored for American Auto Shield customers and their repair facilities’ convenience. Thank you for your feedback. Should you or our mutual customer need further assistance, please don’t hesitate to contact us.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 4, 2019

    Updated on 02/15/2019: DO NOT PURCHASE THIS CONTRACT!!! Their response to my original review does not address the issue. Either this claim was not thoroughly reviewed or there is a deliberate effort to ignore the documentation. AAS’ original response to me was that I was in a grace period for the claim. They completely ignored the original contract date and their original statement that their computer calculates “effective dates” differently than what’s stated in the contract. Additionally, they have ignored the submitted service records which verify that there was no pre-existing damage. BUYER BEWARE!!! AAS DID NOT HONOR THEIR CONTRACT!!!

    Original Review: I purchased a power train/transmission warranty for a 2001 jaguar XK8 w/ 195,000 miles based on Carshield’s qualifications. This is a 3rd vehicle that is not driven often. Ironically, after several days without use, I pulled the car out for a drive. After about 10 min, the low oil pressure light came on and went off but I heard a knocking noise. I had the vehicle towed to my jaguar specialist who said it was going to need an engine. We located an engine and I remembered I had purchased this warranty specifically for this eventuality.

    I called AAS and they immediately began to lay groundwork to deny the claim. They went as far as stating that I knew something was wrong with the vehicle when I purchased the contract and requested service records. Fortunately, I had all service records which showed that the vehicle was properly maintained and had no engine problem ever noted. It had a radiator hose and water pump replaced 3 weeks prior to the claim. Per the service records, all fluid levels were good and the oil was clean. No engine problems or engine noise were noted. I sent these records in for verification and AAS denied the claim without ever reviewing. Regardless of the contract stated effective date, AAS decided that the contract effective date was not the actual effective date. This allowed them to make a claim that I was in my grace period and therefore, not covered.

    I have decided to use an attorney to hold AAS to the executed contractual agreement. Although, I do not need to rely on this contract to repair this vehicle, based on principle, the contract that was sold needs to be honored. AAS’s arbitrary sentiments of when the contract started or when the vehicle began to have issues, does not match the service records, nor do they match what is legally binding. My recommendation to anyone contemplating this warranty is to beware!

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    American Auto Shield
    Response from American Auto Shield

    Hello Rodney,

    Thank you for your patience as we perform a detailed examination of your coverage, claim and concerns.

    Customer ServiceClaims HandlingCoverageTechSales & Marketing

    Reviewed Jan. 25, 2019

    They sold us a contract that never should have been sold. They took our money knowing that our vehicle was a commercial vehicle which they don't cover. Then when we had a claim for a new engine they denied us based on the bed of our truck which has nothing to do with the power train. Even the dealership would have honor a warranty no matter what bed we had. They sure didn't mind taking our money fraudulently if nothing happen, but don't cover your end of the bargain. They now are directing us back to the company "CarShield" who we originally bought the policy from who then tell us we have deal with American Auto Shield. Now we have to sue.

    I have been told this is a scam. They do this and hope you'll give up. I won't. I will be finding a lawyer to sue based on Breach of contract and Fraud. Since we bought this policy it's too late for us to purchase another somewhere else because of our mileage. The adjustor would not even talk to us. The engine was $18,000 out of our pocket. It took six weeks to get an answer from them. Meantime had to find a place to live for six weeks because we were out of town. I recommend no one ever buys a policy from either one of these companies.

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    American Auto Shield
    Response from American Auto Shield

    Hello Stewart,

    Thank you for the opportunity to address your concerns. American Auto Shield is a claims administrator. We are not the seller of the contract you purchased, and we did not speak with you regarding the sale of your contract, the use of your vehicle, or any modifications to your vehicle. With that said, we’re sorry we were not able to resolve your claim to your satisfaction. However, your vehicle was modified to include a flat bed, and the contract you purchased specifically excludes modifications and alterations to the covered vehicle, as well as commercial use.

    Thank you again for your feedback. Our records indicate this matter was resolved, your contract was cancelled, and any refund due was issued by the seller of your contract.

    Customer ServiceClaims HandlingCoverage

    Reviewed Jan. 23, 2019

    I can echo the sentiment of customers and service shops that are trying to get a claim processed. I have been on hold for 31 minutes and counting trying just to start a claim. Yea I know you are going to respond about beefing up your staff, blah, blah. And I was going to buy their home warranty but not now. I have called them several times for other customers and have not had a single item covered. Too many loopholes to get them out of paying a claim, always have some lame excuse for not covering an item. 36 minutes now and all operators are still busy. What a joke.

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    American Auto Shield
    Response from American Auto Shield

    American Auto Shield is unable to identify the reviewer as a customer or someone that has had a genuine service experience with our company. We reached out to the reviewer privately on February 14, 15, 16, and 22, 2019; however, the reviewer did not respond with any information or documentation of his use of our company’s services.

    No response received

    Reviewed Jan. 22, 2019

    We are a repair shop trying to open a claim. We have been on hold/IGNORE for over 30 min. 2 times on this repair and 3 times on a previous repair last month. HORRIBLE SERVICE!!! Then they act like they are doing you a favor. Please people shop around. There are better companies out there.

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    American Auto Shield
    Response from American Auto Shield

    American Auto Shield reached out to this repair facility privately on January 23, 2019, and the customer’s claim has since been resolved.

    Natalia increased rating by 1 star.
    Claims HandlingCoverageTech
    After a positive interaction with American Auto Shield, Natalia increased their star rating.

    Original Review: Jan. 21, 2019

    Buyer beware!!! This company is the worst company to ever consider getting extended coverage for your vehicle. Have been getting the run around for a first time claim. Company not communicating with dealership and customer. Please open your eyes and don't waste your time and money.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your feedback and for the opportunity to resolve your recent claim to your satisfaction. Should you have any questions or need assistance in the future, please don’t hesitate to contact us.

    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed Jan. 11, 2019

    I will never use this company again, don't cover things like hoses which are very expensive to replace on an F-150. Still waiting on my refund. Took me forever to get customer service to cancel. Had to file a complaint with the BBB.

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    American Auto Shield
    Response from American Auto Shield

    This customer’s concerns were resolved satisfactorily through the Better Business Bureau (BBB) in January 2019. Because hoses are not listed under the covered parts section of the customer’s contract, the hoses that were reported as failed/leaking were not covered, and the claim was properly denied. As a gesture of goodwill, American Auto Shield cancelled the contract and refunded the customer’s payments in full.

    Coverage

    Reviewed Jan. 7, 2019

    My car is in the shop now for 7 days for simple radiator change and I keep getting the runaround about the radiator and they can't get the part. I have no idea how long this is going to take. Wish I never would have bought this policy.

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    American Auto Shield
    Response from American Auto Shield

    Hello Gregory,

    We are truly sorry for any delay you encountered during the processing of your claim due to the shipment delay caused by our parts vendor. We hope that we were able to resolve this matter and your claim to your complete satisfaction.

    Thank you for bringing this matter to our attention so that we may address this issue with the parts vendor to ensure that our customers have a better service experience in the future.

    Verified purchase
    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Jan. 5, 2019

    DO NOT PURCHASE FROM CARCHEX OR AMERICAN AUTO SHIELD. I paid my policy in full a year ago. The first claim was denied because they said it was not approved ahead of the repair being made. A year later, my car needed repairs and I tried for 2 days to get someone on the line. My policy was verified - still active by a representative on the sales press off for their phone number. When I and the shop doing my repairs called to get repairs made we were placed on hold for an extremely long time, it was obvious no one would ever pickup the line. This is my only form of transportation and I missed one day of work and half of the next day until I decided to open a shop credit card, authorize the repairs to be made, and paid for the repairs so I could return to work. I feel this company is a rip off with multiple safeguards to avoid paying ANY claims. DO NOT PURCHASE FROM CARCHEX OR AMERICAN AUTO SHIELD.

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    American Auto Shield
    Response from American Auto Shield

    Hello Beverly,

    We’re sorry to learn you weren’t satisfied with your claims service. Our records indicate two claims were initiated under your contract in 2017, one month apart. The first claim was paid promptly and per the terms of the contract. Unfortunately, the second claim was denied because maintenance related items are specifically excluded from coverage.

    Thank you for your feedback. If you have any questions regarding your coverage, please feel free to contact us.

    Customer ServiceClaims HandlingCoverageTechSales & Marketing

    Reviewed Jan. 4, 2019

    Problem description: American Auto Shield, LLC are scammers and they do illegal activity and fraud. Currently I am sitting on the phone on hold for hours with Alonso ** Customer Service Team Lead who says he is the customer service supervisor and refuses to transfer me to major components departments so that I can speak with a technician who is knowledge about engines and can explain further the videos, pictures they received from Southwest Inspections, Inc. (third-party). Someone finally came to the phone and told me they cannot read the contract to me of what I pay for and how to dispute a claim to read for myself because he is not legally authorized to read.

    The 3rd party adjuster took unauthorized photos and videos of my truck. He took pictures of my entire car even the tires and falsified documents. If a customer is submitting services documents for mechanic shops all stating it’s an engine issue what purpose and who gave authorization to take samples and pictures of oil and ties. I didn't authorize it. And Southwest Inspections said they get all their order from AAS and they are independent. The inspector who visited the auto shop had the mechanic shop to sign a paper stating that he came to the shop to inspect the vehicle. Inspector's name Jeff **. After he left the shop the inspector added incorrect point of failure information and checked a check boxes that the mechanic shop did not check saying that the shop and inspector agreed on a point of failure. He checked a box and wrote information after he left the shop that the shop did not approve of and saying they will also sue.

    Land Rover and another mechanic shop and AutoZone all looked at my vehicle with the codes and got the engine to a point of failure and said the point of failure is the timing. All certified mechanics agreed it was timing. The only mechanic that didn't was this third-party fraud inspector. Timing which would be covered under the contract. He took no videos or picture. AAS sent a inspector to take a video of something else claiming it was a loose bolt that caused mechanical failure. The repair shop said that is NOT the point of failure and has requested that AAS call them. To explain why what they discussed at the shop was not truthfully wrote down and to explain why a inspector after he left added false claims to the document when he left instead of writing it in front of the mechanics before he signed.

    The information was not written on the form before the shop mechanic signed but after the inspector for Southwest Inspections received signature he left the shop and added false information to the report. We have written statements from the mechanic who signed saying the report he has viewed now was not what was presented to him at the shop before signing. So AAS won’t have to cover the true cause of failure because they all are lying and doing illegal things. They are saying it’s a bolt, but 4 other mechanics deny that is the cause of failure. All calls have been recorded. All names of employees I talked to are documented. They keep you on hold a long time, so they can brief each other and tell you the person is in a meeting and place on long wait times. I have screenshots of the length of time from my iPhone and phone records. And I will be having my attorney follow up.

    Alonso said "we are denying the claim. Everyone else I transfer you to is going to tell you the same thing." I told him I would like to speak to major comp. He told me they are about to close, and he can’t' transfer me. I called on my other phone and got through to major comp. department myself. While I was left on hold because Alonso didn't want to transfer me because it was 26 minutes to closing (if they respond to me here they can lie. I have him recorded. If they say they don't have an employee by that name I have a email from him.). Everyone lies about their name when asked who you are speaking to. Land Rover put it in the notes that if the engine was taking apart that the parts are not manufactured through them when they said the engine need to be to the point of failure.

    We uploaded all the documents. First it was the mileage, then they came back saying they needed more oil change service records to make stronger case even after having the report already. They then said they didn't see any codes. We uploaded the codes. They act like they don't receive emails. Make sure to always bcc someone else because when you submit records they say they haven't received them. Until you say you bcc someone who did receive them. They are all liars and so will pay. When mentioning this and all calls are recorded they said have my legal team call their legal team. I asked how to dispute the claim. They told me they could not tell me and have my legal team find the answer.

    Jason told me M in my contract book but didn't want to read it to me. I have all calls recorded on my iPad of how they lie, and they will hear from my legal representative. If they respond back to me here, they are going to try to wiggle their way out, but I recorded calls because I read prior reviews on how many claims they were denying. I was proactive and unlike their other customers I'm taking it all the way. Their LLC is based in Colorado. I asked them to send another inspector to reexamine the vehicle. No answer. All Alonso knows how to say is claim denied. Horrible scam company. They committed fraud. I've been out of my Range Rover 3 weeks. THE ARBITRATION page we are getting familiar with now.

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    American Auto Shield
    Response from American Auto Shield

    Thank you for your feedback. We're sorry to learn you're not satisfied with your claims service. A representative will reach out to you and/or your repair facility shortly to address your concerns.

    Customer ServiceClaims HandlingTechRefunds & Payouts

    Reviewed Dec. 12, 2018

    My car has been in the shop for almost 6 weeks and AAS continues to keep asking for additional information from the shop I took my car to. The shop has provided everything along the way. Once they do, they ask for something else, then something else. It is a continuous process of digging and digging for a reason to void the warranty. Each time to no avail. I work in healthcare and deal with insurance companies who constantly look for ways to deny claims in the hope the patient will pay out of pocket. This is exactly what AAS is trying to do.

    The techs have spent several hours dealing with AAS, worked with their adjuster and yet again, not enough. They state they are looking for the issue so they can pay the claim. The shop has told them and showed them the issue. I have provided all of the service work for the history of the car and yet nothing. I would recommend to anyone looking for a car warranty to shop elsewhere. You will never get the customer service you need and more importantly they will give you the runaround when it comes to dealing with your claim. This is beyond a disappointment as any customer who pays for a warranty (AKA insurance) should be able to rely on AAS holding their end of the agreement, not constantly looking for ways to deny.

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    American Auto Shield
    Response from American Auto Shield

    We appreciated this customer bringing his concerns to our attention and the opportunity to review our services to ensure his claim was administered properly. This customer’s December 12, 2018, concerns were forwarded to the Claims Department in December 2018. The customer’s claim was initiated by the repair facility on November 28, 2018. Per procedure, American Auto Shield (AAS) requested service records on November 29; however, the requested service records were not submitted and received until December 5, 2018.

    Per procedure, AAS also requested the repair facility obtain customer authorization to diagnose the vehicle to the point of failure to determine coverage and extent of damage. To assist in determining coverage, American Auto Shield set an inspection on December 7, 2018, to attempt to show the point of failure and extent of damage without tear down of the vehicle. Unfortunately, no cause of failure could be determined without further tear down.

    Upon further tear down of the vehicle and on December 20, 2018, the repair facility reported the cause of failure, a spring failure, coverable by the customer’s contract. On December 20, American Auto Shield created an authorization to the repair facility. The repair facility was paid $2,697.38 for covered repairs to the customer’s vehicle.

    Coverage

    Reviewed Dec. 12, 2018

    I purchased their extended warranty (maximum care coverage) for my 2010 Ford Focus 11/06/2014 after my extended warranty (purchased from dealer) expired. I was led to believe that the Maximum Care Coverage policy was QUITE extensive in its coverage! After paying them $2935.00 and having a $100.00 deductible I had a tire pressure sensor fault only to find out that it is NOT covered (nor are ANY electronic components, INCLUDING the main computer)!!! I am left believing that I have purchased a VIRTUALLY USELESS warranty!! Apparently ONLY MECHANICAL failures are covered!! SEALS are NOT covered unless they must be replaced in conjunction with the coinciding mechanical failure repair. In other words if your valve cover gasket is leaking it is NOT covered!! It won't even cover my dead battery!!

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    American Auto Shield
    Response from American Auto Shield

    Hello Steven,

    Thank you for the opportunity to address this matter. Our records indicate you purchased a vehicle service contract from the seller, which provides coverage for major powertrain parts, such as the engine, transmission, cooling system, transfer unit, and drive axle, when a mechanical breakdown or failure occurs. The contract also includes benefits such as roadside, car rental and trip interruption reimbursement. While this contract provides coverage for the major powertrain parts of the vehicle, it does not provide coverage for items such as batteries or electrical components, including the main computer.

    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed Dec. 3, 2018

    Updated on 12/09/2018: Well they contacted me after I complained about the two month wait, now they say that they will return my money because my mileage was incorrect. I ask them to clarify what they mean by mileage and they would not clarify what they meant just that they were canceling my policy and all my cash payments would be returned. This company has caused me to spend over $1,400 in tearing down the engine to where they could have it inspected. After sending me through over several hoops and causing me to spend money, they say it should have been noticed by their people a long time ago and this would have not happened. But that don't help me. They make me spend money trying to figure out whether it was covered by them. I've recorded every conversation since I thought I was getting the runaround.

    1. Needed all of the service records done on vehicle. 2. They sent a adjuster out to look at the engine and he needed more details to see what was happening, 38% leak down on cylinders. Wanted to know cause of failure. Need further teardown. They needed to know what lubricated part failed. 3. Next switch injector to see if injector is putting out. End up not being the problem. 4. Need photos of invoices which they already had. So I sent them again. 5. Tear down engine to see what component failed.

    Well this is all the runaround that has been going on for the last two months. They were hoping that I would just give up and say forget it. I feel that American Auto Shield and Car Shield need to be checked and held accountable for what they have put me through for the last two months. I'm not done just because they canceled my policy. I will try to shout from the mountain top and do everything to inform others that this is a ripoff. If allowed I will put the correspondence from their underwriters which is all on audio recording so that everyone will know what they put me through and I was paying $168.00 per month for this coverage.

    Original Review: I purchased insurance for my vehicle to secure the longevity of my car, which was keep in perfect condition for its year and that was going to be my classic keeper. Since my vehicle was paid for I figured I could invest in a warranty that claimed to be good. After a breakdown I took my car to the BMW dealership to find out what was wrong after having several repairs done. I was informed that my cylinder walls were scarred and that the engine needed to be replaced. I informed them that I had insurance and that they could contact them with my information. American Auto Shield sent someone out to inspect the vehicle and I was told they needed a further tear-down to determine what caused the scarring, the injectors were switched per the adjuster's statement and the problem didn't change upon switching.

    Contacting the adjusters they then said the pistons needed to be removed before they could make a determination. The switching of the injectors cost about approx. or more $1,500 and to tear down the engine would cost another $4,000. approx. BMW thinks that they don't want to honor their warranty and will try to find a way out of the repair. It is their opinion that there can be no conclusive reason for the scarring of the cylinder. I'm about to lose my vehicle that I now pay over $165.00 per month to a insurance that won't seem to want to honor my contract. My car has been at the dealership now for 2 months and the claims adjusters keep giving me the runaround.

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    American Auto Shield
    Response from American Auto Shield

    Hello Gary,

    Thank you for your feedback. We sincerely hope that our Manager was able to address your concerns. Should you have any additional questions, please don’t hesitate to contact us.

    Verified purchase
    Claims Handling

    Reviewed Nov. 27, 2018

    Purchased warranty product 2 times. They paid their claims but I found the claims process difficult with stall practices, overall slow to get auto fixed. Check language of policy coverage items carefully.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTech

    Reviewed Nov. 14, 2018

    I have been a customer for well over a year. I purchased their powertrain plus warranty which states that my AC compressor was covered. When I took my 2006 Dodge Ram to my preferred repair facility, they called AAS to report leakage coming from the front of the compressor. The adjuster from AAS told the service advisor that gaskets and seals were not covered thus immediately denied the claim. My technician called me to give me the news, but was troubled to hear that the adjuster assumed that the cause of the leak were seals because the compressor would have needed to be taken apart to make that determination (which the technician didn’t do).

    In summary, just because a warranty claims a part such as a compressor is covered, the devil is in the fine print details. I called AAS and learned that the claims adjuster documented the cause as a leaking seal which states that the repair facility told them it was (which wasn’t true). In disgust, I canceled my coverage; the adjuster made no attempt to make it right nor try to suggest that the compressor be taken apart to see if the compressor can be covered under the warranty. He simply just canceled the coverage.

    You’re likely better off just opening a savings account, depositing whatever rate you’re quoted each month and you’ll very likely have enough money to cover issues when they arise. I know I would have as I calculated $1500 would have been in my savings account which was more than enough to cover the $880 repair bill. Sorry AAS, you just lost yourself a potential lifelong customer.

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    American Auto Shield
    Response from American Auto Shield

    Hello Rick,

    Thank you for your feedback and for the opportunity to address your concerns. A member of our Claims Team has reached out to both you and your repair facility to assist you with a resolution.

    Reviewed Nov. 10, 2018

    I was accepted and given a great deal on an extended warranty for my car. This completely made my day. I am going to recommend them to my friends and family. I don't have anxiety planning a trip to visit a friend of mine who lives 5 hours away from me.

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    Tech

    Reviewed Nov. 7, 2018

    During my first contract I had nothing but the best service. Any time there was a problem with my Cadillac I took it to the dealer. American Auto Shield always approved the service and I only had to pay my copayment. My car had to go in for service repair several times. No questions never asked. They worked with the Cadillac dealership on making the repairs. If the service wasn't great I wouldn't have renewed. Thanks to American Auto Shield.

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    Claims HandlingCoverage

    Reviewed Oct. 30, 2018

    After receiving and reviewing my contract, I've found that it covers basically nothing. They have given themselves numerous ways to deny any claim. For example: If your car has ever had a factory recall, (whether you owned the vehicle at that time or not) and it wasn't taken in and fixed, they can get out of paying for any repairs. This is a very dishonest company, stealing money from hard-working people.

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    American Auto Shield
    Response from American Auto Shield

    Hello Mary,

    Thank you for your feedback and for the opportunity to address your concerns. American Auto Shield has been in business for over 16 years, and we have paid millions in covered vehicle service contract claims for our customers. To clarify the terms of your contract, items that are a result of a defect that the vehicle manufacturer has announced as their responsibility to correct by a public recall, technical service bulletin or special policy are not covered by the service contract because the cost of any replacement part or repair for the recalled item is covered by the vehicle manufacturer.

    Thank you again for your feedback and for being an American Auto Shield customer. If you have any other questions or concerns regarding your service contract coverage, please don’t hesitate to reach out to us. A Customer Service Specialist will be happy to assist you.

    Factual basis uncertain
    Customer ServiceTechPriceRefunds & Payouts

    Reviewed Oct. 18, 2018

    I have had an extended warranty plan with American Auto Shield for 5 years, my agent was great with explaining every detail to me and happy to answer any questions I might have. More than anything is that everything was exactly what he told me it would be. Therefore I had no surprises! Also, not every dealership welcomes the idea of an extended warranty. In fact, in my experience, they hate that you have one and try to give you a hard time, but the folks at American Auto Shield have been very helpful with stepping in and assisting if and when I needed them to. So now that I have the option to renew my contract, I'm happy to do so because they have saved me over $2000 in out of pocket expense and have been nothing but patient, friendly and professional. Yes, the plans can be expensive in the long run but definitely worth it! I highly recommend them.

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    Customer ServicePriceRefunds & Payouts

    Reviewed Oct. 17, 2018

    It felt like it was going to be a good choice but I also had that doubt so when I called to cancel my subscription I was given the runaround put on hold and ultimately talked into keeping my membership for at least 30 days. On the 30th day I called to cancel. But then was told that my 30 day trial was over and was charged full price! And had a balance left owing! Spoke to several different people and was Never able to speak with Jake ** again! He who sold me this package and reassured me that I could contact him at any time! That never happened! Now to get my refund of what they already charged, I must send in a cancellation letter, so that my car will no longer be charged and that my refund will be put back on it as I was told by the 55th & last person I spoke to. This place is a Scam! Beware! And get ready for the runaround and by speaking to the original person that you spoke with again.

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    American Auto Shield
    Response from American Auto Shield

    Hello Elisha,

    Thank you for the opportunity to address your concerns and to assist you in this matter. You did not contact or speak with American Auto Shield regarding the sale or cancellation of your vehicle service contract. Instead, you contacted and spoke with the seller of your contract, located in Missouri. American Auto Shield, located in Colorado, is the claims administrator of the contract you purchased from the seller. Furthermore, American Auto Shield does not process cancellations for the seller or issue any applicable refunds for such cancellations.

    With that said, we are sorry to learn you did not have a positive customer service experience with the seller of your service contract. As a courtesy, we forwarded your concerns to the seller for their review and response. Per their October 23, 2018, correspondence, a full refund will be issued to you this week.

    We sincerely hope we’ve helped to assist you with this matter and wish you the best in your future endeavors.

    Factual basis uncertain
    Claims HandlingCoverage

    Reviewed Oct. 13, 2018

    I was concerned at first due to the fact that I felt like I might be getting the runaround. This was not the case. They handled my claim as promised and followed through with me in a timely manner. It was a serious issue and a large claim. They paid it and even covered things I wasn’t sure they would without hassle. I originally gave them a two star but want to upgrade it to a five. Thank you Auto Shield.

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    Customer ServiceClaims Handling

    Reviewed Oct. 7, 2018

    I purchased an extended warranty for my BMW M5 following a very expensive repair I had to do on the transmission. 4 months after getting the warranty I experienced a catastrophic engine failure (rod bearings toast). So then the claim process began. To summarize: It took FOUR weeks for them to get an answer and ultimately they denied my claim due to a transmission clutch upgrade that was installed rather than putting in a stock BMW clutch kit that could just fail again, The follow up during the claim process was horrible, I always had to call or the shop call to check in... then spend 30 mins to an hour plus on the phone tossing from person to person just to get nowhere. I’m so furious that they denied my claim over something totally unrelated to the issue at hand. Buyer beware!!! Do NOT buy this warranty.

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    American Auto Shield
    Response from American Auto Shield

    Hello Jason,

    Thank you for taking the time to give us your feedback. We regret that we were not able to resolve your recent claim to your satisfaction and for any inconvenience you may have experienced. Unfortunately, modified vehicles are specifically excluded from coverage per the terms of your service contract. Should you have additional questions or concerns, please don’t hesitate to contact us.

    Verified purchase

    Reviewed Oct. 2, 2018

    I was completely happy with American Auto Shield. The A/C quit all together. I called American Auto Shield and they gave me a case number. I brought my car to Philpott Toyota. They found several problems. Phillpot called American Auto Shield. An inspector came and agreed with the findings. My car was fixed and I was totally happy with the repairs on my car. I thank you. I have already told my friends how happy I am with my American Auto Shield. Thank you very much!

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    American Auto Shield
    Response from American Auto Shield

    Hello Joan,

    You’re very welcome! Thank you for taking the time to share your experience with others. We’re delighted to read you’re happy with your vehicle service contract and claims service. Thank you again for your feedback and for being an American Auto Shield customer.

    Customer ServiceClaims HandlingCoverage

    Reviewed Sept. 27, 2018

    After verifying I had a claim started I was told they didn't have the service records we sent so I checked and I called again with the fax report to prove they had been received that morning. I was on hold for 35 minutes and that is when I got concerned, after another 10 minutes they said they checked and just received them. Now they need to have the head pulled and send someone to inspect it. I felt like I was getting the run around so about that time I got nervous and started reading these reviews. I notice all of American Shield responses take no responsibility for what is sold and they repeatedly say basically is that we did tell you that was covered or sell you the plan. Seems like all the replies say the same thing but don't resolve anything. They just wish you the best of luck and thank you. I hope I can come back with good news. I just feel like they look for anything not to honor your problem.

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    American Auto Shield
    Response from American Auto Shield

    Hello Paulette,

    We appreciate your feedback and hope that our representatives were able to resolve this matter to your satisfaction. We want to apologize for the hold time you experienced as we have recently experienced higher than normal call volumes. We are working to resolve this matter and regret any inconvenience it may have caused.

    Much like filing an automobile accident claim, the vehicle service contract claims process sometimes includes an inspection of the vehicle. Assigning an independent inspector to inspect and document the cause of failure to the vehicle enables your Claims Adjuster to determine coverage and evaluate your claim for authorization.

    Because American Auto Shield does not sell service contracts, we are unable to address specific concerns regarding companies not owned by and representatives not employed by American Auto Shield. However, we do forward any customer concerns regarding sales, cancellations, refunds, etc., to the seller to ensure the customer’s concerns are properly addressed.

    We hope that we were able to address your concerns to your satisfaction, and we sincerely appreciate you taking the time to reach out to us. Thank you again for your feedback and for being an American Auto Shield customer.

    Resolved outside ConsumerAffairs
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Sept. 18, 2018

    I took my car to BMW and was told that my vehicle was in need of a radiator replacement, hose that is a part of the radiator and 2 additional parts replaced. The 2 additional parts weren’t covered. Fine, no problem however, the radiator is covered but the hose is not covered. Correction, a BMW hose is not covered but an off brand is covered. Fine. The American Shield personnel told BMW to have me call and confirm that I would accept the off-market hose. I told him that’s fine, then BMW went on to say that the radiator was approved and that it would be shipped from autozone that same day, actually, it was Friday, September 14, 2018. They don’t provide rental cars, they supposedly reimburse you.

    BMW called me on Saturday and said that they still hadn’t received. BMW called me on Monday, yesterday and said that they still hadn’t received and they told me that they called and were on hold with American Shield for 1 hour and guess what, today is Tuesday and BMW still doesn’t have the radiator and the BMW rep said he called and was told, by American Auto Shield that he doesn’t know what’s going on with the part. Meanwhile, I’m without my vehicle and no rental car and I’ve missed work since Friday. Beware! This company clearly doesn’t care. Cancel before you have a problem. Find a company that is considerate of their customers.

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    American Auto Shield
    Response from American Auto Shield

    Hello Janine,

    Thank you for your feedback and for the opportunity to resolve this matter. We’re sorry to learn there was a delay in receiving the part necessary to repair your vehicle. We hope our representative was able to address any concerns you may have and that waiving your deductible and offering rental reimbursement aided in resolving this matter to your satisfaction. Thank you again for your feedback and for allowing us the opportunity to provide you with a better customer service experience. Should you need any additional assistance, please don’t hesitate to contact us.

    Verified purchase
    Customer Service

    Reviewed Sept. 11, 2018

    Very happy with knowledge & courtesy of 3 customer service reps so far. Very happy with service provided & value for my monthly payment. Not happy about length of time on phone to get things cleared. Mechanic was so frustrated that he won't call again, so I have to find a new repair shop.

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    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 10, 2018

    Just called and filed a claim after I have been out of town for work... and told I will not receive an AC repair because I was pre-existing... which is untrue. I’m driving in 90 degree weather and need a solution... I’m a single father and don’t want my young 4 year old in a hot car. Please let me know other options besides no.

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    American Auto Shield
    Response from American Auto Shield

    Hello Martell,

    We’re sorry to learn you were not satisfied with your claims service and hope that today our representative was able to address any concerns you may have had regarding your coverage. As explained, we are unable to administer payment for claims initiated during the waiting period specified in your contract. With that said, if you have any additional questions or concerns regarding your coverage, please feel free to reach out to us. One of our Customer Service Specialists will be happy to answer any questions you may have.

    Factual basis uncertain
    Verified purchase
    Customer Service

    Reviewed Sept. 7, 2018

    The folks I did talk with, were very nice and knew what they were talking about. I like that. Some places you call and get shuffled to four or five different place before you get to whom you need to talk to. By that time you forget what you called about.

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    Customer ServiceCoverage

    Reviewed Sept. 5, 2018

    Tried to cancel my contract within the 30 day period, was informed I had to do that in writing within 8 days including the weekend, if not received in that time frame no refund, I was canceling due the fact they misrepresented the service, I have a 2002 Chevy Impala with 70,000 miles and is in as new condition worth around 4000-5000, when I received my contract in the mail and reading through it, it stated they would only cover the amount of repair up to the trade in amount the blue book states, which in my case was 1650.00 and going down every year (I had a 4yr+ 66,000 more miles of coverage) for a total cost of 2993.00 so I called them and they said, "No. That wasn't correct" that everything was cover in the premium plan I had, but I reading the fine print I honestly don't believe them.

    All they did was try to talk me into trying to keep it. I sent my letter in and there is a 75.00 cancellation fee (of course there is right). So long story short they are keeping my down payment and I'll be referring all my communication emails, audio recording to the attorney general for their review. My advice is to record all your conversations with these scammers.

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    American Auto Shield
    Response from American Auto Shield

    Hello Ronald,

    We’re sorry to learn that you weren’t satisfied with the company you spoke with regarding the purchase and subsequent cancellation of your service contract administered by American Auto Shield. Please be advised that American Auto Shield did not communicate with you regarding either the sale or the cancellation of this service contract. However, and as a courtesy, we have forwarded your concerns to the seller and the company you communicated with for their review and response.

    Factual basis uncertain
    Customer ServiceSales & MarketingRefunds & Payouts

    Reviewed Aug. 24, 2018

    I received a scary official looking, disturbing letter with a bold 72pt large font warning stating that my vehicle warranty was about to expire and urged me to call immediately. Although I told the person multiple times that I did not want the insurance, he would not stop insisting and would not let me off the phone until his sale was made. I called to cancel shortly in April 2014 after receiving their materials, but as I called, the representative would not honor my cancellation, making it difficult for me to cancel, conned with scare tactics into forcefully keeping the insurance that I did not want or need. I was in communication with Mr. Doug ** who seemed less than interested by the UDAAP violation I presented to him, or to resolve the company scam.

    November 2017, I called after receiving multiple negative responses from Mr **. I Spoke with a representative who was extremely rude about the situation, he then began to sell me the insurance once again. After an hour of him talking and explaining why I should keep the insurance and me stating firm in "No" he transferred me to his supervisor who began the sales tactics and rudeness as I requested to be cancelled and be refunded, he demanded that I sent a letter requesting refund, which I sent right after ending that call. Today it has been about 9 months since that call. I still have not received a refund for the total amount that I was scammed for. Contract **.

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    American Auto Shield
    Response from American Auto Shield

    Hello Cesar,

    Please be advised that Carsure, the company from whom you purchased your service contract, handles cancellations and refunds for the contracts they sell. As a courtesy, we have reached out to Carsure on your behalf and have asked them to contact you to address your concerns directly.

    Factual basis uncertain
    Verified purchase
    Customer Service

    Reviewed Aug. 21, 2018

    Repair Jeep Gr Cherokee 2005 - First time use of policy. Was just told I needed someone from CARCHEX to look at the car before work was ok'd. No one told me they need to see it first when I called. After paying for plan want to use it. I was told to get a bid and we did from the Jeep dealer. This car is in good condition and I want to drive it for many years now that I am retired. Hopeful this will come to a good conclusion.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 20, 2018

    My Ford Fusion died at a turn lane on busy highway where speed limit is 65 mph. Just had vehicle inspection done 2 months prior. This car sends me health reports. I waited off highway and tried starting it 2 more times. It started and I got off highway. Ford mechanic says internal water pump broke and ruined the engine. It sends coolant into engine and broken parts. American Auto Shield says I'm negligent in driving my car after it died, to get off highway where I waited for tow truck. I should of stayed on highway, obstructing traffic I guess.

    I need new engine and they will only cover water pump. My car has been in shop for a week now and after several calls from mechanic and me they finally sent an authorization to pay only for water pump. Takes forever to talk with claims department, on hold for 20 minutes and to get any work started. The mechanic is even fed up with them! I will only buy warranty from Ford from now on, as I recommend any of you to do instead of these 3rd party companies.

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    American Auto Shield
    Response from American Auto Shield

    Hello Denise,

    Thank you for the opportunity to address your concerns. We’re sorry that we were unable to resolve your recent claim to your complete satisfaction and for any inconvenience this may have caused. When anyone’s vehicle experiences a breakdown, safety should be his or her first concern. Drivers should get the vehicle to a safe place by pulling over and out of traffic, if possible. Additionally, drivers should only exit a vehicle if it is necessary or safe to do so. Thank you again for your feedback and for being an American Auto Shield customer.

    Factual basis uncertain
    Verified purchase
    CoveragePrice

    Reviewed Aug. 1, 2018

    This is the third time I have tried to use this policy only to find that the required work is not covered. \The representative was courteous and efficient. She reviewed the coverage with me. This policy only covers the BIG stuff. My fault for not reading carefully. This is expensive coverage for powertrain only. There are many restrictions. Let the buyer beware. Read it carefully.

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    American Auto Shield
    Response from American Auto Shield

    Hello Thea,

    Thank you for taking the time to give us your feedback. We’re pleased to know our representative was courteous and efficient and that your experience was positive. We’re sorry that your contract did not provide coverage for your vehicle’s recent issue, but should you need assistance in the future, please don’t hesitate to contact us.

    Verified purchase
    Price

    Reviewed July 26, 2018

    I was very concerned about the cost to repair my car and really did not know what to do. She was patient kind and very knowledgeable. I really appreciated her. This is my very first experience with your company and I must say, first impression have made me a believer in you. Her name was Eawwma, not sure of spelling,

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    Verified purchase
    Claims Handling

    Reviewed July 19, 2018

    Use American Auto Shield for both our cars. Made repair claims on my wife's car and had no problems with the payment settlements. So far value for peace on mind as we do drive far afield on vacations.

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    Customer ServicePrice

    Reviewed July 18, 2018

    My vehicle had NO oil pressure and also needed a new radiator. They sent out a person to inspect the car at my mechanic. This was 2 weeks ago and I and my mechanic have been going back and forth with them and they just string you along!! I was told yesterday with my mechanic on a 3 way phone call that someone would get back to me today by 12 noon! Guess what. NO CALL!!! No resolution! I fought with them on the phone tonight to no avail. They lied about several things and put words in your mouth that you never said!!! I WOULD NEVER BUY ANOTHER CAR WARRANTY! My mechanic said that they are a waste of money. I also had to rent a car for the past 2 weeks which as we all know is not cheap, cost me over $400!! I am done with this company!! I wish I would have known this sooner! Anybody who gives them a good rating is crazy!! PEOPLE BEWARE! I see now that there are tons of complaints with this company and I see why!

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    American Auto Shield
    Response from American Auto Shield

    Hello Robert,

    We regret that you aren’t satisfied with your claims service and for any inconvenience you may be experiencing. We value your feedback and the chance to resolve any issues that our customers may have. We forwarded your concerns to our Claims Department and look forward to resolving this matter as quickly as possible.

    Verified purchase
    Customer ServiceCoveragePunctuality & Speed

    Reviewed July 17, 2018

    Great customer service, speedy service. I will recommend American Auto Shield to everyone. This was my 1st time using the coverage and I didn't understand. The rep took the time to explain. Very helpful.

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    American Auto Shield
    Response from American Auto Shield

    Hello Degwanda,

    We’re delighted to read you were satisfied with your claims service! Thank you for taking the time to share your positive experience and for being an American Auto Shield customer!

    Verified purchase
    TechPunctuality & Speed

    Reviewed July 15, 2018

    The dealership submitted claim to AAS ADMINISTRATOR on Wednesday, July 11th, 2018 that the 1994 Oldsmobile Cutlass Supreme S a/c compressor and component parts needed to be replaced due to clutch assembly and housing breakdown. Serpentine Belt sustained fray damage to belt edging. Keith had the auto at dealership, Thursday, July 5th, 2018 for a/c service due to hot air blowing and also noted the fan belt began to fray from outer edges to center, too! But, back to dealers, 6 days later, Wednesday, July 11th, 2018... diagnosed a/c compressor failure, Serpentine Belt frayed from damaged a/c compressor.

    Well. The process of shipping/receiving very slow. Dealer service advisor recommends to contact companies and networking then began. The customer virtually eliminates the dealer's service advisor's position! Too much legwork I need to do and still anticipating more! Today, Saturday, July 14th, 2018 and still no air conditioning! Oh, well...! Here we go again, more money, time and customer satisfaction issues.

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    American Auto Shield
    Response from American Auto Shield

    Hello Keith,

    Thank you for your feedback. We’re sorry to learn you aren’t satisfied with your claims service and for any inconvenience you may have experienced. We have forwarded your concerns to our Claims Department and look forward to resolving this matter as quickly as possible.

    Customer ServiceClaims HandlingCoveragePrice

    Reviewed July 10, 2018

    Well first claim was denied because I was 54 miles away from the 1,000 initial miles. Second claim denied because they said I only have a powertrain warranty. When I called to buy contract I asked for the top of the line one that covers everything. Cost me almost $4 grand. Now I am way over 2,000 miles and my engine valve cover gasket is leaking engine oil. They tell me it's not covered part. My seal on my windshield wiper pump is leaking, they said it's not covered. My computerized tire monitoring system is failing on my BMW 335i, they said it's not covered. I will be canceling my contract as soon as I can and contacting my attorney about the hidden red tape and false claims when you purchase something online or over the phone but get a contract in the mail that's totally opposite. Very dissatisfied.

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    American Auto Shield
    Response from American Auto Shield

    Hello Bobby,

    Thank you for your feedback. We regret that we were not able to resolve your claims to your complete satisfaction, and we appreciate the opportunity to address your concerns. While we do not like to deny claims, claims initiated during the waiting period specified on your declaration page and repairs for pre-existing conditions are specifically excluded from coverage per the terms of the contract you purchased. Additionally, AAS is unable to administer claim payment for parts not listed as covered or explicitly excluded from coverage by the contract.

    As a courtesy, we forwarded your concerns regarding the purchase of your coverage to the seller of your contract. A review of the sales call indicated the seller’s representative described the main components listed as covered by the contract. The review did not find that the representative indicated the contract covers all repairs to the vehicle; however, we sincerely apologize on behalf of the seller for any misunderstanding and thank you for bringing your concerns to our attention.

    Factual basis uncertain
    Verified purchase
    Claims HandlingPrice

    Reviewed July 2, 2018

    I was impressed by this new car services that help reduce the high cost of repairs, provides ease of mind knowing the company will take care of the issues (i,e, claims, repairs, etc), doing the works for us at a reduced or discounted rate.

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    Customer ServiceClaims HandlingCoverage

    Reviewed June 22, 2018

    My experience was an absolute nightmare, and as of this date, I still haven't had a final review or response from AAS. Every time I have followed up to have the claim reviewed, I was passed from one person to another. The car sat on the rack at a reputable repair shop for over a week, and even when the adjuster came and reviewed the needed repairs, he agreed it was a valid claim and recommended the repairs be covered. Even after the adjuster's report, we were told it needed to go under further review... Two days into the claim process, I have a message saved on my phone from an AAS representative, which said the claim was going to be covered. I've told every representative I've spoken to about the initial message, but to date, it's fallen on deaf ears.

    The irony of it all was that AAS came to me for my business, and when I needed the service, they always said that the contract didn't cover this particular part of the repair. This company uses the language in their fine print in their contract to avoid having to pay the majority of anyone's claim. After reading the positive reviews, I can't help but believe that they are fabricated or carefully selected by AAS. Buyer beware!!!

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    American Auto Shield
    Response from American Auto Shield

    Hello Daniel,

    We value your feedback and the chance to resolve any issues that our customers may have. We have attempted to reach out to your repair facility to resolve this matter. Your claim is currently pending receipt of information from either you or your repair facility. Please feel free to contact us so that we may resolve this matter as expeditiously as possible.

    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed May 17, 2018

    AAS has done nothing but give me trouble, headaches, problems, and complications when it came to covering my Volvo C30. In total, they have covered less than 10% of what they told me was going to be coverable, but apparently I missed the 3-point font on the "contract" that everything was actually not covered -- very clever.

    They have caused my Volvo to be at the already terrible Volvo dealership for 6 weeks now due to their miserable level of communication and their inspectors who clearly have no value for people's time and take 3 weeks to make it out somewhere. Not to mention they decided to charge me two deductibles on claims that happened ONE DAY apart. Zero stars would be too many. Please, save yourself tremendous stress and never use this company hidden behind "oh we don't actually do this" and "we're just the ____," which is a complete smoke and mirrors play and exhibits no level of customer service or retention. They don't deserve any more customers.

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    American Auto Shield
    Response from American Auto Shield

    Hello Suresh,

    We’re sorry to hear about your recent claims experience. We strive to provide excellent customer service and are working to resolve this matter to your satisfaction.

    Thank you for taking the time to give us your feedback and for being an American Auto Shield customer.

    Claims HandlingCoverage

    Reviewed May 9, 2018

    I had a breakdown on the weekend. My coolant fan broke apart and the parts cut my radiator. I took it to a major service center and had to give them permission to fix the car as no one was available because of it being a weekend. I called on Monday morning to file claim and was told the fan that caused damage to radiator was not covered so the radiator was not covered either. My entire bill was 14443.17. The entire claim was denied and was not negotiated, sorry. This company has loopholes and other than taking your money they stand behind nothing. I suggest you get out of your contract as soon as possible. To get out of the contract and receive a prorated refund takes another act of Congress. I am very very dissatisfied and hope to save someone else my misery.

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    American Auto Shield
    Response from American Auto Shield

    Hello Teresa,

    Thank you for your feedback and for the opportunity to address your concerns. We’re sorry your vehicle experienced a breakdown that was not covered by your contract, and we sincerely apologize that you weren’t happy with the outcome of your claim. As stated in the service contract you purchased, mechanical breakdown or failures of covered parts damaged by non-covered parts are excluded from coverage.

    As a claims administrator for over 15 years, American Auto Shield has administered millions in claim payments. However, we are obligated to adjudicate claims per the terms of the contract, and we are unable to administer payment for parts not listed as covered or explicitly excluded from coverage by the contract.

    Thank you, again, for your feedback and for being an American Auto Shield customer. We’re sorry that we weren’t able to resolve your recent claim to your satisfaction, but should you have any additional questions or concerns regarding your coverage or claim, please don’t hesitate to reach out to us.

    Factual basis uncertain
    Verified purchase
    Customer Service

    Reviewed April 3, 2018

    Went from Leonard to Jacquline, to Payton who gave me the runaround. I requested that the contract be canceled on April 3rd. "O dear. Your car motor will blow up then what will you do?" I told her I wanted to cancel now and I am in a hurry. "I can call you back," Payton said. "No cancel it now." "What if the motor blows up?" "I will handle it". I told her it is within the time period and she still played this game of what if the motor blows up? Why do you want to cancel she said? "Because I have seen so many bad reviews right here on Consumer Affairs." Where did you see these reviews? We are a good company and cannot understand why you want to cancel. Tell me why you want to cancel."

    "What if the car engine blows up?" She asked me that a lot of times. Please cancel the contract. Please cancel the contract I kept telling her. She still hassled me about canceling that is when I told her I would get my husband on the phone. FYI my husband died years ago. But she kept right on going, "Why do you want to cancel? Car motor blow up, What happens if you are on the road and there is a problem?" Very bad company to have in your life. Put the money in bank for when you need a repair.

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    American Auto Shield
    Response from American Auto Shield

    Hello Rosalyn,

    Thank you for your feedback and for the opportunity to address your concerns. Our records indicate that on April 3, 2018, an American Auto Shield representative, Leonard, referred you to the seller of your service contract, Carshield, regarding your cancellation request, as is procedure. The representatives mentioned in your review, Jacqueline and Payton, are not employees or representatives of American Auto Shield. As a courtesy, we have forwarded your concerns to the seller of the service contract and the company you spoke with regarding cancellation, Carshield. We apologize on their behalf for any inconvenience you experienced.

    Our records indicate your contract has been cancelled. Thank you again for your feedback. We hope that we have satisfactorily addressed your concerns.

    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageRefunds & Payouts

    Reviewed March 29, 2018

    If I could give them less than 1 star I would! At least they are consistent with two things, collecting money & "the run around". My truck has been in the shop for 23 days & they still have not authorized the repairs. Today I tried to have them conference my shop & I to review the amount they were authorizing but the adjuster. Barry told me he wasn't going to waste 15-20 minutes waiting for his supervisor to issue a payment code. Every time I call I get a different story than what is being told to my shop. My policy did not come until after they collected my initial payment, had it come earlier I would have never signed up.

    I have called the servicing company Carchex & got nothing but attitude. Nothing like being talked to like you're an idiot, thanks Sharon! My mechanic won't warranty the repairs because instead of fixing the problem they are going out the "cheapest way" with aftermarket parts, isn't that right Mark? I have talked to countless reps from both the initial company Carchex & the administrator AAS but none of them will do what is right by the customer. They have tried to play me against my mechanic & vice versa.

    Today their inspector admitted that the motor should be replaced based on metal shavings being found in the oil pan but his supervisor disagrees. I will now have to pay out of pocket to have my truck repaired the correct way. They won't even agree to pay for OEM parts. If you need a rental, guess again because they won't give you one until THEY have inspected & approved your claim. Then they will only give you $160 in coverage which will expire while they give you more "run around". Oh, good luck getting them to call you back! Today I was told I was lucky that Barry was working overtime & that he was supposed to leave at 3 pm. Gee thanks! WORST SERVICE IN MY LIFE!

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    American Auto Shield
    Response from American Auto Shield

    Hello Ryan,

    Thank you for your correspondence and for your patience as we reviewed your concerns. We’re sorry to learn you weren’t satisfied with your claims service, but we hope we’ve since resolved your claim to your satisfaction. Please know that we value your feedback, and we apologize if you felt you were treated in a manner less than professional at any time during the claims process. We have performed a complete review of your claim and any calls associated with it and have reached out privately to address each of your concerns.

    Factual basis uncertain
    PriceRefunds & Payouts

    Reviewed March 26, 2018

    I purchased the gold warranty package for my 2008 BMW. The adjuster finds parts online from Autozone so you don't get OEM parts unless you pay the difference. Who can afford to pay the difference when you're paying them monthly. My car needed a water pump and thermostat. They tell you to find a shop that allows you to send in your own parts. WOW so they can send them from Autozone.

    Here is the kicker. When you go to buy a used high end car you're not getting OEM parts in that car but these car lots still sell them at top dollars because of the name BMW, Jaguar, r Mercedes range rover. These cars are not worth crap with Autozone parts in them. Because of companies like this imagine buying your used dream car that cost a lot of money but all the parts under the hood are from Autozone. If they are going to stoop that low they might as well buy them from Amazon since they don't want to pay out. Each one of my repairs I pay out 4X as much as they do.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Jay,

    Your feedback is important to us, and we appreciate the time you took to tell us about your experience. As an initial matter, please note that American Auto Shield is not a payment plan company, and we do not accept monthly payments from customers. American Auto Shield is the claims administrator of the service contract you purchased from the seller, Cartection.

    We’re sorry to learn you aren’t satisfied with your coverage and claims service thus far. American Auto Shield utilizes reputable nationwide parts vendors to administer claims per the terms of the contract you purchased. Our records indicate that one year into coverage, your contract has provided almost $8,000 in coverage for multiple breakdown and roadside assistance claims. We strive to provide excellent customer service, and we hope your experiences with our representatives throughout the claims process were positive.

    Thank you again for your feedback and for being an American Auto Shield customer. Should you need assistance in the future, please don’t hesitate to contact us.

    Factual basis uncertain
    Verified purchase
    Customer ServiceClaims Handling

    Reviewed March 20, 2018

    I am not alone in this fight for some type of justice with this company. The response to the bad reviews all sound the same. "Contact us directly," but when you do contact them they will give you the runaround & say "Did you read the contract?" Their contract arrives AFTER they take your money, & you don't realize that they never intend on paying for your repairs until you try to make your first claim. My F350 was at the Ford dealership & needed $4,000 in repairs. This company only agreed to pay $150.00. With the GOLD package that I was told would cover ALL repairs. Then, they would not accept Ford's parts. So, in order for me to receive the $150 I would have to find a shop that would accept the cheap parts their adjuster found online.

    This company will accept my $250 monthly payment, but will not accept the responsibility that comes with their brand. The slogan on the front of my contract says "Peace of mind" but it's just a headache soon as you make your first claim. Contract #** I would like a real explanation of how these companies can get rich off of people & hide behind bogus contracts with loopholes to keep from holding up to their end of the bargain.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Bryan,

    Thank you for your correspondence. We’re sorry to learn you weren’t satisfied with your initial claims service, but we hope we’ve since resolved your claims to your satisfaction.

    As an initial matter, please be advised that American Auto Shield is a claims administrator. We are not the seller of the service contract you purchased, nor are we your payment plan company. With that said, we forwarded your concerns to the seller of your contract, Carshield, and we requested a review of the sales call. Our review found the seller’s representative described the main components listed as covered by the contract you purchased. We did not find that the representative indicated the contract covers all repairs; however, we sincerely apologize on behalf of the seller for any misunderstanding. If you have any questions regarding your contract’s coverage, an American Auto Shield representative will be happy to answer any questions you may have.

    To ensure your claims were administered properly, we also performed a complete review of your claims and any recorded calls associated with them. Because American Auto Shield is obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased, we are unable to administer payment for parts not listed as covered by the contract. In addition and per the terms of your contract, you may choose one of our part options, or you may choose a part provided by a dealership or repair facility of your choice. Lastly, we were unable to find any reference in the recorded calls regarding $150, and this amount does not match the authorized claim payment we have on record. If you have any questions or concerns regarding the authorized claim payment amount, please feel free to contact us.

    Thank you again for your feedback and for being an American Auto Shield customer.

    Factual basis uncertain
    Verified purchase
    Tech

    Reviewed March 9, 2018

    Well over a week now, run around after run around from CarChex would sold the POS warranty and American Auto Shield. I'd call the folks at AAS morons, but they'd probably consider it a compliment. I was lied to from day one via Nikki at CarChex saying my Mercedes could have OEM parts put back on the car - which is the ONLY reason I bought the 5500.00 warranty. Now I find out via AAS only aftermarket, and they only go by 1 book for repair hours. They are offering me 1/2 of what it costs to repair my car - a front right drive axle. But the worst overall issue... I either pay the 1500.00 difference or take it to another shop... here's the kicker, they won't tell me ANY shop in town that can do the work, will accept their warranty payment, also accept the warranty company mailing the parts to the repair shop, and then use the same repair guide for the hours.

    So now, I get to pay to have the MB dealer put the car back together, have it towed home, and take this car from shop to shop (via a tow truck) to find out if any shop in Columbia SC will repair the car, accept mailed parts from AAS, agree to be paid per 'the book'. You know... when you have a car accident, the insurance company has a list of shops 'in network' or preferred shops, then if you choose you can take it to your own shop, but may have to pay the difference. Not with AAS - they will no give you ANYONE they've worked with in the past, anyone in town who can fix a MB, anyone who will accept mailed parts, anyone who works from the hourly repair guide! Please, RUN from these people if you're looking for a warranty... do not walk... RUN! My next phone call is my attorney. I've wasted 8 hours of my time on this, and am NOWHERE closer to resolution!

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    American Auto Shield
    Response from American Auto Shield

    Hello Keith,

    Thank you for your feedback. We’re sorry to learn you weren’t satisfied with your claims service. Your claim is currently in an inactive status pending receipt of the signed invoice from your repair facility. Should you wish to proceed with your claim, please submit the signed invoice so that we may resolve and close your claim.

    Thank you again for your feedback and for being an American Auto Shield customer. If you have any questions or should you need assistance in the future, please don’t hesitate to contact us.

    Customer ServiceClaims HandlingSales & Marketing

    Reviewed Feb. 27, 2018

    I recently became a customer American Auto Shield through CarShield. A few days ago I was going down the road in the speed bump scrape the bottom of my car. Oil pouring out profusely. I contacted the claims department for American Auto Shield. They told me to find a qualified auto repair shop. I even told them the situation about the bottom of my car being scraped by a speed hump. The representative told me they'll be no problem just find a qualified auto repair dealer. I contacted the dealer and call the administrator which is American Auto Shield and told them the situation cause I was trying to get roadside assistance. Representative I was excluded from my policy because I had a collision.

    Talkin to representative Garrett he became real condescending. So I asked to speak with a supervisor. After waiting 15 minutes Mr Garrett said here he is... Then, a Mr. ** got on the phone and started acting like a supervisor after I told him how the representative was handling me. After asking what type of action would be taken for Mr. Garrett's unprofessionalism... Mr. ** told me that he would handle it and he would contact the supervisor. So I asked, "are you a supervisor Mr. **? He then informed me that he was not even a supervisor. By then said you've been to train yourself as a supervisor for the past 20 minutes. This is very deceptive. I then ask to speak to a supervisor.

    Another 20 to 30 minutes. Then I began to speak with a supervisor Ray. He informed me that they will listen to the recordings of the employees and deal with them swiftly. About how they told me that my policy was nullified due to a collision from riding down the street over a speed bump. I also quoted the advertising that they had on the front of their booklet that said "peace of mind for that next bump in the road..." He then informed me that he wasn't an expert in that department because they had agents that did the assessment of claims.

    I became very discouraged and depressed. I am considering filing a class action lawsuit against American Auto Shield as well as CarShield for false advertisement. Carshield never informed me that if any external damage was taken that my car was not protected. I never sign anything's in writing holding me to this deceptive contract. If you are interested and being involved in a class action lawsuit please at, **.

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    American Auto Shield
    Response from American Auto Shield

    Hello Daniel,

    Thank you for your recent feedback. We’re sorry to learn that you were not satisfied with your recent claims experience. However and as previously explained, American Auto Shield is the claims administrator for the mechanical breakdown coverage you purchased through the seller. We are not an insurance company, and we do not administer comprehensive or collision insurance claims. Furthermore, mechanical breakdown coverage does not provide roadside assistance for comprehensive or collision insurance claims.

    With that said and as previously explained, if you received roadside assistance for a comprehensive or collision insurance related claim, we suggest contacting your insurance company. They will be able to direct you regarding their procedure for reimbursement, if any.

    We hope that we have satisfactorily addressed your concerns. Thank you for being an American Auto Shield customer.

    Factual basis uncertain
    Customer ServiceTechPunctuality & Speed

    Reviewed Feb. 13, 2018

    Time consuming, Labor intensive, unfair. Deny paying for items. Require dealership to completely disassemble and then wait 48 hours. Dealerships cannot do this easily if the car cannot be moved after disassembly. Also, you must wait at dealership for an additional hour after you sign all paperwork to confirm payment. Absolutely terrible customer service and they knowingly lie to the dealership and the customer. Do not waste your money. Terrible company.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello John,

    Thank you for your feedback. We're sorry to learn you weren't satisfied with your service. Unfortunately, without a Contract or Claim Number for reference, we are unable to address your concerns. If you could please contact us directly to provide us with your Contract or Claim Number, we would be happy to review your contract and claim to discuss any questions or concerns you may have.

    Thank you again for your feedback. We look forward to hearing from you and to resolving this matter to your satisfaction.

    Insufficient response received
    Verified purchase
    Claims HandlingTechPunctuality & Speed

    Reviewed Feb. 1, 2018

    Never had to use a warranty on any of cars, this has got to be the worse experience in my life these guys. My car has be at the dealer Tallahassee Dodge Chrysler Jeep since January 25 and I have talk to several customer rep. The first I talk to was really nice Ms. ** who took my info down and told what I need to do along with my claim number.

    Since the initial contact unfortunately I had to wait for an inspector to come back from a seven day cruise after the estimate was done by the dealer. He or she I don't have a name did their inspection but the car is still sitting 3 days later. I've talk to AAS rep Amanda, another day Stephanie and two more that I did not bother to take their name down. My car problem is it needs a water pump and thermostat fairly seem like a simple repair because done it before on my dads truck and my car many years ago. I remind you that I paid already what it cost to repair it in monthly payment to American Auto Shield. The last call I made was January 31, 2018 and they said they were sending another inspector at this time. Unfortunately I would not recommend them to anyone. The strange thing is they constantly blow up your to get your business but I think they need to drop the cliché "Peace of mind".

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    American Auto Shield
    Response from American Auto Shield

    Hello Elmer,

    We regret learning that you were not satisfied with your claims service. Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, please note that American Auto Shield is not a service contract seller or a payment plan company. We do not directly accept payment from customers for service contract coverage they purchased from a seller. Additionally, we do not use the phrase “peace of mind” to describe service contract coverage.

    With that said, we apologize if you were inconvenienced in any way by the inspections of your vehicle to determine cause of failure and extent of damage to your vehicle. Unfortunately, without further diagnostics, the cause of failure could not be verified. Should you wish to discuss this matter further, please feel free to contact us directly. We’ll be happy to answer any questions or concerns you may have.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechRefunds & Payouts

    Reviewed Jan. 23, 2018

    BEWARE of this company, they will do anything not to pay a claim. We paid almost $4000 for this policy, have never made a claim (even though some repairs we have done would have been covered but we needed them done ASAP so we paid out of pocket). Carsure (who sold this policy to us on behalf of AAS) did not disclose all pertinent information regarding this policy and contract terms, nor did we even see a contract. They led us to believe this warranty was through Ford. Many things were said just to make the sale. Now we are trying to make a claim for the first time as our truck sits at a shop in pieces for weeks, and American Auto Shield refuses to pay.

    American Auto Shield has received numerous pictures of internally damaged parts within our transmission and have told us that indeed the transmission has failed and needs to be replaced (and they agree it's not electrical so the repairs would be covered IF we can prove what part caused the initial failure) so they continue to ask for MORE before the claim can be authorized. They sent out an inspector that agreed to the internal parts failure yet when AAS called to AGAIN tell us there STILL wasn't enough proof (find the ONE part that caused this failure and damage) to authorize the claim, what they told us the inspector said wasn't ACTUALLY what the inspector said to the shop (the inspector agreed with our mechanic and planned to push the authorization forward... so he said). Also, the shop DID tell AAS that there was damage to the planetary gears (that was his diagnosis of cause of failure).

    BUT, upon looking at just the pictures the inspector took, AAS (Mike **) is arguing with the CERTIFIED shop that those gears couldn't have been the cause of failure (even though there are gouges and metal missing from the gears which caused damage to all the other internal parts of the transmission as the metal passed through). Then AAS Mike was viewing one of many pictures I had sent him and he comes back saying the cause isn't the planetary gears (in his opinion). He thinks he found the actual cause of failure but he needed MORE detailed pictures. He couldn't tell me what the part was called that he thought was damaged, he could only tell me which picture it was. So I pulled up the pictures I sent him, so I knew what part to go take more pictures of to satisfy him so that he would FINALLY authorize the claim... AND IT WAS THE PLANETARY GEAR (just as the mechanic said).

    So once Mike found out it was the Planetary Gear and I sent him the additional pictures he requested yet again, that wasn't good enough, American Auto Shield agent (Mike ** who thinks he knows more than an ASE certified mechanic that works on vehicles every day, while he sits on a phone denying claims thinking he can accurately diagnose a transmission better than a real mechanic, by looking at pictures on his computer screen) AGAIN came back with, "There wasn't enough damage on those gears to cause the failure." So Mike finally tells me after weeks and days of this back and forth game playing, that he will go ahead and push this claim through anyway, even though we haven't proven to him which part caused the initial failure, IF I can provide service records. I told him my son did some of our servicing (he's a diesel mechanic). He said, "That was fine because the contract states you can do your own servicing."

    I got him a copy of the record that included the date, miles, transmission service completed signed by my son and he said that wasn't good enough either. It wasn't appropriate proof cuz "anybody can say anything", I needed an invoice from the shop. WHAT? Why would you have an invoice if you do your own servicing? GAMES GAMES GAMES in hopes we give up and go away is all this is. I don't think they ever had any intentions of paying on this claim. I got a second and third opinion (one from Ford themselves and one from a very reputable transmission shop) and they both said what these people at AAS are doing and asking of us is ludicrous. And as they make us jump through these hoops after already agreeing that this was indeed an internal parts failure which should be fully covered by this policy, the repair shop is racking up a bill that will be our responsibility unless this authorization for repairs is pushed through by AAS.

    And not having a vehicle to be able to able to get to work is a major concern because unless they authorize repairs, there is no rental reimbursement. This company is a joke and needs to be held accountable for this fraudulent practice. After reading all the Consumer Affair reviews, it sounds like we are not alone when it comes to the experience we are having with AAS. I am doing so much investigating to prove the fraudulent practices that are going on with American Auto Shield, I plan to gather all my evidence for my attorney. They need to be stopped! What is also very concerning is how the BBB can give them an A+ rating when there are all of these negative consumer reviews here. American Auto Shield is contracted with the BBB in their state and requires that all disputes go through THEIR BBB.

    They told me according to my contract (that they never sent me nor are they willing to send me proof of the recorded version) I was required to go through arbitration with them at their local BBB in Colorado (I'm in Wisconsin!) and they said according to my contract (that I didn't get) I CANNOT take them to small claims court and sue them on my own. I WILL find a way because justice needs to prevail! How are they playing the system and getting away with this? Something doesn't add up here. Actually, A LOT of things don't. Who regulates them and their business practices? I have way too much proof to attach on here. If an attorney or other counsel reaches out to me regarding this matter, I am more than willing to forward my documents at that time. ** is my claim number through AAS.

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    American Auto Shield
    Response from American Auto Shield

    Hello Angie,

    Thank you for your feedback. We’re sorry we were not able to reach a resolution with your repair facility regarding your recent claim and for any inconvenience you may have experienced. Unfortunately, we were unable to process your claim as the repair facility was unwilling to provide the necessary estimate for repair to the vehicle.

    We are sincerely sorry to lose you as a customer, and we wish you the best in your future endeavors. Thank you for being an American Auto Shield customer.

    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 27, 2017

    Salesman claimed everything was covered in engine and trans. 18 months later engine fails. I supply 3 years proof of oil changes. I am renting a car for 2 weeks waiting for them. Then they look at pictures and deny claim. Contamination in my engine from oil. Over $3000 to fix and they are covering zero. Runaround on the phone. Will be filing a claim in small claims court as this is everything that people claim is an extended insurance scam. Businesses like this should be shut down for taking advantage of people.

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    American Auto Shield
    Response from American Auto Shield

    Hello James,

    Thank you for your feedback. Unfortunately, we are unable to address your concerns with the limited information provided in your correspondence. If you could please contact us directly to provide us with your Contract or Claim Number, we would be happy to review your contract and claim to discuss any concerns you may have.

    Thank you again for your feedback. We look forward to hearing from you and to resolving this matter to your satisfaction.

    Insufficient response received
    Customer ServiceClaims HandlingTechPunctuality & Speed

    Reviewed Dec. 8, 2017

    My truck is at the dealership, teardown took forever, they ended up removing my engine take it all apart. Then I had to wait for inspection. That was done, had to wait more. Then claim was accepted and processed. My new engine was on the way. Well the vendor says the carrier delivered it… dealer has no engine, when the carrier was asked to produce a receipt, all it has is squiggly lines, unreadable, no name. So there is no engine. They said they would email the engine vendor… email?? Why not just pick up the phone and call them?? I asked what happens if this engine is not found? Answer… “I don't know… it's never happened before.”

    So I am stuck between the warranty company, the vendor, and a shipping company. This is crazy, the agents have been pleasant talk and respectful. But I am unsatisfied with an imaginary engine, and doing nothing but emailing their vendor, and I have to wait more. The engine was supposed to be here yesterday. All they can do is tell me I have to wait. I shouldn't have to keep waiting. Ship a new engine, and let's move forward, or use the dealer's engine, and resolve my problem, rather than make me wait, and have my truck hijacked in this mess.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello James,

    We appreciate your feedback and the opportunity to address your concerns. We’re sorry to learn that you were in any way inconvenienced during the repair of your vehicle.

    Per our review, your engine claim was initiated November 14, 2017, by your repair facility. Per procedure, we immediately requested a diagnosis to determine coverage, including customer approval for tear down to determine cause of failure and extent of damage to your vehicle’s engine, and an estimate for repair. Unfortunately, the repair facility did not contact us with an estimate for repair until November 29, delaying repair to your vehicle and the authorization of your claim.

    Upon hearing back from your repair facility with an estimate for repair, we immediately ordered an inspection per the terms of your contract. The completed inspection report was received on Friday, December 1, 2017. Upon review, authorization was given to your repair facility, and an engine was ordered on Monday, December 4.

    The engine was delivered to the correct address provided by your repair facility on December 6, 2017. Unfortunately, although your repair facility received and signed for the engine on December 6, they advised on December 7 that they were unable to locate the engine. On December 7, we tracked the engine, we advised your repair facility that someone at their place of business signed for the engine, and we submitted the shipment receipt signature to your repair facility. Subsequently, your repair facility located the engine at their premises on December 8. We can certainly understand how frustrating this must have been for you, and apologize on behalf of your repair facility for any inconvenience you experienced during this time.

    With that said, we are glad your repair facility located the engine, your repairs were completed, and we were able to resolve and pay your claim. We hope that we have satisfactorily addressed your concerns and your claim was resolved to your satisfaction. Thank you for being an American Auto Shield customer.

    Factual basis uncertain
    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 27, 2017

    American Auto Shield told me that something was covered but when I went to them, it's not. The warranty I got from them was supposed to cover the stuff that would go wrong with my car but when I filed a claim with them, they said they just dealt with the motor. I'm on a fixed income and I had to put up the money myself because I needed my vehicle fixed. They weren’t really good in terms of the time it took them to respond to my claim either. They also said I should pay the 100 dollars first and they will be at my place. So they have been putting out at a time when I needed help. I started paying them off but so far, they haven’t done what I thought they would do and I'm dissatisfied.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Alma,

    Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, American Auto Shield (AAS) is the claims administrator of the service contract you purchased from the seller. We do not sell service contracts directly to the public, nor are we a payment plan company. Therefore, you did not speak with an AAS representative regarding the purchase of your contract or the coverage provided. With that said if there was any confusion during the sale of your contract, we apologize and will forward your concerns to the seller.

    As your claims administrator, we sincerely apologize that we were not able to resolve your claims to your satisfaction. Because we must adjudicate claims per the terms of your contract, we are only able to administer payment for failed parts listed as covered in the contract. We are not able to administer payment for parts that have not broken or failed, but for which a repair facility recommends repair or replacement. Additionally, the customer is required to pay the deductible stated on the declaration page of the contract. With that said, we were happy to pay a portion of your claims for those parts listed as covered by your contract.

    Section B of your contract defines the components/parts covered by your contract, along with any terms and conditions regarding the same. Specifically, your contract lists engine, transmission, cooling system, transfer unit (4x4), drive axle, electrical, steering, air conditioning, suspension, brakes, electronic high-tech, fuel delivery, turbo charger, seals, sealing boots and gaskets, and audio center. If you have questions about your coverage, please feel free to contact us. One of our Customer Support Specialists will be happy to answer any questions or concerns you may have.

    Regarding any delay in the administration of your claims, we understand how stressful it can be being without a vehicle. Our records indicate three claims were initiated under your contract. The first claim initiated on February 28 was authorized and payment was administered on February 28. The second claim initiated on August 30 is inactive as it is our understanding the vehicle was moved to a different repair facility. The third claim initiated on August 31 was authorized and payment was administered on September 1. If you were inconvenienced in any way during these times, we sincerely apologize.

    Thank you again for your feedback and for being an American Auto Shield customer. Should you have any questions or should you need assistance in the future, please don’t hesitate to contact us.

    Factual basis uncertain
    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Nov. 25, 2017

    I've been paying American Auto Shield for a long time but on the first time I made my claim, they never helped me out. I called and this guy gave me attitude. He said they won't pay the full amount for fixing my car. They said that they would have to co-fund of some contract they had to do and I have to wait for a couple weeks. But that's the only car and I needed to fix the car to go around so I paid for it. I was fed up and I'm not going to have anything to do with them anymore. If they don't do what they were saying they're going to do then I can find another place to go to. I'm a veteran and I can go to USAA to do all this stuff.

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    American Auto Shield
    Response from American Auto Shield

    Hello Misivisa,

    Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t satisfied with your claim service. Our records indicate a claim was initiated on February 20, 2017. American Auto Shield authorized the claim and payment was made to the repair facility the same day, February 20, 2017. If this is not the claim you’re referencing, please advise so that we might better address your concerns.

    We’re sorry to learn you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times. We sincerely apologize if this was not the case, and we genuinely appreciate you bringing your experience to our attention.

    If you have any questions regarding your coverage or claim, or should you need assistance in the future, please don’t hesitate to contact us. We value your patronage.

    Factual basis uncertain
    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 24, 2017

    My car got to be 100,000 miles and I wanted to have an extended warranty. I used American Auto Shield once for $200 and they covered the claim. But the next four times I took my car to the garage to have repairs done, they wouldn’t cover any of it. I paid almost $3000 for the plan and I was very disappointed in it. I called and talked to them down there and they said that because of the way the plan was worded, they wouldn’t handle it. I ended up talking to a gentleman named Rob and he explained stuff to me. I told him that I was going to cancel the plan and he said that I'd be in trouble without it.

    When I took out the policy out, I was told that different things would be taken care of but every time something happens, American Auto Shield says it’s because the car is old and there’s rust and everything else. But it's not the way it was taken out to begin with and I paid it off in full within the 18 month period. I would never go through the plan again.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Earle,

    Thank you for the opportunity to address your concerns. As an initial matter, American Auto Shield (AAS) is the claims administrator of the service contract you purchased from the seller. We do not sell directly to the public; therefore, you did not speak with an AAS representative regarding the sale of your contract, you did not purchase your contract from AAS, nor did you submit payments to AAS. Furthermore, the representative you spoke with regarding cancellation is a representative of the selling company, not an AAS employee.

    As your claims administrator, we sincerely apologize that we were not able to resolve your claims to your satisfaction. While we do not like to deny claims, we are unable to administer payment for repairs for parts not listed as covered by your contract or for repairs for parts specifically excluded by your contract.

    Thank you again for your feedback. We hope we have satisfactorily addressed your concerns.

    Factual basis uncertain
    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed Nov. 14, 2017

    Do you have any idea how rude and belligerent the people in your Claims dept. are? My car was in the shop 3 1/2 weeks. I had been turned down for the work. I decided to make one more call to your Claims dept to tell them how their denials affect peoples' lives. I got real lucky. The woman who answered seemed to understand transmissions: she discussed the issue with a different manager, and, they finally approved it. You see, I needed my car to put my belongings in storage - due to hurricane Irma. When I bought this policy I had every intention of KEEPING it for as long as I owned my car. Because of the way I was treated, I cancelled it. Furthermore, I had recommended your company to my friends. Needless to say, I have rescinded that recommendation.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Sally,

    Thank you for your feedback and for the opportunity to address your concerns. We’re sorry to learn you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times.

    We also sincerely apologize for any delay the inspection of your vehicle may have caused. With that said, we were pleased to pay for your repairs.

    Thank you again for your feedback. We hope we have satisfactorily addressed your concerns. We’re sorry to lose you as our customer, but wish you the best in your future endeavors.

    Verified purchase
    Customer ServiceCoverage

    Reviewed Nov. 9, 2017

    Ok. Had the vehicle for a month. Luckily I had another truck to drive. But my frustrations is in the phone calls and the complete lack thereof. It would be nice to be called with updates, instead the repair facility is telling me, "Well we're waiting on them [my insurance]. I would call for a update, be told something and as soon as we know something different we will call you." But no one called. I had to call in days later to find out things. I know something got messed up with the mileage but the lengthy delay should of been avoided. Also you tell me to take it to AAMCO because they are a preferred company of yours then you send 2 inspectors out to verify what they are telling you and me. From my point it looks like you don't trust them.

    And lastly I don't agree with junkyard parts being put in. But hey your company is covering it till my warranty is up. So hopefully this transmission holds up. Hopefully this all makes sense. Just put yourself In my shoes. I was without my truck for a month, the rental program doesn't cover that much time, and besides I didn't use it.

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    American Auto Shield
    Response from American Auto Shield

    Hello Mike,

    Thank you for your feedback and for bringing your concerns to our attention. We regret that you were told you would receive a call back but did not receive one. Excellent customer service is vital in making the claims process as easy and stress-free as possible for our customers. We value your patronage and regret that you received less than exceptional customer service. Please accept our sincerest apologies.

    We also apologize for any inconvenience you experienced due to delays caused by either our claims department or the parts vendor we utilized. Please know we have addressed these issues and sincerely appreciate your feedback.

    Should you have any further issues with your vehicle or your transmission, please don’t hesitate to contact us. Thank you for being an American Auto Shield customer.

    Verified purchase
    Customer ServiceTech

    Reviewed Nov. 8, 2017

    My experience has been ok. Only thing I didn't like is when I need your services for an approved auto fix I had to wait because y'all were waiting on my dealership ship to call y'all about a part when I feel like y'all should've reached out to them because I'm paying y'all. But anyway it was settled.

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    American Auto Shield
    Response from American Auto Shield

    Hello Garrett,

    Thank you so much for your honest feedback. Suggestions such as yours allow us to learn and grow as a company so that we may provide a superior service for our customers and their repair facilities. We have forwarded your suggestion to our claims department manager for discussion!

    Thank you for being an American Auto Shield customer. Should you need assistance in the future, please don’t hesitate to contact us.

    Verified purchase
    Customer ServiceCoverageRefunds & Payouts

    Reviewed Nov. 8, 2017

    After 2 detailed conversations with the original salesman and his supervisor and payment of almost $3,000, when I attempted to use the coverage that I had paid for, I was told my vehicle was excluded because it was a commercial vehicle - which had been repeatedly explained before I signed up that my vehicle was used to transport tools to worksites. After numerous phone calls, they reviewed the taped conversations, and found out that in fact these discussions had taken place and that there employees had screwed up! I eventually received a refund for the money that I paid but this was a totally irritating experience and I would not recommend this company to anyone.

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    American Auto Shield
    Response from American Auto Shield

    Hello Steve,

    Thank you for the opportunity to address your concerns. As an initial matter, American Auto Shield (AAS) is a claims administrator; we do not sell vehicle service contracts directly to the public, nor do we accept payments for service contracts. An American Auto Shield representative did not speak with you regarding the purchase of your vehicle service contract or how your vehicle is used. If you were inconvenienced in any way due to the sale of your contract, we sincerely apologize; however, your review regarding the sale of your contract should be directed towards the seller of your contract, Carshield, not American Auto Shield, the claims administrator of your contract.

    Furthermore, you did not speak with an American Auto Shield representative regarding the review of any sales calls associated with the service contract you purchased. If a representative from another company made an error during the sale of your contract, we sincerely apologize. However, your review should be directed towards the company you spoke with regarding the sale, the company who may have reviewed the sales call with you, and the company that issued your refund, Carshield.

    With that said American Auto Shield performed a complete review of your contract, claim, and any phone calls made to or from our office that are associated with your claim to ensure your claim was adjudicated properly. Per our records, you indicated to AAS representatives that your vehicle is not a commercial use vehicle but that it is used to haul tools from job to job. However, the Carfax report indicates your vehicle is registered as a commercial use vehicle, and the inspection report, performed by an independent inspector, which includes interior and exterior images of your vehicle, indicates your vehicle is used for commercial use.

    Because your vehicle service contract did not include coverage for commercial use, we advised you that a commercial use surcharge would have to be added by the seller to proceed with your claim. AAS referred you to the seller of your contract, Carshield, regarding the same. Per our records, you cancelled your contract through Carshield, who then issued you a full refund.

    Thank you for your feedback. We hope we’ve satisfactorily addressed your concerns.

    Factual basis uncertain
    Verified purchase
    Customer ServiceTech

    Reviewed Nov. 7, 2017

    I did not like having to pay extra for refusing an aftermarket part, I was informed by 2 different mechanics that the aftermarket Compressor would not last. I had to call and talk to 3 different ladies to find out what was the reason that they haven't given the Ford dealership to do the work. The last lady I spoke with had somewhat of an attitude about me refusing the aftermarket part.

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    American Auto Shield
    Response from American Auto Shield

    Hello Connie,

    We sincerely apologize that we were not able to resolve your recent claim to your satisfaction. We are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Per the contract you purchased, you may choose one of our part options, or you may choose a part provided by a dealership or repair facility of your choice, per the terms and conditions of your contract.

    We’re also sorry to learn you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times. Please be assured we do not take these matters lightly. We will review any calls made and received regarding your claim, and appropriate action will be taken if necessary.

    Thank you, again, for bringing your concerns to our attention. Should you need assistance in the future, please don’t hesitate to contact us.

    Coverage

    Reviewed Nov. 3, 2017

    Do NOT buy from ANYONE cold calling you to extend your car's warranty. Either walk into your dealer and inquire about extending it, OR do some research and pick out a 3rd party vendor. I'm looking into Mercury's Extended Service. This company insisted I had over a deposit that would allow me to 'review' the service for 30 days and then extended that to 60 days, with a full refund if I canceled. When I advised I was looking into multiple companies and would not do anything until then, they informed me that they worked directly for FORD and if I did not make a decision right then, they would have to provide me with a Cancellation Number that would eliminate me from EVER buying this coverage through Ford. Of course, that is pure BS, because they don't know which car I own or any other pertinent information. Beware of companies like this!

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    American Auto Shield
    Response from American Auto Shield

    Hello David,

    Thank you for bringing this to our attention and for the opportunity to address your concerns. As an initial matter, American Auto Shield serves as an administrator of vehicle service contracts. We do not participate in the sale of these plans. As such we do not contact consumers by telephone with regard to purchasing vehicle service contracts or other products we may administer.

    Authorized third-party marketers and auto dealers who sell on behalf of multiple companies are only associated with American Auto Shield in the event the vehicle service contract sold is administered by our office. With that said, if someone is misrepresenting themselves as American Auto Shield, we appreciate your bringing it to our attention.

    If you are able to provide us with any additional information that can help us determine who contacted you, such as the name of the company and/or the telephone number from which the call came, we’d be happy to research this matter further so that we can address it accordingly. Thank you again for bringing this matter to our attention. We look forward to hearing from you.

    Factual basis uncertain
    Verified purchase
    Customer ServiceCoverage

    Reviewed Nov. 2, 2017

    I don't even know where to begin on this review! I purchased coverage from Auto Shield for my 2005 Range Rover. Back on April 14 2017 I went out to my car and started it. Heard a LOUD banging, popped the hood, figured it was coming from inside the engine. Immediately shut the vehicle off. I called the claims department and they towed the vehicle to the shop. Waited over a week for an adjuster to get out there. He started the vehicle so he could hear the sound (remember this, it becomes important later on). He filed his report and paperwork and I had to wait almost a week more to find out what was happening.

    They FINALLY called me back to say they were covering the incident but would need to tear down the engine to the point of failure. So now another week+ goes by. Adjuster goes back out, says the engine needs to be torn down even further. The shop asks why, what's the point, there is metal shavings and plastic pieces throughout the engine. OBVIOUSLY the engine is no good at this point. Auto Shield insists that it needs to be torn down more... 2+ weeks have now gone by and over a month of going back and forth.

    Adjuster is called back out to inspect the engine, finds scoring and damage to the heads. Files report... Few more days go by, FINALLY get someone back on the phone again. This person then explains that they will cover the broken timing chain tensioner but not the rest of the engine that was damaged as a result of the failure. Their reasoning, "extended run-time and continued use after damage detected".

    The engine was on for about 45 seconds for me to pop hood, go to the front of the vehicle and hear it coming from the engine, then shut off... Remember when I said this will be important later... THEIR adjuster started and ran the engine at the shop while he was inspecting it, causing more damage to the engine... At this point I am losing my mind with these people. It's been about 6 weeks or so and now I am being told I will need to pay for 80% of the repairs AND for all the teardown needed on the engine that THEY requested (required)...

    I ask to speak to a manager, a few more days go by... It is now the Thursday before Memorial Day weekend. I get a manager on the phone (Mike if I remember correctly). He goes over the report. After about 10-15 mins. of total silence on the phone he says this is wrong and we are going to cover this. WOW!!! FINALLY!!! Someone with a brain... He tells me that he will file the paperwork for approvals and that it will be about 4 days for the engine to be shipped. But that it won't get approved until Tues (after MDW)... So probably Mon-Tues the following week my engine would be at the shop... GREAT, THANK YOU!!!

    I wait... Wed June 31st, still no call from the shop. So I call AAS back, they said it shipped out... I wait... 2-3 more days... I call them again, can't get Mike back on the phone, no returned calls, NOTHING from them... Another week or so goes by... STILL NO RETURNED CALLS FROM MIKE!!! Finally get someone on the phone, Wendy... She is very friendly and helpful... Finds out the engine they ordered is LOST!!! WTF!!! So they order another one (4-8 more day to ship)... Engine finally shows up... WRONG ** ENGINE!!! They sent the wrong year... The next day... The engine they lost shows up... WRONG ENGINE!!! So the shop offers to find one and have AAS reimburse them... They do, and get the right engine shipped out. Shop recommends that AAS do a tune-up, oil change and change out the seals/gaskets. AAS elects to only do an oil change...

    Shop gets the engine installed, I go to pick it up and the check engine light comes on (FYI, we are now in mid-late July!!!). They check the codes and the thermostat from the "new engine" needs to be replaced. AAS after quite a few calls and A LOT of arguing finally pays for it. Drive away... Check engine light comes back on... Get it scanned... O2 sensors in BOTH banks all of a sudden reading bad.. Replace all 4 O2 sensors (at my cost). Check engine light comes back on, same codes. Also now getting codes for air intake leak and air/fuel mixture lean.

    Shop takes it back in and runs a leak/fog test. Finds a couple leaks in the manifold. The same one the shop rec. that AAS replace while the engine was out. They fix those and a few other ones... Now I am close to $1k to diagnose, find, fix the leaks from the new engine that they sent me. The check engine light is STILL coming on...

    We are now at Nov. 1st 2017. In 13 days it will be 7 months and I STILL do not have my car back and am having to deal with the issues of this engine that they put in my vehicle. The shop and I called AAS yesterday to see what they were going to do. Their response "the contract does not cover seals and gaskets" the guy on the phone must have repeated that 50x and that he had 20 years of technician experience!!!

    So my response to them was, you guys replace my bad engine with another BAD engine and now it's my responsibility to diagnose all the problems and fix all the issues with the engine. I asked them, do you not warranty what you have put in the vehicle to be in good working order (insert 10 more times of him repeating "contract doesn't cover seals and gaskets"). It simply blows my mind that they can somehow justify putting a ** engine in my car and now it's my responsibility to fix the numerous deficiencies with the engine. So after going round and round with this guy on the phone also named Mike (not sure if it's the same one from May or not) he then hangs up on us!

    Also, since I didn't and STILL don't see an end in sight I actually had to go and buy another vehicle since I have to commute for work and meet with clients out of the office on a regular basis. So before I had a bought and paid for car. Now I have a $400+ a month car payment and insurance on a second vehicle (been paying insurance for the last 7 months on a vehicle I haven't even been able to drive!!!)

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    Verified purchase
    Claims HandlingCoverage

    Reviewed Oct. 10, 2017

    My car was old when I got it but it's still in good condition so I wanted an extended warranty for it and got coverage from American Auto Shield. So far I’ve done three claims with them. The first one and the only major issue I've had was in 2012 for the ABS system. I was out of a car for a week but they handled the claim well. The mechanic that I took it to handled all the business along with the paperwork. And when I contacted American Auto Shield their representatives have been nice and helpful. There are some things I feel they should cover but for the price that I paid for the warranty and the service that I’ve received I will recommend them.

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    Verified purchase
    Claims Handling

    Reviewed Oct. 3, 2017

    The warranty was about to wear out on my truck so I decided to get a vehicle service contract from American Auto Shield. I've submitted a claim with them to get my fuel sensor replaced and they were prompt about it. They're terrific and I would recommend them.

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    Customer ServiceRefunds & Payouts

    Reviewed Sept. 29, 2017

    Purchased a contract with American Auto Shield last Dec. 2016. Had car problems in Mar. 2017 and was not told to put in complaint until 08/10/2017. At that time I faxed all the receipts, including a towing charge, to the fax number in the booklet (I have confirmation that the fax went thru and a witness). I called them on month after and was told by them that they did not receive the fax, even after showing the proof. They told me to refax it again. I had paid $5 for the first fax and due to what it says in the contract, it is not necessary to keep faxing more than once. Especially since it was confirmed that it did go thru.

    I contacted the BBB of Colorado for an answer to this problem, and have not received one, even though it has been over 14 days from when the BBB notified the company. So my next step will have to be legal action with the Attorney General of Louisiana. My truck has been sitting about two months in the repair shop and this is uncalled by a business that advertises fast service and can trust! As a matter of fact, it is downright fraud and harassment.

    I am now out about $1800 in repair bills and towing charges, and my truck still sits in the repair, with nothing being done. They have been withdrawing since last Dec. $199/mo from my bank account. I do intend to sue them for a complete refund of my money and the stress I have been thru and will never knock on their door again.

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    American Auto Shield
    Response from American Auto Shield

    Hello Robert,

    Thank you for your feedback. Per the contract you purchased on December 13, 2016, service records may be required before authorization is given for repairs. As previously explained, we did not receive the service records necessary to process your claim.

    Our records indicate we provided you with both a fax number and an email address to resubmit the necessary service records. Unfortunately, because you declined to resend the service records as requested, we were unable to proceed with your claim. We do apologize that we weren’t able to resolve this matter to your complete satisfaction. Thank you again, for your feedback.

    CoverageTech

    Reviewed Sept. 27, 2017

    I bought an extended warranty for $4,200. The salesman said "If you have any problems just take your car to the dealer, we'll get you a rental and use a company account to pay all the expenses." Of course it was too good to be true. My transmission went out and I took it to the dealership. AAS told the Volvo dealer they had to send my car to a transmission shop leaving me with the $200 diagnostic fee at Volvo. Next day I had it towed to Amco and they said AAS wanted them to take the transmission apart and find out what exactly is causing it to slip. And if what's causing it to slip not coved in the warranty I would be in charge of the expenses. AND they can't get me a rental until after an inspector comes and approve it and they didn't know when that will be.

    I also paid extra for A/C repair. I had a leak in my A/C line and when it came time to get it repair ironically they told me my A/C warranty covered everything but leaks in lines. Long story short I ended up paying for the repairs myself and being out of $4200. (Advice From This Experience) *DO NOT buy an extended warranty. Open a car maintenance account for these expenses. My total repairs was around $1,800, way less than the $4200 I paid for the warranty.

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    American Auto Shield
    Response from American Auto Shield

    Hello Reginald,

    We’re sorry to learn you weren’t satisfied with the claims process. Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, because we are the administrator of the contract you purchased, not the seller, we have contacted the seller to review your initial conversation with them concerning rental car reimbursement. Please be advised that American Auto Shield does not provide rental cars for our customers. Rental car reimbursement is provided per the terms of the contract you purchased from the seller.

    Because we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased, we were unable to provide coverage for items reported by the initial repair facility as they are not listed as covered in the contact you purchased. Additionally and per our records, the vehicle was initially at a repair facility that was not capable of internal transmission work; therefore, it was advised that if you chose to proceed with internal transmission work, the vehicle should be moved to a facility that was capable of that type of work.

    Finally, our records indicate that our adjuster advised the repair facility to diagnose the vehicle to the point of failure to determine contract coverage. Unfortunately, we have not heard back from the repair facility; therefore, the claim is currently in a “pending” status. Should you wish to proceed or should you have any additional questions or concerns, please feel free to contact us directly. One of our Customer Support Specialists will be happy to assist you.

    Factual basis uncertain
    Verified purchase
    Customer ServiceRefunds & Payouts

    Reviewed Sept. 16, 2017

    When I purchased the contract I wasn't given all the true obligations within it and when I called in the rep let me know that that is why they send out the booklet and it is our responsibility to read it in and out and that most customers don't take out the time to read it. It has been over a month since I've requested a refund and have not heard from anyone concerning my refund.

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    American Auto Shield
    Response from American Auto Shield

    Hello Donna,

    Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, American Auto Shield serves as an administrator of vehicle service contracts. We do not participate in the sale of these plans. As such we do not contact consumers by mail or telephone with regard to purchasing vehicle service contracts or other products we may administer. With that said, we’re sorry to hear one of the marketer’s representatives may have treated you in a manner less than pleasant and professional, and we genuinely appreciate you bringing your experience to our attention.

    Furthermore, the marketer, Carsure, is responsible for refunding any monies due for the contract you purchased from them. As a courtesy, we contacted Carsure regarding your refund. Carsure submitted documentation indicating a refund via credit card was processed on August 25, 2017. If for some reason you did not receive this refund, please contact Carsure directly.

    Thank you, again, for your feedback. If you need further assistance, please don’t hesitate to contact us.

    Factual basis uncertain
    Verified purchase
    Price

    Reviewed Sept. 14, 2017

    I could take care of my cars myself but with these new cars, I can't which pisses me off. I can't disconnect my battery so I can keep the clamps clean because if I do that, I have to plug it in and reboot it with the computer. We've been on American Auto Shield for a long time so that they can take proper care of those issues. I also filed claims for a radiator, a sensor, the battery, and a little fan that was making noise. A couple of them were expensive. We bring the car to Service Chevrolet and they handled all that for us. The car's nine years old and we only got 35,000 miles on it. On a six-year policy, it may be a little expensive but comparing paying for it and buying the parts on the car, it's well worth it. We're gonna get American Auto Shield again. If friends would have a new car, I would recommend them to get American Auto Shield as well.

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    American Auto Shield
    Response from American Auto Shield

    Hello Lenneth,

    Thank you for taking the time to review our services and for your continued business and support. We appreciate your feedback and are pleased to know that your vehicle service contract is taking care of your repair needs, as expected. Should you ever need assistance, please don't hesitate to contact us!

    Verified purchase
    Customer ServicePrice

    Reviewed Sept. 13, 2017

    Auto Oil Leak and Water Leak. Job was completed ok. But It Took 4 days to complete Because Firestone and Auto Shield could not come to an agreement. No one called me during this time. I called Firestone they said no authorizing number was sent. I then called Auto Shield they said there was a disagreement with purchase price of parts. After 4 days they agreed and authorized the job.

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    Verified purchase
    Customer Service

    Reviewed Sept. 12, 2017

    I filed a claim for replacement of alternator. When I called to check on the claim, I was directed to an adjuster named Barry. Barry has a disgusting attitude. He's condescending, rude, and he made it very clear that helping customers with the cost of car repairs is a low priority for AAS. He acted as if AAS strictly requires me to satisfy him and my satisfaction as a customer is of NO importance at all. He acted like I have a duty to buy car-repair-insurance from AAS. Barry is a bully and should never be allowed to talk to customers. If Barry's attitude represents the character of AAS, AAS is greedy and has no business pretending to care at all about customers.

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    American Auto Shield
    Response from American Auto Shield

    Hello Robert,

    Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t satisfied with your claim and that you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times, and we genuinely appreciate you bringing your experience to our attention.

    Please be assured we do not take these matters lightly. We will review any calls made and received regarding your claim, and appropriate action will be taken if necessary.

    Thank you, again, for bringing your concerns to our attention. Should you need assistance in the future, please don’t hesitate to contact us.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPriceRefunds & Payouts

    Reviewed Sept. 12, 2017

    I wanted to protect my investment so I got a service contract with American Auto Shield for my vehicle. It runs on diesel and it usually gets a lot of mileage. I’ve filed a claim a couple of times and the first time was with a radiator and it went okay. But it took time because they kept trying to beat the price of the Ford dealership that was doing the repair work. And that is a vehicle that I drive every day and I needed it back. I didn’t get it back until I started threatening to get a rental vehicle. And it was going to cost them so much to pay and they were going to lose what they had already beaten before placed down on the price for. So then automatically they approved it.

    Then the latest claim was for one of the diesel fuel injectors. They said it’s an internally lubricated part that they don’t cover. It cost me $600 out of pocket so far. The mechanics submit the claim to American Auto Shield and for both times, they had the mechanic on the phone for over an hour. It cost him money, which American Auto Shield don’t care about. A diesel mechanic gets around $100 an hour, so this guy lost $100 or more both times. It should just be either a no or yes answer to do it and they cover it. So my mechanic pretty much doesn’t want my truck back in there again if I’m making a claim. American Auto Shield doesn't cover a lot of stuff. Don’t deal with them. I’m thinking about dropping them.

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    American Auto Shield
    Response from American Auto Shield

    Hello Brian,

    We’re sorry to learn you weren’t completely satisfied with your claims service. Thank you for your feedback and for the opportunity to address your concerns. We’ve reviewed your contract and corresponding claims and have determined that your claims were administered properly.

    Regarding your first claim, the repair facility initially contacted us on 7/10/2017. Unfortunately, they could not report the part that failed or the cause of failure at that time, as required by your contract. Additionally, we did not receive a call back from the repair facility regarding diagnosis until 7/12/2017. However, once the repair facility contacted us, our adjuster authorized the claim the same day.

    Regarding your most recent claim, while we do not like to deny claims, as an administrator we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Unfortunately, your contract does not have coverage for seals and gaskets as stand-alone repairs. With that said, we were happy to reimburse you for your towing expense for this claim.

    We apologize that we weren’t able to resolve this matter to your complete satisfaction, but we thank you, again, for your feedback. We value your patronage. Should you need our assistance in the future, please don’t hesitate to contact us.

    Factual basis uncertain
    Verified purchase
    Customer ServiceClaims Handling

    Reviewed Sept. 11, 2017

    The customer service representatives were always helpful when I spoke with them. My only constructive criticism with my claim would be the length of time it took to reach a decision regarding the claim. There were many times I called to make sure they did not need additional information and they would say they did not, but they actually did need an additional service record. If this had been caught sooner I think my claim would have taken less time to reach a decision. I have been without my car for 7 weeks now and I have two jobs, one of which requires me to drive two hours each way. This has caused some stress and difficulty, but I am thankful that my claim was finally handled and I should have my car back in the near future.

    Thanks for your vote!
    Verified purchase
    Customer Service

    Reviewed Sept. 7, 2017

    American Auto Shield has good customer service. She was really nice and knowledgeable and that was a good experience.

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    American Auto Shield
    Response from American Auto Shield

    Hello Manuel,

    Thank you for taking the time to give us your feedback. We’re so pleased to hear your experience was positive, as it should be! Thank you for being an American Auto Shield customer.

    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Sept. 4, 2017

    Someone called me many months ago and went on and on about trying to convince me to go with AHS and after paying a bit of money into it, I had no choice. I had to finish the contract. I have not received back what I have paid into it, but I'm not going to complain because it's water over the dam. It was on a Tuesday when I found out my car wouldn’t start and I knew I had to take it to Sauve’s because I like to patronize locally. We're in a small town, and I waited and they quickly went through the car and told me what it needed to have done. I knew that I'd have to leave the car there. They even have two cars that they lend to people whose cars are being worked on, but the man gave me a ride home and I didn’t think it would be ready then until Thursday. But Tuesday, at 4:00 in the afternoon, he called and said that it was ready. I was extremely pleased with the work they did. It is an older car, so I feel very confident using it now.

    I had actually forgotten about the American Auto Shield insurance until Wednesday morning and I think God planted the idea in my head that I have insurance. So I called and right away they were on top of it and they contacted Sauve’s and then they called me back once for the original estimate from Sauve’s was lower than what it actually cost them. It all has worked out in my best interest. I only had to pay $500 something and Auto Shield dealt directly with Sauve’s bill. I was happy that they helped me out. I'm a retired senior on a living limited income and it really made a difference for me.

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    Verified purchase
    Customer Service

    Reviewed Sept. 1, 2017

    I have a new vehicle so I acquired a vehicle service contract. I have one claim with American Auto Shield. I took the car to the shop, they called American Auto Shield and everything was taken care of. Everything worked fine.

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    American Auto Shield
    Response from American Auto Shield

    Hello Robert,

    Thank you for taking the time to review our services. We appreciate your feedback and are pleased to know that your vehicle service contract is taking care of your repair needs, as expected.

    We’re glad to have you as our customer. Should you ever need assistance, please don't hesitate to contact us!

    Verified purchase
    Customer ServiceClaims HandlingRefunds & Payouts

    Reviewed Aug. 9, 2017

    As a Retired Military service member I am very apprehensive about dealing with companies that cold call me especially with the wrong vehicle info but I gave them a shot. I had the policy for a few months and had an issue with my vehicle, filed a claim and was told they were canceling my policy, the claim was denied and to call the broker company (Cartection) to get a refund. They said the claim couldn't be paid because my vehicle showed up on "CarFax" as a Branded Title vehicle or uneconomically repairable vehicle. I sent them 2 state titles that show otherwise and they still refuse to pay the claim, my vehicle is in the shop with over $6k in repairs to be done & the broker company Cartection says it will be 3 weeks before I will see a refund.

    I filed a complaint with the Department of Insurance as well in Georgia, Colorado and California to deal with this matter and warn others "Buyer Beware!" These companies should be held to a higher standard when qualifying contracts as and spend the extra money to run actual state title information like a real insurance company does, not relying on Car Fax. Nowhere in their contract does it say Car Fax information will be relied on for the adjudication of these claims!

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    American Auto Shield
    Response from American Auto Shield

    Hello John,

    Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, American Auto Shield serves as an administrator of vehicle service contracts. We do not participate in the sale of these plans. As such we do not contact consumers by telephone with regard to purchasing vehicle service contracts or other products we may administer. Authorized third-party marketers and auto dealers who sell on behalf of multiple companies are only associated with American Auto Shield in the event the vehicle service contract sold is administered by our office.

    Additionally, while we do not like to deny claims, as an administrator we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Because the contract you purchased specifically excludes coverage for repairs if your vehicle is a grey market vehicle or has ever had a title indication of salvage, junk, branded or other designation indicating that the vehicle had been stolen, wrecked, destroyed, water damaged, or otherwise damaged to the extent that it was considered to be uneconomical to repair, we were unable to administer payment for your claim. Because the contract would not have coverage for this or any future claims, the contract was cancelled and any refund due would be issued by the seller.

    We sincerely apologize that we weren’t able to resolve this matter to your complete satisfaction. We thank you for your service and for being an American Auto Shield customer. Should you have additional questions or concerns, please don’t hesitate to contact us.

    Factual basis uncertain
    CoverageTech

    Reviewed July 31, 2017

    My car was losing a toll on of antifreeze per week. Couldn't see a leak. Dodge dealer said a bad intake manifold gasket. If your car is disabled what good is a warranty if the gasket is not covered? Air conditioner and cooling system covered complete is what I was told. I will make sure everyone hears of this too! I should have known better. All service contracts are misleading to the point of fraudulent. My attorney will go over this for sure. Meanwhile save your money. Pay for your repairs.

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    American Auto Shield
    Response from American Auto Shield

    Hello Joseph,

    Thank you for your feedback and for the opportunity to address your concerns. While we do not like to deny claims, as an administrator we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Unfortunately, we are unable to pay for parts not listed as covered in the contract.

    We’re sorry that we weren’t able to resolve this matter to your complete satisfaction. Thank you again for your feedback. Should you have additional questions, please don’t hesitate to contact us. Our Customer Service Specialists are happy to assist you.

    Factual basis uncertain
    Verified purchase
    Claims HandlingPrice

    Reviewed June 14, 2017

    I bought a vehicle service contract from American Auto Shield for at least 2 years after I watched their commercial, just see how it goes. I didn't know anything about it and I said to myself, "Well, it won't be a bad idea to have." That time, I'd probably get rid of the vehicle and only keep them about every two years. I had it looked at before I even bought the insurance. The mechanic did some work to it, did a wheel bearing on it and stuff. I asked him how it looked and he said, "It looks pretty good. But you know, it's not a bad idea. You'll never know if an engine blows." But about eight years ago, I got a car, drove it for about six months, and the engine blew.

    I've called them and submitted a claim for service. I talked to them and they just come up with it and there is nobody else to go to, "No higher up," is what the guy told me. They were willing to send three adjusters out to look at it three different times and keep the vehicle out of my service. One guy inspected it and said "Yeah, it slips. The transmission does slip. Yes, it does." After they broke the car down, another guy says, "Well, I can't really tell what the problem is. Something internally is happening, but I can't explain why." They then came up with a few sets of air pockets in the casting of the car, and the truck ran from '06 through 2017 fine. But now the casting on the transmission case had pockets in it. That just doesn't happen, and it just doesn't go away.

    What I come down to is that it was just their excuse not to pay a claim. They're a fraud. They will be more than happy to accept your money then they don't do anything about your claim. I have dealt with extended warranties before on vehicles, and when they find the problem with the car, they just either replace it with a new part and get it done. It cost me about a total of about $500 in the time I spent with their guy. That was my only claim. I don't claim just because I got insurance, I'm not one of those people. I didn't even ask for a rental car while my vehicle was out. I borrowed a vehicle from a friend for the longest time and wore out my welcome there. He was pissed at me for as long as I took. I'll never go back to them and I'll be out of the contract in any way I possibly can. It's a very pissful experience, and would I ever, ever think of doing it again? No way. They're horrible.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello James,

    Thank you for taking the time to give us your feedback. We regret learning that your experience was unsatisfactory. As an initial matter, please know that there are supervisors and managers to address any concerns you may have regarding your coverage or claims, should you need to speak with someone directly.

    Please be advised that we do not send our adjusters to inspect customer vehicles. However, when a repair facility is unable to determine the cause of failure as required by the terms and conditions of the service contract, the administrator may assign an independent inspector to determine cause of failure and extent of damage to the vehicle. Furthermore, while we do not like to deny claims, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Per the contract you purchased, a transmission case is covered only if damage is caused by a failure of any internally lubricated part within the transmission. Unfortunately, there was no failure demonstrated by the repair facility to any internally lubricated parts within the transmission.

    Please also be advised that the vehicle service contract you purchased provides rental car coverage from a licensed vehicle rental company for authorized and coverable claims should you need assistance in the future.

    Thank you again for your feedback. We sincerely apologize that we were not able to resolve this matter to your complete satisfaction, but we hope we were able to satisfactorily address your concerns. Should you have additional questions, please don’t hesitate to contact us directly. Thank you for being an American Auto Shield customer.

    Factual basis uncertain
    Customer ServiceClaims HandlingCoveragePrice

    Reviewed June 3, 2017

    When I got the contract, I was told that I would pay a monthly payment. If I had to have repairs, there is courtesy towing as well as Rent-A-Car, $100.00 deductible and the plans pays the rest. I tried to use it for repairs three different time, each time I was denied the repairs. The first time I had to wait 30 days before using it. The second time the parts were not covered. This last time, I was told that the water pump and radiator would be covered, two of six parts damaged, by the water pump housing breaking. A week later they told me the claim was denied because the water pump is under warranty from a company. Here is the kicker, they would only cover the two parts, the rest I would have to pay for.

    The tow company was only a $75.00, anything after that for tow I would have to pay for. The rent a car, I would have to get on my own and they said they would reimburse that cost. So paying the monthly amount, any amount on tow and rent a car if I got one, then the cost of what the shop did not get from the warranty. To me it seem nothing I was told is what it really is. The contract book is so confusing that it's hard to know what is covered and what is not. The frustration from the time my truck broke to this day is over the top as well the stress. I have put in just under $1,000.00 from monthly payments, the cost of repairs I had to do because I could not use this warranty is just over $1,000.00. The money I paid to this company is just a waste and I was not able to use it.

    Plus some of the people had no clue. The person setting up for a tow truck, I was on the phone with for close to three hours, trying to explain where my truck was broke down at. I tried telling her just tell the tow driver, they should know right where I was. Thank God my brother showed up. Got a tow company to tow my truck. The trying to get information from people in the company about my truck was just as bad, I was either talking to the wrong department, or kept getting disconnected. They said their phone messed up, right. Then we had to wait on the adjuster from yet another company to go look at my truck and they would decide if the company would pay or not. I kept telling them I have no transportation but they kept saying, "We will see if we can push them."

    It took four days for them to get the information for adjuster and decide they would not cover it. Then trying to cancel this plan, was just as bad. They tried everything they could to get me to change my mind, by this time I was so mad if I could of choked the person through the phone I would of. It does not matter who or about you, it's all about the company. Also if you're on a limited income like myself this is not for you, you have to have a good saving amount, or you will be like I have been this week. Stressed out, frustrated. It's not worth it.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Waverly,

    Thank you for your feedback. We’re sorry to learn you weren’t satisfied with the claims process and appreciate the opportunity to address each of your concerns. To clarify, American Auto Shield is not the seller of the contract you purchased, and we are not your payment plan company. AAS is the claims administrator for the service contract you purchased from the seller.

    While the contract you purchased includes roadside assistance benefits, including towing service, the services are administered by an independent nationwide roadside assistance administrator, not AAS. We’re sorry to learn you weren’t satisfied with this service and thank you for bringing your concerns to our attention. We will address the same with the administrator.

    The contract you purchased includes rental car reimbursement for authorized and coverable claims. However, American Auto Shield is not a rental car company, and we do not provide or make arrangements for rental car service. With that said, rental car coverage, when applicable, can be obtained from any licensed vehicle rental company of your choice. Many repair facilities have loaner cars or have a rental facility on-site. However, if your repair facility does not provide rental cars, simply contact your local rental car company and retain your receipt.

    While we do not like to deny claims, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased; therefore, we must adhere to the waiting period condition in the contract terms, we are only able to administer payment for failed parts listed as covered in the contract, we may assign an independent inspector to determine cause of failure and extent of damage to the vehicle, and if a covered part is covered by a manufacturer’s warranty, repairer’s guarantee, or other service contract, or insurance policy of any type, then such warranty, service contract or insurance shall be primary, and coverage under the AAS contract shall be secondary.

    Thank you again for bringing your concerns to our attention. We are sorry we weren’t able to resolve this matter to your complete satisfaction, but we hope we’ve addressed any questions or concerns you may have. If you should have any additional questions regarding your coverage, please don’t hesitate to contact us.

    Customer ServicePricePunctuality & Speed

    Reviewed May 28, 2017

    My CV shaft was leaking grease all over exhaust of my 2008 Subaru. I contacted American Auto Shield. They told me to take it anywhere I wanted even the dealer. I set up a appointment with Cannon Subaru of Lakeland, FL. Arriving at Cannon showed them my paperwork. They said no problem. They work with this kind of thing all the time. I left my car. A couple days later I get a call from Cannon saying they can't finish my repair because of issues with American Auto Shield. I find out that American Auto Shield wants to send parts to Subaru that they won't install. Now I'm stuck with my car torn apart waiting so I call American Auto Shield. They say that's the way they work.

    Wish someone would have figured that out ahead of time. So Subaru tells me that I will have to pay for parts. Well when I go to pick up my car American Auto Shield barely paid half and it cost me over $300.00 to get the keys. So 4 months later the other side shaft does the same thing. I call American Auto Shield. Same story. I ask if I could do repair. They said no. So instead of doing the same thing over I bought my own parts. Repaired my car for $84.00.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Leonard,

    Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t completely satisfied with your claims service and that your repair facility would not install the parts offered to repair your vehicle.

    With that said, we’re glad we were able to pay a portion of your claim. Should you have additional questions about your coverage, please don’t hesitate to contact us. One of our Customer Service Specialists would be happy to address any concerns you might have.

    Verified purchase
    CoverageRefunds & Payouts

    Reviewed May 25, 2017

    I got American Auto Shield for over a year now at the same time when I bought a used car. My engine light came on, so I had all the spark plugs and the gas was changed. It was still misfiring on number 6 and nobody could figure out why. I thought it might be the transmission but they weren't really helpful. They were saying I have to pay for $65 an hour to put it on this machine and I haven't had the money for that. So I went and got an ignition coil put on number 6. I'd be able to get a rental car for four days and American Auto Shield will pay for them. But if it's a transmission, it takes more than four days, then I'm just stuck and got to pay for it myself. There's also something wrong with what they cover. I thought I'll get it bumper to bumper. I have an automatic payment set up for this and it seems I'm paying for something I can't use. It wasn't very pleasant and if a friend asks about them, I'll tell them to check around.

    Thanks for your vote!
    Verified purchase
    Customer ServiceClaims HandlingPunctuality & Speed

    Reviewed May 22, 2017

    I did not have a good experience with your company. Five weeks to wait for a repair is an excessive amount of time. Every time I would call, the representative was polite and answered questions. When they have transferred me to claims adjuster, I was treated like a stupid woman. One thing they do excessively well is make excuses and they have the best in the nation ways to hold up progress. Started out needed diagnosis then would call inspector. Then needed car torn down further, then needed more tests, then needed back to diagnosis, then waiting on inspector, then waiting for inspector report, then needed pictures. For five weeks. I really cannot identify where the bottle neck was - but your responsiveness is horrible. It is my wish that someone look at the process and review for problems and inefficiency and go solve the problems so your company can continue to be successful.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Kathryn,

    Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t satisfied with your claim and that one of our representatives treated you in a manner less than pleasant and professional when you contacted our office. We train each of our representatives to be professional, kind and polite at all times, and we genuinely appreciate you bringing your experience to our attention. Please be assured we do not take these matters lightly, and appropriate action has been taken.

    Regarding any delay in your vehicle’s repair, unfortunately, the repair facility was unable to determine a cause of failure or confirm the extent of damage; therefore, we assigned an independent inspector to determine the cause of failure prior to issuing authorization for repairs, per the terms and conditions of the contract you purchased. Our records do not indicate that the inspector caused any delay. The repair facility contacted our office on a Friday, the inspection was immediately scheduled, and a report was received the following Tuesday. Our records do indicate, however, that there was a delay in receiving information from the repair facility, including the final invoice necessary to process the claim and pay for the repair.

    With that said, we’re pleased we were able to process and pay your claim. Thank you, again, for your feedback and for being an American Auto Shield customer. Should you have additional questions or concerns, please don’t hesitate to contact us.

    Resolved outside ConsumerAffairs
    Verified purchase
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed May 21, 2017

    The hose on my radiator popped out so I had coolant flushed and a new hose popped in. But since it's not covered, I paid for it on my own. But three other for motor mounts were bad and it ended up to be repaired. The technician to where I usually get a service said all four should be repaired. American Auto Shield then sent an inspector over on a Friday to try to find out if three of them were bad instead of four. Also, the technician recommended the motor mounts that was the best for my specific vehicle, but what American Auto sent over was the aftermarket parts which were the cheapest. The part has a warranty, but it was the suckiest one. I understand that it's business, but it was awful and it's not even good.

    Also before that, I already had an engine mount put on it and it was on the right side. And it's not like I go off-roading because I literally just drive to work and back. They've both been great but they're not rough to where you need new engine mounts, it's just that the parts that they use are not good. And that's what supposed to happen when you short change, cheap parts and cheap labor. I know that sooner or later, I might need new engine mounts, but it's almost no point to it. And then the other time, they didn't even want to pay for the service but it's part of the contract.

    On top of that, I had to pay an extra two days for a car rental because the inspector got there late and they only pay for three days rental. So it's not about giving the customer gratifying service anymore and they're only gonna do the minimal requirements to satisfy the contract. I am not happy at all and I've been very dissatisfied. Every time I deal with them I have issues. I've been disappointed more than once. It's just like it's all about the interest of American Auto Shield and not the interest of the customer who owns the vehicle. They're not real good customer service people and they're not a company that push their customer service.

    Thanks for your vote!
    American Auto Shield
    Response from American Auto Shield

    Hello Efrem,

    Thank you for your feedback and for the opportunity to address your concerns. Our records indicate your most recent claim was called in on a Wednesday. Unfortunately, the repair facility was unable to provide a cause of failure as required by the contract; therefore and per our records, an independent inspector was assigned to inspect the vehicle to determine cause of failure and extent of damage. Per our records, the inspection was performed on Thursday and the complete report was received on Friday. We sincerely apologize for any inconvenience you may have experienced during this phase of your claim service.

    While we do not like to deny any portion of a claim, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Therefore, we are only able to administer payment for failed parts listed as covered in the contract. With that said, we were happy to administer payment for those parts listed as covered in the contract and verified as failed.

    We’re also sorry to learn you weren’t satisfied with the warrantied parts provided to repair your vehicle. A number of companies make parts designed to function the same, or in some cases even better, than the original, manufacturer’s part. However, we appreciate your feedback and are happy to discuss any additional concerns you may have. Please feel free to contact one of our Customer Service Specialists should you need further assistance.

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    American Auto Shield Company Information

    Company Name:
    American Auto Shield
    Year Founded:
    2002
    Formerly Named:
    American Auto Shield
    Address:
    1597 Cole Boulevard, Suite 200
    City:
    Lakewood
    State/Province:
    CO
    Postal Code:
    80401
    Country:
    United States
    Fax:
    303.420.4722
    Website:
    americanautoshield.com