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National Debt Relief Reviews

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Edited by: Jon Bortin

About National Debt Relief

National Debt Relief is one of the largest debt settlement companies in the U.S. It negotiates with creditors to reduce how much clients owe. It reports helping over 550,000 people since 2009 and focuses on unsecured debt like credit cards, personal loans and medical bills over $7,500. Services include personalized plans and support from dedicated debt specialists.

Pros
  • Free consultation with debt coach
  • Free debt relief quote
  • Numerous accreditations
Cons
  • Will need to pay percentage of debt settled

National Debt Relief Reviews

Over 50k reviews since 2016

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    3 featured reviews
    How do I know I can trust these reviews about National Debt Relief?
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    Page 3 Reviews 35 - 235
    Verified purchase
    StaffTransparency

    Reviewed July 9, 2025

    I have had wonderful people taking my applications, was very kind taking my application, explained how to fill out my application and was very kind to me. It took a good while to help me with my application. I was very slow had no computer knowledge. They were very kind and never got upset with me

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    StaffProcessTransparency

    Reviewed July 9, 2025

    Jon D. was very nice and helpful. He explained how everything works so I could understand. I learned a lot from all of the process. I feel so much better now, and, am looking forward to a better future. The biggest thing was the kindness at a time when I was very distressed from being so much in debt. That comes from my heart. Thank you very much

    Robin **

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    Customer ServiceProcessTransparency

    Reviewed July 9, 2025

    Anna is everything you need, couldn’t be more satisfied with the experience. They were professional, knowledgeable, and incredibly thorough with every detail of my debt situation. From the moment I reached out, communication was prompt and clear. They made the entire process smooth and stress-free, taking the time to explain everything in a way that was easy to understand.

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    StaffProcessTransparency

    Reviewed July 9, 2025

    I just enrolled in the program and so far the representative was excellent, professional and knowledgeable who understood my dilemma and did an excellent job making me feel comfortable in my decision to enter a debt relief program. He explained everything very clearly to me and my co-signer and reassured us that we were not the only ones in need of credit assistance. I would recommend him to friends and family if asked about the program.

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    Customer Service

    Reviewed July 9, 2025

    In my opinion, National Debt Relief sets the standard of excellence when it comes to customer service. The customer service members are truly professionals. I felt the weight of the world off my shoulders after the call was completed. I would recommend them to everyone who needs Financial relief. Ed. Mc.

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    Customer ServiceStaff

    Reviewed July 9, 2025

    I was very satisfied with the treatment I received from the representative. He was very courteous and listened to my concerns before addressing them. He did his best to make sure I was satisfied prior to hanging up our call. I would recommend your company to other individuals in my situation if I were asked.

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    Process

    Reviewed July 8, 2025

    Joe was a great help in getting us set up with the program to get back on track. Thank you for finding a program that fits our budget. I can't wait to finish paying off everyone and getting a decent credit score again. You guys welcomed us into the family.

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    StaffProcessTransparency

    Reviewed July 8, 2025

    Everything was easy to understand and easy to follow. Representative was very informative and made it an easy process, was very detailed about each part of the process and how well he explained everything to make it easy to understand! Would definitely recommend this service, easy to understand and easy process!

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    StaffProcessTransparency

    Reviewed July 8, 2025

    It was a great experience setting up my debt relief, I am super excited and he made me feel at ease with this whole process. He walked me through the entire process and helped me the entire way, explained everything so I would understand exactly what I was signing. He spent a great amount of time with me helping me and walking me through the forms that needed to be filled out.

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    Staff

    Reviewed July 7, 2025

    I was very pleased with the agent. He talked me through my options and helped me with my application all the way to the end. He was very helpful and informative, he also went back over my application to make sure I understood everything. I would like to thank National Debt Relief for their help.

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    Customer ServiceProcess

    Reviewed July 7, 2025

    Although the process was long, it was thorough. I got off the phone knowing exactly how my experience with NDR was going to affect me moving forward. I felt positive that NDR would be available to help me with my financial needs. I would definitely recommend this company to any friends who were in tough financial situations.

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    Customer ServiceStaffProcessTransparency

    Reviewed July 7, 2025

    Chris ** was amazing at explaining everything and making the process very easy. I was impressed by his professionalism and kindness in making the application go smoothly and quickly. He walked me through each and every page on the agreement and disclosures. Explained everything so I would understand it. Answered any and all questions that I had. He had also explained how to access my account and each and every debt that I had and how the funds will be dispersed and.

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    StaffProcessTransparency

    Reviewed July 7, 2025

    It was very pleasant working with this company. They explained everything to me and made it easy for to get the information that I need. I felt they thorough in what they told and explained all of the different step of the program. It was a joy working with them.

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    Customer ServiceStaff

    Reviewed July 7, 2025

    I was working with a certain individual for two almost 3 weeks and was not getting anywhere until I found and finally called again and Elizabeth ** answered and she did everything in her power not only to assist me, but to get me enrolled in the program, something that the other one did not do after working with her for three weeks. So kudos to Elizabeth ** for the great customer service she provided as well as the help that she provided. I am on my way to debt freedom..

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    Customer ServiceStaff

    Reviewed July 6, 2025

    Great customer service from Chris. He was outstanding in explaining everything to me. NDR is very customer friendly. I can't thank you enough. I can't thank Chris enough. I downloaded all the files NDR sent to me and they were very helpful. NDR is a great service and I would recommend them to a friend.

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    StaffProcess

    Reviewed July 6, 2025

    I was just looking to see how the process was or if they were going to ask me a bunch of questions or fill in a lot a paperwork but instead the process was simple that honestly I couldn't believe it. It was approved right away. Joseph was very friendly, professional and clarified all questions I had.

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    StaffProcess

    Reviewed July 6, 2025

    I am just entering this process so my experience has been limited to the first few steps and conversations with Jennifer **. The first steps seem to be easy, hopefully the results of this process brings satisfying results. My personal goal is to be debt free of everything (no credit card debt) except for my home. Ms ** informed me of the process. She answered my questions and guided me through the process. I think this decision is better than bankruptcy and debt consolidation.

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    Customer ServiceStaffProcessTransparency

    Reviewed July 6, 2025

    Customer service was excellent from start to finish. Adam was very helpful, patient, and knowledgeable. He took the time to explain the program thoroughly and made sure I understood every detail. He answered all my questions clearly and respectfully. I’d definitely recommend this service to anyone needing reliable, friendly help.

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    StaffProcessTransparency

    Reviewed July 6, 2025

    Alex ** is my counselor, I was very nervous about doing this, Alex walked me through the process and made it very easy for me. Thought it was going to be more difficult but it was not. I appreciate his time and understanding. I would recommend National Debt Relief to my friends.

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    StaffProcess

    Reviewed July 5, 2025

    Marcus D was a great guy to help us with our relief process. Would recommend them to anyone who needs help through the process of getting his or her life and finances back in order. Does not take too long to get approval through National Debt Relief. They are here to help anyone who needs it.

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    StaffTransparency

    Reviewed July 5, 2025

    The representative was professional, clear, and compassionate about my situation, and repeatedly assured me that I would be taken care of with care. I felt assured that my situation would be improved and that it would be a quality experience. I would recommend them to anyone who is facing financial difficulties.

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    Customer ServicePriceStaffProcessTransparency

    Reviewed July 5, 2025

    I am writing to share my positive experience with National Debt Program, an innovative and reliable company that has helped me manage my debts effectively. As a satisfied customer, I wanted to extend my gratitude by providing you with a detailed review of their services. Firstly, the team at National Debt Program was very understanding and empathetic towards my situation. They took the time to listen carefully to my concerns and provided me with a personalized solution tailored to my specific needs. Their approach emphasized financial education as a crucial aspect in overcoming debt challenges, which gave me a sense of confidence and control over my finances moving forward.

    One significant advantage of working with National Debt Program is their extensive network of creditors and industry connections. This allowed them to negotiate favorable terms on my behalf and secure substantial reductions in interest rates and fees associated with my outstanding debts. Furthermore, they diligently monitored my account regularly to ensure that all repayments were made promptly and accurately, minimizing late penalties and overall expenses.

    In addition, their professionalism extended beyond just managing my debts. The entire process was transparent, efficient, and hassle-free. Through regular communication, they kept me well-informed about my progress and provided timely updates on any changes or adjustments to my case. Moreover, their customer support representatives were always available via phone, email, or live chat to address any questions or issues I encountered along the way.

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    Customer ServiceStaff

    Reviewed July 4, 2025

    Teresa made the call very easy and she did an awesome job in taking me through the process and explaining everything. She was very detailed in going over all of the paperwork as well. She made me feel comfortable and she was very patient. Teresa was very flexible in working with my schedule as well.

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    Process

    Reviewed July 4, 2025

    I am extremely grateful and excited to begin this process with NDR. Ann ** is very cordial and made me feel valued, without shame of my debt situation. I know I’m stepping into a fresh start. I surely recommend NDR to others.

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    StaffProcess

    Reviewed July 4, 2025

    Miguel was the agent who took me step by step thru the process. I was anxious at first but he was so reassuring and I felt more at ease. I'm so happy I clicked on your FB page! I will be debt free in 24 most and I can now afford groceries! Thank you so much!!

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    Customer ServiceStaffProcessTransparency

    Reviewed July 3, 2025

    Denise was great. Took her time. Explained everything in detail. Answered all my questions. Walked me through the process. Made the intake easy. Listened to all my concerns. Great service. No issues with Denise. She was very good. Stayed on the phone while doing the paperwork. Explained the paperwork. Understands the process and explained it well.

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    Customer ServiceStaffProcessTransparency

    Reviewed July 3, 2025

    When I first called in, of course I was nervous about it. But Mark let me know everything and explained it clearly. He made me feel more comfortable to start the process and I’m proud to say I started today! He truly made the process streamlined and made it very easy to start. He also is a nice person to chat with as well so the conversation did not feel transactional. All in all, I’m very excited to start my journey and I’m not sure this would’ve happened with him!

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    Staff

    Reviewed July 3, 2025

    The signing up process was very simple and the team was excellent. The team was friendly, professional and non judgmental. Both of the individuals I spoke with were patient and understanding. All in all it was a wonderful experience. I would definitely recommend them for anyone needing help to conquer their overwhelming debt. There was a sense of relief after working the team.

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    StaffProcess

    Reviewed July 3, 2025

    Craig was my advisor and he was very patient in explaining my options and helping me understand the process. I am happy and excited to get my credit back on track with the help of great advice from Craig. Thank you for your time and knowledge explaining how I can stay out of debt once my debt is paid off.

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    Transparency

    Reviewed July 3, 2025

    I’m really satisfied with everything that was explained to me about NDR and how it will help me get back on track with my expenses. I think this will be a great opportunity for me so that I will be able to put my family and myself in a better position.

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    StaffProcess

    Reviewed July 3, 2025

    My family is glad to be working with NDR in times of need. After an accident and many months without work, this was so needed to relieve some of the stress and debt that was accumulated over this time. The team is very friendly and professional, the process is easy to follow. Thank you!

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    Customer ServiceProcess

    Reviewed July 3, 2025

    The process was seamless and a positive experience. I felt a sense of relief knowing I'd taken the 1st step in my financial situation. Thank you for making an uncomfortable situation positive and providing an encouraging response without judgment. The positivity and direction provided by Alex was proof positive that excellent customer service is still being provided.

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    Staff

    Reviewed July 3, 2025

    They are very good at their jobs. Not only helped me but fast. Would recommend them to anyone that really needs help like I did. My bills got a little out of line and they helped me get everything straightened out. Gave me three courses and we picked the best for me. Thanks so very much.

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    StaffTransparency

    Reviewed July 3, 2025

    I was given a very thorough and informative explanation of what you guys do and was happy with the service I received from my representative. I was told by my supervisor that this would get on track to paying off debt and I was relieved that I had such great help and guidance.

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    Customer ServiceStaff

    Reviewed July 2, 2025

    My husband and I called at our wits end with how to pay our debt. We make good money but debt has us barely getting by. I think her name was Catina and she literally helped us so much. Both my husband and I were on the phone and I was so stressed. Today I literally feel lighter. She was so nice and did NOT make me feel like the POS I felt like lol. Loved her

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    StaffProcess

    Reviewed July 2, 2025

    I am so glad I made the decision to resolve my drowning debt. Brenda was wonderful! She was extremely knowledgeable and very kind during the process. She went over each page of the application and gave time to ask questions before moving on. I highly recommend National Debt Relief to anyone who struggling pay check to pay check.

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    StaffProcess

    Reviewed July 2, 2025

    Jericho made this process very stress-free. We need more Jericho’s in this world. He was knowledgeable, he knew the programs well. Very professional with a great personality. Loved my experience. Sending everyone to Jericho. He’s a very patient person. I can’t wait to send people I know that can benefit from his patience to him. He is in the perfect position.

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    StaffTransparency

    Reviewed July 2, 2025

    It was a very pleasant experience talking with staff and learning how the program work. Everyone was very transparent and upfront with information to help me make an informed decision. Deciding whether I would be able to follow through and be patient with the process was my issue. Changing some of my old habits and beliefs was challenging. I am grateful to all the staff the assisted me.

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    Customer ServiceStaffTransparency

    Reviewed July 2, 2025

    Everyone was very helpful. I truly do appreciate the help that I received when I called in on the line. I am only 25 so I am learning and trying to get myself right for my future and I truly appreciate them taking their time to explain to me both Chris and Louis!

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    StaffProcess

    Reviewed July 2, 2025

    I was very apprehensive about trying to get help for my credit problems. I had already tried to get a personal loan to help but was denied. I was spending nearly allmy disability check to make ends meet, but was drowning quickly. Saw you're add on TV and the Web. So today, I decided to call, said sent a hopeful prayer and waited. Imagine my surprise!when I was approved! I would like to put in a word for the wonderful and patient Janelle **. She helped me to navigate the whole process!! I never felt more at ease. So thank you aa!!

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    Staff

    Reviewed July 2, 2025

    Signed up for debt relief and was helped by Leigh. She was thorough and helped me. I had to ask for additional help with my signage but first with my password. It is hard to do something like this but both of these ladies made me feel it was ok

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    Staff

    Reviewed July 2, 2025

    Yes, I would definitely recommend this to my friends. They are very helpful. They work with you, they know their job, they're friendly. They EXPLAIN Everything in detail, one of the best companies I have been with. THEY MAKE YOU FEEL VERY COMFORTABLE. DON'T NEED TO BE NERVOUS ABOUT ANYTHING. DEFINITELY worth calling them.!!

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    StaffProcess

    Reviewed July 2, 2025

    I was honestly feeling like I was at the end of my rope and the gentleman who handled my case has given me newfound hope. Thanks to his professional nature and kindness I have an actual shot of getting out of debt and the depression that plagues me. I honestly am very thankful for this program and the man that helped me.

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    Staff

    Reviewed July 2, 2025

    Evan was an amazing representative! He was friendly, actually showed compassion for my situation, and was very easy and comfortable to talk to. I was embarrassed that I was so far behind on my credit cards payments. I didn't feel any negative judgement, but instead encouragement! Which was a huge relief! I felt listened to and like they genuinely wanted to help. When a representative says he lives what he does, that speaks volumes to me about the amount of compassion in this program.

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    Staff

    Reviewed July 2, 2025

    My agent Sean S. executed with very efficient expertise!!! I am so excited to get out of debt and cut up these credit cards...and not ever go back!!! Thank you, NDR for dealing with my creditors and making it your priority that I pay less debt than I came to you with!!!

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    StaffProcess

    Reviewed July 2, 2025

    Bret was very nice and helpful throughout this whole process. He made me feel comfortable and answered all of my questions and addressed my concerns. He was very professional and didn’t judge me on my financial situation. I’m glad I finally made the decision to consolidate my debt. I see a light at the end of the tunnel. I know I’ll have help through this process.

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    Customer ServiceStaff

    Reviewed July 2, 2025

    The rep was nice and worked with me on the settlements, he contacted the right parties within your organization and done all the communication. I am very pleased with the outcome. So far it has been a good experience. I would recommend your service to others. Thank you for your commitment to helping people through these difficult times.

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    Customer ServiceTransparency

    Reviewed July 2, 2025

    One call and they are able to get me set up to save money and see a clear path to financial freedom. Lower monthly payments and flexible options for those payments really will help. I have just signed up and I'll reserve final judgement when my debts are resolved and I have a better credit score.

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    StaffProcess

    Reviewed July 2, 2025

    My agent gave great descriptive detail on anything I was concerned about before the process began. Made the process easy and worked around my schedule before enrollment to discuss all the details. I feel great about my decision to proceed. He advised me on all the steps to take to benefit me within this program. I feel secured about what to expect.

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    StaffProcess

    Reviewed July 1, 2025

    This whole process has been less stressful thanks to the help that Carlos ** from NY has provided. He has gone above and beyond to help us understand the process and set up our accounts. He guided us step by step through the entire process and gave us recommendations on how to participate in the program as a couple.

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    Customer ServiceStaff

    Reviewed July 1, 2025

    Sean ** was very helpful and relatable. He answered all my questions and helped find the best solution for us. When I was put in contact with NDR I had no idea what my options were and what they could offer, I'm glad I called and am ready to live debt free.

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    Staff

    Reviewed July 1, 2025

    My experience when enrolling was easy. The lady I spoke with was sincere, nice, cared about my situation, very helpful with my questions, and very knowledgeable. She did not make me feel like a bad person to have debt and need help resolving it. And what a relief to be able to lower my debt. I would definitely recommend National Debt Relief.

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    Reviewed July 1, 2025

    When you hear the saying, you expect to never be a part of that experience. I can comfortably say with the situation I was in, this is most definitely the once in a blue moon chance and opportunity I have ever been given. I don’t believe anybody out there can come close to this type of expertise and help!

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    Staff

    Reviewed June 30, 2025

    Isaiah was extremely helpful with helping me apply for debt relief. I am grateful to have an option that will have my debt paid off much sooner than I normally would. This was a friendly interaction that made me feel comfortable and ready to move forward! I feel like I can have my life back and not worry about how much money I’m spending on debt.

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    Customer ServiceProcessTransparency

    Reviewed June 30, 2025

    Very pleased with the customer service I received from Mr Alffi **. Explained everything well and helped me through the process! I was able to start the account and was explained how this will help my future with the program. I plan to add more debt to my account and be debt free one day.

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    Customer ServiceStaff

    Reviewed June 30, 2025

    Had a very good experience with them. Fatimah was very helpful and reassuring. Wasn’t sure about debt relief as I had no one I knew who used this. In a very tough spot and bankruptcy is not the answer. At this point everything went smoothly. All that’s left is for both of us to hold up to the agreement. Feel confident with Debt Relief. My problem now is trying to find enough general information to fill out this form.

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    StaffProcess

    Reviewed June 30, 2025

    They were understanding, respectful, considerate, comforting, and overall nice. They talked me through the whole program and helped me understand how it works and just keep my head up and think about the positives. That I shouldn't let my current situation hold me down and stress me out. The overall experience was very calm and relaxing knowing that I'm in good hands.

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    Customer ServiceStaff

    Reviewed June 30, 2025

    Our agent did everything possible to set up our accounts quickly and completely to meet our needs and stay within our budget, and all paperwork work went through quickly so program could start right away, and call back to start program with same agent was prompt and was completed as promised after first phone call.

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    StaffProcess

    Reviewed June 30, 2025

    Brian was very patient with me with all the questions. He's very knowledgeable and very friendly and made it easy to understand how the whole process works. If this one individual could work with every person I know; I would send everybody to him!! Thank you again for the wonderful experience.

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    StaffProcess

    Reviewed June 29, 2025

    They were very helpful and made me feel like normal human being who just runs into bumps in the road sometimes. It’s a learning experience being on your own. Julie was very nice and helpful through the process and answered any concerning questions I had. I am just glad I came forth in making the first step towards being debt free.

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    StaffProcessTransparency

    Reviewed June 29, 2025

    I had a great experience in my enrollment. I had a step by step reading explanations. Overall great experience with the person that helped me. He was great. Awesome help and made sure I understood 10 out of 10 and I like how he was able to guide me in the right direction to be able to start my process.

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    Staff

    Reviewed June 29, 2025

    The service provided by the two agent I dealt yesterday with was very good, I was satisfied and very happy to start working with this group of people. Yesterday was the beginning of a long relationship. Towards my financial freedom. By taking the first step that is getting out of debt..thanks for the help.

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    StaffTransparency

    Reviewed June 29, 2025

    My service rep was very kind and courteous. He spoke very distinctly so I could understand and explained my options for settlement. He had reviewed some concerns I had concerning a call I had received a few days earlier. A great company to work with and establish payment for loans and credit. I would truly recommend this company.

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    StaffProcessTransparency

    Reviewed June 29, 2025

    The whole experience with NDR was 100% at a Professional Level. The Gentleman was a 5 Star Agent. He was very patient with me, answered all my questions and explained the process in detailed. I thought I had no options for my financial issues. He assured me that I had options and it was with NDR. After signing up for this program that was the 1st time I had a Good night sleep in many months. I can not stress enough how Professional this Gentleman was the entire process. 5 Star for NDR and 6 Stars for the Agent that I was sure that this was a program for me. Thank You NDR and G-man.

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    Staff

    Reviewed June 29, 2025

    I was looking for help with a very aggressive debt collector and I started looking at debt consolidation online. Social media directed me to National Debt Relief, where their ad caught my attention. I took the next step by researching further and decided to reach out to them about eligibility.

    In 2022, I was juggling a few closed lines of credit, alongside an auto loan and a high-balance American Express card that was transferred to a particularly aggressive law firm. Dealing with them was traumatic, often leaving me uncertain of how to handle their demands and bullying tactics. National Debt Relief provided a buffer, helping me communicate and navigate the complex situation, especially with debt collectors who refused my attempts to negotiate lower payments.

    Their representatives were knowledgeable and compassionate, refreshing after my prior experiences. I enrolled multiple lines of credit with them, except for my car loan, which was handled separately. Over a period of about 15 months, I managed to pay off my car loan and dealt with National Debt Relief payments, which significantly reduced my financial burden.

    The representatives at National Debt Relief truly understood the intricacies of this domain and offered guidance, making my ordeal with creditors feel less personal and more like addressing a systemic issue. The switch to them was undoubtedly the right move, and by January 2024, I saw significant financial relief, including a settlement with the oppressive law firm managing my American Express debt. I wouldn't hesitate to recommend National Debt Relief to anyone facing similar financial challenges.

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    StaffTransparency

    Reviewed June 28, 2025

    Jasmine explained everything in terms easy to understand. She was a joy through such a stressful time. She guided me through explanations of every step. Also, Jasmine helped me set the online portal so I could keep up with my progress. If anyone is having trouble with their credit, this is definitely the place to start.

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    Customer ServiceProcess

    Reviewed June 28, 2025

    After the great reviews and checking the BBB I decided to give NDR a call. The debt spec. answered all questions. Took ownership to my issues with excellent phone etiquette. I was very pleased with the final closing amount. The whole process was very timely. I'll give it a try.?

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    PriceStaff

    Reviewed June 28, 2025

    After vacation travels and other expenses my credit card debt increased and became hard to pay off due to the banks’ high interest rates and unwillingness to provide easier payoffs. Discovering National Debt Relief I asked them for help, and was impressed by their helpful and effective accommodation. I expect this to improve my financial situation a great deal.

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    Customer ServiceStaffTransparency

    Reviewed June 28, 2025

    Emilio was perfect in every way. He explained everything to me in a patient, and informative manner! I felt very comforting from the start. He’s there for me every step of the way! He also took the time to answer any questions that I had no matter how small they might have been!

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    StaffProcess

    Reviewed June 28, 2025

    Marcos was wonderful at walking me through the whole process. He gave me peace of mind and answered all my questions. It is such a big stress and anxiety relief to have been enrolled into this program. So happy to have tuned into that NASCAR race so I could learn about National Debt Relief. Haha.

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    Customer ServiceStaffProcessTransparency

    Reviewed June 28, 2025

    Lost my first wife after 32 years. I was pushed into finding a second marriage, Things did not work out and we got a divorce. In the process she was a lot smarter than I was and took me for everything. So I just got myself deeper and deeper in a hole. I signed up with a company and did not see any action after 4 months and I finally called and cancelled their services. Then I saw your ad on the TV and desired to call your company.

    Your rep went thru procedures and explained to me how your company did business and did it in a way that I could understand how your company worked. We then went thru each bill amount. He wanted to make sure that he had covered each vendor that I had and was wanted to try to work things out so that I could get out of debt. I have contacted one other company and I am waiting on their bid. Then I will review both and decide and decide which company will work out for me.

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    Reviewed June 28, 2025

    When I tell you I didn’t know what you to expect, Jason went above and beyond. He’s a family man who can relate and he was honestly one of the best customer experience personnel I’ve ever dealt with. Answered ever question with a knowledge I didn’t know could be attained and it honestly felt like I knew him for years. Not only did we end up with a solution I was more than happy with the entire process was enticing and had me smiling the entire time. Would recommend this gentleman to anyone any time and am thoroughly happy with the whole process. Thank you Jason for improving my financial stability and giving me the confidence I needed for life financial success from here forward. Huge respect to NDR and the people they hire to improve our lives.

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    Reviewed June 28, 2025

    Consultation with your representative today was very good and positive. He handled my situation with Care and explain everything to me perfect. My mind is at ease. He talk me off the ledge. It was easy to follow his instructions. Because of the way he handled my situation. I really recommend National Debt Relief, to all my friends.

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    Reviewed June 27, 2025

    I was contemplating on using a service to help clearing the burden of insurmountable debt I was in. But after talking with Ronnie, he helped me sign up and minimize my debt to where I could see daylight again. Ronnie was pleasant and pointed out how, when and what is possible to achieve the desirable results. I highly recommend this service! Thank you again!

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    Reviewed June 27, 2025

    Kelly ** was amazing to work with. She was clear and competent and knew her work inside and out. She was a pure pleasure to work with. She was kind and patient throughout the process. I would recommend NDR to anyone just because of her caring and concern. Her empathy in this insecure time of our lives was reassuring that the memory of the America we may be losing will continue to thrive and survive. Thank you for helping us find an option for our unforeseen health issues that have put us here. May you continue to provide the program to those in need.

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    Reviewed June 27, 2025

    We have used them years ago. They are easy to work with.. They are very helpful. They are able to make a negative into a positive so life is less complicated. I am very happy to have them in my corner. They do all the heavy lifting. They check things out and do what is best for us.

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    Reviewed June 27, 2025

    If I could give zero stars I would. If you decide to use them good luck because the savings are offset by their fees. Don't expect saving as much as they say so on the initial call. On one account they are paying $50 a month to my creditor while pocketing $143 as their fees. Settlement for that account was $3,969 with fees of $1,657 (by charging you 25% of the initial amount owed) by the time the fees are added it is only 15% saved. Whatever you do please consider this when deciding to go with them because where they can, they take the entire fees out first then they pay the creditor. We got the account built up to close to $1,000 and in one day took over $800 in THEIR fees. I wish I'd have known about their ineptitude before I agreed to this BS. Oh and if you decide that bankruptcy is the only hope, They keep their fees.

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    Reviewed June 27, 2025

    First I wanna say thank you for Mr. Joseph **. Did great great great customer service then stay with me until everything done ✅ and I wanna say he’s the right person in right place and has more high level knowledge and experience: The way he explains about this company (National Debt Relief). Thank you 🙏 again Joseph B.

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    Reviewed June 26, 2025

    David ** was very helpful and very pleasant helping set up my agreement. He explained every facet of what would take place, the total process from after agreement started and through until the end, told me about legal team that was available. David was very knowledgeable in all areas of services supplied by National Debt Relief.

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    Reviewed June 26, 2025

    Eric ** was a patient & excellent listener. I would recommend the service to anyone who needs help with their debt. I was nervous, but came away with some peace of mind. It helps to at least get information & options. Particularly senior citizens. Or anyone who is not sure about debt.

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    Reviewed June 26, 2025

    The agency is a friendly and professional and told me what I needed to know about the program and how it works and I was able to be approved and I am happy with everything that I was told and I am so thankful for it and excited about it. Thank you very much for letting me in the National Debt Relief.

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    Staff

    Reviewed June 26, 2025

    Getting rid of my credit card and my debt with Republican Finance. The staff was knowledgeable. He helped me through some stuff that I didn't understand. I'm going to find out they were put in everything towards interest instead of principal like they told me they would do.

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    Reviewed June 26, 2025

    I received an excellent customer service from the client manager!! I was considering canceling the debt relief program because of credit score concerns, but I was reassured that it would only help me in the long run and I would be able to still make the large purchase I had in mind since I just enrolled in the program! I truly appreciate the fact that my concerns were properly addressed and without forcing me to make any decisions; I got proper help in a professional and kind manner!!

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    StaffProcessTransparency

    Reviewed June 26, 2025

    I would definitely recommend National Debt Relief to people I know who need help with their financial situation, thanks to Mr. **. He explained the remarkable program thoroughly and enrolled me in the best plan that fit my financial needs. I am a very satisfied client. God bless Mr. **.

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    Staff

    Reviewed June 26, 2025

    Mark was an excellent representative for your company. He was knowledgeable, friendly, and seemed to care about my needs and concerns. He was patient with me, and answered all of my questions thoroughly. Mark was also very good about letting me know how long things would take, and what to expect along the way. I'm very happy with the service I received.

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    PriceStaffProcess

    Reviewed June 26, 2025

    She helped me so much get in this program. I highly recommend her for helping people get into National Debt program. I was so overwhelmed with bills with high interest rates. Maybe I can to start to save money to buy groceries, gas and other essentials. So maybe I can have peace of mind soon. Thank you so much, it's really appreciated.

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    Reviewed June 26, 2025

    My rep Jordan was very understanding and patient. I am mad at myself for getting this far in debt, but hopeful with NDR help. A slight weight has already been lifted off my shoulders and I know more will be too once payments start to be made. I am hoping with the savings, I can make extra payments as well and get out of debt even faster.

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    Reviewed June 26, 2025

    I decided on this company based on this company based on the reviews. Some companies were cheaper but I need to know everything will be handled correctly. The costs much more than I thought it would and the length of time to fix my debt is much longer than I had hoped for, but if it all works out as I was told, this will be a great solution to my current financial issues. Thank you in advance for your assistance.

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    StaffProcessTransparency

    Reviewed June 26, 2025

    I highly appreciate it to Mr. **, it was such a honored talking to him. And taking me to journey of freedom. I thank him for taking care of me smoothly without his help and try hard to explain how the process till we made it at end. He is such a helpful guy and such s sa.

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    Customer ServiceStaffProcessTransparency

    Reviewed June 25, 2025

    I've used National Debt Relief once before, around 2015. Back then, the program seemed to work pretty well for me. More recently, in November 2023, I found myself in a challenging situation again, with some high credit card balances that I couldn't quite manage to bring down. So, I gave them another call. The program seemed to help cleanse my debts, and by February or March of this year, I had completed it once again.

    One aspect where I had mixed feelings was about the communication from their team. On one hand, they were generally responsive and quick to answer questions. However, there were a few instances when they couldn't provide immediate answers, promising to get back with answers within 72 hours, which sometimes didn't quite satisfy my need for timely clarity. Moreover, they assured me about how the program could affect my credit score, but I found the information a bit unclear. While I don't have any outstanding debts now—it's all zeros for my credit cards and loans—my credit score has seen a dip. They mentioned this might happen initially but suggested it would improve once everything processes through the credit bureaus. However, I'm still in a wait-and-see situation, hoping for a recovery as stated.

    If I were to recommend National Debt Relief, it would come with a note of caution. They do negotiate with creditors which initially involved instructing me to stop my payments—a directive I was a bit uneasy about. Even though they reassured me, such actions do build anxiety when overdue notices arrive. To a friend or relative considering this program, I'd advise being prepared for potential short-term credit score impacts and to weigh how it aligns with their financial strategy.

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    Customer ServiceStaffProcess

    Reviewed June 25, 2025

    I was concerned with being caught in a cycle of high-interest loans consuming my payments, and it felt like I couldn't make a dent in my debt. An advertisement, either on TV or social media, caught my attention, and prompted me to do more research and reach out to National Debt Relief over the phone. What impressed me during the process was the staff's professionalism. The representative I first spoke to was particularly reassuring, alleviating my anxiety about my debt situation. She made me feel at ease, reassuringly guiding me through the process and addressing the many questions I had along the way. Whenever I needed further assistance, even if she wasn't available, every staff member I interacted with was professional and helpful.

    The debt relief program was initially planned over a longer timeframe, but seeing progress, I managed to pay off some of my obligations earlier than anticipated. This was possible thanks to options that allowed for better negotiations on settlements. I felt that the entire payment setup was well-structured and manageable within my financial capabilities. As for their online presence, the National Debt Relief website was easy to navigate, and their customer service was always prompt in responding to my queries either via email or phone.

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    Customer Service

    Reviewed June 25, 2025

    I just wish I had called National Debt Relief long before now. What a relief to know I can get relief and the creditors won’t keep hounding me. It’s refreshing to know that my debt will be reduced. I’m so happy to not have to worry. Maybe now I can sleep better at night. Thank you!

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    Customer ServicePriceStaffProcess

    Reviewed June 25, 2025

    During the process there are a few simple questions to answer and the lady helping me was extremely friendly and patient. I am very satisfied with everything we accomplished and am eager to get back to having a good credit again. My monthly payment is reasonable and affordable even with today's economy. I highly recommend National Debt Relief to anyone struggling with collections or unaffordable debt.

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    PriceStaff

    Reviewed June 25, 2025

    The specialists were so kind and caring. This is a great solution for me to get debt free. I just pray it actually works like research shows it does! Credit card interest has gotten completely out of control and with the reduction in household earnings after the death of my husband, it has become so stressful trying to keep up, much less get debt free.

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    StaffTransparency

    Reviewed June 25, 2025

    Frank was very clear and thorough in explaining everything to me. He made sure I understood every aspect before moving on. He answered all my questions. I feel like I made the right decision. At this point I would definitely recommend NDR to anyone who is in a similar situation. I looked forward to the relief from stress by doing this.

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    StaffProcessTransparency

    Reviewed June 25, 2025

    Michael ** is my debt counselor. He completed my enrollment making it seamless process. He is extremely compassionate and knowledgeable and demonstrated empathy and compassion. Great Choice and I highly recommend your company. I look forward to becoming debt free through this program. You should advertise more and in the advertisement explain more in detail how your program works

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    Staff

    Reviewed June 25, 2025

    I was very pleased with the outcome of our situation. He was very friendly, gave some good information so we learn from our debt, and was helpful getting things set up. I will recommend them for anyone in need. I look forward to speaking with them very again and getting our debt finally paid off!

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    Reviewed June 25, 2025

    I had the best customer services ever. She went over everything one step at a time. She made sure I understood everything. She help me understand how credit card payments works when only paying the minimum balance. I appreciated her help every step of the way. She stay with me until end of the phone call. Thank you

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    StaffTransparency

    Reviewed June 25, 2025

    Had a very good experience. I like the way that the agent handle my situation and listen to exactly what I needed done and how he took his time and explain to me what would be going on in the process of me getting out of debt so thank you

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    Reviewed June 25, 2025

    I believe that this was the wisest decision I have made when it comes to saving my financial status and my future. The aspect of trying to make the usual payment to my creditors would have gotten me nowhere at all, except deeper in debt. I appreciate the help and advice.

    Sincerely, Lilly **

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    Customer ServiceStaffTransparency

    Reviewed June 25, 2025

    Throughout my time with the National Debt Relief program, I found customer service to be generally satisfactory—I would rate it around a 9. However, reaching a perfect 10 would have required more proactive communication from their end. I often had to take the initiative when it came to staying informed about my progress. The greatest relief was having my credit card debt paid off, which took a substantial weight off my shoulders. The team also assisted me in setting up a comfortable payment plan, which greatly eased my financial concerns.

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    Customer ServicePriceStaffProcess

    Reviewed June 25, 2025

    I worked with National Debt Relief when faced with a loan demanding $500 monthly payments. Their team managed to significantly reduce it to $284 a month, providing a huge relief. I handled everything over the phone and spoke with multiple representatives throughout the process, each of whom was exceptionally helpful.

    The experience, which spanned roughly three years, was invaluable. I completed the program and without hesitation, I'd work with National Debt Relief again in the future.

    They treated me with genuine respect, making me feel like a valued individual rather than just another client.

    Overall, everything from customer service to the cost of their service deserves a top rating.

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    StaffProcessTransparency

    Reviewed June 25, 2025

    I did a little research online and National Debt Relief was rated good, so I went with them. The enrollment process was seamless and didn't present any problems. The representatives were professional, knowledgeable, and communicated effectively. I appreciated how I didn't have to exert much effort; they managed everything necessary, and I just focused on paying it off.

    If a friend or family member faced similar financial difficulties, I would recommend National Debt Relief. It saved me money and helped get me back on track. The program allowed me to get rid of my credit card debt, which has been a relieving experience, and now I'm working on improving my credit score further. Overall, it's a good program that I'd endorse to others.

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    Online & AppStaffProcess

    Reviewed June 25, 2025

    The enrollment process at NDR was straightforward and uncomplicated. The representatives were consistently kind and courteous, always ready to assist. I felt informed and in control as I could easily track my progress through their website. The program made my life easier, although not perfect, it's considerably better than before.

    I would recommend National Debt Relief to anyone battling large credit card debts. They helped consolidate my debts into manageable payments and I'm now on a path to financial stability — just make sure not to fall back into the same old habits once debts are cleared.

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    Customer ServiceProcessTransparency

    Reviewed June 25, 2025

    The customer service at National Debt Relief has always been excellent. They’ve consistently helped me with any questions I had, providing clear and supportive answers. What truly impressed me about National Debt Relief was their ability to create a payment plan that was comfortable for me, particularly given the difficult financial situation I had been in. I recently finished my commitment with them, and the process was straightforward and accessible.

    Overall, I can recommend them to others facing similar debt issues.

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    Customer ServicePriceStaffProcess

    Reviewed June 25, 2025

    I sought help from National Debt Relief because of the skyrocketing interest rates and overall economic turmoil. I found the process incredibly easy as soon as I joined. The reps were fantastic and played a pivotal role in guiding me. They facilitated my debt relief through a debt consolidation program which took about a year to complete. I'm pleased to say I'm now finished with it.

    The team at NDR was exceptional. My experience was so positive that I'd rate them a 5 for both overall experience and customer service interactions.

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    Customer ServiceStaffProcessTransparency

    Reviewed June 25, 2025

    I signed up with National Debt Relief and they did what they said they were gonna do. I had prior experiences with other companies that failed to meet their promises, and National Debt Relief's program stood out in providing a genuine solution to my financial woes. I loved it.

    One of the aspects I appreciated most was National Debt Relief's stellar customer service. Whenever I needed to reach out, their representatives were promptly available. If I didn't catch their call, they would text me updates on my settlements. Their communicative nature made the process seamless. At one point, there was a concern, and the team respected my financial limitations. I told them as long as I didn't have to pay any more money in, I was good with it ‘cause I couldn't afford to pay any more in.

    Being debt-free now, I'm profoundly impacted by this program's effectiveness. I even shared my success story with my mother, emphasizing that I'd be debt-free by April, which influenced her to join the group. She's going through journey now, too. The greatest takeaway from this experience was the staff's understanding nature and their assistance in eliminating my credit card debts, a task I struggled to handle on my own. I'm grateful for National Debt Relief's help and highly recommend them to others seeking financial freedom.

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    Process

    Reviewed June 25, 2025

    I turned to National Debt Relief due to the overwhelming burden of too many debts. They assisted me by consolidating my debts, which involved them contacting credit card companies to negotiate lower rates and ultimately pay them off. Setting up the program was straightforward.

    My journey with National Debt Relief has concluded, but I would definitely consider working with them again in the future or recommend them to a friend in a similar financial situation. Overall, I was satisfied with the experience and the quality of service they provided.

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    Customer ServicePriceTransparency

    Reviewed June 25, 2025

    I had a great conversation with Chandler. After explaining my situation, he not only took the time to explain the cost savings, but also the benefits. Chandler explained everything in detail and made it so easy to understand. I look forward to working with you and getting myself back on track with my finances. Thank you.

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    Customer ServiceStaff

    Reviewed June 25, 2025

    They help me understand how to reduce my debt on my credit cards. Great customer service to the client. Answer to my questions and able to walk me step by step in all my paperwork. I'm so thankful that I was able to find a company that will help with my debt.

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    Staff

    Reviewed June 24, 2025

    The information I received was very helpful in my making the decision. Elizabeth is a credit to your company. She was informative, knowledgeable, and made the experience painless and fun also. Thank you Elizabeth. I feel very comfortable making the decision to use national debt and am thankful that she was so knowledgeable and friendly and made the experience fun. Thank you Elizabeth.

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    StaffProcess

    Reviewed June 24, 2025

    My experience with NDR is excellent. Adrian debt specialist is very patient, knowledgeable and very helpful throughout the process. At first I don’t really understand how it works but when a friend of mine explains it to me, I wish I would have done it sooner. I would definitely recommend NDR to my family and friends. Thank you NDR.

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    StaffTransparency

    Reviewed June 24, 2025

    They are so nice and helpful. Mr Al ** and Karine were awesome. So helpful. Knew exactly what I needed to do and did it!!!! Can't thank them enough for someone finally helping me cause I was about to give up. Seemed like I had no other opportunities. Mr ** explained everything to me and I think I even asked some dumb questions but he had a answer.. Very knowledgeable. He knew what he was talking about and I listened.. Good luck..

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    Reviewed June 24, 2025

    My experience as I called in and received Mike. He provided excellent customer service with explaining the background of the company how it was gonna work and what it could do for me with our situation. He was very thorough and proficient and helping me through the process of joining and being able to take care of and clear my debt.

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    Customer ServiceStaff

    Reviewed June 24, 2025

    They’re very nice and very corresponded. They nice, someone is always there to help you. They make sure your card paid off with the creditors. They make you have a peace of mind. Whenever you call, they always there to speak to you with any questions you have and they solve it and they will email you with everything you ask them to do. They give you a breakdown of your payment. I would recommend anyone to them.

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    StaffProcess

    Reviewed June 23, 2025

    Chatting with Jason was such a breeze to set up my payment program. NDR has their system down and they're always ready to help. It takes some time to set up but it's worth it completely. I'm excited to see the work that will happen during my program. All in all, the entire process is accessible and easy.

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    Customer ServiceStaffTransparency

    Reviewed June 23, 2025

    I was very pleased with the help I received and the patience he had with me. He explained things thoroughly. He took his time with me and guided me through every step explaining it well. Called me when he said he would but the patience he had with me was awesome.

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    Reviewed June 23, 2025

    First contact with the rep was very pleasant. I was totally comfortable as if talking to a dear friend. It was a friendly conversation. There was no misunderstanding of terms during his explanations. Thanks to Rep. C.J. I am onboard to major debt elimination. I will be sure to tell a friend that I know will benefit from this service.

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    StaffProcessTransparency

    Reviewed June 23, 2025

    Jericho was AMAZING throughout my whole process. He eased my nerves about enrolling into a debt program and was very honest and explained everything very clearly. When it came time to enroll in the program, the entire process was very quick and easy. I appreciate everything he has done for me.

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    Reviewed June 23, 2025

    Attention to personal service seem to just vanish after the sale is made, I had questions about my creditors and still have no answers, there maybe debt that is not mine, is there any one or anyway to verify these or does anyone even care? And after the fact I ask if the names of debts doesn't seem to match the ones I know about, additional help would be a great help.

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    StaffTransparency

    Reviewed June 23, 2025

    Excellent Experience with National Debt Relief. National Debt Relief made a stressful situation so much easier. They helped reduce my debt and gave me a clear plan to follow. The team was always professional, friendly, and responsive. I finally feel hopeful about my finances again. I’m so grateful for their help and highly recommend them!

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    Staff

    Reviewed June 23, 2025

    A wonderful gent helped me start a new chapter in my life and kept me away from bankruptcy. Thank you Paul ** for your expertise and informational approach! I will definitely recommend National Debt Relief to anyone looking for help and guidance. I am now able to afford the lifestyle that I was once accustomed to.

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    Reviewed June 23, 2025

    I have been happy with the way everything is moving right along. They are always ready to explain anything. I’m an old man so a little slow understanding things and they are so helpful. I am just glad I called them. I am so glad I found the advertisement. I had to help my kids out and so, I overspent.

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    Reviewed June 22, 2025

    The associate I spoke with was Angela **. I stated that I was just doing research and that this process was like a foreign language to me. Ms ** was very professional and courteous, and had a wealth of knowledge of the product that she was representing And after speaking with other like-minded companies, I felt very confident in going with the choices that she represented. You are very blessed to have such an agent on your staff🙏🏼. Thanks to all on her team.

    Charlton

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    Customer ServiceStaff

    Reviewed June 22, 2025

    Customer service representative (Tanisha **) was very knowledgeable of her job and explained everything to me in detail and with patience. After speaking with her, I was very pleased and comfortable in my decision for debt relief. I initially called for a debt loan and was educated on debt relief.

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    Staff

    Reviewed June 22, 2025

    I had initially called NDR for inquiry purposes and then to evaluate the program with my wife. The more that I talked with customer rep the more I felt that they had my interest in-mind and wanted to help me and then when I was referred to a debt specialist I knew that he was there to help me and my family. I am older, retired and raise our granddaughter after our son's passing. My wife had become disabled and our finances began to be an issue in our later years. We needed help and NDR has offered that to us. I want to thank all of those that were involved with your problems. I would highly recommend the program, helpfulness of the staff and the opportunities that they offer to help people rise above their financial difficulties. I thank them so much.

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    PriceStaff

    Reviewed June 22, 2025

    They offer a fair plan to get me out of debt quick. They made it very easy to accomplish this by taking over my debt and working with the creditors. They made it very affordable to do this. It's less than what I was paying out every month so it works with my budget.

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    Reviewed June 22, 2025

    I was drowning in debt and when I saw this commercial on tv from National Debt Relief I picked up the phone and called. The rep was so kind and helpful. The process was quick and easy. Don't just sit there, pick up the phone and call today. I Would recommend National Debt Relief to anyone!

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    Customer ServiceStaff

    Reviewed June 22, 2025

    If you are struggling to make ends meet, without proper help? Well, NDR (National Debt Relief) will come to your rescue. Sometimes life, college, and other stressors, and issues take hold and before you know it, your bogged down. Let NDR help take some of those stressors away. Give them a call. Simply state you want info about their program. They are very knowledgeable and patient. Trust that you are in good hands. They do all the work, and don't accept payment unless or until you settle the case in your favor.

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    Staff

    Reviewed June 22, 2025

    Nicholas was very informative and looked at my debts and helped me get approved so I can get out of debt quicker than I was doing. He was very patient with me and told me he was in no hurry and he would walk me through each step and I appreciate him. Thanks for all the help

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    Customer ServiceStaffTransparency

    Reviewed June 21, 2025

    I called National Debt Relief because I needed to solve some debt collection issues. After filling out the online form, I was contacted via phone by customer representative Jen **, who guided me through the process. She did a great job for my needs. She reviewed my credit history and the accounts over the phone, helped me create a plan based on my needs that fit my budget, and solved my accounts in collections in one day. She was very knowledgeable and explained everything clearly and concisely. I am grateful to Jen for helping me. If you are in debt and need a good company, call this agency; they will do great things for you.

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    Reviewed June 21, 2025

    Daniel is Professional and knowledgeable. I was skeptical, but Daniel made me feel at ease. He also made the most of the time we spent on the phone and was very thorough. I am excited to see how this works out in the future. The program itself is very beneficial for people who have fallen on hard times, especially given the current state of the economy, which is not performing as well as it has in past years. I thank National Debt Relief and I thank Daniel for his efforts.

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    Reviewed June 21, 2025

    Thank you Joe **. You made this easy for us. You answered all our questions and kept up with some personal issues as well as business. Huge thank you JOE **. You are a great salesman and you know the product you are selling very well. Thanks again. Yes sir had to give you a shout out.

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    StaffProcess

    Reviewed June 21, 2025

    This has been an excellent experience. Crystal guided us through the whole process with expertise and patience. She answered all our questions and understood our needs. Things were made easier because of that. Our financial future has a clearer path. Our son passed away last year and we have custody of 3 teenage grandchildren. It has some financial burdens since then but we look forward to a positive outcome.

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    Staff

    Reviewed June 20, 2025

    Worked with a wonderful representative named Sofia. Such a personable yet professional lady. She continually put up with my cancelling appointments due to personal reasons. She rescheduled me at least 6 different times. When we finally connected she went through everything thoroughly and proficient and helped me with doing everything on the computer.

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    Reviewed June 20, 2025

    When I was applying for a small loan somehow I got debt relief. So I don't know if a loan going through so that was never mentioned so hopefully you all know what you are doing. And all seems like I still don't know about a loan yet not sure.

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    Customer ServiceStaffProcess

    Reviewed June 20, 2025

    I was juggling multiple credit cards and struggling with payments. I wanted everything consolidated into one manageable payment. The program with National Debt Relief exceeded my expectations. It combined all my debts into a single payment, making it simpler for me. Every interaction I had with their team was exceptionally supportive and understanding. It was comforting to know that in case of an emergency, I could retrieve the money I'd deposited. Moreover, the team was flexible, allowing me to modify payments to expedite paying off my debt. I even managed to wrap up the program ahead of time.

    The negotiators at National Debt Relief were genuinely empathetic. Every conversation felt like I wasn’t just another customer in line – they were understanding and accommodating, and that meant a lot to me. I never experienced buyer’s remorse; instead, I was always relieved knowing I was in the right hands.

    Completing this program left a significant mark on my life. With my debts cleared, paying off my house early became a reality, and I even financed my current car independently. The increase in my credit rating, by at least 100 points, was proof of the positive impact. Now, handling finances, from purchasing a car to financing anything else, has become feasible.

    To anyone struggling like I was, I wholeheartedly recommend National Debt Relief. It’s a smooth, efficient process, and the encouragement from their team makes every step worthwhile. I've even advised my boss to look into it when she faced financial hurdles.

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    Staff

    Reviewed June 20, 2025

    I spoke to Willie ** and he was awesome. I have been in a panic for a while about my debt and he was such a Blessing. Got me hooked up quickly and eased my mind. Gave me hope that I am on the right path now. Thank You Willie & NDR

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    Customer ServiceStaff

    Reviewed June 20, 2025

    Darwin was amazing. Helped me understand my options fully and answered all my questions to best help me select the one which fit my needs the best. National Debt Relief was super easy and very quick response. Thank everyone who was involved but most importantly Darwin. Great service and simple communication.

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    PriceStaff

    Reviewed June 20, 2025

    Kyle was extremely helpful and easy to understand. Everything went very smooth and less than two hours, I am now onto financial freedom! I would recommend this for anyone struggling. Now we can actually SAVE some money! And get back to living life again with less stress. We are set up on an easy, affordable payment plan and our debt was cut in half!

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    Staff

    Reviewed June 20, 2025

    Great experience, patience and professionalism. I feel this was a very important decision and I will need to be more careful with my spending in the future. Anyone in my position should take advantage of the help and know they are here for you. Thank you so much, I will be able to sleep better because I don’t have to worry.

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    Customer ServiceStaff

    Reviewed June 20, 2025

    Rayon was exceptionally knowledgeable in explaining everything in detail. He was very friendly and knew a lot and was very funny, made everything go by very fast, yet he was very thorough. I hope everyone experiences the same from him. Rayon was very patient with me when I was filling in all the paperwork. I’m so glad he was the one I had to take my call.

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    Staff

    Reviewed June 19, 2025

    I am glad that I reached out to National Debt Relief, they have ease my mind quite a bit. They seem to be very nice people, and I feel like this will be a good experience. They were very polite, considerate and I think this is going to be a step in the right direction to become totally debt free And build my credit back at the same time. I want to thank National Debt Relief for being there, I didn’t know where else to turn.

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    Customer ServiceProcessTransparency

    Reviewed June 19, 2025

    I recently decided to sign up with National Debt Relief. I considered it before, but got nervous because I did not truly understand the process. Customer service helped explain everything to me and was very thoughtful and considerate of my concerns. They walked me through each step helping me along the way and answering any questions I had.

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    Staff

    Reviewed June 19, 2025

    This was a great satisfying experience! Brenda is knowledgeable, helpful, kind, and reassuring! I am blessed to have spoken with her regarding my situation. This is the best choice to settle my debt!! Everything is good and I am looking forward to completion of my debt. I recommend NDR to all that need help with overwhelming debt. I am no longer stressed!

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    Process

    Reviewed June 19, 2025

    Did a great job in explaining things I didn't understand. I recommend anyone that has credit card and hospital debt to contact them. Thank you for helping me! It was a very easy process that only took about 30 minutes. Now I can relax a little more each month. Thank you so much for some financial breathing room.

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    StaffTransparency

    Reviewed June 19, 2025

    The staff I worked with was awesome. They were very understanding of my situation. Every question I had they were there to help me. They explained everything to me in terms I was able to understand. Considering my situation they made me feel like everything was going to be okay.

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    Staff

    Reviewed June 19, 2025

    I really need them. They are lifesavers and have done the most for me in helping relief my debt. Everyone was courteous and very helpful. I'm so happy I made this decision. I'll tell my family and friends about your service. I'll recommend them. Staff was very knowledgeable. I very much appreciate their help. God knows I needed them.

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    Process

    Reviewed June 19, 2025

    So far starting with National Debt Relief has been the most difficult decision I had to make. Yes it will eliminate debt, however Knowing that NDR is with my attorney, I still have concerns that I should have went through them instead of gaining another bill for 45 months. I will trust the process.

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    Staff

    Reviewed June 19, 2025

    Brenda was amazing so helpful. Walked me through every step. She let me know exactly what to expect and how this is going to help me get out of debt within a reasonable time. She picked a plan that I can afford and I felt truly secure in my decision when I was done.

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    Customer Service

    Reviewed June 19, 2025

    Cannot log into my account. Account use to work but stopped and says not available. Need help to get into the account. Need to know what is going on in my account. Very upset with no contact. I told you to change my contact email to ** but you have not done that

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    StaffTransparency

    Reviewed June 19, 2025

    Kerry was awesome. She took time to explain everything. If I had to do it all over again I certainly would hope to work with her on my det relief again, or any type of work she was performing. She deserves some type of a award for the outstanding work she does, I can't say how happy I am that I choose this firm to take care of us.. Thank you Kerry for all you have done. We appreciate you and the time spent with us..

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    StaffProcessTransparency

    Reviewed June 19, 2025

    "Madeline ** was amazing! She helped me understand everything about my loan solution. She read through all the details perfectly and explained exactly how the service works. I felt incredibly supported and well-informed throughout the entire process."Got it! "Madeline ** provided exceptional assistance with my loan. She patiently read through all the information, giving me a much clearer understanding of how the service operates and what my solution entailed. Madeline's support made me feel truly valued and well-cared for, which was exactly what I needed."

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    Reviewed June 19, 2025

    No you all are very good at what you. Thanks for everything and I would tell a friend about you guys because there’s so many people that’s in debt. So again thanks for everything. You help change my life and hopefully by me telling someone about this process you can help them all. So appreciate you guys. Thanks you so much. May god blessed you

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    StaffTransparency

    Reviewed June 19, 2025

    He explained everything to me and slowly as I requested because I’m a senior and hard of hearing. He was very patient and knowledgeable and he knew exactly what his job was and he explained perfectly to me what things I had to do and made sure that I understood everything that he was saying to me, he is definitely an asset to your company, thank him very much

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    Reviewed June 19, 2025

    Was very thorough going over everything and explaining every step. Would recommend to friends. Will feel so much better when I reach a goal of being debt free. Thanks for giving me hope and a light to see the end. I know I have done this before and should be able to do it again. Thanks, For all your Help

    Joe **

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    StaffTransparency

    Reviewed June 19, 2025

    I was very pleased with the help I got from Debt Relief Program. She was very helpful and explained everything to me, to were I could understand everything. I will be Recommend National Debt Relief Program to people I know. Thank you so, so much for helping me

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    Reviewed June 18, 2025

    Very easy and comforting. The process so far has been a great relief! Well worth the time and attention given to finally become more secure in my finances. Angela was absolutely amazing and very helpful in this process. I felt good making this decision and should have done so months earlier. This journey has already taught me a lot in dealing with numbers. I feel so much better and excited to begin this stress free lifestyle!

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    ProcessTransparency

    Reviewed June 18, 2025

    Shawn was extremely helpful and very patient during this process and explained everything to me. He gave me instructions on where to sign and exactly when my payments would be deducted from my checking Account. It was explained to me how it would go into a special account which I could view in the portal.

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    Customer ServiceStaffProcess

    Reviewed June 18, 2025

    I’m so grateful for National Debt Relief. The man helped me was, Richard **, was extremely helpful, patient, kind, He spent three hours on the phone with me, not counting he helped me through with helping me with each email. I got through the process!! Richard helped me through everything. Grateful, thankful, I pray he knows that. Not going to get in details, but have definitely went through a very horrific time and Richard again was very kind understanding, reassuring me, that it was gonna be OK! I pray this gets to Richard ** because his heart is kind, he truly cares, no doubt I would not choose anywhere else but with your guys! Sincerely, Tara

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    StaffProcessTransparency

    Reviewed June 18, 2025

    Jonathon put my stress to bed. Gave me a payment plan I could afford. He was kind and understanding of my situation and very patient with me. He walked me through the process. Made it so easy. What I like the most was no out-of-pocket money upfront because when you get to the point where you need to have National Debt Relief you basically don’t have any money. I’m very grateful to Johnathon.

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    Customer ServiceStaff

    Reviewed June 18, 2025

    I had read all the reviews on the Better Business Bureau. They have the HIGHEST success and ratings out of all the other debt consolidation companies. They took their time with me. Explained from the beginning to the end the process. I didn't want to file bankruptcy, this is the way to go with this company. Cole was the person whom I spoke with, and he's amazing. He has the phone etiquette attitude on the phone, he listened to me as I spoke. Can't wait for the results!

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    Reviewed June 18, 2025

    Just started but I feel great about it. Will see where this goes…. I’m ready to fix the problems that Covid started for me… I’m young and might have been stupid with my credit limit but I’m hoping that you guys can help me fix my financial crisis and my credit.

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    Staff

    Reviewed June 18, 2025

    The gentleman I worked with was very informative and came up with an excellent game plan..Would recommend anyone who needs help to try them first. You won't regret it. National Debt Relief is the best. Thank you, a satisfied customer. I just wish I could remember who I was working with. He was the best

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    StaffTransparency

    Reviewed June 18, 2025

    Alexis was polite, responsible, caring, knowledgeable and very helpful. He asked many times if I had questions, explained everything, I am prepared to have a great outcome with this agency. I hope I manage to get myself out if this hole I have dug for myself and never get back into a situation like this again. My only question is...what if I die before this is finished?

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    StaffProcessTransparency

    Reviewed June 18, 2025

    This was a great experience and such a relief! I was walked thru the entire process and my service specialist was very thorough and answered all my questions. Would highly recommend to those in need of this service and living in a time of extreme circumstances. Thank you National Debt Relief!!

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    Customer ServiceStaff

    Reviewed June 18, 2025

    Kevin was extremely patient and helpful. I think I had him talking to himself for a few after realizing the call had dropped, sorry Kevin, other than that great service, professional, give this man a raise! I am very excited to start this new journey of freedom of debt, well at least half of it.

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    Staff

    Reviewed June 18, 2025

    I want to recognize and shout out to Benjamine! He guide me with all information provided, I couldn't have a better person on the other end to assist me with my decision making. He made me feel comfortable, heard my concerns, answered all my questions, very patient with customer care, polite and knowledgeable, leading and explaining every step of the way. I'm very appreciative of your assistance, Benjamin!

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    PriceStaff

    Reviewed June 17, 2025

    I worked with AJ last week who helped get me started with National Debt Relief. He was so patient, helpful, and informative. I am finally so relieved that AJ and NDR are helping me get out of debt. Best decision I’ve ever made. I have five lines of credit that I can’t even afford, and with National Debt Relief, my payments will be affordable and my debts will be paid off within five years. I’d never be able to accomplish this otherwise.

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    Customer ServiceStaff

    Reviewed June 17, 2025

    The person was really helpful. His name was Pedro. Did a really good job. Cause I was confused when they said call us cause I didn’t specifically say who to call or why or how so I. Just wanted something to be specific saying who I call and why do I call and how do I go? He was very helpful.

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    PriceStaffTransparency

    Reviewed June 17, 2025

    Explained everything in detail and did comparisons. Very helpful in making a decision. Showed the amount of interest that would be paid over time, increase in interest rates and fees. Then reviewed every page on the contract and instructions on the website. Assisted in signing up on the attorneys agreement and password to make sure I was on the right track. Gave all contact information if I had any further questions.

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    StaffTransparency

    Reviewed June 17, 2025

    Paul was a good rep. He explained my options. Asked mine. Then shared his of my situation. He was very kind and understanding and helped me see a way out of this debt before layoffs at work again. I was on top of paying min payments, and helped reduce my monthly amount by 600$.

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    StaffTransparency

    Reviewed June 17, 2025

    They were very helpful. They took their time and explained everything. I feel very confident and I am excited to get my debit consolidated. A weight has been lifted up off my shoulders. I may now began to try and save money. I would recommend their services to anyone seeking to do debt consolidation.

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    StaffProcess

    Reviewed June 17, 2025

    Vianessa ** assisted me with the NDR process and application. She was professional, personable, and precise. I was hesitant about the program but Vianessa eased my doubts. The credit setback is unfortunate but thanks to NDR I’m on a path to reach a debt management goal as I near retirement!

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    StaffTransparency

    Reviewed June 17, 2025

    Working with Rob ** was an experience filled with professionalism, proximity, consideration, and sympathy. At all did I feel bad during the application process with Rob. He was understanding and patient with me. His knowledge was top tier because there was never a moment when I felt like I didn't understand the material being explained.

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    Customer ServiceStaffProcessTransparency

    Reviewed June 17, 2025

    Excellent customer service, Dennis was very informative and explained the program in detail. I look forward to getting my debt under control. The program seems to have been successful for many people and hopefully also for me. Having debt is a heavy burden and can cause great stress. Thank You Dennis for giving me complete information.

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    Reviewed June 17, 2025

    Samantha was great, explaining everything and was able to help me decide to do this. I am confident NDR will finally free this financial burden I have had and assist me with better choices when it comes to my finances. I am looking forward to a debt free future. Thank you NDR!

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    Process

    Reviewed June 16, 2025

    I saw an ad for National Debt Relief online and I applied. It was the first one that I saw. I was very pleased with the results. The process was smooth, and I'm thrilled to have all my debt resolved. The customer support I experienced was excellent. I had no problems at all, and they were understanding throughout the process. National Debt Relief set up a payment plan that was affordable for me, and I followed it until I could completely pay off my debt.

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    Online & AppStaffProcessTransparency

    Reviewed June 16, 2025

    After evaluating multiple options to help manage our debt situation, I landed on National Debt Relief due to a combination of online research and positive customer feedback. I contacted them for a consultation and they discussed their plans and how it works and it fit what we wanted. Throughout my time dealing with National Debt Relief, I found the staff to be extremely polite and kind. They were upfront about the costs involved and clearly explained how the program operated, including how the money I contributed remained in my account until used. A particular highlight of my experience was the transparency they upheld. When our program was concluded, I found that I had overpaid. I contacted them, and they ceased withdrawals promptly and even issued a refund without any hassle. While my overall experience with National Debt Relief was positive, there were certain aspects of their user interface—be it their app or website—that could benefit from some enhancements. I've been a client for about 4 or 5 years, and though changes have been made over time, I feel improvements could still be developed, particularly in easing the submission of necessary materials through the platform.

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    StaffProcessTransparency

    Reviewed June 16, 2025

    James assisted me with setting up my debt relief. He was awesome! He explained the program to me in detail. I really appreciate his knowledge! I definitely would recommend debt relief to family and friends. I don't know what else to say except trying to submit this is ridiculous. Lalala.

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    StaffProcess

    Reviewed June 16, 2025

    Pamela was wonderful helping me navigate my financial struggles. She was with me for every step of the way from start to finish with getting enrolled and made the whole process very easy for me. She was kind, helpful, and empathetic. She was even able to work with me through my limited availability. I can recommend her enough!

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    StaffProcess

    Reviewed June 16, 2025

    Really appreciate Joseph for his service and guidance to become debt free. He made it quick and easy process, also understandable to know where I’m at. I definitely will recommend to family and friends who also need help with debt. I wouldn’t have gone forward with it without Joseph’s help. Thank you again Joseph.

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    Customer ServiceStaff

    Reviewed June 16, 2025

    Staff are very friendly & kind. Ivan M was supper helpful and went through every step by step, took his time and had patience with me. Answered all my questions, and convinced me to start this new journey. I’m very excited and can’t wait to start! Thank you Ivan for all your help! Very much appreciate your help and kindness!

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    StaffProcess

    Reviewed June 16, 2025

    The process was actually very easy to get started and the personnel that we talked to were very friendly and very thorough. It has been a very good experience so far. It seems like there is going to be a lot of benefits from this program. We are just getting started. But I am looking forward to the end result, and I would recommend this so far to anyone I was starting to drown in debt, and these guys have them offered a way to work out of it. So I am very thankful for their help and support.

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    Customer ServiceStaff

    Reviewed June 16, 2025

    National Debt Relief came across with a better approach and outcomes compared to other companies. I initially heard about them through Facebook, which led me to explore more about their services. The customer service team was quite impressive; they seemed very pleasant, knowledgeable, and confident in their communication. I'm glad I chose them for my debt relief needs. Overall, it was a positive experience.

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    Customer ServiceStaff

    Reviewed June 15, 2025

    Incredibly nice and patient, encouraging and had a great phone voice. Thanks to him, I have a more complete view of our finances and feel we are on a good track to relief from our current financial difficulties. I don’t know of others to recommend NDR to, I don’t know their finances, but if someone asks, I will recommend.

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    Online & AppStaff

    Reviewed June 15, 2025

    After facing challenges with credit card debt and high childcare expenses, I turned to National Debt Relief for assistance. The representatives were professional and thorough, helping me understand the differences between their services and continuing with minimum payments. While the lack of flexibility with payment plans was initially frustrating, the overall outcome was positive as I managed to settle everything quickly. Using their website was straightforward and intuitive, adding to the positive experience. The service from National Debt Relief was effective and contributed significantly to better managing our finances. It provided a clearer picture of our expenses, allowing us to live within our means without overextending ourselves.

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    Staff

    Reviewed June 15, 2025

    The young lady who helped me did a AMAZING JOB. She made me feel welcome and assured me. So she get an A+ in my book. So with that being said I will for sure be telling family and friends about you guys and the service I have received. Thank You, Gilbert L

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    Process

    Reviewed June 15, 2025

    I saw National Debt Relief on Facebook and decided to give it a try. The sign-up process was straightforward; I submitted my debt details, and we agreed on a manageable monthly payment plan. Although there was a small hiccup with continuing payments after my final payment, they promptly refunded the extra money once notified.

    Customer support was excellent; I easily reached someone whenever I had questions. The program helped me pay off my debt, which has significantly impacted my life for the better. The most important lesson I've learned is to avoid getting into debt.

    If anyone asked about my experience, I'd wholeheartedly recommend National Debt Relief. The process was simple and hassle-free.

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    Customer ServiceStaffTransparency

    Reviewed June 15, 2025

    Matthew C. was very helpful with his explanations and guidance completing the sign-up process. His clear communication and thorough understanding of the steps involved made the experience smooth and stress-free. He patiently addressed all my questions, ensuring I felt confident and informed. His support was invaluable, and I truly appreciated his dedication to excellent customer service.

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    StaffProcessTransparency

    Reviewed June 15, 2025

    Brad ** spent quite a bit of time making sure we understood the program and the benefits to us. He answered every question we had and walked through the process with us step-by-step. I felt completely comfortable with the process and relieved to have help now, and in the future, as we eliminate our debt.

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    Reviewed June 14, 2025

    We had a wonderful experience. Our representative was patient and took the time to explain everything to us. She made the process much easier than expected. We feel very good about the decision we made. We now have peace of mind that we previously didn’t have. We highly recommend this company.

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    StaffTransparency

    Reviewed June 14, 2025

    Nellie was so helpful and made me feel like I was not the only one that needed NDR help. She walked me through all of the paperwork, explain everything to me, and answered my questions. Very professional and knowledgeable. I can’t wait to be debt free and finally have a savings again!

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    Staff

    Reviewed June 14, 2025

    Your associate was very helpful and answered every question or concerns that I had. I was very pleased with with the professionalism of the associate that helped me with my claims. Thank you for all of your assistance.

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    Customer ServiceStaff

    Reviewed June 14, 2025

    We have the great opportunity of being helped by Shane ** and Albert ** who did such an amazing job walking us through every single detail of the program as well as following up with us in anything we could need help with. They were both always eager to help us in every step of the way. In general terms it was such an amazing experience. Thank you guys!

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    StaffProcessTransparency

    Reviewed June 14, 2025

    I rarely leave reviews, but my experience with National Debt Relief deserves to be shared. Like many people, I found myself overwhelmed by debt that had spiraled out of control. The stress was constant, and it felt like there was no way out. I was hesitant at first to trust a debt relief company, fearing it might be too good to be true. But reaching out to National Debt Relief was one of the most important decisions I've made for my financial and emotional well-being. From the very beginning, their team treated me with respect and compassion. They didn’t judge my situation or make empty promises. Instead, they walked me through exactly how the program worked: Negotiating with creditors, consolidating payments, and giving me a realistic timeline for becoming debt-free. What stood out most was their transparency — I always knew what to expect, and every step was clearly explained.

    The process wasn’t always easy. It requires patience and a willingness to stick to the plan. There were months where I had doubts, but National Debt Relief continued to communicate with me and advocate on my behalf. They reduced my total debt significantly, and I paid off what I owed in less time than I imagined possible. Now, for the first time in years, I’m no longer living paycheck to paycheck. I’ve started saving again, and I finally feel like I have control over my financial future. If you're struggling with debt and unsure where to turn, I wholeheartedly recommend National Debt Relief. They don't offer a magic fix — But they do offer real help, with integrity and care.

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    StaffTransparency

    Reviewed June 14, 2025

    Andrew was compassionate and not judgemental. He thoroughly explained terms and conditions without sounding like a robot going through the motions. He seemed kind and very knowledgeable walking me through each step with patience and understanding. Looking forward to my financial freedom journey with National Debt Relief. Thank you for your time and service.

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    Customer ServiceStaffProcess

    Reviewed June 14, 2025

    I appreciated how easy the enrollment process was at NDR. Having completed the program earlier this year, I can say my experience was positive.

    Throughout the duration of the program, whenever I had a question, the customer service team was prompt and helpful. I was ultimately satisfied with how they guided me through the process, helping me achieve my debt relief goals effectively.

    In summary, my experience with National Debt Relief was a seamless one.

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    StaffTransparency

    Reviewed June 14, 2025

    My provider was very knowledgeable. Very patient with me. Explain things very thoroughly and showed a very good concern for what's going on with my life to bring me to this point where I'm looking for help with my debt. So what was proposed and what was given to me seem like the best solution and he was very patient with me and explain things very well and I appreciate that.

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    Customer Service

    Reviewed June 14, 2025

    Not sure why they have an online chat if the first thing they say is you have to call. Do not even offer a chat option at that point, and then to lie over and over about it would be a quick call, and take no time at all but then being on the phone for over 45 minutes. I know it’s a good thing but just lie after lie to get you started isn’t a good look

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    National Debt Relief Company Information

    Social media:
    Company Name:
    National Debt Relief
    Company Type:
    Private
    Year Founded:
    2009
    Address:
    180 Maiden Lane, 30th Floor
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10038
    Country:
    United States
    Website:
    www.nationaldebtrelief.com

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