LendingTree Reviews

I only wanted to know how much payment would be on a $30,000.00 loan. Also interest rate. Ended up with all kinds of questions which I foolishly answered while not receiving any of the info I requested. I finally stopped and backtracked and closed site. My phone immediately rang, it was them calling. I told them I changed my mind and was not interested. As of now, Lending Tree companies are calling me from all over the U.S.A. As fast as l block calls another one calls. I don't answer, sometimes send a not interested message then block that number. They must have a million associated companies. They did not bother to share with any of them that I am not interested. DON'T CONTACT LENDING TREE! YOU WILL BE VERY SORRY! If I had actually decided I wanted a loan I know better than to call them. They should not have circulated my info until I had completed the online data.

Literally within 10 seconds of submitting my inquiry for refinance rates, I received 3 texts and 10 phone calls. The calls have not stopped and it's been over a week. On average, I get about 60 spam calls a day now, 7 days a week. It has not slowed down. For the sake of your own sanity, do not do anything with Lending Tree!!!

If you want to get bombarded with dozens of texts and phone calls beginning the SECOND you submit your innocent little “hey I wonder what kind of rate and payment a loan might be” inquiry, and keep getting text-bombed and phone-bombed for days and days afterwards, Lending Tree is perfect for you.

Over and over and over they keep calling. I asked them so many times to remove my number. I've never applied for a loan. They steal your information and sell it on the market unbelievable. I've told them they disturb my business. All the time, and yet they keep calling. This company is desperate to tie you into a loan.

I went to their site just to see what interest rates were at that time. They REQUIRED my name, phone and email to be able to view rates. Before I could get off the site my phone began to ring constantly. They unleashed the hounds of hell on me. I had to turn off my phone for the remainder of the day. They need to add in their questioning whether or not you are truly interested in moving forward with a loan and release the rabid dogs on you only if you say "yes"!

Today, Nov 17 2025, I received a text message saying my Renters Insurance quote was attached and to call with questions from a legitimate State Farm agency in Jacksonville FL. Attached was a real PDF of the quote. I checked online to make sure the agency was real and called as well to have their agent call me about the quote that I received but never ever requested. I then looked at the quote and it was for an old address in the Jacksonville FL area that I have not lived at in over 15 YEARS! What is worse is I never even owned that home or rented it - it had been my ex-fiance's home where I lived for about 2 years.

The biggest mistake I have ever made was to request a home equity loan through Lending Tree. I was under the impression that I was requesting 3 different options to get an idea of a ballpark monthly payment. My phone has been ringing nonstop for 6 days now, and I have received over 250 phone calls and about as many text messages. What an absolute nightmare. I filed a formal request to stop all information sharing and place me on a do-not-call list on their website. This has not done a thing about the sheer volume of calls I am receiving. I am beyond frustrated!

LendingTree provides a list of "possible lending sources." Many, including Lending Tree, advertise that they will not affect your credit due to "soft checks." This is an outright lie IN THE CASE OF AUTO FINANCING. As soon as your VIN is out there, hard checks begin! Despite the change of subjects, you will be offered, like "there is a two-week window when hard checks will be allowed," this is also a misrepresentation, because dozens of hard checks can come via your VIN.

Worst mistake I ever made was to go with LendingTree. Spam after spam calls, emails, etc. I got emailed by a suspicious person who couldn't simply explain who they were and what company they represented as a lender.🤔 Nawww you won't get me that easy.🤡 I think LendingTree needs to filter their lenders and do background checks on lenders before suggesting them through their site. Bad look if you ask me.😕

I don't think Lending Tree actually makes loans. They just sell your info to potential lenders. Once you enter your info, you will be barraged by spam calls immediately. Within seconds of providing info about the type of loan I was seeking, my phone started ringing. Nonstop. Multiple calls in the first hour. Dozens the first day. And it never ends. I am two weeks out from providing Lending Tree my info, and I still got four calls yesterday. On a Saturday. Unless you enjoy spam calls, avoid Lending Tree.