eCoverage Reviews

eCoverage Reviews
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About eCoverage

eCoverage is a life insurance matching tool that helps users find life insurance policies to meet their needs. Through the application process, you can input your information and what you’re looking for in a life insurance policy, and eCoverage will provide you with personalized quotes. To calculate these quotes, eCoverage works with qualified life insurance specialists through its partnership with eFinancial.

Pros & Cons

  • Works with multiple providers
  • Live insurance specialists available
  • Simple rate quote application
  • Holds employees to a strict code of conduct
  • Doesn't disclose rate ranges
  • Only offers life insurance quotes
  • Not an underwriter

What is eCoverage?

eCoverage is a life insurance matching service that matches people with life insurance policies. Not a life insurance company itself, eCoverage instead works directly with insurance providers to find the best insurance policy for each applicant.

After a quick application, eCoverage provides you with quotes, and you’ll have the option of applying for a policy through the provider of your choice. eCoverage works with well-known providers such as:

  • AIG
  • Fidelity Life
  • Mutual of Omaha
  • Protective
  • Prudential
  • TransAmerica

eCoverage rates

eCoverage doesn’t state any rate ranges for its affiliated life insurance providers. To find out what rates you can expect, you’ll need to go through the entire application process and review each provider’s quote.

eCoverage fees

eCoverage doesn’t charge you for using its service and doesn’t disclose how it makes its money. However, it likely makes money from fees it collects from its partnered insurance providers.

eCoverage application process

To find a life insurance plan through eCoverage, you’ll need to request a quote. While you can call eCoverage to request your quote, the online application is convenient and simple to use.

To complete your rate quote application online, you’ll need to provide the following information:

  • Your gender
  • Your height
  • Your weight
  • Your birthday
  • Whether or not you use nicotine products
  • How much coverage you’re looking for
  • Your ZIP code
  • Your first and last name
  • Your email address
  • Your phone number

Once you fill out this information, you’ll submit your application. Your quote can come in many different forms, including by email, phone call or text message.

eCoverage FAQ

What kind of insurance can you get with eCoverage?

Through eCoverage, you can only find life insurance quotes. It’s important to note that eCoverage doesn’t offer insurance directly but instead matches you with an outside insurer that fits your needs.

Does eCoverage underwrite life insurance?

No, eCoverage doesn’t underwrite life insurance as it doesn’t provide insurance directly to customers.

Can you change your policy with eCoverage?

You won’t be able to change an existing policy through eCoverage. Instead, you’ll need to contact your insurer directly.

Is eCoverage legit?

eCoverage is a well-recognized name in the life insurance industry. The company says that since its founding, it has helped over 2 million people find life insurance coverage totaling over $10 billion. eCoverage also holds its employees, officers, and directors to a strict code of conduct intended to help maintain the company's integrity.

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eCoverage Company Information

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