BlockTrust IRA Reviews

4,839,963reviews on ConsumerAffairs are verified
  • We require contact information to ensure our reviewers are real.
  • Our moderators read all reviews to verify quality and helpfulness.
  • We use intelligent software that helps us maintain the integrity of reviews.
+1 more
Author picture
Edited by: Matt Zane

About BlockTrust IRA

BlockTrust IRA is an AI-powered cryptocurrency investment platform that offers both AI-managed and self-managed IRA accounts. The company has a simple setup process and some of the lowest fees in the industry. The fully automated AI-powered IRA is an interesting option for investors looking to maximize their return while minimizing time investment.

Pros
  • Simple sign-up
  • No setup fee
  • Very low account fees
  • Fully AI-managed account option
Cons
  • Managed account requires large initial investment

What is BlockTrust IRA?

BlockTrust IRA is an AI-powered platform for cryptocurrency IRAs. The company offers two account types: managed and unmanaged. Managed accounts are powered by the Animus AI platform to automate crypto trading to ensure maximum profitability on your IRA account. Unmanaged accounts are traditional IRAs where you get to choose your cryptocurrency investments yourself.

BlockTrust IRA advertises minimal fees — in fact, it claims that its managed account has the lowest fees in the industry. The company also offers strong security through its partnership with sFox, a cryptocurrency trading platform. Account holders can trade dozens of different cryptocurrencies, including popular options like Bitcoin, Ethereum, Tether and Dogecoin.

How does BlockTrust IRA work?

BlockTrust IRA is relatively simple to get started with.

  1. First, you’ll register an account, after which you’ll receive a welcome call from a team member to assess your needs, discuss your goals and answer any questions you have.
  2. After that, you’ll receive and complete IRA application forms.
  3. Once this is done, you can log in to your account and begin managing your funds (or let the AI handle it for you).

The BlockTrust service is essentially a combination of services from three partner companies: Animus, sFox and Fortis Bank. Animus powers the AI trading functionality in the managed IRA accounts. sFox is the trading platform used to manage your cryptocurrencies and track your account. Fortis Bank is the custodian — essentially, it holds and secures your investments.

Keeping these three partners in mind will alleviate some possible confusion as you navigate the BlockTrust service.

BlockTrust IRA services

BlockTrust IRA offers a choice of two account types: managed and unmanaged.

  • Managed account: This IRA is managed by the Animus AI platform. AI will monitor your cryptocurrencies and make trades to maximize your investment. The managed account requires a minimum of $25,000 to start. The fees are also lower with the managed account — just 0.14%.
  • Unmanaged account: BlockTrust’s unmanaged IRA is also known as a self-managed IRA because you manage it yourself. You decide which cryptocurrencies to invest in and when to trade. This account has a $1,000 minimum, so it’s more accessible than the managed IRA.

In addition to a secure platform and automated cryptocurrency trades, BlockTrust IRA customers also receive detailed quarterly reports and access to 24/7 customer support and experienced team members who can answer any questions that arise.

BlockTrust IRA cost

BlockTrust IRA keeps costs simple. The managed account has a 0.14% trading fee, plus an unspecified “performance fee” that the company says is only earned when you profit.

The unmanaged account has a 0.4% trading fee, plus a $250 yearly custodial fee. The company claims that there are no other costs associated with the service and that it does not charge hidden fees.

BlockTrust IRA FAQ

What security measures does BlockTrust IRA take to protect my investments?

BlockTrust IRA partners with sFox to provide security for your cryptocurrency investments. Measures include up to $200 million in custody insurance, a multi-layered security infrastructure, distributed key management and frequent penetration testing to ensure a secure platform.

Can I roll over an existing IRA or 401(k) into BlockTrust IRA?

Yes, you can roll over an existing IRA or 401(k) to BlockTrust IRA. The IRA rollover forms are part of the signup process.

Does BlockTrust IRA have a minimum investment amount?

Yes, BlockTrust IRA has a minimum investment amount. The managed account has a $25,000 minimum, while the unmanaged account has a $1,000 minimum.

Does BlockTrust IRA offer a free consultation?

Yes, BlockTrust IRA offers a free consultation as part of the registration process.

Do I need a custodian for a cryptocurrency retirement account through BlockTrust IRA?

BlockTrust IRA partners with Fortis Bank to act as custodian.

Do we recommend BlockTrust IRA?

BlockTrust IRA is a great option for investors who want to maximize their returns with relatively little involvement, thanks to its AI-powered platform. Those who don’t quite trust the AI’s decisions can also take advantage of relatively low fees on the unmanaged IRA option. Overall, BlockTrust seems like a very solid choice for your crypto IRA.

BlockTrust IRA Reviews

Filter by Rating

  • (51)

Popular Mentions

    How do I know I can trust these reviews about BlockTrust IRA?
    • 4,839,963 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    How do I know I can trust these reviews about BlockTrust IRA?
    • 4,839,963 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Profile pic of the author.
    StaffTransparency

    Reviewed Jan. 3, 2026

    I have no regrets about going with them. I made my decision after speaking with a few other companies, and I’m very glad I chose Blocktrust. I’ve been extremely happy with the returns, and the staff is clearly skilled and knowledgeable in what they do. They also take security very seriously—something I appreciate and hadn’t even thought to consider at first. Overall, the experience has been smooth, transparent, and reassuring. I highly recommend going with them if you’re looking for a crypto IRA.

    Thanks for your vote!

    Not sure how to choose?

    Get buying tips about Bitcoin IRA delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Reviewed Dec. 29, 2025

      I kept hearing about crypto IRAs from a YouTuber I follow, and I figured it was time to at least learn how it worked. When I talked to Block Trust, the way they explained things actually made the whole idea make sense. No pressure, no hype, just walking me through what to expect and how the AI handles the day-to-day trading. I decided to start with an amount I was comfortable with. So far, the whole thing feels way more straightforward than I expected.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceTransparency

      Reviewed Dec. 24, 2025

      I originally planned to just “test the waters” with a relatively small amount of my retirement savings. I liked the idea of adding crypto exposure, but I’ve always been very aware of the volatility and the horror stories. I called Blocktrust and the way they explained how the AI-driven strategy is designed to respond to the market instead of just blindly holding made me feel more confident. I started with a small amount, and the experience has felt organized and transparent. I still check my account and pay attention to the ups and downs, but I don't feel like I'm alone guessing in the dark anymore.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceSales & Marketing

      Reviewed Nov. 19, 2025

      I heard about BlockTrust IRA from a podcast calling it “the world’s first AI powered crypto IRA” and they are running a promotional offer for bonus. The bonus sounded so tempting that I registered for their webinar to learn more. As someone who’s followed crypto news for a while, I liked the insights that they offer. The only thing is the $25K minimum for the managed account is a bit high for me, so I picked the lower‑threshold self‑managed option.

      Thanks for your vote!
      Verified purchase
      Maintenance

      Reviewed May 17, 2025

      Managing my investments used to feel like a full-time job. Now, thanks to Animus and the sFOX platform, I can monitor everything from my smartphone during lunch breaks or while commuting. The algorithms work around the clock — analyzing, shifting, and optimizing my portfolio faster than I ever could. What’s even better is how clean and easy the mobile experience is; no clunky dashboards or confusing menus. I trust the system to react faster than I ever could manually, and so far, the results have exceeded my expectations.

      Thanks for your vote!
      Verified purchase
      Customer ServiceStaff

      Reviewed Feb. 6, 2026

      I called after finding Blocktrust through a Google search. They picked up right away and explained the whole process step by step. I expected it to be confusing, but it wasn’t. They gave me clear expectations and helped with the paperwork, so I didn’t feel lost. Overall, it was way easier than I thought it would be and the communication has been good.

      Thanks for your vote!
      Verified purchase
      Customer ServiceStaff

      Reviewed Feb. 5, 2026

      I knew nothing about crypto IRAs when I first called. Blocktrust explained everything in simple terms and didn’t make me feel dumb for asking basic questions. They walked me through what the steps would look like and what to expect with timing. Setup didn’t take long and now I feel more confident checking my account and understanding what’s happening.

      Thanks for your vote!
      Verified purchase
      TechPriceTransparencyCommunication

      Reviewed Feb. 3, 2026

      My previous provider dragged their feet releasing the funds and it became a bigger hassle than I expected. Blocktrust handled the chasing and coordination for me and kept me updated so I wasn’t left wondering what was going on. They didn’t make me feel like a burden when I asked for status. That alone made the whole process worth it for me.

      Thanks for your vote!
      Verified purchase
      Sales & MarketingStaff

      Reviewed Feb. 2, 2026

      I wasn’t sure about crypto in retirement accounts, so I started with a small amount just to see how it works. The team walked me through the basics and didn’t pressure me to do more than I was comfortable with. I like easing into new things and this approach fit me well. So far it feels organized and I feel better knowing I have support.

      Thanks for your vote!
      Verified purchase
      Punctuality & SpeedHonesty & Transparency

      Reviewed Jan. 31, 2026

      I worry about hidden fees with financial stuff, especially with anything crypto related. Blocktrust was clear about everything upfront and didn’t try to dodge questions. They explained what to expect during setup and what the fees look like so there weren’t surprises later. The account was simple to get going and it feels easy to check and manage.

      Thanks for your vote!
      Loading more reviews...

      BlockTrust IRA Company Information

      Company Name:
      BlockTrust IRA
      Address:
      400 S. Beverly Drive, Ste. 340
      City:
      Beverly Hills
      State/Province:
      CA
      Postal Code:
      90212
      Country:
      United States
      Website:
      blocktrustira.com