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National Debt Relief Reviews

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Edited by: Amanda Futrell
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About National Debt Relief

National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Several accreditations
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 360 Reviews 53625 - 53775
    Verified purchase

    Reviewed July 26, 2017

    This company was very easy to use and to understand to help me get out of debt, and hopefully it works the way it has been said to work. I have recommended this company to several friends and hopefully they will call and get out of debt as well.

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    Verified purchase

    Reviewed July 26, 2017

    My experience has been okay with National Debt Relief. They are helping me reduce my debt and get my finances in order. Although I requested the loan information sent to me several times but I still have to receive it. I was told taking the loan to pay off the rest of my debt will help. I just have not done it because I want to read the fine print.

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    StaffProcess

    Reviewed July 26, 2017

    After my husband got laid off we needed help to pay our bills. Representatives have been very helpful and already after just a few months I have saved thousands of dollars. The paperwork was easy to fill out and they make sure that I knew I was in control of the situation. I can approve different offers easily. I would recommend this program to anyone needing help.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    I worked with a service rep named Valentine. He was kind, patient and helped answer any questions or concerns I may have had. He was very attentive and called back quickly. He worked around my schedule and even called me back late at night when I got home to finish up my application.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    They answered all of my questions and put me at ease. The day after the phone conversation with them I was checking my email and noticed that they sent me the link to their account access page so I could check on my account whenever I needed to. And I didn't even ask them for It over the phone. They just sent it as a courtesy.

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    StaffProcess

    Reviewed July 26, 2017

    This process was so easy and everyone was really nice and answered all my questions. I am very excited to begin this process to better my financial situation. I did not know that different options existed to help me during this difficult financial time. Thank you National Debt Relief!

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    From Day One, until the last negotiated payment, NDR's staff was there with me answering questions, listening and holding my hand. I went from being scared and insecure to confident about my situation. They have the experience and information to guide people through unfortunate times and avoid filing bankruptcy. I highly recommend NDR.

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    Verified purchase

    Reviewed July 26, 2017

    National Debt was wonderful and a great help! It is such a relief to have this behind me now. I am so grateful for their help and expertise. I would recommend them to anyone who is overwhelmed by credit card debt and needs some help.

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    Verified purchase

    Reviewed July 26, 2017

    So far, so good. It's nice to know that someone is taking care of a difficult burden for me. I'm ready for it to be completed. I would like to hear from National Debt Relief every month to see how the debt is diminishing. Thank you.

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    StaffTransparency

    Reviewed July 26, 2017

    It was incredible. I know it hurt my credit some but I was in a bad situation. My score would have dropped regardless because I simply could no longer pay due to surgeries. NDR pulled all of the stress and the creditors off my back. I was finally able to sleep again. Very helpful and explained the whole situation as we went along. Thank you.

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    Customer ServiceStaffProcessTransparency

    Reviewed July 26, 2017

    I am fairly new to this experience, but will express myself to the matter so far. My first contact was very positive, the person Jonathan who answered the call was very nice, understanding and helpful. He walked me through the whole process step by step. I am making my payments as agreed upon, and so far I have no problems. I am in a very comfortable place thanks to their help and understanding of their clients problems. If you're looking for help try National Debt Relief, it maybe the answer you are looking for!

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    Customer ServiceStaffProcess

    Reviewed July 26, 2017

    This is a great program. They have already settled one of my debts in just a few months. I wish I would have looked into it sooner. The customer service representatives are courteous and helpful. It has been a positive experience all around and I would highly recommend this company to anyone looking to get out of debt.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    Very helpful & friendly staff whenever I called with a question. So far happy with results since joining. My stress level is lowest it has been in several years knowing my debts are going to all be paid soon in the future.

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    Process

    Reviewed July 26, 2017

    They have done a most excellent job in lowering my debt but also lowering it throughout the process of the program so as to get out of debt sooner. I'm very pleased with their support and performance. They are very attentive at keeping you informed on all of the current changes and thus far they have all been favorable for me. It's been a very good move on my part.

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    Process

    Reviewed July 26, 2017

    I am just starting out with you and I appreciate the patience and care given in explaining the process. And the fact that I will be kept in the loop as things progress in getting my financial life back together!

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    Staff

    Reviewed July 26, 2017

    This could have been a stressful situation. They were very helpful with all correspondence and quick replies. I would recommend them to anyone who needed this help. Never thought I would be in that situation, but nice to know someone is there to help.

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    Process

    Reviewed July 26, 2017

    Not extremely satisfied with the timeline taken to contact and try and resolve credit issues. NDR makes sure you deposit sufficient fund so they can take their "fee" (NDR fees are high) prior to contacting and trying to resolve any creditors. That's probably why they tell you it will take 6 months to start the process. Not very happy with this company. I been in another credit counseling center many years ago and they managed to resolve accounts at a much faster rate.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    The staff has always been kind, professional whenever I called. From the very first day, they took control of my debt. They set up an amount that I was to pay every month and was advised to contribute extra if I was able to. I highly recommend National Debt Relief if you are unable to pay your bills every month!

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    StaffTransparency

    Reviewed July 26, 2017

    Everything was easy. The counselor explained everything and was easily understood. Five minutes later after one credit was resolved, another one came across and I gave my approval to accept the offer. I hope I can be out from under this in shorter period of time than what it was estimated to be.

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    Customer Service

    Reviewed July 26, 2017

    National Debt Relief is a good company. They have great customer service. They have helped me with my payday loans. I would recommend National Debt Relief to people who are considering bankruptcy. National Debt Relief service is a better option than bankruptcy. You can improve your credit score when you using National Debt Relief.

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    Excellent service and very helpful people. Appreciate the knowledgeable people. Enjoy working with them. Would recommend to a friend. Really appreciate the hard work to get bills paid quickly. Thank you very much. Hope to get out of debt quickly.

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    Fast and hardworking company. I am thus far satisfied with settling two debts thus far. Everyone I have spoken with have truly been nice and very helpful. I am glad I did not go through with bankruptcy. This is a great way to be responsible and get things back on track and rebuilding!

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    Verified purchase
    Customer Service

    Reviewed July 26, 2017

    They took the worry how I was going to dig out of debt away. Not dealing with the calls made it worth it. They'd check in with me every so often but no harassing calls. They make it easy to live through the mess I got in.

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    Customer ServiceStaffTransparency

    Reviewed July 26, 2017

    The person we spoke with on the phone was very courteous and took the time with us to explain the program. We spoke to him several times for 45 minutes or so each time. He was also very knowledgeable with his answers and explained thing well.

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    Customer ServiceStaffProcess

    Reviewed July 26, 2017

    Every time I have to call into National Debt Relief everyone is so helpful and knowledgeable. They seem to go out of their way to help you with questions you may have for them or the program. They treat you like one of their family.

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    Verified purchase

    Reviewed July 26, 2017

    It was my own spending and credit card debt that lead me to National Debt Relief. I will recommend to friends and family! I am happy to sacrifice, to pay back my debt and applaud their efforts in assisting me on my journey to great credit.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 26, 2017

    Best customer service I've ever experienced in dealing with people over the phone. Very friendly people. I feel the people are genuine and have never been judgmental of my circumstances. They are very understanding and it makes me want to work with them more because of that.

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    Process

    Reviewed July 26, 2017

    This has been a good experience for me. When I didn't know what to do about my credit card bills, they took care of the situation for me. The process seems long getting the bills paid. But it has been well worth my time and patience.

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    Verified purchase
    Customer Service

    Reviewed July 26, 2017

    Very excited to get one agreement done. Hopefully more soon. The hardest part is waiting for the funds to add up. It seems like we wait a lot. Every call to the center has been answered quickly and politely. Always able to help.

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    Customer Service

    Reviewed July 26, 2017

    I could have continued paying my creditors and my credit wouldn't have been affected. So many calls I receive daily that really stress me out. The worst thing about all this is waiting for payments to be made. Wish I wouldn't have done this.

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    Verified purchase

    Reviewed July 26, 2017

    I was way over my head in debt and was contemplating bankruptcy when I heard an advertisement about debt relief. Well I called and the person I talked to told me of all my options and I went with National Debt Relief. And four months later I can say I see the light at the end of the tunnel and it looks awesome.

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    Verified purchase
    Robert increased rating by 3 stars.
    After a positive interaction with National Debt Relief, Robert increased their star rating on May 1, 2018.

    Updated review: May 1, 2018

    I had an accident at work and I required back surgery. I was laid off due to injuries, so I couldn’t detract that accident. I got information from the internet that National Debt Relief was one of the top debt relief companies and I went through their debt consolidation program. I contacted them and they had a representative contact me right away. We went over each account and the amount and they ran a credit report just to see what accounts I had there outstanding. They put them all together and offered me one monthly payment. I've never had an issue with them responding to either my emails or my phone calls or them contacting me. It's always been a pleasant experience.

    It's been about seven months of doing the program and consolidating all the debts helped me get back on my feet again. There are still a of couple accounts that are outstanding but I'd imagine it'd be done soon. They broke the payment plan up into two payments that are getting paid bi-weekly to help me out and it's easier to pay. Working with NDR has been great so far. When you need assistance when things happen, they do a great job. Even when you're going through problems and issues that are embarrassing, they make you feel calm and that it happens to everybody. They do not just single you out by yourself and they make it a very pleasant experience.

    Original Review: July 26, 2017

    I am new to NDR but I have found the organization very fast in signing you up but very slow to contact the companies you owe monies to at the time. Even when I know these companies are ready to deal and settle. At this point not very attractive as a debt relief source.

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    StaffProcess

    Reviewed July 26, 2017

    I have found the program to be very efficient and effective with user friendly associates. I am very pleased with the service I have received so far. Their hours are very convenient for working people. And they place no pressure on you.

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    Verified purchase

    Reviewed July 26, 2017

    NDR helped me organize and reduce my debt. Getting me back to financial homeostasis. They helped me hit the reset button my wallet and proceed with a great plan moving forward. They were polite and very quick with responses. They organized 1 resolution in less than a month.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 26, 2017

    Friendly and helpful staff. Answered all my questions and listened to all my concerns. In the beginning I called them every week asking the same questions and they still took the time to repeat it all. National Debt Relief helped me go on about my days without having to stress about my debt. I was finally able to breathe.

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    StaffTransparency

    Reviewed July 26, 2017

    Carlos ** was absolutely awesome. Made us feel great. We know he is on our side to help us achieve our goal of debt reduction. Explained all. Went over everything with us until we fully understood everything. Treated us like people, not just another customer. My wife and I are disabled seniors. You are lucky to have him on your staff. He should be a supervisor and teach others his professionalism and passion.

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    Customer ServiceStaffTransparency

    Reviewed July 26, 2017

    I will be forever grateful to National Debt Relief for getting me out of debt and a raising credit score. Whenever I called them or they called me, they were very friendly and helpful. They made me forget the shame I felt. They never talk down to you and always make you feel as if your questions are as important to them as they are to you. I would recommend them in a heartbeat. They keep you up to date with what is going on in your account, which I found to be a great stress reliever.

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    So far so good. We start with NDR in Nov 2016. When we start and talk to the customers service, they are so friendly. That's why we choose NDR. Me and my husband fell happy with NDR. They always communicate with us. Hopefully this communication always the same until next 2 years. Thanks NDR.

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    I am a new member, I still am building money so that I can satisfy some of my financial burdens. I will say that I trust that I made a wise investment for a change. I found that many creditors were friendly and supportive of my decision. I look for great results and am excited on new beginnings. Thank you!

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    I called National Debt Relief a month and a half ago. Already two of my debts have been settled. The savings are amazing! Everyone is so kind and helpful. I'm so unbelievably grateful to them for helping me get my life back on track. I have already recommended National Debt Relief to friends.

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    Customer ServicePriceStaff

    Reviewed July 26, 2017

    Always courteous and answered my questions in a timely manner if not able to answer right away, making the process easy. Not always as affordable but reasonable and the time frame to pay off. I have recommended National Debt to other family and friends.

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    Verified purchase

    Reviewed July 26, 2017

    Before National Debt Relief, I'm so depressed and can't sleep, wake up in the middle of the night thinking about my debt for a month. My wife saw their website and we call them. Since then, no worries! Thank you, NDR!

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    Verified purchase
    Customer Service

    Reviewed July 26, 2017

    I have been with the program almost 2 years. I had eight accounts in the program. I have had 2 removed and 1 account was settled in 15 months. 1 more account was just recently taken care of. I had a doctor bill on the account and since it was too old they closed it out so the account was closed by you with the amount of zero. And I still paid you the company fee. After I told you guys the account was closed. I receive a phone call from you every day claiming there is an update and there is not an update. I wish the calls would stop. Unless they have made a deal.

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    Verified purchase

    Reviewed July 26, 2017

    Working with the National Debt Relief Service has taken the stress off my shoulders regarding my accounts. The agency determines with my creditors on how much I can pay and when it will be paid off. My credit scores continue to plummet, though, and that brings me some stress. It is hard to finance anything with low credit. I wish the creditors would understand that people have family issues and being able to pay bills living on social security is a joke.

    I did send in a letter asking the NDR to get an account out of collection with an agency that was turned over for collection in February of 2017, which was the first time I heard of this bill. The bill was due to non-payment of rent for my office, but I only spent 2 weeks in my office and closed the office on December 27, 2013. The office had some chemical smell to it and I lost clients and income because the clients did not like having to be in that office and didn't like having to come to the office in the evenings and being afraid of being attacked. I have protested this bill, but it continues to haunt me and has now caused my credit to plummet. Can you do something about this?

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    Customer ServiceStaff

    Reviewed July 26, 2017

    Patrick ** took me from start to finish, explaining everything as we progressed in a courteous, professional way. He listened to my questions and responded politely with satisfactory answers. I'm very confident that NDR will succeed in pulling me out of the financial hole I have put myself in and would most certainly recommend NDR to a family member or friend.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    They negotiated my credit card bill down and I was happy with the terms. They were easy to work with. They were always accessible. If it ever happens again, which it won't, I would call them. Thanks for helping me!

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    Verified purchase
    Staff

    Reviewed July 26, 2017

    Every time I have spoken with a team member, they have always been very courteous, well informed, and helpful. I have only been enrolled in the program for about a month. I have completed all notifications to creditors as suggested in enrollment packet. I do wish some type of notification might be sent from NDR to creditors sooner than 6 to 8 months.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    My wife called the NDR Representative and I received a phone call immediately and explained the purpose of the call and all the details involved. I spoke with Katie ** and she explained everything in reference to my situation and then followed up with an email and a phone call after that to see if I had any questions. She followed up again by calling me at home to have a conference call with my wife and to explain the program once more in details. She was very informative and courteous and answered all our questions and concerns. She always followed up with email messages to ensure we understood all the instructions and just in case if we had any questions.

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    Verified purchase

    Reviewed July 26, 2017

    This has been great relief for me. It was an easy process to turn my debts over and let them negotiate a lower payoff. The best part was having just one bill to pay them all and not have to worry about making a separate payment to each one every month. I would use them again if need be, but hopefully I never get into deep debt again.

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    Customer Service

    Reviewed July 26, 2017

    I sent an email on July 7, 2017 and as of today I did not receive any response. I asked for: A list of creators that was paid off and the amount that was paid off. A list of creditors that are pending negotiation and payoff amount.

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    Staff

    Reviewed July 26, 2017

    My experience with National Debt Relief was wonderful. The representatives are very knowledgeable and answered all my questions in great detail. At a time when I was at my lowest trying to figure out how I was going to get through and struggling to make ends meet, I was provided a solution to pay off my debts in a way that I found to be manageable and reasonable. It is great to have peace of mind and know that I will be Debt free within a few years. I feel completely relieved to have that burden lifted.

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    Reviewed July 26, 2017

    I like the fact that it took 2 years to pay off my bills faster however, they were taking money from me when my bills were paid off already. They had to refund me. They added a bill which they could not negotiate with them so I asked them to remove the bill.

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    StaffProcess

    Reviewed July 26, 2017

    I was more than satisfied with the service I received from Kimberly **. She was very helpful and informative in enrolling me into the program. She was very upfront with the whole process and I highly recommend National Debt Relief to anybody, facing financial hardship due to credit card debts or any other circumstances. I had a bad experience with another debt relief and I'm so happy, that I found National Debt Relief.

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    Customer Service

    Reviewed July 26, 2017

    I would HIGHLY RECOMMEND this company. 10+ stars are not ever enough to go with how awesome the customer service is. I am truly impress at how the amount of debt occurred is going to be gone within a matter of years. This has been a huge blessing and is so much better than filing bankruptcy. This will also help us to improve our credit score as well. Anyone who wants a new and better way to do things instead of bankruptcy and repairing your credit I would recommend you guys for sure. Keep up the amazing momentum and true awesomeness. Have a supercalifragilisticexpialidocious day!!!

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    Staff

    Reviewed July 26, 2017

    Creditors still calling - They haven't stopped calling. Even when I give them your number. When should they stop calling? That's my only concern. It was easy to sign up for. And they're otherwise helpful. I'm otherwise happy so far with the company of National Debt Relief.

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    PriceStaff

    Reviewed July 26, 2017

    I was really nervous at first. I've never made a late payment. However was getting nowhere with the interest. Already paid one card off and moving forward!

    Staff was kind and answering all my questions and concerns. All creditors are debt directly to NDR number, so you're not bothered by collectors

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    Verified purchase

    Reviewed July 26, 2017

    I am scared, was constant told everything would be okay. I feel you guys will be with me all the way, would recommend you guys to all family and friends. I hope I continually be able to get the help I need, very important I get my life back, please do not leave me.

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    Customer ServiceStaff

    Reviewed July 26, 2017

    Ever since the first day I decided to work with National Debt Relief to pay off my debt I've had great experiences with their representatives. They are very knowledgeable about the service they provide and are very helpful. I can say my over experience with this company has been great, even told a few of my friends that were considering bankruptcy to give them a call first.

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    Transparency

    Reviewed July 26, 2017

    So far so good. I have really enjoyed working with National Debt Relief. They keep me up to date with the status of my credit cards and the entities with whom we are negotiating with and they never miss an opportunity to keep me in the loop.

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    Customer ServiceStaffProcess

    Reviewed July 26, 2017

    Overall I feel fortunate to have found this service, questions have been responded to quickly and in terms easy for me to understand. I would definitely recommend this company to anyone needing debt resolutions. Staff have been friendly and patient through the entire process.

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    StaffTransparency

    Reviewed July 26, 2017

    Daren is the consummate professional. He is patient and understanding. I appreciate the sensitivity with which he handled our situation. This is a tough situation and one we were unsure how to proceed. Daren's is thorough and listens carefully to our questions. His responses were confident and clear.

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    StaffProcess

    Reviewed July 26, 2017

    Courteous and consistent care! The best thing I ever did to get myself. Financially on the right path and I have recommended the program to friends. The program helped me manage my money and become financially responsible. You'll never need credit cards again!

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    Online & AppStaffProcess

    Reviewed July 26, 2017

    They have been extremely responsive and helpful throughout the entire process. They keep you update on any changes. Their website is user friendly. They seem to actual care about your situation and want you to get out of debt and stay out of debt.

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    Verified purchase

    Reviewed July 26, 2017

    So far it has been a positive experience. I feel better that my bills are being paid and they are not "hanging over my head". Probably should have done this sooner than I did; but at least things are finally working out for the best. I believe (although I would need to check) there are only two more bills to be paid. A third bill will be paid off in August. More than half way there!

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    Staff

    Reviewed July 26, 2017

    Very quick and professional, extremely happy. Turn around is quick, all questions answered and no pressure at all. I feel very comfortable working with them, they're very knowledgeable. I feel like this will all be settled in a couple of months. I very happy to move forward with their help. It's truly a God given Blessing.

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    Customer ServiceStaffProcess

    Reviewed July 26, 2017

    Great experience. Everyone is professional, kind, respectful and returns all my calls in a very timely manner. I already recommended this to my son and he is in the program now as well. I would recommend this program to anyone anytime. Thank you for all of your help!

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    Customer ServicePrice

    Reviewed July 26, 2017

    It has been great. The ongoing communications allows us to always know where we are. The portal give us up-to-date information. I would recommend National Debt Relief to family and friends. There is no out-of-pocket fees making it affordable for those with financial difficulties.

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    Verified purchase

    Reviewed July 26, 2017

    We thank you for helping us get out of debt. Your debt consolidation company is doing wonderful. We recommend debt consolidation versus bankruptcy any day. We are very happy for all of your help given to us. The people that work at National Debt consolidation company really want to get you out of debt. Again, thank you very much.

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    Verified purchase

    Reviewed July 26, 2017

    National Debt Relief has helped me a lot. I'm getting control of my debt and getting it paid off. They worked with me on the amount I can handle each month. Also when negotiations came up they contacted me on what I wanted to do.

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    Process

    Reviewed July 26, 2017

    I've been a client of NDR since February 2017, my first settlement was completed in late July for less than 50% of what I owed. I was hesitant when I first signed up for the program, but I'm glad I did. I'm feeling good about being debt free in 48 months and not having to pay minimum payments forever.

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    Customer Service

    Reviewed July 26, 2017

    I would without a doubt recommend to anyone. In 2 months they already have gotten settlements with 3 creditors and saved me a lot in the process and now those are taken care of. They always keep me updated of anything new so I always feel I'm there with them. It's a great program to get into and I would say if anyone needs help consolidating their debt give National Debt Relief a call.

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    Customer ServiceStaffTransparency

    Reviewed July 26, 2017

    Customer service is very courteous, they answer all my questions. Quick to help with resetting my account password. They very friendly. I am so happy that I called you all for help with my financial debt. NDR stays in touch with me and keeps me up to date. I love that I can email anything to NDR and we can communicate at any time of the day. I always get a quick response.

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    Customer ServicePriceStaff

    Reviewed July 26, 2017

    I had a debt and it was so bad that all my bills were two and a half months behind. It came to a point where we only ended up with $50 for food and electric. It was a juggling act and I had no way to turn it around but go to bankruptcy. Then I decided to try National Debt Relief, and so far, I’m liking it. I had a good experience with their team. They called me up when there was a problem and they notify me if there can be a settlement, which is really helpful.

    It’s only been six months but six accounts have already been resolved and I’m beginning to feel the pressure off my back. In one of the accounts, we had a judgment against us in court and that was resolved so I’m really happy with NDR. Right now we’re recovering from having no money to actually having some money for food. It would be another three years before I get out of debt but I would rather pay somebody to help me out than pay interest and get no result out of it. With what they’re charging me, it’s worth it. They took my pain away.

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    Reviewed July 26, 2017

    I was evaluating different options with my financial situation and ended up talking to a couple different companies then I liked what National Debt Relief had to say. In the beginning, I had conversations with their team, got information about the program, how it works and then evaluation of my situation. Then I’ve had a few interactions with them over the phone as far as adjusting payments or scheduling extra payments, and all of the team members were very well, pleasant and professional. National Debt Relief has delivered so far on what they’ve advertised and they’re helping me get out of debt once and for all. It's relieved a lot of stress, which is the biggest thing, and I couldn’t be happier so far. I'm satisfied with my overall experience.

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    Reviewed July 25, 2017

    I wish that I could have more advice. Customer service is amazing; very friendly. If I had more communication with the negotiators, I think I would understand the process more. I had four creditors, and settled three of them within two years. My final creditor is still unresolved. It has been awhile now and everything is status quo. No updates. No advice. One creditor hanging over my head.

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    Reviewed July 25, 2017

    Excellent customer service! I always knew they would help me through the process and explain everything. I have one creditor left - yay! Please do be aware you will pay taxes on those high amount credit cards once settled. I'm happy they were able to work with creditors and come to a reasonable settlement. I incurred my debt so it wasn't right to declare bankruptcy. This was the best alternative. Their portal is awesome and so helpful to see deposits, etc.

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    Reviewed July 25, 2017

    I would say this is the best debt settlement program. All the employees are responsible and work hard to make the life of their clients easy. I would recommend NDR for everyone out there who is trapped by payday loan and credit card issues. However; you all gotta know that, there has to be determination to get out of debt and start financial freedom. Keep on doing what you are doing National Debt Relief. What an awesome job!!!

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    Staff

    Reviewed July 25, 2017

    It's been a year and I am for sure feeling relief. It will be my pleasure to refer all to National Debt Relief. The team really work to help you. Everyone I have come in contact with knew how to be professional and thorough. The Best.

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    Reviewed July 25, 2017

    The staff are very nice and work with you during your financial situations. The only down side to their methods is that they collect from you first, then contact the creditors to settle, versus some other source that will pay off for you and then you pay back your debt program monthly, meaning you rarely will get collector calls. You will get collector calls for about 6 months (maybe more) before the calls become greatly reduced to none over time.

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    Reviewed July 25, 2017

    Encounters with National Debt employees are professional and courteous. They strive to answer every question and if necessary, they don't hesitate to transfer me to someone who knows the answer. My frustrating experience with National Debt occurred just three days ago. I was at work trying to quickly and privately fax a document to National Debt. I had written down an incorrect fax number. So I called National Debt to get the correct number. Unfortunately the customer service rep forced me to give all my identifying information before she would give me the fax number! I was mortified in front of four co-workers.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    Although I think I was told I would get a monthly status phone call of my case and that has never happened, every time I call I am astounded at the customer service. Sometimes I have a hard time understanding whats going on with my account and I've asked the reps to repeat information -and they re-word it so I better understand. They're very personable, every time and I am not uncomfortable with calling them. Very empathetic in the care they give over the phone towards what can be a very touchy subject for most. I have recommended them to many people and am really glad I went with them for my debt consolidation.

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    Reviewed July 25, 2017

    Excellent customer service. National Debt Relief is a company with integrity. They deliver the services they say they will with efficiency and professionalism. Their customer service is tops, every representative I have spoken with was kind and helpful. I have referred others and will continue to do so.

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    Reviewed July 25, 2017

    I began paying down my debts about a year ago. I make 2 payments per month (automatically deducted from my checking account) and the debt relief service negotiates a payment amount with my creditors and then begins to pay it down. I have a way to go but it's getting done and I don't have to do anything more than make sure I have enough money in my account to make the payments.

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    Customer Service

    Reviewed July 25, 2017

    You could communicate with me more frequently about where you are in the process of dealing with my creditors. Have any of them agreed to the terms? I still get 6-8 calls a day from them even though I gave them all the info about contacting you. They are still telling me they don't deal with you in settling debts. Kind of has me worried that they are going to take me to court. I have paid my payments to you every month and not seeing any results. If my name ends up in the paper for a judgment I will die. I might as well have filed bankruptcy. I just need someone to tell me what is being done on a regular basis without me having to call you.

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    Staff

    Reviewed July 25, 2017

    Easy to talk to and deal with. Have been very eager to get things done in a timely manner. Everyone has been more than happy to help and always pleasant to deal with. I was hesitant to get involved with this process but knew I needed to do something. So glad I chose this company.

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    Staff

    Reviewed July 25, 2017

    I am very happy with my experience so far. I feel so much better health wise. Everyone has been so helpful and kind to me. I also am happy with the way they are handling the finances. I can see for myself how everything is being done. It is great to be free of debt.

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    Staff

    Reviewed July 25, 2017

    I called to update National Debt Relief about a new notice AT&T. The agent that I talked to was polite, and knowledgeable about my account. He also informed me of how the other accounts are progressing. I have been very pleased with NDR. Thank You.

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    Customer Service

    Reviewed July 25, 2017

    Just used papers to close all accounts by notifying all debt holders I have. So far no real problems other than Wells Fargo & Discover. They appear to be planning to take the hard line. Wells Fargo said they would be sending the case their law dept. Discover said they do not recognize debt relief. Your package has prepared us for fielding calls, etc. I hope the process gets easier as process continues. I like not having easy available credit cards. My wife seems lost without them but, we need to get separation. Thanks in advance.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    Customer service is the best!! Every person I have spoke to at National Debt Relief has been very courteous and helpful. We will be free of all credit card debt in a few months. I highly recommend National Debt Relief to my friends and family!

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    Customer ServiceStaff

    Reviewed July 25, 2017

    All the times I have talking with an agent all my questions have been answer. I can depend on them to contact me by phone or email. During the time I have call and have a question the agents always give me the answers I was looking for with no problems. Keep up the good work. Thanks.

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    Customer Service

    Reviewed July 25, 2017

    Customer service has been good - but again we have been involved for 3 months and no progress as of this point. Looking for that first success that will make us feel a lot better. So far, we haven't had many phone calls or letters from our creditors.

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    Customer Service

    Reviewed July 25, 2017

    I have gotten no feedback from anyone regarding settling my debts. I continue to get notices and phone calls from creditors. I was told to stop making payments so now my credit is even worse. I pay every 2 weeks and so far, I am not sure what I am paying for.

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    Reviewed July 25, 2017

    At first I was a little skeptical just talking to someone on the phone and not face to face. But after looking at other reviews and talking to the customer representative, I felt comfortable using this method. The customer packet I received was very helpful and I would recommend using National Debt Relief to anyone who needs help in getting out of debt.

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    Customer Service

    Reviewed July 25, 2017

    National Debt Relief has been a valued source for allowing myself to pay off a large credit card debt without claiming bankruptcy. Customer Service has always been available when I had questions or needed guidance on issues I had never experienced before. There is a fee that is substantial, but in comparison to how much I have reduced my outstanding debt, their service has been of great value. I have to date paid off/settled 80% of my outstanding debt and can now see the light at the end of the tunnel to being debt free.

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    Customer ServiceProcess

    Reviewed July 25, 2017

    I am happy I turn to National Debt Relief for help. I was not happy in the beginning of the process because it was stressing to deal with the phone calls and feeling depressed. Now I am seeing results on my accounts being settled. There was some things that were not told and the percentage is high but I am still very satisfied with National Debt Relief for all the help. Thank you. I hope I get to the best part of all being paid and I can start new.

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    Price

    Reviewed July 25, 2017

    National Debt Relief gave me some much needed breathing room when it came to my credit card debt. I will have my credit card bills paid off in 3 years and will have saved $10k in interest charges. They even took care of some large medical bills. I would make the same decisions if I had it to do it over again.

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    Customer Service

    Reviewed July 25, 2017

    I love this company!!! They are awesome with helping you when you can't make a payment... They even work through with you having financial hardship. I'm grateful for them and the customer service is great! I would recommend anyone this company because it really works and they work very fast at getting you out of debt.

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    Staff

    Reviewed July 25, 2017

    The staff at National Debt Relief have been courteous and helpful in giving me the facts and information I need to get out of credit card debt. I would surely recommend their service to others who are in debt. I thank them very much!

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    Staff

    Reviewed July 25, 2017

    I was very pleased. They asked the appropriate questions and I got an appraisal without delay. They were polite and professional. I was skeptical about the company whether or not they were a scam but the people I spoke with were so professional and knew what they were talking about.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    National Debt is the real deal. It shows as my credit score improves. The customer service is great. The attention given to me was nothing but professional and courteous. If you have issues with your credit then call and check if the options are good for you.

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    Customer ServiceStaffTransparency

    Reviewed July 25, 2017

    When I called for debt relief assistance, they were honest and very cordial. They were very accurate in the timetable on how long it would take to become debt free. They work so hard for the client in keeping them up to date with settlement of debt. I am 3 payments away from being debt free. I would recommend National Debt Relief to anyone who is overloaded with debt. They will work with you to make things easier for you while becoming debt free.

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    Staff

    Reviewed July 25, 2017

    I can sleep at night knowing National Debt Relief has my back. Our debt is food, medical copays as my husband is in disability and not working. My debt is not of vacations and too many electronics and the like. It was pure living and medicines. I do work full time and I am cancer survivor so working 2 full time jobs like I have to send kids to Penn State college is not in my best interest to stay alive.. Debt Relief is honest, helpful and very supportive.

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    Staff

    Reviewed July 25, 2017

    I really can't do much but I guess things are going alright. I can't wait to see money coming off my outstanding bills. I also know you pay for good service but this monthly amount of $441.00 is really hurting me because I live on my Social Security but what choice do I have. I created the problem trying to live and start a little business. But so far it's really hard especially when you have other. For the short amount of time I'm been working with your company I find things done quickly, everyone is courteous and putting 100% into their employment. Alton ** is my representative and he is thorough and explains everything although he's had to go over thing a couple of times with he was never short or Curt to me. Thank you and maybe you can figure out a better payment Scale. Thanks again.

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    Staff

    Reviewed July 25, 2017

    I Had an online business but my husband became seriously ill in October 2016. It is hard to run a business sitting in the hospital. National Debt Relief has helped me get past a difficult struggle. My bills kept coming but no way could I work on the business. National debt relief has been very helpful and kind. They are also very kind and easy to work with getting your bills paid on time.

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    Michael increased rating by 2 stars.
    Customer Service
    After a positive interaction with National Debt Relief, Michael increased their star rating on Oct. 21, 2017.

    Updated review: Oct. 21, 2017

    NDR has kept in contact with and updated me on my progress and advised on what to do to make all things involved in the process to be debt free and a learning experience for me on handling all my finances in the future.

    Original Review: July 25, 2017

    I've only been in the program for 4 months. I haven't had no real communication if any other than to verify the money was placed in the acct. I would have liked to gotten some correspondence from someone to update the status of the program. I'm receiving letters with credit bureau being contacted because I'm behind by several hundred dollars and lot of phone calls which I refer to the program phone number and address. This is new for me and difficult to ignore but I'm following the guidelines I was instructed to use.

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    Staff

    Reviewed July 25, 2017

    National Debt Relief has been an excellent experience. The consultant that assisted me was very efficient and made sure that all my questions were answered in a timely manner. I have only been working with the company for a little over a month but look forward to the long road ahead to my financial freedom!

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    StaffProcess

    Reviewed July 25, 2017

    Throughout this whole process National Debt Relief does everything they can to make this an easy process for the client. I have had excelente professional service from the beginning. Everyone I have touched base with has been knowledgeable, helpful and caring. I would highly recommend them to anyone in need of debt relief.

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    Transparency

    Reviewed July 25, 2017

    This company helped me and my credit score immensely! They worked very hard dealing with the creditors and were always polite and willing to explain everything they were doing to help me. I would recommend them to anybody that needs help getting their debt under control.

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    StaffProcessTransparency

    Reviewed July 25, 2017

    They explained me how the program works, took all the information and in less than 30 minutes I was approved. The staff is very professional and the documentation is easy to follow. I have tried other ways to solve my situation and everyone was giving me hard time, now I feel I'm in good hands.

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    Reviewed July 25, 2017

    National Debt Relief has helped me become financially stable by helping me pay off overwhelming credit card debt. I would not be able to continue to live and work in California on my own. National Debt Relief is very informative when companies are ready to settle their debts. I will highly recommend National Debt Relief for all my friends who find themselves in hard financial times.

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    Process

    Reviewed July 25, 2017

    CS was great! So much stress has been relieved from doing this process! Highly recommend! Everything was spelled out exactly for me through every process. I wish I had done something with NDR years ago! Trust the process and make the move. Well worth it.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    I'm very pleased with the overall experience with National Debt. Everything has been a smooth process & customer service reps have been excellent. Retrieving my personal account details have been user-friendly. I would definitely recommend National Debt Relief to friends and family.

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    Staff

    Reviewed July 25, 2017

    Whole staff are highly knowledgeable, courteous & experienced in their fields. I highly recommend this company to all my friends who want to be free of debt quickly. They will erase the pressure off of you and will help you rebuild your credit rating in no time at all.

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    Reviewed July 25, 2017

    I'm not officially done yet but it's been rewarding to pay off high credit card debt. I can't recommend National Debt Relief enough if you're stuck in some deep credit debt. I highly am satisfied and can't wait to be officially debt free. Make the move if you're on the fence and go with National Debt Relief.

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    Staff

    Reviewed July 25, 2017

    I had no place to turn, I was up to my neck in debt, lost my job and so did my wife, you people helped me turn things around and get myself debt free. I will never forget what you people did for me and my family. Thank You all very much for your help and your support!

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    Customer ServiceStaff

    Reviewed July 25, 2017

    My experience thus far has really exceeded my expectations. From my initial contact with Geri, to the application process, and the Welcome call I have been pleasantly surprised by the knowledge, patience and thorough experience each person has demonstrated and I am looking forward to completing this program successfully.

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    Reviewed July 25, 2017

    When I first decided to go to National Debt Relief I was skeptical to say the least. I started working with them and within six months my debt load was getting lighter and any questions I had they were right there for me. After a year, my debt has been resolved and I am on the path once again to great credit. This is a learning lesson a hard one however I listened to the experts from National Debt Relief and I am happy to say that my debt has been resolved and I couldn't be happier. I encourage everyone in the same position as I to seriously look into this.

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    Staff

    Reviewed July 25, 2017

    I wasn't too sure in the beginning but they have done a great job. I just settled my last credit card debt. I'm so satisfied and will tell all my friends and family to use this company. Greatly appreciated and God bless.

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    StaffProcess

    Reviewed July 25, 2017

    Helpful and calming. I just started the program and I am a bit nervous. I'm hoping for the best and hope they can do what they say they can do. I'm upset I'm in this situation. Divorce and putting kids through college was tough. I'm putting faith in NDR to pull me through this.

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    StaffTransparency

    Reviewed July 25, 2017

    As with financial matters being a pretty emotionally charged subject, I felt my case was handled with clarity, kindness, & competency. All the reps I spoke with checked in to make sure I understood everything that was being told to me.

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    Customer ServiceStaffProcess

    Reviewed July 25, 2017

    Great experience. Every time I call everyone is amazingly nice and they are always willing to help. Everyone is on top of my National Debt Relief program and I have nothing to worry about. I know I'm in good hands. I'm glad I chose this program.

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    Customer ServiceStaffTransparency

    Reviewed July 25, 2017

    I call the Debt Relief to help me to feel better knowing that I can feel at ease. Don't have to worry about picking up the phone when creditor call me. They made me feel important because of the good service they give you. Talking on the phone with them will make my life different. I’m glad I call on debt relief to help me. I would recommend anyone to them. They take out the time and explain things to you so you will understand what they do and how it is important. I’m happy I chose debt relief.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    My experience has been mostly positive. The people I have had the pleasure of talking to on the phone have been really helpful at answering my questions. Getting the same offer several times in the course of a month for payments almost double what I was already paying was a little obnoxious. Thankfully they were able to reach an agreement that worked for me and my financial situation with one of my debtors. A few more to go though.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    They were nice and answered any questions we had. Not too Lengthy of a process was required. Everything they sent us email wise was self explanatory and had all the information we had talked about. They were very helpful and had good customer service.

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    StaffTransparency

    Reviewed July 25, 2017

    When called to say another debt was cleared up, It made me very happy. Although I wish I could deposit more, the only problem is that it takes a while to clear ALL debts. Representatives are very helpful and friendly. Thanks!

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    Customer Service

    Reviewed July 25, 2017

    They have done nothing to date. I am continuously getting calls from creditors. When are they going to take care of this for me? Evidently did not give them all the information they need. Why did they not contact me. I was under the impression everything was a go. Am about ready to pull the plug if something is not done soon. Have enough on my plate without worrying about something I assumed was being taken care of.

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    Staff

    Reviewed July 25, 2017

    NDR has been very helpful in getting me set up to pay off my debt. Anytime I have talked to anyone, they have always been very courteous and have never made me feel inferior or ashamed of my debt issues. I would and have recommended them to those closest to me and friends.

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    Customer ServiceStaffTransparency

    Reviewed July 25, 2017

    I would most definitely recommend National Debt Relief to anyone. They are great with communicating and keeping you up to date. National Debt Services customer service teams were helpful and worked with me while I was going through chemo and radiation. I would most definitely use them again in the future.

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    Reviewed July 25, 2017

    What a relief of stress. I don't have to worry about dealing with any debt collectors or scheduling payments. You guys are the best. I definitely recommended you already to a few friends and family members who have similar situations like I did.

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    StaffProcess

    Reviewed July 25, 2017

    NDR was very helpful in getting me out of debt. They kept me informed as the process went along and answered any questions I had. I would highly recommend them for debt consolidation. They were very professional and followed through on every aspect. When I got toward the end of my time period they were able to extend my time so I could afford to pay off the last creditor in a timely fashion.

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    Staff

    Reviewed July 25, 2017

    I assume that most people would have the skepticism about these programs as I had with National Debt Relief. I did my homework online looking for the right answer to help me, I even utilized a Lending Club a debt loan program. Which of course added to my issue in the long run, I was inches from bankruptcy and losing everything.

    Within hours after contacting National Debt Relief online I had a personal phone call from them. I honestly felt that they understood my situation, that they wanted to help me, and that they had the experience to save me from my troubles. I was embarrassed to say the least, it's not easy admitting such faults but I knew my situation was on its last leg. Christopher assured me I was going to be fine even after seeing the mess that I had acquired. He covered every detail down to the point, explained what I needed to do with my creditors, saved me more than enough money per month to make a significant difference with my family. I'm beyond thankful for the help, and I urge anyone in need to give National Debt Relief a chance to help.

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    Customer ServiceStaffTransparency

    Reviewed July 25, 2017

    From the first phone call everyone has been very helpful, patient and kind. The online portion is easy to work with, and they always are happy to explain things when I called (which I have various times with questions). Though I am still only part way to resolution, I am confident the rest will go smoothly.

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    Staff

    Reviewed July 25, 2017

    It has been a great experience working with this company. They are always very polite and helpful. I would highly recommend them to anyone that is looking to get their finances in order. They are always willing to help and go above and beyond on everything.

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    Reviewed July 25, 2017

    I haven't had any problems with the total experience. I truly have appreciated every step from day one. I'm looking forward to next March 2018 when I will be paid off on the schedule of payments due. I have been kept informed every step of the way with regard to contacts between my debt companies and NDR. And being able to track the payments I have paid to Global Client Solutions is great. Anytime I had a question I have always received immediate, consistent care. I would recommend this service to a friend with complete confidence.

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    Linda increased rating by 1 star.
    Customer ServiceStaff
    After a positive interaction with National Debt Relief, Linda increased their star rating on Sept. 1, 2017.

    Updated review: Sept. 1, 2017

    They have reduced a bill over $9000 to $3000. Thank You. With you taking over my debts it has taken the worries I had about how I was going to live. Now I feel a little better knowing that you can handle my debt, I can sleep now. I over extended trying to help family.

    Original Review: July 25, 2017

    Still getting phone calls from creditors. Thought that your company would notify my creditors. At least that was my understanding from the person I talked to from your company. I would recommend you to someone else. Just please make sure when your person states something it is done.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    I've found everyone very helpful whenever I called to ask questions and always felt questions were answered fully. I haven't even been enrolled a full year and already 2 bills are paid off and I'm working on the third. Best decision I made.

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    Customer ServiceStaffProcess

    Reviewed July 25, 2017

    The NDR staff has been always helpful and very responsive in helping get through this. Sometimes it was difficult in the beginning. The representatives were always able to offer advice and answer critical questions. We recently broke the ice with a stubborn debtor. This making completion of the program and rebuilding of my credit--well in sight.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    First settlement with a creditor. Courteous. Would have gotten 5 stars, but called and didn't leave a message. I had to call and follow up on the missed call. But I got through with ease. It was good news and accompanied by an email confirming our conversation.

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    Staff

    Reviewed July 25, 2017

    Nick who did the initial application was thorough, efficient, and friendly. The follow up welcome with Mark was just as good. Both answered all my questions and knew how to allay my concerns. The only thing no one mentioned was the $37 that was charged to my bank account, but that was not a problem. I am happy to have found a way to get out of debt.

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    Customer Service

    Reviewed July 25, 2017

    NDR has taken a load off my shoulders. The plan worked out. Has reduced my monthly payment allowing me to pay off 3 accounts so far. When I have a question, they are quick to answer. I would certainly recommend.

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    Staff

    Reviewed July 25, 2017

    I called 3 days before payment due. Rep Advised needed 5 working days before due date to get skipped. She was very pleasant. I asked if I could skip August. Was advised of course. She read disclosure and handled in a reasonable amount of time.

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    Process

    Reviewed July 25, 2017

    They talked to me about the program and explained everything and I know I made the best choice when it comes to solving problems with this company and will refer anyone who is in trouble with credit cards or loans. This is the best company to go to.

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    Process

    Reviewed July 25, 2017

    Satisfied so far. Hate that someone stole my car. It looks as if I'm going to have to get another one and my credit score is in the dump right now. Things have went really smooth. Easy process. I'm happy I done this but was hoping I would not have to finance anything during this 3 year process.

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    StaffTransparency

    Reviewed July 25, 2017

    Partnering with NDR has been one of my best decisions. They have been there for me every step of the way, made this situation understandable, and doable. They have coached me and explained everything in a way that is easy for me to understand and accomplish. I'm very pleased with the care they are giving me, and my situation.

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    Customer ServiceStaff

    Reviewed July 25, 2017

    They're helping really good. When I call they answer the questions I have properly, when there's a settlement they send me a email or call just to make sure everything is going well. They've been a great help so I could have only 1 bill to pay. That is the greatest help I could have.

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    Reviewed July 25, 2017

    The program is great but it would be best if they gave an entire breakdown of their fees, atty. fees etc. Once a settlement has been reach, it would be beneficial to have an option to pay as scheduled or a lump sum without any additional payments.

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    Staff

    Reviewed July 25, 2017

    With such a touchy subject NDR guided me through the steps with caring and dignity. Set up was painless and the pay amount saved me hundreds! I had my first offer to settle in what seemed like no time! I totally feel getting out of debt is within my reach now!

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    Staff

    Reviewed July 25, 2017

    My experience with them was professional and helpful. I feel like they actually cared and made a difference. I have had my debt cleared and much lower than if I did it. I have been transferred to a consolidation loan company but I feel confident they will help me too.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 25, 2017

    Love the advisors. They will answer my questions all the time and they don't act like my questions are dumb. They are friendly and they have been where we are. (Some). Very helpful. Thanks again. Hope for help to get help on getting credit back. When we are done.

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    Verified purchase
    Customer ServiceStaffTransparency

    Reviewed July 25, 2017

    Communication, updates, security, confidentiality, personal phone contacts, emails, on time payments, easy and flexibility, negotiations on payments, fast approachable, customer service is easily access, satisfactorily, happy to recommend this service to others. Great company to do business with, great help when you are seriously in trouble with debts.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, Ste. 2800
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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