Blue Shield of California Reviews

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About Blue Shield of California

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Blue Shield of California provides health insurance services throughout the state, offering a range of health plans, including individual, family and Medicare coverage. Blue Shield of California integrates preventive care programs and wellness initiatives

Pros
  • Clear communication and answers
  • Accessible online resources
  • Comprehensive coverage options
Cons
  • Long wait times for customer support
  • Frequent claim denials
  • High premiums and out-of-pocket costs

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Blue Shield of California Reviews

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    Page 1 Reviews 0 - 10
    Customer ServiceCoveragePunctuality & SpeedTransparency

    Reviewed May 2, 2026

    Blue Shield's system is updating and won't finish for 1-2 days. This means that I have to wait until it finishes its update for them to tell VSP I have coverage for my glasses. VSP says my coverage ended 2 weeks ago even though it didn't according to Blue Shield. Customer service needs to be revamped.

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    Customer ServiceCoveragePriceStaffRatesTransparency

    Reviewed April 17, 2026

    I switched to Blue Shield of California expecting better access to care and prescription coverage, but my experience has been the opposite. I pay a very high monthly premium for a PPO plan, yet I have spent hours on the phone with representatives who gave inconsistent and confusing information about ADHD medication coverage. My doctor prescribed brand ** based on prior documented benefit, but Blue Shield denied it and pushed cheaper alternatives even though multiple medications have already caused side effects or failed to control symptoms adequately.

    What has made this especially frustrating is the amount of time, stress, and energy required just to get clear answers. I have been bounced between prior authorization rules, grievance forms, and contradictory explanations from customer service while still being expected to keep paying a premium price. For a health plan that costs this much, I expected competent support and reasonable access to medically necessary treatment. Instead, the process has felt obstructive, exhausting, and deeply disappointing.

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      Customer ServicePunctuality & Speed

      Reviewed April 16, 2026

      Complete incompetence. I was on the phone for three hours again today attempting to get a very simple issue resolved.

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      Customer ServiceCoveragePunctuality & SpeedRefunds & PayoutsStaff

      Reviewed March 24, 2026

      Blue Shield canceled my dental plan as of 12/31/2025 per the request of Covered California (I no longer had a health plan through CC). The notice was dated 02/23/2026 and stated I would receive a refund for the January and February premiums. As of 03/17/2026 I had not received the refund. I called Blue Shield and the representative told me I had to request the refund. Nowhere on the statement did it specify this requirement. She supposedly then processed the refund and said it should be paid within 48 hours. Seven days later I still haven’t received the refund and have filed a complaint with the California Department of Insurance.

      What a bunch of grifters.

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      Customer ServiceContract & TermsCoveragePriceStaffBilling

      Reviewed March 12, 2026

      I have a genetic disease that requires a specific medication to reduce growth of cysts that impact kidney function in the long term. After several years of being on this medication, this organization has denied my prescription refills. The stress of dealing with the constant denials of service from Blue Shield of California (another denial of service for labs that were done from a bone marrow test for cancer - costing me $5k!) has made my blood pressure go up and I spend an inordinate amount of time on phone calls trying to weed through what's covered and when and no one knows. They are not helpful nor is the State of California as pertained to surprise billing regulations. I can only imagine that this stress is making my health condition worse and/or the cause of other concerns.

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      Customer ServiceCoverageRefunds & Payouts

      Reviewed March 10, 2026

      This Blue Shield has went down the drain. They don't offer no more 65 US rides to anyone unless you have Medicaid wich is freaking weird because 65 plus don't drive and their plan sucks. This year United Health plan offers way more and that's why I'm joining them. They have 2000 dollars dental and rides to doctors and full dental and vision. Blue Shield went down the drain so please 🙏 change. There are better plans out there. I found out recently by calling the numbers on TV!! They really do work!! Blue Shield is not good!! It's a rip off!! Please switch!! In case you need the Lyft rides by them they don't give them no more to 65 plus!!

      We gotta screwed and they never let us know as members when open enrollment month was because they were trying keep their members deceiving us!! Until I found out in February!! But they offer it to Medicaid!! A government paid program when Social Security pays for their health insurance!! Screw Blue Shield and I had been with them since 2010. I'm over them now taking away rides with all the money they make!! Go to UnitedHealthcare. Much better plans for 65 plus. Medicare people trust me!! I'm making the switch after all these years!! Blue Shield 🛡 sucks!!

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      TechPunctuality & SpeedStaff

      Reviewed Feb. 26, 2026

      Better than Anthem but terrible service. Hope you don't need mental health, it's been over two months, and I still can't even get an appointment. The agents are hit and miss; some are awesome, some keep transferring you in circles. Trying to find a mental health provider with Blue Shield has given me an ulcer.

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      CoveragePrice

      Reviewed Feb. 25, 2026

      Blue Shield clearly makes things as challenging as possible because they want the customer to pay more. It's essentially impossible to get clear answers about who is tier 1, and you can't talk to Blue Shield directly, have to go through Accolade, which is so stupid because they never have the info and they want you to use their stupid app. I am so tired of talking with their dense AI - usually it can't answer, but even worse is when it does provide an answer, because the answers are usually worng. I am seriously considering just dumping insurance and paying the fine - way cheaper and way less frustrating.

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      Customer ServiceCoverageTechSales & Marketing

      Reviewed Feb. 4, 2026

      I am so incredibly disappointed in Blue Shield of CA. They advertise that providers are in network on their own website, then turn around and deny claims. Even my annual wellness exam mandated to be covered by my ACA plan via Blue Shield was denied from their in-network provider. I hope no one reading this review ever signs up for any Blue Shield insurance. What a scam! I'm even paying more for the PPO plan, only to find out it covers FEWER doctors than their HMO within my doctor's local healthcare group. I spent over 8 hours on hold with Blue Shield trying to sort this out because their phone system is so antiquated purposely to ensure poor customer access to file grievances. Criminal...

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      Customer ServiceCoverageSales & MarketingPriceOnline & AppStaffRates

      Reviewed Feb. 3, 2026

      Terrible interfaces, low usability of the app, most options take you in circles. Telephone customer service is just a bunch of work from home people with kids in the background, incomplete resources, everyone has different or made up information, different phone number lists, but EVERY phone number they give just takes you back to customer service. Every call transfer to the “appropriate department” leads to a connection so poor you can’t communicate or a dropped call, or just transfer to silence then drops after 15 more minutes. Prior authorizations for pharmacy benefits will not speak to policy holders, will not call or email any information. Except they will occasionally email a very generic approval with no documentation, no med name, no customer name, absolutely nothing but a false hope and then regular customer service will say there is no prior authorizations history even in the account.

      All denials are only communicated to the filling pharmacy. Even when meds have been authorized the previous month, they will not advise why they aren’t authorized this month. Even when the meds are clearly only covered at the highest patient price under the plan but a prior authorization is still required in order to use a manufacturer’s coupon, there is no one to speak to, no reason, no rationale, just typical deny, deny, deny. Even when it doesn’t cost them a cent. The worst health insurance company I’ve experienced in my life, regardless of having a gold, silver, or bronze plan, (I’ve tried all as the premiums have skyrocketed) they have no interest in providing helpful benefits or anyone with knowledge.

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      Blue Shield of California Company Information

      Company Name:
      Blue Shield of California
      Website:
      www.blueshieldca.com