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National Debt Relief Reviews

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Edited by: Jon Bortin

About National Debt Relief

National Debt Relief is one of the largest debt settlement companies in the U.S. It negotiates with creditors to reduce how much clients owe. It reports helping over 550,000 people since 2009 and focuses on unsecured debt like credit cards, personal loans and medical bills over $7,500. Services include personalized plans and support from dedicated debt specialists.

Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations
Cons
  • Will need to pay percentage of debt settled

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 2 Reviews 5 - 35
    Verified purchase
    StaffProcess

    Reviewed July 2, 2025

    Jericho made this process very stress-free. We need more Jericho’s in this world. He was knowledgeable, he knew the programs well. Very professional with a great personality. Loved my experience. Sending everyone to Jericho. He’s a very patient person. I can’t wait to send people I know that can benefit from his patience to him. He is in the perfect position.

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    StaffTransparency

    Reviewed July 2, 2025

    It was a very pleasant experience talking with staff and learning how the program work. Everyone was very transparent and upfront with information to help me make an informed decision. Deciding whether I would be able to follow through and be patient with the process was my issue. Changing some of my old habits and beliefs was challenging. I am grateful to all the staff the assisted me.

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    Customer ServiceStaffTransparency

    Reviewed July 2, 2025

    Everyone was very helpful. I truly do appreciate the help that I received when I called in on the line. I am only 25 so I am learning and trying to get myself right for my future and I truly appreciate them taking their time to explain to me both Chris and Louis!

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    Verified purchase
    StaffProcess

    Reviewed July 2, 2025

    I was very apprehensive about trying to get help for my credit problems. I had already tried to get a personal loan to help but was denied. I was spending nearly allmy disability check to make ends meet, but was drowning quickly. Saw you're add on TV and the Web. So today, I decided to call, said sent a hopeful prayer and waited. Imagine my surprise!when I was approved! I would like to put in a word for the wonderful and patient Janelle **. She helped me to navigate the whole process!! I never felt more at ease. So thank you aa!!

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    Verified purchase
    Staff

    Reviewed July 2, 2025

    Signed up for debt relief and was helped by Leigh. She was thorough and helped me. I had to ask for additional help with my signage but first with my password. It is hard to do something like this but both of these ladies made me feel it was ok

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    Verified purchase
    Staff

    Reviewed July 2, 2025

    Yes, I would definitely recommend this to my friends. They are very helpful. They work with you, they know their job, they're friendly. They EXPLAIN Everything in detail, one of the best companies I have been with. THEY MAKE YOU FEEL VERY COMFORTABLE. DON'T NEED TO BE NERVOUS ABOUT ANYTHING. DEFINITELY worth calling them.!!

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    Verified purchase
    StaffProcess

    Reviewed July 2, 2025

    I was honestly feeling like I was at the end of my rope and the gentleman who handled my case has given me newfound hope. Thanks to his professional nature and kindness I have an actual shot of getting out of debt and the depression that plagues me. I honestly am very thankful for this program and the man that helped me.

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    Verified purchase
    Staff

    Reviewed July 2, 2025

    Evan was an amazing representative! He was friendly, actually showed compassion for my situation, and was very easy and comfortable to talk to. I was embarrassed that I was so far behind on my credit cards payments. I didn't feel any negative judgement, but instead encouragement! Which was a huge relief! I felt listened to and like they genuinely wanted to help. When a representative says he lives what he does, that speaks volumes to me about the amount of compassion in this program.

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    Verified purchase
    Staff

    Reviewed July 2, 2025

    My agent Sean S. executed with very efficient expertise!!! I am so excited to get out of debt and cut up these credit cards...and not ever go back!!! Thank you, NDR for dealing with my creditors and making it your priority that I pay less debt than I came to you with!!!

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    Verified purchase
    StaffProcess

    Reviewed July 2, 2025

    Bret was very nice and helpful throughout this whole process. He made me feel comfortable and answered all of my questions and addressed my concerns. He was very professional and didn’t judge me on my financial situation. I’m glad I finally made the decision to consolidate my debt. I see a light at the end of the tunnel. I know I’ll have help through this process.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 2, 2025

    The rep was nice and worked with me on the settlements, he contacted the right parties within your organization and done all the communication. I am very pleased with the outcome. So far it has been a good experience. I would recommend your service to others. Thank you for your commitment to helping people through these difficult times.

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    Verified purchase
    Customer ServiceTransparency

    Reviewed July 2, 2025

    One call and they are able to get me set up to save money and see a clear path to financial freedom. Lower monthly payments and flexible options for those payments really will help. I have just signed up and I'll reserve final judgement when my debts are resolved and I have a better credit score.

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    Verified purchase
    StaffProcess

    Reviewed July 2, 2025

    My agent gave great descriptive detail on anything I was concerned about before the process began. Made the process easy and worked around my schedule before enrollment to discuss all the details. I feel great about my decision to proceed. He advised me on all the steps to take to benefit me within this program. I feel secured about what to expect.

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    Verified purchase
    StaffProcess

    Reviewed July 1, 2025

    This whole process has been less stressful thanks to the help that Carlos ** from NY has provided. He has gone above and beyond to help us understand the process and set up our accounts. He guided us step by step through the entire process and gave us recommendations on how to participate in the program as a couple.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 1, 2025

    Sean ** was very helpful and relatable. He answered all my questions and helped find the best solution for us. When I was put in contact with NDR I had no idea what my options were and what they could offer, I'm glad I called and am ready to live debt free.

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    Verified purchase
    Staff

    Reviewed July 1, 2025

    My experience when enrolling was easy. The lady I spoke with was sincere, nice, cared about my situation, very helpful with my questions, and very knowledgeable. She did not make me feel like a bad person to have debt and need help resolving it. And what a relief to be able to lower my debt. I would definitely recommend National Debt Relief.

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    Verified purchase

    Reviewed July 1, 2025

    When you hear the saying, you expect to never be a part of that experience. I can comfortably say with the situation I was in, this is most definitely the once in a blue moon chance and opportunity I have ever been given. I don’t believe anybody out there can come close to this type of expertise and help!

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    Verified purchase
    Staff

    Reviewed June 30, 2025

    Isaiah was extremely helpful with helping me apply for debt relief. I am grateful to have an option that will have my debt paid off much sooner than I normally would. This was a friendly interaction that made me feel comfortable and ready to move forward! I feel like I can have my life back and not worry about how much money I’m spending on debt.

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    Verified purchase
    Customer ServiceProcessTransparency

    Reviewed June 30, 2025

    Very pleased with the customer service I received from Mr Alffi **. Explained everything well and helped me through the process! I was able to start the account and was explained how this will help my future with the program. I plan to add more debt to my account and be debt free one day.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 30, 2025

    Had a very good experience with them. Fatimah was very helpful and reassuring. Wasn’t sure about debt relief as I had no one I knew who used this. In a very tough spot and bankruptcy is not the answer. At this point everything went smoothly. All that’s left is for both of us to hold up to the agreement. Feel confident with Debt Relief. My problem now is trying to find enough general information to fill out this form.

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    Verified purchase
    StaffProcess

    Reviewed June 30, 2025

    They were understanding, respectful, considerate, comforting, and overall nice. They talked me through the whole program and helped me understand how it works and just keep my head up and think about the positives. That I shouldn't let my current situation hold me down and stress me out. The overall experience was very calm and relaxing knowing that I'm in good hands.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 30, 2025

    Our agent did everything possible to set up our accounts quickly and completely to meet our needs and stay within our budget, and all paperwork work went through quickly so program could start right away, and call back to start program with same agent was prompt and was completed as promised after first phone call.

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    Verified purchase
    StaffProcess

    Reviewed June 30, 2025

    Brian was very patient with me with all the questions. He's very knowledgeable and very friendly and made it easy to understand how the whole process works. If this one individual could work with every person I know; I would send everybody to him!! Thank you again for the wonderful experience.

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    Verified purchase
    StaffProcess

    Reviewed June 29, 2025

    They were very helpful and made me feel like normal human being who just runs into bumps in the road sometimes. It’s a learning experience being on your own. Julie was very nice and helpful through the process and answered any concerning questions I had. I am just glad I came forth in making the first step towards being debt free.

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    Verified purchase
    StaffProcessTransparency

    Reviewed June 29, 2025

    I had a great experience in my enrollment. I had a step by step reading explanations. Overall great experience with the person that helped me. He was great. Awesome help and made sure I understood 10 out of 10 and I like how he was able to guide me in the right direction to be able to start my process.

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    Verified purchase
    Staff

    Reviewed June 29, 2025

    The service provided by the two agent I dealt yesterday with was very good, I was satisfied and very happy to start working with this group of people. Yesterday was the beginning of a long relationship. Towards my financial freedom. By taking the first step that is getting out of debt..thanks for the help.

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    Verified purchase
    StaffTransparency

    Reviewed June 29, 2025

    My service rep was very kind and courteous. He spoke very distinctly so I could understand and explained my options for settlement. He had reviewed some concerns I had concerning a call I had received a few days earlier. A great company to work with and establish payment for loans and credit. I would truly recommend this company.

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    Verified purchase
    StaffProcessTransparency

    Reviewed June 29, 2025

    The whole experience with NDR was 100% at a Professional Level. The Gentleman was a 5 Star Agent. He was very patient with me, answered all my questions and explained the process in detailed. I thought I had no options for my financial issues. He assured me that I had options and it was with NDR. After signing up for this program that was the 1st time I had a Good night sleep in many months. I can not stress enough how Professional this Gentleman was the entire process. 5 Star for NDR and 6 Stars for the Agent that I was sure that this was a program for me. Thank You NDR and G-man.

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    Verified purchase
    Staff

    Reviewed June 29, 2025

    I was looking for help with a very aggressive debt collector and I started looking at debt consolidation online. Social media directed me to National Debt Relief, where their ad caught my attention. I took the next step by researching further and decided to reach out to them about eligibility.

    In 2022, I was juggling a few closed lines of credit, alongside an auto loan and a high-balance American Express card that was transferred to a particularly aggressive law firm. Dealing with them was traumatic, often leaving me uncertain of how to handle their demands and bullying tactics. National Debt Relief provided a buffer, helping me communicate and navigate the complex situation, especially with debt collectors who refused my attempts to negotiate lower payments.

    Their representatives were knowledgeable and compassionate, refreshing after my prior experiences. I enrolled multiple lines of credit with them, except for my car loan, which was handled separately. Over a period of about 15 months, I managed to pay off my car loan and dealt with National Debt Relief payments, which significantly reduced my financial burden.

    The representatives at National Debt Relief truly understood the intricacies of this domain and offered guidance, making my ordeal with creditors feel less personal and more like addressing a systemic issue. The switch to them was undoubtedly the right move, and by January 2024, I saw significant financial relief, including a settlement with the oppressive law firm managing my American Express debt. I wouldn't hesitate to recommend National Debt Relief to anyone facing similar financial challenges.

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    Verified purchase
    StaffTransparency

    Reviewed June 28, 2025

    Jasmine explained everything in terms easy to understand. She was a joy through such a stressful time. She guided me through explanations of every step. Also, Jasmine helped me set the online portal so I could keep up with my progress. If anyone is having trouble with their credit, this is definitely the place to start.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, 30th Floor
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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