H&R Block Reviews

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Edited by: Tammy Burns

About H&R Block

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H&R Block is a tax preparation and financial services company that has been providing its clients with tax advice and assistance for over 60 years. With a network of over 10,000 retail tax offices in the U.S. and around the world, as well as an online tax filing platform, it offers both in-person and do-it-yourself tax preparation services.

Pros
  • Free basic file
  • In-person services
  • Max Refund Guarantee
Cons
  • In-person help can be pricey
  • Limited time for Refund Advance loans

Helpful Reviews

Ooltewah, TN
Verified purchase
I have used H&R Block for the past five years and I am very satisfied with the service. I opt to pay the extra $29.95 and have access to my last seven years’ tax filings. I always...

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Bronx, NY
Verified purchase
Have used them for many years. Excellent service, stand by accuracy, provide assistance. Friendly, pleasant and courteous. Some of their software needs improvement, though I have ...

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What is H&R Block?

H&R Block is a well-known tax preparation company that provides tax prep services to individuals and small businesses. Whether you want to do your taxes completely yourself, hand them off to a pro or get a mix of the two, there is an option for you. On average, H&R Block’s tax professionals have 10 years of experience and over 73 hours of training.

H&R Block uses several layers of security measures to ensure your data is protected when you file online or in person. In addition to web browsing encryption, the company has a security protection team that monitors data 24/7, regularly performing security audits.

H&R Block offers a wide range of resources and tools to help you make sense of your taxes. Its website features a wealth of helpful guides to help you understand the ins and outs of the tax code. You will also find calculators to help you estimate your tax refund and calculate your tax liability.

How does H&R Block work?

H&R Block provides in-person and electronic tax filing services. Customers can choose to file themselves through the guided software or use a dedicated tax professional. You can also use H&R Block for audit support. Just schedule a free consultation, and you will receive upfront pricing before starting.

To start using H&R Block, create an account on the website or visit your local office. The company offers walk-in services as well as an option to drop off your tax paperwork. It is best to schedule an appointment time, though — especially as the tax deadline draws near.

H&R Block services

H&R Block offers both DIY tax services and professional services. The following is available for taxpayers who prefer to file on their own:

  • Free online: For those with simple returns and standard IRS deductions, you might qualify for a free state and federal file.
  • Deluxe: This plan allows you to do itemized deductions and store your tax returns for six years.
  • Premium: With the premium plan, you can do everything the free and Deluxe plans can, plus file for rental income and investment income.
  • Self-employed: This is the highest level of DIY tax services available and includes every form you need for investment income and side business income and claiming business deductions.

Unlimited expert help can be added on to any of these levels for an additional fee. You can also have a tax professional file your taxes for you virtually or in person.

H&R Block pricing

Filing your taxes early can allow you to access discounts off H&R Block’s services.

The following prices are the retail prices of services at the time of publication, but you might be able to receive a discount.

  • Free online: $0 for qualifying taxpayers for federal and state files
  • Deluxe: $55 plus $37 for state
  • Premium: $75 plus $37 for state
  • Self-employed: $110 plus $37 for state
  • Add-on tax support for DIY filing: $70 plus additional state fees
  • Filing with a tax pro: Prices start at $85 plus additional state fees

H&R Block FAQ

Does H&R Block offer advanced refunds?

Yes, you can receive your refund as an advanced loan with a 0% annual percentage rate (APR) and no loan fees. However, these loans are usually only available several weeks before the April tax deadline, so if you wait to file, you can miss the chance to qualify.

What refund options does H&R Block offer?

Alongside the Refund Advance loan, customers can choose to have their refunds deposited on the H&R Block Emerald Prepaid Mastercard. Additionally, you can receive your refund as a direct deposit or check.

Does H&R Block offer a money-back guarantee?

H&R Block offers several guarantees to its customers, including a Maximum Refund Guarantee that ensures you'll get the biggest refund possible or your money back. It also offers a 100% Accuracy Guarantee, which means if it makes an error on your tax return that results in penalties or interest, H&R Block will pay those fees for you. Its satisfaction guarantee will refund you if you are not happy with the in-person services or the tax software.

Do I have to pay H&R Block upfront?

No, you can choose to have your payment for the service taken out of your tax refund. However, there is an extra $39 refund transfer fee to pay with your refund.

Do we recommend H&R Block?

H&R Block is a solid financial institution that's been around for over 60 years. It has helped file over 800 million returns worldwide since it first opened its doors. Its multiple guarantees make it a trustworthy tax company to try because if you do not get the best return or have an inaccurate return, H&R Block will make it right.

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H&R Block Reviews

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    Page 1 Reviews 0 - 5
    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed April 12, 2026

    First timer with H&R Block and I was impressed and thankful for the great services provided to me. My stress started to quickly diminish with the kind and helpful reception I received. I met my tax pro and she proceeded to get right at my paperwork and tax returns. Shelby was quick enough, thorough and professional. Her skill level was high and her assurance put me at ease. I couldn’t be happier that I got this out of the way and although I had to pay out, it couldn’t have gone any better. Thank you for the excellent tax service you provided me!

    Rick

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    Punctuality & SpeedStaffRates

    Reviewed April 10, 2026

    Hi. l Am interested in this content because how to report a abuse case from outside inside work places meaning trying to figure out how to do your taxes and my issues. I'm being attacked by my outside 😔 and identity platforms on devices and Content and people family holds postal. I deserve to have my taxes done but being removed from banks caused a lot of issues with my life and identity. How to get help with turning it, throwing away important things. I get late information and bad advice that never goes through emergency. 🦺 Things are needed or should I write a will to specify my concerns.

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      Customer ServiceStaff

      Reviewed April 6, 2026

      Mr. Richard L. **, Senior Tax Analyst, H&R Block, Port Charlotte, Florida, is a highly skilled, tax analyst who presents in a highly professional manner, providing expert advice, in my case saving a lot of money. He has excellent communication skills, communicates with confidence, is helpful and very nice to his clients. I will be using Mr. ** for all future tax preparation and recommending him to others. Thank you, Mr. **, for the kindness of your professional advice and the money you saved me.

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      StaffRates

      Reviewed March 19, 2026

      I have used H&R Block for the past 8 years and most years have received satisfactory service. This year though, it was quite different. This year, the Tax Analyst really dug into my returns (federal and state) and suggested many things and deductions that were never mentioned or thought of in the past. Her work was superior and if I could, I would rate her a 6 on a scale of 1 to 5, 5 being excellent.

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      Staff

      Reviewed March 16, 2026

      Harry is our "Go-to" Person for our personal taxes for the past 15+ years. He has an advised us well on numerous occasions; Looking out for the well-being of us and OUR FAMILY FIRST. In fact, Harry is more like an Uncle to us because in fact, he has taught our children in school and watched them grow up. Harry was a teacher for our children in grade school; And now with our children out of college and professionals, we still continue to trust his ability for us and our taxes. If you need a person of trust, accountability, and accuracy, Harry is the person you need. He is highly recommended by all of our family members, And will continue to do so!

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      Reviewed May 6, 2026

      Spent 15 minutes explaining why I wanted a refund. The lady was nice but surprisingly said she didn't know how to help me! She transferred me to "DIY" and they disconnected the call, so I started all over again. Ended up with Ryan at "DIY" who was pompous and unhelpful. He told me they couldn't issue refunds for my issue, they "don't" escalate refund requests. I finally asked for a supervisor, which he could not locate, so he finally gave me a refund and lied about the reason for the refund, stating in the official record that I was dissatisfied with my agent. He refused to change it, and then when he thought I had hung up, he announced to his co-worker that he "didn't want to give me a refund, but it is what it is".

      Why did Ryan's personal big emotions define whether or not I deserved a refund? Why did he repeatedly lie during the call? I feel like HR Block is a scam where we all end up "needing an agent" by the end of the "DIY" session, which is what has happened to me 2 years in a row. I did all my own work, filled out every page, paid extra for some of the extra pages I needed, and then was told my return could not be processed without an agent, who spent almost no time looking at my tax return and changed absolutely nothing. It is all a big scam. I will never use them again.

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      Customer ServiceContract & TermsStaffBillingTransparencyCommunication

      Reviewed April 28, 2026

      One word: Enshittifaction. The explanations in the software are either so vague as to be unhelpful, contradict themselves, or are so technical that I need to pay a pro to fill out the interviews anyway. I was guessing. The help buttons did not function. I called customer service multiple times and no one was empowered to help. No one is an expert and therefore no one can be blamed, but no one can actually fix anything. Software UI leaves users at dead-ends without recourse at the VERY END right before e-filing. Customer Service reps only are given small slivers of information, yet are pressured to speak confidently, even if they're giving the wrong information.

      I was surprised to owe $30k to the IRS and tried to file an extension so that I could check the numbers. E-filing an extension required me to pay the amount owed upfront. The extension was rejected and there was no clarity, no receipt, no communication on whether the payment went through to the IRS. After digging deep for the reason for rejection, I figured out that the software pulled an incorrect AGI from last year -- no idea how or where that number came from -- so it didn't match the IRS' records. The software would not let me edit that number to resend, even though its own instructions said that the solution was to edit that number. When I called customer service to ask whether the extension and the payment are processed separately or together (i.e. does the payment transmit even though the extension is rejected), I was confidently told that my payment did go through, because each transaction is processed separately. This was NOT TRUE.

      I've used this software for over a decade. In the past, I've call or chatted with people who helped me straighten out nuanced errors. I will not use it again next year. To H&R Block: Hire back your human UX team to review the copy so that it makes logical sense, analyze edge cases, and track user satisfaction. Train and empower your customer service. Enable help buttons to actually work on different browsers.

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      Customer ServicePricePunctuality & SpeedRefunds & PayoutsBilling

      Reviewed April 24, 2026

      I used H&R Block online tax services on April 7, 2026. A week later the credit card I used to pay for the services has been hacked. I “so called person” in California (I have the name and address they used) has charged over $3000.00 to my card. When the person hit it for a &2500.00 charge, the card company called for. The account has been suspended and right now it looks as if all the charges will be removed. I should GT my money back I paid to have my taxes done!!

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      Customer ServicePrice

      Reviewed April 20, 2026

      This is my 2nd year with HR Block. The first year went well, but it was a little pricey $450. This year it has been disastrous. My tax pro filed an amended return but didn't inform me that it would take weeks before the IRS and the State Treasury received it. The amended return was a result of her error, and I brought it to her attention with 4 days of the original being filed. Now my bank account is in the negative numbers due to erroneous withdrawals made by the IRS and State. I purchased the Peace of Mind protection, but it seems to be of little value.

      Neither my tax pro nor her immediate supervisor will respond to my phone calls or emails. I've filed complaints with the BBB, the FTC, Michigan State Attorney General Office and my local Congressman's office. When I contacted HR Block about filing a complaint, I was instructed to take it up with the local office. I've paid HR Block's filing fee of $485 and now have an empty bank account and a falling credit score. It has been devastating.

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      Contract & Terms

      Reviewed April 20, 2026

      I've used H&R Block to file my taxes several different years, but 2026 is the LAST time I will ever use them. First of all, they forced me to upgrade to their "Premium" tier just based on what types of tax documents I had. If I wanted to proceed with using their site, I had to upgrade. Fine. Then, I see that their system was completely inept at handling 1099 forms, especially my 1099-B. It took me over 3 hours to file my taxes (both federal and state), AND even despite the time suck and terrible handling of the 1099 forms, I still had to pay a $154 fee for their "Premium" tier that was FORCED upon me. Never, ever, ever using H&R Block again!

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      H&R Block Company Information

      Company Name:
      H&R Block
      Website:
      www.hrblock.com