Speedy Cash Reviews

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Edited by: Jon Bortin

About Speedy Cash

Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash). It provides payday loans, installment loans, title loans and lines of credit online, over the phone and in stores. Speedy Cash claims to have served over 10 million people since 1997.

Pros
  • Get funds in as little as a day
  • Online and in-store services
  • Loans from $50 to $26,000
Cons
  • High APRs

Speedy Cash Reviews

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    How do I know I can trust these reviews about Speedy Cash?
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    Page 2 Reviews 5 - 35
    Customer ServiceContract & TermsCoverageSales & MarketingPricePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed Jan. 13, 2026

    Got Speedy Cash line of credit and loan funded to green dot in October 2025. My live-in boyfriend spent the money with my permission. Due to work stress and illnesses, I forgot I had taken the loan. I received a default & notice to cure in the mail and freaked out. I immediately called and said I did not take a loan and it must be fraud. Speedy cash said they would email fraud paperwork, but actually never did so. My boyfriend came home an hour later and I told him about the letter. At that point he reminded me that I did take a loan. I fully realize I made a mistake jumping to fraud conclusion, but I tried to remedy it the same night.

    I have tried on multiple occasions to pay off the loan over the phone and online. I have provided a copy of my REAL ID, my bank checking statement, and a monthly bill from a different bank for my camper trailer payment. Speedy cash will not accept my payment in full because I don’t have a utility bill or rental agreement. Their reasoning is I cannot prove I am who I am (like my REAL ID, paystubs, bank statement doesn’t prove who I am?!). I live with my in-laws, I’m on their car insurance plan, and on the family cellphone plan. I don’t have any outside bills beyond my camper loan. I think Speedy Cash is trying to drive up interest and collection costs by not accepting my payment. Never have bounced a check either and available funds to pay are verifiable. This has been an unconscionable act and violates consumer protection laws (at least that is what my in-law who is a licensed attorney says).

    Since no fraud paperwork was received or completed, the loan cannot even be considered fraudulent or even be investigated as fraud. I just want to pay the account in full ($~1200) but they won’t take my payment and I am beating my head against the wall trying to prove I am who I am. If it is my hard-earned money directly taken from my bank’s checking account, along with a copy of my REAL ID, why would I need more evidence to prove I am the same person just to payoff a loan. (Unless Speedy Cash is scamming me to collect more money.) My in-law will be sending detailed complaints to appropriate agencies (federal and state) to help me.

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    Speedy Cash
    Response from Speedy Cash

    We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-888-333-1360

    Resolution In Progress
    Verified purchase
    Sales & MarketingPunctuality & SpeedStaff

    Reviewed Jan. 12, 2026

    I first turned to Speedy Cash back in 2003 when I needed some financial help. It wasn't until two years ago that I decided to use their services again. The decision was largely influenced by their advertisements, and I found their in-person application process straightforward and efficient.

    The interactions with their staff were consistently great, making the entire lending process smooth and convenient. While the exact duration for the process can vary, it generally feels quick and manageable. Overall, my experience with Speedy Cash has been positive, and I appreciate their reliable service.

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    Speedy Cash
    Response from Speedy Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 12, 2026

    I decided to try Speedy Cash for a loan after considering my options. The application process was surprisingly quick and easy, taking just about 15 minutes to complete in person. The staff were consistently friendly and recognized me whenever I visited, which made the experience feel more personal. They truly look out for their customers. If anyone is in need of a loan, I would definitely recommend Speedy Cash as the go-to place. They've always treated me with respect and kindness.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 12, 2026

    I go up to Speedy Cash once a month and the process is straightforward. I've never encountered any issues in the years I've been using their services. Several friends and family members have also started going there after hearing my positive experiences.

    I pay a monthly loan fee for the payday loan and while I wish the fees were slightly lower, their customer service makes up for it. Each visit to the location is met with friendly and helpful staff members. Overall, I'm very satisfied with Speedy Cash and highly recommend them to others.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    TechPunctuality & SpeedStaff

    Reviewed Jan. 12, 2026

    Speedy Cash used to be Check Into Cash and it changed over, so I moved. The people that serviced me with Speedy Cash were great and I really appreciate them. I applied in person and the lending process required gathering some documentation, but overall, it took no more than 15 to 20 minutes, which was quite efficient.

    Every time I interacted with the staff, it seemed like there was someone new assisting me, but they were always helpful. I would recommend Speedy Cash to anyone needing financial assistance. They have consistently offered great service, and I am satisfied with my experiences.

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    Speedy Cash
    Response from Speedy Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 11, 2026

    When I visited the Speedy Cash branch in the area, they were professional, friendly, and welcoming. The application process didn't take long and they successfully provided the funds I needed. Speedy Cash would be my place of choice any time I need a lender.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for trusting us. We are here to help when you need us.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 11, 2026

    I needed a loan and I went in person to Speedy Cash to apply for one. The entire process was impressively quick, taking only about five minutes. The staff was exceptionally nice and made the experience smooth. Their friendliness stood out to me, and I would recommend their services to others.

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    Speedy Cash
    Response from Speedy Cash

    Your feedback is highly valued! Thanks for sharing.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 10, 2026

    There's an older gentleman at Speedy Cash who consistently makes errors on my account, whether it’s the dates or the amount of money I can get back. Many customers, including myself, try to avoid him, preferring to wait in line for someone else. On the bright side, there’s a woman who’s been with them for a long time, and she does an excellent job.

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    Speedy Cash
    Response from Speedy Cash

    We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-888-333-1360

    Verified purchase

    Reviewed Jan. 10, 2026

    The application process was straightforward and took about 15 to 20 minutes. It was easy, with no notable issues.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 10, 2026

    I opted for Speedy Cash because it was conveniently located near my house. The process was pretty easy, and from what I recall, the customer service experience was good. It took less than an hour to complete everything. Although it was my first time using their services, I had a positive experience and I would use them again if needed.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    StaffLoan Process

    Reviewed Jan. 10, 2026

    I found the lending process to be straightforward. Relying solely on government assistance, I was lucky to be considered for a loan, that was a plus for me. Also, the rep was very helpful and did what I needed to get done. It was completed in about 15 minutes and it was efficient.

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    Speedy Cash
    Response from Speedy Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 10, 2026

    Speedy Cash was a little closer to my home. I first discovered them through social media and decided to apply in person. The lending process was straightforward—just providing my information and signing a few papers. It took about 45 minutes to complete. They also ran my credit. It worked itself out afterwards. The staff, especially the lender who assisted me, was incredibly patient and informative, even during a busy time before Christmas. I haven't encountered any issues with them, and the team at the Sherman Way branch is always cordial. Go just in case for any type of emergency. My experience was spot on.

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    Speedy Cash
    Response from Speedy Cash

    We are delighted to hear you had a pleasant experience!

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 10, 2026

    I chose Speedy Cash because they kept sending me offers in the mail, which came at a time when I needed financial help. I applied for a loan in person, and the process was nice and not difficult at all. The staff were pleasant and overall, I'm thankful Speedy Cash was there when I needed them.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 9, 2026

    I have been with Speedy Cash for many years now..Speedy Cash has always been reliable and fair, very easy to understand term and easy to access website...I would highly recommend Speedy Cash to anyone in a pinch

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    Speedy Cash
    Response from Speedy Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 5, 2026

    Worst experience ever. It’s been 2 days since I was scheduled to receive my cash. Still nothing on my account. I’m guessing they will say it’s because it’s the weekend & I’ll receive money come Monday. Well that’s not what we agreed on. First & last time I use Speedy Cash!

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    Speedy Cash
    Response from Speedy Cash

    We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-888-333-1360

    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed Jan. 3, 2026

    Speedy Cash was conveniently located along my regular route in Riverside and I frequently drove by their office. I eventually decided to stop in and see if I could qualify for a loan. The process was straightforward and quick, taking only about 30 to 35 minutes. The staff were courteous and precise, ensuring I understood all the details without any rush. Their professionalism and respect for my time left a positive impression. Overall, Speedy Cash has been instrumental in helping me manage my bills, and I appreciate their efficient service.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Refunds & PayoutsMaintenance

    Reviewed Jan. 2, 2026

    Everything was great except you deposited the money in the wrong account. Don't know exactly what happened, you got my new account info, (Chase Bank). Anyway luckily I hadn't closed that account yet so I was able to get my money but it needs to be fixed.

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    Speedy Cash
    Response from Speedy Cash

    We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-888-333-1360

    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Dec. 31, 2025

    We needed a bit of money to pay a bill at the end of the month until the first. I looked up Speedy Cash and went there. It was easy and convenient. I had to wait for more people that were in line. But once I started, it took 15 minutes. I borrowed money and paid it back.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 30, 2025

    Rapid cash online was so quick and easy. I did not have to drive into an office, I did not have to stand in line, it was great! I signed all the documents online and the money was in my account the next business day only because I got it in a Sunday.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for trusting us. We are here to help when you need us.

    Verified purchase
    Online & AppLoan Process

    Reviewed Dec. 29, 2025

    Online application was easy and was able to get the money I needed right away. I feel the service is something I will use again. And appreciate the loan to be able to get what I was needing during the holidays.

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    Speedy Cash
    Response from Speedy Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Customer ServicePunctuality & SpeedBillingLoan Process

    Reviewed Dec. 28, 2025

    I've been using Speedy Cash for awhile now and I have to say that the customer service I've received is stellar. Not once have I ever visited the store and been treated rudely. On top of that I've had to reschedule my loan due date several times and not been treated with disrespect or rudeness or a condescending attitude. I feel treated like a V.I.P. every time I apply for a loan and part of a family when I make my loan payment!

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    Speedy Cash
    Response from Speedy Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase

    Reviewed Dec. 28, 2025

    You guys do make the process easy. No ridiculous time-consuming steps that make you say forget it. Whatever your system is, it's a good one. I wish everyone out there would copy whatever you guys are doing.

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    Speedy Cash
    Response from Speedy Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 28, 2025

    The customer service I received from Speedy Cash was very good, with representatives who were both friendly and professional. The application process was straightforward and easy, which made my experience pleasant. However, I wish they would consider staying open later in the afternoon for added convenience.

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    Speedy Cash
    Response from Speedy Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 28, 2025

    The application process at Speedy Cash was straightforward, which made things convenient for me. The customer service representatives were friendly and accommodating. Overall, my experience with Speedy Cash was positive.

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    Speedy Cash
    Response from Speedy Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Dec. 27, 2025

    Speedy Cash' application process for a loan was straightforward since I completed everything in-store. Their customer service has been satisfactory, but I do have reservations about the high interest rates. For instance, borrowing $1900 led to a repayment plan of $600 per month over six months, which seems excessive. Although I wouldn't recommend it to others due to these rates, I was satisfied with the service because I needed the money and they provided it promptly.

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    Speedy Cash
    Response from Speedy Cash

    Your feedback is highly valued! Thanks for sharing.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 27, 2025

    Speedy Cash has a convenient location in Johnson City. My experiences with the team there have been largely positive, especially with the current manager who is always informative and friendly. He explains the processes well and has been consistently helpful. Before it was Speedy Cash, I've used the payday thing off and on since it was Check Into Cash. Since the transition to Speedy Cash, I've noticed improvements in the application process, making it more efficient and user-friendly.

    Thanks for your vote!
    Speedy Cash
    Response from Speedy Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase
    Customer ServicePricePunctuality & SpeedMaintenanceBilling

    Reviewed Dec. 27, 2025

    I've been a customer for 17 years, on and off. When life decides to pick on me, I know I have Speedy Cash in my pocket to bridge the gap until payday. Yes, short term lending is expensive, but S.C. is up front about their fees. Blown tires, broken phones, and utility bills can't always wait until payday!

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    Speedy Cash
    Response from Speedy Cash

    We are thankful for customers like you!

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Dec. 26, 2025

    My loan got sent to the wrong bank. Now I have no access to my loan and I'm supposed to pay it back. I have spoken to somebody about this and they said that it was sent to the bank because I did not pick it up. Well I was told to pick it up on 12-25-2025. They were closed so I called first thing this morning. Now what do I do?

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    Speedy Cash
    Response from Speedy Cash

    We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-888-333-1360

    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 26, 2025

    Excellent customer service. I was in a jam and they helped me out. I really appreciate their help and if I’m ever in a jam again I’ll definitely be reaching out for their help. Very easy to complete!!!!

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    Speedy Cash
    Response from Speedy Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 25, 2025

    This was actually a FANTASTIC experience. It was such a quick and easy process. And I will be referring anyone I can, as well as being a forever customer!!! Thank you for helping me when I was in a bind!!!

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    Speedy Cash
    Response from Speedy Cash

    Thank you! Let us know if we can help with anything in the future.

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    Speedy Cash Company Information

    Social media:
    Company Name:
    Speedy Cash
    Year Founded:
    1997
    Country:
    United States
    Website:
    www.speedycash.com

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