Current Reviews

They legit accepted a cash app transfer, supposed to be immediate and it was not cash. App was great, helped me sent me documents proving they had my money and 10 days later, I’m still waiting and the customer service are horrible. It’s sad. I actually borrowed it and had to pay it back and was in a situation I clearly had to borrow so left me in a bad spot, they could care less regardless, now I’m waiting to be paid back and don’t even know what to do.

It was good at first but now I'm having problems with different companies taking my money from my account. just like this morning at 2:44 a.m.. Money got taken from my account and it wasn't stopped and now they can't do anything about it. I have to wait to Dispute it. I got a family and I can't be letting "my" bank let some company just be making transaction without asking me first me first. Like really who allows that to happened at 2:44 in the morning and they don't see anything odd about that? Twice in 24hrs something got pulled from my account yesterday for over $100 from Walmart while I was at home. Like really I didn't do that.

Number one - no matter how many direct deposits you do you'll never get a $500 advance. Number two - they will not allow you to wash your car with your debit card or your credit card. They will not allow you to buy a $2 lottery tickets. They decide what you're doing with your money, when and where. They won't even pay for an Amazon order and this is all with my money that I made and earned mind you. That's not good!

I've had money come up missing. I deposited 175. Paid one come fit 89 dollars I that would have left 86 dollars. For some reason I only had a remaining balance of 14. I did have a 100 dollar payday loan however none of that was paid back. Where did my 86 bucks go? Then one member I ordered some stuff from Walmart.Com. Was charged 200 dollars so I paid it. Got my order.

I had a horrible experience with this bank. On today, August 2, 2024, I received my direct deposit which I fully trusted this bank with. For no good reason whatsoever and without notification the bank placed a hold on all of my money, which had major consequences. It prevented me from buying my kids their birthday presents, caused me to not be able to pay my rent, and pretty much ruined most of this week and next. Mind you, I have been with them for 3 years. No fraud on my account. They did this arbitrarily and I was told that their back office reviews accounts from time to time but does not talk to customers.

I opened a personal debit card with this company which issues a physical card and a virtual card. I have made several transactions to fund this account. I lost the card a few weeks ago and was issued a new card. The card was not working at some store locations but worked at others. I was also having issues with it not working online when shopping. I sent a email to customer service about my issue. I did not realize I didn't email them from the account associated with the account. Customer support responded and requested I provide the information from the account.

It is a lie that they don't affect your credit report. It is on my report as a new account which pulls down my average time of account history. It is listed in the same group as my credit cards but has no information because I am not exactly sure how I have this to begin with. It is basically a placeholder because somehow they think I have an account with them. All you apparently need is a phone number to open this? This is a scam in my books. They are trying to show they have lots of accounts for their investors. They won't close the account either without all of your personally identifiable information.

I have had my account since October 2023, and up until referring my wife to Current in March 2024 so we could receive the (at the time) $80 referral bonus to both her brand new account and my existing one to help with our expenses. I had originally joined Current because of the build card as I had no previous credit history (turned 18 last year) and have disabilities that effect my memory that could mess up my credit if I don't remember to pay on time. I was looking for a Financial Technology company that was able to provide a Credit Building Card, much like Chime, that didn't have the reputation that Chime has. After today's experience I am heavily looking down on their reputation.

For no reason they freeze my account and has been holding 23k hostage for over a year..with no right and they make no sense in anything they say or do. Stay away from Current. You been warned..this bank is horrible and you get no help. Go to another banking.

Just like all of these debit cards, they all rearrange your transactions to indicate that you have more money in your spending account than you thought. Then when you pay a bill, you end up having a huge negative spending balance. All of these cards are a nightmare!!!! They're just stealing money from you!!!!