American Home Shield Reviews
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About American Home Shield
American Home Shield is a home warranty provider that offers service plans throughout most of the contiguous United States. It has three home warranty plan options, which allow you to choose either a $100 or $125 service fee. Plans cover rust, insufficient maintenance and faulty repairs, which are often excluded from this type of coverage.
- Three plan options
- High coverage limits
- 30-day workmanship guarantee
- Covers rust, corrosion and sediment damage
- Relatively high service fees
- Not available in all states
Review Summary
Customers point to AHS's broad coverage and fair pricing as its biggest strengths. Reviewers praise skilled technicians who fix issues on the first visit and reasonable service call fees. Claims and contractor experiences are more mixed, with some homeowners citing denials or repeat visits.
Reviews powering this summary
When our appliance had a burning smell and stopped working, I contacted the insurance company to submit a claim over the phone.
Read full reviewWe've never had any trouble with them, and everything is great when we submit claims.
Read full reviewExcellence Plumbing came for a plumbing issue the day after I submitted the claim to American Home Shield.
Read full reviewThey make it really easy to submit a service request, and they’re quick in their responses.
Read full reviewI got a new condo and when I submitted request online for them to inspect the ac, the guy they sent was good.
Read full reviewSubmitting the claim online for the dishwasher that wasn't working was easy, however my experience with the American Home Shield vendor was terrible.
Read full reviewI called AHS to submit a claim and it was very easy.
Read full reviewWhen you submit claims with AHS, you pretty much have to do it online to get ahold of American Home Shield.
Read full reviewWhen I tried to file a claim for repairs, it was denied.
Read full reviewThis claim started back in March 6th and I got the runaround dealing with AHS the whole time and talking with people.
Read full reviewI've consistently found their coverage more beneficial than standard homeowner's insurance
Read full reviewI am a Gold Shield member and the heating and cooling tune-up is not included the plan.
Read full reviewI didn’t know I could have also included my air conditioning in the coverage.
Read full reviewIt said roof repairs were included, but then in the fine print, it said, we're excluded because we have a three-story house.
Read full reviewBased on the coverage, it shouldn't be that price because not a lot of things are covered.
Read full reviewThe reason why I kept this warranty was not for any repairs in my home but strictly for my AC units.
Read full reviewFinally had to get it fixed on my own and, of course, now they respond that they do not cover work already done!
Read full reviewThere was a switch and something else they said were not covered.
Read full reviewOften there are non covered services and that will make repair more expensive.
Read full reviewI bought additional coverage, paying for around five years, thinking it would cover both internal and external pumps.
Read full reviewThe rep I spoke to was excellent.
Read full reviewBut after I questioned AHS on what they did, they came back, and they did well.
Read full reviewOverall, the technicians were professional, polite, and efficient.
Read full reviewAt first, the customer service was fine, but then it got really shaky in ’02 or ’03 that I thought about leaving them.
Read full reviewEach time I've reached out, they’ve handled things well, even when I used their online platform twice.
Read full reviewTheir customer service is excellent; the representatives understand my needs and ensure we're on the same page to resolve any issues.
Read full reviewI spoke with a person who was very professional.
Read full reviewThe companies that are called out are not usually the best companies.
Read full reviewThe issue was mainly with the communication and clarity on my billing discrepancy.
Read full reviewChuck's Appliance Repair was unprofessional and provided poor communication throughout the entire process.
Read full reviewHe was great and communicating with him went perfectly.
Read full reviewThe repairman from Fire and Ice Heating & Air was a very knowledgeable fella.
Read full reviewThe problem was a little bit complicated, but they figured it out and resolved it.
Read full reviewThe technician seemed to dismiss my concerns, suggesting I call back if the issue persisted.
Read full reviewThe technician was nice.
Read full reviewThe technician was very good, kind, and thorough.
Read full reviewThen the contractor contacted me directly.
Read full reviewTheir tech checked and made sure my HVAC system was ready for the season.
Read full reviewI filed a claim and American Home Shield told me a repairman would be out to look at it, but they never showed up.
Read full reviewEven though the first contractor that came out was great, I needed a plumber, which he wasn’t, so he wasn't able to help.
Read full reviewI arranged a service call with American Home Shield over the phone and found their response time to be impressively fast.
Read full reviewAfter filing my claim online, I received a quick response within 24 hours, which was convenient given my busy work schedule.
Read full reviewHowever, it was a long process because the people who came couldn't fix the machine.
Read full reviewI don't like that you have to wait 24 to 48 hours to get service.
Read full reviewEventually, the replacement was completed successfully, though it took a bit longer than expected.
Read full reviewThey got ahold of us real quick on the following Monday and set up a time to come and do it.
Read full reviewThe service on that occasion was efficient and resolved within the same day.
Read full reviewThey finally got it right, and they were quick to solve my problem.
Read full reviewMy experience, especially with their prompt service during pool opening season, has been exceptional.
Read full reviewThe prolonged wait for a simple solution was a significant inconvenience, as I was without hot water during that time.
Read full reviewAlthough it was a drawn-out process, they ultimately decided to replace my fridge.
Read full reviewThe costs have noticeably climbed—from an initial rate of $50-something to currently over $90 per month.
Read full reviewHowever, I've found American Home Shield's services to be quite expensive.
Read full reviewWhen it comes to pricing, although the service call fee has increased over time from $75 to $125, the warranty is still valuable.
Read full reviewThe price is a little high but I have better coverage.
Read full reviewThere's also value in their senior citizen program, which reduced my monthly payments substantially compared to previous charges.
Read full reviewI called American Home Shield and requested my $125 back.
Read full reviewI do not feel that I'm getting what I'm paying for.
Read full reviewI’m paying for a service every month, but when something broke, it wasn’t covered.
Read full reviewBased on my experiences, I would rate American Home Shield very low on both service quality and value for the price.
Read full reviewReviewers find AHS claims easy to submit online, in the app or by phone, and many report quick approvals on appliance and HVAC repairs. Some, however, mention unexpected denials or multiple visits to resolve a single issue.
Reviews about claims
When our appliance had a burning smell and stopped working, I contacted the insurance company to submit a claim over the phone.
Read full reviewWe've never had any trouble with them, and everything is great when we submit claims.
Read full reviewExcellence Plumbing came for a plumbing issue the day after I submitted the claim to American Home Shield.
Read full reviewThey make it really easy to submit a service request, and they’re quick in their responses.
Read full reviewI got a new condo and when I submitted request online for them to inspect the ac, the guy they sent was good.
Read full reviewSubmitting the claim online for the dishwasher that wasn't working was easy, however my experience with the American Home Shield vendor was terrible.
Read full reviewI called AHS to submit a claim and it was very easy.
Read full reviewWhen you submit claims with AHS, you pretty much have to do it online to get ahold of American Home Shield.
Read full reviewWhen I tried to file a claim for repairs, it was denied.
Read full reviewThis claim started back in March 6th and I got the runaround dealing with AHS the whole time and talking with people.
Read full reviewCustomers value protection across HVAC, appliances, plumbing and electrical, and longtime policyholders report meaningful savings on major repairs. A few reviewers mention surprise exclusions.
Reviews about coverage
I've consistently found their coverage more beneficial than standard homeowner's insurance
Read full reviewI am a Gold Shield member and the heating and cooling tune-up is not included the plan.
Read full reviewI didn’t know I could have also included my air conditioning in the coverage.
Read full reviewIt said roof repairs were included, but then in the fine print, it said, we're excluded because we have a three-story house.
Read full reviewBased on the coverage, it shouldn't be that price because not a lot of things are covered.
Read full reviewThe reason why I kept this warranty was not for any repairs in my home but strictly for my AC units.
Read full reviewFinally had to get it fixed on my own and, of course, now they respond that they do not cover work already done!
Read full reviewThere was a switch and something else they said were not covered.
Read full reviewOften there are non covered services and that will make repair more expensive.
Read full reviewI bought additional coverage, paying for around five years, thinking it would cover both internal and external pumps.
Read full reviewReviewers have mixed experiences with AHS customer service. Many find representatives polite, knowledgeable and quick to set up service requests. Others report frustration with rude agents, difficulty escalating issues or repeated call transfers.
Reviews about customer service
The rep I spoke to was excellent.
Read full reviewBut after I questioned AHS on what they did, they came back, and they did well.
Read full reviewOverall, the technicians were professional, polite, and efficient.
Read full reviewAt first, the customer service was fine, but then it got really shaky in ’02 or ’03 that I thought about leaving them.
Read full reviewEach time I've reached out, they’ve handled things well, even when I used their online platform twice.
Read full reviewTheir customer service is excellent; the representatives understand my needs and ensure we're on the same page to resolve any issues.
Read full reviewI spoke with a person who was very professional.
Read full reviewThe companies that are called out are not usually the best companies.
Read full reviewThe issue was mainly with the communication and clarity on my billing discrepancy.
Read full reviewChuck's Appliance Repair was unprofessional and provided poor communication throughout the entire process.
Read full reviewHomeowners report a mix of contractor experiences. Many praise specific service partners, with technicians often fixing problems in one visit. Others describe contractors who couldn't diagnose issues or required repeat visits.
Reviews about contractors
He was great and communicating with him went perfectly.
Read full reviewThe repairman from Fire and Ice Heating & Air was a very knowledgeable fella.
Read full reviewThe problem was a little bit complicated, but they figured it out and resolved it.
Read full reviewThe technician seemed to dismiss my concerns, suggesting I call back if the issue persisted.
Read full reviewThe technician was nice.
Read full reviewThe technician was very good, kind, and thorough.
Read full reviewThen the contractor contacted me directly.
Read full reviewTheir tech checked and made sure my HVAC system was ready for the season.
Read full reviewI filed a claim and American Home Shield told me a repairman would be out to look at it, but they never showed up.
Read full reviewEven though the first contractor that came out was great, I needed a plumber, which he wasn’t, so he wasn't able to help.
Read full reviewCustomers report mostly fast response times from AHS, though results vary. Many describe same-day or next-day technician dispatch on plumbing, HVAC and appliance claims. Others wait days for a vendor to call back, or weeks on issues requiring multiple parts or visits.
Reviews about response time
I arranged a service call with American Home Shield over the phone and found their response time to be impressively fast.
Read full reviewAfter filing my claim online, I received a quick response within 24 hours, which was convenient given my busy work schedule.
Read full reviewHowever, it was a long process because the people who came couldn't fix the machine.
Read full reviewI don't like that you have to wait 24 to 48 hours to get service.
Read full reviewEventually, the replacement was completed successfully, though it took a bit longer than expected.
Read full reviewThey got ahold of us real quick on the following Monday and set up a time to come and do it.
Read full reviewThe service on that occasion was efficient and resolved within the same day.
Read full reviewThey finally got it right, and they were quick to solve my problem.
Read full reviewMy experience, especially with their prompt service during pool opening season, has been exceptional.
Read full reviewThe prolonged wait for a simple solution was a significant inconvenience, as I was without hot water during that time.
Read full reviewReviewers describe AHS pricing as a strong value. Customers cite reasonable service call fees and meaningful payouts on covered repairs, with longtime policyholders reporting major savings on HVAC and appliance replacements. Some mention rising premiums year over year.
Reviews about value and pricing
Although it was a drawn-out process, they ultimately decided to replace my fridge.
Read full reviewThe costs have noticeably climbed—from an initial rate of $50-something to currently over $90 per month.
Read full reviewHowever, I've found American Home Shield's services to be quite expensive.
Read full reviewWhen it comes to pricing, although the service call fee has increased over time from $75 to $125, the warranty is still valuable.
Read full reviewThe price is a little high but I have better coverage.
Read full reviewThere's also value in their senior citizen program, which reduced my monthly payments substantially compared to previous charges.
Read full reviewI called American Home Shield and requested my $125 back.
Read full reviewI do not feel that I'm getting what I'm paying for.
Read full reviewI’m paying for a service every month, but when something broke, it wasn’t covered.
Read full reviewBased on my experiences, I would rate American Home Shield very low on both service quality and value for the price.
Read full reviewHelpful Reviews
What is American Home Shield?
American Home Shield is a home warranty company headquartered in Memphis, Tennessee. It offers service contract plans to help keep your home systems and appliances in working order, regardless of their age. American Home Shield serves customers in most U.S. states.
American Home Shield coverage and plans
American Home Shield sells three plans: ShieldSilver, ShieldGold and ShieldPlatinum.
The base plan, ShieldSilver, is a systems plan that covers plumbing, electrical and heating and cooling systems. It does not cover appliances or roof leaks. ShieldGold covers both systems and appliances but not roof leaks. ShieldPlatinum covers everything in ShieldGold, plus roof leaks, and adds premium features like free HVAC tuneups and higher appliance coverage limits.
The ShieldGold and ShieldPlatinum plans now also include a video chat option that lets you get help from an industry expert in real time at no additional cost.
| Coverage | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| Air conditioning | |||
| Heating | |||
| Plumbing | |||
| Electrical | |||
| Ductwork | |||
| Sump pump | |||
| Water heaters | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Exterior sewer lines | |||
| Exterior water lines | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $29.99-$39.99 | $49.99-$59.99 | $79.99-$89.99 |
| Annual premium cost | N/A | N/A | N/A |
| Type | Systems | Combo | Combo |
| Plan name | ShieldSilver | ShieldGold | ShieldPlatinum |
| Monthly cost | $29.99 or $39.99 | $49.99 or $59.99 | $79.99 or $89.99 |
| Annual cost | N/A | N/A | N/A |
| Monthly cost | $29.99 | $49.99 | $79.99 |
| Monthly cost | $39.99 | $59.99 | $89.99 |
| Monthly cost | N/A | N/A | N/A |
American Home Shield cost
American Home Shield states that its plans start at $29.99 a month. Its service fees are a bit higher than some other home warranty companies, but since the monthly costs are often more affordable, the costs may even out. Each American Home Shield plan offers two different trade service call fees, $100 or $125, that dictate the total cost per month.
American Home Shield discounts
American Home Shield offers discounts for veterans, military service members and AARP members. You can also get a $50 discount for protecting multiple properties. As of publishing, current members can earn a $25 Amazon gift card when they refer a friend.
American Home Shield coverage exclusions
American Home Shield’s exclusions list is pretty standard for the industry. The list of items the company does not cover includes:
- Routine maintenance
- Flues, venting, chimneys or exhaust lines
- Repair or remediation of cosmetic defects or damage that does not interfere with the appliance or system’s primary function
- Electronic, computerized or home management systems
- Radon mitigation systems, fire sprinkler systems or solar energy systems and components
- Remediation of or damage caused by hazardous materials
- Costs of construction, carpentry or other modifications necessary to remove, relocate or install equipment
- Damage caused by environmental events (e.g., lightning, wind, fire, electrical surge, water damage) or electrical surge
- Known preexisting conditions
American Home Shield claims and coverage limits
American Home Shield allows customers to submit claims online or by phone when a covered system or appliance stops working. After a claim is submitted, the company typically assigns a local service contractor who will diagnose the issue and determine whether it’s covered under the home warranty plan.
How to file a claim with American Home Shield
- Submit a request online through your American Home Shield account or call customer service.
- Pay the service call fee listed in your contract ($100 or $125) when the claim is processed.
- American Home Shield contacts a local service contractor, usually within 48 hours.
- The contractor reaches out to schedule an appointment at your home.
- The contractor diagnoses the issue and reports the findings to American Home Shield.
- If the problem is covered under your plan, the company approves the repair or replacement.
Coverage limits
American Home Shield caps coverage for heating and air conditioning systems at $5,000, for all plans.
For appliances, however, the coverage limit varies by plan.
- ShieldGold coverage is capped at $2,000 per appliance, which is a decently high limit compared with industry averages.
- ShieldPlatinum plan caps appliance coverage at $4,000, which may cover the cost of some higher-end appliances. It also covers code violations, permits and modifications up to $250 per year and roof leaks up to $1,000 per year.
FAQ
Where is American Home Shield available?
American Home Shield serves customers in 48 U.S. states. It is not available in Alaska; Hawaii; Washington, D.C.; New York City; or the U.S. territories.
Does American Home Shield require a home inspection?
No, American Home Shield does not require a home inspection for a home warranty contract. You don’t have to provide maintenance records to be eligible for covered repairs, either.
If I have homeowners insurance, do I need American Home Shield?
A home warranty is different from homeowners insurance; you won't duplicate your coverage by having both. Homeowners insurance typically covers property loss due to events such as fire, lightning, storms and theft. In contrast, a home warranty covers appliances and systems that break down from normal wear and tear.
Can I cancel my American Home Shield warranty plan?
Yes, you can cancel an AHS plan at any time. Cancel in the first 30 days to receive a full refund. Cancel at any time after 30 days and receive a prorated refund for the remainder of your term; an administrative fee may apply.
Is there a limit on repairs for American Home Shield?
No, there's no limit on the number of repairs your plan covers during a contract period. However, you should check your contract for dollar limits per covered item or per term.
How long does an American Home Shield home warranty contract last?
American Home Shield contracts last 12 months, which is the standard across the industry. Your agreement begins 30 days after you sign up.
What is the service fee for American Home Shield?
American Home Shield service fees are $100 or $125 per service call, depending on the option you select when signing up for a plan. This fee is paid when a technician visits your home to diagnose a covered issue.
Does American Home Shield replace appliances?
Yes, American Home Shield may repair or replace covered appliances if they break down due to normal wear and tear. If a repair isn’t possible or cost-effective, the company may approve a replacement based on the coverage limits in your plan.
Still have questions?
Is American Home Shield worth it?
American Home Shield may be worth it for homeowners who want broad coverage limits and protection for systems and appliances regardless of age or maintenance history. The company offers three plan options, flexible service call fees and coverage that includes issues such as rust, corrosion and sediment damage, which some competitors exclude.
However, service fees can be higher than those of other home warranty providers and coverage availability varies by state. Homeowners comparing plans should weigh the monthly cost, service fee and coverage limits against other home warranty companies to decide if American Home Shield fits their needs.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
American Home Shield Company Information
- Social media:
- Company Name:
- American Home Shield
- Company Type:
- Public
- Ticker Symbol:
- FTDR
- Year Founded:
- 1971
- Address:
- 150 Peabody Place
- City:
- Memphis
- State/Province:
- TN
- Postal Code:
- 38103
- Country:
- United States
- Website:
- www.ahs.com
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