United American Insurance Company Reviews

United American is great. I went in a few years back when I had my lady insurance person from my primary doctor's office help me out, and she showed me so many different plans. I've been on United American for my secondary insurance since I've been on Social Security. They've been very helpful. I had some really bad hospital stays and they worked so well with all the hospital people. They're so giving of their time, knowledgeable of what's needed, and I feel very safe with them. They call me every year to change my plan but I tell them I'm happy where I'm at.

I like United American Insurance Company very much. It's expensive, but I've been happy with it. The doctor files my claim.

We have Medicare with United American, and so far, it's been very good. Everything's been taken care of, so I can't complain about anything. Everything's been very easy.

Last December my mother in law's agent had us sign her up for a medicare policy with United American Insurance at a cost of $402 per month. United deducted the $402 from her account in the second week of December for the payment due in January. As December came to a close I contacted our rep about not having received any info or insurance card. He indicated he spoke to United and the card and info was mailed on December 15th. I continued to let him know that we needed the card as she had medical appts. I reached out to him today and was informed that they told him they were having problems with the US Postal service. I am worried that if they are using the US Postal service as an excuse what happens when there are claims under the policy. Can I trust this company. Already told rep will need to consider different company next year if they can't even get the card mailed out.

I got supplemental medical insurance from United American. It was handled by my insurance agent, and it was very smooth. The service has been very adequate.

An insurance broker who was referred to me by somebody introduced me to United American and I chose Plan F to supplement my Medicare. I use the coverage every time I go to the doctor. My experience has been very good and I've never had to interact with anyone. It's all always gone very smoothly. I'm very satisfied and I would recommend United American.

When my husband passed away, I needed to get my own health insurance. I talked to my son-in-law who is an investment advisor and I said I want what he had, because he was well taken care of. He had United American, so that's what I got and I've been satisfied. I haven't had to look for anything different. I was recently hospitalized and I don't recall there being any problem with my insurance covering everything.

My insurance agent suggested United American and I got an F supplementary insurance, which they no longer offer now. I've used my supplemental insurance many times and I've had zero problems. I pay a lot for their insurance, but I don't pay any copayment. I was in the hospital for a week in Miami and I didn't pay anything. United picked up the backlash.

I'm 77 years old and I went with United American for my health insurance. It's excellent compared to a corporate company that I had when I was working. United American always does what they say.

I have Medicare and then 10 years ago, somebody sold me on United American. I have my secondary insurance with them and my experience has been pleasant. However, I had an operation back in September, and I'm still waiting for them to pay on a couple of items that are still online that doesn't show that they're paid for.

I'm very pleased with United American Insurance. I have a policy wherein I don't have any charges when I go to a specialist and I pay for my premiums every year. I'm very satisfied.

I purchased a Supplemental Plan N during open enrollment receiving a quote. 1 month later, they raised the rate because of having a birthday. Then 1 month later, they raised my rate because of a new year. They have you locked in because of underwriting. They did same thing again this year. Raised $10.00 months December 1st, then starting January raised $29.00. That's a total of $39.00 a month on top of Medicare increase. Cola raised totally eliminated thanks to United American. But there is a bright light at end of tunnel. Starting 2026 January, my state passed a new bill which allows consumers to choose another insurance company without underwriting as long as you choose same plan. We are allowed to do this within 60 days of our birthday and not during open enrollment. Personal guarantee they will lose my business and other consumers. Corporate Greed.

United American Insurance does what they're supposed to. My experience with the company is fine. Everything is good and going fine.

After Mom's death United American Insurance Company sent a check to Dad just a few days after her passing. That was great! However as Dad was in a nursing home the check seemed to get lost! I called customer service numerous times and I got a response the 1st time that they couldn’t talk to me and wouldn’t tell me where the check was sent to. This started in May. In September I was told check was not cashed so a new check would be sent in 15 to 20 days. Never got it. Talked to nursing home numerous times and said they had not received it. Finally called customer service again on December 8th after Dad's passing and sent in his death certificate.

Everything has been perfect with United American. I’m happy with it. I had work-related insurance with my employer, and then I got Medicare. So, I have United American as a supplemental insurance.

I used United American Insurance based on the recommendation of a family member who is a CPA. I haven’t needed any customer service from them, but their price is competitive.

United American was recommended to me by an agent I worked with when I moved here to Florida about 13 years ago. I purchased a supplemental to my Medicare. He said they're a little high in prices but the coverage is good. He never heard complaints from his clients about them. In my experience, it is a little more expensive per month, but it covers a lot of things.

Everything is automatic with my mother's supplemental insurance through United American Insurance. As far as I know, she doesn't have to do anything and hasn't had any issues.

I'm very happy with United American. The people are helpful. I have not had any problems. I was with Xerox back then, and then they changed the whole plan where we had to get our own insurance. So, Xerox people hooked me up with AARP. And then something happened, and they said I’d have to redo it again. And I was afraid I'd be without insurance. So, I called Miss Scott, who deals with United American, and she hooked me up with them. She came to my house, we filled out some documents, and I signed them. She took care of everything.

I purchased from United American Insurance many years ago my supplemental insurance, and the process was easy. They have been good when I filed a claim. They have paid everything. I am surprised and amazed that they would do everything that they have done.

United American Insurance is a good company. I’ve had them for 12 or 13 years. I’ve spoken to their representatives years ago, and they were easy to talk to, and they answered my questions right away. Filing a claim is no pain at all. The provider usually submits their bills, and United American pays them. We always wish that their price was a little bit less, but I don’t write checks for any doctors.

I have a Plan F through United American Insurance. I had University of Iowa insurance and then I switched to United American about five years ago. I've never been in contact with UAI other than when I switched. I have no reason to be in contact with them because they have met all my requirements. I'm not happy when the premium goes up, but I'm very happy with the insurance. The Plan F has been a good fit for me.

United American's coverage was excellent. However, the cost was exorbitant. I've been with United American for almost eight years and I was very happy with them. We're changing insurances as of the first of the year. The only reason I'm changing is I'm saving almost $150 a month with the new plan.

I've had United American for over two and a half decades. Until this last year, I didn't have any issues. I wasn't crazy about that price bump, but other than that, I've always had a good experience with United American. Still, I will be shopping around for a policy. I wanna see what else is out there and what else might be available solely based on cost. If there's somebody else out there that's cheaper and doing about the same thing for the same price, then I'm gonna go with them.

I've been very happy with the services I've gotten from United American. I have Medicare, so I purchased a supplemental insurance. The gentleman who I met with was very insightful and gave me lots of good information. I've had a lot of medical issues in the last year and a half, and everything with my care and processing has gone very smoothly.

It was my secondary insurance for Medicare. I first went on Medicare. I got Medicare, and then I got United American. My Medicare pays the 80% first, and then United American would come in and pay a percentage of what was done by Medicare. They would do their part. And so, I really liked it because I never got a bill from the doctor. So, United American would pay what Medicare did not pay.

United American Insurance was recommended to me, and I’ve never had any issues submitting claims, so it’s going fine for me.

I have a lot of experience with United American, and it has all been fantastic. Right now, I’m looking forward to a year of not having to use it because I got fixed. I was on seven medications for the last four years. Now, I take baby aspirin and a thyroid pill.

I was in the hospital, and just got a bill last week from Advent. I called United American, as they were supposed to pay $1,674, and they said they paid for it, but Advent says they haven’t gotten the payment. United American told me I’d receive a notice within 24 hours confirming payment, but it’s been three days and I haven’t received anything. If United American could call Advent and provide the information, that would be wonderful.

I decided to go with United American because of the cost. It’s a high-deductible plan, and that’s what I wanted. But I've only spoke to one person from United American in the last five years. The doctors or the office files the claims. I’m totally in favor of what they’re doing. I pay a deductible, and they take the money out. I’ve never had a problem with them.