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  4. Choice Home Warranty vs. 2-10 Home Buyers Warranty

Choice Home Warranty vs. 2-10 Home Buyers Warranty

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    Choice Home Warranty

    What is the difference between Choice Home Warranty and 2-10 Home Buyers Warranty?

    If you’re looking for a home warranty to cover costs of repairing broken-down household systems and appliances, there are plenty of providers to choose from. Here, we compare Choice Home Warranty with 2-10 Home Buyers Warranty to help narrow your options. One company is more favored by customers, while the other offers a wider variety of coverage options. Keep reading to learn more.


    choice home warranty logo2-10 home buyers warranty logo
    Monthly premium cost$46.83 to $54.75$18 to $67.79
    Average cost for combo plan$54.75 (Total plan)$51 (Complete Home plan)
    Annual premium cost$532 to $627 (for 13 months)$264 to $720
    Service call fee$85$65, $85 or $100
    Discounts availableDiscounts for paying annually; free 13th monthSave $5 a month with auto-renewal discount
    choice home warranty logo$46.83 to $54.75$54.75 (Total plan)$532 to $627 (for 13 months)$85Discounts for paying annually; free 13th month
    2-10 home buyers warranty logo$18 to $67.79$51 (Complete Home plan)$264 to $720$65, $85 or $100Save $5 a month with auto-renewal discount


    choice home warranty logo2-10 home buyers warranty logo
    Plans availableBasic, TotalSimply Kitchen, Complete Home, Pinnacle Home
    Covered systems88
    Covered appliances85
    Combo plan covered items1613
    Service recall period30 days for labor; 90 days for partsNot listed
    Availability48 states29 states
    choice home warranty logoBasic, Total881630 days for labor; 90 days for parts48 states
    2-10 home buyers warranty logoSimply Kitchen, Complete Home, Pinnacle Home8513Not listed29 states

    Appliances coverage

    choice home warranty logo2-10 home buyers warranty logo
    Built-in food centers
    Built-in microwaves
    Clothes dryersAdd-on
    Clothes washersAdd-on
    Ice maker
    Instant hot/cold water dispensers
    Ranges, ovens and cooktops
    Trash compactors
    Water sensors
    Whirlpool bathtub
    choice home warranty logo
    2-10 home buyers warranty logoAdd-onAdd-on

    Systems coverage

    choice home warranty logo2-10 home buyers warranty logo
    Air conditioning
    Ceiling fans
    Central vacuumsAdd-on
    Garage door openers
    Garbage disposals
    Smoke detectors
    Water heaters
    choice home warranty logoAdd-on
    2-10 home buyers warranty logo

    Other coverage

    choice home warranty logo2-10 home buyers warranty logo
    Guest unitAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onSeptic system add-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    choice home warranty logoAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    2-10 home buyers warranty logoAdd-onAdd-onAdd-onSeptic system add-onAdd-onAdd-onAdd-on

    Reputation on ConsumerAffairs

    choice home warranty logo2-10 home buyers warranty logo
    Overall star rating4.02.5
    Verified customer reviewsRead reviewsRead reviews
    choice home warranty logo4.0Read reviews
    2-10 home buyers warranty logo2.5Read reviews

    All prices are based on a quote for a house of less than 5,000 square feet in Austin, Texas. All information is accurate as of publishing.

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      Choice Home Warranty

      Choice Home Warranty has been in business over 13 years and has covered more than 1 million homes throughout the U.S. Plans are available in all states except California and Washington. There are two plans; both cover systems and appliances, but you need the Total plan if you want to protect your air conditioning system, refrigerator, washer and dryer. CHW offers optional coverage for a pool and spa, roof leak, sump pump and more. Claims can be made online or over the phone 24/7. When you make a claim and CHW sends a technician to your home, you pay an $85 service call fee.

      Choice Home Warranty plans

      • Basic plan: The Basic plan covers:
        • Heating system
        • Electrical system
        • Plumbing system
        • Plumbing stoppage
        • Water heater
        • Ductwork
        • Oven/range/stove
        • Cooktop
        • Dishwasher
        • Built-in microwave
        • Garbage disposal
        • Ceiling and exhaust fans
        • Whirlpool bathtub
        • Garage door opener
      • Total plan: The Total plan covers everything in the Basic plan, plus:
        • Air conditioning system
        • Refrigerator
        • Clothes washer
        • Clothes dryer
      • Optional coverage: There are add-on coverages for:
        • Pool/spa
        • Central vacuum
        • Second refrigerator
        • Stand-alone freezer
        • Limited roof leak
        • Well pump
        • Sump pump
        • Septic system
        • Septic tank pumping

      What Choice Home Warranty customers say

      Choice Home Warranty has over 12,000 reviews on ConsumerAffairs, with an average rating of 4 out of 5 stars. Customers say the reps are polite, professional and knowledgeable. Many criticisms have to do with claims being denied, often due to coverage limitations. Overall, customers report being satisfied with the coverage CHW provides.

      This was the first time I've had to use my Choice Home Warranty. The claim was easy to file online and I was pleasantly surprised that an HVAC company called to schedule an appointment so quickly. Once he arrived, he was very professional and very informative.”

      Troy of Tyler, TX

      2-10 Home Buyers Warranty

      2-10 Home Buyers Warranty has almost 40 years of experience with home warranties and has covered over 6 million homes. Homeowners can choose to cover kitchen appliances or both appliances and systems, and they can select from different service fee options. The most comprehensive plan, Pinnacle Home, adds coverage for more parts and components and for haul-away and disposal fees. Over a dozen optional coverages are available. 2-10 HBW benefits include appliance color matching, appliance discounts and gift cards for referrals. You can make a claim 24/7 online or by calling, and 2-10 HBW sends an authorized contractor.

      2-10 Home Buyers Warranty plans

      • Simply Kitchen: Simply Kitchen covers:
        • Built-in microwave
        • Dishwasher
        • Range
        • Oven
        • Cooktop
        • Refrigerator
      • Complete Home: Complete Home covers everything in Simply Kitchen, plus:
        • Heating system
        • Cooling system
        • Plumbing system
        • Electrical system
      • Pinnacle Home: This plan is the most comprehensive that 2-10 provides. It includes everything from the other plans, plus what 2-10 calls “Supreme” coverage, which covers appliance components such as handles, knobs and springs; crane costs for heating and cooling systems; filters for heating and cooling systems; haul-away and disposal fees; security systems; and fans.
      • Additional options: You can add on coverage for:
        • Washer and dryer
        • Plumbing and electrical (for Simply Kitchen)
        • Garage door opener
        • Additional refrigeration
        • Extended pipe leak
        • Pool and spa equipment
        • HVAC tuneup
        • Roof leak
        • Septic system
        • Water softener
        • Well pump
        • Luxury Package (increases dollar limit to $5,000 for appliances and heating and cooling systems)

      What 2-10 Home Buyers Warranty customers say

      2-10 Home Buyers Warranty has about 300 reviews on ConsumerAffairs, with an overall score of 2.5 stars. Several reviews mention good coverage and excellent representatives. Some customers have criticisms about wait times and issues with not having technicians nearby. The reviews on ConsumerAffairs are equally positive and negative.

      I did two claims with 2-10 at the same time. ... I had a clogged drain. They immediately messaged me, saying, ‘We're looking for somebody.’ After that, an automated message said, ‘We found somebody.’ and then, the next workday, somebody called me. They scheduled a time and came out quickly. From the website to the contractor that they got, I have zero complaints.”

      Angelo of Bellevue, NE

      Bottom line: Choice Home Warranty or 2-10 Home Buyers Warranty?

      Choice Home Warranty and 2-10 Home Buyers each have positives. CHW’s coverage always includes systems and appliances, and the company is reviewed favorably by customers. 2-10 HBW has a kitchen appliances-only plan that starts under $20 per month and gives you service fee options.

      • Choice Home Warranty is best for homeowners who want coverage for both appliances and systems from a well-reviewed provider.
      • 2-10 Home Buyers Warranty is best for homeowners who want a wider variety of options for plans, service call fees and add-ons.
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