3 best washer warranties

Find the right coverage for your washer

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Edited by: Joanna Broder

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    Washing machines are a relatively modern luxury that helps keep your clothes clean and your home life running smoothly. However, unexpected breakdowns can lead to ruined clothes or even a flooded laundry room, costing anywhere from about $150 to $500 to repair. Here’s an option for you: Most home warranty companies provide coverage for washing machines and can potentially help save you some of those out-of-pocket fees.

    Although home warranties can help with repair costs, finding the plan that provides the coverage you need at a reasonable price is important. Choosing a plan with reliable service and comprehensive coverage can make all the difference.

    Our picks

    Compare our picks for washer warranties

    Below, compare our picks on ratings, reviews and plans with washer coverage.

    *Accurate as of publishing

    More details about our top washer warranty picks

    Our research team reviewed over 26 home warranty companies to find the ones that provide the best coverage for washers. We compared available plans, customer reviews, coverage limits and pricing to find the best value for washing machine coverage.

    Liberty Home Guard
    Plans with washer coverage:
    2
    Service fees:
    $50 to $125
    Monthly cost for basic coverage:
    $49.99 for Appliance Guard

    Liberty Home Guard is a home warranty company that offers comprehensive coverage. A basic plan that includes washer coverage costs $49.99 a month, and you can expect to pay a service fee of $50 to $125. This company offers service to all 50 states and provides a 60-day workmanship warranty on all labor performed.

    Liberty Home Guard offers three home warranty plans that are specialized to customers' needs: the Systems Guard plan, the Appliance Guard plan and the Total Home Guard plan. However, the Appliance Guard and the Total Home Guard plans are the only plans that cover washers.

    As of publishing, the company’s plans are fairly affordable compared with other home warranty providers’ options, ranging from $49.99 to $59.99 a month or $699.99 to $799.99 a year. You can also save some money if you pick the annual payment plan by receiving two months of free coverage.

    Hallie from New York said about her experience with Liberty, “I have 3 kids under 4, so when my washing machine broke it was a crisis, then the next day my dishwasher broke which turned crisis into catastrophe. I was connected with Jonar in customer service and she was very thorough and patient with me, which I’m grateful for because they were able to have one appliance specialist service both items and he had all the detail he needed for both. Luckily I did not have to go too long without my washing machine and dishwasher. You guys were able to sort out both issues in just three days. Thank you so much for the critical help!”

    It’s important to remember that all home warranties have coverage caps. These caps limit how much a company will pay for repairs and replacements. Liberty Home Guard’s coverage cap is $2,000 for washers, but the limit resets annually.

    Home warranties also have limitations and exclusions that are smart to consider before signing up. On top of capping how much they’ll pay for repairs, home warranty companies can also limit what machine parts they’ll repair. Liberty Home Guard will cover all the mechanical components of your washer, but it won't repair items such as knobs, soap dispensers or hinges.

    2024 Buyers Choice Award Winner
    Super
    Plans with washer coverage:
    2
    Service fees:
    $89
    Monthly cost for basic coverage:
    $45.00 for Signature plan

    Super Home Warranty has been in business since 2015 and provides service to 35 states nationwide. Super provides fast, reliable service, according to reviewers, and it has a policy of responding to service calls within four hours on weekdays and 24 to 48 hours on weekends and holidays.

    It also provides 24-hour emergency service if your appliance has flooded your home due to a malfunction or breakdown. This can be helpful if you need one of your essential appliances fixed quickly.

    Super Home Warranty offers three different plan options: Simple, Signature and Lux. The company also offers extra coverage with “Maintenance Marketplace,” which can be added to your plan for an additional fee. This add-on provides coverage for home maintenance, including carpet cleanings, HVAC tuneups and light fixture installation.

    Keinetta from Arizona was happy with Super’s price and service: “It's not bad and it covers so much like electrical, piping, dishwasher, garbage disposal, fridge, range, microwave, washer and dryer and AC. That's just their small price and that's common because most people don't need more things. The next price up, it covers more like the roofing. It's nice that Super Home is something so affordable. It's been so helpful a total of three times and I've had my house for two years. All the people that they've sent are friendly.”

    Super Home Warranty’s cap on how much it will pay for repairs and replacements on your washer is $3,000 for the Simple and Signature plans. That’s $1,000 more than Liberty Home Guard’s cap on washers as of publishing. However, if you have more expensive luxury appliances, you might want to consider the Lux plan, which has a limit of a whopping $10,000.

    Don't forget that home warranties also have exclusions that are worth looking over before you sign up. Super only covers mechanical breakdowns due to normal wear and tear, and it won’t cover items such as knobs, dials, plastic mini-tubs and soap dispensers.

    2x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling and Best Coverage Options
    Select Home Warranty
    Plans with washer coverage:
    2
    Service fees:
    $60 or $75
    Monthly cost for basic coverage:
    $60.42 for Bronze Care

    Select Home Warranty is a home warranty company that provides coverage for washers in 47 states. It offers 24/7 claim service and monthly, annual and multi-year coverage options. Select Home Warranty also offers a discounted rate if you choose a multi-year payment plan. So, if you're looking to cut costs, this might be a good home warranty company for you.

    Select Home Warranty has three home warranty plans, ranging from $60.42 to $63.75 a month, which is considerably cheaper than many competitors' plans as of publishing. With this company, you can expect to pay a service fee of $60 or $75, depending on your plan.

    Judy from Arizona said about her experience, “Two weeks ago my washer went out. I called Select Home Warranty and a repair man was here within two days! Last night we heard a noise and a foul burning smell which we found out was coming from our air conditioner. I made a claim into select home warranty and within minutes they got back to me! I just found out that a repairman will be calling to set up a time to come and check it out as our temperatures today should be in 110-degree range!”

    Like other home warranty companies, Select Home Warranty has coverage caps on how much it will pay to repair or replace your washer. However, Select has a significantly lower cap than most companies, at $500. This means that if you need a more expensive repair, you might end up having to pay the remaining fees after the limit is reached.

    Additionally, Select Home Warranty has some exclusions listed in its contract that are important to consider before making a final decision. This company will only repair parts that are necessary to the functionality of your washer, meaning it probably won't repair items such as knobs, dials or hinges. Select Home Warranty also only repairs items due to normal wear and tear, and it won't cover damages caused by acts of nature or improper installation.

    What does a home warranty cover for washers?

    Home warranties typically cover problems with the mechanical components of your washing machine that affect its efficiency and functionality. They also usually only provide coverage for repair damage due to normal wear and tear.

    » MORE: What does a home warranty cover?

    What’s not covered

    While home warranty plans usually cover all the mechanical components of your washing machine, they don’t cover everything. Home warranties have limitations and exclusions in their contracts that you should consider before choosing a plan.

    Because plans only cover complete breakdowns due to normal wear and tear, damages due to acts of nature, like floods, fires, hurricanes, earthquakes and tornados, aren't covered. They also exclude cosmetic damage and won't repair items such as soap dispensers, knobs, dials and racks. Here are some other damages home warranties don't typically cover for washing machines:

    What to consider when buying a washer home warranty

    When buying a washing machine home warranty, comparing multiple plans and companies before signing up is important. It’s also important to consider how each company handles service. Some companies allow customers to choose their own service technicians, while others require specific technicians. Home warranty companies also have varying response times to service calls, which is smart to consider.

    For example, some companies promise a response time of four hours, while other providers may take 48 hours to respond to your claim. This can significantly impact your home if you have a washing machine breakdown or an emergency.

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    Compare plans tailored to your home & budget.

      FAQ

      Will a home warranty pay to replace my washer?

      Most home warranty companies promise to replace a unit if they can’t repair it, but if your plan has a coverage cap lower than the price of your washing machine, you may be left paying the uncovered fees.

      Do I need a washer warranty?

      Most washer brands come with a one-year manufacturer warranty, so if your warranty is still active, you probably don't need a home warranty. However, if your manufacturer warranty is no longer active, a home warranty can help save your wallet from some of those out-of-pocket repair fees.

      How much does it cost to repair a washer?

      Repairing a washing machine typically costs between $150 and $500 as of publishing.

      Does a washer home warranty cover preexisting conditions?

      No, most home warranties for washers don't cover detectable preexisting conditions which are usually a manufacturer problem. However, if the condition wasn’t found during a home inspection, you may be able to receive coverage for it.

      Bottom line: Is a home warranty worth it for washer coverage?

      A home warranty may be worth the cost if your washing machine is over five years old and no longer has an active manufacturer’s warranty. Home warranties typically cover all of your washer's mechanical components and can save you hundreds in out-of-pocket repair fees. When you file a claim, you have to pay a deductible and then your home warranty will cover the rest.

      However, home warranty plans aren't for everyone. If you live in a newer home with newer systems and appliances that aren't too likely to break down, a home warranty probably won't be very helpful and may cost you more in the long run.

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