
Byrider Reviews
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About Byrider
Been turned down before? Byrider could help you get into a great used car with affordable payments today. The approval process is easy at Byrider. We look at your current financial situation--not just your past mistakes. If you're approved, we'll set up affordable payments with a personalized schedule to try to fit your needs. Byrider's cars all go through an extensive 92 point inspection. Then, they're computer tested, serviced and reconditioned. All our cars have verified clean titles for your peace of mind. Our convenient, on-site service centers can save you time and money, too.
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Reviewed Aug. 18, 2026
Very awesome customer service people. Call you by name and you're not a number, very nice people to work with, any questions they helped us out, they answered all of our questions and help you as you go, I will buy again.
Reviewed Aug. 1, 2026
My fiance and I bought a 2016 Dodge Journey and we love it! After driving it close to a month it wouldn't start. I bought key fob coin cell batteries and a new car battery and still will not start and hopefully it's nothing major. It drives like a brand new vehicle! We love it.
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Reviewed July 16, 2026
Curtis and Cody are the absolute best! I purchased a vehicle - a Ford Taurus in February and as with any used vehicle, there's always that chance you may experience issues. I contacted Curtis, the sales manage and explained what was going on with my vehicle. Curtis had the service manager Cody reach out to me, I had my vehicle towed back to Byrider and without hesitation, Cody made all the necessary repairs and in less than a week, he had me back on the road! Yes, Cody is that guy when it comes to an experienced mechanic and if you are in need of a dependable vechicle, don't wait just call Curtis and watch him work his magic and get you in a car!!!! Pamela (Detroit, Michigan)
Reviewed July 1, 2026
Big shout out to Eric. He took time and looked at my vehicle right away.

Reviewed Sept. 1, 2026
Avoid at all costs. Not only do they sell cars for three to four times their actual worth, they engage in unethical collection practices. If you have had your car repossessed by CNAC/Byrider or any subsidiaries, be sure to track the VIN number. They will take your car, resell it, and then fail to deduct the sale amount from what you owe. They may also simply sit on your vehicle rather than attempting to sell it for a commercially reasonable price. I also urge anyone who has had a rep or otherwise been involved in the collections process to track your local court records. They will falsify service in order to obtain a default judgment. Finally, know your rights in the collection process. Recovery agents or collection professionals are not allowed to threaten you with criminal charges, threaten you with physical harm, or breach the peace during any interaction with you.

Reviewed Aug. 28, 2026
After talking with someone on the phone they said I was definitely approved for one of their cars. Went up there which is a 30 min drive after being there for 2 hrs they denied me. Bring on the information they had requested, talk to the guy for like 30mins giving him all the information, then goes to the finance person. Comes back 10 mins later with more questions, then leaves again. Comes back in another 15 mins and asked for more information and documents.
This happened multiple times over and over again. Wasted over an hour just to get denied, Idk what the point was asking for more information and documents because the reason I was denied didn't have anything to do with the reason I was denied. Everything I talk I talked to him over phone, he kept saying I was golden and would have no issues, even when I got there he said I was golden and would walk out with a vehicle. They said all I needed was 1800 a month in income, valid ID and proof of residence.
I had everything and made well over the 1800 a month. They tell you, "We don't do credit checks," but they do. The reason I was denied was because I cosigned for someone and their vehicle was repossessed which they knew about but still wasted over an hour of my time and told me I am still good because I make so much. What was the point of asking me all those extra questions and other documents because it didn't have anything to do with the reason for denial. Just wasting my time but they said in 6 months I can come back and they will be able to approve me then, yea right I will never go back and I was going to suggest them to a few people but nope not now. If I could give them negative stars I would, waste of time, waste of gas and waste of the rental I paid for to get there.

Reviewed Aug. 20, 2026
SUBJECT: FORMAL COMPLAINT REGARDING PREDATORY LENDING, UNLAWFUL REPOSSESSION, COLORISM, CLASSISM, AND DISCRIMINATORY PRACTICES — BYRIDER FINANCE. I am submitting a formal complaint against Byrider Finance for predatory subprime lending practices, 17% APR interest rate exploitation, breach of warranty, improper debt collection tactics, illegal self-help repossession under Wis. Stat. § 425.206, and statutory discrimination rooted in colorism, classism, race/color, sex, and disability under the Equal Credit Opportunity Act (15 U.S.C. § 1691), the Americans with Disabilities Act (Title III), and Wisconsin Public Accommodations Law (Wis. Stat. § 106.52).
1. PREDATORY "HOSTAGE REPAIR" AND UNLAWFUL REPOSSESSION. High-Interest Rate & Rapid Mechanical Failure: Byrider financed the purchase with a high subprime interest rate of 17%. Just 3 weeks after purchasing the vehicle, it developed severe transmission failure symptoms and broke down. 5-Week Warranty Detention: On or around May 18th, I brought the vehicle to Byrider’s repair facility for warranty repairs. Byrider retained exclusive physical possession of my vehicle for 5 weeks. They failed to complete warranty repairs in a reasonable timeframe while continuing to demand monthly payments at the 17% interest rate—depriving me of the vehicle I rely on for my livelihood, health, and mobility.
Coerced Promise to Pay & Good-Faith Payment: To retrieve my vehicle after 5 weeks of warranty repairs, Byrider required me to make a good-faith payment and enter into a scheduled "promise to pay" agreement. I made the required payment and retrieved my vehicle. Failure to Issue Statutory Notice Prior to August 7 Repossession: Entering into a modified payment agreement reset the account status. When Byrider repossessed the vehicle on August 7th without a court writ, they failed to issue a new, valid 15-day Notice of Right to Cure Default under Wis. Stat. § 425.206, improperly relying on an old, superseded notice. Executing a self-help repossession without proper statutory notice renders the repossession strictly illegal under Wisconsin law.
2. DISCRIMINATORY AND PREDATORY CONDUCT (COLORISM, CLASSISM, RACE, SEX, AND DISABILITY). Byrider’s actions violate state and federal civil rights and lending protections through targeted discrimination: Equal Credit Opportunity Act (15 U.S.C. § 1691) — Race, Color/Colorism, Sex & Class: Federal law strictly prohibits credit discrimination based on race, color (including intraracial colorism), and sex. Byrider engages in predatory subprime financing practices—combining high 17% interest rates with defective inventory, extended repair holds, aggressive self-help repossessions, and bad-faith servicing—to exploit working-class borrowers and minority women while bypassing mandatory statutory cure notice procedures.
ADA Title III & WI Public Accommodations (Wis. Stat. § 106.52): As a commercial business and repair facility, Byrider is a public accommodation. Knowing I am a declared disabled individual who relies on this vehicle for medical transportation, mobility, work, and independence, Byrider held my vehicle for 5 weeks during warranty repairs, leveraged custody of the car for debt collection, and executed an illegal seizure without reasonable accommodation.
3. ECONOMIC, EMPLOYMENT, AND MEDICAL DAMAGES. The vehicle was purchased specifically to satisfy mobility requirements for an administrative assistant position with Milwaukee Public Schools (MPS), as well as to serve as the primary operational vehicle for my two legally established mobile businesses (a mobile boutique and an on-call administrative assistant service). Byrider's actions directly caused severe harm: Severe Health & Medical Impacts: Depriving me of essential transportation caused me to miss critical doctor’s appointments and rendered me unable to afford or retrieve necessary medications, directly compromising my healthcare as a disabled individual.
Lost MPS Work Days: Without transportation, I was forced to miss work days at my Milwaukee Public Schools position, resulting in direct lost wages and threatening my employment standing. Mobile Business Shutdown: The illegal seizure completely halted operations for both of my mobile businesses, cutting off my business income entirely. Withheld Property: Byrider detained commercial tools, boutique inventory, medications, and personal property left inside the vehicle when it was seized.
4. DEMAND FOR REMEDIES AND REGULATORY ACTION. Pursuant to the Wisconsin Consumer Act (Wis. Stat. § 425.305), the ECOA, and state civil rights laws, I request an immediate investigation into Byrider and enforcement of the following remedies: Full Statutory Refund: A 100% refund of all money paid to Byrider (down payment, monthly installments including 17% interest finance charges, and shop/good-faith payments).
Complete Debt Voidance: Reduction of the remaining loan balance and repossession fees to $0, along with complete deletion of all derogatory credit bureau reporting. Consequential Damages: Full compensation for lost MPS wages, lost mobile business net revenue, medical/health impact costs, and property left in the vehicle under Wis. Stat. § 425.304. Regulatory Investigation: Formal investigation into Byrider's predatory 17% APR financing, colorism, class-based exploitation, and practice of holding warranty repair vehicles for forced payment arrangements prior to illegal repossessions. Respectfully submitted,

Reviewed Aug. 15, 2026
This place is an absolute financial trap preying on people who are desperate for transportation. I bought a car from them because my credit was in the tank, and they treated me like a criminal from day one. Within 48 hours of driving off the lot, the check engine light came on, the transmission started slipping violently on the highway, and the front end had a terrifying wobble. When I brought it back to their "service department," they gave me the complete runaround, cleared the engine codes without actually fixing anything, and claimed it was "normal wear and tear" for a car they just sold me. They refused to honor their own limited warranty, dodging my calls for weeks while I had to miss work and pay out of pocket just to get to my job.
To top it all off, their in-house finance company (CNAC) acts like a mob collection agency. Even though I made my payments on time, they locked my online account just to manufacture a late fee, then threatened repossession over a microscopic discrepancy. They trap you with triple the interest rate on a car that isn't worth a quarter of what they finance, knowing you have nowhere else to go. Do not walk—run away from this crooked establishment. They should be shut down by the state attorney general. If you are currently fighting an issue with a specific location, tell me: Are you dealing with mechanical breakdowns or billing/repossession. Let me know. I’ll give you the information to file on them.
Reviewed Aug. 7, 2026
The staff at Byrider in Greenville SC, have to be the most rudest, nasty people I have ever dealt with in my life. You tell them you will make a payment in two days when you're disability check hits and before you can call them they are strapping your car on the truck. Called and told them my wife is going to make payment as soon as I hang up and all I get was I will see what we can do and hangs up.
Reviewed June 26, 2026
Do not do business with this company. They completely blow you off and refuse to respond once they have your money. I have repeatedly reached out to get my issues resolved, but they completely ignore all of my messages and calls. Because of their deceptive practices, I have now escalated this by filing formal complaints with the Consumer Financial Protection Bureau and the Attorney General. Buyers beware—if you have a problem after driving off the lot, you are on your own. They limit your choice of vehicle and take advantage of desperation with their predatory sales practices. BEWARE.

Reviewed June 25, 2026
I have had my car a year and 2 months. I haven't been late a single time. I DO NOT DO AUTO PAY. THEY put me on auto pay and refused to give me 1 day to make a payment. THEY took the money out of my account without my authorization.

Reviewed June 16, 2026
I bought a 2012 Subaru Outback back in January, first of all they didn't gave my any real paperwork except the "receipt" and payment schedule, not to mention that i'm paying $512.00 a month for a car that is almost 15 yrs. old, when the month of May came, I tried to test the air conditioner, NO AIR but hot air, I tried to put refrigerant thinking that that could be the issue and would be done with it, when i tried, I got smoke coming from the compressor...so much that I thought the engine was going to explode!!!, I called the dealership, that they tried to downplayed saying that back in January, before they gave me the keys they test everything including the A/C, and everything was "fine"....
I mention about the possibility of a Leake on the compressor and the service manager said that that could be the issue, so I told him "Why you didn't check the compressor for that, given the fact that it is a 14 yr old car," and he said that, they don't do that, they downplayed everything, I have the A/C issue along with not able to open the driver side door from the outside, and a very rattling sound coming from the exhaust area....Do not even try to attempt these people, they are thieves and scammers, and all they do is sell you other people's problems. I am reporting this to the media and the State Attorney General's Consumer Protection Unit, they should be out of business... Do not trust ByRyder at all!!!!
Reviewed June 2, 2026
Scammers. Let’s cut a long story short - They don’t care about the customers. They sell lemons in a lemon law state. They are “fixing” cars with faulty parts. SCAMMMERS. DO NOT BUY FROM BYRIDER. I AM OUT 17 THOUSAND DOLLARS AND A VEHICLE!

Reviewed May 28, 2026
I bought a SUV from them and three months later I am having problems. I take it in to their mechanic and they said that I needed a tuneup and my SUV was ok. Then, a week later the same issue came back. I took it to my mechanic and they told me I needed to take it to the dealership because it's electrical problem.. When I call J.D. Byrider back to tell the mechanic they just gave me the runaround.

Reviewed May 22, 2026
Absolutely under no circumstance go to JD Byrider. They are absolutely insane. Do not care about their customers or they only want money and they want it now. They are the worst company for customer service. The worst company for anything that has to do with a customer. They do not care about who you are. They do not care about your circumstances. They want money and they want it now. They will repo your car for being one day late regardless of your circumstance. Their finance company they have inside their car lot is a joke. We were four dollars still owing on a down payment that they scanned us out of and they wanted to repel the car. Do not go there, beware.
Reviewed May 1, 2026
Worst place ever. Would not even perform an oil change because they knew they left issues unfixed and my car was still under warranty. Worst experience I’ve ever had purchasing ANYTHING. I have only left one other review in my life, I’m 45 years old.

Reviewed April 24, 2026
I got a 2013 Chevy Equinox a couple of years ago. Not long after I drove it off the lot, the check engine light came on. I read the code and it was the Catholic Converter. 😂 Then I discovered the remote door locks wouldn't work. They wouldn't cover the work and the tech told me the problem was the LED bulb ls I put in. GTFOH

Reviewed April 16, 2026
They are fast at setting up payments. But they charge too much for these old vehicles. Then I've paid early every two weeks even when my payments were 400 every two weeks. Then off to regular payments and been early and cuss of Easter Sunday I wanted a 6 day extension and told me to come and park my vehicle. There mean and out to get you once you sign your life away. William **
Reviewed April 8, 2026
Tony is your guy! When you go there. He makes the process very easy and he is a funny guy, he keeps you entertained. He's very helpful. He makes the process about you. He answered all of my questions and if he does not know the answer he will make sure to get it for you. I was very happy with the car choice. Thank you Tony.

Reviewed April 3, 2026
Absolutely and completely garbage. They said, "Yeah, your car is good, nothing wrong with it." Not even had it 3 days before, there is a fuel leak which they refuse to fix even though it's under warranty and refuse to even make it right. Save your money, go somewhere else. This place is garbage.
Reviewed March 26, 2026
I've tried to get finance but $1,640 per month income wasn't enough and $1,500 down payment not enough. It has to be $2,000 down or more, so you wanna know what I did, I let those cars seat there, I guess money is flying everywhere.
Reviewed March 8, 2026
Listen to me, I personally knew the person who started J.D. Byrider many years ago. What it was then and what is now Is a big joke. I have applied for many positions at this company, have years of experience and for a company to deny me employment is sad. I know if the person who started this company was still alive, all I would have to do is give them a ring and they would have hired me in a heartbeat.

Reviewed March 5, 2026
Worst dealer ever, wife bought an 08 Ford Fusion and it was junk, wouldn't start in winter, and they wouldn't come get it to find the problem, body was patched up with aluminum tape and painted over, front suspension was so far out of alignment it wore tires out after 4000 miles, had to take it to local ford dealer cost me $800.00 for an all wheel alignment, oil sending unit was bad, had low oil pressure, avoid this dealer if at all possible.

Reviewed Feb. 21, 2026
The Davenport Iowa service manager is a bully and disrespectful. She talks to employees like they are less that. No respect whatsoever. In front of customers. They don’t replace parts, they ghetto rig them up by drilling holes in the broken parts to “fix” it. Place is a joke and the dyke service manager Chris needs to learn how to communicate professionally The fact a bully is running that place says it all.

Reviewed Feb. 20, 2026
Thieves that after they see you are paying try to play dumb as if you are unaware of payments being taken out of account. Don’t trust the friendly act.
Reviewed Feb. 12, 2026
Okay, prepare yourselves...All this awesome stuff you've heard about JD Byrider....Lies, all lies! Not only did it take 5 1/2 hours to purchase a vehicle through these guys, but they pushed a vehicle on me that I didn't want. "To get the one I wanted it would have been $500 more down." Then, when I did drive off the lot, all this awesome customer service that you've probably heard about turned into rudeness and disrespect. They lied and told me I would have a payment every two weeks, and 10 days with the car, and they wanted an additional $500 down and three days later, they wanted a payment. So after they let me keep the vehicle for 10 days and because I couldn't come up with all that money, they wanted it back. So I gladly took the car back and now am fighting them to get my down payment back! These guys are rude, and made me feel like the biggest piece of shit that ever walked the earth.
I refuse to ever go back there and would NEVER refer anyone to buy from them. And their "program" they talk about where they report all payments to all three credit bureaus, maybe if you could make it to when the first payment is due before they ask you to bring the vehicle back! Now this is going to be a hit on my credit. So they do the exact opposite of helping your credit. I DO NOT recommend ANYONE buy a vehicle from Byrider. You will certainly regret it. These guys think they are so much better than anyone else and basically say that to you. Stay away from Byrider!! They are rip offs! MY EXPERIENCE WAS HORRIBLE!

Reviewed Feb. 5, 2026
I went to J.D. Byrider in Meriden. They told me they would do the best for me because I had bad credit. I gave them all my info and they tell me that I can't give 300.00 for down payment and said I owe back taxes to town of Wallingford CT so I told them I will pay it and I would like a car with low mileage like no more than 70k. They said they would keep me posted and that I can afford a payment no more than 250 a month. Showed them my car and said I got it and the door in the middle was smashed. No problem when I called and told them I paid my tax bill. The lady said, "Your car still runs good. Why don't we fix the doors and you can take our a warranty with us so if the car breaks down you can fix it."
I told them if I spend money on a new door how am I going to get a car? I have 158k on my car and want to trade it in before any major breakdown. Are you kidding me? They wanted me to keep my car and fix the door and get a warranty from there. I will save a little more and go to Wallingford auto park enterprise rental car sales or CarMax. Do not go to JD byrider. They are crooked and useless. I wanted to go there because I have bad credit. I will add to what I have and go elsewhere.

Reviewed Jan. 24, 2026
This place is a joke. Said I was approved for $299 down. Everything was great. Then they call me the day I’m supposed to pick out a vehicle and tell me I’m not approved. What a joke wasting my time. I wound never buy or recommend anybody to go to this place. I don’t care even if it’s last resort. Crooks by nature. Will never recommend anybody to go here.
Reviewed Jan. 20, 2026
Do not go to J.D. Byrider. I went there today, they overprice their vehicles and I test drive two, they both had high mileage on them for the year they are. I test drove a Nissan Sentra SV 2019. It has 119,000 miles on it and they wanted 15,900 for it and the defrost wouldn’t work. They said they fix that. Also, I couldn’t get the key fob to lock all of the doors. The back one would lock but not the front one. I tested it. They wanted 15,900 for the 2016 ford fusion se. It has 155,000 miles on it ecoboost. My Apr would have been 21%.

Reviewed Jan. 17, 2026
So, we went in and the wifi was out so our appointment was pushed back, But instead of telling us to come back another day they had us comeback a lil later and tried to get us a car even after closing so very appreciated.

Reviewed Jan. 9, 2026
They always get you taken care of in a timely manner, they always welcome you with a smile and they always do a great job, and they always provide the best service and they take the time and don't rush.
Reviewed Dec. 31, 2025
Byrider Terre Haute commits fraud by using your credit card to purchase things without your permission like insurance that they are not licensed to sell you. And if you deal with cnac according to the licensing from the state can not loan money. They are listed as a debt collector not a loan service.

Reviewed Dec. 16, 2025
Simply do not get a car from this place, this is definitely not your last resort! There is much better! They give loans that have 22% apr or higher, they prey on those looking to build their credit. Payments every two weeks are high, you’ll be paying 600 a month almost for an older vehicle that doesn’t run properly. And their contract tries to lock you in no matter if you have the car or they have it. RUN!
Reviewed Dec. 12, 2025
I can’t leave 0 stars but I would if I could. I got my car less than 6 months ago with this after being told I could only choose the one car they offered. Needing a car I went with it. But here we are not even six months later and my engine is blown. My mechanic found metal shavings in my engine which is a long term thing. Also other issues with the vehicle. Online it tells you what day your note is due and I paid on that day but they came and picked up my car saying I was a day late on my note. Then charged me a crazy fee just to get it back. DO NOT DO BUSINESS WITH THEM!
Reviewed Dec. 6, 2025
Before I drove an hour and half over here I called and spoke with Jessica and told her my situation and down payment as I didn’t want to waste anyone’s time. She assured me that I was able to get a car when I came to my appointment. We get to the appointment and then they run my credit and come back to tell me they need $2000 down and a co signer which I advised Jessica that I had neither. They wasted 3 hours of my time and work 3rd shift and still have no car!!! They put you in a cube and just leave you then come and ask the same questions as before! If I could give you a zero star, I would!!!!

Reviewed Dec. 4, 2025
My heater went out for the second time in a year. I called Donnie. He got me right in at 2:00 and I had my car fixed by 5:00 p.m. The same day. Thank you for taking your time and fixing it and making sure that I had heat.

Reviewed Nov. 29, 2025
Bought car March, 2025 Car went to shop and had Transmission replaced May/June 2025 Vehicle then had to go back July 2025 due to a misfire, which was then informed was spark plugs Now November 2025, back to route one, where vehicle is once again having the same issue had back when the transmission had to be replaced. At the point where about to see if it can be sent to my uncles transmission shop to have evaluated and fixed the proper way (everyone who has read the codes says it needs a new TCM not a new Transmission) and have the bill sent to JDB as I’m sick of the same issue over and over.
Remind you, they didn’t disclose when I bought the car that there were three other prior service contract claims done by JDB in Euclid on June 11, 2021, Feb 21, 2022 or November 29, 2022 or I would have demanded to know what they were for at the time of purchase. All they mentioned was a car fax for minor cosmetic repair, which this shows more than a minor cosmetic repair. Let’s not even get started that if you miss your payment. They call and threaten to repo the car. They have no heart. Even if you have a death in the family and are grieving. They still expect the payment and threat you. You’ll pay more for the car than if you bought one at a dealership. They charge more for a used car than it costs for a brand new one.
Reviewed Nov. 20, 2025
Lenny was a great salesman. He answered all the questions I had and even more he made the transition smooth. I recommend anyone who is looking. Talk to my guy Lenny. He will come through and every time!!!
Reviewed Nov. 6, 2025
Do not buy from this company. Very rude workers and they only get the cars to be fixed enough to be sold and off the property and after that they do not take responsibility for anything ever. I regret buying from these company
Reviewed Oct. 28, 2025
I was going by, not shopping or even looking. I made contact and within 2 hours I was driving home in a well kept reliable Chrysler product. Maintenance issues were quickly resolved at a reasonable cost. No regrets.
Byrider Company Information
- Company Name:
- Byrider
- Address:
- 12802 Hamilton Crossing Blvd.
- City:
- Carmel
- State/Province:
- IN
- Postal Code:
- 46032
- Country:
- United States
- Website:
- www.byrider.com




