National Debt Relief Reviews

I was managing a lot of unsecured debt. I had never missed a payment, but I was drowning and I wasn't getting anywhere. I didn't want to go bankrupt so I looked into relief help and found NDR on google. I saw the reviews on them and they had better reviews. I've gotten relief from that particular burden by working with them. Their team were courteous and very proactive. If something happens then they're on the line with you. They call in periodically every two or three months to check if your situation has changed.

I am happy with my experience with National Debt Relief. They have settled like several of my accounts on my behalf then I just make payments to one savings account and from that account, they make payments to pay off the settlement.

I want to get out of debt and I just got engaged so I'm trying to get everything together. Thus far my life has been pretty easy-going since being in contact with National Debt Relief. They're super friendly, very easy to speak with, very professional, answered all my questions as clearly as possible, and it didn't seem like they were hiding anything. Everything went pretty smooth. I'm still with them now and they're still doing a fantastic job. I have zero complaints. I don't get any more collection phone calls or letters in the mail. It seems like they're taking care of business.

National Debt Relief has been outstanding. They interviewed me, took care of some of the routine paperwork, and called me when it's necessary. They took care of the billing issues in a very professional manner and I couldn't be happier. They will get me out of debt in a couple of months. They're efficient and I was very pleased with the whole program. It worked. I'd recommend them to anybody.

I was starting to make more money and I want to get out of debt, so I looked into relief help. The National Debt Relief team has been very informative on keeping me up to date with my current standings every time I called. They always let me know what loan still in pending and what loans are done. They broke down everything that I needed to know about all my accounts. Before I signed up with them, my credit score was at 480, but now it's almost at 611 and I don't get phone calls anymore. So overall, my life has gotten a lot better since working with them. It's a great program to help get you out of debt quick.

We had a change in our income circumstances and needed to get a little bit of relief to get back on our feet. My interactions with National Debt Relief has all been positive. It's a great program and we're able to pay off our debt and hopefully rebuild our credit in a couple of years when we're done with the program. It beats the heck out of filing for bankruptcy for sure.

I'm tired of being in debt so I looked into getting some help. Then I found National Debt Relief online. Their staff were able to explain the process and answer all my questions. I just put the money in the account and let them take care of things. I am happy with National.

I didn't want to go into bankruptcy, so I looked into debt relief help and got this from National. The team at National Debt Relief is good. Working with them has made it easier for me to manage my debts because I don't have to do it. Now my credit score has gone up.

We have too many credit cards and we decided to look into relief help. The National Debt Relief team was so overly friendly. They're prompt on everything and courteous if we need to skip a payment. I've had no more phone calls and threatening letters since working with them. Overall, we've had a good experience and we're happy with them.

I'm stressed out with my current situation that I thought of looking into getting relief help. I reached out to National Debt Relief and it's been good with them. Working with them made life a lot less stressful. I would recommend them to other people.

Working with NDR has affected my life positively. They gave me more confidence and at least a plan that has so far worked. I had researched debt relief and it seems to me the most acceptable choice and so far I've had a good experience with NDR. They're always respectful and courteous. I always got the answers and the explanations I requested that was pretty much straightforward.

I've got too much medical debt from my four hip replacements, two infections, a blood clot and eight blood transfusions that impacted my employment. It cost me too much because of being in and out of work plus therapy and medicine. With National Debt Relief, everything has been helpful so far. I've had to call a couple of times 'cause I had questions when it first impacted my credit score. I didn't realize it was gonna impact it that much. But it has since gone back up. Now, I don't feel the stress that I felt before. I know it's being taken care of and I'm doing what I can. I'm not even worrying about it 'cause I can't change it. I have recommended them!

At the beginning, we were having trouble with a document. For some reason, I kept sending it and they kept saying that they didn't get it. But that situation eventually was taken care of. National Debt Relief has, in a way, turned off the phone calls I'm getting from everyone day and night. I answer my phone now. It made a difference and I feel like I'm finally getting my life back. I've already recommended them to a few people.

I was looking into relief help to reduce the amount of bills that I had. I was getting too many stuff at the same time and wasn't able to cover everything. I was getting behind and behind on my bills so I got National Debt Relief. They have been able to help me out and cut some of the bills. I have been a good payer and everything has been running smoothly. I am definitely satisfied. It has been a relief and I feel much comfortable with my bills right now.

I had so much bills lined up and I needed something in helping me to get it done. National Debt Relief works. They already settled a couple of my accounts. They were very helpful and they're there whenever I need them. It was a good experience.

National Debt Relief did a pretty good job. Everybody was welcoming and upfront about everything. I had a decent transaction and it's no hassle. They only call me when they absolutely have to, to make sure that everything is still on schedule. And they've been agreeable when I couldn't make a payment. As long as I told them in advance, they were happy to help me. My credit cards were far more than I thought I could handle and relief help was something I had to take on but they made it very easy for me. I'm still paying a decent amount of money in order to get the benefit of them handling my money and it's a sacrifice just like paying my credit card but it's gonna get me to a better place.

I'm highly satisfied with National Debt Relief. They have taken the stress out of finding our way out of debt. The process was very painless, and the people that I've dealt with are very knowledgeable in what they do. I haven't talked with anyone who wasn't sure of what they were doing, and they sent me an email on something if they said they were going to. It's been a really good service. They were very responsive, whether it was via email or by phone. If I sent an email, I'd get a phone call within a couple of days. Anytime that I reached out, I always had a response and they answered my questions. They've been ticking off the debt one at a time and they're exceeding my expectations in what they've been able to do as far as settlement. It's been a very positive experience.

I looked into debt relief since my credit card bills were getting the best of me. I had done consolidation before and I didn't want it to continue to drag out. I entered into a program with National Debt Relief but I canceled it for a number of reasons. The payments were more than what I can handle but my biggest issue with them is that they totally jacked up my credit even worse than what I had done. They didn't tell me that my debts needed to be in charge off status, only that to qualify for the program, I needed to let my credit card debt go three months behind. That way, the creditors were willing to work with us.

When something comes in on our credit report you let us know. That's important to us. Helping us with the creditors, not to harass us. Getting an agreement on an amount. We appreciate you for helping us get our credit back under control. Thank you.

NDR has lived to its expectations. The several times I have called to the office I was treated like a shareholder like if I belong to the staff. I was given a royalty treatment and very professional. I had asked them to please email an updated status on my file and I received an up to date status very accurate and the staff are very helpful. I highly recommend NDR. They are for real. No bs.

For the most part it has been a good experience. Some of the customer service people need more training and others are outstanding. It would nice if you could speak to the same customer service person every time. Having to explain yourself each time you call is frustrating.

This has made a huge impact on my life. I now live without stress every week wondering how I am going to make ends meet. Everyone that I have spoken to in regards to my account is always so helpful and friendly. Would recommend this service to anyone that needs help to get out of debt.

I was trying to catch up with my debt so I can have them all paid up, so I considered getting debt relief help. From what I heard of the estimated cost of debt relief service, I wouldn't be paying much and most of the money would be going straight to pay off my bills, and the price for National Debt Relief's service ended up being cheaper than the estimated price I had heard of. I talked to the team at National Debt Relief to find out about what they're doing. They called me up, let me know how things are going, asked me if I needed anything else or if everything is going fine, and said that it's up to me if I want to take off a debt or add a new one. Everything's been good with National Debt Relief. They've been taking care of me. Working with them is now helping my credit rating go up. In addition, they've been courteous, upfront, and transparent with everything that they let me know.

I had always tried to see if I could get a consolidation loan for everything and because of my situation, I wasn't able to. So I had to move to the next step and look into relief help. Everybody I've spoken to at National Debt Relief has always been pretty helpful and they've made it easier to get a handle on my debt. I've already paid off quite a few things so that makes me happy because otherwise I'd still be paying on them myself. What they did was they worked with the company to get a settlement so I ended up paying half or less than half of what I actually owed. Then they also worked with me. If I have a hardship and I can't make my payment for that month, they allowed me to skip it or make a lower payment without any kind of penalty.

Somebody recommended National Debt Relief. Most of their people are courteous and are able to answer our questions. However, I'm not gonna give a whole lot of accolades to them because I'm not totally satisfied with my experience. They fairly helped with my debt relief though.

I had military issues and was trying to find a relief program when I came upon National Debt Relief. Everybody was very helpful and anytime I needed anything, they were extremely quick in getting it done or taken care of.

I needed financial help. I went online to see who was out there and National Debt Relief was one of the top companies on the list about performance, how they’ve done and how they’ve helped people in the past. That’s why I contacted them. All their reps have been helpful, informative and patient. When I've asked for information, they've given it to me. When I submit items to them to keep them updated on debtors, they respond quickly.

I decided it would be better to consolidate because it seemed faster. Initially, it started off really good with the rep from National Debt. I had one female who contacted me. I got my accounts for a certain amount. She paid off a few, and then she told me that she needs me to increase my payments. I was like, "Hey, wait a minute. That's not part of the deal." I didn't really care for that. It just seemed like it was not a part of the contract or the deal that I arranged, and she was pressing it like this is what was needed. After they pay off the creditors, I don't receive anything. I haven't received anything saying that it actually was paid off, so I have no documentation saying anything has been paid off.

I thought that consolidating debts would be better for me to pay instead of trying to actually pay everything. I was gonna get a higher monthly payment than what I have right now so it would be a lot harder to make ends meet. The people at National Debt Relief answered whatever I have asked and everything has been good so far. Working with them has made it a lot easier. I hope in one year I'll be good again. It’s been great doing business with them.

I asked for relief help to get some debt paid off, and the team at National Debt Relief are good. They were able to help me with my debt issues and answer all my questions. I am happy with my experience with them.

I had credit cards that were not being paid off and National Debt Relief was helping me resolve them. They’re very friendly, courteous and easy to access. We corresponded through email and I always get an email response or any time I had a question. They usually contacted me either monthly or every other week, depending on how things went. Instead of having five credit cards of $300 or $500 a month payment and not seeing any of the balance lowering, they gave me peace of mind by having everything grouped into one lump payments of paying off your credit cards. National Debt Relief has been helpful.

The interest rate on my credit card was too high and I wanted a solution. My friend then mentioned National Debt Relief to me. I called them and their rep explained how the process works and showed me how the company could get rid of my debt. The attention they gave and how they treated me on the first day was really good as well as how they gave me all the details every time I call. My life is a little better because I've taken care of my problem. I've recommended National Debt Relief to other people.

There were a couple of bills that we wanted to get resolved but the involved companies weren't trying to work with us, so we looked for a different way and tried National Debt Relief. So far, they've been relieving our debt and it shortened our payments. We were paying over $3,000 in bills and now we're paying one lump sum to them but it's a lot cheaper. Every time they call, their customer service is great. They really do care about trying to get every account settled for us as quickly as possible. We'd definitely recommend them to our friends.

I will start my disability program and my accountant told me that it's better I prepare my debts because my income is gonna be low and I have to fix my credits. National Debt Relief takes control of many of my debts. Their team has been sending me a bunch of information by email and they answered my questions anytime. I'm feeling more comfortable because before there were too many calls all day and now the people quit calling me. I recommend them to my friends because I'm very satisfied with them. They have the same problem like mine and many of them are with Debt Relief right now.

I attempted for a year to pay off my debts myself, paying between $650 and $800 a month to different creditors but I simply can’t do that. It will take a total of four years to get it completely paid even after negotiations and reduced price. So I needed somebody that could take just a flat $500 or $600 a month and negotiate some payments to get my creditors paid. And National Debt Relief has been helpful at setting an amount for the most part that I can handle. No matter how hard I tried, it would’ve taken me much longer to pay those debts than it’s gonna take through National Debt Relief's program. They explained it well, and they have always sent me the appropriate forms via email and, if I requested it, to my P.O. Box. I didn’t have trouble understanding the terms and I didn’t feel that the fees were too high. I know that the people I'm indebted are getting paid and they send me little things stating that they’re receiving the payments in a timely manner.

A credit card was killing me and I had lost my job and was just not making enough to make ends meet. I got with National Debt Relief and everybody in the team is pretty good. They’re very informative, very polite, and very professional. They do everything pretty well. I’m only a few months in but National Debt Relief made my life a lot easier. I have one payment instead of fifty and all the calls have stopped. If anyone needs help, National Debt Relief is extremely worth looking into.

I needed help with my current debt which was overwhelming. I couldn't do it myself. I signed up with National Debt Relief and their representatives were wonderful, very understanding and patient. It was a good deal with them. I had issues where I didn't have the finances, but they arranged my payment around to when I needed it taken out. They were helpful and made me feel better that, eventually, I would get to being debt-free and getting to where my credit needed to be. Their positive attitude helped me overcome all of the issues I had. Overall, I had a very convenient and smooth experience with them and I’m happy.

I did some research for debt settlement programs and National Debt Relief had the best reviews. My mother got diagnosed with cancer, so I had to cut my hours back at work to take care of her and we're drowning in our bills. So we had to do something. I contacted them through email and on the phone and every time I've spoken with them, I've always had a very pleasant experience. They're all very kind and don't mind explaining things to me a few times if I don't understand. Working with them has been very easy and they've given me a lot of peace of mind. They let me know that my accounts are being taken cared of and always get me up-to-date. They've been a very great company, professional, easy, and reliable.

Our experience with National Debt Relief was great. However, I had an issue with them at first. They referred me to a different provider doing the type of debt I had. I spoke up and said I was a little uncomfortable with that and they put me back under the National Debt Relief umbrella, so they were very accommodating. My wife and I were in a tough spot financially and we’re now recovering. The toughest part is taking a dive in our credit rating, but now it’s starting to go back up. Overall, their customer service was great.

Everybody I've worked with over at National Debt Relief has been terrific. They always take the time to walk me through options and help me strategize and play out different scenarios. I recommend them all the time and I can't say enough good things about them.

I didn’t want to file for bankruptcy so I looked into relief help. National Debt Relief did pretty good. They’ve worked with me when it comes to payments and they've settled quite a few accounts already, lower than what the actual balances were. I haven’t had a great impact on my credit yet but I’m hoping it comes soon. However, they need to understand that when someone’s in debt, their immediate priorities are still there. The debt is obviously on the bottom of that list, especially with some of the debt that I have. I have to pay for my rent and my bills and they could understand that a bit more. The program needs to bend a little more.

I had an injury and was without income for a long time. I ended up needing my cards and it was just one of those "bad things happen to good people" crap. Then, I got employed and things started looking up. I wanted to knock out as much debt as quickly as I could but I wasn't making enough to do it on my own. National Debt Relief's team were all good and pleasant especially the initial person that helped me sign up and it was always the same person. Two weeks ago, some deal was struck with one of the other cards. I didn't realize I had to answer them very quickly. I've got deals with at least three cards out of five now thus far and it's working very nicely. They made everything a little easier, like somebody's taking care of it for me. I have to make sure that there's money in the bank. It was a very pleasant and easy experience with them and it will be an incredible weight to have off of my shoulders when it's done.

I looked into relief help due to the debt that I had. My experience with National Debt Relief has been good so far. Their representatives were very helpful. They did what they’re supposed to do and helped me lower my debt.

National Debt Relief is currently helping me out with my debt. I wanted to pay off my credit cards and the initial call from National Debt Relief was really great. They explained everything. But once I became a client and have had a certain amount deducted from my accounts automatically every month, I now feel more like a number. Initially, the account rep was someone who actually cared about the debt I had. He would call and speak about the particulars and then, after that, I didn't really hear from anyone and I'm just pulling up. I would like someone to call and discuss my account with me from time to time. As a client, it's important to check in maybe at least once a quarter to follow up.

I got sick and had a liver transplant, so my debt was rising and I had to do something. I wanted to keep my credit score reasonably well because I used to have an over 800 credit score and then it went down, so I didn't want to go bankrupt. National Debt Relief keeps me abreast of what's going on and they've been friendly for the most part. However, because they want their money, they draw it out for two years and they don't give me results. They still haven't resolved one $1,700 credit card and it's like they're drawing it out all the way through the end. They want their money before they do anything else. In December I'll pay my last payments with them so I'll be happy when that's over.

My son hooked me up with National Debt Relief and working with them has done me a lot of good. It's gonna take four years before I achieve my goal with them but now, I get lesser calls a day from debt collectors. It's the best experience so far.

I had gone through a pretty horrible divorce and my ex-husband and I had to take on all of the debt because he's claiming bankruptcy. I ended up with all of the debt from our marriage and credit and there's no way I could make all the payment. There were other parts of the divorce decree that he was supposed to be financially responsible for and he wasn't, and that's why I sought relief. National Debt Relief did great. Everyone that I have talked to has been very helpful, knowledgeable and not judgmental because it was very embarrassing to go through debt relief consolidation. It was a huge relief and a huge weight that was taken off my shoulders. They made my life a lot easier.

We had an amount of debt and we needed financial assistance for that. I went online and found National Debt Relief. I spoke to Andrew and he was the one who personally helped us through the whole planning and signing the contract. Working with National Debt Relief has helped us a lot. However, it was a really slow process as opposed to what I was expecting.

We have a very low disposable income. The team at National Debt Relief was very helpful in reassuring us that everything would be taken care of and that we just had to follow the rules that they've laid out to make it easy on them. We have had a few settlements already. It's been a mental relief to know that we are making some progress on our debt every payments, and we're not getting the phone calls anymore. So, it's a much more manageable situation for us. It has been life-changing.

Everybody at National Debt Relief has been pretty upfront and nice. They've affected my life positively because by July next year, I’ll have paid three credit cards with just one left. However, I’m surprised by the high fees that they’re charging which I wasn't prepared for. That information is given to me in percentages and then I don’t really realize how much it is. I've told them before about their fees but they don’t do anything about it.

I talked to a few companies and National Debt Relief seemed like they could get the job done a little bit better. I liked the way they were gonna do it. Every time I called, they were professional, polite, and answered my questions. They’re a good company to work with. They took the burden off - people calling, etc. and I’ve got everything paid now. The reports are still negative on my credit but at least it wasn’t a bankruptcy.

A couple of years ago, I realized I was making all my payments but was never going to be able to get rid of them at the rate I was going. I was in my 60's, making minimum payments and couldn't afford to keep that up anymore, and have any hope for any kind of a future retirement, so I started to get the relief. I went on the web and saw that National Debt Relief had an A-1 rating by the Better Business Bureau. I looked into it a little more and decided to give them a call. I looked at a couple of other companies, but National Debt sounded like what I was looking for.

I was having too much debt and National Debt Relief helped me get everything paid out. They were very helpful and everything worked great. It was a good interaction every time I had to talk to them or they had to talk to me. They are very courteous.

When my husband passed away four years ago, social security held up my money so I didn’t have any money coming in for several months. I had to rely on credit cards to pay my bills. I got in over my head and couldn’t make proper payments. But I didn’t want to file bankruptcy so when I heard about National Debt Relief, I contacted them. Working with them has been a complete turnaround. I don’t have to worry about how I’m going to pay my bills that I don’t have the money for. They’ve taken care of all of it for me and I’m just about out of debt now. I’m very satisfied with them. I would refer them to anybody that needs help with their bills.

I was struggling to pay off my debt monthly and wanted to tie them all into one payment and get it paid off quickly as I could. Working with National Debt Relief made it a lot less stressful in regards to paying things off every month. They’ve all been really helpful and were out for my best interest. They were willing to help whatever it is to make sure that I feel secure and that they’re going to take care of everything for me. However, there was one of my creditors that filed something in the court but National Debt Relief reassured me that it’s not an incoming thing that they see, especially that I had two accounts with this specific lender and they were willing to accept the payoff with one of my accounts, but then, took the other one and filed it against me. Other than that, I've referred a couple of family and friends to them.

I wanted to get all my debts taken care of as quickly and easy as possible, but I have a limited income. So, I figured relief help would be the easiest way to get everything taken care of at once without having to dig into bill money. I looked online for any type of debt consolidation agents. Then, I noticed that National Debt Relief was number one on the list of top 10. Everyone in National I've ever spoken with has been extremely friendly and knowledgeable. They were all very helpful.

They're all very helpful and polite. They're really easy to talk to. And if I leave a message for them to call, they call you right back. Sometimes they're busy but they get right back to you the same day or the very next day. I'm still pretty broke but they were able to lower the debt and getting rid of it. A good company to work with. They do what they said they're gonna do.

I was being buried by my credit card debts from when I was in college so I looked into a debt relief company. I read all the Consumer Reports on other companies and National Debt Relief had the best reports. Their representatives were very friendly, helpful and informative. The guy who went through all my stuff said, “Keep this card so that you have an emergency backup if you need it. Don't put everything in that you have debt on to keep your credit from going completely to the bottom.” He helped me out fantastically. Since working with National Debt Relief, I've had fewer problems making my payment, and it has made me a little more stress-free. I would recommend them to all my friends and family if they ever needed them.

I went through a tough patch and needed help. I decided to look for debt relief before it got any worse and National Debt Relief has been a great help. Every time I call customer services, it's always on point. If I have to improvise with some checks and can't pay one date but can move it to another date, they always comply with the request. They always call me when special offers have been made by the creditors. Working with National Debt Relief has been really good.

So far, my experience with National Debt Relief was going well. Bills were really high and didn't want to increase our credit rating on a high one. And they made it a little easier not having to deal with everything.

I want to build my credit back up and buy a house in the near future. For the most part, everyone I spoke to at National has been really great and professional. However, I had a couple mis-communicated conversations that I go totally wrong, so we weren't on the same page. Nevertheless, I love National Debt Relief, it's affected me in a positive way. I'm so happy now because I know that I'm working toward being debt free. National Debt is helping me and giving me the lowest possible payments ever, I can't be more grateful.

I wanted to get a handle on some past bills and try to reestablish my credit and my experience with National Debt Relief has been very good even though the timeframe has gone longer than I expected to. Their customer service has been spot on as far as being able to do what they did and is doing.

I was trying to be free of my debts and National Debt Relief helped me. Every encounter I had with all the employees of National Debt Relief has been very professional and very helpful. I would recommend them.

I had so many bills and I tried to get the problem fixed through the loans, and then the loans with different banks weren't being as helpful. At one point I was qualified and then I waited too long, and then the offer expired. At that point, I was trying to clear out some debts altogether and I've heard about what my debts did for my credit score at the time so I went with National Debt Relief. Their reps were all kind. It's easier to get a hold of them than my bank. Their office hours certainly are better than my bank's. They helped me a lot, especially when I was about to move to a new apartment. So far, they've been a lifesaver.

My husband and I are senior citizens and we got ourselves overextended with credit. We’re on Social Security checks and that money only goes so far. Working with National Debt Relief has taken a lot of pressure off of my husband and I. It’s like a big weight has been lifted off of us, knowing that I’m still gonna pay but they are gonna fix it where these debt collectors are gonna stop calling me. They’re also gonna deal with national debt consolidation, so that was a big relief. Their rep was very nice and he told me exactly how things work. They were always very friendly when I called.

My credit card monthly payments were so high and I was just paying interest. National Debt Relief seemed like the best option. I had good interactions with their team except that I was told false information. They said my Citibank would be closed as of now, but then I found out it won't be closed 'till April. They need to be more clear about payments, time, and when things are going to be paid off. But other than that, it's been okay. It's nice to make a smaller payment and that helped. It's nice to know too that I'll be out of debt soon.

I wanted to get a little assistance and my son mentioned National Debt Relief to me. We're both on it together and their team is very good. They answered all our questions and were very accommodating. I've only been involved with them for about three months but I feel very comfortable with them. I am very satisfied.

I was trying to find an organized way to clean up my credit and get everything situated. I wanted to do some consolidation but I wasn't getting anywhere when I was making all my payments like it wasn't gonna happen quickly. I looked at debt solutions and thought that it made sense to consolidate. National Debt Relief made the whole situation a lot easier and the transparency is really helpful. It's nice to know where I stand, I don't really have to worry about everything. If I'm getting phone calls, I'm more than willing to handle those conversations but having them made the whole process a lot smoother and has taken a lot of weight off of my shoulders. Also, everyone that I have spoken to there has been very thorough and can always answer my questions. It's been great and I would definitely recommend them to friends and people.

The debt I was in made me look into debt relief help. It's hard for me to pay everything off. At first, the team at National Debt Relief were really helpful. They sent me different ways of bringing my debt down through email. But nobody really contacts me to let me know what they're doing and what the next step would be. I haven't received any phone calls unless I call them. They're taking $286 of my hard-earned money every month, but there's no contact, so it's hard for me to know where I'm at. I'm always having to call and check if things are getting done. I just received a letter from one of the items that I had put into my debt relief program, so I sent it to them. They were supposed to call me back on Monday, and still, there's no call. I don't know if they've dealt with it or not.

So far, everything’s been fine with National Debt Relief though I’m not through with the program yet. I’m curious to see how it all ends and I wish to see a positive reaction on my credit limit. It just hasn’t yet but hopefully it will when it’s all said and done.

I researched consolidation programs online and National Debt Relief had a really good rating by the Better Business Bureau. They were top on the list, so I went with them. It was a confusing process, but they made it really easy to understand what was needed to be done in order to clear out some debt I had accumulated due to money issues with work. Sometimes I'm in the dark since I don’t really know what’s going on. But once they came to terms with my creditors, it's nice and refreshing to get the call and say that a certain amount has been set to clear out my account. It’s a nice surprise and I’m currently still in the program but it's very reassuring. I've recommended them to a few people in my life that need help.

I sought relief help because of the amount of debt I had. I also wanted to clean up my credit and get the wolves off my back. My problem with National Debt Relief is I don't have their phone number and don't have the internet to go online so I don't know what's going on. Aside from that, my experience with them has been good.

National Debt Relief has been great. I was looking for some help and I pretty much read about them and they seemed like they were a good fix for me. They were able to help me out indeed. They answered all my questions and told me what I needed to do. They were able to give me comfort when creditors were calling me. I would always talk to them and they would tell me that the creditors were just trying to scare me and that I should just continue to stick with the program. They’re excellent and very encouraging.

My wife and I realized that our children’s diapers were still on our revolving credit cards and our grandchildren were about to be born and that we, after 20 years, were not making any significant progress in spite of our best efforts so I felt it was time to take more extreme measures. We looked into filing a bankruptcy but we didn’t want that. So we considered some options and debt relief was a nice alternative between the amputation and the walking around crippled for the rest of our life. So we Google-searched top rated debt relief companies in America and National Debt Relief was consistently at the top.

I have been going through a bunch of medical bill situations with the family that I assist. I had incurred way too much debt in loans and credit card in assisting them that I wasn't able to pay for myself. So, I was hoping to consolidate everything and get settlements done so that I can restart. I knew I would get a lower credit score because of the relief help but I was willing to do that for a couple of years just to get everything figured out. Everyone that I've worked with in National Debt Relief has been great and responsive with emails. Plus, people that I have talked to over the phone were really courteous and know everything about my account so they make really good notes. Working with National has been great because I started out with a really low credit score because I put everything out into debt settlement, but afterward everything has been going fine. I would definitely recommend them.

It's been good with National Debt Relief so far. I didn’t have one payment going and trying to get the debts consolidated has gotten really well. We’ve knocked out a lot of the debt so that has helped.

Working with National Debt Relief has made my life simpler and easier, and has given me peace of mind. I had a good experience with them. They say what they're going to do, and they do it. I would recommend them.

I was deep in credit card debt and I needed help, and working with National Debt Relief has made my life easier. Everything has been smoothly going on its own and I don't have to worry about it. Their team members are great and I had no problems.

I’m trying to get out of debt and working with National Debt Relief set me on track financially. The people at National were very informative, polite and willing to work with me on everything. They tell me what’s going on with all the things that they’re doing. I’m very grateful for them being there. If it weren’t for them, I’ll be in a lot of trouble.

I was researching online about how I can get help with my credit cards and looked at National Debt Relief's reviews in the Better Business Bureau. Their reps were able to help in accommodating payments that I had to lower due to financial difficulties. Before, what I had to pay was too much and it became a struggle and a strain. It was either I go with National Debt Relief or file for bankruptcy. I haven’t had any problems with them so far, but I’m not out of debt yet. The only thing is that I would like to have a written statement sent to me via mail or email stating how much I owe and what have I paid in fees instead of having to call them to ask. I have to go through their the company that manages the bills. I log in, get a login member name, and it’s complicated.

My husband was diagnosed with congestive heart failure. He also has Parkinson's and high blood pressure. Our bills were mounting up because he was in a nursing home for five months and I had to pay for that. It was too much for me to handle. I called my daughter and told her to check out some place for me. She called me back for National Debt Relief and once I got their number, I called them and did the interview. Then, they sent me the forms in the mail and they've been handling them. I just have to put an amount of money every month and they take care of all the bills that I have. They've been calling me whenever they make a settlement.

My debt was too high and my mom told me to go to National Debt relief. She said that it was better to do that than go to bankruptcy. National Debt Relief has great, awesome customer service and I've had amazing interactions with their team. They answer my questions when I call them and they’re on top of everything and my debt collectors. My credit score went up and that makes me happy. I can’t be any happier than where I am now. I would definitely recommend them.

I recently got a new job which paid much less than my previous one and I'm now having a hard time making ends meet. My experience with National Debt Relief has been life-changing and stress-free. The process has been positive. Every person I've had with them has been great, whether in the office, phone, or anything. They're understanding and flexible and they took the time to explain things to me because it's confusing sometimes. They don't make me feel like they're belittling me for needing help. I would definitely recommend them.

From the first moment that I called National Debt Relief, they were very informative and helpful. They weren't pushy at all. It was more of an inquiry into why I was seeking help and then following up with me on how they could help. They've given me a great deal of relief. They provided me a very clear way to get out of debt that I thought I was gonna be paying for the rest of my life in a matter of three years. They helped me through the rough moments too because I had a hard time with the concept of not meeting the minimum payment. They let me know that I was gonna have to go into default and they understood why that was hard for me and answered all my questions. They were really reassuring about the process. I've also recommended them to other people that I know.

I was impressed with every single member of National Debt Relief. Everybody was so reassuring and saying, "This is your money. We're putting it in a place where were using your money to talk to these people and get it down to where we can get it paid off." I would call every once in a while and ask questions and not one person was short or unclear. My experience with them was very empowering and freeing. The heavy weight of the bills that I owe was taken off me. I also felt like I did something. It really made me want to make sure that I'm responsible with my bills and not get it out of hand again and not do credit cards. It was nice to be in a situation where I wasn't shamed or put down. It was great.

Recently, National Debt Relief had informed me that they were negotiating with Barclays Bank where I had a credit card with. They said that if they come to an agreement to reduce the debt, there was an additional payment to the one that we had originally agreed, which is $257 a month. I had to pay an additional $74 for a couple of months and I wasn’t sure what that was for. But I don’t recall being mentioned in the initial negotiating process that in the event that we come to an agreement with a specific creditor, that you’ll be assessed for another amount of money in addition to the monthly amount. I wasn’t really clear on that. But I took care of it best I could with a little strain, financially. So it’s still the best process and I’m grateful for the assistance. NDR has been working toward reducing the debt that I had and I think that we’re accomplishing that goal.

One of my friends had a good experience with National Debt Relief, and for me, they have been a big relief. I was swamped and I didn't have a life of my own. I worked with Boris and he gave me a step-by-step help so the transition was simple. It has made a big difference. I’ve been able to breathe a little. At first, my credit rating dropped at nothing but it’s slowly building itself back up. National Debt Relief did good and I appreciate them.

National Debt Relief had made my life easier and less complicated, and it took some of the stress away. They always update me with what's going on with my account. When I fax them, I like that they send an email letting me know that they received the fax. Their team is also very good, understanding, and they're easy to talk to. They were able to meet my needs.

I had some things that needed to be consolidated before I took a major move and National Debt Relief has totally gotten rid of quite a few accounts I had, so that's a good thing. I've recommended the company to other people.

I was going nowhere on my student loan. I was looking at some ads and saw National Debt Relief. So far, the experience has been good as well as the interaction I've had with their reps. I can't complain about anything.

I have a massive amount of debt with little amount of money to pay for it all, so I needed help. National Debt Relief is saving me a ton of money. They’ve all been wonderful and I’ve never had an issue with anybody there. Their communication is open and it’s great. I would recommend them to anybody that needed help.

I had a lot of debt and I signed up with National Debt Relief. At the beginning I saw a headway in their process but now, I see nothing. There are a lot of stuff that I do not understand especially with what they're saying and their system. In the last three or four months I didn't settle with anybody. National Debt took the money first for their selves then they're going to give it to the creditors. It's rough that I didn't understand from the beginning that they would do something like that. I was not informed and that's making it harder to get out from the debt. The process is taking longer and it's very weird.

I was looking for someone to help me pay down my debt and found National Debt Relief. I had a lot of credit card debt, I was out of work, and I didn't want to go bankrupt. I wanted to pay my bills. National Debt Relief helped me by making deals to pay down the debt without all the penalties and all the big interest charges. The way they explained everything was clear, and it's been great. I didn't want to walk away from my responsibilities. I felt like they saved me. Their customer service was so good.

When someone mentioned that National Debt Relief is very helpful in the long term, I looked into their service and got started right away with them. Their name took a lot of stress off me. It's the relief of thinking about how I got into this mess and how I could get out reasonably without adding more to what I owed. When I was paying to the bank what they said I owed, they would take my $300 or $400 minimum payment every month, but that was just for the interest, and the principal amount I owed never went down, so it was like throwing money into the fire. So, I really needed a company that could help me pay off my debts.

When I was looking for help with debt and trying to figure out what my options were, I called National Debt Relief. It sounded like something that I could manage so I decided to go with them. They sounded competent enough and whoever I was speaking to was smart enough to understand what was going to help me and provide a solution. On one hand, it’s a good solution because I feel that the debt is being managed. However, I don’t know the downsides yet because it’s taking a long time. It’s somewhat expensive and all of my debts are not resolved yet. I thought I had an understanding at the beginning, but they led me to believe that it would be a four-year deal by the time I paid off my creditors and that the first year they would be in settlements with all the different creditors. However, it's been a couple of years now and we're still not in settlements with everybody and it's not good for my credit.

I need some relief to my particular problem and I'm fairly new in the National Debt Relief program. All of my interactions with their staff have been very good and all of them have been courteous. National Debt Relief is helping me out and hopefully, it'll keep on doing it. In a couple of years, it'll be better. They're overall professional.

My interactions with the team at National Debt Relief have all been very positive so far. They've been very helpful and informative with what I needed to know. They don't make me feel like I'm less of a person because I'm seeking help. With them I know that our bills are getting paid and I don't have to fret about it or fret about telemarketers calling me.

We were in an upside down situation on a lot of our stuff that we looked into relief help. All the interactions I've had with National Debt Relief were positive. I've been happy with the people that I’ve dealt with and with the service that I've gotten. I would recommend them to friends.

I had debt problems and so I wanted to find a source that was reliable to have them eliminated. It’s been a positive experience with National Debt Relief. They’ve always been very knowledgeable and reliable. They always updated me with the latest development which came up. I've always gotten excellent service from them and everything was handled with the best of professionalism. I would recommend them.

I wanted to check and see if National Debt could help or not like they said on the commercial and my experience was pretty easy initially. They listened to what I needed, and from there, they took over the debt. I had three issues that they were helping me with and they resolved the first one really quick. However, it's been a long process, longer than I thought it would be. The team usually contacts me once a month as far as status updates, and I should be hearing something now, but haven't heard from them for a while. So far, working with National Debt has been positive.

I needed to fix my financial so I decided to get National Debt Relief. Their team was good. They helped me control my credit cards and so far, so good. It was straightforward and they explained all the steps to me. It was a great experience.

I initially looked up National Debt Relief online and I've been really satisfied with my experience with them. Working with them created a huge relief. They did a really good job. The staff members have always been helpful and polite as well.

The first time I saw it, I was not in dire need of the services. But as time progressed, it turned into one of those things where I realized I don’t want to be paying all these interest charges. And what they’re saying makes sense, so I gave them a call. If anything’s not expected or changes, they will give you a call. They are very involved. Everything revolves around your okay and your say. So, it’s been great. They gave good expectations upfront. They outlined what they were gonna do, what their program is about, the ins and outs of it, and how it worked. There hasn’t really been any surprises or negative experiences so far. It was “a happy ending to an unhappy situation.”

I was in debt with my credit cards. I had cashed in my husband's life insurance policy and paid them off but I couldn't understand why I keep getting in debt. So, I sat down and finally did a budget, and I realized that I was living on credit cards because I don't make much money. I realized that in order to get stuff that I thought I needed, I was putting it on credit cards and got myself in trouble. I could try to work it out on my own but it will take a long time and I'm gonna get bad credit. I could try to go bankrupt but I really don't want to. So, that's when I looked up for National Debt Relief and I liked what I saw.

We looked into relief help and got burnt about ten years ago. Things kept piling up. I thought maybe there are more legitimate companies out there. I saw National Debt Relief on TV and I gave them a call. Their process allowed me to get some stuff paid off a lot quicker. It’s almost like a peace of mind knowing I got to worry about 1 payment and not eight or nine different payments.

The reps at National Debt Relief were real helpful and very courteous. I just don’t like that it takes forever to pay off. I had a lot of debt and they’re working on it one at a time. I owed one company $500 and now it’s gone to collections and I owe them $800 ‘cause National Debt Relief hasn’t taken care of that one. They said they'd take care of the large ones first, but they should maybe take care of the small ones before they turn into large ones. Overall they’re real sweet. They explained things real well before I did it and convinced me that it was the best option, and it was. Also, if sometimes I can’t make a payment, they’ll work with me. And if I call a few days ahead, they’ll move it for me for next time or a later date, whenever I tell them to. I was in a bind to begin with, so the bind is trying to work itself out a little at a time with National Debt Relief and it is good.

The National Debt Relief team was helpful. They walked me through the process and were able to answer all of my questions. What I liked most is that whenever I call, somebody actually picks up the phone and I'm never talking to a machine. It's easy to get my questions answered. I would definitely recommend them.

We're in a lot of debt and National Debt Relief has been beneficial. They have got us almost out of debt. We're doing good, and we only have one more creditor. I recommend them for people when they're in severe debt and don't know how to get out of it. The only drawback I have is that when I have a $10,000 debt with a creditor and they reconcile 5,000 or 4,000, I have to pay the extra in taxes as my taxes go up but I didn't have to pay to the creditor.

I was looking for a company that could do something that I needed to get done and National Debt Relief was the only one that I could find that would do that and part of it with debt relief. The people I’ve dealt with handled me well. If I needed help with something, they get it done right away and everybody there is out to help. I’ve only been in their program for five months and they call me if they have any new information. I hadn’t really seen the effect of the program yet but I expect that eventually I will.

National Debt Relief is helpful when I call them and most of the time, they can answer whatever questions on how the program works. They're helping me out as far as what they’re supposed to be doing and it’s working out so far.

The pressure was unbearable. I was having all kind of problems - medical, plus on my card, a little part-time job and the wife was sick also. National Debt is a big plus. Every time I called, everything was pleasant, and everybody has been very helpful and knowledgeable. The team got right to whatever problem and whatever they could do to help me. They were very businesslike, kind people, and treated me with dignity. If somebody was in the position I was in, I would very much recommend National Debt to them for the fact that National Debt has helped my life tremendously.

National Debt Relief is awesome and a great company. Their team has been very understanding. So far, they’ve been working really great. They’re very supportive. And if I tell them to add an account onto it, they explain the process or if it extends my term out longer and how much my payments will be. Since doing the program, I was able to buy two new cars and I’m getting my keys to my new house today.

We had filed bankruptcy before, and didn't have to do that again with National Debt Relief. I had a lot of medical problems - two surgeries back in 2014, and a lot of medical bills that piled up on top of my credit card debt. This time, I thought going into relief help would be a better route. National Debt Relief has always been very helpful anytime I ever had to call. A couple of times, I got in touch with them and requested that a deposit be moved to a different date, and they always helped me with that. It's a relief to know that I'm eventually going to get out of this debt.

I've been struggling for the last two years with my debt. It got to more than I can handle and National Debt Relief has been helpful. Their reps have been very helpful, nice, patient and very encouraging. I know that not paying is making me more nervous and I have to wait for some time to negotiate the prices but NDR has eased my worries about paying. It’s been a good experience. I haven’t been with them that long but so far, so good.

A friend of mine was in banking and he was the one who worked with me in setting things up. He went ahead and checked reviews for me and National Debt Relief was who he came up with. I had been called by them and I owe them for their services. It hasn’t been easy and the biggest challenges are that I still have bills to pay and I have a business to operate on a cash basis along with paying up debt that’s put there. It’ll be a whole lot nicer when I'm all done.

I had inadequate funds for an abundance of debt I accrued while I was younger so I decided to look into relief help and went with National Debt Relief. My interaction with their members was fantastic. I had more debt than I could bear and they fought for me. I'm hoping to be free of credit card debt by the end of the year and I trust them to do that. They've been great.

I was drowning in debt and couldn't save any money but my National Debt Relief experience has been very satisfying. Their people have always been helpful. Working with the company made life a little easier. They are flexible with the payments. If I can't make a payment, they reschedule my payment plan and don't make a big problem about it.

The National Debt Relief team was very pleasant and good. They gave me a lot of information, constantly contacted me and updated me if something changed. It's been a great experience and I highly recommend them.

I was getting myself into a jam because of some issues at home with a death in the family. I went online after I saw National Debt Relief on TV and I saw that their ratings were very high. It had a lot of positive comments on it. I did my research with several others and decided to make that phone call. The gentleman I spoke with was very helpful with all the information I needed. He knew how to explain to me how it worked. He told me about all the fees and everything that goes into it. He made me understand and was honest about letting me know that it does take a while, that I needed to make sure that I had enough money before any of my creditors would begin to deal with me. He told me to give him a call if I needed him. In the beginning, we had a little miscommunication because I wasn't looking at emails. But I look at my emails now and that's the only issue we had.

National Debt Relief reps have been very good. They call me when they are ready to make the payoff. I ask their opinion and they've been very good about telling me what they think and we've been paying off the bills. I don't have any credit card bills now. We've got about one year to go and we should have all debts paid off. I've even paid off a line of credit loan of a thousand at my bank. I've been able to do that because I have not build up more credit card debt.

National Debt Relief has been very helpful in getting me back on track with our credit. Their representatives have been very helpful. Every time I had a question, I’d give them a call and they’d either try to help me or they will forward me to someone that can help me with my question. They were very informative about what the program was about and how long it would take to pay off our debt. Additionally, any time we get a settlement offer, they’re really quick about sending me an email and calling me. I’m very happy with them.

My husband was the one who started with National Debt Relief because we both have debts, and after he started out I decided to do it as well. They're here to help and whatever questions we have they answer it for us. Now we're slowly getting rid of all of our debts and we feel a lot better. We don't have this big heavy weight on us which is awesome.

Our income has dropped down to nothing and it's really hard. But I'm doing the best I can, and so far, National Debt worked with me and it's been really good. The majority of them have been very nice though there were a couple that know they have you by the short hairs and make you struggle, squirm, beg, plead and cry. But it's okay, since everybody else have been wonderful.

My husband got a pretty significant pay cut and we couldn't share credit cards anymore. National Debt Relief definitely helped. It's been a positive experience with them, and their customer service has always been really good.

I had gone through a divorce and have a lot of debt because of my ex-husband. I needed to get my credit back in good standing so I searched online and went with National Debt Relief which came up with the best reviews. During the sign-up process, I was on the phone with a guy for almost two hours going over everything as I had a lot of questions. Their people have been helpful, understanding and there whenever I call them. They're on top of their game. Their team also makes the negotiation process with collection agencies easy. The phone calls from debt collectors have stopped. I feel safe with my payment deduction from my account every month, too. I like the way that I see my credit building back up. I see my credit cards have gone up which is what I wanted to do.

I had several debts I needed to get rid of, and National Debt is getting me on the right track. From my little interaction I've had with the team, they are knowledgeable about what they're doing. I've had good experience, and have recommended National Debt Relief to my friends.

National Debt Relief has been doing a great job and I love them. Everyone’s been very helpful, professional and it seems like they work hard. I’ve been able to buy a new car and move into a nicer apartment all thanks to them.

This is the only time I’ve been in debt and I wanted to get rid of it. Going with National Debt Relief seemed like the best way to do it. I called them up and talked to Jason a lot who was a really good, helpful guy. It works and I was fine. I had a general idea of what was going on. It was explained thoroughly to me when I asked questions. Working with them makes it easier not to worry so much about my bills that are out there because they help take care of all that. It’s been great and I’d recommend them to a friend if I knew a friend who was in that trouble.

I have lots of debt that were overwhelming but National Debt Relief has been very helpful. They've done a good job of explaining everything and how it all works even before we signed the agreement with them. They also give me regular updates. It’s been good having someone help me manage the debt as well as having all of the payments consolidated into a single monthly payment. Of course, the downside has been a hit to the credit score, but at least it gave me a chance to get the debt that I had under control even though I'm starting from square one again.

I was working to get out of debt and the team at National Debt Relief has all been good. Everyone has been friendly. But I recently got subpoenaed for a court case on following the advice from National Debt Relief and I have now been advised that this will cost me more money.

I was researching online for different options available and also looking for the ones who had better reviews, and I found National Debt Relief. In fact, my brother got help from them a few years ago before I started the program with them. I thought the company was tried and tested. So far, my experience with them has been very helpful and satisfying. Everything worked out fine, and I’m about to close my program in two months. The people at National worked with me and were very supportive through the entire process.

I short sold a house in New Jersey and have left some bills go when I lost a job that was not making as much as what I was making at my current job. I decided to start fresh but it ended up that bankruptcy wasn't available for me because I made too much money according to my W-2's and lawyers gave me the run around, so I decided just to put my big boy pants on and pay the debt back as best as I could for what I had.

My credit was really bad and all my stuff was getting into collections, and I couldn't pay for it. I then looked into relief help to get my credit back up. I called National Debt Relief and set it up and they did the rest. I only talked to them a couple of times. I really hadn't had to do too much, and National Debt Relief seems to handle it very well. I've already settled two debts.

I have one income coming in because my husband is not with us right now. I looked into reviews and found that National Debt Relief's were positive ones. Their team has been courteous and very helpful. When I had questions, they answered them in detail. They were very clear and they made me understand what the program is about, how it works, how the payments will be, and when I will be done. They’re understanding and easy to talk to. When I call, I don’t have to wait long, or if they call me back, they call in a timely manner. Also, the payments have been affordable. The first year was tough, but I’m going into my second year and I’ve gotten used to that money being withdrawn from my account. It’s so affordable it still leaves me with plenty to work with.

I had 8 debts that I had to resolve when I started with debt management. National Debt Relief has been excellent. They’re prompt, they answer my questions and they took care of a lot of the problems that I had. They always call at the very right moment when I was a little down and they pick you up. They're super friendly and it's like talking to a family member. I have one more debt that I had to consolidate so, I’m very happy. I’m very satisfied with them from day one that I signed up. I have recommended National Debt Relief to friends.

I had the original contract with National Debt Relief set up to pay off within 48 months or sooner at a set rate. I was talked into it and it seemed like a good thing. Then all of a sudden they wanted to make a quicker pay-off. I had to increase the amount of withdrawal which I didn’t expect but I agreed to it to take care of one of the accounts. For the first few months, I was getting regular phone calls - at least once or twice a month just to check in and make sure everything was going okay. They gave me updates on the status with the various debts back then. But in the last two or three months, it seems like it’s reversed. I have to call them to ask them what the status is.