How ConsumerAffairs uses cookies

This website utilizes technologies such as cookies to enable essential site functionality, as well as for analytics, personalization, and targeted advertising. To learn more, view the following link:

Esurance Reviews

4,962,395reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.

About Esurance

Esurance is an online insurance provider that’s part of the Allstate family. It offers auto, motorcycle, homeowners and renters insurance, and it was one of the first businesses to sell insurance online. Esurance gives free online quotes and has an easy-to-use mobile app, and its Coverage Counselor helps find the right coverage for your needs and budget. It also offers discounts for policy bundles.

Visit www.esurance.com
Pros
  • Easy-to-use website
  • Coverage calculator
  • Bundle discounts
Cons
  • Few customization options
  • Fairly high prices

Esurance Reviews

Filter by Rating

  • (126)
  • (88)
  • (63)
  • (61)
  • (646)

Popular Mentions

    How do I know I can trust these reviews about Esurance?
    • 4,962,395 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Recent
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about Esurance?
    • 4,962,395 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 4 Reviews 230 - 380
    Staff

    Reviewed April 30, 2018

    My overall experience is okay and never really had any issues. They should have more features though and I really think they can upgrade a little. Also have more deals for any age drivers. Other than that they are really awesome. I really had a great time joining. It was very fast service and I will shop with company for a while.

    Thanks for your vote!
    Staff

    Reviewed April 30, 2018

    It was very time-efficient that, with Esurance, I could download an app then change anything that I needed to change, a door taken off of my policy without ever having to speak with someone. I also liked that whenever I did have to speak with someone they were usually polite. But I was always on hold for long periods of time and then whenever I actually got to speak with someone they could not help me. They lack training. I had to be transferred to this person and then that person. It was very exhausting.

    But my overall experience with Esurance was very good. I am no longer with them and it was really amazing that whenever I did close my account with them to switch to another company they actually gave me a rebate and no mention of a rebate was in the process of me purchasing my insurance so that was very exciting to get some money back even though I cancelled with them.

    Thanks for your vote!
    CoveragePriceStaff

    Reviewed April 30, 2018

    Esurance has a nice price for 2 cars in full coverage. They are on time with wrecks or sending money to fix car. The man comes right out to do and look at car and help you in a timely manner. He is on top of things. A great man to work with.

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed April 30, 2018

    I liked that the representative would communicate with you and would be very attentive. They would honor their word to return phone calls and answer questions momentarily. If the representative doesn't have the answer to your question, then he or she will return your phone call with the answer. However, I did not like that there were not a lot of choices when it comes to coverage. I dislike the fact that the coverages that they had was very vague and I would never get a clear understanding.

    Even though, this company is under Allstate, but it seem like the coverages was not nearly close or remotely having the same coverage as Allstate. For example the good driver's discount, would be a major deal of deciding on keeping this particular insurance. Also, sometimes, your online services would not be as easy as what was said. And sometimes, it would be so frustrating following the representative procedure, but it would be so scrambled, that you would have to start over and then your information would freeze and you would have to start over, which would cause you to be angry.

    Sometimes the policy cost changed significantly. I would hate that with the different discounts that is provided, the discounts varied or it is not available and because of the state in which you live, you can not get that discount which turn your life upside down and then you find yourself either confused or angry. You can't live your life angry due to your own business.

    Thanks for your vote!
    CoveragePrice

    Reviewed April 29, 2018

    Esurance was not my choice but helpful having insurance. Online payments were welcomed but unfortunately I did not have a credit card so I had to go to a local mom & pop shop but I needed it so I can get my license. I'm finally 100% legit after not having insurance after 6 yrs and well in the long run they came thru. But the price was pretty high since I had not had insurance at the time.

    Thanks for your vote!
    PriceStaff

    Reviewed April 29, 2018

    Esurance was the best option at the time that I was shopping around, and it still is to this day. I purchased my insurance online and the whole process took about 15 minutes. My experience was fast and simple. I was approved with a policy and insurance card immediately. I'm pretty satisfied with the services I purchase. I like the price and its benefits. I enjoy the no hassle online payment center. I would improve their wait time when I have to go in the office to speak to a representative.

    Thanks for your vote!
    Customer ServiceSales & MarketingPriceStaff

    Reviewed April 29, 2018

    Overall experience was very convenient for my husband and I to be able to do everything in obtaining car insurance for our household online and also very convenient and very easy for us to be able to change our policy anytime also online and not have to deal with any kind of repercussions or customer service people. But the customer service is bad and it is not always easy to reach an actual human being when trying to get some assistance, also it is a little bit expensive for our family of four. We are offered zero discounts for our awesome driving records. Also, they haven't offered any kind of safe driver devices.

    Thanks for your vote!
    CoveragePriceStaff

    Reviewed April 29, 2018

    I like my insurance company and the coverage they provide. The purchasing process was easy. It was fast and the agent was very helpful. They gave us the best pricing per month on our quote, and we had active insurance the same day. I love the price I pay per month. It's easy to make payments and they have the lowest rates. Their agents are very friendly and fix any problems quickly. I would highly recommend to friends and family.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverageOnline & App

    Reviewed April 29, 2018

    Esurance has been inexpensive, has had good customer service, ease of use, coverage has been fine when needed. Through several years of insuring two cars we have only had one fender bender, and everything was taken care of quickly. Plus the website is easy to use. It is easy to get your cards online when you lose one. It is easy to change a policy and to make a claim. Overall, we have had a positive experience. And we have been satisfied so far.

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed April 28, 2018

    Esurance really made the process of getting new insurance very simple. I appreciated the quick response and the clear information that was provided online and also through telephone conversations. Value for the price and paperless is great and their customer service was always good and I didn't have to worry about trying to get in contact with anyone. Enjoyed service As I was able to get my proof of insurance very easily and everything was only a phone call or email away.

    However, it would be great to have either some type of personable ability not just with telephone calls but maybe a video live chat then you can speak and see the people you're speaking with to give that person will touch and that's the main difference with the other companies that have brick and mortar offices. But I appreciate the fact that they are able to keep their price really low and maybe a video chat you still offer that same low price across the nation been able to speak with a representative.

    Thanks for your vote!
    PriceStaff

    Reviewed April 28, 2018

    Purchasing process was easy. I did it all myself and didn't need a middle guy (insurance agent). I'm happy with their service so far, nothing to complain about. When I signed up for my policy online the process was easy and self-explanatory. Charges were broken down and the format easy to follow. I like that is cheap and it's convenient to manage my account online. Esurance website offers features such as online payments, printing copies of your car policies, modifying policy as needed to accommodate for personal needs. I also love the fact that Esurance is backed by Allstate. At first I was hesitant to try out a new and fairly unknown company at the time I got my policy. The fact that Esurance is backed by Allstate helped take the risk of trying a new company. I recommend Esurance to everyone I come in contact with, most of all my friends and those closest to me.

    Thanks for your vote!
    Price

    Reviewed April 28, 2018

    Esurance was easy to obtain. When I purchased my previous car I was able to use the computer at the dealership to quickly and very easily purchase insurance before leaving the car lot with my newly acquired car. Even for someone who isn't as comfortable using a computer or smartphone, I can't imagine anything being easier. I was very please with how simple process was and how very little time it took. Also I love that Esurance stuck to the quote they first gave me. I've had horrible experiences with companies charging me completely different amounts far more than I would have agreed to just so they could trick me into switching my insurance with them. Esurance has always been honest and upfront. But it would be nice if they had locations locally where I could have the option of a person to person, face to face dealing. Other than that I like that Esurance is so easily accessible through the web.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed April 28, 2018

    Esurance has always been responsive when taking care of me and has always had the lowest price for what I want covered. They are online, easy, cheap. I have always been able to talk to a person if there was questions and they also give me many options to make sure I am getting what I want for the price I want. Policies were handle fast and the work was awesome, my rates have never been super high even after a ticket. My payments come out automatically, and are easy to pay the policy. Not only come to my house but also I can get it on my phone. I can choose whether to talk to a person or on the computer. When we had to claim an accident the gentleman that came out was kind and understanding and very thorough and the tow truck company was gentle when transporting my truck.

    Thanks for your vote!
    Customer ServiceSales & MarketingPrice

    Reviewed April 28, 2018

    I really liked Esurance website's simplicity when customizing the policy that best suits me with live updates to the premium. And they have the best online quoting process. It's the quickest website I was able to get an accurate quote from after playing around with the various options without speaking to a representative. I did not appreciate the multiple sales calls after closing out of the quote though. Also, as they identify as an Allstate company, I always wished they shared certain discounts or able to include a loyalty discount or tier qualifier that counts for both companies.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed April 27, 2018

    We went online and entered our information and the vehicle information and then was able to finish the entire setup. We seem to have a good experience each time and it is relatively easy to do all this. I like the cheap pricing, the convenience of being able to take care of things online and how I can access my auto policy in an app on my telephone including accessing my insurance cards quickly and without issue. The online capabilities are fast and nice. However we have a hard time adding older vehicles and must call the customer service line to do this which can be inconvenient. And then we don't feel we're getting the best pricing and they seem unknowledgeable about older cars and the values.

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed April 27, 2018

    A representative walked me through every single piece of my policy. Allowing me to tweak coverage premiums and other services. They also stayed on the phone with me through canceling with my previous insurer, and even caught a fee they were trying to charge me that is not chargeable within my state. They're fairly priced. It cost me less than other insurances at bare minimum for NJ state coverage, and I have MORE coverage. Plus the company is very flexible about adding or subtracting features when I need them. I am extremely happy with Esurance, and for seeing me staying with them for a long time.

    Thanks for your vote!
    CoverageStaff

    Reviewed April 27, 2018

    It was very easy to set up my policy online, choosing the right policy and options that are affordable, and getting the best coverage and liability that I need. They give me a good driver's discount. They have automatic payments and easy to navigate website. They have also not increased my rates, and they are also reliable because it's affiliated with AllState.

    Thanks for your vote!
    CoverageStaff

    Reviewed April 27, 2018

    The Esurance agent I spoke to was extremely friendly and thorough while explaining my coverage. I was having a bad day and he made me smile. I like that there is a discount for using an app that tracks my driving habits. I also like that making a payment is easy through the website and over the phone. Their rates are reasonable and they spread my first payment out over a few months so I was able to afford to get started but I hope they could be lowered.

    Thanks for your vote!
    Customer ServiceOnline & AppStaff

    Reviewed April 27, 2018

    Purchasing insurance with Esurance was easier than any other insurance I've bought before. They were helpful and EXTREMELY friendly. The agent spent as much time as I needed to understand all of my options. It is a pleasure to chat with an agent that seems to be able to take as much time as you need to discuss your policy. If you are in a hurry that is useful. They also have online chats with an agent. You can do everything by app or on their website. They are digitally focused and I can review and change my policy online without contacting an agent. I like it because they have everything online. I don't have to carry an insurance card, just have the app on my phone

    I like their website, but sometimes I wish it would be a little easier to navigate because I am over 50, I'm not as technologically advanced as others. Sometimes I have questions that are more personal to me and I cannot find the answers online. I would prefer that contacting them by phone would be a little easier but it is a little inconvenient to contact them by phone because they are internet focused. I also don't like that I don't get my own personal agent.

    Thanks for your vote!
    CoverageStaff

    Reviewed April 26, 2018

    I don't normally write reviews, but I just had to. I had a policy with Esurance for over 10 years. I never got into an accident, nor did I ever not pay my premium. My nephew stayed with my husband and I for one month, an 18 year old. He did not have access to our vehicles, nor did he stay with us for very long. I received a notice of termination because apparently, during his extended visit, we never reported him as a driver. I called a representative and asked them why I had to report a visitor as an official driver on our policy. The gal apologized and told me that it was just the way it is - i.e. not answering. I never once complained about my policy raising steadily over the years, despite never having had an accident, owning my home, being in my late 30s and married. Folks, I was paying $215 for a 20 year old car and a 12 year old car PER MONTH!!!

    I apologized to them that they lost a loyal customer and went insurance shopping... And realized my husband and I had been bilked. I joined a different company and only pay $77 for the best coverage per month!!! This company had my records and gave me discounts because I have excellent credit, no accidents, continuous coverage, etc. The best thing that happened to me was getting terminated by Esurance - otherwise I would not have checked out other insurance companies and realized I was getting crappy, subpar rates.

    Thanks for your vote!
    Claims HandlingPriceStaff

    Reviewed April 26, 2018

    It was very easy to purchase the policy and was very fast in replying for claims and to do the change from my previous insurance. Filing a claim can be done from the comfort of your home from an app. And they have very friendly claims specialists. I also received several discounts which helped with the low price! It is very affordable compared to other companies in general. The only downside of Esurance is that there is no freestanding location. It is a little difficult to only have online/phone conversations as opposed to in person.

    Thanks for your vote!
    Customer ServiceOnline & App

    Reviewed April 26, 2018

    Everything can be done online on the app, which is awesome. I don't have to go into an office. I can change my payment date if needed and pay early. I can pull up my insurance card on the app on my phone. But the app is lacking in some information and it can be hard to navigate. Some of the information you can't get online and when you call, you get a robot. It's frustrating and annoying.

    Thanks for your vote!
    CoveragePriceStaff

    Reviewed April 26, 2018

    I love how they took care of me when I hit a tire on the highway on the way home. The worker was super friendly and took care of me. He made sure I was alright. It's a reasonable price to pay for insurance and I have good coverage. I decided to keep them because of how they treat their customers. They are always willing to help customers and are always polite. Esurance is an awesome company. They have been terrific since I started.

    Thanks for your vote!
    Price

    Reviewed April 26, 2018

    My overall experience with Esurance has been great. It is convenient to get the insurance policy by answering a few questions on their site and to pay for the policy completely online. One of the easiest policies I have ever procured. They automatically bill monthly and it is very simple to get a policy. On the other hand, I would like them to improve their rates. They used to be much less expensive than they currently are. The rates have been steadily rising to where I am thinking of switching companies.

    Thanks for your vote!
    Coverage

    Reviewed April 26, 2018

    Initially I thought this was a good idea. I had seen the commercials and believed I would save money. I liked it because I could get it right away. I needed to get insurance at night before I drove the new car and it was fast. But the "perks" and discounts given when you sign up go away and they don't tell you that at the beginning. They sign you up with all of these bonuses and then after my policy renews I find out that those discounts only apply for the first six months. I feel like they are dishonest. I no longer trust Esurance and I do not like them. I am looking to change and I will find another company that I trust.

    Thanks for your vote!
    Customer ServiceOnline & App

    Reviewed April 25, 2018

    I like it all being online. Their website is easy to use and very straightforward. It was easy to purchase and I can make changes online. But I don’t like having to call and wait on hold and deal with people. Also, they don’t send me my insurance cards in the mail. My printer is out of ink so I can’t print them myself at home. I would like the option to be able to send them to me.

    Thanks for your vote!
    Price

    Reviewed April 25, 2018

    Esurance is a great company. Have checked around with other auto insurance companies but they are the best. I have had them for over 3 years now and haven't had any issues with them. Have great rates. When I had first purchased my insurance I did it online. I had a previous insurance company and they were really expensive. The best advice I could give anyone looking for auto insurance is to shop around for the best quote.

    Thanks for your vote!
    Customer ServiceCoveragePrice

    Reviewed April 25, 2018

    Getting the insurance was quick and easy. All of my info was there I just had to confirm it. I like that everything is done online and the withdrawal is automatic. It is easy to contact customer service via phone or online. It is an online company but you aren't left alone to figure everything out by yourself. However I would like it to be cheaper or more discounts. I also wish it had more features in NJ like that app you download to judge your driving and give you more discounts.

    Thanks for your vote!

    Reviewed April 25, 2018

    I'm required to have Esurance, so I like that they have the cheapest rate and that I can do everything electronically without having to actually speak to someone. I purchased Esurance online, signed the forms through email and submitted my payment info the same way. It was very quick and easy and it just comes out of my account monthly and if I need to print cards or make changes I just log in and do it. It would be better if it were even cheaper and included more stuff like roadside assistance, free towing, even rentals.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed April 25, 2018

    I used an online comparison tool and got numerous quotes when selecting my insurance policy. Esurance has some of the best prices available, often drastically cheaper than their competitors, so I decided to go with them. Plus, they have a very clear policy outline so I was able to fully understand what my chosen plan entails. Purchasing was a very easy process. I signed up online and then I had to speak to someone on the phone when finalizing my plan initially, which was an added step that wasn't necessary for me to take from previous insurers that allowed me to do everything online, but this extra time spent wasn't necessarily a deterrent, just a notable potential burden to some.

    Thanks for your vote!

    Reviewed April 24, 2018

    I initially wasn't sure about whether to get a policy. I filled out part of the website application before bailing on the whole process. Minutes later a representative called me and asked me what it would take for me to complete my application. Through our interaction I was able to put my misgivings to rest and had insurance from Esurance later that same week. I like their availability. Because they are based online and because that is the format with which I am most well versed I am able to fully understand all the services they have to offer without ever needing to speak to anyone in person. For some people a negative would be their lack of brick and mortar facilities. Face to face interaction does have a certain appeal that this company simply isn't able to bring. But that is neither a concern nor a deal breaker for me. Would recommend to a friend.

    Thanks for your vote!
    Online & AppStaff

    Reviewed April 24, 2018

    Purchasing was all done online. I went to the Esurance website, and went step by step through all of their questions regarding my vehicle and information, and payment options. Plus I was able to print off my cards right away. I like the ease of everything being online, and being able to view my policy via the app. I also like that they mail my renewal cards straight to my house. As a hearing impaired person, I like not having to speak to a representative. But better pricing, easier to understand lingo used for the policies, and discounts for no tickets or accidents would be nice. A discount for on time payments or being a loyal customer is also a good idea.

    Thanks for your vote!
    CoveragePrice

    Reviewed April 24, 2018

    After comparing auto insurance to cover both our cars it made senses to go with an auto insurance that would cost effective. For half the price I have both our cars insured which is reassuring. It was easy and straightforward. Works for our family and it is cheaper than most well known auto insurance. But the one thing I am not a big fan of is that You have to print your insurance "card" yourself and make copies if need be and it doesn't look professional. They need to change the logo as well.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 24, 2018

    I like the all online capabilities and the ability to see and make changes all online. Esurance is very speedy with transferring policies from one to another. I liked the email notifications but they need more text alerts. I don't like the high prices Esurance charges the customers for something that the company hardly does. It's not worth the poor service the reps do over the phone. I didn't stay with Esurance after the poorly handled customer service rep was rude with my mother and I on the phone. They need better reps.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 24, 2018

    Easy to get insured. I could apply online. I was very pleased until my grandson got into a accident. It should not be require to keep a driver that no longer lives in household of drive. He has nothing to do with driving and vehicle we have insured. Because he had a accident my insurance more than double in premiums. They settle a claim quickly though. Had a rental car within a day. The claim adjuster called within a hour. Was very friendly. Overall my experience was fair.

    Thanks for your vote!
    Sales & MarketingOnline & App

    Reviewed April 23, 2018

    I love their ease of purchasing online and they are a leader with their Ui on their website and web portal site to make payments. Their comparing tool is simple too. I also enjoy their advertising very much with all the animated cartoons and how they show their information about their company along with their payment features. But I do not like the sarcasm they have in their ads sometimes and the verbiage their animated characters say. The font is also strange and uncommon compared to other sites.

    Thanks for your vote!
    Customer ServiceCoverageSales & MarketingPrice

    Reviewed April 23, 2018

    I seen a commercial on TV and decided to check Esurance out, we entered our information, choose the coverage we wanted and got our quote which was really reasonable and less then what we were paying. They provide great coverage without a crazy price and we choose to become customers. It also has an app that lets me change my policy to pull up my insurance card with just a few swipes. But I would love a location I could take my vehicle that is directly associated with Esurance when accidents do occur. It can become an issue when the communication back and forth is only done on the phone due to work schedules, missed calls, etc. A local that I could just visit at my convenience would be a wonderful solution.

    Thanks for your vote!

    Reviewed April 23, 2018

    It is online and I have access 24 hrs a day. I had many options to choose for our policy. My spouse liked the convenience of getting online to purchase our policy. It made it easy to click thru many different options. He was able to compare our last policy with our new policy. It saved us money in the long run. He could also conveniently go online at any time to update or change anything to our policy. Esurance was sufficient in the policies it offered. I do however, like the option of being able to go in person to an office to ask questions if I ever felt the need to do so.

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed April 23, 2018

    Esurance has great customer service!!! I enjoy speaking with the representatives! It was very easy and they made me feel very comfortable telling them my information. But it seems like the wait was extremely long. That is the only part that was not too exciting. Sometimes you are calling on your break and you cannot afford to sit and wait for 20 30 minutes. The representative was very apologetic so it made it are you little bit better and it made the experience come from 1 to 89!

    Also, they are very cost efficient for an insurance company in these times. I got everything that I needed from the company so now I have no worries about the company or what it has to offer. The process of purchasing the insurance was great and very simple. When I called to get my insurance it did not take very long. With Esurance I got everything back and I made sure I have towing so that made me happy. It is great to know that I have a company behind me that is so family oriented and I like that I would refer my family and friends. Good customer service is hard to come by so you have to respected and appreciated when you get it! I love Esurance and I'm excited to be a part of their family.

    Thanks for your vote!
    Customer Service

    Reviewed April 23, 2018

    Esurance has met all my expectations and continues to provide satisfactory customer service. I have been extremely pleased with every experience I have dealt with. When first purchasing my insurance, I talked to a live representative on the phone. Everything after that was able to be handled via the internet from my smartphone, which has been convenient. My premiums are at an acceptable amount and the deductible is reasonable too.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 22, 2018

    Esurance is really expensive but signing up was so easy that I did it. I was able to sign up completely online which I really like since I was shopping for insurance in the middle of the night, I also don't like talking to people on the phone. Didn't like that in order to change companies I have to call an agent and sent them stuff. Other than that it was set up on auto pay that I didn't have to do anything. And my insurance card is available in my Google wallet.

    Thanks for your vote!
    CoveragePrice

    Reviewed April 22, 2018

    We decided to combine policies and go in together on car insurance. They were the ones that were most affordable and still offered what we were looking for. We also love how they offer roadside assistance and rental car help if we get into an accident. Everything we have on our policy is exactly what we use to have on our own before combining and we are very happy! The process of switching over and signing up was extremely easy for us to do in the comfort of our home. We will definitely recommend Esurance to everyone we know, and will not switch unless rates go up.

    Thanks for your vote!
    Customer ServiceClaims Handling

    Reviewed April 22, 2018

    My husband went online and signed up for the policy. It was completely easy to sign up for what we wanted and get the cards printed out for our new policy. They don't bombard us with calls or make us sign up for anything that we didn't want. We gave them the information and told them what we wanted and signed up. It was a painless experience. But they just merged with Allstate after we previously left Allstate and went to Esurance. We left Allstate because they kept raising our rates although we had no change in credit, didn't move, no issues and no claims.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 22, 2018

    Esurance have very competitive low rates and they don't keep raising the rate of my policy every time I renew like my past insurance companies have done before. Esurance people are also easy to work with and they are always very friendly and helpful when I need to call and talk to them about my account. Plus, they have an excellent website. But one thing I would improve with Esurance would be to allow the customers to change the billing date for their policy. We can delay payment every month but have to wait until a few days before our bill is due. But it would be nice to be able to pick a permanent date to change it to. Overall, my experience with Esurance has been great. Switching to them was super easy. I have since changed cars a few times and added one driver and they have made it very easy to get a quote and make changes online. They're nothing short of excellent.

    Thanks for your vote!
    PriceStaff

    Reviewed April 22, 2018

    Esurance have cheap prices, professional employees who are customer oriented and they have easy access to card online or thru the cellphone in emergencies. We did have some issue with changing prices within a few days time when we signed up with the company. But we are happy with our service now. I like it and we find it was easier to get services by calling.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 21, 2018

    They are very cheap and reliable because other insurance company's was charging way more because of my age. They also are understandable in case you can't pay on the date due. They give you extra time and they are very customer service friendly. I had to pay a deposit before using but it was quick signing up. The only thing I don't like about it is that If you pay online then they automatically put you on auto pay. Some people don't like having to call in to pay so they rather pay online but they don't want to commit to auto pay. Allow customers to pay online with getting on auto pay if they don't want to be. But my overall experience with them so far they are great though. I love this company and can see myself keeping them near the future.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 21, 2018

    They are helpful company. I like their customer service. When I call them, they are polite and try to help me with my problem. Esurance have best customer service because they look out for their customer. I like their price but the price can be better. It is too expensive. We need a loyal program. We should try keep the customer we already have. They should respect their loyal friend.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed April 21, 2018

    Wonderful customer service, very simple process, response and settlements quickly and efficiently. Payouts are quick and they keep in touch often and don't forget about you or avoid you. Like the always point and click, affordable, reliable, can watch repairs on website as happening, emergency road service, very accessible and helpful, honest, offers rental car. But should have better road service, they could offer a motel room for accident victims, the deductibles could be cheaper and ability to pay deductible over time, and the same with the premiums. Otherwise will definitely recommend.

    Thanks for your vote!

    Reviewed April 21, 2018

    Esurance offers a variety of web based incentives and is also easy to use, which is something that I am currently still waiting on my current insurance provider to provide the most recent data on acquisitions and mergers. However, they should improve the graphical user interface, along with the interactive customer service feature, and live chat response times. I feel that live web based video chat would be integral and essential in providing a better overall customer service. I would also like a better integrated mobile smartphone application bundled with the application process. In summary, Esurance is invigorating, enlightening, and awesome.

    Thanks for your vote!

    Reviewed April 21, 2018

    It was relatively easy to apply & get approved over the internet with a simple questionnaire. Esurance offered great rates for what I needed, compared to other insurance companies. They were easily accessible through the internet. They didn't deny me when I applied to a few other insurance companies. The payments were set up to be taken automatically, which saves time. At the time I was signed up with them, they didn't have a physical address. It was sometimes difficult conducting all of my business over the internet. When I had an issue paying my bill, they immediately dropped me with no warning. By the time I had the money, it was too late.

    Thanks for your vote!
    Customer ServiceCoverageStaff

    Reviewed April 20, 2018

    Able to do everything online because I hate dealing with people over the phone and wait for a call back later on. Awesome experience because I just typed in my information and got a quote right away and didn't have to wait for a call back from a representative. This is how all insurance should be because any other way just waste people's time. Esurance has everything that I want or need from them but I would improve the ability to change the payment date from their current system and give the customers a little more leeway.

    Thanks for your vote!
    CoverageStaff

    Reviewed April 20, 2018

    The purchase of the policy was very easy and super quick. The employee was always very polite and respectful they never given me any issues on paperwork or lack of. If I didn't have it they would help find another means to qualify to their standards. I like the fact that I can pay on a tri-monthly basis and the premiums I pay are the cheapest I have yet to come across. I have searched around and have yet found any to compare to what I pay now. However they do not give you a grace period of any sort even if you have been loyal and made your payments on time with no issues. They still don't care if you are a few days late. They treat you like you never pay.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed April 20, 2018

    Got the quote online with just a few questions. Was able to purchase the policy immediately and print out ID cards. I like having online access to my account on an easy to use app. The discount we receive for my son's good grades helps reduce our cost. And the flexible payment schedule fits our budget. But had trouble with adding one vehicle. We had an issue with the age of one of our vehicles and had to call to add. Vehicle isn't a collectors vehicle but because of the age, I had to call. Would like to be able to adjust my policy no matter age of vehicle. Also I sometimes wish there was a local office to go to. I don't always want to talk to someone on the phone.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed April 20, 2018

    Purchasing the auto insurance was very easy and not time consuming. I like their quick and easy phone systems, short wait time for an actual person and quick email responses. The person I spoke with was very helpful too.

    Thanks for your vote!
    Customer Service

    Reviewed April 19, 2018

    It has generally been a positive experience using this insurance company and that is not usually true for many companies. Esurance is in the exception of poor online experience. It is a very convenient way to get and maintain automobile insurance online, especially when I set up automatic payment options. But this insurance company can use better customer communication and therefore send more information in a timely fashion. That is the hallmark of a quality insurance company. But overall Esurance is the service that I like best.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoveragePriceOnline & App

    Reviewed April 19, 2018

    I like their mobile app, fast claim service, good customer service, helpful, ability to make changes to coverages online, funny commercials, low cost, ability to have insurance cards on my phone. I would like to have the ability to make changes online without talking to customer service. I don't like that I can't remove drivers online, the estimates they give for repairs is not accurate, the insistence on using their preferred body shop. But I have been very pleased with the service I have received from Esurance and would definitely recommend them to anyone looking for an insurance company.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed April 19, 2018

    Customer service is awesome. They have great deals and rewards in their policy. They were always helpful and never ever rude. They took time to help me with my needs and focused on the task at hand. Better than I've ever had anywhere else.

    Thanks for your vote!
    CoveragePrice

    Reviewed April 19, 2018

    My mom helped me pick and look for insurance companies because I had no idea where to start even looking. We looked online at a couple sites and talked with friends to get opinions. Also compared prices on a few for the best deal. I'm over the moon with Esurance. I get the coverage I need at a good price. The deductible was low in case something were to happen, hopefully not and monthly payment is at an affordable rate.

    Thanks for your vote!
    Customer Service

    Reviewed April 18, 2018

    I had Esurance about 5-6 years ago. They were a good insurance carrier but I got a better rate elsewhere & switched. But the overall experience was good, from what I recall. I liked being able to have online access. I prefer to do things online & not have to deal with a live person on the phone so the fact that I could do everything online was a huge plus for me. It worked perfectly.

    Thanks for your vote!
    Claims HandlingCoveragePriceStaff

    Reviewed April 18, 2018

    Reasonable Price - they offer a price we can afford and allow us to compare prices with other companies. They have good coverage for the price. We have tried to compete with other local companies but the prices were higher. The best thing they provide is coverage equal to bigger companies at a smaller price. And I like the fact that some companies provide money back when you don't make a claim for 6 months. But Esurance is a small company and online. Therefore, we don't always have the opportunity to speak to a person face to face or visit an actual building. If there is a problem we need to call or go online.

    Thanks for your vote!
    Customer ServiceOnline & App

    Reviewed April 18, 2018

    I purchased my policy online and it was very simple. I just had to answer questions and it selected the options best for me. If I was unsure about anything there was a help option and everything I need is available online. I have always had great customer service when I needed to call and speak with someone. I like having the ability to change my payment date. Everything is done via email but it would be nice to get text alerts as an option. Would also like to have an app available for my tablet as the mobile site can be difficult to navigate.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed April 18, 2018

    My overall experience in the process of purchasing my auto insurance policy was very simple. I had helpful staff to guide me through the process and they were very helpful in answering any and all questions I had in setting up all my services to meet my needs. I like the accessibility, convenience, great customer service, rates and all-around general services. But in the few years working with my insurance company I would like to change rate increases and also I would like to change or have improved services for automated calls.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverage

    Reviewed April 17, 2018

    Be very careful when Esurance tells you what their policy covers. I bought a policy for hit and run coverage. Called an uninsured motorist property damage policy, in addition to regular liability insurance. Admittedly, I wanted to save money and not have collision. They told me when I got the policy that when a hit and run driver hits me, I will be covered. Not true. You have to KNOW THE IDENTITY of the person hitting you to receive coverage. As I live near San Diego, we have a LOT of traffic and the likelihood of knowing who hit you is highly unlikely.

    My complaint lies in Esurance told me over the phone they denied my claim with no reason why. After repeatedly writing to them, no response was ever received. In fact, they did not even open my emails, police report, witness statements, etc. The California Insurance Commissioner's Office had to explain why my claim was denied. I have some knowledge of law, but not enough to pursue a lawsuit for bad faith, nor do I want to keep being reminded of this experience. Just wanted to warn others to expect nothing from this company except the prompt invoice for payment of your premiums.

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed April 17, 2018

    My car was rear ended while parked in front of my sister's house out of town. I reported it to Esurance immediately after the accident happened. I was assured that everything would be taken care of in a time manner. NOT, the tow service didn't show up for 2 days. Then was towed to a secured repair shop chosen by Esurance... I was told I would receive a quote of damages within 24 to 48 hours, did not receive until I called 72 hours later. The lady at the lot was very unprofessional. I then contacted Esurance, and spoke with a gentleman by the name of John, after a lengthy conversation with him, he informed me that my case would be handled by a gentleman by the name of Andy, and he would be getting in touch with me within 24 hours.

    After 48 hours I called John back to inform him that I had not heard from Andy... He assured me he would call, but he did not. So the next day I called him and was informed that my vehicle had been considered a total loss and that I should call around to find out what the value would be to replace it. Mind you, my car was a 2017 Buick Regal, with 3500 miles on it. Could not find one in the state. Tried calling Andy back to inform him, but he didn't answer his phone, so I called John, who assured me (again) that Andy would contact me. After 3 hours I called Andy again this time he answered, and I told him that I was unable to find a replacement car. He told me that they had already decided how much they were going to give me and that I had to pay my deductible.

    I was floored, unbelievable. In Michigan, we have no fault insurance, but if it is not your fault the deductible is waived. But not in this case according to Andy. After going back and forth with he and John, (come to find out they had already sent a check out to my lender with their amount). They were not paying my vehicle off therefore, I am left with paying the deductible as well as the remaining balance due on my car. I call John today, (after trying to get in touch with Andy), I inquired of him what was going to happen with trying to pursue the person who totaled my car, he said they would go after them and then make a determination as to whether or not I was entitled to anything. I could hear Andy in the background making comments. So I asked if he was in the office with him, and he (John) didn't respond (I could tell he covered the receiver).

    I am very pissed to say the least. (1) No one reached out to me, I had to do all of the contacting. (2) The fact that they were not willing to pay off my vehicle and I had to pay the deductible as well as the remaining balance of my loan. (Not to mention I am over 65 years old, and on a fixed income). And at the same time have to figure out a way to purchase another car. All because of two adjusters who thought it would be funny to play games with me. They were playing a game of "good cop, bad cop".

    Thanks for your vote!
    Verified purchase
    Customer ServiceClaims HandlingPriceStaff

    Reviewed April 17, 2018

    It has been more than 2 weeks and the insurance company keeps dragging their feet after told I was going to have no problems or any questions were raised. After speaking to the claim representative on the phone got the estimate the next day and that a check would be mailed out. 2 days later I get some cryptic message from SIU about a hold on the account, was not able to speak to him for 4 days after he broke his own appointment with me. After speaking with him told the investigation was about recently adding comprehensive coverage back on after about a 2 month gap without it. I mean really. Who plans on hitting a deer? So the next morning he sends an email with a form I was supposed to fill out and give various supporting information. It also asked for cell phone records of the time leading up to when I re-added the policy and the around and before the accident occurred.

    So I asked him how do I get those records to him via email for three freaking days with a pointless reply or stopping after I told him what my cell phone carrier is AT&T. So finally after the whole thing with the check being voided and his avoidance I complained loudly to my claim agent and finally got the guy give me the directions I needed after. So that evening I sent everything in via email until I was going over the last form a consent and disclosure form that at the very bottom had a must be notarized by a public notary option and naturally flipped out and got very angry because if I had to fill that it out it would cost me money and time as I work most weekdays 9-5:30 pm. I have no criminal record at all and this is the first insurance investigation I've ever had in more than 11 years of driving. It sounds like to me like the insurance company is trying to scare or bully me into cancelling my claim with them.

    They also sent out a check to me and I even told them that I had received a check and they had the nerve to void the check too. I mean if I was trying to commit fraud like their SIU think why the hell would I tell them? I have already had to spend $280 on Uber/Lyft/taxi cab fare since this occurred so I went in and got the mechanical damage done out of my own pocket for $375 he claim being paid in full without going through all the crap of signing a notarized property loss statement for a simple $1300 comp. claim.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 17, 2018

    Esurance is a good company and they are very customer service oriented. I had an overall great experience but I wished the price didn't increase about $20 every six months regardless of my safe driving history. If I could get a reasonable explanation as to why I received an increase I may have stayed with Esurance. I also would have liked if a representative would have offered other options to keep me with Esurance. However I like the payment flexibility which is the opportunity to change your payment date as well as the opportunity to make payment arrangements. I also like being able to view my insurance card and policy online.

    Thanks for your vote!
    Customer ServiceSales & MarketingPriceStaff

    Reviewed April 17, 2018

    It's very easy to purchase and they tell you all of the possible discounts you can earn. I usually call once a year to see if they can find any discounts I'm missing and they have found some in the past where I could save even more money. Esurance is very affordable and customer service has always been pretty good in my experience. I have not had to call customer service recently but usually the people are very helpful. I have both home and auto insurance and typically when I call customer service about homeowners insurance it takes longer to get the right person on the phone though.

    Thanks for your vote!
    Claims HandlingCoveragePriceStaff

    Reviewed April 17, 2018

    My overall experience with Esurance has been good. Purchasing my policy was easy and convenient. I was able to do everything online, and my payments come out of my account automatically so I don't have to worry about it. I like that everything can be done online so I don't have to deal with a local agent. It is convenient to be able to make payments, policy changes, etc. online. I also like their rates. I get excellent coverage for less than other companies charge. I also like that I can choose the exact coverage and deductibles that work best for me.

    The biggest thing for me that I would like improve is the rates. Their rates are lower than other companies, but insurance rates in general are high. The city I live in has the highest rate of vehicle theft so I'm forced to pay higher rates. In twenty years, I have only had one claim for minor damage that happened in a parking lot by an unknown vehicle. I have paid out, but have only one $1500 claim in twenty years. I shouldn't be punished for other people's claims.

    Thanks for your vote!
    Staff

    Reviewed April 17, 2018

    During the whole process of writing and completing the policy with Esurance, the agent that I was working with, was very professional and very courteous towards me. If there were questions, which there were, she was very knowledgeable and explained the solution in easy to understand detail! It was great! Also I really enjoyed their accident forgiveness policy. I never had to use it, but just knowing if I was involved in an accident, I would be covered! But one of the problems that I faced was the constant rising of my monthly insurance bill. One month to the next it always changed by 10-15 dollars and there was no explanation as to why, and what could be done to help lower it!

    Thanks for your vote!
    CoverageSales & Marketing

    Reviewed April 17, 2018

    When I signed-up with Esurance, I thought I would encounter issues, but have not had any. I received my paperwork very quickly. The experience was easy and pleasant. Their advertisements are incredible and spot-on about coverage as well. Inexpensive coverage for all of my family members and vehicles.

    Thanks for your vote!
    PriceOnline & App

    Reviewed April 16, 2018

    I have had a great experience so far. It's been very low maintenance, and I have no issues. Plus I like the cheaper rates. For the type of insurance I have I don't expect a great deal of personal service. But their website is easy to navigate, and provides answers to any questions that I have had.

    Thanks for your vote!
    Staff

    Reviewed April 16, 2018

    Esurance is helpful and successful. It made me happy and always active because I ain't worry anymore about spending money in case I had an accident because this company helps me in that by providing more options and solutions to face the problem and finding the best solution to fix it. I am satisfied with the service of the company and its benefits so I like all about it. I would like to thank them for that. I would also like to talk about the way of saving the money of the customer and efforts so that the customer be satisfied. At general everything is good. But it would be better to make checks for the customer so that he can cashed his money in an easy way and less time and effort for the company.

    Thanks for your vote!
    PriceOnline & App

    Reviewed April 16, 2018

    Esurance website is user-friendly and obtaining a policy was very easy since everything is able to be done online. We change cars very frequently due to leasing and that has been super easy to update as well. Plus, cost is very competitive compared to when we shopped around. Even in comparison to companies that offer discounts. We've been pleased and satisfied.

    Thanks for your vote!
    Customer ServiceClaims HandlingOnline & AppStaff

    Reviewed April 16, 2018

    My favorite thing about being an Esurance customer is that they have a convenient, user-friendly app. They have amazing, knowledgeable customer service representatives. I experienced a quick response time when I locked my keys in my car. I also loved how easy it was to file an insurance claim to have my windshield replaced after it was damaged by a rock on the interstate. Esurance also offers a flexible payment schedule that provides the ability to change the payment date if needed on the app without having to call in and speak to a customer service representative. Very user-friendly. I've been a customer for a year now and do not plan on switching policies any time soon.

    Esurance have quick and easy process to find the correct policy to accommodate all the drivers and vehicles on our policy that meets the requirements by the finance company and the state of Arizona. Something I dislike about Esurance is that they require automatic payments. They also do not send out payment reminders prior to an upcoming automatic payment. Even though it is my responsibility to make timely payments, life happens and can easily forget about upcoming payments.

    Thanks for your vote!
    PriceOnline & AppStaff

    Reviewed April 16, 2018

    I found it extremely easy to sign up and choose a plan that is best for me. The website is available 24/7 at my fingertips if I need to change anything on my policy or just ask a question. You could do everything online and not have to talk to a live person. It was easy to understand and navigate and you have the option to speak to a live person if you wish. I find the cost to be kind of high. But I find them to be consistent and friendly and have not experienced any problems.

    Thanks for your vote!
    CoverageStaff

    Reviewed April 15, 2018

    Esurance were adorable and didn't treat me badly just because my husband had two recent tickets. They were also quick to act when I needed roadside assistance. They were great... Until they turned on me. I was dropped after two accidents even though I wasn't at fault. We weren't told of this until we got a letter in the mail after they'd canceled us so we had to pay extra because of a lack of insurance. Dropping me for something I wasn't at fault for and not telling me about it was very low and unprofessional.

    Thanks for your vote!
    Claims Handling

    Reviewed April 15, 2018

    It was easy and fast to purchase my insurance through Esurance. When I did have a claim for windshield replacement, the process was fast and easy too. The website and app are useful. I can pull up my insurance card on my phone if necessary, instead of having paper lying around. It's easy to use and requires little effort from me to maintain. Also my contact with the insurance company had been pleasant and welcoming. And the value when I first signed up was good. I felt that I was getting my money's worth but it was bought by All State and some of the features have disappeared since then. And despite having a good driving record in recent years, my premium hasn't decreased. I don't feel that I'm getting as much value from my insurance company as I used to.

    Thanks for your vote!
    Customer ServiceClaims HandlingStaff

    Reviewed April 15, 2018

    They have the lowest rates around for what they offer. I like that it renews every 6 months so it can lower the payments further. I would recommend to anyone. Everything is done online and there are no offices near my location making it difficult to be personal and file claims. But they offer 24 hour phone lines to make claim filing easier. They have great customer service teams that go above and beyond to ensure a positive experience for their clients at all times. I have had nothing but a positive experience with Esurance.

    Thanks for your vote!
    Coverage

    Reviewed April 15, 2018

    Very reliable and trustworthy. I am able to do everything online, which makes life so much easier for me when I am trying to apply for insurance or dealing with an insurance company. They offer great coverage and service and are there for me when I need them no matter what time of day or night it may be. They offer many great features but if I could change one thing it would be making it easier to reach them.

    Thanks for your vote!
    Customer ServiceCoveragePriceOnline & App

    Reviewed April 15, 2018

    Like the convenience of the website, the personalization of the policies, overall user friendliness of their website, the quick access to a human if you need one and knowing that they a reputable. In the process of purchasing your auto insurance policy know your car model, make, year, all maintenance history, and do the extra research on how much things would cost out of pocket. Then make your decision based on being a knowledgeable car owner. Then, making the selections on your policy oohs infinitely easier to begin with. When you can answer their questions you can click click click, done!

    But the rates are not always the very cheapest, which comes with most insurance policies, but the rates did not go down after an extended period of time which eventually caused me to be frustrated. My partner's rate and overall coverage ended up being more affordable when we met and part of the reason why was the length he had been with his company. That was not the same case for me. Just because they are good at marketing and getting your attention that does not mean they are the right one for you. Like any company you may occasionally have to call their 1-800 line so be prepared to wait.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed April 14, 2018

    I decided to get Esurance for auto insurance because they were the cheapest quote I received at the time. Well, let me say in this situation, you get what you pay for. I am 32 years old, and I have NEVER filed an insurance claim in my life. Well, I was involved in an accident and had to file a claim. Since I hit something in the road on the way home and it didn't seem too bad, I didn't bother to stop and call police or anything. That was a big mistake I soon found out.

    Esurance sent my claim to investigations, because they didn't like the fact that my deductible was $250 and I decided to get roadside and rental car coverage. That caused them to send my claim to the investigation team. And let me tell you, if you think Esurance is rude their investigation team is 10 times worse. These guys wanted to know if I told anyone I had been in a wreck, and if I called or texted anyone. If I had, they wanted the text message conversation and wanted to call everyone of my friends who saw the car. They even drilled my girlfriend. Ya they finally paid me, but the hoops that I had to jump through to get paid was **...

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed March 25, 2018

    No rush to pay when their driver is at fault. Their driver was cited by police, the other car had the right of way and my vehicle was collateral damage when the oncoming car was pushed into my car. It took 5 months to settle and when I emailed the woman in charge of the claim at Esurance her email came back non-valid. I don't know why anyone except bad drivers and drunks would want to be insured by them.

    Thanks for your vote!
    Customer Service

    Reviewed March 21, 2018

    My family was rear ended by a SUV insured by Esurance. They sent some guy from out of state to low ball me on the repair of my 4Runner (evidently they have no one in Colorado?). The whole tailgate was destroyed and no one could fix it for the money they offered. Since this was a substantial injury accident, I was more concerned with other matters. I run a business and so does my wife and we have a son. My wife had an aggravation of a previous neck injury and had to have medical treatment and chiro and the disruption of our lives didn't seem to matter to Esurance. In fact, I had to constantly contact them to get things moving forward.

    The car sustained 2800 dollars in damage (according to the damage they claimed), and they offered around 5600 for ALL physical damage and emotional trauma to my wife and son. Clearly, they like to pay lawyers and this will be a civil case. So, be forewarned to NOT speak with them on the phone, document all emails and information, and get your own insurance to try and help you.

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed March 18, 2018

    I am displeased with Esurance because it doesn't inform the potential customer/inquirer that the insurance is not a quote from multiple carriers but only Allstate. It does not inform you that you will not receive a free online insurance quote. Instead, what I received after inputting my home address information for a home insurance quote was a message that I needed to contact an agent at the number provided. I did not want to contact an agent, especially not from Allstate Insurance.

    l thought that since I did not call, the matter was over. I and my husband each received a letter from Allstate within a week informing us that they were/have (?) performed a credit check. FOUL! What if after they provided an insurance quote I was not interested in completing? They handled this as if I had to proceed. They handled this as if I had no choice and would be lucky if they decided to give me a quote; as if I would definitely accept whatever quote they gave me. Not pleased. Not purchasing insurance of any kind from Allstate/Esurance.

    Thanks for your vote!
    Rob increased rating by 3 stars.
    Customer ServiceClaims HandlingStaff
    After a positive interaction with Esurance, Rob increased their star rating on March 14, 2018.

    Updated review: March 14, 2018

    After over a week trying to get someone from Esurance to resolve my claims issue, customer service called a couple days ago. Today, the other Representative, Josh, called. I'm glad they finally called back, explained everything to me, and corrected everything. Thank you Esurance.

    Original Review: March 6, 2018

    On January 22, 2018, I drove my buddy home, and due to icy conditions, slid down his driveway backwards and hit his tree. Messed up the back of my Jeep. After that, I was on my way home, slid sideways on the icy road, went into a ditch on my right side. Esurance made me file two claims due to being two accidents. Had two representatives, Josh and Terrence. Then they combined the two claims for a total damage amount and totaled my Jeep. Then Josh says Terrence is going to handle everything from that point on. We had to ask specifics, and the fastest Terrence ever called was when I gave him a 3 on their survey! On February 9, they paid off the Jeep, then I see they put the case closed on February 13, and the other claim closed January 31! Finally call to find out the value of the Jeep was $7890, and that we should see our check the next 7 days.

    After paying off the Jeep, there was $2900 left. On February 26, I call to find out how much our check is - $750 due to "prior accident damage." We find out they closed the "ditch" claim, kept open the "tree" claim, then called the "ditch" claim "prior to accident damage" and deducted $2175!!! I have a copy of the "prior damage to accident" list. I have emailed not only the representative, but also the main Claims Department in Texas, letting them know their "prior accident damage" happened AFTER the "tree" accident, NOT before.

    I haven't received a call, email, nothing except the $750 check (just got that yesterday). I'm not cashing it until I have no choice. Seems like if a company has incorrect paperwork that causes the client to lose money owed them, and they refuse to do anything, that at that point it would be defrauding the customer, or some form of false claim representation or something, but apparently they're allowed to cheat, lie, and take their clients money from them legally. Honesty does not pay off with companies like this. If I knew then what I know now...

    Thanks for your vote!
    Claims HandlingStaff

    Reviewed March 2, 2018

    I was involved in a accident, and the back of my car was hit. Since the truck can't close, it needs repair asap in Spring with all the rain. The team was very thorough and diligent with my claim, and was able to accommodate my needs in a timely manner, after doing all their homeworks and reviewing the police report.

    Thanks for your vote!
    Customer ServiceClaims HandlingPriceStaff

    Reviewed Feb. 27, 2018

    My Honda was broken into and someone tried to steal it ruining the ignition. I filed a claim with Esurance. They took 4 days before they even towed my car. I talked to the rep Austin and in over a week had no idea what had happened to my car let alone how much it would cost or how to fix it. I had to get a friend from Allstate to call him and figure it out. The initial person I filed a claim with decided my car would be a total loss *it wasn't*. They towed it 40 miles from my town. My friend got it straightened out and Esurance was supposed to send my car to an auto shop of my choice. My car showed up at the shop and Esurance had not contacted anyone at the shop and the towtruck driver wanted to be paid.

    I received a call this morning, four days later, and Esurance has still not contacted the shop. I have called the rep four or five times and felt he did not seem to know or care about my problems. Our goal is to get you back on the road as fast as we can. I have been without my car for almost 2 weeks. Their goal is bull crap. I've lost at least one day of work and only by waking up at 3 am to take my roommate to work have I been able to continue to work. I am very dissatisfied. To top it off my friend at Allstate told me for my car I should be paying 40 dollars less with a lower deductible, towing and roadside assistance.

    Thanks for your vote!
    Customer Service

    Reviewed Feb. 19, 2018

    They are fairly priced with good customer service. Communication is good, too. If price is a concern then you might want to get a quote. I insure my daily drivers and another carrier for my vintage car collection.

    Thanks for your vote!
    Coverage

    Reviewed Feb. 13, 2018

    Esurance are rip offs. They do not tell you that they pull the next due payment from your account 30 full days before it is due. I had them take me off of autopay. It totally caused me to overdraft on my checking account. I then began to get late payment notices and cancellation notices with one full month of coverage prior to expiration! They are full of it, stay away... stay away!!! To renew after (their) renewal date was an additional 15.00. (for real!!) I had one month of full coverage remaining!!! Rip offs!!!

    Thanks for your vote!
    Customer Service

    Reviewed Feb. 11, 2018

    Every step in understanding our policy and help with changes to our home or car has been seamless. Access and answers to policy are easily seen and Americans actually answer the phone each time. Changed 2 family cars in past year and it was very easy to do online. The best aspect of working with Esurance is how clear all data is well laid out on the web page viewed to the policy. Great communication and took care of my daughter in a wonderful way.

    Thanks for your vote!
    Customer ServiceClaims HandlingPrice

    Reviewed Feb. 8, 2018

    I signed up for Esurance because of their ads. I'm not sure if theirs was the lowest quote at the time, but I signed up because of their claims of a simple sign-up and claims process. Someone ran me off the road a few months later, and the claims process initially seemed simple. They accepted the claim. Eventually it was a total loss. It would have been nice to have been notified sooner, so I could remove that car from the policy.

    It took well over 6 months to see any money on my claim. They don't tell you up-front, on their site, or in any documentation all the information you need to submit for a claim. They kept coming back for more documentation or changing what information they wanted. It took forever to finally get them all the information, which I could have had prepared if they gave me all the information upfront. They paid me about 90% of the claim, then I had to submit a couple documents to get the rest. That's time I had to schedule away from work or go get paperwork signed and notarized. I ended up getting another car before I got any claim money from them.

    Then I was constantly charged late fees because I asked for my billing date to be changed, but all they did was postpone it each month. Sometimes their system doesn't update. I add a card. I get confirmation it's added. Then somehow the previous card still ends up getting charged, and they say the old one is the only one they have on file.

    About a year after this claim a guy stops in front of me, and I barely bump him, but he wants to file a claim. Esurance pays out practically nothing to fix a little paint chip, but they try to double my rates which are already too high for me having no issues on my driving record outside of that no-fault accident. Of course I'm listed as at fault because they try to call me for like 2 days, and I can't respond due to being at work, so they just decide to go ahead and pay his claim. I was planning to change companies once I got all my claim money, but this accident happened. So, not only are their rates higher, it's affecting me getting a decent quote from anyone else.

    Thanks for your vote!
    Customer ServiceClaims HandlingPrice

    Reviewed Feb. 3, 2018

    They will jump at showing you their enthusiasm to help you when you need to file a claim but I am in week 8 and still getting the runaround. They won't return phone calls to include their management. I have filed complaints with them and still nothing as their willingness to help their customer that pays for a service. I have homeowners and car insurance with them. After this experience with their lack of commitment to honor their contract I would rather pay a higher price for a service that will be there when I need them.

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 24, 2018

    My car was hit in the back by a Esurance client. I filed a claim with them. The adjuster called my insurance to verify my coverage at which time my insurance wanted to file a claim. She said Esurance had it so they didn’t. I took my car to the estimate appointment. Told them the damage. They sent a quote that didn’t cover all the damage (the front wheel and maybe axle damage). She said leave my car with Gerber collision. They’ll do a supplement and she will approve it. They did the back bodywork but nothing to the front. Called me. Said my car was done. Got there and was told they don’t do mechanical work.

    They sublease but S. ** the adjuster said she didn’t think the damage happen during the wreck and declined to even have it checked out. I was forced to pick up my unfixed car from Gerber who said this is what they were told to fix and it’s finished. The person who told me about the sublease decline was the estimator herself who said she didn’t understand the stands because you need to check before you mark off any problem. Also when I returned the rental I was told I was responsible for part of the bill. I called the adjuster who hung up in my face.

    Thanks for your vote!
    Verified purchase
    Customer Service

    Reviewed Jan. 3, 2018

    I ordered Esurance online. When I created a policy I put the wrong zip in the form, I paid for policy and thought I was good. Not even a week later I caught the incorrect zip and contacted them to update the policy. They ran the numbers and it twice as much per month and wanted twice as much down. I told them that I was online trying to navigate this and they can see the mistake I made and silly me, I thought they would be understanding but NOPE - I have to pay $50 to cancel. They do not make the cancellation policy easy to see when signing up, otherwise I would have called in.

    That's just bad business and there is no legitimate reason to penalize me. True supreme customer service would have saved the day and made it right... Not here.

    Moral of story - Stay away from this organization. If you value honesty and good customer service. If you decide to go with them; READ everything. Do not buy online if there are any doubts on what you're ordering because as you see, they will gouge you $50 of your hard earned money just because they can.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed Dec. 27, 2017

    I had my policy with Esurance for 6 months. My payment was $182 a month. When I added my son as a driver in November the payment went up to $254 a month. My term was up in December and I was due for renewal in January. Instead of just charging me the $254 they tried to tell me that the $565 charge that they put on my debit card was because I have to pay 30 days in advance which I did in the very beginning of the policy and have never missed a payment. It totally screwed up my entire account. Customer service was so nonchalant and could have cared less. She still could not explain to me how I have to pay another 30 days in advance. This same exact thing happened to a friend of mine's brother where just out of nowhere when the policy renewed the price was doubled. I highly suggest searching for another Insurance Company. They really don't care.

    Thanks for your vote!
    Verified purchase
    Coverage

    Reviewed Dec. 13, 2017

    I was involved in a minor incident that was caused by poor visibility because of snow. The fault was ascribed to me 100% and the surcharge will remain for 5 years amounting to thousands of dollars added to my premium. The adjusters have no incentive to do anything other than to nail the insured to raise income for the company. I have since changed to Geico but the surcharge remains! The system is flawed!

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Dec. 12, 2017

    Opened an insurance policy with Esurance and got an email 2 days later saying that they noticed I had moved out of state and would need to update the information on my policy. I had not moved anywhere, what happened is that my policy was opened in California rather than Oregon. I have never lived in California. I applied for this insurance policy with an OR driver's license, a truck registered in OR, financed through an OR credit union and a home address located in OR.

    After speaking to them about this problem they quoted me literally twice as much as the policy I originally signed up for. I went to cancel my policy and they tried to charge me a cancellation fee which I managed to get waived but was then billed for the 4 days I spent driving my truck around on and INVALID insurance policy. I spoke to a supervisor after cancelling who was completely unapologetic and didn't seem at all surprised that this had happened. At the end of the conversation he blamed google for the mishap... Poor customer service would be an understatement. This is not a trustworthy insurance company.

    Thanks for your vote!
    Customer ServiceClaims HandlingStaff

    Reviewed Nov. 21, 2017

    I put in a claim for damages to my car due to falling objects, hail. I live placed the claim when I had a chance to take care of it as I had so many things happening the past couple of months. They are dragging this asking for my phone records and other documents that they have in their possession. The claims rep was very rude to myself and to the auto body shop I took the car to. They sent someone to appraise the damages and told me they will be sending someone else to look at it because they don't find that the appraiser they sent had an accurate account of the damages.

    My car is still in the shop wait to get a call back saying they can return to repairing my car. I called the rep back to see when they are sending someone else and she told me they weren't. She made it sound as we have never had this conversation before. I called and emailed her manager and no answers from anyone! Terrible service, they make it seem like you are doing them favors and they are not working for you.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Nov. 16, 2017

    My daughter was hit by a man who failed to stop at a stop sign. Shauna **, a claims representative, called repeatedly over the course of a week to talk to my daughter and inquire about her injuries. She was clearly trying to determine if we were going to sue. Then, barely a week after we spoke to the representative, we received a letter denying the claim and saying that the policy was not in force at the time of loss. Why would a representative go to so much trouble to check on a claim for someone who didn't have insurance with them? And if he even might not be covered, why did the representative not tell us immediately?

    Thanks for your vote!
    Customer ServicePrice

    Reviewed Nov. 3, 2017

    To start with I was hit from behind by one of their customers in a line of 20 cars sitting traffic. He somehow managed to get up enough speed to total out both my truck and his car. They accepted fault immediately so good for them, now I'm fighting for the value of my truck that I just purchased 2 months ago. It is used but still, I looked for 6 months to find what I wanted. It is highly optioned for the year and model. Now my own insurance company was no help. That's a whole other story for another time but they said my truck was only worth 7100 so I did not accept that and moved to Esurance who could not believe I did take the money. So I was asked to send them the info on the truck so I sent them the original window sticker. Plus the other aftermarket things that Steyr could plainly see on it. They came back with an offer of 7258 still not what I paid. They said I had no other choice but to take it. There is no more they can do.

    They also told me they "KNOW IT SUCKS, TO LOSE MONEY ON IT" but it's not their fault I overpaid for the truck. Which the truck was 8900 I talked them down to 8000 plus tax and all. Knowing this and only wanting to be made whole again I wanted more. It's not my fault I was hit. So I even said, "Give me the 7258 and the truck back." But they said no. The salvage would cost me almost 700. So as of then I didn't know I had other options. I've never done this before. I had them send me the check. Have not cashed it. They then later sent me the list of trucks they comped mine to so they could get the value. The 1st wasn't even the same. It was a year different which makes it another generation entirely plus double the miles. The 2nd was the same with double the miles, a smaller engine and half the options and then the last was my truck. They literally compared my truck to my truck.

    The program searched for comparisons and found the original ad for my truck VIN and all with the price of 8900. They then did "their" math and came to the conclusion that the comp version of my truck was worth 8089. And they only listed the options that were on the listing so far less than what it really Has so it is actually a low value. Granted it has 1500 miles more but to lose out almost a thousand dollars. And I repeat these are the same VIN numbers and they are saying they are worth different amounts completely. Sorry for the long post. So much for me overpaying for the truck. I actually paid less than they said it was worth. Oh and if you go on the Web page it says ACV. In their eyes means market price or original purchase minus depreciation. But she said on the phone is they are not responsible to pay what I paid for it only what they think it's worth in the market.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Oct. 31, 2017

    2.5 hours later and they finally found a service location that would come and change our spare tire. To change a tire. I called their 888 number first, and roadside assistance could did not have anyone in the area. They called the nearest place and said my car was too far for them to come. They transferred me over to Esurance and said they’d be able to help better than roadside assistance could. I get transferred and go through the motions of explaining who, what, where, how... My info is taken down and they said they’d TRY and locate someone to come and change the spare and let me know. 20 mins. goes by and no status update.

    I call back and get someone different this time, of course. They checked their back end and said the notes the previous rep took and added in my files were awful and they’d switch me to their tire service. They’re finally able to help and said a driver would be there in 40-50 mins.! An hour later, 2 thugs arrive and grab the spare from the car. The spare has no air. Their compressor doesn’t work. Time to take an Uber home. I will be doing this myself. And also switching providers tomorrow. I’ve had it! You should be embarrassed!! I’m embarrassed for you!

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed Oct. 31, 2017

    I am very disappointed in the customer service I received from Esurance. I had been a customer with them for three years. I had cancelled my policy since I was not driving my vehicle, and wanted to re-open my policy. Since I had disclosed the information to them that I may be moving to Illinois in the next few months, even though I am still a California resident, they refused to give me a policy in California. I needed to be insured in California in order to re-new my registration. They told me to go find a new insurance company. Again, I am very disappointed and will never use Esurance again, nor will I ever recommend them as an insurance company.

    Thanks for your vote!
    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 26, 2017

    I recently got hit in my rear passenger side so hard that it cause my tire to shift towards the left. The claims people were very rude and belittling. They sent me to American Automotive that fixed my entire car including damages not related to the accident just so they can charge me my deductible... Later my car was making a weird noise so I took it back and they said I would have to make a new claim because my muffler had been shifted to the left but they don't think it happened when my tired was got and shifted to the left and that I would have to pay another deductible. They are horrible fraudulent people and I still can't get a hold of the manager, Dylan ** is heartless and could care less about your car or you as a person for that matter.

    Thanks for your vote!
    Claims Handling

    Reviewed Oct. 25, 2017

    Auto insurance experience. The claims adjuster DOES NOT PAY even when you have a ton of evidence that they should. Irresponsible case review system. Tons of hassle, wasted time and money. Choose another insurer.

    Thanks for your vote!
    Price

    Reviewed Oct. 23, 2017

    I decided to do an online quote for auto and motorcycle insurance, to say their quote is a joke would be an understatement. The auto is 3 times more than I pay now and the best is 17,** for the motorcycle. Oh wait after the discounts the motorcycle would be 8,804.00 a year. The sad thing is I'm over 40 and have a completely clean driving record.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Oct. 13, 2017

    After I got in a car crash, Esurance was super easy to work with. They were easy to bill and took care of my PIP. They gave me a fair estimate to get my car fixed. They were also easy to get in touch with–I had my insurance handler's email and phone number and could call anytime.

    Thanks for your vote!
    Staff

    Reviewed Oct. 12, 2017

    I wasn't getting any spam until I requested an online quote. I'm very protective of my personal e-mail address and wasn't getting spam until about a week after I requested a quote. Now I'm getting all these garbage e-mails about health, life, and auto insurance. Plus they were about double what a local insurance agent was able to provide me.

    Thanks for your vote!

    Reviewed Sept. 23, 2017

    As a recent victim of hurricane Irma here in South Florida, I attempted to access a service offered due to the hardship of the storm. Without power or email at home, I received an email through my phone on Monday reminding me of an automatic payment withdrawal for my monthly premium was coming in a few days. I went online and accessed the "change a payment date" option and selected the offered option for a deferred payment; after the date was selected an immediate message popped up that the date was successfully changed. This morning the originally scheduled debt cleared my bank account and now my hardship has multiplied... The service turned out to be a disservice and has obviously created several other problems as a result.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Sept. 8, 2017

    In July an accident occurred in Lancaster California. Reported immediately to Esurance. Continually asking for more documents. We have given all required documents still nothing! Management is very unprofessional. They never return calls but every month my bank account is paying insurance!! I don't known where else to go with this terrible situation? I have congestive heart failure. The car is used for doctors, medication, food!! Please help.

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 16, 2017

    I updated my policy 6 months before I had an animal strike, I went to go file a claim and discovered my policy never updated and despite me having a printout their system says it was never done. That's all that matters. My policy has been updated now, but that's only because of the complaints and claim I submitted. No confirmation emails, no letter saying your policy has been updated, even when it was finally "updated properly" so how are we supposed to prove it if your system doesn't work. The deductible was too high for the amount of damage (wouldn't have been if their system worked properly). Now I have to repair all out of pocket!

    Thanks for your vote!

    Reviewed Aug. 10, 2017

    I moved to a low crime area from a high crime area and they raised my insurance and took a double payment when my husband's insurance went down. Because of our moved they caused me to have overdraft fees and bounced checks. They gave me some lame excuse that my garaging zip code wasn't updated which is bs. That is only if you live in 2 homes so they finally admitted the mistake and said they would credit it on my next contract and I said "I'm not renewing with you please return my over payment" and they still haven't. Now they say it is going under review. It makes no sense. This company is a total rip off. I hope there is a class action law suit. If there is count me in.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed Aug. 3, 2017

    I had a newer Ford Taurus totaled and it went like this. Monday taken to body shop via wrecker, Thursday got a call from the shop saying they could repair it. The next week got a call on Tuesday saying it was a total loss. I called the body shop and they said too much involved, was a total. The same week Friday the body shop called and said an adjuster had been by and they are going to repair it. I got a call the next Monday from Esurance saying it was not repairable. I told them the body shop said an adjuster had given to ok to fix it and she said, "ok we'll fix it." I called the shop on Wednesday to find out how long the repairs would take and they said a salvage wrecker picked it up yesterday.

    I called Esurance and they said they would try to get the car back from the junk yard and I said, “No! No!” I threatened to take them to court and said they would pay off the car. It took another 3 weeks for my credit union to get a CHECK, what? A paper check in THE MAIL! The people at Esurance had no idea who did what, I got transferred to someone new every time I called. During this mess I called Allstate, (The Parent Co.) and complained. The next time I called about my car the lady gave ME HELL for calling Allstate. STAY AWAY FROM THIS SMALL COMPANY CALLED ESURANCE, they were going out of business and Allstate grabbed them up and call it Insurance Born Online. What crap!

    Thanks for your vote!
    Customer ServiceClaims HandlingCoverage

    Reviewed Aug. 2, 2017

    After making a claim on my vehicle for hitting a deer, (which is covered) still after 4 weeks of waiting still nothing! I would call 3-4 times a day, and finally after 18 days a claims rep calls back, then needing more info, now going on over a month of making my claim and being without a drivable car, I'm still waiting! Worse customer service and worse company ever! Oh but they are right on time to withdraw payment each month! So basically save yourself time, frustration & money and DO NOT buy a policy from Esurance!

    Thanks for your vote!
    Verified purchase
    Customer ServicePrice

    Reviewed July 30, 2017

    It's cheap and that is it. The online login locked me out and is super glitched. Says my email address, birth year, and postal code are not just wrong, they're invalid. Tried different browsers. No 24/7 tech support. No 24/7 phone login. Nothing like that. Meanwhile their phone just hangs up on me over and over again before I finally get the answer that they aren't even open to call on weekends. It also took over 7 emails to get insurance slips that they never sent not once but twice. I actually gave up and drove around with the expired slips the first time because I was so frustrated. Disgusting.

    Thanks for your vote!
    Customer ServiceSales & MarketingStaff

    Reviewed July 28, 2017

    Chose Esurance because their TV ads are extremely persuasive and of course they throw in "backed by Allstate". New coverage beginning 11/1 of last year. Send them the infamous house inspection via pics. They come back and tell me the chimney is missing bricks and must be repaired. This occurred in early December. So I started looking for someone to do the work. Found someone then the weather was bad. No one could get on my roof. Called Esurance which is an ordeal and was told my policy would be cancelled if the work wasn't done by Christmas Day.

    Finally spoke with someone who begrudgingly gave me a week extension and the work was done after Christmas. This put a bad taste in my mouth. Canceled both homeowners and auto in order to go with a local agent and Esurance socked me with a $50 cancellation fee for the homeowners. I cannot say it enough, go local. Don't be beguiled by clever advertising. This is a lesson learned for me.

    Thanks for your vote!
    Customer ServiceClaims HandlingStaff

    Reviewed July 25, 2017

    I was in a left turn accident. A vehicle stopped so I could turn. I looked for a while no cars were coming, and as soon as I started to turn I was smashed into. I was ticketed for failure to yield. My car was totaled. And everything that followed was a NIGHTMARE. My insurance company put me in a rental, which was supposed to be for a few days after I agreed to the estimates. They sent out paper work for me to sign. This all seemed well intentioned, until I realized my lien holders had not even been contacted. Once I contacted them, they confirmed my fears. My insurance company was trying to rush through the process and send a check for a BS amount. Now to break it down even further.

    My claims rep has gone on vacation twice during this whole process. He cannot be reached by the lien holders, and has not called me in over a month. His answer machine says he will be vacation for another month. I sent a stern email to him and his boss and he called right away. I cannot buy a new car until this account is closed. This account will not be closed until they send off the re-evaluated estimates, the lien holders agree, and they send the other check. My claims rep sent me power of attorney forms weeks ago, and expected me to sign over ownership of my vehicle before seeing the worth of my car. A month has passed and me and my lien holders are waiting on the same document. This has been a nightmare, and in the meantime my lien holders still expect a car note.

    Thanks for your vote!
    Customer Service

    Reviewed July 25, 2017

    Online quote:. $140/month. I waited 5 weeks, then called them to start my new policy. Called them so I can pay and get started. It jumped to 179/month. Huh? We'll, I had to go to my bank, deposit more money. Called them back (20 mins). Now it jumped to $197. WTF!! NO TICKETS. No accidents. Clean drinking record.

    Thanks for your vote!
    Customer ServiceCoveragePrice

    Reviewed July 21, 2017

    This insurance company is bad. First they charge me a lot just to join then after my policy end they want to keep charging me for renewal policy even though they never asked me. Because I already had a new insurance. Then when I call they said I had to pay for cancelling it when the policy was done. This company is a scammers. They want to charge you for new policy and when you don't want to they want to charge you for cancelling a policy you never asked for. Don't ever go to Esurance or Allstate. It's just a scammer's company.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed July 7, 2017

    A few weeks ago my husband had an accident with a Esurance customer (fender bender). The Esurance customer hit my husband's car, so they took care of the repairs but my husband lost 3-4 hrs of income between taking the car for estimate then take it to repair then pick it up. Unfortunately he works for commissions so, there is no way to prove how much money he lost during the time that he wasn't at work taking care of the car. When I explained the Esurance representative the situation I told him it's not way that we can prove how much he lost and he just said ok bye and hang up the phone not offering anything to compensate him for his time/money that he lost.

    Thanks for your vote!
    Customer ServiceClaims Handling

    Reviewed July 6, 2017

    On 6/19/2017, I notified Esurance that my car was involved in a flood and that I wanted to have my car repaired if possible. On 6/20/2017, Esurance had my vehicle towed from my home and to their shop (Edward Chevrolet) to be inspected and if they would be able to determine if my car was covered for damages that were flood related. On the evening of 6/22/2017, we received a voicemail from "Eric" from Esurance that advised that they spoke with the mechanic that inspected our vehicle and that it "appeared" our car failed to operate not from flood waters but from a mechanical engine failure and that "coolant had leaked into the back of the engine" and caused it to hydrolock.

    After listening to Eric's voicemail, I myself contacted Esurance's Rapid Responses Department that same night a bit after 9 PM as I was leaving work and spoke with either a "Jackie or "Jacquelyn". She advised us per the notes that they had spoken with the mechanic from Edward's Chevrolet "Josh" that advised them after his thorough research it appeared that the issue with our vehicle was mechanical. She also stated on the call that the mechanic did see that other parts of the car located under the hood did have "some water damage" but nothing to do with the failure of the engine.

    On 6/24/2017, I was contacted by Herbert ** from the Florida office that advised us the same thing however, he could not find any notes stating that anyone told us there was flood water damage on other parts of the vehicle. I told Mr. ** at that time that not only did a representative tell us that but that our own mechanic came to our home on the morning of 6/19/2017 and also seen that flood water was in the air filter and in the oil pan when he pulled out the oil stick it was lighter than oil should be because it was mixed with water. He advised us that if water was in the oil then more than likely it had entered into the engine as well.

    Mr. ** then advised us that he had spoken with the mechanic from their shop (Edward's Chevrolet) and that he said Josh would be performing a full breakdown inspection of the engine that upcoming Monday on 6/26/2014 to confirm that they believe it was truly mechanical. On 6/28/2017, I sent an email to Mr. ** because we had not heard anything regarding what was going on regarding the breakdown of our engine and if our claim was going to be ruled mechanical or approved to be repaired due to flood damages. He contacted me about 10 minutes later and advised me that Esurance was NOT going to pay to have the engine inspected and instead WE the consumers were responsible for the cost of the inspections which was $745+ to determine rather or not if the engine was stalled due to mechanical or flood water.

    So I asked then, so how can Esurance be prepared to deny my claim when the engine was never inspected? Edward Chevrolet told Esurance that they would have to pay to have the engine inspected and Esurance REFUSED to pay yet they were ready to deny my claim based off a mere assumption without a thorough inspection. So I demanded to have my car thoroughly inspected by another mechanic within THEIR network because I no longer trusted my vehicle at the Edward's Chevrolet dealer. I also asked Mr. ** how can they deny my claim when there was flood waters in the oil and air filter. Mr. ** then claims he never was aware of this when I told in this on 6/24/2017 and their mechanic also stated this to them as well.

    Mr. ** then tells me he will check into me having another mechanic shop look at my vehicle and that he'll "call me back in a few minutes". I have yet to this day hear back from him. On 6/29/2017, After not hearing anything else from Esurance regarding further inspection we arranged for our vehicle to be towed at our expense to the mechanic shop at City Auto Sales. On 6/30/2017, we received a letter from Esurance pretty much advising us that we had the right to seek legal counsel and that they were pretty much getting ready to deny our claim due to mechanical failure when our vehicle had not had a full inspection.

    On 7/1/2017, City Auto Sales inspected our vehicle and advised us that after thorough inspection they DID find that flood water was in the oil and engine and that ultimately was the reason my engine hydrolocked. City Auto Sales mechanic shop notified Esurance and advise them of this that very day. Today on 7/6/2017, Esurance notified us and advises us that they NOW will send their own car inspector out to thoroughly inspect our vehicle before moving forward on either denying or honoring our claim. This is absolutely ridiculous. However, we are ready to pursue this matter legally should Esurance want to deny our claim or continue to give us the run around. In the end rather they win or lose, they will lose more rather than simply repairing our vehicle and moving on to the next claim. Our claim in the next 12 days will have been opened for an entire month with no resolve! Totally unacceptable!

    Thanks for your vote!
    Verified purchase
    CoverageStaff

    Reviewed July 6, 2017

    I was going to move for work and initially just quoted things out. I received rejection as a customer just for quoting a different state (policy will be cancelled on X date) in a letter not even detailing why. So, of course, since I was rejected by Esurance after years of being a faithfully paying customer, I went and found new insurance company. I am not owned by a company and will not play games. I had to switch to insurance for the new state by that time but BEWARE not only will quoting new state insurance lose you your coverage from Esurance, they will keep any refunds you are owed for leaving them early because it is a different state and so minimum requirements may be different so they are "liable" even if you want a refund because they were getting rid of you as a customer and you found another company to replace them early.

    When you speak to their representatives, they apparently don't know this information - all you need is a declaration page and your refund will be on its way. And the review board that decides the additional rules doesn't speak to customers, ever. So there is no way to deal with this matter except through legal advice/counsel/representation.

    Thanks for your vote!
    Customer ServiceCoveragePriceStaff

    Reviewed June 26, 2017

    I got a quote from Esurance and immediately insured my vehicles with them. I have been happy with it until my son returned home from AIT after having been gone a year. He had bought a new car first thing. We wanted him to be able to drive it and had no problem. When Esurance was more expensive, he went with USAA which was much cheaper. Who wants to be on their mom's insurance anyway. We had just checked to see what was affordable.

    Well it seems that was unacceptable. Esurance has sent multiple emails informing me I must send them information on his policy. His policy is none of my business even if I am his mom. He has since moved to a town two hours away. When I get to talk to him I'm not asking. The woman on the phone was that condescending nice. She informed me well if they didn't get it my policy would be canceled. Go for it. Beware folks, don't bother trying to get a quote unless you are adding it. This isn't how I do business! If there is nothing for you to do leave me alone.

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed June 22, 2017

    Esurance promises you a "seamless online and MOBILE experience to help take the hassle out of insurance" which is false! I've had a policy with them since 2015. I trusted Esurance to insure my first home as a first home-buyer. I filed my first claim in 2016 for hail damage. I had a contractor/friend tell me he seen hail damage to my gutters, which made him think I should have someone come out from my insurance company to access. I called; an adjuster came out and found nothing! (Mind you, they came to my correct address-Primary Residence.) In the meantime, I requested for my email address and mailing address to be updated. Esurance showed my previous address as my mailing address, although I never had any policies with them through my previous home. They never updated it.

    Fast forwarding to now, June 16, 2017, Bellevue NE experienced a EF2 tornado and I had significant damage to my home. I called Saturday, June 17, 2017 to file a claim. I was told I had to "itemize" every piece of chicken, package of ribs, etc. that I threw out of my freezer (located in my garage) because we were out of power for 2.5 days and other folks in my area 4 days. I still haven't received payment for my food. My parents have USAA. They immediately deposited the money for food during their initial conversation. The insurance lady, Stacey, was very sweet and empathetic to the natural disaster we experienced. On Monday, June 19, I asked Stacey to review my policy with me because I have 4-5 holes in my roof and over 120+ damaged shingles. She explained in January 2017, my policy was changed, REMOVING, the RCV (extended roof coverage).

    My initial thoughts were, "Who removed this?" Later, it was found that Esurance did because of the age of my roof. It was 10 yrs old. To notify me of this policy change, Esurance emailed me on the INCORRECT email address, then sent hard copies of this information to the INCORRECT address. The mail was returned back to them: INVALID ADDRESS! In the notes, it also says, "DID NOT CALL THE CUSTOMER" even after they received and NOTED my account of the returned mail with the important policy change to the incorrect address.

    The employee Justin (policy worker) ** advised me Esurance is a online web based company and I am responsible for updating them with my address. Although, my address NEVER changed!?? I never had them cover my rental. That insurance was through USAA. I asked Justin, "Do you guys not have an audit team? Someone who reviews to see why documents were returned, why does her policy show a different address to be insured but her mailing address doesn't change? Or better yet, CALL HER???" I took this information as, "Sorry that you're the paying customer, and that you have holes in your roof, paid your premium in advance-through 2018, but it's still not our fault!" As the paying customer, who assumed that I had the initial coverage that I signed up for in 2015. I am now, getting ready to pay thousands of dollars, due to a mishap, gap, and awesome customer service by Esurance.

    Justin made a point to tell me, "We are an online based company; we do not have to call you! We communicate through email!" So, if you're a Esurance customer, CHANGES will be made, as they see fit to your policy. They will NOT call you because they "assume" your email address is correct and valid. Even if they receive RETURN mail, they assume you will log in and see the policy changes because you should (assume) pay attention to everything, even when it NEVER reaches you. It will be your fault when a tornado comes and rips shingles, manipulate shingles, lifts nails and puts holes in your roof. YOU will come out thousands of dollars on the behalf of your insurance company not upholding their part of the bargain.

    I've since spoken with Esurance 4-5 times, and every time I speak to them, they say, "I will update your email address." I'm sure it's not. I'm sure the incorrect address is still showing and when another issue happens, it will be my fault again. I would highly suggest you pay a higher premium at a different insurance company to ensure you get proper coverage, good customer service, rest assurance and peace of mind. Do not use Esurance, AllState, or any other insurance company with lower premiums. As a new homeowner, you will be screwed and all responsibility will be lifted off of them and put on you.

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoveragePrice

    Reviewed May 26, 2017

    I switched to Esurance less than two months ago. Reason - my insurance (Costco-Ameriprise) started raising the rates, and had been with them for over 5 years - time to change. I have 3 cars and 3 drivers. No accidents or tix in the last 3 years. My daughter had a very minor accident (~$500) 4 years ago and I listed it on the application. Initially Esurance gave me a great quote. I signed up... Less than a month after that I was notified that my premium was going up by $200 for 6 months (**). Called them - allegedly they were "unable to verify" my continuous insurance... fine - I sent them a copy of my last insurance with Ameriprise... still not good - "Not what we needed". Called. Spoke to a supervisor who assured me that there has been a mistake and I should ignore all - my rate would stay the same.

    A few weeks after that I sold one of my cars. Called to remove it from the policy - my premium went up... $200 for 6 months (**). I decided I did not want to be with these jokers anymore. Got Progressive which was $400 cheaper with the same limits. Called to cancel. They Esurance are charging me $50 'cancellation fee'. Here is the text from their website: "Cancellation Fee: You may be charged a Cancellation Fee of $50.00 if you cancel your Policy for any reason or if we cancel your Policy due to your failure to pay any premium when due."

    Did you notice the 'MAY BE'? Do not be fooled. Esurance will try to gauge and charge you more and more by the month. And when you decide that you had enough you will pay an additional $50 for your freedom. Esurance is scum. I know that now. You can learn from my experience, or experience it for yourself. You choose!

    Thanks for your vote!
    Claims HandlingCoveragePrice

    Reviewed May 26, 2017

    Easy to use and setup online. Have previous dealings with parent company when filing claims. No major problems to speak of. Upfront sales and low cost for insurance provided. Could use more coverage at the same great rate. I have never been a big believer of insurance, to me it's legal racketeering as billions of dollars in the industry and very few claims marginally across the board. Yes accidents happen... but 1200 dollars a year multiplied to 4.6 billion insured bodies?

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed May 25, 2017

    At first I was skeptical when my husband suggested an online auto insurance. But due to a few financial setbacks, their price was great. But I wondered, what would really happened if we needed it? A bull pine tree fell on top of my beloved suburban totaling it. It happened in the high country, far anywhere. A friend took us back to civilization, we called Esurance. They were calm, comforting and were willing to offer us another vehicle to drive right away until we found something else. All we had to do was take a few pics from our phone and forward them. We had the check in no time, for more than we expected and found another car. I can't give them enough kudos. They're wonderful.

    They are quick, efficient, fair and accommodating. Don't be afraid to trust an online insurance company. I thought they were easier to deal with than the many others (I always thought insurance was best if it was a household name) I have used in the last 40 yrs. They made everything so simple and were quick about it. The service they provided was excellent and actually went above and beyond our expectations. We used to carry fleet insurance while in business, but no longer are in need. If you need everyday insurance, I wouldn't call anyone else.

    Thanks for your vote!
    Customer ServicePrice

    Reviewed May 24, 2017

    We have been with Esurance for three years and the rate is still a little high. They don't automatically look for discounts upon the renewal and they should. Other companies' quotes came in much lower. I call Esurance to find out I wasn't receiving discounts I qualified for. You should always get the lowest rate as a long-time customer. After calling to let them know I had quotes that were much better from other companies, they looked and gave me a lower rate. If you're loyal to a company and pay on time they should do this automatically. By doing so they are loyal to you, the paying customer.

    Thanks for your vote!
    Coverage

    Reviewed May 21, 2017

    I drive 1500 miles a year and my policy is 411 annually, but I do not get annual rates. They renew me every 6 months. Liberty Mutual offers an annual policy for 378 and a 31 dollar monthly and with renters insurance 38.00 a month. I can get renters and auto (together with higher auto coverage) for a little more than what I pay for auto. Time to switch.

    Thanks for your vote!
    Customer ServiceClaims HandlingStaff

    Reviewed May 20, 2017

    I left Geico after 14 years to switch to Esurance saving me over $1,200.00 a year. I was a little hesitant but gave it a try. I have had nothing but positive experiences. I get excellent service with minimal hassle. They have even pointed out when I was paying for duplicate rental car insurance and refunded 6 months of payments. I am comfortable having a computer as my insurance agent. If you need to see someone and go to an office, it might not work, but just check and see how much you can save.

    Filing a claim with Esurance was quite easy. It started with a brief form online with a follow-up call the following day. The adjuster who called was friendly and asked just basic questions. She also indicated that the process should be wrapped up within 72 hours if the vehicle was totaled, as I thought. It was. Forty eight hours after initial contact I received a report that gave a detailed breakdown of their offer. I found the offer to be satisfactory, signed it, returned it by email, and had a check via FedEx in two days. During the entire process there were a total of five phone calls and four emails. All communications were handled quickly and messages returned promptly.

    Thanks for your vote!
    Claims HandlingStaff

    Reviewed May 19, 2017

    Filing a claim was so fast and easy. I heard from a representative the very next day with no deductible. Couldn't ask for a better insurance company. Took me only about 10 mins from start to finish.

    Thanks for your vote!
    Customer ServiceCoverage

    Reviewed May 15, 2017

    Their customer service is excellent. They always have someone available who is able to handle a change in coverage, talk about the policy, etc. Their coverage is not a game of dodgeball with them attempting to exclude you.

    Thanks for your vote!

    Reviewed May 14, 2017

    I like Esurance for their rates are reasonable and several family members do have Esurance. I think they're a wonderful insurance company.

    Thanks for your vote!
    Customer Service

    Reviewed May 13, 2017

    I had polite, no hassle Customer Service. In today hectic life no fuss makes a incredible difference. Can't ask for better CSR auto debit verification on mobile phone. It handles itself. It's been seamless.

    Thanks for your vote!
    Customer ServiceCoverageStaff

    Reviewed May 12, 2017

    I've had Esurance for a few years. Two months ago I lost my debit card. I thought I had contacted everyone but noticed Esurance wasn't coming out of my account and it clicked that I obviously had not called them. So, I called and the young lady told me my account had CLOSED! She said they emailed me (I assume it was spammed) and sent something in the mail (to the wrong address), which is great, thanks for trying... but no phone call??! We all know the obvious reasons auto insurance is important... It's even more important if you have a loan or have leased your vehicle - the lender can take the car back if you do not have full coverage insurance!!! This was the first issue with them...

    My second issue is that because my coverage has been canceled over a MONTH, unbeknownst to me, I have to re-apply... So, I do, and they tell me my coverage is now going to be TWICE what my premium was before BECAUSE I had a LAPSE IN COVERAGE! What??! When I asked for a Supervisor the young lady said "Sure, but they're going to tell you the same thing - nothing we can do about the rate because you had a LAPSE IN COVERAGE"! I get the Supervisor (very snippy) and what happens?? Exactly what the young lady said... "NOTHING WE CAN DO... Sorry!" Went round and round with her for a minute before I finally ended the call in disgust.

    Bottom line, it was my fault for losing the card. However, I would hope that a company I give money to every month (I have never had a claim in my LIFE) would use all of their resources get in contact with me. Insurance is important. It is there to PROTECT you. They did anything but protect me by not trying all avenues and instead letting my coverage lapse. What if I had been in a terrible accident and hurt someone else or myself... What if my lender took my car back... I'll tell you--I WOULD HAVE BEEN ROYALLY SCREWED AND ESURANCE WOULDN'T HAVE GIVEN A FLYING... PIG... ABOUT IT! End Rant.

    Thanks for your vote!

    Reviewed May 10, 2017

    We already had our home with Allstate so we signed up with Esurance a little over a year ago. Without notice my third 6 month payment increase around 20%. I have 2 used cars, no accidents, no tickets? I complained but stayed (didn't want the hassle). After they took my next 6 month payment from my checking that's when I seen my insurance again increased. When I called they said they had raised everyone's rates in Indiana? I AM SO DONE. How is this even legal!!!

    Thanks for your vote!
    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed May 10, 2017

    I have been with this company for 5 years and had two vehicles insured full coverage and perfect driving records. I all of a sudden receive a non-renewal letter. There has not been any changes at all to any of my information. Didn't move, no tickets absolutely nothing. So I call them which to let everyone know they were so rude and unprofessional so I asked for his Supervisor which his name was Emery and he was very rude as well. I had to tell him to stop overtalking me every time I tried to talk. The rep was an Adam employee number **.

    So the one reason they said they were dropping me was for an accident that I was a passenger in on my boyfriend's insurance in his car and his insurance is paying all my medical bills and loss of wages. He has insurance with a different company and it was his car. Also they told me because I spend the night at his house too much and I am driving from my home in MD to his house in PA. They could no longer allow that. So they are saying I cant spend the night at his house every now and then. Like are you serious? I then asked what if I had a sick mother I had to go see every now and then in another state I couldn't drive there and stay to visit and they said no. They are not covering me driving in other states than what I reside. What? What about vacation? What in the world. Are they serious? I am so confused... These people are NUTS!!

    Thanks for your vote!
    Sales & Marketing

    Reviewed May 4, 2017

    Online quote from 4/29/2017 was for 108.00 per month. When I called in to get the insurance on 5/4/2017 the quote was 211.00 per month. The guy said it's because of my one speeding ticket from 2014. I told him I had added that online when I did the quote online already and they gave me 108.00 per month. Company is a total scam.

    Thanks for your vote!

    Reviewed May 1, 2017

    I was absolutely floored when I received a letter stating that my Premium was being increased $780.00 for 6 months. Yes I rear ended someone in October. Approx. $3000.00 was paid out for my car but nothing was paid out on the other car. My monthly payment is going from $214.00 to $351.00. That is just insane. I've never heard of Insurance going up that high. I'll be shopping around. Very disappointing. I always thought they were such a great company to deal with. But this changed my views.

    Thanks for your vote!
    Price

    Reviewed April 28, 2017

    One of their insured hit my truck from behind on April 4th and I've been calling them to check the status of the claim. I keep getting the same results. "There is nothing we can do until we talk to our policy holder." So what am I supposed to do, WAIT... I just want my truck fixed. And to top it off they want to install aftermarket parts. My truck was all original parts before this happened. Seems like they are taking to least expensive route. NEVER WILL RECOMMEND THEM TO ANYONE.

    Thanks for your vote!
    Price

    Reviewed April 18, 2017

    I found a better deal on home insurance. I cancelled my policy with Esurance. They are charging a $50 cancellation fee! I've never seen a company charge that before for homeowners or auto insurance. All other companies have just given a prorated refund. They lost my auto insurance business from high prices last year. Now they are dead to me. Do yourself a favor and skip these jokers entirely. Esurance is all marketing and no quality. They are overpriced. They will steal your $50 too if you try and leave.

    Thanks for your vote!
    Verified purchase
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 12, 2017

    The absolute worst company I have ever worked it. I put in a claim through Esurance after their client hit me on the side. The ignorance I heard was that they would only cover 80% because they felt I should have taken "evasive action". Since when is victim blaming good customer service? I should have known another driver was going to jump in my lane and hit me? It's a rip off. And the claims rep Michelle ** is the most unprofessional woman I have ever worked with. Laughing at me on the phone as if my claim is a joke to her. I will never recommend this terrible company to anyone. Refusing to take 100% liability when all evidence shows I was hit from the side and going forward. I will give one star only because 0 stars won't be allowed.

    Thanks for your vote!

    Reviewed April 11, 2017

    My car was involved in a hit and run December 2016. The auto shop they sent me to Service King was not good. They couldn't fix my car until February 2017. Also never estimated all the damages to my car. Esurance wouldn't completely fix my car. Some of the damages are not from the accident. Not true! When I put my claim in external and internal damages was S stated to Esurance. I was a loyal customer for years with two vehicles. Esurance only wants to pay so much out and that's it. There should never be a limit to fixing a car after the vehicle is damaged, or cash out. Also went up on my insurance, I canceled my insurance. The best could have done. I have 45 dollar savings a month, with extras I couldn't afford with Esurance.

    Thanks for your vote!
    Verified purchase
    Customer ServiceStaff

    Reviewed April 11, 2017

    I canceled my policy in January because the rates were adjusted for because of the "annual" reassessment and I found rates lower than what I was paying before the adjustment. I had the drive sense and was told I had 30 days from the day my policy ended in mid-February to return the device. I asked if I could return it early and was told I could. I sent the device back using the label they sent me and even received confirmation of its delivery from UPS.

    Fast forward to the beginning of March and I received a bill for the restocking fee of the device. I called them to let them know I sent it back and the rep had to put me on hold for 8 minutes while she searched for proof it was delivered. I gave her the date it was delivered and the name of the person who signed for it. She then said ok and she would waive the restocking fee. I thought the matter closed until 4/11 when I got a call from a collection agency regarding my non-payment of the restocking fee. They threatened my credit number and they even went as far as to say if I had paid my bills they wouldn't need to call me.

    I sent the agency proof of the waived fee and then I called Esurance to find out why it was turned over to collections when I already took care of everything back in January. The rep said their computers were down and she couldn't access the system and it should be resolved in a week. When I said that was unacceptable I was told their system was down and that is the best they could do. Long story short I now have to wait a week to see this resolved. I left them because they're system was always down and there are better rates to be had elsewhere and this is just one more example of the horrible customer service they offer. Their hold times are outrageous. Their system seems to be down all the time. They have no empathy for their customers or those they inconvenience and their "too bad, so sad" attitude is absolutely unacceptable.

    Thanks for your vote!
    Customer ServiceCoverageSales & MarketingStaff

    Reviewed April 6, 2017

    ESURANCE IS a rip off! Charging me a $50 cancellation fee? I have been with them for two years. The first time calling for help they told me I'm not covered for that! Second and last time they told me I have to wait for 48 hours for the changes to take effect. ESURANCE IS a rip off. Bunch of liars and thieves! The only time they are nice is when I call in to cancel, and they try to sell me more! Allstate is ruining their name by having ESURANCE next to it. All customers should cancel ESURANCE and buy a better policy. I saved $50 a month switching to Geico, and I have 3 cars. I will review esurance until I am refunded my money. So GLAD TO BE OUT OF THESE WORTHLESS PEOPLE. Do your family a favor and leave before you are left hanging on the road.

    Thanks for your vote!
    Customer ServicePriceStaff

    Reviewed April 5, 2017

    HORRIBLE COMPANY. Want a company with poorly trained CS Reps? Go with Esurance! Want a company that promises you one pricing structure and charges you another? Go with Esurance. Want to call a company 8 times and still have no one get back to you? Go with Esurance. I would like to give less stars if I could. Too bad I'm stuck with them since they want to charge $50 to get away from them. You get what you pay for and there is a reason they looked good on pricing.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed March 22, 2017

    I was in an auto accident (for the most part head-on). My car was towed by Esurance to their estimate yard. That was almost one week ago and I am still waiting for a decision on the vehicle. I called this morning and explain to my adjustor that I am left in limbo by their indecision. I can't spend the money for a rental when I might need it for a down payment. I am relying on friends to get around and to medical appointments and wearing out my welcome.

    If I don't have a vehicle of some kind by next week when I go on call, then I can be fired from my job. The response I got from my adjustor is "I'm sorry but there is nothing I can do. I have to wait for the estimate. They usually take 24-48 hours, but sometimes longer. We might have it hopefully by tomorrow." Seriously?! Thanks for caring for a customer who has been loyal to your company for years! I have paid my premiums and now when I need you to do things in the same timely manner you are giving me the "Oops! Good luck!" treatment? Yeah, I think I need to check out Progressive.

    Thanks for your vote!
    Customer ServiceStaff

    Reviewed March 20, 2017

    They should get negative stars. They are the worst car insurance company I have ever dealt with. I was hit by their customer. They showed concern until it was time to settled and stated their doctor stated my condition was pre-existing from 2008. I have recovered from that accident and my 2015 MRI showed 3 disk bulges since my last MRI. It doesn't matter what all my doctors said or what I said or what the MRI or X-ray said. I was told first my pain recovery check was for $6500. I waited for weeks for the check. Then I called him and he told me the check is also for Medical payments. I told him it does not make sense since my medical payments is more than $6500. Esurance agent told me that medicare only take $200-$300 for medical payment and he will let me know the amount before he sends the check to medicare. Instead, he did not let me know and sent the entire check to medicare for $6500. Again, more lies.

    I called, he did not acknowledge the mistake and told he doesn't know what Medicare is going to take. I asked him what I should do now since you sent the entire check to medicare. He told me to contact Medicare. I contacted Medicare and Medicare told me to write them a letter to explain the circumstances. Today, I found out the Medicare is going to send a check to Esurance in the amount of $3451.88. Again, another lie, the medical payment was not $200-300. The medical payment that Medicare took from my supposedly check for pain in suffering as I and he first agreed was $3048.12. They are unprofessional, insensitive and only in it for their profit margin. They are only good for low-balling people that can not get attorneys.

    Thanks for your vote!
    CoverageStaff

    Reviewed March 4, 2017

    Beware of Jacob ** from Esurance! My car ended up with some hail damage after the recent storm. I anticipated being able to use my "full coverage" insurance to repair this damage, and figured that the only cost to me would be the deductible. Boy, was I sadly mistaken? My ordeal begins when he sends me to get an estimate at Caliber Collision, which is where they send all policy holders that live in this area. Caliber Collision gives me this high estimate on my car for more than $6,000. Six thousand dollars. For hail damage.

    The estimate sounded a bit high to me, but I figured that all I needed to worry about was the $500 deductible. At this point, the process seemed fairly routine and I thought that everything was fine. I was feeling relieved about having kept up with my policy and was looking forward to getting a mini-makeover for my car. Little did I know that it was going to hurt me in the long run. Apparently, with Esurance, even seemingly cosmetic damage is enough to cause their adjusters to total out a car. They gave me a check for an amount that was barely a fraction of the estimate provided by Caliber. Adding insult to injury, they put salvage on my title.

    My message to everyone is that if your car is older, it isn't worthwhile to have full coverage on it. The insurance company will happily set up a full coverage policy for you and take your money each month, but will not take care of you when the time comes. As if all this wasn't bad enough, when I started shopping other companies, I discovered that they screwed me over previously when my car was hit as it was parked. They filed it under collision instead of comprehensive. They are super **.

    Thanks for your vote!
    Verified purchase
    Claims HandlingStaff

    Reviewed Feb. 10, 2017

    They're unfair and racist. The claims manager, Debbie ** in Florida, who is Donna's boss, is discriminating against me and refusing to pay for the steering mechanical damage that my car is exhibiting following recovery from a theft. I believe her delay may be based on your race because she has already made accusations of fraud against me to my attorney and the adjuster based on the area of Chicago in which I live and suggested that you would purposefully damage the steering to my own vehicle. She is also purposefully delaying payment of my claim when she and her investigator Tony, also in Florida, already have third-party statements from the gas station where your auto was stolen that the vehicle was driven off site, which it could not have done if the steering was broken prior to theft.

    Debbie also has statements from the dealer where the vehicle was immediately towed (because it could not be driven when the police found it running with the windows down) that the power steering is broken and requires repair in addition to the other damage that was exhibited upon recovery. Today I learned that Tony was told a few days following the date of loss that he could attain the video tape from the gas station with a police request and that similar thefts had taken place at the same gas station recently. Instead of following up and attaining the tape through the police or even sending a letter to the gas station to make a copy for your company, Tony did nothing.

    As of today, the tape has been recorded over and lost the proof that the police could have used to arrest the person who stole and damaged my car if Tony had done what he told the gas station he was going to do last week. Even though you live in the area of Chicago that the President says is the worst in America, doesn't give her the right to play games and not pay my claim. I work hard so that you can have a quality vehicle. I pay good money for your insurance and always pay on time. This is unacceptable from any insurance company.

    Thanks for your vote!
    Staff

    Reviewed Feb. 9, 2017

    I was driving on I-10 on 2/2/17 when I hit a tractor trailer tire tread at 70mph that was hit into my lane by another vehicle. According to all of the representatives and manager I spoke with, this was avoidable. And you as a driver are to take evasive maneuvers so you won't be found at fault and your rates won't go up. So if you want to pay more just react while driving and ignore other traffic. Apparently, this is policy for Esurance and for all insurance companies. I have informed them that I will be taking my 3 vehicle full coverage policy elsewhere. Maybe another company will like my thousands of dollars. Shame on you Esurance.

    Thanks for your vote!
    Loading more reviews...

    Esurance Company Information

    Company Name:
    Esurance
    Website:
    www.esurance.com