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National Debt Relief Reviews

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Edited by: Amanda Futrell
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About National Debt Relief

National Debt Relief is one of the largest debt settlement companies in the U.S. Founded in 2009, National Debt Relief negotiates with creditors to reduce how much you owe on unsecured debts such as credit cards, personal loans, medical bills, private student loans and collections. It offers personalized plans to help you resolve debt, along with support from dedicated debt specialists.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations
  • Professional and responsive customer support
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 2 Reviews 5 - 35
    Verified purchase
    Staff

    Reviewed July 16, 2026

    Asiya was so knowledgeable about my concern. She was able to make sure I understood. We have just started the program, and something happens and you don’t know what to do. Asiya was able to help me. Thank you so much.

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    Verified purchase
    Customer ServiceStaffBillingLoan Process

    Reviewed July 16, 2026

    I was wearing my iPad out applying for loans to help me consolidate my bills. IT was the same answer “Sorry we are not able to help you. But thank you for your application”. I’d stop looking for a week and then I would start again. I heard about National Debt Relief and thought “Why not” so I filled out the application to see if I was qualified. I got a phone call from one of the nicest man. “Steffens” he was so kind and listened to me go on and on. Once I gave him a chance to talk, He explanded how they could help and I started feeling less stressed the more I listened to him. Yes was my answer. I believe I have found the answer. Now this was just a day ago. But I slept for the first time in a while. I felt lighter. I felt like I might see the light at the end of the tunnel. I have hope again.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 16, 2026

    What began as a simple phone inquiry became the smartest step in eliminating my debt. Speaking/working with Jeff throughout the process was no-pressure and remarkably clear. He was also patient with me when I asked questions, requested clarification, and even needed time to deal with my phone technology. Jeff was thorough as he explained what I can expect to occur from beginning to end of the program. It is a great feeling to know I made a stress-free, faster and financially smart decision to work with National Debt Relief.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 16, 2026

    Guy was polite but mostly innattentive to a lot of the things I was saying. I understand that you have a script to read, having worked in telemarketing myself, but you should still be ready for questions to happen. Other than that, solid call.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 16, 2026

    You guys provide the best service. Nice representative also. I’m so thankful for you guys help. I’m gonna recommend you guys to everyone I know! I would have been called you guys if I knew it would be so easy.

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    Verified purchase
    Sales & MarketingStaff

    Reviewed July 16, 2026

    I was skeptical at first, because I had went with another agency years earlier and got scammed. But I am very happy with NDR. The agents are polite and courteous. I recommend them highly. Change my financial life.

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    Verified purchase

    Reviewed July 15, 2026

    I stepped into National Debt Relief with a certain bit of reluctance. After all, money is a major factor in our lives, and I had gotten to a point where I needed to do something to steer things in the right direction. Assisting a daughter had causes a bit of financial hardship. Talking to Andrew **, I began to feel more at ease, that this was a step forward and not something else to endure. He, on a Sunday mind you, walked me through the process, answered all my questions and never said "this is easy" or tried to make me feel stupid/uninformed. I have now completed the documentation process and am looking forward to slowly seeing things change. Thank you.

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    Verified purchase
    Staff

    Reviewed July 15, 2026

    Thanks to your representative, Bryce ** and his great job and help, I chose to go with NDR. He went above and beyond to help me to get signed up. Due to his help and skills, I have great confidence that NDR will help me eliminate my debt.

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    Verified purchase

    Reviewed July 15, 2026

    The experience so far has been very good. We shall see how it turns out in the long run.

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    Verified purchase
    Staff

    Reviewed July 15, 2026

    David was so helpful, patient, and made the onboarding process simple. I appreciate his time and dedication to helping me, and my family, become debt-free. The onboarding process contains a lot of information as well as required personal details, but he made it very clear to understand and always ensured I was grasping the details.

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    Verified purchase
    Staff

    Reviewed July 15, 2026

    All parties that talk to me were excellent and doing their job. Very knowledgeable. Very understanding and willing to help and explain things that I was asking. The application process was not very difficult. Where a few minor glitches in it, but that could have been on my end due to not having good internet access.

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    Verified purchase
    StaffBilling

    Reviewed July 15, 2026

    I was very grateful for the professional help. I explained what had happened and I was treated with care and concern. The payment plan/program will definitely help me to relax and move on with my everyday tasks.

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    Verified purchase
    StaffBillingRates

    Reviewed July 15, 2026

    Tina was super nice and super helpful. God bless NDR. They consolidated my credit cards to a bi weekly payment for the next 3 years. They took my interest of paying 350$ a month to about 150$ a month.

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    Verified purchase

    Reviewed July 15, 2026

    Yeah if you're up in years like I am at 74. These this man Joe was the best I've ever seen. He had patience of job and I really appreciated his hanging in there with me so that I could get through this process. I really appreciate everything they've done. It was a breeze.

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    Billing

    Reviewed July 15, 2026

    I used this company. Almost had my $3,000 credit card debt paid down all the way, well life happened and I could no longer make the payments into my account through them and they took all my money and Ulta put that I still owe them $3,000. NEVER use this company. I am just going to file bankruptcy like I should have done years ago. Shame on y'all.

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    National Debt Relief
    Response from National Debt Relief
    Thank you for sharing your experience. We would like to address this situation and explore ways to assist you better. A member of our team will reach out soon to discuss your account. In the meantime, please feel free to call us directly at 888-660-7427.

    We're committed to finding a resolution.

    Verified purchase
    Staff

    Reviewed July 15, 2026

    I’m just so glad that I got a chance to talk to her and she was very understanding about what I was going through with my finances and how much I needed help with my situation. I felt blessed to have her help and she was very supportive and understanding of my needs thank you so much for your help and I appreciate you taking care of me I’m so grateful for everything that you did for me and I pray that you will continue doing what you do for me and more customers. God bless your heart and I hope you have a blessed day. Thank you Carmen S.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 14, 2026

    Ryan was great. He had a great attitude and was more than patient with me. He answered all my questions and made sure I understood it all. I couldn't have a had a better person help me with my sign up!

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed July 14, 2026

    I was reluctant to pursue going through National Debt Relief at first. However, after attempting to obtain conventional loans through my bank/others, I reached out to NDR for assistance. I was quickly assured they would handle my affairs in accordance with their already established professional protocol. After researching, I elected to go with them and am very happy I made the decision. All of my interactions with them have reassured me in making the decision to allow them to handle my financial situation. I truly have peace of mind now.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 14, 2026

    Ms. ** did an amazing job!!! I had few questions about creditor emails. Everything is okay now, & I feel that National Debt Relief is the best. Thanks!!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 14, 2026

    When I called NDR, I got helped right away. I'm very happy that I called the best company that all my worries out of my mind. Thank you guys. And thank you to Denise ** that helped me with my problems until finished. Best regards. Rexenor.

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    Verified purchase
    Customer Service

    Reviewed July 13, 2026

    Nikki ** was so wonderful. She explained everything and set my mind at ease to my situation. She made me feel confident in my decision on pursuing this and I feel this was the best thing for me and my family. She stayed on the phone with me for about 3 hours explaining everything in detail. She definitely deserves a raise!!!

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    Verified purchase
    Staff

    Reviewed July 13, 2026

    National Debt Relief is great and very discreet with your information, they listen to your problem and try to help as much as possible. Juan ** allowed us to provide the information that we needed to help us get out of debt.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 13, 2026

    The consultant Calvin, was very helpful and took the time. I was very appreciative that I had someone like him. You can see that he likes his job and enjoys what he’s doing. I’m happy it was quick and easy.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 13, 2026

    Communication and information was on point, willing to answer new questions through the conversation, very pleasant, friendly and kind. Pointed out options and gave clarity when needed. Great customer service, 20/10.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 13, 2026

    National Debt Relief made the process of getting my finances under control much less stressful. Their team was professional, patient, and explained every step clearly. They answered my questions promptly and helped me feel confident about my options. I'm grateful for their support and would highly recommend them to anyone seeking debt relief.

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    Verified purchase
    Staff

    Reviewed July 13, 2026

    It was so pleasurable speaking to these people. They’ve taken so much weight off my shoulders. They will sit down and explain everything to you step-by-step so you do understand everything that’s going on.

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    Verified purchase
    Staff

    Reviewed July 13, 2026

    We spoke with your agent and it was revealing that we were in more debt than we realize and was guided into how we may come out of our indebtedness with less stress than we are now experiencing. Getting help out of our low credit score seems to be easier than we thought.

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    Verified purchase
    StaffBilling

    Reviewed July 12, 2026

    I was diagnosed with cancer last year and missed time from work, because I was going through treatment! It caused me to fall behind on bills! I had enough stress from worrying about cancer and then the stress from worrying about bills! So National Debt Relief has helped with the worry of my bills and hopefully this is going to help me get out of debt!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 12, 2026

    All I can say is that I should have called them sooner!! My representative was amazing and kind and helpful! I didn’t feel embarrassed about my situation. She put me at ease from the moment I spoke to her and explained the entire situation. I feel relief and I’m hopeful again that I will get out of this debt sooner than later! 10/10 recommend!

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    Verified purchase
    StaffBillingHonesty & Transparency

    Reviewed July 12, 2026

    Five stars! I gave this company for stars. Very deserving. Incredible service. They walked me through every step, lowered my monthly payments, and handled me creditors. If you want an honest to help you get out of debt, this one can help.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, 30th Floor
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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