Discover Personal Loans

Husband applied for a personal loan with a credit score over 800 and 7% credit usage. They asked for a copy of his driver's license, a copy of his Social Security card, a copy of a bank statement or utility bill, and bank statements for past three months. I thought this was going way overboard for this credit scenario on a $12K loan. It was three days before we logged in without any notification from them to check my application status, where we found out they declined the loan because they could not confirm his identity. What couldn't they confirm?

My father just passed away and I was helping my mom take care of his affairs. He got a call from a discover rep and they convinced him to take a $10k loan at 19%. This is when he was sick from Agent Orange. $6k later my mother is in a great debt and when we called them they refused to help.

Got turned down for a $35000 loan. They said based on my 3 month bank statements I had insufficient funds to repay the loan explained to them I had just paid off $250 000 in loansand I had at least $5000 available every month to pay a lousy $35000 loan. My credit score is 790.tried to explain this amount may not have been updated on the credit bureas. But would gladly provide proof of all pay-offs. They said they would only consider what the bank statements said. These loans have been paid off for a month now. If they would have looked closer to my bank statement they would have realized there was no payment for three accounts for a total of $3000.what the hell is wrong with these people. Do they need accounting classes.

I have been a Discover customer for about two years now. I have always been impressed with them and I never had any problems until now. I kept receiving invitations to take out a preapproved personal loan. I decided to consolidate some debt and get a little extra to put down on a car. I was approved for far more money than I needed and I went with the lowest amount to be paid off in the quickest amount of time. We worked out all the details and I spent an hour on the phone getting everything lined up.

Discover offered me a loan at 6% interest & I am able to repay adding $100 to the $96.00 monthly repayment Plan without any additional consequences. Of course I was offered this low interest rate because of my good credit rating but it was a lower interest than my credit card & helped me pay for an unexpected auto expense.

I called the number provided to open an account and take out a small loan. The first person instantly transferred me to another department. After explaining again, the second person said they'd have to transfer me to another department. I explained to him. He transferred me to another department. The 4th person I talked to told me he'd have to transfer me to another department, as his department could not help me open an account. No one in this company will listen to the customers and apparently no one is trained to do anything at all. It's like they're doing everything in their power not to make any money off of me.

My name is Juan ** and I was a customer of Discover Personal Loans and after I got the promotion and got approved for a loan after they told me everything was all set they went and called me after 3 days and saying they couldn’t give me the loan anymore and I didn’t understand the reasoning for it even though i didn’t owe them or any other debts I have a great income and a great credit score of 800. Then I went to a local bank of Digital Credit Union and they approved me and the loan I asked for and they gave it to me in under 20 minutes. I was so frustrated and angry because they wasted my time at Discover and I wasn’t treated the right way. And I will no longer do any business with them. I’m not lashing out. I’m just being honest and I just feel like I was mistreated but this was just my personal experience. I never got any answer on why I got denied. They never reached out to me and I do not want them to.

I wanted to borrow only $17,000 to consolidate debt. They said they could not lend less than $35,000. I offered as security my $320,000 home with over 50% equity and two annuities. They forced me to get additional homeowners insurance which costs an additional $500 a year. After weeks of jumping through their hoops, they turned me down saying I did not have enough income, despite my Excellent rating and tons of assets. I even have a Discover Credit Card which I have paid off monthly. I will now be out of pocket $500 a year and their refusal will reduce my credit rating from 802 to who knows what? The final insult? In the turn down email, she told me to have a great day and that she would be proud to help me with any future needs. This is a horrible company and I would not recommend them to anyone.

Discover stole my daughters vehicle and extorted the full amount of the debt owed. Not only did they steal my vehicle. THEY EXTORTED the full amount of the debt from me. So I paid Discover double the amount of the debt. My college student daughter used the vehicle to commute to and from her part time job to help with the expense of college. She has suffered a tremendous loss in wages due to lack of transportation. They are deliberately making my daughter suffer for a debt that has already been paid. I have proof of payment and Discover is claiming payment was never received. However Western Union is confirming payment was cashed and cleared. Someone please guide me in the direction to resolve this matter.

I have a 900 credit score and called Discover to consolidate a two accounts and the loan officer treated me as if I wasn’t good for the loan, but they’re sending me offers in the mail. My advice to you is not to send that garbage to my home if you’re not interested in entertaining it.