Upstart Auto Refinance Reviews

First, it seems like a great place to get a Car Loan. If you ever fall on hard times and you want Grace they make it seem like they are gonna help but then they charge you out the rear to help you. And then there's fees and penalties and it all adds up so try to make it where you can't make your payment.. Read the fine print. The goal seems as if it's to raise your payment so that you can't make that payment and then or forfeit whatever it is you got the loan for. That is an assumption. When you make a payment, it is not come out of your account immediately. It takes up to seven days. So if you have other bills that are gonna be drafted, make sure you know when and what you have coming out because this is how they stick it to you with fees and penalties.

Upstart is one of the best experiences I’ve ever had when dealing with financing of a vehicle. This company goes above and beyond for their customers! They are extremely patient and are willing to help you understand the process. They saved me during a hardship I was having and I am beyond grateful for Upstart. Thank you!

I did a car refinance and the process was really easy and good. I called them about questions, and they always had answers.

Upstart was offering the best rate. The lending process was all done online. I had to complete an application and submit the necessary documents. They said they’d mail the check. The application process didn’t take long at all. The whole experience was quick, seamless, and modern.

I was able to get a loan easily with Upstart. They look at other factors such as income, other than just credit score. The process was completed in a couple of days and the techs were very cooperative. People should give them a try if they can't get a loan any place else.

This process was super simple and Upstart made the process seamless. At Any time I could login and see what was going on with my application. That was the best part. When I needed to speak to a person they were easy to reach and made certain I was happy with the resolution.

It was easy to navigate through the online app to apply for my auto loan. Application was processed very quickly. Even though I have very poor credit I was still approved for the auto loan with a lower payment than I had.

Great experience with this company. They are all about taking care of people who need help. Was quick and efficient. Thank you very much Upstart for working with me on refinance and saving money and getting a better rate. Would highly recommend.

I'm happy with your company, but you could learn to bend a little bit. First of all I came to your company under the impression that I wouldn't have to make my first payment for 2 months once approved, not once you sent the payment to my previous lender then my payment would be due the next month. I asked why they weren't honoring their letter that was sent to me. I didn't get a good answer. Then I asked for my due date to be moved 11 days later and still not a good answer.

The entire process was so easy. I applied and was approved and my payments went down by 80 a month. And the length of my loan was exactly the same as my previous loan. I highly recommend Upstart for refinancing. They saved me a lot of money over the course of my loan. I will definitely use them again.

I have always had good experiences so far. Every time I need to speak to someone on the phone, regardless of what it is, the person is very nice and helpful. They direct me to where I need to go to get help if they cannot help me. The website is very easy to use and Upstart has helped me out tremendously!

Upstart was great. My loan went though quickly and they were very helpful. Hope they will be able to help me with my other car so I can get a better interest rate. I will be letting everyone know about Upstart.

My car payment was deducted from my checking account on November 2, 2022 but you have not received it by this week and were dunning me for it. I verified with my bank that the payment was made but the check has not been cashed; hence we have stopped payment of that check and will be issuing a new check today. After talking to 4 different Upstart agents, the late fee was finally deducted but the first three times I called, I was transferred to someone else and the call was disconnected.

Amazing experience overall! From initial soft pull to finalizing loan documents. Check payment went out as expected, original received payment in a matter of few days, loan reported closed the next day. Upstart representative were knowledgeable and provided quick responses to emails.

I just refinanced my truck with Upstart. It was easy. The people were great and I highly recommend going through Upstart for your next vehicle for loan. It was easy to do. No hassles and no aggravation, thank you Upstart. Douglas **

While the payoff portion of my refinance seemed to go smoothly at first, the company who was holding my car note did not receive the payoff check from Upstart. Thankfully, I was keeping an eye on it and reached out for help before my account was debited twice. There were several communications back and forth between Upstart, the other company, and me, and we finally got it resolved. Even though the process wasn't easy-breezy, Upstart was very communicative and responsive to me, which I appreciate.

I get approved quick, no out of pocket money, fast and easy to apply, bring car payment down a lot. Provides payment easy to pay out of account, didn't have to do anything. They did it for me. All I had to do was read and signed.

Upstart is easy to work with. The process is quick and you get a response in a timely manner. Their customer service is excellent, caring, and friendly. I will recommend them to anyone for any reason a loan is needed. Payments are at affordable prices.

The entire process was seamless and super simple. Every time I call up the representative is super friendly and goes the extra mile to make sure my situation is resolved to its entirety. Not to mention that Upstart not only lowered my rate they were able to cut my interest in half saving me over $100 a month.

I am happy with the overall ease of the process. I am disappointed in the interest percentage. You are helping build credit while raping my wallet. But, I needed the refinance, so beggars can't be choosers. Hopefully this will put my credit where it needs to be, to avoid those high rates.