Aetna Health Insurance Reviews

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About Aetna Health Insurance

Pros
  • Helpful customer service
  • Wide range of coverage options
  • Quick claims processing
  • Affordable premiums
Cons
  • Frequent claim denials
  • High out-of-pocket costs
  • Limited provider network

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Aetna Health Insurance Reviews

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    How do I know I can trust these reviews about Aetna?
    • 4,816,651 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Customer ServiceCoverageTechStaff

    Reviewed Jan. 5, 2026

    I always have a great experience with Aetna’s customer service. I had many questions today and spoke with Aja/Asia, the customer service rep, and she was so helpful. The survey at the end of the call was disconnected so I have been searching for a way to give her a shout out. She answered questions about claims, DME providers in network who have compression garments (she gave me four options and provided phone numbers for all), benefits for a potential future surgery I may need, questions about gym membership coverage, a medication option (gave me phone number for Caremark), gave me info about my first FSA account. She was so patient and empathetic. I truly appreciate her kindness and I know she was happy to help resolve my questions.

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    CoveragePriceRefunds & PayoutsBilling

    Reviewed Nov. 14, 2025

    I was covered by AetnaCVS Health insurance for 2025 calendar year and never once had to fight for payment of my hospital visits, chemo, MRIs, etc. I have substantial constant use of my health insurance with very expensive but necessary treatments, and Aetna came through. They never caused me any hassles or anxiety. Unfortunately, they are not offering a plan in 2026 because it’s financially prohibitive.

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      Customer ServicePriceStaff

      Reviewed Sept. 1, 2025

      My dad had a great experience with Aetna through his heart surgery. Everything together probably cost over a million dollars and we got approval after approval until being discharged from rehab. Customer service was helpful and responsive and claims process was seamless. He had myocarditis and required heart surgery.

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      Customer ServiceCoverageStaff

      Reviewed Aug. 19, 2025

      I spoke to Rogenick, an Aetna Customer Service representative, and presented a problem I had been trying to resolve concerning insurance company procedures. He was able to get multiple people on a conference call to resolve the issue in one phone call. He was a godsend! I am very grateful. J **

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      Price

      Reviewed Feb. 25, 2025

      Very happy with Aetna until 2025. They cut our benefits raised co-pays. I can live with that. Until today I received a FedEx package with a cup blanket crossword puzzle lotion and slippers!!!! Really? How much did that cost? Save it and give better benefits!!! Nothing is free!

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      CoverageTechMaintenanceBilling

      Reviewed Jan. 23, 2026

      STAY AWAY FROM THIS COMPANY. THE WORST INSURANCE PROVIDER I EVER HAD. I have been placed in the unfortunate circumstance of having Aetna as my employer provided insurance company. I had been diagnosed with Cervical myelopathy with radiculopathy. My first surgery required 2 rods and 8 screws into my cervical vertebrae. I needed to have a second surgery to fix my the continued spinal cord compression from c5-C7with myelopathy.

      I am new to Aetna as it is my new employers health insurance provider unfortunately. I must say I have not experienced this before as this is the worst company I have ever had the displeasure of dealing with. They immediately denied the procedure as not necessary. Forcing my doctor to appeal and have a peer-to-peer review which of course afterward they approved the procedure. Then when I am required to spend the night in the hospital with a drain tube on my incision and to manage my pain the so-called health insurance company denied the room & board sticking me with the bill.

      This should be illegal. Some desk jockey or worse an AI algorithm determining whether to cover my overnight stay in the hospital following the operation procedures below. How is this legal. I want this noted so that if others are going through the same and suffer injury this so-called health insurance company is held responsible.

      • POSTERIOR CERVICAL 5-7 FORAMINOTOMIES 63045 - PR LAM FACETECTOMY & FORAMINOTOMY SINGLE VERTEBRAL SEGMENT CERVICAL
      • 63045 - PR LAM FACETECTOMY & FORAMINOTOMY SINGLE VERTEBRAL SEGMENTCERVICAL63048 - PR LAM FACETECTOMY & FORAMINOTOMY SGL VERT SEGM EA ADDL VERTC/TH LUMB

      • 63045 - PR LAM FACETECTOMY & FORAMINOTOMY SINGLE VERTEBRAL SEGMENTCERVICAL63048 - PR LAM FACETECTOMY & FORAMINOTOMY SGL VERT SEGM EA ADDL VERTC/TH LUMB

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      CoveragePunctuality & Speed

      Reviewed Jan. 22, 2026

      Worst health Insurance I have ever had! Don't get stuck with Aetna, you will regret it!!! Weeks to get an approval for anything and even longer to schedule and be seen. I will be switching back to Kaiser.

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      CoverageTechPriceRefunds & PayoutsStaffRatesTransparency

      Reviewed Jan. 22, 2026

      My company recently switched to Aetna from Cigna. I should note: Cigna was AWESOME. The first health insurance plan that I felt actually IMPROVED my medical care, access, and quality of life. So far, Aetna has been the opposite in every way. It’s harder to find doctors in their database. It’s harder to manage my benefits. Every step of their processes seems purpose-built to complicate and obstruct access to care and coverage. They are a for-profit organization and that is OBVIOUS in every aspect of the way they treat their paying customers. My prior authorizations for medications I’ve taken uninterrupted for years have all been denied. They did not provide a reason, they just denied them. Allegedly they mailed further explanations, but they did so with timing designed to prevent me from reviewing or appealing before I needed to purchase my refills and pay out of pocket.

      I planned to be with my company for years and years - I was hoping to last 10 years (a celebrated anniversary with the team). I do not know if I will outlast this switch to Aetna. In every instance I need to see a Primary Care doctor, or fill a prescription, or God forbid an emergency… I am going to want to quit my job and find somewhere to land that has actual insurance.

      I don’t know why my colleagues and I pay for this kind of abysmal care, price gauging and nickel-and-diming. Our plan started January 1 and I am counting down the days until it ends. If you are not already trapped with this insurance provider: AVOID THEM AT ALL COSTS. Employers: if you care about your team’s mental and physical health, do NOT opt for an Aetna plan. These people will make your team suffer, and very possibly leave.

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      Customer ServiceHonesty & Transparency

      Reviewed Jan. 20, 2026

      I was on the phone for almost 2 hours. I got nothing out of it. I got more info from the cvs pharmacy in 1 minutes than this. He would not stop talking, I had to lie to get off the call. This is terrible service.

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      Customer ServiceCoveragePriceMaintenance

      Reviewed Jan. 19, 2026

      This is worst insurance company ever dealt with and I am 60 yo and have been covered by corporate group Policies for over 30 years! Plan Document states Preventative Services that are covered REGARDLESS OF amount paid toward deductible. They denied and Customer Service states we have to meet all deductibles BEFORE receiving Preventative Services as defined by Federal Law! Left to Appeal denial and file complaint with Maryland Insurance Commission-MY TIME TO FIX THEIR GREED!

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      Aetna author review by Joseph Burns

      Aetna has been providing health insurance to Connecticut residents since 1853, and today covers people in all 50 states. It is a pioneer in health care legislation and is responsible for making coverage of genetic testing and counseling an industry standard.

      • Highly customizable selection of plans: Aetna allows consumers to pick and choose features such as the deductible amount, type of coverage and ability to choose a provider.

      • Health insurance bundles: Consumers can easily add dental and vision insurance to their basic health insurance and can bundle insurance with other plans like life insurance.

      • Large provider network: Aetna allows consumers to choose from over 587,000 doctors and 5,700 hospitals throughout the United States.

      • Offers Medicare Advantage plans: Aetna offers Medicare Advantage plans.

      by Joseph Burns Health Insurance Advisor

      An independent journalist, Joseph Burns is the health insurance topic leader for the Association of Health Care Journalists and contributes to AHCJ’s Covering Health blog. He has also written about health policy and the business of health care for a wide variety of publications, including Healthcare Finance News, Hospitals & Health Networks, Managed Care magazine, Ophthalmology Management, TaxACT.com, and The Dark Report.

      Aetna Health Insurance Company Information

      Company Name:
      Aetna
      Website:
      www.aetna.com