MetLife Auto Reviews
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About MetLife Auto
MetLife provides home, auto and health insurance throughout the U.S. It offers auto coverage through its website, as well as through some employers. The company provides highly customizable car insurance policies, affordable rates and special discounts, including workplace deals.
- MyDirect online portal
- Easy-to-use website
- Highly customizable
- Some coverage can be pricey
- Online portal unavailable for some
Helpful Reviews
What is MetLife auto insurance?
MetLife is a provider that partners with businesses to offer employees auto insurance. It also provides direct coverage through its website. Its customizable insurance features various add-on options, like identity theft and enhanced car rental damage coverage. The company’s 24/7 customer service reps can help you file claims and point you to programs and discounts so you can get the best rates. MetLife also offers special workplace and association discounts.
How does MetLife auto insurance work?
If you're interested in MetLife’s low-cost insurance and various discounts, you can get a free quote on its website; just enter your ZIP code and answer a few quick questions. MetLife will then provide your auto insurance options, each within a different coverage tier, based on your needs. You can then select the coverage you’d like. Once you're a MetLife member, you can easily make changes to your policies online.
Additional coverage options MetLife offers include:
- New car replacement: If you have a new car, MetLife will replace it in the event it's totaled in a covered accident.
- Major parts replacement: Although not available in all states, this coverage replaces significant car parts damaged in a covered accident.
- Gap coverage: This helps cover the insurance gap if you're still making payments on your totaled car.
- Ride-share coverage: This coverage guarantees you and your vehicle are fully covered if you work for a ride-share company.
- Legal defense coverage: This helps with legal fees associated with a covered accident.
- Sound system coverage: If you’ve installed a fancy sound system, this protection ensures it stays in great shape.
- Identity theft coverage: This coverage helps keep your identity protected and restores your info in the event it’s stolen.
MetLife auto insurance quotes and rates
MetLife auto insurance rates depend on several variables, like driver’s age, location, driving record and more. The company seems to offer rates slightly cheaper than some other providers list — overall, though, its rates can be fairly high without discounts, averaging about $486 for six-month coverage without add-ons. Some discounts that can bring down your costs include:
- Good driver
- Defensive driving course
- Association
- Multipolicy
- Good student
- MyJourney
- Deductible savings
Metlife Auto Insurance FAQ
Does MetLife cover windshield replacement?
Does MetLife have accident forgiveness?
What does MetLife auto insurance cover?
Is MetLife auto insurance available everywhere?
Still have questions?
Is MetLife auto insurance good?
MetLife is a good company with solid auto coverage and numerous discount options, including workplace deals. It's best for those who qualify for some of its discounts or who want specific and customizable coverage, such as legal fee, identity theft or sound system protection.
MetLife Auto Reviews
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- We use intelligent software that helps us maintain the integrity of reviews.
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MetLife Auto Company Information
- Company Name:
- MetLife Auto Insurance
- Year Founded:
- 1863
- Address:
- 1095 Avenue of the Americas
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10036
- Country:
- United States
- Website:
- www.metlife.com




