AAA Auto Insurance Reviews

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About AAA Auto Insurance

AAA provides automobile insurance to its members through 50+ regional branches nationwide. The company offers multiple coverage types, but its auto insurance is available only to paid AAA members. All AAA memberships come with several perks and discount opportunities, but coverage options differ by location.

Pros
  • Well-established company
  • Several discount opportunities
  • Membership comes with other perks
Cons
  • Must have an AAA membership
  • Coverage offerings differ by branch

AAA Auto Insurance Reviews

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    Page 9 Reviews 1240 - 1440
    Customer ServiceStaff

    Reviewed Aug. 19, 2015

    I was in an accident that should have been cut and dry the other guy's fault. Even the police who came to the scene and every person who's seen the damage said the insurance would know that it was the other guy's fault. A month later and AAA rep NEVER asked for a detailed description of what happened. So far all I get is "Go ahead and bring your car in and it'll go on your policy. You just have to pay the deductible." Immediately after the accident I got a letter saying the rep tried to reach me which was a total lie, and then in the same week before anyone ever talked to me I get another letter describing the benefits of my policy and that my deductible was $500, etc. WHAT! You haven't even looked at my car. Asked about what happened and they're telling me the $3000. damage is going against my policy!

    As of yet not one single person I have talked to has assured me that they are going to battle for me. No one from AAA has said, "oh yeah, it's clear to see from the location of the damage that the other person obviously hit you." Already I have a letter from the other insurance denying what is so totally an impossibility that I hit the other guy. Great, because AAA is a bunch of useless, lazy jerks I have to go to court to prove my case. I'm cancelling them asap and suing them for my money back that I paid for absolutely no customer service. Talked to two co-workers. One said he had the exact same issue with them, and another whose husband owns an auto shop said they're the worst.

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    Customer Service

    Reviewed Aug. 17, 2015

    It took a number of calls to get my car fix. If I didn't call so many times my car would of been sold as a lien car from the tow yard. Paid for platinum membership but can't even register my car at branch, had to go to dmv, wasted 2 trips to AAA for nothing. Been a member since 94, I guess it's time to look elsewhere.

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    Customer ServiceStaff

    Reviewed Aug. 16, 2015

    On 08/09/2015, had a flat on my vehicle at Palestine, TX. At 2:44 PM I called AAA emergency roadside service. I gave my location and problem. AAA Rep. stated that she had me on the GPS. Told me that service would be there about 4:30 PM, also told me that they would be checking the status of the service provider. At 4:30 PM I called AAA again being that nobody had called me about the service provider. I had to explain everything all over again and was told that the information entered had been wrong and the service provider sent to another town (Rusk, TX). I was then told that the service provider would be there between 5:30 and 6 PM. Again told they would keep in touch with me regarding the service provider.

    At 5:25 PM I called AAA again to check the status of the provider being that AAA had never called me. I was told that the provider was 5 minutes away. I waited till close to 6 PM and nobody showed up. I again called and again had to explain everything again to another different AAA Rep. I was then told that the provider would be there about 7:30 PM (no excuses given). I started to change the tire but was unable to break one of the lug nuts loose.

    As I was struggling to break it loose a service truck arrived and the driver approached me laughing and stating "I guess you have been waiting for me." This service provider did not have the right tools and not even a tire gauge. I had to help him even though I am 100% disabled veteran. Where does AAA get this service providers? I wish and hope that AAA would be held responsible for their actions. I called and cancelled my membership the following day. I will never recommend them even to my worst enemy. AND THEY DARE CALL THEMSELVES EMERGENCY ROADSIDE ASSISTANCE. The only assistance is the AAA money they collect.

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    CoverageStaff

    Reviewed Aug. 10, 2015

    I always appreciated the service they provided. I was in a car accident and they took care of me very well. They put my mind at ease. I just signed 3 paperwork and they took care of the rest. I highly recommend this auto insurance. They are very nice and they know what they are doing.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 8, 2015

    I have had a horrible experience dealing with this company. A friend said they had good rates. I went in and told them I had been with my old company over ten years and for them to check me out and let me know if they wanted my business. They called back and said "everything's great. Lets sign you up." I did. Wish I had never heard of these people. About a month later I received a letter saying they were canceling my policy because all the paperwork was not signed. I went in and they found the paperwork was signed and the agent just had not sent it in. So everything's ok.

    Another month goes by and they send me a letter saying they are canceling my policy in app 30 days because the cars are in my company name. Agent did not tell me this upfront. Do you think I would have change insurance if I thought they were going to cancel me in 2 months. I ask them to keep me cover as it was their mistake for the remainder of the policy. No way they did not care whether I had insurance or not. I finally found other insurance for more money. My old insurance would not take me back at the same deal. I surely feel ripped off.

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    Samir increased rating by 1 star.
    Customer ServiceCoverage
    After a positive interaction with AAA Auto Insurance, Samir increased their star rating on Aug. 12, 2015.

    Updated review: Aug. 12, 2015

    Finally, after I got in touch with my AAA sales rep who was on vacation, in spite of which still helped me to send the correction that I was seeking.

    A few days later I see multiple emails (about a dozen) from the insurer which were probably released on the same day.

    Original Review: Aug. 5, 2015

    I recently purchased AAA auto insurance along with Renters insurance and within few months my Apartment lease was up for renewal which required Renters Insurance. It seems that the policy issuance was done in very hastily since my Renters Insurance did not have apartment number and my property company does not accept it without correction.

    I made three calls over past week (on all different days) to AAA insurance customer support and during each call I was told that policy correction has been (or shall be) sent over email but I did not receive any email in spite of the confirmation by any of the AAA executives over the phone call. During the 3rd call I even asked them if the systems were working as expected (I even gave them reason why am I asking this) and I was told yes. I even kept checking my spam folder but I still do not see the email in my inbox. I do not understand why all businesses operate in this manner and how much agony customers like me have to go through.

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    Customer ServiceClaims Handling

    Reviewed Aug. 3, 2015

    Could you imagine your children driving to school, and end up in a head-on car accident at the hand of a Southern California Automobile Club (AAA) Member? Unfortunately this happened to our girls on February of this year 2015. Most importantly, and thankfully, our girls were not seriously injured. The vehicle on the other hand, sustained damage totaling over 13K. After battling AAA adjusters for authorizing - used parts according to the body shop, I contacted the State of California's Department of Insurance.

    Approximately 2 weeks after my initial complaint, I received a call from AAA Department that oversees such complaints, and assured me that my vehicle would be repaired to my satisfaction - it was to a certain extent. The body shop contacted me that indicated they would be installing (2) new headlights and not the used ones AAA had previously authorized. The hood and other panels would be replaced using overstocked pieces according to the adjuster assigned. I've been in the automotive industry far too long for me to fall for his explanation.

    Fast forward 5 months. After numerous email exchanges with AAA Adjuster, Mrs. Cynthia ** in Riverside, CA, she sent me an email indicating that the Appraisal Company they had inspect my vehicle, reported that there was no Diminution (Diminished) Value. Even after submitting my appraisals from both West Coast and CarMax appraisals. Essentially AAA told me that they will only consider the appraisal from the company they hired to perform. Regardless of the two appraisals I submitted indicating a clear loss between 7000.00 - 8000.00 dollars! And yes, the damage NOW appears on CARFAX!!!

    It gets better. Mrs. ** stated in an email dated 07/28/2015 "If you should sale your vehicle, we can re-open the claim at that time and review the diminished value. At this time, based on our experts report, we are unable to pay for any diminution of value." So basically what she is indicating to me is that I go BURY myself in another 45k auto loan in order for AAA to re-consider my claim. Are you serious Mrs. **?! Because of your AAA Members carelessness, I have to seek another loan in order for you to consider the diminution claim I submitted to you? Either you need to be up to par on your training, or you have to change your policy Mrs. **. Which is it?!

    Facebook, family, friends, and public, I ask that you seriously consider dropping AAA due to their poor business practices. Should you ever require filing a claim, you may just end up like me: A very upset consumer with a vehicle and used parts. Email with any questions regarding my experience with AAA. I have all emails and correspondence to forward to you.

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    Customer Service

    Reviewed July 31, 2015

    I had been a loyal customer for 25 years with AAA and continue to receive poor service. I renewed my policy in May 2015 and spoke with several people on the phone to update and confirm contact information. The company sent the new declaration but never billed me. I was never contacted by email, phone or regular email about any issues. My first notification was from the DMV. I spent over 60 mins on the phone with AAA being transferred, put on hold, transferred, put on hold with no solution and no focus on fixing issue. I was on hold for over 20 mins as they tried to figure out if they could restate my policy, as if it was a huge favor. I was able to get a new Geico policy within 15 mins at a lower rate. Goodbye AAA, I hope you treat your loyal customers better in the future.

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    CoverageSales & MarketingStaff

    Reviewed July 24, 2015

    I insured with AAA. Have been insured since 2007. I give the agent my CC number to pay the 6 months from 01-06-2014. I am required to pay 1800$ for 3 cars fully covered. I get a receipt and a insurance certificate showing that I am covered to July 2017. On the 4th of July I go to pay the 2nd installment and am informed that I am not covered for the previous 6 months, my policy has lapsed and I will now have to pay the higher premium!! My agent states that I am covered and he will inquire. Eventually he states that the company will waive the lapse but I was not covered!! I pay my premium for the next 6 months.. get a certificate of coverage. During the second half, I have my daughter on the policy and admittedly she is a 17yo and I expected the premium to go up slightly after having removed the 3rd car and replacing it with her car. WOW what a shocker... The premium go up to 2700$ for 6 months!!

    I consulted the broker and he states that the insurance company not only hasn't waived the lapse, but is penalizing me for it and penalizing me for adding a young driver albeit a good, careful young driver - Bang!!! Out goes AAA the scammer company of the year, in Europe this company would have ended up in court!!! (Much better consumer protection - sales of good and services act 1985.) I have now got my insurance with another well known company for less than half the premium.. and the coverage is exactly the same!! AAA should be banned from trading. But like everything else it's too big to 'fail' unless we the consumers boycott all AAA products and hurt it where it matters!!

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    Customer ServiceCoverageStaff

    Reviewed July 22, 2015

    AAA is not good for car insurance. They raise your car insurance, assuming you have internet to access email, when they should ALSO send out a notice in writing/type of paper. (They don't do that anymore, I guess.) I am on my parents policy, and my parents were not notified that there was a $40 raise on our monthly bill. I was in a car accident yesterday and we have full coverage on both of our vehicles, and now they've sucked money dry out of us... and expecting us to pay for the damage to the car. Now, I'm without a car, and will soon be out of a job.

    Also, someone made an error and took me off of my parents' policy without consent of my mom, and they assumed I did not have a driver's license anymore, as of my birthday last year. I have ALWAYS been with a driver's license since I was 18 yrs old. I have NEVER been with a driver's license. I renewed my license on my 21st birthday... the day they decided to take me off. That's disrespectful. This is just too stressful. I do not recommend AAA. If it works for you, good. But I would definitely NOT recommend this to family and friends. What in the world has happened to AAA? This used to be a very fine auto insurance company. They've officially lost me as a customer. Whenever the heck I get a new car, I will most definitely choose elsewhere.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 21, 2015

    AAA insurance is the worst company I have ever had insurance with. I had a claim on July 5th. On 4th of July I got my car vandalized. There were 10 kids outside of my friends house who I was watching her dogs West live on vacation in Sacramento. The kids were drinking and smoking weed. I was in the area on 9th and Julian downtown San Jose anybody and everybody anytime of a Moe's that Priscilla is the real bad area. There are car break-ins, car vandalism, home invasion, killing and stabbing does well. I called my insurance on July 5th to make a claim of vandalizing of my vehicle as well as made a police report. I took my vehicle to get looked at an auto body place called Fix It in San Jose.

    I WILL NEVER go there again. I had to go back to the auto body place cause they lost my pictures and they had to retake the pictures. Then they called me on Thursday saying they wanted me to meet them at their attorney's office for a deposition. I told them I did not feel comfortable going to an attorney's office. Anything they had to ask me that can answer ask me over the phone and they can record me over the phone. When she called me she basically asked me questions that did not pertain to my claim. Asking me where I work, how many hours I work, how much I make an hour, who I work for. She wanted name and she wanted receipt from my last repair that I made.

    I talked to an attorney and he stated that they did not need all that information. The day that I got that interrogation call, I got a letter from the insurance in the mail stating that they were going to take responsibility for it the damage that is on my vehicle and how much they were going to write a check out to me for. And they said it was enclosed in the envelope and there was no check in this envelope. I thank all the insurance agent that interrogated me and I told her I got that letter and she asked me "who wrote the letter?" I advised her who wrote the letter and that I would like my car fixed and they are taking full responsibility of the damage. She said ok and hung up the phone.

    Her boss called me the next day and stated that a lot of the things that I told the interrogator did not make sense and they were not going to take responsibility for my damage that they were going to talk to their attorney. By then go to my mailbox today which is Monday. Can I get a letter from them and they won't receipt have been previous damage to my car which I do not have. This is the worst insurance company I have ever dealt with.

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    Customer ServiceStaff

    Reviewed July 18, 2015

    Having received a promotional mailer, I sent a check to AAA for the required $52.00 fee. After approx 2-weeks I had not received my membership kit and AAA customer service. I was told there was an error in the computer indicating they had the wrong address. The rep "fixed" the error and claimed he would send out another package. Approx 3-weeks went by and again no package. Again contacting Customer Service I was once again told there was an incorrect address in the computer.

    However, this time I confirmed it was in fact correct. The rep assured me another package would go out and she "fixed" the error. I pressed the rep and asked why they can't get the membership package out to me and she gave me several excuses; the address is "flagged" as being incorrect, "whomever I spoke with before didn't correct the problem," and finally "the post office is to blame because they sent back the two previous packages." The debate became combative and I requested her Supervisor; He refused to take the call after demanding I speak with him twice.

    I then requested a full refund and was told AAA will send me a "prorated check" in the amount of $44.00. I wrote to the CEO and my letter was apparently ignored because they eventually did send me a prorated check in the amount of $44.00. I never received a response from his office with either an explanation or an apology for rude customer service where a supervisor refuses a call. How can one prorate something that was never received? (In my opinion, this a business practice that defies simple logic.) I asked that very question of the rep as well as the CEO and I stand firm on this issue because it's a matter of principle. The same goes for AAA's accusation that the USPS is "to blame." This address has been here since 1972. Further, why did the $44.00 prorated refund check arrive with the very same address they had in their computer from the beginning of this disturbing situation?

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    Staff

    Reviewed July 16, 2015

    My wife was hit by a woman that is insured by AAA. The woman ran a stop sign causing damage to our car and bodily damage to my wife. The agent refuses to pay and is a liar and just disgusting. Never never deal with this company as they are dishonest and criminal.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 14, 2015

    I have had insurance with AAA for 34 years. My husband & I had our house and 2 cars insured. I now have one car and my renter's insurance with them, as well as my long-term membership in their roadside assistance. I always thought they were wonderful and recommended them to everyone. Not anymore. I am now shopping for a new company. I had an accident that was absolutely not my fault. I obeyed the letter of the law and drove carefully. The other driver violated at least 2 laws and was careless. He could clearly see my vehicle, but came swinging rapidly around a corner into the oncoming lane, so that, if there had been traffic in that lane, he would have hit an approaching vehicle.

    He then started moving into the lane he should have turned into originally. Since I was already in that lane, he crashed into me. It was as if he couldn't see that my car was there, although I was somewhat ahead of him and he could have seen my vehicle from at least a half block away. He claimed that he had the right of way because he had turned left on a green arrow (which I doubt because of the timing), while I had made a right turn on a red light. The point was that I had observed all of the rules for "right on red" and had completed the turn and proceeded at least 2 car lengths, probably more like 3 or 4, moving down the side street slowly because of other things happening on the street, when he suddenly swung around the corner and smashed into me. I was not MAKING a right on red, coming out in front of him.

    I HAD MADE my right on red and was proceeding down the side street. Even if he had had the right of way, which he didn't, the law doesn't give him the right to crash his vehicle into another vehicle when he could easily have avoided it. His insurance company immediately sent a letter to AAA telling them that I was at fault and they would not pay any damages. I was amazed that AAA made no attempt to dispute this and defend me. I tried calling and writing to them. They were very slow to respond to my attempts to communicate. I wrote long letters, describing in detail what had happened and included diagrams of the area including the intersection and the position of the 2 vehicles on impact. I requested that they inspect the area, see for themselves the excellent visibility and the timing of the lights.

    Nothing did any good. Because I had made a right on red, even though it was perfectly legal, they assumed I must be in the wrong. There was no budging them. I was getting no responses from the claims adjuster, and she was not sending me things I had requested, like a transcript of my original (telephone) report of the accident and a copy of the investigation they had supposedly done (and which I doubt they ever did). Later I found out that the claims adjustor handling my claim had left the company. Apparently no one took it over. By the time I found all of this out, the new claims adjustor told me (quite rudely) the matter was closed and nothing was going to be done about it.

    She did, at my demand, send me the supposed transcript of my original telephone report. It was much shorter than it should have been, was missing things I know I told them, and made me sound like a gibbering idiot. That is not the way I speak. In one place, something I said was supposedly inaudible. If that had been true, why wouldn't the questioner have asked me to repeat what I had said? The whole thing stinks of fraud. After 34 years of being a loyal customer and a good driver, I would have expected better of AAA. I would have expected more courtesy, better service, an honest investigation of the accident, and for my company to defend me when I was in the right.

    I have a good driving record, with no moving violations in the entire 34 years I was with AAA. Apparently that counted for nothing. I just got my policy renewal offer. They had increased my premium by 55%! (Ironically, they still gave me my good driver discount at the same time they increased the premium by 55%!) Why would they want to get rid of me with this exorbitant premium? Maybe because I am 72 years old? Several people have told me that some of the auto insurance companies are doing their best to get rid of older drivers. Well, they are certainly getting rid of me! I'm just hoping that AAA's declaring me at fault in an accident when I wasn't doesn't make it harder and more expensive to get insurance elsewhere.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 14, 2015

    Been with them for 20 + years for all insurance needs -- home, auto, etc. (Obviously, I'm a decent driver). Recently, have tried to give them MORE business - expanded coverage, added a driver, etc. But they have been such a royal PITA to deal with (cannot get hold of anyone by phone ever), have always been a bear to deal with on past claims, and generally seem difficult to do business with.. I am shopping around in earnest. My good friend raves about USAA. They have great reviews. We'll see. When I googled reviews for AAA, they were so horrible, it sealed the deal on looking around. There have to be better providers!

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    Customer ServiceStaff

    Reviewed July 13, 2015

    I spoke to a very rude agent with AAA's customer service. As an agent myself I expected a LITTLE better treatment since their job is to take care of customers in an efficient, kind manner. Cliff **, the supervisor, would not provide the name with whom I spoke with, BUT stay away! You are much better off switching insurance companies so that you may get treated as a human being. The VERY least that agents can do.

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    Staff

    Reviewed July 13, 2015

    On June 25, 2015 after discovering a flat tire on my car, my daughter contacted AAA for assistance. I only had to wait a matter of a few minutes and help was there for me. AAA dispatched information to Byers Wrecker Service, Inc., and they wasted no time in getting to me. The young man sent to help me was Jeff and was so helpful, knowledgeable and professional. He was polite and empathized with the frustration I had experienced. I commend both AAA and Byers Wrecker Service for the outstanding service provided.

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    Staff

    Reviewed July 3, 2015

    On June 26, 2013, while driving on Highway 101 in Sonoma County, in California. A driver hit me without driving license. On my left, the other driver was on the fast line and crash on me while I'm driving in the middle line. I received the impact on my left side of my body where I had a concussion, a dislocated shoulder bone, and a 24 hours headache that does not go away up to this day. Besides lower back problems and a disk bone on my neck. Because I got hit in my head. By the time the highway officer showed up I was coming back from the concussion. At that point, someone else was there that stopped to help. I don't know who he was, and I don't know who was the other party that got involve to the crash up to this date... the insurance company has denied information.

    I'm still very injured, and my hospital bills did not get paid. AAA Insurance company had pushed me out of their business and wrote on my records that I'm a reckless driver and made me be at fault and responsible for the crash that I did not cause. I did not hit anyone either it was my fault. I have been a member of AAA since 2002 and every year they say I new member. I need help.

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    Customer ServiceClaims HandlingStaff

    Reviewed July 3, 2015

    I was informed on July 22, 2014 by my insurance agent that AAA did a payout on June 26, 2014 for $15,507.00 from the March 4, 2014 accident. It was explained to me the payout was for bodily injury and property damage. I emailed a copy of a photograph and a police report of the incident because there was no bodily injury or property damage worth a $15k payout and me stuck with was a new premium rate increase that I could not afford to pay. No one responded regarding the documents that were sent via email to the AAA claims rep. The only information I had was from my insurance agent, therefore, I contacted AAA again by letter to express my interest in a full explanation from AAA as to why a payout was made for bodily injury and property damage to a individual that had no injuries and a vehicle that had no damage at the time of the accident.

    Someone has exaggerated the extent of injuries and the damages to the vehicle, which leads me to believe that fraudulent activities may have occurred. I question if an outside adjuster rather than AAA evaluated the injuries and damage to the vehicle. I never was contacted or received more detailed documentation regarding the matter. I called again last week to express my concerns and complaint to AAA, only to find out the claim adjuster no longer work there. They apologize I was never contacted, and stated that my claim would be reassigned. I was supposed to receive a call from a new claim adjuster in 3 to 5 days and have not heard anything since. I just reported AAA to the National Coalition Against Insurance Fraud and Indiana Department of Insurance Consumer Services.

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    Customer ServiceClaims HandlingPriceStaff

    Reviewed July 1, 2015

    I am an AAA member for 20+ years. Auto Insurance and Roadside Assistance. Because of my loyalty status I qualify for Accident Forgiveness and No Cancellation Policy. They cannot cancel me due to the length of time I have had the Auto Insurance. The CATCH - They don't cancel you but they raise your rate so high you cancel due to ridiculous rates. I quoted with 3 other companies and all were $1,000+ less than AAA. The Agent babbles unexplainable reasons and tries to distract you while speaking with you. No accidents or claims on our part. They still raised our rates beyond reasonable. It sucks that we stayed with them so long for loyalty perks and this is how they treat us. The Agent said "We appreciate your loyalty, BUT we rate according to our guidelines and we don't price match". Shame on her for knowing very little about customer service.

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    Coverage

    Reviewed July 1, 2015

    I had AAA auto insurance for 15 years. I had a car in California and Louisiana. AAA insured both. When I try register in Louisiana, they said my insurance is not valid. They charged me penalty and made me pay for whole year. I told AAA. They said it's not their problems, "We can cancel your insurance", and canceled me right away. I think before selling the insurance they should check maybe is this a valid insurance they are selling!!! I am not happy the way they treated me. I'll remove my home insurance from them too. I'll make sure my friends and family don't have them either. It's sad. I paid 2 times insurance for the whole year and top it I pay the penalty.

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    Claims HandlingStaff

    Reviewed June 27, 2015

    My son was in a gas station, getting gas. He pulled alongside a gas pump. He then backed up approx. a foot to align his truck with the gas pump. Another driver was late for work, used the gas station parking lot as a short cut to another street. She cut the turn too short and hit my son as he was stopping along the gas pump. At first she did not want to exchange info because she was late for work but my son did the right thing and forced the exchange of info since she had damage to her vehicle. My son had no damage to his truck. It has a steel bumper. I filed a claim with AAA to protect myself.

    Since then, AAA found my son 1000% at fault! How is this possible? My son already occupied this space, backing up maybe a foot just to align his truck and he is 100% at fault. They said it was because of the amount of damage to the other vehicle and that he was backing unsafely. His truck coasted back approx. one foot. I fought with the claims agent supervisor, filed an appeal with the state and AAA is still holding to their decision. What happened with AAA? They would not even fight for their customer nor stand by their motto, "Where customers come first". I am checking into legal counsel. I will not recommend AAA to anyone. I have been a member with AAA for 25+ years. Not anymore...

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    Customer ServiceStaff

    Reviewed June 27, 2015

    I called to inquire about my service usage and was told I've used them all. After rep listened to my recorded calls I advised her that I remember the 3 uses but still have 1 left. A call was made to jump my car - after waiting 2 hrs I called to inquire and was told the wrecker was sent to my address but in another state. I cancelled the service call. In telling this situation to the rep she advised me that it was considered a service call. After informing her over and over that that call was cancelled. She said that she understands my hostility or however she phrased it but basically said there's nothing they can do to restore my service. I have been with AAA since 2006 and will cancel my membership and get roadside assistance through my auto policy.

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    Price

    Reviewed June 25, 2015

    AAA used to be a fine and dependable company, providing roadside assistance and towing services. Now, unfortunately, they are just another fly-by-night hawker of overpriced services and terrible quality auto parts. In 2010, I paid top dollar for a AAA battery and it died within a year. So I got a free replacement AAA battery and it died after 4 years. And I live in southern California, not any climate that would tax a car battery. I just returned home from a shop where I paid $126 (06/24/2015) and made certain that the new battery was NOT made by any firm that manufactures the junk that AAA sells. (Oh, and AAA even jerked me around regarding when I could expect a tow today.)

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    Customer Service

    Reviewed June 20, 2015

    It's definitely understandable why there are so many negative reviews here. Most of the time, you only want to leave a review if you've had a negative experience. I've been with AAA for over a decade, and I've had nothing but good experiences. I live in Northern California, and every time I've had to call AAA for roadside assistance, they've come in a timely manner.

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    Customer ServiceClaims Handling

    Reviewed June 19, 2015

    I have had this insurance for over ten years. I never had an issue until I had to file a claim after an accident. I was hit as a girl turned into my lane and hit me. AAA originally said that I was not at fault. I showed them dash camera footage and they still said I was free from liability. An hour later I received a call stating that they changed their mind and I was now at fault. Unbelievable. They said they further reviewed the video I sent them and changed their mind. They back peddled on their decision and would not stand up for me. Avoid this insurance carrier unless you want to be betrayed as a customer.

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    Customer ServiceStaff

    Reviewed June 16, 2015

    Customer service is absolutely terrible! I was confident that speaking to someone in the corporate office would fix my problem... I was wrong! Corporate executive was extremely unprofessional and did nothing to fix my problem. After our conversation I decided to cancel my policy... it was that bad! Customer service is definitely not at the top of their list.

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    Staff

    Reviewed June 16, 2015

    I signed up with AAA and was asked by the agent to sign up for auto-pay, so he could get a 100 bonus for that. I received all my paperwork . A few weeks later, I received a letter saying that my policy was cancelled. I called the agent that signed me up and he said that my paperwork was lost. I had to resign them. They went in my account according to a rep. days before the due date. They lost the paperwork but not the payment form. I also was told that I would receive notice before the due date and did not. Now I have to pay a 29 overdraft to my bank a return fee and a late fee because of their mistakes. I can't reach corporate complaint department and they will not give me a number.

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    Customer ServiceStaff

    Reviewed June 14, 2015

    Could not find my location on a major HWY with off ramp info per CA hwy patrol! Took two calls - first rep hung up when I asked for his supervisor. What??? This second bad experience with the call in center - not renewing in July after 20 years.

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    Customer ServiceStaff

    Reviewed June 10, 2015

    Called AAA at 9 pm with our car broke down on a major highway. They took our information and we were told someone would call us back soon. Never received a call so I called back 30 minutes later. I was told they couldn't find anyone available and it would be at least 2 hours for a tow truck to come. He also said if we didn't want to wait we could call a tow truck ourselves and they would reimburse us so we called a tow truck company ourselves. I called AAA back and told them we decided to call our own tow truck and asked how to get reimbursed, the lady who answered said there is no guarantee we will reimburse you, it is our call if we choose to reimburse you or not. She was quite rude.

    In the meantime our tow truck did pick us up at 10:30 pm. AAA finally called us at approx. 10:45 pm to see if we were ok and to tell us it would still be a few hours before someone could come help us. I explained a tow truck just picked us up and we would like to be reimbursed. She also told me it's their decision if they choose to reimburse us. She gave me the option to talk to a supervisor. After 20 minutes on hold a supervisor told me she would send me a claim form. This is not the customer service I expected from AAA. We will be looking for a new roadside assistance company.

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    Claims HandlingStaff

    Reviewed June 9, 2015

    We had four (4) cars, RV and home with AAA Insurance for three years, with no claims. In 2014 on July 23rd a freak violent storm went through our neighborhood while we were on vacation. Directly behind our home about 300 yds away is a weather reporting/recording station. It's located between us and our attorney's home. That station recorded winds over 80mph. It didn't last long and wasn't recorded as a tornado. It lifted the roof up on our home, then dropped it. It broke rafters, supports and trusses. Our roof almost collapsed. It tore up trees, branches all over the neighborhood including across the street on the Muskogee Country Club. It bent telephone poles down to where they "leaned" out over the road in front of our house.

    When we came home, pulling our RV (fifth wheel) our truck passed under the leaning telephone pole, the RV being 13' tall didn't, hitting the pole, causing $9,800 in damage. It was at night, we never saw the pole until impact. It took seven (7) months and our attorney to get AAA Insurance to pay the claims on the home. They did, only after our attorney threatened suit. We had to pay for the damages ourselves prior to their settlement of the claim.

    Afterwards they filed with LexisNexis, the insurance reporting company that ALL insurance companies use that it was an "At Fault" accident, causing our insurance offers from other companies to "rate" us with higher premiums. I disputed the LexisNexis report, and LexisNexis removed the At Fault rating from their records. My suggestion to other consumers is; don't use a company with the reputation of somebody like AAA Insurance. Even if they finally "pay up" they will attempt to hurt you in the future.

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    CoveragePriceStaff

    Reviewed June 8, 2015

    I've been an AAA member along with my family for 3 years. I decided to try their auto insurance for my daughter attending NCSU. The initial quote I got was very competitive pricing. But whenever I let my daughter handle the paperwork, signing, etc., the rates went up. Since she was finishing college in May, I asked her to make sure there would not be any cancellation fees and we got feedback that there would not be. She followed all the AAA agent's instructions and the NC state rules for ensuring that the car plates were turned in, and cancelled the insurance on that same day.

    Then a month later, we get a cancellation notice which was informed us that if we didn't pay the cancellation fee, AAA would turn the issue over to a collection agency. This was the first we had heard about the cancellation fee. I was very dissatisfied. The agent's name was **. ** said that the issue was out of his hands and was an AAA rule. Don't use their insurance!!!

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    Customer ServiceCoverageStaff

    Reviewed May 31, 2015

    During the month of May, 2015 when I went to renew my Auto Insurance, Homeowners Insurance, and Umbrella Policy that I have had for two years with the Auto Club, I received the worst service from their AAA Insurance Agents in the Torrance Branch Office that is possible. I have been with the Auto Club as a member for over 43 years and I have never received so poor service from any insurance agent with any other company. I left messages for my insurance agent which were never returned due to him being out of the office and no other insurance agent apparently returns phone calls for an absent employee. I also went in to the Torrance Office for information on renewing my policy and also had all my paper work with me and I was directed to a female insurance agent who apparently does not know her job.

    When I asked to speak to a manager; she kept me waiting for 10 minutes and finally I got up and walked out. The receptionists that work in that area are also unaccommodating and have an attitude toward members. I finally did speak to the manager of the Insurance area of the Torrance Office and explained what happened and told him due to those problems that I was canceling all three of my policies. I also know a lady friend of my family and they would not insure her because of her age. I would highly recommend that if you are a AAA member that you look elsewhere for your insurance needs.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed May 22, 2015

    My family has been with AAA for 60+ years and I have had my very own policy with AAA for about 4 years. I expect a few small issues from any insurance company, but the amount of small issues I have had with them (especially in the past 2 months) has just been way too many. Upon receiving a quote for removing a extra car I had on my policy I found that my rate would go down around $70, not a big difference but I didn't need the car. Three separate occasions I received this exact price, so I sold the car. In the process they somehow mixed up the middle names between me and a family member who has a completely different policy which caused my new insurance cards to have the wrong names. After spending a good hour on the phone with AAA because "names can't be altered without DMV records," I got it fixed.

    Fast forward 4 weeks and I got my renewal. I was bumped from 1.5-2.5k to 2.5-3.5k a year. My rates not only went up but they were the highest I have EVER paid. A full $20 a MONTH more than what I was paying, even more than when I had the same coverage on the same car (accord) and another (civic) set to 5k a year each when I started my first policy. Even more than when I just had the civic which is the same age set to 10k a year. I have no accidents and not one ticket and not one AAA member could give me a straight answer on to why it was so high. Everything from it was because I was given multicar on the quote all 3 times to the mileage being the cause. So I decided I won't be renewing.

    But wait, it doesn't end there. I call to let them know I won't be renewing and to ask how this will affect my parents separate policy and me being able to drive their cars. Because I live in the same household, I either need to be added to their policy (which raises their rates by $600 a year), or I need to be excluded from their policy. They told me my insurance would have to cover any accident in their car if I'm driving but here's the kicker, If they get into an accident in my car, AAA won't touch the claim and my insurance still has to cover everything. Once again I have no tickets and no accidents. What the point of having full coverage with AAA if my full coverage with company X has to cover everything.

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    CoveragePrice

    Reviewed May 20, 2015

    My daughter was hit by AAA insured who was charged with Dui. I had a horrible time getting them to contact me to start with. The car was totaled however they did not cover my daughter's hospital visit. I myself had to pay this. We did not take a rental. I was trying to keep their cost down and they left me stuck with that bill. Way to go. So if you are in an accident and the other person is insured by them, by all means get a lawyer. I know I should have.

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    Customer ServicePriceStaff

    Reviewed May 18, 2015

    I was recommended to AAA by the dealer who sold me my car In Virginia. My boyfriend was hit by an Allstate insured car an intersection. We called for the police and at the accident scene who came in time while the other driver was still at the scene. The police declared the other driver to be at fault and accepted. I filed for a police report and called AAA. They kept bugging they want the report to be faxed to them. I did all they require.

    5 months later they hadn't gotten back to me, I had to call and inquire coz I needed my car fixed. The agent who was handling my case had the audacity to tell me that Allstate refused to pay. I'm like "I pay, you are the insurance company, that's why you get my money!" I can't wait for this term to be done so I will be done with them. Coz I hear if you cancel they still make your life miserable. Not just that, I get a mail from MVA to verify my insurance. I call them to let them know and they confirm they will fax the required paperwork. 2 weeks later I get a mail, my tags have been canceled! I had to miss school coz that day MVA was closed and I couldn't drive with those tags. Last but not least, they are very expensive! Stay away from them. It's a lot of stuff, I don't have time to write.

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    Customer ServiceStaff

    Reviewed May 17, 2015

    I left Allstate and signed up with AAA home and auto. I was pleased with their rates. One day at work my neighbor called me telling me there were people on my roof, in my yard, and taking pictures. I thought and thought about who it could be. It was AAA. Then I received a letter saying that I needed to paint my house in 90 days or I would be dropped. Never once was this mentioned to me. I have a new roof, storm windows, patio door, garage door, and have been installing new siding! I can't be sure I will get all the rest finished in 90 days! I think this sort of thing should be made crystal clear before a person leaves their no strings attached insurance for AAA!

    They were rude to me, also saying Allstate should have paid for all of these things. When I asked corporate why didn't my agent tell me about this before I signed up the snide reply was, "I don't know I will give her your number so you can ask her!" I also think I should have been advised that workers were coming onto my property rather than having my neighbors calling me. We were all alarmed! Also I did not receive a letter outlining requirements until after I received notice of cancellation. Technically I did not have "90" days to rectify the situation since they had to read the letter to me late Friday afternoon, 5/15/15.

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    Customer ServiceCoverageStaff

    Reviewed May 14, 2015

    I was driving along, minding my own business when I was broadsided by a car coming out of a parking lot. I filed the claim with AAA Insurance a couple of hours later. The problem is their process... I get a call from a person I could barely understand asking a bunch of questions. She took the accident report and the car was towed. I didn't live where the accident occurred, and was some 300 miles away when she called and said I had to go release the car from the impound lot...

    3 days go by. I get it done... after driving 600 miles. The car gets released and the Body shop give me an estimate of 11K. The AAA guy runs over and says they have to use used parts... it goes down to 8.8K... not enough to total the vehicle. I said, "Have you looked at it, I think there is a bunch more mechanical damage." He said, "Don't worry about it, it still won't be a total." I get a call today, some 20 days later saying that there is now 17,000.00 worth of damage, but they will not total it.

    This is the worst service I have ever received. Impersonal, distant, assumptive, not helpful and downright thoughtless. I cannot tell you which insurance to buy, but when you are in an accident that is not your fault, it is impossible for me to believe that there is any valid reason that you should be treated like dirt. I don't know where to go, but AAA insurance is not the place to go.

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    Price

    Reviewed May 11, 2015

    AAA hounded me for a year about insurance. Yes their quotes were far better than State Farm by 50.00 a month. When I finally decided to save money, I also received a quote for a 1990 Lexus I was thinking about buying. The quote went from $98. a month to $140.00 and some change to $165. a month. I would never have bought the car with such an increase.

    Finally I have lowered my limits from 100 300 100 to 50 100 50 to afford the car until I "now" sell the car, which is not in my plans. The AAA person who quoted the numbers kept saying that rates change, yes, but in 16 days? I don't think so... At that time I queried "would this be the rate.... or does Travelers change the numbers when they receive the paperwork like so many insurance companies do." I am ticked that one more time, a person plan flat does not tell the truth. Do not trust what AAA says unless you receive the numbers.

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    Reviewed May 7, 2015

    One night I was driving in Colorado when I hit a deer. It caused a lot of damage to my car, but I was told that it was an act of God and that it would be considered a no fault accident. After the repairs were made to my car, AAA doubled my rates.

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    Verified purchase
    Customer ServiceCoverage

    Reviewed May 4, 2015

    I have a very bad experience with **. Even though I have no issues with AAA but **, made my life miserable. I had taken an Auto insurance which is supposed to start within one week after signing the policy. Once I signed the policy, I asked ** (within a day) to increase the coverage the of my policy, also sent the documents to get the original owner discount. He told it has be updated in the system. Once I logged in it was never changed. I have been calling/mailing ** almost daily. He never attends my call nor reply to my mails on time. If I call from a different number which I have not put in the file, he immediately picks it up and says that he has no clue what is happening in the system and will get back ASAP but never calls back. It's almost been 3 weeks. I am trying to sort this out and not sure when its going to get resolved. My advice is if you call AAA and if you get **, just hang up.

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    Customer ServiceClaims HandlingCoverage

    Reviewed May 3, 2015

    I "had" been a customer of AAA for 30 years. First week in April we purchased a new car and had it added to our insurance. I told them I wanted full coverage and who to put as the lien holder. They asked me nothing else and put the policy the way they wanted. As I have never had any problems with AAA I didn't question it. On vehicles I owed on I have always carried broad collision. When they sent proof of insurance I noticed that they had put $100 deductible on comprehensive but thought "no big deal". I usually carry $50... that is all I thought to look at.

    Well, someone opened their car door on mine in a parking lot and that is when I found out that I had "BASIC" collision and I would have to pay my $550 deductible. Even though I had been a customer for 30 years it mattered not to them. $565.00 was more important than a customer of 30 years... 30 years with NO accidents and very few claims. The woman in the claims department determined that I had had basic collision before on a vehicle and that it was my responsibility to have looked at the piece of paper they sent me. No trying to please the customer of 30 years just arguing with me and determined to prove me wrong.

    What happened to the company that I defended to so many years and I thought was wonderful enough to keep for 30 years? If they keep it up they won't have to worry about customer service because no one will insure with them.

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    Verified purchase

    Reviewed April 28, 2015

    I am a US Veteran and was able to find cheaper auto insurance. I contacted AAA to cancel my auto insurance policy with them. I had already paid for the month, and expected that I would either get a refund for the time not used that month, or at least not owe any money. Instead, AAA sent me a bill stating that my policy had "lapsed" on the day I cancelled and I therefore I owed them about $84. First of all, my policy had not lapsed: I cancelled. Second, I did not know that auto insurance charged a cancellation fee. I have been told that this should be reported to some state or government insurance agency, but what gets me is that they would even think to try this. If there were a zero star rating, I would give this to them!!

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    Coverage

    Reviewed April 16, 2015

    First, I've client of the AAA Auto insurance for about 10 years, and I always being please with the quality of services from this company. However, since the Supervisor **, in 1700 Auto Center Drive, Antioch, Ca. 94509, things started changing. Like for couple of times didn't take the insurance payment from direct payment so me and my friend were driving without insurance covering. Also, they wrote the wrong name in my car insurance policy as **, instead of **, as it is in my driving license. Actually, they're sending my mail to the wrong address, which is **, instead of sending my mail to my current address, which is **. I already spoke with the supervisor **, and they still sending my mail to the wrong address I mentioned above.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 13, 2015

    If this is any help to anyone reading these observations, AAA insurance is pretty sad. Never had any claims, started on a good note, but as time goes on customer support and cooperation are nil. The agent is nowhere to be found after signing the contract. Never returns calls, voicemails, emails, etc. unless you are thinking of referring some business then you might hear from him. Call center is just as bad... high volume and can't take calls. Emails, forget it! They responded at first, now they say they are not allowed to reply to emails. Not even set up to register your account online to view payments, etc., etc. ** at the call center takes the the cake. Sounds like a broken record why they can't do this, that, or the other. Someone said they are only good for road service. I think they may be right.

    Two years with them, time to start shopping again for better service. New customers, PAY ATTENTION TO CUSTOMER COMPLAINTS! Someone should be monitoring the performance of these insurance companies!

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    Reviewed April 1, 2015

    I have been insured by AAA for 35 years. I have a clean driving record. Last week I telephoned AAA and asked that they move my payment date because they adjusted it once before and my disability checks are coming in at the wrong time. The person that I spoke with told me that I was on the final payment. She took it over the phone by credit card. Today I received a letter telling me that since I did not pay a sufficient amount my insurance was canceled! WHAT???

    Remember that I said that I have a perfect driving record and I implied that I had zero issues? Not quite. 6 months ago while at a mountain lookout I started backing up, my truck slammed into drive and I was on for the scariest 2-block uncontrolled drive of my life. The accelerator was stuck. AAA even acknowledged that it was a mechanical malfunction. 2 weeks later I got a letter of determination stating that AAA found that I was at fault for driving at a speed unsafe for conditions. WHAT??? AAA, you're a joke.

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    CoveragePriceStaff

    Reviewed March 25, 2015

    I switched to AAA from State Farm at the suggestions of my friends after hearing how satisfied they were with their insurance. After being a customer for years and paying high premium insurance rates for both my BMWs, I had driven my friend's car, which I didn't know was not registered or insured. When someone had backed up into me at a red light and I injured my neck and back I saw a chiropractor for a few weeks because of the strain it caused. AAA refused to help me back me up in the incident (even though it wasn't my fault) and even though I own 2 cars under my name with AAA insurance. So obviously my friend's vehicle wasn't mine, and I never drove it.

    When I had State Farm insurance it didn't matter if I was/wasn't driving, was/wasn't in my own car, they covered me and had my back for any kind of event or incident whether I was a driver, passenger, walking by and someone hit me. I have since changed insurance companies, (it's cheaper and better) but still unhappy with how unhelpful AAA was after being a loyal customer for many years, and now I am stuck with a 1,000$ medical bill. Just beware.

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    Customer ServiceStaff

    Reviewed March 22, 2015

    I'm an 80+ Senior and was traveling to see family. When I found myself stuck on the side of Highway 44 due to mechanical brake down. I called AAA Roadside that I have with my auto insurance. I was worried as it was 7 pm on a Friday night. But the young woman I spoke with (I believe her name was **) said she would get someone to my location and said she would stay on the phone with me till someone arrived. I know they don't normally do that but it sure was nice. She also called my daughter for me to let her know what was going on, I can't say enough about the quality of service I received. Thank you AAA. Nice to know I got more than I pay for.

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed March 17, 2015

    My 18 yr old daughter (on 12/26/14) was hit by a AAA client. My daughter has USAA. The AAA client on scene completely admitted fault, said her baby was crying and she was distracted. The CHP came and took the report and while the AAA client who caused the accident was able to drive away, my daughters (18 & 16) were left on the side of the road with a car that was inoperable until I could get there (which is an hour away) and the car was towed home. When we got home my daughter immediately called our insurance company and filed a claim. From there it was a nightmare!! AAA refused to do ANYTHING until they got a police report, weeks later after they got it they still refused to do ANYTHING until they "talked with their client to get her side of the story" EVEN THOUGH IT WAS DETERMINED BY the Highway Patrol it was her fault!!

    My daughter lost a job, had to drop college classes because she was unable to get rides to some classes, had no transportation for WEEKS! They didn't even have an adjuster come look at the car! So it sat wrecked in our garage. We left message after message - nothing for weeks or excuses that their client wasn't returning their calls! Eventually, after my daughter turned to social media they gave her a rental car (2/11/15) and picked up her car. She had the car for almost a month, (to 3/9/15) long enough to start looking for a job and get one, and then 2 days later they decide it's cheaper for them to total the car than fix it, so once again, my daughter is without a car before we even got a cent to buy a car, and now she has no car to even look for one!!

    We spent almost $900 on tires, new battery and tune up less than 30 days before the accident. Their value $250. All the lost wages, not their problem. Her having to spend another semester in college to make up the classes she had to drop and couldn't take because of this accident, they could care less! She had a perfectly good car, new tires, new tune up, new battery, very good paint, less than 100k, great interior, garage kept car, with one previous owner and today (3/17/15) they tell me their value they're offering to pay is $3290. How can I replace her car for that?!!

    All they care about is SCREWING YOU out of EVERY DIME THEY CAN! Disgusting! I now have a child extremely depressed, crying, vomiting, completely stressed out, again with a job and no way to get to work or school! Worst part is, I actually have homeowners insurance and 2 vehicle policies with them that I now have to cancel (which I will do ASAP!!) because their treatment of my daughter on this claim sickens me! WORST CUSTOMER SERVICE EVER!!!

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    Customer ServiceClaims HandlingStaff

    Reviewed March 12, 2015

    When you cut off my insurance 6 months ago after my payment had been made, and then handled my call with unprofessionalism, stating my payment was just lingering because you didn't know what it was for, and had the nerves to discipline me because the payment did come late. The point is my payment was made a month before you cut off my insurance. After speaking with **, instead of saying thank you for your payment like most businesses do, he had the nerves to actually raised his voice when speaking to me on the phone, I had made up in my mind you had lost me as a customer! I sought car insurance that very day, but because of you cutting me off for a misunderstanding, it made it difficult for me to go to someone else right away, I knew then I had to get my good standing back in order then I would be able to be accepted by another agency. For months you overcharged me!

    My ex husband also found that he could get a better deal elsewhere and then when he decided to leave AAA just last month, then you decided to do some configuring for him to keep him, otherwise you would have just continue to milk him also. I was referred to you by my ex husband in 2009. I have a good driving history and I been with you for years and never missed one payment. You have always been able to get your payment directly from my bank account with no hassles. I have not gotten one ticket, not one DUI, not even one accident and not even one auto claim. I was a good paying customer. P/S your staff is not very pleasant when handling calls, we are made to feel as if we are bothering them.

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    Customer ServiceClaims HandlingCoverage

    Reviewed March 11, 2015

    170 Miles from home our boat trailer bearing literally came apart. Luckily I caught it before the wheel came off. Hey we got AAA, gave them a call and location, they would send someone out to load the trailer up, and get it home for us. An hour later AAA called us back saying our boat trailer was not covered. They would tow the truck with the trailer still attached to the truck but not load the trailer onto another trailer or flat bed truck. Only two states are not covered in this situation. Oklahoma is one. This is not in print anywhere. You have to call and ask if this situation is covered. I feel like they should refund my money for my dues since they did not cover my claim and like I said it is not in writing. With some research I found the Good Sam RV Roadside Assistance would have covered this problem. Guess who I have now along with 4 other families I know. AAA you suck. If you have AAA, good luck...

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    Staff

    Reviewed March 11, 2015

    I was an AAA gold plus member for about two years until they cheat me for two months of services and $6. That is a lesson I have learned and I will tell my family members my experience with this AAA company. Watch out! They will try to cheat you whenever they can. That's their business operating model.

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    Coverage

    Reviewed March 3, 2015

    I have been with AAA for 3 years with a clean driving record since '77. On my way to work last December (2014) a guy had a case of road rage and slammed his brake on in front of me. I hit his bumper and did no damage to his truck but did about $1,800 to my car. We both received tickets but the court reduced mine to taking a driving course because even the Cop could see what happened due to the skid marks.

    I just received my renewal on my car insurance from AAA today and it went up $2,000 a year! That is twice what I was paying for two cars before the accident. I could have paid to repair my car out of my pocket and saved money. I could see a $200 or $300 extra per year for a couple of years but to double it? Why do I even carry insurance? This is criminal.

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    Claims Handling

    Reviewed Feb. 26, 2015

    The end of December, our car was hit while parked in front of our home. We didn't know who hit our car because we were asleep. I didn't find out until Saturday morning when I was going to drop my daughter off at practice. The damage was significant and I couldn't drive it. The damage was in the front left side. The bumper was hanging off and all the lights on the left side were busted. I called to file a claim. It went wonderful. I was due at work in a few hours. The claim was completed and I was in a rental by noon, and was only 30 minutes late for work.

    Then the problems start. I picked our car up about 1 1/2 from the Broadway Auto Body. I drove it to the store and seen smoke coming from the area where the car was hit. I called the claim person, she advised me to take it back and let the body shop look at the car. I'm not even kidding when I say this, but I drove the car to the body shop, the guy there popped the hood and took all of 3 minutes to tell me, he couldn't see anything, and that it may be just the chemicals that were used to fix the car.

    I informed my husband that I smelled something burning. This went on for a while. As like everyone else, the holidays had us completely busy so my husband and I didn't give it much thought until the car started running hot and an oil leak. We contacted triple A, they were reluctant but allowed us to take it back to the body shop. They swore up and down that the problems with the vehicle was not from the impact that the car received. We were not happy with that decision, but said okay whatever.

    I go to pick the car up and OMG, the car sounded horrible! I live less than a mile from the body shop and I was horrified the entire time. My husband instructed our son to put oil in the car and after putting 2 quarts in the car, the oil still didn't register on the dip stick. It appears as though they drained all the fluids out the car and let it run the entire time. Well our car is a wrap. When my husband got home from work that evening the car won't start AT ALL.

    My husband is livid, and asked what can we do because we were screwed royally. The vehicle is the only car that we have. I use it to go to work and take our daughter to school. So now we're stuck with paying for a rental, until we decide what to do about transportation. And can I add, we've been with triple A for over 15 years. With maybe 2 claims, that were not our fault. At the moment we're still in contact with the company, so we'll see what happens next.

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    Customer Service

    Reviewed Feb. 24, 2015

    My wife was waiting to pick someone up at Philadelphia airport when her battery went dead. She called AAA, but after more than an hour, no one had shown up. I finally had to grab jumper cables and drive an hour to get her started. Later they attributed it to "unusually cold weather." Um, isn't that what you have in WINTER???

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    Verified purchase

    Reviewed Feb. 21, 2015

    At 6:30pm on 1-27-3015 my car overheated. I immediately called triple AAA. It was just getting dark. I was alone in my car for an hour and a half waiting. I'm a woman, a 56 year old woman, and I think that was not right to let me sitting stranded on the side of the road for an hour and a half.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Feb. 20, 2015

    I am a proud member of AAA. I enrolled with their auto insurance when they came to an event at my work. I was with All-State for a LONG TIME and their rates were actually pretty good. I stayed with them for almost 3 years. No accidents and no tickets and no claims. This renewal they RAISED, meaning A LOT, my rates. The letter claimed that my credit score was the reason. The irony is the score is within 50 points of when I started the policy. I called customer service and they wouldn't do anything to keep me. Almost happy to see me leave it felt. Called Geico and was quoted 35% less than AAA for the same coverage! Do yourself a favor - SHOP AROUND and avoid AAA insurance, unless you like paying more and getting less in return.

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    Coverage

    Reviewed Feb. 18, 2015

    I was driving on the Interstate 880 heading to a meeting. The car in front of me stopped really fast and I slammed on my brakes and I stopped. The car behind me rear ended me and hit me and push me into the other cars around. He caused a small scratch on my front end. However the whole rear end was totally destroyed. It's not my fault. I have not had an accident in over 30 years old coverage. AAA has still yet to fix my car in 4 months.

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    Customer Service

    Reviewed Feb. 14, 2015

    Today some jack *ss in an 18-wheeler hit me. Totally not their fault. I called them and they got me a tow truck. It showed up an hour and a half after I called, also not their fault I guess. BUT I also had them set up a rental car at enterprise instead of having someone drive an hour and a half to get me. They set up the rental car and told me to call and confirm. I called several times with no answers. Turns out, THAT LOCATION IS CLOSED ON SATURDAY. I don't even understand how that happens. So I take matters into my own hands and call a couple of enterprises. I'm on hold for forty minutes before I use a different phone to call them while I'm still on hold. They answer only to tell me that they have no cars.

    BACK TO AAA - I call the people for the car back and the guy tells me that the only place with cars is the airport but they don't pick up, so I call someone and get them to bring me to the airport, only for them to tell me I can't get a car unless I have a credit card. The wreck happened at 9:30 this morning and now at 4:30, I am finally on my way home. And I blame AAA. All I have to say is my dad has been paying for this ** for forty-three years. You people need to get your ** together.

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    Reviewed Feb. 13, 2015

    We were stranded at the Deptford mall because I locked my keys in the car by mistake. It took your service almost 3.5 hours to get down there to just unlock my car. I was late for an event because of it. Terrible experience. I'm not renewing my insurance. You always take too long getting there.

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    Staff

    Reviewed Jan. 30, 2015

    An agent at the Allen Park, Michigan office, Marie, returned my inquiry call on January 30th approximately 3:15pm. She sounded very annoyed with me after telling her I have 21 adults and 21 children in my travel plans to Disney and we would like to stay at 4 pool villa homes. She replied she'd never heard of this and asked if I was a member. I'm not but of the 21 adults I'm sure (1) of us was a member. She then directed me to call the call center and speak to someone else. I'm not sure about letting this office handle our trip now.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 28, 2015

    I called and spoke with someone about why my insurance was around $400 more than the last time. So he had me on the phone for a while and told me he was not sure. He said, “can I get back with you in a week.” I am like a week so I said, “I guess so.” The next day I call and get a different person - had to explain everything to her, so she looks at the policy and she figures out “oh, they do not have your son on this policy 100 miles away to college.” I said, “I told the other guy to check on that and he said, "Yes they do have him away to college.” So she says “I just need proof he is away to college." I told her “I did not need to do that the first time.” She says, “Well you need to this time” (I thought she was rude and in a hurry to get me off the phone). I says “fine,” called my son up and told him to send something to AAA.

    So he did so I thought I would wait until today to see if she got it, so I called up again, got someone different, HAD TO EXPLAIN EVERYTHING TO HIM ALSO. He says “hold on”, he comes back on the phone and says “I need something with the address on it.” I was so angry I hung up. They are terrible at customer service, I am tired of the automated stuff I could scream, press one for this, press 4 for that. I was with state farm for over 20 years, never had to deal with that. State farm, here I COME.

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    Customer ServiceCoveragePriceStaff

    Reviewed Jan. 24, 2015

    I was changing insurance due to having a teenage driver. Got a great quote to bundle home and car. Was given a go ahead to cancel the old insurance then received cancellation notice due to a tree. Fixed tree. No one will respond after multiple calls and emails. I am now in insurance limbo, even the agent can't tell me if I am insured. They promised a lot and did not deliver. Would not recommend!

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    Customer ServiceClaims HandlingCoveragePriceStaff

    Reviewed Jan. 23, 2015

    After reading some of the other reviews on AAA, I see that we're not the only ones who have been put through hell by these idiots! Here is our story: Almost 2 weeks ago, my parents were hit by a driver in a Chevy pickup truck who turned a sharp corner going way too fast and ended up on the wrong side of the road, causing them to slam into the front of my parents' vehicle while they were at a stop sign at a complete stop. They caused significant damage to my parents' SUV and even put a hole in the radiator.

    My dad called the police and the officer could immediately tell that it was the other driver's fault and obtained their insurance information who turned out to be AAA. My parents' SUV was severely damaged and needed to be towed to a local body shop as it was not even drivable due to the extent of the damage these people caused. This left my parents without a vehicle.

    The next day, my dad called AAA to file a claim on the other driver's policy since it was 100% their fault. My dad spoke to a Linda **, who took all of the information and informed my dad that she would need him to send her a copy of the police report, which my dad promptly faxed that same day. He then called Ms. ** back later in the day to make sure she had received it, which she said she had. My dad then asked Ms. ** if AAA would pay for my parents to get a rental car because they couldn't be without a vehicle this whole time. Ms. ** said that they would pay for it and told my dad which car rental company to go to, which he did as soon as he got off the phone with her and got a rental car, which my parents have now had for well over a week, under the impression at AAA was paying for it like Ms. ** said they would.

    Earlier this week, the body shop called and informed my parents that they had completed the estimate to repair their SUV and it will cost nearly $7000. That right there proves how recklessly the other person was driving, especially since my parents were at a complete stop when they were hit. Yesterday, my dad called AAA because they hadn't heard from them at all since last week. He spoke with Linda ** again and she claimed that she never got the police report!!! That was a total lie because she confirmed last week that she DID receive it and that's when she sent my parents to pick up a rental car. My dad faxed it yet again. He was not happy.

    Today, he called Ms. ** back to make sure she had gotten the fax (yet again). This time, Ms. ** suddenly started acting very cold towards my dad and acted as though she had never even talked to him before. My dad asked her if she had gotten the police report that he re-faxed yesterday and she confirmed that she had (just like she had last week). My dad then asked her if she had read it yet. She said she hadn't. My dad then said "Well, I suggest you do immediately. I already faxed this to you over a week ago and we need our vehicle repaired, ASAP." Ms. ** then said "Well, it's a little smudged, so I don't know if I'll be able to read this." That was total crap.

    I saw the police report myself and it was perfectly legible. Then, Ms. ** told my dad the biggest lie ever. She said that she had never told him that AAA would pay for their rental car. BS!! I was right there when she told him last week that they WOULD pay for it and told them which rental company to go to! She then told my dad that they can't authorize the body shop to do the repairs yet because they still haven't spoken with the other driver (their policy holder) to get their story of what had happened. How is that our problem and why should what they say even matter when they already have a formal police report that says the other driver was completely fault?!

    Why should my parents' SUV have to sit at a body shop completely untouched for 2 whole weeks just because they haven't spoken with the other driver yet?!? Obviously, these other people aren't exactly law abiding citizens if they never even reported this accident to their insurance company, which you are supposed to do, especially when you're at fault! This was when I stepped in to try and help my parents, who were growing increasingly frustrated and disgusted with AAA. I looked up the phone number for the AAA executive office online.

    I called them and explained the entire situation to the guy who answered the phone. He told me that he was going to have someone named Justin call me right back and he took my name and number. About 15-20 minutes later, I got a call back and it was a woman on the line, not this Justin who was supposed to call me back. Oh my god, was this woman rude!!! She had a VERY condescending tone and constantly interrupted me when I was trying to speak and explain the situation. She then said that I needed to call the AAA office in our state and said that she couldn't help me because she was in Florida. Why did they have someone call me who couldn't even help me?!? I was PISSED.

    I then called the AAA office in our state and immediately demanded to speak with a supervisor. The woman on the line tried to tell me that none were available. I said "Don't give me that crap. Get me a supervisor now. I will wait on hold for as long as I have to." She then had a supervisor on the line within 20 seconds and she was just as bad, if not worse than the other woman I had just spoken with. She came on the phone and immediately started giving me an attitude and talking down to me.

    She then had the gonads to tell me that my parents should just go ahead and use their own insurance policy to get their vehicle fixed. What?! No. Absolutely NOT. This accident was THEIR policy holder's fault, NOT my parents' fault. Why in the world should my parents have to have this accident go on their insurance policy, have to pay their deductible, and then most likely have their insurance rates go up just because AAA wants to be lazy, give my parents a total runaround, lie to them, and just overall play games to try to avoid paying this claim?

    I had totally lost my cool at this point. I told her that my parents would absolutely NOT be using their insurance policy to get their car fixed because the accident was NOT their fault and AAA is fully liable to pay this claim as they already have the very detailed police report proving that the fault belongs to their policy holder. She then gave me the runaround about how they still hadn't heard from the other driver and that they needed to speak with them before they could do anything. I was so mad at this point that I needed to get off the phone before I REALLY exploded, which I knew would happen if I kept fighting with this moron on the phone.

    I ended the call by telling her that if this was not taken care of within the next 24 hours, my parents would get their attorney involved and would be reporting AAA to both the insurance commission and the BBB. She then said to me, "Well, that's your choice. " I said, "Yes, it is our choice and is what will happen if you people don't get your ** together" and hung up. I have dealt with several insurance companies in my life and NEVER have I EVER dealt with one as rude, incompetent, dishonest, and totally uncaring as AAA.

    I was able to find AAA's CEO's email address by doing a Google search, so I sent him quite a long email this evening, so we'll see what comes of that, if anything. If not, my parents will be taking AAA to court and reporting them to the state insurance commission. These people shouldn't even be allowed to be licensed to provide insurance with the way they act and treat people. I'd HIGHLY recommend avoiding doing business with AAA at all costs!

    My parents are even going to cancel their AAA auto club membership that they've had for about 25 years because of this experience. They want NOTHING to do with AAA at all now and I don't blame them one bit! My husband and I as well as my parents use Geico and they are a million times better! Actually, I think ANY insurance company would be much better than AAA!

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    Verified purchase
    Staff

    Reviewed Jan. 22, 2015

    My car would not start after my doctor's appt. When roadside assistance came this guy was amazing. He spent his time trying to fix the problem. He went above and beyond climbing on the cold pavement in January trying to get my fuel pump started. He was so happy friendly and definitely positive. Put a smile on my face when I wanted to cry! I wish all service people could be like this including myself. When I thanked him for being so helpful he said, "Hey I do for others how I would want to be treated."

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    Claims HandlingCoverage

    Reviewed Jan. 22, 2015

    I was rear-ended in 2010. I immediately sought medical attention for my neck injury. AAA paid the PIP claim for my initial medical treatment and the other driver's insurance paid to have my car repaired. My injuries resulted in a 2011 spine surgery, which was paid for by my health insurance. After determining that the other driver had the State minimum coverage $25,000, which would not pay me for my damages over $200,000 (this money is required to re-pay my health insurance), I opened a claim for UIM coverage with AAA Texas.

    AAA Texas failed to pay my claim and 10 months later I was told my claim was closed. When I informed AAA that I had an attorney, they offered the policy limits, but refuse to pay the attorney's fees, which are 33% to settle the claim. The attorney just wants me to settle so that he can be paid from the policy limits. You may save a little by selecting AAA, but if you are depending on AAA to pay an UIM claim you should be financially secure enough to survive disability and unemployment. I would highly recommend selecting an insurance company that has excellent customer reviews for payment of claims without having to hire an attorney.

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    Customer ServiceClaims Handling

    Reviewed Jan. 13, 2015

    I am writing this review due to a current dispute I have open with AAA. As a Premium Plus Member, I am very disappointed in their services, or lack thereof, regarding investigating open disputes and claims. I was charged through AAA twice for a service call. As a result, it put me over my yearly usage. I called and filed a dispute with their claims department last week notifying them that I did not use the service and it was a mistake on their end. They told me they filed the claim, but I had to find out through the DMV that meanwhile, they had actually canceled my membership and insurance and did not notify me at all.

    Once I called today, they told me I had to pay their fee for their own mistake while they researched the claim and they would reinstate me. As a customer, I should not be responsible for paying a fee while you and your affiliate research your own mistake. That’s why I pay for a premium membership, to have great customer service. I have researched this issue and realized it happens quite often so watch your membership carefully. The last thing you need is an accident or emergency only to find out your membership was cancelled.

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    Claims Handling

    Reviewed Jan. 12, 2015

    I am frustrated that AAA is making me feel like I am bothering them with my claim. I am hoping they will see me as the person I am and give me the service I deserve.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Jan. 7, 2015

    I have been an AAA Insurance member for 2 years. I am 40 years old and a commercial truck driver. I have been in only 2 accidents in my life. Several years ago I was rear ended while sitting at a traffic light. The other person was at fault. Fast forward to Sept 28, 2014. I was exiting a mall parking lot in line with other cars. As we approached the traffic light at the exit it splits into 2 clearly marked (signs and painted on the ground) lanes. The left hand lane is a left turn only lane, the right hand lane is for right turns or straight through the intersection. The car in front of me moved into the left hand lane and I followed traffic in front of her staying to the right because I was going straight across. As I was approaching the green light the car that was in front of me and moved into the left lane slowed. As I passed her in the right hand lane she turned from the left hand lane into the right lane. She struck my driver's side read door with her front quarter panel. I immediately pulled to the right and stopped.

    I checked for injuries and called the police. Being that it was an accident on private property (mall parking lot) when the officer arrived he would only give us a cover letter and could not legally assign blame. I contacted my insurance company who immediately told me that because it happened in a parking lot that I would not be given back my deductible. Which I thought was strange. I was assigned an agent Jennifer ** who called me once, left me a message and then was non-existent after leaving numerous messages on her phone several times a day. I decided based on what the original person I spoke to making my initial inquiry, I took my car to a repair shop. After several attempts to get Jennifer ** on the phone the secretary at the repair shop finally spoke to her and Ms. ** stated that I refused to contact her and give her a statement and for them not to do the repairs until then.

    Luckily I was standing there and when the secretary told me what Ms.** had said I handed her my call log that I had documented every time I called and left messages, Ms. ** then stated that we had been playing phone tag and she had tried numerous times to contact me... to which I showed the secretary my cell phone’s log and that she had only called me once on Monday and it was Friday. I had my repairs done with no issues and I actually have rave reviews about the repair shop! This accident happened in September. I received a letter yesterday saying after investigating the accident... which I had emailed AAA all the photos and documents and they did no investigation at all other than looking at the photos of the scene and damage, they will not pursue reimbursing me my deductible. When I called them today Jan 6, 2015 and inquired why not I was told because the other party's insurance won't take blame because the police didn't assign fault.

    From the physical damage alone how could you not find fault? After pressing the issue asking why they won't pursue getting me my money back the AAA representative just kept saying the case is closed and we won't be pursuing it any further, but I could take the lady to small claims and try to get my money from her. I told her that I pay AAA insurance to work for me and take it to arbitration which I was told "Sorry the case is closed". I then told her that I guess I will have to switch insurance companies and she stated, "OK, is there anything else I can help you with?" What kind of customer service is that?! I am switching insurance companies tomorrow and I am looking into filing a complaint with NAIC. Please, please people stay away from this insurance company. With so many to chose from DO NOT pay for a company to treat you like you don't matter.

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    Claims HandlingCoveragePriceStaff

    Reviewed Dec. 31, 2014

    AAA is a corrupt company who collects payments and then drops their clients if they make too many claims. The company dropped my mother after a drunk driver totaled her vehicle. They gave her very little time to choose a new vehicle, and she ended up getting one with faulty suspension, which caused her to injure her leg severely. Her injury required two surgeries, involving 27 staples, and resulted in a pulmonary embolism. This cost the insurance company more money; however, because AAA refused to allow her to repair her car (which cost $3,000 less than the total value of the car) and because they refused to grant her a reasonable amount of time to find a new car, they ended up having to pay for the injuries caused by the faulty suspension in a car she bought solely because she was running out of time. Now, they are dropping her insurance. AAA is an unethical company. I am warning everyone I know not to get their insurance or their roadside assistance through this corrupt, immoral company.

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    Reviewed Dec. 30, 2014

    Last year I purchased a battery from AAA in my driveway when my son's car wouldn't start. My son's car would not start again and when AAA was called we found out we still had over 5 months warranty on the battery, when AAA was called the guy who showed up took forever to keep testing and he stated there is nothing wrong with the battery "it is taking a charge." My son asked how the status of the alternator test and the alternator was fine, so the AAA representative goes on and on how it must be electrical and he actually said he makes more money if he replaces the battery! I don't feel that should be said at all, whether it is true or not. So the car was jumped by AAA, my son left the car running for 30 min as instructed. The car was shut off at 8:30 pm and he tried to start at 10:30 am the next day and it was dead.

    I called a local mechanic we have used in the past and he informed me of numerous complaints he has received from customers who purchased batteries from AAA and say they are fine and they have them replaced elsewhere and there are no problems. So we jumped the battery ourselves, drove straight to Walmart and the Walmart representative couldn't believe how low our battery reading was. I asked him to give me a copy so I can show to AAA, when I complain about their service I received. My son drove his car back to college from Tampa to Orlando the next day and has had no problems since and it has been over a week now. It's a miracle!

    I read other nightmare reviews online of AAA not replacing a battery under warranty, just like my situation, they argued with AAA, got nowhere, purchased a battery elsewhere and had no problems. I will be back to compliment AAA if they do right by us, we paid $95.00 for a new battery but I think you will only find more complaints, not my compliment.

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    Customer ServiceStaff

    Reviewed Dec. 19, 2014

    This whole ordeal started this past September. Our car's brakes, without warning, simply stopped working. We managed to get the car to where we needed to go (we had a flight to catch) - thanks to my S/O's driving skills, but once we returned from our trip we obviously needed AAA. THE FOLLOWING IS NOT AAA'S FAULT. They couldn't locate our account at first. Turns out, the family member holding the account cancelled it without bothering to tell us. So, we had to set up a new account in our own name. No big deal.

    But then came the whole getting the car towed thing. See this family member put us in a serious bad position. AAA would NOT tow our car out of the city we were in (we live about 5 miles away and were only there for the airport) because we did not have a premium membership. When we asked about getting one so it could be towed to a mechanic much closer to our home, they said it takes 7 days for such a membership to become valid. So basically it did not help us at all. We took what we could get and were told the tow truck would be there in an hour.

    It took FOUR HOURS and MANY, MANY phone calls for AAA to finally send a truck. We were at the very top of the car park, in the hot Florida sun (we had to remain with the vehicle as per their rules) for “four hours”. Then the tow guy would not take us home. AAA made us pay for the membership for the year (around 178 dollars), the tow itself (98 dollars), and on top of that we had to call a taxi to get home because they were perfectly okay with leaving us stranded (50 dollars). In the past, AAA has had no issues making sure we got home safe after a mishap. I don't know what changed but this company has gone downhill.

    TO add insult to injury, then we were without our only car, far out of the city, unable to get to said car, playing phone tag with the mechanic shop they towed it to just to find out it was basically unfixable. It took us months to be able to get a new car, and only just now have we finally been able to retrieve the old one so that we can trade it in for scrap. The mechanic shop was not very patient with us about this ordeal and we were dealing with weekly calls that amounted to "Hey get your car out of here already." "Well, we have literally no way of getting to you yet so I don't know what to say".

    Then, today, when we finally got the title for the car and everything in order to junk the poor thing, AAA could not locate our account. 30 minutes on the phone arguing that “Yes, we DO have an account. We PAID FOR IT for the whole year. It BETTER be there.” We get "OH, here it is!" As if they lost it and just discovered it somewhere obscure. Extremely disorganized, no longer punctual, and very willing to leave customers high and dry. This is not the company we grew to trust with our safety. I don't know what happened to make AAA fall so far, but I am certainly not amused.

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    CoverageSales & Marketing

    Reviewed Dec. 18, 2014

    I've had a car accident where I'm 0% responsible and the other driver had AAA insurance. After blackmails, they have stolen my car (I'm not their client), and did a lot of criminal and federal offenses like fraud, scam, theft, blackmail, perjury, corruption, obstruction of justice. Even my own insurance, Progressive, covered up their offenses by erasing my complaint at CHP... I filed a federal complaint against more than 30 persons. A lot of time lost, waste to fight those FuBa, even protected by California Department of Insurance, Dave Jones its commissioner and the governor, Jerry Brown. California means Banana Republic. Not a state of United States...

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    Customer Service

    Reviewed Dec. 16, 2014

    I had had AAA given to me as a Christmas present from my grandpa ever since I started driving (16 years old). Had to use them when I was 23 on my way home in Iowa, in January, yeah cold. My slid in the ditch, with three dogs in the car with me. Called dispatch gave them my info, at this point I am 60 miles from my parents, and 49 miles from my house. After waiting an hour, nothing. Called dispatch again and they put me on hold for 12 minutes then came back. Dispatch was having a conversation with her coworkers while I was talking to air, she forgot to put her mute button on and I could hear EVERYTHING.

    Dispatch finally took my info 9 minutes later, told me I was on a no tow road and THEY would call ME when it became towable. What? They never called, never came, 2 hours later, after the police had been there, the d.o.t, and a local farmer. The police blocked the road and I got pulled out and jumped off by the nice farm guy who lived about 2 miles down. I switched from them the next day and picked up a monthly road side, saves me on my medications too, better daily use. If it wasn't for that experience I wouldn't have got with MCA and loving my service.

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    Claims HandlingCoverage

    Reviewed Dec. 13, 2014

    In Nov. of 2014 we experienced a water damage based insurance loss. A month later AAA endorses the claim payoff check to PNC Mortgage (Loan Depot 'sold' our loan to them). PNC sends a list of seven demands that must be met before they will release any funds for repairs. These include: A separate notarized document from each contractor waving any right to sue for payment; an additional notarized document from each contractor estimating the costs; an additional notarized document from each contractor with a signed contract; an additional notarized document from each contractor agreeing to 3 payments of 33%; a PNC inspection for each contractor prior to their beginning their next step of repair; they also require a W-9 from each contractor stating their costs and profit. This process is required for each and every contractor involved. This could easily turn what might have been a three to four week repair into three or four months. It's PNC's way of keeping you from your insurance payoff.

    Try getting ANY contractor to agree to these terms and then try to co-ordinate all involved with constant delays waiting for inspection and release of funds by an East Coast financial institution with a reputation for delayed or non-payment. Also consider that Lowe's, Home Depot and possibly even Costco are all 'Contractors' if you are using them for your carpet, flooring or other installations and repairs. Here's some Consumer Affairs reviews on PNC...

    https://www.consumeraffairs.com/finance/pnc_bank.html. 384 reviews... Most all of which are 1 out of 5 stars. Our chances of ever seeing a dime of our insurance claim are very slim. We explain all of this to AAA and that we own/have 80% of equity in our home. All they say is that's our procedure. If your 'procedure' includes enabling an unscrupulous financial institution, then that makes you just as unscrupulous. What good does it do to have insurance if AAA gives your claim payoff to crooks and you can't rebuild or repair?

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    Verified purchase

    Reviewed Dec. 10, 2014

    Basically AAA stole from me. I thought they were in business to help people and people even pay a fee every year for service and discounts. Well here in Medina county it is not the case. I paid them in advance for a tow thinking they have my back or are going to help but actually charged me $51 more for a tow than if I just called the tow company direct. It's a shame to pay for a service and be taken advantage of poor unsuspecting public. I'm going to contact the Better Business B.

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    Customer ServiceCoveragePriceStaff

    Reviewed Dec. 5, 2014

    I joined AAA because I have an older car and I also wanted to take advantage of some of their travel advantages (that aren't worth the membership now). I spoke to them about changing my homeowner's insurance over and they offered me a decent rate. Unfortunately, they were the first company I spoke with and I thought maybe it was just luck that I finally got a good quote on my first try. THEN, they tell me to get the policy, I have to switch over my car insurance as well. I give up a 20 year relationship with Allstate to pay more for less coverage. TWO MONTHS LATER - I get a call while I'm on vacation (that they booked) and leave a message looking for my significant other (whose number they have) saying that HE HAS TO SWITCH his car insurance over as well. I relayed the message.

    A month later, I get a notice in the mail from the state saying that my license is about to be suspended due to lack of insurance! I call customer service in Tampa, they straighten it out. I get another call from my local agent asking me to switch my boyfriend's car insurance. I tell him but they've STILL NOT CALLED HIM. Anyway, after the almost suspension, I thought they sucked but then I got notice of suspension again! This time it is suspended and they say I have to straighten it out (BOTH SUSPENSIONS WERE DUE TO TYPOS THEY SENT THE STATE ON MY POLICY). I call and ask for someone in the local office other than my oblivious agent because I'm going with a company that won't suspend my driver's license. They give me the same agent. She says she can't cancel my insurance - that I have to call them.

    I drive down and speak with a manager. She cancels our insurance. The oblivious agent calls me an hour after we've cancelled our insurance in person and tells me SHE CAN'T CANCEL OUR INSURANCE. NOW, I only have a flood policy with them and found out because they dawdled with the paperwork that I can't lower my coverage because their agent turned in the request too late?! If I cancel my policy, they get to keep it?! I turned in my change request on 11/13/14. They didn't process it until 11/26/14... the day the policy was renewed.

    I found out today, JUST AFTER I paid my escrow in advance (because of reassessment for the year), that they aren't returning my premium that they were supposed to adjust on the 13th! I FEEL SO RIPPED OFF BY THESE PEOPLE! I could've been arrested because of them! IDIOTS. Waiting for a supervisor to call back about the flood but my expectations are so low at this point...

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    Customer Service

    Reviewed Nov. 22, 2014

    I was stranded for about an hour before AAA actually came after I called them. While I was on the phone with them, they were also rude. I have had it with the service from AAA! Thank God I found a better company that have better service and offer more for my money. I only pay $20 a month for my new company!! If you have had it with AAA. Go see if you would like the car insurance that I now have!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 16, 2014

    I got a flat tire while running errands with my 2-year old. I called AAA at 12:16 pm and they informed me that they would arrive in less than 1 hour and 30 minutes. I explained that I had my young child in the car and was then told that the wait time would be less. After waiting for more than 1 hour and 15 minutes, I called to check the status and was told that the service person would be out in approximately 30 minutes. The customer service rep gave no explanation for the delay and only offered "You still have 15 minutes left for the time we quoted you." I cancelled the service since it was clear that having my child sitting in the car with a flat tire wasn't a priority. I had to keep my car running for over an hour so that we wouldn't freeze in the cold. They definitely lost a customer today.

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    Price

    Reviewed Nov. 15, 2014

    AAA does nothing to protect you from the fraud artists. AAA, both attorneys, a bribed MD and the plaintiff will share the bounty. AAA is cheap for obvious reasons! They write off taxes to losses paid out to themselves and fraud artists.

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    Customer ServiceStaff

    Reviewed Nov. 11, 2014

    I was driving my mother-in-law’s car. She is insured under AAA and a car behind us decided to pass us up on our right side which is dirt. I was making a right turn with signal light on but the driver did not see our signal. She hit our right side. And me and my husband knew that this accident would be settled quickly or so we thought. AAA is blaming me completely for the accident even though I continue to tell them that she drove on the dirt. I explained to them detail by detail how the accident occurred and the other girl lied about the whole accident and made it look like I cut her off. They completely believe her story even though I have showed them countless pictures of the accident.

    Lowanda is my adjuster. I feel that she is not even helping me because she right away blamed me and said I kept contradicting myself. When I called and asked to speak to supervisor, Timothy, he did not apologize for the way Lawanda was acting and took her side and said she has been a loyal worker and would not expect that from her. What happen to keeping the customers happy. My husband and I are telling my mother-in-law to switch to State Farm because AAA is very rude and do not care about your situations. Please do not get AAA.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2014

    Car electrical system went down when trying to leave after a medical appointment. Called friend who came down and checked everything and tried to jump start. Nothing. Called for a tow to the shop that has worked on the car in the past and only three miles away. Told that tow would be there in under one hour. No show. Called again. Story now that it would take another 30 minutes for tow to arrive. No show. Called again and now the story is that it will take yet another 30 minutes. Then 30 minutes later instead of a tow I get a computer generated call that the truck has been "dispatched". Then thirty minutes later another call that "emergency assistance" is on its way and would be there in 15 minutes. Ten minutes later another computer call that it would now be 30 minutes. Called AAA and complained. They called back and assured me that the truck was only "a half mile away" and that it would be there "in 15 minutes." WTF? Even at 20 mph a truck would be there in 3 minutes from that distance. Truck finally arrived, and driver insisted that I just needed a jump not a tow. Tried everything I had tried. (Oh did I mention it is pouring rain while this is going on?)

    Finally hooked the car up and towed it to the repair shop. Repair shop told us they could have sent their truck and only added a few bucks to the bill. So to get a free tow I paid dues for 14 years and got soaked to the bone waiting for over three hours in the rain. AAA's live CSRs apparently are trained to make stuff up. Their automated system is chaos. AAA apparently spends your dues soliciting other customers and almost nothing is paid to the hardworking drivers who take AAA calls only as a last resort.

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    Claims HandlingStaff

    Reviewed Oct. 29, 2014

    One of their members hit me when running a stop sign. I contacted his insurance AAA, to file a claims to get my car repaired, they assigned an adjustor to my case, promptly assessed the vehicle only to determine they were going to total it out. The figures I was offered for my vehicle were unreasonable to say the least as I had invested over a thousand dollars in repairs to the vehicle less than 5 months earlier. The adjustor assigned to my case, Tisha ** was cold callous and not very customer friendly or helpful in moving the process along. While they wasted no time collecting my vehicle from the shop, I have to jump through hoops to receive payment. In the meanwhile inconvenienced for almost 2 weeks now, as I have no vehicle and was "kindly" told by my adjustor (after I had jumped through all of her hoops supplying "necessary" documents), she would get to my case eventually. They are in no rush to pay you... even when you're the victim in the case and could care less that you're inconvenienced by their members recklessness. They will look for any reason to prolong the process and in the meanwhile my entire life has been disrupted by one person's failure to obey a stop sign.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2014

    Another driver crossed the path of my son and hit his car. The other driver was cited by the police. Now AAA is attempting to evade the full responsibility, claiming they are only 75% liable. After several phone calls, even saying that a check was mailed last Thursday, today I get a call from their underwriter, claiming that they won't accept full responsibility.

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    Claims HandlingCoverage

    Reviewed Oct. 27, 2014

    I just bought a 2004 Dodge Ram Quad cab diesel pick-up. After 46 years a member insured continually with AAA with NO accidents or claims, they are refusing to insure truck without me driving it 120 miles round trip to their office for inspection. I am 69 years old, low income, and just learning to drive stick shift. Not yet comfortable to drive it in heavy traffic area where AAA office is located as well as the expense of gasoline and the inconvenience of the trip. AAA refuses to send someone to inspect vehicle or to add it to my policy without inspection because they say its weight is too high. Told them it is a PICK-UP with a back seat! Quad cab adds weight. After 46 years, ready to change insurance companies!

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    Customer ServiceStaff

    Reviewed Oct. 13, 2014

    I seriously regret ever getting AAA. They charged us $192 for a service we haven't used in years last month, and I called them today to cancel my membership and request a refund due to the financial hardships we're going through. Due to the fact we didn't call them 12 days ago, they are now refusing to reverse that charge. Just 12 days. We can't afford to buy food, but I can get my car towed for free IF it breaks down. I guess I'll just shut off my electric for a while so I can pay for a service I don't need. Hopefully it doesn't get too cold in the next few months. They wouldn't even let me talk to someone about it. They just said "Sorry, none of us have the power to change that. It's a corporate decision." Thanks a lot AAA. Thanks a lot corporate America that cares NOTHING about the people in it.

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    Customer ServiceClaims HandlingStaff

    Reviewed Oct. 7, 2014

    I see that someone else on here had a similar situation so I am guessing the company trains their employees to be rude and unhelpful. My daughter was sitting behind a semi that had stopped in the middle of the road. She was waiting for traffic to clear so she could go around when another driver slammed into her rear end. That driver has AAA insurance and she received a ticket for the accident, yet AAA is using every stall tactic they can which includes lying to avoid settling the claim which is only $1350.00. I wonder how they would handle a real claim.

    To be clear about the lying so that no one thinks I am being bitter, they told me yesterday that the claim was being held up because the official Police report was not ready yet so I called the Police Department myself right after hanging up the phone and was told the report had been done for several days. The Police Department then forwarded a copy to me. I sent that to the claims person and her supervisor and asked that they verified it was what they needed and no one responded.

    I cannot believe this type of treatment from an insurance company is legal. I agree with the person below that said they were going to sue for everything they can get because the company will not settle their simple claim. I am reaching that point myself. The interesting thing is I received an invite in the mail to join AAA yesterday. I would not join that shady outfit now if they paid me to have it. I had always heard good things about AAA until lately so I am not sure what changed but something did. They are no longer the great upstanding company they once were; now it appears they make their money from ripping off young hardworking people. I am of course not going to let this drop. I will also be filing a complaint with the Better Business Bureau here in IL and with the Insurance commission of IL.

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    Reviewed Sept. 25, 2014

    It is bad enough that every year that I have to call and correct them on my home policy that goes up due to the cost of "Lumber"; however, when they discount you for your Dividends, you have to read the charges on the back of your payments. You think you're getting a fantastic deal with having home and car policy with them for over 9 years; however, look at how much they are charging you per payment, so think about it. For example nothing has changed on my auto, they gave me a dividend of $117. My insurance is $2100.00 with payment plan so I am actually paying them $2247 for my insurance. How can an insurance company charge you as much interest rate as a second mortgage or a loan?

    I am still trying to wrap my head around how they keep coming up with the $85.00 a year for Lumber rates. They know my house is not going to fall down this year to cover the cost... Is there not a law about this? I never get the bill until it so close to renewing. I would like to know who to contact regarding these issues? Does anyone else feel the same? I am currently looking into other insurance companies. It is hard when I am trying to care for a family member, work and pay my mortgage, other bills. I would appreciate "Positive" suggestions please no negative. I am only trying to survive here and I am just trying to get a positive answer. I just want to know if anyone else feels that 7% interest rate is high and how do they come to that number since I have good credit? Thank you.

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    Verified purchase
    Customer ServiceCoverageStaff

    Reviewed Sept. 17, 2014

    I received a letter of exclusion for my 15-year-old from triple A. It did say that they would not renew the policy if I did not sign and send back to them. However, as it happens to everyone at some point we totally forgot about the form. 2 months later as I was trying to get a copy of the proof of insurance card I realized that I had been driving without car insurance for more than a month. Triple A did not renew my policy which to this point had been done automatically and did not tell us about it. Not a letter, not a call.

    When I called they treated us very unprofessionally and did not give any care for us even when we have been their clients for more than 6 years. Christina, a supervisor, said that even if we had been with them for 50 years they would not be able to reinstate our policy. We called 9 days after the allowed time set by them. Now they want us to start a new policy that would be $500.00 more a year. So, we were dropped without notice, drove for more than a month without insurance and now they expect us to pay $500 more a year!!!

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    Verified purchase
    CoverageSales & MarketingStaff

    Reviewed Sept. 16, 2014

    I signed up for the AAA Car Insurance after I was quoted about a $25 a month rate. I answered all their questions. Two months later that asked for my Dad's license number who was staying with me. He would not divulge it. After all he has two vehicles with his own insurance. I received a Letter of Termination on the 15th that was dated the 12th. In other words, I spent the weekend unknowingly without coverage. I felt that this was a bait and switch as the rep demanded information on my homeowners insurance policy and I was solicited for life insurance as well. If the rate is too good to believe, don't believe it.

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    Customer ServiceClaims HandlingCoverageSales & MarketingStaff

    Reviewed Sept. 5, 2014

    Their insured rear ended me and I only have liability insurance. No one returns calls, they turn their answering machines on instead of following through with a claim. I have injured my back along, missed a day's pay. So next step is to get an attorney as they will not furnish me a car for work as well. They really need their license pulled and out of operation and with this many complaints how many more do they need.

    The insure a taxi company, it was taxi cab driver that had his children in the vehicle and little one not even old enough by the laws of Indiana not be seated in the front seat of a vehicle due to age restrictions. He was using his business for personal, obvious, and then along with fact of rear ending my vehicle and facing losing my employment as they will not get off their butts and settle this claim, they don't even acknowledge it and upon calling my insurance company, my agent said it could take up to a year to settle.

    That just isn't right to not be without a vehicle as you will not be able to get unemployment as I shouldn't have to and not to be able to work due to no transportation. I have to live and pay bills just as the next guy. This company should not be able to sell or operate any form of insurance as it is obvious scam to take money and give no settlements. CONSUMERS BEWARE, I am in the process of located an attorney and suing for everything I can get before I become unemployed and feed my family from food pantries over an fraudulent insurance company. As I said how many more complaints is needed before they make them make their claims right and shut them down as I am sure there are guidelines of rules they have broken. I say we all get together and make this happen...

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    Verified purchase
    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Sept. 5, 2014

    My wife was hit by a Woman from Littlerock, CA. My wife was in the right lane and Barbara just pulled out into her lane and hit my wife car in the left rear side of car - clearly the other person's fault. She even told my wife it was her fault. She told my wife she had AAA auto insurance. We have Geico. Well that was on Aug 20th and as of AAA refused to cover an accident that their client caused. I'm having to use my insurance Geico which is the best carrier I've ever been with to fix my car and I'm out the $500 deductible. AAA is a worthless carrier and if you get in an accident with someone who has AAA don't just exchange numbers. Call a cop and get an accident report. I'm going to sue the other driver in small claims court for my money plus a little more for the trouble of all this. By the way I cancelled my 8 year relationship with AAA roadside service because of this and their response was, "We will refund the remaining amount" to my card - no I'm sorry or anything. AAA have now become my first topic of conversation anyone who cares about corps. ripping off working people.

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    Customer ServiceClaims HandlingSales & MarketingPriceStaff

    Reviewed Sept. 3, 2014

    I had a minor parking lot collision and claimed the accident right away. The other party committed 50% responsibility and their check was mailed to me one week after the accident after acquiring one body shop quote (the quote is about $1700) from me. AAA, on the other hand, sent a adjuster about 3-4 weeks after the accident. I waited another 2 weeks and received their report with their own quote around $950. (My collision deductible is $1000, so they basically declined my claim.) I was angry and appealed that decision. Their damage quote is basically nonsense neglecting a lot of damages. I sent them my quote and they finally adjusted their damage quote to 1500 something, which is still lower than the body shop one but kind of acceptable now.

    The body shop found some additional damage during the repair and contacted them about it. Now one week passed and we are still waiting for their review. Oh, how can I forget to mention that during the process, I made more than a dozen phone calls and their claim representative is so unprofessional! Everything is slow. I had that accident in June, and now is September, my car still sit in the body shop waiting for their review. WTF?! Don't even think about buying from them!! They are basically scam.

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    Coverage

    Reviewed Sept. 3, 2014

    The experience I had with AAA and Jennings Towing in Charleston, SC is one that I'll never forget. I had a dead battery one afternoon and called AAA. After the service technician arrived and determined I needed a battery, he suggested I purchase one from him and I obliged. After one week the battery went dead and when I took the battery back to Jennings Towing, they indicated that they do not give refunds and since I had taken the battery out of the vehicle, they could not checked it out and voided the warranty. I have never heard of such a ridiculous policy in all my years as a mechanic. I have worked on cars for over 28 years and have only bought Sears Diehard batteries for the last 29 years and I have never had a problem with Sears Diehard or their return policy.

    When I contacted AAA client services they only indicated that the warranty was voided if third party removal. Well being the owner of the vehicle and the one who installed the battery in the first place, I would not fit that descriptive as a "third party". There is no indication of this policy in Jennings Towing location and I was never informed of this ridiculous policy when I purchased the battery. I will never purchase any automotive parts through AAA again or Jennings Towing in Charleston, SC and advised that no one else does either. You will certainly feel duped and stranded. I will go back to Sears Diehard as I have been for the last 29 years.

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    Customer ServiceStaff

    Reviewed Aug. 25, 2014

    Had a car break down and called for a tow at a restaurant after dinner. They didn't bother coming. I had to follow up again the next morning and they towed it the next afternoon. Thankfully, I got a ride home that night.

    Had a bad car accident (total loss) with my brand new, 2-month old Infiniti Q50. It took me an hour just to get through to a AAA rep as I'm standing there in the street with 3 other totaled cars. The AAA towing company didn't bring my car to the collision, but rather to their yard so they could charge overnight fees and make me have to drive back to their location before they would release the car (they did not respond to my BBB complaint nor the several BBB calls). They deemed my 2-month old, $50k car only worth $40k, so I pushed back (lawyer letter) and I still only got $44k [and this after the AAA rep angrily told me I had ZERO negotiating room to dicker with the value that I'm owed - a blatant lie]. 3 months after the accident, I'm still waiting for the car's insurance premium refund - I had to ask twice and now still need to wait another 2 weeks. As if having been in an accident is not bad enough!

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    Sales & MarketingPrice

    Reviewed Aug. 6, 2014

    I have auto insurance with AAA of Southern California and just renewed my policy for another year. If you are a returning customer, you usually get a refund at renewal time called a dividend. On the renewal policy statement, this amount is shown to be deducted from the total cost of your new premium. If you pay in full, that is the amount they tell you to pay. If you pay in installments, they tell you that your dividend has been applied to your first of 9 installment payments, and that you must pay a minimum of some low ball number like $25, which you think, when combined with the dividend credit you received, is a full payment in comparison to the other 8 you will later make, but it is not. In fact, they do tell you that your remaining payments will be $150 (and your first was 100 dividend and $25 from you for the first, for example).

    They also tell you that you will pay 74 in interest in the end. But what if you look at the dividend as any other policy discount, and apply it to the total premium owed, then make 8 equal payments instead of a low ball first payment. I did this and figured out that I would have most of the balance owed in 7 payments, and each payment was less than the one's AAA came up with, and only $60 in interest instead of $70. What a scam to direct you into financing more money over a longer period of time. $10 is not a lot of money, but when you figure they have what, a million accounts in California that they do this to - that is a lot of extra money for them.

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    Reviewed July 27, 2014

    Roadside assistance provided a replacement battery for $125. Two years later it fails, requiring repeated jump starts. AAA authorizes very few shops to check their batteries and require you to go through them. The closest shop had no electrical technicians, charged the battery for 3 hours and claimed it was fine. One week (and 5 jump starts) later I take it to an automotive electrical specialist who finds the battery fails a load test and replaces it. Apparently the AAA authorized shop has no one with knowledge of load testing, or they are following AAA protocols to deceive the public. AAA refuses to honor the warranty on the battery because I went to a third party. AAA requires roadside assistance to check the battery, but because I am no longer a member, I would have to pay $100 for that service. And then they would replace with the same type of AAA battery. The AAA authorized shop says that AAA is aware of the poor quality (even admits to using "reconditioned" batteries sold as new), but will continue with this policy until they have exhausted their supply of cheap batteries on unsuspecting customers. Recommend AVOID AAA Roadside Assistance and auto insurance. Unethical business practices!

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    Claims Handling

    Reviewed July 26, 2014

    A vehicle hit the front of my truck at less than 10 MPH and I was stationary in a parking lot. AAA of Southern CA said I was at fault and paid her $200.00 in a personal injury claim that THEY admitted was fraud. Then they took it upon themselves to put this on my driving record. Now my insurance has gone up more than $900.00 per year because they railroaded me. I can't get any other insurance company to cover me because I have a personal injury on my record. No one at AAA insurance says they can help and I have to talk to someone else - well who in the hell can help then? So done with them and THEY are the reason rates are so high. When they pay out to scammers this is the result.

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    Coverage

    Reviewed July 22, 2014

    I was passenger in a vehicle hit on the freeway at 65 mph by an 85 y/o AAA insured, kindly AAA assumed liability. I've had a year of spinal injections, no effect and surgery for a knee injury 40k of medical bills and 7 doctors charted injuries......next will be back surgery...... --- Don't laugh what their offer was first $900 then $25k. I have $35k in medical bills, what does AAA do with the monies the sweet insured used to pay her premiums and signed on the line? Do you know how your insurance agency treats people who are injured? I don't think AAA gets my business.

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    Staff

    Reviewed July 15, 2014

    I just called AAA to change my home address. I have been a customer of theirs for about nine years. The agent made the change and said my rate will increase $84.00 per year due to my new address. I only moved 2-miles and I moved to a far safer area than I left. However, the new area is higher end and I think that is why my rates actually changed. For anyone who knows Las Vegas, I moved from the corner of Boulder Hwy and Tropicana, to Charleston and Hollywood. My neighbor was a dive hotel that the cops are at every hour. My neighbor now is a mountain. I will be shopping for a new insurance company for my auto insurance, and mine and my friend Walt's road service. Business in America is getting pathetic. Business treat customers like crap.

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    Reviewed July 15, 2014

    Just got notice after 3 months that they are removing a credit and increasing premium by $60 a month. Will not be happening. DOI complaint already written and they have no documentation in the file why the credit was removed.

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    Sales & Marketing

    Reviewed July 13, 2014

    I have been trying to get out of AAA membership and they are so needy that they want to keep me receiving a service that I have no use for and want to cancel. What a scam, I had to pay 74 dollars for a classic membership and then 35 dollars more to add the motorcycle's roadside assistance. I sold my motorcycle 3 months before membership payment to AAA and I pay another company roadside assistance for the household cars. Knock on wood that I didn't required any motorcycle road assistance, they will not get any more money from me!

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    Customer ServiceCoverage

    Reviewed July 11, 2014

    I couldn't believe a big company like AAA could have a bad customer service and could play a cheap game like this. I called AAA to cancel my auto insurance policy after one year they renewed policy without my authorization because I have setup auto payments and not even gave the quote the new lease ..and they just sent the bill without my confirmation of the renewal. Meanwhile I took Geico. After couple of days they charged me membership amount and again they charged me one month of insurance almost double from the other insurance. When I called to inquire about the charges they said account is still active and charged and non refundable. The insurance guy named David/Jessica. Don't go to AAA Auto insurance. They are very late and if you call help desk they suck your time at least one hr per call- very very bad experience.

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    Customer ServiceStaff

    Reviewed June 25, 2014

    I couldn't believe a big company like AAA could have a bad customer service and could play a cheap game like this. I called AAA to renew my auto insurance policy, and the insurance guy named Ryan ** sent me the quote promising a student discount and mileage discount along. He said send those related forms back to him on Monday and he would process the insurance. I worked all day on Monday; so my husband called him. He emailed the documents to Ryan, placed call many times, left Ryan tons of messages. NO RESPONSE. My husband called and talked to his supervisor, and other agent. They said he would be out of his office until Thursday. So they would like my husband to talk with a new agent named Raul, and of course under new circumstances, my rate increased $300 more.

    Well, I talked to Ryan the other day. Wouldn't he not smart enough to give me enough information the first time? Well they said they monitored all phone calls, well so replayed what I had been told on the phone and my conversation with the first agent. It was such a waste of time. I called his supervisor Katherine and left her a message, but no one ever called me back. Even the insurance guy Ryan said he had personal reason to be off on that Monday (well he was back in his office the following day and never sent me anything or gave me a call back). I just cancelled my insurance policy today after 5 years with AAA. I was with AAA since I first got my driver license, and when I was in school in Nevada. I felt a little bit bitter, not for me, but for a big company that my auntie used to recommend to me. Maybe she would change her mind if I told her this story.

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    Customer ServiceStaff

    Reviewed June 19, 2014

    Over a week ago my tire popped after hitting a pot hole on an interstate. I called roadside assistance that comes with my car, which is AAA. After waiting for over an hour, around Midnight, someone pulled up in front of me on the brake down lane. I was told not to get out of my car. I had a few things inside my trunk and the guy moved my sports equipment on to the the back seat to get the new tire out. After he was done, and I was all set to drive, I waited until he left, since he was parked so close to me. He wasn't moving, so I decided to back up.

    I backed up enough to realize that my bag with my laptop and hard drive was laying on the floor! I was angry and confused. I ran out to get it and the guy seeing me, yelled out "sorry about that"! And took off! I called back and complained about this and the person said that a manager will contact me about this issue. It's been almost 2 weeks and no one has contacted me, and I am unable to reach the "manager".

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    Reviewed June 10, 2014

    I'm puzzled by people who were involved in an accident with a AAA customer and complaining that they aren't helping them well enough. You should absolutely never work directly with the other insurance company and strictly deal with your own company. Let your company handle the claims process on your behalf. You're an idiot if you really expect them to go out of their way to give you money.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed June 4, 2014

    Those who are thinking about getting "AAA", don't do it... My car was claimed as a total loss from a flood. It took my adjuster several days to call me - mind you that I have been trying to contact him first. By the time I get in contact with my adjuster, it was the wrong one. So I had to start the process all over again.... then I got me rental which expired before they even cut my check and would not even give me an extension. Mind you I have full coverage and haven't been in an accident before.

    In addition, the customer service is so horrible and rude if you ever run into an adjuster by the name of "Che **" stationed in Michigan please run because he is a lazy bastard that does not check his emails nor his voicemails. And when he does respond, he waits until the end of the day of the following day the last three minutes before his shift is over to respond to an email and when you respond, he off the clock. Also, I talked to his supervisor who was even rude his name is "Patrick **" - even rude. I talked so polite to the man and he wants to act tough on the phone. Then he told Che to take his slow time processing my claim. With all this being said, please go somewhere else because no one should ever have to go through what I have over the past 2 weeks with an insurance claim which I pay good money to faithfully. And by the way, they still haven't cut the check to my lien holder nor me, and I'M still paying for my rental car out of pocket.

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    Customer ServiceCoverage

    Reviewed May 9, 2014

    One of triple A's insured created an accident and triple A will not accept liability. Has been trying to talk to their insured for so long they went back to Taiwan or China or wherever. They want me to mitigate their damages their insured tore up my car. He was driving an Audi a new one, mine is a 97 Crown Vic, so his gets fixed. They don't want to fix mine so I have to do without so far since 3/25/14. This is a joke. I am going to have to sure their insured. I would never suggest to anyone to use this company. Customer service F grade. Coverage matters not when they don't abide by the law.

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    Reviewed May 2, 2014

    I had to pay $60.00 to have someone unlock the door. Ridiculous - took only 2 seconds. Then I broke down on the freeway and had to pay $200.00 to be towed. All this after being a member for over 26 years. AAA is a greedy organization!!

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    Staff

    Reviewed April 12, 2014

    Let's first start by saying I was involved in a horrible car accident which I might add, I was not found at fault. Throughout the whole process AAA has been nothing but making what is already a difficult time for me even tougher. Then to top it all off I find out that I am being kicked off of my insurance for "reckless and a risk driver." I have had my share of tickets but all have been prior to me getting AAA. If you are considering this insurance, listen to my advice and GO TO STATE FARM!

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    Customer ServiceStaff

    Reviewed April 5, 2014

    Why is that they can only tow one time per breakdown? And why can't I get my own car towed to my own house? They said it has to be taken to a mechanic shop but after my accident I wasn't going to get it fixed so I had nowhere to take it before being able to sell it to a junk yard. Just wanted it taken to my house since they already don't tow to junk yards either. And their communication sucks, one person tells you one thing and the next person something else.

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    Customer Service

    Reviewed March 26, 2014

    I paid $2700 for two cars. Cancelled on 3/3/14 as I got the same policy from Geico for $1500. It wasn't until I called on 3/26/14 that I was told the refund check is going out. Make sure you shop around before getting this insurance. If you cancel, don't expect a refund check anytime soon.

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    Staff

    Reviewed March 17, 2014

    I went to update my license at the St Louis Park location and after a long drawn out process, I finally got my yellow paper and was able to leave. When I received my new license though, I was surprised to find out that when using my ID to verify my identity the person pointed out that my zip code was incorrect for my address. I then brought this back to the same location. I was surprised to then be told that to make a new one with the correct information and get a valid ID I would have to pay a fee. The best part is I really had no choice because I couldn't drive with a incorrect license and they knew that. I would strongly suggest going to anywhere but AAA to conduct any business, find somewhere that actually takes pride in what they do rather than just wanting to collect the next fee.

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    Customer ServiceSales & MarketingStaff

    Reviewed March 8, 2014

    Their tow truck driver broke my spare tire holder because he didn't lower it right and just ripped the tire out. He also told me my new tire (the spare) was leaking & tried to get me to fix it at their garage. I reported this in December 2013. I called in January and again in February, then they told me they didn't report it right in December as a damage complaint. The guy from Escalation dept said to have it fixed since my son and I are both handicapped and on soc. sec. This made it very difficult for us to go anywhere in the van all this time.

    I was just asking my garage about fixing this and a person named Jessica ** called me out of the blue. She said for me to get a written estimate to her so she could approve it. When I did, she called my garage 3 TIMES grilling the mechanic there and when she called me, she took advantage of my dyslexia and was saying a bunch of lies, telling me my mechanic said my van was in terrible condition underneath. She was so stupid, as my van is a 98 but I only have 80000 miles on it. I knew she was lying and it was just upsetting. She was rude and condescending. She even tried to use the information I gave her about needing this tire out of the back of my van because my son goes to children's hospital in Orlando to try and say the underneath was bad because I make a lot of trips to Orlando.

    I really seriously hope God punishes this horrible Lying disgusting and unprofessional Insurance scam artist. If this woman gets involved of any damages that you incurred, please report her to the insurance commissioner and other agencies as I have. Triple A did 10 times the damage to my van than what their membership is worth.

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 4, 2014

    I recently acquired a few things that need insurance coverage. Family, house, cars etc. I THOUGHT INSTANTLY of AAA. After speaking with some family and friends about this company, I think I’ll try State Farm. I look at these reviews and shake my head in disappointment. What ever happen to customer service? Appreciation? I don’t understand how you stay in business with the way you handle claims of victims. Not only them, but you also treat your own customers like trash. In the age of computers now people research before they spend their money with certain companies. IT’S BECAUSE OF doing my research I find that AAA, you do very poor business and the people you have working for. You don't have a customer service idea. This reflects the company. A company that will not get my business and I will also warn my friends. I WILL DIRECT THEM TO YOUR REVIEWS.

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    Customer ServiceCoverage

    Reviewed Jan. 30, 2014

    I applied for insurance and supplied AAA with a copy of my current policy from Geico, and I asked to have the same exact coverage. I obtained insurance and believed to have the same coverage. I spoke to Pamela ** and we discussed the policy to confirm it was "apples to apples" policy at a lower rate, and she said it was. I was involved in a no fault car accident. I followed proper protocol, and called AAA in regards to a car rental. I did have it on my Geico policy. Pamela from AAA explained that I did NOT have car rental on my current policy, because they assumed since I was insuring another vehicle, I would be driving that one. Impossible! That vehicle has only 2 seats, cannot but 2 kids in it.

    I was then told by Patty ** that I needed to prove that I told Pamela that I asked for car rental coverage. I sent them all the correspondence that we had, even my current Geico policy, and asked if they received everything. They said they confirmed that all paperwork was received. AAA made the mistake, left off my car rental coverage, and they now refuse to help me. They told me that it was my responsibility to have noticed that she left it off. I thought when I explained I wanted "apples to apples" that would explain what I wanted. I am not an insurance rep, it was her job to give me apple to apples. I cannot afford to have my car fixed, because I cannot afford the car rental fees. Please help!

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    Claims HandlingPrice

    Reviewed Jan. 27, 2014

    An uninsured? Motorist who ran from the accident, hit my car... That was a month ago. AAA wants to total my van and give me 8000 dollars under Blue Book! They say the damage is $200 under what they value the van to be worth! I am getting nowhere with the claims department, and have been without a van for a month! My van was only 7 years old, and cost $35,000 new. I cannot replace it for under $17,000 They want to give me $8 thousand! If I keep it, they want to deduct $3200 salvage and give me under $5 thousand! The damage is more than that! So now they are paying 50 dollars a day for my car to sit at the dealer till they resolve this. Bad business practices. I just want my van back.

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    Customer Service

    Reviewed Jan. 22, 2014

    My son used his tow after an accident. We could not afford the expense of going to a shop so we were going to have it towed home. The tow was not close enough to make it home so minor repairs were made at the drop off destination point. The car still was not safe enough to drive home so I called to have the car towed with my AAA membership. I was told a car could only be towed one time. Although I didn't agree with it, since I was using my tow, a separate membership, we made arrangements to rent a tow bar and bring the car back home ourselves. During the process, AAA phoned and said they would tow it for us. This was a supervisor's decision. The car was towed home. A few weeks later I was notified my roadside assistance was being cancelled, as well as my two homeowners insurance policies, car insurance, & life insurance policy. Wow, all this because of a tow! Awful customer service. Have been with AAA for 14 yrs. Worst company I have ever dealt with!

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    Customer ServiceCoverageStaff

    Reviewed Jan. 11, 2014

    I have contacted AAA Insurance by phone on 5 separate occasions and requested that they stop sending me junk mail as I will never, ever buy insurance from them. They do not respect people. How can one TRUST AAA Insurance to insure me if after 5 calls to stop sending junk, they ignore your requests and just keep sending their junk mail? Great customer service. This is a waste of our natural resources, trees/paper. From my floor to the recycle bin, I have received over 2 feet of junk mail over the past 2 years. What an asinine way to solicit business.

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    Customer ServiceClaims HandlingStaff

    Reviewed Dec. 31, 2013

    On 9/21/13, my son was rear-ended by someone with AAA auto insurance. We made MASSIVE calls to the claim rep Latonya **. Never once did she call back. Finally, one day in the middle of the day, we happened to call and get her on the phone. They finally paid out on damages to the car. No medical had been taken care of so far. We were able to get her supervisor's name whom I started dealing with. Finally, she called and said they were giving our son $3000 for medical after all his medical bills were paid. We agreed to that.

    She sent a check and it was not $3000 but 1800, which the difference happened to be the medical bill amount. I emailed her about this and boy was I surprised when she never answered. She even verified this amount our son was to receive was $3000 after the medical bills were paid to my husband. This person is horrible and should not be allowed to work with anyone doing payouts. She's is lax, lazy, ignorant and AAA should not employ people like her.

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    Customer ServicePriceStaff

    Reviewed Dec. 20, 2013

    I went to AAA office in Cerritos, CA to pick up my Auto Registration. The person who helped me insisted they had a good insurance price going on and to try it out. I decided to give it a try, ended up giving a down payment since it seemed better than my current insurance price. After that, I never heard back from the agent to sign the paperwork. I left several messages and sent different email to her but, nothing. By then, I had already cancelled my insurance and here I was with no insurance and a $410.00 down payment that I will never get back.

    I finally decided to go back to my old insurance because I got tired of chasing after their agent (Jen) then I had to speak to a Manager to get all of my paperwork back she had collected from me (registration, pink slip etc.). The manager (Ruby) never showed concerned neither she ever said "sorry for the inconvenience". NOTHING! She sent me my paperwork "certified mail" not even FedEx. After losing my money at least an apology would've been nice. Never will go to this place to get other services than just Roadside assistance.

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    Reviewed Dec. 17, 2013

    With the company for 6 years, been paying the same premium on a perfect driving record. I cancelled and went somewhere else. They still took the money today when it's been cancelled for weeks. Now I'm waiting 2 weeks for them to send me my money back which doesn't make sense since they seen the cancelled notice.

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    Customer ServiceSales & Marketing

    Reviewed Dec. 16, 2013

    I am writing out of concern and disgust. I was in an accident with your client, Jean **, on 11/13/2013 November 13, 2013. It is now 12/16/2013, and I have yet to have my issue resolved. After several phone calls to Katie ** and receiving several different excuses: 1) We are waiting on a police report; 2) Now we are waiting to speak with a third party involved. I have called several times to speak with Katie **. Every time I call, I'm receiving a different excuse. At first, it was they were waiting on the police report. Now it is they need to speak with the other party involved.

    I contacted Katie's supervisor on 12/16/2013 name Sonya ** who was very rude. She wanted to know if I had full coverage on my vehicle and explain to me how I can go through my insurance company to receive a rent-a-car. No apologies or anything. In the police report, it clearly states Triple A client struck my vehicle. The customer service here is Very poor! No one practice Customer First or takes the initiative to get the issue resolved. I am very disappointed at how I was treated and plan on spreading my experience with your company to any and every one. Word of mouth is the best advertisement you can have!!!

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    Claims HandlingStaff

    Reviewed Nov. 27, 2013

    I have now been with AAA for 8 years. I have never had a home claim since owning my 1st home, 14 years. I have not had an auto claim since 1997. In September of 2013 I had a water leak from the drain in the dishwasher. The leak went under my floor between the vinyl and sub floor. It spread all over the kitchen and has seeped into the cabinets. Upon removal of my cabinets and flooring, AAA would only pay for Servpro to remove what had water damage, leaving me with half a floor, no bottom cabinets and walking in flooring staples.

    In the following weeks I had 3 builders (licensed and insured) come out and quote the repair. All from within 30 miles of my house. $14,500, $14890, and $14,400. After AAA's adjuster came out he said the job would only cost $7500, and that's all AAA would pay. I have an expensive policy that states "replacement cost". However, AAA's adjuster was telling me I had to re use pieces and that his "Xactimate" software would take it into account. Please review the following link. Xactimate is only used by the insurance company! Not contractors. I cannot pay $30 to get my drywall fixed. This program is flawed and that's how they try to screw you!

    At this point I requested the "Unbiased" 3rd party. OF COURSE AAA called this unbiased 3rd party. It ended up being Zion Restoration. I don't see anywhere in that name that says contractor or construction. I talked to the representative of this company on the phone, and asked him if they did a lot of work for AAA. He said yes. I then asked when I would get his quote. He said he couldn't send it to me. He could only send it to AAA. So much for un-biased, I shortly received an email from my adjuster, with the Zion quote in the xactimate format. WASTE OF TIME!!!

    I have now had to go to the "Appraisal" process. Meaning I have to pay someone to come out and give me a "quote", which I already have 3 off. AAA has someone come out and give them a quote. AAA is supposed to pay them as well, but again they are using a RESTORATION COMPANY. Not a builder. The company they chose is Aaron builders. They have terrible reviews online. Of course I wouldn't want them doing my work! So now I have been without a kitchen for over 3 months. DO NOT CHOOSE AAA FOR YOUR INSURANCE. YOU WILL NEVER GET PAID OUT CORRECTLY!!! I have since cancelled all of my vehicles with them. As soon as this is over, you guessed it, they will lose my house insurance as well.

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    Claims HandlingCoveragePriceStaff

    Reviewed Oct. 3, 2013

    I am with AAA for 13 years (Auto Insurance) and 8 years (Home Insurance). I do not have any claim in all these years. They keep increasing the premium in a small amount $10 - $50. This year, my home owner insurance was raised $200.00 more than I paid last year. I called the Agency and talk to the insurance agent in Milwaukee. He went through my policy and said, he have no clue why the price was increased. He also said, price go up this high when you make claim or make changes to your policy. In my case nothing changed.

    So, he wanted to talk to him billing department and get back to me. So he did get back to me and said, the company decided to increase certain policy from 30 to 40% and I fall into that category. So I asked him, in what basis they decided and he have no idea. I asked him, if I can talk to someone regarding this issue, and he said, there is no one I can talk to about it and nothing can be done.

    It was the worst experience I had with any company. Basically, they just suck all my money for years and just increase the price of the premium to push me out of the company? I am very disappointed. I just want to tell me case to everyone and BE CAREFUL TO DEAL WITH AAA. It might looks like AAA is good. They are NOT LOYAL TO THEIR CUSTOMERS. BE AWARE AND AVOID AAA and there are other better company provide great coverage and great premium rates. Just my 2 cents.

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    Coverage

    Reviewed Sept. 28, 2013

    My wife and I are paying $5,800 per year for insurance! This is for two vehicles. We have a ridiculous deductible of $2,000. Other coverage details are completely absurd also. If you can, try to avoid paying insurance through AAA. They need to wake up!

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    Customer ServiceStaff

    Reviewed Sept. 20, 2013

    I should have known I'd have a bad experience the moment I took out this policy. First of all, my agent kept insisting that an accident I had in 2009 was my fault. This was an accident where I was hit by a drunk driver. I'm not sure how that could be my fault by any stretch of the imagination. Against my better judgment, I took out the policy.

    When this policy was up for renewal, I discovered that my agent had written my address incorrectly and I almost didn't get my new policy. The major problem was that AAA removed my lien holder from the policy. I called them immediately to remedy this and I thought the issue was resolved. I was beyond wrong. It took them two months to actually contact my lien holder. In that time, an extra $80/month was added to my car payment because AAA couldn't be bothered to fix their mistake. This year, I decided not to renew. I took out a more expensive policy with a company just to have adequate customer service. The problems didn't stop there. Despite my non-renewal, AAA has still continued to take payments from my bank account. It's taken me over a week to even get a response from AAA about how to get my money back.

    In short, they're not worth the hassle.

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    Claims HandlingStaff

    Reviewed Sept. 8, 2013

    Accident was not our fault. AAA (our insurance for over 20 yrs) wants cheap labor to restore our car to its original condition. They save only $700 by doing so. If we want the regular labor, they want us to pay the $700. We are not even hiring an attorney, and they won't give us a break. The accident has caused us so much inconvenience and this insurance company doesn't seem to help, even after all those years of no claims. We are thinking of switching insurance now.

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    CoverageStaff

    Reviewed Sept. 4, 2013

    I had a bill due on the 1st of the month. On the 5th of the month I made a policy change and added a car. No one asked for my payment at that time. I had sold and purchased cars in the past and expected the same as AAA had done in the past a new bill. In the meantime they sent a cancellation notice out, which I did not see until the cancellation date (which apparently they cancelled at 12:01am, which really means you are cancelled the day before). On the cancellation date I called and was told that the policy was getting ready to cancel and I was FINE! So I made my payment. In the meantime of course my son had an accident. AAA says after 9 years of being insured with them, that I had a one day lapse in coverage and that is the day of the accident!!!!!!!!!!!!!!! I guess it doesn't matter that they never asked for the payment when I added a vehicle. It doesn't matter that their employee told me I was fine and it was getting READY to cancel...... not cancelled, before taking my money!

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    Claims HandlingCoverage

    Reviewed Aug. 19, 2013

    I had great experiences with AAA Insurance California. However, once I changed to Texas, I had nothing but problems. They could not tell me why my rates increased 85% from one month to the next even though I have excellent credit and made no claims whatsoever. They repeatedly lost documentation that I submitted and my policy was dropped twice over 9 months for it. Complete incompetency. I'm not really sure how to rate the Coverage... that seems a bit odd; you tell your carrier what you want and they give that to you. Right? So I gave that 5 stars. My advice is to STAY AWAY from AAA Texas Auto insurance. You have been forewarned.

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    Claims HandlingCoverageStaff

    Reviewed Aug. 19, 2013

    I had numerous autos insured by them from age 16 yrs through age 40 yrs. Never placed a claim, no accidents/tickets of any kind for all those years. When I insured teenage daughter, after a year she had a fender bender which was her fault but was without any injuries. The car being old, rather than fix the bumper they totaled it and sent me a check for $2,000. My renewal came the following month, and to my shock they raise my rate by $2,000!!!!! In essence, wanted their $2,000 back!!!! Since I had been an excellent client, they made tons of money off me without any claims - it didn't mean a thing! I complained to deaf ears so cancelled my policy and never looked back!!!!! Loyalty doesn't mean a thing to them!!!!!

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    Staff

    Reviewed Aug. 2, 2013

    I was in an accident back in 2010, roughly two years ago. Well, when I got my auto insurance through triple A I also got the "uninsured motor accident protection" in the event that I was hit by an uninsured motorist. That very thing happened to me. It took almost two years for them to mediate my case and plans to go to court. Well my experience was definitely horrible with them. I did my part in paying my coverage with them for three years until the accident occurred.

    In the end, they gave me the most difficult time with what they did offer, which barely pays my medical bills. I am injured with my L4, L5 lower discs bulging, and with no assistance with paid treatments or surgeries in the future, at least not through them. I will never purchase, nor will I refer anyone to purchase through this car insurance. I strongly feel that they look out for their company and not their clients.

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    Claims HandlingCoverage

    Reviewed July 5, 2013

    Loyalty means nothing to this insurance company. My family and I have been SoCal AAA members and policy holders for over 8 years, which I completely regret. My most recent interaction with AAA was enough for me and my entire family to pursue other insurance services. This company does not care about their loyal customers and will figure out any possible way they can to deny a claim. I have been left with $10k-$15k that I need to cover out of pocket, because I was rear ended by an uninsured motorist and AAA will not cover me. AAA is not loyal to their customers and has become a corporation that puts profits first before their loyal customers. I will never pay AAA another cent and hope others steer clear of this company before ever being put in my situation. This is a terrible insurance company!!!

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    Staff

    Reviewed June 27, 2013

    The worst experience ever. They don't even hear you out. Complete rip-off. They are crazy and they don't even care for their customers. If you are ever get caught in an accident without your fault, the weird thing is that they put all the fault on you without even hearing you out. Me, my neighbor and friend all had the same worst experience with them. 0 stars. Beware before you get stuck with this crappy company.

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    Customer ServiceCoverageStaff

    Reviewed June 18, 2013

    Firstly, the agents misspelled my and my wife's name wrong on the policy and membership cards TWICE. After taking credit card and license information, this happened twice. Then, after pre-paying more than half the annual policy, the agent called and needed overseas information for my wife to be on the policy which he stated he could do when we signed the policy agreement. When he couldn't do it, he insisted we need to get it. So we got it and it was not that easy. However, it took some time and a week after our agent (Phillip **, actual name) told us to get the driver’s history for my wife. He called and threatened the policy was going to be cancelled if we did not provide the information.

    In the message, the tone of his voice was not cordial. Then we got a new agent who rewrote the policy when we at last got my wife's driver history. There was one minor violation on her history and now the rate raises $303. After all this, I decided that I no longer wish to use this company. I found a better rate from another company and cancelled AAA. They told me they could not simply reimburse my credit card, but that I would have to wait for them to send a check to get the return on my now prorated policy. I received the check in good time, no problem. However, they failed to inform me that they would be charging 11% of the annual policy for the cancellation. Needless to say, I will not be using AAA in the future.

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    Customer ServiceClaims HandlingStaff

    Reviewed June 18, 2013

    I am a consumer who is fed up with AAA Car Insurance. Getting the workaround is tiresome, so here is where I will vent. Share if you're tired of car insurance companies, and post your stories!

    April 23, 2012 is when it all started. My lovely wife backed the car from a parking spot and dented the bumper against a curb. Minor damage. Since we had a $500 deductible, I wanted to fix it on our own dime. Instead, my wife called AAA, and 401 days later, we are still getting screwed over.

    Concern: we didn't want the minor damage to affect our AAA Car Insurance rate. I told my wife to make sure that before we file a claim, it does not go on our California Department of Motor Vehicles (DMV) record. We called AAA Car Insurance and talked to William **, a claims representative. William, or Bill for short, assured us multiple times that the claim would not be on our DMV record since the damage was minor. We called several times to remind him of our concern. He stated we would be fine.

    We were not fine! In February 2013, we discovered our rate had increased. When we called AAA about the increase, they stated it was in part because of our April 23rd accident (AAA later said the rep was wrong; this response flip-flopped a couple of times). Ugh! Our request to AAA: take responsibility for your erroneous advisement and erase the accident off our DMV record and lower our rates. We escalated, got ignored, was told conflicting information, and still no resolution. On countless occasions, AAA addressed other issues and assured us this does not negatively affect our driving record and rates. They forgot to mention that it would affect our insurance rates if we decided to go with another insurance agency. In other words, IT DOES AFFECT US.

    Here are some useful information every consumer should know:

    1. Once you call AAA about a possible claim, a claim is automatically filed. This is regardless if you go through with your claim.
    2. If an estimate is over $750, the California DMV requires by law that it is reported to them via an SR-1 form (something our AAA claims adjuster, Bill, should have told us).

    3. Once reported to the California DMV, a mistake cannot be fixed. That's right: even if the estimate has been erroneously reported by an incompetent insurer, it cannot be changed. Erroneous murder conviction: yes. Your car insurance: no.

    Next steps for us: We wait to see if #3 can be overturned. And we are waiting for a formal apology from California AAA. It's been 401 days since the incident and still no resolution.

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    Customer ServiceCoverageStaff

    Reviewed May 29, 2013

    Six days ago I was hit by a car that ran a red light. I was taken to the hospital and released later that day. I still have not had anyone call me back from AAA. I made arrangements for my car to be fixed and have made about seven calls to AAA, but the adjuster assigned to my case has never contacted me. I need to see a doctor for pain and follow-up, but do not have the necessary insurance accident information to make an appointment. I did not even know that my policy covered me until late Friday night on Memorial Day weekend, when it was too late for me to get help. This has to be one of the worst insurance companies. They are truly out for themselves.

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    Customer ServiceSales & MarketingPrice

    Reviewed May 18, 2013

    I had recently applied for auto insurance from AAA thinking that I would be saving money on insurance. They quoted me for one year Insurance Premium and divided it into 9 months. They said that I didn't have to pay for the last three months. It was still okay with me if the monthly is higher since I would have 3 months not paying at the end of the yearly policy. I paid for the first month as was quoted. No problem so far.

    On the second billing, I noticed that I was being charged $22.06 finance charge that was not disclosed to me at the time I got the policy. When I called, they just told me that that was the company policy since they are a non-profit organization. I was so mad about this since auto insurance was supposed to be a monthly premium and not a loan from them that they have to charge me finance charges.

    So I said that I will just have to cancel my insurance with them. Again, I was told over the phone that I have to pay a cancellation fee of 11% for the first year I cancelled. None of these charges were disclosed when I got the insurance from them. I am sure this is another fine print you could hardly see when you sign a contract. I think this is a big scam.

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    CoverageStaff

    Reviewed May 17, 2013

    I was hit in Dec 2012 and thrown into the car in front of me. My truck was totaled. The auto side of the insurance was fantastic and resolved the financial reimbursement in a fair and timely manner. However, the medical department did not even contact me until I wrote a letter of complaint to AAA itself 2-3 weeks after the accident, which is what I have had to do all through my experience with them. They paid second to my health insurance until I told them I did not think my current treatment was helping and wanted another opinion and possibly some physical therapy, at which time I was told they would send me to their own doctor for an evaluation. I was led to believe that physical therapy would be a possible outcome. Never once was any treatment advised, or recommended. Of course, since those doctors are paid by AAA, why would they ever have any reason to find a problem?

    I went to an orthopedic surgeon of my own choice and he gave me an injection which solved the pain issue for a couple months or more and advised physical therapy which AAA would not cover. When the pain returned, I again wrote AAA since my adjuster was no longer in evidence. After 2 letters, a new adjuster was assigned who sent me back to the same AAA paid doctor. Even with x-rays and doctor reports, this doctor again denied anything was wrong. As a consequence I am unable to stand, sit or walk for any extended period of time, not even to walk around the block, without severe back and hip pain. This week I will resume my original treatment since it is covered by my health insurance, but I cannot afford to pay for physical therapy with my large deductible. I will also consent a lawyer.

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    Reviewed May 8, 2013

    Sharie ** of AAA - She said in a letter fax problem. We learn from websites that this is how AAA works the first time you write a claim to them. The second time you tried with certified, we learn she destroys mail and pretends to never receive it. We know this is true because we managed to recover part of a slip that proves it. This is how AAA claim department handles claims.

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    Customer ServiceClaims Handling

    Reviewed May 7, 2013

    My daughter was involved in an accident last December and all I can think of is how rude, disrespectful and unprofessional the claims adjusters have conducted themselves throughout the claims process. The constant interruptions, loud talking and simply talking over me when I was conveying information regarding my claim. Common courtesy and customer service has been non-existent!

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    Claims Handling

    Reviewed April 30, 2013

    I was 10 hours late in renewing and told that there would be a fee to reinstate policy. It took 1/2 hr to get numbers to find the $100 increase. I was not able to reconnect to first contact. There was no supervisor to speak to and no effort to keep my business. Now that I see what happened in claim situations, I guess the lack of effort to keep my business is a blessing.

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    Customer ServiceClaims Handling

    Reviewed March 12, 2013

    I filed a claim with Triple A. I dealt with Sheena **, who was insolent and extremely rude on the telephone. I asked for her supervisor, David **. I voiced my experience with Sheena to no avail. Then, I spoke to David **, who assured me my claim would be mailed to me in a timely manner and that Sheena would take care of the matter. I was promised an extension on a car rental. Upon returning it, I was charged $283.50. I made an interoffice transfer of all paper work needed and it never got to them. I overnighted the original pink slip at $14.00. I faxed 7 pages of documents, 03/08/13, and I was promised that a check would be mailed to me on 3/8/13 to no avail. This passive aggressive behavior has me to have no recourse except to contact consumer affairs. I run my own business. If I ran it like this office in Valencia, Calif. ran it, I wouldn’t have any business. Please help me to get some timely results.

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    Customer ServiceCoverageStaff

    Reviewed Feb. 8, 2013

    On the day of January the 17th, I called the 800 number listed from the AAA website. The automated answering machine took over telling me to give all my information. Once I've given my info over my dial phone, it told me my only payment of $48.00. I paid that thinking it was the whole total for my insurance. Since then I've never received any notice of payment. Today is February 7, 2013, yesterday February 6, 2013, I was involved in an accident involving three cars. To my knowledge I believed I was insured, the police were called in this situation. They came, moved the cars and personally told me I did not have to worry, that it wasn't my fault. Then they called AAA for tow services to have the cars towed. My car was towed to one of your AAA tow yard with my knowledge of having insurance.

    Once all was taken care of, I called AAA to report my claim. AAA informed me that I was not insured but would still submit my accident. They gave me a claim number and an agent to handle my claim. My agent called me today and left a message about how I do not have Insurance and there is nothing she can do for me! I've been with the AAA team for over a year now paying close to $1,100 for the year, and all I get is someone telling me they can do nothing for me. Now I have no insurance, no car and no way of getting to work. I am very furious right now and cannot understand why my insurance company (you guys) will not help me out, because your automated system made me believe I had insurance and you guys never gave notice to pay. Really, I don't want to lose you guys as my insurance provider, but I feel like I cannot trust AAA anymore. Hopefully, AAA will do something for their customer (me).

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    Customer ServiceClaims HandlingStaff

    Reviewed Feb. 7, 2013

    I was involved in an accident. I called AAA that day, checking my status to see if I was covered and how much my bill would be. Although I may have missed a payment, they quoted me my normal $198.14 fee, which is due each month. I went directly to the office and made a cash payment. No re-instatement or late fees were due or requested. I was sore from the accident so I went home and laid down for a couple of hours before I reported the claim. Once I got to an adjuster, they informed me that my policy had been canceled! Just 2 hours before, they said I was current and accepted my payment.

    I was transferred to a supervisor who said she would look up the call and also requested a faxed copy of the receipt to her direct fax number. She said she would look for a call in which I spoke with a customer rep who told me I was covered. Shauna assured me that if she found that I was misled or given wrong information by the rep, she would honor my claim and accept it as AAA's mistake. I faxed the receipt while I was advised that she would find the call. They gave me a call informing me that they received the receipt and would get back to me.

    This same day, I was appointed a different claim’s adjuster. There were no notes in the system listing whom I had spoken with and the promise to honor my claim if all proved true. The adjuster claimed there was no phone call that could be found (I still have the record in my phone) and the audio is the most important part to me and I faked the proof of payment. Neither of those things was considered and as a result, they denied my claim. I was mildly injured in the collision. It took 5 days for AAA to make their determination.

    I know they begin repairs immediately. Although my car is driveable, the driver's door will not open and I am entering and exiting the passenger side door with a small child who I have to drop off and pick up daily. Not to mention the hassle of getting gas and groceries and after a long day of work, I have to straddle my middle console to get in and out of the car. Not to mention I am a very tall woman with long legs. My injuries may be worsened due to this activity. I will contact the corporate office and a lawyer on my behalf for AAA's negligence.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed Jan. 30, 2013

    I was a longtime member and customer (8 years plus) of AAA Michigan. I had a clean driving record - not as much as a parking ticket. On Dec. 1, 2000, I was rear ended by a large commercial vehicle. I was seriously injured, sustaining injuries to my neck and lower back. To this day, I still suffer with severe pain. When I called to report the accident, I was assigned an adjuster Chanieda **. I was explained the benefits available to me should I need them. I had severe pain and was not able to do much of anything. After going to my doctor that did x-rays and test, I was advised not to attempt any type of physical activities or lift anything over 5lbs. I was referred to a specialist.

    I was told I would not be able to return to work, most likely indefinitely, because it was a very physical labor intense job. I was a carpenter/licensed builder. When I called Ms. ** to let her know my situation and that I would need to collect on the monthly disability payments, which would have helped me keep my business up and running and some of my bills paid, instead of helping me in my dire situation I was put through all kinds of red tape - even after I complied with all the necessary paperwork. Days, weeks and months went by, which gave me no choice but to obtain an attorney. When I met Ms. ** in person, at my lawyer's office, I could sense the hatred and see it in her face that she did not like me because I'm a white male and she's a black lady. She caused me all types of difficulties with getting my claim through.

    When I contacted her supervisor and asked for a new adjuster, I was told they don't do that. When things got a bit nasty during a couple of our phone conversations, Ms. ** requested to be taken off my claim. Her request was granted, so much for my request, for I was only a longtime loyal customer. So during the time Ms. ** was my adjuster, I had to pay out of pocket for my medications; some very expensive that I had to go without for I did not have the money to pay upfront and wait for reimbursement from AAA. Just one of the ways Ms. ** made my life more miserable and stressful. So when I talked with my new adjuster, he could not believe that Ms. ** did not send me a pharmacy card that would cover my medications; save me from paying upfront, and make my life a bit less stressful. Instead, Ms. ** did everything in her power to make my life miserable.

    I would like to know if it was just me who received this type of service or all white people in her case file, and how black people in her case file are treated. I bet they are all advised about the pharmacy card. To this day, I have to deal with AAA Michigan for I'm still on medication; in physical therapy; and have regular doctor visits. It is not a very pleasant experience dealing with AAA Michigan. I have recently told my new adjuster (of about 2 months) if I can't get my medications in a timely manner and if I was having unbearable pain, I was going to go to the emergency room. Her response was, "I would not do that if I were you." I take that as a threat!

    AAA Michigan is liable for all my medical needs pertaining to the accident for the rest of my life, for which I'm hoping to be another thirty or forty years or longer! I would love to find an attorney to help me negotiate a one time settlement with AAA Michigan, so I can have a bit less stress in my life not having to deal with such a company that condones discrimination and racism. All and all, I have nothing good to say about AAA Michigan for they were not there for me when I needed them. AAA, along with Chanieda **, caused me to lose my business, home, vehicles and boat. They, AAA Michigan and Chanieda **, destroyed my life!

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    Coverage

    Reviewed Jan. 23, 2013

    AAA Midlantic car insurance - I have been a loyal AAA car insurance member for over 3 years. I have always had a habit of paying my monthly bill online for the convenience. I recently received a renewal form from them that increased my coverage a few hundred dollars. I was upset at first, although I made the initial payment over a week prior to the due date for 75+ more than what was due.

    I received a letter on the mail today stating my policy was cancelled due to "non-payment." Funny thing is, I knew AAA was infamous for this, so I made sure I wrote down the confirmation number and I also called my bank to verify that the money was taken out of my account 7 days before it was due. I have now been driving around for 2 weeks without car insurance. Seriously, AAA?! People have more important things to worry about than car insurance. My bill was overpaid and done before it was due, so I am completely taken back by this horrendous car insurance company that has never failed to screw me over! I will definitely be complaining about this terrible service. Stay away from AAA!

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    Customer ServicePriceStaff

    Reviewed Jan. 11, 2013

    This is what I wrote to them (AAA). Imagine I was engaged in an accident and claiming from AAA: I would like to complain about a communication I had with one of your auto insurance agents (Keenan). I called for a quote for my car (I received a letter from you that you have auto insurance), and this is why I called. I explained to him that I am on a family plan, and I want to switch to one on my own. He was asking me irrelevant info that are not required for the background check (like what is my current insurance company and how many others are in the family plan, although I explained that I want a plan on my own with my wife) just because he wanted to fill out the screen form.

    I am not sure though that he knew that he could bypass them. I understand that you may lease our profiles to third parties and use them for marketing purposes, and not only as you say for background checks. But this is way too ridiculous. You can listen to the recording session. Of course, I won't visit one of your stores to get the quote. You lost me as a prospective customer (and my relatives also). I also declare that I do not want to receive any phone calls or regular mails from you. Also, erase my semi-complete data from your databases.

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    Customer ServiceClaims HandlingSales & MarketingPrice

    Reviewed Dec. 8, 2012

    On June 25th, I was rear-ended in a Jeep Grand Cherokee. The damages were a total loss. An hour later, I had to go to the ER for savor and loss of movement/feeling in my right side of my body. I have been to see an orthopedic and then put through physical therapy a few weeks later. Mid-August, I've seen a pain doctor for steroid shots and received two shots the first time. By September 20th, I received another 3 shots of steroids. By October 7th, I had to receive my first spinal tab for the possible infection for meningitis. By November 2, I was in so much pain and received a second spinal tab as more signs were showing of infections. After this point, AAA Insurance now wants to say they are not paying for any of the cost and that they want to make me see IME which in research this doctor isn't IME board certified although is able to practice in Michigan.

    AAA Insurance refuses to discuss who this independent nationwide IME group is. From what I have found through the internet, this place is a warehouse company that ships only medical supplies through UPS. All insurance companies are a government get-rich scam and screw the customer that pays for the insurance in the first place. I paid all my bills for my auto insurance that would protect me while I drive. But insurance companies can legally mentally and verbally abuse the consumer into paying for something they truly know they have no intentions to reimburse the consumer if they need to call upon a claim when they are a victim of a car accident, even the police reports show witness was a sergeant of a police department when the accident happened in front of the sheriff’s eyes.

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    CoverageStaff

    Reviewed Dec. 7, 2012

    My mother was blind and in a nursing home. She stopped driving her car about May or April of 2012. She did not renew her AAA coverage in June because she no longer needed it. Like any insurance coverage, if you stop paying, you no longer have coverage. She continues to get billed. I, her power of attorney, am not allowed to talk to them unless I take the trouble to send them copies of the POA. They don't even want to talk about her case number unless it's with her. She's not competent to defend herself verbally. Yes, I'm angry and will cancel my coverage and pass it on to all who will listen.

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    Customer ServicePriceStaff

    Reviewed Nov. 26, 2012

    I have been continuously overbilled on home and auto insurance with AAA for the past 5 months. I have made numerous calls and spoken with polite customer service agents who proceed to "update" my information over the phone over a duration of 45-60 minutes per call. Each call I have been assured that my address is up to date and that the billing issues have been addressed. Billing and address issues still have not been resolved. Forget about one stop shopping with this company. It's not worth your time or money. I will be changing to a new, more reliable company.

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    Claims HandlingPriceStaff

    Reviewed Oct. 5, 2012

    Exorbitant increase in auto insurance: I held auto insurance with AAA for 29 years and never had a claim until last year. My car was hit in a parking lot while I was in a local store in June 2011. Not my fault but of course AAA paid my first claim in 29 years. August 2012, I was responsible for an accident when I thought I was on a one-way street, but it was a two-way street. Accept full responsibility. AAA paid for repair of my car and that of the car I hit. Insurance rate in Oct. 2011 was increased by $300/year which was not unexpected. In October 2012, I received a further increase of $828/year to total $2,074 per year - one car, one driver. I called AAA to have an explanation for an increase of $1,128 per year and was told somewhat flippantly that I had 2 points on your record and this is going to follow me wherever I go. I know that! I called AARP/Hartford and signed up for identical insurance at $1,200/year.

    Beware, AAA is known to be expensive but I am appalled by this treatment. Must say I was very impressed by Hartford - never waited to speak to an individual and they were unbelievably helpful. First time I have ever written a review, but hopefully this will alert others.

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    Customer ServicePriceStaff

    Reviewed Sept. 11, 2012

    I contacted AAA in August 2012 for some auto insurance. I was quoted a price that was perfect for my budget, $216.73 a month with a down payment of $219.33, plus I had to purchase roadside service, in which the total cost came out to be $271.33. The payment was taken out on Aug. 20th. I did not want my monthly payments to be taken out on the 20th, so the agent informed me that I could change the date, but only one time. I received some papers from AAA that needed my signature. I called them on Sept. 11th wanting to ask some questions about the forms and the agent I spoke with told me that because I changed the date of the EFT, that the amount of my premium changed.

    The problem I have is I wasn't I explained this when I changed the date. I wasn't told that if I changed the date, that my premium would be more per month. The agents, because I spoke with 2 of them, both did not explain this to me. As a customer, this is very unfair. This should have been thoroughly explained to me during the enrollment. Is it that the agents are not trained properly? I would hate to think that. This was information that I needed to know. I could have decided if this is what I wanted or to find another insurance company. I was given another alternative, but the issue still remains that if I had not called in today, I would have thought my premium was one amount when it had altogether changed because of your AAA agents not communicating effectively with its customers.

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    Price

    Reviewed Aug. 23, 2012

    They say it's $14,000.00 to fix. They offered me $6,800.00 or buy it back for $2,000.00. This does not make any sense. The car is worth at less $11,000.00. It's all original Japanese car, no mods, just a really nice car. I asked if they could find another car like it to replace it. They said no. I have six cars insured with AAA, been a member for over twenty years and this is the service I get. They need to make laws that are fair. These guys are wrong. If they cannot give a fair price, I want them to fix it.

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    Customer ServiceCoverage

    Reviewed Aug. 18, 2012

    I was paying my monthly bill like I always do for the past eight years and in February, I received a check from AAA of $363.83. I was wondering why they had send it to me, so I called them and they told me it was money I had paid them for the past two months and that they had to cancel my auto insurance. I was really angry because they had never called me or told me anything. Their answer was for the past three months, I have been driving without an insurance. I couldn't believe it. I was dissatisfied and mad. They told me that if I want to have the coverage back, send back the check and they would put me back in the insurance as if nothing happened. But before they do that, they wanted to make sure I had no accidents with my cars. Since everything was clear, they added me back to the insurance. I asked the lady what if I had an accident without me knowing I had no insurance. Until now, they haven't done anything about it.

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    Customer Service

    Reviewed Aug. 16, 2012

    I canceled my auto insurance with AAA. I had paid my yearly premium in March and canceled in July. They told me my refund was going to take about 2 weeks. To my surprise, I only got $60.00 out of $740.00 that I paid for renewal. I called different people and nobody could explain to me the reason of that refund. I don't know if it's right or wrong, but I don't know what to do. Thank you.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed July 30, 2012

    On July 15, 2012, my family and I were rear ended by a large delivery truck and shoved into another car in front of us. Today is July 30, 2012 and AAA is dragging their feet. I still haven't received an amount that they are going to pay us for the total loss on our vehicle. The total loss adjuster is refusing to return my calls. The paperwork that I need to have my work filled out for not being able to return to work was supposedly sent out over a week ago, but found out today that it never was. AAA did keep calling me though about a vehicle that isn't mine. I received multiple calls the week before last about a Pontiac Aztek.

    AAA refused to pay for a rental vehicle so my family and I could get home from Virginia (we live in Michigan). I've been a member with a near flawless record for 14 years and they're treating me like a little kid wanting to stay up past my bedtime. While they haven't been outright rude, they have been very condescending and full of poor excuses. The initial adjuster I spoke to on Tuesday, July 17, in the afternoon said that he had just gotten the case file on his desk because the initial claims report (made the same day of the accident) had been sent to the wrong department, and it took them nearly 2 full business days to figure it out?

    I am very disappointed in AAA's response and handling of my claim, and as soon as everything gets squared away (if ever), I am definitely going to be switching to another company. Anyone reading this who currently has AAA coverage, you need to find another provider immediately.

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    Claims Handling

    Reviewed June 14, 2012

    AAA has not paid my insurance claim which I opened 2 years ago.

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    Staff

    Reviewed May 25, 2012

    On March 11, 2012, I was admitted to the veterans hospital at Fresno, Ca. with a minor stroke condition, and the keys were accidentally locked inside our auto. When my wife called AAA, she was informed that she was not the member, that I was, and that I would have to be present at the car's location, even after my wife explained to them that I was in ICU under an extreme condition of a stroke. AAA replied that they did not care, that they had to go by the book. They told her that she would have to pay another tow service worth $45.00 to get the car unlocked, which she had to do.

    This is the way AAA is getting, heartless and hypocrites. They offer to drive home some drunkards that are not even members and refuse to unlock a car for a wife that is there to support her sick husband who served his country honorably, and has been a member for over 25 years. As far as I am concerned, AAA is no damn good. As soon as I get well (if I do), I will be seeking another company.

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    CoverageStaff

    Reviewed May 17, 2012

    My husband was driving to work on North-bound 99, and someone had a boat they were towing, which came loose on the freeway, causing everyone to come to a complete stop. My husband was on an incline on the overpass just before Grant Line Road, and when he saw the brake lights, he moved into the shoulder to avoid hitting the car in front of him. When he went into the shoulder, the boat was sitting there; and he managed to stop before hitting the boat. At the same moment, a Dodge truck was trying to avoid hitting the same car my husband avoided hitting. The Dodge truck hit my husband's car at 55MPH, while my husband was at a complete stop. My husband was transported to Kaiser ER in Sacramento.

    AAA has agreed to pay the blue-book value of the car, which was a 2009 Nissan Sentra, and not the loan balance, which is only $1500.00 more. AAA doesn't even have the police from CHP determining who's at fault. We pay a lot for our insurance, and we have over-the-top coverage. But they won't even fight for their customers. I am hiring a lawyer, and I'm going to sue. Also, I'm going to tell everyone I know about what happened to my husband. I am a nurse, licensed by the State of California. I'm an educated person, and the adjuster at AAA treated me like I was ignorant and patronized me the entire time I spoke with her. I didn't need to explain to her my credentials, but I thought to myself, "What kind of people are you? Do you treat all of your customers this way?" I am going to contact the media as well.

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    Customer ServiceStaff

    Reviewed April 28, 2012

    I am a member of AAA. I never thought to contact them for auto insurance so I decided to see if they could compare to my current insurance company. I filled out a form online through the secure member site and got a call from one of their reps. Before he called me, he ran an entire credit report on me and had privacy information that he should not have had. I never gave him authorization to run a report and I was never asked. When he called, the work had already been done. Is this legal? I received a notice in the mail from AAA NM Interinsurance Exchange of the Automobile Club with a Fair Credit Reporting Act Notice (2). It indicated that they ran two reports. I was furious. I only called for a quote, I wasn't writing a policy with them.

    I understand that they can run a report in order to get you the best rate, but I was never asked. I did happen to ask the rep if he had ran one since he had the information I was floored with and he indicated that "no, they won't run a report, not one that would affect my score". Still, the rep didn't ask for my permission. I will not renew with AAA. I am done with them. And by the way, I sent an email to this Peter ** after I got off the phone with him basically telling him that he had no business having the information on me that he had. I never received a response. I hope he gets in trouble.

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    Customer ServiceClaims Handling

    Reviewed April 14, 2012

    My policy was cancelled in February, I was told after a certain date, and I would lose my car insurance, so AAA canceled my policy. I did not want to drive without insurance, so I got Progressive. Well, 3 weeks later, I get a call asking if I want to keep my policy, if not the $96.00 remaining. I wanted to keep them but they said no. Now, I’m getting 3 calls a day, they threaten to send it to the small claims court. How can they not take my payment then 3 weeks later, demand money. I feel that is really unfair. The cancel date was 3-12-20012, policy **.

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    Customer ServiceClaims HandlingStaff

    Reviewed April 11, 2012

    The claims representative supervisor was very discourteous and rude when assisting with my claim. Also, the representative was very evasive when I asked for an explanation of his findings. Although AAA accepts liability for this accident, they are not rendering the best customer service by not thoroughly assisting with ownership verification.

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    PriceStaff

    Reviewed April 2, 2012

    We got 2 auto accidents back in October 2010 and November 2011. Both of them were not our fault. I was not happy with AAA insurance, because the service was not fair and the price was too high. So I was shopping for another insurance company. At least 2 companies said, it shows "At Fault" when they ran a report of me. I called my agent, R. ** in Portage, Michigan, he said AAA has to put something in their system to increase the premium. But it affected my credit, especially when both accidents were not my fault. I don't even have a ticket for over 15 years. I would like to have an explanation why the reports show it is my fault. Thanks.

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    Customer ServicePrice

    Reviewed March 30, 2012

    My employer uses AAA as their group auto insurance provider. About a month ago, I emailed the representative of the AAA Colonial Blvd branch in Fort Myers, FL for an automobile quote. The representative had contacted me to identify herself as a representative for my workplace. I was asked to provide my S.S.N. and driver’s license number to allow for an accurate quote. I was quoted a down payment of $154 and a monthly payment of $77. Since this was a good price, I informed her that I would give her a call when I could change insurance providers. About two weeks ago, I contacted Michelle to find out how quickly I could start the policy because I wanted to cancel my old one in order to start the new one. I informed Michelle that I normally paid my insurance on the 29th so that I would contact her between then and the 1st of April to begin the new policy.

    I asked her if I was still looking at the amount of $154 and I was told that was correct. I informed her that I would terminate my old policy on the 28th so that I would not be charged for another month and I could start with AAA. I asked her if there would be a problem switching insurance that quickly, to be sure we were on the same page, and I was told that it would be fine. I went ahead and canceled my old insurance carrier on the 28th. On the 29th of this month (9:00a.m. today), I contacted Michelle to begin my new policy. I asked her for the details again. I was quoted the same amounts. She asked me for my debit card information and I gave it to her. Once again, I asked her if the charge would be for $154. I was told yes. I drive my child to daycare and check my phone in the parking lot to find an email from Michelle. The email states that the down payment amount went up to $215 when she went to run my information. I had been told that my information was already run to get the $154 quote, so I did not understand this. I checked my bank account to find that $215 had been deducted from my account.

    I never gave her authorization to charge me an extra $60-$70. I am a working mother and spouse supporting a family and Michelle was aware of my finances. I had told her I could only afford so much for a down payment and I did not repeatedly confirm the number with her so that she could charge me more money without so much as asking. This is awful business practice and it’s actually kind of scary that she would take such a liberty. I was very upset and I contacted her immediately. She canceled the request for the policy as I had not even received the papers to e-sign via email yet; they were not even sent before she charged my account. But as of tonight my, money is still being held by the bank and there is no guarantee as to when they will release it.

    I paid bills today as soon as I woke up as I work hard but currently live within a tight budget. My electric payment is going to bounce if the money is not back by tomorrow because Michelle took the liberty she did with my bank account. I contacted a supervisor, but all she did was say, "Well, the money is refunded," as if it was no big deal that her employee could not follow simple instructions as, "Go ahead and charge me the $154 for the down payment,” and not, "Charge me whatever you please." She also explained how the AAA plan was much better than my prior insurance as if that explained why they would take extra money from me without consent. She tried to say that the down payment amount was higher because of how quickly I wanted the policy to begin, but I had cleared this with Michelle.

    I received many excuses even though I had been thorough and asked the right questions beforehand. I could almost understand how a quote could change, but it is common sense and I would think the legal way of doing things to inform someone how much money is being taken out of their account. Michelle had gone so far as to offer me a $61 AAA membership that I declined and I even stated that I could not afford it.

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    Staff

    Reviewed Feb. 26, 2012

    There’s no agent who actively contacted me for renewal. As a good citizen, I advised them that I was switching carriers. Nonetheless, AAA claims that I owe them money for a period during which I did not renew my insurance and I had already switched to another carrier. I have phoned them and electronically contacted them, and yet they most recently again threatened to turn my account over to a collection agency.

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    Staff

    Reviewed Feb. 19, 2012

    I was driving my 85 Chevy classic truck, and slipped on an icy bridge, and bumped the concrete barrier with my front bumper (little bumper damage). The truck stalled, and I coasted in by the concrete barrier by the passing lane (1 feet off the highway). It was dark, and I had no flashers, so I left my headlights on. I couldn't even think about moving, because nobody was stopping, and a large truck (moving van size) hit the same ice I hit, and almost hit me while in the vehicle. I jumped out, and went to the side of the highway. 2 cops, who are working on an accident (100 meters away), told me that this tow truck will be back to get me (tow truck full). AAA insured guy hit me, he said he was 100% responsible, and his insurance company would take care of me. AAA doesn't want to pay me a dime, because I left my vehicle (for a brief period) on the side of the road. It's sad. I'm an Army Veteran who fought for my country for 2 1/2 years overseas, and come home to get this treatment. I'm not suing, because AAA threatened to counter-sue. Really? So I'm stuck with repairing the truck, because I don't want to have to mess with lawyer costs!

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    Customer ServicePriceStaff

    Reviewed Jan. 25, 2012

    Bad customer service. The agent I signed up with quoted me a price for 2 vehicles that was cheaper then my current ins but was $500 more a year. They keep sending me adjustment every 2 weeks. When I would try to contact my agent, she was never there. Also they don't tell you if you cancel your ins within the first year, there is a penalty. I went twice to let then know about cancelling and they never told me anything. Only that they give you 10 days before your policy cancels and even then that's not true after the 10 days, they start charging you late fees and other penalties. They keep charging you even if you get new insurance then send you to collections and that keeps going up also.

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    Customer ServiceClaims HandlingStaff

    Reviewed Jan. 24, 2012

    I had a accident in Dallas I-35 E while allowing a emergency vehicle to pass through my lane and the vehicle on the other lane hit sideways to my car. It was a slow moving traffic and emergency vehicle has to pass through. Police came few minutes after I had called the emergency. My car and his box truck stuck on the road and after few attempts, we got it out and got the police report done. It was a hard time for me to get the claims representative explain me what happens after the accident, what steps need to be taken.

    After a few days, I have been assigned an adjuster and after his call, I told him the story and he said he will follow up with the claim. The other vehicle did not have any damage and it was highly unlikely that he will put a claim on his insurance. After numerous email exchanges and meanwhile getting my car fixed the police report came out. Police put me at fault for jumping the lane and getting hit by the vehicle. I tried calling my adjuster a few times but he is not responding and was slow on my claim.

    I thought may be his supervisor can find out what he is up to so I speak to his supervisor. He asked me all the right question and told me that they will subrogate the claim. But after a month, I see in my insurance report that I have been the person at fault. I called up again to the person but this person said that police report is against you so you are at fault. But before, this in the other talks I have with the adjuster. I have been told that in a accident, they looked at all the aspects not just the police report. I asked did you talk to the other person who was involved. He said he cannot find him since he did not filed a claim. I asked him then how can he put me at fault if he did not have a statement from other person.

    He was saying police report said so and we will lose the case in court if try to present it. I said I have my wife as witness and she was there with me. He is adamant on not changing the status of the accident from "at fault". I asked him if I give you the number of other person, will you get an statement, he said yes. I went to people finder and got his details and send it to him and it has been 15 days, I have no answer from my adjuster. Please advise what should I do in this case. I am afraid to change my insurance also since that will take this case totally off track. Please advise.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2012

    I had a spin out in Wyoming and when the AAA towing service arrived. All went well until the next morning, the owner of the towing company would not accept my card, so I had to pay the tow bill. AAA indicated I needed to apply for reimbursement which I have done and since I can not get a hold of anyone to find out what my status was. I have left email messages and talked with 8 different people. I am very disappointed in the way they are treating a long time member. I am still waiting to be responded to.

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    Customer ServiceClaims HandlingStaff

    Reviewed Dec. 22, 2011

    2 weeks ago, I was in an auto accident. I immediately made a claim through AAA. The next day I was contacted by the 2 other parties’ insurance companies about the incident. I recently moved to Northern CA from Southern CA. So even though my accident happened in Northern CA, I was assigned a claims adjustor from Southern CA. I have made numerous calls to him and have received little to no information. 10 days after the accident, the adjustor still had not spoken to either of the other parties involved.

    I went in to the AAA office here in Newark, CA to discuss the claim. They said there was no one there to discuss claims, so they gave me a phone and dialed a claims department. After holding for 30 minutes, I was told I had to speak to another department and was put on hold again for 30 minutes. Then, a very rude woman came on and said my claim number was a Southern CA number and she was going to transfer me to my adjustor. I tried to tell her that the reason I was calling was that I don’t want to discuss the accident with him anymore because he obviously hasn’t done anything. She said, "Well I can’t help you. You have to deal with him."

    What kind of customer service is that? I spoke with at least 4 people, none of which would even listen to what my issue was. As soon as this accident situation is over, I will be leaving AAA for sure. I don’t even know who to contact now to try to get assistance.

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    Claims HandlingCoverageOnline & App

    Reviewed Dec. 3, 2011

    I have been a customer of AAA since March 2011. I have paid my monthly auto insurance bill online each month up until last month. They revamped their website and I am not longer able to use it. They claim since I have not purchased their membership, I can no longer use their website to pay my bill. I used to also be able to use the website to view my coverage, etc. I can no longer log in at all.

    For the overall rate experience for AAA, I had to put at least 1 star. I give AAA a big fat zero!

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    CoveragePriceStaff

    Reviewed Nov. 10, 2011

    In June 2010, a 2008 Scion XD vehicle was purchased and was added to my insurance policy. AAA Auto Insurance assumed legal and financial liability that is required by the State of California. Recently, the vehicle was involved in a hit and run situation where the driver of the Scion XD took the necessary precaution to avoid any other collision with ongoing vehicle's in the number 1 lane. Doing so, the vehicle was pushed from the rear end by the automobile that hit the Scion. The tires and rims were damaged when hitting the median strip.

    AAA states that they will only cover the bumper and paint damages, but as for the tires and rims that are about $2,000 to $2,200, they will not replace them due to the fact that they cannot find them. The reason why they are no longer available is that they are signature series 20 inch triple coated chrome plated low profiles. These tires and rims were with the vehicle at the time of original purchase of vehicle. In simple words, they improperly insured a car, vehicle, and property when they knew they couldn't insure. Money supersedes them. They indicated that they will only pay a fraction of what it will cost to replace the tires. In other words, I have to come out with nearly $1,000 to get new tires and rims to be able to drive my vehicle again. Full coverage insurance is obviously not worth it.

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    Customer ServiceClaims Handling

    Reviewed Oct. 19, 2011

    They were negligent in our claim against AAA + One Stop 86th Inc in regards to our vehicle. The end result we got no help from AAA and are out over $1000 due to the negligence.

    It was a waste of time and money. We had to reprogram all our keys for our 2008 Jeep when AAA failed to record our conversation when we asked for tow. One stop jumped us and in the end all our keys failed to work on our vehicle.

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    Customer ServiceStaff

    Reviewed Sept. 26, 2011

    My car was hit by another person who is insured with AAA Auto. The crash happened on 5/4/2011. I have been trying to contact the agent, via email and phone, to receive reimbursement for rental car charges in the amount of $2,144.89. She finally called me back on August 18th and told me the check was in the mail. After a few weeks, I still had not received the reimbursement. I have been calling and emailing her since, without any response.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 23, 2011

    I did as I was instructed to by my claims representative Kynsee ** and when I questioned Mr. ** he was snide and rude and still did not or could not answer the question if my vehicle was considered a total loss why was I instructed to turn my car into the repair shop and why did it take 13 days for them to inform myself and or the body shop that the car was a total loss?

    This whole situation has caused a financial and emotional burden on me and my family. I am still making payments on a vehicle I do not have access to. AAA is solely responsible for the repair bill as once again all I did was follow the instructions of my claims representative.

    If my car is indeed a total loss, I feel that the irresponsibility and lack of communication and false information that was given to me justifies AAA being solely responsible for the repair bill. I would at a minimum have to pay $2081.00 that is if I do not want to have my car back which is not the case. In order for me to retain my vehicle I would have to pay $3131.00. This whole situation would never have occurred if Ms. ** had informed me or the repair shop that there might be an issue with totaling my vehicle. Instead, she sent me the e-mail about turning my car into the repair shop. I feel that AAA's intent was to have my car repaired and then force me to remit payment knowing that then they would have a vehicle in excellent condition. Any help with matter would be greatly appreciated.

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    Customer ServiceClaims HandlingStaff

    Reviewed Sept. 23, 2011

    The AAA Adjuster tried to say that my being hit by debris on the freeway was 4-5 different claims. They are total scammers. The Adjuster was rude and according to the person at the Auto Center, who spoke with her, said that she even asked him what he thought happened to the car! This is the last time I'll ever use AAA. I really thought they were reputable but this experience completely changed my mind. Buyers beware!

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    Reviewed Aug. 25, 2011

    I was hit by another vehicle on May 6, 2011. The other driver was in the middle of the road and was not paying attention. She totaled my car, leaving me (a single woman with no family in that area) without a vehicle. I sustained internal bleeding, whiplash, and a concussion.

    AAA was deliberately evasive and unhelpful from the beginning. The chiropractor's receptionist commented that she had never dealt with such an unethical insurance company before, based on the behavior she and I encountered from AAA. I got a settlement that paid off the car, but AAA has refused to pay for the medical bills, which they are supposed to pay for.

    I work overseas as a teacher in an area that cannot easily get teachers--I am practically an NGO in terms of salary. I simply cannot afford the medical bills that have suddenly been heaped upon me (nor should I be expected to--I was not at fault!). I had full coverage with AAA for years but I will never go with them again after the way they've behaved.

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    Reviewed Aug. 19, 2011

    Your agent erroneously did not remove a car that was transferred onto my daughters AAA account. I called to rectify the situation. I was transferred to a manager and remained on the line an additional 15 minutes and then I was cut off. It took me 40 minutes and two phone calls to finally get to a manager. I am really upset with your companies lax in taking care of its billing and even more upset with the customer service in discussing this policy.

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    Reviewed June 25, 2011

    My vehicle, 2009 Toyota Camry, was hit by Jordan ** on the 10 Freeway Eastbound on May 19, 2011. The accident was reported to both insurers, MetLife and AAA, on May 26. Many weeks have passed, AAA, the insurer of the other party, is lacking sincerity to handle the accident, it's insured, and intends to try not to be responsible for the accident nor to compensate for the loss.

    The vehicle was estimated by Longo Toyota on June 4, and the estimate was sent indirectly to AAA by my insurance agency. But AAA is trying to shirk its responsibility. I am complaining to you of AAA's attempt, and I reserve the right to take legal action for it. AAA must be responsible for the loss that it's insured has done and pay the compensation as soon as possible.

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    Reviewed May 27, 2011

    I was rear ended in my pickup while sitting still at a light by an older gentleman in a Cadillac with full coverage by Auto Club. His Cadillac was totaled and he was 100% at fault according to the police report. My truck sustained rear damage and he pushed me into a Toyota so sustained front damage also. The estimates have come in between $4,500 to $8,500. The first Auto Club appraiser came in at $1,800, the second at $1900. I've since been experiencing headaches. But I not sure if it's because of the stress of dealing with these people or if it was due to the accident. What can I do to get my truck fixed right and what about these headaches?

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    Reviewed April 27, 2011

    I haven't used AAA or received any mail from them in about 3 years. I got a bill in the mail for $55 (billed to my credit card). I called AAA and they said they could not refund my account after it’s been charged because "they don't do that". My account isn't even expired yet they said, but I am being billed for another year. I am paying $55 for something I never use nor did I even know I had.

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    Reviewed Feb. 11, 2011

    I canceled our car insurance in March of 2009 and I was charged $54 for road service back in November 2009. I did not realize this until November 2010 when I received a notice from AAA, saying that they needed me to update my debit card information so they could renew the service! I have been trying since this time to be reimbursed and I have spoken with about 5 different people, none of whom have been able to actually pay me and close the case. The last person I have spoken with was CJ **, who was an insurance agent and not in billing. However, he has seemed to have been the most helpful. He told me in December, and then again in January, that I am supposed to get some sort of a "grace reimbursement", but I have yet to see it. At this point, he is not even returning my calls.

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    Reviewed Feb. 2, 2011

    My 24-year-old son recently moved to Germany. I contacted my insurance agent to have him taken off my policy and thought I would save money by doing this. I was told under Massachusetts law there is a point system and the law prefers to have 2 drivers per household and I would be required to pay a "slight increase with my policy which came out to be about $64. I was stunned to learn I would have to pay more money on my policy.

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    Reviewed Oct. 29, 2010

    My policy premium went up 70.83 on July 7th 2010 after my policy was in effect starting May 7,2010.Due to an amendment. When requesting my insurance I gave all information requested honestly that was asked, therefore I see no reason for increase.

    Am wondering how many other insured people are given this line. Today 10/28/10, I called and asked why my policy was increased and was told by rep. Cameron that it was because I never sent proof that I was a home owner. Well, I replied that request was never made and was told if I fax it in, I will get a refund of the extra premium. And my policy will be adjusted back to the old rate. Is this for real?

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    Reviewed Oct. 29, 2010

    AAA Insurance Company has engaged in fraudulent activity by having my credit card charged for $162.42 without reason or merit. They did not call me about this matter. They simply charged my credit card, hoping I wouldn't notice or care.

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    Reviewed April 27, 2010

    I would like some body else look over my claim # PA0001004806. I was humiliated by their offer of $500. They are not a doctor to say that I wasn't injured. I have proof of two doctors saying that I was. Please expedite full payment of my medical bills, plus $2,000 moral and mental damages.

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    Reviewed Aug. 9, 2009

    My name is Linda and I live in Warren, MI. I have worked at the same hospital for nine years. I am a single parent and good role model for my daughter. As an AAA of MI customer for ten years, I have a good driving record with no tickets nor accidents. I have been driving for 35 years. I have never filled a claim with AAA or any other insurance company. I really believed in insurance companies until June 2009, when my 2007 mini van was stolen. I called the police who came out and made a report along with calling AAA, giving them all the information they needed. The van was found 13 days later abandoned on a freeway ramp. The van was towed to a Detroit location and then to an AAA lot in Belleville, MI.

    AAA called me to meet with someone from their company regarding the claim. I went to the office and spoke with him and answered his question honestly, but some of the questions did not seem to have anything to do with my stolen car claim. He asked me where I wanted the van repaired at and we decided the dealership was the best choice. I left the office and two days later, I received a depressing voicemail from AAA that the claim had been denied. They said I would receive a letter in a couple of days that would explain everything. I finally received a letter about 2 weeks later and it did not explain anything, just the same things they told me on the phone, which was that the claim was denied and I had 5 days to pick up the van from the Belleville location.

    AAA's reasoning was that the car had not been stolen since no windows were broken and nothing was taken out. I have been devastated from that day on. I believed that by paying for insurance, I would be covered should anything happened. But I was wrong! I have tried to talk to AAA regarding the reasons why and they really do not want to talk to me, but they did say I could sue them. They have my ten years of premiums and have nothing else to say to me. But by them denying the claim and saying that the vehicle was not stolen, they have basically called me a liar!

    I need assistance to prove my innocence against this giant corporation. I did not lie or have my vehicle stolen just to file a false claim. I have contacted and spoken with the Michigan Attorney General's office along with Debbie Stabenow's office (state representative) and the Michigan Insurance Commissioners office. I have also sent them digital pictures of the vehicle inside and out. The interior of the van was very strange, the seats were folded and in the stored position with black flaky residue covering the interior. In addition, the steering column was trashed and the ignition switch was removed leaving the vehicle disabled. There was also some exterior body damage.

    Just to get to work, I am in a rental car costing me $28.95 per day because AAA will not cover this cost. Plus, I am told I have to pay the damages to my car so that it can go back to the dealer as the lease is up. As a single parent, I cannot afford to pay for these repairs and rental car. In my opinion, AAA has at least $26,000.00 of premium money and they are not willing to cover a legitimate claim, but they prefer to insinuate that I lied and made up this nightmare, inflicted this upon myself.

    Is this the way a corporation should treat their customer? In these tough times, I know all companies are trying to save money, but why are they hurting the people that have faith in them and are honest? If I was a liar, why would I call all this attention to myself by asking my state representatives, attorney general's office and your origination to look into this matter? Please help me!

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    Reviewed Aug. 9, 2009

    On 3/01/2009, a man driving a truck with AAA insurance ran a stop sign and wrecked into my truck. He was so drunk he couldn't stand up. So, the police took him to jail and the tow truck took my truck because it wasn't drivable. On 3/02/2009, I went to R & W tow and paid them for the tow. They also put on the spare tire which cost me $165.00. AAA then came and looked at it. They said "that was totaled." So Miranda called me and told me that my truck (that I had given $11,875 in 2007) was only worth $5,500 because of the gas prices. I told her that I had about $16,000 in this truck and why should I be at a lose because of this wreck, in which I didn't do anything wrong?

    She said to find a truck within 100 miles of my home to set the market value. I told her that i was looking at the only one in my area (that was a twin to my truck on eBay) which was 150 miles away. It was running on sale - $1,000 off at $8,900. She said to send her a copy, and the paperwork on the transmission rebuild ($1,746.12), the new tires ($583.58), the tow bill ($165.00), new speakers ($180.00), together with the name and model number of the two child car seats that were belted in when the car got wrecked. The police officer told us that by Missouri law, they need to be replaced.

    I also sent a copy of the bill of sale where I paid $11,875.00 in 2007. I sent this by fax at **. I called after a week to see what they were going to do and I could only get voicemail. About a month later, I was able to talk to her, only to be told that she didn't get my fax and that I would need to resend, which I did. I called and left voicemails again. Two or three weeks go by again and I got a call from a woman who went over the options on my truck and advised me that the $5,500.00 was way out of line with what my truck was worth. She told me that the only thing they would cover was the tow bill and the $5,500.00 on the truck. She said that they aren't responsible for any repair done on the transmission, the new speakers, the new tires, or the car seats.

    Why would I take less then what I can replace it for and have a used transmission, used tires and then let them take my truck on a total, in which I have paid out over half the $5,500 on this truck within the last 6 months? So, she was going to go back and look at it and call me the next day to see what she could do for me. I told her I worked nights and went to bed at 10:00 am and to call before 10:00 am. She said she would call before I went to bed.

    Anyway, she didn't call, and about week later, someone from AAA calls me in the middle of the afternoon and left a voice mail that they would send me my check for $5,800.00 when I send them my title. I have left voice mails and there was no call back. This wreck has cost me 2 days of work - 1 to get it out of the tow lot, the second was to haul my truck out to know if it can be fixed, which cost me $400.00 a day. It also cost me $50.00 a month to keep insurance on this truck when it isn't drivable.

    It is pretty bad when I had a loan for $3,060.04 and I have paid the loan off. I have spent more on my truck in the last year than what they are trying to give me if they call me back. So, I have the rest of the year off and I am taking a big lose anyway. I am having a buddy make a CD to run on YouTube about the AAA ordeal. Maybe it will open some eye about how AAA is screwing the people that can't afford to say no to AAA and got to take their piss poor offers. I am blogging for the rest of this year to see what I do for my case and all the people that can't afford stand up. My case number is **.

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    Reviewed June 17, 2009

    Car broke down in Englewood Cliffs and was towed to White Plains. Front bumper was torn from car during the tow. AAA first accused me of doing the damage myself then lied and said car was inspected by me and tow truck driver which it was not. Car was towed to an AAA garage, who found the damage and quoted a repair. Then AAA asked me to settle for $150 for a $900 repair job.

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    Reviewed March 12, 2009

    My car was scratched in the parking lot of a shopping center while I was in the store and did not see it when it happened. After I filed the claim with AAA, my claim was assigned to a claim representative who asked me if I had filed a police report. I told him that I did not because this was a scratch not hit. Then I was told that I should have reported because it's a hit and run. From my experience, the police only arrive if someone involved is injured or if it's an auto theft case. Then I was asked why I would not be interested in finding out who did this to my car.

    Does anyone think that the police is going to investigate who scratches whose car? The representative really made me feel like I was at fault. I think they were trying to be difficult so that I will not go forth with the repair. I have been a AAA customer for twenty-two years and cannot believe that I was insulted for such a small claim. However, all my previous experience with other customer/claim representatives were very pleasant. Unfortunately, the auto claim manager at the Valencia office would not reassign my claim to another claim office. What a horrible experience.

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    Reviewed Oct. 29, 2008

    We cancelled our auto insurance with AAA. The agent Jim Tischer was very rude, sarcastic and mean about our decision. He later sent us an extra bill of $122.25 indicating it was a final payment. We gladly paid to be done with AAA.
    A few days ago AAA sent us a refund check for the same out. But, the check was made out to AAA! We called their customer service and talked to Jay who first told us ALL of our families auto insurance had been cancelled, not just mine. After calling the agent back to find out if ALL of my family had no auto insurance (we did) we called Jay back and he indicated he did not fully look at his report and only my auto insurance was cancelled and that AAA sent the check in ERROR!
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    Reviewed Oct. 25, 2008

    I had an at fault accident and was told by
    AAA my rates would not go up. I received my renewal statement from AAA for $951 then a week later another for $1293. I called AAA about this and was told the person that said my rates wouldn't go up misled me. I have a statement proving my rates were supposed to remain the same, but were still increased without prior notification. Since I already have
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    Reviewed Oct. 3, 2008

    After purchasing an AAA extended warranty (expensive--for a Jaguar with all-wheel drive) I was promised peace of mind because "we pay all parts and labor . . . with no out of pocket expenses to you after a $100 deductible" (quotes are from the AAA phone line that I've been listening to while I wait), I expected the usual AAA quality service.

    I have made five (relatively small) requests for compensation, each one via a mechanic who felt I deserved that compensation. I find it difficult to judge (and argue vs. the rationalizations used to deny claims) because I don't understand engines, but my mechanics are confused too. One of the claims was paid in part, another fully. But the other three were denied. One was for an air-bag sensor; it seemed especially strange that AAA would not support repairs for safety equipment. Two others were for what the mechanics called O2 sensors, of which there are four on the Jaguar X-type. Arbitrarily, only two are defined as O2 sensors by AAA. I won't go into all the technicalities, but it seems that this extended warranty is sold but not really backed up by AAA, and I worry that really serious repairs will also be denied on some pretext. The AAA advertising about pay[ing] all parts and labor? seems to me to border on fraud...

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    Reviewed Aug. 3, 2008

    Linda of Germantown MD (08/03/08)Submitted a claim with with full documentation for trip interruption coverage for car breaking down in Las Vegas during a cross country driving trip from Chicago to Las Angeles. They denied the coverage because they believed that we had already reached our destination. We do not live in Las Vegas, do not know anyone in Las Vegas and no where in our claim did we indicate our destination was Las Vegas.

    They refuse to return our calls, communicate with us by letter or acknowledge that they are denying a claim for a bogus reason. They did not even sign the rejection letter, and there is no facility for appeal anywhere.We incurred 589.00 in expenses waiting for our car to be fixed. We specifically bought the AAA in case we would have some sort of problem with the car on this cross country journey and when it happened they did not do what they promised, causing economic problems for us.

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    Reviewed April 1, 2008

    Jose of Chula Vista CA (04/01/08)
    I recently had my car stolen in Tijuana Mexico. I drove to church there and went to lunch and by the time I left the restaurant the car was not there anymore. Originally when I switched to AAA my agent Paul Ortiz told me that the insurance would not cover liability in case of an accident in Mexico after I asked him about my trips to Mexico and the coverage of AAA. I accepted this but now the damage assessment center does not want to cover the theft and tells me that if I had gone there once every 6 months it would have covered but not like I said I did. Unfortunately my agent led me to believe otherwise and I believed I was covered for theft. I would have taken other forms of precaution, like getting theft insurance in Mexico. Of course my original agent does not work for the company anymore. On a side note I had paid for car rental expense and the claims agent did not offered me a car rental on my interview or any subsequent interviews.

    The car stolen was a Jeep Liberty 2004 with approx. 40,000 miles on it. I still owe over $8,000 for the car to the lender.

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    AAA Auto Insurance Company Information

    Company Name:
    AAA Auto Insurance
    Website:
    automotive.aaa.com