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CARCHEX Reviews

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Edited by: Morgan Cutolo

About CARCHEX

Founded in 1999, CARCHEX sells extended auto warranties and related vehicle protection products. It partners with third-party providers rather than offering its own plans. These vehicle service contracts cover repairs due to mechanical failures or malfunctions, but not collisions. Coverage is available in all 50 states, and CARCHEX accepts vehicles with up to 250,000 miles. Plans also come with additional benefits like roadside assistance and towing.

Visit www.carchex.com
Pros
  • Available nationwide
  • Plans are transferable
  • Accepts high-mileage vehicles
  • Helpful sales reps
Cons
  • May be hard to cancel
  • Some contracts aren't renewable

CARCHEX Reviews

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    Page 24 Reviews 3225 - 3375
    Verified purchase
    TechPrice

    Reviewed Aug. 5, 2016

    I have a Mini and the repairs are expensive. A brake job is $1800 whereas I can get brakes done for a regular car for $400. Also, I’m paying mechanics at the dealership $185 an hour versus the local guy that charges me $50. Having a higher end car, you have to have a higher end shop do the work because of all the electronics, specialized parts, and the way the sensors are. I'm looking at having to pay a higher dollar rate. I decided to go with CARCHEX for my extended warranty because their quote was competitive versus another one that was relatively highly rated.

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    Verified purchase

    Reviewed Aug. 5, 2016

    I bought a used car a few months ago so it's a good idea to buy an extended warranty. I did some searching on the internet and CARCHEX was a good one according to the reviews I looked on the Better Business Bureau so I went with them. CARCHEX has been very professional. If I tell the guy I dealt with to call me back a week from now, he'd do it and follow up. He was also very clear what the plan was about.

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    Hasan increased rating by 4 stars.
    Customer ServiceClaims HandlingCoveragePrice
    After a positive interaction with CARCHEX, Hasan increased their star rating on Aug. 10, 2016.

    Updated review: Aug. 10, 2016

    This is only the second review I've ever written and I have to say, Carchex has earned an awesome review. Its not often you go from a one to a five, but Carchex has done just that.

    As a customer you don't have transparency; not even when you think you do. As a customer, all you know (essentially) is what you're told. If a repair shop you believe is reputable tells you that the repair will take "X" amount of time, and the parts will cost "X" amount of money; then you take those cost to be pretty close to accurate.

    Consequently, when the warranty company comes back and say's they're only going to cover something less than the full cost of the repair minus your deductible; it's natural to feel like the covenant has been broken. It's also easy to lose patience; especially when your car has been in the shop for four days and all you want to do is to be mobile again. The whole process just starts to feel horrible, and wrong. That is, unless there's a human being somewhere out there willing to step in and navigate the insanity. For me, Carchex customer service provided that human being.

    When Sharon, the Claims Support Manager at Carchex, stepped in the entire process became clear. Though it was true that the warranty company was not covering the entire cost of the repair, it turned that was happening because the repair shop was charging nearly double the repair time being quoted by the dealership with a 40% parts mark-up.

    The situation definitely was not the warranty company's fault; and yet Carchex still took charge, resolved the issue, and covered the difference just to get me back on the road. Who does that? I guess a company committed to its customers does. What Carchex did was more than I could have ever reasonably wanted.

    Carchex already had my business, on that day they earned my loyalty.

    Original Review: Aug. 4, 2016

    If you have a warranty with this company and you think your repair cost are covered, you're a fool in for quite the rude awakening. The warranty company is completely unwilling to pay fair market rate on parts, or labor. If you buy this warranty you will still be responsible for 40% to 45% of the cost of the repair plus the 100 dollar deductible. This warranty is just shy of being a complete scam. If the warranty company agrees that the work is on a covered part, the company will not pay for the actual cost of parts and labor being charged. Instead the warranty company will claim with fanatic zeal that any price difference is due to a mark-up being applied by the shop. However, if you call other repair shops in the area, those shops will quoting more repair hours than the number of repair hours authorized. If you call parts stores, you will also not find the part for the price authorized.

    Providing these details to customer service is of absolutely no value. Customer service at this company exists to say no, so no is what they say. So now you're out the time you spend researching cost and you're out the money for the repair. As a business model it is perfectly despicable. Lure customers in saying "should something happen to your car have peace of mind knowing that your vehicle is covered by us". Then when it's time to get a repair done, the company will authorize the repair at parts and labor at cost amounts that could not possibly be obtained at any repair shop in existence; at least not in the part of the country you live in. And NO, the warranty company will not negotiate with the repair shop to get the work done at the authorized cost. Instead, the warranty company expects you to pay the difference. Honestly, in their defense, I think the warranty company could care less who pays the difference, it just won't be them.

    So you pay the warranty company thousands of dollars for the warranty, and then you pay the repair shop 60% of the cost of the repair plus the $100 deductible. SCAM!!! If you knew any of the above before purchasing, then you would likely find a different company, or at least you would not be willing to pay thousands of dollars for a warranty that covers 40% of the repair cost. Don't get caught unaware like I did. Avoid this company.

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    Customer ServiceTech

    Reviewed Aug. 4, 2016

    My other warranty was running out. I was looking into another provider but the customer service rep, Michael, from Carchex was very good. He told me to look into it. I did in the Better Business Bureau, saw their ratings and reviews, and decided to go with them.

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    Verified purchase
    CoverageTech

    Reviewed Aug. 4, 2016

    My wife and I have always had extended coverage on vehicles once their factory warranties expire. And a lot of times, they're provided when we buy the cars from the dealer. But this time, we selected it ourselves from the research we did on the internet. CARCHEX had some of the best ratings in the industry. I also checked several different sites and they were always in the top two. Then the young man that helped me out during my purchase was extremely helpful and explained everything fully. I had a lot of questions so he was very patient and answered all of them to my satisfaction. We've used the warranty once in all the vehicles we've had it on, and it paid off in that case because the vehicle had a lot of issues. All you have to have is an engine failure or transmission failure and it's easily paid for itself.

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    Customer ServiceSales & Marketing

    Reviewed Aug. 4, 2016

    The mileage on my pickup was over 100,000 miles. If you do a Google search on a 2010 Ford F150 XLT Lariat, you can see that it's notorious for having cam phaser issues. I did a web search and CARCHEX always came up and I didn’t find a bad review about them. The sales process was super easy. I told their sales rep to call me back because I had a family matter so I wasn't able to get back to him. He was persistent and called me when I got back, which was just what I wanted because I didn’t have his information. I appreciate his tenacity to stay in touch. We took care of the sale on the phone and got it done. My experience was all-around very professional and smooth. I definitely will recommend CARCHEX to any of my buddies that are keeping their high mileage units.

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    Verified purchase
    Customer ServiceCoverageTechPrice

    Reviewed Aug. 4, 2016

    I bought a used Mercedes at a yard sale and the owner told me to look into getting an extended service. My car is running out of warranty and the dealer's extended service contract only covers three years and an additional 36,000 miles. Carchex covered more. With a car that costs $60,000 with repairs that average $2,000, it was a good idea to get an extended coverage. Also, Pat Goss who's on MotorWeek is a big proponent of Carchex, and I met and watch his show once in awhile. If he says something, it's not just because he's getting paid to do it, but usually, his word doesn't go wrong. So, I called Carchex up and for a few thousand dollars, I got an extended service contract for four years, a lot of miles on top of the existing 60,000 miles that had already run on this eight-year-old car. And it has paid for itself plus some, and it made it much easier to enjoy the car.

    My experience with Carchex has been positive. The sales guy, David, was persistent but wasn't nagging. When I said I have to think about it and talk to my wife, he called me back a week later. I then said I wasn't ready, and he called me back four days later, which was the perfect time. I just finished going over the details and decided I had to do it. They were patient with me and it wasn't a hard sell. It was all done very well.

    I expect it to pay for the life of itself and if it doesn't, it will have been good insurance because all it takes is one destroyed transmission or one engine computer that costs $5,000 to remove, replace and repair, it will have paid for itself. It will save me from traumatic anxiety. It's always a gamble. And Carchex do it, either you can pay the whole thing in full, which is a lot of money or you can pay monthly payments until it's paid off, or a combination of the two. There's no finance charge.

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    Verified purchase

    Reviewed Aug. 3, 2016

    Having a vehicle protection plan is really valuable especially with me having cancer. There’s no way I could ever afford a repair on my vehicle. I went with CARCHEX because they were really nice to me. They kept calling me back and telling me “Hey, we’re here if you need us.” They didn’t pressure me. They let me decide on my own and they answered every question I asked.

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    Coverage

    Reviewed Aug. 3, 2016

    The Carchex guy was able to cover my wife's car though I wish he could do my Range Rover as well. That dude is aggressive, firm and works so hard. On every question I had, they answered well so they get a thumbs up. The peace of mind of knowing that they are there is a thumbs up and hopefully, everything is all good when it’s time to use their warranty protection cover.

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    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 3, 2016

    The warranty on my Prius expired and I planned on keeping this car for a while longer, so I thought I'll just extend its warranty once it gets close to that time and I'm happy I did it with CARCHEX. It's a more comfortable payment plan for me. The other one I looked at was Delta and the difference was that you had to pay upfront. They were willing to do my other car as well, but I don’t think I wanna do that because I never know when I'm gonna get rid of the car. I presumed that I'm gonna keep both cars for the next two years, but in that case, what happens if they're gonna say, “Sorry. You can't get your money back.” That’s why I went with CARCHEX because I can pay monthly with them.

    I got a call right away. I spoke with the lady and she asked me for the VIN number, and I told her that I'll get the insurance policy so I can verify the odometer and I'll get back with her. Her name is Alicia and she was very prompt in her response. I was actually the one that took longer in getting my stuff together because I had come to lunch with my son. But it was a very quick and easy experience with your company. Everything came out perfectly. I just wish they could’ve done the other car as well. That would make me be really happy. Now I've got to look for a warranty on that. I think it's a good idea to have it even though there's nothing wrong with my car because the repairs can get very costly.

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    Sales & MarketingPrice

    Reviewed Aug. 3, 2016

    I bought a new vehicle, though not technically new, and another vehicle that was older and I was afraid I have to do maintenance on it. I did my research on different auto extended warranty providers and ended up with CARCHEX. Their rep, Alicia, was awesome and their sales process was easy. I liked that they did the full price match after I did all my research. I also liked that Alicia was able to communicate with me via e-mail instead of calling me all the time because she knew I have four kids. She didn’t really rush me into anything.

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    CoverageSales & Marketing

    Reviewed Aug. 2, 2016

    Being 66, it's great to have a vehicle protection plan. I got three kids and my son's the last one, and I help them out. He is going to college and he had to get an extended warranty on the truck he got. I'm gonna be retiring shortly and I don't want him having a problem if something goes wrong with the truck and I'd get stuck with a big bill and so I used CARCHEX. The sales rep was outstanding. He explained everything and told me that it was $700 and as soon as I paid, I asked if it would be renewed. He said, "No. That's good. You pay the $700 and then after four years, $700." He also told me that there was a $100 deductible and we had to have all the paperwork and the bill. It covered the engine, transmission, drivetrain, brakes, steering, electrical, AC, and the frame.

    I told him I wanted a bumper-to-bumper and he explained that it was. I also gave him the mileage of the vehicle as my son doesn't drive that much. It was a pretty good rate and I appreciated everything. I'd recommend them. I also got a 2012 and have five years on my warranty. I might go through them when I would get an extended warranty on mine.

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    Verified purchase

    Reviewed Aug. 2, 2016

    My extended warranty was expired. I went to Consumer Reports and CARCHEX was one of the Top 10 extended warranty providers. I called different providers but got the better price at CARCHEX. Signing up with them was easy and their rep proved very helpful. Though I haven't used it, it's valuable. I’m definitely gonna tell my friends about CARCHEX.

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    Verified purchase
    Claims HandlingSales & MarketingPrice

    Reviewed Aug. 2, 2016

    My warranty was about to expire, so I extended it with Carchex. I did a lot of research when I was about to renew, and the experience I've had with Carchex so far has been good, so I just decided to stick with them instead of switching and possibly having a bad experience. Their sales process was easy and their rep was cool. Overall, it's a good company. I've used them on a couple of claims and I'm going to use them again because they did something right. The price is a bit more than what I wanted to pay, but I’d rather pay a little extra and get the service that I know I've had a good experience with.

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    CARCHEX
    Response from CARCHEX
    Daril,

    We appreciate your review of us! We are happy to hear you've enjoyed your experience with us thus far.

    Verified purchase

    Reviewed Aug. 2, 2016

    My extended coverage policy for my vehicle had expired and somebody recommended CARCHEX to me so I went with them. There were a couple of things I didn’t understand and their rep was very informative and patient. He explained as if I was a two-year-old and did everything that he said he was gonna do. We picked the plans and made the payments for it a few days later. He emailed the policy to me once the funds went through so I now have a printed copy.

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    Verified purchase
    Customer ServiceTechSales & Marketing

    Reviewed Aug. 2, 2016

    My factory warranty was running out so I did some research on which specific extended warranty companies have really good warranties that BMW honored, and CARCHEX was one of them. Most of their reviews were really good. I talked to the dealership that I go to to get my car serviced and they also recommended them. The sales process was smooth. It was quicker than I thought it would be. Their rep was very professional and he explained everything that I needed to know and answered all the questions I had. He was very persistent and patient with me because I kept asking him to call me back at a specific date or time. It was a really good experience. I'd definitely recommend it to a friend.

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    Customer ServiceCoveragePrice

    Reviewed Aug. 1, 2016

    We went with Carchex and it was a wonderful experience with them. They have the warranty on a used car and their customer service was helpful than everybody else. The representative gave us more information about quality check, cost and options. He did a good check on the actual vehicle to see if there was any issue, not just whether Carchex would cover it but also what type of recalls the car has had and what type of issues.

    He helped us with picking the right type of vehicle that we needed, making sure that we got the best bang for our dollars that will go to coverage. He offered us the different options we could have and not pushing us to pick the most expensive, although it's expensive, but the best for what we needed, and he gave very in-depth details on what they were going to give us. He gave us everything we needed. I wish every time I went to anybody who sold something, they were as thorough as he was.

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    CoveragePrice

    Reviewed Aug. 1, 2016

    My vehicle is so expensive as far as with the parts and I wanted to make sure I had some type of coverage on it so I don’t have to come out-of-pocket with the cost. I needed some type of warranty and security that will enable me to continue to drive the vehicle. I went with Carchex since I talked with one of their agents, and we had a good conversation. He explained how everything works. I'd recommend them.

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    Verified purchase
    Price

    Reviewed Aug. 1, 2016

    I was out of factory warranty for my vehicle. I’ve looked into Fidelity warranty and learned that CARCHEX has merged with them. I liked CARCHEX's price. Their salesperson also talked me into it. He was very knowledgeable and nice. My experience in signing up with them was pretty good. However, I have not received the welcome package yet which includes a copy of the contract. If I could get a copy of my contract, I’d feel a lot better.

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    Verified purchase
    Customer ServiceCoverageTech

    Reviewed Aug. 1, 2016

    I purchased a Mercury and I wanted the best possible coverage provider. I called CARCHEX and the communication was very good. The rep explained everything I needed to know. He was very respectful and there were no difficulties with the purchase whatsoever. Also, they were saving more money and they keep me out of debt.

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    Verified purchase

    Reviewed Aug. 1, 2016

    Getting an extended coverage for my vehicle is having a peace of mind that I'll be covered if something happens. I have dealt with three different extended warranty companies over the past few months and CARCHEX seemed to have better internet presence so I used them. Also previous companies I dealt with said Carchex helps. The process of purchasing the protection plan was easy.

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    Verified purchase

    Reviewed July 31, 2016

    Having a protection plan for my vehicle is very valuable especially with my car having high miles. I haven’t had any warranty up until now, and I have had many issues. CARCHEX's rep was very helpful and descriptive, and he answered every question I had which was a lot.

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    Verified purchase
    Price

    Reviewed July 31, 2016

    Parts are getting expensive this day and time. Our Honda Accord doesn't have 100,000 and the Taurus doesn't even have 30,000. My warranty expired for the Ford Taurus except for the manufacturer's warranty so I got a warranty to take care of anything besides a regular factory warranty. My wife got one at my recommendation so we have two warranties. I went through about 1,000 crooks and then I found CARCHEX. I read everything about them and I felt that they were absolutely the best on the market. Their rep was a nice guy and was honest with me about signing up. Having the plan was a very wise choice.

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    Verified purchase

    Reviewed July 31, 2016

    The last time I went to the dealer for my oil change, they reminded me that my warranty is over, so I called CARCHEX and Anthony called me back. He explained things to me, told him to call my son, who will then explain things to me and let me know if they're offering was okay. My son told me that it's okay. So, I went ahead with it. However, I didn’t get my contract or anything yet but it will be in the mail soon.

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    Coverage

    Reviewed July 31, 2016

    I bought a car from a BMW dealership. I had to get spark plugs and other stuff and it started adding up. I decided I might as well get an extended warranty so I don't have to keep paying for stuff. I saw that CARCHEX had the best warranty out of all of them. I tried to go through USAA, but that was $4,000 for 12 months and 12,000 miles, which is a lot for just that little bit of coverage. Having a vehicle protection plan is good to have if you got an expensive car.

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    Verified purchase

    Reviewed July 30, 2016

    It's good to have an extended warranty because you never know when a vehicle can go down and need some serious work. I wouldn’t be caught dead with that kind of expense because I can't afford all that. My old warranty was close to expiring and I wanted security. My experience purchasing one from CARCHEX was excellent. The associate that took care of it with me went through everything. He was clear and it was understandable. He assisted me and explained to me what I should know about my package. He was helpful to me in all ways and everything that he said to me was satisfactory. The warranty definitely is worth it.

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    Customer ServicePrice

    Reviewed July 30, 2016

    I got a car which is only my third but every car is expensive so I want to take the best care of it as I can. CARCHEX was the one that was recommended to me by Enterprise and purchasing the extended auto warranty from them was very easy. The gentleman I talked to was very friendly and his customer service skills was extremely high. He was very descriptive and made sure I understood each process that I went through. I could not have gotten any better experience than what I got.

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    Coverage

    Reviewed July 30, 2016

    I didn't have a bumper-to-bumper warranty on my car then and I know how expensive repairs can be so I wanted to make sure I was covered. Nothing came up when I clicked on the BBB link of the other company so I wasn't too sure if it was real or not. But when I clicked on CARCHEX, it took me straight to the BBB website and they had an A+ rating. Furthermore, the person I spoke with was pretty knowledgeable and he explained everything to me. I felt comfortable so I chose them. Car repairs can really add up so it's valuable to have an extended warranty.

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    Customer Service

    Reviewed July 30, 2016

    I have a new vehicle so I looked for an extended warranty. The rep of CARCHEX explained how everything works, and he's supposed to send out a packet for me to go over so I can understand it more. He also gave me his extension number to call if I have any problems. It has been a nice experience.

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    Sales & Marketing

    Reviewed July 29, 2016

    My experience with Carchex was okay. I recently signed up with them about a week ago. I got a letter from them and I thought I'd give them a try. During that time, I didn't have a warranty anymore and I have two kids borrowing my car, driving everywhere, and anything can happen. So, when I talked to the person on the phone, he said that they cover anything that happens to the engine, so we got the plan which is $100 a month. Their sales process was very easy. Their rep explained everything very well. He told me I should be receiving a package, but I have not received it yet, and I'm still waiting. I have no problems with my car yet, but if something happens to it, I'll know whether they'll do their promises or not. For now, everything is like the way he explained it.

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    Punctuality & Speed

    Reviewed July 29, 2016

    I've got a new used vehicle and wanted to get an extended coverage for it. I got a paper in the mail from Carchex and bought a warranty from them. The process was easy and simple. We went over it real quick and the rep was very professional and answered all my questions.

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    Verified purchase
    CoveragePrice

    Reviewed July 29, 2016

    I needed some kind of coverage. I started with a policy that they had there when I bought the truck and the price of it was a little higher. I got other ones after but they didn't send me any information about coverage. And then CARCHEX sent me a notice that I was qualified for a warranty. I called them up and they said they would send me the information and they did do it online. Their rep, Anthony, answered everything I asked him. By the time I got home that evening, everything was on my computer. Right away, their staff acted on giving me what I needed. I'm satisfied.

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    Customer Service

    Reviewed July 29, 2016

    I needed an extended coverage for my vehicle. You've always got to have it. So, I got CARCHEX because I thought they were reasonable and they've got good service. It's pretty easy and breezy purchasing their protection plan. The rep was alright and he's doing great in customer service.

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    Verified purchase

    Reviewed July 28, 2016

    I was going to keep my vehicle for five more years and I wanted it to be covered in case anything happens to it so I got an extended coverage from CARCHEX. The process was easy. Overall, it was a great experience.

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    Verified purchase

    Reviewed July 28, 2016

    The Carchex agent was incredible. I called them to feel it out and see what the coverage was. The agent said that's what people do and there were things he's going to need from me. I gave him the mileage, I asked questions and he answered them. The agent was the reason why I made the purchase because he was good at what he did. He followed up and did everything he said he would do. It's a $5,000 insurance policy but if one breaks, it's worth it. All in all, it was an enjoyable experience.

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    Verified purchase

    Reviewed July 28, 2016

    I was trying to save my money in my pocket. CARCHEX was the first extended auto warranty company that came so I got them. My interaction with their reps was excellent and they answered everything.

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    Verified purchase
    Coverage

    Reviewed July 28, 2016

    My vehicle is no longer covered under a factory warranty, so I needed something to carry on with. I went with CARCHEX because of their ratings, policies and what they charge for their services. The guy I talked to was very helpful. Also, he was knowledgeable with the program, what they offered and what I was in need of. It was an enjoyable experience.

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    Verified purchase
    Coverage

    Reviewed July 27, 2016

    It was easy getting signed up with CARCHEX, but I have to show proof that I have coverage from them. Their rep told me I’d be getting a card through the mail but I haven’t gotten it yet. Other than that, it's good having the protection plan.

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    Claims Handling

    Reviewed July 27, 2016

    Having a vehicle protection plan is the way to go. My warranty was expiring and I needed a coverage with a decent price. I went with CARCHEX and their specialist explained everything, but for the most part I still don’t know the full details like how does a claim work or where do I go if I need to make a claim.

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    CoveragePrice

    Reviewed July 27, 2016

    Having a vehicle protection plan is very important. I was looking for one to cover our two vehicles, a 2000 Ford Escort and a 1993 Ford pick-up truck, and found in my web research that CARCHEX ranked no. 1 in the USA. Buying the plan from them was very easy. I spoke with Marcus and it was fabulous talking with him. He's a nice guy and we're friends now. The only thing was that he charged for my wife's car but he must have forgotten to charge for my truck. I've been trying to get a hold of him for the last two days but he's busy and he's not answering his cellphone. I instead kept getting a voicemail. Other than that, everything went great.

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    Verified purchase

    Reviewed July 27, 2016

    The Carchex representative let me know how much the warranty is a month and how much I have to pay for the deductible. He also told me what’s available underneath the warranty. It had been a great experience with them and I’m happy.

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    Coverage

    Reviewed July 27, 2016

    I just signed up for the CARCHEX extended coverage as I have the safety concerns, maintenance-wise, of my semi-new vehicle although I am mechanically inclined and can do it, provided I had my own tools. I just went from the Hampton Bays in New York to West Virginia to deliver my son to his mom. I wanted to be covered in case I had some situation where I would be with my son at 3 in the morning and the next service station is within 100 miles. I am covered by AAA but didn't want to be waiting around for the next six hours before they have a place opening up. I would recommend CARCHEX personality-wise but it's too early in the game as far as the service repair abilities. I didn’t even get the contract yet or see what’s the extent of the coverage.

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    Verified purchase

    Reviewed July 26, 2016

    My old car warranty expired and I needed a warranty that covered the main parts of my car. So I called CARCHEX after receiving a notification from them, and purchased their vehicle protection plan. The process went smooth and was easy to track. Also, the protection specialist described the product in details, so I can choose the most appropriate one for my car.

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    Price

    Reviewed July 26, 2016

    I have an expensive car with parts that are expensive as well. I got an extended warranty from CARCHEX, and the process was easy. Their specialist was great. I'd recommend a friend to them any day.

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    Customer Service

    Reviewed July 26, 2016

    Our previous warranty was about to expire and the Carchex sales rep told us about their services and great deals. In the process of talking, she told us that the company we had prior was a bad company and that they were not on the Better Business Bureau. And she kind of steered us in the right direction. She was awesome and very informative. It has been a pleasant experience speaking with her. She even had me go through their site and told me where to look for everything. Everything was very well-explained, especially for my mom because she gets nervous on the phone and she understood everything by the end of the conversation. We were pleased that she told us everything that she did, and so we went ahead with them. We're just waiting for the contract to come in the mail. We're all happy and it has been a wonderful experience.

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    Customer ServiceCoverageSales & Marketing

    Reviewed July 26, 2016

    Having a vehicle protection plan is valuable especially on later models. It's good I have something to support me. I went with CARCHEX because of what they promised they'd cover and their rep was very respectable. Also, ConsumerAffairs said the reports came in good - they had 11,900 customer reviews and CARCHEX had a 4-star rating. I called other warranty companies but one company said one thing, and then when I verified, it was a totally different thing, like a scam. I called another company once and they called me back two or three times in a row, which was too aggressive and I don’t want that. CARCHEX's specialist was very knowledgeable and helpful. It's just that I tried to call them a couple of times, but they didn’t call me back. I'm just starting out so I didn’t have a lot of interactions, but down the road, if I have any problems, I'll see how they respond and how the coverage is.

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    Coverage

    Reviewed July 25, 2016

    I got an extended coverage from Carchex as they seem to cover more compared to other providers. Their agent was okay and he answered all the questions.

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    Customer ServiceCoveragePriceRefunds & Payouts

    Reviewed July 25, 2016

    I just paid off the vehicle I have. It's got almost 80,000 miles right now and around that time, things may start to happen. Car repairs cost a lot of money and I’d rather have a warranty to make it easier than to pay for the repairs out of pocket. I inquired about a warranty online and got a call from Dan of Carchex, and he has been very professional the entire time. He was upfront, honest, a nice guy to deal with, and very personable. He explained everything and then followed through with the phone calls.

    It has been top notch since I inquired about it. It's a kind of warranty where everything’s covered, from the calipers all the way up to the engine, transmission and everything else in between. I like that as it gives me added peace of mind because I’m not getting rid of my vehicle for a while. But then I had to put it on for a little longer than anticipated because I had to get the money first. It's been good so far.

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    Customer ServiceCoverage

    Reviewed July 25, 2016

    I enjoyed signing up with CARCHEX. They gave me a call and I went and extended it. I had no problems with their specialist. Having a vehicle protection plan is very valuable when a problem arises. I might have some cash on hand today, but tomorrow I might have none. So if something goes wrong with the car, it's covered.

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    Customer Service

    Reviewed July 25, 2016

    I already have an AAA warranty but I saw CARCHEX which was about a thousand dollars cheaper so I thought of giving it a try. Their rep did an excellent job and even made calls me on a Saturday.

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    Coverage

    Reviewed July 24, 2016

    With the vehicle that I have, a vehicle protection plan is valuable. It makes sense to me to have an extended coverage on a vehicle that costs so much. It was a used vehicle and manufacturer warranty was about to run out. The protection specialist told me what plan he had available and I liked it. I was satisfied with the plan he gave me and explained it because I could hardly understand what I was buying. They didn’t make it too hard for me. I would recommend them and use them again if I had to.

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    Customer ServiceCoveragePrice

    Reviewed July 24, 2016

    I needed an extended coverage for my vehicle so I purchased one from CARCHEX since they are less expensive. Their sales rep had been really nice and helpful. They haven't sent me the paperwork yet but it's been a very nice experience overall.

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    CoveragePrice

    Reviewed July 24, 2016

    I got a car and I called CARCHEX. The guy told me that I have an old car and if it died, I'm going to pay a lot of money, so I have to get a warranty. It was a little expensive for me so I didn’t get the coverage at that time. Now, the car had an issue and I paid $1,200 so I decided to get an extended auto warranty. Purchasing the protection plan from CARCHEX was easy. Their rep was courteous and nice.

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    CoverageRefunds & Payouts

    Reviewed July 24, 2016

    I got the four-year coverage for my car from Carchex because the people that I had bought the car from referred me to them. I wanted to make sure that I have that backing within the four years just in case anything major were to go wrong because it is a 2005 vehicle. Having a vehicle protection plan is valuable as it's always nice to be safe than sorry. If I weren't to go with an auto warranty, and then if my transmission goes out next year, that's $3,000 out of my pocket, and I really don't want that to happen. It was a very easy process purchasing the protection plan. Everybody that I spoke to was very nice. The rep thoroughly explained everything that the auto warranty would cover, what the payments would be, and how long the payments would be for. I'd recommend it.

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    Customer Service

    Reviewed July 23, 2016

    I needed another warranty for my car. I purchased one from CARCHEX, and it was easy. The rep explained everything to me, and he gave me the extension number to call if I have more questions or concerns.

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    Coverage

    Reviewed July 23, 2016

    CARCHEX have good reviews online and had the better coverage so I decided to go with them. Purchasing the protection plan was easy. Their specialist was very helpful and straight to the point.

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    Reviewed July 23, 2016

    The rep from Carchex told us that we'd get roadside service and it was $100 deductible. He took credit card information saying that we would be receiving a welcome package through the mail. We haven't received the package yet, but he was very nice and knowledgeable and told us what we wanted to know. We were satisfied with him.

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    Customer ServicePrice

    Reviewed July 22, 2016

    I have a VW that was soon to be going off the bumper to bumper warranty. I was also getting a used car for my daughter. Since she is going back to school I won't be around so I thought it was a good idea to get an extended warranty. The risk-reward was there, so I bought the protection plan from Carchex. It had a good price. I think that was a wise decision.

    The Carchex guys were very nice when I was purchasing the protection plan. I negotiated with them back and forth, and it took me a number of weeks, but they were very patient with me. I would tell them, "Call me back in a week," and they would call me back in a week. Then I said, "Call me back in another week," and they would call me back in another week. They didn't hound me. I'm still waiting for my policy. They could have emailed it to me, and I never saw it, but I'm still looking for it.

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    Customer ServiceCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed July 22, 2016

    I bought a 1998 Lexus from a friend. He had three older cars and at one point had all of them covered with Carchex, and his experience with them had been very good. Ebony was the rep that I contacted initially. We were trying to transfer the existing extended warranty since it still had nine months on it. My friend sold the car through a dealership and because of that, the extended warranty was cancelled so we couldn’t transfer it over to me. Ebony was good and she got me to Adam when I called back and said I wanted to buy my own extended warranty.

    It took several days between their schedule and my schedule so it wasn’t as easy as I would have thought it would be but the young man that was assisting me was very nice, and they gave me a good discount. He was dealing with his IT guys ‘cause he actually got a real good term for me and extended the payout to 30 months so he had to wait for his IT guys to write that into the computer. Overall, my experience with CARCHEX has been very good. They're an excellent company.

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    CoveragePrice

    Reviewed July 22, 2016

    I had a vehicle and my warranty expired. I was afraid I was going to need service on my vehicle, so I got Carchex. The rep did a good job and explained everything well. I was even given a military offer which is nice. They helped with my needs for my vehicle and explained what the insurance covered. The insurance is necessary but it also gets expensive when you don't really need it. However, they told me I could cancel anytime if I didn't want it anymore, so I don't feel worried.

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    Customer Service

    Reviewed July 22, 2016

    The rep of Carchex was a joy to work with. He was wonderful. I was trying to find a warranty that was compatible with what I already had. I called him around the 4th of July and shared with him what I had, what I was looking for and the price. He sent all the quotes and stayed in contact with me until I made my mind on what I wanted to do. We scheduled times for him to call and check to see if I was ready to go and if I had any questions. Then he called me twice and the last time he called, I was ready to go. He explained everything over, was very knowledgeable and polite. He made me comfortable with the transactions, made sure all my questions were answered, got me all the information and followed up if I had a question. It was a great experience.

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    Refunds & Payouts

    Reviewed July 21, 2016

    I have a brand-new car which I plan to keep and repairs could be very expensive if it’s coming out of pocket. When I spoke to one of the reps at CARCHEX, he told me what all the packages come with - what are included in the package and what it would cover. I was interested so I went on with the purchase. Everything was okay. I haven't received the package in the mail yet, but it was a good experience. I was satisfied.

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    Customer ServicePrice

    Reviewed July 21, 2016

    I bought a BMW car and purchased CARCHEX as my extended warranty. They were a bit cheaper than the one provided in-house. Their rep was very informative and their customer service was excellent. The process in purchasing the protection plan was easy. It was an excellent experience.

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    Customer ServiceCoveragePrice

    Reviewed June 30, 2016

    My vehicle's extended coverage expired and I received an email from CARCHEX so I called them and when I reached a man, I talked to him. I asked him what's a good price and I didn't know about prices because I didn't compare with anybody else. Purchasing the vehicle protection plan was easy. My interactions with the protection specialists were good. They're friendly, were most helpful through the whole application, and answered my questions when they get them. Having a vehicle protection plan is valuable because you never know when the vehicle's gonna break. It has been an excellent experience.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed June 28, 2016

    I called Carchex to purchase an extended warranty on my car. He told me to read the documents and if I didn't want it I could cancel the service at any time AND RECEIVE A FULL REFUND. Two days later I felt I'd been scammed and called to cancel. Once Carchex found out I was cancelling, they put in a circus of sales people passing me from one to another. Eventually they hung up on me. I called again and had the same experience. They would not let me speak to anyone who would cancel the service.

    At one point, I talked to C ** who told me he would issue me the refund but I had to hold on and wait for the right department. Once again, I was hung up on. I called several times with the same results. On the second month, they charged my card again. And once again I am trying to cancel this corrupt business. I'm not sure what my rights are, but I will pursue any and all legal fees allowed by all Consumer Protection Agencies. I will not stand by and be treated with so little respect.

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    Customer Service

    Reviewed June 27, 2016

    I will never forget my frustration I had with them. When my car broke due to bad master cylinder and brake booster, it took them over a week to fix and they didn't even offer me a rental car. Customer service was horrible, if you break down Friday evening, you are screwed, because they don't work weekends, and it takes forever for their approval process. They don't trust certified repair facility, had to wait 2 extra days for a rep to come look at the car. I don't know how they got 4 or 5 stars. This happened to me back in 2014, and I have a bitter taste still.

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    Coverage

    Reviewed June 26, 2016

    I bought a used car in 2008. Since I had to pay for it for the next three and a half years, I wanted to have some type of coverage in case something goes wrong. The CARCHEX sales guy was good and explained to me what my options were as far as the length of time, the length of miles for the particular types of warranties that they had, and the coverage of these different types of warranties. They were thorough as far as telling me exactly what I was going to get. I wasn't given the runaround so I was pleased.

    Considering that if something major goes wrong and I only have $100 deductible, it’s better than $3,000 payment. I’m sure I’m not going to drive 100,000 miles. So until I buy another car for the next five years, at least I got my car for the next three and it’s covered. It's what's important to me. The plan that I got gives me at least that long.

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    CoveragePrice

    Reviewed June 25, 2016

    I wanted to extend my vehicle's coverage so I purchased one from CARCHEX. If something happens to my engine or things in my car, it's expensive to get the work done nowadays. Their rep provided me with all the information except for a couple of things. He didn’t tell me that the coverage would start 30 days later after I paid. The coverage should start when they received the money. Another thing he didn't tell me is that for the coverage to take place, I had to have a thousand miles. CARCHEX should change the rules.

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    Customer Service

    Reviewed June 23, 2016

    I called CARCHEX and liked what I heard so I went on a deal with them. I had a very good experience overall. Their reps answered my questions, and gave me the information I needed and explained it. They were polite and did everything efficiently. You never know what's going to happen so having an extended warranty is very valuable. I would recommend them because their staff was very kind, and that's the kind of person we need to talk to when we're trying to get business.

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    Reviewed June 17, 2016

    We worked with multiple auto warranty companies but decided on CARCHEX after much research. We spoke with Sean at Ext. **. He was very knowledgeable and answered all of our questions thoroughly. CARCHEX was highly recommended on internet.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed June 16, 2016

    When you have a foreign car, having a protection plan is very valuable. So when the existing coverage I had through the dealership expired, I did a Google of the top-rated extended warranty companies and CARCHEX was number one. I sent an online inquiry and they got back to me quick. The guy that I spoke to, Robbie, explained everything to me then followed it up with an e-mail. I was able to go through that and if I had any questions, he responded very fast. Overall, the experience was straightforward and the reps were very easy to work with.

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    Coverage

    Reviewed June 16, 2016

    I have no extended coverage on my car and CARCHEX called me at the right moment. I needed it so I purchased from them after they made an offer. The rep was friendly, helpful with us, and I understood what he was saying. Having a vehicle protection plan is great since I don’t have to worry about whether my car is going to break down or what’s gonna happen if whatever breaks, I'm gonna spend an arm and a leg for.

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    Coverage

    Reviewed June 15, 2016

    My coverage was expiring and Carchex was the first one that came up three times in my email. The rep I talked to was very nice. I didn't know what I needed and what kind of coverage I would have, but he explained everything to me. He also set up so that my payments would come out of the bank as I asked him, which is in writing too. It was a very easy process. I received my contract Saturday.

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    Coverage

    Reviewed June 15, 2016

    I purchased extended coverage for my vehicle just to be on the safe side. The Carchex rep was very helpful with the information about the contract, the warranty, how much it was, and what it covers. I'm still waiting for my packet to come in. They said it would take 14 days. What's good about it for me is that I'm not locked in. I can cancel it anytime because I have the two-and-a-half-year Titanium plan, which was cool. It was great signing up with them. No hassle.

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    Customer ServiceCoveragePrice

    Reviewed June 14, 2016

    The Carchex rep things in detail then walked me through the process of purchasing a warranty because I’d never been through it. I’d never bought a used car or how to get warranty. He took time with me because I wasn’t able to get it when I was supposed to so he always stayed in contact, called every couple of weeks until I was able to finally get it and even to this day. When I let him know I hadn't received the booklet yet, he still let me know that I'll receive it in such amount of time roughly. He was very good. He also made sure I pick the right coverage, and explained what would happen from beginning to end step by step. I’ve never had my transmission checked since I’ve been driving the car, and if anything were to happen to it, having a protection plan would be a million percent valuable. From my understanding, that can cost thousands of dollars, and now I just have to pay the $100 deductible which saves me a lot.

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    Customer ServiceCoveragePrice

    Reviewed June 14, 2016

    The car dealership that I got my car from suggested that I get an additional warranty because mine was up with them. I talked to other providers but the lady I spoke with at CARCHEX sold me. I thought it was rather expensive but for the things that they said that were going to be included, I went ahead and took it. In today's time, who wants to be left without coverage when your car needs repairs and you have a car note to pay and you don't have savings?

    Signing up was a 20-minute process and was very easy. The rep was very helpful, gave me detailed information about the product, answered all questions and made suggestions. It was a great experience and I have recommended them to two people. My only dislike is they have a lot of negative feedback that I have read. There were more positive feedback but if it's a 5-star company, I wish they could remove those.

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    Price

    Reviewed June 13, 2016

    It’s good to have a vehicle protection plan. It will save me out-of-pocket money. So when one of the sales reps from CARCHEX called me on my phone and he gave me an offer, I decided to try it. They seemed legit and upfront with things. CARCHEX was also very helpful about the cost of repairs than the other people were. I got the extended package with the extra protection on the car and I feel confident on that part. I pay $119 every month. When I got the paper they mailed, I didn’t quite understand some things on it. For example, I don't see where my engine is in the document. So I talked to their reps and they answered my questions. Having CARCHEX is a good peace of mind. I don't have to pay if anything happens to the car.

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    Customer ServiceCoverage

    Reviewed June 13, 2016

    I got a letter in the mail saying my warranty was gone so I looked for extended coverage. I went with CARCHEX because I got a letter from them saying that I was pre-approved for their warranty. Buying the warranty was pretty easy, but I didn't really understand a lot of it but they were able to answer some of my questions. But when I called about the coverage of the plan, the specialist made me feel like they don't know what's covered or not. Other than that, having a disabled child makes the extended coverage very valuable and overall, CARCHEX has been awesome.

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    Customer ServiceTech

    Reviewed June 12, 2016

    Having a vehicle protection plan is very valuable because I'm on a fixed income. My car had 82,000 miles on it and my original extended warranty provider said they could not do it after 80,000 miles. Then all of a sudden, CARCHEX popped up on my phone. All I did was call them, then I got the quote, and I was in. It was easy. Les was very good and informative, and he assisted me very well. He listened to what I had to say and he explained it in layman's terms. We went over two plans, and he said if I went with the five-year plan, I wouldn't have to pay the other three years because the first two years would pay for them. So I'm only paying for two years instead of five.

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    Customer Service

    Reviewed June 12, 2016

    A vehicle protection plan is good to have. I got mine from CARCHEX because when I was dealing with their rep, Ian, he explained everything to me pretty good and answered my questions. I asked him to call me back at a certain time. And then I was busy that time, so I gave him another time and he called back right when I asked him to. So it was good that things worked out. He was helpful in calling me when it was convenient for me.

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    Customer ServiceCoverage

    Reviewed June 11, 2016

    I have a very decent vehicle that the warranties are expiring, and I live in Pennsylvania, where the roads are horrendous. So, a $100 co-payment on extended auto coverage sure beats a $1100 payment on repairs, and that got me looking for an extended auto policy. CARCHEX was personable, and didn't want a big down payment, so I called them and signed up. They sent me a letter, unlike other companies that kept on harassing me, asking for a whole bunch of personal information over the phone. The specialist I spoke with explained all the details of the policy. The only thing I don't like with the policy, however, was that it only covers 25,000 miles over seven years. I do 25,000 miles in two years. Other than that, I would definitely recommend CARCHEX.

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    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed June 11, 2016

    An auto warranty is very valuable to me because I work and go to school full time. My money right now is going towards my school and tuition and if something breaks down, I don’t have thousands of dollars to put towards my car even if I wanted to. I noticed that I was only covered for 10,000 more miles so I wanted to make sure I have an extended warranty and that I'm covered all the way around especially because the weather has been crazy over here down south. I had CARCHEX's Gold plan before and I upgraded to the Platinum plan so that my deductible is going to be very small if I take my car in for repair because in the long run, I wanted to save as much money even if I have to pay monthly.

    The salesman was very pleasant and helped me with everything, like every little question that I had. I talked to him one day and told him what time to call me up the next day, and he did. It was all very fast and convenient. He also told me to call customer service to have my payment moved so that I don’t have to cram because all my bills are usually due on the first of the month. He let me know a lot of information that’s why I agreed to purchase over the phone instead of going into the dealership.

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    Reviewed June 10, 2016

    We purchased the CARCHEX protection plan over the phone. The rep answered all my questions, and knew what he was talking about. So far, everything is good.

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    Customer ServiceCoveragePricePunctuality & Speed

    Reviewed June 10, 2016

    I’ve been with CARCHEX for a while and I have three cars with them before. Now I still got two cars insured. I had used them before on my Nissan Altima and the service that I received was prompt and efficient for what I had to have done for my vehicle. I took it to the shop, inspected it, and tried to find out what the problem was and the coverage I had has covered that. The service providers and the customer service people were understanding and attentive to my problem and they took care of it.

    CARCHEX's prices were reasonable and the arrangements like the monthly payment were reasonable and affordable for me. Then when I went in, I had to put down a large downpayment and it worked out pretty well because I had my Jaguar with them which is very precious to me and the coverage that I got would be sufficient to care for any problem that comes up. The protection specialists were very businesslike, good, courteous, understanding, sufficient, factual, and helped me to resolve the issue that I had with my vehicle. They were most helpful in explaining the contract that I was eligible for, the payment plans, and the information that I could go to any certified mechanic. All my questions were satisfactorily answered. The salesperson I talked to and who offered the contract was good and his explanation was pretty cut and dry, right to the point. My purchasing experience was overall easy.

    I have a Jaguar and if anything major comes up with it, that will put me in the hole. I promptly got another warranty and I promptly paid the CARCHEX because the price and coverage are right and I can call customer service if I need them. A lot of companies disappear on people after they have them for a while, and they’re not able to contact them and ask them any questions or get any redirections or directions. I was in the hospital for a while and the medical bills came up and I missed a couple of payments and I had to somehow dropout from CARCHEX then when I came back, I looked around to see anything comparable to CARCHEX and there wasn’t.

    The highlight, besides the price and coverage, were the affordability and the availability to all professional mechanics. On an overall basis, any certified mechanic can work on the car nationwide and that’s a good thing. I won’t take it to any corner stop mechanic. I’d take it to professional people and if they can’t work on it, I would take it to Jaguar because they built the car and know more about the car than anybody. So the whole experience has been very good and sufficient.

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    Customer ServiceCoverage

    Reviewed June 9, 2016

    I found out my original coverage had already expired so that prompted me to get an extended coverage. A vehicle protection plan is very valuable and an excellent thing to have. Purchasing coverage from CARCHEX was easy. The specialist was clear and told me what is covered. After the initial conversation, I called back with more questions and I got it answered by someone else. It was pretty decent.

    I'm paying $169 and it's worth it because I have that confidence now when I'm in my car. My car is also getting older because it's a 2011. I'm a senior citizen and retired so I look at it as extra insurance. If anything happens to me in the street or something with the car and it has to be repaired, I know I could get it fixed without taking money out of my pocket because of the Silver coverage which I have. It covers everything. I also like the rental wherein if I'm way somewhere, they'll put me up in a hotel. I'm very impressed with what I purchased. Excellent choice.

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    Customer ServiceCoveragePrice

    Reviewed June 9, 2016

    Having a vehicle protection plan is overall very valuable. Everything should be covered or insured. God knows anything can happen. With an older car, I have got to be careful. I can’t afford to take any chances. I got CARCHEX and my purchasing experience with them on the phone was great. Their rep was very polite and informative. I didn’t have any issues and I should be fully covered with everything. It’s a bit pricey though.

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    Reviewed June 8, 2016

    Victor helped me with setting up my car insurance. I can tell that he is going to be a very valuable employee because he was very patient, courteous, polite, and knowledgeable about his product.

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    Customer ServiceCoverageSales & MarketingPrice

    Reviewed June 8, 2016

    Purchasing the warranty from Carchex was really easy. I wasn’t even halfway done signing up for the information and a dude called me in less than a minute. I told him I'd talk to him if he'd call me after work, which is until 4:30. He said he’d call around 5:00 and he called me right when he said he was going to the next day. Most people trying to sell me something won't wait until I’ve asked them to call me back. They want to call at 2:00 or 3:00 in the afternoon. When they do, I‘ll get on the phone, tell them "No" and hang up.

    The rep was real clear on what he was selling. He knew exactly what he was talking about and was real friendly. At first, I really wasn’t that interested, just curious about the insurance, how much it costs and all that. I figured it’d be real hard to end up using the product. But he broke it down and explained to me real well where I just felt comfortable buying it. And I feel like if I ever do need it, I’m actually going to get to use it and they won't come back and be “Well, this is excluded on your policy because of whatever”.

    Since I bought it, I’ve actually been toying with the idea of calling and canceling it. I got thinking about it, the policy was costing a little over $3,000 and my whole car has to blow up to get the value back out of that policy, but the difference is I can pay $140 a month on it now and when it breaks, I don’t have to have a large sum of cash to get it fixed. I can get it fixed for the price of my deductible. So that’s the benefit of it. I would think if somebody doesn’t have the ability to save money toward something like that, then I could see it being a lot of help.

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    Customer ServiceCoverage

    Reviewed June 8, 2016

    I have an F-250 Ford pickup diesel and it's a pretty good sized truck, and I asked a rep from Carchex if the warranty would cover if I ever got a fifth wheel. She said no, but we wouldn’t have a problem changing it over to a different policy that would cover what we're doing. I said okay because at the time I didn’t think about getting a fifth wheel trailer to pull behind it.

    So I bought a fifth wheel and called Carchex the other day to have it changed, and the first person I talked to said definitely not. The second person also said definitely not, so I said I need to talk to somebody else. I finally got some other gal and I talked to her for awhile, and she said, "I don’t think so, but let me do some checking." She came back and said, "Okay, we can do it. We found one for you." And then she sent me back to the guy before that had already told me no and he had to redo everything. So I felt let down. If I had stuck with the first two people, I would have gotten nothing.

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    Coverage

    Reviewed June 7, 2016

    Our landlord had an extended coverage on the car before he bought it for us so he gave us the warranty and we called them. It was the best deal we got so we stayed with CARCHEX. Buying the vehicle protection plan wasn't difficult at all. The staff gave us quotes and explained everything to us very well. Every question we asked, he answered back. He gave us all what would cover it, the deductibles and what they pay. He was very polite and gave us everything we needed. We haven’t got our coverage yet in the mail but it was a very good experience.

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    Verified purchase
    CoverageTechRefunds & Payouts

    Reviewed June 7, 2016

    Having a vehicle protection plan is very valuable especially when the day comes that one has to pay out of pocket. When I bought my vehicle, I already had coverage but it had expired. I had been calling my previous provider since last month to see if I can extend my warranty but they told me I couldn't, so I figured that I couldn't do it in any other branch. But when I saw the letter from CARCHEX, I checked it out and saw there were discounts offered. I proceeded with it so I wouldn't have to pay several thousands of dollars on stuff. ForeverCar offered a similar deal, but I did my research on both of them and I became more in favor of CARCHEX.

    Justin thoroughly assisted me. He told me a lot of things that I needed for my car. I haven't ran into a discomforting position where if I try to get my car fixed it wasn't accurate. If I go somewhere and then see it's not what Justin told me then I would be very upset. I have ran into some bad warranties before like when I signed up one for my Chevy Equinox and a lot wasn't covered. However, there were a lot of things that Justin told me that was covered and will actually be covered like the AC performance test and other things that I was looking for.

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    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed June 7, 2016

    My warranty ran out and at first I didn't think I was going to need an extended coverage for our vehicle. But upon discussing it with my wife, we decided to put a warranty on it. Checking out some of the cost of replacing things in the vehicle, I feel now that the extended warranty is very valuable. I looked at choices in terms of the coverage and convenience of coverage and I chose CARCHEX. The purchase was very easy - it only took one phone call. Their representatives helped me with their knowledge of what the program covers.

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    Verified purchase

    Reviewed June 6, 2016

    I'm a single mom and it's frustrating to have a car problem and not having anybody to back me up. You go to the mechanic and they just want to tear you in pieces. Something happened to every car I had when I was in California and it was crazy and frustrating. Since I bought my car in Texas, I've had no problems with it but I had to be realistic that machines break down. Do I really want to go through the same experience I had in California? Over there I had friends. Now in Texas, I'm all by myself so I need an insurance to have peace of mind in case something happens.

    I chose CARCHEX because of the very good reviews that they have. The representative I got was very helpful. He gave me very good information that helped me in making the decisions in getting my insurance. He explained to me all the different prices and what was going to be covered by each. He was very good at explaining everything and never pushed anything on me. Other people may try to sell the highest one, but he put everything on the table and I made the decision. I liked that whatever happens, he's going to attend to any questions I have which means I don't have to jump from one person to another. He gave me his name, extension number, and cellphone number.

    My car is not getting any younger. I felt good after I bought the insurance from CARCHEX. I love that they have a rental in case something happens and my car stays more than one day in the shop. I have a way to move around, which is another peace of mind that I have.

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    Verified purchase
    Customer Service

    Reviewed June 6, 2016

    The owner of the shop that I send my car to recommended that I get a warranty package for my car because it will be hitting 10 years soon and I'm just under 100,000 miles. They said that it would be best if I get the Carchex service. It's very comparable to some of the other guys out there, but what drew me to them was that my mechanic told me that they're good to work with. I also checked them out and seems that they are one of the better companies out there. Purchasing the plan from them was easy. I called them up then they came back with all the details and suggested the 24-month Titanium package for my car.

    Their rep sent me an email with all of the technical service bulletin indicating all the work that my car needs to be done by a mechanic and that I have to pay in order to get this plan. Then after I paid for it, he told me that I have to put 1000 miles and in one month before my service warranty kicks in. I travel a lot for work and it's gonna be around three months before I hit 1000 miles, so I'm at a point where I don't know if I wanna keep it and I'm paying $5000 for a warranty that I'm not gonna be able to use.

    We have been talking about this for about four months - going back and forth, but he could've easily told me about the waiting period during those months instead of just throwing it at me at the very tail end. So I'm left a little unsatisfied after I paid for it, but I would recommend them to a friend if they drive 1000 miles per month and factor in the waiting period.

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    Factual basis uncertain
    Verified purchase
    CoverageRefunds & Payouts

    Reviewed June 5, 2016

    I was checking Carchex out and they were more reasonable than any of the other extended coverage providers that I had found. It was pretty easy overall to purchase the policy from them. The rep was really nice, answered my questions, and didn't give me the runaround about the premium. He explained everything to me, exactly what was what, and it was good that he did because I wanted to know.

    However, they started out on a bad foot with me because when I took the policy out, they were supposed to not send the check through until June 3, but they sent it through on June 1 and overdrafted my bank account. It was a debit card, so this really upset me because my bank account was thrown in the negative when they deposited that check earlier than I had asked them to. When I called them on Friday, the guy told me that he was going to put in the mail for me a check for the overdraft charge, which was $69.39. But I have not yet received that check and I'm still waiting for it.

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    Verified purchase

    Reviewed June 5, 2016

    I bought a 2004 car in mint condition and wanted an extended warranty just to be safe on it. I looked online and saw that CARCHEX got good and bad remarks, but most of them were good that's why I picked them. The rep helped me a lot and told me about the $100 deductible that I have to pay on whatever needs done on the car. I was pleased with that. At least I don’t have to pay more money except the deductible. I’m really satisfied with CARCHEX. Hopefully, everything will be okay because I want to start using it on July 1st, when I get the car picked out, and see if I’m satisfied with the service. Hopefully, they won’t charge me more than $100.

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    Verified purchase

    Reviewed June 5, 2016

    We wanted to maintain the car in a good way so we decided to get an extended coverage from CARCHEX. The process of purchasing from them was easy and the representative I talked to was friendly. He helped me throughout the process and explained to me all the things in the warranty. I feel good that I got the protection plan for my car. It is really valuable and it helps me protect it for another long time.

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    Verified purchase

    Reviewed June 4, 2016

    I have a good experience with CARCHEX. A family member has service with them and I knew I wanted it. The sales rep was helpful and knowledgeable and gave me the plan that suits my needs. I didn't have any problems with her at all. It's valuable to have this protection plan because I never had one before except for the warranty that's with the manufacturer and when that expired, I didn’t extend it at all.

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    Verified purchase
    Coverage

    Reviewed June 4, 2016

    I like to have a mechanic guarantee in my vehicle because I'll never know when things will happen. Having a vehicle protection plan could save me money and I recommend CARCHEX. I renewed my expired factory warranty with them and they explained everything that the policy covers. They were friendly and they took care of my car right away. I don't want to again have a case where my factory guarantee expires, my car breaks down, and it was too much for me to fix. That's why when CARCHEX called me about my expired coverage, I immediately told them I'll renew it.

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    Verified purchase
    Customer ServiceCoverageTech

    Reviewed June 3, 2016

    I knew that I was buying a car that was out of the manufacturer’s warranty so I decided to get an extended warranty just in case. Carchex was recommended by the auto dealership that I’ll be taking my car to if I have a problem. They said that Carchex worked with them and they were the ones that the dealership felt most comfortable with. They were also very competitive price-wise and that did have a lot to do with the purchase. I wasn’t looking for a bottom basement price but I didn’t want to hit the ceiling either. All of those things came together with the old-school sales rep and that helped me make my decision ‘cause I talked to about 5 other respected places.

    I dealt with a gentleman who was very friendly and very informative. I had one question that he wasn’t quite sure about so told me what he thought it was. He checked, was correct and then he called right back. We were able to get it done within less than an hour. He was most helpful being knowledgeable, being able to know what was covered and getting to help me figure out the best policy for my needs. It was an easy and comfortable experience.

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    Verified purchase
    Price

    Reviewed June 3, 2016

    I find having a vehicle protection plan very valuable. CARCHEX's price was reasonable so I got my warranty from them. I haven’t had the need to use it yet, but I'd rather be safe than sorry.

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    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPrice

    Reviewed June 3, 2016

    My original warranty with the BMW dealer was up. They offered me for a new warranty but the price wasn't in my budget and I had to pay everything upfront. Then my daughter told me that CARCHEX was a good company and it has been getting good ratings online. So I signed up and went over everything with them. I was very grateful that they gave me the opportunity to do a monthly payment. They also go up to 1000 miles and I could get a loaner from them if my car needed repair. My car had just a little mileage when I bought it so I thought everything was fine. So when my warranty was up, I got an extended coverage to back me up if anything happens in the future.

    My experience with them was not bad, until a week ago when I had a problem with my car. The BMW dealer called them and then they called and told me that CARCHEX will cover my broken lights and my AC which had stopped working. I was assuming that I was covered since I've been paying all this time. Then they denied the claim saying that the vehicle's amount was less than what they had spent on it. However, that was not the agreement. I was not told about that. It's a BMW, I paid almost $40,000 for it, so I took CARCHEX to back my warranty up. I also read the plan coverage to them. It says the agreement expiration is on 12/18/2016 or agreement expiration mileage was 74,808. So why did they decide to not pay for the repairs?

    They quote something about their liability on another page that they found on a sample agreement. So, "respect to the total of all benefits" which I did not understand at the time, that was a part of it because I was not told. I told them that it should be with my plan and coverage information and not on another page. They specifically made clear the plan and coverage to me and I was of the opinion that that is what I was reading. Even though they scanned through the whole whatever document they have, I did not understand that and I was never told or sent any information pertaining to that. I've recommended more than 11 people to CARCHEX. I've recommended a lot of people because everything was good until I was dissatisfied because of their misleading. I'm now having second thoughts about recommending them to my friend, my daughter and everyone else.

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    Factual basis uncertain
    Verified purchase

    Reviewed June 2, 2016

    I had great experience. The associate was excellent and informative.

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    Verified purchase

    Reviewed June 2, 2016

    Mr. ** was very professional and answered all my concerns. I am pleased with the service and will recommend to my friends.

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    Verified purchase
    Punctuality & Speed

    Reviewed June 2, 2016

    I had CARCHEX before. I purchased it online so it was very quick and easy. Their protection specialist was very friendly and very helpful in explaining what they have. CARCHEX provided me with very good, easy, and friendly service.

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    Verified purchase
    Coverage

    Reviewed June 2, 2016

    My vehicle was an older model, so it was either I get a warranty for it or buy a new car. So I have been looking at a few coverage providers, but I got scammed a couple of times and I became weary of them. However, the gentleman that I talked to from CARCHEX was nice and told me where to go to check out everything. He gave me a thumbs up on my vehicles. He wasn't pushy unlike others that I had talked to and he was good. I just got my protection plan and I haven't had any problems with my car, but when something does happen to it I'm sure they'll be right on the spot.

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    Verified purchase
    Customer Service

    Reviewed June 1, 2016

    I spoke with Mike ** and he was excellent on the phone. He explained everything to me. He was so patient as I was looking for vehicle information. I can't enough about the customer service and knowledge he has.

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    Verified purchase

    Reviewed June 1, 2016

    Terrible. Difficult to cancel.

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    Factual basis uncertain
    Verified purchase
    Claims Handling

    Reviewed June 1, 2016

    I'm running out of warranties. In fact, CARCHEX warned me. I've dealt with them in the past. Purchasing the plan and filing a claim were both easy and simple. Vehicle protection plan is very valuable. It made me a bunch of money.

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    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed June 1, 2016

    I signed up with CARCHEX and I'm hoping that it's worth it since I really can't afford the $133.24 monthly fee but I'm gonna pay for it anyway. Their representative called me a couple of times. He told me that a new motor would cost about $5000 or $6000 and an AC would be as much. Furthermore, he said that the policy would cover bumper-to-bumper. He was trying to work with me and was trying to get me something lower. However if I'm gonna get something, might as well be a bumper-to-bumper coverage. I'm hoping the coverage would be as he said though. I'm supposed to have received a package in the mail but I still haven't gotten anything. Nevertheless, I haven't had issues with my truck as yet so thus far, I'm happy with CARCHEX. But they're gonna have to prove to me that they're gonna cover my truck bumper-to-bumper when something happens to it.

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    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 31, 2016

    I have a 2012 Mercedes R350 that had the fuel level sensor go bad. Warranty states I must use an authorized Mercedes mechanic for repairs. I took it to the service department @ the dealership in Birmingham, AL and Assurant Solutions, the Admin, will only cover the cost of a used part and then expects the dealership to warranty if it doesn't work or I have to pay the difference for the new part! The dealership is NOT going to put a used part on my car and warranty it. I paid $5400 with a $100 deductible for the Titanium package. I'm now expected to pay $500 for what the difference is between the used and new part. When I contacted both companies, they blame each other. Assurant states they are following the provisions of CARCHEX and CARCHEX transfers me back to Assurant, which keeps me on hold for 20-30 minutes. DO NOT PURCHASE A WARRANTY FROM THIS COMPANY!

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    Factual basis uncertain
    Verified purchase
    Coverage

    Reviewed May 31, 2016

    The representative was very persistent in me getting the coverage. In the long run, hopefully, it would be worth the price. I had doubts in the beginning about maintaining the service along with other expenses. This is a priority.

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    CARCHEX
    Response from CARCHEX

    Thank you you for sharing your concerns about your recent purchase of your Vehicle Protection Plan. I have shared your feedback with our Sales Management team to discuss with your representative.

    If you have any concerns or issues regarding your payments, please give our Customer Service Team a call at (877)227-2439 X 6002. We are available to help Monday - Friday from 9:00AM - 6:00PM ET.

    Thank you for trusting your vehicle protection needs with CARCHEX!

    Jason Nierwienski

    Customer SVC Manager

    Verified purchase

    Reviewed May 31, 2016

    Our experience with CARCHEX was great. I have a car and don't want the warranty to go and expire. The CARCHEX reps were good and helpful in breaking down the things that I needed to know. I'm very satisfied and pleased.

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    Verified purchase

    Reviewed May 31, 2016

    I need to take care of my automobile and make sure that I have coverage because it's going to expire soon. CARCHEX salesperson contacted me and he was very persistent. He called me frequently to see where I was in my willingness to purchase. And so, finally, when I had funds to do it, I decided to go ahead and do it. He assisted me and I didn’t feel I was pushed into a decision. It is very valuable but I haven’t had the privilege of utilizing it yet. So I like being able to purchase and purchasing was easy.

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    Verified purchase
    Customer Service

    Reviewed May 30, 2016

    I'm at 89,000 miles on my car and I know that I'm going to need an extended warranty. It's very important and I'm hoping that I don't need it, but it's better safe than sorry. Carchex was the only ones that called me back and I feel comfortable because I went through the BBB and did a background check. Their reviews are good. Their specialist, Stephanie, was very helpful and explained the whole packet from top to bottom. She was going to explain it to me although she feels mellowed out, but she wanted to discuss the different coverage they have. It was a good experience and I'm waiting on a packet to come in the mail now.

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    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 30, 2016

    My overall experience with CARCHEX and their overall customer service were great. Having a vehicle protection plan is very valuable. I ran into a couple of things since I’ve had the car and I feel at ease having my warranty. It’s like having car insurance as one never knows what’s gonna happen. My original warranty expired and I’m not good picking out stuff like warranties. Normally, the car dealership that I bought my car from does everything for me but they weren’t able to do it this time. So I went online and put in a quote for a cheap warranty and all different kinds of warranty companies popped up. I inquired and then they called back. There was a lot of people telling me that I could get bumper-to-bumper coverage but my car dealership was telling me that I couldn’t get bumper-to-bumper on it. The guy from CARCHEX was more polite, very honest and nice. He explained the warranty more to me, what it all covers, and that I had bumper-to-bumper coverage. He told me the truth and that I was correct about the warranty because I did some research before I even started so I would know what warranty I was getting.

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    Verified purchase

    Reviewed May 29, 2016

    I had CARCHEX with the same vehicle before then I lost my credit card. They weren’t taking the payment that I authorized because I lost my credit card number. I got a new one that’s why they couldn’t deduct it. And I’ve been so busy with work that they cancelled my membership so I said I’ll make a new one. They have been okay so far and they're the best one I could find lately that’s why I picked them.

    The process of reestablishing my account with them was a perfect process. The guy who helped me out was really good, everything was fine. I told him I wanted the same plan and I added a little bit more miles, so he told me it was gonna be $10 more a month. I understand as it’s probably my fault. I should’ve never lost my credit card and I’ll take the $10 loss ‘cause they have been doing well. Every time I had a problem on my car, all I had to do was pay that $100 deductible. It’s really valuable having a protection plan. One's screwed if he doesn’t have when he has a foreign car. I like CARCHEX, they're awesome.

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    Verified purchase

    Reviewed May 29, 2016

    Due to its age and mileage I checked on getting extended coverage for my vehicle. CARCHEX was rated high with the Better Business Bureau. Nick, the rep, went through what was covered and the difference in the packages. It was an easy process purchasing with them. They were very courteous and really helped me a lot.

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    Verified purchase
    Coverage

    Reviewed May 28, 2016

    I felt that the your Associate was very knowledgeable. He took the time to explain the coverage to me... And welcome all questions from me.

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    Verified purchase

    Reviewed May 28, 2016

    CARCHEX contacted me and said I can have a 30-day look into their policy as a kind of buyer's remorse period. However, I question whether it is really connected with Toyota, the validity of what I think I'm getting, and if I'm getting the best deal. The thing is that I don't really believe in vehicle protection. It's like life insurance for a car but like I told the representative, one doesn't really buy life insurance when one knows they are dying.

    But their representatives were very nice, informative and professional. They did everything they said they would do. When they first contacted me, I had a deadline - I needed to fly out and I couldn't even talk about it at that time. I was gone for a week but they contacted me after that, like they said. I'm waiting to see my hard copy of the policy so I can read it and see what they excluded. But I would definitely tell my friends to check CARCHEX out.

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    Verified purchase
    Coverage

    Reviewed May 28, 2016

    I bought a vehicle where I'm the second owner and I thought it wouldn't hurt to have an extended warranty. CARCHEX was the first one that called and I got a policy from them that took effect on the 3rd of this month. The man who got in touch with me knew his job and was very professional. It went very smoothly and I didn't have to repeat much of anything. It was very self-explanatory with the way he put it. He explained to me the different coverage they have like the Gold, Platinum, etc. Nevertheless, it seemed to me like most of the plans were about the same, so I decided on something that I could afford. I think the extended warranty is just as valuable as when you buy a vehicle that's new. Hopefully I'll never know how good the protection is, but it gives me peace of mind. I was very satisfied with CARCHEX.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed May 27, 2016

    I received a mail from CARCHEX and then I called them. They gave me a good plan so I thought that I should buy it. I have the CARCHEX premium. The overall process was easy and good all the way. Since it was my first time, I didn't understood it properly in the beginning because I don't know all the terms. However, the staff explained to me very well everything in detail, whatever I asked for regarding CARCHEX and what exactly they do. They were happy to work with me. It has been a good experience with them right from knowing about the plan and then buying it. I am happy with the overall process. Having a vehicle protection plan is very valuable. Every person who has a car should have a CARCHEX coverage. Having such kind of plan would definitely help them. But people should have proper knowledge of it also before buying because people don't have much in depth knowledge on all these things.

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    Verified purchase

    Reviewed May 26, 2016

    I will tell friends and family about you guys. Also I will tell to contact Eden at ext. ** because he did everything he could to get me discounts and was a very nice person to work with and talk to. He made sure he kept in touch with me until I was able to make my payment and I really thank him for being a kind person.

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    Verified purchase

    Reviewed May 26, 2016

    My agent was articulate, polite, knowledgeable and personable and I consider myself lucky that I will be working with him from now on.

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    Verified purchase
    Customer Service

    Reviewed May 26, 2016

    I was looking into getting an extended coverage on my vehicle and got different options. Then CARCHEX was referred to me by a couple of people that I know so I bought from them. Their purchasing process was easy. The sales representative was friendly and very truthful with the explanation of what’s included and what was not. He was being really honest on what they were offering. Everything that I did over the phone was very well explained and I’m happy with the person I spoke to.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed May 26, 2016

    I have a nice vehicle and thought I definitely needed an extended coverage on it because I had spent some out-of-pocket repairs. I've had other offers which were expensive and didn't cover much of what I expect. The gentleman from Carchex that I talked to made me feel more secure that I could have something for my vehicle that could meet my needs and expectations. I wasn't pressured and got an offer that suits my budget. It made me feel confident that my car could be more secure than I had before.

    I did the purchase by phone with my debit card and the experience was good. The response that I got from Carchex, their hospitality and the service that they had provided have been good. I was very satisfied with what I was offered. The policy serves me well and I highly recommend it. A warranty is a sense of security that a car owner can have. If something is to occur, it’s something that you can rely on or you can go to keep your vehicle more maintained for the future.

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    Verified purchase
    CoverageTech

    Reviewed May 25, 2016

    I was "high pressured" into getting a policy from the dealership, I did. Then came home and checked on others. This policy from CARCHEX gave me more coverage, more years, and was less money. Rodney, the sales rep, was professional, clear on the coverage, and a pleasure to talk with. I cancelled the dealership policy. Highly satisfied. Will recommend to my friends.

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    Verified purchase
    Customer Service

    Reviewed May 24, 2016

    The customer service representative David ** was very informative, polite and patient. He is the sole reason I purchased the insurance. There are plenty of companies, but he made me feel comfortable with this purchase.

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    Verified purchase
    Customer Service

    Reviewed May 23, 2016

    I received great service from this company and their staff. I would like to thank personally Ms. Hope ** for being so friendly and patient. She provided excellent customer service throughout the whole conversation and sale. I will definitely tell my friends and family about Carchex. Thank you guys so much for everything.

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    Verified purchase

    Reviewed May 20, 2016

    The salesman was very professional, no pressure to buy. Just helpful to get every question answered. I highly recommend CARCHEX for your extended warranty.

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    Verified purchase
    Customer ServiceClaims HandlingCoverage

    Reviewed May 13, 2016

    So, when I initially got this order, the guy told me it was too late to cancel because he had already processed the payment but, that I would be satisfied with the service. I waited two weeks before I actually got something in the mail. Upon reading reviews and going through the booklet they provide, I started asking them question since I didn't understand what was covered from what was not and they started getting upset with the question I asked. I had my father call and they again couldn't answer the questions. My friend was the one who recommended them. Went back to her since she was having car issues for her to say she canceled them since the third party claim person she went through kept denying her claim.

    SO when I called to cancel, they first were so busy that no one was able to handle my call personally, which is what the automated system says after you have been on hold for a too long. Called to the sales department which you get someone on the phone in less than 3 seconds, who says he has to transfer me to customer service where the cycle repeats of them not answering the phone. After numerous attempts you get someone on the phone, they make you jump through hoops to cancel and but you don't make them jump through hoops to receive a payment. I am still waiting to speak to someone and will probably end up closing my account for them not to charge it. Then that means I also won't be receiving the money they have charged so far back.

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    Factual basis uncertain
    Verified purchase
    Shauna increased rating by 3 stars.
    Customer ServiceClaims HandlingCoveragePrice
    After a positive interaction with CARCHEX, Shauna increased their star rating on May 2, 2016.

    Updated review: May 2, 2016

    Carchex has reached out and resolved the issues I had with my claim. As a consumer I would advise to try to follow the directions of the company as much as possible. In the case of Carchex, a third party approves or denies the claims and we (consumers) don't know that, unfortunately, until we run into an issue. I'm please that they did follow up with me directly and do value our business.

    Original Review: April 29, 2016

    Do not buy anything from this company and do not believe when they say you will only pay $100 deductible and have bumper to bumper coverage! Since I've bought my coverage two years ago, this company has barely covered any of the issues I had with my van. One claim was totally denied and the other was paid at less than half of the price it cost to repair. Do not believe when they say they will cover the cost at any facility. They will only cover based on "Nationally Recognized Labor Time Guide" of which they are not specific and will adjust the amount of your claim down to whatever they deem appropriate. So if you paid $500 for your repair, you will likely get a check for $199. The salesperson and any customer service rep will tell you exactly what you want to hear, but when it comes to filing a claim, you will not get your money's worth from this company.

    I challenge you to find a positive review from a real customer who actually filed a claim. DON'T DO IT! Stay far away. You're better off putting the same payment in an account for yourself and saving it for your car repairs because at the end of the day you will be paying double for your car issues. Basically you are paying Carchex a couple thousand dollars for nothing!

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    Factual basis uncertain
    Customer ServiceClaims HandlingCoverageTechSales & Marketing

    Reviewed April 28, 2016

    Company is unorganized. Made 3 attempts to talk to a supervisor. Never called back. Dealer contacted me to contact them concerning a payments that I made on time (mistake by company) then denied my claim which cause me to lose my job cause of their irresponsibilities. Claim was denied without proper reason. The company is completely a scam. Do not consider them for protection. They will try anything to not cover your vehicle. Recently contacted a lawyer and I'm pursuing with a lawsuit. Completely horrible company.

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    Factual basis uncertain
    TechPricePunctuality & Speed

    Reviewed April 26, 2016

    Be very careful when you purchase an extended warranty. I purchase one from Carchex. My Dodge Ram pick up (diesel) had to be towed. I had it sent to the Dodge dealer. It was only after I started the process that I understood the fine print. Be aware that the repair labor rate Carchex is will to pay could be significantly less than a typical dealer will charge. The dealer I took it to charges $125/hr, Carchex would only pay $100/hr. My repair took quite a few hours so the $ add up quickly.

    Typically dealer mark up any material they install on your vehicle. Carchex would not pay the dealer price and chose to send the part to the dealer (turbo charger and other material). Of course the dealer will charge you a fee to handle the material receipt/handling. The net effect was that it took 30 days to get my truck fixed. The dealer will not warranty the repair as they didn't provide the material. The warranty did save me some money, but was extremely frustrating. Not sure it was worth it.

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    Claims Handling

    Reviewed April 20, 2016

    My experience was terrible. Like most people buy a warranty cause you like your car and figure cheaper than buying a new car but then I had transmission trouble. Carchex and American Auto Shield had my lic. auto repair shop take complete transmission apart, did several test, filming and photos only to turn my claim down. Now I have a SUV sitting at a shop with the transmission completely taken apart. I did drive it there but now it's pay for everything myself or have my SUV towed to junkyard.

    Would not recommend them to my worst enemy. Did pay me back the 4 months I paid but deduct the $250.00 I had to pay to take apart to prove transmission was blown cannot do much with balance. Will never buy another. I was told they wanted to see computerized work orders from auto shop that performed maintenance. Not all shops are on computer systems. I am a realtor and for 22 yrs gave clients home warranties and never had the problems I have had with auto warranty from Carchex.

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    Customer ServiceCoverage

    Reviewed April 8, 2016

    I get a extended warranty with Carchex and when my car broke they want to paid for parts from a self service junkyard. I file all complaints with the BBB. Don't believe them about you only paid $100 deductible is a lie. Then they will said "We don't cover all." And they will hang the phone on you. You will end up paid for extended warranty and the repair.

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    CoveragePrice

    Reviewed March 20, 2016

    Having extended coverage is convenient and cheaper than buying a new car. So when I got the paper in the mail from CARCHEX, I decided to get it. I haven't tried anything yet but I pay for it in case I need it in the future.

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    Claims HandlingCoverageTechPrice

    Reviewed March 18, 2016

    I did some consumer checking on Carchex and I just decided to give them a shot at it. I’ve done two or three of these extended warranty before and they’ve all worked out fairly well. They aren’t giving away parts and they wanted to fight for claims which is disturbing. We should be able to just say “Well, I got a radiator leak. We need to have it fixed.” And that’s what we paid for. And not go through the hoop-jumping of, “We’d have to have it inspected and we have to do this, we have to do that.” I always take it to the dealership and have my car serviced. If the dealer says we need a radiator, we need a radiator. We don’t need to have a discussion about whether we need a radiator. But other than that, Carchex is pretty standard. I haven’t had any claims yet with them so we’ll see what happens.

    Purchasing the coverage wasn’t difficult and complicated. The rep was positive and thoroughly assisted me. I asked him to send me a copy of the policy so I can review it and make sure it has the benefits that I want, and that's what he did that. I went online and got the details on the policy that I was purchasing. The price was within $5 of everybody else’s and that would be acceptable. We’re planning on keeping the vehicle for a few more years. I don’t own vehicles today that aren’t under warranty as they’re too expensive to maintain.

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    Coverage

    Reviewed March 16, 2016

    Having an extended coverage for my vehicle is a smart thing to do so I got one from CARCHEX. They sent me information about what I had to pay and what my deductible was going to be. Their protection specialist told me what was covered and thoroughly assisted me. I would recommend them.

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    Coverage

    Reviewed March 14, 2016

    I bought my vehicle a couple of years ago. The warranty period had run out, so I started shopping around and comparing to find something that would make me feel comfortable with having a little bit of additional coverage. I found Carchex online and got a hold of them. It was a very honest guy that sold the warranty to me. He worked very hard for a program that suited my needs for the money I wanted to pay. I was very satisfied with my experience with him. I feel much better having the coverage in case there is an issue.

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    Price

    Reviewed March 12, 2016

    I thought it would be a good protection down the road to get an extended coverage for my vehicle so I got one from CARCHEX. At first, it was a little confusing because they have different price ranges and choices on what's included and not, but their protection specialist told me the details. It was a lot of information to process, but he explained my benefits and the process of filing a claim. I'm still a bit lost so I'll just have to see once something's wrong with my car and I have to get it fixed.

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    Coverage

    Reviewed March 8, 2016

    We’d like to keep coverage on our cars in case something goes wrong. We always keep them up-to-date on maintenance because things always go wrong. I don’t like driving a car without a protection plan so having a plan is very valuable and high on our list. And since the regular coverage of our car had run out, my husband looked around and CARCHEX offered the best things. He didn't have any trouble purchasing it and it must have been very easy because I heard no screaming from his room.

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    Customer ServicePrice

    Reviewed Feb. 25, 2016

    On January 11, 2016, I spoke with a representative and he led me to believe that this was a one time charge of $166.33. I asked him twice and he said "yes" it was a one-time charge. I received the paperwork a month later, but reviewing my checking account the charge appeared again. It's a monthly charge. I called them and another representative claimed to hear the recording in which he did not play it back to me. I would never have agreed to this charge. It was too good to be true. I left several messages and no one has returned my call. I had to close my account because of this. Just awful and disgusting way to deceive people's hard earned money. Very disgusted.

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    Factual basis uncertain

    Reviewed Feb. 24, 2016

    Carchex is the worst aftermarket warranty. Don't even buy it. Them don't fix nothing. The worst.

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    Reviewed Feb. 18, 2016

    Bill ** was very helpful in the search for the correct and best plan for my vehicle. I researched several extended warranty companies and was more comfortable with the way Bill made me feel as a customer. I highly recommend Bill and Carchex at this point.

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    Customer ServiceClaims Handling

    Reviewed Feb. 13, 2016

    I noticed a lot of good reviews. Initially I was rather impressed, however upon further scrutiny I found something rather interesting. Most of them have very similar content. This looks a bit suspect to me for the following reasons: A real customer does not use the terms "protection plan" and "protection specialist". There are numerous reviews that use one or both of these terms in some shape or form. A normal customer would refer to it in layman's terms as an "extended warranty" (even though technically they are not selling a warranty per say). A normal customer would not call it a "protection plan" since that's industry/insider jargon. The majority of real customers likely don't know that the term "protection plan" exists.

    Secondly, a normal customer would likely use the term "customer service rep", or "sales agent", or "sales rep". Why do the majority of these reviews refer to the sales rep as a "protection specialist"? I've never heard of a "protection specialist" until now, as the term "protection specialist" seems to be Carchex corporate or industry lingo for sales rep. How do all these reviewers know to use that term? This tells me to take these reviews with a big grain of salt.

    On to my own review... I did purchase their 5yr/60k Titanium plan. After shopping around I did find this to be the best exclusionary ext-warranty (aka protection plan) for my car, at least on paper. My sales rep (aka protection specialist) was courteous and helpful. However, I can't really rate a product that I have yet to use. If and when I need to file a claim, the big test of how good Carchex is will come when they actually put their money where their mouth is and pay a claim. Or will they give me the runaround and find some way to deny it? That remains to be seen, so I'll come back and update my review once I actually experience their service.

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    Factual basis uncertain

    Reviewed Feb. 10, 2016

    I purchased the CARCHEX Premium Level Plan for my late model used car. While the CARCHEX people were cordial, the warranty was handed off to a second company called Royal Administration. The people at Royal were insufferable and as bad as it gets. BEWARE of the two pages of exclusionary provisions you will not know about till after you purchase the plan. The exclusionary provisions make it able for Royal (CARCHEX) to deny most ANY repair you will run into. At this point the warranty is not worth the paper it is written on.

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    Verified purchase

    Reviewed Feb. 10, 2016

    Owen and Wendy were wonderful! From start to finish, had a fabulous experience with Carchex!

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    Customer ServicePrice

    Reviewed Feb. 6, 2016

    We received really great service and are satisfied with the customer service as well as the price.

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    TechPrice

    Reviewed Feb. 6, 2016

    The dealer was very understanding to what we said and tried hard to keep with our price and desires. We're satisfied with the service and the car.

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    CARCHEX Company Information

    Social media:
    Company Name:
    CARCHEX
    Company Type:
    Private
    Year Founded:
    1999
    Address:
    118 Shawan Road, Suite 210
    City:
    Baltimore
    State/Province:
    MD
    Postal Code:
    21030
    Country:
    United States
    Website:
    www.carchex.com

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