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I had a yearly subscription for two years. The first year was free because Experian compromised my information. Everyone should remember that this service to protect one's ID came into being because the credit rating agencies continually failed to do so. The outrage over their leaks is why we can do a credit freeze for free. You can get a free Experian credit report with the membership. But you dont need a membership if you just want the credit report, everyone in America is entitled to a free report from each agency on an annual basis. So the only value left in the membership is the insurance. This is identity insurance, the rest of the services are just to lure you in.
There is no free base membership. This is actually very odd because the main competition, Transunion and Equifax, offers a free base membership with their identity protection. The free memberships at other agencies can also send out notifications when there are changes to the credit report. So really, the membership is for INSURANCE.
You cannot delete your credit card information in their account information portal. I called and canceled my membership as soon as I noticed a charge. I did not receive a billing reminder so when I got billed I was not happy. I did not like their call center. I actually had to call twice because they said the "system was down because it was updating." This might be true but it seemed odd to me. Also they do not give reference numbers nor call customers back; this is important because if you call and their system goes down, you have to start all over with a new rep.
This product might be advisable if you want to monitor your credit before getting ready for a large loan or mortgage application. But before going with ProtectMyID, check the coverage of the main competitors; they offer the same services but the insurance coverage varies. If you don't see yourself applying for a loan within the next couple years, just freeze your credit (free) and you wont have to worry about monitoring your identity/credit report.
The short story: Rude, incompetent, sketchy reps who take your info and you feel more insecure using the service than not. DO NOT USE. Felt like the reps were harvesting personal information. Long Story: Had service through University. Liked it. Renewed service. Logged in as normal. Try to log in a week later, system has no record of me. Call customer service. First representative is rude and chewing while talking. Hang up. Call second representative, she transfers me to another department, who says they have nothing to do with memberships. Call again, pay for membership. Rep asks me if I want password reset. Answer security questions and she sends link. Never get link. Call back, rep asks me more questions, which she says I did not answer correct and I will have to call back in 24 hours. Speak to supervisor and ask to cancel service. Get cancelation email. Ask for refund, told that I was benefiting from services and could not get refund.
Years ago, my information the state had got hacked and they signed me up with a free credit monitoring service... ProtectMyID. When it was up to renew I renewed it and gave them my credit card information. Later, during the great Equifax hack, I switched to another credit monitoring service. Got a notice from ProtectMyID that my account was going to auto-renew, went into the account and there is absolutely no way, aside from the obscure language I was able to find in the contract to cancel. Tried calling and was left on hold for hours, no answer - like WOW, what if I actually needed this damn service, lol!!
The website looks like a complete hack job, if this company is really supposed to be associated with Experian I'd assume they'd be able to hire some decent programmers, right?? So, I've sent them the lengthy notice to please cancel my damn account, but really doubt that will do anything - so I called the bank and told them to refuse payment to them. Please!! Please!! Don't have anything to do with this company - it's stinks to high heaven of a scam. Not like we've had enough of that already right. : (
Called Experian/ProtectMyID this a.m. - on hold over 1.5 hrs and gave up on trying to reach anyone! Attempted to contact via email - 2 different addresses - first one came back stating not in service, still awaiting reply from 2nd attempt. They send alerts periodically stating all is well but is it really? I am trying to cancel their service. Unable to remove my credit card from their website so I contacted the credit card company to flag my account for cancellation of services. Would not recommend dealing with this company!
Worst customer service and website. The website does not function properly. It will not allow more than one item to be saved under Debit Cards or Medical Cards. Email link for assistance does not function - blank blue screen asking to choose an email address - with no addresses visible. I've called three times with no help at all. Last time I was told that there was a "service ticket" assigned, but I've had no follow-up yet. It's been a week since I've called and the website still does not function. AAA who promotes this inferior product does not respond to emails about it either. I've attempted to use the website on two different computers, with three different browsers, and two different search engines. It still doesn't work properly. Save your time and money - Avoid this product.
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I received a "free trial period" for this company, after a "break in at my university divulged the information of my SSN and address to hackers". I never ATTENDED that university, and I contacted the University (who's number was not on the paperwork) and they had no record of such a break-in occurring! Please please do not join this company, it is a fraud to GET your SSN and credit card numbers. FRAUD!
I received free membership of ProtectMyID as part of an earlier identity theft issue affecting another service provider. As other reviewers have stated, during my membership period I have had my credit cards cloned and fraudulently used, but never have any of these breaches been picked up by ProtectMyID. Ironically, when I have received an alert about possible breaches of my identity, these have occurred while I have been working overseas - where risk of identity theft is usually higher - and from where it is physically impossible to access the ProtectMyID website to find out what the alert is! The site does not allow access from non-US based web servers it would seems. A ludicrous state of affairs and another reason why I would never recommend this company or its products.
I don't like giving negative reviews. I only give them when company is very bad. ProtectMyID from Experian is a joke. I was given 2-year paid membership by my previous company that gave away W2 in phishing scam and about 10,000 employees' personal information were exposed. Since ProtectMyID started "monitoring" my credit cards, etc., I had 3 Visa credit card stolen due to online breach with different websites. I have phone text monitoring of my CCs' spendings. I was able to cancel my CC in time not to suffer any financial loss. I had my CCs replaced with different CC number. Not SINGLE time ProtectMyID caught any of that and notified me. They did not even see when I closed my stolen CCs and opened new ones. Monitoring from Experian is a joke.
Given a membership due to a data breach to safeguard against identity theft. I did have something come up and tried to contact ProtectMyID regarding my credit report. YOU CANNOT CONTACT THEM or talk to a real live person at all. Their info says they are accessible 24/7, but I emailed and tried three different numbers -- All they provide is a recorded message but no customer service rep is available. Recordings tell how you can sign up for service or info about a report -- all they give you are three different recorded messages. No one is available to help with a question. NOT recommending this company. I'd give zero stars if I could.
I am having an issue which I think is fraud and have been on the phone for the fraud department for over 30 minutes, nobody ever comes on the line. I have called 3 times, what horrible 'service'. Don't bother, go to Life Alert or a company that will be there when you need them. These people don't even come to the phone and they don't communicate across departments. What a waste of money.
They failed to show an inquiry on my credit score. I know it was there because it was me to order a new credit card. I contacted customer service several times and every time it ends up with "This issue is sent to an appropriate department" without any followup. When I try to ask about the status, they deny to provide any update. The issue is more than a year now. Totally unprofessional.
ProtectMyID sounds like a good idea at first. Get alerts from one of the major credit reporting companies (Experian) when something unusual is reported to your credit report. But wait! First off, the "alerts" that you get tell you nothing other than the bare appearance of new data on your credit report. In my case, I got repeated alerts while I was shopping for a home loan, all for the same event.
Next, when you choose to "Dispute" the alert (in my case, an incorrectly billed past-due notice from a department store), you are told to "Click this button" to dispute this entry. When you do, a screen tells you that you have no active credit reports and that you can't dispute an item just because they sent you an alert!!! Well, what the ** is your service good for if not for identifying and disputing incorrect items?
Thirdly, and most importantly, I had a credit card that was used in Shanghai, China for 2 purchases during the month of August. I was notified that this was suspicious activity by Bank Of America. I was notified that this was suspicious activity by Credit Karma. I was notified that this was suspicious activity by everyone but... You guessed it! ProtectMyID. Avoid this spurious "service" like the plague and just use Credit Karma. It's free and way, way, way better.
I have had ProtectMyID through AAA for several years now. It's wonderful that I know that something is monitoring my credit and notifying me to make sure that everything is in check but recently I had a situation where I needed their help in resolving a problem. They have a fraud resolution department that they boast will help you and I felt safe knowing that if something came up, they could handle it. Between AAA and ProtectMyID, I pay a lot of money per year for this type of service. I called the fraud resolution department for help with recent activity and all they could do was listen. They ended up patching me over to one of the credit bureaus so that I could handle it with them personally. Was I mistaken to know that they could handle this for me like Discover card does when I have and need fraud resolution with disputes? Apparently so.
What good is a fraud resolution department if they don't resolve fraud for their customers? They are basically sitting there listening to you and then handing you a phone number to call. It's only a form of therapy at first without the help. Everything else they do is great but don't count on their fraud department to help you with anything. They'll give you contacts but they won't resolve a thing on your behalf. That's deceptive because it gave me peace of mind knowing that I could call them like Discover and have them handle it.
I would recommend their customer service to any and everyone. They treated me nicely, and they showed me what real customer service is supposed to be about. I spoke with them without any problems. The cost is beyond affordable. I can't complain at all. To get started, all you need is a dollar. This will get you started with a free-trial. After your free-trial is up, you can cancel or pay a low monthly fee to continue with their services. The way they monitor is incredible. You can and will feel safe with them. They sent me email and postbox notifications, keeping me updated on a daily basis. They have me what I call, Identity Confidence. They are most definitely reliable. Whenever I needed them, to ask a question, they were always there without hesitation. I knew that I could've always counted on them for full support.
They were very quick to respond to me when I had any questions and made the whole process smooth for me. This service was very adequate and was helpful to my needs and did exactly what was said would be done when I signed up for it. It is worth what you pay. I paid a small amount for the service and I think it was a great deal. I think I got a lot more bang for my buck than I expected to get. They updated me any time something seemed fishy on my account and I feel like this service kept anyone from stealing my identity. I would use it again if I felt like I needed it. Very reliable. Never worried if they were going to mess up and if I was going to end up with some type of trouble. It was so easy and very trustworthy to use.
Always there and willing to assist, never needed to investigate but I imagine they would have done a very good job. They were always courteous, attentive and prompt. I would recommend them in a flash. The cost was good for what they do to protect you and your accounts. Very pleased and am glad I was able to reach this service. Good pricing for the length of services they offer. You feel very safe and secure with this company as they are high tech and well aware of how to protect you and your accounts. Very good at what they do. This company is amazing, very up to date and very private and protected when it comes to your accounts and private information.
Should you have any problems at all, the customer service is there for you 24 hours a day. Please do not be afraid if you think your questions are silly to ask because some silly questions can really save you time and money. The cost is actually lower than your top of line services. Same great results and I totally feel comfortable in having this service ProtectMyID. I really feel secure and safe using this service and so will you. Give them a call and check it out for yourself. The best feeling is knowing they care about you. See for yourself and you will not be disappointed. It's like a warm blanket spread out all over you. They are true to their word and rest assured you will sleep like a baby knowing they are there for you and your family. I trust these people and so will you.
I have not had to use their customer service as of yet, but I would think that they would be very helpful in whatever problem or question you may have. This was given to me as a free service from my gas and electric company, as they were compromised and they gave it to their customers in hopes that it would protect them. They send a report each month and note any changes in your account, any inquiries, any new credit card that you may have received. They are very helpful. Very reliable, with their 24 hour monitoring and making note of any compromising activities that may hit you. They will notify you immediately if anything is suspicious.
Very helpful and knowledgeable. They answered my questions and helped me decide which level of protection was right for my needs. Great job, A+ customer service. It is a bit costly but since it offers peace of mind I was okay with paying it. Of course I'd like cheaper but you get what you pay for. Very satisfied. Had a slight mishap when we went out of state and used our credit card. You need to alert them when you're traveling so you're not getting notices when you try to use your credit card outside of your regular purchases. They did what they promise to do. Never had a problem with their reliability. Always available if a question arises, wish more companies were like them.
The company sent me an e-mail regarding a credit report action. The only problem was that their site was down and when I was advised to call their customer care center, they were closed. I won't continue with them. Identity theft protection is too important to waste on this company.
I have a temporary free membership with this company due to a data breach at a college I attended a few years ago. I hoped I would not need the services of this company, but as it turns out, I do. I received a surveillance alert stating that potentially negative information had been added to my credit report. After investigating the alert, I realized it was an account that had already been settled and is now being used against me. I have tried calling ProtectMyID and Experian, but I was unable to get to an actual human. The only options given on the phone are reporting fraud or requesting a security freeze. Because I did not just sign up for this membership, I can't get a copy of my credit report on the website, and it will not allow you to dispute the alert online without purchasing a new credit report. I'm glad I'm not paying for this service. It successfully informed me of a negative hit to my credit, but it gives no options as to how to handle it!
I'd been provided with Protectmyid.com for one year for free as there had been a data theft at Premera Blue Cross in Washington State. Protectmyid is owned by Experian, one of the big three credit agencies. These are the agencies that have so many errors when they report your credit history and fail to remove errors. After going through a major process giving them all my account numbers, I got a monthly notice via email and text that no major changes had occurred. I also got requests to pay for other reports. When I moved and changed all my accounts, that should have triggered a red flag. After all, that's a technique used. They should have checked if I really had. Nope. Guess they don't monitor when all your accounts get changed to a new address.
A few months ago, both American Express and Visa contacted me about suspicious charges. In each case, they removed the charges and provided me with a new card. Thank you! Each month, I continued to get a text saying Protectmyid.com Alert: "There have been no changes to your credit report in the past month. Sign in to www.Protectmyid.com for your credit information." So after that, I emailed them asking them why they hadn't known about the fraudulent use of my card. After all, they should have notified me. They asked me to report it to them so they could get the information. Uhh, why? They should have told me! They seem to get feeds from all the credit card companies about your monthly balance and how much you paid, but they don't get information about fraud on the account?
They say you get what you pay for. My service was paid for by Premera. I think I got less. A reporting company that doesn't know when your accounts change address or have fraud on them is worthless. It's almost fraudulent for them to say they are monitoring things. I could collect money from someone to protect their credit and then do nothing other than send a monthly text. I'm glad I don't rely on this company for protection. It's kind of like getting a bullet-proof vest only to find it was made of toilet paper and offers no protection.
Paying for, and believing you have protection, only to find it offers nothing is worse than having nothing. People are lulled into a belief of safety by a company that makes empty promises to collect money. I have trouble believing I'm the only person with the experience. Though I suffered no problems, my issues are not odd or unique. There must be thousands who have paid them only to find they offer a smokescreen. Seems like those promising to protect you are the ones perpetrating the consumer fraud!
ProtectMyID expert review by Rob Douglas
Complete plan that offers identity theft detection, protection and resolution in one package. Optional child ID theft protection available. Plan includes credit monitoring, suspicious internet alerts and monthly surveillance alerts if no potential threats are uncovered.
Three-in-one plan: The ProtectMyID plan is offered from Experian, so they provide direct credit-monitoring, as well as tools to detect identity theft, protect your information and assist you in case recovery, is needed. National change of address monitoring also included.
ChildSecure option: Once you enroll in ProtectMyID, you have the choice to sign up for the ChildSecure add-on plan for any children under your care.
Includes text or email alerts: Be alerted at home or on the go with texts and emails to alert you of potential threats with daily detection. You’ll also get a clear surveillance report each month if there is no suspicious activity uncovered.
$0-deductible ID theft insurance: Plans include a recovery team and coverage up to $1 million in qualified expenses in the event of identity fraud with no deductible.
ProtectMyID Company Information
- Company Name:
- Year Founded:
- ProtectMyID.com, Attn: Customer Care, PO Box 22
- Postal Code:
- United States
- (866) 960-6943