Mutual of Omaha Medicare Supplemental Insurance
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About Mutual of Omaha Medicare Supplemental Insurance
Mutual of Omaha is a provider of Medicare supplemental insurance. The company offers a user-friendly website experience for those who want to compare plans and get quotes online. It offers several policy options, as well as foreign travel protection. Its coverage includes Plan F, G and N in Medicare Parts A and B.
Pros & Cons
- Easy online quotes
- Multiple plan options
- Foreign travel coverage
- Can be expensive
- Limited enrollment periods
Mutual of Omaha offers Medicare supplement insurance for older adults, closing gaps in coverage that lead to out-of-pocket costs. You can get a free quote online to see your payment and policy options.
Top Mutual of Omaha Medicare Supplemental Insurance Reviews
It's a great company that I trust bringing me the good quality of healthcare, and also has a wide range of providers. Gives me peace of mind when it comes to healthcare, and knows...Read full review
I was lucky to have an awesome agent who answered all our questions… Mutual of Omaha has been around for a number of years, and a company you can trust. I think it is important, e...Read full review
What is Mutual of Omaha?
Mutual of Omaha is a Medicare supplemental insurance (Medigap) provider that fills gaps in coverage for those with Medicare. These supplements help cover copays, deductibles and coinsurance costs not included in your Medicare coverage, making them ideal for those who want a regular, predictable bill rather than having to worry about unexpected costs due to gaps in Medicare coverage.
Mutual of Omaha Medicare supplement plans
Mutual of Omaha offers three Medicare supplement plans: Plan F, Plan G and Plan N. All plans include:
- Basic benefits (though Plan N requires a copay)
- Skilled nursing coinsurance
- Medicare Part A deductibles
- Foreign travel emergencies
You can’t cancel your Mutual of Omaha Medicare supplemental plan midterm; it will renew as long as you continue to make your flat monthly payment. Its plans are compatible with all providers that accept Medicare, so you can keep your existing doctors and hospitals. Its open enrollment period starts when you turn 65 or when you first sign up for Medicare Part B; the period lasts six months, and applying outside this window could require medical underwriting.
Mutual of Omaha Medicare supplement rates
Pricing for Mutual of Omaha’s Medicare supplemental policies range from roughly $80 to $300 per month. There are no discounts for paying annually as opposed to monthly. The company also offers prescription drug plans as add-on coverage, which cost between $24 and $74 a month. It also provides dental plans from $9 to $50 monthly.
You can get a personalized quote on Mutual of Omaha’s website or from a local agent. A quote for a 70-year-old female with a 74012 ZIP code gave us the following rates:
- Plan F: $121.65 per month
- Plan G: $108.87 per month
- Plan N: $81.49 per month
Mutual of Omaha Medicare supplemental insurance FAQ
Does Mutual of Omaha offer dental insurance?
Yes, Mutual of Omaha offers dental coverage as an optional add-on. This coverage costs $9 to $50 per month.
Does Mutual of Omaha offer SilverSneakers?
No, Mutual of Omaha doesn’t offer SilverSneakers or other free gym memberships. However, you might be able to get this benefit with other Medicare plans.
Where are Mutual of Omaha Medicare supplements available?
These Medicare supplemental policies are available nationwide; Mutual of Omaha’s plans also offer coverage around the world in the event of travel emergencies.
Is Mutual of Omaha a good choice for Medicare supplemental insurance?
Mutual of Omaha is a well-known insurance provider that offers customizable Medicare supplemental coverage that’s ideal for those who prefer to compare plans online — the quote tool on its website is quick and easy. This coverage is available nationwide (and internationally in the event of travel emergencies), so it might be a good option if you’re interested in covering gaps in your current Medicare policy.
Mutual of Omaha Medicare Supplemental Insurance Reviews
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After call to MoO we are happy they have resolved the problem, I talked to a very nice understanding lady in customer service, she helped us straighten out our grievance.
On Feb 27th I call Mutual of Omaha to ask about pricing for a supplement policy for my wife and I, I liked the reviews about them and their prices for the (N) policy, we gave info to the rep for an application, everything was looking good then I gave banking information to the rep and told him that I wanted the withdraw to be on the 15th of each month, he said, "OK. Many people like it then too," that's when I receive our monthly money. This morning I looked at our account and saw that they had taken $255.35 out on Feb 28th, that is not what was agreed, it created a over draft to my account,
I called them and talked to three or four agents one said our application was pending. The other was approved, I told them that they broke our agreement. That the withdraw was to be on the 15th of each month, we both cancelled our application, I cancelled our application with them and said, "I want back the money you took unauthorized from my account," I asked them for an email to me for the total amount to be returned to me. They would not put in a figure, I can't trust them since the rep lied to me, about we both were approved and one told us it was still pending, I filed a complaint with our bank that the withdraw from them was not authorized, they said they will try to retract payment. I hope they can.
Bought a Heart Attack/Stroke policy from Mutual of Omaha in 2020. I filed claim after a heart attack in June, 2023. They denied my claim making false claims about my medical reports. They seek ways to deny your claims twisting facts and ignoring truthful facts. This company should be barred from selling these policies. I continue to fight them as a lone consumer.
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Switched my Medicare Part D to Mutual of Omaha in 2021. The prices were great and, once I stopped using their Express Scripts mail-order (They are terrible) and switched to my local pharmacy, all went quite well. However, the 2022 rates and co-pays are now out and they are outrageous. My current plan with them cost me a total of $384 in 2021, which includes monthly premiums and co-pays for all my meds for the year. The same plan, with the same meds, has jumped to $1092 for 2022! That is an outrageous jump. (Monthly premium jumped from $24 to $39/mo. and my co-pays jumped from $6 to $39 per 90-day supply).
So, if you use them for your Part D coverage, BEWARE before allowing it to auto-renew for 2022. I have already shopped around and found another reputable company that offers the identical coverage, including monthly premium and all my med co-pays, for almost $100 less than I paid this year, which is over $800 less than Mutual of Omaha's new pricing. Be sure to go to Medicare.gov and use their price comparison tools before allowing MofO to auto-renew you.
Since I am a Medicare recipient, I also needed a supplemental plan. I found this plan to be the least expensive which was very important. All supplemental plans pay the same but many are much more expensive. I have never had an issue with this company questioning a claim.
We've never had a problem with Mutual of Omaha, and they're very efficient when we call them with questions. We think our supplemental insurance F may be a bit high priced, but cannot figure out who else may be cheaper. Medicare's webpage was no help whatsoever. Very irritated with Medicare website.
The only negative that I have about this supplemental plan is that the premium increase takes my entire COLA for the year. I like that Medicare bills the company for their share and I don't have to submit a separate claim for it.
I have had Mutual of Omaha for several years. After a $200 deductible yearly they have never failed to pay what Medicare doesn't. My premium has increased over the years but so has everything else. I bought the policy through an individual and he has always been helpful with any questions. He also checks every year to see if I am getting the best value with my policy.
Service/support is adequate but they doubled my premium... My monthly premium went from $260/mo 2020 to $485/mo for 2021. Switched to another company for 2021 and saved $225/mo with same coverage. No matter I am relatively healthy for an older subscriber.
Only problem and all insurances do it. I can never get a COLA or pay raise from social security because the monthly premium increases more than raise every year as well medicare part B premium and deductible increases. I usually lose $20.00 yearly. Retired eight years. Had one year social security increase by One dollar, other years have been losses.
I have had the Part G policy for 3 yrs and my husband for 4 years. We have had zero problems. We also have their part D and I have been really happy with it but now I need one med they don’t cover. I dread switching. I have a lot of health issues and surgeries and my husband had a hip replacement so we use it a lot. I was not happy with the previous company (Humana) that my husband used. This one is much better. I do have to keep an eye on physicians since they love to charge for the $190 deductible even when I tell them it has been met. Eventually they refund it but I don’t like that. It is expensive but all the part G plans cost a lot. We may have to go to an Advantage plan eventually since we pay about $450 a month for both of us. That's almost half of my husband's social security check.
Mutual of Omaha Medicare Supplemental Insurance Company Information
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