BlockTrust IRA Reviews

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Edited by: Matt Zane

About BlockTrust IRA

BlockTrust IRA is an AI-powered cryptocurrency investment platform that offers both AI-managed and self-managed IRA accounts. The company has a simple setup process and some of the lowest fees in the industry. The fully automated AI-powered IRA is an interesting option for investors looking to maximize their return while minimizing time investment.

Pros
  • Simple sign-up
  • No setup fee
  • Very low account fees
  • Fully AI-managed account option
Cons
  • Managed account requires large initial investment

What is BlockTrust IRA?

BlockTrust IRA is an AI-powered platform for cryptocurrency IRAs. The company offers two account types: managed and unmanaged. Managed accounts are powered by the Animus AI platform to automate crypto trading to ensure maximum profitability on your IRA account. Unmanaged accounts are traditional IRAs where you get to choose your cryptocurrency investments yourself.

BlockTrust IRA advertises minimal fees — in fact, it claims that its managed account has the lowest fees in the industry. The company also offers strong security through its partnership with sFox, a cryptocurrency trading platform. Account holders can trade dozens of different cryptocurrencies, including popular options like Bitcoin, Ethereum, Tether and Dogecoin.

How does BlockTrust IRA work?

BlockTrust IRA is relatively simple to get started with.

  1. First, you’ll register an account, after which you’ll receive a welcome call from a team member to assess your needs, discuss your goals and answer any questions you have.
  2. After that, you’ll receive and complete IRA application forms.
  3. Once this is done, you can log in to your account and begin managing your funds (or let the AI handle it for you).

The BlockTrust service is essentially a combination of services from three partner companies: Animus, sFox and Fortis Bank. Animus powers the AI trading functionality in the managed IRA accounts. sFox is the trading platform used to manage your cryptocurrencies and track your account. Fortis Bank is the custodian — essentially, it holds and secures your investments.

Keeping these three partners in mind will alleviate some possible confusion as you navigate the BlockTrust service.

BlockTrust IRA services

BlockTrust IRA offers a choice of two account types: managed and unmanaged.

  • Managed account: This IRA is managed by the Animus AI platform. AI will monitor your cryptocurrencies and make trades to maximize your investment. The managed account requires a minimum of $25,000 to start. The fees are also lower with the managed account — just 0.14%.
  • Unmanaged account: BlockTrust’s unmanaged IRA is also known as a self-managed IRA because you manage it yourself. You decide which cryptocurrencies to invest in and when to trade. This account has a $1,000 minimum, so it’s more accessible than the managed IRA.

In addition to a secure platform and automated cryptocurrency trades, BlockTrust IRA customers also receive detailed quarterly reports and access to 24/7 customer support and experienced team members who can answer any questions that arise.

BlockTrust IRA cost

BlockTrust IRA keeps costs simple. The managed account has a 0.14% trading fee, plus an unspecified “performance fee” that the company says is only earned when you profit.

The unmanaged account has a 0.4% trading fee, plus a $250 yearly custodial fee. The company claims that there are no other costs associated with the service and that it does not charge hidden fees.

BlockTrust IRA FAQ

What security measures does BlockTrust IRA take to protect my investments?

BlockTrust IRA partners with sFox to provide security for your cryptocurrency investments. Measures include up to $200 million in custody insurance, a multi-layered security infrastructure, distributed key management and frequent penetration testing to ensure a secure platform.

Can I roll over an existing IRA or 401(k) into BlockTrust IRA?

Yes, you can roll over an existing IRA or 401(k) to BlockTrust IRA. The IRA rollover forms are part of the signup process.

Does BlockTrust IRA have a minimum investment amount?

Yes, BlockTrust IRA has a minimum investment amount. The managed account has a $25,000 minimum, while the unmanaged account has a $1,000 minimum.

Does BlockTrust IRA offer a free consultation?

Yes, BlockTrust IRA offers a free consultation as part of the registration process.

Do I need a custodian for a cryptocurrency retirement account through BlockTrust IRA?

BlockTrust IRA partners with Fortis Bank to act as custodian.

Still have questions?

Do we recommend BlockTrust IRA?

BlockTrust IRA is a great option for investors who want to maximize their returns with relatively little involvement, thanks to its AI-powered platform. Those who don’t quite trust the AI’s decisions can also take advantage of relatively low fees on the unmanaged IRA option. Overall, BlockTrust seems like a very solid choice for your crypto IRA.

BlockTrust IRA Reviews

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 29, 2026

    The rollover process was straightforward and the team walked me through everything...without having to chase anyone down. On top of that, my account has stayed solid even during a down crypto market. I'm very satisfied with everything thus far. Cannot wait for the next big run, it's going to be a fun ride!

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      Sales & Marketing

      Reviewed May 15, 2026

      I gave BlockTrust a try by opening an account on October 2025 with $20k. As of today, May 2026, I now have $11,500. I've lost almost 50% of my funds. I never saw gains above my initial funding rise more than $500 and it plunged after that. Now to withdraw what remains of my money, I risk paying taxes after funding this account with after-tax money I withdrew from my 401k. I didn't think it was a scam but it sure feels like it now.

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      Customer ServiceSales & Marketing

      Reviewed May 14, 2026

      RUN...RUN... RUN AWAY from these guys!!! BlockTrustIRA is the absolute worst thing I've done financially. They have lost in just the beginning of this year since JAN 2026, $94,494.75! That's -37.28% of my initial IRA investment. This year alone so far. Less than 5 months time. They need to be investigated by the SEC. No one can be this incompetent. They brag in their sales pitch that their proprietary AI software monitors everything and you don't have to worry and can sleep well at night knowing they've got your back on market downturns. I'M NOT SLEEPING BlockTrust!!!

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      Sales & MarketingPunctuality & Speed

      Reviewed May 1, 2026

      I believe that BlockTrust IRA is a scam. They tell you that they use a highly sophisticated method to make a trade in either direction and make you money. I started with an IRA rollover with $100,000 in December 2025; they started trading in early January 2026, and my account is now down to $57,000. What I have seen are transactions for the routine trade of about $700 at month. The performance of their trades is very different from what they advertise on social media.

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      Reviewed April 9, 2026

      I’ve lost about 30% of my investment in about six months so what can I say?

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      Customer ServiceStaff

      Reviewed Feb. 6, 2026

      I called after finding Blocktrust through a Google search. They picked up right away and explained the whole process step by step. I expected it to be confusing, but it wasn’t. They gave me clear expectations and helped with the paperwork, so I didn’t feel lost. Overall, it was way easier than I thought it would be and the communication has been good.

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      Customer ServiceStaff

      Reviewed Feb. 5, 2026

      I knew nothing about crypto IRAs when I first called. Blocktrust explained everything in simple terms and didn’t make me feel dumb for asking basic questions. They walked me through what the steps would look like and what to expect with timing. Setup didn’t take long and now I feel more confident checking my account and understanding what’s happening.

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      TechPriceTransparencyCommunication

      Reviewed Feb. 3, 2026

      My previous provider dragged their feet releasing the funds and it became a bigger hassle than I expected. Blocktrust handled the chasing and coordination for me and kept me updated so I wasn’t left wondering what was going on. They didn’t make me feel like a burden when I asked for status. That alone made the whole process worth it for me.

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      Sales & MarketingStaff

      Reviewed Feb. 2, 2026

      I wasn’t sure about crypto in retirement accounts, so I started with a small amount just to see how it works. The team walked me through the basics and didn’t pressure me to do more than I was comfortable with. I like easing into new things and this approach fit me well. So far it feels organized and I feel better knowing I have support.

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      Punctuality & SpeedHonesty & Transparency

      Reviewed Jan. 31, 2026

      I worry about hidden fees with financial stuff, especially with anything crypto related. Blocktrust was clear about everything upfront and didn’t try to dodge questions. They explained what to expect during setup and what the fees look like so there weren’t surprises later. The account was simple to get going and it feels easy to check and manage.

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      BlockTrust IRA Company Information

      Company Name:
      BlockTrust IRA
      Address:
      400 S. Beverly Drive, Ste. 340
      City:
      Beverly Hills
      State/Province:
      CA
      Postal Code:
      90212
      Country:
      United States
      Website:
      blocktrustira.com