Speedy Cash

Speedy Cash Reviews

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About Speedy Cash

Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash) and provides payday loans, installment loans, title loans and lines of credit online, over the phone and in stores. For the past 25 years, Speedy Cash has strived to provide a clean, safe place where people who need cash can access it conveniently.

Pros & Cons

Pros
  • Get funds in as little as a day
  • Online and in-store services
  • Loans from $50 to $26,000
Cons
  • High APRs

Speedy Cash Reviews

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    How do I know I can trust these reviews about Speedy Cash?
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 3 Reviews 40 - 240
    Price

    Reviewed Nov. 30, 2020

    I would not recommend Speedy Cash interest rates or 249%. I've had my loan for 2 years. I paid $1,500 and so far on a $800 loan. I would not recommend Speedy Cash and they will not work with you if you're a good standing to make loan payments.

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    Response from Speedy Cash

    Hi Donald, we're sorry that you were not satisfied with your loan. Just like with a credit card, we always recommend paying more than the minimum amount due. This will save in interest paid and allow the loan to be paid off early. If you should need us again in the future, feel free to call us to discuss early payoff options.

    Reviewed Oct. 3, 2020

    Feel like this company loves the run around. They cut major corners as well. The website always gives these long error messages. Making me think the company is just committing fraud on the daily. Bad business. Horrible service. I can't believe this is happening...

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    Speedy Cash
    Response from Speedy Cash

    We're so sorry you didn't have a good experience on our website, Noah. Thank you for letting us know. Do you happen to remember what those error messages were? Any additional information you have we would be appreciated as it will prevent other Customers from experiencing the same thing. Please contact us at CustomerService@SpeedyCash.com. We hope you continue to choose Speedy Cash for your emergency cash needs in the future.

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    Staff

    Reviewed Aug. 14, 2020

    Applied for a loan. The representative told me I was approved. I sent all the documentation & Was told they would call me back once the money was transferred in 20 minutes. I think it may be a scam. I really hope my information is not compromised.

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    Speedy Cash
    Response from Speedy Cash

    Hi Dominque, we apologize for the delay in responding. Were you able to get your funds? When applying, it could take up to 3 days to get money depending on when loan documents are signed. Typically money will be received by the next business day (which could be 3 days if approved on Friday). For more information about funding times, please visit https://www.speedycash.com/funding/. If you still have not received your loan can you please give us a call at 1-888-333-1360.

    Verified purchase
    Online & App

    Reviewed Aug. 11, 2020

    I have appreciated and enjoyed the experiences I have had with this company. It has always been completed within a timely manner. The app is a great way to get the process done when there is no time to be on the phone for any length of time. Thank You.

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    Customer ServicePrice

    Reviewed Aug. 8, 2020

    I highly recommend not using this company for a loan. The interest and principal is outrageous. They will tell you that you owe one amount on the phone, and you show up to pay that amount, it's significantly more. Do your research. There are local companies (if you are in Austin) that will give you a better loan, and rate. I will never use this company again.

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    Response from Speedy Cash

    Hi Heather - you are correct in that the loans we offer are high-interest, high-cost loans. Part of being a responsible lender is making sure our customers fully understand any interest/fees associated with their loan, along with the loan terms. If there are ever any questions we can answer, please do not hesitate to reach out to us. You can call or visit any store, or email us at CustomerService@SpeedyCash.com.

    Verified purchase
    Process

    Reviewed June 26, 2020

    The loan process was easy and I really like the instant funding through my debit card. That is a great feature. Keep it. Your process is very convenient and I really like the instant funding and you seem like a great company to work with and I will use you again in the future when I need a loan.

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    Customer ServicePrice

    Reviewed May 17, 2020

    Speedy Loan has reasonable interest rates and their customer service is excellent. I am happy I discovered them. They have helped me get through some difficult financial jams and their installment plan makes it easy to pay them back.

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    Reviewed Feb. 26, 2020

    They took out $370 I didn't have. My bank has been harrassed by them for the last 3 months. Thanks for taking the money I had left to leave my water and lights on. It is the worst loan company I have ever used and will never use them again. They don't care about anything as long as they get their money! Thanks for screwing my family over!!

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    Response from Speedy Cash

    Hey Taylor, thank you for taking the time to explain your payment experience; I can understand why that would be frustrating. I would like our Customer Service Team to take a deeper look into your payments. Can you do me a favor? Can you send an email fully outlining what happened to CustomerService@SpeedyCash.com? Please include your name & contact info, and any additional details to catch us up to speed.

    Customer ServiceStaff

    Reviewed Jan. 28, 2020

    They rip you off. They took money from me that I never received. I sent them bank statements and copies of transactions and deposits. They still were rude, and disrespectful. They took money out of feeding my kids food. Do not come to this company or place.

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    Response from Speedy Cash

    Hi Michelle, we would love to address your concerns as this is not the experience we would want anyone to have with our company. Could you reach out to our Customer Service Team so we can access your account and look into the payment discrepancy? You can email them at CustomerService@SpeedyCash.com. Please make sure you include your name, contact info and any additional details to help catch us up to speed.

    Customer ServiceStaff

    Reviewed Jan. 16, 2020

    I want nothing more to do with Speedy Cash! Today I witnessed such dishonesty and losing. Yesterday I attempted to pay the agreed upon settlement amount of $383.19 for the account online. The $383.19 amount did not work on their system and defaulted to $478.99 which was taken from. When I talked to Customer Service I was given a line about I should have called the settlement in because there are different processes you need to complete via phone in order to receive a refund. Speedy Cash did not honor the agreement and ripped me off and that is disappointing. All to keep from returning the $95.80 they owe me! They could have sent me a check. Dishonesty and liars are who they are. I will make sure not to recommend Speedy Cash to anyone! They hide behind so called policies to avoid paying refunds.

    Pinkey **

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    Response from Speedy Cash

    Oh no, that's not what we like to hear, Pinkey! Let's connect so we can talk through your experience. When you get a second, would you reach out to CustomerService@SpeedyCash.com and provide them your name, contact info and any additional details to help catch us up to speed?

    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Jan. 7, 2020

    Look for someone other company. If I can give a lower rating I would. My husband has been a good payer, no late or whatsoever. And when he got hospitalize ICU (can't talk), I called them to let them know about it (warn them ahead of time). And they "literally have no clue on what to do on this situation". I try to understand that they can't give out any information to me (I'm the wife, I have all acct info, etc) but I have been transferred to 3 different departments and they all suck! They don't deal with this thing. "No clue on what to do".

    First I called the branch. She kept repeating herself — she can't give me info, she needs to talk to my husband (well my husband is in ICU - they don't understand?), transferred me to cust relation (same thing +++rude), then transferred to customer service — another rude and clueless person. I mean common guys? Why don't you know how to handle this type of situation? End result, nothing was done. Even if I told them just put a note on the acct about what had happened to my husband. My main intention was to do payment arrangement just for 1 month (again my husband has never been penalized with late fee) and they had no idea how to help me.

    Also, please when you recruit customer service rep to make sure they know "customer service". I mean how can they be rude? Like you're talking to an emotionless person with no clue. That's how it is. Great customer service = good company, so if they don't care about their customers all they want is your money and their very high interest, period.

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    Response from Speedy Cash

    This kind of experience is not what we like to hear, Kristine. We do appreciate you taking the time to share this feedback. To help us fully address your concerns, can you send a detailed email to CustomerService@SpeedyCash.com. Make sure you include your name and the best way to reach you so we can get back in touch.

    Verified purchase
    Customer Service

    Reviewed Jan. 7, 2020

    I am self employed. But I been trying to establish a relationship with you so when there are incidents that actually happen in between pay period there would be a place I could go to. I have a salon which my employees pay me every week ($2000). I went to Cash App as a way for them to pay without physically being on site every Friday. For me it was to be able for fund to be readily available instantly and to be able to verify the income because you can go online on print out monthly statement and it is also link to a bank account set up for you.

    The last time I was going to apply for a loan but was told that cash app was not considered a real bank and even though I did have a traditional account that I transfer funds from my cash app account but I was only able for get $200. I had to seek out another source for the addition funds needed for the emergency. I understand that there are specific guidelines that must Be followed but there should be some other means of consideration in these incidents when you’re trying expanding your customers base. Please do not misunderstand this is not a complaint, Just a thought to help look at ways assist other people to come to you for business. Because there is a market to be tap in to with self employed bank deposit people. And Cash app and other services like them are becoming a normal way of doing business???? Overall love the company and what you doing great customer service.

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    Customer ServicePrice

    Reviewed Dec. 14, 2019

    This company are straight crooks!! They took a payment out of my account a week early! When I called to tell them they have wiped my account clean and left my account $244 negative all they said was “sorry, we can’t do anything about this.” I am livid! Not only did they leave me with an overdraft bill but you basically took my grocery money!! I ended up having to get another loan to buy food!!!! I am sending this out to all the review sites and contacting the local news! It’s not enough they prey on people living paycheck to pay check with their high interest but then put you in even more of a financial bind by taking unscheduled payments! Once I am done paying these loans off I am done with this company!!

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    Response from Speedy Cash

    Hey Darlene, thank you for taking the time to explain your payment experience; I can understand why this would be frustrating. Our Customer Service Team would like to takea deeper look into your payments. Can you do me a favor and send an email fully outlining what happened to CustomerService@SpeedyCash.com? Please make sure to include your name and contact info with any other additional details to help catch us up to speed.

    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Dec. 14, 2019

    When I got a loan with Speedy Cash, I was aware of the high-interest rates but I was in a tight situation and needed money here and there to cover me. A line of credit worked well at the time until I racked it up to $1,000 and realized I would almost never be able to pay it off. So when I needed to get another loan elsewhere, I told them I wanted to consolidate Speedy Cash into that loan. The new, far more professional loan provider obliged helping me pay off the $1,000. Given Speedy Cash receives automatic payments from my bank account, I ended up with a credit balance of $186.77. All this happened in October 2019. It's now December 2019 and I haven't received my refund.

    I've called several times and emailed and for the first few times, I trusted them when they told me they were mailing me a check according to their policy. It never came. I called November 6, 2019, after watching the refund sit in my account as a credit to it. I was afraid to deposit it in fear that they would charge me for claiming my refund money.

    I was in a bind and needed a few dollars until my next paycheck and had been anxiously waiting on the refund check so I was forced to withdraw a few dollars from the line of credit. Yes, you read that right. Instead of letting me withdraw my refund balance since my account was paid off and had a refund balance on it, they removed the refund balance so I could be in debt with them again. Predatory! Also, on that call, I was told they had JUST sent the check off despite telling me before in previous calls that it was on its way and I needed to wait 7-10 business days. So here I am receiving mail from everyone else but Speedy Cash.

    I finally called again on December 9th, 2019, over a month after they told me they were really sending my refund check at the beginning of November. The representative swore up and down that it was really being sent out. In hindsight, I should've demanded they sent it out with a tracking number for me to watch. Still, on this call, I get told an Account Specialist is looking at the account after I demand that the refund be credited back to my account again. Got a call back that same day from Customer Service. I returned the call to discover they want to verify my account and I ask, "You're not going to tell me you're going to send another check are you?" The skittish representative tells me "No, we're just verifying your address for the account specialist."

    That was at the beginning of the week. Mind you, I've been dealing with them on this refund since October 2019, it's now the middle of December. Speedy Cash is fine setting up a line of credit for you to borrow from and getting your money back with great interest but it seems with anything else they are highly unprofessional. When I finally get my money back, I'm done with this company.

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    Response from Speedy Cash

    Hi Leroy, I’m sorry to learn about your experience. Thank you for letting us know abou this as your feedback helps us get better. We would like to look into this issue further. Please contact us at CustomerService@SpeedyCash.com.

    Customer Service

    Reviewed Dec. 9, 2019

    So on November the 19th I sent Speedy Cash an email revoking their right charge my bank account/debit card. On 12/2 they charged it anyway which put my account in the negative, so they illegally took money from my account. For 3 days I tried to get it resolved. After speaking to multiple people I was told after the payment cleared they would issue the refund as well as the overdraft fee I received. I call Monday the next week and was told since I called today they would start the refund process, but not refund the overdraft that was caused by them taking money when they had no right to do so. Then was told about all the hoops I was going to have to jump through to even get the overdraft back.

    Their people need to be made aware of all the processes it takes to handle a customer in this situation. On top of that if you go through speedy cash for quick funding they can deposit the money the same day or the next business day, but if they illegally take money from you they take up to 10 days to get the money back to you. Not good business practices to say the least.

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    Response from Speedy Cash

    Hi James, I get it - that does sound frustrating. I would like our Customer Service Team to take a deeper look into your account. Could you do me a favor and send our team an email to CustomerService@SpeedyCash.com fully outlining your experience with your name, contact info and best way to reach you?

    Customer ServicePrice

    Reviewed Nov. 15, 2019

    I have been dealing with this unprofessional company on the phone now for hours with zero progress. Basically just told me there's nothing they can do. I took out a small payday loan of $200 and have made 3 payments only to find out my payoff amount is still over twice what I borrowed. The amounts that I paid towards my balance were not used toward my balance but towards only interest. My payoff amount after this is done will be over $500 for a PAYDAY loan. I do not suggest anyone every use this loan service.

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    Response from Speedy Cash

    Hey Lissa, we're sorry your experience didn't meet your expectations. Part of being a responsible lender is making sure our customers fully understand any interest/fees associated with their loan, along with the loan terms. If you would like to discuss any of these details, our Customer Service Team would be happy to help. Please feel free to reach out to them at CustomerService@SpeedyCash.com.

    Customer Service

    Reviewed Nov. 2, 2019

    They request all your personal info so that they can share it with marketing firms that start sending countless emails and text messages advertising loans, then they send you a denial saying your score is 100 points less than what it really is just to get your info!! Beware!! Fraud!!

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    Response from Speedy Cash

    Roberto - I'm sorry to hear about your experience; it sounds very annoying. I can assure you the privacy of your personal info is our top priority. It is possible that you came to us from a third party website and you are getting communications from them. This is unacceptable. If you have any additional details, can you please email them to us at CustomerService@SpeedyCash.com so we can address?

    Customer Service

    Reviewed Nov. 1, 2019

    Instead of taking out 1 payment they took out 3. Spent hours on the phone being transferred and placed in hold. Finally spoke with Sineibe who said that since I had the money in my account why not just let the money go toward my loan. They then said due to policy I am not eligible for a refund.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Oct. 26, 2019

    Fast and friendly customer service. Online factor makes it easier just picking up the loan. Definitely a must if in a crunch but not a permanent solution when it comes down to fixing financial issues. The money is expensive but does help. Would definitely recommend to friends and family. Staff is really professional at the Riverside location. Made the whole experience great.

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    Customer ServicePunctuality & SpeedOnline & AppProcess

    Reviewed Oct. 25, 2019

    The process was easy, and the loan helped me. I was able to take care of some important bill. I will definitely use it again. I wish they gave a promo code for savings. I recommend this company to anybody who needs a loan. The site is easy to use. They have customer service to help with questions. The deposit is really fast, too. Thank you so much for the needed loan.

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    Price

    Reviewed Oct. 24, 2019

    I borrowed $655 from Speedy Cash on 8/10/19. On 9/2/19 I paid Speedy Cash $368.37. On 10/3/19 I paid $897.18 for the final payment (total of $1,265.55). It cost me $610.55 interest to borrow $655 for 2 months. I know that I signed several legal documents but you should know what it will cost you.

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    Response from Speedy Cash

    Hey Mike, you are correct. The loans we offer are high-interest, high-cost loans. Certainly not a commitment to be taken lightly. We always want our customers to know and understand the terms of the agreement before taking the loan. If there are ever any questions we can answer, please do not hesitate to reach out to us. You can call or visit any store, or email us at CustomerService@SpeedyCash.com.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 14, 2019

    Very Helpful, very easy to apply. When I call and talk with a live person they are always very helpful with their information. I have told many family and friends about this service. I had one. I have used this service many times and also I have paid loan off before sooner.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 12, 2019

    Love when it's easy to get money when needed fast secure. Would like to keep it the higher amount because I always pay it off early. But either way it's normally a easy fast way to get money fast with any hassle online process. No phone calls necessary. Can't wait for my next loan.

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    Punctuality & Speed

    Reviewed Oct. 11, 2019

    My experience with Speedy Cash has been excellent. Speedy Cash is the best payday loan company I have worked with. Very fast indeed! I will recommend Speedy Cash to all my family, friends and coworkers. Very quick application process and quick decision. Glad there is a finance company like Speedy Cash out there for us people in need!

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    Reviewed Oct. 11, 2019

    Just spent an hour dealing with this company. I had one payment plus a little left. I called to ask about the process of paying off the balance with my NEXT PAYMENT which was due in November. This morning checking my bank balance I found that they had taken the scheduled October payment out...and today the balance. When I called, I was told it was because I was in collections and that they could take out the balance whenever they wanted. First, NOT in collections. Second, when I asked for an explanation they said it was because of accrued interest and a returned payment back in August (which cleared my account two days later).

    I have a car in the shop right now and the $326 that they debited from my account was going toward repairs. They first suggested I take out a payday loan from them...I declined. They then offered to 'refund' the money and take it out in November as scheduled. But that could take up to 72 hours. No thank you. I'll figure something else out and I am DONE with them.

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    Response from Speedy Cash

    Hi Mary, thank you for taking the time to share your experience. And let us apologize for taking so long to reply. We are passing your experience along, as this is not the way we like our customers to be treated. Please accept our sincerest apologies. If you have additional feedback you would like to provide, please send to CustomerService@SpeedyCash.com.

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 6, 2019

    Always knowledgeable and empathetic to the situation. I appreciate great customer service and would commend you all for your time and patience. Thank you! I am a repeat customer and will continue to use your service when necessary. I have recommended you all to many.

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    Punctuality & Speed

    Reviewed Oct. 4, 2019

    I love and thank Speedy Cash because easy process, a lot options and you can re loan right away once you pay your loan! It helps a lot of my financial needs! Thank you Speedy cash! I also love and thank speedy Cash because online process was easy.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 26, 2019

    Hey I really like Speedy Cash. It has help so much. I will ready recommend a friend. You guys are fast and fair. All Customer service people I spoke, was very clear and understand with all my concerns that I had. With every call they told me their name first and very courteous. Thanks.

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    Punctuality & Speed

    Reviewed Sept. 24, 2019

    I found your website easy to sign up and get cash. Very fast delivery funding to my account too. I would recommend and use Speedy Cash again if I ever needed quick cash. I did some research online and Speedy Cash got good ratings so I signed up. I would definitely recommend to a friend.

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    Reviewed Sept. 20, 2019

    My wife took a loan out without my knowledge. When I started to see payments come out is when she told me about where she had borrowed from. I was like "ok we'll just pay it back". But payments kept coming out and coming out so I finally asked her for the paperwork. I was floored! Borrow 3g and have to pay back 8g? How can that even be legal? These reviews on here are mostly done by them. People don't use the verbiage they're using.

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    Response from Speedy Cash

    Hi Rexk, we are sorry to hear the loan caught you off guard. The loan agreements follow what is required by the Truth in Lending Act to make sure consumers fully understand the cost of credit. We follow these requirements to a tee because, you are correct, we provide high-interest loans that are intended to be a last resort. Thank you for taking the time to write a review.

    Verified purchase

    Reviewed Sept. 17, 2019

    I was surprised to get my loan. I really needed a larger amount but was really happy with the loan. It really made a difference and met with my deadlines. Thank you so much! I've been in a financial bind for some time but somehow I am managing to survive and really love keeping on top of my debts. I'll make it yet. Thanks again.

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    Punctuality & Speed

    Reviewed Sept. 17, 2019

    Application is easy to fill out and understand. Funding/repayment to my ATM card seems to be a creative way in completing the process of receiving and paying back funds borrowed. Quickest and most convenient way in which to do business for both the borrower and lender! I would recommend Speedy Cash without hesitation!

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    Price

    Reviewed Sept. 16, 2019

    Easy to get but hard to pay back with interests of 135%. I wouldn’t recommend it if you’re not going to pay back the whole amount in a month or two. Think twice before getting a loan at this rate. You end up paying interest for the first 2.5 years. After 2.5 years you start seeing a reduction on your balance.

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    Response from Speedy Cash

    Hey Marco - Thanks for taking the time to write this review. We love your recommendation of paying back the loan in a month or two; this will definitely help save on interest paid! Our loans are high-interest loans so the sooner they can be paid back, the better. We do not charge early payoff fees, and fully welcome early payoffs.

    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Sept. 5, 2019

    The whole process was quick and reliable. I’ve used this service twice now and they have helped me out a lot. Thanks guys once again. It’s really a benefit to have companies like this willing to help out from time to time. I would recommend this to any of my friends or family members.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Sept. 5, 2019

    Speedy Cash is the best Money is there when I need it they're always on time no hassling there online application is great. When I call them for something they are right on it. They're customer service and attitude is great. I recommended them to my daugther and she got a loan right then. Thank you Speedy Cash.

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    Customer ServicePunctuality & Speed

    Reviewed Sept. 5, 2019

    Very fast service. Absolutely no hassle, just simple. I was able to download documents with no problems. My response was quick. The next day first thing in the morning my money was deposited to my account. I will refer to whomever asks me about a quick loan. Thank you so much..

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    Process

    Reviewed Sept. 1, 2019

    You guys are life savers. This process was so easy. Your website was so to the point. NO NONSENSE website. When you need help, you don’t need a website that ask you a lot of unnecessary questions. They only ask a minimal amount of questions. FAST AND EASY!!! IM SO HAPPY YOU GAVE THIS SITE A NAME I CAN REMEMBER.

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    Customer Service

    Reviewed Aug. 30, 2019

    I have not received any funds as of noon today, Friday August 30, 2019. No money has been transferred into my check account as of 5 minutes ago. Thus I can not give you nothing but the lowest rating possible! This postponed transfer of funding was not what I was expecting from your company. I would like to have the money agreed to or refund documentation return to me. Your earliest reply would be greatly appreciated. Robert

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    Response from Speedy Cash

    This kind of experience is not what we like to hear, Robert. We do appreciate you taking the time to share this feedback. We're so sorry that we're just now seeing this review. If you ever have any trouble in the future, you can reach us at CustomerService@SpeedyCash.com. We aim to reply to all emails within 48 business hours.

    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 29, 2019

    The approval for the loan is fast and you get the money fast. That’s why they call it Speedyfast. Always true to their Service. That's why I always stick to them when I need the money when I’m short to pay my bills. They always give me time to pay my loan if I need it.

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    Verified purchase

    Reviewed Aug. 24, 2019

    It was very easy and fast filling out the application. It was only a few pages and I was done. I was bummed when I couldn’t get the instant deposit with my debit card for whatever reason, since I did need it instantly. It didn’t let me know why I couldn’t get instant deposit.

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    Punctuality & Speed

    Reviewed Aug. 15, 2019

    $ 255.00 is great and I repay every month but sometimes I need more like $ 1000. When will I be able to increase my loan amount. I enjoy doing business with you because you help me quickly and deposit money in my account within 24 hours. Highly recommended. Quick turn around.

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    Staff

    Reviewed Aug. 14, 2019

    Thanks for all your help!! I've only been in your Vancouver location once. But you were all really nice and helpful! Thanks for the help. The girls inside are really sweet and professional, thanks for the service. I've been in need at times and your quick finding and payment options are nice.

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    Verified purchase
    Staff

    Reviewed Aug. 12, 2019

    Several of the ladies there are very professional and helpful. The one I experience last week was not very professional or helpful and could not count very well. Gave me the incorrect change. She just want to help as many people as she can so move to the side and let me know when you finish. I have to help the people behind you. There were more than you working so finish with me please and then move to the next person. I'm glad the lady next to her ask to help me complete my transaction renewing my loan.

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    Staff

    Reviewed Aug. 11, 2019

    Speedy Cash is the best I have ever used. They are great and really helped when I was in a crunch. They are the best place to borrow money when you need a helping hand. I recommend them to everyone. Thank you Speedy Cash for helping me when I needed it your the best.

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    Reviewed Aug. 10, 2019

    My loan application was approved but it’s been three days and I haven’t received anything. Not sure why but I’m not going to bother to follow up. It’s probably a fake payday loan account. Not sure. Anybody else experience? It keeps saying to write 50 words but I don’t know why it wants me to write more when there is nothing else to speak about. I really needed this money but I’d just wait until you get paid or try somewhere else.

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    Response from Speedy Cash

    Hey Deyja - Thanks for the comments. We're sorry to hear the funding times did not meet your expectations. When applying online, it could take up to 3 days to get money depending on when loan document are signed. Typically money will be received by the next business day (which could be 3 days if approved on Friday). For more information about funding times, please visit https://www.speedycash.com/funding/.

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    Staff

    Reviewed Aug. 8, 2019

    Always polite and very informative about the loan process and agreements. Based on other stores, I was very pleased by the way they handle customers and getting them what they need. I will not use any other place then RapidCash! I will definitely be recommending Rapid Cash to my friends and family for all their cash loan needs and any other service they might need.

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    Punctuality & Speed

    Reviewed Aug. 5, 2019

    I set up my pay day loan online. It was quick, prompt, & easy to do. The money was in my account the next morning. No hassles or problems. Even got emails through every bit and section of the process. Thank you for your quick, easy, and prompt services.

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    Customer Service

    Reviewed Aug. 4, 2019

    Speedy Cash loans are easy to get loans, the forms are very simply to fill out. Many local branches that give great customer service. Phone and online help always reply fast, had to move a date once and did so without issue. The only place to go to get title and payday loans!

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    Customer ServicePriceStaff

    Reviewed Aug. 2, 2019

    On July 24, I made my payment of $795. Got another loan. You guys went and withdrew another payment.. One week later on August 1st. Two interest payments in a week? Doesn't that go against the governing laws on interest. That's $380 a month interest. Also. Quit putting computer idiots at your call center. They are not the brightest group out there. If it is not on the computer screen, your employees go numb.

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    Response from Speedy Cash

    This is definitely not the experience we ant you to have, Stephen! Let's connect so we can talk through your experience. When you get a second, would you reach out to CustomerService@SpeedyCash.com and provide them your name, contact info and any additional details to help catch us up to speed?

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    Punctuality & SpeedStaff

    Reviewed July 30, 2019

    Very quick process. Very user friendly and under very fair terms. Great job guys!! Thank you so much. I will most definitely be using your services again in the future!!! I was short just that very amount, opened my e-mail and there was you info. Respectively, Jennifer **. Repeat customer for sure! :-)

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    Verified purchase

    Reviewed July 29, 2019

    Thanks for your effort and delivery. Worked well. The loan showed up in the account this morning(7/29/2019) Please alert me as the pay back date approaches. I'll make my payment then. We are a family of three. This loan will help us get through the next four days. Have a good day - Forest

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    Punctuality & Speed

    Reviewed July 24, 2019

    Fast and reliable service, great service and can get the fund fast in 10 minutes. Great online, fast application and can log in and check your payment status and see what you can get. I like this more than any other payday loans. This is the only place I can remember to ask for a loan.

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    Peter increased rating by 4 stars.
    StaffProcess
    After a positive interaction with Speedy Cash, Peter increased their star rating.

    Reviewed July 24, 2019

    My whole account number was not put in correctly, so now I can only redo the loan after 6:00PM tomorrow. I am extremely irritated that I went through this whole process to find out that the funds were never sent to my bank. Apparently your company has inept people to do the paperwork. I hope I will never have to deal with your company again. One totally pissed off customer.

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    Customer ServicePunctuality & Speed

    Reviewed July 24, 2019

    I was completely happy with the online process. It was quick and easy. I received my funds the next day through my bank account. Never had to leave home and didn't have annoying phone calls to bug me and gave me options to obtain my funds faster if I wanted to pick up.

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    Reviewed July 24, 2019

    The service was completely amazing. I was able to complete my application online with ease. This was done on Saturday and my funds surprisingly showed up before noon on Monday. I was afraid that it would be Tuesday before I received my funds. Speedy Cash went above and beyond me expectation! Great Job Speedy Cash! I won't hesitate to use them again should the need arise.

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    Punctuality & SpeedOnline & App

    Reviewed July 23, 2019

    As usual, your service is helpful and the website is easy to negotiate. Thanks for your help! I would recommend it to anyone else who needs immediate financial help. Payment plans are sensible and reasonable. Early pay off is easy to arrange, as well.

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    Verified purchase

    Reviewed July 23, 2019

    Fill application out online. It was approve and I had to keep signing the same forms and after a few days I was told the money would be in my bank account and as of today I have it. I would do it again if I had to. I have already told someone about. A friend told me about it.

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    Punctuality & Speed

    Reviewed July 20, 2019

    Speedy Cash lives up to there name. I needed it ASAP and they delivered. I never used a payday loan before, and speedy cash process was quick, easy to use, and safe. Only place I’ll use if your stuck in a pickle. Thanks speedy cash for helping me through a rough patch.

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    Staff

    Reviewed July 20, 2019

    You guys been great, I’ve had no problems!! I would recommend you to anybody and I would use you in the future. Thanks for having my back when I needed it the most!! That means a lot these days. GREAT JOB!!!!

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    Customer ServicePunctuality & Speed

    Reviewed July 17, 2019

    You guys are great. Would use you again. You were very easy to deal with customer service is excellent. Got my funds very quick. Love the application process was quick and easy. Got a quick response. You came through for me when I needed some cash. Would recommend you to my family and friends.

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    Punctuality & Speed

    Reviewed July 15, 2019

    I was looking for a quick loan and just Googled loans. Speedy Cash looked like a reputable firm. I filled out the application and was immediately contacted and given instructions on how to submit my paperwork. I submitted it and within the hour had my acceptance letter. The money was deposited in my account the exact day Speedy Cash said it would deposit the funds. Never has anything been as convenient, quick and efficient as getting this loan!

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    Customer ServicePunctuality & Speed

    Reviewed July 14, 2019

    I was very pleased with customer service in both the store and online. They didn't make me wait long at all and was taken care of very quickly. I was taken care of in less than 15 minutes. If asked about Speedy Cash I would definitely recommend them. Thank you.

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    Customer Service

    Reviewed July 14, 2019

    Navigation is a breeze and straightforward. Customer service is top notch. Would recommend this service for a short term loan to anyone who is in need of financial assistance. Terms to fit your immediate needs. I hope this has been helpful. The direct deposit feature is very useful. Financial help for a short term solution.

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed July 14, 2019

    Great customer service, I filled out the app online and went into a location and picked up my money. Couldn’t have been easier. All I needed was an ID and away I went. Everyone I dealt with was great, clear and straightforward forms. Decision was quick. I couldn’t be happier!

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    Customer ServiceStaff

    Reviewed July 11, 2019

    Speedy Cash take you to a page that states which ways you can get your loan. I was looking for a loan & I wanted an immediate option. The immediate option did not work for me, and I only had an option of getting a two day drop loan into my account. I decided to exit out of the website entirely, because this option didn’t work for me. I had an email a few days later saying my loan was due on the 12. I called up and the lady said that THEY PUT THE LOAN THROUGH WITHOUT MY PERMISSION AUTOMATICALLY. DO NOT USE THIS SERVICE. THEY TAKE ADVANTAGE OF PEOPLE with little money. How sick is that???

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    Response from Speedy Cash

    Hey Erielle, thank you for taking the time to explain your experience. Not all debit cards are eligible for the instant funding option, and we can understand why that would be frustrating. Loans should not be funded if a loan agreement was not signed. If your experience varies from this process, we would like to speak to you to make sure there wasn't a system glitch. If this is the case, please send an email fully outlining what happened to CustomerService@SpeedyCash.com. Please include your contact info, and any additional details to catch us up to speed.

    Verified purchase
    Punctuality & SpeedProcess

    Reviewed July 11, 2019

    I was in a bind and wasnt getting paid till Friday. I Googled payday loans and seen the reviews I went for it. They were so quick with the loan I truly appreciate their service and how fast it was. I also loved the convinces of being able to doing the entire process online.

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    Punctuality & Speed

    Reviewed July 10, 2019

    Excellent, easy, painless and in TIME! Thanks again! Easiest thing I have done in quite some time! I love dealing with this company! Well worth it, I would recommend it to any and everyone! Thanks again for making it so very easy! I don't know how I would had made it through this month otherwise, that's a fact JACK!

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    Staff

    Reviewed July 10, 2019

    They are Awesome help when I moved here.. Very Dependable. Eeasy to reactivate your account online so you don't have to fight Airline Drive.. Friendly Staff no matter how busy they are inside.. Thanks so much Speedy Cash for your help when I needed it the most. Highly recommend. Got my business.

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    Punctuality & Speed

    Reviewed July 10, 2019

    I love the fact that I can get a small amount of money when I am in need, but as a loyal customer and someone who always pays on time without question, I wish that with my history that I can qualify for the higher loan so that I can pay some other things that need to be taken care of.

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    Punctuality & SpeedStaff

    Reviewed July 9, 2019

    I have no complaints. I Have learned to rely on Speedy Cash. Always helpful and informative. Quick, painless and hassle free. Using the handy Speedy Cash app has proven time after time to be very efficient and trustworthy. I would recommend Speedy Cash To any of my family and friends. Great app and handy service.

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    Price

    Reviewed July 7, 2019

    I got the loan from Speedy Cash cause i needed to pay a bill, but I regret doing it. They charge interest daily so trying to pay it back is hard plus if you just do the monthly payment it will never get paid off cause of the daily interest. I have never heard of such BS in my life. I do not recommend them at all.

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    Response from Speedy Cash

    Hi Rocky, we're sorry that you were not satisfied with your loan. Just like with a credit card, we always recommend paying more than the minimum amount due. This will save in interest paid and allow the loan to be paid off early. If you should need us again in the future, feel free to call us to discuss early payoff options.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 6, 2019

    The speedy cash location on Florida Blvd in Baton Rouge, Louisiana is HORRIBLE! The people there are disrespectful asf! They yell “next” with the worst attitude. And when you get to the window they are looking at you crazy. There’s a lady there that speaks to you in the worst tone & I just couldn’t take so I left & called about my loan. They lady I spoke to on the phone was amazing! She made me feel much better and definitely knows how to treat a customer! I would not be doing business with speedy cash EVERY AGAIN, if it wasn’t for her. The location I mentioned above is rundown & the workers there need to take a customer service class. I expected better from them.

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    Response from Speedy Cash

    This kind of experience does not follow our "easy, fast & FRIENDLY" motto. We're so sorry, Terrika. Thank you for letting us know about this as your feedback helps us get better. We're happy to hear your phone experience went much smoother. We hope you continue to choose Speedy Cash for your emergency cash needs in the future.

    Verified purchase
    Punctuality & SpeedOnline & AppStaffProcess

    Reviewed July 4, 2019

    Each time I have used their services, the process was quick and fast. The app is very easy to use. Definitely recommend to anyone. In office staff at the Brookhurst branch is very friendly as well. They are always willing to offer other options but aren’t pushy or persistent. Same day processing is also a huge plus.

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    Verified purchase

    Reviewed July 1, 2019

    Alcon. I do appreciate your company trusted me for obtaining this loan. It will go a long way to Help me back on track and through your speed approval. I will highly recommended Your company to a friend and family. Your company is a life savior. I like my seft.

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    Process

    Reviewed June 29, 2019

    The process was simple, starting from the application to the closing of the deal. I had a need. Speedy Cash did not worry about my credit history. I needed the funds to pay for my foster daughter's sweet-sixteen party. I did not know who to turn to so I was a little bit bummed out. I began trying loan companies at random but they kept dinging my credit record. The wait time for deposit was minimal. Thank you!

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    Reviewed June 28, 2019

    I love you guys. I am so glad that you allow us to get the money immediately. This is a great service and I am so glad to be a happy customer. This is a good cash advance loan company. If there is one thing I would like to change is the amount of time that you are able to have the loan before you have to pay it back.

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    Punctuality & Speed

    Reviewed June 27, 2019

    Speedy Loan has been more than gracious regarding my repayment dates. I've gotten 5 loans over the past few months due to financial hardship and sometimes not able to repay on the expected due date; however, Speedy has always been understanding and helpful in moving my due day, sometimes 2 weeks ahead. I'm very appreciative. I'm hopeful my finances will greatly improve and I won't need their services, but if I do, I won't hesitate to apply for a loan through them again.

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    Punctuality & Speed

    Reviewed June 22, 2019

    The service was easy and fast and I want to THANK YOU for helping me out of a bad situation I was having! I would recommend Speedy Cash to another person! You helped me step by step and it only took a few minutes to complete. My experience was wonderful and all went as GOD PLANNED it! Thank you again for my time here with you!!

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    Verified purchase

    Reviewed June 21, 2019

    I need a personal loan several times in the past and every time I've actually submitted a request you guys taking care of it in a quick timeframe and also if I've ever had any problems with moving a payment back you've always did it without a hesitation. ** you guys are the best business out there available for loans.

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    Staff

    Reviewed June 20, 2019

    Ramona's Customer Service - Huntsville, AL University Drive. I went to cash a payroll check last week and she was my Customer Service Representative. My wife and watched her closely to see just how courteous and professional she was. Her experience? Magnificent!

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    Customer ServicePunctuality & Speed

    Reviewed June 20, 2019

    I was approved in less than two minutes with money available the next morning direct deposited into my checking account, this loan saved me from late fees and embarrassing communication with my main source of musician gear, ZZSounds. My reputation remains in good standing, the $45.00 loan fee on a $255.00 payday loan was well worth every penny! And yes, I recommend Speedy Cash highly and would use them again without a second thought! Sincerely, B. **, Laughing Bear

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    Punctuality & Speed

    Reviewed June 19, 2019

    I just want to say thank you to Speedy Cash for accommodating me in my time of need. Your online service was easy, accessible, and comprehensible for me to go on and fill out the application. I truly appreciate the delivery time as well. Yes I would highly recommend your service to a friend.

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    Punctuality & Speed

    Reviewed June 17, 2019

    The fastest online payday loan company I have ever tried. I got my funds the same day and the approval process was very easy and quick. Thank you and please keep up good work. I definitely recommend Speedy Cash to everyone. Not sure what else to write because everything was great and I was really satisfied with everything.

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    Reviewed June 15, 2019

    Was in an emergency and needed funds and within the hour I was approved for $255.00 which was directly deposited into my account within minutes after approval. The big kicker is I have poor to horrible credit. I make good money but times are tough. When all other places instantly denied me when I applied, I almost gave up hope.

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    Customer ServicePriceProcess

    Reviewed June 13, 2019

    Horrible rates for Installment Loans. The process was and somewhat painless. The customer service was really great but when I received my loan agreement I was shocked. For a $2,600 loan they are charging $10,066 so at the end of my 48 month term I will have forked over $12,666. Annual rate of 134.317%. I was expecting an already high rate of 30% but this is just really awful. Please dont take a deal like this. This is how people's lives get ruined. I want my inquiry pulled because this is does not make any sense.

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    Response from Speedy Cash

    Hey Marvin, we're sorry your experience didn't meet your expectations. Part of being a responsible lender is making sure our customers fully understand any interest/fees associated with their loan, along with the loan terms. If you would like to discuss any of these details, we're here to help at 1-888-333-1360.

    Customer Service

    Reviewed June 13, 2019

    Every time a loan application performs a hard credit check, it negatively impacts your credit. These imbeciles, over 1 single loan application, ran my credit numerous times before cancelling the application without a single notice/email/phone call. After calling them back they told me I'd have to resubmit the application and damage my credit even further without a single reason as to why they cancelled the previous application other than "because we can". If you need a loan for any reason I strongly suggest using any other company aside from this one.

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    Response from Speedy Cash

    Hi Derek, I get it - that does sound frustrating. I would like our Customer Service Team to take a deeper look into your account. Could you do me a favor and send our team an email to CustomerService@SpeedyCash.com fully outlining your experience with your name, contact info and best way to reach you?

    Verified purchase
    Punctuality & Speed

    Reviewed June 12, 2019

    I got the money very fast. Application was fast and easy. I was going to pick it up in the store but couldn't make it after all so they automatically just deposit in your bank account. This made things very convenient for me since I'm always on the go and very busy.

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    Punctuality & Speed

    Reviewed June 12, 2019

    It is always a great pleasure to use Speedy Cash services. Easy to do and always fast. Several options to choose from to receive your funds as well. If for some reason, you get in a bind and cant make the full payment, you can refinance it and pay it on the next payday.

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    Punctuality & SpeedStaff

    Reviewed June 12, 2019

    They were really friendly and professional. I got there and there wasn't a really long wait. They helped me right away and they knew what they were doing. They gave me my money in cash and right away. I just had to give them my number and show them my ID and bank card. It was really easy.

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    Staff

    Reviewed June 11, 2019

    Please reconsider having Marta at your Speedy Cash Montclair Location. She told me yesterday, 6/10/19, that I could not receive my things today. She did not want to help me. I went back to the store to be told that I can pick up my cash in person. Marta just looked at me and did not say anything and just talked to the other assistant.

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    Response from Speedy Cash

    Yikes, Raechael, we're saddened to learn about your experience as this does not follow the Speedy Cash standard. I will be passing your feedback along to make sure this is addressed. If you have any additional detail to provide, please send to CustomerService@SpeedyCash.com.

    Punctuality & SpeedProcess

    Reviewed June 8, 2019

    Visited the Bossier location. Waited for 8 minutes to be asked, "How can I help you." Then I was directed to complete a paper application. After completion of application I was told by 1 of 4 CSRs someone would be with me shortly. After nearly 12 minutes & asking another waiting customer questions on the process, I left & received excellent prompt service at Loan Nation in Shreveport. Ridiculous process. No recognition of a customer needing service.

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    Response from Speedy Cash

    Oh no, Maria, I hate hearing this was your experience with one of our stores. Thank you for letting us know - this helps us get better. I will be passing your feedback along to the Store Manager so we can work on improving our "fast & friendly" commitment. So glad to hear you had excellent service in Shreveport - that's what we like to hear!

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    Punctuality & SpeedStaff

    Reviewed June 8, 2019

    I really love using Speedy Cash. It's very fast and easy to use. I also like that I can borrow small amounts. Sometimes I don't need a huge loan, just a small one to get me by and speedy cash is great for that. I'm grateful for this company being so helpful.

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    Staff

    Reviewed June 7, 2019

    Have been terrific to work with, always helping out when I need it. Would definetly use Speedy Cash again to assist in short term needs. Repayment terms are always good, and lending team is always pleasant and courteous to work with. Never makes me feel unpleasant about receiving a payday loan.

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    Customer Service

    Reviewed June 6, 2019

    Had this loan since October 2018. It is now May 2019 and while I had intention of paying off early (payments until April 2020), I don't see it happening. BEWARE!!! Lately they have been taking their sweet ** time to apply payments to my account. As a result, payoff amount always goes up and virtually impossible to payoff. Send them an email asking why, response is: "Sent the ACH to withdraw from bank account, takes a few days to post to your account". Not my problem. Should apply as soon as you take from my bank account. Scam artists.

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    Response from Speedy Cash

    Hi Patrick - Thank you for taking the time to post about your experience. To be honest, ACH payments can be tricky. Once the payment has been issued on our end, it can take 3 - 5 business days for us to get a result back from the bank. A good way to process immediate payment is to use a debit card, as debit card payments don't have the same long processing time.

    Verified purchase

    Reviewed June 4, 2019

    Like the phone app and features very easy to navigate. I would tell all my friends if ever in need it a good place to start for short term loan. I did have a small issue with my debt card transaction so wasn't able to complete immediate funds had to wait the next day for deposit into my checking account.

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    StaffProcess

    Reviewed June 3, 2019

    I had filled out a request for a short term loan and about 20 minutes one of your customer service agents called to verify info. She was very polite and made me feel comfortable. She explained the process and I was approved within the hour. The company can send to your bank account or directly thru your debit card which is awesome. Especially when you need the funds same day I let a friend know about your company and how satisfied I was and now she is a Speedy Cash advance customer too....

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    Reviewed June 2, 2019

    I was able to get a small online loan and the application was easy to fill out and the service provided was super efficient. I opted for direct deposit and as promised, my funds were in my bank account the following business day! Highly recommend Speedy Cash for their services!

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    Punctuality & SpeedStaff

    Reviewed May 29, 2019

    Fast and speedy service and cash. Love this company. I will for sure be using this company again in the future. Thank you Speedy Cash for fast service and friendly also! I will recommend to many of my family and friends! I searched many companies for a payday loan and Speedy Cash was the fastest and best!

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    Customer Service

    Reviewed May 26, 2019

    Their ads state rapid loans but my wait period is 3 days and when I called was told to talk to my bank so I did call and my bank said it won’t post till Thursday the following week and I needed the money the next day to get home.

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    Response from Speedy Cash

    Hi Norman - It's frustrating to wait for your money. Unfortunately, once we send our funding batch to the bank, it's out of our control as to how quickly the funds are posted to the account. Our reps did the right thing to advise you to contact your bank. We're so sorry for the inconvenience. For future reference, you can view details about our funding times here: https://www.speedycash.com/funding/

    Verified purchase

    Reviewed May 26, 2019

    I highly recommended using Speedy Cash. Would be perfect if a payment plan was available.... Would be easier for us who struggle a bit on paying the full payment in one payment.. Would appreciate if I was able to get a loan of a bigger amount... Thank you for the help.

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    Punctuality & SpeedProcess

    Reviewed May 26, 2019

    My first time using Speedy Cash, I am delighted with how fast the entire process was. The funds were wired into my account even on the holiday weekend. If I ever need cash again I know where to go; Speedy Cash. The internet process is extremely easy. The only payment options were great. Thank you.

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    Punctuality & Speed

    Reviewed May 25, 2019

    Fast Loan application process, fast funds deposit into my debit card, tons of options to pay back my loan. I love the complimentary change of loan due date, it is extremely helpful and it got me out of a tough situation. I love Speedy Cash and would highly recommend it to anyone????

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    Customer Service

    Reviewed May 20, 2019

    I guess the only bad experienced that I've encountered with Speedy Cash and I wish they can improve on, is that there is no customer service available on weekends. I had to move to due date that was gonna happen on a Tuesday so the money was gonna get taken out on Monday morning. So I called thinking that on Saturday morning I could get in touch with anybody from the company and I didnt. So the money was deducted from account which send me to be overdrafted by 2 dollars and those 2 dollars turn out to be 35 fee impose by my bank.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 17, 2019

    Your staff it would be felt being quite professional in processing that needed for loan and is appreciated. Finances as indicated they would be were there today on time. It would be a little conscience of trying to do things just over the telephone but that would work out well. Also computer communication would be quite clear and informative.

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    Punctuality & SpeedStaff

    Reviewed May 13, 2019

    Great cs. Was easy to work with. Quick approval. Received the money the next day even though I applied on a Sunday. Money was there when I woke up on Monday. Great experience. I would recommend them to anyone. I will use them again in the future. Great company to work with.

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    Staff

    Reviewed May 13, 2019

    Very pleased with service.. Application was easy and approval was even faster and my funds were in my account within two hours. Really helped me out. Would definitely recommend to my friends and family. Need cash fast Speedy is definitely the website to go to for great fast and easy service.

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    Punctuality & Speed

    Reviewed May 9, 2019

    This was a fast and easy loan application and loan approval process. I was able to get the money I need for my daughter's birthday before payday! It was deposited right into my bank account and will be paid back automatically so I don’t have to worry about it! Fast and easy for my crazy busy life.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed May 3, 2019

    The entire process was very easy and simple. Customer service reps very knowledgeable and know their stuff. Would recommend to family and friends for short term loans. Will definitely use in future in the need arises. Keep up the good work. Quick and easy application process and funds are released the next day.

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    Reviewed May 3, 2019

    I love this site. It's simple and it works. Most other places I've tried always seem to deny me. I make sure to tell anyone I can about the super easy application process. I will keep using Speedy Cash for my extra cash needs.

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    Customer ServiceStaff

    Reviewed May 2, 2019

    Excellent customer service, would recommend to friends, keep up the good work. Employees are friendly and helpful and they go above and beyond to make you happy and satisfy your goal. Thank you Speedy Cash. Will always be a loyal customer and on time with payments. Hope you never stop being friendly and helpful.

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    Customer ServiceStaff

    Reviewed April 29, 2019

    When I first applied I didn’t expect much but I had a very good experience with the application process, customer service, it didn’t take long and the representative were able to answer my questions and help me with application process when I wasn’t sure about something. Also I was able to go pick up the money cash!!!

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    Customer ServiceStaff

    Reviewed April 26, 2019

    Awesome Customer Service!!! Takes no time to put application in and very easy to apply!!! If I need any assistance they're there to answer my questions fast and very helpful, they will walk you through all steps needed. Payment is easy to make and they will take it directly out of your account so you don't have to do a lot of running and you can also go to the store and pick up if you need it faster.

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    Process

    Reviewed April 25, 2019

    The process was very easy to follow. Everything was upfront... I think the word transparent is appropriate in this review. Although I was dissapointed that I wasn't able to receive the amount I requested, the amount I accepted was in my account promtly the very next morning. Thank you!

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    Punctuality & Speed

    Reviewed April 23, 2019

    Fast and helpful. I happy with the helping this trying time for me and my family as we make our transition to our new home and life. I feel this was a blessing for us as a whole. Thank you Speedy Cash. We as a family appreciate your time and all your services.

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    Punctuality & SpeedStaff

    Reviewed April 19, 2019

    Very good experience. Great and friendly staff. Fast easy way to help with funds for an emergency. Locations near you or online applications available. Opens early to apply for loan. Locations are clean. Have funds deposited into your account or can pick up at location. Can repay loan either in office or online and using the phone.

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    Reviewed April 18, 2019

    I was told, I was never going to be able to get a loan in store or online due to a business review which basically means they don't want do business with me and I never did anything wrong. I wouldn't waste my time with this bias company.

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    Speedy Cash
    Response from Speedy Cash

    Kaleisha, We apologize for the unpleasant experience. If you would like us to further review your account at any time, we'd be happy to do so. You can reach us at CustomerService@SpeedyCash.com or 1-888-333-1360.

    Verified purchase
    Customer ServicePunctuality & SpeedProcess

    Reviewed April 17, 2019

    Quick and easy to get a loan. I love that I can do it on my phone. I wish we could do a larger amount but this works too. Hopefully this helps someone else get a loan. Thank you for all your help and make the process so easy to complete.

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    Reviewed April 13, 2019

    Was told I would be helped with charges when I got documentation of them. Today I took up documentation but was told I waited 10 days. I showed her on my bank phone app the same day. Then had to wait to get notification in mail. Now I have to wait for my bank statement. That's what she told me. I feel I'm getting the runaround and was lied to. Not happy. Been doing business with them 7 years. No more.

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    Response from Speedy Cash

    Hi Darlene - Thank you for sharing your feedback. At Speedy Cash, we take your feedback and concerns seriously and make every effort to address them. Please feel free to contact us directly.

    Verified purchase
    Customer ServiceOnline & App

    Reviewed April 11, 2019

    The process was easy enough and the website is very user friendly. I did make a mistake and misunderstood some information, but that was on me. So just be sure to read everything. I emailed customer service right away and they responded immediately and helped me out. Will use again when needed. I completely recommend.

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    Verified purchase

    Reviewed April 3, 2019

    Appreciate the option to get cash short term or emergencies. Would like larger loan for longer term to consolidate some debt that I have, however I'm still grateful for the opportunity when needing cash. Thank you Speedy Cash for being there in the tough times and getting the money to me in a speedy way fashion.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed April 1, 2019

    On Thursday morning, I was figuring out my budget for the upcoming rent and first of the month bills and realized I was a bit short so I looked up some online payday loan options. I have successfully completed online payday loan transactions in the past so I'm familiar with the process. I found Speedy Cash which I have not used before and went ahead and applied for a $150 loan for one week, enough to cover the rest of my rent and avoid a late fee. I went through the whole process, got approved and even received an approval confirmation email. I also received an email stating the funds had already been transmitted to my bank account. I got an alert from my credit agency that there had been a hard inquiry to my credit. I thought that was weird because other payday loan places did not do a hard inquiry to my credit.

    Anyways the money was supposed to be in my account the next business day (Friday) since I had gotten approved in time on Thursday. That did not happen. Finally, on Monday the 1st, the day my rent is due, I called the Speedy Cash customer service number and was told the deposit was rejected by my bank. The representative and I went through my information again but could not find any discrepancies or reasons for the rejection. They told me to call my bank. I asked Speedy Cash why I wasn't notified at all about the rejection and the rep admitted that she did not know why and that was very unusual that one: My bank rejected the deposit and two: I was not notified of the rejection. She told me the loan would be void and I would not be responsible for it. I told her she needed to send me an email to confirm that. I then called my bank who told me they had not rejected anything and no record of any attempted deposit.

    I called Speedy Cash back and once again nobody could understand why this was happening. Eventually we discovered there had been an error on their part with the inputting of my routing number. The rep offered to help me reapply for the loan over the phone and fix my routing number. After a few short questions, the rep told me I was being DENIED to reapply over the phone, even though I was approved the first time and the error was made on their end. However, I could go into one of their locations in person and be approved. Unreal.

    An entire day has passed and I still have not gotten an email confirmation that the first loan was voided. Also, since nobody notified me that there was a problem at all, I have run out of time to go get a payday loan from somewhere else and I will end up paying a late fee to my landlord. The same late fee I was trying to avoid by getting a loan. The lack of communication here is unbelievable. In addition, Speedy Cash called me 3 different times throughout the day to "invite" me to one of their locations in person after I told them I would not be using their service. Funny how now they are able to reach out to me when they want my business, but not when they make an error that affects me financially.

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    Response from Speedy Cash

    Yikes, that's not the kind of experience we want you to have, Jennifer. We do appreciate you taking the time to give us your feedback so we can become better. I would like our customer service department to look into this further. Could you do me a favor and send our team an email to CustomerService@SpeedyCash.com with your name, contact info, and the best way to reach you? Please refer to your review on Consumer Affairs. Thanks!

    Verified purchase

    Reviewed March 31, 2019

    I use Speedy Cash when I need a little extra for unexpected expenses. It's nice having the option to get the funds deposited right to my debit card. Not all payday loans give this option. Would recommend Speedy Cash to anyone. Thank you Speedy Cash for making tight times easier to deal with.

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    Punctuality & SpeedOnline & App

    Reviewed March 29, 2019

    The application and approval process takes no more than five minutes. Fast and convenient. Unlike the other lending companies that have a set limit to the amounts you can borrow. I definitely would recommend Speedy Cash to all friends and family that may be in need of a little extra cash til pay day.

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    Online & App

    Reviewed March 28, 2019

    Speedy Cash is the best! It is such an easy process to use and I get the money I need right away! It takes usually about an hour to get the money, from the time I apply online until it's deposited in my account, it is usually about an hour! So, thank you Speedy Cash you guys are the best! I appreciate your help and get it when I need it! I just love the online application system. It is so convenient and simple to use!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 26, 2019

    Process of applying over the internet was simple and fast; my approval came very quickly. Communication via email was polite, concise and superb; Funds arrived in my bank account exactly when promised. If your need is quick cash, don't hesitate to apply; these are your people and they will help you get what you need!

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    Price

    Reviewed March 25, 2019

    Hi, I'm glad I was able to get a loan but wasn't aware of how much I have to pay back in interest and also the ding it put on my credit.... Not happy with that.... Also the loan went through without confirmation. Maybe something you guys can look into.

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    Speedy Cash
    Response from Speedy Cash

    Hi Arthur - The experience outlined is not reflective of the core vision and values of Speedy Cash. We’ve worked hard since 1997 to make sure we take the very best care of our Customers and their financial needs. Thank you for sharing your concerns. If you have any other concerns or would like to speak to a Customer Service Representative, please call or email us.

    Verified purchase
    Price

    Reviewed March 23, 2019

    I have been a customer for a couple months now and you guys are great. The first sign up was easy and I love how you guys text me to keep me informed when my payment will be due and how easy it is to take out another loan right after and I think your guy's interest rating is a fair price.