GEICO Reviews

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About GEICO

GEICO sells auto, home, renters and motorcycle insurance. It has several discount options, including for those who combine its coverage policies. As a direct provider, it can offer lower auto insurance rates than many of its competitors. Policyholders can manage their coverage online or through the company’s mobile app.

Pros
  • Affordable policies
  • Several discount options
  • Intuitive website and app
Cons
  • Can be pricey for high-risk drivers
  • Few local agents

Helpful Reviews

Brockton, MA
Verified purchase
Michael ** assisted with an error I found on my parent's policy with professionalism and in a timely manner. I can't say enough good about Mikey, he has restored my faith in Custo...

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St Albans, NY
Verified purchase
I've had Geico auto insurance over 30 years, and I have found they are the easiest to deal with. Online or mobile app, it makes managing my payments and policy easy… customer serv...

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What is GEICO auto insurance?

GEICO is an insurance company that has served American drivers since 1936, and it’s currently one of the largest coverage providers in the country. The company is known for its affordable rates and various discount options. GEICO focuses on mobile app and online services rather than in-person assistance, but policyholders get access to 24/7 support and roadside assistance.

GEICO car insurance coverage

GEICO offers a variety of car insurance options, including:

  • Collision: Pays for damages due to an accident.
  • Comprehensive: Covers vehicle damage caused by theft, vandalism, fire or other incidents.
  • Bodily injury liability: Pays for damages for the other party’s bodily injury or death from an accident when you’re at fault.
  • Property damage liability: Covers damage to someone else’s property from an accident for which you’re at fault.
  • Medical payments: Pays for your medical expenses resulting from an accident.
  • Personal injury protection: Pays for medical treatment, missed wages and other accident-related expenses no matter who’s at fault.
  • Uninsured motorist: Can help cover your injuries or property damage caused by an uninsured driver.
  • Underinsured motorist: Pays for damages caused by drivers without sufficient insurance.

GEICO also offers add-on coverages, such as emergency road service, rental reimbursement and mechanical breakdown insurance.

GEICO car insurance quotes and rates

As with most car insurance, rates vary depending on a number of factors. The company considers your age, location, driving history, gender and more when calculating your rate. To get an accurate quote, reach out to GEICO online or over the phone.

For customers who qualify, GEICO does offer several discounts:

  • Air bag
  • Anti-lock brakes
  • Anti-theft system
  • Daytime running lights
  • New vehicle
  • Good driver
  • Seatbelt use
  • Defensive driving
  • Driver’s education course
  • Good student
  • Emergency deployment
  • Federal employee
  • Membership and employee
  • Military
  • Multivehicle
  • Multipolicy

GEICO FAQ

Does GEICO offer classic car coverage?

Yes, GEICO does offer coverage for classic and antique cars. The company has specific criteria for this insurance.

Does GEICO have a safe driver discount?

Yes, GEICO offers discounts for safe drivers, as well as a program called DriveEasy, which uses an app to track your driving. With this app, you can save up to 25%, depending on your driving habits.

Does GEICO have full coverage plans?

GEICO claims there’s no single definition for full coverage insurance. Instead, it emphasizes tailoring coverage to meet your specific needs. GEICO offers vehicle, liability, medical, uninsured motorists and more coverage to meet your needs.

How long is a GEICO quote good for?

GEICO doesn’t specify how long a quote is valid; the length of time varies from provider to provider. Some quotes last for 30 days or more, and some companies update quotes in real time, meaning they could change at any point.

How much does GEICO auto insurance cost per month?

Your monthly car insurance rate will vary depending on a number of factors. GEICO will base your policy cost on your vehicle, location, driving history and more, so there’s no way to know your exact monthly rate unless you reach out for a quote.

Still have questions?

Is GEICO good car insurance?

GEICO is one of the country’s largest insurance providers, and it’s known for its affordable rates and plethora of discounts. It offers 24/7 customer service and roadside assistance, and it focuses on serving policyholders online and through its mobile app, which many find convenient. However, if you prefer managing your policy in person, GEICO may not be the best choice for you.

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GEICO Reviews

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    Page 1 Reviews 0 - 5
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    CoverageStaff

    Reviewed May 14, 2026

    GEICO's medical adjuster Joseph has been helping me navigate my first accident where I needed to use PIP coverage. Crash-related injuries and anxiety make the entire process seem so large and overwhelming, to say nothing of the deadlines where you should get your paperwork in as soon as you can, but you feel like you also shouldn't make any mistakes under that pressure either! Joseph was very polite and patient with me and clearly explained my benefits and answered the questions I had about the forms I needed to fill out. That certainly took a weight off my shoulders, so thank you, Joseph!

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    CoverageStaffHonesty & Transparency

    Reviewed May 9, 2026

    I feel deceived by the insurance company's attorney, who wrote untruths regarding an incident for which I bear no responsibility. The company lied claiming they did not have the data. Is the only reason to study law to learn how to lie? Does this country offer no opportunity to earn 5000? What kind of future awaits our children if the law is applied in this manner? Why we must pay insurance if we can not trust them because they lied.

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      CoverageSales & MarketingOnline & AppStaff

      Reviewed April 1, 2026

      Tiae was very helpful and was very informative about the app website and getting my proof of insurance coverage. Cards e-mailed to me. She also set me up to get a discount on bundling my car and renters and other insurance. She took her time and walked me through everything at the GEICO in Nashville Tennessee. Thanks again...

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      Customer ServiceStaffResolution

      Reviewed March 23, 2026

      I can’t say enough INCREDIBLE things about my experience with Leland and his supervisor Andrew at GEICO!! What was already an incredibly stressful situation turned into the best customer service I've ever experienced! Leland went truly above and beyond—he spent hours patiently helping me. No other company has ever done the absolute most like he did! I never felt like I was “just another claim”—he made me feel prioritized, and genuinely cared for. From the moment he got on the phone he was warm and caring and I could tell he really is a kind and good hearted person. I've dealt with customer service all of my life and there has been no one who's stood out ever like he did!! He literally spent his day looking into every possible option to help me.

      Andrew, his supervisor, was equally impressive! Andrew stepped in with his thoughtful support and was able to help offer another solution that resolved my issues today. He also went above and beyond and these are the people that you want representing your company! They made the BEST team and I hope they are recognized by Geico and awarded in some way!! Leland and Andrew both should make Geico proud, I AM so grateful that I had the chance encounter to get Leland and I am so happy to be a 14 year Geico customer!! Thank you both for going the extra miles—you have made me believe in the goodness of people again!!

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      Customer ServiceCoverageTechPunctuality & SpeedStaffResolution

      Reviewed March 20, 2026

      GEICO exceeded my expectations in terms of efficiency and customer service. The combination of quick responses, thorough assistance, and effective communication made a potentially difficult situation manageable. If you’re looking for an insurance provider that prioritizes customer care, I wholeheartedly recommend GEICO. Claim department Mr. **, Mr. ** and local claim adjuster Mr. ** are very helpful. They willing to to go the extra mile to ensure all my concerns were addressed, which is something I truly appreciated during a stressful situation. I’m grateful for their support and patient, the entire experience felt personalized, as if they genuinely cared about resolving my issue efficiently. Thank you!

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      Customer ServicePriceStaffBillingTransparency

      Reviewed May 24, 2026

      Had a horrible experience with Geico today. Jennifer was very rude to me. She got very frustrated explaining my bill to me. My premium went from $3025 for November 2025 renewal to $3991 for May renewal. That is for 6 months for 6 cars. Geico go up on you unexpectedly without explanation. I tried to let her know that she’s rude and she was still raising her voice on me and not acknowledging my feelings. This company is horrible. Don’t say I didn’t warn you. My bill supposed to be just the difference of a new car that I added which is $445 per 6 months add to what I paid 6 months ago which was $3025 plus $445. Mind you, I paid close to $300 up to May 28 for adding a new car and a driver. I was expecting to pay close to $3500 and not $3991. Jennifer has no explanation for me. Instead she was very aggressive. I’m just frustrated and looking to change to a different company.

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      Customer ServiceStaff

      Reviewed May 21, 2026

      I cannot say enough good things about GEICO. I had a minor accident, they called 2x just to make sure I was ok, they arranged the body shop and the rent a car while being knowledgeable and extremely friendly. I am proud to be a customer of 24 years. Thank you for the service

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      Customer ServiceCoverageSales & MarketingPriceStaffTransparency

      Reviewed May 21, 2026

      I’ve a customer for over 32 years with GEICO insurance company. On 5/18/26 @8:39pm I placed a call to cancel my auto policy. To my surprise Agent Heather very informed and reluctant to cancel has taken the time to review my policy. Surprisingly over the course of my 32 years an update is to done every 2 years but due to certain regulations the customer is reached out to GEICO and request the above update. Said update is written in fine prints in the Declaration of the policy.

      My complaint is for 32 years of being a loyal customer. Not once received the update except on 5/18/26 to cancel the policy. All the perks and discounts were applied. On 5/19/2026 @ approximately 13:54 pm less than 24 hrs I reach out to GEICO. They didn’t honor the same. The offer was no longer available contrary a higher and very costly policy. Was offered no discount. The Agent reinstated the 32yr.

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      CoveragePunctuality & SpeedBilling

      Reviewed May 21, 2026

      Cancelled my insurance because I was late 2 days providing my wife's residency. Once it reinstated, they doubled my policy payments. This insurance is terrible. What's happening the oracle from Omaha. Run a better business!!!

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      Customer ServiceCoveragePunctuality & SpeedRates

      Reviewed May 21, 2026

      Let's start off overall that I think Geico is a decent insurance company for the military. The problem I have having five different policies with them one classic one RV and three cars. I had my one and only ticket in the last 30 plus years drop off the end of last month. Well the beginning of last month is when my policy renewed for 6 months. So I called in the other day to speak to them about rewriting my policy or adjusting it because now that one speeding ticket is gone and they tell me, "OH sorry, we can't do that till the next renewal date."

      This is total bs. That one ticket dropped off is going to lower my rates probably close to 15% maybe 20. I've looked it up. So now I'm probably in the process of looking for a different insurance company because of this. The only other thing I can think of is canceled my policies and have them rewrite them. I shouldn't have to jump through these hoops to get satisfaction with the company I've been with for years and years. Not a very Happy customer. Ronald M ** USMC

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      GEICO Company Information

      Company Name:
      GEICO
      Website:
      www.geico.com