Fetch Pet Insurance

Fetch Pet Insurance

Fetch Pet Insurance
4.0(169)
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Overall Rating4.0 out of 5
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About Fetch Pet Insurance

Fetch Pet Insurance is a company that offers comprehensive coverage for dogs and cats. With a policy from Fetch, you can visit any licensed vet in the U.S. or Canada and get reimbursed for up to 90% of covered costs after you meet a deductible. You can make claims using the app or website and be paid in as little as two days by direct deposit. Fetch covers over 280,000 dogs and cats, according to its website.

Pros & Cons

Pros

  • 15-day waiting period
  • Get reimbursed up to 90%
  • Includes $1,000 in online vet visits

Cons

  • Coverage only for cats and dogs
  • No preventive care plan

Bottom Line

Fetch Pet Insurance offers pet insurance for cats and dogs of all ages. It has one comprehensive plan with options for the deductible, reimbursement percentage and annual maximum. Getting a quote online is fast and easy.

Fetch Pet Insurance Reviews

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Page 2 Reviews 5 - 35
Claims Handling

Reviewed May 17, 2023

(In Canada) Fetch by the Dodo (previously known as Petplan) is an unethical, untrustworthy and horrible company. For someone who is planning to enroll pet insurance, it’s better to avoid this company. I enrolled the pet insurance for my dog aged 3 months in 2021. At that moment, there was no medical check up report request but I was asked for it when I submitted a claim after 4 months because my dog got diarrhea. I felt upset and frustrated as there was no point to get a medical check up report after a vet visit with spending additional $200 for claiming $150.

The most ridiculous point was that a medical report was not required when the pet insurance was enrolled. But you will be asked for it when you make a claim. That was totally unacceptable. They just don’t want to give you a claim!!! I received the announcement from Petplan by an email about they exited Canada business. This was a release to me as I do not have to deal with this company anymore. However, they took my card info and debited the annual fee again and refused to refund. I have never authorized Fetch by the Dodo to make a payment from my card after 2021.

I called the customer service for a negotiation. Of course, they refused to refund. They have never provided a proper service to their customers but keep stealing the money from their pocket. Recently, I found out that there were a lot bad comments about this company. I write this as I wish no more pet owners will be another victim. As a pet owner, I just want to get a protection to my dog but I am kinda getting in a scam.

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Claims HandlingStaff

Reviewed April 29, 2023

Pretty sure this is a fraudulent company. The ONLY way they’ll cover anything is if you purchase the insurance the day pet is born and DOESN’T have any issues. I bought a Bichon pup that was 1 yr old, he came from a home where he was neglected. The day after a got him I took him to vet because he had issues from being not cared for; ears filthy and urine scalding on his belly. Also, born with congenital phimosis.

All this was in September 2022. I paid for everything in cash. I also paid for him to have three surgeries for his phimosis and that was over $6000. I never made a claim for his phimosis. Now seven months later he has an ear infection and they refused to cover it because when I purchased him he had an ear infection. I’m wondering what else they will be refusing to cover. I’m not sticking around to find out while they continue to collect my quarterly payments and not pay a dime on any claim. Cancellation of my policy is my next step.

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Customer ServiceClaims HandlingStaff

Reviewed April 11, 2023

Fetch is a total scam. We filed a really small claim for our dog, the first one in multiple years with Fetch. We called 12 times and each time we were told our file was complete and awaiting review. 6 months later, no response. We called again and the agent said "I think it's not going to get reimbursed". We asked "Why" and the agent said, "Well sometimes claims get lost in the system and passed around and nobody ever reviews it. I can't make a new one as the vet records are already assigned to this claim." We asked what we could do and she said, "nothing, you have to wait". Our vet called, our lawyers called, every time we are told it's awaiting review. This is from Fall 2022. Don't waste your time, they won't reimburse you, even for a small thing.

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Claims Handling

Reviewed April 5, 2023

I adopted my 4 year old, healthy female cat from the SPCA on 12/28/22. I purchased insurance from FETCH on the same day. On 3/9/23, my cat became ill. I called 3 vets to get an appointment. The soonest available appointment was in 4 days. Rather than wait, I took her to an urgent care Vet on 3/10/23. I submitted the Vet's paperwork and receipt with my claim within 2 weeks of her visit. I received a request from FETCH's claim reviewer about 2 weeks later. To complete their review, FETCH needed evidence of a recent medical exam that would indicate she was in 'good health' dated no more that 6 months before the date of her urgent care visit.

I submitted a copy of the cat's 'Complete Medical History', given to me by the SPCA, a 2-page health summary which included: Identification, Vaccine history and due dates, treatment history and due dates, Diagnostic tests, and a complete physical exam by the SPCAs own veterinarian. My claim was denied, because there were 'no notes' on the exam. I went back to the SPCA to get any additional infomation they had. The SPCA confirmed that their vet had seen my cat and gave her a clean bill of health. In fact, the SPCA even spoke with FETCH and my claim was still denied.

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Austin increased rating by 4 stars.
Claims Handling
After a positive interaction with Fetch Pet Insurance, Austin increased their star rating on Jan. 23, 2023.

Updated review: Jan. 23, 2023

Strike my earlier complaint. They adequately resolved the issue and clarified confusion. We will continue to use their services moving forward.

Original Review: Jan. 16, 2023

They denied a claim that we were clearly entitled to; lied about terms when I called them; and other nightmares we had dealing with them. They also hide various conditions that they do not want you to see, and when it comes time to file a claim basically stonewall you. Do not waste your money on this horrible company. There are many much better ones.

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Claims Handling

Reviewed Jan. 6, 2023

We have had Fetch since we’ve had our sweet Labradoodle Lucy. She is our first pet so we have no comparison. She has developed Cushing Syndrome which is expensive, and having good insurance has been a blessing. Claim filing is easy and quickly completed. They keep you informed throughout the process. Thanks Fetch!

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Response from Fetch Pet Insurance

Carol, thank you very much for the thoughtful review! We do everything we can to make the claims process as easy as possible for our members and are delighted to hear that yours went smoothly.

Verified purchase
Customer ServiceClaims Handling

Reviewed Jan. 5, 2023

I have been with them since 2017 they are affordable and fair about claims my dog had surgery on both knees when she was 6 they covered all the medical and follow ups. They have the best customer service this is the company you want to have if there is an emergency. My fur Babies are my whole world I have two and have recommend them for years my family uses them thank you for taking care of my babies.

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Response from Fetch Pet Insurance

Sandra, thank you for your review and taking the time to recommend us! We're glad our team was helpful and we are grateful for your membership!

Verified purchase
Customer ServiceStaff

Reviewed Dec. 23, 2022

My 1 year old Havanese Lizzy started having urinary issues so I took her to my vet & she was put on antibiotics. After 5 days there was no improvement so they did a urine test & then a x-ray & discovered 5 stones in the bladder & recommended surgery. She had the surgery & came out of it with everything being okay. Fetch paid everything that my policy outlined without question & in less than 2 weeks of the money was deposited in my account. I would definitely recommend Fetch for their professionalism & quick response during a difficult & stressful time. I had a different insurance company with my last dog & they were by no means as good.

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Response from Fetch Pet Insurance

Bonny, we're so glad we could be there when you needed us the most. Thank you for your recommendation and we hope Lizzy is feeling better!

Verified purchase
Claims Handling

Reviewed Dec. 22, 2022

Fetch absolutely came through for my sweet little dog Ruby. She had severe patellar luxation in her back right knee that was inhibiting normal activity, and she isn't even two yet! I am SO glad I got this insurance for her when she was just 3 months old. It is easy to file a claim, and I received responses and updates via text and email to let me know the claim was in review. Within less than two weeks I had 80% of my total surgery cost deposited straight into my bank account. I have been recommending Fetch to everyone I know! SO grateful and pleased with everything about this company!

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Fetch Pet Insurance
Response from Fetch Pet Insurance

Kristin, we're so glad we could be there when you needed us the most. Thank you for the thoughtful review! We appreciate you taking the time to recommend us.

Verified purchase
Customer ServiceClaims Handling

Reviewed Dec. 17, 2022

Fetch has processed my claims in a timely manner and it was very easy to do! I highly recommend them!!! They have wonderful customer service and I haven’t had any issues with them not covering my claims for my kitty that has been sick. I’m very happy with them!

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Response from Fetch Pet Insurance

JoAnn, thank you for taking the time to recommend us! We're grateful for your membership.

Verified purchase
Claims Handling

Reviewed Dec. 11, 2022

I’ve had to make two claims now since having Fetch. Was very easy to navigate and I was reimbursed fairly quickly. I love Fetch and I am thankful to have it when I need the coverage. I also really like the app!

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Response from Fetch Pet Insurance

Erica, thank you very much for the thoughtful review! We do everything we can to make the claims process as easy as possible for our members and are delighted to hear that yours went smoothly.

Verified purchase
Claims Handling

Reviewed Dec. 10, 2022

This insurance is great!! When you have any issues with your pet and you sent a claim they pay you back immediately. My dog has a surgery one year ago and this year she had skin allergies, I sent the records from the vet and the invoice and I got my money back in less than a week. I recommend one hundred percent.

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Response from Fetch Pet Insurance

Yanaisy, we're happy to hear your experience with us was a great one—thank you for the review and recommendation!

Verified purchase
Claims Handling

Reviewed Dec. 10, 2022

I was so happy that I had Fetch Pet Insurance! I only got a policy this September before my Sweet Rosie got sick in October of 2022. They paid all my three claims promptly! Can’t say enough good about them! Again, thanks Fetch Pet Insurance ****

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Response from Fetch Pet Insurance

Amy, thank you for taking the time to share your feedback—we're so glad to have you as a Fetch pet parent!

Verified purchase
Customer ServiceClaims Handling

Reviewed Dec. 10, 2022

I found this company to be excellent in communication, fast payment and great customer service. I would highly recommend this company. They contact me to let me know they received all the claim and let me know when it's being worked on and when payout is made. It doesn't take long for the claims to be taken care of. Thanks so much.

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Response from Fetch Pet Insurance

Mary, thank you for the positive review! We really appreciate your recommendation.

Verified purchase
Claims Handling

Reviewed Dec. 10, 2022

I was with Petplan (now Fetch) with my previous dog and now my current dog. I've never had any issues. The claim process is super easy and the wait time for reimbursement is quick especially with direct deposit! I tell everyone who gets a puppy to get insurance with Fetch.

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Response from Fetch Pet Insurance

Vanessa, thank you for sharing your review and the experience you had with us!

Verified purchase
Customer ServiceStaff

Reviewed Dec. 9, 2022

The response on all of my invoices that I have sent them has been quick. Although I am new to this insurance, I am learning quickly what I can be reimbursed for by their continued text messages. I would highly recommend them as insurers for your new pet. Thank you.

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Response from Fetch Pet Insurance

Deborah, we are happy to hear about your excellent experience with Fetch. Thank you for the positive review!

Verified purchase
Claims HandlingStaff

Reviewed Dec. 8, 2022

I highly recommend this company to any pet owner. You never know if you’re going to have a sick pet and you have to take them to emergency care and they have to run a bunch of tests to find out what’s going on with your fur baby. They are very thorough and prompt with processing claims. I would recommend this company to all pet owners.

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Response from Fetch Pet Insurance

Michael, we're so glad to hear your experience with us was a good one! Thank you for your recommendation!

Verified purchase

Reviewed Dec. 3, 2022

I have had this Insurance since my sweet girl was a baby and just recently had to use it. They gave me no hassles and paid within a reasonable amount of time. If you are looking for a great pet insurance this is it! GREAT TO HAVE!

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Response from Fetch Pet Insurance

Debbie, we're happy to hear about your pleasant experience with us—thank you for being a Fetch pet parent!

Verified purchase
Claims Handling

Reviewed Nov. 29, 2022

I signed up for Fetch insurance hoping and thinking I wouldn’t really need it for my newly adopted cat. Only a few months later she fractured her leg and needed surgery. Everyone answered my questions + concerns promptly and less than a week after submitting claims I had money back. I have already recommended it to everyone I know!

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Response from Fetch Pet Insurance

Kierstyn, thank you very much for the thoughtful review. We do everything we can to make the claims process as easy as possible for our members and are delighted to hear that yours went smoothly.

Verified purchase
Customer ServiceClaims HandlingStaff

Reviewed Nov. 28, 2022

My claim was rejected .My vet prescribed medicine which was previously accepted before. When we contacted them, the girl had no answer and said she was going to pass it on to someone else. All I got was a rejection.... No explanation to why. It was approved in the past but for some reason denied now.

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Response from Fetch Pet Insurance

John, your experience doesn't reflect the level of service our members deserve. Please share your policy information and details about your experience to help@fetchpet.com so we can look into what happened here.

Verified purchase

Reviewed Nov. 27, 2022

Fetch always gives me the peace of mind knowing that I will be able to do anything possible to help give my boys the best care possible! Knowing that so many services are covered including complementary medicine makes it possible to do everything you can to help your pet get better and live their best life!

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Response from Fetch Pet Insurance

Cara, thank you for such a candid and thoughtful review! We're glad to hear about your pleasant experience with us.

Verified purchase
Staff

Reviewed Nov. 27, 2022

We had an incident just weeks after we started with Fetch that cost thousands of dollars. Fetch paid every bit of it, less the deductible and co-pay we had agree to. Very honorable and paid all of what they said they would. Very much appreciated.

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Response from Fetch Pet Insurance

Hi Adam, thank you so much for taking the time to review us. We appreciate your recommendation!

Verified purchase

Reviewed Nov. 26, 2022

I was pleased that the insurance paid what they were supposed to and pretty quickly. I do recommend it to other dog parents. Certainly worth it. The premiums are reasonable. I did need some help sending over forms but I did it.

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Response from Fetch Pet Insurance

Ann, thank you for your review and recommendation! We are happy to hear that you're pleased with your claims experience.

Verified purchase
Claims Handling

Reviewed Nov. 26, 2022

I needed to have surgery done on my dog. He had a growth on his belly and eyelid. My dog had the surgery and everything is great. My claim was paid within 72 hours after it was processed. The service was excellent. I highly recommend them.

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Response from Fetch Pet Insurance

Patricia, we're so glad we could be there when you needed us the most. Thank you for taking the time to review us. We're glad to hear about your excellent claims experience and we appreciate your recommendation!

Verified purchase
Claims Handling

Reviewed Nov. 26, 2022

I have been very impressed with Fetch pet insurance. I appreciate the ease of submitting a claim and the speed with which the claim is addressed. This is the first time I have purchased pet insurance, I highly recommend Fetch!

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Response from Fetch Pet Insurance

Roslyn, we're so glad to hear your experience with us was a good one! Thank you for your recommendation!

Verified purchase
Claims HandlingStaff

Reviewed Nov. 26, 2022

The claims have been handled and processed in a timely manner. This is my second year to have Lily my puppy to be insured with Fetch and will of course stay with policy. I am happy that I have purchased insurance for my puppy. It’s a piece of mine and sense of security that she will be in a good place and medical care when needed. Thank you.

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Response from Fetch Pet Insurance

Kieu, thank you for sharing your review and the experience you had with us!

Verified purchase
Claims Handling

Reviewed Nov. 26, 2022

Very pleased with the outcomes of my pet claims. I received my funds fast. I highly recommend Fetch! I did enjoy how quickly I could upload my documents. I would recommend this pet insurance to anyone who wants to have the peace of mind to help protect their pet!

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Response from Fetch Pet Insurance

David, we're happy to hear about your pleasant experience with us—thank you for being a Fetch pet parent!

Verified purchase
Claims Handling

Reviewed Nov. 24, 2022

The claim submissions is a fast process, they have a great application that is user friendly. This service has saved my dog's life many times. I recommend it to all dog owners. Price is reasonable and definitely worth it. Note that they don’t offer preventative treatments such as flea treatment or specific dietary foods.

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Response from Fetch Pet Insurance

Rojina, thank you for the thoughtful review! We appreciate you taking the time to recommend us.

Verified purchase
Claims Handling

Reviewed Nov. 20, 2022

I love the fact this company makes filing a claim so easy!! It’s stressful enough having to take your beloved fur baby for emergency care and cost that comes with it. Thank you for keeping the process quick and easy. I recommend Fetch to all of my family and friends.

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Fetch Pet Insurance
Response from Fetch Pet Insurance

Kham, thank you so much for your positive review and taking the time to recommend us!

Verified purchase
Staff

Reviewed Nov. 20, 2022

Membership too high for two dogs. If one dog's insurance runs out, should be available to use the others dogs. Why should my dog suffer if I am paying insurance so high. It's been hard year for me, these are just not dogs, they are my children.

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Response from Fetch Pet Insurance

Amarjit, we're sorry to have caused disappointment with your premiums and we understand your frustration. Please feel free to give us a call at 866.509.0163; we'd be happy to review your policy details and see how we can help.

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Fetch Pet Insurance Company Information

Company Name:
Fetch Pet Insurance
Formerly Named:
Fetch by The Dodo
Website:
www.fetchpet.com