How ConsumerAffairs uses cookies

This website utilizes technologies such as cookies to enable essential site functionality, as well as for analytics, personalization, and targeted advertising. To learn more, view the following link:

CARCHEX Reviews

4,974,590reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.
+2 more
Author picture
Edited by: Liz Bingler
Author picture
Fact-checked by: Becca Blanco

About CARCHEX

Founded in 1999, CARCHEX sells extended auto warranties and related vehicle protection products, though it partners with third-party providers rather than offering its own plans. These vehicle service contracts cover repairs due to mechanical failures or malfunctions, but not collisions. Coverage is available in all 50 states, and CARCHEX accepts vehicles with up to 250,000 miles. Plans also come with additional benefits like roadside assistance, rental car reimbursement and trip interruption coverage.

Visit www.carchex.com
Pros
  • Available nationwide
  • Plans are transferable
  • Accepts high-mileage vehicles
  • Benefits like roadside assistance and trip interruption coverage
  • Mobile app
Cons
  • Not a direct plan provider
  • Some contracts aren't renewable

CARCHEX Reviews

Filter by Rating

  • (3,052)
  • (739)
  • (226)
  • (107)
  • (332)

Popular Mentions

    How do I know I can trust these reviews about CARCHEX?
    • 4,974,590 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about CARCHEX?
    • 4,974,590 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 35 - 75
    Verified purchase
    Customer ServiceCoverageTechSales & MarketingPunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Aug. 26, 2026

    I moved back to the country after 15 years living abroad, and I went to the biggest Honda dealership in Tampa. They sold me a used Mercedes with an extended warranty. A week later, there was a 10,000 job that needed to be done on the Mercedes, and the warranty wouldn't cover it. They wouldn't return my money. So, it was a $10,000 loss. I decided I was gonna get an extended warranty elsewhere.

    I spoke with Adam and he was very informative. He wasn't trying to pitch me the product from CARCHEX. I come from a sales background. I owned a call center for sales. So, he came off very respectful, informative, and impartial. I haven't used the product yet, but I have received the contract and handbook in the mail. They were straightforward. It almost looks like a gimmick because they were like, “Oh, hold on to this and make sure it's in your vehicle.” It's almost like having a title in hand or an insurance card.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    After an experience like that with your previous coverage, we can understand why choosing the right plan this time around was important. We’re happy your introduction to CARCHEX felt informative and comfortable without any pressure. We appreciate you giving us the opportunity to earn your confidence and look forward to being there when your coverage is needed.

    Verified purchase
    Customer ServiceCoveragePriceStaffRates

    Reviewed Aug. 25, 2026

    My husband and I just signed up for CARCHEX' service. We have an older vehicle, and we wanted to get the powertrain covered like the engine and the transmission. When I went to CarShield, they wouldn't offer us that. They would only cover other things on the car that weren't as important. So, that was the deciding factor to go with CARCHEX instead. Their customer service reps were very nice, very helpful and friendly. I was happy to find CARCHEX. I thought CarShield was the only company that offered that type of insurance. So, I was happy to find someone who can give us the coverage we need for a good price.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Ebony, finding the right protection for an older vehicle can take some searching, so we’re happy CARCHEX had an option that worked for you and your husband. We appreciate you choosing us and trusting us with your vehicle!

    Verified purchase

    Reviewed Aug. 25, 2026

    We've only had CARCHEX for a very short amount of time but I'm happy with it. I'm a little paranoid when it comes to car things because I don't know anything about cars. So, it's extra security. The lady we talked to was the sweetest. She took her time to talk to us for a few seconds to relate to us. I liked her.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Keisha, we love hearing that you’re feeling good about choosing CARCHEX! A little extra security can go a long way, and it means a lot that your first experience with our team made such a nice impression. We’re happy to have you with us!

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingPriceRefunds & PayoutsFollow-Through

    Reviewed Aug. 24, 2026

    When I filed a claim before with CARCHEX, it pissed me off because they didn't tell me they didn't cover radiators when it was clearly in my contract. They said that they were not going to cover my radiator claim because it got rust on it. But the car is going to get rust on it because I live in Chicago, Illinois. I ended up putting in the radiator myself and it cost $700. I feel like everything is a scam with CARCHEX. Nobody is doing what they said they're going to do. So, I left them. But recently, they called me and gave a discount. So I'm back with them. This time, the deal covered powertrain, motors and transmission. So, if something was to happen, I'm going to see how they handle it. If it doesn't happen the way it expect it to, my sister's a lawyer and I'm going to get all my money back.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Steven, giving CARCHEX another chance after an experience that left you disappointed means a lot to us. We also want to provide some context around coverage. Even when a component is listed in the contract, the cause of failure and any applicable exclusions are considered when determining whether a repair is eligible. We want you to feel comfortable with your coverage moving forward, so if you have any questions about your current plan, please contact Customer Service at 1-800-442-1432.

    Verified purchase
    Customer Service

    Reviewed Aug. 24, 2026

    Carchex's customer service was good.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Kimberley, your feedback means a lot to us, and we’re happy to hear that you are satisfied with our Customer Service! If you need anything further, feel free to get in touch.

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 23, 2026

    The CARCHEX rep that I talked to was helpful. I was impressed with how she was able to reveal the information to me, convey the information, and how helpful she was. Customer service was good.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Abamsay, we truly appreciate the great feedback! It’s wonderful to know you had such a positive experience with our Customer Service team. If there’s ever anything else we can help with, we’re only a call away.

    Verified purchase
    Customer ServiceCoverageSales & MarketingPriceStaffRates

    Reviewed Aug. 23, 2026

    CARCHEX had the best price and mileage ceiling. They were the best deal out of the ones we looked at. We signed up completely through a representative on the phone. So, I filled out the application online. Then they called in about 15 seconds, and the gentleman was very helpful. The handbook seems thorough. These days, you usually don't use printouts or handbooks. You're gonna find the information you need online. The terms were aligned with what the sales representative told me on the phone. Everything seems accurate.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    James, it’s always reassuring when everything lines up the way you expected after doing your research. We’re happy CARCHEX stood out among your options, and if you ever want to go over anything in your coverage, please feel free to reach out.

    Verified purchase
    Staff

    Reviewed Aug. 22, 2026

    CARCHEX was the cheapest. They were the first ones that came in under $100 versus my budget. Also, their reps were kind and patient.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Finding coverage that fits your budget without feeling rushed through the process can make all the difference. We’re happy CARCHEX worked well for you, and if any questions come up along the way, please feel free to reach out.

    Verified purchase
    Contract & TermsCoverageTechPriceStaffRental Car

    Reviewed Aug. 22, 2026

    CARCHEX had seemingly the most comprehensive coverage and the least restrictive contract. It's month to month, 140 bucks a month for their top-of-the-line coverage plan. They said I could take the car anywhere I wanted. If what they say is true and the agent blows out, it only costs me 500 bucks, and they take care of it, give me a rental car, and everything goes smoothly, it's worth it. If nothing happens, I'll probably be a little bitter that I wasted how many dollars over the life of the car. But better to have it, not need it, than need it, not have it.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Shawn, peace of mind can be worth a lot when you’re thinking about what a major repair could cost. We appreciate you choosing CARCHEX and are glad you found coverage that gives you that extra reassurance. Should you ever have questions about your plan, our team is available to walk through them with you.

    Verified purchase
    PriceStaff

    Reviewed Aug. 21, 2026

    My car is five years old and things are going to start going on it eventually, and I figured it's cheaper to spend the 100 bucks a month with CARCHEX than it is to try to find $5,000 for repairs. Their handbook is very straightforward. It was easy to read and understand.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Robert, having some protection in place before an unexpected repair comes up can bring a lot of peace of mind. We’re happy CARCHEX made sense for your situation and that your coverage was easy to understand from the start. If you ever have questions about your plan, please feel free to reach out.

    Verified purchase
    Customer ServicePriceRefunds & PayoutsBillingRates

    Reviewed Aug. 21, 2026

    I was with another company that I didn't like too well. So, I put in ChatGPT which company had the best thing for what I needed for my truck and CARCHEX popped up. Enrolling with them was easy. I called and the person I talked to walked me through everything and answered all my questions. The payment was 100 something dollars and that's a small price to pay if I have to get a new transmission. So far, my experience with them has been pretty good. I paid my car off, and I know that things will happen in the future. It’s better to be prepared, so go with CARCHEX.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Tiara, it means a lot that you chose CARCHEX for your vehicle coverage. We appreciate having you with us, and if anything comes up or you have questions about your plan, please feel free to reach out.

    Verified purchase
    Claims HandlingCoverageTechSales & MarketingPriceMaintenance

    Reviewed Aug. 20, 2026

    My vehicle was out of warranty. I signed up with CARCHEX because I thought that they would be a little different because they claimed a lot of things, but I'm really not too happy. I just did a claim with them yesterday and they denied me. There's a leak in the hoses and my car is overheating, which to me, means that it's not drivable. The repair is going to cost $900, but they told me they don't cover hoses. So right now, I'm getting ready to drop CARCHEX because I feel like I'm paying them $100 a month for nothing. They have not repaired any of my requests since I've had the coverage for a year. They keep saying my claims are not covered, but initially, they told me that they cover a lot of things. They also said that my contract is going to renew for $10,000 every month. So, if something goes wrong in the engine, they'll have it repaired. But every time I put in a claim, they find a reason to deny it.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Kilee, we can see why you’d want a better understanding of what your plan covers after this experience. Coverage applies to the parts and components listed in your contract, and hoses are not among the covered components. If you’d like to talk through your coverage in more detail, please contact CARCHEX Customer Service at 1-800-442-1432. We’d be glad to spend some time going over the plan with you and making sure your questions are fully addressed.

    Verified purchase
    PriceRates

    Reviewed Aug. 20, 2026

    Everything was great with CARCHEX. The price is good and is relative to other places. I haven't had to use the product, but my experience with the salesman is a 5 for sure.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Shane, we appreciate the five-star rating and are happy you had such a positive experience getting everything set up! If you ever want to go over your coverage, our team is only a conversation away.

    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaffRates

    Reviewed Aug. 1, 2026

    I had bought a pretty expensive, high maintenance vehicle, and I wanted to ensure that it had the maximum warranty and coverage for it because it costs a lot for maintenance. I had a different provider, but Carchex has a better warranty package and better cost. It was more relatable to my needs and they were very easy to work with and efficient. I did a lot of research and after a while, I settled on Carchex because they had exactly what I wanted and offered me the best price that I could get it at.

    So far, so good. When I had questions, I called and they answered and walked me through what I needed. It's nice to have physical copy of the contract that I keep secure in case I need to rely on it. But for the most part, everything in there is pretty self-explanatory. Everything is laid out and they are very detailed about what they cover and what they don't cover. They explained all that upfront. It's very reasonable. I don't like dealing with big corporations because they seem to not really care about the individual. On the other hand, I liked that Carchex is a small, more family-oriented business who's been around. They seem to be more reliable and more concerned about the average individual need of the person more so than just selling.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Welcome to CARCHEX, Gregory! We're so glad you found the coverage that fit your needs and had such a positive experience from the start. Thank you for sharing your experience, and we look forward to serving you for years to come.

    Verified purchase
    CoverageSales & MarketingPriceStaffBilling

    Reviewed July 31, 2026

    CARCHEX offered a monthly cost and it wasn't this much money for these many miles in this amount of time. All of the other ones that I looked at were restrictive on your mileage and time. But according to the salesman that I spoke with, there's no limit on sales, mileage, or time. As long as you make your payment every month, then the plan just goes on into eternity. We're planning on keeping the vehicle so we liked that the plan was on for a long term. We signed up with them in September and their reps were very helpful.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Chuck, it's always nice when you find a plan that fits your long-term goals. We're glad our team made the process easy and helped you feel confident in your decision. Thank you for choosing CARCHEX, and if you ever have any questions, just let us know!

    Verified purchase
    Customer ServiceCoverageTechPriceRefunds & PayoutsStaffRates

    Reviewed July 30, 2026

    I wanted an extended warranty to have peace of mind. I'm a bit of a researcher, so I did a lot of research with different types of extended warranty companies. Based on the reviews that I read and the direct information from people who had used Carchex, they seemed the best fit, and they had good pricing. I now have them for four cars. They were able to do an extended warranty on a car that still has a factory warranty. They were also able to do a month by month contract so as long as I continue to pay the monthly premium on another car, it'll be covered. I also liked their ability to bundle the services that I needed.

    I have already recommended Carchex to friends. They have good communication and callbacks. They walked me through the process and were really good and knowledgeable. I bought a policy one time for a vehicle that had a branded title, and the other people were really devastating. When we went to get a repair done, they said they should have never sold it to me and that they had to refund my money because I shouldn't have had the policy. On the contrary, Carchex was really clear about what we can do and what we can't do if it's a branded title.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Welcome to CARCHEX, John, and thank you for putting your trust in us for all four of your vehicles! It means a lot to know your research led you to us and that our team made the process clear and straightforward. We truly appreciate your recommendations to friends, and if you ever need anything, don't hesitate to give us a call.

    Verified purchase
    Staff

    Reviewed July 29, 2026

    I love CARCHEX. The reps have been very nice and helpful. I got my five cars on there.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for sharing your love for CARCHEX, Minnie! We're delighted that our friendly, helpful representatives made your experience a pleasant one. Trusting CARCHEX with five of your cars is an honor, and we're here to ensure you continue having a positive experience. If you ever need assistance, feel free to reach out.

    Verified purchase
    Staff

    Reviewed July 27, 2026

    Everything was easy when I signed up with Carchex. They were upbeat and straightforward. The gal that I was in touch with there was very pleasant and informative.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Welcome to CARCHEX, Brian! We love hearing that your first experience was such a positive one. It's wonderful to know everything was easy and that our team made you feel comfortable from the start. If you ever need anything, don't hesitate to give us a call.

    Verified purchase
    Customer ServiceCoverageTechPriceRates

    Reviewed July 26, 2026

    I've been with CARCHEX for six years. So far, they have been great., but this time around, I was seriously thinking about going with another company because nothing’s been explained to me the right way. When my car got hit and I had to get another car and change it over to their insurance, there was a woman who was very rude. She never texted me back, called me back, or nothing. Then when I inquired about it, she put me on hold for 20 minutes and never came back to the phone. Then after some time, it transferred over to somebody else. I really didn't appreciate that because I was just inquiring about my car getting hit the third time in front of my house. So, I was upset about that. The way she handled me was horrible.

    As far as the price, when I started with CARCHEX, I was paying $40 and some change. Now, I have the Silver package and I'm paying $106.99. The miles on my vehicle are very high. So, that would be the smart thing to get. I just think that the price is high, being that I've been with them so long. I've had the plan for all of the years and never used it. That’s why I was disgusted because of what I was getting back.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Delores, thank you for continuing to choose CARCHEX over the years. We appreciate you sharing your concerns about your recent experience, and we're sorry it didn't reflect the level of service you expected. Feedback like yours is important to us. If you'd like to discuss your experience further, please give us a call at 1-800-442-1432. We'd appreciate the opportunity to learn more and answer any questions you may have.

    Verified purchase
    Customer ServiceStaffRates

    Reviewed July 26, 2026

    The customer service representative from CARCHEX that I spoke to initially told me that if I sent my clean and clear title in, they would bring it down to the rate that's not a salvaged vehicle. Then there seemed to be some confusion in that, and they were saying that wasn't the case. So, I had to do several calls to CARCHEX to get it canceled. So, it was a pain.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Tyler, thank you for sharing your experience with us. We apologize for any confusion and the extra effort you had to put in to resolve these issues. A refund has been processed on your account. If you have any further questions or concerns, please feel free to call us at 1-800-442-1432. We’d be happy to assist you.

    Verified purchase
    TechPriceRates

    Reviewed July 25, 2026

    My dad had a Carchex contract, and he said that they are a good company. I tried them out, and so far, it's been good. The enrollment process was easy, and I've gotten my contract. I like their price and the peace of mind it brings. Knowing that, if something malfunctions on the car, I have a safety net of support and a minimal deductible that I need to meet.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you very much for choosing CARCHEX! We're delighted to hear that your experience has started positively with our straightforward enrollment and affordable plans. It's great to know you're enjoying the peace of mind provided by the coverage. If you ever need support or have any questions, our team is here to assist you.

    Profile pic of the author.
    Refunds & Payouts

    Reviewed July 25, 2026

    Paid for Carchex, got nothing but a request for review.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    We'd like the opportunity to learn more about your experience. If you're willing, please give us a call at 1-800-442-1432 so we can discuss your concerns and see how we can help.

    Verified purchase
    CoverageTechSales & MarketingOnline & AppStaffRates

    Reviewed July 25, 2026

    Carchex was rated fairly high on the ranking report and the rep was knowledgeable. He got me what I needed and gave me the right information. He did what he was supposed to do. The year and mileage of my vehicle influenced the coverage they suggested. It seems like it covers a lot and covers the extent of the vehicle. I might be interested in learning a little more about the other coverage options, but for now, I'm fine with what I have. The app is Carchex’s downside. When I tried to log in and upload my contract, it kept giving a message and wouldn't let me open it up. So, I have the physical copy. They should make sure the website is active.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for your thoughtful review and for sharing both the positives and the areas where we can improve. We appreciate you letting us know about the app, and feedback like yours helps us continue improving the customer experience. If you'd ever like to explore other coverage options or have questions about your plan, just give us a call.

    Verified purchase
    Customer ServiceCoveragePriceStaffRates

    Reviewed July 25, 2026

    I just signed up with CARCHEX two months ago. I really haven't had any experience with them other than starting my policy. I have two policies with them, one for my car, and one for my daughter's car. I was just a little confused because I was looking for it, and I called CARCHEX, and they quoted me one price, and then I called CarShield, and they quoted me a better price, and I said, “Well, I already signed up a CARCHEX. How come your price…?” He said, “Well, we're a sister company, so they should honor our price.” So, then I had to call CARCHEX back and get the lower rate. So, it was a little odd that I didn’t get the lowest rate in the beginning. Other than that, the representatives I spoke with were good. They explained everything well.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Daniel, thank you for your thoughtful feedback! It's great to hear our representatives took the time to answer your questions and explain your coverage. We also appreciate you bringing your pricing experience to our attention. Rates can vary based on the coverage options available at the time of purchase, and feedback like yours helps us continue improving. If you have any questions about your coverage, please give us a call at 1-800-442-1432.

    Verified purchase

    Reviewed July 24, 2026

    I bought the Titanium plan. This seems like a good plan but I just got it and haven't had to use it yet. Johnny G. was the person I dealt with. He was very nice and seemed to do things well. He definitely has a lot of product knowledge.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for your thoughtful review, Thomas! It's great to hear you felt confident in your coverage and had such a positive experience getting started. When the time comes, we'll be here for you every step of the way. If you ever have any questions before then, just give us a call.

    Verified purchase
    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed July 24, 2026

    I got CARCHEX off the internet. I have an older car and they take older vehicles, so I signed up with them. So far, I haven't had a problem with them doing the work. The problem is the parts they want to use. They want to use the cheapest thing they can buy and that's not necessarily the best thing to put in a car. In other words, they'll put a cheap part in then they'll replace it twice instead of putting a decent part in and replacing it once. It just doesn't make much sense to me. Other than that, I had to replace a radio, and my experience was great. Then I had to replace an alternator, and it wasn't so great. All in all, they are okay and I still use them. They'll at least pay the labor and their customer service is not bad. They talk to you quickly and deal with your concerns quickly as well.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for taking the time to share such thoughtful feedback, Fred. We appreciate hearing what went well and where you feel we can improve. Parts used for covered repairs are determined by the terms of the service contract and the details of the claim. If you ever have questions about a repair or your coverage, please give us a call at 1-800-442-1432. We'd be glad to talk through it with you.

    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed July 24, 2026

    I gave CARCHEX the information about the car, and we went ahead and set everything up. It was easy and quick. I had to wait for somebody to give me a call back but I had a person who had great customer service skills. He was patient with me while I tried to gather the information. It was overall a better process, and I like that it's a monthly payment, continuous, and the same type of policy that I would have purchased at the dealership, that would have had an expiration date to it. I bought a Porsche, and anytime you have to repair something on a Porsche, it's costly. I can drive this car with a bit of ease that if something goes wrong, I have something that would help me instead of needing to come 100% out of pocket.

    Weigh your options. When you're looking at something that has an expiration date in comparison to something that you just pay every month, that's a high benefit. My prior car was a Benz, and after it reached a certain amount of miles, they didn't want to renew it. And it wasn't the same type of warranty that a dealership would have given me that would have covered the things I needed to cover. Even when I did have stuff that went wrong, I still had to pay out of pocket.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for your review, Natasha! It's wonderful to hear the process was easy and that you found the coverage to be a good fit for your needs. Having added peace of mind can make all the difference, especially with a vehicle like your Porsche. If you ever have any questions about your coverage, just give us a call at 1-800-442-1432.

    Verified purchase
    Claims HandlingTechPricePunctuality & SpeedMaintenance

    Reviewed July 23, 2026

    I'm not very happy with Carchex. I signed up however many days ago. Was I planning on my air conditioner breaking? No, but it did. And I was told there was a 90-day waiting period. But if something happened, the deductible would be $1,000 instead of the 250. I was like, okay. It's better to have something than nothing. I signed up. Then my air conditioner broke; I had the dealership submit a claim. Then Carchex denied it. I was pissed off.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Mary, we appreciate the opportunity to provide some additional information. Your contract includes a waiting period before coverage becomes effective. Based on the claim review, the reported concerns occurred during that waiting period, so the claim was not eligible for coverage. If you'd like to discuss your claim or have any questions about your coverage, please give us a call at 1-800-442-1432. We'd be glad to talk through it with you.

    Verified purchase
    CoverageStaffBilling

    Reviewed July 23, 2026

    I wanted warranty on my car. I found CARCHEX online and signing up with them was easy. I've been with CARCHEX for about a year now but I have never had to use them. I would tell others to consider them. They have any type of car warranty and it's nice to know that if something goes wrong in my car, I got help fixing it. The payment is a little higher to me, but it's no higher than what I want to pay if I got something going on in my car.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    It's great to know you have the peace of mind you were looking for. We truly appreciate your recommendation and your confidence in your coverage. If any questions come up along the way, just give us a call at 1-800-442-1432.

    Verified purchase
    CoverageTechSales & MarketingMaintenanceStaff

    Reviewed July 22, 2026

    My job offered a discount for Carchex and when I enrolled, I just gave my information. The reps talked me through what they offered. I had just purchased a 2020 Chevy Malibu and it pretty much covered everything. They offered roadside assistance and rentals and that was a bonus for me to get it. The time that I had to use it, it wasn't a hard process. I got the loaner through the dealership when they fixed the car, so it made it even easier. When I put my other cars on Carchex, they didn't have the same coverage because it depends on the year. My 2016 vehicle only covers the powertrain. So, for people considering Carchex, it would depend on what they are looking for because it depends on the car.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Doris, knowing your coverage came through when you needed it is exactly what we like to hear. Thank you for sharing your experience and for helping others understand how coverage can vary by vehicle. If you ever have any questions, just give us a call at 1-800-442-1432.

    Verified purchase
    Customer ServiceSales & MarketingPriceMaintenance

    Reviewed July 22, 2026

    I bought a used car, and I needed a warranty. I saw CARCHEX online. I know that if my car breaks down, I’ll be able to get it fixed. Call CARCHEX and get a quote.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Angelia, thank you for the recommendation! It's great to know you found the coverage you were looking for. When the time comes, we'll be here for you.

    Verified purchase
    Staff

    Reviewed July 21, 2026

    I've always had extended warranties with every vehicle I have and I decided to go with Carchex based on the reviews. Signing up was easy and the rep was very helpful and professional. I had a great experience and I will purchase again.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Yolanda, knowing we'd be your choice again is one of the best compliments we could receive! Thank you for your trust in CARCHEX. If you ever need anything in the future, we're just a phone call away.

    Verified purchase
    Customer ServiceClaims HandlingCoverageSales & MarketingStaffBilling

    Reviewed July 21, 2026

    CARCHEX is the first one I talked to, and it seemed like what I was looking for. The agent was very good. She asked me what kind of vehicle it was, told me what kind of programs they had, and gave me the discounts. She went over everything, and I received a packet. I like not having unexpected large bills. I'm on the month-to-month. I got the car at the beginning of June. So, the policy started immediately. But I had 30 days before I could file a claim. The rep said to call in to submit a claim. Try CARCHEX for 30 days and see if you're happy.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    It's wonderful to hear you found the information you needed to make a confident decision. We appreciate you giving CARCHEX a try and your recommendation to others. If any questions come up about your coverage, just give us a call at 1-800-442-1432.

    Verified purchase
    PriceStaffRates

    Reviewed July 20, 2026

    The process at Carchex was pretty simple. I like that it was renewable every month. As long as I renew it, it's going to take care of my car. Their price was a little high, though.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience with us, Richard! We're pleased to hear that you found our process to be straightforward and convenient with the monthly renewal offer. We understand your concern about the pricing and appreciate your feedback on that as well. Should you have any questions or need assistance with your plan, we're always here to help.

    Verified purchase
    PricePunctuality & SpeedStaffBillingRates

    Reviewed July 20, 2026

    Carchex was reputable and recommended by a lot of other people. I decided to get the service for the security of knowing that if anything happens to my vehicle, I can have an easier time getting it fixed if I'm not able to afford the full cost at the time. My experience was very good when I enrolled and the person who helped me through the process answered all of my questions and was very helpful. She knew what she was talking about, had a lot of insight, and made me feel very comfortable. The process was fairly quick. I'm satisfied with the ease of the process to get everything set up. Plus, the price is just about my light bill. Anybody considering CARCHEX should ask questions and think about their vehicle type and what they would need.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    What a fantastic review, Valencia! Knowing you have the peace of mind you were looking for and that getting started was such a positive experience means so much to us. Thank you for trusting CARCHEX, and if you ever need anything in the future, we're just a phone call away.

    Verified purchase
    Customer ServiceCoverage

    Reviewed July 19, 2026

    The Carchex warranty doesn't end, which is why I chose them. As long as I pay the monthly fee, I have a warranty for as long as I own the car. The customer service during sign-up was great. I've had Carchex since May and the entire vehicle is covered. They cover every item other than wearable items like wiper blades or brake pads.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for choosing CARCHEX and sharing your feedback, David! We're delighted to know that you're pleased with the continuous coverage plan and experienced a stress-free sign-up with our customer service. It's great to hear how you've found our coverage convenient and thorough for your vehicle. If you have any questions or need assistance, we're here to help.

    Verified purchase
    CoveragePriceStaffBillingRates

    Reviewed July 18, 2026

    I like CARCHEX's pricing, coverage and the duration. I got the whole coverage for a BMW X7. I worked with a male person. He was one of the main reasons why I ended up getting CARCHEX. He was very helpful and patient, and gave answers to all my questions. However, the website could be better. It's outdated and a little buggy. I have to get through a few clicks to get to where I want to. I tried to make the online payment on their portal but my card details would not get added for some reason. Other than that, I'm highly satisfied.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Welcome to CARCHEX, Allen! We're thrilled you found the coverage you were looking for and had such a positive experience getting started. We also appreciate you letting us know about your experience with the website, as feedback like yours helps us continue improving. If you continue to have trouble with the online portal or have any questions, just give us a call. We'd be glad to help.

    Verified purchase
    CoveragePriceStaffBilling

    Reviewed July 18, 2026

    When I buy a used car, I always look for some type of protection just to help with potential costs in the future. I've dealt with CARCHEX in the past and never had any issues. I've had issues with other companies out there where I just get hit with unexpected expenses and fall throughs when it comes to carrying out things that I thought would be carried out. I haven't had a bad experience with CARCHEX so far. I got a total package. There are a lot of things that are not included, but there are a lot of things that they cover.

    The representatives at CARCHEX are great. I feel like the handbook could have been easier to follow. It was overwhelming. Aside from that, the deductibles are higher than other companies. As far as the payments, I'm only familiar with month to month but there are a bunch of options. They do have a PayLink portal that you can pay through. They send a pay slip in the mail. You can pay that way.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    There's nothing better than earning the trust of a returning customer! Thank you for continuing to choose CARCHEX and for sharing your honest feedback about the handbook. Feedback like yours helps us continue improving the experience for all of our customers. If you ever have any questions or need anything along the way, we're just a phone call away.

    Verified purchase
    Customer ServiceOnline & AppStaffEase of Use

    Reviewed July 18, 2026

    I had an amazing experience. I chose CARCHEX because my dad has a subscription with them as well. Their rep was nice and patient. She explained the different packages that we have and what comes with it. Great customer service. Also, the website is very easy to use.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    We're thrilled to hear about your great experience with CARCHEX! It's wonderful that our representative provided patient and clear guidance while exploring our packages, and that you found our website easy to use. We strive to deliver excellent service, and moments like yours make our efforts rewarding. Thank you for choosing us, and please don't hesitate to reach out if you have any questions or need further assistance.

    Verified purchase
    Customer ServiceClaims HandlingCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffSales Tactics

    Reviewed July 17, 2026

    I purchased an extended warranty from CarChex for my 2018 Ford Escape after my factory coverage expired. Lately, I ran into a major issue with my transmission and small-block engine. I took my car to an [ASE-certified mechanic/dealership], and the claims process was incredibly smooth. CarChex worked directly with the repair shop, approved the claim quickly, and paid out the fair repair estimate without any issues. I only had to pay my $500.00 deductible. Their customer service representatives were professional, clear, and did not use pushy sales tactics when I initially signed up. I highly recommend them if you want reliable vehicle protection.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience, Kim! Knowing your coverage came through when you needed it most means a great deal to us. We're so glad everything went smoothly and that our team helped make the process a positive one. Thank you for your recommendation, and if you ever have any questions, we're always happy to help.

    Loading more reviews...

    CARCHEX Company Information

    Social media:
    Company Name:
    CARCHEX
    Company Type:
    Private
    Year Founded:
    1999
    Address:
    118 Shawan Road, Ste. 210
    City:
    Baltimore
    State/Province:
    MD
    Postal Code:
    21030
    Country:
    United States
    Website:
    www.carchex.com

    Media

    VIDEOS & IMAGES