American Auto Shield Reviews
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About American Auto Shield
Since 2002, American Auto Shield (AAS) has provided vehicle service contracts with a simplified claims process. AAS offers auto, ATV, motorcycle and off-road motorcycle coverage for dealers, agents, direct marketers, membership organizations and lenders. It also provides access to 24/7 online support and claims filing.
Visit americanautoshield.com- Monthly plans available
- Motorcycle/ATV coverage
- Lenient age/mileage requirements
- Large number of plans available
- Only sold through dealerships
- Expensive towing fee
American Auto Shield Reviews
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Reviewed Sept. 18, 2018
I took my car to BMW and was told that my vehicle was in need of a radiator replacement, hose that is a part of the radiator and 2 additional parts replaced. The 2 additional parts weren’t covered. Fine, no problem however, the radiator is covered but the hose is not covered. Correction, a BMW hose is not covered but an off brand is covered. Fine. The American Shield personnel told BMW to have me call and confirm that I would accept the off-market hose. I told him that’s fine, then BMW went on to say that the radiator was approved and that it would be shipped from autozone that same day, actually, it was Friday, September 14, 2018. They don’t provide rental cars, they supposedly reimburse you.
BMW called me on Saturday and said that they still hadn’t received. BMW called me on Monday, yesterday and said that they still hadn’t received and they told me that they called and were on hold with American Shield for 1 hour and guess what, today is Tuesday and BMW still doesn’t have the radiator and the BMW rep said he called and was told, by American Auto Shield that he doesn’t know what’s going on with the part. Meanwhile, I’m without my vehicle and no rental car and I’ve missed work since Friday. Beware! This company clearly doesn’t care. Cancel before you have a problem. Find a company that is considerate of their customers.
Hello Janine,
Thank you for your feedback and for the opportunity to resolve this matter. We’re sorry to learn there was a delay in receiving the part necessary to repair your vehicle. We hope our representative was able to address any concerns you may have and that waiving your deductible and offering rental reimbursement aided in resolving this matter to your satisfaction. Thank you again for your feedback and for allowing us the opportunity to provide you with a better customer service experience. Should you need any additional assistance, please don’t hesitate to contact us.
Reviewed Sept. 11, 2018
Very happy with knowledge & courtesy of 3 customer service reps so far. Very happy with service provided & value for my monthly payment. Not happy about length of time on phone to get things cleared. Mechanic was so frustrated that he won't call again, so I have to find a new repair shop.
Reviewed Sept. 10, 2018
Just called and filed a claim after I have been out of town for work... and told I will not receive an AC repair because I was pre-existing... which is untrue. I’m driving in 90 degree weather and need a solution... I’m a single father and don’t want my young 4 year old in a hot car. Please let me know other options besides no.
Hello Martell,
We’re sorry to learn you were not satisfied with your claims service and hope that today our representative was able to address any concerns you may have had regarding your coverage. As explained, we are unable to administer payment for claims initiated during the waiting period specified in your contract. With that said, if you have any additional questions or concerns regarding your coverage, please feel free to reach out to us. One of our Customer Service Specialists will be happy to answer any questions you may have.
Reviewed Sept. 7, 2018
The folks I did talk with, were very nice and knew what they were talking about. I like that. Some places you call and get shuffled to four or five different place before you get to whom you need to talk to. By that time you forget what you called about.
Reviewed Sept. 5, 2018
Tried to cancel my contract within the 30 day period, was informed I had to do that in writing within 8 days including the weekend, if not received in that time frame no refund, I was canceling due the fact they misrepresented the service, I have a 2002 Chevy Impala with 70,000 miles and is in as new condition worth around 4000-5000, when I received my contract in the mail and reading through it, it stated they would only cover the amount of repair up to the trade in amount the blue book states, which in my case was 1650.00 and going down every year (I had a 4yr+ 66,000 more miles of coverage) for a total cost of 2993.00 so I called them and they said, "No. That wasn't correct" that everything was cover in the premium plan I had, but I reading the fine print I honestly don't believe them.
All they did was try to talk me into trying to keep it. I sent my letter in and there is a 75.00 cancellation fee (of course there is right). So long story short they are keeping my down payment and I'll be referring all my communication emails, audio recording to the attorney general for their review. My advice is to record all your conversations with these scammers.
Hello Ronald,
We’re sorry to learn that you weren’t satisfied with the company you spoke with regarding the purchase and subsequent cancellation of your service contract administered by American Auto Shield. Please be advised that American Auto Shield did not communicate with you regarding either the sale or the cancellation of this service contract. However, and as a courtesy, we have forwarded your concerns to the seller and the company you communicated with for their review and response.
Reviewed Aug. 24, 2018
I received a scary official looking, disturbing letter with a bold 72pt large font warning stating that my vehicle warranty was about to expire and urged me to call immediately. Although I told the person multiple times that I did not want the insurance, he would not stop insisting and would not let me off the phone until his sale was made. I called to cancel shortly in April 2014 after receiving their materials, but as I called, the representative would not honor my cancellation, making it difficult for me to cancel, conned with scare tactics into forcefully keeping the insurance that I did not want or need. I was in communication with Mr. Doug ** who seemed less than interested by the UDAAP violation I presented to him, or to resolve the company scam.
November 2017, I called after receiving multiple negative responses from Mr **. I Spoke with a representative who was extremely rude about the situation, he then began to sell me the insurance once again. After an hour of him talking and explaining why I should keep the insurance and me stating firm in "No" he transferred me to his supervisor who began the sales tactics and rudeness as I requested to be cancelled and be refunded, he demanded that I sent a letter requesting refund, which I sent right after ending that call. Today it has been about 9 months since that call. I still have not received a refund for the total amount that I was scammed for. Contract **.
Hello Cesar,
Please be advised that Carsure, the company from whom you purchased your service contract, handles cancellations and refunds for the contracts they sell. As a courtesy, we have reached out to Carsure on your behalf and have asked them to contact you to address your concerns directly.
Reviewed Aug. 21, 2018
Repair Jeep Gr Cherokee 2005 - First time use of policy. Was just told I needed someone from CARCHEX to look at the car before work was ok'd. No one told me they need to see it first when I called. After paying for plan want to use it. I was told to get a bid and we did from the Jeep dealer. This car is in good condition and I want to drive it for many years now that I am retired. Hopeful this will come to a good conclusion.
Reviewed Aug. 20, 2018
My Ford Fusion died at a turn lane on busy highway where speed limit is 65 mph. Just had vehicle inspection done 2 months prior. This car sends me health reports. I waited off highway and tried starting it 2 more times. It started and I got off highway. Ford mechanic says internal water pump broke and ruined the engine. It sends coolant into engine and broken parts. American Auto Shield says I'm negligent in driving my car after it died, to get off highway where I waited for tow truck. I should of stayed on highway, obstructing traffic I guess.
I need new engine and they will only cover water pump. My car has been in shop for a week now and after several calls from mechanic and me they finally sent an authorization to pay only for water pump. Takes forever to talk with claims department, on hold for 20 minutes and to get any work started. The mechanic is even fed up with them! I will only buy warranty from Ford from now on, as I recommend any of you to do instead of these 3rd party companies.
Hello Denise,
Thank you for the opportunity to address your concerns. We’re sorry that we were unable to resolve your recent claim to your complete satisfaction and for any inconvenience this may have caused. When anyone’s vehicle experiences a breakdown, safety should be his or her first concern. Drivers should get the vehicle to a safe place by pulling over and out of traffic, if possible. Additionally, drivers should only exit a vehicle if it is necessary or safe to do so. Thank you again for your feedback and for being an American Auto Shield customer.
Reviewed Aug. 1, 2018
This is the third time I have tried to use this policy only to find that the required work is not covered. \The representative was courteous and efficient. She reviewed the coverage with me. This policy only covers the BIG stuff. My fault for not reading carefully. This is expensive coverage for powertrain only. There are many restrictions. Let the buyer beware. Read it carefully.
Hello Thea,
Thank you for taking the time to give us your feedback. We’re pleased to know our representative was courteous and efficient and that your experience was positive. We’re sorry that your contract did not provide coverage for your vehicle’s recent issue, but should you need assistance in the future, please don’t hesitate to contact us.
Reviewed July 26, 2018
I was very concerned about the cost to repair my car and really did not know what to do. She was patient kind and very knowledgeable. I really appreciated her. This is my very first experience with your company and I must say, first impression have made me a believer in you. Her name was Eawwma, not sure of spelling,
Reviewed July 19, 2018
Use American Auto Shield for both our cars. Made repair claims on my wife's car and had no problems with the payment settlements. So far value for peace on mind as we do drive far afield on vacations.
Reviewed July 18, 2018
My vehicle had NO oil pressure and also needed a new radiator. They sent out a person to inspect the car at my mechanic. This was 2 weeks ago and I and my mechanic have been going back and forth with them and they just string you along!! I was told yesterday with my mechanic on a 3 way phone call that someone would get back to me today by 12 noon! Guess what. NO CALL!!! No resolution! I fought with them on the phone tonight to no avail. They lied about several things and put words in your mouth that you never said!!! I WOULD NEVER BUY ANOTHER CAR WARRANTY! My mechanic said that they are a waste of money. I also had to rent a car for the past 2 weeks which as we all know is not cheap, cost me over $400!! I am done with this company!! I wish I would have known this sooner! Anybody who gives them a good rating is crazy!! PEOPLE BEWARE! I see now that there are tons of complaints with this company and I see why!
Hello Robert,
We regret that you aren’t satisfied with your claims service and for any inconvenience you may be experiencing. We value your feedback and the chance to resolve any issues that our customers may have. We forwarded your concerns to our Claims Department and look forward to resolving this matter as quickly as possible.
Reviewed July 17, 2018
Great customer service, speedy service. I will recommend American Auto Shield to everyone. This was my 1st time using the coverage and I didn't understand. The rep took the time to explain. Very helpful.
Hello Degwanda,
We’re delighted to read you were satisfied with your claims service! Thank you for taking the time to share your positive experience and for being an American Auto Shield customer!
Reviewed July 15, 2018
The dealership submitted claim to AAS ADMINISTRATOR on Wednesday, July 11th, 2018 that the 1994 Oldsmobile Cutlass Supreme S a/c compressor and component parts needed to be replaced due to clutch assembly and housing breakdown. Serpentine Belt sustained fray damage to belt edging. Keith had the auto at dealership, Thursday, July 5th, 2018 for a/c service due to hot air blowing and also noted the fan belt began to fray from outer edges to center, too! But, back to dealers, 6 days later, Wednesday, July 11th, 2018... diagnosed a/c compressor failure, Serpentine Belt frayed from damaged a/c compressor.
Well. The process of shipping/receiving very slow. Dealer service advisor recommends to contact companies and networking then began. The customer virtually eliminates the dealer's service advisor's position! Too much legwork I need to do and still anticipating more! Today, Saturday, July 14th, 2018 and still no air conditioning! Oh, well...! Here we go again, more money, time and customer satisfaction issues.
Hello Keith,
Thank you for your feedback. We’re sorry to learn you aren’t satisfied with your claims service and for any inconvenience you may have experienced. We have forwarded your concerns to our Claims Department and look forward to resolving this matter as quickly as possible.
Reviewed July 10, 2018
Well first claim was denied because I was 54 miles away from the 1,000 initial miles. Second claim denied because they said I only have a powertrain warranty. When I called to buy contract I asked for the top of the line one that covers everything. Cost me almost $4 grand. Now I am way over 2,000 miles and my engine valve cover gasket is leaking engine oil. They tell me it's not covered part. My seal on my windshield wiper pump is leaking, they said it's not covered. My computerized tire monitoring system is failing on my BMW 335i, they said it's not covered. I will be canceling my contract as soon as I can and contacting my attorney about the hidden red tape and false claims when you purchase something online or over the phone but get a contract in the mail that's totally opposite. Very dissatisfied.
Hello Bobby,
Thank you for your feedback. We regret that we were not able to resolve your claims to your complete satisfaction, and we appreciate the opportunity to address your concerns. While we do not like to deny claims, claims initiated during the waiting period specified on your declaration page and repairs for pre-existing conditions are specifically excluded from coverage per the terms of the contract you purchased. Additionally, AAS is unable to administer claim payment for parts not listed as covered or explicitly excluded from coverage by the contract.
As a courtesy, we forwarded your concerns regarding the purchase of your coverage to the seller of your contract. A review of the sales call indicated the seller’s representative described the main components listed as covered by the contract. The review did not find that the representative indicated the contract covers all repairs to the vehicle; however, we sincerely apologize on behalf of the seller for any misunderstanding and thank you for bringing your concerns to our attention.
Reviewed July 2, 2018
I was impressed by this new car services that help reduce the high cost of repairs, provides ease of mind knowing the company will take care of the issues (i,e, claims, repairs, etc), doing the works for us at a reduced or discounted rate.
Reviewed June 22, 2018
My experience was an absolute nightmare, and as of this date, I still haven't had a final review or response from AAS. Every time I have followed up to have the claim reviewed, I was passed from one person to another. The car sat on the rack at a reputable repair shop for over a week, and even when the adjuster came and reviewed the needed repairs, he agreed it was a valid claim and recommended the repairs be covered. Even after the adjuster's report, we were told it needed to go under further review... Two days into the claim process, I have a message saved on my phone from an AAS representative, which said the claim was going to be covered. I've told every representative I've spoken to about the initial message, but to date, it's fallen on deaf ears.
The irony of it all was that AAS came to me for my business, and when I needed the service, they always said that the contract didn't cover this particular part of the repair. This company uses the language in their fine print in their contract to avoid having to pay the majority of anyone's claim. After reading the positive reviews, I can't help but believe that they are fabricated or carefully selected by AAS. Buyer beware!!!
Hello Daniel,
We value your feedback and the chance to resolve any issues that our customers may have. We have attempted to reach out to your repair facility to resolve this matter. Your claim is currently pending receipt of information from either you or your repair facility. Please feel free to contact us so that we may resolve this matter as expeditiously as possible.
Reviewed May 17, 2018
AAS has done nothing but give me trouble, headaches, problems, and complications when it came to covering my Volvo C30. In total, they have covered less than 10% of what they told me was going to be coverable, but apparently I missed the 3-point font on the "contract" that everything was actually not covered -- very clever.
They have caused my Volvo to be at the already terrible Volvo dealership for 6 weeks now due to their miserable level of communication and their inspectors who clearly have no value for people's time and take 3 weeks to make it out somewhere. Not to mention they decided to charge me two deductibles on claims that happened ONE DAY apart. Zero stars would be too many. Please, save yourself tremendous stress and never use this company hidden behind "oh we don't actually do this" and "we're just the ____," which is a complete smoke and mirrors play and exhibits no level of customer service or retention. They don't deserve any more customers.
Hello Suresh,
We’re sorry to hear about your recent claims experience. We strive to provide excellent customer service and are working to resolve this matter to your satisfaction.
Thank you for taking the time to give us your feedback and for being an American Auto Shield customer.
Reviewed May 9, 2018
I had a breakdown on the weekend. My coolant fan broke apart and the parts cut my radiator. I took it to a major service center and had to give them permission to fix the car as no one was available because of it being a weekend. I called on Monday morning to file claim and was told the fan that caused damage to radiator was not covered so the radiator was not covered either. My entire bill was 14443.17. The entire claim was denied and was not negotiated, sorry. This company has loopholes and other than taking your money they stand behind nothing. I suggest you get out of your contract as soon as possible. To get out of the contract and receive a prorated refund takes another act of Congress. I am very very dissatisfied and hope to save someone else my misery.
Hello Teresa,
Thank you for your feedback and for the opportunity to address your concerns. We’re sorry your vehicle experienced a breakdown that was not covered by your contract, and we sincerely apologize that you weren’t happy with the outcome of your claim. As stated in the service contract you purchased, mechanical breakdown or failures of covered parts damaged by non-covered parts are excluded from coverage.
As a claims administrator for over 15 years, American Auto Shield has administered millions in claim payments. However, we are obligated to adjudicate claims per the terms of the contract, and we are unable to administer payment for parts not listed as covered or explicitly excluded from coverage by the contract.
Thank you, again, for your feedback and for being an American Auto Shield customer. We’re sorry that we weren’t able to resolve your recent claim to your satisfaction, but should you have any additional questions or concerns regarding your coverage or claim, please don’t hesitate to reach out to us.
Reviewed April 3, 2018
Went from Leonard to Jacquline, to Payton who gave me the runaround. I requested that the contract be canceled on April 3rd. "O dear. Your car motor will blow up then what will you do?" I told her I wanted to cancel now and I am in a hurry. "I can call you back," Payton said. "No cancel it now." "What if the motor blows up?" "I will handle it". I told her it is within the time period and she still played this game of what if the motor blows up? Why do you want to cancel she said? "Because I have seen so many bad reviews right here on Consumer Affairs." Where did you see these reviews? We are a good company and cannot understand why you want to cancel. Tell me why you want to cancel."
"What if the car engine blows up?" She asked me that a lot of times. Please cancel the contract. Please cancel the contract I kept telling her. She still hassled me about canceling that is when I told her I would get my husband on the phone. FYI my husband died years ago. But she kept right on going, "Why do you want to cancel? Car motor blow up, What happens if you are on the road and there is a problem?" Very bad company to have in your life. Put the money in bank for when you need a repair.
Hello Rosalyn,
Thank you for your feedback and for the opportunity to address your concerns. Our records indicate that on April 3, 2018, an American Auto Shield representative, Leonard, referred you to the seller of your service contract, Carshield, regarding your cancellation request, as is procedure. The representatives mentioned in your review, Jacqueline and Payton, are not employees or representatives of American Auto Shield. As a courtesy, we have forwarded your concerns to the seller of the service contract and the company you spoke with regarding cancellation, Carshield. We apologize on their behalf for any inconvenience you experienced.
Our records indicate your contract has been cancelled. Thank you again for your feedback. We hope that we have satisfactorily addressed your concerns.
Reviewed March 29, 2018
If I could give them less than 1 star I would! At least they are consistent with two things, collecting money & "the run around". My truck has been in the shop for 23 days & they still have not authorized the repairs. Today I tried to have them conference my shop & I to review the amount they were authorizing but the adjuster. Barry told me he wasn't going to waste 15-20 minutes waiting for his supervisor to issue a payment code. Every time I call I get a different story than what is being told to my shop. My policy did not come until after they collected my initial payment, had it come earlier I would have never signed up.
I have called the servicing company Carchex & got nothing but attitude. Nothing like being talked to like you're an idiot, thanks Sharon! My mechanic won't warranty the repairs because instead of fixing the problem they are going out the "cheapest way" with aftermarket parts, isn't that right Mark? I have talked to countless reps from both the initial company Carchex & the administrator AAS but none of them will do what is right by the customer. They have tried to play me against my mechanic & vice versa.
Today their inspector admitted that the motor should be replaced based on metal shavings being found in the oil pan but his supervisor disagrees. I will now have to pay out of pocket to have my truck repaired the correct way. They won't even agree to pay for OEM parts. If you need a rental, guess again because they won't give you one until THEY have inspected & approved your claim. Then they will only give you $160 in coverage which will expire while they give you more "run around". Oh, good luck getting them to call you back! Today I was told I was lucky that Barry was working overtime & that he was supposed to leave at 3 pm. Gee thanks! WORST SERVICE IN MY LIFE!
Hello Ryan,
Thank you for your correspondence and for your patience as we reviewed your concerns. We’re sorry to learn you weren’t satisfied with your claims service, but we hope we’ve since resolved your claim to your satisfaction. Please know that we value your feedback, and we apologize if you felt you were treated in a manner less than professional at any time during the claims process. We have performed a complete review of your claim and any calls associated with it and have reached out privately to address each of your concerns.
Reviewed March 26, 2018
I purchased the gold warranty package for my 2008 BMW. The adjuster finds parts online from Autozone so you don't get OEM parts unless you pay the difference. Who can afford to pay the difference when you're paying them monthly. My car needed a water pump and thermostat. They tell you to find a shop that allows you to send in your own parts. WOW so they can send them from Autozone.
Here is the kicker. When you go to buy a used high end car you're not getting OEM parts in that car but these car lots still sell them at top dollars because of the name BMW, Jaguar, r Mercedes range rover. These cars are not worth crap with Autozone parts in them. Because of companies like this imagine buying your used dream car that cost a lot of money but all the parts under the hood are from Autozone. If they are going to stoop that low they might as well buy them from Amazon since they don't want to pay out. Each one of my repairs I pay out 4X as much as they do.
Hello Jay,
Your feedback is important to us, and we appreciate the time you took to tell us about your experience. As an initial matter, please note that American Auto Shield is not a payment plan company, and we do not accept monthly payments from customers. American Auto Shield is the claims administrator of the service contract you purchased from the seller, Cartection.
We’re sorry to learn you aren’t satisfied with your coverage and claims service thus far. American Auto Shield utilizes reputable nationwide parts vendors to administer claims per the terms of the contract you purchased. Our records indicate that one year into coverage, your contract has provided almost $8,000 in coverage for multiple breakdown and roadside assistance claims. We strive to provide excellent customer service, and we hope your experiences with our representatives throughout the claims process were positive.
Thank you again for your feedback and for being an American Auto Shield customer. Should you need assistance in the future, please don’t hesitate to contact us.
Reviewed March 20, 2018
I am not alone in this fight for some type of justice with this company. The response to the bad reviews all sound the same. "Contact us directly," but when you do contact them they will give you the runaround & say "Did you read the contract?" Their contract arrives AFTER they take your money, & you don't realize that they never intend on paying for your repairs until you try to make your first claim. My F350 was at the Ford dealership & needed $4,000 in repairs. This company only agreed to pay $150.00. With the GOLD package that I was told would cover ALL repairs. Then, they would not accept Ford's parts. So, in order for me to receive the $150 I would have to find a shop that would accept the cheap parts their adjuster found online.
This company will accept my $250 monthly payment, but will not accept the responsibility that comes with their brand. The slogan on the front of my contract says "Peace of mind" but it's just a headache soon as you make your first claim. Contract #** I would like a real explanation of how these companies can get rich off of people & hide behind bogus contracts with loopholes to keep from holding up to their end of the bargain.
Hello Bryan,
Thank you for your correspondence. We’re sorry to learn you weren’t satisfied with your initial claims service, but we hope we’ve since resolved your claims to your satisfaction.
As an initial matter, please be advised that American Auto Shield is a claims administrator. We are not the seller of the service contract you purchased, nor are we your payment plan company. With that said, we forwarded your concerns to the seller of your contract, Carshield, and we requested a review of the sales call. Our review found the seller’s representative described the main components listed as covered by the contract you purchased. We did not find that the representative indicated the contract covers all repairs; however, we sincerely apologize on behalf of the seller for any misunderstanding. If you have any questions regarding your contract’s coverage, an American Auto Shield representative will be happy to answer any questions you may have.
To ensure your claims were administered properly, we also performed a complete review of your claims and any recorded calls associated with them. Because American Auto Shield is obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased, we are unable to administer payment for parts not listed as covered by the contract. In addition and per the terms of your contract, you may choose one of our part options, or you may choose a part provided by a dealership or repair facility of your choice. Lastly, we were unable to find any reference in the recorded calls regarding $150, and this amount does not match the authorized claim payment we have on record. If you have any questions or concerns regarding the authorized claim payment amount, please feel free to contact us.
Thank you again for your feedback and for being an American Auto Shield customer.
Reviewed March 9, 2018
Well over a week now, run around after run around from CarChex would sold the POS warranty and American Auto Shield. I'd call the folks at AAS morons, but they'd probably consider it a compliment. I was lied to from day one via Nikki at CarChex saying my Mercedes could have OEM parts put back on the car - which is the ONLY reason I bought the 5500.00 warranty. Now I find out via AAS only aftermarket, and they only go by 1 book for repair hours. They are offering me 1/2 of what it costs to repair my car - a front right drive axle. But the worst overall issue... I either pay the 1500.00 difference or take it to another shop... here's the kicker, they won't tell me ANY shop in town that can do the work, will accept their warranty payment, also accept the warranty company mailing the parts to the repair shop, and then use the same repair guide for the hours.
So now, I get to pay to have the MB dealer put the car back together, have it towed home, and take this car from shop to shop (via a tow truck) to find out if any shop in Columbia SC will repair the car, accept mailed parts from AAS, agree to be paid per 'the book'. You know... when you have a car accident, the insurance company has a list of shops 'in network' or preferred shops, then if you choose you can take it to your own shop, but may have to pay the difference. Not with AAS - they will no give you ANYONE they've worked with in the past, anyone in town who can fix a MB, anyone who will accept mailed parts, anyone who works from the hourly repair guide! Please, RUN from these people if you're looking for a warranty... do not walk... RUN! My next phone call is my attorney. I've wasted 8 hours of my time on this, and am NOWHERE closer to resolution!
Hello Keith,
Thank you for your feedback. We’re sorry to learn you weren’t satisfied with your claims service. Your claim is currently in an inactive status pending receipt of the signed invoice from your repair facility. Should you wish to proceed with your claim, please submit the signed invoice so that we may resolve and close your claim.
Thank you again for your feedback and for being an American Auto Shield customer. If you have any questions or should you need assistance in the future, please don’t hesitate to contact us.
Reviewed Feb. 27, 2018
I recently became a customer American Auto Shield through CarShield. A few days ago I was going down the road in the speed bump scrape the bottom of my car. Oil pouring out profusely. I contacted the claims department for American Auto Shield. They told me to find a qualified auto repair shop. I even told them the situation about the bottom of my car being scraped by a speed hump. The representative told me they'll be no problem just find a qualified auto repair dealer. I contacted the dealer and call the administrator which is American Auto Shield and told them the situation cause I was trying to get roadside assistance. Representative I was excluded from my policy because I had a collision.
Talkin to representative Garrett he became real condescending. So I asked to speak with a supervisor. After waiting 15 minutes Mr Garrett said here he is... Then, a Mr. ** got on the phone and started acting like a supervisor after I told him how the representative was handling me. After asking what type of action would be taken for Mr. Garrett's unprofessionalism... Mr. ** told me that he would handle it and he would contact the supervisor. So I asked, "are you a supervisor Mr. **? He then informed me that he was not even a supervisor. By then said you've been to train yourself as a supervisor for the past 20 minutes. This is very deceptive. I then ask to speak to a supervisor.
Another 20 to 30 minutes. Then I began to speak with a supervisor Ray. He informed me that they will listen to the recordings of the employees and deal with them swiftly. About how they told me that my policy was nullified due to a collision from riding down the street over a speed bump. I also quoted the advertising that they had on the front of their booklet that said "peace of mind for that next bump in the road..." He then informed me that he wasn't an expert in that department because they had agents that did the assessment of claims.
I became very discouraged and depressed. I am considering filing a class action lawsuit against American Auto Shield as well as CarShield for false advertisement. Carshield never informed me that if any external damage was taken that my car was not protected. I never sign anything's in writing holding me to this deceptive contract. If you are interested and being involved in a class action lawsuit please at, **.
Hello Daniel,
Thank you for your recent feedback. We’re sorry to learn that you were not satisfied with your recent claims experience. However and as previously explained, American Auto Shield is the claims administrator for the mechanical breakdown coverage you purchased through the seller. We are not an insurance company, and we do not administer comprehensive or collision insurance claims. Furthermore, mechanical breakdown coverage does not provide roadside assistance for comprehensive or collision insurance claims.
With that said and as previously explained, if you received roadside assistance for a comprehensive or collision insurance related claim, we suggest contacting your insurance company. They will be able to direct you regarding their procedure for reimbursement, if any.
We hope that we have satisfactorily addressed your concerns. Thank you for being an American Auto Shield customer.
Reviewed Feb. 13, 2018
Time consuming, Labor intensive, unfair. Deny paying for items. Require dealership to completely disassemble and then wait 48 hours. Dealerships cannot do this easily if the car cannot be moved after disassembly. Also, you must wait at dealership for an additional hour after you sign all paperwork to confirm payment. Absolutely terrible customer service and they knowingly lie to the dealership and the customer. Do not waste your money. Terrible company.
Hello John,
Thank you for your feedback. We're sorry to learn you weren't satisfied with your service. Unfortunately, without a Contract or Claim Number for reference, we are unable to address your concerns. If you could please contact us directly to provide us with your Contract or Claim Number, we would be happy to review your contract and claim to discuss any questions or concerns you may have.
Thank you again for your feedback. We look forward to hearing from you and to resolving this matter to your satisfaction.
Reviewed Feb. 1, 2018
Never had to use a warranty on any of cars, this has got to be the worse experience in my life these guys. My car has be at the dealer Tallahassee Dodge Chrysler Jeep since January 25 and I have talk to several customer rep. The first I talk to was really nice Ms. ** who took my info down and told what I need to do along with my claim number.
Since the initial contact unfortunately I had to wait for an inspector to come back from a seven day cruise after the estimate was done by the dealer. He or she I don't have a name did their inspection but the car is still sitting 3 days later. I've talk to AAS rep Amanda, another day Stephanie and two more that I did not bother to take their name down. My car problem is it needs a water pump and thermostat fairly seem like a simple repair because done it before on my dads truck and my car many years ago. I remind you that I paid already what it cost to repair it in monthly payment to American Auto Shield. The last call I made was January 31, 2018 and they said they were sending another inspector at this time. Unfortunately I would not recommend them to anyone. The strange thing is they constantly blow up your to get your business but I think they need to drop the cliché "Peace of mind".
Hello Elmer,
We regret learning that you were not satisfied with your claims service. Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, please note that American Auto Shield is not a service contract seller or a payment plan company. We do not directly accept payment from customers for service contract coverage they purchased from a seller. Additionally, we do not use the phrase “peace of mind” to describe service contract coverage.
With that said, we apologize if you were inconvenienced in any way by the inspections of your vehicle to determine cause of failure and extent of damage to your vehicle. Unfortunately, without further diagnostics, the cause of failure could not be verified. Should you wish to discuss this matter further, please feel free to contact us directly. We’ll be happy to answer any questions or concerns you may have.
Reviewed Jan. 23, 2018
BEWARE of this company, they will do anything not to pay a claim. We paid almost $4000 for this policy, have never made a claim (even though some repairs we have done would have been covered but we needed them done ASAP so we paid out of pocket). Carsure (who sold this policy to us on behalf of AAS) did not disclose all pertinent information regarding this policy and contract terms, nor did we even see a contract. They led us to believe this warranty was through Ford. Many things were said just to make the sale. Now we are trying to make a claim for the first time as our truck sits at a shop in pieces for weeks, and American Auto Shield refuses to pay.
American Auto Shield has received numerous pictures of internally damaged parts within our transmission and have told us that indeed the transmission has failed and needs to be replaced (and they agree it's not electrical so the repairs would be covered IF we can prove what part caused the initial failure) so they continue to ask for MORE before the claim can be authorized. They sent out an inspector that agreed to the internal parts failure yet when AAS called to AGAIN tell us there STILL wasn't enough proof (find the ONE part that caused this failure and damage) to authorize the claim, what they told us the inspector said wasn't ACTUALLY what the inspector said to the shop (the inspector agreed with our mechanic and planned to push the authorization forward... so he said). Also, the shop DID tell AAS that there was damage to the planetary gears (that was his diagnosis of cause of failure).
BUT, upon looking at just the pictures the inspector took, AAS (Mike **) is arguing with the CERTIFIED shop that those gears couldn't have been the cause of failure (even though there are gouges and metal missing from the gears which caused damage to all the other internal parts of the transmission as the metal passed through). Then AAS Mike was viewing one of many pictures I had sent him and he comes back saying the cause isn't the planetary gears (in his opinion). He thinks he found the actual cause of failure but he needed MORE detailed pictures. He couldn't tell me what the part was called that he thought was damaged, he could only tell me which picture it was. So I pulled up the pictures I sent him, so I knew what part to go take more pictures of to satisfy him so that he would FINALLY authorize the claim... AND IT WAS THE PLANETARY GEAR (just as the mechanic said).
So once Mike found out it was the Planetary Gear and I sent him the additional pictures he requested yet again, that wasn't good enough, American Auto Shield agent (Mike ** who thinks he knows more than an ASE certified mechanic that works on vehicles every day, while he sits on a phone denying claims thinking he can accurately diagnose a transmission better than a real mechanic, by looking at pictures on his computer screen) AGAIN came back with, "There wasn't enough damage on those gears to cause the failure." So Mike finally tells me after weeks and days of this back and forth game playing, that he will go ahead and push this claim through anyway, even though we haven't proven to him which part caused the initial failure, IF I can provide service records. I told him my son did some of our servicing (he's a diesel mechanic). He said, "That was fine because the contract states you can do your own servicing."
I got him a copy of the record that included the date, miles, transmission service completed signed by my son and he said that wasn't good enough either. It wasn't appropriate proof cuz "anybody can say anything", I needed an invoice from the shop. WHAT? Why would you have an invoice if you do your own servicing? GAMES GAMES GAMES in hopes we give up and go away is all this is. I don't think they ever had any intentions of paying on this claim. I got a second and third opinion (one from Ford themselves and one from a very reputable transmission shop) and they both said what these people at AAS are doing and asking of us is ludicrous. And as they make us jump through these hoops after already agreeing that this was indeed an internal parts failure which should be fully covered by this policy, the repair shop is racking up a bill that will be our responsibility unless this authorization for repairs is pushed through by AAS.
And not having a vehicle to be able to able to get to work is a major concern because unless they authorize repairs, there is no rental reimbursement. This company is a joke and needs to be held accountable for this fraudulent practice. After reading all the Consumer Affair reviews, it sounds like we are not alone when it comes to the experience we are having with AAS. I am doing so much investigating to prove the fraudulent practices that are going on with American Auto Shield, I plan to gather all my evidence for my attorney. They need to be stopped! What is also very concerning is how the BBB can give them an A+ rating when there are all of these negative consumer reviews here. American Auto Shield is contracted with the BBB in their state and requires that all disputes go through THEIR BBB.
They told me according to my contract (that they never sent me nor are they willing to send me proof of the recorded version) I was required to go through arbitration with them at their local BBB in Colorado (I'm in Wisconsin!) and they said according to my contract (that I didn't get) I CANNOT take them to small claims court and sue them on my own. I WILL find a way because justice needs to prevail! How are they playing the system and getting away with this? Something doesn't add up here. Actually, A LOT of things don't. Who regulates them and their business practices? I have way too much proof to attach on here. If an attorney or other counsel reaches out to me regarding this matter, I am more than willing to forward my documents at that time. ** is my claim number through AAS.
Hello Angie,
Thank you for your feedback. We’re sorry we were not able to reach a resolution with your repair facility regarding your recent claim and for any inconvenience you may have experienced. Unfortunately, we were unable to process your claim as the repair facility was unwilling to provide the necessary estimate for repair to the vehicle.
We are sincerely sorry to lose you as a customer, and we wish you the best in your future endeavors. Thank you for being an American Auto Shield customer.
Reviewed Dec. 27, 2017
Salesman claimed everything was covered in engine and trans. 18 months later engine fails. I supply 3 years proof of oil changes. I am renting a car for 2 weeks waiting for them. Then they look at pictures and deny claim. Contamination in my engine from oil. Over $3000 to fix and they are covering zero. Runaround on the phone. Will be filing a claim in small claims court as this is everything that people claim is an extended insurance scam. Businesses like this should be shut down for taking advantage of people.
Hello James,
Thank you for your feedback. Unfortunately, we are unable to address your concerns with the limited information provided in your correspondence. If you could please contact us directly to provide us with your Contract or Claim Number, we would be happy to review your contract and claim to discuss any concerns you may have.
Thank you again for your feedback. We look forward to hearing from you and to resolving this matter to your satisfaction.
Reviewed Dec. 8, 2017
My truck is at the dealership, teardown took forever, they ended up removing my engine take it all apart. Then I had to wait for inspection. That was done, had to wait more. Then claim was accepted and processed. My new engine was on the way. Well the vendor says the carrier delivered it… dealer has no engine, when the carrier was asked to produce a receipt, all it has is squiggly lines, unreadable, no name. So there is no engine. They said they would email the engine vendor… email?? Why not just pick up the phone and call them?? I asked what happens if this engine is not found? Answer… “I don't know… it's never happened before.”
So I am stuck between the warranty company, the vendor, and a shipping company. This is crazy, the agents have been pleasant talk and respectful. But I am unsatisfied with an imaginary engine, and doing nothing but emailing their vendor, and I have to wait more. The engine was supposed to be here yesterday. All they can do is tell me I have to wait. I shouldn't have to keep waiting. Ship a new engine, and let's move forward, or use the dealer's engine, and resolve my problem, rather than make me wait, and have my truck hijacked in this mess.
Hello James,
We appreciate your feedback and the opportunity to address your concerns. We’re sorry to learn that you were in any way inconvenienced during the repair of your vehicle.
Per our review, your engine claim was initiated November 14, 2017, by your repair facility. Per procedure, we immediately requested a diagnosis to determine coverage, including customer approval for tear down to determine cause of failure and extent of damage to your vehicle’s engine, and an estimate for repair. Unfortunately, the repair facility did not contact us with an estimate for repair until November 29, delaying repair to your vehicle and the authorization of your claim.
Upon hearing back from your repair facility with an estimate for repair, we immediately ordered an inspection per the terms of your contract. The completed inspection report was received on Friday, December 1, 2017. Upon review, authorization was given to your repair facility, and an engine was ordered on Monday, December 4.
The engine was delivered to the correct address provided by your repair facility on December 6, 2017. Unfortunately, although your repair facility received and signed for the engine on December 6, they advised on December 7 that they were unable to locate the engine. On December 7, we tracked the engine, we advised your repair facility that someone at their place of business signed for the engine, and we submitted the shipment receipt signature to your repair facility. Subsequently, your repair facility located the engine at their premises on December 8. We can certainly understand how frustrating this must have been for you, and apologize on behalf of your repair facility for any inconvenience you experienced during this time.
With that said, we are glad your repair facility located the engine, your repairs were completed, and we were able to resolve and pay your claim. We hope that we have satisfactorily addressed your concerns and your claim was resolved to your satisfaction. Thank you for being an American Auto Shield customer.
Reviewed Nov. 27, 2017
American Auto Shield told me that something was covered but when I went to them, it's not. The warranty I got from them was supposed to cover the stuff that would go wrong with my car but when I filed a claim with them, they said they just dealt with the motor. I'm on a fixed income and I had to put up the money myself because I needed my vehicle fixed. They weren’t really good in terms of the time it took them to respond to my claim either. They also said I should pay the 100 dollars first and they will be at my place. So they have been putting out at a time when I needed help. I started paying them off but so far, they haven’t done what I thought they would do and I'm dissatisfied.
Hello Alma,
Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, American Auto Shield (AAS) is the claims administrator of the service contract you purchased from the seller. We do not sell service contracts directly to the public, nor are we a payment plan company. Therefore, you did not speak with an AAS representative regarding the purchase of your contract or the coverage provided. With that said if there was any confusion during the sale of your contract, we apologize and will forward your concerns to the seller.
As your claims administrator, we sincerely apologize that we were not able to resolve your claims to your satisfaction. Because we must adjudicate claims per the terms of your contract, we are only able to administer payment for failed parts listed as covered in the contract. We are not able to administer payment for parts that have not broken or failed, but for which a repair facility recommends repair or replacement. Additionally, the customer is required to pay the deductible stated on the declaration page of the contract. With that said, we were happy to pay a portion of your claims for those parts listed as covered by your contract.
Section B of your contract defines the components/parts covered by your contract, along with any terms and conditions regarding the same. Specifically, your contract lists engine, transmission, cooling system, transfer unit (4x4), drive axle, electrical, steering, air conditioning, suspension, brakes, electronic high-tech, fuel delivery, turbo charger, seals, sealing boots and gaskets, and audio center. If you have questions about your coverage, please feel free to contact us. One of our Customer Support Specialists will be happy to answer any questions or concerns you may have.
Regarding any delay in the administration of your claims, we understand how stressful it can be being without a vehicle. Our records indicate three claims were initiated under your contract. The first claim initiated on February 28 was authorized and payment was administered on February 28. The second claim initiated on August 30 is inactive as it is our understanding the vehicle was moved to a different repair facility. The third claim initiated on August 31 was authorized and payment was administered on September 1. If you were inconvenienced in any way during these times, we sincerely apologize.
Thank you again for your feedback and for being an American Auto Shield customer. Should you have any questions or should you need assistance in the future, please don’t hesitate to contact us.
Reviewed Nov. 25, 2017
I've been paying American Auto Shield for a long time but on the first time I made my claim, they never helped me out. I called and this guy gave me attitude. He said they won't pay the full amount for fixing my car. They said that they would have to co-fund of some contract they had to do and I have to wait for a couple weeks. But that's the only car and I needed to fix the car to go around so I paid for it. I was fed up and I'm not going to have anything to do with them anymore. If they don't do what they were saying they're going to do then I can find another place to go to. I'm a veteran and I can go to USAA to do all this stuff.
Hello Misivisa,
Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t satisfied with your claim service. Our records indicate a claim was initiated on February 20, 2017. American Auto Shield authorized the claim and payment was made to the repair facility the same day, February 20, 2017. If this is not the claim you’re referencing, please advise so that we might better address your concerns.
We’re sorry to learn you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times. We sincerely apologize if this was not the case, and we genuinely appreciate you bringing your experience to our attention.
If you have any questions regarding your coverage or claim, or should you need assistance in the future, please don’t hesitate to contact us. We value your patronage.
Reviewed Nov. 24, 2017
My car got to be 100,000 miles and I wanted to have an extended warranty. I used American Auto Shield once for $200 and they covered the claim. But the next four times I took my car to the garage to have repairs done, they wouldn’t cover any of it. I paid almost $3000 for the plan and I was very disappointed in it. I called and talked to them down there and they said that because of the way the plan was worded, they wouldn’t handle it. I ended up talking to a gentleman named Rob and he explained stuff to me. I told him that I was going to cancel the plan and he said that I'd be in trouble without it.
When I took out the policy out, I was told that different things would be taken care of but every time something happens, American Auto Shield says it’s because the car is old and there’s rust and everything else. But it's not the way it was taken out to begin with and I paid it off in full within the 18 month period. I would never go through the plan again.
Hello Earle,
Thank you for the opportunity to address your concerns. As an initial matter, American Auto Shield (AAS) is the claims administrator of the service contract you purchased from the seller. We do not sell directly to the public; therefore, you did not speak with an AAS representative regarding the sale of your contract, you did not purchase your contract from AAS, nor did you submit payments to AAS. Furthermore, the representative you spoke with regarding cancellation is a representative of the selling company, not an AAS employee.
As your claims administrator, we sincerely apologize that we were not able to resolve your claims to your satisfaction. While we do not like to deny claims, we are unable to administer payment for repairs for parts not listed as covered by your contract or for repairs for parts specifically excluded by your contract.
Thank you again for your feedback. We hope we have satisfactorily addressed your concerns.
Reviewed Nov. 14, 2017
Do you have any idea how rude and belligerent the people in your Claims dept. are? My car was in the shop 3 1/2 weeks. I had been turned down for the work. I decided to make one more call to your Claims dept to tell them how their denials affect peoples' lives. I got real lucky. The woman who answered seemed to understand transmissions: she discussed the issue with a different manager, and, they finally approved it. You see, I needed my car to put my belongings in storage - due to hurricane Irma. When I bought this policy I had every intention of KEEPING it for as long as I owned my car. Because of the way I was treated, I cancelled it. Furthermore, I had recommended your company to my friends. Needless to say, I have rescinded that recommendation.
Hello Sally,
Thank you for your feedback and for the opportunity to address your concerns. We’re sorry to learn you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times.
We also sincerely apologize for any delay the inspection of your vehicle may have caused. With that said, we were pleased to pay for your repairs.
Thank you again for your feedback. We hope we have satisfactorily addressed your concerns. We’re sorry to lose you as our customer, but wish you the best in your future endeavors.
Reviewed Nov. 9, 2017
Ok. Had the vehicle for a month. Luckily I had another truck to drive. But my frustrations is in the phone calls and the complete lack thereof. It would be nice to be called with updates, instead the repair facility is telling me, "Well we're waiting on them [my insurance]. I would call for a update, be told something and as soon as we know something different we will call you." But no one called. I had to call in days later to find out things. I know something got messed up with the mileage but the lengthy delay should of been avoided. Also you tell me to take it to AAMCO because they are a preferred company of yours then you send 2 inspectors out to verify what they are telling you and me. From my point it looks like you don't trust them.
And lastly I don't agree with junkyard parts being put in. But hey your company is covering it till my warranty is up. So hopefully this transmission holds up. Hopefully this all makes sense. Just put yourself In my shoes. I was without my truck for a month, the rental program doesn't cover that much time, and besides I didn't use it.
Hello Mike,
Thank you for your feedback and for bringing your concerns to our attention. We regret that you were told you would receive a call back but did not receive one. Excellent customer service is vital in making the claims process as easy and stress-free as possible for our customers. We value your patronage and regret that you received less than exceptional customer service. Please accept our sincerest apologies.
We also apologize for any inconvenience you experienced due to delays caused by either our claims department or the parts vendor we utilized. Please know we have addressed these issues and sincerely appreciate your feedback.
Should you have any further issues with your vehicle or your transmission, please don’t hesitate to contact us. Thank you for being an American Auto Shield customer.
Reviewed Nov. 8, 2017
My experience has been ok. Only thing I didn't like is when I need your services for an approved auto fix I had to wait because y'all were waiting on my dealership ship to call y'all about a part when I feel like y'all should've reached out to them because I'm paying y'all. But anyway it was settled.
Hello Garrett,
Thank you so much for your honest feedback. Suggestions such as yours allow us to learn and grow as a company so that we may provide a superior service for our customers and their repair facilities. We have forwarded your suggestion to our claims department manager for discussion!
Thank you for being an American Auto Shield customer. Should you need assistance in the future, please don’t hesitate to contact us.
Reviewed Nov. 8, 2017
After 2 detailed conversations with the original salesman and his supervisor and payment of almost $3,000, when I attempted to use the coverage that I had paid for, I was told my vehicle was excluded because it was a commercial vehicle - which had been repeatedly explained before I signed up that my vehicle was used to transport tools to worksites. After numerous phone calls, they reviewed the taped conversations, and found out that in fact these discussions had taken place and that there employees had screwed up! I eventually received a refund for the money that I paid but this was a totally irritating experience and I would not recommend this company to anyone.
Hello Steve,
Thank you for the opportunity to address your concerns. As an initial matter, American Auto Shield (AAS) is a claims administrator; we do not sell vehicle service contracts directly to the public, nor do we accept payments for service contracts. An American Auto Shield representative did not speak with you regarding the purchase of your vehicle service contract or how your vehicle is used. If you were inconvenienced in any way due to the sale of your contract, we sincerely apologize; however, your review regarding the sale of your contract should be directed towards the seller of your contract, Carshield, not American Auto Shield, the claims administrator of your contract.
Furthermore, you did not speak with an American Auto Shield representative regarding the review of any sales calls associated with the service contract you purchased. If a representative from another company made an error during the sale of your contract, we sincerely apologize. However, your review should be directed towards the company you spoke with regarding the sale, the company who may have reviewed the sales call with you, and the company that issued your refund, Carshield.
With that said American Auto Shield performed a complete review of your contract, claim, and any phone calls made to or from our office that are associated with your claim to ensure your claim was adjudicated properly. Per our records, you indicated to AAS representatives that your vehicle is not a commercial use vehicle but that it is used to haul tools from job to job. However, the Carfax report indicates your vehicle is registered as a commercial use vehicle, and the inspection report, performed by an independent inspector, which includes interior and exterior images of your vehicle, indicates your vehicle is used for commercial use.
Because your vehicle service contract did not include coverage for commercial use, we advised you that a commercial use surcharge would have to be added by the seller to proceed with your claim. AAS referred you to the seller of your contract, Carshield, regarding the same. Per our records, you cancelled your contract through Carshield, who then issued you a full refund.
Thank you for your feedback. We hope we’ve satisfactorily addressed your concerns.
Reviewed Nov. 7, 2017
I did not like having to pay extra for refusing an aftermarket part, I was informed by 2 different mechanics that the aftermarket Compressor would not last. I had to call and talk to 3 different ladies to find out what was the reason that they haven't given the Ford dealership to do the work. The last lady I spoke with had somewhat of an attitude about me refusing the aftermarket part.
Hello Connie,
We sincerely apologize that we were not able to resolve your recent claim to your satisfaction. We are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Per the contract you purchased, you may choose one of our part options, or you may choose a part provided by a dealership or repair facility of your choice, per the terms and conditions of your contract.
We’re also sorry to learn you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times. Please be assured we do not take these matters lightly. We will review any calls made and received regarding your claim, and appropriate action will be taken if necessary.
Thank you, again, for bringing your concerns to our attention. Should you need assistance in the future, please don’t hesitate to contact us.
Reviewed Nov. 3, 2017
Do NOT buy from ANYONE cold calling you to extend your car's warranty. Either walk into your dealer and inquire about extending it, OR do some research and pick out a 3rd party vendor. I'm looking into Mercury's Extended Service. This company insisted I had over a deposit that would allow me to 'review' the service for 30 days and then extended that to 60 days, with a full refund if I canceled. When I advised I was looking into multiple companies and would not do anything until then, they informed me that they worked directly for FORD and if I did not make a decision right then, they would have to provide me with a Cancellation Number that would eliminate me from EVER buying this coverage through Ford. Of course, that is pure BS, because they don't know which car I own or any other pertinent information. Beware of companies like this!
Hello David,
Thank you for bringing this to our attention and for the opportunity to address your concerns. As an initial matter, American Auto Shield serves as an administrator of vehicle service contracts. We do not participate in the sale of these plans. As such we do not contact consumers by telephone with regard to purchasing vehicle service contracts or other products we may administer.
Authorized third-party marketers and auto dealers who sell on behalf of multiple companies are only associated with American Auto Shield in the event the vehicle service contract sold is administered by our office. With that said, if someone is misrepresenting themselves as American Auto Shield, we appreciate your bringing it to our attention.
If you are able to provide us with any additional information that can help us determine who contacted you, such as the name of the company and/or the telephone number from which the call came, we’d be happy to research this matter further so that we can address it accordingly. Thank you again for bringing this matter to our attention. We look forward to hearing from you.
Reviewed Nov. 2, 2017
I don't even know where to begin on this review! I purchased coverage from Auto Shield for my 2005 Range Rover. Back on April 14 2017 I went out to my car and started it. Heard a LOUD banging, popped the hood, figured it was coming from inside the engine. Immediately shut the vehicle off. I called the claims department and they towed the vehicle to the shop. Waited over a week for an adjuster to get out there. He started the vehicle so he could hear the sound (remember this, it becomes important later on). He filed his report and paperwork and I had to wait almost a week more to find out what was happening.
They FINALLY called me back to say they were covering the incident but would need to tear down the engine to the point of failure. So now another week+ goes by. Adjuster goes back out, says the engine needs to be torn down even further. The shop asks why, what's the point, there is metal shavings and plastic pieces throughout the engine. OBVIOUSLY the engine is no good at this point. Auto Shield insists that it needs to be torn down more... 2+ weeks have now gone by and over a month of going back and forth.
Adjuster is called back out to inspect the engine, finds scoring and damage to the heads. Files report... Few more days go by, FINALLY get someone back on the phone again. This person then explains that they will cover the broken timing chain tensioner but not the rest of the engine that was damaged as a result of the failure. Their reasoning, "extended run-time and continued use after damage detected".
The engine was on for about 45 seconds for me to pop hood, go to the front of the vehicle and hear it coming from the engine, then shut off... Remember when I said this will be important later... THEIR adjuster started and ran the engine at the shop while he was inspecting it, causing more damage to the engine... At this point I am losing my mind with these people. It's been about 6 weeks or so and now I am being told I will need to pay for 80% of the repairs AND for all the teardown needed on the engine that THEY requested (required)...
I ask to speak to a manager, a few more days go by... It is now the Thursday before Memorial Day weekend. I get a manager on the phone (Mike if I remember correctly). He goes over the report. After about 10-15 mins. of total silence on the phone he says this is wrong and we are going to cover this. WOW!!! FINALLY!!! Someone with a brain... He tells me that he will file the paperwork for approvals and that it will be about 4 days for the engine to be shipped. But that it won't get approved until Tues (after MDW)... So probably Mon-Tues the following week my engine would be at the shop... GREAT, THANK YOU!!!
I wait... Wed June 31st, still no call from the shop. So I call AAS back, they said it shipped out... I wait... 2-3 more days... I call them again, can't get Mike back on the phone, no returned calls, NOTHING from them... Another week or so goes by... STILL NO RETURNED CALLS FROM MIKE!!! Finally get someone on the phone, Wendy... She is very friendly and helpful... Finds out the engine they ordered is LOST!!! WTF!!! So they order another one (4-8 more day to ship)... Engine finally shows up... WRONG ** ENGINE!!! They sent the wrong year... The next day... The engine they lost shows up... WRONG ENGINE!!! So the shop offers to find one and have AAS reimburse them... They do, and get the right engine shipped out. Shop recommends that AAS do a tune-up, oil change and change out the seals/gaskets. AAS elects to only do an oil change...
Shop gets the engine installed, I go to pick it up and the check engine light comes on (FYI, we are now in mid-late July!!!). They check the codes and the thermostat from the "new engine" needs to be replaced. AAS after quite a few calls and A LOT of arguing finally pays for it. Drive away... Check engine light comes back on... Get it scanned... O2 sensors in BOTH banks all of a sudden reading bad.. Replace all 4 O2 sensors (at my cost). Check engine light comes back on, same codes. Also now getting codes for air intake leak and air/fuel mixture lean.
Shop takes it back in and runs a leak/fog test. Finds a couple leaks in the manifold. The same one the shop rec. that AAS replace while the engine was out. They fix those and a few other ones... Now I am close to $1k to diagnose, find, fix the leaks from the new engine that they sent me. The check engine light is STILL coming on...
We are now at Nov. 1st 2017. In 13 days it will be 7 months and I STILL do not have my car back and am having to deal with the issues of this engine that they put in my vehicle. The shop and I called AAS yesterday to see what they were going to do. Their response "the contract does not cover seals and gaskets" the guy on the phone must have repeated that 50x and that he had 20 years of technician experience!!!
So my response to them was, you guys replace my bad engine with another BAD engine and now it's my responsibility to diagnose all the problems and fix all the issues with the engine. I asked them, do you not warranty what you have put in the vehicle to be in good working order (insert 10 more times of him repeating "contract doesn't cover seals and gaskets"). It simply blows my mind that they can somehow justify putting a ** engine in my car and now it's my responsibility to fix the numerous deficiencies with the engine. So after going round and round with this guy on the phone also named Mike (not sure if it's the same one from May or not) he then hangs up on us!
Also, since I didn't and STILL don't see an end in sight I actually had to go and buy another vehicle since I have to commute for work and meet with clients out of the office on a regular basis. So before I had a bought and paid for car. Now I have a $400+ a month car payment and insurance on a second vehicle (been paying insurance for the last 7 months on a vehicle I haven't even been able to drive!!!)
Reviewed Oct. 10, 2017
My car was old when I got it but it's still in good condition so I wanted an extended warranty for it and got coverage from American Auto Shield. So far I’ve done three claims with them. The first one and the only major issue I've had was in 2012 for the ABS system. I was out of a car for a week but they handled the claim well. The mechanic that I took it to handled all the business along with the paperwork. And when I contacted American Auto Shield their representatives have been nice and helpful. There are some things I feel they should cover but for the price that I paid for the warranty and the service that I’ve received I will recommend them.
Reviewed Oct. 3, 2017
The warranty was about to wear out on my truck so I decided to get a vehicle service contract from American Auto Shield. I've submitted a claim with them to get my fuel sensor replaced and they were prompt about it. They're terrific and I would recommend them.
Reviewed Sept. 29, 2017
Purchased a contract with American Auto Shield last Dec. 2016. Had car problems in Mar. 2017 and was not told to put in complaint until 08/10/2017. At that time I faxed all the receipts, including a towing charge, to the fax number in the booklet (I have confirmation that the fax went thru and a witness). I called them on month after and was told by them that they did not receive the fax, even after showing the proof. They told me to refax it again. I had paid $5 for the first fax and due to what it says in the contract, it is not necessary to keep faxing more than once. Especially since it was confirmed that it did go thru.
I contacted the BBB of Colorado for an answer to this problem, and have not received one, even though it has been over 14 days from when the BBB notified the company. So my next step will have to be legal action with the Attorney General of Louisiana. My truck has been sitting about two months in the repair shop and this is uncalled by a business that advertises fast service and can trust! As a matter of fact, it is downright fraud and harassment.
I am now out about $1800 in repair bills and towing charges, and my truck still sits in the repair, with nothing being done. They have been withdrawing since last Dec. $199/mo from my bank account. I do intend to sue them for a complete refund of my money and the stress I have been thru and will never knock on their door again.
Hello Robert,
Thank you for your feedback. Per the contract you purchased on December 13, 2016, service records may be required before authorization is given for repairs. As previously explained, we did not receive the service records necessary to process your claim.
Our records indicate we provided you with both a fax number and an email address to resubmit the necessary service records. Unfortunately, because you declined to resend the service records as requested, we were unable to proceed with your claim. We do apologize that we weren’t able to resolve this matter to your complete satisfaction. Thank you again, for your feedback.
Reviewed Sept. 27, 2017
I bought an extended warranty for $4,200. The salesman said "If you have any problems just take your car to the dealer, we'll get you a rental and use a company account to pay all the expenses." Of course it was too good to be true. My transmission went out and I took it to the dealership. AAS told the Volvo dealer they had to send my car to a transmission shop leaving me with the $200 diagnostic fee at Volvo. Next day I had it towed to Amco and they said AAS wanted them to take the transmission apart and find out what exactly is causing it to slip. And if what's causing it to slip not coved in the warranty I would be in charge of the expenses. AND they can't get me a rental until after an inspector comes and approve it and they didn't know when that will be.
I also paid extra for A/C repair. I had a leak in my A/C line and when it came time to get it repair ironically they told me my A/C warranty covered everything but leaks in lines. Long story short I ended up paying for the repairs myself and being out of $4200. (Advice From This Experience) *DO NOT buy an extended warranty. Open a car maintenance account for these expenses. My total repairs was around $1,800, way less than the $4200 I paid for the warranty.
Hello Reginald,
We’re sorry to learn you weren’t satisfied with the claims process. Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, because we are the administrator of the contract you purchased, not the seller, we have contacted the seller to review your initial conversation with them concerning rental car reimbursement. Please be advised that American Auto Shield does not provide rental cars for our customers. Rental car reimbursement is provided per the terms of the contract you purchased from the seller.
Because we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased, we were unable to provide coverage for items reported by the initial repair facility as they are not listed as covered in the contact you purchased. Additionally and per our records, the vehicle was initially at a repair facility that was not capable of internal transmission work; therefore, it was advised that if you chose to proceed with internal transmission work, the vehicle should be moved to a facility that was capable of that type of work.
Finally, our records indicate that our adjuster advised the repair facility to diagnose the vehicle to the point of failure to determine contract coverage. Unfortunately, we have not heard back from the repair facility; therefore, the claim is currently in a “pending” status. Should you wish to proceed or should you have any additional questions or concerns, please feel free to contact us directly. One of our Customer Support Specialists will be happy to assist you.
Reviewed Sept. 16, 2017
When I purchased the contract I wasn't given all the true obligations within it and when I called in the rep let me know that that is why they send out the booklet and it is our responsibility to read it in and out and that most customers don't take out the time to read it. It has been over a month since I've requested a refund and have not heard from anyone concerning my refund.
Hello Donna,
Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, American Auto Shield serves as an administrator of vehicle service contracts. We do not participate in the sale of these plans. As such we do not contact consumers by mail or telephone with regard to purchasing vehicle service contracts or other products we may administer. With that said, we’re sorry to hear one of the marketer’s representatives may have treated you in a manner less than pleasant and professional, and we genuinely appreciate you bringing your experience to our attention.
Furthermore, the marketer, Carsure, is responsible for refunding any monies due for the contract you purchased from them. As a courtesy, we contacted Carsure regarding your refund. Carsure submitted documentation indicating a refund via credit card was processed on August 25, 2017. If for some reason you did not receive this refund, please contact Carsure directly.
Thank you, again, for your feedback. If you need further assistance, please don’t hesitate to contact us.
Reviewed Sept. 14, 2017
I could take care of my cars myself but with these new cars, I can't which pisses me off. I can't disconnect my battery so I can keep the clamps clean because if I do that, I have to plug it in and reboot it with the computer. We've been on American Auto Shield for a long time so that they can take proper care of those issues. I also filed claims for a radiator, a sensor, the battery, and a little fan that was making noise. A couple of them were expensive. We bring the car to Service Chevrolet and they handled all that for us. The car's nine years old and we only got 35,000 miles on it. On a six-year policy, it may be a little expensive but comparing paying for it and buying the parts on the car, it's well worth it. We're gonna get American Auto Shield again. If friends would have a new car, I would recommend them to get American Auto Shield as well.
Hello Lenneth,
Thank you for taking the time to review our services and for your continued business and support. We appreciate your feedback and are pleased to know that your vehicle service contract is taking care of your repair needs, as expected. Should you ever need assistance, please don't hesitate to contact us!
Reviewed Sept. 13, 2017
Auto Oil Leak and Water Leak. Job was completed ok. But It Took 4 days to complete Because Firestone and Auto Shield could not come to an agreement. No one called me during this time. I called Firestone they said no authorizing number was sent. I then called Auto Shield they said there was a disagreement with purchase price of parts. After 4 days they agreed and authorized the job.
Reviewed Sept. 12, 2017
I filed a claim for replacement of alternator. When I called to check on the claim, I was directed to an adjuster named Barry. Barry has a disgusting attitude. He's condescending, rude, and he made it very clear that helping customers with the cost of car repairs is a low priority for AAS. He acted as if AAS strictly requires me to satisfy him and my satisfaction as a customer is of NO importance at all. He acted like I have a duty to buy car-repair-insurance from AAS. Barry is a bully and should never be allowed to talk to customers. If Barry's attitude represents the character of AAS, AAS is greedy and has no business pretending to care at all about customers.
Hello Robert,
Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t satisfied with your claim and that you feel one of our representatives treated you in a manner less than pleasant and professional. We train each of our representatives to be professional, kind and polite at all times, and we genuinely appreciate you bringing your experience to our attention.
Please be assured we do not take these matters lightly. We will review any calls made and received regarding your claim, and appropriate action will be taken if necessary.
Thank you, again, for bringing your concerns to our attention. Should you need assistance in the future, please don’t hesitate to contact us.
Reviewed Sept. 12, 2017
I wanted to protect my investment so I got a service contract with American Auto Shield for my vehicle. It runs on diesel and it usually gets a lot of mileage. I’ve filed a claim a couple of times and the first time was with a radiator and it went okay. But it took time because they kept trying to beat the price of the Ford dealership that was doing the repair work. And that is a vehicle that I drive every day and I needed it back. I didn’t get it back until I started threatening to get a rental vehicle. And it was going to cost them so much to pay and they were going to lose what they had already beaten before placed down on the price for. So then automatically they approved it.
Then the latest claim was for one of the diesel fuel injectors. They said it’s an internally lubricated part that they don’t cover. It cost me $600 out of pocket so far. The mechanics submit the claim to American Auto Shield and for both times, they had the mechanic on the phone for over an hour. It cost him money, which American Auto Shield don’t care about. A diesel mechanic gets around $100 an hour, so this guy lost $100 or more both times. It should just be either a no or yes answer to do it and they cover it. So my mechanic pretty much doesn’t want my truck back in there again if I’m making a claim. American Auto Shield doesn't cover a lot of stuff. Don’t deal with them. I’m thinking about dropping them.
Hello Brian,
We’re sorry to learn you weren’t completely satisfied with your claims service. Thank you for your feedback and for the opportunity to address your concerns. We’ve reviewed your contract and corresponding claims and have determined that your claims were administered properly.
Regarding your first claim, the repair facility initially contacted us on 7/10/2017. Unfortunately, they could not report the part that failed or the cause of failure at that time, as required by your contract. Additionally, we did not receive a call back from the repair facility regarding diagnosis until 7/12/2017. However, once the repair facility contacted us, our adjuster authorized the claim the same day.
Regarding your most recent claim, while we do not like to deny claims, as an administrator we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Unfortunately, your contract does not have coverage for seals and gaskets as stand-alone repairs. With that said, we were happy to reimburse you for your towing expense for this claim.
We apologize that we weren’t able to resolve this matter to your complete satisfaction, but we thank you, again, for your feedback. We value your patronage. Should you need our assistance in the future, please don’t hesitate to contact us.
Reviewed Sept. 11, 2017
The customer service representatives were always helpful when I spoke with them. My only constructive criticism with my claim would be the length of time it took to reach a decision regarding the claim. There were many times I called to make sure they did not need additional information and they would say they did not, but they actually did need an additional service record. If this had been caught sooner I think my claim would have taken less time to reach a decision. I have been without my car for 7 weeks now and I have two jobs, one of which requires me to drive two hours each way. This has caused some stress and difficulty, but I am thankful that my claim was finally handled and I should have my car back in the near future.
Reviewed Sept. 7, 2017
American Auto Shield has good customer service. She was really nice and knowledgeable and that was a good experience.
Hello Manuel,
Thank you for taking the time to give us your feedback. We’re so pleased to hear your experience was positive, as it should be! Thank you for being an American Auto Shield customer.
Reviewed Sept. 4, 2017
Someone called me many months ago and went on and on about trying to convince me to go with AHS and after paying a bit of money into it, I had no choice. I had to finish the contract. I have not received back what I have paid into it, but I'm not going to complain because it's water over the dam. It was on a Tuesday when I found out my car wouldn’t start and I knew I had to take it to Sauve’s because I like to patronize locally. We're in a small town, and I waited and they quickly went through the car and told me what it needed to have done. I knew that I'd have to leave the car there. They even have two cars that they lend to people whose cars are being worked on, but the man gave me a ride home and I didn’t think it would be ready then until Thursday. But Tuesday, at 4:00 in the afternoon, he called and said that it was ready. I was extremely pleased with the work they did. It is an older car, so I feel very confident using it now.
I had actually forgotten about the American Auto Shield insurance until Wednesday morning and I think God planted the idea in my head that I have insurance. So I called and right away they were on top of it and they contacted Sauve’s and then they called me back once for the original estimate from Sauve’s was lower than what it actually cost them. It all has worked out in my best interest. I only had to pay $500 something and Auto Shield dealt directly with Sauve’s bill. I was happy that they helped me out. I'm a retired senior on a living limited income and it really made a difference for me.
Reviewed Sept. 1, 2017
I have a new vehicle so I acquired a vehicle service contract. I have one claim with American Auto Shield. I took the car to the shop, they called American Auto Shield and everything was taken care of. Everything worked fine.
Hello Robert,
Thank you for taking the time to review our services. We appreciate your feedback and are pleased to know that your vehicle service contract is taking care of your repair needs, as expected.
We’re glad to have you as our customer. Should you ever need assistance, please don't hesitate to contact us!
Reviewed Aug. 9, 2017
As a Retired Military service member I am very apprehensive about dealing with companies that cold call me especially with the wrong vehicle info but I gave them a shot. I had the policy for a few months and had an issue with my vehicle, filed a claim and was told they were canceling my policy, the claim was denied and to call the broker company (Cartection) to get a refund. They said the claim couldn't be paid because my vehicle showed up on "CarFax" as a Branded Title vehicle or uneconomically repairable vehicle. I sent them 2 state titles that show otherwise and they still refuse to pay the claim, my vehicle is in the shop with over $6k in repairs to be done & the broker company Cartection says it will be 3 weeks before I will see a refund.
I filed a complaint with the Department of Insurance as well in Georgia, Colorado and California to deal with this matter and warn others "Buyer Beware!" These companies should be held to a higher standard when qualifying contracts as and spend the extra money to run actual state title information like a real insurance company does, not relying on Car Fax. Nowhere in their contract does it say Car Fax information will be relied on for the adjudication of these claims!
Hello John,
Thank you for your feedback and for the opportunity to address your concerns. As an initial matter, American Auto Shield serves as an administrator of vehicle service contracts. We do not participate in the sale of these plans. As such we do not contact consumers by telephone with regard to purchasing vehicle service contracts or other products we may administer. Authorized third-party marketers and auto dealers who sell on behalf of multiple companies are only associated with American Auto Shield in the event the vehicle service contract sold is administered by our office.
Additionally, while we do not like to deny claims, as an administrator we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Because the contract you purchased specifically excludes coverage for repairs if your vehicle is a grey market vehicle or has ever had a title indication of salvage, junk, branded or other designation indicating that the vehicle had been stolen, wrecked, destroyed, water damaged, or otherwise damaged to the extent that it was considered to be uneconomical to repair, we were unable to administer payment for your claim. Because the contract would not have coverage for this or any future claims, the contract was cancelled and any refund due would be issued by the seller.
We sincerely apologize that we weren’t able to resolve this matter to your complete satisfaction. We thank you for your service and for being an American Auto Shield customer. Should you have additional questions or concerns, please don’t hesitate to contact us.
Reviewed July 31, 2017
My car was losing a toll on of antifreeze per week. Couldn't see a leak. Dodge dealer said a bad intake manifold gasket. If your car is disabled what good is a warranty if the gasket is not covered? Air conditioner and cooling system covered complete is what I was told. I will make sure everyone hears of this too! I should have known better. All service contracts are misleading to the point of fraudulent. My attorney will go over this for sure. Meanwhile save your money. Pay for your repairs.
Hello Joseph,
Thank you for your feedback and for the opportunity to address your concerns. While we do not like to deny claims, as an administrator we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Unfortunately, we are unable to pay for parts not listed as covered in the contract.
We’re sorry that we weren’t able to resolve this matter to your complete satisfaction. Thank you again for your feedback. Should you have additional questions, please don’t hesitate to contact us. Our Customer Service Specialists are happy to assist you.
Reviewed June 14, 2017
I bought a vehicle service contract from American Auto Shield for at least 2 years after I watched their commercial, just see how it goes. I didn't know anything about it and I said to myself, "Well, it won't be a bad idea to have." That time, I'd probably get rid of the vehicle and only keep them about every two years. I had it looked at before I even bought the insurance. The mechanic did some work to it, did a wheel bearing on it and stuff. I asked him how it looked and he said, "It looks pretty good. But you know, it's not a bad idea. You'll never know if an engine blows." But about eight years ago, I got a car, drove it for about six months, and the engine blew.
I've called them and submitted a claim for service. I talked to them and they just come up with it and there is nobody else to go to, "No higher up," is what the guy told me. They were willing to send three adjusters out to look at it three different times and keep the vehicle out of my service. One guy inspected it and said "Yeah, it slips. The transmission does slip. Yes, it does." After they broke the car down, another guy says, "Well, I can't really tell what the problem is. Something internally is happening, but I can't explain why." They then came up with a few sets of air pockets in the casting of the car, and the truck ran from '06 through 2017 fine. But now the casting on the transmission case had pockets in it. That just doesn't happen, and it just doesn't go away.
What I come down to is that it was just their excuse not to pay a claim. They're a fraud. They will be more than happy to accept your money then they don't do anything about your claim. I have dealt with extended warranties before on vehicles, and when they find the problem with the car, they just either replace it with a new part and get it done. It cost me about a total of about $500 in the time I spent with their guy. That was my only claim. I don't claim just because I got insurance, I'm not one of those people. I didn't even ask for a rental car while my vehicle was out. I borrowed a vehicle from a friend for the longest time and wore out my welcome there. He was pissed at me for as long as I took. I'll never go back to them and I'll be out of the contract in any way I possibly can. It's a very pissful experience, and would I ever, ever think of doing it again? No way. They're horrible.
Hello James,
Thank you for taking the time to give us your feedback. We regret learning that your experience was unsatisfactory. As an initial matter, please know that there are supervisors and managers to address any concerns you may have regarding your coverage or claims, should you need to speak with someone directly.
Please be advised that we do not send our adjusters to inspect customer vehicles. However, when a repair facility is unable to determine the cause of failure as required by the terms and conditions of the service contract, the administrator may assign an independent inspector to determine cause of failure and extent of damage to the vehicle. Furthermore, while we do not like to deny claims, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Per the contract you purchased, a transmission case is covered only if damage is caused by a failure of any internally lubricated part within the transmission. Unfortunately, there was no failure demonstrated by the repair facility to any internally lubricated parts within the transmission.
Please also be advised that the vehicle service contract you purchased provides rental car coverage from a licensed vehicle rental company for authorized and coverable claims should you need assistance in the future.
Thank you again for your feedback. We sincerely apologize that we were not able to resolve this matter to your complete satisfaction, but we hope we were able to satisfactorily address your concerns. Should you have additional questions, please don’t hesitate to contact us directly. Thank you for being an American Auto Shield customer.
Reviewed June 3, 2017
When I got the contract, I was told that I would pay a monthly payment. If I had to have repairs, there is courtesy towing as well as Rent-A-Car, $100.00 deductible and the plans pays the rest. I tried to use it for repairs three different time, each time I was denied the repairs. The first time I had to wait 30 days before using it. The second time the parts were not covered. This last time, I was told that the water pump and radiator would be covered, two of six parts damaged, by the water pump housing breaking. A week later they told me the claim was denied because the water pump is under warranty from a company. Here is the kicker, they would only cover the two parts, the rest I would have to pay for.
The tow company was only a $75.00, anything after that for tow I would have to pay for. The rent a car, I would have to get on my own and they said they would reimburse that cost. So paying the monthly amount, any amount on tow and rent a car if I got one, then the cost of what the shop did not get from the warranty. To me it seem nothing I was told is what it really is. The contract book is so confusing that it's hard to know what is covered and what is not. The frustration from the time my truck broke to this day is over the top as well the stress. I have put in just under $1,000.00 from monthly payments, the cost of repairs I had to do because I could not use this warranty is just over $1,000.00. The money I paid to this company is just a waste and I was not able to use it.
Plus some of the people had no clue. The person setting up for a tow truck, I was on the phone with for close to three hours, trying to explain where my truck was broke down at. I tried telling her just tell the tow driver, they should know right where I was. Thank God my brother showed up. Got a tow company to tow my truck. The trying to get information from people in the company about my truck was just as bad, I was either talking to the wrong department, or kept getting disconnected. They said their phone messed up, right. Then we had to wait on the adjuster from yet another company to go look at my truck and they would decide if the company would pay or not. I kept telling them I have no transportation but they kept saying, "We will see if we can push them."
It took four days for them to get the information for adjuster and decide they would not cover it. Then trying to cancel this plan, was just as bad. They tried everything they could to get me to change my mind, by this time I was so mad if I could of choked the person through the phone I would of. It does not matter who or about you, it's all about the company. Also if you're on a limited income like myself this is not for you, you have to have a good saving amount, or you will be like I have been this week. Stressed out, frustrated. It's not worth it.
Hello Waverly,
Thank you for your feedback. We’re sorry to learn you weren’t satisfied with the claims process and appreciate the opportunity to address each of your concerns. To clarify, American Auto Shield is not the seller of the contract you purchased, and we are not your payment plan company. AAS is the claims administrator for the service contract you purchased from the seller.
While the contract you purchased includes roadside assistance benefits, including towing service, the services are administered by an independent nationwide roadside assistance administrator, not AAS. We’re sorry to learn you weren’t satisfied with this service and thank you for bringing your concerns to our attention. We will address the same with the administrator.
The contract you purchased includes rental car reimbursement for authorized and coverable claims. However, American Auto Shield is not a rental car company, and we do not provide or make arrangements for rental car service. With that said, rental car coverage, when applicable, can be obtained from any licensed vehicle rental company of your choice. Many repair facilities have loaner cars or have a rental facility on-site. However, if your repair facility does not provide rental cars, simply contact your local rental car company and retain your receipt.
While we do not like to deny claims, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased; therefore, we must adhere to the waiting period condition in the contract terms, we are only able to administer payment for failed parts listed as covered in the contract, we may assign an independent inspector to determine cause of failure and extent of damage to the vehicle, and if a covered part is covered by a manufacturer’s warranty, repairer’s guarantee, or other service contract, or insurance policy of any type, then such warranty, service contract or insurance shall be primary, and coverage under the AAS contract shall be secondary.
Thank you again for bringing your concerns to our attention. We are sorry we weren’t able to resolve this matter to your complete satisfaction, but we hope we’ve addressed any questions or concerns you may have. If you should have any additional questions regarding your coverage, please don’t hesitate to contact us.
Reviewed May 28, 2017
My CV shaft was leaking grease all over exhaust of my 2008 Subaru. I contacted American Auto Shield. They told me to take it anywhere I wanted even the dealer. I set up a appointment with Cannon Subaru of Lakeland, FL. Arriving at Cannon showed them my paperwork. They said no problem. They work with this kind of thing all the time. I left my car. A couple days later I get a call from Cannon saying they can't finish my repair because of issues with American Auto Shield. I find out that American Auto Shield wants to send parts to Subaru that they won't install. Now I'm stuck with my car torn apart waiting so I call American Auto Shield. They say that's the way they work.
Wish someone would have figured that out ahead of time. So Subaru tells me that I will have to pay for parts. Well when I go to pick up my car American Auto Shield barely paid half and it cost me over $300.00 to get the keys. So 4 months later the other side shaft does the same thing. I call American Auto Shield. Same story. I ask if I could do repair. They said no. So instead of doing the same thing over I bought my own parts. Repaired my car for $84.00.
Hello Leonard,
Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t completely satisfied with your claims service and that your repair facility would not install the parts offered to repair your vehicle.
With that said, we’re glad we were able to pay a portion of your claim. Should you have additional questions about your coverage, please don’t hesitate to contact us. One of our Customer Service Specialists would be happy to address any concerns you might have.
Reviewed May 25, 2017
I got American Auto Shield for over a year now at the same time when I bought a used car. My engine light came on, so I had all the spark plugs and the gas was changed. It was still misfiring on number 6 and nobody could figure out why. I thought it might be the transmission but they weren't really helpful. They were saying I have to pay for $65 an hour to put it on this machine and I haven't had the money for that. So I went and got an ignition coil put on number 6. I'd be able to get a rental car for four days and American Auto Shield will pay for them. But if it's a transmission, it takes more than four days, then I'm just stuck and got to pay for it myself. There's also something wrong with what they cover. I thought I'll get it bumper to bumper. I have an automatic payment set up for this and it seems I'm paying for something I can't use. It wasn't very pleasant and if a friend asks about them, I'll tell them to check around.
Reviewed May 22, 2017
I did not have a good experience with your company. Five weeks to wait for a repair is an excessive amount of time. Every time I would call, the representative was polite and answered questions. When they have transferred me to claims adjuster, I was treated like a stupid woman. One thing they do excessively well is make excuses and they have the best in the nation ways to hold up progress. Started out needed diagnosis then would call inspector. Then needed car torn down further, then needed more tests, then needed back to diagnosis, then waiting on inspector, then waiting for inspector report, then needed pictures. For five weeks. I really cannot identify where the bottle neck was - but your responsiveness is horrible. It is my wish that someone look at the process and review for problems and inefficiency and go solve the problems so your company can continue to be successful.
Hello Kathryn,
Thank you for taking the time to give us your feedback. We’re sorry to learn you weren’t satisfied with your claim and that one of our representatives treated you in a manner less than pleasant and professional when you contacted our office. We train each of our representatives to be professional, kind and polite at all times, and we genuinely appreciate you bringing your experience to our attention. Please be assured we do not take these matters lightly, and appropriate action has been taken.
Regarding any delay in your vehicle’s repair, unfortunately, the repair facility was unable to determine a cause of failure or confirm the extent of damage; therefore, we assigned an independent inspector to determine the cause of failure prior to issuing authorization for repairs, per the terms and conditions of the contract you purchased. Our records do not indicate that the inspector caused any delay. The repair facility contacted our office on a Friday, the inspection was immediately scheduled, and a report was received the following Tuesday. Our records do indicate, however, that there was a delay in receiving information from the repair facility, including the final invoice necessary to process the claim and pay for the repair.
With that said, we’re pleased we were able to process and pay your claim. Thank you, again, for your feedback and for being an American Auto Shield customer. Should you have additional questions or concerns, please don’t hesitate to contact us.
Reviewed May 21, 2017
The hose on my radiator popped out so I had coolant flushed and a new hose popped in. But since it's not covered, I paid for it on my own. But three other for motor mounts were bad and it ended up to be repaired. The technician to where I usually get a service said all four should be repaired. American Auto Shield then sent an inspector over on a Friday to try to find out if three of them were bad instead of four. Also, the technician recommended the motor mounts that was the best for my specific vehicle, but what American Auto sent over was the aftermarket parts which were the cheapest. The part has a warranty, but it was the suckiest one. I understand that it's business, but it was awful and it's not even good.
Also before that, I already had an engine mount put on it and it was on the right side. And it's not like I go off-roading because I literally just drive to work and back. They've both been great but they're not rough to where you need new engine mounts, it's just that the parts that they use are not good. And that's what supposed to happen when you short change, cheap parts and cheap labor. I know that sooner or later, I might need new engine mounts, but it's almost no point to it. And then the other time, they didn't even want to pay for the service but it's part of the contract.
On top of that, I had to pay an extra two days for a car rental because the inspector got there late and they only pay for three days rental. So it's not about giving the customer gratifying service anymore and they're only gonna do the minimal requirements to satisfy the contract. I am not happy at all and I've been very dissatisfied. Every time I deal with them I have issues. I've been disappointed more than once. It's just like it's all about the interest of American Auto Shield and not the interest of the customer who owns the vehicle. They're not real good customer service people and they're not a company that push their customer service.
Hello Efrem,
Thank you for your feedback and for the opportunity to address your concerns. Our records indicate your most recent claim was called in on a Wednesday. Unfortunately, the repair facility was unable to provide a cause of failure as required by the contract; therefore and per our records, an independent inspector was assigned to inspect the vehicle to determine cause of failure and extent of damage. Per our records, the inspection was performed on Thursday and the complete report was received on Friday. We sincerely apologize for any inconvenience you may have experienced during this phase of your claim service.
While we do not like to deny any portion of a claim, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Therefore, we are only able to administer payment for failed parts listed as covered in the contract. With that said, we were happy to administer payment for those parts listed as covered in the contract and verified as failed.
We’re also sorry to learn you weren’t satisfied with the warrantied parts provided to repair your vehicle. A number of companies make parts designed to function the same, or in some cases even better, than the original, manufacturer’s part. However, we appreciate your feedback and are happy to discuss any additional concerns you may have. Please feel free to contact one of our Customer Service Specialists should you need further assistance.
Reviewed May 20, 2017
No problems as long as you follow their rules. They paid our Ford dealership promptly. They also refunded some $ to us when one of our vehicles was wrecked. We had 2 with them and if we need I will not hesitate to buy again. Read your policy and follow instructions to call them before work is done.
Reviewed May 20, 2017
I had a 100,000 mile warranty on my vehicle. I like the car and I plan on keeping it for another 100,000 miles, so I decided to get another warranty. The Mercedes dealer deals with American Auto Shield and files the claims with them. I had a claim that I had two things on it. One was covered and the other wasn't. That's the way it went and it was fine.
The only problem I have with American Auto Shield is the way it’s set up. You deal with one group but that's not the name of the one that backs and finances the whole operation. It's more like a brokerage, but it's not a problem for me. If you try to look up the insurance company that I was dealing with, you can't find them. I found out it was American Auto Shield when I called back to verify what was going on. They said, “Yeah, we're not listed.” I would recommend American Auto Shield to a friend that wanted to extend or that really like their car and wanted to keep it for another 100,000 miles.
Reviewed May 17, 2017
Repairs were needed due to a long trip ahead and struts needed replacing. I was told that someone had to inspect them before they authorized the repair and it would be three days before someone would be available. I was to leave in three days and had to pay for the work myself because I could not take the chance of having a breakdown on the weekend on the road.
Hello William,
Thank you for taking the time to give us your feedback. We’re sorry to learn that you weren’t satisfied with your claim. Per our records, the repair facility reported both front upper control arms and both front lower ball joints; however, struts were not mentioned.
We’re also sorry to hear that you were short on time and could not leave the vehicle for inspection; however, per the terms and conditions of the contract you purchased, the administrator has the right to inspect the vehicle prior to issuing authorization for repairs.
Thank you, again, for your feedback and for being an American Auto Shield customer. If you have any questions or concerns regarding your coverage, please feel free to contact us. One of our Customer Service Specialists will be happy to answer any questions you may have.
Reviewed May 15, 2017
The regular warranty for the car was up, so I got an extended warranty with American Auto Shield. I submitted a claim for the power hatch motor and they said it wasn’t covered. I was disappointed and I traded it in because there might be other things that are not covered. It’s hard to tell. There are all these electrical things that it covered and for some reason that piece wasn’t. I would not recommend extended warranties in general because with my experience, they are not what they crack up to be.
Reviewed April 27, 2017
I bought a used car and I wanted to make sure to have a warranty on. And so, I decided to get a vehicle service contract with American Auto Shield. However, something happened and I lost my card. So, I called American Auto Shield and told them to send me a new card. They told me they couldn't send me one but they sent me a package letter instead. I didn't understand that. Nevertheless, the service contract has been helpful.
Reviewed April 19, 2017
My warranty was about to run out and I saw the commercial on TV so I acquired American Auto Shield. I’ve used it several times but they didn’t pay everything that they said they would pay. They say bumper to bumper, but that’s not the case. Then it takes too long to approve the work that they are trying to do. They notified me the next day and tell them what’s all wrong with the car. But then they don’t agree with that. They shop around to see if they could get it done cheaper. They said you can use any auto service you want. But if you don’t change it to another service that’ll do it cheaper, then you got to pay out of pocket. I don’t think that’s fair.
I’m considering changing to something else because I’ve paid out of pocket more than they claim when I first enrolled in it. So it is $100 deductible and I wind up paying $400, $500. I wouldn’t recommend it. Now a cheaper model car, I can. But a Cadillac, no. It takes money to repair those.
Hello Gwendolyn,
We appreciate your taking the time to give us your feedback, and we hope that our Claims Manager was able to address any concerns and answer any questions you might have regarding coverage and our obligation to adjudicate claims in accordance with the terms and conditions of the contract you purchased. Should you have any additional questions or need further assistance, please don’t hesitate to contact us. We value your patronage.
Reviewed April 15, 2017
My experience has been excellent. Customer service is polite and caring and personal. Spend necessary time to listen to your issues. Approval takes only a few minutes for covered repairs. The company strives to be the best. In opinion, they are. American Auto Shield - keep it up!
Reviewed April 14, 2017
American Auto Shield is a nice coverage to have if you plan on keeping your vehicle for a long extended time over the years. It help saves on expensive auto out of pocket funds. Just don't like that they use manufacture parts.
Reviewed April 13, 2017
One of the most horrible and frustrating experiences I've ever been through in dealing with a warranty company. The customer service was horrible, as well as the way the claim (Transmission failure on Yukon Denali) was handled with my GM dealership. I will discourage ANYONE from ever purchasing a warranty from this company. As a result as well, my GM dealership had such a horrible experience, that they will now refuse work from any customer who comes to them with this warranty. The adjuster over the phone accused me of maliciously damaging my vehicle and was most difficult to deal with.
Both the dealership AND and an industry expert hired as an independent adjuster recommended a replacement, but the warranty company adjuster drag the claim out, pushing for a repair v/s a replacement, knowing that a repair would be more expensive than a replacement. He also drag the claim out for weeks... causing me the customer hundreds of dollars of rental car expenses. I've went to the dealership where I purchased the vehicle and made sure that they realize what a horrible name they would be making for themselves by recommending American Auto Shield to any of their customers. The dealership that performed the repair, stated to me that this was the worst experience he'd ever had in dealing with a warranty company and that they will not perform work on any customer's vehicle that is a warranty claim through American Auto Shield.
Dear Valued Customer,
Thank you for bringing your concerns to our attention. We sincerely apologize for any inconvenience you experienced. A Customer Service Specialist will contact you within 48 hours to personally address your concerns.
Reviewed April 13, 2017
I have only used the warranty once. So far I have not be impressed. Owning a Porsche, I wanted Porsche replacement part in lieu of aftermarket parts. This warranty only covered about half the cost of repairs. Would not recommend!
Hello Bob,
Thank you for your feedback. We’re sorry to learn you weren’t satisfied with your claims service. Per the terms and conditions of the contract you purchased, repair or replacement of covered parts may be made with parts of like kind and quality.
With that said, we’re glad we were able to pay your recent claim, and one of our Customer Service Specialists would be happy to address any additional questions you might have about your coverage. Please don’t hesitate to contact us should you need further assistance.
Reviewed April 13, 2017
My service contract on my vehicle expired and I needed one which I got from American Auto Shield. The dealer submitted a claim for me. My transmission was broken down and then Auto Shield sent somebody out to look at it. Then the decision was made to replace it which was done with a used transmission that had 96,000 miles on it. American Auto Shield paid for it. But I still had to pay $900. The labor was $131 but my contract was only good for $100 an hour and there were some other items that I had to pay for. It's been an okay experience with American Auto Shield but I don't know if I will renew it.
Reviewed April 12, 2017
Don’t go with American Auto Shield. They didn’t want to honor a repair. I am disappointed in their service towards the end. I had a couple of things done before and I think they were covered, but they gave Volvo a hard time. All the interactions were all through Volvo. I had a claim two months ago for a gas gauge. It took a while and they didn’t want to pay for it. I think I had to pay for part of it. I had always took my car in for repairs for a warranty, so it shouldn’t have been a problem with them covering it. I wouldn’t recommend American Auto Shield to anyone else.
Hello Gail,
Thank you for your feedback and for the opportunity to address your concerns. We’re sorry to learn you weren’t satisfied with the claims process. Per our review, American Auto Shield processed and paid each of your claims per the terms of your contract, including your most recent claim. If you have additional questions or concerns regarding your prior repairs or coverage, please feel free to contact us directly.
Reviewed April 1, 2017
My vehicle had gone over 100,000 miles and outlasted its warranty. So when my local auto repair place gave me three warranty providers, one of which is American Auto, and I called each of them for information. American Auto Shield offered me a fair price and they were very nice, so I decided to pick them. I recently had a claim because the steering mechanism of my vehicle broke while we were on an out-of-state trip. It was a very unusual situation because no other dealer or place stocks that part and they had to be ordered from the factory. The situation was critical since we're travelling but the manufacturer of the mechanism managed to come up with one and we were inconvenienced for only three days, so in the end, we're very happy.
Their customer service had been fine until the end when it was extremely difficult to get a hold of them. I had the reps name and number that I call and leave a message to, but no one ever called me back. It ended up it didn’t make any difference because shortly after, we were involved in an accident where someone totaled our car beyond reasonable repair so there wasn’t any need to pursue it at that time. The car was going strong at 168,000 miles until the accident. The driver and passenger doors behind me were hit, the post between the two doors was cracked and the air bags fell out immediately. The cost of everything made it not economically feasible to do any repairs. So they scrapped it and moved on to another day. We also contacted them about a few things and everything was handled well and there were no issues. I was very happy and satisfied with American Auto Shield. I would recommend them to anybody that asked me.
Reviewed March 30, 2017
I paid per month for a year and I paid the whole thing. I didn't have to use it but one-time on the last go right after all the money had been paid, I found out something was wrong with my car. I almost had forgotten that I had the Auto Shield insurance. That's the part that I was unsatisfied with. So, the Cadillac team filed the claim after they found out what was wrong with my car. But, American Auto Shield wanted me to pay a little money on the side. I had more than one thing done but they only half covered one thing.
Hello Dorothy,
We’re sorry to learn you weren’t satisfied with your claims service. American Auto Shield is obligated to adjudicate claims in accordance with the terms and conditions of the contract you purchased; therefore, we were only able to administer payment for those parts listed as covered in your contract.
With that said, we’re happy we were able to pay a portion of your claim, and one of our Customer Service Specialists would be happy to address any additional questions you might have about your coverage. Please don’t hesitate to contact us should you need any further assistance.
Reviewed March 28, 2017
I went down on a Mercedes dealer and I said, "You hear of these guys?" They said, "Yeah. We heard of them. We deal with them. They're good." So that's how I chose American Auto Shield. One of the guys called me when I was in the midst of a problem and he was very helpful. Also, feedback was very good. It was a messy episode and it cost me a lot of money but it was okay. They did a good job, and I'm very satisfied.
Reviewed March 25, 2017
I was told that the contract with American Auto Shield would cover certain defaults or whatever problem that may occur. But after I took out the policy, it doesn't cover some of the things that they said would be covered like the radiator. They were also trying to give me the runaround behind the transmission. I took it to the Ford store but they're saying that it wasn't the transmission. I called the other day and they said that I could take it to a transmission shop. But it's been hard to take it to the Jaguar shops and when I did take it to the Jaguar shop, they were telling me that it wasn't covered. But I'm going to attempt to take it to another transmission shop and I'm having to pay out of my pocket for some other mechanical problems.
Reviewed March 24, 2017
When we got contact by AMERICAN AUTO SHIELD the offer us the best extended warranty they have. AAS told my wife that our extended warranty was about to EXPIRE or that probably we didn't have extended warranty anymore. My wife buy this AAS warranty. We have been almost making payments. ABOUT 7 week ago we took or SUV to service transmission. Was going out. DEALERSHIP CONTACT AAS. They call us and told us that it will be cover. After a few weeks in the shop. The shop call me and told me if I want to buy part to fix my transmission or if I decide to get the used transmission that AAS was will to sent out. Either way I was going to pay out my pocket. So I told the shop to figure out how much. Shop call me and told me close to $5000 and that AAS ONLY was going to pay $2800. I will pay the rest.
After talking to shop call AAS and got hang up and call back, got told by one of his bilingual speaker that that's why we should read the contract or if we didn't SPEAK English to have someone READ it to US. To make sure on what was cover and what's not. Told agent that they lie to my wife about us not having an extended warranty. And how come they didn't need ANYBODY to translate to help my wife set up auto paid. THE END WE ARE GOING TO GET OUR SUV FIX THRU OUR EXTENDED WARRANTY THAT WE GOT WHEN WE BROUGHT OUR TAHOE. How was denied to paid because they said that it should go thru our extended warranty first and then AAS. Feeling upset, mistreated and confused and misunderstood.
Hello Mr. Hernandez,
Thank you for your feedback and for the opportunity to address your concerns. A Spanish speaking Customer Service Specialist reached out to you by phone today and left a voice mail. We’re sorry that we missed you. Please feel free to contact us at your earliest convenience. In the meantime, please be advised that American Auto Shield (AAS) does not sell vehicle service contracts directly to the public, we do not contact consumers by phone or mail to purchase products or services, and we are not your payment plan company. American Auto Shield is the claims administrator of the vehicle service contract that you purchased from the seller.
Our records indicate that your vehicle has primary coverage through a powertrain extended warranty, which you purchased prior to purchasing additional vehicle service contract coverage administered by AAS, and that the primary extended warranty covered a portion of your recent repairs. Per our last correspondence, please submit for documentation and review a copy of your primary extended warranty so that we may determine what, if any, coverage may also be available under your vehicle service contract for any additional repairs.
If you have any additional questions or concerns, please feel free to contact us directly at our toll-free number. A Spanish speaking Customer Service Specialist will be happy to speak with you.
Reviewed March 22, 2017
I’m 82 years old. I have trouble getting around and I don't know if my condition may worsen to the point where the neurologist will say that I'm not able to safely drive. So it's better for me to have a 4-yr old car than to have a year old car and have to give it up. It's another $50,000 when you trade every four years and I'm not into that. And I like to save a little bit for my kid for the nursing home. One time, I asked my son how come the cars he's buying are used but it's warranted up to 100,000 miles. He said that extended warranties are available out there. So when I saw an ad, I thought I would try it if I wasn't going to buy another car. I then got in touch with American Auto Shield and told them I would pay them cash and I wanted it right off in the best price they could give me. They called me back over half hour later, made an offer and I got it for about half of what they initially offered it for. I thought that was quite a savings, so I was satisfied.
I'm glad that I bought the extended warranty because before I purchased it, I had a vacant window in my car warranty which expired after I got 50,000. I lived in Florida four months a year and it turned out that I didn’t have any coverage, but my dealer back home told me he would’ve covered it. There was also a time when my headlight went out and it cost me $1,400 which was outrageous. That's how expensive the car parts are.
But one of the features of AAS that I'm against with is that they only pay for parts from secondary market. So when my rear wheel bearing went out and I bought a new one through the dealer, they charged me $18 or $20 more than the secondary auto market was. But I've had this twice and they've taken care of it. Their service has been very good, too, although it takes a little extra time when filing a claim since I need to wait and talk to the dealer and the dealer needs to get the approval of the warranty guy. That takes a couple of telephones, back and forth, but other than that, I’m very happy with AAS and I would recommend them.
Reviewed March 21, 2017
I had to file my first claim after only a few months of using American Auto Shield when my engine died on me unexpectedly and I was expecting to have to jump through a dozen hoops just to get things done. Amanda was incredibly friendly and willing to help me get everything done. They never once treated me like I was trying to scam them like so many other places that offer similar services have in the past and I went away feeling like I got exactly what I was paying for. Would definitely recommend giving them a shot and seeing how it works out for you.
Reviewed March 21, 2017
Came in handy when I needed it. Few hiccups but nothing life altering. Just some minor delays that were easily worked out. Happy with the result. It's not a perfect system but really what is. Were there when I needed and that is really what I was after.
Reviewed March 21, 2017
Auto Mechanics have called from shop about five times for various reason and nothing has been covered. Auto Mechanics were given reasons. So for future customers, please read the contract as not much is covered and there are many exclusions which a layman like me can't understand when policy is sold. I would not buy this in future.
Hello Anil,
We’re sorry to learn that you weren’t satisfied with your claims service. While we do not like to deny claims, we are obligated to adjudicate claims in accordance with the terms and conditions of the contract that you purchased. With that said, if you have questions regarding your coverage, one of our Customer Service Specialists would be happy to answer any questions and discuss any concerns you might have.
Please feel free to contact us at our toll-free number, 800.531.1925, or you can visit our Support Center at http://support.americanautoshield.com for fast online support and response.
Reviewed March 20, 2017
I've been with American Auto Shield for over a year now. Their sign up process was good. I heard about them on the radio and I called and spoke to some guy, and he talked me through it. It was easy.
Reviewed March 19, 2017
When I was initially approached with the purchase plan I thought I would later regret my decision to enroll but I must say this was the best decision I have made. I have had to use the warranty three times and have been pleasantly surprised by the quick responses for approving coverage. Thank you Eddie for working with me thru some financial difficulties.
Reviewed March 17, 2017
I was skeptical at first, without a doubt, but over time I began to slowly have faith in American Auto Shield to do what they said they would do. Fix my Vehicle. Whenever I had an issue with my one ton truck, I would be in doubt if the repair would be covered. But after one year of covered service and driving over 100K miles, they were still with me paying for all mechanical repairs needed. I drove 100K miles, all over the United States, and American Auto Shield was always there ready to help when asked. I am a satisfied customer.
Reviewed March 17, 2017
We purchased a new vehicle and I attempted to cancel the policy since December, did not receive my refund until March. Between being told I had to call different people and complete different documents with each company, step in the process I was very frustrated. I completed multiple memos requesting to cancel services and each time I called I was told something different. "We're processing the refund." "We didn't receive the memo." "You have to call the company you purchased it from". The company was quick to send a discontinuation of service letter when I did not send my payment on time.
Dear Ms. Rowles-Tamez,
Thank you for bringing your concerns to our attention. We sincerely apologize for any inconvenience you experienced. A Customer Service Specialist will contact you within 48 hours to personally address your concerns.
Reviewed March 16, 2017
These people are crooks! When I first purchased the policy I was told that if I were to ever cancel it I would get a pay off of mileage unused and time left on my policy. This is not true! I just cancelled my policy and they told me that they didn't owe me anything because they paid out all the money they owed me in claims. This is not what I was told when I bought the policy... Just one more example of how these people work. This is the third time I've been burned by this company. Read your reviews before you buy an extended warranty.
Dear Mr. Irwin,
Thank you for your feedback and for the opportunity to address your concerns regarding the cancellation of your coverage. Your contract allows for a prorated refund based on the time and mileage not used less any paid claims and cancellation fee. A Customer Service Specialist will contact you within 48 hours to personally address your concerns and answer any questions you may have.
Reviewed March 15, 2017
I love the service team. I had my starter replaced on my car. I called them and they said, "Take it to the repair shop of your choice and we'll take it from there," and they did with no problems.
Reviewed March 15, 2017
The errors made in analyzing the problem created a 4-day delay in AAS authorizing the claim. The auto was in the shop and based on AAS staff the driving of the auto to failure would negate the contract. The $160 limit on auto rental would have been sufficient if you had done your "ride-along" properly. This is confirmed by the repair shop and other transmission experts.
Dear Mr. Johnson,
Thank you for sharing your feedback. We sincerely apologize that you were not happy with your claims experience. However and as previously explained, for insurance reasons an inspector is not permitted to drive a customer’s vehicle. The vehicle must be driven by a representative of the repair facility, and it is the repair facility’s responsibility to duplicate the customer’s concern upon the inspector’s arrival. Unfortunately, the repair facility could not duplicate the concern, causing the delay.
With that said, we’re glad that we were able to eventually obtain the information from the repair facility necessary to authorize and process your claim. Someone from our customer service team will be contacting you within 48 hours to address your concerns. In the meantime, should you need further assistance, please don’t hesitate to contact American Auto Shield.
Reviewed March 15, 2017
The last time I had to use this service it was a frustrating experience. A lot of back and forth between the repair shop and Auto Shield. It was not an easy process. Passing the buck so to speak. I think it would be easier if your company contacted the repairs shop.
Dear Ms. Rogers,
We’re sorry to hear about your recent experience and thank you for bringing your concerns to our attention. We strive to provide excellent customer service and regret the experience you’ve had. A Customer Service Specialist will contact you within 48 hours to discuss the same and help assist with a resolution.
Reviewed March 15, 2017
American Auto Shield has always stood by me whenever I had service done on my Jeep. I just had the Service Department call American Auto Shield. The rep explained to the Service Department what was covered and what wasn't, and my Jeep was repaired. American Auto Shield has taken care of me for years and I am very grateful!!
Hello Angela!
Thank you for taking the time to review our services and for your continued business and support. We appreciate your feedback and are pleased to know that your vehicle service contract is taking care of your repair needs, as expected.
Should you ever need assistance, please don't hesitate to contact us!
Reviewed March 14, 2017
Overall experience was good. Had two appraisers look at work to be done. Work was done and Truck running great. Happy with the service. Had some hiccups but always found a representative that was willing to help. Glad I got the extended warranty. Need my vehicle to get my days tasks done.
Dear Valued Customer,
Thank you for taking the time to review our coverage and services. We pride ourselves in training our Customer Service and Claims Specialists to be professional, courteous and supportive. We are pleased to hear that was the experience you were provided with, as expected.
Please do not hesitate to contact us for any assistance you may need in the future. Thank you for being an American Auto Shield customer.
Reviewed Oct. 19, 2016
Recently on a road trip north to visit friends I experienced the death wobble - very un-nerving! Went to closest Ford Truck Division Dealer to evaluate the problem. Presented documentation for American Auto Shield of Lakewood, CO, which actually the vendor is Car Treaty out of Santa Ana, CA. The representative would not discuss any warranty items with me and requested only the service manager speak with her. That is the first sign that your right to information has been compromised.
The service manager was very good, knowledgeable and professional. No complaints with him whatsoever. The quote for the procedure to replace the trailing link bushing requires removal of tie rod ends and a realignment due to their removal and bushing replacement. The folks at American Auto Shield stated that their All Data labor for the replacement of the trailing link bushing was. 9 hours. Actually to replace the bushing with all the front end components removal and install totals 4 plus hours with the alignment on top. So in actual terms of cost for the bushing ($75.00) the labor to complete the evolution at $110.00 per shop hour ($429.00) which totals $504.00, the warranty company only paid $119.92. That is only 24% of the total bill.
I have the AB Deluxe warranty package which I paid $2808.00 for 5 years and 100,000 miles. I purchased this warranty package with American Auto Shield after my extended warranty with Ford Motor Co. was expiring. Needless to say I hope which car company you have that you get the extended warranty through them only. Not to say that all warranty companies will nickel and dime the service center, however my experience recently with this warranty company was below average. If I can't speak openly and honestly with a company representative about my vehicle's condition, that sends up a big red flag in my mind. I will have to keep my contract with this company through the duration of my commitment, but I advise strongly looking past this company for your extended warranty needs.
Reviewed Sept. 23, 2016
I had brought my auto for repair for a tested bad alternator. American Auto Shield has to be falsely manipulating the info in alldata software as they are saying the repair and diagnostic should only take 45 minutes to replace on a 2008 Toyota Tundra V6 4.0 engine. First of all my Diamond package warranty does not state that alldata software is used to determine the repair labor cost and part. Instead of me just paying the deductible of $100.00 they also had me pay a extra portion of the labor total $235.78.
This company is very fraudulent. I have contacted the Texas attorney general's office and will also fill a complaint with the BBB. I advise all that have done business with this company to do the same. I asked for all the data for my vehicle year, make, model repair information from alldata software and they say they cannot supply. You would think our government would have laws to protect us from these companies. After the BBB my next move is to go to my local news agency.
Reviewed Sept. 14, 2016
Called to cancel policy within 30 days after re-reviewing the policy (which reads as a 15 page DISCLAIMER). Realized that I had been hounded by Telemarketers for almost two months and that I had signed under duress. My request to the representative Ms. Gina ** was rudely rejected as not meeting her specifications. Whether she represents works directly for National Auto Division or American Auto Shield, I had been hounded for over two months by their telemarketers when on August 17, 2016 E. **, a snake oil salesman-- called to told me that the company I was already with was a rip-off fly-by-night outfit which did not honor claims, that I needed to change my coverage right then as time was running out. He stated he had nine complaints from my company on his desk which he was working with to get those persons' vehicles covered because their claims were not being accepted.
I realize now that ** is paid by commission and needed to push a sale before the end of the month. The final kicker is the rude disrespect by Ms. Gina ** with my cancellation request from National Auto Division. Advice... unless you are actively looking for extended warranty coverage DO NOT agree to anything where the call did not originate with you. Do Not deal with any TELEMARKETER.
Reviewed Sept. 1, 2016
American Auto Shield / Empire Consumer Services / Liberty Auto Protection are fraudulent companies that implement their fraud by hiding behind each other. Empire Consumer Services, based in California, is the selling agent. American Auto Shield, based in Colorado, is the administrator of policy and Liberty Auto Protection, based in New Jersey, is the parent company. Empire Consumer Services sells the fraudulent auto policies for Liberty Auto Protection. They promise they will cover mechanical issues with your vehicle, take thousands from you, but their policy administration is another company, American Auto Shield, who denies all claims, even when the parts are listed as covered.
Empire then says they will get American Auto to cover the claim, but Empire never calls or emails you back. Then, American Auto sends you to the parent company, Liberty Auto Protection, who says they need more time to work with Empire to enforce American Auto to pay the claim. This is a SCAM. Your claim will NEVER be covered. You should have a negative rating on them. They are very dishonest people. Americans should be able to trust that their governments would stop this kind of behavior, but it seems that hiding in different states allows this to go on.
Reviewed July 26, 2016
I have 100 deductible for my warranty work and now they already found a different alternator rather than dealer part they had at Auto Zone and now disputing the labor cost at Fairway Chevrolet. 3 days over 116 dollars they don't want to pay. Doug ** actually referred to YouTube video for reference of the speed an alternator can be change out.
Reviewed May 12, 2016
I would not have no more contract with this company. They never send parts that work, parts they send for your auto don't work, so they send in another part. This can take up to two weeks to get your car back. This is doing without your auto. Take advice do not get their contract, it's not worth it. Check complaints first, before getting a contract. Nothing but rudeness and misleading. They put in overhaul parts that don't work. Not me. Never again.
Reviewed March 17, 2016
I had to get a work done on my H3 Hummer. First at all, my dealer called the recommended number to get approval. No way, I had to wait almost two hours before someone from the claim department called back. The next issue was that the representative from American Auto Shield, Inc found the radiator cheaper on AutoZone. It doesn't matter if it is re-manufactured, exchanged or a used component. If your dealer cannot match the price, you have to accept what your warranty company is willing to cover. Otherwise you get a check. By the way, don't forget your $100 deductible. When we bought the contract last year from CarTection.com they told us how great the service is. My recommendation, read your contract (18 pages) and stay away from that kind of business companies!
Reviewed Feb. 15, 2016
When my warranty expired on my Kia Optima, I was very worried about how I would pay for costly repairs. I did a google search and found their website. I talked to a sales rep. We set up a plan, the process was very easy and painless. 12 months later my transmission went out :( It was going to cost over $2700 to fix it. I called American Auto Shield claims number and they took care of the rest. I only paid $100 for a deductible, that was it! They also gave me a FREE rental car for 2 weeks. 5 Stars!!!
Reviewed Sept. 24, 2015
Bought warranty from Smart Choice USA which turns out to be American Auto Shield. Takes two days for an adjuster to approve repair, then they looked for cheap parts another two days, ordered wrong part even though repair shop told them it was wrong so now will be Monday before part gets here. This will take a week for an 11 hour job. They refuse to pay more than extra on rental car. Rude and don't care about their customers. Smart Choice phone number no longer works.
Reviewed July 31, 2015
I paid $2885.00 for an extended warranty in 2012. I canceled the warranty and only received 582.00. Warranty was until May 2017.
Reviewed April 3, 2015
I have paid for an extended warranty for almost 4 years. This warranty is not cheap. When I was offered this contract, I was told it would cover all motors on my car. Well that was a lie. The motor that moves my side mirror recently died. I took it to the dealer and they contacted this company. They were told that they do not cover this type of motor because how do they know it wasn't caused by an accident. WHAT?!! The dealer explained that my car was not in an accident and the broken motor was most likely due to the fact that the car is a 2008. Since they are absolutely useless when needed, I discontinued their services. I should have stuck with the extended warranty offered by my car dealership!
Reviewed Feb. 29, 2012
I paid for a 4-year/60,000 mile bumper-to-bumper warranty and over the 4 years, I only put 30,000 miles on the car, and never used the warranty. On 2-9-12, I had work done on a throttle sticking issue and Warranty America said it was not covered. It cost me $506, then on 2-23-12, the electric window failed. I took it to the dealership on the 23rd and it took them until the 28th to get the parts and finish the repair.
When the dealership called into Warranty America to file a claim, Warranty America said nothing was covered since the policy expired on 2-26-12 at midnight. The dealership explained that the car was in the shop being repaired on the 23rd, but had to wait on parts to finish the job. I do not feel they are correct and would like some help with this. Thanks.
Reviewed Aug. 26, 2010
I purchased the extended warranty not long after I purchased my car from Heritage Honda in 2007 and made monthly payments until it was paid off. It was a bumper-bumper plan and my car had 8,150 miles on it. This past June 2010, my air conditioner went up and it was covered on the policy. I took it to Heritage and that's when the saga began. Heritage did what they asked, ran a diagnostic, I paid my deductible and then they wanted to send out an inspector before they would send parts. Oh, did I mention parts that were used that came from a junk yard?
Malcolm at Heritage told them he needed not only the compressor but the dryer unit; they refused which ended up causing the compressor to blow because of dirt that was in it. They sent another unit, it wouldn't work. Then another, this went on and on. I finally got my car back the end of June. Heritage informed me they would no longer deal with this company and their junk parts. I drove my car 2 blocks and it blew out all the antifreeze and it locked up again. Needless to say I have called them with no avail, all I get is put on hold.
This has been the hottest summer I’ve experienced in my life and my 90-year-old mom has to be transported to doctor’s appointments, and I have no air. They never sent decent parts so I am asking to be reimbursed my full amount of $2722.00, what I paid for the warranty. They have done nothing for me. At least I can get my car fixed if I have my money I paid them for the service they never gave. I have allergies and a 90-year old Mom who is not well and can't withstand the heat. She has many doctor appointments and has been subjected to some pretty high temps this summer. It’s really taken its toll on her. I need to get my car fixed. Plus, I will have no heater because I can't use the fan, it’s all connected.
Reviewed June 17, 2009
Contract provides for 100% coverage on vehicle parts and labor and rental car coverage. Warranty America refuses to pay even reasonable cost for parts (non dealer replacement parts) and states that the contract holder is responsible for the excess charges or Warranty America will supply the part. If Warranty America sources the part, they will not cover the extra day (or 2 days if part shipping cutoff is missed) that it takes to get the part to the service center.
This does not honor the contract. Also, Warranty America makes it difficult for the service center to deal with them (not paying reasonable cost for parts, excessive hold times, arguing) that the service centers do not want to deal with the warranty company. I believe this is a blatant attempt to make it so difficult to deal with, so that they do not have to pay for the warranty. The damage is that my vehicle is non functional for additional days and a rental car is not covered for the extra days. Also, it’s becoming difficult to find someone who will deal with Warranty America.
Reviewed Feb. 25, 2009
Reviewed Oct. 23, 2008
Reviewed Sept. 18, 2007
Bought Bumper to Bumper coverage and was assured that everything other than ocvious wear and tear items (ie. tires, braes, spark plugs, wipers, paint...would be covered 100%. Went to put a claim in and was told 75% of the work I needed would not be covered. Asked to cancel policy and was told I couldn't get an amount that would be refunded until it was processed. I've paid in almost $800 and owe $1000 in 11 months. These people won't even cover the nuts and bolts required to fix a "covered" part!
They tried to sweet talk me into a $200 credit to my acount and a two month deferment on my next bill. I am infuriated. I spent over two hours of my day today going back and forth with them. I was told when I purchaed the ceverage that I could get a full refund at any time within the 5 years and they lied. Apparently if you never use it in five years you can get a refund or if you cancel it within 60 days. They lied. Now if I want to cancel it they won't tell me how much the cancellation fee is or what my pro rate amount is. So now I don't know if I should just never use it and contact them in four years for my refund or cancel it.
They are sending an adjuster tomorrow to see if they will approve the questinable items...a child safety harness on an integrated child seat, contacts and weather stripping for the sliders that open on their own, and the nuts and bolts that hold together the manifold that is a covered part. I am disgusted with the way I have been manipulated, lied to and spoken to in regards to this company. They are a fraud!
American Auto Shield Company Information
- Company Name:
- American Auto Shield
- Year Founded:
- 2002
- Formerly Named:
- American Auto Shield
- Address:
- 1597 Cole Boulevard, Suite 200
- City:
- Lakewood
- State/Province:
- CO
- Postal Code:
- 80401
- Country:
- United States
- Fax:
- 303.420.4722
- Website:
- americanautoshield.com
