American Auto Shield Reviews
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About American Auto Shield
Since 2002, American Auto Shield (AAS) has provided vehicle service contracts with a simplified claims process. AAS offers auto, ATV, motorcycle and off-road motorcycle coverage for dealers, agents, direct marketers, membership organizations and lenders. It also provides access to 24/7 online support and claims filing.
- Monthly plans available
- Motorcycle/ATV coverage
- Lenient age/mileage requirements
- Large number of plans available
- Only sold through dealerships
- Expensive towing fee
American Auto Shield Reviews
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Reviewed July 12, 2024
American Auto Shield is horrible. They do not fix anything that goes wrong with your car. I've paid 4000 and some into this warranty and still have 1 more year to go before it expire. I needed a engine. The adjuster denied the claim what 2 parts in the engine. They claim it's not covered. I needed my AC fix. They also denied that too so what is the point of getting this warranty from American auto shield if they don't honor their contract? People spend their hard working money. It's not right how they can take your money but won't fix anything.
I don't understand how they still in business. I wish I never signed up with Carchex to get them. It's a nightmare. I talk to someone from there and he claims that he was going to try and help me out. I claim he was going to give me a call on Tuesday of July 9th. Never called me. I've called and talk to so many people and the only thing they say is, "Your claims was denied." I will be getting me a attorney to look into these people because this definitely not right.
Reviewed June 27, 2024
Already my car in the shop waiting to get fixed going on 3 weeks. More delays than ever. Keep claiming they are not getting the information being sent. I already used day rental then I had to pay for an extra seven days. Up my people that answer the phone can not see your records and can not help always being told that I will get a call back within 24 to 48 hours and never do. Don't believe USA Today even the dealership where I have my car say they are the worst. I'm sorry to say but if you choose to disregard this review. You're well leaving that part blank but I think you get it. Buyer beware.
Reviewed May 14, 2024
My car has been in the shop since 3/18 it initially took a week to even get a response from American Auto Shield about my transmission repair and another week and a half for the inspector to come out and make a determination that it needed to be replaced. Another week to have a rebuilt transmission shipped in which was defective and then another week and a half to have the replacement sent which we were unsure was even going to arrive due to confusing emails. It has now almost been 2 months and I do not have my care still and due to the contract you only cover 2 weeks of rentals luckily the manufacturer covered a week of rentals but the rest has been on me. It has been expensive.
I am now dealing with discrepancy with the cost of the repair between the shop and the adjuster I need this resolved so I can get to work. I am more than willing to pay my part but I can not wait any longer as this has become an outrageous expense due to no fault of my own. I believe there should be a reasonable time frame for things to happen and this has passed that as I am sure you could agree. I AM Just looking to get this issue resolved so I can get to work. I am very busy and the hospital relies on me to be there when I am scheduled and it is getting to the point where I cannot afford to pay for a rental while waiting for adjusters to figure out what is going on when my car repair is complete. All the while I keep getting the we will call you back. Or a supervisor will call you. When every time I call them it takes hours on hold to reach anyone and when you do they can't help you in any meaningful way.
Reviewed Jan. 24, 2024
I have been scammed by Carchex and American Auto Shield. I paid $5,123 for an auto warranty last year and now when I filed a claim, they rejected it due saying that a small $50 surcharge was mistakenly not charged for a branded title on my car. My car has a clean title. This small surcharge has nothing to do with the repair claim. In fact, I paid a surcharge for 4wd cars which covered the transfer case that needs replacing at $8k. Carchex admitted their mistake but will not fix it and left me with a worthless policy. Both companies blame each other and neither will accept responsibility. I will be filing a lawsuit for deceptive trade practices as well as contacting the Attorney General in each of their states. Would anyone consider joining me? My email is **.
Reviewed Jan. 9, 2024
Worst Experience ever. Upon seeing several commercials, I decided to give them a try as my dealership warranty was about to end... Upon my initial contact with customer service - Everything that was said was perfectly vocalized... Faithfully did auto pay for over 2 years.... Then All hell broke loose... Had a major transmission issue that also affected the engine. I immediately call AAS. They gave me the name of the closes repair facility... Upon having my vehicle towed, to dealer, the Hell began. It took over a week for AAS to respond to dealership. I call AAS to see what the hold was. They assured me that my claim would be handled quickly and I qualify for Rental Reimbursement. Days would go by, and the dealership would call me asking me to contact AAS to put some fire to their butts because they were not getting any response.
After 3 weeks, the dealership said they would have to take my vehicle out of the shop because they needed the space because AAS was dragging their feet. Weekly I would have to call AAS for results (only to hear - "We sorry for the inconvenience, we will have a supervisor jump right on it.)" Finally after Almost 2 months (50 days) a REP from AAS contact the Dealership to approve my claim at 2/3 the cost. Leaving me with a Balance of $2800. Then I started getting calls from the Rental company for more money.
I called AAS to discuss the cost of the rental. I was Told that the Rental would only be eligible for Reimbursement from the day of approval and one extra day. For a total cost of $80. By this time, I already been drafted over $2500 in rental charges. Primarily because it took so long for my claim to get onto a supervisor desk... Even though the dealership was trying to reach someone every day and even myself weekly. WORST CUSTOMER SERVICE and DECEPTION I've Ever Experienced.... Yet, in Some way I Blame Myself for NOT Doing my Due Diligence and Checking the Reviews FIRST.... IF IT SOUNDS TOO GOOD TO BE TRUE - With This COMPANY it's Probably a LIE‼️
Reviewed Dec. 14, 2023
I have the highest level of protection possible through American Auto Shield. I have auto paid my monthly bill, but all for nothing. I was out of state towing my camper to a motocross race with my F350. My turbo outlet pipe blew off the turbo on the highway leaving me stranded, at 10pm. I was able to limp off the highway to a Walmart parking lot with the assistance of the State Police. I contacted AAS who informed me the tow coverage would only cover $125 for my truck. I would have to stay the night in a hotel and leave my camper and race bikes in the parking lot of the Walmart, which was in the middle of the mountains! I refused and informed them I would temporarily fix the pipe and then replace it the next day. They told me to call them back for coverage for the replacement part. I was able to rig the pipe back up and get moving to the track, which was 5 hours away from home.
The closest dealer with the part was over 2 hours away. My truck wouldn't make a two hour drive. So I borrowed another vehicle, went to the Ford Dealership, purchased the parts out of pocket after being told I could submit for reimbursement. I then fixed the pipe on my own in the parking lot of the motocross track, good to go. Well they refused to reimburse me because it "wasn't diagnosed at an ASE certified shop". You mean the shop that I couldn't get to? They refused to cover it and I was out about $400. Strike one and I should have canceled then, but I didn't.
I then recently had a fuel delivery system failure, along with a turbo sensor that was failing. They refused to cover either part or repair because the turbo sensor "wasn't broken", however, it was malfunctioning and causing the turbo to not produce enough boost. The fuel system was diagnosed as an air pocket introduced through a leak on the fuel rail. That was fixed and repaired, not covered. Also my upper radiator hose was beginning to "crush" restricting coolant flow. They wouldn't cover that because it was a "rubber hose", which is listed in the exclusions. However, had the sensor been physically broken, they would cover that. If the hose was metal (it is wrapped in aluminum), they would cover it. If the $310 radiator hose repair wasn't completed and I kept driving the truck and it overheated and caused major engine damage, then that would be covered....what?!
After reviewing the fine print, this company has a built-in exclusion for them to not cover stuff for nearly every single situation. I should have done more research on the company before I purchased the coverage. I should have canceled after the first time they screwed me. Those are my fault! I did speak to "Diamond" who was extremely pleasant, but determined she is actually an employee of CarShield who sold me the coverage through AAS. Diamond acknowledged it didn't make sense and offered some ways for me to fight the decision, but it is a complete waste of time. Stay away from Car Shield and AAS! They will not cover your repairs. My repairs all in all totaled $1000. I can't imagine what they would try to pull if it was any sort of major repairs. I canceled coverage and learned a lesson.
Reviewed Oct. 12, 2023
While driving home from another state our water pump went out on a Sunday. We were stranded on the interstate and had to call a wrecker and be towed to the only place that was open, which was Pep Boys. Pep Boys was able to make the repairs and get us back on the road. I submitted a claim, with receipts, for just over $1,300. My claim was only approved for just over $700. I have a $100 deductible so I should have gotten back $1,200. I would highly not recommend this company. I was told that I should have stayed overnight in a hotel and waited until Monday, when my wife and I both had to report to work, for the claim to be approved rather than paying the claim and getting home in order to work the next day.
Reviewed Oct. 6, 2023
American auto shield is a scammer. Did tell you what you want to hear so they can get your money. They do not honor anything on that contract. They're on this get rich scheme by scamming money out of people. My advice to you it ain't worth it. Find somebody else to do your warranty. I was told not to file any more complaints. But that devil in his army ain't going to stop me. One of the representatives I was talking to had a baby in the background. They got some rude people that are working in the customer service department. They need to get shut down. I won't recommend American auto shield to their own Mama. Stop scamming people out of their money. People work too hard for their money.
Reviewed Sept. 8, 2023
WARNING! Stay far away from Car Shield and American Auto Shield. They are a scam! They refuse to pay the cost of parts and labor quoted by a certified auto repair facility. A gas pump that costs $875, Car Shield/American Auto Shield only offered to pay $200. The repair facility said it would take 2 hours to fix, Car Shield/American Auto Shield only agreed to pay for 1 hour. Leaving the rest of the cost on us. SCAM! SCAM! SCAM! Stay far away!
Reviewed Aug. 23, 2023
2years!!! It’s been 2 years I am fighting with them to honor the contract that I have with them. Car suffered from a timing chain issue. They refused to honor the contract for 2 years. When I took it to one shop they made me pay to have the engine broken down before they could authorize the claim. They then refused to answer the shop. I was deployed and when I came back the shop after not being able to get an answer from American AutoShield decided to not do the work. I called and spoke to numerous people at AAS. They told me I could take the car to any other shop and get it done.
I took the car to another repair shop that was willing to get the work done only for American AutoShield to tell me I had to take the car BACK to the other shop which they refused to answer over a year ago because they authorized the claim for that shop and can’t change it to the new shop. Mind you the shop is over 30miles from my new home where I moved and had to pay to move the vehicle that was sitting for over a year!!! What sense does that make!! This company is nothing more than a scam. They will do everything in their power to NOT honor their own contracts, lie to you. You will not get the same answer depending whom you speak to as everyone that you speak to will tell you something different.
Reviewed Aug. 16, 2023
Don't waste your time purchasing a warranty through them. They will do absolutely everything they can to stick you with the repair. They require that the part in question be removed completely before they will authorize a repair. What they don't tell you is once the part is removed it's at their discretion whether they will honor the claim and pay it.
If they decide not to you are stuck paying to put the vehicle back together. Also, their service hours are ridiculously low. I still ended up having to pay $700 out of pocket as they wouldn't pay the hours needed for the repair. They make it seem all great upfront. Oh and if you call with an issue you are stuck with someone reading off a screen. They will not let you talk to anyone that can make a decision. You cannot talk to the adjuster, there is no manager to speak to. The customer service is even worse than the coverage.
Reviewed Aug. 4, 2023
American Auto Shield an administrator for Carchex will do their best to NOT cover a part. They won't pay the dealer for the part but want to send a cheap knockoff. Yet their own language in the contract will say Like part and like Quality. Knockoff parts are seldom of like quality as they are copied parts and most don't even do any testing. So when they won't pay for the part at a Dealer you have to take vehicle somewhere else and then they won't pay the Diagnostic they already approved because I didn't get the repair there. They actually can't even interpret their own contracts properly. One person will say it's covered and then a few hours later they tell you that No it's Not covered.
Reviewed May 4, 2023
I had a warranty with American Shield the I paid a diagnostic charge to check my vehicle. They found the problem that it was the needed to be replaced. The dealership sent all the info that they found and the adjuster basically told them that in order to get it replaced they would have to tear it down and I would be responsible for the tear down. Dealer told me it would around 2000.00 to tear it down and if it was not something that is covered I would be responsible. What it has is a broken timing gear and the policy I have says it is covered. They are basically telling the dealership they don’t know what they are doing so I am going to be filing a lawsuit against American shield for saying they cover parts and do not. Waited almost three weeks for an adjuster respond to dealer. I would not recommend this company. They are crooks.
Reviewed Feb. 23, 2023
CANCEL MY EXTENSION AND REIMBURSEMENT AND PAY ME THE DATES. Beware of American Auto Shield Claims Information provided by CarShield. I ask for an amount per month and when you have the problem they disappear and don't respond to me. they reimbursed 0 for an engine problem. I think it's fair to make a class action. to me they created a damage because the repair was waiting to American Auto Shield Claims Information provided by CarShield. now I contact a lawyer to sue them. they didn't give neither tow truck nor rental car. I will make the claim and ask for damages with my attorney in court. Terrible experience.
** CONTRACT
Reviewed Dec. 13, 2022
Purchased a Mechanical Breakdown Insurance Policy from AASI approximately eight months ago. Six months later my vehicle began having shifting and acceleration problems. Immediately I took the vehicle into a local dealership for repair. After completing diagnostics, the dealership recommended replacement of the transmission. AASI refused to accept the diagnostic result and requested further testing at my cost. This was completed and a partial repair was authorized, though the dealership stood by their original recommendation. When the repair failed to correct the issues, AASI was again asked to authorize replacement of the transmission. AASI has requested further testing, again at my expense. Nearly two months later I am still waiting for authorization and repair. Over the years, I have owned many vehicles and repair warranties. This continues to be the worst experience I have had with any such company.
Reviewed Dec. 12, 2022
I have been paying for 4 years on this warranty and had not had any problems with car. I had a power train issue and the adjustor did not feel that the diagnosis that the repair shop was sufficient and requested tear down of the transmission. Warranty used section f of need to tear down transmission to make sure it is bad. The mechanic had already diagnosed then an adjustor said no. Why do you pay for service not only did I take it to a shop that was name by them but I had to foot a $400 to be diagnosed that the warranty co did not pay. Lousy lousy service.
Reviewed Nov. 28, 2022
This company will lie to you about what they will cover. They make the contract vague enough so they can get out of covering any repairs. They will leave you high and dry and not cover anything. They will rip you off for monthly premiums for years and still not help you out when you need it. This company is criminal!
Reviewed Nov. 7, 2022
From the very start it's been an uphill battle trying to get work done, along with trying to get a loaner car after 8 days of trying, still work is at a standstill on a job that should have taken 3 days max...and I didn't give it a 5 star rating, 2 at best.
Reviewed Oct. 13, 2022
This is the 3rd time I have to call on the status of my claim. 1st time was to report a claim, then was told to have repair shop call. Repair shop called and got NEW person who would need to check to find out if part was covered. NEVER heard back from Rep at Auto Shield. I called again, almost 2 weeks later to find out what was happening and was told repair shop needs to call to put in a claim. They need to get their ACT together. VERY POOR SERVICE. Think twice about this company.
Reviewed July 23, 2022
I am requesting an Arbitration Hearing to Dispute the Devaluing of my Warranty on My 2015 Chevrolet Suburban that I Had Towed to Terry Cullen Chevrolet to have My Vehicle Scanned because the Check Engine Light came on the night Before(!). My warranty was Devalued Because Adjuster (known to me as Chris H) Informed Me that my Warranty was Devalued Because of carbon buildup in Cylinder #7 As per the Inspector's pictures/report which showed the Cylinder Valve Head (It’s) Intake/& Exhaust ports from Cylinder #7 on the head (itself). The pictures also showcased the intake manifold of cylinder #7 as well as a Random Additional Picture Of the Engine Block Piston Head from Cylinder # (3.). I spoke w/ Chris H & he said the problem came from the carbon buildup which prevented the Cylinder from functioning Correctly.
- The Inspector Over-Looked /Never Remove For Inspection - (Because it was seized in its position) the valves lifter which actuates The rocker arm assembly to open & close the #7 valve. I humbly submit that the Inspector never checked The Active Mechanical Source as to WHY the Carbon buildup Occurred If the engine is running Which it was while Repositioning/Aligning the vehicle on the tow truck. It was running prior me noticing the check engine light. It was running after it came off of the tow truck. For diagnostics it was also running in order for it to be diagnosed by the scanner. If the engine is running combustion occurs as the spark plug ignites w/ Fuel. If the lifters are unable to actuate the rocker arm To open the valve to the cylinder head carbon will build up on the inside of the cylinder head.
Speaking with the shop's ASE Master Certified Technician(s) They along with the shop's Service manager They Unconditionally concur With my reasoning behind the carbon buildup which is the sole cause Of the Reason that Devalued my claim for Repair/ Replacement Recommendation of the engine. Chris declined the opportunity to send Alternate Inspector's Perspective Confirmation.
Reviewed June 14, 2022
There are around 46 paragraphs in the EXCLUSIONS section. I needed a fuel pressure sensor switch replaced in the fuel system. I have Platinum coverage and in the coverage summary it indicates, "fuel Delivery System" is covered. Reading much further on page 9 of 16 it excludes emissions control devices required by the government. Read your contract thoroughly. Not doing so or not remembering specifics cost me $700+.
Reviewed May 3, 2022
I've had an American Auto Shield car warranty since 2020. Up until now I had only used it once for a speed sensor. Recently at oil change I was told I had a coolant leak so I stopped driving the car until I could get it in to a dealership. It was diagnosed as a water pump issue and needed replaced. When the adjuster came to the dealership all he would authorize was the gasket! Why? Because the water pump for a 2010 Dodge Charger is over $300.00. I am supposed to be covered to 125,000 miles and the car currently has 109,000. Well below the mileage limit. Even the dealership was amazed as this is a common repair. The labor charge for a gasket vs. a water pump and the gasket is the same so I ended up paying to the water pump rather than risk a breakdown on the road. What a disappointment. If you need a car warranty look elsewhere. This company isn't worth the money or the hassle.
Reviewed March 15, 2022
THE ABSOLUTE WORST! I've been without my car for over two (going on three weeks) due to the ineptitude of this insurance company. My mechanic has done EVERYTHING they requested, two diagnostics, a breakdown of my transmission, pictures of the pieces in question all for them to then say they have to send someone out to inspect the parts! FOR WHAT?! YOU ALREADY KNOW WHATS WRONG FROM THE TWO DIAGNOSTICS!!! They do nothing so you pay out a majority of the work so you can get your car back.
THERES NO COMMUNICATION TO POLICY HOLDERS! I had a SUPERVISOR tell me they can't call me back with information pertaining to my own vehicle! I have to call them for everything! They piece mail information to the mechanics and give you the run around. HORRIBLE customer service with the (exception of Margaret Ann). Now they don't want to reimburse me for the diagnostic they asked for in order to get my car fixed. Will be submitting a complaint with the Better Business Bureau.
Reviewed March 1, 2022
The representatives were awesome that I talked to,, The inspector that was sent to the dealership was BAD! Would not listen to the text and service man on what was really going on with the Cadillac and why it went out...for Car shield he was perfect, so they wouldn't have to pay for the repairs, not right.
Reviewed Feb. 26, 2022
Our family was on our way back from Florida, where our car died on the highway in Ocala Florida. We contacted CarShield and the two ladies on two different cell phones coordinated a tow and place called Don's Garage to take it to. The process was quick and the tow company came in 20 minutes. Don's Garage fixed our car the same day. I'm glad to be a Carshield customer. It's worth it to have the peace of mind knowing Carshield has your back in time of need. Thank you to everyone.
Reviewed Feb. 26, 2022
The customer service representative was GREAT! However it would be more convenient/helpful if...once your vehicle has been towed (by you guys) to the shop a rental should be provided throughout it all.
Reviewed Feb. 25, 2022
American Auto Shield has come through for me. My 2014 Chevy Silverado motor and transmission had problems. American Auto Shield has put a smile on my face. Now I can keep my Chevy Truck for years to come.
Reviewed Feb. 24, 2022
This is not a gimmick. I made my payments and when it was time for them to help they were there for me. My transmission and transfer case went out and they was there for both of them. Great company. Stands behind their word.
Reviewed Feb. 17, 2022
Processing could been quicker, out pocket fees ridiculous, Car Shield should have recommend auto shops they can compromise with on parts etc to save customer money so we just pay our deductible like contract stated.
Reviewed Feb. 16, 2022
We have a 2002 Ford Ranger given to us from my father. He loved this truck and I want it to be in our family for years. Thank you on repairing our truck. It has taken some time to be approved and it is great we have another car.. But the most important thing is our truck will be fixed and ready to come home very soon.
American Auto Shield Company Information
- Company Name:
- American Auto Shield
- Year Founded:
- 2002
- Formerly Named:
- American Auto Shield
- Address:
- 1597 Cole Boulevard, Suite 200
- City:
- Lakewood
- State/Province:
- CO
- Postal Code:
- 80401
- Country:
- United States
- Fax:
- 303.420.4722
- Website:
- americanautoshield.com
