Lili Reviews

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Edited by: Jon Bortin
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About Lili

Lili is a financial technology platform designed for business owners. Banking and debit card services are provided by Sunrise Banks.

Lili’s Core account is 100% free, with no minimum balance or monthly charges. All accounts come with a Lili Visa Debit Card for easy transactions. Lili offers smart financial tools that help you plan taxes, manage expenses and save.

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Pros
  • Built-in tools for accounting and tax preparation
  • Send and receive international wire transfers
  • No monthly fees or minimum balance on Core account
  • Grant access to your accountant and team members
  • Up to 4% APY on savings with $500,000 or more
Cons
  • Tax tools and rewards require paid plans
  • Online only (no physical branches)

What is Lili?

Lili is an online banking fintech company created for business owners. Its Lili Core plan has no monthly fees or balance requirements, making it an affordable option for those who want simple digital banking.

All Lili accounts include access to a savings account with a variable APY of up to 4%, along with ACH and wire transfers and third-party integrations. Lili’s paid tiers add tools such as invoicing, tax savings accounts and advanced expense tracking. Accounts are FDIC-insured, with coverage up to $3 million through Sunrise Banks. Together, these features support faster payments, software connections and larger account balances.

How does Lili work?

Lili provides online banking services designed for small business owners. Its Core plan has no monthly fees or balance requirements, while paid tiers add tools like tax savings accounts, expense tracking and invoicing.

Opening an account requires basic information, including your name and contact details, along with a Social Security number. Some non-U.S. citizens with a U.S.-registered business may be eligible and can apply using a passport. Business owners must have a U.S.-registered business and a verified employer identification number (EIN). Once approved, you can start using your digital Lili Visa Debit Card right away, with a physical card arriving by mail within about two weeks.

Customer support is available by phone on weekdays and by email on weekends, with 24/7 AI assistance for routine tasks.

Lili fees

The Lili Core account has no monthly or annual fees. You only pay for certain services, such as $2.50 per domestic out-of-network ATM withdrawal, $5 for international ATM withdrawals and fees for optional express transfers.

Paid plans add more tools and features, but come with monthly and annual subscription costs.

All Lili accounts include a business checking account, debit card and direct deposit. The following pricing is accurate at the time of publishing:

Deposit and transaction limits

ACH deposits from linked external accounts are limited to $5,000 per month, while mobile check deposits are generally limited to $50,000 per month, depending on account type, history and risk review. Lili doesn’t set maximum limits on incoming ACH direct deposits or wire deposits.

Customers can view their personal limits in the app, and some eligible account holders may request approval to deposit checks over the standard limit. Funds from mobile check deposits are typically available within one to five business days.

Lili account features

Lili offers a mix of banking perks and business tools that set it apart from traditional accounts. Features users often appreciate include:

  • No fees on Core account: An account with no monthly or hidden fees makes Lili a good choice for business owners looking to minimize banking costs.
  • Free direct deposit: All Lili accounts include direct deposit with no added fees, though deposit amounts are subject to limits.
  • Visa business debit card: The Lili Visa Debit Card can be used for online purchases immediately and linked to payment apps like Venmo, Cash App, Google Pay and Apple Pay. A physical card arrives within about two weeks.
  • Tax savings and reporting tools (paid plans): Higher-tier accounts include an automatic tax savings account to set aside money from deposits, expense categorization and downloadable tax reports (like Schedule C prep). These tools make it easier to prepare for quarterly and annual taxes, but you’ll still need to file through a tax service or accountant.
  • Expense tracking and reports: Paid plans include advanced features, like smart expense categorization, detailed financial reports and invoicing, which can help small business owners manage day-to-day cash flow more effectively.
  • Integrations with business tools: Lili integrates with several popular business tools, including QuickBooks, Xero, Stripe, Shopify and Gusto.
  • Team access: Business owners can securely invite team members or accountants to manage finances with customizable permissions for tasks like bookkeeping, payments and report viewing.
  • International wires: Lili supports sending and receiving international wire transfers in more than 30 countries and with over 100 currencies. Transfers can arrive within about 24 hours, with no inbound transfer limits.
  • Fast payments: Lili offers express transfer options for quicker access to business funds, including same-day ACH and wire transfers, helping business owners receive payments without long processing delays.
  • BusinessBuild credit tools: Lili’s optional BusinessBuild program helps small business owners establish and monitor their business credit profile. It includes a secured credit card that reports payments to Dun & Bradstreet, real-time alerts for score changes and access to credit-building education. The program is available as an add-on to all plans, with a one-month free trial, three months at $18 per month and $30 per month afterward.

FAQ

What bank owns Lili?

Lili isn’t owned by a bank. Instead, it’s a financial technology company, founded by Lilac Bar David and Liran Zelkha, with banking services provided by Sunrise Banks.

How long does it take to get a Lili account?

Setting up a Lili account is a short process. You’ll need to provide basic personal and business details, along with a Social Security number, employer identification number (EIN) or, in some cases, a passport for verification.

Once approved, you can start using your account immediately through the Lili app or web platform. A digital debit card is available right away for online purchases or use in a digital wallet, and the physical Lili Visa Debit Card typically arrives within seven to 10 business days.

How do I add money to Lili?

There are different ways to add money to Lili. Open the Lili app to see the options under “Add Money.” You can get paid instantly by connecting your account to third-party payment apps like PayPal, Cash App and Venmo. You can also fund your Lili account using mobile check deposits or direct deposits, or by linking your other bank accounts to move funds easily.

Is Lili FDIC-insured?

Yes, Lili accounts are insured by the Federal Deposit Insurance Corporation for up to $3 million through Sunrise Banks, which provides the banking services behind the platform. This is higher than the standard $250,000 FDIC limit per bank, per depositor.

Does Lili integrate with accounting and payroll software?

Yes, Lili integrates with several popular business tools, including QuickBooks, Xero, Stripe, Shopify and Gusto. These integrations allow business owners to connect their banking activity with accounting, payroll and payment platforms they already use.

What customer support options does Lili offer?

Lili offers 24/7 AI assistance for routine tasks, phone support on weekdays and email support on the weekends.

Still have questions?

Is Lili a good bank?

Yes, Lili isn’t a traditional bank, but it can be a good option for small business owners who want a low-cost digital account. The Core plan has no monthly fees and includes a Lili Visa Debit Card and direct deposit. Paid tiers add perks like tax tools, expense tracking and overdraft protection.

At the time of publication, Lili’s savings account earns 2.50% APY on balances up to $500,000 and 4% APY on balances between $500,000 and $1 million, which is competitive with many high-yield accounts offered by online banks.

While Lili discloses deposit and transaction limits in its account agreement, some limits vary by funding method, account type and eligibility. Business owners who regularly handle large deposits from linked external accounts or mobile check deposits may want to review these limits or confirm their specific thresholds before opening an account to ensure Lili meets their needs.

Lili Reviews

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    Page 1 Reviews 0 - 35
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    PricePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 4, 2026

    Lili came to me through a few different sources of setting up when I reformulated my businesses. It popped up and it said that it was an easy experience to do business with and to get set up. I could set up very quickly. So, I checked it out. It reviewed pretty well, and then I ran with it. I pay for the higher version of the banking service. I like how I can allocate my expenses, and it allows me to label them right when they come in. So, whenever I log into the account, it pops up and says, "How do you want to put this expense?” and I can label it in. That makes it a little bit easier for when time's gonna come for me for taxes. I have about four pre-tax appointments throughout the year. So, it makes it a little bit easier for me with that. I appreciate that. I pay close to $35 a month for whatever the max service is. I am using one of the Lili secured cards.

    Doing business with Lili has been relatively easy. I don't like the idea of when I have to load cash into the thing, I get charged a fee from whatever the partner is for every time I add cash into it. But other than that, I'm gonna be opening and starting a few more businesses, and I'll have a few more Lili bank accounts for each of those businesses.

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      Sales & MarketingOnline & AppStaffEase of Use

      Reviewed July 20, 2026

      I was searching for business accounts that were more remote than an actual branch. Lili popped up when I was searching. I also saw it on Facebook. I liked the feedback that I saw from Lili on the reviews compared to the other ones I was looking at. When I was setting the account up, everything was really detailed and informative. I was able to make a decision without having to do a whole lot of research because it was what was given to me. Setting up with Lili was pretty easy. I didn't have to do much. I filled up my information, and then pretty much got instant approval. So, it was easy to set up and easy to work with.

      The best feature that I like is that I can pay through the Lili banking app, like just transfer to them directly instead of having to go through a bunch of other systems. I also like that it tracks expenses. I can see what I'm spending money on compared to just seeing a statement, and it puts it in its own little buckets. I like that the most about it. With Lili, there's ease of use, and it works well with my CRM platform where I collect money. It gets transferred over without me having to worry about it. The app is simple. I can see where money's coming in from and where it's going out to. Transferring makes things way easier, and then I can use it on my Apple Wallet if I need to, or use an actual card. Lili is a great platform for small businesses to use, and it really helps me maintain my day-to-day life in business.

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      Customer ServiceSales & MarketingOnline & App

      Reviewed July 4, 2026

      I first heard about Lili with Dun & Bradstreet. Because when I was looking into starting the business, I'd heard a little bit about needing a D-U-N-S Number. But then, I realized it's for bigger corporations, not necessarily smaller. Then, they had the credit reporting that you could do, which was cool. Lili's been winning with the factor of the Tax Bucket, and I appreciate the ease of transactions that I get with Lili. Plus, the dispute team was awesome. I got aggressively cold called and pulled out for 180 bucks for advertising for a scammy media group. And they instantly had it redone within a day or two.

      I like the fact that the Tax Bucket doesn't necessarily count your income. And so, when you go back to your Tax Bucket, right now, if I look back at it, I probably got 500, maybe more in there that doesn't count towards when I'm looking at my account, so I'm not assuming that I have all that money. It's actually set aside, truly. Plus, there's a savings account option, and then there is another checking and savings, plus a business credit line that you can access through them.

      The fees can be much, but everyone has fees. But they're pretty solid. And they're right up at the end of the year, and it automatically organizes it for you. That's also nice. However, sometimes, I've been able to ask my browser to pull up the desktop version. Sometimes it'll allow me; sometimes it won't on my phone. But I have a laptop at home. It's not a big deal.

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      CoverageTechSales & MarketingOnline & AppStaffTransparency

      Reviewed June 23, 2026

      I Googled online business accounts, and I punched it in on the App Store. I scrolled through, and Lili was the one I selected. I had some issues with my Chime account but when I looked at the reviews with Lili, they were good. Lili is better than I expected it to be. Some of these things can be iffy, but I'm pleasantly surprised, and I'm glad that I used it. I got some stuff that's going on on my end that’s got my business looking crazy, but I like how I can incorporate my different streams directly with Lili. I'm working on multiple mini streams of income, and I was having some issues, but everything that I've tried to connect or send to my business account with Lili has been flawless.

      Doing business with Lili has been super easy. The interface is excellent. I get right in and I move right through. There's no nonsense, no goofy loading issues, no buffering. I don't have to refresh it. Everything that I do throughout the course of the day, I have to contact tech support for something. But I haven't had to contact Lili for support for anything since I've used them. I had a $5,000 check that I was trying to cash, and I couldn't cash it on this app, but I figured out why. But that was the only hiccup that I had. That threw me off a little bit, but it was more so on my end than anything else. I'd recommend Lili and my friends know if I recommend something, it's pretty slick. I haven't gotten into the invoicing aspects but as far as initial interfacing with the basic features, my advice to Lili is if it's not broke, don't fix it. A lot of people do updates, but it's worse afterwards.

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      Refunds & PayoutsStaff

      Reviewed May 29, 2026

      My husband did some research and he found Lili when he was looking for some really good fintech banks for small businesses. The biggest thing for us was the FDIC limits that you don't get at standard banks. Also, the matching on the savings account was higher than standard banks as well. We have three different business accounts with Lili and working with them has been easy. We do the checking, savings, and the expense reports.

      But I don't do any invoicing because their invoicing isn't easy. I can use QuickBooks and other platforms where it's much easier to process an invoice. Lili's platform also doesn't always give you everything you need and I hate that you can't always get through a human. You got to keep chatting with people. I want the invoice to be done right and I want it to have my logo on it. That was really hard to get done. So, I just gave up and went back to QuickBooks. I wanted to do everything at Lili's but not if it's going to take me forever to figure it out. And I'm a tech person. So, that makes zero sense if I'm actually in tech.

      Other than that, my experience with Lili has been pretty seamless. Everything except for the invoicing is pretty easy to understand, and there's a lot of flexibility in their platform. I like the embedded expense report piece which is very helpful when it's time to do taxes. I also like the fact that I don't have to go into multiple systems and organize my financials to where they need to be clear for my CPA to understand. They kind of built that into their whole bank statement, which was pretty great for us, because we don't get that at standard banks either. The only thing I will complain about is when you have to dispute something, it takes 60 to 90 days which is outrageous for me to get my money back when I have full-blown proof on a dispute. It's the reason why I keep a physical bank because that was my worst experience.

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      Punctuality & SpeedBilling

      Reviewed July 24, 2026

      My main objective was to try to build some type of credit report. Lili Bank was the first option. It said that dealing with that credit, they report directly with Duns and Bradstreet. However, I've been running into a couple problems, because with Lili, it's hard for me to submit payments. And I have to wait days for the payment to clear. But the payments that were directly deposited into Lili have been great. It was just for my cash deposit.

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      Online & App

      Reviewed July 24, 2026

      I was trying to look around and see where I could find a bank that would be better for business. I found Lili, and getting started with them was fine. Going with them was about what I expected. I also like their online service feature. My experience with their app has been good as well.

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      Customer ServicePricePunctuality & SpeedStaffBillingRatesTransparency

      Reviewed July 23, 2026

      Lili offered a program that allowed you to build business credit with Dun & Bradstreet. That interested me most about them. Opening up was pretty quick, but I was very much frustrated because the only reason I opened an account with them was so that I could use their program and use their business credit card, but I wasn't able to use it up until today. I got accepted when I did the whole application. When I called them, they said it usually takes two to three business days to process. But three days went by, and they just kept giving me the runaround, “Oh, it should take two to three business days.” Finally, after two weeks of calling several times and getting the same answer, someone told me that they would escalate this to higher ups. But they didn't have any direct line for whoever was in charge. All they could do was put in a ticket. They couldn't give me an email or number.

      To this day, I'm unable to speak to whoever was supposed to be making that decision. That program costs $18 a month. So, you get the business credit card, but then you also get all these Zoom lecture type seminars that basically help you to build your business credit. They give you more information on business credit. But I didn't care much about that. I cared more about the actual credit card and connecting my Dun & Bradstreet. A whole month and some change went by. I paid the $18 for nothing, in my opinion, and wasn't able to get the business credit card going. Neither was I able to get a definitive explanation as to why. So, I canceled it, but I still use the bank.

      The biggest benefit of Lili is that I'm able to incorporate it with different apps. Right now, we use it for operations, and if I want to connect it with an accounting app, there are a few features, like it's able to allow me to upload my receipts. So, they go hand in hand with the transactions. If I use any other app, it's able to transfer all that data, both the transaction as well as any pictures that I uploaded. I can do my books a lot easier and track things a lot better.

      Lili could have a better system of communications and banking with their FDIC affiliate. If they had a more integrated system to be able to take care of customers and customer relations, just connecting us with the actual bank, having a phone number or access to whatever bank that they use. So, I can go in and see somebody or talk to an actual decision maker on my account, rather than just representatives that say they'll get back to you. If you have a niche type of problem, don't expect it to get solved in a first call.

      I could tell that a lot of people I got on the phone with have only been trained on 10 or 20 common issues. But if you have a specific structure that you want for your business, or you have something that's outside of their scope, it's really hard to get assistance with that. They will just give you the runaround and tell you, “Oh, we've contacted so and so. They should be reaching out to you,” and they never will. But outside of that, if it's something that they know, then they can assist you, and they're pretty quick with it.

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      Reviewed July 22, 2026

      I've been with Lili for a couple of months for my business, but it's just me, not payroll or anything like that. I'm satisfied with it.

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      Customer Service

      Reviewed July 21, 2026

      I heard about Lili online. I tried them and their customer service has been great.

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      Customer ServicePrice

      Reviewed July 19, 2026

      My experience has been very good with Lili. I liked the options they had. Also, it has been nice to be able to have everything right there online. It has been easy to take and wire money. I like where there's not a charge on wire transfers like some other banks take and do, because a lot of my transactions are wire transfers. Also, Lili has been good on anything I've had to call with.

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      Price

      Reviewed July 19, 2026

      My experience with Lili has been great. I like that they don't really charge a monthly fee. I highly recommend it. It's been great. I'm currently learning the platform.

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      Billing

      Reviewed July 18, 2026

      A buddy of mine has a business account with Lili and I was looking to open up a business account for my company as well. I signed up about two months ago and at first, it was a little difficult to get all the information that I was going to be needing, whether it was routing or account numbers. But after a while, now that I've been online a couple of times, it's fine. I like the online payments via international wires. That's something that I'll be using in the future. Currently, I'm mainly using the card for payments that I can do for the company. I've also looked at the features that come with different packages and I'll be looking into that too.

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      Sales & MarketingStaff

      Reviewed July 18, 2026

      Lili was recommended to me through an advertisement on Dun & Bradstreet saying they were a good business bank. I signed up and transferring money has been good. I wish they had a better option that I could do direct deposit to my employees though. That would be awesome. Right now, I have to transfer out of my Lili account to be able to get my direct deposit on time and I would like to be able to do it all with one bank.

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      Sales & MarketingPunctuality & SpeedOnline & AppStaff

      Reviewed July 17, 2026

      ChatGPT gave me a list of potential business accounts, and after reviewing, Lili had the more comprehensive of what I needed to be able to operate my business. The mobile deposit makes it very convenient. You don't have to go to the bank. With the type of business that I am in, it's hard to carve out time in the day to go to the bank to make a deposit. I have no issues transferring money between accounts if I need to do that. Everything's been seamless and smooth. My deposits are always available, usually, earlier than normal. It makes it easy to track transactions. I love the app. It's easy to understand. The only thing I don't like is waiting for my checks to clear.

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      Reviewed July 17, 2026

      My experience with Lili has been good so far. Going with them seemed more convenient compared to the other banks, and opening an account with them was quite easy. I'd recommend them.

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      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaff

      Reviewed July 16, 2026

      Lili’s process was seamless and doing business with them is straightforward. The app is easier to work with. I use their checking and savings accounts for my business, and they are very responsive. When you send them an email, they reply very fast. My experience with them has been good.

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      Punctuality & Speed

      Reviewed July 16, 2026

      Lili is a good start for a bank account. It has been a good experience so far. My sister said Lili had no fees. Also, the only thing I had to get was the EIN to sign up. It was simple and quick. They give you notifications of the balance and they send quick alerts. However, when I transferred some money over there, it took three days. But it's because of user error. I'm maybe not using the method that's the fastest to switch money over to that account.

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      TechBilling

      Reviewed July 15, 2026

      I was trying to find a bank for my new business and came across Lili Banking. I like that you can set aside money for your taxes and they keep track of that. You can take pictures of receipts, so you don't have to keep the receipts, or at least you have that backup just in case, and it lets you categorize your transactions. I also like that I can put through payment requests, or I can have a check sent out if I want a business check sent out. The flexibility in payments is easy. You can do the ACH, or you can do a wire transfer. You can do pretty much however you wanna do it. It's nice to have everything in one spot because it's overwhelming enough having a business and trying to keep everything together. It makes it a lot easier. It's been a great experience so far with Lili. If you're looking for a specialized account for small business, I would recommend Lili.

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      Reviewed July 15, 2026

      When I opened up a business, I was looking for a business account at the time, and I liked the reviews on Lili, so I chose them. I like that with their interface, everything is easy for me to access. I like the application and everything that’s upfront with me. It's easy to access account balances. It's been overall a good experience.

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      PricePunctuality & Speed

      Reviewed July 14, 2026

      Lili is easy to set up and manage, and it's affordable as far as deposit-wise compared to others. I like the tax bucket where it detects any deposit that I did. I also use Lili's two-day pay early feature. I haven't had any issues with their online tools.

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      PriceRates

      Reviewed July 14, 2026

      We just opened up an account and made one deposit so far. It's the best pricing for a small business that has a small amount of avenue coming in.

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      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppBilling

      Reviewed July 13, 2026

      For the past couple of years, I've used Lili for paying bills. I use the app and it’s a pretty simple process. Lili is pretty good. They also have the free core. It's pretty good because they offer the Schedule C. But some of the ways that they conduct business are not in a traditional way or a way that I've been accustomed to. So I had to call in regarding a few different things.

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      PriceRefunds & PayoutsStaff

      Reviewed July 13, 2026

      Lili was one of the first ones online that I found when I was looking for business banking. Also, it didn’t cost anything. With Lili, it's pretty easy to transfer money and to receive money, like direct deposit. I'm on the basic plan, so you don't have to pay for anything, and you can create invoices. So, it's really helpful. The invoicing portion has been very valuable to me because I get to create everything and then they send it directly. Lili helps keep business and personal finances separate.

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      Customer ServiceSales & MarketingStaff

      Reviewed July 12, 2026

      The people that opened my LLC told me to go with Lili. I did, and it's been pretty good so far. Opening an account with them was very easy. The rep was very helpful at the time that I called. So far, so good. I like the way it tracks everything. It's always gonna notify when something’s being paid or something’s deposited. The mobile app's pretty good as well. It's very standard and I use it all the time.

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      Staff

      Reviewed July 12, 2026

      Once I got my LLC through Wyoming Law, they recommended me to Lili. I started a new transportation company back in March, and I was trying to form a relationship with someone where I could purchase equipment. I got Lili because they said they were great with business startups. I've just been doing a lot virtually, but so far, so good. The main part about banking is having a bank to help you succeed, to back you. That part I haven't gotten to yet, but I hope and I look forward to it.

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      Punctuality & Speed

      Reviewed July 11, 2026

      I read a lot of good reviews about Lili. It's a good banking service. Everything is free. When I contacted Lili, they offered a service that no one did, which is a debit card for building your credit for your company. They're great. When you put a check in, it clears, and you're able to use your funds instantly. They have fast turnaround service. They're the best.

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      Reviewed July 11, 2026

      It was very easy to do banking with Lili. I do checking and savings with them. The only thing I don’t like is depositing. There's a limit to how much I can deposit per day. It's capped at $1,000. So, if I have money that I need to deposit, I have to do $1,000 increments every day instead of just one lump sum.

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      Customer ServicePunctuality & SpeedMaintenanceStaffRates

      Reviewed July 10, 2026

      The name "Lili Banking" is catchy. I liked their name, and that was what interested me to open up to see who they were. When I ran across it, I said, "Let me read up on it." When I read up on it, I found out they were around less than two years. It started with 100 accounts and then it went global. So, that was amazing for that aspect to go global in a short period of time. I was amazed how fast they turned around and grew. That's big. If they can grow that fast in a short period of time, then they're somebody I want to grow with and to deal with the next 10 years.

      I just wanted to try something new and go with someone new. Lili is online. They're not an in-house banking. It breaks down all your expenses for you, and they've only been around six to eight years. I was looking for less traffic, too. I've been with Bank of America for 20 years, and it's always traffic. Things are always on hold or I can't get what I need. Since I've been dealing with Lili these couple months, they're good at responding quickly through their text route, or I get in touch with someone on the phone. They're always available when I reach out. That's key. I think Lily is a powerful banking.

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      Price

      Reviewed July 10, 2026

      Lili has been good so far. We were trying to utilize, for a small business, a checking account that wouldn't charge $1,000 to just have $500 every month. Everything just seemed seamless with Lili. The fact that I can move something from a checking to a savings account is cool.

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      Punctuality & Speed

      Reviewed July 9, 2026

      I found out about Lili Banking through BusinessRocket. I'm at the beginning, and it's been a couple of months, but it's really slow. It's going well though. Everything that I need is there. But I haven't jumped in head first yet. It's just a side thing and it's very early right now. But so far, so good. For what I'm doing, I've already recommended Lili because it's so simple. It's all you really need because it's just a one-man band type thing.

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      Customer ServiceContract & Terms

      Reviewed July 9, 2026

      Going with Lili Banking is a good move. Enrolling was simple. Lili Banking didn't take me through any type of angles or anything that was extra. Everything seemed to be the way it was. I am able to do everything from my handheld device without having to get on a computer. I was able to cash and deposit checks, send invoices, and do the basic things. Clients can pay you without having to be right next to you. The best thing about it is you can build business credit. Lili starts you off with a minimum limit of 5,000 up to 10,000. That’s ridiculous to just start. When you have none. I had to call Lili to verify something and it wouldn't go through. The website was having a technical issue. They figured it out. And they had it in right then and there.

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      Staff

      Reviewed July 8, 2026

      I came across Lili through the Dun & Bradstreet website. When you sign up and log into their portal, the first thing it asks is if you would like to sign up for a business banking account with Lili. I did and I now have a pre-checking and a debit card with Lili. Lili's service is pretty self-help sufficient. It works good. It's a good online banking platform.

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      Customer Service

      Reviewed July 7, 2026

      I heard about Lili through some online marketing. I've been using them for a couple of months now, and it’s fine. No complaints.

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      Customer Service

      Reviewed July 6, 2026

      I was looking for a good online bank for my business, and I went through Lili. I liked what I saw and what they offered. So I went on and started banking with Lili. Opening an account was easy, simple, not a lot of red flags, like traditional banks. I like them. I just have one negative thing. I have no one to reach out to. I haven't found the 1800 number to reach out to them, or I think they don't have an 1800 number, or customer service. But it’s been a super great experience with Lili.

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      Customer ServiceStaffTimeliness

      Reviewed July 6, 2026

      Lili had something that caught my attention by trying to get business funding and doing business credit. Signing up with them went smoothly. I've just been trying to figure out what's going on with direct deposit. I get some payroll stuff coming in, doing business. But it came today. Last time, it came the same day they deposited. So, I had some concerns about that. I spoke with a rep last week and the call went well. They were trying to explain to me how the direct deposit stuff worked. But it's hard to get in contact with Lili today. I've been calling since 9 o'clock, and I haven't gotten in touch with anybody. Overall, my experience has been okay. I like that I can see invoices.

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      PricePunctuality & Speed

      Reviewed July 5, 2026

      I’ve been with Lili for four months now. I did a very quick analysis, and it seemed like, based on the fees they were charging and the services they provided, that it was a good option. The signup process was simple and straightforward. However, I had a couple of issues, and I had to solve them through an AI chat that didn't solve them. It wasn't great. I had a couple of things. You can downgrade your plan directly. You need to put in a request. I had two instances where I needed support, and the support was not great. I'm considering canceling.

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      Reviewed July 5, 2026

      With Lili, I'm able to link my business stuff with a tax software easily. I opened up a business savings account with them. Lili is a solid option if you want to have a business account.

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      Sales & MarketingOnline & AppStaff

      Reviewed July 4, 2026

      Using Lili makes it a lot convenient to manage our company's finances with the checking and savings account. I can pay invoices, transfer money, and things of that nature. I love the app. It's great. Everything is right there. You can just click on it and take care of whatever you're trying to do. It's really easy. I'd tell others to go with Lili. I haven't had any problems with them.

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      Price

      Reviewed July 3, 2026

      I was doing research for my business and looking for what would be best and how much income I could take every month. Since I'm just starting my business, it was easier to go with a bank that charges no fees, and Lili was the best fit for me. It's easy to monitor my account, and I mainly use it to deposit money and send money. I'm just using the business checking account. I just wish that Lili was able to connect to Zelle, but I noticed it doesn't. Other than that, it's good banking for someone who's starting a business.

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      Lili Company Information

      Company Name:
      Lili
      Website:
      lili.co