- Plans with washer coverage:
- 2
- Service fees:
- $50 to $125
- Monthly cost for basic coverage:
- $49.99 for Appliance Guard
3 best washer warranties
Find the right coverage for your washer
+1 more
Washing machines are a relatively modern luxury that helps keep your clothes clean and your home life running smoothly. However, unexpected breakdowns can lead to ruined clothes or even a flooded laundry room, costing anywhere from about $150 to $500 to repair. Here’s an option for you: Most home warranty companies provide coverage for washing machines and can potentially help save you some of those out-of-pocket fees.
Although home warranties can help with repair costs, finding the plan that provides the coverage you need at a reasonable price is important. Choosing a plan with reliable service and comprehensive coverage can make all the difference.
Our picks
Compare our picks for washer warranties
Below, compare our picks on ratings, reviews and plans with washer coverage.
Plans with washer coverage | Washer add-on? | Service fee | Basic plan cost (monthly)* | |
---|---|---|---|---|
Liberty Home Guard | Appliance Guard, Total Home Guard | Yes | $50 to $125 | $49.99 (Appliance Guard) |
Super | Signature and Lux plans | Yes | $89 | $45.00 (Signature) |
Select Home Warranty | Bronze Care, Platinum Care | No | $60 to $75 | $60.42 (Bronze Care) |
More details about our top washer warranty picks
Our research team reviewed over 26 home warranty companies to find the ones that provide the best coverage for washers. We compared available plans, customer reviews, coverage limits and pricing to find the best value for washing machine coverage.
- Plans with washer coverage:
- 2
- Service fees:
- $89
- Monthly cost for basic coverage:
- $45.00 for Signature plan
- Plans with washer coverage:
- 2
- Service fees:
- $60 or $75
- Monthly cost for basic coverage:
- $60.42 for Bronze Care
What does a home warranty cover for washers?
Home warranties typically cover problems with the mechanical components of your washing machine that affect its efficiency and functionality. They also usually only provide coverage for repair damage due to normal wear and tear.
» MORE: What does a home warranty cover?
What’s not covered
While home warranty plans usually cover all the mechanical components of your washing machine, they don’t cover everything. Home warranties have limitations and exclusions in their contracts that you should consider before choosing a plan.
Because plans only cover complete breakdowns due to normal wear and tear, damages due to acts of nature, like floods, fires, hurricanes, earthquakes and tornados, aren't covered. They also exclude cosmetic damage and won't repair items such as soap dispensers, knobs, dials and racks. Here are some other damages home warranties don't typically cover for washing machines:
- Preexisting conditions
- Rust or corrosion
- Mold or mildew
- Improper maintenance
What to consider when buying a washer home warranty
When buying a washing machine home warranty, comparing multiple plans and companies before signing up is important. It’s also important to consider how each company handles service. Some companies allow customers to choose their own service technicians, while others require specific technicians. Home warranty companies also have varying response times to service calls, which is smart to consider.
For example, some companies promise a response time of four hours, while other providers may take 48 hours to respond to your claim. This can significantly impact your home if you have a washing machine breakdown or an emergency.
FAQ
Will a home warranty pay to replace my washer?
Most home warranty companies promise to replace a unit if they can’t repair it, but if your plan has a coverage cap lower than the price of your washing machine, you may be left paying the uncovered fees.
Do I need a washer warranty?
Most washer brands come with a one-year manufacturer warranty, so if your warranty is still active, you probably don't need a home warranty. However, if your manufacturer warranty is no longer active, a home warranty can help save your wallet from some of those out-of-pocket repair fees.
How much does it cost to repair a washer?
Repairing a washing machine typically costs between $150 and $500 as of publishing.
Does a washer home warranty cover preexisting conditions?
No, most home warranties for washers don't cover detectable preexisting conditions which are usually a manufacturer problem. However, if the condition wasn’t found during a home inspection, you may be able to receive coverage for it.
Bottom line: Is a home warranty worth it for washer coverage?
A home warranty may be worth the cost if your washing machine is over five years old and no longer has an active manufacturer’s warranty. Home warranties typically cover all of your washer's mechanical components and can save you hundreds in out-of-pocket repair fees. When you file a claim, you have to pay a deductible and then your home warranty will cover the rest.
However, home warranty plans aren't for everyone. If you live in a newer home with newer systems and appliances that aren't too likely to break down, a home warranty probably won't be very helpful and may cost you more in the long run.