Home warranty companies are designed to cover your home systems and appliances when they break down from normal wear and tear. Finding the right one for you can be challenging, though — we make the decision easier by comparing American Home Shield with OneGuard Home Warranties side by side, using features like pricing, service call fees, items covered and additional options. Read below to see which company best fits your needs.
American Home Shield vs. OneGuard Home Warranties cost
OneGuard stands out with a lower starting service fee, which is what you pay per service call. On the other hand, OneGuard offers more affordable monthly rates for its introductory plans. When it comes to top-tier coverage, American Home Shield becomes the more budget-friendly option.
American Home Shield plans and pricing
American Home Shield lets you choose a service fee of $100 or $125, which is what you pay when you file a claim. Choosing a higher service fee reduces the monthly cost of your plan.
| Service fee | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| $100 | $39.99 | $59.99 | $89.99 |
| $125 | $29.99 | $49.99 | $79.99 |
OneGuard Home Warranties plans and pricing
You can choose a service fee of $100 or $125 with OneGuard Home Warranties. If you’re OK paying $25 more when you need to make a claim, you can reduce the monthly cost of your plan by $10.
| Service fee | ShieldSilver | ShieldGold | SheldPlatinum |
|---|---|---|---|
| $100 | $39.99 | $59.99 | $89.99 |
| $125 | $29.99 | $49.99 | $79.99 |
*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.
American Home Shield vs. OneGuard Home Warranties coverage
The main coverage difference between these companies is how they structure their basic plans. American Home Shield's plans start by focusing only on home systems. OneGuard, in contrast, provides comprehensive combo plans from the outset. As you look at their more expensive plans, both companies offer similar, robust coverage for most major items.
 |  | |
| Coverage |  |  |
|---|---|---|
| Plan | ||
| Air conditioner | | |
| Heating | | |
| Plumbing | | |
| Electrical | | |
| Ductwork | | |
| Sump pump | | |
| Water heater | | |
| Interior plumbing lines | | |
| Interior electrical lines | | |
| Exterior plumbing lines | | |
| Exterior water lines | | |
| Refrigerator | | |
| Dishwasher | | |
| Oven | | |
| Range | | |
| Cooktop | | |
| Microwave | | |
| Food center | | |
| Garbage disposal | | |
| Trash compactor | | |
| Ice maker | | |
| Hot/cold water dispenser | | |
| Range exhaust hood | | |
| Kitchen exhaust fan | | |
| Clothes washer | | |
| Clothes dryer | | |
| Toilets | | |
| Bathtub/shower | | |
| Faucets | | |
| Ceiling fans | | |
| Attic fans | | |
| Central vacuum | | |
| Doorbells | | |
| Garage door openers | | |
| Roof leak repairs | | |
| Main breaker | | |
| Plumbing stoppages | | |
| Home electronics | | |
| Smoke detectors | | |
| Jetted tub components | | |
American Home Shield vs. OneGuard Home Warranties add-ons
American Home Shield and OneGuard offer the exact same list of optional add-ons. Both companies provide coverage for a pool and spa, well pump, septic pump and guest unit. They also both have options for electronics protection and roof leak repairs.
American Home Shield add-ons
American Home Shield offers six add-ons. See pricing for the most popular additional coverage items below.
| Optional coverage | Monthly cost |
|---|---|
| Septic pump | $4.99 |
| Roof leak repair | $9.99 |
| Well pump | $9.99 |
| Guest unit | $12.99 |
| Electronics protection | $14 |
| Pool and spa | $20.99 |
OneGuard Home Warranties add-ons
OneGuard Home Warranties provides six optional add-ons. The monthly cost of coverage for each of these items is listed below:
| Optional coverage | Monthly cost |
|---|---|
| Septic pump | $4.99 |
| Roof leak repair | $9.99 |
| Well pump | $9.99 |
| Guest unit | $12.99 |
| Electronics protection | $14 |
| Pool and spa | $20.99 |
What American Home Shield customers say
Customers who leave positive reviews about American Home Shield frequently mention that they are happy with the work and have their service requests resolved by helpful contractors who are good at explaining things. Some customers have left bad reviews about American Home Shield on ConsumerAffairs. Some themes we found in those reviews include the company taking a long time to fix problems and overall communication issues.
Everybody on the phone was very thorough, friendly and personable. And the people that came out were on time, explained everything, and did exactly what they said they were going to do. ... I highly recommend American Home Shield.”
– Mary of Hughesville, MD
What OneGuard Home Warranties customers say
We have mostly positive feedback about OneGuard in reviews on ConsumerAffairs. Happy OneGuard customers mention satisfaction with support and technicians and say they have good results with claims, with some even mentioning they have contracts on multiple properties. On the other side, we see unhappy customers mention difficulty getting hold of customer service and issues with specific coverage or refunds.
Submitting claims to OneGuard has been very easy. I've gotten very good contractors so far. This would be one of my top choices if you are buying a home warranty for your home.”
– John of Peoria, AZ
Bottom line: American Home Shield or OneGuard Home Warranties?
American Home Shield focuses on providing homeowners with the most complete list of systems and appliance coverage under its plans. While the company has many add-ons to choose from, you may find that you don't need any with its combo plans.
OneGuard Home Warranties’ appliance-only, system-only and combo packages also include a good number of items. But OneGuard distinguishes itself by offering numerous home maintenance services that homeowners can take advantage of by paying their regular service call fee.
- OneGuard Home Warranties is best for homeowners within Arizona, Nevada or Texas wanting comprehensive home care coverage beyond standard home warranties.
- American Home Shield is best for homeowners looking for a complete home warranty program for their systems and appliances.
