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CarShield Reviews

4.0
10,654 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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Edited by: Liz Bingler
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About CarShield

CarShield is an extended warranty provider that offers customizable vehicle service contracts (VSCs) for new and used cars. It also provides specialized coverage for electric vehicles (EVs), motorcycles and ATVs. Most of its plans come with 24/7 roadside assistance, towing services and rental vehicle reimbursement. CarShield is available in all states except California.

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Pros
  • More plans than many competitors offer
  • Plans start at $99 per month
  • Month-to-month and price-locked plans available
  • Covers cars for up to 325,000 miles
Cons
  • Rental reimbursement is limited
  • Quote only available over the phone

Helpful Reviews

Pasadena, TX
Verified purchase
CarShield is one of the best warranty companies out there. My personal experience includes a transmission replacement at about 125,000 miles on my vehicle. They paid thousands of ...

Read more

Springfield, MA
Verified purchase
Jeannie just gave me one of the best Customer Service experiences that I’ve ever had. I called CarShield to find out if a particular suspension part for my 2018 Nissan Murano woul...

Read more

How does CarShield work?

CarShield offers vehicle service contracts for new and used vehicles, including motorcycles, ATVs and cars with up to 300,000 miles. Purchasing a CarShield vehicle service contract can provide significant peace of mind for owners looking for extended coverage. The company has seven contract options, all of which are available on a month-to-month basis, so you aren’t locked into a long-term commitment.

Contracts are available both in English and Spanish. Most warranties are transferable. All CarShield plans also include access to a customer app that allows you to manage your plan, request 24-hour roadside assistance and get exclusive rewards.

CarShield coverage and plans

CarShield has seven protection plans available for both new and used vehicles, offering protection that ranges from powertrain coverage to a bumper-to-bumper warranty. CarShield’s seven contracts include:

  • Aluminum: An electronics-focused plan that covers your GPS, instrument cluster and wiring harness
    • Best for: Tech-heavy or hybrid vehicles
  • Silver: A basic powertrain plan that covers the engine, transmission, drive axles and any parts that send power to the wheels
    • Best for: Budget-conscious owners
  • Gold: Covers the engine, transmission, AC, starter, alternator and power windows
    • Best for: Vehicles over 100,000 miles
  • Platinum: Covers big-ticket items, including the engine, transmission, AC, electrical components, fuel system, starter and water pump
    • Best for: High-mileage or aging vehicles
  • Diamond: Bumper-to-bumper plan that covers nearly all mechanical and electrical components
    • Best for: Newer vehicles
  • EV: Specialized coverage for fully electric vehicles.
    • Best for: Electric vehicles
  • Motorcycle & ATV: Specialized coverage for motorcycles and ATVs
    • Best for: Motorcycles and ATVs

All plans include 24/7 roadside assistance, towing and rental car or rideshare reimbursement options, as well as app access and a map locator for a repair facility with Automotive Service Excellence (ASE) certification.

Compare CarShield coverage plans

Motorcycle plans cover the engine, transmission, drive axle, starter, alternator, power windows, fuel pump, radiator, fuel injector, electrical components, brakes, instrument cluster and NAV/backup camera.

The above table contains only the largest or most popular covered items, so each plan likely includes other parts. For more details on what exactly each plan covers, talk to a CarShield representative.

CarShield exclusions

CarShield's vehicle service contracts exclude several items and scenarios across all plans:

  • Wear-and-tear items: Brake pads, tires, wiper blades, filters, belts, hoses, bulbs, batteries
  • Routine maintenance: Oil changes, fluid flushes, alignments, tuneups, spark plugs
  • Cosmetic damage: Paint, upholstery, trim, body panels, rust, dents, scratches
  • Preexisting conditions: Issues present before coverage begins
  • Negligence-related issues: Damage from lack of maintenance, misuse, unauthorized modifications
  • Environmental damage: Floods, fires, hail, earthquakes, animal damage, vandalism, theft
  • Unauthorized repairs: Work done without prior approval, repairs at non-ASE-certified shops

CarShield cost

CarShield plans typically cost between $110 and $170 per month. Rates depend on your coverage level, the deductible, plus the vehicle’s make, model, age and mileage.

Pricing isn’t fully transparent online because quotes can vary widely and plans are customized to each vehicle and driver, so you need to contact CarShield to confirm exact pricing.

The best way to get precise pricing is to contact CarShield. You can get a free quote from CarShield by submitting your information via an online form or by calling directly. 

Deductibles range from $0 to $250, and different deductible amounts are available for certain plans. With a higher deductible, you’ll pay a lower monthly cost. You pay a deductible whenever you file a claim.

You can buy coverage on a month-to-month basis at a price-locked rate. That means that your monthly price will never increase once you begin your coverage, and your protection lasts only as long as you want it to.

How to file a claim with CarShield

To file a claim with CarShield, take your vehicle to an in-network repair shop, provide your coverage details to the service manager and let them contact the CarShield claims center. If your vehicle is not functional, you can call roadside assistance to arrange for towing to a repair shop. The shop will handle the claim process from there.

Here’s a step-by-step process for filing a claim with CarShield:

  1. Find a network repair shop. CarShield has a network of thousands of repair shops in the U.S. and Canada. You can visit any ASE-certified mechanic or dealership. You can also search for a local in-network repair center at shieldrepairnetwork.com or call 800-852-2502 for assistance.
  2. Take your vehicle to the shop. If your car is functional, bring it to any network shop in your area. If not, call roadside assistance at 866-222-7869 for towing, which is included in all of CarShield’s contracts.
  3. Provide your contract. After diagnosing the problem, but before performing any work, give your contract to the service manager or certified technician.
  4. Allow the repair shop to handle the claim. The shop will contact the CarShield claims department directly. The claims administrator will determine what is covered under your plan.
  5. Get approval. Once CarShield approves your claim, it will directly pay the repair facility. You will be responsible for paying your deductible and any costs not approved or covered by your contract.

If your contract comes with rental car benefits, CarShield will provide a rental through Enterprise while your vehicle is being fixed. Some plans may be eligible for rideshare reimbursement instead of a rental car.

CarShield FAQ

Does CarShield cover electrical problems?

Yes, CarShield covers some electrical problems on all plans except the Silver plan, which is limited to powertrain components.

What doesn’t CarShield cover?

CarShield does not cover preexisting conditions, breakdowns caused by lack of maintenance or breakdowns from acts of nature (e.g., flooding, lightning, smoke). It also does not cover oil changes or similar routine maintenance issues. Be sure to check your plan’s specific coverage.

Are there limitations on which repair shops I can use with CarShield?

CarShield contracts allow repairs at any ASE-certified mechanic or repair facility. However, customers are advised to confirm shop eligibility with CarShield before authorizing repairs by going online to shieldrepairnetwork.com or calling 800-852-2502.

What is the average monthly cost for CarShield?

The average monthly cost for CarShield is between $110 and $170. The deductible and plan you choose will impact your monthly cost. Deductibles range from $0 to 250.

Can I cancel CarShield anytime?

Yes, CarShield offers month-to-month contracts, so you can cancel at any time. Be sure to review your specific contract for any cancellation terms or refund eligibility, such as the 30-day return policy.

Does CarShield cover high-mileage cars?

Yes, CarShield covers vehicles with up to 300,000 miles, making it an option for high-mileage cars depending on the plan you choose.

Still have questions?

Is CarShield legit?

CarShield is a legitimate extended warranty provider that has been in business for over 19 years and has covered over 2 million vehicles. It offers a range of vehicle service contracts for different needs and budgets in all states except California. It protects cars with up to 300,000 miles, making it a great choice for high-mileage vehicles. The wide range of plans and deductibles it offers means that there’s an appropriate plan available for every vehicle and price point.

As with most extended auto warranty companies, customer experiences vary widely depending on the plan, coverage expectations and claims process. Some customers appreciate the flexibility and range of coverage options, while others report challenges with claim approvals, coverage limitations or communication during the repair process.

We appreciate that CarShield offers month-to-month plans and that you’re not locked into a long-term commitment. If you decide it’s not working for you, then you can simply not renew your coverage for the next month.

CarShield Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaffBillingRates

    Reviewed Sept. 26, 2026

    I bought my truck brand new in 2020, and I put a seven-year extended warranty through the dealership, General Motors. They don’t have their own company that does that, so they use a company called Ally. I've never used it, and I still have a year left on that warranty. So I was thinking that before I let that expire, I'll get another extended warranty. My truck only has 11,000 miles. These people would call me, and I'd tell them I have a warranty right now, but I'm looking to get another warranty because I don't want to get rid of the truck. They would hang up on me or be rude to me. But CarShield wasn't like that. The reps treated me great on the phone, better than any. I probably talked to 25 different companies over six months. And CarShield was, by far, the nicest on the phone, which is huge. Nobody needs to be talked to rudely.

    I called and changed the credit card that I originally gave them over to a different account for them to take the payment out of, and the guy on the phone that day was just super nice. The people treated me well. I’m not wild about the deductible, but it's not huge to me. I have a diesel truck and if I lose my transmission, that’s a $500 deductible on an $8,000 expense with a company that I’ve heard of. There are a lot of extended warranty companies out there I've never even heard of, and that makes you nervous when you've never heard of a company.

    I talked to my dealer because I moved 400 miles. I still have a year left on my Ally warranty, and I've never used it. I might never use my CarShield coverage. But if I lose my diesel engine, $2,700 doesn't even scratch the surface of what that would cost. They offered me a little bit less, time-wise, about the same mileage, but it was cheaper than CarShield. Then CarShield said they would meet that price, so that was another deciding factor. Hopefully, you never use an extended warranty.

    I didn't want to spend $6,000 on an extended warranty because I don't use this truck. I live in Northern Maine, and I don't use it in the winter. I don't beat on it and have never altered it. I'm 59, and I don't ever want to have to buy another truck. But I also don't ever want to have a problem. I'm one of those guys who takes care of my stuff. I know the things that break. For $2,700, that's cheap. And it makes you feel better even if you never use it.

    Thanks for your vote!
    CarShield
    Response from CarShield

    You put a lot of care into your truck, and we appreciate the thought you put into choosing CarShield, too. It means a great deal that you felt respected each time you called. Please keep in touch if there’s anything you’d like to discuss about your coverage.

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      Verified purchase
      Customer ServiceCoverageTechPriceStaffRoadside Assistance

      Reviewed Sept. 24, 2026

      People would be smart to call CarShield. We've had CarShield on our Explorer for eight years. I'm happy with what I've dealt with and they have always been friendly when I've talked to them. The only thing I've noticed is it's not just called CarShield anymore. It's called American CarShield and they're based out of Colorado or somewhere else.

      I had a flat tire and had to use CarShield, which I ended up paying more because of the local person he wanted. But CarShield covered part of it. This last one, my air conditioner quit, so I called to see if it was covered and it was. I took it to one of our dealerships here for Ford and they talked to CarShield, and they ended up fixing it.

      It was a little over a week before the dealership got it in and CarShield was talking to me and them and they were talking to me. Because of the part that was needed, the dealership was way higher than what CarShield could get the part for, and there was a mix-up in the labor hours and CarShield and the dealership straightened that out. They told me that everything was okay. The dealership had a couple of days that they were booked, so they couldn't get my car in. When they got it in, they thought they'd only have it for a day and a half and it ended up having it over the weekend and they gave me a loaner. I didn't pay anything.

      I've told all my friends that if they can get an extended warranty, they should. Just this past month, I've told them because a friend of ours had to have a new engine put in and that cost him. The cars are now made to go 200,000 and 300,000 miles. That's my first claim and I've paid it for years. I paid more than what I just had fixed, but I'm glad I didn't have to pay this money out all in one lump sum. It's like any insurance. It's worth it.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for being with CarShield for eight years and recommending us to your friends! We’re still CarShield; American Auto Shield is our claims administrator, which we recently acquired to help streamline the claims process and provide a smoother customer experience. We’re pleased the coordination with your dealership helped resolve the repair details and get your AC fixed, and we’re happy to assist if you need anything else.

      Verified purchase
      Customer ServiceCoverageTechSales & MarketingPunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingRental Car

      Reviewed Sept. 19, 2026

      I wanted to give an extended warranty a shot. CarShield is the only one I know of. Signing up was easy and the representative who helped me sign up wasn't that bad. They just needed my money and my information. Payment wise, it wasn't that bad as well. About two months after getting CarShield, my car ended up going down and it's currently at the mechanic shop now. I already ended up buying an engine because it's September now. This happened in August. I'm still carless. So, I'm hoping that if CarShield can't get a engine, maybe they could just help me with the repair payment. I'm about to spend $4,000 on repairing my car, and I'm still trying to figure out how I am gonna pay for that. It's nice having CarShield, but I don't see any benefit from it. I'm still waiting for them to let me know if they're gonna do anything about the situation I have in my car right now.

      I've been on the phone with CarShield for the past three weeks. The first week, they told me they were having an adjuster come out. An adjuster was supposed to look at the engine. I asked them if the adjuster went to where the mechanic shop is. They said, “Oh, no. Because we still need paperwork showing a bill of sale and the service. Did you do your maintenance inspections and service?” I told them I just bought the car. I didn't even get my first oil change on the car yet. So, why would I have anything with the oil change and any other type of thing? The guy then told me, ‘Well, don't worry about it. We just need the bill of sale.” I'm like, “Well, the car is at the mechanic shop. I have no transportation. For me to get all the way to the mechanic shop is gonna be a headache." I asked him if it is okay if the mechanic can send them a picture of the bill of sale and email it or fax it. I don't know how they did it. The mechanic was nice enough to do that.

      CarShield didn't tell me that it wasn't sufficient enough. It's about to be October now, and I'm still waiting. They said, “Oh, well. No, we needed to be sent to this specific thing.” So, I had my wife take off work early so she could go all the way to where the car mechanic is to take a picture of it and send it. So, we sent it. Then I got a text message almost two days ago talking about them sending somebody to come look at the car and inspect everything. The mechanic already told them what's wrong with it. We're past what needs to be inspected. Right now, we're just waiting to find out if they are gonna send me an engine or if I'm gonna have to buy my own engine. So, I got fed up. I just bought my own engine. I'm hoping CarShield can help me with at least paying something on it.

      I'm paying for a rental car right now, and now I have to pay to buy the engine. On top of that, I have to pay for the actual labor of the work. So, I was trying to see if CarShield was gonna help me with any of it because I'm out of luck. I have to travel back and forth to work, and I have to look for different ways to try to get to work until I could get my vehicle back. So, right now, am I happy with CarShield? Not really.

      At the beginning of it, it was cool and easy. I felt a little secure. If something was to go wrong, maybe somebody will have my back because I'm doing everything on my own. Now, here I am, and my car is damaged and it's not a car accident damage. It's an engine malfunction. I need my vehicle, and I'm pretty much out of luck right now. So, I'm not 100% satisfied at the moment.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Michael, we understand how difficult it has been to manage transportation and growing repair expenses while waiting for clear answers about your claim. We apologize that the communication surrounding the paperwork and inspection left you uncertain about what was needed and when the review could move forward. We would appreciate the opportunity to review the full claim history, confirm the documents received, and check the latest inspection updates with you. Please call CarShield Customer Service at 1-800-587-4162 so we can discuss the engine you purchased, the proposed labor costs, and your rental expenses, and explain how your contract may apply to each. We’ll take the time to listen, walk through any outstanding requirements, and answer your questions so you have a clearer understanding of where things stand and what needs to happen next.

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechRefunds & PayoutsMaintenanceStaffTimeliness

      Reviewed Sept. 11, 2026

      I filed a claim with CarShield, but the claim hasn't been satisfied yet. The car is still in the shop. The engine light came on. I was always told that when that engine light comes on like that, do not continue to drive it. I called CarShield, and they told me to have it towed. So, it was towed to Ford, Basil Ford, on June 24th, and it needed some other things done to it that were not covered under the maintenance. I had all of that done, and I paid for that.

      But once they finished, the engine light continued to come on. Then they said it was fixed. I picked it up. I got on the highway. And there was a rumbling type of situation going on. So, I ended up having to take it back. And since then, it's been in and out of Basil Ford. And right now, they still have it. They said they don't know how to fix it.

      I spoke with them recently, and they said that different technicians have worked on it. Then they picked me up. I rode with them in the car to let them know what I was hearing when I drove it. So, different things have been happening. It keeps going back because of the engine light. Every time they say it's fixed, I go pick it up, and the engine light comes back on. If I go and I drive 10 miles today and I park it, then the next day, when I get ready to drive, the engine light is back on.

      They've been trying to fix the engine light, but I feel this whole thing is just so unacceptable. If you have to provide a service to figure out what's wrong, you can't fix the truck till you find out what the problem is. That's the problem: they can't figure out what the problem is with the truck. And I've taken great care of that truck.

      Then they called, and they said, “We don't know if CarShield is going to pay for a breakdown.” I said, "I'm not paying for you guys to figure out what's wrong with the truck." He led me to believe they haven't contacted CarShield 'cause they don't really know what's wrong with it. But CarShield has been very helpful. When they contacted the towing company, they were very pleasant to work with. I don't really have a problem there.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Vanessa, we’re glad CarShield has been helpful with the towing and communication, though we understand the vehicle issue is still unresolved. The Claims team needs a clear diagnosis from the repair facility before it can evaluate the repair under the contract. Please contact us at 1-800-587-4162 so we can review the claim activity with you and provide guidance on the next steps.

      Verified purchase
      CoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

      Reviewed Aug. 31, 2026

      The last time I took my car in for service, I had some problems that needed to be fixed and I complained to the service manager about the costs. Some things didn’t need to be done, but he did them anyway, and then he said that I ought to get insurance on my car. I was comparing Endurance and CarShield, and my service manager thought CarShield was better, so I canceled Endurance and went with CarShield. As it turned out, I needed something done.

      The dealer said I needed motor mounts replaced. I asked why and the service guy showed me that they were flattened. He also told me I needed to have my overflow tank replaced on my cooling system. He showed me there was a stain on the tank and that it had leaked, but I said there was no leak and I don't get any leaks on that. So, I wonder if that was necessary or if my dealer just does this stuff to me. I didn't get 100% reimbursement and still had to pay about $800, but I probably got some benefit from the coverage. For the most part, warranties are like any other insurance. You pay for a long time and hope that nothing goes wrong. But you never know when you'll need it. But if you do have to use it, it's good to have.

      I've had the same service manager for years, which is a good thing. In the past, when they would recommend all these things to be done, my service manager would tell me what is not necessary or what I can wait on. It’s expensive to take the car to the dealer rather than a mechanic, but my dealer does do good work.

      One time, I had problems with the tire monitor system. I went to Costco, and they replaced it for $60. Then it seemed like all my monitors started going out. I'd go to Costco, and they would say there was nothing wrong with them. Eventually, I took it to the dealer, and they ended up testing it and replacing the tire sensor, but they charged me $560. That was a service guy I had in the past, so I quit going to him for service. So, it's hard to know. I'm very happy with CarShield. The only thing is that I'm paying $170 a month, probably for however long I keep it, unless I decide nothing's going to happen to my car and cancel it.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Donald, it sounds like you put a lot of thought into choosing the right coverage, and we’re happy CarShield has already been able to come through for you. Having some protection in place can make those unexpected repair bills a little easier to manage. We appreciate you sharing your experience, and if you ever have questions about your coverage or a claim, please let us know.

      Customer ServiceHonesty & Transparency

      Reviewed Oct. 17, 2026

      I honestly wish I could give them 0 stars. They purposely delay your claims to cause frustration and they hire the worst people for customer service.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Thank you for sharing your concerns about the claim process and customer service. Claim reviews are not intended to create unnecessary delays, but may require diagnostic findings, repair estimates, maintenance records, or an inspection to verify the cause of failure and determine coverage under your contract. Gathering and reviewing that information can take time, and we recognize the importance of keeping you informed along the way. Please call CarShield Customer Service at 1-800-587-4162 so we can review any outstanding requirements, discuss the service you received, and address your concerns together.

      CoverageTechMaintenance

      Reviewed Oct. 16, 2026

      We took our car to Subaru dealer. Our audio system not working. Bluetooth not working. We have platinum coverage that covers audio but because dealer put touch screen delamination they are taking advantage of it to deny our claim. The service manager argued with Carshield because he has never seen it denied before. I canceled my contract today and do not recommend carshield to anyone. This is something minor. No reason to deny it. It should worry everyone. What if it's something major. Rip off.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Larry, thank you for sharing your concerns about the coverage decision. The claim review identified the LCD screen as a component not listed for coverage under your contract. We understand that distinction may not have been clear when you expected assistance with the audio system. Please contact CarShield Customer Service at 1-800-587-4162 so we can review the explanation together and answer your questions.

      Profile pic of the author.
      CoverageTechPriceRefunds & PayoutsMaintenance

      Reviewed Oct. 15, 2026

      I have paid for 5 years and never brought my car in and when I did for my oil pan to be fixed on my 2007 Chevrolet Impala the mechanic told them what was wrong and he sent pictures and videos, but they told the mechanic it was the transmission. It was not. They refuse to pay for it, even though my plan covered it. The mechanic info was nothing to a person miles away who was not looking at the problem. So I have to pay over a 1000 dollars because someone told the mechanic it was something else. I am considering leaving and going to Endurance. Car Shield picked the cheapest part to pay for which was 200 dollars.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Carolyn, we understand your concern about the difference between your mechanic’s diagnosis and the claim findings. Please call CarShield Customer Service at 1-800-587-4162 so we can review the diagnostic and inspection information received from the repair facility with you. We’ll take the time to explain how that information affected the decision and answer your questions about the approved payment.

      Profile pic of the author.
      Coverage

      Reviewed Oct. 15, 2026

      I had Carshield for 6 months, paying $150.00 a month for a total of $900. My car broke down and they refused to cover it. I cancelled it and they walked away with $900 of my dollars for absolutely no service to my vehicle.

      Thanks for your vote!
      CarShield
      Response from CarShield

      We recognize that paying for coverage and then having a claim denied left you disappointed. We could not locate your account from the information provided, but we’d appreciate the chance to hear from you. Please respond with your contract number or contact CarShield Customer Service at 1-800-587-4162 so we can explain how your coverage applied and address your questions.

      Profile pic of the author.
      TechPriceMaintenance

      Reviewed Oct. 15, 2026

      CarShield is no good. They say you only pay a $100 deductible but the timing chain broke ruining my motor. I needed a new motor. My cost to fix was over $4000 and they were paying about the same. I took contract to a lawyer. He said there is a sentence towards the back of contract that keeps them from paying. I do not recommend this company.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Darlene, we understand why a substantial bill beyond your deductible was upsetting when you were counting on help with the repair. Our review found differences between the repair facility’s parts and labor charges and the amounts allowed under your contract, with labor allowances based on a nationally recognized labor guide. The contract explains that these pricing differences are the customer’s responsibility in addition to the deductible. Please give CarShield Customer Service a call at 1-800-587-4162 so we can walk through the estimate and approved payment with you. We’ll take the time to explain the differences and answer your questions.

      Profile pic of the author.
      Customer ServiceCoverageTechSales & MarketingPunctuality & Speed

      Reviewed Oct. 14, 2026

      Sales people are good about getting you to sign up. But be careful. I’ve had my vehicle since March of this year. Didn’t get the extra warranty at time of purchase because I didn’t want it built into my note. Decided 4 months later to go with car shield. Little over a month later my check engine light comes on. I’m thinking good thing I have car shield. They send an inspector out to the dealership, then I get a call saying my claim has been denied due to this issue, being the thermostat was pre-existing for 31 some odd thousand miles.

      Mind you I had put less than 2000 miles on the car since I’d had it. So I was told they have a machine that detects how long this was an issue. So if you buy a used car, make sure they haven’t reset the check engine light. Get a diagnostic check before purchasing your vehicle because they will not pay. Apparently according to the dealership they’ve always had issues with Car shield paying claims. Needless to say i canceled my warranty and winner with a more reputable company.

      Thanks for your vote!
      CarShield
      Response from CarShield

      We recognize that you may not have known about an issue from before you owned the car. Claim reviews consider diagnostic findings alongside the contract terms, including exclusions for preexisting conditions. Please give CarShield Customer Service a call at 1-800-587-4162 if you’d like us to walk through the documentation behind the decision and address your concerns.

      TechMaintenanceRental Car

      Reviewed Oct. 12, 2026

      CarShield is the only car protection plan that matters. I am a small micro seasonal business owner, I sell ice cream and I have to save some of my money made during the summer for my down time in the winter. I love Christmas and during the Christmas Holidays my car went down, CarShield saved me more than $7000.00 the first time our car had to be fixed. And when we had issues with the dealership they negotiated for us; from car rental to getting our car back. If it wasn't for CarShield I would had to use all our savings for the winter.

      Thanks for your vote!
      CarShield
      Response from CarShield

      Mary, your story made our day! We’re so happy CarShield could help turn a stressful holiday repair into a huge relief for you and your family. Knowing you could keep the savings you worked so hard for makes it even better. Give us a call if you ever need a hand again!

      Verified purchase
      CoverageTechSales & MarketingPunctuality & Speed

      Reviewed Oct. 11, 2026

      So far ok, I am waiting for contract material from you. Everyone should have some form of coverage on their vehicle. I am hoping this program lives up to what you say in your television advertisement.

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      CarShield
      Response from CarShield

      Wilbur, thank you for reaching out to us and sharing your thoughts! If you have any questions while waiting for your contract, please don't hesitate to contact our support team. We're here to assist you every step of the way.

      Customer ServiceCoverageTechPunctuality & SpeedStaff

      Reviewed Oct. 8, 2026

      I am writing to formally express my extreme dissatisfaction with the service regarding my current claim for a front axle replacement. I dropped my truck off at the dealership on Sunday evening. Since then, I have experienced multiple delays and issues due to CarShield's policies and errors:

      1. Part Delays and Rejection of Solutions: CarShield rejected the dealership’s offer for a brand-new part ($600+) and insisted on an aftermarket part, which was delayed from Wednesday until today (Thursday). Furthermore, when the dealership offered to source an aftermarket part locally by tomorrow to resolve the issue quickly, CarShield refused.

      2. Incorrect Part Delivered: Today, after the dealership disassembled my vehicle on the lift, they discovered that CarShield shipped a drive shaft instead of the required front axle.

      3. Lack of Immediate Resolution: I have spoken with Becky, She​ila, and Tim. Each representative informed me that I must wait 24 to 48 hours for a resolution and that a manager request would also take 24 to 48 hours.

      I have been without my vehicle since Sunday, and expecting me to wait an additional two days for a response regarding a mistake made by CarShield is completely unacceptable. I requested that a manager contact me immediately today to expedite the delivery of the correct part or approve the dealership's local option so my vehicle can be repaired without further delay. But, that is going nowhere fast!

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      CarShield
      Response from CarShield

      Laurie, we understand why you’re upset about the additional wait, and we apologize for the issues with the part delivery. Replacement part options are determined by the claims administrator under your contract terms, and we’d like to help you get clear information about the current arrangements. Please give Customer Service a call at 1-800-587-4162 so we can review where your claim stands, check for updates on the correct part, and discuss your concerns about the delay.

      Verified purchase
      CoverageTechMaintenanceStaff

      Reviewed Oct. 8, 2026

      BE VERY CAREFUL and READ THE FINE PRINT. If you are considering purchasing this protection plan, understand that they may find a reason in the fine print to deny your repair claim. I am VERY disappointed and disillusioned with my experience. I purchased the plan specifically because it included suspension coverage. When I submitted a repair request for a suspension issue, they found a reason to exclude it from coverage because the repair involved a cracked rubber component. I have a hard time understanding how suspension coverage can be meaningful when rubber components—grommets, bushings, mounts, supports, and other rubber parts—are integral to many vehicle suspension systems. In my experience, if one of these rubber components is cracked, they can use that as a reason to deny the entire repair.

      After this experience, I no longer had confidence in the value of the coverage, so I canceled my contract. My advice: Before purchasing any vehicle service contract, read every detail of the exclusions and ask specifically what happens if a covered suspension component has a rubber or bushing component that is damaged.

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      CarShield
      Response from CarShield

      Manuel, we understand why you expected this repair to fall under your suspension coverage. Our goal is to help with eligible repairs, and each claim is reviewed according to the covered parts and exclusions listed in the contract. A review of your claim showed that the specific component requiring repair fell under an exclusion, so the repair was not authorized. If you’d like to discuss this further, please call CarShield Customer Service at 1-800-587-4162 so we can explain how that exclusion applied and answer your remaining questions.

      Resolution In Progress
      Profile pic of the author.
      CoverageTechPriceStaff

      Reviewed Oct. 8, 2026

      Totally worse experience I've ever had, first I was told that the work wasn't covered, so I asked them to show me where in the contract, they couldn't, so the next thing was the dealership labor hours were over the national guide they use, then when I asked a supervisor to give me a list of places I could use that falls within their guidelines that I would only have to pay the deductible, then she added that the parts would also have to be shipped to the shop also from them, from a 1200 plus cost at my shop they are only willing to pay less than 200.00. I've been paying them 191.00 a month for almost a year.

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      CarShield
      Response from CarShield

      Michael, we apologize for the confusion surrounding the coverage decision, replacement parts, and amount approved for your repair. Parts are reviewed under the contract terms, and labor allowances are based on a nationally recognized labor guide, so the approved amounts may differ from a repair facility’s estimate. Please contact CarShield Customer Service at 1-800-587-4162 so we can review your claim together, explain the parts and labor breakdown, and help you understand how the payment was determined.

      Resolution In Progress
      Verified purchase
      Customer ServiceTechPriceBilling

      Reviewed Oct. 6, 2026

      While customer service is exceptional, the service itself is less than stellar service. Many mechanics refuse to work with CarShield because they have found that they don't listen to their suggestions and take a long time for repairs to be approved and completed. I have also found that CarShield gives its customers a hard time in regards to requesting serval diagnostics on vehicles because they are not listening to the mechanics assigned. I have often thought of cancelling because of this problem. I am hesitant to use one of CarShield's preferred mechanics feeling that they would always agree with CarShield in ways to make my bill more expensive.

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      CarShield
      Response from CarShield

      TaMekia, we appreciate your kind words about Customer Service and understand your concerns about the repair process. Diagnostic information, including additional testing when needed, helps the claims administrator verify the cause of failure and determine coverage under your contract. Preferred repair facilities agree to provide claim documentation and accept direct payment; that designation does not mean they must agree with every claim decision or increase your costs. You can choose a repair facility that accepts your coverage, and our team can help you explore options. Please call CarShield Customer Service at 1-800-587-4162 so we can review your claim, discuss any outstanding diagnostic requests, and explain the costs before you decide how to proceed.

      Verified purchase
      TechHonesty & TransparencyRental Car

      Reviewed Oct. 6, 2026

      When I started with the company, I was misled about the rental car service if my car had to go to the shop.

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      CarShield
      Response from CarShield

      Jonathan, we apologize for any confusion about the rental benefit when you signed up. Rental assistance depends on your contract terms and claim status. Please call CarShield Customer Service at 1-800-587-4162 so we can review what you were told, explain the benefit, and answer your questions.

      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 6, 2026

      The customer service agent was friendly and helpful. Got what I needed done with no problems.

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      CarShield
      Response from CarShield

      We truly appreciate the great feedback, John! It’s wonderful to know you had such a positive experience with our Customer Service team. If there’s ever anything else we can help with, we’re only a call away.

      Verified purchase

      Reviewed Oct. 5, 2026

      I am satisfied with your service. Couldn't do it without you. I am a repeat customer.

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      CarShield
      Response from CarShield

      Thank you for your continued trust and support, Vivian! We’re delighted to have you as a repeat customer and are thrilled to hear that our service has been so beneficial for you. If you ever need assistance or have any questions, please feel free to reach out.

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Oct. 5, 2026

      Car Shield has been right there to help me and my wallet when I needed them. Fast and friendly service.

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      CarShield
      Response from CarShield

      Mike, thank you for sharing your experience with us! We're thrilled to hear that Car Shield has provided fast and friendly service when you needed it most. It's wonderful to know our team was able to assist you and help ease your wallet. If you have any questions or need further assistance, don't hesitate to reach out.

      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed Oct. 3, 2026

      The process of my claim was a little confusing at first until a wonderful young lady from CarShield called from customers service and quickly resolved the issue and got things on track to get my truck repaired. Thank goodness I was fortunate enough to have CarShield which saved me thousands of dollars. What a relief. Thank you car shield and that wonderful customer service young lady.

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      CarShield
      Response from CarShield

      This is wonderful to hear, Richard! We’re happy our team helped turn things around and that your CarShield coverage made such a meaningful difference. Thank you for sharing your experience with us.

      Customer ServiceCoverageTechStaffBilling

      Reviewed Oct. 2, 2026

      Promises help, actually makes the process very difficult. They have to take pictures of all the parts involved and even when it's a part that is covered in your contract, they find a reason to not get it covered. When I try to get something covered a few months ago, I first had to pay $200 my co-payment, and they would credit me $8. Yes, pay 200 to get 8 and it still wouldn't have fixed my vehicle. And currently my van has been in the shop for over a month and a half and Car shield has yet to communicate anything with me, my mechanic had to call them numerous times losing at least 30 to 45 minutes. I don't think I want a frustrated mechanic to be working on my vehicle. Look to other companies. There's one more that a lot of mechanics rave about and it's the one with that female race car driver Danica I believe her name is. If not sorry if I mispronounce your name!

      Thanks for your vote!
      Resolution In Progress
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      Customer ServiceCoverageRefunds & PayoutsBilling

      Reviewed Oct. 2, 2026

      I had a problem with canceling my coverage. It was supposed to cancel on the 1st of October, they took another payment afterwards so I called. They told me I would not get a refund because I was supposed to call them back.

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      CarShield
      Response from CarShield

      Chris, we apologize for the confusion surrounding when your cancellation would take effect. Our calls are recorded for quality assurance, and a review of the conversation confirmed authorization for the October 1 payment. The contract’s refund period is limited to the first 30 days of coverage. We’d welcome the chance to explain the payment timeline and cancellation terms in more detail, so please contact Customer Service at 1-800-587-4162 with any remaining questions.

      Verified purchase
      PriceMaintenanceStaffRates

      Reviewed Oct. 1, 2026

      Enrolling with CarShield was easy. The initial price was good, but it's still a hardship this day and age to pay that price every month. But it will take care of parts in the car that break down. That's the biggest benefit of having that financial backup. Get it. It's worth the sacrifice.

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      CarShield
      Response from CarShield

      Thank you for the recommendation, Ciello! We’re happy that signing up was easy and that your coverage gives you added reassurance. We also hear your concerns about the monthly cost, and you’re welcome to contact us to review any options available for your budget.

      Verified purchase
      Staff

      Reviewed Oct. 1, 2026

      My husband told me to try CarShield, then their rep that I spoke to was really nice and informative. So, I signed up with them in the beginning of July and I had a 5-star experience.

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      CarShield
      Response from CarShield

      We're delighted to hear about your positive experience with CarShield! It's wonderful to know that our representative was nice and informative, making your decision to sign up an enjoyable one. We truly appreciate your high rating and look forward to providing you with great service as part of the CarShield family. If you have any questions or need assistance, don't hesitate to reach out.

      Verified purchase
      BillingRates

      Reviewed Oct. 1, 2026

      I've been with CarShield for maybe six months but I don't have an experience yet. I'm just paying the bill. I'd rate the company a 3.5.

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      CarShield
      Response from CarShield

      Thank you for being with CarShield for the past six months. We understand it’s difficult to rate a service you haven’t needed to use yet. If a repair comes up, we’ll help you understand your coverage and the steps to start a claim. In the meantime, please reach out with any questions so we can help you feel prepared.

      Verified purchase
      Customer ServicePriceRates

      Reviewed Sept. 30, 2026

      My factory warranty was running out. I heard different commercials and read different stuff online about CarShield. So, I called them to give them a try, and they quoted me a good price. Everything went fine with the sign-up. I just told them what I was looking for. As far as the sign-up, I would give them a 5. Everything was pleasant and peaceful and easy to do. Compared to what I checked on and what I got from my factory warranty, I would give the price a 5, too. The price was a whole lot better than what the factory was offering me.

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      CarShield
      Response from CarShield

      Welcome to CarShield, Floyd! Finding a plan you feel good about should be easy, and we’re glad the conversation and price made this a positive start. If questions come up as you get familiar with your coverage, we’ll be happy to talk them through with you.

      Verified purchase
      Customer ServiceMaintenanceRental Car

      Reviewed Sept. 30, 2026

      I saw CarShield on TV and I liked what they were saying. I have a car and I will hate my car to get damaged and be stuck in the middle of the street. So that's why I needed them as a woman and mother. So I believe it's something that I can trust. For example, if the car break down, they give you a rental car. They give you a lot of options. I never been in another company before. So what I heard from them, I like it.

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      CarShield
      Response from CarShield

      Welcome to CarShield, Lida! We’re happy you found options that appealed to you and your family’s needs. If you’d like to learn more about your plan and its benefits, please let us know. We’ll gladly help you feel prepared!

      Verified purchase
      CoverageTechPriceRefunds & PayoutsMaintenanceStaffBilling

      Reviewed Sept. 30, 2026

      In the beginning, when I used CarShield, I had no problem. But this last time, it almost made me cancel. I had to pay a whole lot more than what I was expected to pay. My AC wasn't blowing, and the repair place somehow tied something else into it. They said that didn't fix the problem and that this was the correct issue. That was way over $1,000. I paid the $100 deductible, and then I had to pay what CarShield wasn't going to cover for that. But then he came back and said that this was the correct issue, and CarShield paid for that, but it wasn't the whole thing. So, I had to pay another $100 deductible, and then I had to pay for the part and part of the labor.

      I'm not gonna go back to that car place again because I came out of my pocket a whole lot. I had to get a rental longer than what I needed to get because CarShield only covered seven days, and they had the car for two weeks. That was $1,000 in a rental that I had to pay out of pocket. I lost out. I'm not reaping the benefits from the money that I'm paying into CarShield, especially this last time getting the car fixed, because I came out of my pocket over $2,000 when I shouldn't.

      I’ve been with CarShield for about five years and filing the claim is very easy. When talking to people at CarShield, getting them to file the claim and having them break down everything, including the issues I was having with the car people, they were very helpful. Even with reimbursing for the seven days that I had the rental, I had no problem getting my payment back. The only issue I normally have is trying to find a place to take the claim and to know that they are sincere and not just trying to get the money. On an older car, CarShield is good to have, but do your research with the car repair places that you go to. Make sure that they don't do the work unless they actually talk to you first and confirm that they're working on what they're supposed to work on and don't tie in another issue.

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      CarShield
      Response from CarShield

      Audrey, thank you for being with CarShield for five years and recognizing the assistance you received. We understand the additional repair and rental expenses made this experience disappointing. Please call Customer Service at 1-800-587-4162 so we can review the separate repair requests, deductible charges, and rental benefits alongside your contract. We’d also welcome the opportunity to discuss your concerns about the repair facility and help you explore other shops for future service.

      Verified purchase
      Customer Service

      Reviewed Sept. 29, 2026

      It didn't take a long time to sign up with CarShield over the phone.

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      CarShield
      Response from CarShield

      Thank you for choosing CarShield, Martha! We’re glad getting started was quick and easy. If you need anything as you get familiar with your plan, please let us know. We’ll be happy to help!

      Verified purchase
      CoverageSales & Marketing

      Reviewed Sept. 29, 2026

      Getting an extended warranty for my vehicle makes sense because I've hit the mileage. I decided to go with CarShield after seeing their advertisement on TV. I did initiate the amount due every month from my account and they're getting the money. Overall, my experience has been a 5. I'd suggest others to try it.

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      CarShield
      Response from CarShield

      Thank you for sharing your positive experience with CarShield!. It's wonderful to know that you're satisfied with the service and confident in recommending us to others. If you ever have any questions or need further assistance, please feel free to reach out.

      Verified purchase

      Reviewed Sept. 29, 2026

      I had a couple of issues with my car, and so far, CarShield has worked out fine. I'm happy with them.

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      CarShield
      Response from CarShield

      Kathleen, we appreciate your review and are thrilled to hear you’re satisfied with the service you received! Please don’t hesitate to reach out if you need any further assistance.

      Verified purchase
      CoverageSales & MarketingPriceRates

      Reviewed Sept. 28, 2026

      Somebody told me to get with CarShield which I did. I was with them for three months but I have left them. I started talking to other people and trying to do research about it, and it got to where they probably wouldn't cover my car. They don't cover what they say in their advertisement. I'm the seventh owner of a fleet car which is a 2015 Cadillac, and I don't know if the transmission or the AC has been serviced ever. CarShield could be upfront. They should let people know that they gotta have documentation about their car including service records. The price was a little bit high as well.

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      CarShield
      Response from CarShield

      Jason, we understand that getting a complete maintenance history can be difficult when you’ve recently purchased a used vehicle. With your concerns in mind, we reviewed your enrollment call, which was recorded for quality assurance, and confirmed that the representative explained the importance of completing required maintenance and keeping receipts for possible claim review.

      We recognize that this guidance still leaves questions about records from before you owned the car. If you have any remaining questions or concerns about your experience, please contact CarShield Customer Service at 1-800-587-4162. We’d appreciate the chance to discuss them with you.

      Verified purchase
      Staff

      Reviewed Sept. 28, 2026

      The signup process was really easy, and simple. They explained stuff really good. So it was really informative.

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      CarShield
      Response from CarShield

      Thank you for your feedback, John! We’re pleased the explanations were helpful and that signing up was straightforward. Please reach out if there’s anything else you’d like to go over.

      Verified purchase
      Customer ServiceCoverageTechStaff

      Reviewed Sept. 28, 2026

      Signing up with CarShield was great. They were very informative. Any questions that I asked, they were able to answer and walk me through everything. They were very professional, knowledgeable, and nice. They don't rush you off the phone when you call with questions. They don't tell you they're going to get back to you then don't. I'm no longer with CarShield but they're a good company to go with. Everything about them is a benefit. They helped me with everything that I needed - roadside assistance, towing and gas. Everything under the engine that they said it covered was covered.

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      CarShield
      Response from CarShield

      Lupita, thank you for sharing such thoughtful feedback about your time with CarShield. We’re pleased you received attentive service and that your coverage helped when you needed it. If your needs change in the future, we’d welcome the opportunity to assist again.

      Verified purchase
      Customer Service

      Reviewed Sept. 28, 2026

      I just got rid of CarShield because I got a new car. I no longer have it, but when I made one claim, they were good. Customer service was good.

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      CarShield
      Response from CarShield

      Michael, thank you for sharing your experience with CarShield. We’re pleased that your claim and customer service interactions went well. If you consider coverage again in the future, we’d be happy to assist.

      Verified purchase
      Customer ServiceClaims HandlingStaff

      Reviewed Sept. 27, 2026

      I just got CarShield. The customer service rep who helped me was nice. I didn't have any experience with them yet as far as filing a claim, but as far as my experience signing up, I'd give them a 4. I really don't know much about the company, but I'm learning. I would tell others to get CarShield as soon as they can.

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      CarShield
      Response from CarShield

      Marshall, we’re glad you had a friendly start, and we want you to feel comfortable with your coverage as you get to know us. Please reach out whenever you’d like to go over your plan or learn what to do if a repair comes up. We’ll take the time to walk you through it and answer your questions.

      Verified purchase
      Customer ServiceCoverageRefunds & PayoutsMaintenanceStaffRental Car

      Reviewed Sept. 27, 2026

      My recent claim was for the fuel regulator and CarShield called and let me know that it was approved and that they would cover it. I'm satisfied with CarShield. The only thing was that I was a little annoyed that they didn't let me know that they didn’t cover the car rentals anymore. You have to rent the car on your own and then they reimburse you once your vehicle is ready. My car was being held for almost three weeks, give or take, so I had to make provisions to get around. When I reached out to CarShield about getting a rental, I couldn't even get it for that week. Other than that, when I call them, they do their job.

      I have the Platinum package. The rep said if I wanted the car, I would have to upgrade to the next package, which I'm struggling just to pay for this one. So the car rental part threw me back. I also have roadside assistance, and I've broken down a couple of times, and they did pick me up. Even with the rental car issue, I still tell people about CarShield. They should put the rental coverage back, or at least let customers know that they have to pay out of pocket until they get their car back and then will be reimbursed.

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      CarShield
      Response from CarShield

      Thank you for continuing to recommend CarShield and sharing where this experience could have been better. We’re glad your repair was approved, and we apologize for the confusion about rental assistance while you were without your vehicle. Rental benefits and reimbursement requirements depend on your contract, so we’d appreciate the chance to review what your current plan includes and the information you received about upgrading. Please call Customer Service at 1-800-587-4162 so we can walk through the process, explain any applicable limits, and answer your questions before you need a rental again.

      Verified purchase

      Reviewed Sept. 27, 2026

      My brother-in-law has CarShield and he told me about them. I've had them for 2 months now and I'd recommend them.

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      CarShield
      Response from CarShield

      Thank you for sharing your recommendation! We're delighted to hear that your experience with CarShield has been positive. If there’s ever anything you need or if you have any questions about your coverage, please feel free to reach out. We're here to help.

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      CarShield Company Information

      Social media:
      Company Name:
      CarShield
      Company Type:
      Private
      Year Founded:
      2005
      Address:
      503 Pearl Drive
      City:
      Saint Peters
      State/Province:
      MO
      Postal Code:
      63376
      Country:
      United States
      Website:
      carshield.com