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Capital One - Unauthorized Account

Capital One • Low limit, high fees • Unauthorized account • Trouble closing account • Payoff plans • Identity theft • Fraudulent transactions • Late posting of payments --- News • Capital One Shuts Down Mortgage Unit, Will Cut 1,900 Jobs • Capital One Hikes Interest Rates, Agrees to Disclose Credit Limits • Capital One Blitzes Credit Reports Looking For New Prey • Capital One Harms Credit Scores by Withholding Data, Suits Charge • Capital One Buys North Fork Bank • WV Sues Capital One for "Deceptive and Illegal" Practices • WV Subpoenas Capital One Records

Tracy of Minot ND (12/24/03):
I got a loan from my Credit Union to pay the two credit cards off. Then they turn around and send me a pre-approved Platinum Visa card. Nowhere in their information or applications do they disclose that they charge the annual fee to the card right away. I sent them a letter telling them in no uncertain terms that they are to remove that charge and close the account. They ignored that letter and are now trying to extort money from me.

I haven't got the money to pay this extortion. I am really ticked off that Capitol One pulls this kind of garbage, and thinks they can get away with it. I have since filed a complaint with the Federal Trade Commission concerning this loan shark outfit.

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