BlockTrust IRA Reviews

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Edited by: Matt Zane

About BlockTrust IRA

BlockTrust IRA is an AI-powered cryptocurrency investment platform that offers both AI-managed and self-managed IRA accounts. The company has a simple setup process and some of the lowest fees in the industry. The fully automated AI-powered IRA is an interesting option for investors looking to maximize their return while minimizing time investment.

Pros
  • Simple sign-up
  • No setup fee
  • Very low account fees
  • Fully AI-managed account option
Cons
  • Managed account requires large initial investment

What is BlockTrust IRA?

BlockTrust IRA is an AI-powered platform for cryptocurrency IRAs. The company offers two account types: managed and unmanaged. Managed accounts are powered by the Animus AI platform to automate crypto trading to ensure maximum profitability on your IRA account. Unmanaged accounts are traditional IRAs where you get to choose your cryptocurrency investments yourself.

BlockTrust IRA advertises minimal fees — in fact, it claims that its managed account has the lowest fees in the industry. The company also offers strong security through its partnership with sFox, a cryptocurrency trading platform. Account holders can trade dozens of different cryptocurrencies, including popular options like Bitcoin, Ethereum, Tether and Dogecoin.

How does BlockTrust IRA work?

BlockTrust IRA is relatively simple to get started with.

  1. First, you’ll register an account, after which you’ll receive a welcome call from a team member to assess your needs, discuss your goals and answer any questions you have.
  2. After that, you’ll receive and complete IRA application forms.
  3. Once this is done, you can log in to your account and begin managing your funds (or let the AI handle it for you).

The BlockTrust service is essentially a combination of services from three partner companies: Animus, sFox and Fortis Bank. Animus powers the AI trading functionality in the managed IRA accounts. sFox is the trading platform used to manage your cryptocurrencies and track your account. Fortis Bank is the custodian — essentially, it holds and secures your investments.

Keeping these three partners in mind will alleviate some possible confusion as you navigate the BlockTrust service.

BlockTrust IRA services

BlockTrust IRA offers a choice of two account types: managed and unmanaged.

  • Managed account: This IRA is managed by the Animus AI platform. AI will monitor your cryptocurrencies and make trades to maximize your investment. The managed account requires a minimum of $25,000 to start. The fees are also lower with the managed account — just 0.14%.
  • Unmanaged account: BlockTrust’s unmanaged IRA is also known as a self-managed IRA because you manage it yourself. You decide which cryptocurrencies to invest in and when to trade. This account has a $1,000 minimum, so it’s more accessible than the managed IRA.

In addition to a secure platform and automated cryptocurrency trades, BlockTrust IRA customers also receive detailed quarterly reports and access to 24/7 customer support and experienced team members who can answer any questions that arise.

BlockTrust IRA cost

BlockTrust IRA keeps costs simple. The managed account has a 0.14% trading fee, plus an unspecified “performance fee” that the company says is only earned when you profit.

The unmanaged account has a 0.4% trading fee, plus a $250 yearly custodial fee. The company claims that there are no other costs associated with the service and that it does not charge hidden fees.

BlockTrust IRA FAQ

What security measures does BlockTrust IRA take to protect my investments?

BlockTrust IRA partners with sFox to provide security for your cryptocurrency investments. Measures include up to $200 million in custody insurance, a multi-layered security infrastructure, distributed key management and frequent penetration testing to ensure a secure platform.

Can I roll over an existing IRA or 401(k) into BlockTrust IRA?

Yes, you can roll over an existing IRA or 401(k) to BlockTrust IRA. The IRA rollover forms are part of the signup process.

Does BlockTrust IRA have a minimum investment amount?

Yes, BlockTrust IRA has a minimum investment amount. The managed account has a $25,000 minimum, while the unmanaged account has a $1,000 minimum.

Does BlockTrust IRA offer a free consultation?

Yes, BlockTrust IRA offers a free consultation as part of the registration process.

Do I need a custodian for a cryptocurrency retirement account through BlockTrust IRA?

BlockTrust IRA partners with Fortis Bank to act as custodian.

Do we recommend BlockTrust IRA?

BlockTrust IRA is a great option for investors who want to maximize their returns with relatively little involvement, thanks to its AI-powered platform. Those who don’t quite trust the AI’s decisions can also take advantage of relatively low fees on the unmanaged IRA option. Overall, BlockTrust seems like a very solid choice for your crypto IRA.

BlockTrust IRA Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Sales & Marketing

    Reviewed Oct. 27, 2025

    The onboarding process involves coordination between the sales team, the processing department, and any previous accounts you might have that's not with them like 401ks. While the sales team guides you through the initial steps and answers any questions, the processing team handles the actual setup of the necessary accounts to hold your crypto assets. Overall, the process was well-organized and smooth from start to finish.

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      Customer ServiceSales & MarketingPunctuality & Speed

      Reviewed Oct. 23, 2025

      Spencer called me right on time for our scheduled appointment. After speaking with him I felt confident enough to move forward and roll over a portion of my IRA into crypto during that very first call. While the process of setting up my initial IRA account took a bit of time at no fault to Blocktrust, Spencer remained accessible throughout. Even though he’s part of the sales team, he was always available whenever I had questions or needed assistance.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed Sept. 18, 2025

      I wanted crypto because the banks suck. I just don't trust them and neither should you. I found BlockTrust through online searches for crypto firms and gave them a call. Even though they prefer to work with appointment calls, they connected me with someone who was available at the time of my call. After a few more calls I was all set up. I'm glad I don't have as much money in our terrible banks anymore.

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      Punctuality & Speed

      Reviewed Aug. 2, 2025

      Crypto was a new investment front for me. I was worried it would be too complicated to get into. When I found BlockTrust through their ads, I just called them to see what's up. The guys helped me understand things a lot better and Oriana helped set the the actual accounts for me. Working with my roth ira took time but it worked out ok in the end.

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      Verified purchase

      Reviewed May 17, 2025

      Managing my investments used to feel like a full-time job. Now, thanks to Animus and the sFOX platform, I can monitor everything from my smartphone during lunch breaks or while commuting. The algorithms work around the clock — analyzing, shifting, and optimizing my portfolio faster than I ever could. What’s even better is how clean and easy the mobile experience is; no clunky dashboards or confusing menus. I trust the system to react faster than I ever could manually, and so far, the results have exceeded my expectations.

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      Staff

      Reviewed Oct. 31, 2025

      Everyone I interacted with was friendly and professional. Beyond the great service, my portfolio has shown solid growth. It's only been a few months, but I'm already seeing promising returns and feel confident about staying invested with them. I’m excited to see how it performs long-term. Thank you, Blocktrust.

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      Customer ServiceTransparency

      Reviewed Oct. 29, 2025

      Their transparency and communication are on point. They also take compliance with regulatory standards very seriously. The ai uses many data points to make the trades and that is going good so far as well. I have full confidence in them. Don't hesitate to reach out to them for your crypto needs. I have already referred them to friends and family.

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      G increased rating by 4 stars.
      Customer ServiceCoverage
      After a positive interaction with BlockTrust IRA, G increased their star rating on Oct. 29, 2025.

      Updated review: Oct. 29, 2025

      I received a call directly from Jonathan and he resolved my issue. I am very satisfied and would highly recommend BlockTrust IRA.

      Original Review: Oct. 27, 2025

      Poor customer service. They took a very long time for them to move my money from Heritage the self directed IRA company over to SFox. Even after many calls and emails, my money still was not posted in SFox. I was told that the person who was responsible for that was out of the office. I would think someone would be covering. I was told the middle of last week that my money would be put into crypto and now it's Monday and all my money is still sitting in "cash". Crypto has gained ground during this time and I missed out on that gain due to lack of attention by them. I am not impressed. If I could locate a phone number for Jonathan Rose, I would ask him to personally review every step of my process as I do not believe he would be satisfied with the way my account and funds have been handled. They seem rather inept with this process. At this time, I would not recommend them.

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      Punctuality & SpeedStaff

      Reviewed Oct. 9, 2025

      Thank you, Blocktrust!!! I'm very happy with my crypto returns! The AI works, it's magic and the human team is very helpful as well. I appreciate their effort and time. You have nothing to be afraid of with Blocktrust and their AI system. I highly recommend their services to anyone interested. Thanks again, everyone!

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      Staff

      Reviewed Oct. 4, 2025

      My original IRA company made it difficult to release the funds needed to transfer them to Blocktrust’s accounts. It was obvious that they did not want to lose my business and it was not in any way Blocktrust's fault. Blocktrust was very patient throughout that whole ordeal and I appreciate that. I am very happy I went with Blocktrust.

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      BlockTrust IRA Company Information

      Company Name:
      BlockTrust IRA
      Address:
      400 S. Beverly Drive, Ste. 340
      City:
      Beverly Hills
      State/Province:
      CA
      Postal Code:
      90212
      Country:
      United States
      Website:
      blocktrustira.com