Lili Reviews

I was looking up a way to build my business credit so I used Lili. It was pretty easy to get started with them. It took about 30 minutes to get all set up. The price and cost of the membership were fine. It wasn't too much. I like the service. Their platform is pretty nice and very user-friendly. I'm paying for the premium service, which is supposed to give me premium customer service 24/7. It’s pretty direct. But customer service is not as expedient as they described initially. Their banking times are a little off. For instance, I tried to call them this morning. My business starts at 5:30, and I waited until 8:00. I realized they were not open yet, which is kind of a bummer because my day has already been going on and transactions need to be made, especially since I'm paying for the premium membership.

I originally saw Lili on a YouTube video that was comparing different banking systems, and then I ended up deciding to do it. Lili provided invoicing that I didn't have to pay other platforms to do. Getting started with them was so easy. I did it in five minutes and then I got an approval in less than 24 hours. I do the tax bucket with them. As a contractor, I have to be responsible for paying quarterly taxes, and with Lili, they automatically do that for you. So they'll take a part of whatever you make and put it towards taxes. It's like a separate account. You do get high-interest savings on a business savings account, which is really nice. It's higher than at the national rate and more competitive for places like Capital One that have a high-yield savings account.

I was searching for business accounts that were more remote than an actual branch. Lili popped up when I was searching. I also saw it on Facebook. I liked the feedback that I saw from Lili on the reviews compared to the other ones I was looking at. When I was setting the account up, everything was really detailed and informative. I was able to make a decision without having to do a whole lot of research because it was what was given to me. Setting up with Lili was pretty easy. I didn't have to do much. I filled up my information, and then pretty much got instant approval. So, it was easy to set up and easy to work with.

I first heard about Lili with Dun & Bradstreet. Because when I was looking into starting the business, I'd heard a little bit about needing a D-U-N-S Number. But then, I realized it's for bigger corporations, not necessarily smaller. Then, they had the credit reporting that you could do, which was cool. Lili's been winning with the factor of the Tax Bucket, and I appreciate the ease of transactions that I get with Lili. Plus, the dispute team was awesome. I got aggressively cold called and pulled out for 180 bucks for advertising for a scammy media group. And they instantly had it redone within a day or two.

I Googled online business accounts, and I punched it in on the App Store. I scrolled through, and Lili was the one I selected. I had some issues with my Chime account but when I looked at the reviews with Lili, they were good. Lili is better than I expected it to be. Some of these things can be iffy, but I'm pleasantly surprised, and I'm glad that I used it. I got some stuff that's going on on my end that’s got my business looking crazy, but I like how I can incorporate my different streams directly with Lili. I'm working on multiple mini streams of income, and I was having some issues, but everything that I've tried to connect or send to my business account with Lili has been flawless.

I started doing some freelancing work and looked for a bank that would be fee-free and was credible. I did a lot of online research, and Lili seemed to be one of the top options. I appreciate the simplicity of having a separate business bank that hasn't had any fees or issues. I use it to keep the money coming in from my transactions, and it's been all simple and easy. It's good to do research on what fits best for one's company, and Lili has been good.

I have an associate that had Lili. In passing, she told me about it, so I researched it. I opened an account with them last year and the process was very easy. I like that it's online. However, they don't communicate with you. I can't immediately transfer funds from one account to the other like I would want to. Other than that, I'd tell others to open an account with Lili. It's great. It's not stressful. It has made it easy for my deposits to go fast into my account, and anytime I contacted them, they resolved the problems immediately.

I run a successful sole proprietorship since 2017. I don't have a mentor or people keeping me out of the weeds about Lili to help build my business credit. I had some health issues starting last year, and I took a real hit on my credit because I have to pay bills. Lili sounded like it would help with my business credit if I just stick with the program. The only problem that I have with Lili is the fee, but it's definitely helping me. They could just make sure that the $35 checking fee is there in big letters. That way, the people that are utilizing Lili don't take those hits on the business.

I did a Google search and I was looking for assistance with business accounts that were easy to access. I didn't necessarily need a branch, so I went with Lili because it had a free business checking. Initially, I liked the pricing of it. I was looking for a free, easy online platform for a business account that wasn't bringing in a lot of money. When you have start-up business, it's hard to tackle all those fees and things like that, so the free account is the biggest benefit with Lili.

From the reviews that I read about Lili, it was a really good company that worked with startup businesses. That was one of the reasons I decided to go with them. It's very easy to navigate online. I still have a lot to learn, or I feel like I have to pay to unlock certain features that I want to explore more. But for the most part, it's like I've had a minor hiccup in my business situation. So, it's been a little bit difficult for me to proceed the way I intended to proceed when I first opened the account. But aside from that, it's been pretty much decent. When I'm able to get my business actually up and running the right way, I intend to utilize it much more than I have been.

Lili was the best one of what I was looking for and I’ve been using the checking account system for only a couple of months. It’s very transparent. The ease of use and the ability to use other tools are very intriguing and simple. Doing business with Lili has been very easy. The only difficult part I would have is depositing checks because I'm not sure if a check needs to be in my LLC's name or in my name. I feel like it always rejects the checks.

I needed something simple because I'm just a one-person show and easy to categorize what I need for my business. Lili is nice and has an easy interface. I use checking and invoicing, and there are some features in the invoicing that I wish they had. I wish I could offer my customers partial payment or pay this amount now and this amount later, or edit invoices after sending. Sometimes people want to make adjustments, and then I have to just send a whole new invoice. My accountant also hasn't been able to get into my account. There's supposed to be a way that they can do that. Still, Lili is great for a small business owner like me.

So far, I've been liking Lili a lot. I'm about to start sending more money that way to that account. I just have to change a lot of the account numbers on some of the stuff that I got coming out. When I did all the comparisons, Lili was the best fit for me. It fit my needs more, as it's easy for me to deposit at certain ATMs that are near my area. I’m using the checking account. But they have other options as well that I haven't really looked into.

My experience in getting started with Lili was good. It's an easy process. Having Lili, I like being able to have accounting software built in right into my bank account and being able to itemize my expenses, like business expense and travel expense. It's user friendly. I like knowing how much to pay for taxes as well. They also have great customer service every time I call, like yesterday.

I'm going on five months with Lili and my experience with them has been great. I like their tax bucket and that I can sort my business transactions out per transactions that go through the card. I also like the entire operation of the company. It's easy to get stuff done online through my banking with them than my previous banks. The biggest thing is it's easy to keep a track of your finances and where money is going so the flow of your business is smooth.

I use Lili for business and business credit. It's been cool. It's just with the credit card, it's a little bit hard because you don't get to talk to anybody.

I learned about Lili through my Dun & Bradstreet account. It was easy to get things started. I use Lili to send money through their direct deposit. I like the convenience. The app is easy. They have great limits, except for the disputing process. I had some unauthorized charges on my account. I disputed it with the person that took the money and also with Lili, but it was a little bit difficult.

I can't get ahold of a Lili representative. It's impossible. I use their chat feature and ask for an agent, then the agent calls. But the agent is not American, and they're not understanding anything that we're trying to complete. They just give us the runaround. It's like a third-party customer service instead of an account person that I can talk to that can fix the account. Their version is let's put a ticket in, but nothing happens. There's a call list, 9:00 AM to 8:00 PM Eastern time. But you could be on hold for 10 minutes, 100 minutes, 1,000 minutes or get hung up on.

Lili is too difficult. I'm running a six-figure business. I can't talk with anybody from Lili if I need something fixed. If I have a transaction issue, you gotta email, wait until no reply. Nothing gets fixed that day. We can't get anybody on the phone. Lili needs to get bought out by somebody else to improve the customer service base, to upgrade the app, and to upgrade the company. Lili is getting behind based on what I see from Chime Financial out of San Francisco.If Chime ever offers business accounts, Lili is dead. You can call somebody with Chime and get help on the phone right now. I can't do that with Lili.

My husband had a Lili account for his business. When I opened mine, it seemed like a natural choice. It was an easy process. Everything's online, so that was a huge benefit for me. I have the convenience at my fingertips anytime I need anything. If I had any questions, the online help chat was very easy. It's been very helpful. Any time I had a question, everything was answered exactly what I needed to navigate. Any time I had a payer that needed a banking letter, it was all very easy to navigate the site.

I don't know what Relay wanted. It was too confusing. I did a search online and Lili popped up for small businesses. I decided to do an application for them and it went through. I like it. It's very good. It's much easier than Relay. It's a good app because you can have it on your phone. I wish it had it with Zelle. But everything else is fine.

Lili has their ups and downs. It's a fintech company, so their first priority is not being a bank. The biggest drawback that I've noticed is the support is very slow, and when I deposit a check, it takes two or three weeks to clear. Some of the support articles they have talk about some buttons in the settings that don't exist. So, I had to rely on the support people to get back to me to achieve certain things. One of the checks that I got from a customer had used a slightly different name than what my business name is. So, they denied the check. I ended up having to file a DBA under that name to be able to deposit it. But even then, I had to be in communication with the support team to that DBA to my account because the option to add it that they said was there wasn't. It was a little frustrating.

I was doing research on Google search trying to find what I would consider the best option for my future business and the immediate goals. I decided to go with Lili because it really fits the scale that I'm at as far as my business right now. It's really a foundational scale right now. During this time, I'm also trying to build my business credit as well. So, I just want to get the foundation established and have a great ground base. Lili is the best fit overall.

I needed a business bank account and I couldn't get one with any other bank at that moment, which made me decide to go with Lili. The enrollment process was simple and step by step. I value Lili’s credibility the most. Communicating with Lili is very easy. As soon as I send a message, I get a reply back. They keep me updated on everything. The biggest benefit of working with them is keeping track of everything that’s going on and being able to see where the text message could possibly be. Lili has helped out my business out a good bit. People should go for it. It'll open up a bunch of other doors.

My experience with Lili has been good so far. It’s been effective for what I needed. I read some reviews when I was looking, and everything seemed positive. Opening the account when I needed it was easy. It was a simple process and wasn't long or drawn out. The feature I value most is the ability to have a percentage of my money taken out for taxes each week. It's just easier because I don't see it, and I don't have to fool with it. Being a truck driver, it makes it simpler for me to communicate with customer service online than having to talk to somebody all the time. The only issue I've had was when somebody tried to hack my account. They immediately canceled my card and sent me another one. I was surprised at how quickly they handled it. It was handled almost immediately. The only thing I wish were different is not being charged a fee for doing transfers.

I Googled Lili, and the savings interest led me to select them over the competitors. The experience has been great. I don't think I've utilized the tools as well as I should, but it's my first business card. I'm just getting started and I'm new to all this. Categorizing the payments has been the most valuable feature. It takes a lot of our time if you don't offer that feature, and business owners like us don't have a ton of time to do that. So, it takes it off our plate. People considering Lili should do it. It's great.

I got my business bank account from Lili two months ago and I don’t like that to put money in, I gotta go over to Walmart. The transaction takes too long sometimes when I switch money from one account to Lili. It's not instant like my other bank account, where I send money from one to the other and it's instantly there. If it were faster to switch money from my account to the Lili bank account to make a payment without going to a Walmart store like that, it would be awesome.

I heard about Lili over the internet and I was curious because they say they're a good bank. I went and opened the account with them, and so far, so good. One time we called them, the rep was professional. Once they receive a deposit from my account, they let me know that. They keep the communication up. The price and fee are okay. But I'm trying to link the account to another account to make a wire transfer and that's turning around for a while. I cannot link those two accounts. Lili could make it more user-friendly and easy to link the accounts. They're asking me to download but I don't know if it's the app. Other than that, it's worth trying to do business with Lili.

Lili came to me through a few different sources of setting up when I reformulated my businesses. It popped up and it said that it was an easy experience to do business with and to get set up. I could set up very quickly. So, I checked it out. It reviewed pretty well, and then I ran with it. I pay for the higher version of the banking service. I like how I can allocate my expenses, and it allows me to label them right when they come in. So, whenever I log into the account, it pops up and says, "How do you want to put this expense?” and I can label it in. That makes it a little bit easier for when time's gonna come for me for taxes. I have about four pre-tax appointments throughout the year. So, it makes it a little bit easier for me with that. I appreciate that. I pay close to $35 a month for whatever the max service is. I am using one of the Lili secured cards.

I was on the internet searching, and I kept running into positive reviews about Lili from other small business owners that were getting started with their business as well. I followed their lead and it was a good choice. I was trying to get started but other banks required too much and there were too many loopholes. With Lili, it was simple and straight to the point. I understood everything right away. What really got me was they were offering free savings account. It helps my business thrive. I've been able to smoothly operate around my business with Lili and not have to worry. I've been at ease and at peace.

Lili is a really helpful tool for keeping track of my taxes and using savings. I do direct deposit for my small business. It’s been a good business banking company. It’s also been easy doing business with them.

I've been setting up new companies, and I've been trying different ways to start building the score and building the credit profile. I came across Lili by looking for a solution to do that. I also saw that Lili offers a product that allows me to create a subscription that's going to be reported as long as I use it correctly and also offers a credit line that helps me out in building credit for the entity. At this moment, it's started building the credit profile for the entity that I'm building so I can create a reputation for the company. It allows to grow my company to be recognized and have liquidity for the operations and allows me to run the company efficiently. They have reasonable fees for the service as well. But in terms of banking, I don't think it's very useful because there are a lot of different banks out there that you can work with that probably have a bigger stamp in the market.

I have an online business, and I've been a member with Lili for about two months. I use it for a deposit from my internet banking. It's a really good product. I was pretty impressed by it for being so easy to use and quick. It didn't take a long time. There are a lot of good features on there that I haven't got to use yet, but they look like they're good. So looking forward to trying those out.

I looked online for a business checking account and Lili sounded good. I was able to open my business checking account, and it's still open. It was a very easy experience. I don't like the AI since I like talking to a live representative. But it’s easy to get one by requesting to speak with a live person, and it takes only a few minutes. I have their number so I just call them, and I’m not on hold for long. One thing I don't like is that I can't send the wire unless it's an ACH. I can't even deposit a check over 15,000. They have a limit and I don't like that either for mobile deposit. I also don't like that I have to pay a $35 monthly service fee.

I've had my first business since 2018. So I heard about Lili through certain programs like SBA and my mentors. I was told that Lili could get the work done and they help with business credit. The business is brand-new. So I'm getting everything off the ground by getting all the state legal documents certified. Right now, it's more of me just using my personal estate to keep the business account active until I actually maneuver into this business. But I like Lili. Lili is amazing. But when I wanted to make sure that I was dropped down to the small lease monthly fee because I ended up paying a balance that I wasn't familiar with last month, it has been a difficult time for me to reach their representatives to take care of that.

We went with Lili because it is online banking, first of all. We do not need to go to any branch or anywhere physically. Their enrollment process was good and easy. I like that whenever we need to transfer any money, we do it online. I like that we also do not need to maintain any balance. However, maybe they can issue an ATM card, which we can use for other banking. That would be really good. Like right now, if I want to withdraw money, we don't have any ATM card.

I had gotten into some issues and I couldn't get a bank account with the banks that I initially had accounts with. I was trying to reestablish myself. My wife uses Lili and I went with them as well. So far, it's okay. I'm trying to do the business credit builder, and as far as the bank itself, I like it. I like the fact that I can categorize my expenses real time. I can manage the business from the app and from the bank account. I do small business consulting and I recommend for those individuals who can't get their traditional account. If they find themselves needing “second chance” banking, I always refer them to Lili.

My main objective was to try to build some type of credit report. Lili Bank was the first option. It said that dealing with that credit, they report directly with Duns and Bradstreet. However, I've been running into a couple problems, because with Lili, it's hard for me to submit payments. And I have to wait days for the payment to clear. But the payments that were directly deposited into Lili have been great. It was just for my cash deposit.

I was trying to look around and see where I could find a bank that would be better for business. I found Lili, and getting started with them was fine. Going with them was about what I expected. I also like their online service feature. My experience with their app has been good as well.

Lili offered a program that allowed you to build business credit with Dun & Bradstreet. That interested me most about them. Opening up was pretty quick, but I was very much frustrated because the only reason I opened an account with them was so that I could use their program and use their business credit card, but I wasn't able to use it up until today. I got accepted when I did the whole application. When I called them, they said it usually takes two to three business days to process. But three days went by, and they just kept giving me the runaround, “Oh, it should take two to three business days.” Finally, after two weeks of calling several times and getting the same answer, someone told me that they would escalate this to higher ups. But they didn't have any direct line for whoever was in charge. All they could do was put in a ticket. They couldn't give me an email or number.