Write a review
  3. Homeowners
  4. Home Warranties
  5. Best Home Warranties

American Home Protect vs. ServicePlus Home Warranty

Compare coverage, cost and reviews

Author picture
Written by Matt Zane
+1 more
Author picture
Edited by Jon Bortin

Explore Your Options

Personalized home warranties from multiple providers

American Home Protect and ServicePlus Home Warranty are two major home warranty companies. Both offer comprehensive coverage plans designed to safeguard your home's essential systems and appliances.

American Home Protect offers the most comprehensive coverage at the lowest price. There is one plan at AHP, and it costs less and covers more major appliances than the starter plan from ServicePlus Home Warranty.

ServicePlus Home Warranty is our recommendation for its repair work guarantee. AHP doesn’t mention any guarantees while ServicePlus offers protection on labor for 30 days and parts for 90.

American Home Protect vs. ServicePlus Home Warranty plans and pricing

Home warranty companies generally offer varying levels of coverage, but how companies separate their plans can be very different. Many companies split up coverage for appliances and systems.

Home warranty plans can be divided into three categories:

  • Appliance plans cover common home appliances, including washers, ovens and refrigerators. Most appliance plans do not cover home electronics, including televisions, but some companies offer electronics coverage for an additional cost.
  • System plans typically include coverage for your home’s plumbing, electrical and HVAC systems.
  • Combo plans cover both systems and appliances, though not all combo plans provide the same level of coverage.
Take a look at what you want your plan to cover. If your appliances are new and covered under a manufacturer’s warranty, you can save money by choosing a plan that only covers your home’s systems.

Pricing for home warranty plans typically depends on your choice of service fee, which is your out-of-pocket cost when filing a claim. Choosing a lower service fee increases the plan's cost. If you don't expect to make many claims, a higher service fee might save you money overall.

Here's a breakdown of the cost of American Home Protect and ServicePlus Home Warranty plans based on the service fee you choose:

American Home Protect pricing

American Home Protect offers service fees of $35 or $65. We could not determine the service fee associated with the monthly rate listed below. However, you can get a discount paying for American Home Protect’s coverage annually instead of monthly: $500.00 per year.

ServicePlus Home Warranty pricing

ServicePlus Home Warranty’s two plans always have a $75 service fee, which is your out-of-pocket expense when you file a claim. You can get a discounted rate if you opt to pay annually rather than monthly:

  • Gold plan: $849.00 per year
  • Platinum plan: $999.00 per year

*Cost information is accurate as of the time of publishing. Price quotes used a Texas ZIP code; pricing may vary in other locations.

American Home Protect vs. ServicePlus Home Warranty coverage

American Home Protect and ServicePlus Home Warranty both offer a range of plans designed to protect your home's systems and appliances, but there are some notable differences in their coverage options.

American Home Protect only offers one combo plan that covers your home’s systems and appliances.

ServicePlus Home Warranty offers two combo plans designed to protect your home's systems and appliances.

American Home Protect vs. ServicePlus Home Warranty add-ons

American Home Protect and ServicePlus Home Warranty also offer additional coverage options. These add-ons allow you to customize your home warranty coverage, ensuring that your plan includes protection for items that may not be included in the standard packages.

American Home Protect add-ons

American Home Protect offers seven add-ons for items not covered in its base plans. Here’s how much it costs monthly to cover some of the most common items:

ServicePlus Home Warranty add-ons

You can cover up to 20 additional items with ServicePlus Home Warranty’s add-on options. Here are the monthly costs for some of the most popular add-ons:

American Home Protect vs. ServicePlus Home Warranty reviews and ratings

We looked at thousands of reviews from real home warranty customers. Here’s what home warranty shoppers care about most:

  • Technicians: Reviewers often mention the quality of a company’s in-network technicians. This typically relates to how quickly and adequately technicians identify and resolve issues with a home’s systems and appliances.
  • Customer service: Being able to reach a representative easily and resolve account issues efficiently are the hallmarks of good customer service. Customer service reviews also frequently mention how knowledgeable and polite the company’s representatives are.
  • Claims handling: Reviews about claims handling usually revolve around two things: speed and convenience. When customers complain about a poor claims process, it often relates to a slow response time for home repairs or a complicated system for submitting claims.
  • Coverage: Reviewers who discuss coverage typically mention how well a home warranty company honors its contract (in the reviewer’s opinion). A denied claim or an unsatisfactory coverage limit frustrates customers and leads to poor reviews.

Below we break down what percentage of American Home Protect and ServicePlus Home Warranty customer reviews over the last year mentioning one these four important factors reflected a happy or satisfied customer. The closer a company is to a 100% satisfaction rate, the better it is in that area.

Text disclaimer
Looking for a home warranty?READ OUR GUIDE