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National Debt Relief Reviews

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Edited by: Amanda Futrell
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About National Debt Relief

National Debt Relief is a debt settlement company based in New York. It works on behalf of clients to negotiate lower payoff amounts with creditors, helping people resolve unsecured debt. Most debt settlement plans are completed in 24 to 48 months, and it claims that those who finish the program typically save about 20% after paying the company’s fees, which costs up to 25% of the total enrolled debt. National Debt Relief is available in 45 states and Washington, D.C.

Visit www.nationaldebtrelief.com
Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Several accreditations
  • Easy enrollment process
Cons
  • Fees can reduce overall savings
  • Not available in all states

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 3 Reviews 75 - 225
    Verified purchase
    Staff

    Reviewed Sept. 5, 2026

    Josh was great! He was so very helpful and patient. Thank you.

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    Staff

    Reviewed Sept. 4, 2026

    My experience was the best. That guy helping me a lot; he was great. He explained everything to me perfectly.

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    Verified purchase
    Staff

    Reviewed Sept. 4, 2026

    Michael was a great help to me as my representative. Taking this step to resolve my debt issues was very emotional and difficult for me. He was an active listener and very empathetic to my situation. I really appreciate his help and kindness!

    Deborah **

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    Verified purchase

    Reviewed Sept. 4, 2026

    I appreciated my time with Shantell, but I did not think she provided as much upfront instruction as I would have liked. It seemed like she was not as well coordinated with the instructions I needed, like for instance, how to make a good signature. I was somewhat embarrassed with my tiny signature.

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    Staff

    Reviewed Sept. 4, 2026

    I am very happy, the way they helped me. Thank you for your support.

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    Verified purchase

    Reviewed Sept. 4, 2026

    This is a wonderful program. Owen talked me through everything, answered every question, and had the utmost respect.

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    Verified purchase

    Reviewed Sept. 4, 2026

    Information from the gentleman was clear and easily understood.

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    Verified purchase
    StaffBilling

    Reviewed Sept. 4, 2026

    Very informative on what National Debt Relief does, how the payments work and they made it fit within my budget.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed Sept. 4, 2026

    This is not what I wanted, but I knew I had to do something to get out of debt. I think this is also expensive. Hopefully I will get to pay it off early.

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    Verified purchase
    Staff

    Reviewed Sept. 4, 2026

    Friendly service. So understanding and empathetic.

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    Verified purchase
    Customer Service

    Reviewed Sept. 3, 2026

    I am just beginning with this company. But the person that answered my call answered all my questions. Which put me at ease.

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    Verified purchase
    Staff

    Reviewed Sept. 3, 2026

    Very good and very knowledgeable. Would recommend to anyone.

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    Verified purchase
    Customer Service

    Reviewed Sept. 3, 2026

    Very well at explaining and call back and setting up at my details and explaining everything.

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    Verified purchase
    Staff

    Reviewed Sept. 3, 2026

    Spoke with Ms. Veronica and she was super helpful and gave me a lot of insight on how this process works as I have never done anything like this before but she was there to help me understand what they did and how things work going forward.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 2, 2026

    I have put this off for personal reasons. Anthony M. was very helpful. Stayed on the phone long after his normal day. He helped me understand what needed to be done. I think I will be able to sleep now.

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    Verified purchase
    Staff

    Reviewed Sept. 2, 2026

    Each associate was very knowledgeable and answered every question and addressed every concern. From the first contact and initial contact each associate was friendly and caring. Delivered all information clearly and ensured I received and understood the whole process.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 2, 2026

    The process to when getting set up was fast and seamless, the debt specialist was very knowledgeable and explained everything fully. The only thing I would say I dislike is having to speak with a different person, I would rather have one specialist I can call I have questions or need changes kind of like an account manager. For example I need to make a change recently and I would have rather spoke the same person that enrolled me but I ended up getting transferred to another dept explained what I needed to that specialist, emailed her my documents then received two emails from two different specialist saying “I’ll be your client success champion” so in total today I spoke with five different people just to make a change, which was exhausting and can be repetitive. Also now I will have to speak another specialist just to confirm the change. Other than that the program so far seems okay and effective, I just wish there weren’t so many eyes and hands accessing my account.

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    Customer ServiceStaff

    Reviewed Sept. 2, 2026

    The customer service rep I talked to was very friendly and helpful. She answered all my questions.

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    Staff

    Reviewed Sept. 2, 2026

    We like as the specialist give us a support about the application and patient care he had to explain us how does work debt relief the benefits and savings we gonna take on future. We like it. Thank you right am feeling happier now.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 2, 2026

    Very helpful. Very nice phone call. Pleasant and courteous.

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    Verified purchase
    Customer ServiceTechPunctuality & SpeedStaffBilling

    Reviewed Sept. 2, 2026

    Upon discovering how much credit I have found myself in, I decided to contact National Debt Relief to inquire whether I would qualify to get into their program. When I called them I was greeted by a very professional Customer Service personnel. After explaining my situation I was treated respectfully with concern to help me to become approved for the program. After approval I have peace of mind. I received my copy of the contract and payment schedule in a very timely manner. I highly recommend National Debt Relief.

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    Verified purchase
    StaffTransparency

    Reviewed Sept. 2, 2026

    I appreciated Rose's patience, through explanation and walk thru e-sign. She was kind answered my inquiries. She is an exceptional employee in my book. I am very happy with the results. Thank you, too, to the underwriters.

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    Verified purchase
    Staff

    Reviewed Sept. 2, 2026

    In the past week, I have been approached by several lending institutions. The only company who was represented by a person of obvious integrity was National Debt Relief. Byron ** took the time to understand my situation and created a plan uniquely designed to help me build a cushion while simultaneously paying off my debt. Never doubt the power of personal concern in helping someone choose their best option; it is ultimately the only criteria that matters.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 2, 2026

    The process was very thorough as my counselor pointed out every step that was to be encountered after our phone call. I have to begin this three-year journey, but I have hopes that my out outcome will be better than what it is now.

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    StaffLoan Process

    Reviewed Sept. 2, 2026

    I was amazed on the whole Staff that they were on the Ball with my needs for a loan.

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    StaffFollow-Through

    Reviewed Sept. 2, 2026

    Not good. I HAVE NOT BEEN TAKEN CARE OF AS PROMISED BEFORE I WENT INTO THEIR PROGRAM.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 2, 2026

    My experience with NDR has been an excellent experience for me. I understood everything step by step. I would love to give Jessica a special thanks for giving me the most excellent customer service care. She’s the best !!! Thanks to Jessica for making this happen for me. Such a life changing experience.

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    Verified purchase
    Staff

    Reviewed Sept. 1, 2026

    My agent was patient and polite and explained every step of my application. I stopped him to ask question if I didn’t understand and he answered, ask if I had questions as we went on, great advise.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 1, 2026

    If everything was as good as the Service that George gave me on Sunday, I would’ve given this five stars without even hesitation. But I had to add a creditor and nobody seems to be able to figure out how to do that and how to open an attachment to my email. Furthermore, the lady that I spoke with today never called me back. She said, "I’ll call you back at 2 PM" and my phone never rang and I sat by it the entire afternoon. She kept saying she not receive the attachments and so I contacted George who said there’s nothing he can do with it anymore for me to call back. Well, this is a real inconvenience to me and I’ll call back tomorrow but I’m very irritated. I spent 45 minutes on the phone with this lady this afternoon who could do absolutely nothing for me plus cannot honor her commitment to return my call as she prompted to do so she could go to lunch.

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    Verified purchase
    Customer Service

    Reviewed Sept. 1, 2026

    On Sunday afternoon I happened to be browsing through my phone. And happened to see the information for the National debt relief program. Was thinking if I should call or not or just close the phone. I was very glad that I did fill out the information and Mr Luis called back and we took it from there. Was very happy that I didn’t hang up.

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    Verified purchase
    Staff

    Reviewed Sept. 1, 2026

    The agent was very polite and willing to help me out. I rambled a few times about my circumstances but she did an exceptional job at not only sympathizing with my situation, but staying focused on the task at hand. She helped make me feel that as dire as my financial situation may be, this is the best option to get the train back on track.

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    Verified purchase
    Staff

    Reviewed Sept. 1, 2026

    I like how the agent gave great information explaining the information. She helped me get on the right track. She seemed concerned of my needs.

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    Customer ServiceStaffBilling

    Reviewed Sept. 1, 2026

    So I am a 72 year-old woman, I have been paying on my credit cards, but it had gotten to the point where it’s not enough. I can’t see any thing going down or any happiness in my life. I had National debt Relief on my mind for a while, and I finally picked up the phone and called them. What a relief of my mind when I talk to the customer service rep, she understood my situation. Ask me for all my information I gave it to her, and I just felt all the heaviness lift off my shoulders. Best decision I’ve ever made.

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    Verified purchase
    Staff

    Reviewed Sept. 1, 2026

    I had a great experience working with Eric at National Debt Relief. From the very beginning, he was incredibly patient, professional, and thorough. He took the time to explain everything clearly, answer all of my questions, and make sure I had all the information I needed before making any decisions. What I appreciated most was that I never felt rushed or pressured. Eric was understanding of my situation and made what could have been a stressful process feel much more manageable. He was knowledgeable, patient, and genuinely helpful throughout the entire enrollment process. I’m very grateful for Eric’s help and for the way he handled everything. He is a great representative for National Debt Relief, and I would absolutely recommend working with him!

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    Verified purchase
    Staff

    Reviewed Sept. 1, 2026

    Very good, knowledgeable, very helpful, and very friendly. I really liked him.

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    Verified purchase

    Reviewed Sept. 1, 2026

    My experience with National Debt Relief was great; they are so easy to work with!

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    Verified purchase
    Staff

    Reviewed Sept. 1, 2026

    ⭐⭐⭐⭐⭐ I recently enrolled with National Debt Relief because I was dealing with a significant amount of debt, around $70,000, and it was becoming very difficult to manage everything on my own. I decided it was time to take action and find a structured way to work toward becoming debt-free. So far, my experience with National Debt Relief has been positive. The enrollment process was straightforward, and the team explained the program and what I should expect moving forward. I feel relieved knowing that I now have a plan instead of continuing to struggle with my debt without direction. I understand that debt relief takes time and that there are risks and responsibilities involved, but I’m hopeful that this program will help me get back on track financially. I’m looking forward to completing the program and getting closer to financial freedom. Thank you to the National Debt Relief team for helping me take the first step toward a better financial future. 🙏

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    Verified purchase
    Customer ServiceStaff

    Reviewed Sept. 1, 2026

    My signing up with Randall C. went well. He showed patience and was very nice. My welcome call with Amanda was very helpful positive and a true blessing. She answered the questions I had and let me know that National Debt Relief was there to be supportive and helpful.

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    Verified purchase

    Reviewed Sept. 1, 2026

    Plan was described so that I completely understood. Richard answered all my questions. Made the process easy!

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    Verified purchase
    Staff

    Reviewed Aug. 31, 2026

    Since I am working with NDR I have a better understanding how to manage my money better.

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    Verified purchase
    RatesHonesty & Transparency

    Reviewed Aug. 31, 2026

    Great customer experience, honest about my situation, how I would fare much better going through the program rather than spending 100k of interest trying to crawl my way out of it. I’m confident I’ll be in a much better place when I’m through the program.

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    Verified purchase
    Staff

    Reviewed Aug. 31, 2026

    I was very hesitant and nervous about taking on a debt management program, but I knew it needed to be done. Shawn ** gave me so much peace of mind going through the whole process and was very knowledgeable and helpful as he guided me step by step and explained everything in thorough detail. I feel as though such a weight has been lifted off on my shoulders and am hopeful for the future as I work to build my credit back up.

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    Verified purchase
    Staff

    Reviewed Aug. 31, 2026

    Excellent help! Answered all my questions and was very nice. Made the experience so easy. He walked me through the whole process! So glad I chose this debt relief company!! I feel a huge weight off my shoulders! Thank you, Lance!

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    Verified purchase
    Staff

    Reviewed Aug. 31, 2026

    Had a very great experience with Leo **. He's very patient and makes sure you understand the program. I would definitely give Leo the best review and recommend him for sure. Very pleasant guy.

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    Verified purchase

    Reviewed Aug. 31, 2026

    Very happy that my accounts are getting paid and at the end, I will be debt-free.

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    Verified purchase
    StaffTransparency

    Reviewed Aug. 31, 2026

    Excellent service! Daniel **, was polite, very succinct in his explanation of the program. He explained everything I needed to do and walked me through the application. I now feel confident that everything will be taken care of! Great job!

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    Verified purchase
    MaintenanceStaff

    Reviewed Aug. 31, 2026

    Very helpful, I'm not working and it's a big help, for me and my familia. Thanks.

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    Verified purchase
    Staff

    Reviewed Aug. 31, 2026

    Person I spoke to was very helpful! He explains everything to me in detail and found me what best fits my budget.

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    Verified purchase

    Reviewed Aug. 30, 2026

    Original was set up with two different amounts even though I showed lower amount. Then it was set up at the higher amount and biweekly instead of semimonthly and now it is still too high and forty five months instead of forty eight months.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 30, 2026

    It was so much better than expected on the phone and customer service came up with solutions and really helped me consolidate debt to a fraction. What a relief after that I could have gone into years of paying and this will help me so much.

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    Verified purchase
    Customer Service

    Reviewed Aug. 30, 2026

    Once I made up my mind, the process was very easily managed over the phone.

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Aug. 30, 2026

    10/10 would recommend!! I can honestly say Christopher ** has been one of the most knowledgeable and patient customer service reps I had dealt with in a very long time. Every question we asked he was prepared for and he took his time to fully educate us one each step of the process to make sure we fully understood what was happening along the way. If Mr. Christopher is any representation of your company and customer service team as a whole I will wholeheartedly recommend your company to anyone I know that is having similar issues without a second thought! With his clear and concise communication and kind hearted nature I truly felt comfortable and like he had taken great care in trying to get us the help we needed.

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    Verified purchase

    Reviewed Aug. 29, 2026

    Roccio was very nice to talk to, he knew everything I was wondering about. He has a lot of Knowledge and very serious to make you feel important. I would recommend him to anybody else will sign up for National Debt Services.

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    Verified purchase
    Staff

    Reviewed Aug. 29, 2026

    Calvin ** was very knowledgeable, professional and made me laugh when I was feeling very down. All representatives should have these qualities. He made the process easy and understanding. I give him 5 stars.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 29, 2026

    My agent was very understanding while they were good in response and quick as possible. I appreciate the help so much!

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffBillingRates

    Reviewed Aug. 29, 2026

    Ms Kim ** is rated a 10, she is very professional. I got a message from Reach saying I was turned down because of bad credit, I need to know if I am denied so I won't be late paying my bills.

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    Verified purchase
    Customer ServiceBilling

    Reviewed Aug. 29, 2026

    Lisa was awesome to work with. She stayed on the phone with us. Tell you had a payment we was comfortable paying. Thank you Lisa.

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    Verified purchase
    Staff

    Reviewed Aug. 29, 2026

    Exceptional. Simon ** was thorough and very professional. When I graduate from the program my experience will be life changing. My experience was simply the best of the very best! Thank you.

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    Verified purchase
    Staff

    Reviewed Aug. 29, 2026

    Agent understanding and sensitive to my situation. Did have to add funds to my account to accept debt offer.

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    Contract & Terms

    Reviewed Aug. 29, 2026

    I am so glad we made this agreement about my finances. You took a big boulder off my shoulders.

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    Staff

    Reviewed Aug. 29, 2026

    Very nice. Very easy to understand and willingness to help.

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    Verified purchase
    Staff

    Reviewed Aug. 29, 2026

    Our representative explained the whole process to my husband and I and he was very clear and understanding of our questions. If you find yourself in a position of debt I recommend National Debt Relief programs. They are the best.

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    Verified purchase
    Staff

    Reviewed Aug. 29, 2026

    Helped me and my boyfriend get the help that we needed and helped us get out of debt.

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    Verified purchase
    Customer ServiceContract & TermsTech

    Reviewed Aug. 29, 2026

    It's been a few months since I contracted with NDR. The results are trickling in. 6-7 settlement agreements so far. The twice monthly fee is a bit much but that's what it takes to get things done. It's still not as bad as the $1000 monthly for tax relief services. Good communication and access via web for current status.

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    Verified purchase

    Reviewed Aug. 29, 2026

    National Debt Relief offered us real solutions for our debt and made us confident that our debt wasn’t going to be the end of us! I recommend them to everyone now!

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    Staff

    Reviewed Aug. 28, 2026

    Amanda was very professional. Everything was good, right to the point. Everything was explained perfectly, excited to go on this journey.

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    Punctuality & SpeedStaff

    Reviewed Aug. 28, 2026

    I am really glad that I finally decided to do this because I have been holding on this for a long time. Also, I can feel really relief that some of my debts will be paid off. Another thing is that I thank Janelle ** for all her help guiding me through this process. I cannot wait to see the outcome of this process and to see how it goes. On top that I heard so many good reviews about National Debt Relief and that is why I decided to go forward and apply to this program.

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    Staff

    Reviewed Aug. 28, 2026

    Very patient with my questions and explained the program well.

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    Staff

    Reviewed Aug. 28, 2026

    So far so good. Is all I can say so far. Alex has helped made me not feel bad about my financial situation but reassured me everything would be ok. That is the peace of mind that any human would want.

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    Staff

    Reviewed Aug. 28, 2026

    I am very pleased with my experience with the representative that helped me set up my account. I am much more relieved concerning my finances in the future.

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    Staff

    Reviewed Aug. 28, 2026

    Easy to work with. Very pleasant and helpful. Would recommend to friends and family.

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    Staff

    Reviewed Aug. 28, 2026

    Was explained well. Very nice gentleman that talked with me, helped me understand everything.

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    Customer ServiceSales & MarketingOnline & AppStaff

    Reviewed Aug. 28, 2026

    So it was a rough night for me, I was returning a customer's truck, picking my son up from football, and talking to, correct me if I'm wrong but I think his name was Alex. Anyway I get to football and my son had broke his thumb, he's a lineman for the varsity team. I put the call down and Alex was so patient. I resume the call to go home and make two meals and again, Alex was so patient with me. We were on the phone for over 2 hours, I of course signed all the paperwork, downloaded the app. Now let's see how this works out for me. Alex and I joked and kept the conversation very light. He never judged me, talked down to me, or sounded frustrated with my busy crazy single mom life. Our phone conversation started after 5:30pm and I think it was almost 8pm before everything was all said and done.

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    StaffBilling

    Reviewed Aug. 28, 2026

    Thank you for helping me work out my bills, and it was easy to work with the program.

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    Verified purchase
    Staff

    Reviewed Aug. 28, 2026

    Things have been going pretty smoothly so far. I love that National Debt is going to help me pay off my debt that has become too much for me to take care of on my own.

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    Verified purchase

    Reviewed Aug. 28, 2026

    Jeffrey was awesome from the start. Could not have asked for a smoother experience. Saved us $1000 a month to start building a savings finally and made getting out of debt so much simpler. I used to look at my account and be stressed from the get-go, and now I can see a light at the end of the tunnel.

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    Verified purchase
    Coverage

    Reviewed Aug. 28, 2026

    I gave thanks to Robert for walking me thru the set up to get us started.. He covered everything... Come get first of the month we start paying down the debt and that makes you feel good. Thanks

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    Staff

    Reviewed Aug. 28, 2026

    Very polite and willing to help, I believe this program will help me in the near future!

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    Verified purchase
    Staff

    Reviewed Aug. 28, 2026

    If you're struggling with your debts I recommend National Debt Relief. They will do all they can to help you no matter how big your debts are. They will do all they can to help you. I'm glad I chose them to help me. The staffs are very friendly. They can give you a peace of mind about your debts.

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    Verified purchase
    Staff

    Reviewed Aug. 28, 2026

    My guy was the best, so understanding and patient with me being elderly. He is the best at explaining everything to me

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    Staff

    Reviewed Aug. 28, 2026

    Miguel was very helpful and took the time to explain the process and answered all questions.

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    Verified purchase
    TechStaffBilling

    Reviewed Aug. 28, 2026

    Jovanni was so very professional and packed like he was so happy to be able to help me get out of debt. I feel like I can breathe again! Having credit card debt is one of the scariest things I can imagine, it doesn't matter that a tremendous amount of them was medical bills, it still adds up until you don't know what to do. Jovanni explained everything so well that I felt comfortable getting into the contract.

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    Staff

    Reviewed Aug. 28, 2026

    Today I had the pleasure of speaking with Tiffany, she was knowledgeable and very helpful in the process. Asked questions and she had the answers I needed.

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    Customer ServiceStaffBilling

    Reviewed Aug. 28, 2026

    I'm a senior citizen and needed help with my credit cards. I called National Debt Relief to see if they could help. They are very helpful in helping you get very thing you need to have done. They walk you through everything will need and then explain everything step by step. I would recommend them to anyone that needs help.

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    Staff

    Reviewed Aug. 27, 2026

    Very straightforward process. They laid out my options and immediately got to work on helping me

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    Staff

    Reviewed Aug. 27, 2026

    I am very happy with the excellent service I received.

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    Staff

    Reviewed Aug. 27, 2026

    Just started but am so grateful for the guidance! Looking forward to peace of mind.

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    Verified purchase

    Reviewed Aug. 27, 2026

    Was treated with respect. And all was completely done ASAP. Thank you.

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    Verified purchase

    Reviewed Aug. 27, 2026

    NDR has really gained my confidence in my hardship

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    Staff

    Reviewed Aug. 27, 2026

    Stacey ** was the representative with whom I spoke, and she was both very helpful and compassionate to my situation and explained the program thoroughly. I am finally feeling hopeful that I can resolve my debt!

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    Customer ServiceStaff

    Reviewed Aug. 26, 2026

    Excellent customer service. The representatives took time to explain in details and clarify all my doubts. They help me to feel confident.

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    Sales & MarketingStaff

    Reviewed Aug. 26, 2026

    I had an excellent experience with Genesis **'s professionalism; she deserves a promotion.

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    Staff

    Reviewed Aug. 26, 2026

    I haven’t dealt with them much since I signed up. I just had a question about something and the lady I talked to was very nice, had a nice personality and very informative. She answered my question and explained everything.

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    Staff

    Reviewed Aug. 26, 2026

    Easy to understand. I want to get out of debt as soon as possible.

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    Staff

    Reviewed Aug. 26, 2026

    Person I spoke with was very attentive and knowledgable of different options. Very patient with me while going through the entire process.

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    StaffBilling

    Reviewed Aug. 26, 2026

    She was very helpful to me and very professional. Help me with all my questions that I need ask. Help me to realize that I made a right decision about consolidation all my bills.

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    Customer ServiceStaff

    Reviewed Aug. 26, 2026

    I have a very good experience and the expert to call me is very knowledgeable and explains to me very easy

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    Staff

    Reviewed Aug. 26, 2026

    Great service with peace of mind with the best professional care.

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    Staff

    Reviewed Aug. 26, 2026

    I really appreciate all the help I get from NDR. They have very friendly staff and are always willing to help when I have a question. I definitely recommend.

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    Staff

    Reviewed Aug. 26, 2026

    Edward & Teresa were great to talk to.....and helped me understand the program better.

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    Staff

    Reviewed Aug. 25, 2026

    The representative Miguel was very helpful to my situation for my debt and am looking forward for the outcome!

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    Staff

    Reviewed Aug. 25, 2026

    The experience was great. The individual who I spoke with was informative about NDR. A lot of information and signatures. That was exhausting but overall it went well. Thank you.

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    Staff

    Reviewed Aug. 25, 2026

    Ben was fantastic and very helpful. One of the best I ever deal with. Also thanks for the great service.

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    Staff

    Reviewed Aug. 25, 2026

    Mark N is amazing, very understanding, and very easy to work with.

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    Staff

    Reviewed Aug. 25, 2026

    Duane **, who took my intake, was patient, knowledgeable, and friendly. He took time to answer my questions, clarify information, and was very calm as I went through the process. I think he deserves a paid vacation from you!

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    Customer ServiceStaff

    Reviewed Aug. 25, 2026

    So grateful I decided to go with National Debt relief instead of filing for bankruptcy. :) Such kind helpful people and great customer service!!!

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    Customer ServiceOnline & AppRefunds & PayoutsStaffBilling

    Reviewed Aug. 25, 2026

    The woman that helped me was very kind and tried helping me understand it all. I just can’t download anything on my phone because I have an iPhone and they won’t let me get into the Apple Store unless I pay with a credit card on file, refuse to pay for iCloud. I haven’t been able to back my phone up either.

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    Staff

    Reviewed Aug. 25, 2026

    National Debt Relief was very professional in assisting me to financial freedom. I recommend your service.

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    Customer ServicePrice

    Reviewed Aug. 25, 2026

    National Debt Relief lowered my debt and they kept other phone calls, but I had a horrible experience with them and I would not recommend them to anyone. In the first little while, they were very good. Then, as my plan was coming to an end after 4 years, I had to call them approximately 10 different times to find out what was going on but I kept getting the runaround. At one point in time, I talked to four different people on one call.

    I had two creditors remaining and I had enough in the account to pay them even without a settlement. I wanted them to pay them off but I was told by at least five different people that they couldn't do that, that they had to offer them a settlement. It went for eight months like that. I told them to stop my withdrawals because I had more money in the account than what I needed. They said if I did that, it was going to throw me off the plan. I told them when they do that, I was going to be done with the plan. I also didn't realize the fees were that high when I started.

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    Staff

    Reviewed Aug. 24, 2026

    Nicholas was very patient and helpful in helping me to understand the program and my options. I excited to work with him to get my credit on track.

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    Reviewed Aug. 24, 2026

    Thank you for your support and I truly appreciate it.

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    Customer ServiceStaff

    Reviewed Aug. 24, 2026

    Phone call was pleasant, informative, and helpful. Answered all questions and provided important information.

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    Customer Service

    Reviewed Aug. 24, 2026

    This company has great communication. I would definitely recommend.

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    Staff

    Reviewed Aug. 24, 2026

    Excellent very though... Good listeners and problems solver.

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    Customer Service

    Reviewed Aug. 24, 2026

    Customer Service is great and they work well with the client. I appreciate them.

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    Staff

    Reviewed Aug. 23, 2026

    It's a professional service, so many years of experience and so many people satisfied.

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    Follow-Through

    Reviewed Aug. 23, 2026

    These people actually do what they say they'll do. In less than a year they have settled several accounts. They keep me notified of what they are doing. Highly recommend this company.

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    Reviewed Aug. 23, 2026

    I thought it would be an easy process and be completed in three days, but it took twice as long.

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    Verified purchase

    Reviewed Aug. 23, 2026

    Chris was wonderful, He explained to me everything I needed to know about debt consolidation. He made me feel at ease. Chris is the best.

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    Staff

    Reviewed Aug. 23, 2026

    Very informative and knowledgeable agent. Diana let me understand the process and my options and time to decide. No pressure. A great interview.

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    Staff

    Reviewed Aug. 23, 2026

    Excellent work, professional, five star, very easy to work with for the entire process

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    Reviewed Aug. 22, 2026

    I am Thankful that I am finally starting to get some of my debt resolved

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    Staff

    Reviewed Aug. 22, 2026

    During an emotional time, you made me feel comfortable and at ease and truly helped. There was no belittling, only uplifting and encouragement. Thank you!

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    Staff

    Reviewed Aug. 22, 2026

    Darlene K. is amazing.. Professional.. Knowledgeable. She is also human and caring. I’m very happy with NDR.

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    Customer ServiceStaff

    Reviewed Aug. 22, 2026

    I call National Debt Relief. I talked w/ Jeneita **. Very professional and she explained to me everything. I'm happy and pleased. She was very helpful. I'm glad I made the call. She is a keeper. Thank you Jessica ** and National Debt Relief.

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    Reviewed Aug. 22, 2026

    Dan was instrumental informing me of the shortcomings of using a competitor. I signed back on to NDR and cancelled Resync and I am very glad I did.

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    Customer ServiceStaffRates

    Reviewed Aug. 22, 2026

    When we reviewed all my debts… it was $30,000…. With interest it would have been $36,000…. Paying that off would have taken years…. When agent told me how much I would be paying monthly the amount was half of what I’m paying now…. plus all this paid off in 4 yrs @ 4 months…. Customer Service outstanding…The agent was very clear on all questions & doubts… The agent had great patience… I understood everything. If I didn’t he reviewed all with me again… Thank you National Debt Relief. 👍

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    Reviewed Aug. 22, 2026

    The processor Michael was very easy to talk to and made me feel extra comfortable throughout the process.

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    Customer ServiceStaff

    Reviewed Aug. 22, 2026

    The staff members at National Debt Relief were very knowledgeable, professional, and helpful. They answered all of my questions and guided me through the process of completing and signing all of the necessary forms. One staff member even stayed on the telephone with me and patiently explained each step, including why I needed to provide a signature or initials in certain places. I truly appreciated the time and care they took to make sure I understood everything. The entire process went smoothly, and I am very grateful for their help and support. Thank you so much, National Debt Relief!

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    Staff

    Reviewed Aug. 21, 2026

    I have not been in the program very long and I have received multiple settlements. I am so happy that I enrolled in the program. The financial specialists are wonderful and very helpful.

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    PricePunctuality & SpeedStaffBilling

    Reviewed Aug. 21, 2026

    Ozo was extraordinarily helpful! The process was so quick and easy! I feel like I can finally breathe after getting an affordable consolidated payment plan.

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    BillingRates

    Reviewed Aug. 21, 2026

    I spoke with Alex and she was very forthcoming about the way the program works. I checked them out on BBB and they have an A+ rating. That made me even more confident. My payments are something that I can afford. Thanks for all of your assistance!

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    Staff

    Reviewed Aug. 21, 2026

    Theresa ** was excellent! She knew her stuff and was extremely helpful in getting me all set up for the NDR program!

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    Customer ServiceStaff

    Reviewed Aug. 21, 2026

    Everyone was super helpful when I called. They were willing to answer all my questions and get me to set up. They were wonderful.

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    Staff

    Reviewed Aug. 21, 2026

    Ms. **, treated me like a. Valuable customer. She knew my needs and she help me through them all. She took her time to explain everything step by step. Thank you.

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    Staff

    Reviewed Aug. 21, 2026

    Aaron ** successfully explained the benefits of the help I can receive from you. He listened and asked all the right questions. He was very nice and personable. He made something very confusing and negative into an understandable service with positive results.

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    Staff

    Reviewed Aug. 21, 2026

    Very customer friendly, very patient- explain step by step.

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    Staff

    Reviewed Aug. 20, 2026

    Monet ** was wonderful and courteous throughout the process of getting me signed up for relief. I'm feeling more hopeful.

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    Punctuality & SpeedStaff

    Reviewed Aug. 20, 2026

    Fast, friendly service, Oz was very helpful and described the program very well.

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    Staff

    Reviewed Aug. 20, 2026

    Excellent service. Everyone I have talked to so far is being very professional and helpful.

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    StaffTransparency

    Reviewed Aug. 20, 2026

    Why was a very helpful person in helping me get my debt relief consolidation together and going to get rid of the debt that I have acquired. And has done a very good job in informing me and keeping me up to date with what things were going on.

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    Staff

    Reviewed Aug. 20, 2026

    I had a wonderful experience working with this debt consolidation company. From the beginning, Joe ** went above and beyond to make the process as smooth and understandable as possible. He was extremely helpful, informative, patient, and friendly throughout the entire experience. Joe took the time to answer all of my questions and made sure I understood each step of the process. His professionalism and willingness to help really stood out to me. It’s clear that he genuinely cares about helping his clients. I’m very grateful for the assistance I received and would definitely recommend this company, especially Joe, to anyone looking for knowledgeable and compassionate support with debt consolidation. Thank you, Joe, for making what can be a stressful process feel much easier!

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    Customer Service

    Reviewed Aug. 20, 2026

    I will make this short. I feel like I was rushed into this decision. I asked him in the earlier part of the conversation about the APR and had to call Back to find out It was 25%. Now mind you I was already paying 28%. So nobody in their right mind would have e-sign that. I had a company that would be over 100.00 less

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    Staff

    Reviewed Aug. 20, 2026

    Joshua was very kind and empathetic. I felt very comfortable talking to him. He was very professional, answer all my questions, and we got the information on the debts listed in a timely manner. I was very happy with the plan we came up with. I am more than happy I chose NDR to help me!

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    Customer Service

    Reviewed Aug. 20, 2026

    Great customer service and attentiveness towards my needs and concerns.

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    Staff

    Reviewed Aug. 20, 2026

    Hosue ** was kind, Pleasant, patient and knowledgeable.

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    Staff

    Reviewed Aug. 20, 2026

    Luis was very helpful and explained everything in detail. I am new to this program and I pray that it works and I appreciate your help and thank you for everything.

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    BillingLoan Process

    Reviewed Aug. 20, 2026

    NDR has worked to get my loans and credit cards balances reduced with short payoffs. Much better than other Debt relief programs.

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    Verified purchase

    Reviewed Aug. 19, 2026

    I was left with a feeling of confidence with this company handling my case file.

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    Customer ServiceStaff

    Reviewed Aug. 19, 2026

    To date, all has been fine. Everything explained clearly and effectively. Santiago, the gentleman I spoke with was very patient and friendly. Being this account in its beginning phase, I don't have more to offer. I will do a follow-up if given the opportunity.

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, Ste. 2800
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

    Media

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