State Farm Renters Insurance Reviews

After over 25 years with State Farm. We were in the process of settling our Roof claim when informed that our policy was being terminated due to too many claims. 2021 plumbing claim, 2022 Roof to House and 2025 Roof to detached Garage Apartment. 3 claims in 25 years and because of this third claim that is still not completed or resolved we were cancelled. We have had (4) policies in the past that were rental property and never had an issue with State Farm that ALL go back to 1986. Is there some assistance in helping finish and settling our claim or do State Farm get away with not paying this claim.

Warning: It does not benefit you to purchase additional products/services as State Farm will find reason to deny your claim. This comes from following a phone call I received from Home and Fire Claim Services regarding the denial of my renters insurance claim for personal property damage.

My apartment was flooded, and State Farm denied my claim because the flooding caused mold. They would only cover my belongings if they were simply wet, offering to pay for drying them. I suggest not relying on State Farm; their service is terrible.

I would avoid State Farm Renter's insurance at all cost. My insurance adjuster would not send someone to take a look at my apartment to assess what happened (a leak from a different apartment that flooded mine). He led me believe I would be covered with temporary accommodations while my apartment's entire floor was redone + being treated for mold. Instead, he manufactured a narrative that frankly did not happen, lied about what my policy included (said mold coverage was not included but it did) so that he could promptly deny my claim.

I had water damage in my home from my fridge. I made a claim over a month ago. They never call you back. I have to call. Leave five messages just to get a call back then put in my claim on items that was damaged and only paid me out half of what I submitted and still can’t get a call back. They care more about their deductible than they do about your items.

I’ve been with State Farm for 4yrs and I have their rental, car and life insurance policy. It was storming in a tree fell on my house. I filed a claim for my personal property through my rental insurance and it was denied. I was under the impression that rental insurance covered my personal belongings but unfortunately not with state farm.

They charged us about $400 per month for full coverage car insurance. Today, we had flat tires and we requested towing through State Farm roadside service. We waited more than 3 hours and nobody came for towing! When I call my State Farm agent to ask, it is another service, I don't know why they delayed, I can transfer you to roadside service!!!! It was the answer, they charged us $400 per month, and one time that we needed their service, we got zero services!!! Just avoid this company, THEY GET YOUR MONEY WITHOUT ANY SERVICES!!

State Farm offers great coverage in renters insurance as well well as wonderful customer service. We have never had any issues and our questions are always answered well. We are highly satisfied with our choice.

If you are seeking a company who like a good neighbor has their own back always, then look no further. This company made the entire process painful, and frankly a bit ridiculous on many levels. Bottomline is this!!! How much are they making, and that's it. When the final agreement has been signed, count on never hearing a word back from your agent or adjuster ever again! Way to go State Farm!! You lead by great example. You must be so so so proud of all you have accomplished. Keep it up. Friend.

Renters insurance is SUPER simple through State Farm. Full disclosure, I worked for a State Farm when I started my policy, but I don't work for them anymore (but I kept the insurance). I had never had renter's before my agent (then boss) explained it to me, and now I recommend it to everyone renting, especially because it can be so affordable! I personally haven't had to file a claim, but I know personal friends who have and it has totally come through for them. Additionally, when we moved a couple months ago it was insanely easy to update our address and not have any lapse in coverage. And the State Farm app makes it super easy to monitor and make payments as well! Highly recommend!

Just the process of purchasing the correct insurance took more time than was necessary. I was simply adding it to my existing auto policies. I have 3 autos and have been a customer with State Farm over 30 years and have seen their customer service decline in recent years. I am currently seeking out other companies for a comparison.

I had State Farm's renter's Insurance for many years, for protection of my personal property, not ever thinking that I would ever have to use it. Unfortunately one morning my daughter woke up after I had left for work to an electrical outlet fire in her bedroom. I'm so very grateful that the smoke detectors were in good working order, and that the FDD got to her in a timely manner. My daughter's life was spared which was most important, but afterwards we had to deal with the damage that was done emotionally and physically. State Farm made the claims process easy and it was done in such a timely and professional manner. Within less than 1 month I received a check to cover the damaged personal property. I highly recommend State Farm Renter's Insurance. Also the monthly payments are very affordable. It's better to need it and have it, than to not have it but need it.

I have not had to file a claim with them, but I have the confidence in them to know they would come through. I have bundle my services together and they have given me a great discount. The greatest thing about them is their staff, they are the greatest.

Mother passed away August 2020, on 9/2/20 I called Dane **'s office to inform him. Spoke with someone named Jeff, he said he will cancel policy and send a check for $95.80 in her name. I recently received a renewal bill for her renters ins., called and spoke with Dane. His response was "her policy is still in effect, I can only go back 30 days for a refund, and I don't know who Jeff is". He finally agreed if I provide him with a Death Certificate and Lease Termination he'll look further into it. Worst customer service and less empathy. I haven't heard that State Farm has to file bankruptcy..

Been a State Farm policy holder for over 20 years. Whether Car insurance, Home Insurance, or as the case is now Renters Insurance, I have always felt confident have State Farm by my side. Though I’ve never had to put in a claim on my renters insurance as of yet. I feel confident in the pricing I pay and that State Farm would be there in my time of need.

State Farm has always been great to work with. They seamlessly transferred my policy from one state to another, finding me a local agent to work with to make the process easy for me. Their rates are very affordable and offer excellent coverage. State Farm has my business for years to come.

This insurance is provides peace of mind for anyone renting that is concerned about loss to their property in the apartment. It is not expense with an annual policy for a whole year less than $200.00. You can bundle it with auto and it will reduce the premium. I have a local agent that is very helpful and the staff is always great. I feel they provided the insurance that I need for the apartment.

I had Erie Insurance first and State Farm gave me a much better policy, covered more, and it was at a better premium price, can't get any better than that. Full replacement value. I have my own business so I needed my equipment covered, computer too.

Very easy process. We added onto auto insurance that we already had. Inexpensive but received all the coverage that we needed. Thank goodness we have not had to use it but it is so nice to know that it is there should we need it.

When presented with the idea of renters insurance, I didn't think much about it. When the agent contacted me and set up and appointment for my annual insurance review, I didn't expect to be given so much information. They bundled my existing car insurance with my renters insurance and I saved so much money!

State Farm on route 18 north is the best at helping w/ renters insurance and that is why I have it for my children too. They are the best at making sure everyone has the complete coverage. As always I recommend this renter insurance.

Great company. State Farm always gives the right answer. I am happy to report that I got the Aaron Rodgers and Patrick Mahomes special rate on both the auto and renters insurance! Have referred numerous friends and clients to the company.

Had pipes burst in apt. Called SF and they put me and cat in very very nice hotel with kitchen for over a month while apt was being renovated. Also SF paid for damaged items to be fixed or repurchased and bags of clothing to be cleaned. SF came through for me with no problems.. Don't know what I would have done without their care and help. So thankful I had the insurance. Would definitely recommend!!!

Just want to be treated fairly, I think I should not have to pay as much for car insurance doubled with renters insurance and pay almost as much as another car payment. I realize accidents cause payments to increase but how for how long?

State Farm is not a good company, apart they are too expensive, they are not transparent with their prices. The agent is not to the stander when you have a problem, they never reply to your questions or find a solution. All they care about is their money. I will not recommend this company to anyone. I have been with them for 6 months, pay my bill down payment for 6 months where my insurance was 1000. Now my insurance is 948 they are charging 200 am a month, which is not making any sense at all. The worst company ever. Can someone recommend me to a better company, please? I live in Minnesota. I change my first agent because he was so rude and arrangement and now the new agent never answer emails or phone calls.

Have renters ins. Had ceiling pipe break in apt. Water everywhere. SF put me and cat into very nice hotel for over a month while apt was renovated. Paid for replacement of items destroyed by water damage. Hats off to State Farm!!!

Why only ONE star. I received an email stating I was being dropped from my renter’s insurance through State Farm. Currently I have multi-discount because of car and renter’s insurance being covered through State Farm. I was shocked to hear I was being dropped. Prior to State Farm we were with Progressive for 15 years. We changed from progressive to State Farm because we moved from one state to another and got a better price quote.

I have had renters, auto and supplemental health coverage with State Farm for almost 20 years. In 2015 I made a claim due to water damage in my apartment that State Farm paid out $2169.93. I had fire in the same apartment in August 2018 that State Farm paid out $0. I moved from that apartment into a house and received notice from State Farm that they would not be issuing the new policy due to those 2 claims. Again one of the claims State Farm paid out NOTHING!!! Now State Farm has had my payment on time every month for almost 20 years and this is all the it takes to consider me unworthy of their services. Don't bother with State Farm Renters insurance or any other services. I will be taking all my business elsewhere.

I have been a State Farm customer for over 10 years. The end of February my home was burglarized. I put in a claim through my renters insurance for items that were stolen from me. State farm has been a nightmare since. They sent an adjuster to my home who took pictures of my belongings. He interrogated me at my own dining room table with a tape recorder. Will ask you about your income, how much rent you pay, do you receive any assistance, do I work, basically telling me that since I'm black that I shouldn't be able to afford to have these items. But never asked me how I could afford to pay this high state farm bill every month!! I sent state farm many receipts of my items.