Aflac

Aflac Reviews

About Aflac

Pros
  • Quick claims processing
  • Financial support during illness
Cons
  • Frequent claim denials
  • Poor communication from agents

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Aflac Reviews

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    How do I know I can trust these reviews about Aflac?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 6
    Punctuality & SpeedStaffProcess

    Reviewed Feb. 4, 2025

    I had the privilege of working with Matthew ** during a challenging time, and his professionalism, knowledge, and empathy left a lasting impression. As an associate at AFLAC, Matthew went above and beyond to help me navigate and unravel my deceased father’s policies. He demonstrated exceptional attention to detail and took the time to ensure I understood each step of the process.

    What truly stood out was Matthew’s compassion and dedication to providing clarity and support during a stressful and emotional situation. His ability to combine expertise with genuine care is a rare and invaluable quality. I wholeheartedly recommend Matthew to anyone seeking a reliable, skilled, and thoughtful professional in the insurance industry.

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    Punctuality & SpeedStaff

    Reviewed Jan. 29, 2025

    I'm so surprised there are so many bad reviews for AFLAC. I have found them so fast and fair! They have a super easy website to submit claims and their turnaround time is extremely fast! I have been using them for years and very happy with them! My rep., Ed **, is also always incredibly responsive and sweet!

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      CoverageStaff

      Reviewed Dec. 20, 2024

      Aflac came to the company I work for and after listening and asking questions to representative Maximo **, I decided to get the accident, hospitalization and cancer coverages for my husband and me. I recently had a surgery where I had to be home for three weeks. My company covered these weeks, but I could also obtain extra money from those coverages I paid for.

      Even though I haven't finished with claims waiting for the hospital documentation, I have to say that the representative worked on my case so fast that I had the money in two days in my bank account. He also called me and wrote emails to have an update on the claims and to wish me speedy recovery. I think this is a great insurance for extra coverages in times when health insurances themselves don't cover all. If you want to have access to these coverages, don't hesitate to write to the above-mentioned representative at his email: **. Besides, it is very easy to manage your account and to have access to claims.

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      Reviewed Dec. 8, 2024

      I have had my cancer policy for 30 years. Having been diagnosed with cancer twice in the last 10 years I thank God I had this policy. I have always had a great experience with Aflac and never an issue when filing a claim. I highly recommend them as we never know when the unexpected happens.

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      Customer ServiceStaff

      Reviewed Jan. 24, 2025

      Called to get info on pricing for Medigap insurance for Medicare and their “screening representatives” had to transfer me 3 times as they were clueless. First one said I didn’t qualify - huh - I’m over 65.

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      Price

      Reviewed Jan. 23, 2025

      AFLAC is terrible. Absolutely not worth the money. They pay pitifully little even when you’re significantly injured. The paperwork is burdensome, I’m assuming so you just give up on the paltry benefits, like a fifty cent mail-in rebate. Costs more in a few months than they ever will pay out.

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      Customer ServicePunctuality & Speed

      Reviewed Jan. 23, 2025

      I have used Aflac twice for personal medical leave and now for FMLA leave to care for my mother while she is incapacitated. If given the choice, I would never use them again, however this is the leave benefit company selected by my employer. In my personal leave situation, my case was initially denied with no reason provided. After calling many times and after messaging my 'case manager' many times to please CALL ME - nobody called me back. I didn't speak to my 'case manager' a single time throughout my entire 6 week leave except for a few short texts at the point when I was livid about the situation.

      The customer service line often referred me to speak with the 'case manager' as they were not able to fully answer my questions. I did not get paid or approved for my leave until AFTER I returned to work. I believe it was 8-9 weeks later. It's disgusting that a company like this exists where it is acceptable to put people who are injured or caretaking through a scenario where they are even more stressed out than they already were by trying to get their case approved and get paid.

      Fast forward to my new FMLA case where my time off is approved but it appears that my leave pay is denied. The new 'case manager' is equally unhelpful compared to my other 'case manager'. I have also requested to please call me, and my requests are again getting ignored. I called customer service and got no answers, and again was referred back to my 'case manager'. The CSR laughed when I said that my 'case manager' is not calling me back. No response. And now I am locked out of my work account when I should not be given the type of leave, and I'm sure it's going to be a nightmare to get back in.

      TLDR - Disgusting company. I hope they go under because this is absolutely not okay. I will file a complaint with the BBB and any other avenue that I can find in hopes that one day this company will be shut down.

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      Staff

      Reviewed Jan. 23, 2025

      STAY AWAY FROM THIS COMPANY AT ALL COSTS!!! I have Aflac insurance through my work. I had a legitimate claim denied for no reason. I have had 2 therapists, and Aflac still say no. STAY AWAY FROM THIS COMPANY AT ALL COSTS!!! They do not care about you, only denying claims is what they love. They will throw more and more reasons why your claim is denied and the people are useless. My agent was useless. I would give 0 stars if I could. Do not give them your money, they are at a 1.1 for most reviews that insist on giving them a 1 at least. STAY AWAY FROM THIS COMPANY AT ALL COSTS!!!

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      Customer Service

      Reviewed Jan. 14, 2025

      The customer service is horrible. Calls are re-routed endlessly, no one can help. After being put on hold listening to canned music for hours, the calls are dropped. Absolutely the worst company I have dealt with.

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      Customer ServiceStaff

      Reviewed Jan. 10, 2025

      Customer service is beyond horrible. I made a request and it wasn’t followed through properly. They continuously transferred me to various departments and it became a game. They had my banking information and I had requested cancellation and they continued trying to process it. I am not going to pay for a service that I didn’t give authorization for. AFLAC you really need to revamp your entire process and retrain your customer service reps. No customer should have to go through such stress. I do not recommend this company to anyone.

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      Aflac author review by Matthew Brodsky

      Aflac is one of the best known American insurance companies. It offers various types of insurance, including disability insurance.

      • Real cost calculator online: Users can calculate the probable cost of medical care for injuries or illnesses prior to beginning a claim.

      • Health insurance as well as disability insurance: Users can purchase insurance to cover specific medical conditions or general medical care as well as disability insurance.

      • Short-term disability insurance available: sers can get short-term insurance to cover them when a temporarily disabling condition hits.

      • Lump-sum policies cover long-term illness: Although Aflac doesn't offer long-term disability insurance, users can get a lump-sum benefit for a critical illness, allowing them to continue to support themselves.

      • Rapid online claims processing: Users can file claims online and upload documents to get their benefits within 24 hours.

      by Matthew Brodsky Insurance Advisor

      Matthew Brodsky is an established expert on insurance, having written hundreds of articles and other pieces of content on the subject, interviewed countless practitioners, and attended dozens of conferences and events. He served as an editor at industry magazine Risk & Insurance for six years.

      Aflac Company Information

      Company Name:
      Aflac
      Company Type:
      Private
      Ticker Symbol:
      AFL
      Year Founded:
      1955
      Address:
      1932 Wynnton Rd
      City:
      Columbus
      State/Province:
      GA
      Postal Code:
      31999
      Country:
      United States
      Website:
      www.aflac.com