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CARCHEX Reviews

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Edited by: Liz Bingler
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Fact-checked by: Becca Blanco

About CARCHEX

Founded in 1999, CARCHEX sells extended auto warranties and related vehicle protection products, though it partners with third-party providers rather than offering its own plans. These vehicle service contracts cover repairs due to mechanical failures or malfunctions, but not collisions. Coverage is available in all 50 states, and CARCHEX accepts vehicles with up to 250,000 miles. Plans also come with additional benefits like roadside assistance, rental car reimbursement and trip interruption coverage.

Visit www.carchex.com
Pros
  • Available nationwide
  • Plans are transferable
  • Accepts high-mileage vehicles
  • Benefits like roadside assistance and trip interruption coverage
  • Mobile app
Cons
  • Not a direct plan provider
  • Some contracts aren't renewable

CARCHEX Reviews

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    Page 3 Reviews 75 - 225
    Verified purchase
    CoveragePriceStaffRates

    Reviewed July 17, 2026

    I got an extended warranty from CARCHEX for a 2013 Hyundai Sonata. It's way out of warranty, and it's got 94,000 miles. So, I wanted to make sure if something happened, I could hopefully get something covered. The sign-up experience was pretty easy. Their rep explained everything. The price is good.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for choosing CARCHEX! It's great to hear that our easy sign-up process and helpful representative made your experience a positive one. We're excited to offer protection and peace of mind for your Hyundai Sonata. If you have any questions or need assistance in the future, feel free to reach out. We’re here to help!

    Verified purchase
    Customer ServiceCoverageSales & MarketingPriceRates

    Reviewed July 17, 2026

    I wanted additional coverage for my vehicle, and I Googled it, and Carchex came up along with a few other companies. I liked the price point of Carchex, so I called them. They asked me what exactly I was looking for. They offered me a quote. I said I had to take some time to think about it. They offered a cheaper rate, and they let me know that I could cancel at any time.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Amanda, it's wonderful to hear you found a plan that fits both your needs and your budget. Thank you for choosing CARCHEX to help protect your vehicle! If any questions come up along the way, we're just a phone call away.

    Verified purchase
    Customer ServiceCoveragePriceStaffRates

    Reviewed July 17, 2026

    When I called Carchex, it was the lower price compared to others and still provided the coverage I needed. The rep I worked with did a good job. She knew all that like the back of her hand. It was conversational, but she knew all those numbers. I like their coverage for the price. And it was a good price, and it covered me for 60,000 miles, and so many years. I also like not having to worry about some major repair or if something comes up. It's covered, ‘cause it's pretty comprehensive. I like their reputation too, ‘cause some other companies have something with the Better Business Bureau.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for choosing CARCHEX, Anthony! We’re glad to hear that our pricing and coverage meet your needs and that our representative was able to assist you with their knowledge. It’s wonderful to know that you’re experiencing the peace of mind that comes with our comprehensive coverage. If you have any questions or need assistance in the future, we’re here to help.

    Verified purchase
    StaffRates

    Reviewed July 16, 2026

    I got my package from CARCHEX and it looks great. So far, so good. My son bought a car, and we were recommended to use an aftermarket warranty. He was like, “Dad, you should use the same thing for your truck because it's out of warranty.” I know my engine has potential problems, so I said, “Okay, if this is a new engine, let me just do that since the factory warranty has expired.” My research showed that CARCHEX is very good. My son thought the rates were good, and he thought the system works great. The sign-up process was exceptional. It was very easy. The personnel I talked with was very kind. She was very professional. The thing that's important to me is that the journey is smooth and easy.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Albert, it sounds like you took the time to find the coverage that was right for you, and we're honored you chose CARCHEX! We appreciate your kind words, and if you ever need anything, just let us know.

    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed July 16, 2026

    I had used CARCHEX in the past, but I'm glad I didn't buy it the first time I called because when I called back the second time, it was a lot less. The representative who helped me get signed up was great. He explained everything and got me going. He was extra helpful, found some coupons, gave me some discounts, and I was happy with it. My plan is month-to-month. Anybody considering CARCHEX should call at the end of the month because that's when I got a much better deal. I was going to pay almost $160, but when I called back at the end of the month, the representative had some deals. I appreciated that. He was cool, thanked me for my service as a veteran, and was good.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    What a great review! It's wonderful to hear our representative took the time to find a plan that worked for you and made the process such a positive one. Thank you for choosing CARCHEX, and we appreciate your trust. If you ever need anything in the future, we're just a phone call away.

    Verified purchase
    Customer ServiceCoverageTechStaff

    Reviewed July 16, 2026

    CARCHEX was referred by one of the mechanics who worked on my car. I also went with them because of the vehicle I had. I wanted to ensure they knew what they were doing. In terms of CARCHEX's customer service, they did great. Their reps were very helpful and informative.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Tina, there's nothing better than knowing you felt confident in your decision. Thank you for trusting CARCHEX to help protect your vehicle. If you ever need anything along the way, we're just a phone call away.

    Verified purchase
    Customer ServiceTechPriceStaff

    Reviewed July 15, 2026

    Knowing that my car is older, I decided to get a service contract. Be it next week, next month, or next year, $1,000 is not that much to pay versus what might go wrong. CARCHEX was one of the few ones that take 2003 cars, so I went with them. I got the basic plan, but it will keep my car running, which is good. The rep who helped me sign up kept me on hold for 15 minutes and said it'd be a while, then he came back. He was shocked I was still there, but he did come back. I got a handbook from them and it was good that they have some sort of legitimacy. So far, my experience with them has been pleasant. I recently found out that they charged me twice for the same month, but they said they'll have it fixed out sometime this week.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Terrence, we're glad you found the coverage you were looking for for your vehicle. We also appreciate you sharing your feedback about the enrollment experience and the billing issue, and we're happy to hear it's being addressed. We hope everything continues to go smoothly, and if any questions come up, we're always glad to help.

    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed July 15, 2026

    I’ve been happy with CARCHEX. Due to the cost of repairs, I decided to purchase an extended warranty from them and everything seemed to be pretty straightforward when I signed up. So far, they seem to be professional. I've been with them for about three years, I've used them for a few claims, and everything had been pretty good. Also, I haven't had an issue with their customer service and the way they do business. They seemed to pay their claims quickly and they paid some good claims for me. Plus, the pricing is pretty fair for what you get from them compared to some other companies I tried. They are the best I've dealt with.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Dwight, there's nothing better than earning the trust of a longtime customer! Knowing we've been there for you through multiple claims means a great deal to us. Thank you for choosing CARCHEX, and we look forward to being there whenever you need us.

    Verified purchase
    CoveragePriceRefunds & PayoutsRates

    Reviewed July 15, 2026

    Enrolling with CARCHEX was fine. I liked their reviews and the pricing. The price is a little high compared to coverage I've done in the past. I haven't had it too long to know if it's good or not, but I like the peace of mind of not having to come out of pocket for potential repairs.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Joseph, having coverage in place before you need it can bring real peace of mind. Thank you for choosing CARCHEX! When the time comes, we'll be here to help every step of the way.

    Verified purchase
    CoverageTechSales & MarketingPriceRates

    Reviewed July 14, 2026

    I researched on the web the various different reviews of the providers, and CARCHEX seemed to have the best combination of the features that I wanted and price. The sign-up process was a little dodgy. I kept asking questions and saying I needed time to think, and they kept trying to pressure me, and the price kept coming down. So, while I got a good deal, it would have been a little more to my liking to have just been given what the good price was rather than it seemingly them fishing for suckers.

    The pricing was competitive once they stopped trying to entice me with higher prices. The coverage I got covers all the powertrain and the electronics, which are the main thing that I want covered for the seven years. I got the coverage for my wife's car, and she wants the peace of mind knowing that it's going to be around for a long time because she loves it, and I don't have to sweat any of the really big things that could go wrong with it. Also, with the issues around the emissions that these cars have, it's peace of mind. If I end up needing it, then I'll have it.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    David, it's important to find the right coverage, and we’re glad you found a plan that meets your needs. We also appreciate your honest feedback regarding the sign-up process, as we are always working to improve the customer service experience. When the time comes, we will be here to assist you every step of the way.

    Verified purchase

    Reviewed July 14, 2026

    I just started with Carchex and my sign-up experience was fine. Everything seems good.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Lisa, thank you for sharing your initial experience with CARCHEX. We're glad to hear the sign-up process went smoothly. If you have any questions or need assistance as you continue with your coverage, please feel free to reach out to us. We're here to help and appreciate having you as part of the CARCHEX family!

    Verified purchase
    TechPricePunctuality & SpeedStaffRates

    Reviewed July 14, 2026

    When my warranty ran out, it was too hard to reinstate it. Also, the price doubled. My brother-in-law, he's a finance officer at a car dealer, said that CARCHEX would be better than the dealer. The sign up process with CARCHEX was quick, and they had to put down a deposit, and that was it. It was okay.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for your feedback, Ralph. We're glad you chose CARCHEX and that getting your coverage in place was a quick and easy process! If you ever have any questions about your coverage, don't hesitate to give us a call.

    Verified purchase
    Customer ServiceCoverage

    Reviewed July 13, 2026

    I have a 10-year-old Cadillac with 123,000 miles on it. And the warranty that I originally had expired on it. I was looking online to see if I could continue the warranty, so I called a couple of companies up. AutoCheck was one of them. CarShield was another one. Zurich was another one. And Carchex was the best thing for the buck and the most amount of coverage. They were also straightforward. I was online when I was talking with them. When they would tell me a certain package, I was able to look up that warranty coverage package online.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience, Rick! We're delighted that CARCHEX provided you with comprehensive coverage at a great value. It's wonderful to hear that our online transparency and straightforward approach met your expectations. If you ever have any questions or need assistance, we're here to help. We look forward to providing continued support for you and your Cadillac.

    Verified purchase
    Customer ServicePriceStaffBillingRates

    Reviewed July 13, 2026

    CARCHEX gave me a better rate than CarShield and CarShield screwed me over. Because they set it up, and they never pulled payment, and they were, "You no longer qualify for the platinum warranty and it's going to be $185 a month." I was, "No, it's not. Goodbye." I called CARCHEX and they were, "Oh, no, we'll do whatever. It's 130 or something." It was a lot better of a deal and the lady was super comfortable. She was nice and she helped out a lot. So I was, "All right. Fine." Signing up was simple and smooth. It was just, "Here's what we can give you. Here's how much it costs. What's your card number and how are you paying?"

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    We're thrilled you chose CARCHEX! It's great to hear the process was simple and that our team helped you find a plan that worked for you. Thank you for putting your trust in us. If you ever have any questions about your coverage, don't hesitate to give us a call.

    Verified purchase
    Coverage

    Reviewed July 13, 2026

    An extended warranty might be a good thing to have, and I decided to get one because you never know when something could happen. I haven’t needed to use the coverage yet. I’m still within the first 30 days, and I’m still not certain that I’m going to keep Carchex.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for sharing your thoughts with us, William. We appreciate you giving CARCHEX the opportunity to earn your trust. If you have any questions about your coverage while you're getting to know your plan, don't hesitate to give us a call.

    Verified purchase
    CoverageStaff

    Reviewed July 12, 2026

    My vehicle was getting older. I looked up CARCHEX online and since I was looking for something that would cover all the extras, and they offered that to me, I went with them. My experience with their rep was normal. Nothing outstanding. I have not utilized the warranty in any way yet but so far, I give them 5 stars.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for the 5-star review, Joseph! It's great to know you found the coverage you were looking for. When the time comes, we'll be here to help every step of the way.

    Verified purchase
    CoveragePricePunctuality & Speed

    Reviewed July 12, 2026

    I bought a van and was advised to get a warranty on it because of the mileage. Fords are common to have problems on transmissions and engines, and that's an expense I wanna avoid. I asked AI what's a good company to go with and it said Carchex has the best customer reviews. The sign-up process was easy enough and quick. I did the math, and it was well worth it. I got about 50,000 miles worth of coverage, and Carchex gave me over five years.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Welcome to the CARCHEX family, Manuel! We're excited you found the coverage that fit your needs and that getting started was a smooth experience. If you ever have any questions along the way, just let us know.

    Verified purchase
    CoverageTechStaff

    Reviewed July 11, 2026

    The rep was very polite. He was consistent. He gave me options based on what I already had, because I wanted to compare apples to apples and not apples to oranges. Everything that's in there with these companies, like CARCHEX and Endurance, has so much fine print that you don't know everything that's covered and what's not covered. It's in the policy or the contract, but it is just so fine print tuned in areas that you know this is covered on page 7, but it relates to something that's on page 12. So, I'm hoping I got what I needed and I can move on. But the rep did a really good job during the sign up. Everything went well. He explained it to the best of his ability.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Charlene, it's wonderful to know our representative took the time to help you compare your options and make an informed decision. We appreciate you placing your trust in CARCHEX. If you ever have questions about your coverage, we're always happy to help.

    Verified purchase
    Customer ServiceTechSales & MarketingStaff

    Reviewed July 11, 2026

    I talked to my mechanic about a car warranty program and he told me they’re all scams except for a few. He had worked with Carchex and had a positive experience. He said they’re reputable. He gave three different companies to look at and I called Carchex a couple of months ago and went with them. It was easy, and it was great dealing with the rep. They said there’s a 90-day period before it goes into full effect. But the car is fine, so I wasn't concerned about that.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Welcome to the CARCHEX family, Bob! It means a lot to know the recommendation from your mechanic gave you the confidence to choose us, and we're glad getting started was such a positive experience. If you ever have any questions, we're always happy to help.

    Verified purchase
    Refunds & PayoutsStaff

    Reviewed July 11, 2026

    I would recommend CARCHEX if you want an extended warranty. I had a lot of questions because I was exploring. Their rep explained in detail and gave me scenario-based things. She was good and informative. CARCHEX provided a monthly plan option instead of paying all at once. And you're investing way before. If something happens and I have to pay 10k out of my pocket all of a sudden, just to be on the safer side, to not fall into the bucket and have this extra guarantee to start paying even from before so that CARCHEX company can help pay for the cars.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    What a wonderful recommendation, Vamshi! Knowing you felt informed and confident in your decision is exactly what we'd like every customer to experience. Thank you for choosing CARCHEX. If you ever need anything along the way, don't hesitate to give us a call.

    Verified purchase
    Customer ServiceClaims HandlingSales & MarketingOnline & App

    Reviewed July 10, 2026

    I renewed CARCHEX several times. I initially saw them on a commercial, on an ad on my phone. I checked into it, and I've been very satisfied since I had them. I’ve had them for longer than three years. Everything has been good. I had no problems with them. I haven’t had any problems with their claim process. I have recommended CARCHEX to friends and they’ve purchased.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Gerald, there's nothing better than earning the trust of a longtime customer. Thank you for continuing to choose CARCHEX and for recommending us to your friends! Your support truly means a lot to us. If you ever need anything, we're just a phone call away.

    Verified purchase
    Coverage

    Reviewed July 10, 2026

    It has been a month since I've had CARCHEX. I was worried about having problems with the transmission down the road. I have a certified used thing on the car, but it doesn't control any of the electronics within the transmission, and the transmission control module. CARCHEX was one of the few people in Massachusetts that covered. The car has 43,000 miles on it, so I wanted to keep it.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Philip, it's wonderful to hear that you found the coverage you needed, and we are glad we could provide it for you! We hope your protection plan gives you added confidence every time you drive. We’re just a call away if you need anything down the road.

    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed July 10, 2026

    I bought my truck from Carvana and it had a warranty that lasts up to 4,000 miles, and it's got 100,000 miles on it. I wanted to make sure that if anything major happened to my truck, it was covered. I was looking on the internet for an extended warranty, and CARCHEX was one of the first companies that came up. I looked around, and when I called, CARCHEX had the best to offer. The rep that I talked to was very clear and very easy to work with. There was no confusion. It was a good experience. He was very nice and cordial. Everything's been fine.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Michelle, there's nothing better than knowing you found the coverage that gave you confidence! We're glad our representative made the process easy to understand and helped you get the protection you were looking for. If you ever need anything along the way, just let us know.

    Verified purchase
    TechStaff

    Reviewed July 9, 2026

    A family member who has Carchex recommended them for our used vehicle. We signed up and our experience was pleasant and smooth. The reps were good. I have received the contract and it's exactly what was described, that it was going to come in the mail.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Luis, knowing you came to us through a family recommendation means a lot. We're so glad that getting started was a smooth experience and everything arrived just as expected. If there's anything we can help with, just let us know.

    Verified purchase
    Customer ServiceClaims HandlingCoveragePriceRates

    Reviewed July 9, 2026

    CARCHEX was the only one that would put a warranty on a 2002 Ford F-150. Everybody else said it was too old. I got powertrain coverage. They can only do the motor and transmission on the Ford. I do have one on my Jeep as well. So far, they seem good. For my truck, I could file a claim after three months and 200 miles, and then on my Jeep, it was 40 days and 250 miles. I hardly ever drive them anyway. They both sit most of the time. As far as their price, it was reasonable. Customer service is good, too.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Charlie, it means a lot to know you chose CARCHEX to help protect both of your vehicles. We're glad you've had a positive experience with our team and found the coverage to be a good fit. If you ever have any questions, feel free to reach out.

    Verified purchase
    CoveragePriceStaff

    Reviewed July 8, 2026

    Getting everything set up with CARCHEX was, overall, good. The person that I worked with was very helpful. He tried to meet my needs. Finally, when he met my needs, he convinced me. So, we signed up. I got the coverage next to the Platinum. I didn't get the highest one, but the deal that they gave me did make sense. I'm happy with what I got. I haven't had a chance to do a claim yet, but I think it's worth it for what I'm paying. I'm paying 69.99 per month. When I use it, it would be a deductible for a $1,000. After three months, then it'll be a $500 deductible.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Elvis, it's great to know you found a plan that fits both your needs and your budget. We appreciate you choosing CARCHEX and are glad you feel good about your decision. If you ever have any questions about your coverage, just let us know.

    Verified purchase
    CoverageTechSales & MarketingRefunds & PayoutsMaintenanceFollow-Through

    Reviewed July 8, 2026

    My factory warranty expired and I got 70,000 miles on my car, so I wanted to make sure, if I have some issues, I have something that's gonna cover it. I read about Carchex and tried them out to see if they're gonna do what they say they're gonna do as far as fixing my vehicle without any issue. Signup was smooth. The guy that sold it to me is a salesman and he answered my basic questions. I just got the warranty and it's new, but one thing I don't like about Carchex is that I gotta get 1,000 miles before I even use it if I need it.

    I'm concerned because I don't drive a lot. I live in Florida and I know a lot of people have a lot of problems with the air conditioning. If something happens with my AC, and I haven't met the 1,000-mile marker yet, then what are they gonna do? I'm paying every month over 100 something dollars. So, I'm gonna see how that turns out if I need to use the warranty. The salesman was a good guy and we had a good conversation, but he can't make any real decisions on what they're gonna cover and not cover. He can only go by what they say they're gonna do. Talking to him was just talking to somebody that’s trying to get commission off of getting my sale. He couldn't do much as far as giving me the confidence that everything's gonna work out if I need them.

    I had Carshield and Endurance before. Endurance was good, but they all offer the same thing. When it comes to paying for something, I'm not sure how that's gonna go yet. A lot of the places that I dealt with before said they would cover the air conditioner unit, but when I took my car in to get it fixed and it came to paying, they didn't cover it because something else was broken or wasn't functioning properly, and it wasn't exactly on the item list that they said they fixed. I have the contract with Carchex online and I'm wary of the fine print. However, I can't say that about Carchex yet because I haven't interacted with the company yet as far as a claim, so I'm still looking to see how that goes. With the other two companies though, I had issues like that. So, I'm hoping that Carchex isn't gonna do the same thing.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Andre, we appreciate you taking the time to share such detailed feedback. We understand wanting to feel confident about your coverage, especially when you've had mixed experiences with other companies in the past. If you have any questions about your contract or would like to go over your coverage, please don't hesitate to reach out.

    Verified purchase
    Customer ServiceCoverageTechSales & MarketingPriceStaffRates

    Reviewed July 7, 2026

    I looked up the top three insurance companies, and when I called Carchex, I talked to a really sweet lady. I had been in contact with Assurance, and the rep was fine upfront, but he kept calling. I told him my mom had just passed away and I couldn't have him pressuring me. Then I thought I was just gonna go with Carchex ‘cause the other lady was nice. She was amazing. She was very kind and supportive, and there was no pressure, which is what I liked from her. She told me I could use the warranty after 4,000 miles or four months, and that was fine because we had an extended warranty with the dealership. The price was also reasonable from what I looked around.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Robin, knowing our representative made you feel supported during such a difficult time means a great deal to us. We're grateful you chose CARCHEX, and we're glad the experience gave you the confidence to move forward. If you ever have any questions, we're always happy to help.

    Verified purchase
    CoveragePricePunctuality & SpeedRates

    Reviewed July 7, 2026

    CARCHEX worked pretty fast in setting up everything. They did everything pretty smoothly. The price is not bad. I like my coverage.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Thank you for your positive feedback, Obryan! We're delighted to hear that setting up coverage with CARCHEX and everything else ran smoothly for you. It's great to know you're satisfied with the price and the coverage we offer. If you have any questions in the future, we're here to help.

    Verified purchase
    CoverageSales & MarketingPriceMaintenanceStaffRatesHonesty & Transparency

    Reviewed July 6, 2026

    I have a younger vehicle with a lot of miles on it, and it's very expensive to fix. So, it was time to get coverage. I did a little shopping around, and spoke to a couple of other companies. The reviews were also a big part of it, including the terms for reimbursement, if ever needed. I had a very wonderful time speaking to the CARCHEX rep. He was very clear on it. He said, "I'm just going to give you the best price we can give you right now. And why don't you tell me what you think the best price will be based on yours? And if we can meet it, then we'll meet it. And if we can beat it, I'm going to beat it for you.” It wasn't like, “Oh, we beat it by 50 cents, so go ahead.” So, the feel of honesty and the no bullshit , let's-get-this-done type of mentality really helped me out. The person I spoke to was great. So, they definitely did their job, even to the point where I actually got a quote for a second car.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Scott, we absolutely loved reading this! Knowing our representative made the process feel honest, straightforward, and easy to navigate is exactly the kind of experience we hope every customer has. If you ever want to go over your coverage or have any questions, we're just a phone call away.

    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed July 6, 2026

    I searched online for the competition for Endurance or CarShield. I found CARCHEX, and I was able to dive into the positive reviews. Even AI had a positive review about CARCHEX. The consumer opinions were the driver for me to say CARCHEX is the best option right now. I will definitely recommend CARCHEX. The first thing is the first impression. The connection with the customer service was very pleasant. Instead of speaking to someone about car sales or product sales, it was more of a conversation about the benefits, and the security, and the freedom that I have by having CARCHEX. So, I am happy. Nothing was pushy. Everything was just compare and contrast, and everyone let me decide. The professionalism has been great. One thing that I would like to change is that I have not heard from CARCHEX, not online, not on TV, and not on radio, and not on paper.

    Thanks for your vote!
    CARCHEX
    Response from CARCHEX

    Wow, this was such a pleasure to read! It means so much to know you chose CARCHEX after doing your research and that our team made you feel informed instead of pressured. We also appreciate your thoughtful suggestion about staying more connected with our customers. Thank you for taking the time to leave a review!

    Verified purchase
    Customer ServiceCoverageSales & MarketingPriceStaffBilling

    Reviewed July 5, 2026

    I searched online, and I saw some reason to pick CARCHEX over the others. Their representative called me. It seems that he was pretty persistent and called me a few times. In a sales way, he was not rude, but he was aggressive to close the sale. Other than that, I was told it was $10,000 worth of repairs every month that I renew on cars. That would cover a whole lot of things. As far as payments, I like the monthly instead of a big lump sum in the beginning.

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    Response from CARCHEX

    Albert, it's great to know you took the time to compare your options and found a plan that worked for you. We appreciate you sharing your honest feedback about your sales experience, as comments like yours help us continue to improve. If you ever have any questions about your coverage, please don't hesitate to reach out.

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    Customer ServiceCoverageStaffBilling

    Reviewed July 5, 2026

    The first person who attended to my call was a pleasure to work with and gave me the information I needed. But I'm not sure if I'll continue with Carchex. I've been calling every day to find out how it’s going to work with my car. The rep told me that they would send the information about the policy in Spanish but I received it in English. I need to read it in Spanish. They also told me that I have 60 days to review and that if I agree, that’s okay. If I don't, I can call and make the final request.

    Right now, I'm paying almost $200 a month, and I asked what would happen if I had trouble making a payment. The rep told me not to worry and gave me an extra 15 days to pay because I don't have a job right now. I called Carchex a couple of weeks ago, and they gave me the same information that the first guy who sold me the warranty had given me. Another company has offered me about $125 a month, while I'm paying almost $200 with Carchex.

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    CARCHEX
    Response from CARCHEX

    Denny, thank you for taking the time to share such thoughtful feedback. We're glad our team was able to answer your questions, and we appreciate you letting us know about your concerns regarding your contract language and the cost of your coverage. We'd like the opportunity to go over your policy with you and discuss any available options. Please give our Customer Service team a call at 1-800-442-1432. We're here to help you make the most informed decision for your needs.

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    Coverage

    Reviewed July 4, 2026

    I wanted the best, and I believe CARCHEX is the best coverage for my vehicle. I like their mileage limitation. They gave me options to choose from, but given the needs of my car, I asked informed questions because I already had insurance before. So, I knew what I was looking for as well.

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    CARCHEX
    Response from CARCHEX

    Katina, hearing that you chose CARCHEX because you felt it was the best fit for your vehicle means a lot to us! We're glad our team could help you explore your options and find the coverage you were looking for. If you ever have any questions, just let us know.

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    Customer ServiceCoveragePriceStaffTransparency

    Reviewed July 4, 2026

    The customer service rep from Carchex that I talked to was cool, and his patience and transparency stood out. He called me back at the time that I told him to call me back and followed up with me, and then we set everything up. Having the warranty provides the relief of knowing that if anything happens to my vehicle, I have coverage. It’s an affordable warranty and everything is self-explanatory in the website.

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    CARCHEX
    Response from CARCHEX

    Corey, thank you for taking the time to share your experience with us. Knowing our representative earned your trust by following through and taking the time to work with you means a great deal. We appreciate your review, and if you ever have any questions, we're always happy to help.

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    Staff

    Reviewed July 3, 2026

    From the very beginning, the team was professional, attentive, and responsive. Every claim I’ve submitted has been handled efficiently, and there has been no unnecessary delays in approving repairs or processing reimbursement. Knowing that I could rely on CARCHEX during a stressful vehicle repair gave me real peace of mind.

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    CARCHEX
    Response from CARCHEX

    Fatima, reading a review like this is incredibly rewarding. Providing dependable support when our customers need it most is exactly what we strive for, and we're honored to have earned your trust. Thank you for taking the time to share your experience. We appreciate the opportunity to be there for you whenever you need us.

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    CoveragePriceStaffRates

    Reviewed July 3, 2026

    I was looking for full coverage and went with Carchex for the price. They offered to me at a certain price, and the rep could tell I was thinking about it. He dropped the price again. The deductibles were a little higher than most, but I'm not one of these people that drives a car and thinks you never had to change the oil. The car I was driving got 80,000 miles on it. It never had any kind of extended warranty on it and my girlfriend's going to start driving it. She drives about 35 miles one way, so about 70 miles every day.

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    CARCHEX
    Response from CARCHEX

    Stephen, thank you for choosing CARCHEX! We're glad our representative helped you find a plan that fits your needs. We hope your coverage gives you confidence knowing your vehicle is protected.

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    Customer ServiceStaff

    Reviewed July 3, 2026

    My warranty went out a long time ago and my car is getting ready to be paid off. Most of the time, when cars get paid off, something goes wrong. I decided to get an extended warranty and went with CARCHEX. My daughter had looked it up for me and told me to give them a call. Signing up was very easy. They were very professional.

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    CARCHEX
    Response from CARCHEX

    Sharon, welcome to the CARCHEX family! We're so glad you chose us to help protect your vehicle, and it's wonderful to know getting started was such an easy experience. If there's anything we can help with along the way, just let us know.

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    CoverageTechPriceRatesRental Car

    Reviewed July 2, 2026

    I run a rental car business and I hadn't heard of Carchex before, but I knew they were rated highly. I spoke with a nice guy named Justin, and at first I wasn't going to go with CARCHEX. But he gave me a lot of incentives and bonuses, including unlimited miles. He dropped the price once for my military service and another for me to get the service. I got everything that I wanted in the package, which includes the key fob replacement, the rental car assistance, the towing, the 500 miles and everything that they cover. You need 500 miles in 25 days to use the contract, while most people do 30 days and 1,000 miles. I’ve been with Carchex for about two weeks and I got the vehicle service contract today.

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    CARCHEX
    Response from CARCHEX

    Jalen, thank you for sharing your experience with us! It's great to know Justin took the time to find a plan that checked all the boxes for you and made the process worthwhile. We appreciate you choosing CARCHEX, and we hope your coverage serves you well for many miles ahead.

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    CoveragePriceStaffRates

    Reviewed July 2, 2026

    I've signed up for CARCHEX, but I haven't used it yet. I like the price and the coverage. I had Endurance, but there were so many issues. So, I went with CARCHEX, and they know I'm a rideshare driver.

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    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience with us. We're pleased you find the price and coverage suitable. We're committed to providing reliable service and are ready to support you, especially as a rideshare driver. Feel free to reach out if you have any questions or need assistance in maximizing your CARCHEX coverage!

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    Customer ServicePriceBillingTransparency

    Reviewed July 1, 2026

    The vehicle that I wanted the warranty for is a diesel pickup, and there are a lot of warranty companies that do not offer a warranty for those types of vehicles, which is why I went with Carchex. The signup process was quite simple and didn’t take much time at all. It was uncomplicated. I signed up for it quite a while back and it was on automatic withdrawal from my debit card. When I had a fraudulent charge on my debit card, the bank canceled my debit card. I completely forgot about that, and the email that Carchex sent me saying I needed to update my payment method came into my junk email and I did not see it in time. So, it canceled on me. But when I realized that, I called and re-upped it. Since I did it the second time, it's probably been at least six months.

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    CARCHEX
    Response from CARCHEX

    Robert, we're grateful you chose CARCHEX to help protect your diesel truck. It's great to hear that getting your coverage started was simple, and we're glad you were able to get everything back on track after the payment issue. Thank you for sharing your experience. We appreciate your continued trust in CARCHEX.

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    Customer ServiceCoveragePrice

    Reviewed July 1, 2026

    CARCHEX was the top five for the best warranties when I googled it. I called and spoke to someone to sign up. It was very easy. Also, the coverage was a lot cheaper and has lower deductibles.

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    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience with us, Shari! We're happy to hear that you found the sign-up process with CARCHEX easy and appreciated the affordable coverage and low deductibles. Your satisfaction with our services means a lot to us. If you ever need assistance or have questions, please let us know. We're here to help and support you in getting the best care for your vehicle.

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    Customer ServiceCoverage

    Reviewed July 1, 2026

    I got Carchex two weeks ago and signing up with them was good. There was clear communication of what the product does. I got the powertrain coverage which is the Gold Plus 'cause my vehicle, an F-150, has high enough mileage. That's pretty much full coverage.

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    CARCHEX
    Response from CARCHEX

    Zaide, we're thrilled to hear that you found the sign-up process with CARCHEX straightforward. It's great to know that clear communication gave you confidence in your coverage for your F-150. If you have any questions as you get acquainted with your plan, please reach out to us. We're here to help! Thank you for choosing CARCHEX!

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    Customer ServiceCoverageStaffTransparency

    Reviewed June 30, 2026

    Bryant was the best Customer Service Rep I have ever had in my 44 years of living. He did everything I could hope for and was amazing to work with. Made changing, updating and cancelling policies so easy

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    CARCHEX
    Response from CARCHEX

    Corey, what an incredible compliment! We're thrilled to hear Bryant made such a positive impression and made everything from updating to changing and canceling your policies so easy. Thank you for taking the time to recognize the great service you received. If there's ever anything we can do for you, please don't hesitate to let us know.

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    CoverageSales & MarketingPriceStaffRates

    Reviewed June 30, 2026

    I spoke with a Carchex representative and I was able to get a good deal. I have health issues and the representative hooked me up with a couple discounts. I got a great price for the platinum coverage and I got a little off on some of the details, but it's all right. Either way it goes, it still works out. I've got my hard copy too.

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    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience, Jennifer! We're thrilled that you received a great deal and enjoyed our representative’s assistance, especially when it came to tailoring help around your needs with the offered discounts. It's fantastic to hear everything worked out to your satisfaction, including receiving your hard copy. If you have any questions or need further assistance in the future, feel free to reach out. We're grateful to have you with CARCHEX!

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    Customer ServiceCoverageStaff

    Reviewed June 30, 2026

    My vehicle got out of warranty, and I decided to keep it at least another three or four years. So, I thought I'd get some coverage. I used AI to help me select which would be the best type of warranty coverage. The CARCHEX rep was very good. I got the eight printable pages by email.

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    CARCHEX
    Response from CARCHEX

    Charles, we're thrilled you chose CARCHEX to help protect your vehicle for the years ahead! It's great to know our representative made the process easy and that you received everything you needed to get started. If any questions come up along the way, we're always happy to help.

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & Payouts

    Reviewed June 29, 2026

    When I bought my truck from the dealership, they gave me a three-year, 36,000-mile warranty on the truck. I signed up with Carchex to have an extra blanket of coverage in case something happens to my truck after the three-year warranty that the dealership gave me. In the event that something happens down the road, I'm not forking thousands of dollars out of pocket. I just had to drop $2,000 on my son's Jeep, and we haven't even had it for six months, so I know exactly how expensive repairs can get.

    I've heard about other companies as well and there was another company that I was talking to, but they kept bugging me, kept calling me every hour, wanting me to get their package. I told them that I needed to speak with my wife about it first before I do anything because of the cost of what they were wanting to sell it for. After they kept harassing me for every hour on the hour, one day I just told them I'd go with somebody else. I came across Carchex and for what I need it for, at $100 a month, I can swing that. I signed up and the contract came a week later. I'm pretty much pleased with it. There is a $250 deductible I got to pay out of pocket for repairs up to $10,000. I know diesel trucks, and with a Duramax diesel, they hold their own, but at the same time, things can go wrong on it. I'll pay $250 to get something fixed on this truck and not have to worry about it.

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    CARCHEX
    Response from CARCHEX

    Jason, it means a lot to know you chose CARCHEX to help protect your truck after taking the time to compare your options. We're glad you found a plan that fits your needs and your budget without feeling pressured along the way. We hope your coverage brings you peace of mind for many miles to come.

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    Sales & MarketingStaffRates

    Reviewed June 29, 2026

    I did some research, and Carchex seem to be rated a little higher as far as customer satisfaction. When I signed up, it was a pretty pleasant experience. The rep told me why Carchex was a better option than some of the others. They did their sales pitch, but it wasn't pushy. It was factual and I didn't feel like I was being sold something. I have peace of mind having Carchex.

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    CARCHEX
    Response from CARCHEX

    Jayson, we appreciate your positive feedback! It's great to hear that our representatives made your sign-up process smooth and informative. We’re thrilled you felt comfortable with your decision and have peace of mind with CARCHEX. If you ever need any assistance or have further questions, don’t hesitate to reach out.

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesSales Tactics

    Reviewed June 28, 2026

    Modern cars got their issues, and when they go bad, it's usually quite expensive because of the computer stuff that's involved. I looked around, then I read an article on car and driver magazine. Car and driver gave Carchex the highest rating, so then I called Carchex and the deal was awesome. However, I didn't realize that I had a five-year factory warranty instead of a three-year warranty, but as soon as I did, I canceled that. Carchex was very good about refunding the money that I paid them. It was prompt, no questions, and no pressure to keep it. So, I said, "When I get to the end of my warranty from the factory, Carchex is who I’m going with.”

    The dealership called me two days before the warranty was up, and they gave me a quote. They were high pressure, "Let's do this. What can I do to get you to sign up?" I told them, "I want to make one more phone call before I commit with you guys." When I called Carchex, they were one third or less than what the dealership wanted for the exact same coverage, but the difference was the deductible with Carchex. I thought, "Okay. I can afford $250 if the car breaks down, not 2,500." The reps were very straightforward with all the pricing and answered any questions I have. It was an easy, pleasant experience. My signup date was June 11, and so far, so good. I'm not expecting my car to break down anytime soon, but I have the peace of mind of having that warranty in case something major goes wrong. I'm not looking forward to using this, but it's nice to know that it's there if I need it.

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    CARCHEX
    Response from CARCHEX

    William, it means a lot that you came back to CARCHEX after comparing your options, and we're so glad our team made the process straightforward and pressure-free. We hope your coverage gives you the peace of mind you're looking for, and we appreciate you placing your trust in us.

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    CoverageStaff

    Reviewed June 28, 2026

    I was looking to get a policy with the basic powertrain. I search CARCHEX up on Google. Speaking with their representative was easy, but it took some time to get the policy. Other than that, I really like their patience.

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    CARCHEX
    Response from CARCHEX

    Chinedu, we're glad you found the coverage you were looking for. We also appreciate you mentioning the time it took to receive your policy, and it's wonderful to know our representative's patience made a difference. We hope you enjoy peace of mind with your coverage!

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    Customer ServiceCoverageTech

    Reviewed June 28, 2026

    CARCHEX had the best reviews across the board. Also, I called different dealers, and most of the major ones deal with CARCHEX. They got something for everybody. They gave me options, but I requested the best one for my budget. I've been with them for two or three months. I haven't had any claims. I bought my car from the dealer, and I bought CARCHEX 4,000 miles before the other one expired. Good customer experience so far.

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    CARCHEX
    Response from CARCHEX

    Thank you for taking the time to leave a review, Charles! We're delighted to hear our coverage options met your needs and budget, giving you confidence in choosing CARCHEX as your provider. Should any issues arise, we're here to assist with any claims. If you have further questions, please feel free to reach out. Welcome to the CARCHEX family!

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    Customer ServiceCoverageStaff

    Reviewed June 27, 2026

    I wanted to have protection as I bought one used car and I have my own car that has more miles on it. I looked at different companies, and CARCHEX was the one I wanted to go with. The signup process was very easy. What stood out the most was the ability for the phone representative to email anything that I could look at. I also like the ability to cancel. It's month to month coverage.

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    CARCHEX
    Response from CARCHEX

    Matthew, we love hearing that you found the coverage that was right for you. It's great to know the sign-up process was easy and that having everything available by email made your decision even more comfortable. If you ever have any questions, don't hesitate to reach out.

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    Claims HandlingCoverageTech

    Reviewed June 27, 2026

    I've had CARCHEX for several years. Filing a claim is a piece of cake. The dealer does it. I do not have to do a thing. Renewing my policy has not been a problem, too. Overall, I'm very satisfied.

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    CARCHEX
    Response from CARCHEX

    Bill, there's nothing better than hearing from a longtime customer! We're so glad the claims process and renewing your coverage have both been easy experiences for you. Thank you for continuing to place your trust in CARCHEX.

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    Customer ServiceContract & TermsCoverageSales & MarketingPriceMaintenanceStaffRates

    Reviewed June 27, 2026

    I purchased an older Boxster Porsche, and just doing the research, I figured when these things break, they break expensively. So, it made sense to get something to cover the drivetrain. When I looked overall, CARCHEX for the price had more value. Signing up was straightforward. There was some kind of online quote, and then they made arrangements to speak with me. Their representative explained the program and how much it was. I got the policy, and an attachment email so I could print that out. It would have been nice if I had like a plastic card that I could just carry with me in my wallet that would say, “Well, here's your policy number. Here's the numbers you call,” this, that, and the other. I haven't had to actually make a claim, but the sales experience was fine.

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    CARCHEX
    Response from CARCHEX

    Tim, thank you for your review! It means a lot to know that getting started was a simple experience, and we appreciate you sharing your idea about a wallet card for your policy information. If you ever have any questions, don't hesitate to reach out.

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    TechStaffFollow-ThroughHonesty & Transparency

    Reviewed June 26, 2026

    I've been with CARCHEX for two months. I'm almost to the threshold period thing. I was told not to go with American Auto Shield. However, CARCHEX had the same thing as American Auto Shield. They act as a third-party. Their rep was honest and straightforward. Had some chit-chatting about other random things. He seemed relatable. A talkative dude in a good way. He was knowledgeable of the product and kind of posed a lot of the anxiety of at ease. Especially spending money to where hopefully whenever something does happen, CARCHEX follows through with it.

    I hear stories. “You can choose wherever, then we'll deal with it.” And sometimes depending on the vehicle, dealerships will be, “This is what it needs.” They will look for your Chinesium cheapest part to send out when sometimes OEM is better to have less problems down the road. I'm hoping I don't encounter that where it's used parts being put on versus new. Time will tell. With the car being known for transmission issues, I am having a bit of a shuttering, but it's not to cause concern because it's just how it behaves. But I know if the transmission was to go out, they're 12 grand, and I don't want to drop 12 grand.

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    CARCHEX
    Response from CARCHEX

    Brandon, thank you for taking the time to share such a thoughtful review! We know choosing a protection plan is a big decision, and it's great to hear our representative helped make you feel more comfortable and confident throughout the process. We appreciate you placing your trust in CARCHEX, and we hope your coverage gives you the peace of mind you're looking for. If you ever have questions about your plan, we're only a phone call away.

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed June 26, 2026

    I looked up a couple of companies online and CARCHEX had pretty good review, so I called to see if I could get a quote. So, from the quote, I went on and purchased. It was very pleasant when I talked to the rep.

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    CARCHEX
    Response from CARCHEX

    Thank you for sharing your experience! We strive to make the process seamless and are thrilled to hear you had such a pleasant interaction with our representative. If you have any questions or need further assistance, we're here to help. We appreciate your feedback and look forward to being there for you in the future.

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    Sales & MarketingPrice

    Reviewed June 25, 2026

    Absolute garbage. Water pump failure on an Audi. Got a quote for $2800 and $2900 from 2 different shops. Carchex is only paying $900, and I have a $500 deductible. So, I get $400 for a $2800 repair. Bought the plan from Carchex, but it is actually run by American Auto Shield. This is worthless. Run. Save your money.

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    CARCHEX
    Response from CARCHEX

    Matthew, we know it can be frustrating when repair costs are much higher than expected, and the claim outcome doesn't match what you were hoping for.

    Claim payments are determined according to the terms and provisions of the contract, including applicable labor rates, parts pricing, and any deductible. If you have questions about how your claim was calculated or would like to review the claim in greater detail, please contact our Customer Service team. We'd be happy to go over the details with you and answer any questions you may have.

    Claims HandlingSales & MarketingMaintenanceBilling

    Reviewed June 24, 2026

    I got Carchex after 2 very long RECORDED conversation with their sales people. I asked all the pertinent questions such as how long before I can start using it, how does it work, will I be denied for ANY reason, what will I need to file a claim if something happens, etc etc. 3 months into the plan my transmission died very suddenly and with no warning. When I went to file a claim they told me I needed the maintenance records from when I bought the car TEN years ago and if I couldn't find them then the claim was unusable.

    I obviously cancelled them on both of my vehicles since I do not have the maintenance records for either car that far back. What a SCAM! How many people actually have maintenance records for 10 full years? That should have been explained VERY clearly when I asked all my questions. I would NOT have signed up and wasted 3 months of payments on 2 vehicles if I had known that since I absolutely know I don't have all those records. A lot of wasted money. What a scam!!!!

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    CARCHEX
    Response from CARCHEX

    Thuy, thank you for taking the time to share your experience.

    Our review indicates that the Claims Department requested documentation demonstrating that the recommended transmission service had been performed. This information is requested to help verify that the vehicle has been maintained according to the manufacturer's recommended maintenance schedule, as required under the terms of the contract.

    If you have questions about the documentation being requested or need assistance with the claims process, please contact our Customer Service team. We'd be happy to review your claim with you, discuss the available options, and answer any questions you may have.

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    TechPriceRates

    Reviewed June 19, 2026

    I did a lot of research on different things, and I liked Carchex's approach. Also, the reviews are completely different, one to the other. I signed up at the end of the summer and there's a claim being put in now. The vehicle is in the shop and they're handling everything. Carchex is very good, and I highly recommend it. Their pricing is fair compared to the other companies around. They're in line with what's out there.

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    CARCHEX
    Response from CARCHEX

    Hector, knowing you chose CARCHEX after taking the time to compare your options is a tremendous compliment! We're grateful for your trust and are pleased to hear your claim is being handled smoothly. Thank you for your recommendation. If there's ever anything we can do for you, please let us know.

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    Customer ServiceTechStaffBillingRates

    Reviewed June 18, 2026

    My friend found Carchex and told me about them. I like that I'm on a month to month payment with them, and signing up with them was very easy. It was on the telephone. I gave them my credit card information, and they sent me a contract. They were very professional and patient. Carchex is a great company. They have good rates as well.

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    CARCHEX
    Response from CARCHEX

    Thank you for taking the time to share your experience, David! We're so glad to hear that the signup process was easy and that the month-to-month payment option worked well for you. It's wonderful to know that our team made a positive impression and helped make the process simple and comfortable. Thank you for choosing CARCHEX. If you ever need anything, we're just a phone call away.

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    Sales & MarketingPriceStaffLoan Process

    Reviewed June 17, 2026

    I just purchased an extended warranty through Carchex. There wasn't room to add an extended warranty in my loan, so I had to purchase one myself. Carchex was a little cheaper, and their warranty was a bit longer. At the time I signed up, the sales rep was very informative, polite, and helped me through everything. We had a nice conversation. I would recommend Carchex.

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    CARCHEX
    Response from CARCHEX

    Thank you for choosing CARCHEX and sharing your positive experience, Jessica! We're thrilled to hear our representative offered friendly and detailed support during your warranty purchase. It's wonderful to know you're satisfied with both the pricing and coverage duration. We appreciate your recommendation and are always here if you need any assistance!

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    TechPriceStaffRates

    Reviewed June 16, 2026

    I got Carchex because it was the one that the dealership offered when I bought my car. After it ran out from the dealer, I just renewed it on my own. Their price also seemed comparable to all the other companies out there. The sign-up was very easy, too. They told me everything I needed to know. They were very friendly and knowledgeable.

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    CARCHEX
    Response from CARCHEX

    Steve, there's nothing better than earning a customer's trust time and time again. We're honored you chose to renew your coverage with CARCHEX, and we're pleased to hear our team made the process easy and informative. Thank you for sharing your experience. If there's ever anything we can do for you, please let us know.

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    Customer ServiceCoverageTechPriceStaffTimeliness

    Reviewed June 3, 2026

    We had some vehicles that were coming out of warranty, and we found Carchex online. My office did the research and thought they were the more qualified company. There’s a $1,000 deductible in the first 30 days. But we can’t use it within 90 days. After that, there’s a $250 deductible. There's a $10,000 maximum limit per month. Carchex covers the motor, tranny and suspension parts. We were told it covers multiple things, and from looking at the contracts, it looks like it does. We have Carchex on five vehicles. If I use it after the 90 days and it doesn't work on one vehicle, I will cancel all five policies that same day. So, we're hoping that it works and that it is what it says it is in writing. Our only concern is that one stipulation about the contracts being in my personal name, and all the vehicles being in the same company name.

    The agent who wrote the program for us was the only person who was able to answer questions correctly. We applied for the warranties for the five vehicles, and for three weeks, I received constant phone calls from Carchex representatives who did not know how to get all of those vehicles together. They would call and ask me to sign up for a warranty, but I kept explaining that I had five vehicles and needed to do all of them at the same time. One representative was the only one who understood the situation. He told me to get all five vehicles in front of me and he did it all at once. If he had not called and handled all five vehicles together, I would not have purchased all five warranties through Carchex.

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    CoveragePricePunctuality & SpeedStaff

    Reviewed May 19, 2026

    Very satisfied with how they managed my repairs. My car had low mileage when the engine failed. They Examined my engine to determine cause then gave me a new engine. They only provide engines with mileage same or less than original engine. The agents I spoke to were very polite and helpful. It took a few weeks to process this claim to completion, but it's well worth the wait.

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    CARCHEX
    Response from CARCHEX

    Joan, thank you so much for taking the time to share your experience with us! We’re very happy to hear your repairs were handled smoothly and that our team was helpful and supportive throughout the claims process. It means a lot to know your coverage was able to assist with such a major repair, and we truly appreciate your patience during the review process. Thank you again for your thoughtful feedback and support!

    Customer Service

    Reviewed May 13, 2026

    Great customer service overall. No issues. I have my car and my daughter's car in the system. Love it.

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    CARCHEX
    Response from CARCHEX

    Thank you for sharing your positive feedback with us! We're thrilled to hear that both you and your daughter's cars are benefiting from our service. Should you ever have questions, feel free to reach out. We appreciate having you as a valued customer!

    CoveragePriceBilling

    Reviewed May 9, 2026

    The separate plans have very high deductibles for the first 3 months. Salesman reminds you consistently regarding credit card payment. High mileage vehicles are prey to unusually high premiums.

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    CARCHEX
    Response from CARCHEX

    Christopher, we appreciate you taking the time to share your feedback with us. Pricing, deductibles, and coverage options can vary depending on the selected plan and vehicle details, including mileage. We understand there may be questions regarding how coverage and payment options are structured, and our Customer Service team would be happy to review the contract details with you further. Please contact us at 1-800-442-1432 if you would like additional assistance or clarification.

    Customer ServiceCoverageRates

    Reviewed April 15, 2026

    Just started, but rest assured I will rate the service and the customer service that this firm provides its customer, and I will do this regularly during the life of my warranty coverage.

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    CARCHEX
    Response from CARCHEX

    Mark, we appreciate you taking the time to share this and look forward to hearing your feedback along the way. It’s great to have you with us, and we’re committed to providing a positive experience throughout your coverage.

    CoveragePrice

    Reviewed April 15, 2026

    Carchex has been a huge and costly disappointment. They refused to cover the testing costs needed to determine what repair was needed and then denied another legitimate repair needed. I would never recommend using them!

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    CARCHEX
    Response from CARCHEX

    Randy, we appreciate you taking the time to share this. A review of the claim shows the diagnostic performed was a visual inspection. Diagnostic fees are typically not covered when the evaluation is limited to a visual check or a road test, rather than more in-depth testing to confirm a failure.

    We understand how that can be disappointing, and we would be happy to go over the details with you. If you’d like to review your claim further or have any questions, please contact our Customer Service team, and we can walk through everything together.

    Claims HandlingCoverageTechSales & MarketingMaintenanceStaffBilling

    Reviewed March 14, 2026

    Automatic monthly payment made on my account for years, first time something happens and I filed a claim it was denied or the part needed they said wasn't covered and I know it was, it stated it was covered in the contract, so this is a SCAM COMPANY, they take your money but will not help when truck/vehicle breaks down.

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    CARCHEX
    Response from CARCHEX

    Sandra, thank you for sharing your feedback. We understand how frustrating this situation must feel, especially after maintaining your coverage over time. Upon review, the claim was denied based on an exclusion in the contract related to the cause of failure being a clog. At this time, the repair facility has also requested a teardown of the engine for further diagnostics. If you would like a full review of your claim and coverage, please contact Customer Service at 1-800-442-1432 so we can go over the details with you.

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    Verified purchase
    PriceMaintenanceStaff

    Reviewed March 4, 2026

    I got a new BMW convertible, and that brand needs a lot of maintenance in general. I didn't know the car and Carchex seemed affordable. I found them through internet searches on who is competent and affordable. They offer a month-to-month operation and I could keep it for two months or two years. I also considered people's experience when they had to use it.

    The representative was knowledgeable and helpful. He was trying to sell, but he was also doing a good job of advising and coming up with a level, and I kept going to a lower one. I said, “Yeah, I don't see any reason to break $100 a month.” He did the job right and I’d hire him. He also owned a similar version of my car a few years back, so he knew the car. If someone buys an expensive European car, they might want to look into Carchex.

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    CARCHEX
    Response from CARCHEX

    Mikel, thank you for sharing your experience. We’re glad the flexible month-to-month option and affordable pricing gave you confidence in your decision. It’s also great to hear your representative provided knowledgeable guidance and helped you find a plan that fits your budget. If you ever need assistance, our Customer Service team is happy to help at 1-800-442-1432.

    Contract & TermsCoverageTechSales & MarketingPriceMaintenanceRates

    Reviewed March 3, 2026

    Bought two policies and made a couple of claims. One for wheel bearings and yesterday for the electronic trunk latch. In both cases, the amount covered was significantly lower than the cost of repair. It was $537 for the trunk latch at the dealer after all the labor and tax; I'm in Western, PA and the labor rate isn't like a big city! Carchex contracted coverage only covered about $240 with a $100 deductible. So the repair cost me $400. The experience with the wheel bearings very similar.

    It appears they undercut the actual labor cost and search the planet for the cheapest possible part (even if a dealership won't install it because of quality/Warranty issues). I wouldn't at all be surprised if they found a trunk latch at 'Jamal's Rebuilt Parts' in Baghdad, Iraq, and used that price to pay the claim. Want to feel like an IDIOT? Buy a Carchex policy. I did because it was so highly recommended by "The Car Guys" on NPR... Wonder how much they got for the promotion? BUY YOUR POLICY ELSEWHERE!

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    CARCHEX
    Response from CARCHEX

    Thank you for sharing your feedback. We understand your concerns regarding the difference in repair costs and the amount covered. Labor rates are based on a nationally recognized labor guide, and coverage is determined according to the terms outlined in the contract. At this time, we are unable to locate an account with the information provided. Please respond with your contract number or contact Customer Service at 1-800-442-1432 so we can review your concerns in more detail and provide further clarification.

    Verified purchase
    CoverageStaff

    Reviewed Feb. 26, 2026

    I heard about Carchex, so I gave it a shot and tried to join. The rep was wonderful, and the coverage is good. I've gone over it and I like the coverage. I can give them an A-plus on that.

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    CARCHEX
    Response from CARCHEX

    Ellis, we truly appreciate you giving us a try and sharing your feedback. It’s fantastic to hear you had a great experience with your representative and that the coverage meets your expectations. An A-plus means a lot to us. If you ever have any questions or need assistance, our Customer Service team is happy to help at 1-800-442-1432.

    Verified purchase
    CoverageTechPrice

    Reviewed Feb. 25, 2026

    I searched for extended warranty providers and Carchex was the first non-sponsored result on Google. My choices were between them and another company. They both had about the same reviews, but Carchex ended up being marginally cheaper per month than the other company was, so I ended up going with them. The salesman tried to upsell me, but that's a classic salesman doing their job.

    For each policy, I received a small book, almost all their contract stuff. I haven't read through the handbook, but I'm familiar with the most important parts of the contract people see when they sign up as far as what's covered versus what isn't. Hopefully, I'll never have to use them, but if I do, I'm hoping the process is seamless. It's better to have an extended warranty and not need it than need it and not have it.

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    CARCHEX
    Response from CARCHEX

    Jacob, thank you for taking the time to share your thoughtful feedback! We’re glad you chose us and found the coverage to be a strong value. Having protection in place can bring real peace of mind, and that’s exactly what we want for you. If the time ever comes that you need to use your coverage, our team will be here to guide you through the process and make it as smooth as possible. In the meantime, if any questions come up, Customer Service is always available at 1-800-442-1432.

    Verified purchase

    Reviewed Feb. 24, 2026

    I used ChatGPT to give me the list of the top car warranty companies, and it gave me four of them, of which Carchex was one. Chat GPT gave me a comparison chart and also some customer feedback that was useful in my decision. However, the sign-up was a little more complex than I thought it was going to be. There was quite a bit of back and forth before we got to actually settle on me signing up. But they seemed to have the most complete package at the time.

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    CARCHEX
    Response from CARCHEX

    Welcome, and thank you for choosing us! We’re truly grateful you selected our coverage and are glad it stood out as the most complete option for you. We’re excited to have you with us and look forward to being there whenever you need support. If any questions come up, our Customer Service team is happy to help at 1-800-442-1432.

    Verified purchase
    CoverageTechPriceMaintenanceStaffHonesty & Transparency

    Reviewed Feb. 23, 2026

    I have a 2018 Chevy Volt and I had a Chevrolet Platinum Protection Plan that I got through General Motors when I bought the vehicle brand new. I was running to New York, and the AC stopped working all the way down. They had to do the compressor, and some relevant parts, except the fuse. They covered it all, which was an expensive repair without the warranty. At some point, navigation had developed an issue, and they covered it as well. They stood by the contract. Whatever they promised or intended to be covered, they fixed it at the Chevrolet showroom. That motivated me to look into some options, and that served me well. The warranty expired last year and I got coverage.

    There are many warranty companies with a questionable reputation. People pay as agreed, but when the time comes, things get delayed quite a bit. I did my due diligence and the lady I dealt with at Carchex was excellent. She was able to patiently answer all my questions. I appreciated the clarity and also the assurance. Carchex is one of the best companies out there. They really take pride in honest delivery of the product. The lady cited some of the public resources out there that validated what she said and it added more assurance. Carchex is definitely worth the investment. Get it.

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    CARCHEX
    Response from CARCHEX

    Pradeep, welcome, and thank you so much for choosing us! We truly value the time you took to research your options and are honored you selected our coverage. It’s great to know your conversation with our representative provided the clarity and confidence you were looking for. We take pride in delivering on our commitments and look forward to supporting you whenever you need us. If any questions arise, our Customer Service team is always happy to assist at 1-800-442-1432.

    Verified purchase
    Customer ServiceCoverageTechRefunds & PayoutsStaff

    Reviewed Feb. 22, 2026

    Carchex kind of screwed me over. I didn't have my car around when I first signed up, so I just guessed the mileage, and I guessed way over, and I didn't realize. They never said to give them a follow-up or anything. They didn’t say I had to call back and give them the exact mileage. Something happened with my car, four months down the road. Then, when I had turned it in, they said, “It's only two miles over the mileage you gave us.” I said, “It couldn't be because I didn't drive 15 miles to get to the dealership.” I didn't realize that I had given them the wrong mileage, and it just never went anywhere. They didn't cover my car. They said it was, before I signed up. The guy looked at the notes and said he saw that. He said, “This is the estimate,” but they still wouldn't cover it. The guy said that he's seen in the notes that I told the guy, “I don't have the car. This is what I think it is.” Nothing came out of it. I just ended up having to pay out of pocket.

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    CARCHEX
    Response from CARCHEX

    Lashawn, we’re very concerned to hear about this experience and understand how frustrating that situation must have been. Providing the correct mileage at the time of enrollment is extremely important because the waiting period and contract terms are based on the mileage reported, and even small differences can impact eligibility once a claim is submitted. We certainly understand how an estimate could have been given if the vehicle was not available at the time. We encourage you to contact our Customer Service team at 1-800-442-1432 so we can review the details with you and determine if there is anything that can be done to assist.

    Verified purchase
    Customer ServicePriceStaffBilling

    Reviewed Feb. 21, 2026

    I got an extended warranty with Carchex that I signed up for over the phone. I had checked them out online, and it just seemed like a pretty good way to go because my vehicle did not have an extended warranty. I liked the deductible and the monthly payment. Their reps were fine, and it worked out well.

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    CARCHEX
    Response from CARCHEX

    Thank you for choosing Carchex and for providing your feedback! We’re delighted to hear that the deductible and monthly payments worked well for you and that you found our representatives helpful. Should you have any questions or need support in the future, please don't hesitate to get in touch. Your satisfaction is our top priority!

    Verified purchase
    Customer ServiceCoverageTechSales & MarketingStaffBillingRates

    Reviewed Feb. 20, 2026

    I found Carchex online and I signed up with them because their rate does not change after three or five years. It’s till the time I end the contract. When I reached out, I didn't have any problem with the reps. Some of them came off as like a car salesman, but the woman I spoke to was professional. She explained everything to me. However, I felt pressured. I work from home 100%, so I'm averaging 3,000 miles in nine months. I'm thinking that I don't need the warranty, ‘cause I don't really drive my car. The $110 a month is being wasteful that I could be using somewhere else.

    Another thing is the representative that I set the policy up with said, “We don't send out booklets, and we don't send out invoices monthly, so we would just do autopay.” I don't like autopay off my credit card or bank account, but I was told, once I made my initial payment, I could call in and change it to where I pay it on my own. However, when I tried to change it, I was not able to do that. The financial part of the company said, “We have to do it this way.”

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    CARCHEX
    Response from CARCHEX

    Yvonne, we appreciate your sharing your honest feedback. We’re glad to hear you found value in the consistent rate and that your representative took the time to explain the coverage clearly. We also understand your concerns, especially if you are driving less and weighing whether the monthly cost makes sense for your situation.

    Regarding billing, we do require a form of payment to be kept on file for automatic payments, as this helps prevent any lapse in coverage and keeps the policy active without interruption. We understand that autopay is not everyone’s preference, and we appreciate you voicing your concerns about it.

    If you would like to review your coverage options, mileage usage, or discuss billing questions in more detail, our Customer Service team would be happy to go over everything with you and address any remaining concerns. You can reach them at 1-800-442-1432.

    Verified purchase
    Refunds & PayoutsStaff

    Reviewed Feb. 19, 2026

    I bought a used vehicle. I wanted some type of assurance that I would not have to completely pay out of pocket if something happens. I went with Carchex and the customer experience signing up was excellent.

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    CARCHEX
    Response from CARCHEX

    Congratulations on your vehicle purchase, and thank you for choosing us for your coverage! We’re so glad your sign-up experience was excellent and that you now have that added peace of mind. We appreciate your trust and look forward to being there whenever you need support. If any questions come up, our Customer Service team is happy to help at 1-800-442-1432.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Feb. 18, 2026

    Very detailed review of repair claim. Was explained by customer service. Answered all my questions. I got a quick response through my email and a phone call. Adjuster response was very fast and the process was simple.

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    CARCHEX
    Response from CARCHEX

    Charlie, we truly appreciate reviews like yours—they let us know we’re delivering the experience our customers deserve! If there’s anything else you need, feel free to give us a call.

    Verified purchase
    CoveragePriceStaffRates

    Reviewed Feb. 18, 2026

    Carchex seems more comprehensive in its coverage, compared to other companies. Their reps were friendly as well. They were personable people, and seemed to really care about wanting to help get you into the right service plan. Signing up with them was a positive experience. The cost could always be improved. Everybody would always like a lower price these days.

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    CARCHEX
    Response from CARCHEX

    Thank you for your kind review, Colt. We're delighted to hear that you found CarChex coverage comprehensive and our representatives friendly and caring. We strive to make the sign-up process positive and satisfying for our customers. Your feedback about pricing is appreciated; while we aim to offer value through our plans, we are always exploring opportunities to enhance affordability. Please let us know if we can assist you with anything.

    Verified purchase
    TechPriceRefunds & PayoutsRates

    Reviewed Feb. 17, 2026

    I was with Carchex and I paid my money for several years, then when I had something wrong with my car, they refused to pay. I had a problem with the axle and they said that Mercedes was charging too much. They wanted to supply their own part and ship it into Mercedes, and mercedes would not accept it. They want to have their own part, and I don't blame them. Carchex was going through a lot of rigmarole, back and forth, and communicating with the dealer. Carchex wouldn't pay what they asked, so I canceled my membership. I was no longer interested in them. I went to somewhere else and paid from my pocket.

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    CARCHEX
    Response from CARCHEX

    Hyacinth, thank you for sharing your experience. We understand how frustrating repair situations can become when there are pricing differences involved. A review of the claim indicates that we were prepared to cover the labor for the repair, along with a portion of the parts. There was, however, a substantial difference between the cost at which we could supply the parts and the amount the repair facility was charging, which led to the back and forth regarding part sourcing. We recognize how inconvenient that process can feel. If you have further questions regarding the claim, we would be happy to address them with you. Please contact Customer Service at 1-800-442-1432.

    Verified purchase
    Customer ServiceTechStaff

    Reviewed Feb. 13, 2026

    All tow trucks were busy that night, so we called Cierria Towing. They brought the flat bed tower, which I saw, thrilled…very professional as well! We were right by the tow truck trucking office too!!! They made our day!! Thank you.

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    CARCHEX
    Response from CARCHEX

    Trevor, thank you for sharing your experience. We’re glad everything worked out and that you received the support you needed. We truly appreciate your feedback, and if there’s ever anything more we can assist with, please feel free to reach out.

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    Punctuality & SpeedStaff

    Reviewed Dec. 16, 2025

    Thank you CARCHEX for a great experience. The extended warranty claim was handled quickly and professionally with fast approval and no unnecessary delays. This made the entire process stress-free, and I am very satisfied with the outstanding service from CARCHEX.

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    CARCHEX
    Response from CARCHEX

    We appreciate you taking the time to leave us such a positive review! We're so happy to hear that your experience with us was seamless and stress-free. Feel free to reach out if we can be of further assistance!

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    Staff

    Reviewed Dec. 5, 2025

    Never purchased a warranty from this company. Because of a mistake that their agent made they voided my warranty and denied a $5000 claim!! Do not purchase a warranty through this company. You will regret it and it also took them a month to figure this whole mess out!!

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    CoverageTechPricePunctuality & SpeedHonesty & Transparency

    Reviewed Nov. 21, 2025

    Horrible company ever!!! They lie. Give you the run around! Inspectors take forever to inspect the car and then won’t use dealerships parts. Wants to ship parts out. They say 24 to 48 hours. It’s been 4 days!!!! Rental ran out and they won’t extend it! Stay away from this company at all costs!!!!! They wanted to cover it if I took it to a muffler company to do engine mounts and transmission mounts and they lied as to when the parts arrived at the dealership. Stay away from!!!!

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    CARCHEX
    Response from CARCHEX

    Roxanne, we understand your frustration and appreciate you bringing this to our attention. Claims are reviewed according to the terms of each contract, and parts are sourced through authorized suppliers to help manage repair costs and maintain quality standards. We recognize delays can be inconvenient and would like to review your claim in detail to ensure everything was handled correctly. Please contact our Customer Service team at 1-800-442-1432 for assistance and a full review of your claim.

    Claims HandlingCoverageSales & Marketing

    Reviewed Nov. 5, 2025

    CARCHEX is a scam. They deny all claims I purchased. The policy was sold to me as 25 days or 500 miles. They denied my claim and stating it's 25 days and 500 miles. This is pure scam. Do not sieve 1.00 I’m putting in a law suit and all recordings will be handled in court. I actually purchased two policy. Both claims denied.

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    CARCHEX
    Response from CARCHEX

    We understand your frustration and appreciate the opportunity to address your concerns. Our calls are recorded for quality assurance, and during the sales process, the representative did explain that the waiting period for coverage is 25 days, 500 additional miles. This same waiting period is also outlined in your contract.

    Please contact our customer service team at 1-800-442-1432 so we can review your claim and answer any questions you may have.

    Customer ServiceCoveragePunctuality & SpeedRefunds & Payouts

    Reviewed Nov. 4, 2025

    2 years paying; due to government shutdown called to cancel and not have a deduction, that money was for my electric bill. Bobby from customer service offered to deferrer the month and pay the next and I accepted; two day later money is gone. Called back and Mariah said that can return the money if I agree to pay double the next. I complained saying I wasn’t told that. Her attitude was that they were trying to help and didn’t want the options. Requested my money back and cancellation and she said if cancel no money back or prorated month either, just hold the policy until the end of the month. Stay away from them!

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    CoverageTechSales & MarketingPrice

    Reviewed Oct. 31, 2025

    It is a scam. Plain and simple. Stressful to get the full amount. Terrible CS and even the mechanic they recommended said they were always a problem to deal with. Forget the 100 deductible cost. I paid a fortune for a covered repair. It is the worst firm I ever dealt with. Unresponsive, a scam, thievery and a pain to deal with.

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    CARCHEX
    Response from CARCHEX

    Raymond, thank you for taking the time to share your experience. We truly regret that your recent claim process was stressful and did not meet expectations. Your feedback is important, and we’d like the opportunity to review your situation in detail. Please contact our customer service team at 1-800-442-1432 so we can go over your recent claim and address any questions or concerns you may have.

    Customer ServiceCoverageTechSales & MarketingPriceMaintenance

    Reviewed Oct. 28, 2025

    CarChex is a complete scam! I have been paying 169.99 a month on the best plan for my 2014 Audi Q5. My alternator was no longer charging my battery so it’s a done deal right! The adjuster who spoke to my mechanic said they will only pay $417.00 toward work that costs $2,228.00. And said they can give the parts! You would think they would replace it my genuine part with the same a German part. No! This pion said they can send in Japanese parts !!!! Are you kidding me ? Japanese parts in a German car ?! I was mortified! The adjuster is a complete idiot! When I call “Carchex” I have to go through all these different departments such as car shield and American Auto Shield! So guess what! Carchex sells you the extended warranty but it’s American Auto shield that is the underwriter for the contract! A complete scam.

    My contract doesn’t say this not does it say that they will only pay part of the what needs to be fixed on the car my claim number for this alternator issue is **. Do not waste your money with them! They are stealing customers money!! You read this review! Don’t you dare waste one cent with them. Find someone else or buy a new vehicle where the dealership you are purchasing the car from has an extended warranty that covers everything no questions asked! And no deductible! You can get one that covers up to 75,000 miles or 100,000 or more. You will have to pay up to $5,000 to 8,000 for it upfront of you can finance it! It’s worth it. I have done this twice. I have owned Audi for 19 years! You will have a peace of mind! All you have to do Is call the dealership when your vehicle has been diagnosed and they take it from there by calling the extended warranty company and you're all set!

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    Customer ServiceClaims HandlingTechPriceRefunds & PayoutsRates

    Reviewed Aug. 27, 2025

    Buyer Beware, the extended service contract provided to me back in 2021 is absolutely worthless. I paid over 4K for nothing. Both times I filed a claim, the administrator refused to pay the market labor rate. SAVE YOUR MONEY and pay out of pocket if the need arises.

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    Verified purchase
    CoverageTechPriceRefunds & PayoutsMaintenanceStaff

    Reviewed July 14, 2025

    I bought a premium product with a $100 deductible. My son's Nissan has had some problems with the check engine light and we have taken it in to the Nissan dealer to get repairs. The Nissan rep has said that he has experienced long delays in getting approval for parts, which in turn delays the return of the car to us. And when parts finally get approved, I still pay several hundred dollars out of pocket for parts that meet their quality standards. I would have been better off never getting the policy and just paying for the repairs. Also, I contacted two CarChex reps and never heard a word back.

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    CoverageTech

    Reviewed July 3, 2025

    I have a 2015 BMW 428I with just over 120k. The 1st time that I used the policy after 8 months and paying $180 a month was for a battery and suspension. Only gave me $100 for a $600 battery and didn't cover the suspension stating that I had a leak that caused the issue with the suspension. But I gave them another shot. Low beam head light $485 didn't cover that are the Struts stating that the struts was cause by a drop in the car. What the? The BMW dealer in Dallas Texas stated it was from hitting a pothole and one in the back not covered as well.

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    CARCHEX
    Response from CARCHEX

    Thank you for your feedback. It’s unfortunate to hear that you're dissatisfied with your recent service. In order to identify areas for improvement, we would like to investigate your claims further to ensure they were handled appropriately. Please contact Customer Service at 1-800-442-1432 or reply here with your policy number, and we'll be happy to assist you.

    Customer ServiceCoverageTechPunctuality & SpeedMaintenance

    Reviewed June 20, 2025

    Do not, I repeat, do not pay your money for the extended warranty for Carchex. I'm going to tell you how they just done me. I got a Dodge Challenger. I had the car for 3 years, no problems until recently my a/c started to blow hot and I also somehow got a hole in my tank. Call them, they said take it to the repair shop of my choice. I decided to take it to the dealership. My car been at the dealership for 2 weeks waiting to get fixed. They call me today 6/20/2025 and declined everything. Remind you my a/c and fuel tank is covered under the warranty. So my advice to anyone thinking about getting the extended warranty thru carchex please do not waste your money on them. They will find any excuse not to fix your car. Take my advice. They just did it to me

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    TechRefunds & Payouts

    Reviewed May 13, 2025

    Carchex had no issue taking my $2299 for an extended warranty on my 2019 F350. It now has an oil leak on the upper oil pan. A very reputable repair shop has said it is leaking, as well as a local Ford dealer, and Carchex has denied the claim stating it is "seepage" and not a verified leak. Repair shops both state it needs to be repaired to avoid further damage. Would not buy another extended warranty as this is how claims are denied so will pay the $3500 out of pocket to get the truck fixed.

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingHonesty & Transparency

    Reviewed April 22, 2025

    I can’t express how disappointed I am with your company. Please review claim #**. First, I completely agree with your decision not to cover the initial estimate; it was ridiculous. After much back and forth, you finally agreed to pay for the cylinder head replacement, but again, at your costs. While the dealership covered the majority of the costs, I was still left with a bill of $2,076 that I had to pay to retrieve my car. I thought I was paying for a warranty to avoid these out-of-pocket expenses. Now, I am trying to get my thermostat fixed, and you are still denying the claim.

    Initially, the dealership contacted Carchex and informed the service manager that the repair was not covered. After further review, you acknowledged the mistake, yet you still denied the repair amount. Eventually, you agreed to pay for part of the repair, but your offer is not acceptable. The cost to repair or replace the thermostat unit is $1,199.24. You informed the service manager that you would only cover $385 in labor and $70.80 for parts, leaving me to pay the remainder. Have you lost your mind?

    The purpose of this warranty is to cover the repairs that are explicitly included. As stated in the contract booklet I received from your company: “Carchex is committed to providing the best product and the best service in the industry.” You have not fulfilled that commitment. If you do not want to service or pay for repairs on vehicles like mine—Mini Coopers, BMWs, or any German or foreign vehicles with higher repair costs—please do not offer a warranty for those vehicles. Be upfront during the sales call and say, “We cannot guarantee coverage for repairs on your vehicle because of its make.”

    Yes, you have the right to deny repair costs, just as dealerships and repair facilities have the right to charge what they choose. However, the issue lies in your omission of this truth when selling the product, leaving consumers like me to uncover it later. Your company has failed its customers, and it’s no surprise that you rank eight place in the industry. I plan to share this letter on every social media platform I use to warn consumers not to buy a warranty from your company, and instead to consider the number one provider, Endurance, which will take better care of customers. I am also sending a copy of this letter to the following organizations:

    - Better Business Bureau
    - Federal Trade Commission
    - Attorney General of Texas

    - Texas State Consumer Agency

    Additionally, I will make weekly complaints on Google, Yelp, or any car review platform. I will advise consumers to choose Endurance for a better warranty experience and to cancel their current warranty with you, as you are not worth the headache.

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    CoverageRefunds & PayoutsMaintenanceStaff

    Reviewed March 18, 2025

    I'm not going to go into a long, super-detailed account of what happened with this, um, "company." The important thing to do is to just take into account all of the one-star reviews. 99 percent of all complaints are all centered around this, um, "company," not paying when claims are made. It doesn't matter if the bogus plans they offer are silver, platinum, diamond, or 24 karat gold. The bottom line is that they are NOT going to pay when it's time to use auto repair services. So, my story is not unlike any of the others. I bought a policy. I tried to use the policy for repair. This lacking "company" balked at paying. I paid out of pocket for the repair, AND, apologized to the repair shop for having to deal with CARCHEX. (I had to do a revision of my review because I was sort of making personal insults. So, in light of having my submission read by other people who may make a bad decision and me being able to help, I removed my slightly naughty remarks.)

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    Customer ServiceTechPriceRefunds & PayoutsMaintenanceStaffBillingRates

    Reviewed March 15, 2025

    Took my 2013 F-250 Lariat into a good local shop for a few repairs. The shop called CARCHEX and told them about the repairs. They said they would send someone out to inspect. I had a bad uplift pump/ body mounts ball joint and drag link. This company didn’t want to pay the shop prices for OEM parts. They wanted to use internet crap cheap stuff and only would help with the uplift pump. I called customer service myself and talked but these people they are clueless! I paid for the best package but only got $500 into a $3800 bill.

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    CoverageTechSales & MarketingRefunds & PayoutsStaffRatesHonesty & Transparency

    Reviewed Jan. 10, 2025

    Unethical and misleading advertising, from a fundamentally unethical company! When I purchased the policy, I asked the agent whether I could do any covered repairs at the dealership. The agent said "ABSOLUTELY!" What he did not tell me was that they will not approve original equipment (OEMs) or the labor rates of a typical dealership. They also "neglected" to let me know that they don't cover screws, hoses, and all sorts of auxiliary items that repair shops will not put back into the car in fear that they may fail.

    When someone fails to highlight critical information, they "lie by omission". CARCHEX makes money when they DON'T provide service. They are not your friend. They are your adversary, who makes money when you end up paying out of pocket. You THINK that you have coverage, but really you DON'T. Save your money and the aggravation.

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    PriceRefunds & PayoutsBilling

    Reviewed Sept. 24, 2024

    Don't be fooled. They don't tell you that they only pay a portion of the cost for parts and labor. From that they subtract your deductible. On a 1650 bill, they paid 570. I had to pay upfront because they have a poor reputation with repair facilities with making payments or timely payments. Wish I'd known CarShield and CarChex are the same crooks.

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    CoveragePriceBilling

    Reviewed Sept. 8, 2024

    Do not use this company. They won't cancel my policy/warranty even though I've asked them to multiple times. They won't stop charging my credit card when I asked them not to. They won't take me off auto-pay.

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    Customer ServiceCoverageTechSales & MarketingPriceRefunds & PayoutsRatesFollow-Through

    Reviewed May 21, 2024

    Not an absolute scam but you certainly do not receive what you expect from this company. Their sales pitch and website make it sound as though you can “pick any repair shop you want including the dealership”. Get an estimate for the work, call to gain approval, have the vehicle repaired and pay your deductible. Wrong. They rely on “national average repair rates and aftermarket parts costs”. What that means is that actually repairing your car will cost far more than their data shows. So you should be prepared for the program to cover maybe 50% of the cost before your deductible. For most repairs, you’d be better off if you simply saved the upfront cost of the warranty program and paid out of pocket for future repairs. Perhaps not a scam but certainly not as advertised on their webpage. Stay away.

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    TechRefunds & PayoutsMaintenanceHonesty & Transparency

    Reviewed May 7, 2024

    They deceive. If repairs are needed, they will find a reason to refuse to pay for the repairs. If you terminate the contract, they do not return the full amount paid under the contract. If you haven’t used it, they still don’t pay. They count how long this contract lasted and calculate the money. They lie.

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    Customer ServicePriceStaffRates

    Reviewed March 7, 2024

    The experience has been fantastic! The staff was helpful and friendly. I would recommend them. Awesome customer service! Very good experience. ABSOLUTELY AMAZING!!!! Everything was done well at a reasonable price.

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    Customer ServiceStaff

    Reviewed March 7, 2024

    Strong customer service reputation. Very good experience. Awesome service. The staff was helpful and friendly. I would recommend them. Awesome customer service! Very good experience. Very satisfied and would use them again in the future.

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    CoverageTechPricePunctuality & SpeedRefunds & PayoutsBillingRates

    Reviewed Feb. 29, 2024

    I purchased their Titanium plan which covered primarily bumper to bumper with $100 deductible. Was told can use any ASE or dealership for repairs. If you buy this plan, expect to pay out of pocket for much more than the deductible amount. They will lowball labor and parts prices. This plan through Carchex is administered by Royal Administration Services. I submitted two claims at different times. The first was for non working AC and a malfunction control arm. Total bill for both these repairs were $990.55 in which they paid only $517.59. Per the mechanic, they would only pay for a used aftermarket control arm part. I was told by the mechanic they could not warranty a used part, so I ended up paying out of pocket $472.96, well over the expected $100 deductible.

    Two years later, I needed a fuel pump. Plan paid only $319.58 out of a total bill of $1117.27, leaving me to pay the balance of $797.69. Again, well over the $100 deductible amount. Their methods to determine parts and labor cost do not reflect realistic prices and therefore the plan will end up paying significantly less than one would expect. I have had other extended warranties of which I never paid more than the deductible amount, and wish I would have stayed with those. This plan looks good on paper, but in reality will not pay out as expected. Please look for another vehicle warranty. Based on my two experiences, I would recommend staying away from Carchex/Royal Administrative Services. I would recommend not buying this plan.

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    Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenance

    Reviewed Feb. 20, 2024

    Enroll with Carchex and paid 5 months, my brake & ABS light came on my dash, Had my car look at by a license mechanic on his computer and the repair cost $4,000. Had my mechanic call the claims and he was told need to show cause? I paid my mechanic $130 to check my car. Also I talk to the claim and ask them email me what is needed? They say can't email me and I told them I'm not a mechanic and what else is needed? After 20 minute over the phone I decided to cancel my plan. My car 2008 LS 460 Lexus only $20,000 miles like new.

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    Customer ServiceClaims HandlingCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaff

    Reviewed Nov. 4, 2023

    CARCHEX IS 100% PURE ***GARBAGE*** Please DO NOT GET THIS WARRANTY COMPANY!! I was a year into the policy and my A/C compressor went out. I filed a claim and once it got to the adjuster who supposed to pay for the claim they denied it! The adjusters will use every excuse to not pay the claim. I went to 3 different mechanics over a 30 day period including the dealership and everyone said the same thing that the A/C compressor was NOT WORKING AND THEY STILL KEPT DENYING THE CLAIM AND THE A/C compressor IS SUPPOSED TO BE COVERED ON MY POLICY.

    I paid close to $1000 out of pocket for diagnostics per a loyalty department customer service representative advice. I cancelled with them and I'm waiting on my refund. IF I DON'T GET THE PERCENTAGE OF MY REFUND WHICH IS 90% for Florida that's owed to me then I'm getting a lawyer and suing CARCHEX and posting more bad reviews everywhere I can!!! Please don't waste your time with CARCHEX. Save your own money in case of a breakdown. CARCHEX is a total rip-off!!!!

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    Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceStaff

    Reviewed Oct. 5, 2023

    I had purchased the platinum package for my Audi. After about 4 months after having my plan, my check engine came on and took it to one of the only places in this city that fixes European cars. It ended up being the factory turbo had went bad and needed replaced. This is a standard part for my car to have a turbo for the engine to run properly. I have been trying to contact Carchex several times to get reimbursed for this cost, but cannot get any help or response!

    I paid over $5000 out of pocket for a part that was covered by my contract with Carchex! They are so eager to help you get a new customer and even asked specifically if certain parts would be covered, ie, transmission, turbo, engine, etc... was told, "Yes, that is all covered!" Now that I'm trying to get paid for it, cannot get anyone to help. Unbelievable how awful this company is at taking care of its customers!

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    CoverageSales & MarketingStaffBilling

    Reviewed Oct. 4, 2023

    I keep paying and making payment after payment and so far NOTHING the salesperson promised would be covered has been. I was never sent a "welcome package". I'm not happy, I cannot access my coverage online and after reviewing recording of conversation with the salesman, I feel like I've been robbed. All of the things I felt were important to cover, ARE NOT!! I've paid 100s so far FOR NOTHING!! And WHAT A HASSLE! NO booklet with my plan, no "welcome package", just payment after payment. No thanks.

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    TechSales & MarketingStaff

    Reviewed Oct. 1, 2023

    The service rep was very helpful and knowledgeable. Therefore this sale went well beyond my expectations. Of course, I haven't had an opportunity to use the services yet. If the servicing goes as well as this, I'll be happy to recommend this company. Even though, as of yet, I have been unable to download the contract.

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    Customer ServiceCoverageMaintenanceStaffBillingHonesty & Transparency

    Reviewed Sept. 28, 2023

    The experience I had was very misleading. If my part stops working but get a piece of rust on it I’m not covered. So meaning even if rust is not the cause of the part breakdown just because the part has a rust stain they will not fix the part. All parts rust and still work fine. It has to be a manufacturer problem in order to get the part fixed but can’t have any rust on it whatsoever. I was also told that Jordan a customer service representative didn’t have a supervisor. She also stated that Carchex makes the auto payments which is false. Be careful what you sign up for.

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    Customer ServiceCoverageTechPunctuality & SpeedRefunds & Payouts

    Reviewed Sept. 26, 2023

    I never bought vehicle and canceled contract within a few hours. Over the next month I called three more times and emailed twice to cancel and get my refund. Still waiting on it now but hopefully this was the last call. Very frustrating experience. I ended up purchasing a 2011 Chevy Cruze but I am very reluctant to get coverage with this past experience.

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    Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedStaffRates

    Reviewed Sept. 26, 2023

    The website made it seem like CARCHEX was a scam at first. I called the number that it gave me and I got transferred to somebody in sales. Then they transferred me to the sales rep and he was asking if I was calling for this other company. When I told him that I was calling for CARCHEX, he told me to hold on. He put me on hold and he never came back. So, I hung up. Then I called back and that was when it was all legit.

    The rep made it seem like everything would be fine and he had my back, which I appreciated. I hope that comes true when it's time for me to use the warranty. Also, he didn't try to upsell me and I had follow-up emails as well. But there wasn't a lot of perks. My representative made it seem like the coverage included mainly the transmission, engine and some extensions. But I kept asking what did he mean by the extension. He told me that the policy covers the air and the windows, but I'm not sure if it covers the battery. Other than that, I told my friend that I like CARCHEX. Most aftermarket warranty companies would request you to drive 1,000 miles and to wait 30 days. But CARCHEX would only require you to wait 25 days and only drive 500 miles. Then, it was for a price that was 15% less fees than the other companies. That's dope.

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    CoverageTechSales & MarketingPriceStaffRatesCoverage - Components

    Reviewed Sept. 25, 2023

    The sales rep was very nice and answered all my questions. She was very detailed on how the process worked, what was covered and what was not. No one tried to sell me something that I wasn't looking for. She went through all the different products that they have. She told me what Carchex had for the specific amount and the best thing that was suitable for me according to what I was looking for. Then, she helped me compare one with the other. So, it was great.

    I own a Mercedes Benz and it has over 100,000 miles and I was looking for the big-ticket items such as the transmission, electrical, engine and cooking that are the big-tier prices on this kind of vehicle. The amount was reasonable for the stuff I was looking for and I like that the deductible is only $200. Most of the companies charge you a deductible of $1,000 and then, they cover the rest of it. So this one is only $200 which is good. I was paying about the same when I had the extended warranty that the dealership offers. I wish that everything was covered, like every little button on this car, because every part of this car is expensive. But some things are wear and tear, and so it doesn't work that way.

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    Customer ServiceCoverageTechPriceMaintenanceRatesHonesty & TransparencyRental Car

    Reviewed Sept. 24, 2023

    I've had CARCHEX for three years and it's like 3,000 each time I renew it. It was basically 1,000 a year. During that three-year period, I had my car in the shop for something minor. This time was the second time that I've ever had the car in the shop while under CARCHEX and they gave the dealership a hard time. The dealership compromised labor and other things that the car needed. I asked the dealership if CARCHEX is paying less than normal compared to other extended warranty companies and the dealership said that CARCHEX is paying less. That really irritates me because I just signed up with them for another year. Had I known this problem was gonna exist, I would have picked another company. I'm very disappointed that I signed up with them for another three years.

    They were easy to get on the phone when I needed to extend my policy. They were cordial and efficient. When I had a claim and my car was in the shop, they sent an adjuster out right away. They didn't hold up the repair process, which is a good thing. The problem lies in their not wanting to pay. I know the dealerships charge more for labor per hour than another guy on the side with a smaller shop and Mercedes did decrease their hourly rate as much as they possibly could. But when I have my adjuster who's been my guy since I bought the car tell me that they're paying less per hour than other warranty companies, then I'm very dissatisfied.

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    CoverageTechStaffRates

    Reviewed Sept. 23, 2023

    The interaction with the rep was great when I signed up with Carchex. I have the highest plan with them but I hope I never have to use it. I got a Cadillac and the transmission fluid may be changed at 50,000 miles. I’m concerned that it says in the contract that you have to change the transmission fluid every 24,000 miles and if I don’t, that’s a reason for a denial in repairing it. So, that's a conflict of interest with what the factory warranty may be.

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffRental Car

    Reviewed Sept. 22, 2023

    People should make sure they know what they're getting in their plan to know what's covered for their vehicle. When I spoke to the Carchex rep, he said my deductible would be $100, but once I got my documentation in my email, it said my deductible was 200. I had to call back for Carchex to change it. It was weird that I got something totally different than what we spoke about, but other than that, my experience was good.

    My policy covers things that could possibly go out, including the engine, the transmission, and the starter. Carchex will also pay for my rental car while the car is getting fixed. I have a 2017 Chevy Malibu, and it's already at 100,000 miles. I know that once they hit 100, that's when things start acting funny. I still might have to do a claim once my time is up to make sure, because I'm a traveler, and I don't want anything to happen to my car.

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    CoveragePriceStaff

    Reviewed Sept. 21, 2023

    The people that I dealt with were great. They were willing to work with me as far as the cost and they explained the coverage. They were nice people and friendly.

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    Customer ServiceCoverageTechSales & MarketingStaffBilling

    Reviewed Sept. 21, 2023

    There was an ad on Facebook for CARCHEX and I clicked on it. They didn't call me and aggravate me with a bunch of promotional calls. There's this one company that is a very prominent name and they aggravate people so badly with calls that I decided a long time ago I wouldn't buy their product if it was the only one on earth. I called the CARCHEX phone number and was connected to someone who was very helpful.

    In receiving my written contract, I sometimes scratched my head as I sat here last night and read through that. I'm beginning to wonder what is covered under that contract and what will I actually get in the event that my car does have serious issues. One other thing that I had to read two or three times was the fact that it's so many months or so many miles before the contract ever kicks in. The other part that I question and wonder about is having to have everything approved ahead of time before I can have any work done on my car. But I would have to take the car to a garage first before I know what's wrong with it and then I gotta make phone calls and get somebody on the other end to understand what they're talking about. I'm not sure how helpful this policy is gonna be but I'm gonna try it for a while and see how it goes with it.

    I hope I'm not just throwing money away for no service when the time comes. My car is the very first one I ever had and I was in my 70s when I bought it. I'm now in my second year of being 80 and there are no issues with my car. I don't expect or anticipate any. But in the event that something does happen, it's a good idea to carry that CARCHEX contract. So far, I've only been in contact with one person. The lady I talked to was very nice. I got a phone call the other day wondering if I actually had agreed to have that payment put on my credit card. I agreed to a one-time payment.

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    Customer ServiceBilling

    Reviewed Sept. 21, 2023

    I have not gotten info from Carchex since my first call. I get an email from MEPCO wanting me to set up account. It contains no info from our communication. It gives info on what they will do with MY info. I do not establish auto-pay without knowing the billing amount! If this is not resolved within 4 business days - I'll take my business elsewhere.

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    TechSales & MarketingPrice

    Reviewed Sept. 16, 2023

    The CARCHEX lady that I spoke to gave me an extended discount per month. I got towing and roadside assistance with the program that I signed up with and I would tell a friend to check out CARCHEX because it's better safe than sorry. And it is very affordable at around $3.50 a day. People spend that on candy and cigarettes, so you might as well spend it on something that you are going to need that benefits you.

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    Customer ServiceSales & MarketingPriceStaffRates

    Reviewed Sept. 13, 2023

    When I talked to Carchex, the rep seemed to know what he was talking about. He was polite. But it was a little high-pressure sales. It was like a timeshare-type thing. I was really thinking of almost not doing it because of that. They told me, "Would you sign up today if I could get my boss to agree to this? Well, let me go talk to him." Right there, I almost hung up. But it was something I was interested in, so I didn't. Carchex shouldn't do that. If they know a price they can offer you, they should just say, "Hey, it's this price," and then sell it on the product itself, not that timeshare sales tactic. So I'm still on the fence on whether I cancel this out because of that.

    I was disappointed that Carchex didn't offer me the premier package. They said it was because my car had over 100,000, and they couldn't offer me the package where it protects the electrical, like the navigation and the electrical component type stuff. That's another reason why I'm still considering my 30-day period of dropping Carchex.

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    Customer ServiceStaff

    Reviewed Sept. 13, 2023

    CARCHEX called me, I talked to the lady, and she convinced me. She was very friendly and knew what she was talking about. It was very good.

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    Contract & TermsCoverageTechRefunds & PayoutsStaffBillingRates

    Reviewed Sept. 12, 2023

    I decided to check into CARCHEX and my experience was good with a fellow I spoke with. He clearly explained everything to me. I went back over it. And what I didn't understand, he re-explained. He was very patient. So, I decided to go ahead and sign up with him. He explained to me all of it that were perks. We came to a dollar amount arrangement and that helped to seal the deal. Perks are very important. People wanna see what they get for their money and that made it even more enticing for me to go ahead and select CARCHEX.

    He had to go over both packages. I was interested in knowing what was covered. I am not well-versed in all the mechanics of a car, but I listened carefully about what I wanted and I wanted the best protection for my car. That's how we arrived at my package. It was much easier than I thought it would be. And he made it simple and said, "And if you have any questions at all, you can contact us about anything." So, I felt rest assured that I was in good hands, that my car was protected and I had the peace of mind I needed and I just had to pay my monthly fee.

    The setup was easy, the information was comprehensive, that I had a clear understanding of what I was paying for and what I was getting for my money. And that if they wanted to have somebody, until they prove you wrong by their actions in not fulfilling the agreement, you can trust them. Until they prove me wrong, I'm okay with making my monthly payments.

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaff

    Reviewed Sept. 12, 2023

    I went online and checked Carchex, and I talked to the guy. I was impressed with the coverage and everything they had to offer. The deductible was $200 and I said I couldn’t do that because Endurance was giving me a $100 deductible. And the guy from Carchex said they could do the same thing. I told him to do it and not to screw me with another $100 from the beginning knowing well that Endurance was gonna give me that. So with my being a disabled veteran, I got a discount from them. The guy said he would send me a package and I asked if that was a problem. He said no. Carchex shouldn’t give me a hard time with getting my package in because Endurance did that to my buddy. It took him almost three weeks to get the package.

    Other agents from Carchex kept on calling me and I told them they needed to get themselves together. The agents are not communicating or they're not checking the computer that I already bought a policy. The first guy was trying to get me to do multiple cars and I said I still have a warranty on my truck. I'm not gonna do anything on my truck until my warranty has expired. So I'm just waiting. This guy was trying to pressure selling me that way and I told him not to do that. I'm not gonna deal with him until December when my truck is paid off. So then, I had this other money that I could work with. Today, this other guy calls me from CARCHEX, trying to talk me into getting that extended warranty on my truck. I said I already talked to Oscar and I already told him my situation. I said he should not bother me anymore or I'll forget about going with Carchex on my extended warranty on my truck.

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    Customer ServiceClaims HandlingCoverageSales & MarketingPriceStaffRates

    Reviewed Sept. 12, 2023

    It's a little bit hokey that when I called CARCHEX, the price started out at 279, then within two minutes, it was 249. Within another three minutes, it was 219, and within another two minutes, it was 149. Then it ended up being 119. I know about sales but they should have one price when someone calls. I got the premium package and I wanted to cover as much as possible on the car. The rep said the warranty would take effect within 500 miles or 28 days and he was professional enough. I asked how to submit a claim and he gave me a phone number. He also said that I should tell him the account number that I would get in the email and I did.

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    CoverageStaff

    Reviewed Sept. 12, 2023

    The CARCHEX rep explained the package quite well and that met what I was willing to pay to get the coverage that I wanted.

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    CoveragePriceStaffRates

    Reviewed Sept. 12, 2023

    The rep from CARCHEX was helpful. She explained the coverage thoroughly. She said she would send paperwork. As far as the price, it seemed to be fair.

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    Customer ServiceStaff

    Reviewed Sept. 11, 2023

    I called Carchex and they started out with a high amount of money. I told them I wanted to take their highest plan, but I would not spend more than $99 a month. They gave me it for $99. They were very helpful. Not only did they send me an email and a text message telling me, "Welcome on board," but they're also sending me information coming in the US mail. They are on the ball as far as getting me with the information that I needed and what I'm gonna need.

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    CoverageStaffBilling

    Reviewed Sept. 11, 2023

    The rep with Carchex went through all the different things with me. They cover so much more than the other companies. I like the fact that there is a high limit on the policy. I don't expect it to go up to that limit, but nevertheless, it's a peace of mind. I also like that it's active as long as I make a payment.

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    Customer ServiceCoverageTechFollow-Through

    Reviewed Sept. 11, 2023

    Carchex is the best extended warranty company. They live up to expectations and do what they say they're gonna do. Anything I had done to the car, they had it covered. All the dealership had to do was call them.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBilling

    Reviewed Sept. 11, 2023

    The rep told me that I would be covered with all my major issues if something ever went out, like my backup lights, backup camera, and radio. I have a hearing problem, so I put the call on speaker to hear better and my son was listening in the background. He said it sounded good to him and he was glad I got the extended warranty. The rep said the coverage would take effect as soon as he was able to finalize it with my payment. After I paid him, he sent me all the information and I printed out the paperwork. He said I would get them in the mail also. Besides that, I don't understand what I read on the papers. The information is saying I've gotta maintain the car, which I do. I would keep all the records and I've gotta make sure I didn't cause it to break down, that it did it on its own.

    I wanted to get some kind of coverage where I would be able to take my car into a shop and get it fixed if it breaks down. My car isn't that old and I haven't had any problems with it. If it ever broke down though, like a major issue, I needed to make sure that it'd be covered because they cost quite a bit nowadays to get fixed. I have a friend at work that's looking at the same thing, but she doesn't know I got Carchex. I'm waiting for her to ask me and I'm gonna tell her it sounded all right with me, so I went ahead and got it because I have to have some kind of warranty after mine ran out to keep up with the maintenance on my car.

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    CoveragePriceStaff

    Reviewed Sept. 11, 2023

    The rep told me all the info I needed to know. I didn't have to ask too many questions because she was very informative, and I liked her. I have roadside assistance and rental as perks. I've told a friend already. I recommend Carchex because it's affordable and people get good coverage on their car. I liked it when I heard about it. I have a nice car and I need that coverage. Anything could happen and I wanna keep my car going.

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    CoverageTechRefunds & PayoutsStaffRates

    Reviewed Sept. 10, 2023

    Carchex had a high rate and it was better than the ones I've been checking out. I asked if they had a shop that I could go to. I was told you could take the car to any shop you want to take it to. I got a package that covers the engine and the majority of everything. It covers really mostly what I need and it comes with oil changes. What they can't do, I'm not worried about it. I can always have my brother or somebody to look at it. The policy takes effect in 25 days.

    I have a brother who is a mechanic and he said there are certain things that you would want for your cars and done for them. Some shops don't even want to do them anymore. If it's a major job, they don't wanna do it. An extended warranty is a good thing as it helps save people money. When the pandemic came, a lot of people's cars got messed up. They couldn't afford to pay for them because some of them were out of jobs. On the whole, Carchex sounds really good and I can pass it down to a family member. They're nationwide too.

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    Customer ServiceCoverageSales & MarketingMaintenanceStaff

    Reviewed Sept. 10, 2023

    CARCHEX was the first company I called and they offered me a veteran's discount. The rep was knowledgeable. There were some things we were confused about like the regular maintenance. If specific things weren't done with regular maintenance, I want to make sure they would still be covered. They said that it was covered. They would try to change the transmission fluid first. We would do that and flush it, and we're responsible for that and I understand that. But if that doesn't work, then they would cover the transmission. That was what he told us. I would recommend CARCHEX to friends.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 10, 2023

    My mother-in-law recommended CARCHEX and it was just good advice. She told me that it probably would be wise and get something that would cover me just in case something were to happen. Signing up with CARCHEX was convenient and it was very informational. They did great. At first, I was calling as I was curious but they sold me on it after a few phone calls.

    I would refer CARCHEX and tell friends and family that I have coverage and they're pretty friendly people. But I will have to inform them I've never used it yet. There's a 25-day either/or 500-mile requirement. My fear is that six months down the road and something does go wrong, they won't handle it and I would be paying 150 a month for that. Other than that, everything in the paperwork sounds good. I got the works, roadside assistance, drivetrain, and pretty much everything. If I need something, I just call for the most part.

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    CoverageStaffRental Car

    Reviewed Sept. 10, 2023

    The rep was super nice and helpful. She really wanted to win my business. I got a well-rounded package where it wasn't all the tiny stuff. All the major things were covered. There's roadside assistance and a rental car. I'd definitely recommend CARCHEX.

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    Customer ServiceCoverage

    Reviewed Sept. 10, 2023

    Having a vehicle protection plan is very valuable. I had one for five years and it was good. The one I had was $99 a month and I paid that for three years and I got two free. I had something go wrong in those two years like the refrigerant part on the air conditioner. I took it to the Chrysler place and it was $1,700. My insurance paid 14 and I paid 300. That was not bad. That expired and I looked online. Somebody called me and it had an Owensboro number. He said, "It seems you were online looking for car insurance. Let’s speak to somebody.” A guy came on and said, “This is CARCHEX.” He negotiated and gave me a good deal. CARCHEX is okay and I got it the other day. The sign-up was easy.

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    TechStaff

    Reviewed Sept. 10, 2023

    Carchex is a good company. The rep seemed pretty knowledgeable of the product and he mentioned the roadside assistance, the towing, and all the perks.

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    PriceStaffRates

    Reviewed Sept. 9, 2023

    I just signed up with Carchex and I had a great experience with the young man who took care of me. He was very accommodating and knowledgeable and got me sold. He knew what he was doing and he was very pleasant. He was able to answer the questions I had. I would refer him because he knew what he was talking about. I was trying to keep the price right around 100 because I knew what fit my budget. He did what he could to work it out. It's a tad bit over 100 but I'm okay. Everything worked out perfectly. I made the right choice by getting the protection plan.

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    CoverageSales & MarketingPriceStaff

    Reviewed Aug. 20, 2023

    I checked out CARCHEX and ended up getting a quote from them that was within my budget. The representative did a great job. I told her what I was looking for as far as the warranty goes and she laid out exactly what the warranty would cover with what I was going to get for my 2014 Lincoln. She was very helpful.

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    CoverageTechSales & MarketingStaff

    Reviewed Aug. 19, 2023

    Signing up with Carchex was easy. The sales rep wasn't pushy and he let me make my own mind up. He was very courteous and he knew his stuff. The car that I got coverage on is an '07. I was wanting a little bit more coverage. But with my car's age and mileage on it, I got most of what I wanted, but not everything. It didn't cover all electrical. But with Carchex, they do a month-to-month. So, you're not locked into a three-year contract or four. Your contract is good as long as you pay your monthly premium.

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    Staff

    Reviewed Aug. 19, 2023

    I'm satisfied with the process at Carchex. The rep was really giving details, and also, he was asking questions about the car. He was a professional.

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    CoveragePricePunctuality & Speed

    Reviewed Aug. 18, 2023

    They have really good coverage, especially since we're getting close to the 100,000 miles. I was afraid that I wouldn't find something with the coverage and the deductible that Carchex has. It's really low. So it makes it easy, that if something were to happen, I don't have to wait to get paid. It's something that I could pay right out-of-pocket and actually afford.

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    Customer ServiceCoveragePriceBillingRates

    Reviewed Aug. 18, 2023

    The signing-up process was nice. Carchex gave me a call to confirm some of the details of my vehicle, to confirm the price and that I was eligible. They went over the disclosures, made sure I didn't have any questions, and then set up the first payment. There are two situations that I would apply for the coverage to take effect. It's after 24 days and 500 miles, and the other one is 60 days and 250 miles 'cause I told them I didn't drive a lot.

    I don't know Carchex's entire pay structure and how their costs operate, but I work in the insurance industry for farmers. If people generally try to call in to get something that's currently wrong covered, then their business model is to accept payment then deny coverage for some reason. I'm concerned that Carchex won't cover me if something does happen, but as of right now, I haven't ran into anything. I'd tell people to check them out.

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    TechPriceBilling

    Reviewed Aug. 17, 2023

    Mr . ** was very polite and efficient explaining the Carchex to me. He answered all my questions with lots of confidence. I hope my experience with you will be useful and the dealership doesn’t give me a hard time. I don’t like the deductible of $200.00 and the amount of payments I have to make.

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    CoverageStaffBilling

    Reviewed Aug. 14, 2023

    The rep I worked with was knowledgeable, professional, and very patient. He explained everything that the policy covers, the amount, and the payment.

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    PriceStaffRates

    Reviewed Aug. 14, 2023

    The rep I talked to was really helpful. He gave me a price that was affordable for me.

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    Rates

    Reviewed Aug. 12, 2023

    Their rate is too high. But I had a fine experience when I signed up with them.

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    CARCHEX Company Information

    Social media:
    Company Name:
    CARCHEX
    Company Type:
    Private
    Year Founded:
    1999
    Address:
    118 Shawan Road, Ste. 210
    City:
    Baltimore
    State/Province:
    MD
    Postal Code:
    21030
    Country:
    United States
    Website:
    www.carchex.com

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