Current Reviews

Look I had a bank I used for years. I had a handful of people suggest Current to me so I decided to give it a try. A huge mistake on my part. Since I have been with them it's been nothing but trouble. They suck. Here is just one small example but there is many believe me. I've been using current now for 2 years. Since the day I started using them I have been getting a weekly deposit of 500 plus dollars from the same employer. Well he recently over the holidays we received a paper check. This is No lie, it took me 4 days and 53 rejections because they said the picture was too blurry before I could even get my check approved. Now keep in mind I told you I've been with them for 2 years. I've had a 500 plus dollar deposit in my account every single week and the same place that made those deposits is the very same place that wrote me a paper check. I'm on day three and have not received my funds.

If I could leave 0 stars, I would, I had an issue where I needed to pause my paycheck advance auto repayment for 1 week, I withdrew my consent via chat, and email, 24 hours later, after my paycheck had hit and they did the auto repayment. AFTER my consent was withdrawn for auto repayment, I have sent emails and screenshots of the timestamp and I keep getting the exact same response from everyone that works for that crap company, apparently nobody can read. 5 days. Literally 5 days is all I needed that's it. I have been with them for 2 years. Never missed a repayment. NEVER AGAIN.

Sent $30 to Current to open account in June. But, they put it on hold for over 10 days and I could never open the account on their app. Customer service cannot help with ANYTHING and you MUST do problems via online and robo answers. They requested I prove my ID AND I SUBMITTED REQUIRED DOCUMENTS PHOTOS, however, could not access because of phone issues. Was finally resolved over weekend after I sent letter to the CEO, STUART SOPP. But now the account is suspended! I still don't have my money back. I cannot call because I have to file complaints online and system hangs up, and get Robo answers online. Now I must fill out multitudes of complaints just trying to get back $30. Margaret **. Owensboro KY.

I am experiencing a bad situation with Current. I had a direct deposit into my account on September 10, 2025, and I still don't have access to my account as of this day, they keep telling me to wait for an email which I never received from them, customer service is very poor, I would not recommend anyone to join this company. I have filed a complaint with FDIC and the FTC also.

Terrible experience. Drastically reduced my advance for no reason and put me in a very bad spot. Not to mention, customer service is all but nonexistent. This app is highway robbery at the very least….

None of my ACH deposits are counting as direct deposits. Waste of my time, unserious banking service. Looks like I won't be getting my promised $100 bonus. Worst account I've ever opened in the 20+ accounts with other REAL banks I've had.

If I could give 0 I would. They lost $1000 in funds from a direct deposit (which was the fourth deposit the account accepted so it had been established) took over a week to have them admit fault and figure out that it was “a transaction ach error”. The customer service absolutely is THE WORST! They cannot help with anything. You CANNOT FIND or get access to corporate's number or any physical bank. Agents will not tell you anything on the matter with certainty and seems like it’s just “AI” powered. About a week after receiving my funds. I pull everything from the account minus $50 to pay the cash advance I took. I blocked all merchants using the cards app and began transferring everything back to my old account (I initially got this for the credit building portion of the bank).

This is insane. I been a customer with Current since 2018 and they keep denying my disputes and appeals even though I have police reports and attorney general proof and proof that the seller isn't wanting to give a refund from a product that's NOT been made or delivered! I NEED MY $480 BACK INTO MY ACCOUNT. I don't recommend Current at all. Their dispute team is a bunch of idiots.

They legit accepted a cash app transfer, supposed to be immediate and it was not cash. App was great, helped me sent me documents proving they had my money and 10 days later, I’m still waiting and the customer service are horrible. It’s sad. I actually borrowed it and had to pay it back and was in a situation I clearly had to borrow so left me in a bad spot, they could care less regardless, now I’m waiting to be paid back and don’t even know what to do.

It was good at first but now I'm having problems with different companies taking my money from my account. just like this morning at 2:44 a.m.. Money got taken from my account and it wasn't stopped and now they can't do anything about it. I have to wait to Dispute it. I got a family and I can't be letting "my" bank let some company just be making transaction without asking me first me first. Like really who allows that to happened at 2:44 in the morning and they don't see anything odd about that? Twice in 24hrs something got pulled from my account yesterday for over $100 from Walmart while I was at home. Like really I didn't do that.