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Cinch Home Services Reviews

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About Cinch Home Services

Cinch Home Services is a home warranty company with over 45 years in business. It sells three plans with three different service fee options for flexible coverage and pricing. Cinch offers a 180-day workmanship guarantee and coverage for mechanical failure due to rust and corrosion damage, two perks that set it apart from other home warranty companies. Overall, Cinch can provide cost-effective solutions for appliance and home system repairs, but there have been some instances of dissatisfaction with the service provided.

Visit www.cinchhomeservices.com
Pros
  • Easy-to-file claims
  • Coverage for unknown preexisting conditions
  • 180-day workmanship guarantee
  • Available in most states
Cons
  • Potentially long wait times for repairs or replacements
  • Some claims denied
  • Occasional communication issues
  • Deductibles can increase over time

Review Summary

✦ Generated by AI from verified reviews

Customers praise Cinch's claims process and broad coverage. Reviewers describe knowledgeable representatives, fast claim approvals and reasonable pricing on appliance and HVAC repairs. Longtime customers report repeat positive experiences. Some mention long waits or run-around on complex repairs.

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Reviews powering this summary

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe Cinch's claims as easy to submit by phone or online. Many customers report quick approvals and prompt replacements on appliances. Longtime homeowners note repeat positive outcomes across HVAC and plumbing. Some mention slower resolution on complex repairs requiring multiple visits.

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Reviews about claims

✦ Generated by AI from verified reviewsAbove industry average

Reviewers cite strong protection on dishwashers, washers, dryers and refrigerators. Some mention specific exclusions or surprises on age-related parts.

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Reviews about coverage

✦ Generated by AI from verified reviewsAbove industry average

Reviewers praise Cinch's customer service representatives as friendly, knowledgeable and patient. Many homeowners describe agents who explained coverage carefully and resolved questions on a single call. A small share mention difficulty escalating issues to a supervisor on complex claims.

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Reviews about customer service

✦ Generated by AI from verified reviews

Homeowners report mostly positive contractor experiences. Many reviewers praise technicians who fixed problems on the first visit, with strong work across appliances and HVAC. A portion of customers describe contractors who required multiple visits or couldn't resolve the issue.

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Reviews about contractors

✦ Generated by AI from verified reviews

Customers describe Cinch's response as fast and dependable. Reviewers report same-day or next-day technician dispatch on appliance claims, with quick scheduling at signup. A few homeowners mention longer waits when parts had to be ordered for complex HVAC or refrigerator repairs.

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Reviews about response time

✦ Generated by AI from verified reviewsAbove industry average

Reviewers describe Cinch's pricing as a strong value. Longtime homeowners report savings on major appliances over the years. However, some mention rising premiums or unexpected charges.

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Reviews about value and pricing

Cinch Home Services coverage and plans

Cinch Home Services sells three home warranty plans: Repair Only, Repair + Replace, and Repair + Replace Premier.

It’s a pretty standard selection, but one standout feature is that it includes a $500 homeowners insurance deductible reimbursement as part of the Repair + Replace and Repair + Replace Premier coverage.

Also, its plans cover mechanical failures caused by rust, corrosion or sediment.

Repair + Replace Premier

The company's top-tier plan, Repair + Replace Premier, includes coverage for outside water, sewer and gas lines, as well as an additional $2,000 benefit for typically non-covered costs like permits, code upgrades and equipment disposal.

Like the other plans, it has a $10,000 aggregate coverage limit per contract term. However, specific coverage caps still apply; for example, the company will only pay up to $2,000 per covered kitchen and laundry appliance.

Add-on coverage

There’s also a long list of add-ons available starting at around $5 per month, including:

  • Pool or spa only (heater included)
  • Pool with spa (heater included)
  • Septic tank/plumbing
  • Well pump coverage

Cinch Home Services cost

Cinch Home Services' plans cost $27.99 to $89.99 per month for a home in Texas. Cinch Home Services offers three service fee options: $100, $125 and $150. The one you choose affects the overall monthly cost of your plan.

Choosing a higher service fee may be a good idea for homeowners who don’t expect to have a lot of service calls in a year but want to ensure they’re covered if they do.

Those who may have more issues in a calendar year could financially benefit from a lower service fee, even if the monthly cost is higher.

Sample costs for a home in Houston, Texas

Note: Costs are accurate at the time of publishing.

Cinch Home Services coverage exclusions

Like most home warranty companies, Cinch Home Services has some plan exclusions. However, Cinch covers mechanical failures caused by rust, corrosion or sediment, a common exclusion for many warranty companies. Here are a few of the key exclusions:

  • Routine maintenance
  • Items covered by any other warranty, insurance or guarantee
  • Failures caused by anything other than normal wear and tear, like mold, neglect, "acts of God," etc.
  • Costs of construction, code upgrades, modifications, disposal of old equipment and more
  • Commercial-grade appliances
  • Flues, venting, chimneys and exhaust lines
  • Items without a visible model or serial number
  • Recalled or defective items (as determined by Consumer Product Safety Commission or manufacturer)
  • Improper installation or repairs
  • Anything below the slab or basement floor

It’s important to note that each type of repair has its own exclusions. For example, cooktops are covered, but the company won’t replace a cracked glass top that was “misused” or “abused.” Make sure to check your contract for a full list of exclusions.

Coverage limits

Cinch Home Services plans have a $10,000 total coverage limit per agreement term. Specific limits vary by plan. The Repair Only plan generally has lower caps than the Repair + Replace and Repair + Replace Premier plans.

How to file a claim with Cinch Home Services

To file a claim with Cinch Home Services, follow these steps:

  1. Request service through your online account or by calling the company directly.
  2. Once the request is in, Cinch will provide a referral to one of its service professionals (usually within two hours during normal business hours). However, the company doesn’t guarantee when that service professional will schedule your appointment.
  3. Schedule the repair visit.

If your claim is denied, reach out to the company’s customer service team and file a formal appeal with documentation to support your claim.

FAQ

Does Cinch Home Services require a home inspection?

No, a home inspection isn’t necessary to qualify for a Cinch home protection plan. Its plans cover all appliance makes and models and unknown preexisting conditions.

Can I pick my own service technician with Cinch Home Services?

Usually, the company selects its own in-network professional for service, but it may authorize your claim for work by someone out of network after some paperwork. Make sure to read your contract to see everything required before you go this route to ensure you’re covered when it comes time to get reimbursed.

Does Cinch Home Services have an age limit on systems or appliances?

No, Cinch Home Services does not have an age limit on systems or appliances. Cinch Home Services covers all makes, models and ages of systems and appliances (included in its coverage list). Older models aren’t exempt from repair or replacement coverage.

Where are Cinch Home Services warranties available?

Cinch Home Services is available in 48 states.

How can I manage my Cinch warranty plan?

To manage your Cinch warranty plan, you create an account anytime after you purchase your plan by visiting the customer login page on the company’s site. With your online account, you can request service, check service request status, download plan documents, update information and more.

Can I cancel my Cinch warranty plan?

Yes, you can cancel your Cinch Home Services plan over the phone or through your online account. You’ll receive a full refund of the contract fees paid if you cancel within 30 days of the coverage effective date.

What is the waiting period for Cinch Home Services?

Cinch Home Services has a 30-day waiting period, as is standard with most home warranty companies.

Does Cinch Home Services cover preexisting conditions?

It depends on whether the condition is known or unknown. Known preexisting conditions aren’t covered, but Cinch Home Services covers unknown preexisting conditions for covered systems and appliances. That means an issue may still qualify if it existed before coverage began but couldn’t have been found through a visual inspection or simple mechanical test.

Still have questions?

Is Cinch Home Services legit?

Yes, Cinch Home Services is a legitimate home warranty provider that has been in business since 1978. Its list of exclusions is pretty simple and straightforward, with no big red flags.

We like that Cinch backs up its work with a fairly long workmanship guarantee, and its plans include comprehensive coverage. It’s also easy to submit and track a claim through the Cinch online portal.

Customers have expressed frustration with Cinch Home Services, citing issues with long wait times for repairs, multiple visits from contractors without resolution and unexpected out-of-pocket charges for supposedly covered repairs. These issues are not uncommon in the home warranty industry.

The majority of reviews on our site for Cinch Home Services are positive, though. Many customers find the claims process to be easy, whether done online or over the phone. The contractors sent out by Cinch are typically professional and knowledgeable, providing quality work. While some customers have had minor issues with communication or pricing, overall, Cinch Home Services is seen as a reliable and valuable home warranty provider.

Cinch Home Services Reviews

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    Verified purchase
    Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaff

    Reviewed June 9, 2026

    No matter what you get, Sears comes out, in general, which normally is not a problem. They've been great on things like appliances. I had an issue last year with the heating and air. But what I had after a while of going round and around with Sears Heating & Air, I finally asked for a different contractor. Cinch did send me a different contractor, who fixed the problem instantly.

    I had no heat from November to February on my downstairs unit. And they came out 12 times and could not figure it out, couldn't get on the same page. It had nothing to do with Cinch. It had to do with the local Sears. I called and asked for a supervisor and explained what was going on, and asked for a different contractor. And they did, in fact, send me a different contractor. The frustrating part was when the new contractor came out. He pulled a hose off with his finger and put his thumb on it. The unit fired right up.

    He said, "Ah, the pressure regulator's bad.” He went to his truck, put it on. It was done in five minutes. I had no heat for four months, but it literally took him $9-part and five minutes to fix it with appropriate tech. So, frustrating. But again, it wasn’t really Cinch’s fault. Luckily, it was just my downstairs unit. I had heat upstairs. But something so simple, the guy fixed it so fast. But again, that was really on Sears' thing. Cinch sends me the people who are supposed to be able to fix it. Unfortunately, my local Sears HVAC guys are not that good. Luck of the draw.

    I don't know that I blame Cinch for that as much as Sears. They’re kind of all one and the same, but when I did call and ask for something different, they did send me something different. We got it resolved, and I haven't had a problem since. So, I'm trying not to blame Cinch for the fact that some incompetent worker showed up with a company you would think is good, like Sears. All of my other work that Sears has done, like on my dishwasher, has been amazing. They come, they get the parts, they fix it. Boom, no problems. This was the one time that I had an issue. But like I said, when I did talk to somebody higher up, they did what I asked and sent me a different company, and that resolved the issue immediately. So, good on Cinch for fixing it. Sucks that it took that long. But part of that was me being nice and not wanting to complain.

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      Verified purchase
      Customer ServiceClaims HandlingTechPunctuality & SpeedRefunds & PayoutsStaffRatesCommunication

      Reviewed June 8, 2026

      I was with Cinch for five years and the only two claims I’ve ever submitted went fairly well. The claims people did their job and asked questions. But for the first claim, there was a bit of confusion on my end. It seemed like online was the more streamlined, and the telephone service piece was a little bit disconnected. It needed to be a little more beefed up or user-friendly. The first claim was for a garbage disposal replacement and the people were out fairly quickly and had a friendly voice and tone. So, it was good. The tech that came out was great. He was clean and friendly. He was able to quickly do the job. He showed me where and how the garbage disposal was gonna be hooked up and even improved the line from the dishwasher to the garbage disposal.

      I’ve had Cinch for several years but I just cancelled or paused it, because in the last three years, I've noticed an increase in the yearly subscription. And then I've noticed that for replacement items, everything seemed to be decreasing. In the risk versus benefit type of scenario, I spent $800 to maybe only get $1000 back. It didn't seem to weigh in my favor. I’d rather, at that point, just keep the $800 and wait to see if something happened. With water, I’ve had a few things happen in the past that I handled out of pocket, like a door leak and other structural issues.

      I had a hot water tank issue, and I realized it was water again and I needed to get it fixed. I quickly had it remediated and taken care of, and then afterward, I realized I had a home warranty. I did not go through Cinch and the whole process solidified my decision to give the home warranty to friends or anyone who has that benefit, because maybe they can get it at a better rate. Home warranties often get a bad rap for wanting to deny everything, and they could have easily denied my claim because I didn’t go through a preferred vendor. I had also bought a unit that was a bit of an upgrade and not like-for-like.

      There were a lot of reasons they could have denied it. I didn’t have the serial number, and there was some back and forth about getting the serial number from the old unit, but it had already been thrown away and I had no idea what it was. Even with those issues, it ended up being a very positive experience. Being a recurring customer over the years, I’d want to see Cinch drop the rate instead. The bell curve for that didn’t meet my needs financially from a homeownership perspective. If there was something with more customer value, that probably would have kept me in the loop a little longer.

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      Cinch Home Services
      Response from Cinch Home Services

      Michael, Thank you for sharing your experience and for being a Cinch customer for five years, we truly appreciate your loyalty and thoughtful feedback.

      We’re glad to hear that your claims experience overall went well and that the service providers you worked with were professional, friendly, and efficient. It’s great to know the garbage disposal repair left a positive impression and that the technician went the extra mile during the visit.

      At the same time, we understand your concerns regarding the online versus phone experience and the rising cost of coverage compared to the perceived value. Your feedback on pricing and coverage balance is important, and we recognize how those factors play a significant role in your decision to continue a plan.

      We also appreciate you highlighting your hot water tank experience. Even with challenges like missing information and work completed outside of the preferred network, we’re glad we could still provide a positive outcome, that’s the level of flexibility and support we aim to deliver.

      Thank you again for your honest insights. They help us identify opportunities to improve both our customer experience and the value we provide. We’re grateful you’ve recommended home warranties to others and hope to have the opportunity to serve you again in the future. Sincerely, Brooklyn

      Verified purchase
      Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed June 5, 2026

      Cinch came with the house when I bought it and it’s been five years since then. I've had many claims over the years and calling them in is easy enough, although the automated system can be a pain to get to the right spot. Once I get to somebody, they tell me how much it costs, I pay that, and then they continue. I've had work done on the dryer, microwave, convection oven, stove, air conditioning, furnace, pool pump, dishwasher, refrigerator, and electrical too. The electrical people couldn't figure out the problem and said there was nothing they could do. But the guys for the furnace, the dishwasher and the dryer were good. There were a couple of other ones who said they didn't have anybody in our area because we're out in the middle of nowhere. So, it still cost me the money to make the claim, but nobody ever came out to fix anything. So, I didn't like that part.

      Cinch would rather repair something 50 times before they replace it. Because if they do, people would tend not to renew the warranty on it because they got a brand-new one. I've had the same thing repaired over and over. I called them to get the dryer fixed and it cost me 200 bucks to get a $7.80 part fixed. One time, the dishwasher guy came out and it cost me 150 bucks. He ordered electrical parts and a new pump, and two weeks later, the parts came in. He showed up and said it was just the wires disconnected. He should have looked at it the first time. He then said I could keep the pump and he was taking the electrical parts. Then he said it was all done. I said the dishwasher was still not cleaning right. He said it should. So we jacked with it for a little bit and water started running out on the floor. It was still not right and he started to take the pump off. He never put the stuff back together when he left, and it leaked all over the floor.

      He also told me that if it takes more than 30 minutes, he wouldn’t do it. I took the dishwasher out and had it sitting on the floor for him. I ended up replacing the pump myself. It leaks, but we’re living with it right now because the dishwasher was $1,000 and I'm not replacing it yet. It went okay and he was a nice guy. At the same time that he was there working on everything, my dryer went out for the third time. He said he didn’t do dryers but he looked at it and said the problem was the fuse. He put a new fuse in and gave it to me for free. And the dryer worked great.

      About four or five years ago, right after we moved in, a tech came out to work on my furnace. I have two units in the house, and he red-tagged the upstairs gas furnace and condemned it, saying I couldn't use it anymore and I need to get a new one. I put a claim on it, and Cinch sent a guy out. He said the burners weren't cracked, so he was going to try to fix them and get them working. I told him the previous technician had condemned it, and now he was saying he could repair it. He explained that they weren't going to replace it and would only do repairs on it. I said okay and let him repair it. He put foil tape on it and said it was the best he could do. I asked why not just replace it and he said Cinch won’t do it. It’s their policy and they’re only going to keep repairing it. He has seen them throw thousands of dollars at something that only cost 500 bucks, which was what we were doing to the gas furnace.

      He fixed the gas furnace enough. He jury-rigged it so that it works. But now, it's not red-tagged anymore and I can heat up the upstairs in my house. Cinch replaced the condenser unit outside, but wouldn't do anything to the furnace on the inside. Then the circuit board went bad on the main unit and the tech fixed it. I said it was 30 years old and they would only repair it. And I told them to do it.

      We keep paying Cinch to get stuff fixed. Because we had a power surge here and it burned up my pool pump, my double oven, my stove, and my convection oven. The tech tried to repair the refrigerator but he couldn't get it done. So, Cinch sent us a check to replace it. I'll still recommend Cinch to people because they at least get stuff repaired and we're out in the middle of nowhere. My experience has been a little bit above average. They seem like a nice company that tries to get the stuff done. If it wasn't for the warranty, I'd have ended up buying a lot of things new. I always recommend having a home warranty with a house.

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      Cinch Home Services
      Response from Cinch Home Services

      Charlie, Thank you for taking the time to share such a detailed review and for being with Cinch for the past five years, we truly value your loyalty and your honest feedback.

      It’s great to hear that you’ve had positive experiences with several of our service providers and that your coverage has helped with multiple repairs over the years. At the same time, we understand your frustration with certain service experiences, delays in locating providers in your area, and situations where repairs didn’t meet expectations. That’s not the level of consistency we aim to deliver, and your feedback highlights important areas where we can improve.

      We also appreciate you sharing your perspective on the repair versus replacement process. Our goal is always to follow the terms of the plan while providing the most practical resolution, but we recognize how repeated repairs or service issues can feel frustrating, especially when dealing with older equipment.

      Your comments regarding the dishwasher service and provider communication are especially concerning, and we would welcome the opportunity to review that experience further to ensure it’s properly addressed.

      Thank you again for your candid feedback and for continuing to recommend having a home warranty. We’re glad to hear your overall experience has been above average, and we remain committed to improving and providing you with a better experience moving forward. Sincerely, Brooklyn

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedOnline & AppMaintenanceStaffRates

      Reviewed May 27, 2026

      We wanted to be protected for our appliances and to have something that gives us the comfort of having insurance. And if something goes bad, we can call and get it repaired. We signed up with Cinch and we've been a customer for 15-plus years. I submit my claims online and they have all the options on there where you select the issue that you're having, then you submit the ticket and they'll assign you a contractor. After that, the contractor reaches out to you with the date and time, then they take care of whatever your problem is once you schedule the date.

      We recently had two gentlemen come out for the AC. First, a person came out and looked at the equipment, then sent back a report to Cinch and they decided on what needed to be done next. My AC was 20-some years old, so they decided to replace it. Once they told me that that was the case, they told me to schedule with the team that came out originally. They said that once I scheduled a time, they'd come out and replace the equipment. These guys came out in a couple of hours. They took out the whole system and put on a new system and it was up and running. We had no issues at all, thankfully, so far.

      I like that it's very easy to submit a case with Cinch. Their website is very user-friendly and it's to the point. It doesn't have too much information which could be overwhelming for some people sometimes. I work in IT, so I'm fine with it. But my parents, they can easily go in there and find what they need to find. Also, I never really have to call or be on hold for anything like that. When I have to speak to them for special issues, I call them and they've been very helpful. But other than that, I like the fact that I can just do everything online and they immediately send text messages confirming that the appointment's been set. So far, the warranty covers a lot of appliances and some that I didn't even expect. So I like that, too. At one point, the price was 100 bucks per call. Now, it's 150. Nobody likes that, but with all the hardware and all the prices going up, it's fine.

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      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffRatesTransparency

      Reviewed May 10, 2026

      I'm a realtor. And I encourage people to buy the Cinch Warranty, because I've been a customer for 12 years. Using Cinch has been a very good experience. Recently, I've run into a little something, but it wasn't Cinch. It was the service person. But that's a different story.

      We had a call-in because our ice maker quit working on our refrigerator. They got me a service repair, that little system, got that set up for the service guy to come out. He came out and checked the ice maker and found that it needed to have a new one installed, because the other one couldn't be repaired. So, he ordered a new one.

      Their system for staying in touch, keeping you informed, was definitely adequate. So, then he brought the new one out and put it in. He worked on it for a long time ‘cause it's not an easy part to put in. He said, “This should work within 24 hours. It takes a while for ice to be made.” He said, “If it doesn't, let me know.” It didn't. And it's never made ice. He said he would turn the report into Cinch because, “You're gonna have to get a new refrigerator.” Because this particular model with this particular ice maker was notorious for not being repairable, though sometimes it was.

      And the unfortunate thing about this is not a Cinch problem, but the repairman has not turned the report in after being out here for over a month ago. And until he turns the report in and reports to Cinch whatever paperwork they need so that they can take me to the next step, we won't have it yet and that's frustrating. But that's not a Cinch problem. That's the service guy.

      But they need a Plan B if the service people don't do their paperwork, ‘cause, obviously, the paperwork is something he doesn't want to do, for whatever reason. They need a Plan B when they can't get the report, so we can move to the next step. Because if this were a faulty refrigerator or an air conditioner, going for over a month, and still not getting the replacement, is not what I booked up for. But that's something they've got to figure out.

      They called me and talked to me, which was really nice, because they can improve their phone tree. Their phone tree is a little bit frustrating. And as a realtor, I don't want my customers frustrated with a warranty that they've purchased or gotten from a seller. Their phone tree makes it hard to get to a person. And there's a limit to what phone trees are good for. When you don't get someone to talk through an issue that's not on the phone tree, “Push this button, and you can get to this,” it's very hard to get to a live person. Most people are not tenacious enough to keep pressing to get to a live person.

      But I was getting a text for a little bit, an email update, and they just started calling me. They told me what the issue is. They're still trying to get the guy to turn the report in so we can move on, but we don't have it yet.

      There was another customer of mine who has a Cinch Warranty. This was her air conditioner. And she had to wait a month for them to come out. That's too long, at this time of the year, to come out to figure out what it needed. She said, “Finally, they came.” And then they were gonna come back in a week and bring the motor out, ‘cause the air conditioner needed a new fan motor. That's not a complicated repair.

      And instead of a week, he put her off until the 9th of June. And it's hot and muggy. He's a Sears repair person, but she's getting pushed to the back of the line because she's a warranty person, not a customer off the street. I'm not crazy about that at all.

      If you're gonna have people come out to fulfill the repair, they shouldn't be feeling like they're second-class citizens. And it really was discouraging to her. On top of the fact that we're trying to get her house on the market, so we wanna make sure everything's in good shape. And she's got a Cinch Warranty on her new property that she's purchased. So, it's not like she wouldn't use Cinch.

      But those are things that could be polished up. They could be a lot better. And Cinch is big enough to make them better. But every time I talk to a Cinch person, they're really very good. I like that, because customer service in my industry and their industry is critical. You have to feel like you're being heard and taken care of. If the company is gonna be fabulous, that's where it starts. 

      I also don't think the price is too bad, considering they do cover a lot of things. And it's understandable. Nothing's cheap these days, and everything has gone up. For what you get, I like it. It's a lot of money, but it's a lot more money to not have it.

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      Cinch Home Services
      Response from Cinch Home Services

      Hi Vicky, Thank you for your continued loyalty over the past 12 years and for recommending Cinch to your clients. We truly appreciate your trust and partnership.

      We’re glad to hear you’ve had positive experiences overall, but we sincerely apologize for the delays you’ve described. You’re absolutely right—waiting on a service provider to submit documentation should not prevent progress on your claim. This is not the experience we want for you or your clients.

      Our team would like to personally step in and ensure this matter—and any outstanding concerns for you or your clients—are fully addressed. We will be reaching out via private message to request claim details and contact information so we can prioritize these issues and work toward a timely resolution.

      We also appreciate your feedback regarding service delays and accessibility through our phone system. Your insights are valuable and have been shared internally as we continue working to improve both our service network and customer experience.

      Thank you again for your honest and thoughtful feedback. We look forward to connecting with you and making this right. Sincerely, Angela

      Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & TransparencyCoverage Limits

      Reviewed July 5, 2026

      I called in a service on May 7th due to an issue I had with my air conditioning unit last July. Cinch services scheduled a service call with B and J air and heating. B and J came out and informed me that my stems where the freon is inserted were bad. B and J claim he repaired the stems. I was charged 750.00 for freon because Cinch only pays for 5 or 10 dollars of 100 dollars per pound of freon. I thought the unit was repaired. I also found out the the warranty work is only good for 6 months. So from July in the summer to January while using heat I had no idea my freon was still running out because of a hole in the evaporator coil. Well in April of the next year 2026 when the temperature started heating up again I didn't have freon to cool the house. I contacted CINCH home services, paid the 150 dollar service fee but I told them I did not want B and J coming back to my home. I explained why. B and J lied on the report provided to CInch and stated that B and J checked my evaporator coil on the outside and inside unit in the attic. B and J never stepped foot in my house. So, I can't figure out how he ended up in the attic. I was with him the entire time. B and J lied on the report. My main concern was how did I spend 750 dollars on freon and within the warranty period all the freon leaked out. One of the supervisors from CINCH sent me an email of what was provided to CINCH from B and J. I asked CINCH for another company. They stated in my area that they only have two Air conditioning and heating companies and the other company is Kapital City Heating And Air. I contacted Kapital City on Friday evening and wa given an appointment for service the following Monday at 0800 a.m. By the way I took a day off work to get my air conditioning serviced. I waited on Kapital City until 10:30 a.m. Kapital City didn't call. Their phone went directly to voicemail and the mailbox was full. I couldn't reach anyone. I contacted CINCH and CINCH told me to be patient that Kapital City was probably finishing up a job and I should be patient. I was very patient. I didn't get any service that day. Kapital City gave me a phone call around 7:30 p.m.explaining that he was sorry for missing the appointment and wanted to know if he could do the repair the following day. I phoned CINCH again, on Tuesday and they said since the y only have two air and heating companies in my area that I could find my own company and have the repairs completed and the would reimburse me. I received a CINCH service job checklist. I received two quotes to ensure both companies I was planning to hire said the issue was the same, which was the evaporator coil. I hired Airprt Heating and Cooling and they did an outstanding job The Airport Heating technician sat at my table and filled out all tge information on the CINCH form required. I took a picture of the bad evaporator coil and the service technician got the serial # and model # of the repaired units upstairs in the attic and the iutside unit. In other words the directions weren't clear. The CINCH required form ask for one thing and an email ask for something totally different. CINCH has a link for correspondence and email which I used to provide all documents for reimbursement. I called CINCH the following day and they said they didn't receive the documentation and had no way of checking. I also sent the documentation to the original customer service representative. I called CINCH a week later and they had my claim but they required additional information that wasn't on the original CINCH form. They wanted to know if oil was on the floor in the attic? If the fens and bends were damaged and etc. Im not an air conditioning and heating professional, so I have no clue. On Tuesday 30 June 2026, I decided to call and ask questions about canceling my service such as if I cancel my service is my claim still pending and etc.? I was transferred to customer service and since I had been getting incorrect information I started asking direct questions and not just believing what I was told. I asked to speak to a supervisor without success. I waited for a supervisor for 25 plus minutes without the original rep saying that the supervisor was busy and he would be with me shortly. He just left me on hold the entire time. I hung up and called back and spoke to another customer service representative and she couldn't understand why I had gone through so much. I found out later on that the supervisor tried to call me back while I was on the phone with the other CINCH representaive. I was told that because I called in to inquire about canceling my service with CINCH and the supervisor couldn't reach me its Cinch' policy to cancel the agreement. CINCH isn't a good company. No one has the same training in customer service and they just transfer you from one rep to the other. So now my service agreement is canceled and I can't get reimbursed my 1713.00 owed to me. I wouldn't recommend this company to anyone. I was authorized to find a company of my choice. I asked several times if I hire a company would there be an issue getting reimbursed? I was told no several times. Now there's an issue. This company is getting over on their customers and hoping that they will just go away.

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      Response from Cinch Home Services

      Anthony, Thank you for sharing your feedback. We understand how frustrating this experience has been and appreciate you bringing these concerns to our attention. We have located your account and are currently reviewing the details surrounding the service requests, contractor assignments, reimbursement submission, and the communication you received throughout the process. We recognize the inconvenience caused by missed appointments, delays, and any confusion regarding claim requirements or policy status. Our team will be reaching out directly to discuss your concerns and review the matter further. We value the opportunity to address your experience and appreciate your patience as we complete our review. Sincerely, Angela

      Customer ServiceTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffFollow-Through

      Reviewed July 4, 2026

      Had an air conditioning tech come and diagnose my ac unit as it was leaking inside the house. He checked the unit in the attic and said yes it's leaking. He the checked the outside unit and stated the outside unit was also leaking. He said the capacitor was broken and preventing the compressor from shutting down and I needed a new compressor and capacitor. I had an appointment for the following week for the maintenance. I received an email that the technician was here, however no one showed. Then had email stating job was completed. I tried to contact Sears and Cinch just to be told by the automated phone service that no representative was available at that number. I scheduled for a return service for the job and had to pay for a second diagnostic for the same problem, however no one showed again. I got the same notification technician was on site and got an email showing parts and labor. It was the same technician that was supposed to show the first time. The technician also wrote that the supervisor advised closing the job. Why did they charge parts and labor when they didn't show? I got a separate company to come out and I was told the unit is fine that the drain line was plugged, after he unplugged the drain line everything is working as advertised. When Sears called about the job I let them know that no one showed and I was going to call a company I could trust.

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      Response from Cinch Home Services

      Hi Lew, Thank you for bringing this to our attention. We understand your concerns regarding the service experience, appointment notifications, diagnosis provided, and communications surrounding this claim. We have reviewed the account and are currently looking into the circumstances you described, including the appointment history and service documentation. A member of our team will be following up directly to discuss the matter further. We appreciate the opportunity to review your experience and address your concerns. Sincerely, Angela

      Customer ServicePunctuality & SpeedStaff

      Reviewed July 3, 2026

      Have been waiting for 5 weeks for my refrigerator to be repaired, Have been calling the call center to escalate and no results. They keep saying they are waiting for their team member to respond. **

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      Response from Cinch Home Services

      Ali, Thank you for bringing this to our attention. We understand how frustrating it is to be without a refrigerator for an extended period of time, especially when you've made multiple attempts to obtain updates and assistance. Our team is actively looking into the matter and will follow up directly to discuss the status and next steps. We appreciate your patience and the opportunity to address your concerns. Sincerely, Angela

      Verified purchase
      TechPricePunctuality & SpeedRefunds & PayoutsMaintenance

      Reviewed July 3, 2026

      Cinch Home Services was included with our home purchase in ’23 and we've continued it since. It's like any home warranty. They wanna put band-aids instead of fixing the problem. if there's a problem, the techs will come out and do the very minimal thing. They look for any possible way to not have to pay for something. Ordering parts is difficult and I have to wait. We had a refrigerator that we had to get parts for. Cinch sent the guy out to diagnose it, and then he ordered parts. But they never came. It took about a month before it got fixed.

      One thing I don't like about Cinch is that they seem to charge a deductible per appliance. If I'm having a problem with my refrigerator and also with my washer and dryer, even though they're all appliances and they send out the same appliance guy, they want to charge me two deductibles, which is ridiculous. With other home warranty companies, if you have a refrigerator, dishwasher, and microwave all giving you trouble, you pay one deductible, and the techs come out and fix all three. Cinch is a catastrophic plan that is better than nothing, but be prepared to still pay quite a bit on repairs. People should look around and see if there's a better company out there.

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      Response from Cinch Home Services

      Thank you for sharing your experience and for choosing to continue your coverage with us since your home purchase. We appreciate your feedback and understand your concerns regarding repair timelines, parts availability, and service fees.

      We recognize that waiting for parts and repairs—especially for essential appliances like a refrigerator—can be frustrating. While parts availability is often dependent on manufacturer and supplier inventory, we understand the impact these delays can have on homeowners and are continually working to improve the service experience.

      Regarding service fees, they are assessed per covered trade/service request in accordance with the terms of the home protection plan. We understand that different home warranty companies may structure their coverage and service fees differently, and we appreciate your perspective on this aspect of the program.

      Thank you again for taking the time to provide your feedback. Customer insights help us identify opportunities for improvement and better serve our homeowners.

      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenanceStaffHonesty & Transparency

      Reviewed July 1, 2026

      What a joke. What in thought would be an easy warranty company has turned into a cluster. Fixing air conditioner is easy. I can call someone out and just pay for it within 1 day. Going through cinch is a process and they lie. I heard 24 to 48hrs, then I hear someone will be out tomorrow to fit it but the actual technician hasnt even gotten the ok to do anything and then I hear oh they are reviewing it so a other 24 to 48hrs to fix it. If you're wondering if its worth it....no. Save up money monthly to fix problems that may come up. Soooo frustrated!

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      Response from Cinch Home Services

      Kayla, Thank you for sharing your feedback. We're sorry to hear that your recent claim experience has been frustrating and did not meet your expectations. We understand how important air conditioning service is, especially when you're waiting for updates and repairs to move forward. We have located your claim information and would like the opportunity to review the concerns you've raised regarding communication, service timing, and claim handling. A member of our team will be reaching out directly to discuss your experience and see how we can assist. Sincerely, Angela

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      Cinch Home Services Company Information

      Social media:
      Company Name:
      Cinch Home Services
      Company Type:
      Private
      Year Founded:
      1978
      Address:
      4700 Exchange Court, Ste. 300
      City:
      Boca Raton
      State/Province:
      FL
      Postal Code:
      33431
      Country:
      United States
      Website:
      www.cinchhomeservices.com

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