Choice Home Warranty vs. 2-10 Home Buyers Warranty
Compare coverage, cost and reviews
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If you’re looking for a home warranty to cover costs of repairing broken-down household systems and appliances, there are plenty of providers to choose from. Here, we compare Choice Home Warranty with 2-10 Home Buyers Warranty to help narrow your options. One company is more favored by customers, while the other offers a wider variety of coverage options. Keep reading to learn more.
Choice Home Warranty vs. 2-10 Home Buyers Warranty cost
While 2-10 Home Buyers Warranty's monthly premiums are lower for basic coverage, Choice Home Warranty is the more economical choice for comprehensive, high-tier plans. Another key cost to consider is the service fee, which is the amount you pay for a technician's visit; 2-10 Home Buyers Warranty has a lower entry point for this one-time cost.
Choice Home Warranty plans and pricing
Choice Home Warranty offers two plans, but its service fee is always $100. You can get a discounted rate on either plan by paying annually instead of monthly:
- Basic plan: $560 per year
- Total plan: $660 per year
| Service fee | Basic | Total |
|---|---|---|
| $100 | $49.17 | $57.50 |
2-10 Home Buyers Warranty plans and pricing
2-10 Home Buyers Warranty plans come with a service fee of $65, $85 or $100 — your choice. Opting to pay more out of pocket when you need a repair reduces the monthly cost of your plan. You can also get a discounted rate for paying annually:
- Simply Kitchen plan: $384, $420 or $492 per year
- Complete Home plan: $624, $660 or $732 per year
- Pinnacle Home plan: $792, $828 or $900 per year
| Service fee | Simply Kitchen | Complete Home | Pinnacle Home |
|---|---|---|---|
| $65 | $41 | $61 | $75 |
| $85 | $35 | $55 | $69 |
| $100 | $32 | $52 | $66 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
Choice Home Warranty vs. 2-10 Home Buyers Warranty coverage
Your choice between these two companies may depend on the type of coverage you need upfront. 2-10 Home Buyers Warranty provides specialized entry-level options that cover only appliances. Choice Home Warranty, on the other hand, bundles both systems and appliances into all of its plans, including its most basic one, which might be better if you need comprehensive protection from the start.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
Choice Home Warranty vs. 2-10 Home Buyers Warranty add-ons
Choice Home Warranty offers a wider variety of specialty add-ons including septic systems, septic tank pumping and stand-alone freezers. 2-10 Home Buyers Warranty covers the basics like pool and spa protection but has fewer unique options. Your choice may depend on whether you need coverage for specific uncommon home items.
Choice Home Warranty add-ons
You can choose to include up to 12 add-ons with any Choice Home Warranty plan. Here’s the monthly pricing for these additional coverage items:
| Optional coverage | Monthly cost |
|---|---|
| Ice maker | $2.08 |
| Second refrigerator | $3.33 |
| Stand-alone freezer | $3.33 |
| Sump pump | $3.33 |
| Central vacuum | $3.33 |
| Septic tank pumping | $5.42 |
| Roof leak repair | $5.83 |
| Well pump | $8.33 |
| Sprinkler system | $8.33 |
| Septic system | $10 |
| Pool and spa | $15 |
| Additional spa | $15 |
2-10 Home Buyers Warranty add-ons
2-10 Home Buyers Warranty provides a choice of 21 add-ons. The monthly pricing for some of the most popular optional coverage items is listed below:
| Optional coverage | Monthly cost |
|---|---|
| Septic system | $4 |
| Stand-alone freezer | $4 |
| Second refrigerator | $5 |
| Well pump | $6 |
| Roof leak repair | $8 |
| Inground pool | $18 |
What Choice Home Warranty customers say
Choice Home Warranty has over 50,000 reviews on ConsumerAffairs, with an average rating of 4 out of 5 stars as of publishing. Customers say the reps are polite, professional and knowledgeable. Many criticisms have to do with claims being denied, often due to coverage limitations. Overall, customers report being satisfied with the coverage CHW provides.
"This was the first time I've had to use my Choice Home Warranty. The claim was easy to file online and I was pleasantly surprised that an HVAC company called to schedule an appointment so quickly. Once he arrived, he was very professional and very informative.”
What 2-10 Home Buyers Warranty customers say
2-10 Home Buyers Warranty currently has over 5,000 reviews on ConsumerAffairs. Several reviews mention good coverage and helpful representatives. Many customers, however, have criticisms about wait times and issues with not having technicians nearby.
"I did two claims with 2-10 at the same time. ... I had a clogged drain. They immediately messaged me, saying, ‘We're looking for somebody.’ After that, an automated message said, ‘We found somebody.’ and then, the next workday, somebody called me. They scheduled a time and came out quickly. From the website to the contractor that they got, I have zero complaints.”
Bottom line: Choice Home Warranty or 2-10 Home Buyers Warranty?
Choice Home Warranty and 2-10 Home Buyers each have positives. CHW’s coverage always includes systems and appliances, and the company is reviewed favorably by customers. 2-10 HBW has a kitchen appliances-only plan that starts under $20 per month and gives you service fee options.
- Choice Home Warranty is best for homeowners who want coverage for both appliances and systems from a well-reviewed provider.
- 2-10 Home Buyers Warranty is best for homeowners who want a wider variety of options for plans, service call fees and add-ons.
